Home > Talmer West Bank > Income and Expense

Talmer West Bank, Income and Expense

2015-06-30 (YTD Data)Rank
Total interest income$19,756,000655
Total interest expense$1,003,0001,407
Net interest income$18,753,000611
Provision for loan and lease losses$2,140,000228
Total noninterest income$6,271,000585
Gross Fiduciary activities income$390,000516
Service charges on deposit accounts$433,0001,373
Trading account gains and fees$0157
Additional Noninterest Income$5,448,000476
Total noninterest expense$16,912,000631
Salaries and employee benefits$7,703,000760
Premises and equipment expense$3,254,000419
Additional noninterest expense$5,955,000571
Pre-tax net operating income$5,972,000770
Securities gains (losses)$02,636
Applicable income taxes$1,819,000673
Income before extraordinary items$4,153,000867
Extraordinary gains, net$022
Net income$4,153,000867
Minority interest net income$075
Net income of bank and minority interests.$4,153,000867
Net charge-offs$-186,0006,061
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$68,000427
Net operating income$4,153,000845
2015-03-31 (YTD Data)Rank
Total interest income$9,463,000675
Total interest expense$521,0001,346
Net interest income$8,942,000633
Provision for loan and lease losses$1,704,000157
Total noninterest income$3,128,000565
Gross Fiduciary activities income$270,000458
Service charges on deposit accounts$236,0001,245
Trading account gains and fees$0152
Additional Noninterest Income$2,622,000475
Total noninterest expense$8,664,000613
Salaries and employee benefits$4,321,000671
Premises and equipment expense$1,160,000555
Additional noninterest expense$3,183,000533
Pre-tax net operating income$1,702,0001,195
Securities gains (losses)$02,027
Applicable income taxes$481,0001,048
Income before extraordinary items$1,221,0001,348
Extraordinary gains, net$013
Net income$1,221,0001,349
Minority interest net income$064
Net income of bank and minority interests.$1,221,0001,350
Net charge-offs$775,000239
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$31,000413
Net operating income$1,221,0001,309
2014-12-31 (YTD Data)Rank
Total interest income$39,835,000624
Total interest expense$1,621,0001,767
Net interest income$38,214,000583
Provision for loan and lease losses$5,983,000186
Total noninterest income$18,156,000421
Gross Fiduciary activities income$664,000556
Service charges on deposit accounts$1,592,000839
Trading account gains and fees$0180
Additional Noninterest Income$15,900,000320
Total noninterest expense$43,180,000486
Salaries and employee benefits$23,094,000481
Premises and equipment expense$5,849,000446
Additional noninterest expense$14,237,000484
Pre-tax net operating income$7,207,0001,127
Securities gains (losses)$03,259
Applicable income taxes$2,460,000846
Income before extraordinary items$4,747,0001,371
Extraordinary gains, net$017
Net income$4,747,0001,370
Minority interest net income$084
Net income of bank and minority interests.$4,747,0001,370
Net charge-offs$-228,0006,273
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,747,0001,339
2014-09-30 (YTD Data)Rank
Total interest income$29,855,000622
Total interest expense$1,203,0001,812
Net interest income$28,652,000583
Provision for loan and lease losses$3,880,000206
Total noninterest income$15,277,000379
Gross Fiduciary activities income$539,000534
Service charges on deposit accounts$1,239,000819
Trading account gains and fees$0174
Additional Noninterest Income$13,499,000287
Total noninterest expense$33,932,000466
Salaries and employee benefits$17,967,000463
Premises and equipment expense$4,793,000411
Additional noninterest expense$11,172,000461
Pre-tax net operating income$6,117,0001,022
Securities gains (losses)$02,980
Applicable income taxes$2,194,000741
Income before extraordinary items$3,923,0001,238
Extraordinary gains, net$015
Net income$3,923,0001,235
Minority interest net income$081
Net income of bank and minority interests.$3,923,0001,237
Net charge-offs$-235,0006,371
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,923,0001,224
2014-06-30 (YTD Data)Rank
Total interest income$19,549,000632
Total interest expense$679,0002,107
Net interest income$18,870,000587
Provision for loan and lease losses$2,183,000230
Total noninterest income$8,705,000414
Gross Fiduciary activities income$395,000517
Service charges on deposit accounts$853,000788
Trading account gains and fees$0172
Additional Noninterest Income$7,457,000330
Total noninterest expense$23,700,000455
Salaries and employee benefits$12,877,000439
Premises and equipment expense$2,796,000466
Additional noninterest expense$8,027,000429
Pre-tax net operating income$1,692,0002,065
Securities gains (losses)$02,580
Applicable income taxes$575,0001,401
Income before extraordinary items$1,117,0002,448
Extraordinary gains, net$020
Net income$1,117,0002,452
Minority interest net income$080
Net income of bank and minority interests.$1,117,0002,452
Net charge-offs$-295,0006,505
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,117,0002,413
2014-03-31 (YTD Data)Rank
Total interest income$9,407,000658
Total interest expense$299,0002,364
Net interest income$9,108,000605
Provision for loan and lease losses$447,000506
Total noninterest income$5,183,000365
Gross Fiduciary activities income$257,000465
Service charges on deposit accounts$412,000797
Trading account gains and fees$0147
Additional Noninterest Income$4,514,000283
Total noninterest expense$13,604,000410
Salaries and employee benefits$7,009,000412
Premises and equipment expense$1,446,000457
Additional noninterest expense$5,149,000356
Pre-tax net operating income$240,0004,169
Securities gains (losses)$01,715
Applicable income taxes$-146,0006,650
Income before extraordinary items$386,0003,081
Extraordinary gains, net$016
Net income$386,0003,084
Minority interest net income$066
Net income of bank and minority interests.$386,0003,084
Net charge-offs$379,000614
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$386,0003,032
2013-12-31 (YTD Data)Rank
Total interest income$25,737,000979
Total interest expense$3,591,000951
Net interest income$22,146,000987
Provision for loan and lease losses$-12,198,0006,796
Total noninterest income$8,563,000760
Gross Fiduciary activities income$1,296,000408
Service charges on deposit accounts$1,393,000989
Trading account gains and fees$0184
Additional Noninterest Income$5,874,000717
Total noninterest expense$30,343,000673
Salaries and employee benefits$13,613,000796
Premises and equipment expense$4,392,000562
Additional noninterest expense$12,338,000559
Pre-tax net operating income$12,564,000627
Securities gains (losses)$03,182
Applicable income taxes$14,0004,213
Income before extraordinary items$12,550,000534
Extraordinary gains, net$029
Net income$12,550,000533
Minority interest net income$090
Net income of bank and minority interests.$12,550,000535
Net charge-offs$4,033,000408
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$12,550,000528
2013-09-30 (YTD Data)Rank
Total interest income$19,828,000962
Total interest expense$2,830,000941
Net interest income$16,998,000960
Provision for loan and lease losses$-12,198,0006,880
Total noninterest income$6,829,000737
Gross Fiduciary activities income$965,000406
Service charges on deposit accounts$1,040,000995
Trading account gains and fees$0180
Additional Noninterest Income$4,824,000683
Total noninterest expense$22,980,000672
Salaries and employee benefits$10,452,000776
Premises and equipment expense$3,345,000557
Additional noninterest expense$9,183,000568
Pre-tax net operating income$13,045,000494
Securities gains (losses)$03,040
Applicable income taxes$2,0004,565
Income before extraordinary items$13,043,000408
Extraordinary gains, net$025
Net income$13,043,000405
Minority interest net income$084
Net income of bank and minority interests.$13,043,000409
Net charge-offs$3,328,000384
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,043,000406
2013-06-30 (YTD Data)Rank
Total interest income$13,525,000936
Total interest expense$1,977,000915
Net interest income$11,548,000924
Provision for loan and lease losses$-12,199,0006,934
Total noninterest income$4,339,000771
Gross Fiduciary activities income$638,000409
Service charges on deposit accounts$685,000985
Trading account gains and fees$0157
Additional Noninterest Income$3,016,000721
Total noninterest expense$15,609,000666
Salaries and employee benefits$7,178,000760
Premises and equipment expense$2,268,000546
Additional noninterest expense$6,163,000572
Pre-tax net operating income$12,477,000371
Securities gains (losses)$02,791
Applicable income taxes$2,0004,510
Income before extraordinary items$12,475,000302
Extraordinary gains, net$022
Net income$12,475,000303
Minority interest net income$082
Net income of bank and minority interests.$12,475,000303
Net charge-offs$3,157,000315
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$12,475,000291
2013-03-31 (YTD Data)Rank
Total interest income$6,871,000919
Total interest expense$1,031,000901
Net interest income$5,840,000916
Provision for loan and lease losses$1,0004,363
Total noninterest income$2,154,000775
Gross Fiduciary activities income$304,000419
Service charges on deposit accounts$340,000980
Trading account gains and fees$0148
Additional Noninterest Income$1,510,000744
Total noninterest expense$7,757,000677
Salaries and employee benefits$3,756,000732
Premises and equipment expense$1,107,000563
Additional noninterest expense$2,894,000601
Pre-tax net operating income$236,0004,216
Securities gains (losses)$01,966
Applicable income taxes$1,0004,491
Income before extraordinary items$235,0003,995
Extraordinary gains, net$010
Net income$235,0003,998
Minority interest net income$076
Net income of bank and minority interests.$235,0003,998
Net charge-offs$70,0002,169
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$235,0003,908
2012-12-31 (YTD Data)Rank
Total interest income$32,395,000812
Total interest expense$5,488,000813
Net interest income$26,907,000801
Provision for loan and lease losses$3,0005,866
Total noninterest income$9,955,000686
Gross Fiduciary activities income$1,280,000392
Service charges on deposit accounts$1,511,000946
Trading account gains and fees$0166
Additional Noninterest Income$7,164,000609
Total noninterest expense$36,585,000568
Salaries and employee benefits$16,017,000652
Premises and equipment expense$4,624,000522
Additional noninterest expense$15,944,000484
Pre-tax net operating income$274,0005,486
Securities gains (losses)$03,810
Applicable income taxes$1,926,000908
Income before extraordinary items$-1,652,0006,801
Extraordinary gains, net$029
Net income$-1,652,0006,798
Minority interest net income$093
Net income of bank and minority interests.$-1,652,0006,799
Net charge-offs$4,207,000661
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-1,652,0006,779
2012-09-30 (YTD Data)Rank
Total interest income$25,004,000797
Total interest expense$4,327,000808
Net interest income$20,677,000795
Provision for loan and lease losses$3,0005,730
Total noninterest income$7,855,000657
Gross Fiduciary activities income$949,000390
Service charges on deposit accounts$1,147,000938
Trading account gains and fees$0157
Additional Noninterest Income$5,759,000589
Total noninterest expense$28,280,000551
Salaries and employee benefits$12,245,000636
Premises and equipment expense$3,521,000516
Additional noninterest expense$12,514,000459
Pre-tax net operating income$249,0005,498
Securities gains (losses)$03,575
Applicable income taxes$47,0003,820
Income before extraordinary items$202,0005,714
Extraordinary gains, net$020
Net income$202,0005,713
Minority interest net income$086
Net income of bank and minority interests.$202,0005,713
Net charge-offs$4,609,000493
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$202,0005,534
2012-06-30 (YTD Data)Rank
Total interest income$17,003,000794
Total interest expense$3,048,000787
Net interest income$13,955,000788
Provision for loan and lease losses$2,0005,568
Total noninterest income$5,140,000670
Gross Fiduciary activities income$638,000394
Service charges on deposit accounts$774,000910
Trading account gains and fees$0153
Additional Noninterest Income$3,728,000593
Total noninterest expense$19,460,000541
Salaries and employee benefits$8,305,000624
Premises and equipment expense$2,416,000496
Additional noninterest expense$8,739,000438
Pre-tax net operating income$-367,0006,734
Securities gains (losses)$03,178
Applicable income taxes$-4,0006,795
Income before extraordinary items$-363,0006,808
Extraordinary gains, net$019
Net income$-363,0006,808
Minority interest net income$084
Net income of bank and minority interests.$-363,0006,808
Net charge-offs$2,326,000619
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-363,0006,757
2012-03-31 (YTD Data)Rank
Total interest income$8,769,000773
Total interest expense$1,691,000716
Net interest income$7,078,000777
Provision for loan and lease losses$2,0005,167
Total noninterest income$2,745,000633
Gross Fiduciary activities income$310,000401
Service charges on deposit accounts$389,000891
Trading account gains and fees$0148
Additional Noninterest Income$2,046,000544
Total noninterest expense$9,845,000535
Salaries and employee benefits$4,163,000618
Premises and equipment expense$1,250,000480
Additional noninterest expense$4,432,000418
Pre-tax net operating income$-24,0006,545
Securities gains (losses)$02,210
Applicable income taxes$-6,0006,946
Income before extraordinary items$-18,0006,620
Extraordinary gains, net$019
Net income$-18,0006,619
Minority interest net income$078
Net income of bank and minority interests.$-18,0006,619
Net charge-offs$-5,0006,379
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-18,0006,528
2011-12-31 (YTD Data)Rank
Total interest income$39,738,000704
Total interest expense$10,230,000556
Net interest income$29,508,000742
Provision for loan and lease losses$16,989,000268
Total noninterest income$10,762,000571
Gross Fiduciary activities income$1,309,000345
Service charges on deposit accounts$1,534,000960
Trading account gains and fees$0146
Additional Noninterest Income$7,919,000511
Total noninterest expense$43,579,000476
Salaries and employee benefits$18,369,000530
Premises and equipment expense$5,398,000469
Additional noninterest expense$19,812,000396
Pre-tax net operating income$-20,298,0007,296
Securities gains (losses)$03,838
Applicable income taxes$28,0003,989
Income before extraordinary items$-20,326,0007,298
Extraordinary gains, net$029
Net income$-20,326,0007,297
Minority interest net income$096
Net income of bank and minority interests.$-20,326,0007,297
Net charge-offs$32,717,000170
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-20,326,0007,291
2011-09-30 (YTD Data)Rank
Total interest income$30,875,000694
Total interest expense$8,130,000547
Net interest income$22,745,000726
Provision for loan and lease losses$16,988,000204
Total noninterest income$7,905,000597
Gross Fiduciary activities income$998,000343
Service charges on deposit accounts$1,140,000973
Trading account gains and fees$0145
Additional Noninterest Income$5,767,000532
Total noninterest expense$32,930,000467
Salaries and employee benefits$14,192,000517
Premises and equipment expense$4,116,000468
Additional noninterest expense$14,622,000401
Pre-tax net operating income$-19,268,0007,393
Securities gains (losses)$03,555
Applicable income taxes$-30,0006,873
Income before extraordinary items$-19,238,0007,393
Extraordinary gains, net$021
Net income$-19,238,0007,393
Minority interest net income$087
Net income of bank and minority interests.$-19,238,0007,393
Net charge-offs$30,671,000134
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-19,238,0007,387
2011-06-30 (YTD Data)Rank
Total interest income$21,003,000687
Total interest expense$5,712,000541
Net interest income$15,291,000721
Provision for loan and lease losses$9,987,000240
Total noninterest income$5,824,000562
Gross Fiduciary activities income$668,000347
Service charges on deposit accounts$743,000975
Trading account gains and fees$0153
Additional Noninterest Income$4,413,000469
Total noninterest expense$23,067,000452
Salaries and employee benefits$9,799,000498
Premises and equipment expense$2,790,000472
Additional noninterest expense$10,478,000374
Pre-tax net operating income$-11,939,0007,457
Securities gains (losses)$02,914
Applicable income taxes$-27,0006,961
Income before extraordinary items$-11,912,0007,452
Extraordinary gains, net$015
Net income$-11,912,0007,452
Minority interest net income$089
Net income of bank and minority interests.$-11,912,0007,452
Net charge-offs$19,316,000155
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-11,912,0007,450
2011-03-31 (YTD Data)Rank
Total interest income$10,701,000671
Total interest expense$3,030,000530
Net interest income$7,671,000721
Provision for loan and lease losses$6,552,000196
Total noninterest income$3,256,000513
Gross Fiduciary activities income$318,000357
Service charges on deposit accounts$359,0001,004
Trading account gains and fees$0158
Additional Noninterest Income$2,579,000427
Total noninterest expense$12,053,000434
Salaries and employee benefits$5,160,000489
Premises and equipment expense$1,447,000463
Additional noninterest expense$5,446,000358
Pre-tax net operating income$-7,678,0007,534
Securities gains (losses)$01,772
Applicable income taxes$-5,0006,953
Income before extraordinary items$-7,673,0007,526
Extraordinary gains, net$09
Net income$-7,673,0007,526
Minority interest net income$086
Net income of bank and minority interests.$-7,673,0007,526
Net charge-offs$12,921,000128
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-7,673,0007,527
2010-12-31 (YTD Data)Rank
Total interest income$51,921,000570
Total interest expense$18,372,000428
Net interest income$33,549,000642
Provision for loan and lease losses$66,986,000141
Total noninterest income$6,448,000883
Gross Fiduciary activities income$1,300,000343
Service charges on deposit accounts$1,612,000941
Trading account gains and fees$0175
Additional Noninterest Income$3,536,000949
Total noninterest expense$46,532,000454
Salaries and employee benefits$14,718,000657
Premises and equipment expense$4,308,000598
Additional noninterest expense$27,506,000312
Pre-tax net operating income$-73,521,0007,625
Securities gains (losses)$20,0003,102
Applicable income taxes$89,0003,310
Income before extraordinary items$-73,590,0007,623
Extraordinary gains, net$029
Net income$-73,590,0007,623
Minority interest net income$0111
Net income of bank and minority interests.$-73,590,0007,623
Net charge-offs$62,897,000151
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-73,610,0007,619
2010-09-30 (YTD Data)Rank
Total interest income$40,137,000553
Total interest expense$14,778,000418
Net interest income$25,359,000631
Provision for loan and lease losses$60,209,000131
Total noninterest income$1,138,0002,510
Gross Fiduciary activities income$994,000336
Service charges on deposit accounts$1,224,000962
Trading account gains and fees$0165
Additional Noninterest Income$-1,080,0007,665
Total noninterest expense$30,549,000507
Salaries and employee benefits$10,001,000719
Premises and equipment expense$2,930,000657
Additional noninterest expense$17,618,000336
Pre-tax net operating income$-64,261,0007,733
Securities gains (losses)$20,0002,883
Applicable income taxes$-371,0007,312
Income before extraordinary items$-63,870,0007,732
Extraordinary gains, net$023
Net income$-63,870,0007,732
Minority interest net income$0110
Net income of bank and minority interests.$-63,870,0007,732
Net charge-offs$48,360,000146
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-63,889,8007,732
2010-06-30 (YTD Data)Rank
Total interest income$27,648,000544
Total interest expense$10,442,000404
Net interest income$17,206,000625
Provision for loan and lease losses$40,483,000128
Total noninterest income$2,159,0001,165
Gross Fiduciary activities income$652,000340
Service charges on deposit accounts$826,000960
Trading account gains and fees$0152
Additional Noninterest Income$681,0001,716
Total noninterest expense$20,055,000510
Salaries and employee benefits$6,611,000721
Premises and equipment expense$1,991,000654
Additional noninterest expense$11,453,000345
Pre-tax net operating income$-41,173,0007,791
Securities gains (losses)$20,0002,363
Applicable income taxes$-387,0007,437
Income before extraordinary items$-40,766,0007,790
Extraordinary gains, net$019
Net income$-40,766,0007,790
Minority interest net income$0105
Net income of bank and minority interests.$-40,766,0007,790
Net charge-offs$32,291,000148
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-40,785,8007,791
2010-03-31 (YTD Data)Rank
Total interest income$14,258,000541
Total interest expense$5,436,000410
Net interest income$8,822,000620
Provision for loan and lease losses$24,820,000119
Total noninterest income$85,0005,317
Gross Fiduciary activities income$318,000350
Service charges on deposit accounts$410,000959
Trading account gains and fees$0175
Additional Noninterest Income$-643,0007,882
Total noninterest expense$11,336,000458
Salaries and employee benefits$3,442,000706
Premises and equipment expense$1,069,000625
Additional noninterest expense$6,825,000296
Pre-tax net operating income$-27,249,0007,902
Securities gains (losses)$20,0001,521
Applicable income taxes$6,0004,021
Income before extraordinary items$-27,235,0007,896
Extraordinary gains, net$016
Net income$-27,235,0007,897
Minority interest net income$091
Net income of bank and minority interests.$-27,235,0007,897
Net charge-offs$17,723,000144
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-27,255,0007,897
2009-12-31 (YTD Data)Rank
Total interest income$59,133,000553
Total interest expense$26,123,000427
Net interest income$33,010,000647
Provision for loan and lease losses$62,548,000203
Total noninterest income$-4,429,0007,993
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,787,000972
Trading account gains and fees$0211
Additional Noninterest Income$-6,216,0007,998
Total noninterest expense$38,216,000558
Salaries and employee benefits$11,275,000876
Premises and equipment expense$3,609,000746
Additional noninterest expense$23,332,000389
Pre-tax net operating income$-72,183,0007,906
Securities gains (losses)$03,754
Applicable income taxes$-3,868,0007,685
Income before extraordinary items$-68,315,0007,905
Extraordinary gains, net$034
Net income$-68,315,0007,904
Minority interest net income$0115
Net income of bank and minority interests.$-68,315,0007,904
Net charge-offs$47,858,000205
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-68,315,0007,907
2009-09-30 (YTD Data)Rank
Total interest income$45,498,000558
Total interest expense$20,539,000436
Net interest income$24,959,000646
Provision for loan and lease losses$36,993,000252
Total noninterest income$-3,552,0008,079
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,346,000962
Trading account gains and fees$0212
Additional Noninterest Income$-4,898,0008,091
Total noninterest expense$28,770,000561
Salaries and employee benefits$8,642,000868
Premises and equipment expense$2,648,000776
Additional noninterest expense$17,480,000389
Pre-tax net operating income$-44,356,0007,969
Securities gains (losses)$03,497
Applicable income taxes$8,349,000158
Income before extraordinary items$-52,705,0007,995
Extraordinary gains, net$027
Net income$-52,705,0007,994
Minority interest net income$0118
Net income of bank and minority interests.$-52,705,0007,994
Net charge-offs$26,582,000240
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-52,705,0007,995
2009-06-30 (YTD Data)Rank
Total interest income$31,246,000566
Total interest expense$14,249,000447
Net interest income$16,997,000635
Provision for loan and lease losses$13,955,000372
Total noninterest income$-2,365,0008,168
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$871,000974
Trading account gains and fees$0193
Additional Noninterest Income$-3,236,0008,176
Total noninterest expense$18,073,000594
Salaries and employee benefits$6,181,000823
Premises and equipment expense$1,713,000821
Additional noninterest expense$10,179,000427
Pre-tax net operating income$-17,396,0008,010
Securities gains (losses)$03,136
Applicable income taxes$-5,903,0008,057
Income before extraordinary items$-11,493,0007,971
Extraordinary gains, net$021
Net income$-11,493,0007,969
Minority interest net income$0112
Net income of bank and minority interests.$-11,493,0007,970
Net charge-offs$11,525,000335
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-11,493,0007,976
2009-03-31 (YTD Data)Rank
Total interest income$16,182,000547
Total interest expense$7,501,000444
Net interest income$8,681,000625
Provision for loan and lease losses$5,031,000404
Total noninterest income$-964,0008,215
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$457,000900
Trading account gains and fees$0171
Additional Noninterest Income$-1,421,0008,230
Total noninterest expense$8,609,000592
Salaries and employee benefits$2,979,000852
Premises and equipment expense$852,000838
Additional noninterest expense$4,778,000397
Pre-tax net operating income$-5,923,0008,057
Securities gains (losses)$02,434
Applicable income taxes$-2,015,0008,088
Income before extraordinary items$-3,908,0008,021
Extraordinary gains, net$015
Net income$-3,908,0008,022
Minority interest net income$0102
Net income of bank and minority interests.$-3,908,0008,022
Net charge-offs$5,587,000295
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,908,0008,024
2008-12-31 (YTD Data)Rank
Total interest income$22,194,0001,744
Total interest expense$10,218,0001,590
Net interest income$11,976,0001,862
Provision for loan and lease losses$2,772,0001,474
Total noninterest income$1,016,0003,371
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$598,0002,655
Trading account gains and fees$0154
Additional Noninterest Income$418,0003,507
Total noninterest expense$6,298,0002,938
Salaries and employee benefits$2,415,0003,873
Premises and equipment expense$910,0002,847
Additional noninterest expense$2,973,0002,025
Pre-tax net operating income$3,922,0001,391
Securities gains (losses)$03,220
Applicable income taxes$1,334,000951
Income before extraordinary items$2,588,0001,567
Extraordinary gains, net$039
Net income$2,588,0001,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,505,0001,126
Cash dividends$2,325,0001,178
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,588,0001,674
2008-09-30 (YTD Data)Rank
Total interest income$16,844,0001,760
Total interest expense$7,762,0001,626
Net interest income$9,082,0001,862
Provision for loan and lease losses$2,573,000999
Total noninterest income$813,0003,304
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$456,0002,640
Trading account gains and fees$0148
Additional Noninterest Income$357,0003,373
Total noninterest expense$4,766,0002,896
Salaries and employee benefits$1,915,0003,739
Premises and equipment expense$686,0002,855
Additional noninterest expense$2,165,0002,010
Pre-tax net operating income$2,556,0001,884
Securities gains (losses)$03,106
Applicable income taxes$869,0001,290
Income before extraordinary items$1,687,0002,089
Extraordinary gains, net$031
Net income$1,687,0002,087
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,910,000851
Cash dividends$2,045,000994
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,687,0002,190
2008-06-30 (YTD Data)Rank
Total interest income$11,383,0001,763
Total interest expense$5,379,0001,631
Net interest income$6,004,0001,869
Provision for loan and lease losses$644,0001,626
Total noninterest income$535,0003,364
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$310,0002,571
Trading account gains and fees$0149
Additional Noninterest Income$225,0003,538
Total noninterest expense$3,251,0002,838
Salaries and employee benefits$1,308,0003,705
Premises and equipment expense$463,0002,830
Additional noninterest expense$1,480,0001,949
Pre-tax net operating income$2,644,0001,309
Securities gains (losses)$03,233
Applicable income taxes$898,0001,020
Income before extraordinary items$1,746,0001,568
Extraordinary gains, net$021
Net income$1,746,0001,568
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,094,000812
Cash dividends$1,235,0001,182
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,746,0001,533
2008-03-31 (YTD Data)Rank
Total interest income$5,891,0001,749
Total interest expense$2,908,0001,612
Net interest income$2,983,0001,873
Provision for loan and lease losses$215,0001,749
Total noninterest income$308,0003,079
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$157,0002,520
Trading account gains and fees$0158
Additional Noninterest Income$151,0003,028
Total noninterest expense$1,533,0002,996
Salaries and employee benefits$599,0003,982
Premises and equipment expense$230,0002,853
Additional noninterest expense$704,0001,999
Pre-tax net operating income$1,543,0001,222
Securities gains (losses)$02,688
Applicable income taxes$524,000978
Income before extraordinary items$1,019,0001,468
Extraordinary gains, net$015
Net income$1,019,0001,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,000840
Cash dividends$810,000899
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,019,0001,413
2007-12-31 (YTD Data)Rank
Total interest income$24,532,0001,745
Total interest expense$11,632,0001,724
Net interest income$12,900,0001,757
Provision for loan and lease losses$790,0001,688
Total noninterest income$1,268,0003,029
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$715,0002,330
Trading account gains and fees$0178
Additional Noninterest Income$553,0003,148
Total noninterest expense$7,863,0002,324
Salaries and employee benefits$4,118,0002,432
Premises and equipment expense$942,0002,698
Additional noninterest expense$2,803,0001,971
Pre-tax net operating income$5,515,0001,513
Securities gains (losses)$02,146
Applicable income taxes$1,880,0001,184
Income before extraordinary items$3,635,0001,735
Extraordinary gains, net$039
Net income$3,635,0001,734
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$679,0001,362
Cash dividends$4,000,000908
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,635,0001,725
2007-09-30 (YTD Data)Rank
Total interest income$18,047,0001,775
Total interest expense$8,487,0001,765
Net interest income$9,560,0001,780
Provision for loan and lease losses$484,0001,615
Total noninterest income$1,012,0002,896
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$543,0002,291
Trading account gains and fees$0184
Additional Noninterest Income$469,0002,958
Total noninterest expense$5,856,0002,320
Salaries and employee benefits$3,084,0002,430
Premises and equipment expense$710,0002,683
Additional noninterest expense$2,062,0001,952
Pre-tax net operating income$4,232,0001,596
Securities gains (losses)$01,655
Applicable income taxes$1,442,0001,263
Income before extraordinary items$2,790,0001,808
Extraordinary gains, net$033
Net income$2,790,0001,807
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,0001,405
Cash dividends$3,000,000857
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,790,0001,796
2007-06-30 (YTD Data)Rank
Total interest income$11,766,0001,834
Total interest expense$5,539,0001,800
Net interest income$6,227,0001,840
Provision for loan and lease losses$383,0001,281
Total noninterest income$722,0002,769
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$354,0002,338
Trading account gains and fees$0168
Additional Noninterest Income$368,0002,689
Total noninterest expense$3,901,0002,341
Salaries and employee benefits$2,052,0002,478
Premises and equipment expense$462,0002,749
Additional noninterest expense$1,387,0001,943
Pre-tax net operating income$2,665,0001,719
Securities gains (losses)$01,444
Applicable income taxes$909,0001,362
Income before extraordinary items$1,756,0001,958
Extraordinary gains, net$029
Net income$1,756,0001,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$206,0001,316
Cash dividends$2,000,000870
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,756,0001,938
2007-03-31 (YTD Data)Rank
Total interest income$5,822,0001,846
Total interest expense$2,687,0001,840
Net interest income$3,135,0001,833
Provision for loan and lease losses$285,000868
Total noninterest income$360,0002,763
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$171,0002,345
Trading account gains and fees$0195
Additional Noninterest Income$189,0002,631
Total noninterest expense$1,936,0002,354
Salaries and employee benefits$1,014,0002,530
Premises and equipment expense$229,0002,795
Additional noninterest expense$693,0001,919
Pre-tax net operating income$1,274,0001,786
Securities gains (losses)$01,187
Applicable income taxes$435,0001,435
Income before extraordinary items$839,0001,981
Extraordinary gains, net$022
Net income$839,0001,981
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,000787
Cash dividends$1,000,000781
Sale, conversion, retirement of capital stock, net$0885
Net operating income$839,0001,972
2006-12-31 (YTD Data)Rank
Total interest income$22,374,0001,811
Total interest expense$9,285,0001,801
Net interest income$13,089,0001,759
Provision for loan and lease losses$945,0001,093
Total noninterest income$1,223,0003,084
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$668,0002,467
Trading account gains and fees$0130
Additional Noninterest Income$555,0003,159
Total noninterest expense$7,700,0002,299
Salaries and employee benefits$3,805,0002,552
Premises and equipment expense$914,0002,683
Additional noninterest expense$2,981,0001,773
Pre-tax net operating income$5,667,0001,701
Securities gains (losses)$01,687
Applicable income taxes$1,928,0001,374
Income before extraordinary items$3,739,0001,898
Extraordinary gains, net$051
Net income$3,739,0001,899
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,264,000562
Cash dividends$5,000,000705
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,739,0001,883
2006-09-30 (YTD Data)Rank
Total interest income$16,727,0001,802
Total interest expense$6,741,0001,802
Net interest income$9,986,0001,744
Provision for loan and lease losses$646,0001,129
Total noninterest income$948,0003,040
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$498,0002,487
Trading account gains and fees$0126
Additional Noninterest Income$450,0003,022
Total noninterest expense$5,822,0002,271
Salaries and employee benefits$2,907,0002,503
Premises and equipment expense$683,0002,701
Additional noninterest expense$2,232,0001,746
Pre-tax net operating income$4,466,0001,664
Securities gains (losses)$01,388
Applicable income taxes$1,519,0001,383
Income before extraordinary items$2,947,0001,862
Extraordinary gains, net$045
Net income$2,947,0001,864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$603,000694
Cash dividends$4,000,000629
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,947,0001,843
2006-06-30 (YTD Data)Rank
Total interest income$10,990,0001,796
Total interest expense$4,293,0001,792
Net interest income$6,697,0001,733
Provision for loan and lease losses$446,0001,090
Total noninterest income$681,0002,874
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$332,0002,459
Trading account gains and fees$0126
Additional Noninterest Income$349,0002,761
Total noninterest expense$3,998,0002,208
Salaries and employee benefits$1,998,0002,445
Premises and equipment expense$458,0002,680
Additional noninterest expense$1,542,0001,717
Pre-tax net operating income$2,934,0001,688
Securities gains (losses)$01,185
Applicable income taxes$998,0001,406
Income before extraordinary items$1,936,0001,886
Extraordinary gains, net$039
Net income$1,936,0001,887
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,000687
Cash dividends$2,000,000795
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,936,0001,867
2006-03-31 (YTD Data)Rank
Total interest income$5,410,0001,777
Total interest expense$2,081,0001,756
Net interest income$3,329,0001,726
Provision for loan and lease losses$233,0001,000
Total noninterest income$381,0002,623
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$171,0002,326
Trading account gains and fees$0115
Additional Noninterest Income$210,0002,418
Total noninterest expense$2,074,0002,135
Salaries and employee benefits$1,020,0002,410
Premises and equipment expense$229,0002,675
Additional noninterest expense$825,0001,578
Pre-tax net operating income$1,403,0001,727
Securities gains (losses)$0955
Applicable income taxes$477,0001,454
Income before extraordinary items$926,0001,925
Extraordinary gains, net$021
Net income$926,0001,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,000574
Cash dividends$1,000,000729
Sale, conversion, retirement of capital stock, net$0648
Net operating income$926,0001,902
2005-12-31 (YTD Data)Rank
Total interest income$21,920,0001,521
Total interest expense$7,143,0001,597
Net interest income$14,777,0001,483
Provision for loan and lease losses$2,634,000405
Total noninterest income$2,115,0002,122
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$697,0002,358
Trading account gains and fees$0138
Additional Noninterest Income$1,418,0001,743
Total noninterest expense$8,186,0002,041
Salaries and employee benefits$4,120,0002,225
Premises and equipment expense$944,0002,490
Additional noninterest expense$3,122,0001,622
Pre-tax net operating income$6,072,0001,571
Securities gains (losses)$02,296
Applicable income taxes$2,065,0001,323
Income before extraordinary items$4,007,0001,742
Extraordinary gains, net$046
Net income$4,007,0001,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,829,000433
Cash dividends$3,900,000835
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,007,0001,713
2005-09-30 (YTD Data)Rank
Total interest income$16,287,0001,493
Total interest expense$5,148,0001,564
Net interest income$11,139,0001,453
Provision for loan and lease losses$1,378,000555
Total noninterest income$1,607,0002,101
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$538,0002,299
Trading account gains and fees$0126
Additional Noninterest Income$1,069,0001,740
Total noninterest expense$6,180,0002,008
Salaries and employee benefits$3,127,0002,178
Premises and equipment expense$715,0002,462
Additional noninterest expense$2,338,0001,600
Pre-tax net operating income$5,188,0001,388
Securities gains (losses)$02,317
Applicable income taxes$1,765,0001,202
Income before extraordinary items$3,423,0001,542
Extraordinary gains, net$035
Net income$3,423,0001,542
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,082,000473
Cash dividends$3,050,000725
Sale, conversion, retirement of capital stock, net$0769
Net operating income$3,423,0001,515
2005-06-30 (YTD Data)Rank
Total interest income$10,529,0001,499
Total interest expense$3,259,0001,540
Net interest income$7,270,0001,469
Provision for loan and lease losses$1,154,000432
Total noninterest income$1,108,0002,029
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$374,0002,193
Trading account gains and fees$0116
Additional Noninterest Income$734,0001,682
Total noninterest expense$4,046,0002,034
Salaries and employee benefits$2,045,0002,213
Premises and equipment expense$483,0002,410
Additional noninterest expense$1,518,0001,624
Pre-tax net operating income$3,178,0001,468
Securities gains (losses)$02,146
Applicable income taxes$1,081,0001,281
Income before extraordinary items$2,097,0001,636
Extraordinary gains, net$030
Net income$2,097,0001,636
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$846,000407
Cash dividends$1,700,000845
Sale, conversion, retirement of capital stock, net$0643
Net operating income$2,097,0001,609
2005-03-31 (YTD Data)Rank
Total interest income$5,155,0001,500
Total interest expense$1,544,0001,546
Net interest income$3,611,0001,465
Provision for loan and lease losses$835,000301
Total noninterest income$612,0001,848
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$188,0002,124
Trading account gains and fees$0115
Additional Noninterest Income$424,0001,491
Total noninterest expense$2,009,0002,057
Salaries and employee benefits$1,015,0002,243
Premises and equipment expense$239,0002,451
Additional noninterest expense$755,0001,632
Pre-tax net operating income$1,379,0001,656
Securities gains (losses)$01,685
Applicable income taxes$469,0001,421
Income before extraordinary items$910,0001,862
Extraordinary gains, net$024
Net income$910,0001,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$699,000276
Cash dividends$850,000773
Sale, conversion, retirement of capital stock, net$0491
Net operating income$910,0001,820
2004-12-31 (YTD Data)Rank
Total interest income$19,566,0001,474
Total interest expense$5,563,0001,481
Net interest income$14,003,0001,440
Provision for loan and lease losses$2,137,000511
Total noninterest income$2,097,0002,125
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$799,0002,144
Trading account gains and fees$0138
Additional Noninterest Income$1,298,0001,808
Total noninterest expense$7,547,0002,114
Salaries and employee benefits$3,852,0002,262
Premises and equipment expense$996,0002,298
Additional noninterest expense$2,699,0001,813
Pre-tax net operating income$6,416,0001,353
Securities gains (losses)$03,819
Applicable income taxes$2,182,0001,175
Income before extraordinary items$4,234,0001,524
Extraordinary gains, net$034
Net income$4,234,0001,525
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,142,000442
Cash dividends$3,200,000921
Sale, conversion, retirement of capital stock, net$0872
Net operating income$4,234,0001,473
2004-09-30 (YTD Data)Rank
Total interest income$14,549,0001,476
Total interest expense$4,143,0001,460
Net interest income$10,406,0001,444
Provision for loan and lease losses$1,508,000522
Total noninterest income$1,607,0002,108
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$601,0002,159
Trading account gains and fees$0134
Additional Noninterest Income$1,006,0001,761
Total noninterest expense$5,715,0002,093
Salaries and employee benefits$2,964,0002,192
Premises and equipment expense$750,0002,293
Additional noninterest expense$2,001,0001,791
Pre-tax net operating income$4,790,0001,358
Securities gains (losses)$03,710
Applicable income taxes$1,629,0001,201
Income before extraordinary items$3,161,0001,536
Extraordinary gains, net$026
Net income$3,161,0001,537
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,430,000442
Cash dividends$2,400,000830
Sale, conversion, retirement of capital stock, net$0738
Net operating income$3,161,0001,492
2004-06-30 (YTD Data)Rank
Total interest income$9,667,0001,469
Total interest expense$2,774,0001,432
Net interest income$6,893,0001,442
Provision for loan and lease losses$930,000550
Total noninterest income$1,129,0002,020
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$396,0002,164
Trading account gains and fees$0130
Additional Noninterest Income$733,0001,660
Total noninterest expense$3,845,0002,069
Salaries and employee benefits$1,986,0002,185
Premises and equipment expense$503,0002,273
Additional noninterest expense$1,356,0001,761
Pre-tax net operating income$3,247,0001,315
Securities gains (losses)$03,413
Applicable income taxes$1,104,0001,182
Income before extraordinary items$2,143,0001,503
Extraordinary gains, net$021
Net income$2,143,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$756,000530
Cash dividends$1,600,000842
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,143,0001,451
2004-03-31 (YTD Data)Rank
Total interest income$4,848,0001,464
Total interest expense$1,428,0001,399
Net interest income$3,420,0001,462
Provision for loan and lease losses$190,0001,202
Total noninterest income$555,0002,005
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$188,0002,208
Trading account gains and fees$0121
Additional Noninterest Income$367,0001,634
Total noninterest expense$1,976,0002,032
Salaries and employee benefits$1,030,0002,135
Premises and equipment expense$251,0002,295
Additional noninterest expense$695,0001,709
Pre-tax net operating income$1,809,0001,163
Securities gains (losses)$02,934
Applicable income taxes$615,0001,102
Income before extraordinary items$1,194,0001,345
Extraordinary gains, net$016
Net income$1,194,0001,345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,177
Cash dividends$800,000795
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,194,0001,279
2003-12-31 (YTD Data)Rank
Total interest income$19,850,0001,443
Total interest expense$6,376,0001,392
Net interest income$13,474,0001,438
Provision for loan and lease losses$1,212,000973
Total noninterest income$2,872,0001,748
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$719,0002,311
Trading account gains and fees$0160
Additional Noninterest Income$2,153,0001,395
Total noninterest expense$7,861,0002,010
Salaries and employee benefits$4,100,0002,076
Premises and equipment expense$993,0002,276
Additional noninterest expense$2,768,0001,753
Pre-tax net operating income$7,273,0001,153
Securities gains (losses)$04,500
Applicable income taxes$2,473,0001,083
Income before extraordinary items$4,800,0001,328
Extraordinary gains, net$054
Net income$4,800,0001,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,140,000833
Cash dividends$3,100,000967
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,800,0001,260
2003-09-30 (YTD Data)Rank
Total interest income$15,068,0001,452
Total interest expense$4,894,0001,424
Net interest income$10,174,0001,445
Provision for loan and lease losses$1,052,000853
Total noninterest income$2,311,0001,695
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$538,0002,332
Trading account gains and fees$0153
Additional Noninterest Income$1,773,0001,353
Total noninterest expense$5,958,0002,001
Salaries and employee benefits$3,110,0002,057
Premises and equipment expense$742,0002,285
Additional noninterest expense$2,106,0001,715
Pre-tax net operating income$5,475,0001,182
Securities gains (losses)$04,204
Applicable income taxes$1,862,0001,119
Income before extraordinary items$3,613,0001,380
Extraordinary gains, net$040
Net income$3,613,0001,380
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$842,000784
Cash dividends$2,325,000895
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,613,0001,301
2003-06-30 (YTD Data)Rank
Total interest income$10,158,0001,445
Total interest expense$3,327,0001,451
Net interest income$6,831,0001,431
Provision for loan and lease losses$502,0001,141
Total noninterest income$1,511,0001,711
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$349,0002,351
Trading account gains and fees$0150
Additional Noninterest Income$1,162,0001,367
Total noninterest expense$3,924,0002,008
Salaries and employee benefits$2,059,0002,061
Premises and equipment expense$495,0002,275
Additional noninterest expense$1,370,0001,754
Pre-tax net operating income$3,916,0001,099
Securities gains (losses)$03,782
Applicable income taxes$1,329,0001,091
Income before extraordinary items$2,587,0001,274
Extraordinary gains, net$030
Net income$2,587,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$542,000811
Cash dividends$1,550,000914
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,587,0001,190
2003-03-31 (YTD Data)Rank
Total interest income$5,131,0001,437
Total interest expense$1,659,0001,494
Net interest income$3,472,0001,409
Provision for loan and lease losses$192,0001,422
Total noninterest income$697,0001,784
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$164,0002,409
Trading account gains and fees$0134
Additional Noninterest Income$533,0001,421
Total noninterest expense$1,981,0001,976
Salaries and employee benefits$1,025,0002,059
Premises and equipment expense$241,0002,317
Additional noninterest expense$715,0001,644
Pre-tax net operating income$1,996,0001,086
Securities gains (losses)$02,891
Applicable income taxes$677,0001,096
Income before extraordinary items$1,319,0001,250
Extraordinary gains, net$021
Net income$1,319,0001,249
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,268
Cash dividends$775,000847
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,319,0001,172
2002-12-31 (YTD Data)Rank
Total interest income$20,549,0001,499
Total interest expense$7,267,0001,557
Net interest income$13,282,0001,474
Provision for loan and lease losses$1,066,0001,274
Total noninterest income$2,341,0001,884
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$672,0002,325
Trading account gains and fees$0153
Additional Noninterest Income$1,669,0001,512
Total noninterest expense$6,946,0002,162
Salaries and employee benefits$3,609,0002,221
Premises and equipment expense$898,0002,415
Additional noninterest expense$2,439,0001,895
Pre-tax net operating income$7,611,0001,111
Securities gains (losses)$04,537
Applicable income taxes$2,589,0001,057
Income before extraordinary items$5,022,0001,251
Extraordinary gains, net$070
Net income$5,022,0001,251
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$445,0001,808
Cash dividends$2,880,000958
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,022,0001,198
2001-12-31 (YTD Data)Rank
Total interest income$21,011,0001,617
Total interest expense$9,891,0001,640
Net interest income$11,120,0001,598
Provision for loan and lease losses$480,0002,273
Total noninterest income$2,361,0001,773
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$587,0002,479
Trading account gains and fees$0177
Additional Noninterest Income$1,774,0001,346
Total noninterest expense$6,638,0002,162
Salaries and employee benefits$3,399,0002,208
Premises and equipment expense$889,0002,400
Additional noninterest expense$2,350,0001,920
Pre-tax net operating income$6,363,0001,174
Securities gains (losses)$04,612
Applicable income taxes$2,163,0001,098
Income before extraordinary items$4,200,0001,300
Extraordinary gains, net$0105
Net income$4,200,0001,299
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,593
Cash dividends$2,534,0001,062
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,200,0001,250
2000-12-31 (YTD Data)Rank
Total interest income$20,106,0001,721
Total interest expense$10,162,0001,687
Net interest income$9,944,0001,769
Provision for loan and lease losses$302,0002,812
Total noninterest income$1,328,0002,562
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$416,0003,141
Trading account gains and fees$0180
Additional Noninterest Income$912,0001,969
Total noninterest expense$5,655,0002,423
Salaries and employee benefits$2,427,0002,911
Premises and equipment expense$797,0002,575
Additional noninterest expense$2,431,0001,820
Pre-tax net operating income$5,315,0001,396
Securities gains (losses)$01,956
Applicable income taxes$1,807,0001,280
Income before extraordinary items$3,508,0001,500
Extraordinary gains, net$038
Net income$3,508,0001,499
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0007,220
Cash dividends$1,650,0001,549
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,508,0001,495
1999-12-31 (YTD Data)Rank
Total interest income$16,823,0001,936
Total interest expense$8,379,0001,768
Net interest income$8,444,0002,085
Provision for loan and lease losses$432,0001,973
Total noninterest income$768,0003,729
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$283,0004,144
Trading account gains and fees$0173
Additional Noninterest Income$485,0003,007
Total noninterest expense$4,643,0002,910
Salaries and employee benefits$1,994,0003,453
Premises and equipment expense$603,0003,240
Additional noninterest expense$2,046,0002,129
Pre-tax net operating income$4,137,0001,792
Securities gains (losses)$03,155
Applicable income taxes$1,407,0001,679
Income before extraordinary items$2,730,0001,949
Extraordinary gains, net$035
Net income$2,730,0001,950
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0007,765
Cash dividends$1,000,0002,245
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,730,0001,918
1998-12-31 (YTD Data)Rank
Total interest income$14,034,0002,321
Total interest expense$7,100,0002,133
Net interest income$6,934,0002,441
Provision for loan and lease losses$597,0001,514
Total noninterest income$742,0003,818
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$287,0004,060
Trading account gains and fees$0224
Additional Noninterest Income$455,0003,158
Total noninterest expense$3,848,0003,331
Salaries and employee benefits$1,728,0003,782
Premises and equipment expense$405,0004,386
Additional noninterest expense$1,715,0002,426
Pre-tax net operating income$3,231,0002,217
Securities gains (losses)$04,449
Applicable income taxes$1,106,0002,127
Income before extraordinary items$2,125,0002,423
Extraordinary gains, net$032
Net income$2,125,0002,422
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,028
Cash dividends$400,0003,951
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,125,0002,342
1997-12-31 (YTD Data)Rank
Total interest income$10,900,0002,983
Total interest expense$5,429,0002,760
Net interest income$5,471,0003,194
Provision for loan and lease losses$507,0001,745
Total noninterest income$810,0003,538
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$237,0004,828
Trading account gains and feesNANA
Additional Noninterest Income$573,0002,576
Total noninterest expense$2,943,0004,162
Salaries and employee benefits$1,230,0004,985
Premises and equipment expense$244,0006,139
Additional noninterest expense$1,469,0002,782
Pre-tax net operating income$2,831,0002,618
Securities gains (losses)$03,944
Applicable income taxes$962,0002,517
Income before extraordinary items$1,869,0002,739
Extraordinary gains, net$044
Net income$1,869,0002,738
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0005,907
Cash dividends$50,0007,161
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,869,0002,685
1996-12-31 (YTD Data)Rank
Total interest income$7,890,0004,094
Total interest expense$3,929,0003,775
Net interest income$3,961,0004,361
Provision for loan and lease losses$325,0002,425
Total noninterest income$307,0006,854
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$193,0005,685
Trading account gains and feesNANA
Additional Noninterest Income$114,0006,754
Total noninterest expense$2,173,0005,591
Salaries and employee benefits$963,0006,162
Premises and equipment expense$187,0007,278
Additional noninterest expense$1,023,0004,327
Pre-tax net operating income$1,770,0003,790
Securities gains (losses)$04,148
Applicable income taxes$593,0003,632
Income before extraordinary items$1,177,0003,935
Extraordinary gains, net$053
Net income$1,177,0003,936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0008,441
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,177,0003,888
1995-12-31 (YTD Data)Rank
Total interest income$5,950,0005,239
Total interest expense$2,912,0004,894
Net interest income$3,038,0005,449
Provision for loan and lease losses$227,0002,779
Total noninterest income$218,0008,150
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$164,0006,368
Trading account gains and feesNANA
Additional Noninterest Income$54,0009,034
Total noninterest expense$1,750,0006,599
Salaries and employee benefits$761,0007,346
Premises and equipment expense$179,0007,622
Additional noninterest expense$810,0005,205
Pre-tax net operating income$1,279,0005,026
Securities gains (losses)$03,831
Applicable income taxes$438,0004,605
Income before extraordinary items$841,0005,253
Extraordinary gains, net$065
Net income$841,0005,250
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,925
Cash dividends$125,0006,392
Sale, conversion, retirement of capital stock, net$0809
Net operating income$841,0005,238
1994-12-31 (YTD Data)Rank
Total interest income$4,007,0006,688
Total interest expense$1,770,0006,146
Net interest income$2,237,0007,001
Provision for loan and lease losses$168,0003,376
Total noninterest income$162,0009,470
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$126,0007,458
Trading account gains and feesNANA
Additional Noninterest Income$36,00010,409
Total noninterest expense$1,366,0008,019
Salaries and employee benefits$494,0009,442
Premises and equipment expense$146,0008,661
Additional noninterest expense$726,0006,154
Pre-tax net operating income$865,0006,564
Securities gains (losses)$03,600
Applicable income taxes$286,0006,044
Income before extraordinary items$579,0006,694
Extraordinary gains, net$0249
Net income$579,0006,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0006,267
Cash dividends$200,0005,405
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$579,0006,757
1993-12-31 (YTD Data)Rank
Total interest income$3,004,0008,330
Total interest expense$1,351,0007,709
Net interest income$1,653,0008,631
Provision for loan and lease losses$121,0005,179
Total noninterest income$148,00010,245
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$111,0008,082
Trading account gains and feesNANA
Additional Noninterest Income$37,00010,863
Total noninterest expense$1,138,0009,173
Salaries and employee benefits$400,00010,634
Premises and equipment expense$151,0008,878
Additional noninterest expense$587,0007,460
Pre-tax net operating income$542,0008,358
Securities gains (losses)$07,477
Applicable income taxes$182,0007,971
Income before extraordinary items$360,0008,833
Extraordinary gains, net$03,149
Net income$360,0009,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0008,808
Cash dividends$300,0004,359
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$360,0008,569
1992-12-31 (YTD Data)Rank
Total interest income$2,350,00010,188
Total interest expense$1,123,0009,895
Net interest income$1,227,00010,227
Provision for loan and lease losses$130,0006,495
Total noninterest income$104,00011,616
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$95,0008,668
Trading account gains and feesNANA
Additional Noninterest Income$9,00013,414
Total noninterest expense$903,00010,463
Salaries and employee benefits$347,00011,473
Premises and equipment expense$128,0009,751
Additional noninterest expense$428,0009,222
Pre-tax net operating income$298,00010,160
Securities gains (losses)$08,369
Applicable income taxes$95,00010,051
Income before extraordinary items$203,00010,551
Extraordinary gains, net$01,422
Net income$203,00010,684
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0007,883
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$203,00010,211

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.