Home > Synovus Bank > Net charge- offs to loans
Synovus Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3471% | 313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1983% | 134 |
| Percentage Net Loans Charged-off:Construction & development | -0.0231% | 4,347 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3659% | 121 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 4,484 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 658 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0268% | 4,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6019% | 479 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1828% | 324 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2303% | 182 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0569% | 264 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0202% | 4,592 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3359% | 263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1247% | 147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0203% | 4,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2241% | 133 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0127% | 432 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0166% | 4,340 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0217% | 349 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7589% | 313 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1392% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4276% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9963% | 272 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0230% | 4,621 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2017% | 396 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0260% | 355 |
| Percentage Net Loans Charged-off:Construction & development | -0.0164% | 4,420 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0387% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0010% | 4,560 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0023% | 4,290 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0318% | 243 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3758% | 472 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2303% | 251 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1923% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1340% | 281 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0163% | 4,648 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0055% | 171 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,633 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0002% | 100 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0130% | 4,163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1692% | 441 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5652% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2993% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4953% | 215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0169% | 4,677 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1263% | 616 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0046% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | -0.0404% | 4,496 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,020 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0034% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 700 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0143% | 4,351 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3285% | 487 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8455% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9569% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7607% | 649 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0221% | 4,697 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1278% | 501 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 3,741 |
| Percentage Net Loans Charged-off:Construction & development | -0.0413% | 4,528 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0082% | 4,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0053% | 38 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 3,437 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0033% | 4,325 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3753% | 359 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6867% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9289% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5964% | 744 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0231% | 4,736 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1715% | 373 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 469 |
| Percentage Net Loans Charged-off:Construction & development | -0.0473% | 4,161 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0338% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0097% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 3,469 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0430% | 3,324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0066% | 449 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5029% | 239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6692% | 712 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8889% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5815% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0222% | 999 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1839% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0350% | 258 |
| Percentage Net Loans Charged-off:Construction & development | -0.0331% | 4,178 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0646% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0346% | 3,355 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0188% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4909% | 198 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6883% | 686 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7635% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6088% | 682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0224% | 978 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1977% | 488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0825% | 415 |
| Percentage Net Loans Charged-off:Construction & development | -0.1200% | 4,265 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1673% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0209% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0143% | 732 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4124% | 449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6562% | 661 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1461% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5274% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2340% | 1,059 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2289% | 360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1152% | 287 |
| Percentage Net Loans Charged-off:Construction & development | -0.1428% | 4,334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2158% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0224% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0987% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0361% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 357 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6737% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2065% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5362% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3106% | 1,058 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2381% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1838% | 199 |
| Percentage Net Loans Charged-off:Construction & development | -0.0757% | 4,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3267% | 151 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0106% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1387% | 77 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3260% | 397 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6560% | 572 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7246% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4625% | 706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0352% | 1,018 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2051% | 400 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1742% | 176 |
| Percentage Net Loans Charged-off:Construction & development | -0.1210% | 4,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3625% | 110 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0178% | 22 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 4,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0806% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0400% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2067% | 404 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7282% | 611 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0173% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4980% | 709 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0395% | 983 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2419% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 749 |
| Percentage Net Loans Charged-off:Construction & development | -0.0329% | 4,280 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1130% | 554 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0544% | 755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0137% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5786% | 622 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7891% | 803 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9890% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5864% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0141% | 1,047 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2469% | 618 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0613% | 752 |
| Percentage Net Loans Charged-off:Construction & development | -0.0298% | 4,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0656% | 509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 485 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0561% | 232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0963% | 442 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6386% | 494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7552% | 796 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2444% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5438% | 1,001 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0007% | 37 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2272% | 685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 1,098 |
| Percentage Net Loans Charged-off:Construction & development | -0.0184% | 4,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0223% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0264% | 811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0454% | 3,561 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0461% | 608 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6694% | 470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7909% | 864 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5289% | 164 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5809% | 1,004 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0224% | 26 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2121% | 659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0380% | 637 |
| Percentage Net Loans Charged-off:Construction & development | -0.0180% | 4,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0123% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1096% | 339 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0508% | 3,593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5845% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7453% | 989 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7533% | 149 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5223% | 1,149 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0970% | 17 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1677% | 1,206 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0141% | 1,740 |
| Percentage Net Loans Charged-off:Construction & development | -0.1318% | 4,560 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0399% | 809 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0523% | 73 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0187% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 3,394 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0248% | 1,284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4843% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6650% | 1,246 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4663% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4483% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2546% | 1,103 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1935% | 894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 1,086 |
| Percentage Net Loans Charged-off:Construction & development | -0.0027% | 4,231 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0547% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0687% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0178% | 1,248 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0261% | 1,062 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5166% | 726 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6941% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5903% | 157 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4671% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3321% | 1,090 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 925 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0478% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0183% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0638% | 439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1049% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0237% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0296% | 3,647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0398% | 782 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4074% | 725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7143% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6994% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4774% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0877% | 1,055 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2216% | 638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0957% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 0.0244% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1446% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2236% | 21 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0128% | 207 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0213% | 741 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4116% | 543 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8584% | 883 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6743% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6248% | 1,022 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0441% | 1,044 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1991% | 961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | -0.0167% | 4,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0512% | 733 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0390% | 88 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0305% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1228% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0103% | 4,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5408% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6057% | 1,353 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3224% | 266 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4488% | 1,577 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1799% | 1,151 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1981% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 1,319 |
| Percentage Net Loans Charged-off:Construction & development | 0.0208% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0643% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0252% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0426% | 1,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0972% | 286 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5537% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5251% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1953% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3710% | 1,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1507% | 1,142 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1769% | 886 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 3,926 |
| Percentage Net Loans Charged-off:Construction & development | 0.0400% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0551% | 432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0377% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0532% | 916 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1416% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 1,257 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5754% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5681% | 1,215 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3072% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4033% | 1,416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1979% | 1,119 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 5,079 |
| Percentage Net Loans Charged-off:Construction & development | 0.1065% | 101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0373% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0848% | 27 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0728% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2031% | 147 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0132% | 915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2486% | 644 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5860% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2451% | 233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4206% | 1,348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2240% | 1,108 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2859% | 924 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2120% | 490 |
| Percentage Net Loans Charged-off:Construction & development | 0.1564% | 298 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1692% | 548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0693% | 127 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3329% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2746% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3621% | 293 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3918% | 1,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6576% | 1,394 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1376% | 292 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4443% | 1,746 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.6972% | 21 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3336% | 627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2771% | 316 |
| Percentage Net Loans Charged-off:Construction & development | 0.2365% | 212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2187% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0880% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4283% | 213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3192% | 171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4842% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3689% | 937 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7540% | 1,111 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2684% | 176 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3586% | 1,838 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.9473% | 17 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 1,060 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1240% | 658 |
| Percentage Net Loans Charged-off:Construction & development | -0.0976% | 4,866 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1664% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0183% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1354% | 733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1703% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1172% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2579% | 941 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7874% | 1,034 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5210% | 162 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3152% | 1,835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3181% | 18 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1148% | 1,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 623 |
| Percentage Net Loans Charged-off:Construction & development | -0.3910% | 5,154 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2158% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0373% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1298% | 657 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0928% | 274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1495% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0218% | 1,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7594% | 1,077 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1587% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3131% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0469% | 1,133 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 2,013 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0605% | 1,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0803% | 417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0901% | 883 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0041% | 4,541 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0816% | 599 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 5,088 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2298% | 1,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9126% | 1,013 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6827% | 232 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3917% | 1,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0762% | 1,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1706% | 1,205 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1187% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.1159% | 4,986 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1239% | 613 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0053% | 4,588 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 2,208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0766% | 525 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0228% | 5,165 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 1,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9267% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7434% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3282% | 1,891 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0029% | 1,398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0681% | 1,181 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1184% | 1,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0716% | 1,256 |
| Percentage Net Loans Charged-off:Construction & development | -0.0538% | 4,908 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1503% | 488 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0112% | 1,967 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0800% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 5,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1924% | 1,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8730% | 936 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5901% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2413% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0022% | 1,201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2919% | 1,187 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1302% | 1,322 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0912% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.1042% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0905% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1051% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0410% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1440% | 732 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1642% | 853 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0380% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8215% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2938% | 1,628 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0243% | 862 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3757% | 1,167 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1293% | 2,082 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1019% | 1,601 |
| Percentage Net Loans Charged-off:Construction & development | 0.1378% | 545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 1,126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0006% | 285 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1606% | 1,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1814% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1473% | 1,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1460% | 1,731 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0626% | 735 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2462% | 269 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3291% | 1,998 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0629% | 5,325 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2609% | 1,273 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1526% | 1,614 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1294% | 1,243 |
| Percentage Net Loans Charged-off:Construction & development | 0.2086% | 448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0925% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0010% | 239 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1958% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1654% | 518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2154% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1516% | 1,420 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1907% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3278% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4269% | 1,545 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0762% | 5,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2221% | 1,252 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 1,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1619% | 1,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.4460% | 294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 847 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,765 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2348% | 901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1552% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2866% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1114% | 1,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0845% | 660 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1390% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3516% | 1,609 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0005% | 5,108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2876% | 1,238 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2352% | 1,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2258% | 706 |
| Percentage Net Loans Charged-off:Construction & development | 1.1616% | 142 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0443% | 5,781 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0005% | 4,829 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3177% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1737% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4126% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1850% | 803 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2544% | 598 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4472% | 224 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3922% | 1,387 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0763% | 714 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.5119% | 1,216 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3570% | 1,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3581% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.3886% | 653 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2229% | 1,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0484% | 359 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3740% | 913 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3258% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4059% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1116% | 2,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6592% | 505 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4314% | 268 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0393% | 794 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5130% | 333 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4475% | 1,321 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3781% | 1,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3924% | 757 |
| Percentage Net Loans Charged-off:Construction & development | 0.5395% | 507 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1969% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0654% | 306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3629% | 910 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3444% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3752% | 864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2035% | 1,561 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6634% | 471 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5690% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9253% | 876 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4012% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.2690% | 1,302 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4486% | 907 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5001% | 611 |
| Percentage Net Loans Charged-off:Construction & development | 0.8702% | 397 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2221% | 890 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0988% | 223 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3592% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4009% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3318% | 972 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1618% | 1,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6262% | 492 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6962% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7427% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4363% | 530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1011% | 1,267 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3045% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3268% | 840 |
| Percentage Net Loans Charged-off:Construction & development | 0.4332% | 383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3073% | 546 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2089% | 122 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3210% | 907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3272% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3169% | 887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1603% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2991% | 676 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3180% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4524% | 1,442 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0322% | 859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0822% | 1,242 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6644% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7338% | 731 |
| Percentage Net Loans Charged-off:Construction & development | 1.6380% | 652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4831% | 1,064 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6638% | 327 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6078% | 920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5184% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6633% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4190% | 1,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9002% | 527 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1404% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8233% | 1,285 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4543% | 5,994 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.9567% | 38 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7171% | 830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8061% | 619 |
| Percentage Net Loans Charged-off:Construction & development | 1.9378% | 549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5005% | 965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7953% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6073% | 880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5753% | 593 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6270% | 838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4091% | 1,505 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1424% | 427 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4934% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9507% | 996 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6326% | 6,078 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 1.3594% | 33 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8422% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9760% | 551 |
| Percentage Net Loans Charged-off:Construction & development | 2.5363% | 450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5633% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1633% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6060% | 918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6638% | 523 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5709% | 921 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4241% | 1,364 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2706% | 422 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7094% | 174 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9776% | 955 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9680% | 6,107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0691% | 50 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0962% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1528% | 442 |
| Percentage Net Loans Charged-off:Construction & development | 2.8320% | 335 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5882% | 635 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1428% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7521% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7668% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7431% | 694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8652% | 742 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4978% | 398 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9353% | 173 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1759% | 793 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0669% | 828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.3094% | 29 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.3837% | 271 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6905% | 188 |
| Percentage Net Loans Charged-off:Construction & development | 7.3017% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8206% | 451 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8867% | 469 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6580% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1962% | 565 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9440% | 387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5169% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0293% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3596% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5622% | 2,044 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0060% | 1,642 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0338% | 1,427 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9014% | 397 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0345% | 323 |
| Percentage Net Loans Charged-off:Construction & development | 4.8147% | 560 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4781% | 564 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7732% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4664% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2060% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6287% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5995% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0064% | 613 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2210% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6171% | 1,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0746% | 1,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1716% | 1,426 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8881% | 461 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0653% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 4.8991% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6239% | 505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4531% | 423 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2571% | 691 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0726% | 542 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3736% | 619 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4213% | 997 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5765% | 818 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1867% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8311% | 1,323 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2972% | 758 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.3702% | 1,399 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8376% | 519 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8686% | 452 |
| Percentage Net Loans Charged-off:Construction & development | 4.4205% | 475 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3305% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4575% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3727% | 608 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2886% | 415 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4255% | 594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9385% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1941% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2383% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7813% | 1,234 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0893% | 6,112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6605% | 1,363 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5547% | 448 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6983% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 5.8712% | 844 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.6663% | 726 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4295% | 538 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2460% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7693% | 515 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5355% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0875% | 1,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0707% | 474 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2718% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4883% | 948 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0951% | 556 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1827% | 1,405 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7011% | 385 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.8529% | 327 |
| Percentage Net Loans Charged-off:Construction & development | 6.1601% | 728 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7025% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6283% | 435 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4168% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7317% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8305% | 344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1560% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1363% | 446 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4311% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4446% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5244% | 428 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7496% | 401 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7449% | 392 |
| Percentage Net Loans Charged-off:Construction & development | 5.7411% | 724 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3880% | 745 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6922% | 358 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7671% | 350 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6640% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4272% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7916% | 759 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4541% | 410 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8781% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5775% | 768 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0463% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6922% | 408 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9472% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 5.7938% | 554 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4967% | 577 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7494% | 238 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1999% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4792% | 436 |
| All other 1-4 family - Percent of loans charged-off, net | 4.2130% | 195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4835% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7817% | 378 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2622% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7782% | 622 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1308% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.6908% | 113 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.2892% | 79 |
| Percentage Net Loans Charged-off:Construction & development | 12.7973% | 396 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.8829% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.0431% | 519 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5299% | 257 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9476% | 489 |
| All other 1-4 family - Percent of loans charged-off, net | 4.4412% | 198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7474% | 878 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6271% | 516 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8932% | 255 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3584% | 508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6000% | 107 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.3054% | 150 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.8128% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 10.4848% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1958% | 185 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5597% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.5930% | 251 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9594% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | 4.5341% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8174% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7152% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2910% | 231 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4045% | 612 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.2353% | 90 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.8933% | 140 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.4505% | 102 |
| Percentage Net Loans Charged-off:Construction & development | 10.7485% | 452 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.2183% | 138 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2794% | 436 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0172% | 219 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8838% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 5.2494% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3233% | 666 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1490% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0007% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3959% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 4.0734% | 63 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 7.3335% | 118 |
| Percentage Net Loans Charged-off: Total real estate loans | 9.2461% | 64 |
| Percentage Net Loans Charged-off:Construction & development | 16.2702% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9718% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 8.0690% | 76 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0942% | 531 |
| All other 1-4 family - Percent of loans charged-off, net | 12.6094% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5792% | 674 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.8117% | 243 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3989% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8452% | 584 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.0479% | 687 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0349% | 625 |
| Percentage Net Loans Charged-off:Construction & development | 5.2152% | 1,188 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8222% | 1,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4434% | 498 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2576% | 1,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3887% | 1,354 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8661% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3503% | 2,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3548% | 281 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9255% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4067% | 448 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7644% | 642 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5425% | 612 |
| Percentage Net Loans Charged-off:Construction & development | 4.1476% | 1,146 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7214% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.8206% | 339 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2954% | 851 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2924% | 1,247 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0155% | 547 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1626% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.9925% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6039% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3455% | 328 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7208% | 619 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1041% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 3.8868% | 991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1395% | 1,702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6629% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2892% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2866% | 1,015 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2912% | 1,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7309% | 1,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.8677% | 311 |
| Percentage Net Loans Charged-off: Credit card loans | 6.5277% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.3098% | 267 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.5614% | 342 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3331% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 6.0373% | 474 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7049% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4212% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2029% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5907% | 1,046 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0459% | 2,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3651% | 330 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0391% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.8858% | 179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5913% | 718 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1416% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 1.7599% | 1,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1600% | 1,521 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9792% | 628 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4966% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3119% | 451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6632% | 1,257 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5797% | 439 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0522% | 374 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2716% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8781% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6289% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.6992% | 1,282 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1753% | 383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6356% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5330% | 276 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3002% | 2,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4386% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8760% | 365 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0232% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6453% | 1,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4460% | 1,006 |
| Percentage Net Loans Charged-off:Construction & development | 0.8257% | 838 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 7,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0977% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0708% | 8,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0759% | 2,772 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5767% | 353 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0327% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7906% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7432% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 1.3835% | 382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0718% | 8,063 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1183% | 8,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0279% | 6,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4183% | 382 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8373% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0050% | 6,780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3764% | 1,481 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1527% | 1,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.2409% | 933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0063% | 1,600 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 1,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0269% | 883 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1855% | 1,254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 2,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1104% | 577 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3537% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2315% | 1,140 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2348% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0405% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0339% | 931 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 7,844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1633% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0365% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2649% | 710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 3,055 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9754% | 568 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1943% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0700% | 1,284 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2172% | 1,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 1,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0504% | 627 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0128% | 7,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2174% | 752 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0574% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3438% | 502 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0419% | 2,472 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7265% | 656 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9386% | 534 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0423% | 1,216 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2500% | 1,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 858 |
| Percentage Net Loans Charged-off:Construction & development | 0.1027% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0245% | 8,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3719% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1148% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5713% | 273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0830% | 1,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7108% | 689 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9897% | 502 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0215% | 936 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2654% | 1,541 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 3,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0065% | 1,256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0167% | 2,521 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 5,994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0373% | 2,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3479% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0702% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3018% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0882% | 7,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2785% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0090% | 951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 7,938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 5,991 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4673% | 1,338 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0544% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3108% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1169% | 7,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 863 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,432 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0169% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 7,923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 5,944 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 7,985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7147% | 948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3253% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5657% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0027% | 6,851 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4158% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 7,965 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0068% | 7,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0075% | 5,943 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 7,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6802% | 728 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8968% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1142% | 361 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0095% | 6,925 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4450% | 993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 1,982 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1360% | 679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0545% | 1,947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0594% | 496 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0498% | 1,933 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1946% | 2,810 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2490% | 273 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6247% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0857% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4607% | 820 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0473% | 1,732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1337% | 571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0410% | 1,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0452% | 433 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0369% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2594% | 2,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2337% | 270 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6243% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1174% | 1,084 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5026% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0647% | 1,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1982% | 412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0131% | 1,962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0189% | 406 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 1,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1668% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5590% | 234 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0449% | 367 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1102% | 941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4110% | 853 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1315% | 709 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3892% | 196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0362% | 1,225 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0711% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1022% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6157% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9586% | 452 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0535% | 779 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4340% | 1,309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 2,018 |
| Percentage Net Loans Charged-off:Construction & development | 0.0472% | 601 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 1,068 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1688% | 1,102 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 5,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3054% | 653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2380% | 8,000 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2650% | 614 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4171% | 830 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4485% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4286% | 1,152 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 2,559 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 1,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 1,260 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0016% | 5,919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2002% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2596% | 7,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1224% | 652 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3372% | 802 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8575% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3529% | 1,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0208% | 2,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1543% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 5,899 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2684% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4756% | 8,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0807% | 698 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3091% | 799 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.5208% | 353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2202% | 1,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0497% | 1,332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3675% | 413 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6137% | 257 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1824% | 8,399 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0352% | 829 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1624% | 732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2452% | 349 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6248% | 1,137 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0006% | 7,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2229% | 775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3689% | 634 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0215% | 573 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5546% | 431 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8235% | 1,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7397% | 491 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6379% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3518% | 1,124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6401% | 951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0763% | 1,783 |
| Percentage Net Loans Charged-off:Construction & development | -0.0009% | 7,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0188% | 1,160 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4758% | 409 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 457 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7131% | 270 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0741% | 1,352 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6163% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6101% | 947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4255% | 954 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6880% | 876 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 8,541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5149% | 367 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0137% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7650% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3378% | 1,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7949% | 473 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9001% | 811 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1673% | 1,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7079% | 751 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 8,513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2629% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3857% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4160% | 787 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0097% | 497 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1075% | 710 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9333% | 771 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1024% | 1,790 |
| Percentage Net Loans Charged-off:Construction & development | 0.0007% | 871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2634% | 738 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0699% | 2,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0945% | 1,712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1581% | 988 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5696% | 339 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9754% | 700 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7978% | 954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1193% | 1,469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0297% | 733 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2850% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0242% | 2,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0314% | 2,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7289% | 2,199 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9245% | 275 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4606% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5902% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0309% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0161% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4404% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 1,444 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0267% | 1,453 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1310% | 791 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2102% | 102 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7848% | 223 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8602% | 698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1752% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.1182% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1125% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0324% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3847% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7394% | 22 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0587% | 422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2123% | 656 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4729% | 96 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0819% | 204 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1120% | 522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2740% | 92 |
| Percentage Net Loans Charged-off:Construction & development | -0.0531% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4793% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0119% | 1,283 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3769% | 60 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5384% | 69 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3391% | 70 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5315% | 320 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6236% | 106 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6071% | 201 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0968% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1442% | 245 |
| Percentage Net Loans Charged-off:Construction & development | 0.1068% | 149 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0173% | 1,183 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5330% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6482% | 35 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4214% | 384 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5977% | 109 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6013% | 256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7817% | 1,004 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0747% | 502 |
| Percentage Net Loans Charged-off:Construction & development | -0.1165% | 1,359 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2253% | 266 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 632 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 560 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1796% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7037% | 151 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8646% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5145% | 1,606 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0729% | 584 |
| Percentage Net Loans Charged-off:Construction & development | -0.0169% | 1,323 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2029% | 386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0037% | 1,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0043% | 1,354 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0156% | 775 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8913% | 158 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3122% | 444 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5258% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6292% | 166 |
| Percentage Net Loans Charged-off:Construction & development | 2.6509% | 83 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0843% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1090% | 1,346 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3428% | 157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4025% | 136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2096% | 510 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7725% | 403 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9501% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7326% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9481% | 186 |
| Percentage Net Loans Charged-off:Construction & development | 0.9414% | 271 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3760% | 225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3130% | 265 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5385% | 140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6253% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1420% | 795 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1482% | 358 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6238% | 602 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1486% | 1,749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9636% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 1.3363% | 342 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1810% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5969% | 132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1439% | 285 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6695% | 123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9938% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3098% | 210 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4328% | 528 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |