Home > Susquehanna Community Bank > Income and Expense
Susquehanna Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $25,170,000 | 1,599 |
| Total interest expense | $11,128,000 | 1,197 |
| Net interest income | $14,042,000 | 1,911 |
| Provision for loan and lease losses | $250,000 | 1,809 |
| Total noninterest income | $2,510,000 | 1,800 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $492,000 | 1,659 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,018,000 | 1,615 |
| Total noninterest expense | $13,967,000 | 1,619 |
| Salaries and employee benefits | $7,940,000 | 1,617 |
| Premises and equipment expense | $1,891,000 | 1,287 |
| Additional noninterest expense | $2,018,000 | 1,615 |
| Pre-tax net operating income | $2,335,000 | 2,785 |
| Securities gains (losses) | $-13,000 | 3,410 |
| Applicable income taxes | $83,000 | 2,875 |
| Income before extraordinary items | $2,239,000 | 2,659 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,239,000 | 2,686 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $2,239,000 | 2,661 |
| Net charge-offs | $211,000 | 1,129 |
| Cash dividends | $1,915,000 | 1,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $2,251,480 | 2,678 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $18,424,000 | 1,596 |
| Total interest expense | $7,768,000 | 1,187 |
| Net interest income | $10,656,000 | 1,908 |
| Provision for loan and lease losses | $144,000 | 1,906 |
| Total noninterest income | $1,897,000 | 1,785 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $371,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,526,000 | 1,597 |
| Total noninterest expense | $10,705,000 | 1,582 |
| Salaries and employee benefits | $6,322,000 | 1,535 |
| Premises and equipment expense | $1,461,000 | 1,248 |
| Additional noninterest expense | $1,526,000 | 1,597 |
| Pre-tax net operating income | $1,704,000 | 2,880 |
| Securities gains (losses) | $-13,000 | 3,535 |
| Applicable income taxes | $53,000 | 2,986 |
| Income before extraordinary items | $1,638,000 | 2,746 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,638,000 | 2,776 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,638,000 | 2,747 |
| Net charge-offs | $162,000 | 972 |
| Cash dividends | $1,915,000 | 1,202 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,650,610 | 2,765 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,914,000 | 1,609 |
| Total interest expense | $4,783,000 | 1,141 |
| Net interest income | $7,131,000 | 1,916 |
| Provision for loan and lease losses | $63,000 | 2,075 |
| Total noninterest income | $1,266,000 | 1,725 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $240,000 | 1,676 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,026,000 | 1,513 |
| Total noninterest expense | $7,170,000 | 1,555 |
| Salaries and employee benefits | $4,194,000 | 1,541 |
| Premises and equipment expense | $987,000 | 1,225 |
| Additional noninterest expense | $1,026,000 | 1,511 |
| Pre-tax net operating income | $1,164,000 | 2,874 |
| Securities gains (losses) | $-12,000 | 3,825 |
| Applicable income taxes | $41,000 | 2,965 |
| Income before extraordinary items | $1,111,000 | 2,744 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,111,000 | 2,775 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,111,000 | 2,744 |
| Net charge-offs | $24,000 | 1,463 |
| Cash dividends | $1,370,000 | 1,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,122,520 | 2,750 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,805,000 | 1,626 |
| Total interest expense | $2,261,000 | 1,092 |
| Net interest income | $3,544,000 | 1,930 |
| Provision for loan and lease losses | $31,000 | 1,898 |
| Total noninterest income | $630,000 | 1,735 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $117,000 | 1,724 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $513,000 | 1,502 |
| Total noninterest expense | $3,548,000 | 1,586 |
| Salaries and employee benefits | $2,091,000 | 1,573 |
| Premises and equipment expense | $527,000 | 1,190 |
| Additional noninterest expense | $513,000 | 1,502 |
| Pre-tax net operating income | $595,000 | 2,908 |
| Securities gains (losses) | $-13,000 | 4,063 |
| Applicable income taxes | $20,000 | 2,969 |
| Income before extraordinary items | $562,000 | 2,765 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $562,000 | 2,765 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $562,000 | 2,765 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $685,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $574,610 | 2,770 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $19,633,000 | 1,608 |
| Total interest expense | $3,619,000 | 1,009 |
| Net interest income | $16,014,000 | 1,701 |
| Provision for loan and lease losses | $250,000 | 1,629 |
| Total noninterest income | $3,235,000 | 1,562 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $520,000 | 1,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,715,000 | 1,344 |
| Total noninterest expense | $13,461,000 | 1,627 |
| Salaries and employee benefits | $8,042,000 | 1,560 |
| Premises and equipment expense | $1,876,000 | 1,290 |
| Additional noninterest expense | $2,715,000 | 1,344 |
| Pre-tax net operating income | $5,538,000 | 1,928 |
| Securities gains (losses) | $339,000 | 87 |
| Applicable income taxes | $611,000 | 1,890 |
| Income before extraordinary items | $5,266,000 | 1,752 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,266,000 | 1,749 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,266,000 | 1,751 |
| Net charge-offs | $185,000 | 964 |
| Cash dividends | $3,000,000 | 1,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $4,960,900 | 1,862 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $14,216,000 | 1,591 |
| Total interest expense | $1,996,000 | 1,026 |
| Net interest income | $12,220,000 | 1,666 |
| Provision for loan and lease losses | $188,000 | 1,511 |
| Total noninterest income | $1,996,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $389,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,607,000 | 1,572 |
| Total noninterest expense | $10,087,000 | 1,619 |
| Salaries and employee benefits | $6,044,000 | 1,562 |
| Premises and equipment expense | $1,450,000 | 1,255 |
| Additional noninterest expense | $1,607,000 | 1,572 |
| Pre-tax net operating income | $3,941,000 | 1,957 |
| Securities gains (losses) | $456,000 | 66 |
| Applicable income taxes | $517,000 | 1,818 |
| Income before extraordinary items | $3,880,000 | 1,765 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,880,000 | 1,765 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,880,000 | 1,764 |
| Net charge-offs | $90,000 | 972 |
| Cash dividends | $2,300,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $3,478,720 | 1,932 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $9,130,000 | 1,591 |
| Total interest expense | $1,048,000 | 1,097 |
| Net interest income | $8,082,000 | 1,652 |
| Provision for loan and lease losses | $125,000 | 1,397 |
| Total noninterest income | $1,456,000 | 1,673 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $258,000 | 1,657 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,198,000 | 1,497 |
| Total noninterest expense | $6,747,000 | 1,602 |
| Salaries and employee benefits | $4,105,000 | 1,533 |
| Premises and equipment expense | $972,000 | 1,237 |
| Additional noninterest expense | $1,670,000 | 1,838 |
| Pre-tax net operating income | $2,666,000 | 1,870 |
| Securities gains (losses) | $428,000 | 60 |
| Applicable income taxes | $373,000 | 1,694 |
| Income before extraordinary items | $2,721,000 | 1,618 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,721,000 | 1,617 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,721,000 | 1,618 |
| Net charge-offs | $89,000 | 770 |
| Cash dividends | $1,605,000 | 987 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,344,360 | 1,836 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $4,415,000 | 1,592 |
| Total interest expense | $503,000 | 1,090 |
| Net interest income | $3,912,000 | 1,649 |
| Provision for loan and lease losses | $63,000 | 1,217 |
| Total noninterest income | $783,000 | 1,600 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $130,000 | 1,635 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $653,000 | 1,434 |
| Total noninterest expense | $3,430,000 | 1,574 |
| Salaries and employee benefits | $2,122,000 | 1,502 |
| Premises and equipment expense | $510,000 | 1,190 |
| Additional noninterest expense | $798,000 | 1,879 |
| Pre-tax net operating income | $1,202,000 | 1,915 |
| Securities gains (losses) | $425,000 | 53 |
| Applicable income taxes | $201,000 | 1,603 |
| Income before extraordinary items | $1,426,000 | 1,509 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,426,000 | 1,508 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,426,000 | 1,509 |
| Net charge-offs | $61,000 | 616 |
| Cash dividends | $925,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,052,000 | 1,878 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $17,466,000 | 1,654 |
| Total interest expense | $2,008,000 | 1,326 |
| Net interest income | $15,458,000 | 1,685 |
| Provision for loan and lease losses | $300,000 | 1,389 |
| Total noninterest income | $3,453,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $464,000 | 1,679 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,989,000 | 1,496 |
| Total noninterest expense | $12,633,000 | 1,679 |
| Salaries and employee benefits | $7,360,000 | 1,653 |
| Premises and equipment expense | $2,260,000 | 1,088 |
| Additional noninterest expense | $3,013,000 | 1,976 |
| Pre-tax net operating income | $5,978,000 | 1,826 |
| Securities gains (losses) | $190,000 | 632 |
| Applicable income taxes | $679,000 | 1,891 |
| Income before extraordinary items | $5,489,000 | 1,765 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $5,489,000 | 1,765 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $5,489,000 | 1,766 |
| Net charge-offs | $35,000 | 1,841 |
| Cash dividends | $3,800,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,319,900 | 1,770 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $13,026,000 | 1,689 |
| Total interest expense | $1,499,000 | 1,398 |
| Net interest income | $11,527,000 | 1,717 |
| Provision for loan and lease losses | $225,000 | 1,362 |
| Total noninterest income | $2,628,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $338,000 | 1,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,290,000 | 1,527 |
| Total noninterest expense | $9,367,000 | 1,697 |
| Salaries and employee benefits | $5,520,000 | 1,658 |
| Premises and equipment expense | $1,643,000 | 1,132 |
| Additional noninterest expense | $2,204,000 | 2,009 |
| Pre-tax net operating income | $4,563,000 | 1,887 |
| Securities gains (losses) | $174,000 | 605 |
| Applicable income taxes | $530,000 | 1,940 |
| Income before extraordinary items | $4,207,000 | 1,809 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,207,000 | 1,808 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,207,000 | 1,809 |
| Net charge-offs | $26,000 | 1,629 |
| Cash dividends | $2,675,000 | 940 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,052,140 | 1,827 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 1,714 |
| Total interest expense | $1,012,000 | 1,439 |
| Net interest income | $7,487,000 | 1,747 |
| Provision for loan and lease losses | $150,000 | 1,356 |
| Total noninterest income | $1,739,000 | 1,653 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $223,000 | 1,661 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,516,000 | 1,507 |
| Total noninterest expense | $6,111,000 | 1,709 |
| Salaries and employee benefits | $3,599,000 | 1,682 |
| Premises and equipment expense | $1,080,000 | 1,136 |
| Additional noninterest expense | $1,432,000 | 2,040 |
| Pre-tax net operating income | $2,965,000 | 1,911 |
| Securities gains (losses) | $68,000 | 787 |
| Applicable income taxes | $324,000 | 1,969 |
| Income before extraordinary items | $2,709,000 | 1,825 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,709,000 | 1,826 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,709,000 | 1,825 |
| Net charge-offs | $13,000 | 1,649 |
| Cash dividends | $2,030,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,648,480 | 1,828 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $4,211,000 | 1,729 |
| Total interest expense | $535,000 | 1,444 |
| Net interest income | $3,676,000 | 1,758 |
| Provision for loan and lease losses | $75,000 | 1,426 |
| Total noninterest income | $893,000 | 1,639 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $113,000 | 1,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $780,000 | 1,493 |
| Total noninterest expense | $3,063,000 | 1,695 |
| Salaries and employee benefits | $1,803,000 | 1,672 |
| Premises and equipment expense | $542,000 | 1,139 |
| Additional noninterest expense | $718,000 | 1,998 |
| Pre-tax net operating income | $1,431,000 | 1,926 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $144,000 | 2,035 |
| Income before extraordinary items | $1,287,000 | 1,909 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,287,000 | 1,908 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,287,000 | 1,909 |
| Net charge-offs | $18,000 | 1,181 |
| Cash dividends | $1,285,000 | 626 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,287,000 | 1,869 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $17,107,000 | 1,710 |
| Total interest expense | $2,772,000 | 1,584 |
| Net interest income | $14,335,000 | 1,714 |
| Provision for loan and lease losses | $475,000 | 2,298 |
| Total noninterest income | $3,843,000 | 1,503 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $468,000 | 1,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,375,000 | 1,351 |
| Total noninterest expense | $12,090,000 | 1,699 |
| Salaries and employee benefits | $7,171,000 | 1,657 |
| Premises and equipment expense | $2,040,000 | 1,161 |
| Additional noninterest expense | $2,879,000 | 1,983 |
| Pre-tax net operating income | $5,613,000 | 1,636 |
| Securities gains (losses) | $366,000 | 727 |
| Applicable income taxes | $640,000 | 1,765 |
| Income before extraordinary items | $5,339,000 | 1,555 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,339,000 | 1,555 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,339,000 | 1,555 |
| Net charge-offs | $334,000 | 1,215 |
| Cash dividends | $3,600,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $5,013,260 | 1,587 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,687,000 | 1,728 |
| Total interest expense | $2,209,000 | 1,585 |
| Net interest income | $10,478,000 | 1,745 |
| Provision for loan and lease losses | $325,000 | 2,346 |
| Total noninterest income | $2,712,000 | 1,514 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $347,000 | 1,694 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,365,000 | 1,353 |
| Total noninterest expense | $8,662,000 | 1,733 |
| Salaries and employee benefits | $5,208,000 | 1,685 |
| Premises and equipment expense | $1,525,000 | 1,158 |
| Additional noninterest expense | $1,929,000 | 2,126 |
| Pre-tax net operating income | $4,203,000 | 1,615 |
| Securities gains (losses) | $363,000 | 615 |
| Applicable income taxes | $497,000 | 1,742 |
| Income before extraordinary items | $4,069,000 | 1,490 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,069,000 | 1,491 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,069,000 | 1,491 |
| Net charge-offs | $62,000 | 1,937 |
| Cash dividends | $3,189,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,745,930 | 1,553 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,711,000 | 1,699 |
| Total interest expense | $1,617,000 | 1,558 |
| Net interest income | $7,094,000 | 1,720 |
| Provision for loan and lease losses | $175,000 | 2,531 |
| Total noninterest income | $1,420,000 | 1,675 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $234,000 | 1,708 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,186,000 | 1,507 |
| Total noninterest expense | $5,657,000 | 1,757 |
| Salaries and employee benefits | $3,411,000 | 1,696 |
| Premises and equipment expense | $1,007,000 | 1,167 |
| Additional noninterest expense | $1,239,000 | 2,184 |
| Pre-tax net operating income | $2,682,000 | 1,596 |
| Securities gains (losses) | $363,000 | 467 |
| Applicable income taxes | $335,000 | 1,664 |
| Income before extraordinary items | $2,710,000 | 1,435 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,710,000 | 1,435 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,710,000 | 1,435 |
| Net charge-offs | $33,000 | 1,945 |
| Cash dividends | $2,125,000 | 769 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,386,930 | 1,548 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,457,000 | 1,663 |
| Total interest expense | $942,000 | 1,490 |
| Net interest income | $3,515,000 | 1,705 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $559,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $133,000 | 1,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $426,000 | 1,663 |
| Total noninterest expense | $2,972,000 | 1,705 |
| Salaries and employee benefits | $1,695,000 | 1,720 |
| Premises and equipment expense | $520,000 | 1,152 |
| Additional noninterest expense | $757,000 | 1,904 |
| Pre-tax net operating income | $1,027,000 | 1,801 |
| Securities gains (losses) | $362,000 | 241 |
| Applicable income taxes | $140,000 | 1,680 |
| Income before extraordinary items | $1,249,000 | 1,376 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,249,000 | 1,375 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,249,000 | 1,376 |
| Net charge-offs | $18,000 | 1,635 |
| Cash dividends | $1,290,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $923,200 | 1,737 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,470,000 | 1,622 |
| Total interest expense | $5,244,000 | 1,196 |
| Net interest income | $13,226,000 | 1,789 |
| Provision for loan and lease losses | $-130,000 | 5,003 |
| Total noninterest income | $2,654,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $561,000 | 1,761 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,093,000 | 1,494 |
| Total noninterest expense | $10,846,000 | 1,798 |
| Salaries and employee benefits | $6,304,000 | 1,774 |
| Premises and equipment expense | $1,870,000 | 1,232 |
| Additional noninterest expense | $2,672,000 | 2,111 |
| Pre-tax net operating income | $5,164,000 | 1,708 |
| Securities gains (losses) | $288,000 | 525 |
| Applicable income taxes | $459,000 | 2,061 |
| Income before extraordinary items | $4,993,000 | 1,608 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,993,000 | 1,610 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,993,000 | 1,610 |
| Net charge-offs | $41,000 | 2,768 |
| Cash dividends | $2,720,000 | 1,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,728,040 | 1,638 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,975,000 | 1,628 |
| Total interest expense | $4,177,000 | 1,136 |
| Net interest income | $9,798,000 | 1,823 |
| Provision for loan and lease losses | $-300,000 | 5,163 |
| Total noninterest income | $2,008,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $422,000 | 1,763 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,586,000 | 1,486 |
| Total noninterest expense | $8,039,000 | 1,813 |
| Salaries and employee benefits | $4,794,000 | 1,761 |
| Premises and equipment expense | $1,348,000 | 1,285 |
| Additional noninterest expense | $1,897,000 | 2,195 |
| Pre-tax net operating income | $4,067,000 | 1,708 |
| Securities gains (losses) | $254,000 | 460 |
| Applicable income taxes | $399,000 | 2,000 |
| Income before extraordinary items | $3,922,000 | 1,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,922,000 | 1,575 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,922,000 | 1,575 |
| Net charge-offs | $40,000 | 2,369 |
| Cash dividends | $2,230,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,690,860 | 1,606 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,178,000 | 1,648 |
| Total interest expense | $2,652,000 | 1,166 |
| Net interest income | $6,526,000 | 1,833 |
| Provision for loan and lease losses | $-100,000 | 5,182 |
| Total noninterest income | $1,343,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $278,000 | 1,758 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,065,000 | 1,433 |
| Total noninterest expense | $5,346,000 | 1,819 |
| Salaries and employee benefits | $3,161,000 | 1,774 |
| Premises and equipment expense | $882,000 | 1,310 |
| Additional noninterest expense | $1,303,000 | 2,160 |
| Pre-tax net operating income | $2,623,000 | 1,720 |
| Securities gains (losses) | $220,000 | 358 |
| Applicable income taxes | $293,000 | 1,883 |
| Income before extraordinary items | $2,550,000 | 1,574 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,550,000 | 1,574 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,550,000 | 1,574 |
| Net charge-offs | $20,000 | 2,347 |
| Cash dividends | $1,765,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,352,000 | 1,652 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,383,000 | 1,718 |
| Total interest expense | $1,080,000 | 1,351 |
| Net interest income | $3,303,000 | 1,827 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $637,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $138,000 | 1,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $499,000 | 1,445 |
| Total noninterest expense | $2,657,000 | 1,840 |
| Salaries and employee benefits | $1,586,000 | 1,788 |
| Premises and equipment expense | $430,000 | 1,359 |
| Additional noninterest expense | $641,000 | 2,181 |
| Pre-tax net operating income | $1,208,000 | 1,797 |
| Securities gains (losses) | $189,000 | 200 |
| Applicable income taxes | $151,000 | 1,825 |
| Income before extraordinary items | $1,246,000 | 1,572 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,246,000 | 1,571 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,246,000 | 1,571 |
| Net charge-offs | $4,000 | 2,286 |
| Cash dividends | $1,150,000 | 746 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,077,790 | 1,742 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,645,000 | 1,698 |
| Total interest expense | $3,301,000 | 1,326 |
| Net interest income | $13,344,000 | 1,782 |
| Provision for loan and lease losses | $465,000 | 1,522 |
| Total noninterest income | $2,586,000 | 1,712 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $587,000 | 1,759 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,999,000 | 1,499 |
| Total noninterest expense | $10,161,000 | 1,885 |
| Salaries and employee benefits | $5,913,000 | 1,838 |
| Premises and equipment expense | $1,647,000 | 1,369 |
| Additional noninterest expense | $2,601,000 | 2,157 |
| Pre-tax net operating income | $5,304,000 | 1,707 |
| Securities gains (losses) | $483,000 | 129 |
| Applicable income taxes | $540,000 | 1,916 |
| Income before extraordinary items | $5,247,000 | 1,526 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,247,000 | 1,524 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,247,000 | 1,525 |
| Net charge-offs | $54,000 | 2,581 |
| Cash dividends | $2,180,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,807,470 | 1,626 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 1,709 |
| Total interest expense | $2,333,000 | 1,316 |
| Net interest income | $9,939,000 | 1,789 |
| Provision for loan and lease losses | $330,000 | 1,484 |
| Total noninterest income | $1,943,000 | 1,719 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $438,000 | 1,789 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,505,000 | 1,514 |
| Total noninterest expense | $7,710,000 | 1,853 |
| Salaries and employee benefits | $4,492,000 | 1,807 |
| Premises and equipment expense | $1,255,000 | 1,368 |
| Additional noninterest expense | $1,963,000 | 2,145 |
| Pre-tax net operating income | $3,842,000 | 1,771 |
| Securities gains (losses) | $361,000 | 148 |
| Applicable income taxes | $456,000 | 1,877 |
| Income before extraordinary items | $3,747,000 | 1,601 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,747,000 | 1,600 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,747,000 | 1,600 |
| Net charge-offs | $33,000 | 2,445 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,425,710 | 1,702 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,111,000 | 1,704 |
| Total interest expense | $1,505,000 | 1,279 |
| Net interest income | $6,606,000 | 1,780 |
| Provision for loan and lease losses | $195,000 | 1,559 |
| Total noninterest income | $1,349,000 | 1,670 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $294,000 | 1,776 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,055,000 | 1,468 |
| Total noninterest expense | $5,162,000 | 1,866 |
| Salaries and employee benefits | $2,998,000 | 1,821 |
| Premises and equipment expense | $856,000 | 1,351 |
| Additional noninterest expense | $1,308,000 | 2,163 |
| Pre-tax net operating income | $2,598,000 | 1,707 |
| Securities gains (losses) | $360,000 | 125 |
| Applicable income taxes | $340,000 | 1,757 |
| Income before extraordinary items | $2,618,000 | 1,514 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,618,000 | 1,513 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,618,000 | 1,513 |
| Net charge-offs | $25,000 | 2,124 |
| Cash dividends | $1,425,000 | 1,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,297,600 | 1,677 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 1,706 |
| Total interest expense | $726,000 | 1,274 |
| Net interest income | $3,285,000 | 1,790 |
| Provision for loan and lease losses | $90,000 | 1,532 |
| Total noninterest income | $656,000 | 1,697 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $145,000 | 1,792 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $511,000 | 1,463 |
| Total noninterest expense | $2,582,000 | 1,883 |
| Salaries and employee benefits | $1,549,000 | 1,799 |
| Premises and equipment expense | $436,000 | 1,354 |
| Additional noninterest expense | $597,000 | 2,284 |
| Pre-tax net operating income | $1,269,000 | 1,712 |
| Securities gains (losses) | $331,000 | 89 |
| Applicable income taxes | $199,000 | 1,581 |
| Income before extraordinary items | $1,401,000 | 1,399 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,401,000 | 1,399 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,401,000 | 1,399 |
| Net charge-offs | $16,000 | 1,764 |
| Cash dividends | $1,050,000 | 680 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,109,720 | 1,676 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,309,000 | 1,729 |
| Total interest expense | $2,623,000 | 1,226 |
| Net interest income | $12,686,000 | 1,820 |
| Provision for loan and lease losses | $500,000 | 1,444 |
| Total noninterest income | $2,542,000 | 1,756 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $584,000 | 1,816 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,958,000 | 1,560 |
| Total noninterest expense | $9,461,000 | 2,005 |
| Salaries and employee benefits | $5,533,000 | 1,934 |
| Premises and equipment expense | $1,445,000 | 1,566 |
| Additional noninterest expense | $2,483,000 | 2,269 |
| Pre-tax net operating income | $5,267,000 | 1,642 |
| Securities gains (losses) | $682,000 | 185 |
| Applicable income taxes | $1,007,000 | 1,871 |
| Income before extraordinary items | $4,942,000 | 1,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,942,000 | 1,355 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,942,000 | 1,355 |
| Net charge-offs | $201,000 | 1,829 |
| Cash dividends | $2,200,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,375,940 | 1,491 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,347,000 | 1,747 |
| Total interest expense | $1,923,000 | 1,235 |
| Net interest income | $9,424,000 | 1,847 |
| Provision for loan and lease losses | $380,000 | 1,401 |
| Total noninterest income | $1,848,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $438,000 | 1,827 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,410,000 | 1,614 |
| Total noninterest expense | $7,085,000 | 2,003 |
| Salaries and employee benefits | $4,146,000 | 1,938 |
| Premises and equipment expense | $1,102,000 | 1,552 |
| Additional noninterest expense | $1,837,000 | 2,288 |
| Pre-tax net operating income | $3,807,000 | 1,712 |
| Securities gains (losses) | $598,000 | 182 |
| Applicable income taxes | $846,000 | 1,614 |
| Income before extraordinary items | $3,559,000 | 1,502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,559,000 | 1,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,559,000 | 1,502 |
| Net charge-offs | $52,000 | 2,438 |
| Cash dividends | $1,840,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,074,620 | 1,687 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 1,761 |
| Total interest expense | $1,240,000 | 1,230 |
| Net interest income | $6,204,000 | 1,842 |
| Provision for loan and lease losses | $210,000 | 1,505 |
| Total noninterest income | $1,228,000 | 1,806 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $292,000 | 1,813 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $936,000 | 1,611 |
| Total noninterest expense | $4,677,000 | 2,021 |
| Salaries and employee benefits | $2,704,000 | 1,980 |
| Premises and equipment expense | $736,000 | 1,554 |
| Additional noninterest expense | $1,237,000 | 2,265 |
| Pre-tax net operating income | $2,545,000 | 1,679 |
| Securities gains (losses) | $488,000 | 154 |
| Applicable income taxes | $600,000 | 1,531 |
| Income before extraordinary items | $2,433,000 | 1,459 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,433,000 | 1,458 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,433,000 | 1,459 |
| Net charge-offs | $55,000 | 1,936 |
| Cash dividends | $1,470,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $2,042,600 | 1,660 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,643,000 | 1,778 |
| Total interest expense | $593,000 | 1,255 |
| Net interest income | $3,050,000 | 1,862 |
| Provision for loan and lease losses | $105,000 | 1,394 |
| Total noninterest income | $522,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $146,000 | 1,793 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 1,823 |
| Total noninterest expense | $2,355,000 | 2,028 |
| Salaries and employee benefits | $1,380,000 | 1,981 |
| Premises and equipment expense | $365,000 | 1,577 |
| Additional noninterest expense | $610,000 | 2,287 |
| Pre-tax net operating income | $1,112,000 | 1,826 |
| Securities gains (losses) | $365,000 | 114 |
| Applicable income taxes | $290,000 | 1,524 |
| Income before extraordinary items | $1,187,000 | 1,477 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,187,000 | 1,477 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,187,000 | 1,477 |
| Net charge-offs | $43,000 | 1,417 |
| Cash dividends | $1,095,000 | 675 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $895,000 | 1,790 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $13,858,000 | 1,831 |
| Total interest expense | $2,380,000 | 1,217 |
| Net interest income | $11,478,000 | 1,942 |
| Provision for loan and lease losses | $1,089,000 | 847 |
| Total noninterest income | $3,055,000 | 1,625 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $628,000 | 1,748 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,427,000 | 1,398 |
| Total noninterest expense | $8,984,000 | 2,098 |
| Salaries and employee benefits | $5,236,000 | 2,025 |
| Premises and equipment expense | $1,396,000 | 1,623 |
| Additional noninterest expense | $2,352,000 | 2,425 |
| Pre-tax net operating income | $4,460,000 | 1,772 |
| Securities gains (losses) | $617,000 | 358 |
| Applicable income taxes | $573,000 | 2,145 |
| Income before extraordinary items | $4,504,000 | 1,507 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,504,000 | 1,506 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,504,000 | 1,506 |
| Net charge-offs | $938,000 | 691 |
| Cash dividends | $2,320,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,954,870 | 1,634 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $10,265,000 | 1,859 |
| Total interest expense | $1,773,000 | 1,222 |
| Net interest income | $8,492,000 | 1,972 |
| Provision for loan and lease losses | $984,000 | 699 |
| Total noninterest income | $2,351,000 | 1,593 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $470,000 | 1,752 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,881,000 | 1,362 |
| Total noninterest expense | $6,644,000 | 2,107 |
| Salaries and employee benefits | $3,832,000 | 2,057 |
| Premises and equipment expense | $1,025,000 | 1,658 |
| Additional noninterest expense | $1,787,000 | 2,404 |
| Pre-tax net operating income | $3,215,000 | 1,856 |
| Securities gains (losses) | $612,000 | 325 |
| Applicable income taxes | $412,000 | 2,213 |
| Income before extraordinary items | $3,415,000 | 1,513 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,415,000 | 1,512 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,415,000 | 1,513 |
| Net charge-offs | $929,000 | 504 |
| Cash dividends | $1,965,000 | 1,056 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,870,320 | 1,698 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,785,000 | 1,872 |
| Total interest expense | $1,174,000 | 1,221 |
| Net interest income | $5,611,000 | 1,987 |
| Provision for loan and lease losses | $695,000 | 659 |
| Total noninterest income | $1,757,000 | 1,450 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $305,000 | 1,781 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,452,000 | 1,216 |
| Total noninterest expense | $4,443,000 | 2,101 |
| Salaries and employee benefits | $2,550,000 | 2,062 |
| Premises and equipment expense | $681,000 | 1,663 |
| Additional noninterest expense | $1,212,000 | 2,369 |
| Pre-tax net operating income | $2,230,000 | 1,788 |
| Securities gains (losses) | $436,000 | 311 |
| Applicable income taxes | $256,000 | 2,276 |
| Income before extraordinary items | $2,410,000 | 1,439 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $2,410,000 | 1,439 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,410,000 | 1,439 |
| Net charge-offs | $675,000 | 470 |
| Cash dividends | $1,600,000 | 912 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $2,017,600 | 1,599 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,414,000 | 1,861 |
| Total interest expense | $585,000 | 1,219 |
| Net interest income | $2,829,000 | 1,972 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $431,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $151,000 | 1,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $280,000 | 2,177 |
| Total noninterest expense | $2,180,000 | 2,160 |
| Salaries and employee benefits | $1,262,000 | 2,092 |
| Premises and equipment expense | $334,000 | 1,711 |
| Additional noninterest expense | $584,000 | 2,452 |
| Pre-tax net operating income | $1,055,000 | 1,848 |
| Securities gains (losses) | $409,000 | 153 |
| Applicable income taxes | $259,000 | 1,617 |
| Income before extraordinary items | $1,205,000 | 1,408 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,205,000 | 1,409 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,205,000 | 1,410 |
| Net charge-offs | $21,000 | 1,949 |
| Cash dividends | $1,250,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $869,620 | 1,800 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,375,000 | 1,850 |
| Total interest expense | $2,229,000 | 1,245 |
| Net interest income | $11,146,000 | 1,943 |
| Provision for loan and lease losses | $110,000 | 2,968 |
| Total noninterest income | $1,542,000 | 2,446 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $559,000 | 1,950 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $983,000 | 2,386 |
| Total noninterest expense | $7,614,000 | 2,405 |
| Salaries and employee benefits | $4,257,000 | 2,351 |
| Premises and equipment expense | $1,108,000 | 2,016 |
| Additional noninterest expense | $2,249,000 | 2,542 |
| Pre-tax net operating income | $4,964,000 | 1,576 |
| Securities gains (losses) | $480,000 | 365 |
| Applicable income taxes | $1,119,000 | 1,492 |
| Income before extraordinary items | $4,325,000 | 1,517 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,325,000 | 1,517 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,325,000 | 1,517 |
| Net charge-offs | $49,000 | 3,261 |
| Cash dividends | $2,535,000 | 1,123 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,945,800 | 1,587 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,938,000 | 1,875 |
| Total interest expense | $1,642,000 | 1,279 |
| Net interest income | $8,296,000 | 1,969 |
| Provision for loan and lease losses | $20,000 | 3,795 |
| Total noninterest income | $1,159,000 | 2,462 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $408,000 | 2,010 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $751,000 | 2,393 |
| Total noninterest expense | $5,672,000 | 2,427 |
| Salaries and employee benefits | $3,176,000 | 2,365 |
| Premises and equipment expense | $838,000 | 2,023 |
| Additional noninterest expense | $1,658,000 | 2,585 |
| Pre-tax net operating income | $3,763,000 | 1,600 |
| Securities gains (losses) | $371,000 | 400 |
| Applicable income taxes | $861,000 | 1,511 |
| Income before extraordinary items | $3,273,000 | 1,522 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,273,000 | 1,523 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $3,273,000 | 1,523 |
| Net charge-offs | $43,000 | 2,885 |
| Cash dividends | $1,565,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,979,910 | 1,594 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,569,000 | 1,884 |
| Total interest expense | $1,073,000 | 1,303 |
| Net interest income | $5,496,000 | 1,974 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $764,000 | 2,489 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $262,000 | 2,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $502,000 | 2,404 |
| Total noninterest expense | $3,767,000 | 2,434 |
| Salaries and employee benefits | $2,123,000 | 2,381 |
| Premises and equipment expense | $573,000 | 1,991 |
| Additional noninterest expense | $1,071,000 | 2,669 |
| Pre-tax net operating income | $2,493,000 | 1,583 |
| Securities gains (losses) | $230,000 | 472 |
| Applicable income taxes | $572,000 | 1,500 |
| Income before extraordinary items | $2,151,000 | 1,526 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,151,000 | 1,528 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,151,000 | 1,528 |
| Net charge-offs | $9,000 | 3,291 |
| Cash dividends | $1,205,000 | 1,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,969,300 | 1,591 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,269,000 | 1,904 |
| Total interest expense | $525,000 | 1,336 |
| Net interest income | $2,744,000 | 1,972 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $369,000 | 2,500 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $128,000 | 2,046 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $241,000 | 2,404 |
| Total noninterest expense | $1,849,000 | 2,482 |
| Salaries and employee benefits | $1,058,000 | 2,390 |
| Premises and equipment expense | $299,000 | 1,941 |
| Additional noninterest expense | $492,000 | 2,829 |
| Pre-tax net operating income | $1,264,000 | 1,539 |
| Securities gains (losses) | $226,000 | 323 |
| Applicable income taxes | $335,000 | 1,340 |
| Income before extraordinary items | $1,155,000 | 1,414 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,155,000 | 1,417 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,155,000 | 1,416 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $855,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $978,720 | 1,576 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,102,000 | 1,900 |
| Total interest expense | $2,086,000 | 1,411 |
| Net interest income | $11,016,000 | 1,961 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,537,000 | 2,473 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $507,000 | 2,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,030,000 | 2,297 |
| Total noninterest expense | $7,147,000 | 2,577 |
| Salaries and employee benefits | $4,051,000 | 2,466 |
| Premises and equipment expense | $988,000 | 2,266 |
| Additional noninterest expense | $2,108,000 | 2,763 |
| Pre-tax net operating income | $5,406,000 | 1,422 |
| Securities gains (losses) | $527,000 | 375 |
| Applicable income taxes | $1,323,000 | 1,296 |
| Income before extraordinary items | $4,610,000 | 1,400 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $4,610,000 | 1,398 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $4,610,000 | 1,399 |
| Net charge-offs | $-2,000 | 5,434 |
| Cash dividends | $2,085,000 | 1,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $4,198,940 | 1,492 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,827,000 | 1,912 |
| Total interest expense | $1,546,000 | 1,446 |
| Net interest income | $8,281,000 | 1,965 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,121,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $360,000 | 2,360 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $761,000 | 2,328 |
| Total noninterest expense | $5,407,000 | 2,553 |
| Salaries and employee benefits | $3,093,000 | 2,422 |
| Premises and equipment expense | $718,000 | 2,350 |
| Additional noninterest expense | $1,596,000 | 2,747 |
| Pre-tax net operating income | $3,995,000 | 1,455 |
| Securities gains (losses) | $339,000 | 437 |
| Applicable income taxes | $958,000 | 1,349 |
| Income before extraordinary items | $3,376,000 | 1,426 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $3,376,000 | 1,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,376,000 | 1,426 |
| Net charge-offs | $5,000 | 4,372 |
| Cash dividends | $1,750,000 | 1,050 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $3,111,580 | 1,495 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,531,000 | 1,911 |
| Total interest expense | $1,019,000 | 1,467 |
| Net interest income | $5,512,000 | 1,956 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $711,000 | 2,580 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $207,000 | 2,630 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $504,000 | 2,301 |
| Total noninterest expense | $3,600,000 | 2,565 |
| Salaries and employee benefits | $2,055,000 | 2,440 |
| Premises and equipment expense | $484,000 | 2,342 |
| Additional noninterest expense | $1,061,000 | 2,749 |
| Pre-tax net operating income | $2,623,000 | 1,434 |
| Securities gains (losses) | $222,000 | 451 |
| Applicable income taxes | $628,000 | 1,340 |
| Income before extraordinary items | $2,217,000 | 1,406 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,217,000 | 1,408 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $2,217,000 | 1,408 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $1,420,000 | 876 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $2,043,840 | 1,480 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 1,920 |
| Total interest expense | $507,000 | 1,495 |
| Net interest income | $2,732,000 | 1,967 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $367,000 | 2,507 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $98,000 | 2,708 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $269,000 | 2,162 |
| Total noninterest expense | $1,823,000 | 2,544 |
| Salaries and employee benefits | $1,062,000 | 2,374 |
| Premises and equipment expense | $243,000 | 2,359 |
| Additional noninterest expense | $518,000 | 2,807 |
| Pre-tax net operating income | $1,276,000 | 1,433 |
| Securities gains (losses) | $216,000 | 265 |
| Applicable income taxes | $338,000 | 1,230 |
| Income before extraordinary items | $1,154,000 | 1,312 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,154,000 | 1,314 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,154,000 | 1,314 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $755,000 | 761 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $987,680 | 1,493 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,738,000 | 1,943 |
| Total interest expense | $2,033,000 | 1,682 |
| Net interest income | $10,705,000 | 1,979 |
| Provision for loan and lease losses | $8,000 | 4,962 |
| Total noninterest income | $1,600,000 | 2,479 |
| Gross Fiduciary activities income | $16,000 | 1,065 |
| Service charges on deposit accounts | $380,000 | 2,924 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,204,000 | 2,134 |
| Total noninterest expense | $6,564,000 | 2,779 |
| Salaries and employee benefits | $3,807,000 | 2,590 |
| Premises and equipment expense | $869,000 | 2,540 |
| Additional noninterest expense | $1,888,000 | 3,109 |
| Pre-tax net operating income | $5,733,000 | 1,280 |
| Securities gains (losses) | $107,000 | 1,274 |
| Applicable income taxes | $1,286,000 | 1,249 |
| Income before extraordinary items | $4,554,000 | 1,334 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,554,000 | 1,337 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $4,554,000 | 1,337 |
| Net charge-offs | $44,000 | 4,431 |
| Cash dividends | $1,840,000 | 1,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $4,470,540 | 1,329 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,401,000 | 1,983 |
| Total interest expense | $1,502,000 | 1,752 |
| Net interest income | $7,899,000 | 2,008 |
| Provision for loan and lease losses | $8,000 | 4,778 |
| Total noninterest income | $1,268,000 | 2,440 |
| Gross Fiduciary activities income | $16,000 | 1,024 |
| Service charges on deposit accounts | $286,000 | 2,923 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $966,000 | 2,095 |
| Total noninterest expense | $4,929,000 | 2,782 |
| Salaries and employee benefits | $2,839,000 | 2,605 |
| Premises and equipment expense | $668,000 | 2,501 |
| Additional noninterest expense | $1,422,000 | 3,092 |
| Pre-tax net operating income | $4,230,000 | 1,326 |
| Securities gains (losses) | $106,000 | 1,177 |
| Applicable income taxes | $941,000 | 1,309 |
| Income before extraordinary items | $3,395,000 | 1,336 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $3,395,000 | 1,338 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,395,000 | 1,338 |
| Net charge-offs | $23,000 | 4,338 |
| Cash dividends | $1,380,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,312,320 | 1,343 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,206,000 | 1,996 |
| Total interest expense | $1,007,000 | 1,772 |
| Net interest income | $5,199,000 | 2,016 |
| Provision for loan and lease losses | $8,000 | 4,574 |
| Total noninterest income | $908,000 | 2,355 |
| Gross Fiduciary activities income | $4,000 | 1,105 |
| Service charges on deposit accounts | $187,000 | 2,929 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $717,000 | 1,980 |
| Total noninterest expense | $3,287,000 | 2,778 |
| Salaries and employee benefits | $1,885,000 | 2,637 |
| Premises and equipment expense | $442,000 | 2,530 |
| Additional noninterest expense | $960,000 | 3,056 |
| Pre-tax net operating income | $2,812,000 | 1,309 |
| Securities gains (losses) | $36,000 | 1,723 |
| Applicable income taxes | $612,000 | 1,325 |
| Income before extraordinary items | $2,236,000 | 1,359 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,236,000 | 1,361 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,236,000 | 1,361 |
| Net charge-offs | $9,000 | 4,369 |
| Cash dividends | $920,000 | 1,164 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $2,207,560 | 1,312 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,106,000 | 2,010 |
| Total interest expense | $515,000 | 1,784 |
| Net interest income | $2,591,000 | 2,036 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $443,000 | 2,410 |
| Gross Fiduciary activities income | $3,000 | 1,052 |
| Service charges on deposit accounts | $94,000 | 2,904 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $346,000 | 2,032 |
| Total noninterest expense | $1,665,000 | 2,776 |
| Salaries and employee benefits | $977,000 | 2,560 |
| Premises and equipment expense | $225,000 | 2,520 |
| Additional noninterest expense | $463,000 | 3,150 |
| Pre-tax net operating income | $1,361,000 | 1,330 |
| Securities gains (losses) | $27,000 | 1,174 |
| Applicable income taxes | $292,000 | 1,357 |
| Income before extraordinary items | $1,096,000 | 1,354 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,096,000 | 1,355 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,096,000 | 1,356 |
| Net charge-offs | $7,000 | 3,581 |
| Cash dividends | $460,000 | 1,000 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,074,670 | 1,327 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,013,000 | 2,021 |
| Total interest expense | $2,694,000 | 1,646 |
| Net interest income | $10,319,000 | 2,086 |
| Provision for loan and lease losses | $100,000 | 4,651 |
| Total noninterest income | $1,570,000 | 2,540 |
| Gross Fiduciary activities income | $52,000 | 963 |
| Service charges on deposit accounts | $409,000 | 2,897 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,109,000 | 2,251 |
| Total noninterest expense | $6,294,000 | 2,926 |
| Salaries and employee benefits | $3,720,000 | 2,626 |
| Premises and equipment expense | $827,000 | 2,667 |
| Additional noninterest expense | $1,747,000 | 3,416 |
| Pre-tax net operating income | $5,495,000 | 1,268 |
| Securities gains (losses) | $206,000 | 1,662 |
| Applicable income taxes | $1,314,000 | 1,211 |
| Income before extraordinary items | $4,387,000 | 1,339 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,387,000 | 1,340 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,387,000 | 1,340 |
| Net charge-offs | $26,000 | 5,271 |
| Cash dividends | $1,440,000 | 1,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,228,380 | 1,309 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,824,000 | 2,038 |
| Total interest expense | $2,120,000 | 1,643 |
| Net interest income | $7,704,000 | 2,129 |
| Provision for loan and lease losses | $75,000 | 4,640 |
| Total noninterest income | $1,145,000 | 2,583 |
| Gross Fiduciary activities income | $39,000 | 958 |
| Service charges on deposit accounts | $296,000 | 2,995 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $810,000 | 2,259 |
| Total noninterest expense | $4,711,000 | 2,944 |
| Salaries and employee benefits | $2,731,000 | 2,703 |
| Premises and equipment expense | $650,000 | 2,588 |
| Additional noninterest expense | $1,330,000 | 3,399 |
| Pre-tax net operating income | $4,063,000 | 1,306 |
| Securities gains (losses) | $194,000 | 1,456 |
| Applicable income taxes | $988,000 | 1,242 |
| Income before extraordinary items | $3,269,000 | 1,381 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,269,000 | 1,382 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,269,000 | 1,382 |
| Net charge-offs | $12,000 | 5,248 |
| Cash dividends | $1,150,000 | 1,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,119,620 | 1,356 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,614,000 | 2,028 |
| Total interest expense | $1,481,000 | 1,625 |
| Net interest income | $5,133,000 | 2,130 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $763,000 | 2,554 |
| Gross Fiduciary activities income | $26,000 | 963 |
| Service charges on deposit accounts | $197,000 | 2,985 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $540,000 | 2,234 |
| Total noninterest expense | $3,143,000 | 2,944 |
| Salaries and employee benefits | $1,823,000 | 2,711 |
| Premises and equipment expense | $421,000 | 2,664 |
| Additional noninterest expense | $899,000 | 3,385 |
| Pre-tax net operating income | $2,703,000 | 1,304 |
| Securities gains (losses) | $110,000 | 1,520 |
| Applicable income taxes | $653,000 | 1,241 |
| Income before extraordinary items | $2,160,000 | 1,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,160,000 | 1,376 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,160,000 | 1,376 |
| Net charge-offs | $28,000 | 4,441 |
| Cash dividends | $860,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,075,300 | 1,352 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 2,031 |
| Total interest expense | $778,000 | 1,610 |
| Net interest income | $2,540,000 | 2,163 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $359,000 | 2,644 |
| Gross Fiduciary activities income | $1,000 | 1,128 |
| Service charges on deposit accounts | $95,000 | 3,050 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $263,000 | 2,272 |
| Total noninterest expense | $1,597,000 | 2,905 |
| Salaries and employee benefits | $925,000 | 2,681 |
| Premises and equipment expense | $211,000 | 2,689 |
| Additional noninterest expense | $461,000 | 3,291 |
| Pre-tax net operating income | $1,277,000 | 1,374 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $284,000 | 1,350 |
| Income before extraordinary items | $994,000 | 1,471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $994,000 | 1,471 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $994,000 | 1,472 |
| Net charge-offs | $57,000 | 2,915 |
| Cash dividends | $570,000 | 785 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $993,220 | 1,385 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $14,249,000 | 1,973 |
| Total interest expense | $3,857,000 | 1,579 |
| Net interest income | $10,392,000 | 2,101 |
| Provision for loan and lease losses | $576,000 | 3,260 |
| Total noninterest income | $1,423,000 | 2,539 |
| Gross Fiduciary activities income | $35,000 | 959 |
| Service charges on deposit accounts | $443,000 | 2,828 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $945,000 | 2,216 |
| Total noninterest expense | $5,905,000 | 3,101 |
| Salaries and employee benefits | $3,414,000 | 2,801 |
| Premises and equipment expense | $813,000 | 2,883 |
| Additional noninterest expense | $1,678,000 | 3,582 |
| Pre-tax net operating income | $5,334,000 | 1,115 |
| Securities gains (losses) | $-297,000 | 7,190 |
| Applicable income taxes | $1,134,000 | 1,242 |
| Income before extraordinary items | $3,903,000 | 1,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,903,000 | 1,281 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,903,000 | 1,281 |
| Net charge-offs | $30,000 | 5,746 |
| Cash dividends | $1,300,000 | 1,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $4,131,690 | 1,143 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,753,000 | 1,987 |
| Total interest expense | $3,002,000 | 1,574 |
| Net interest income | $7,751,000 | 2,121 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,085,000 | 2,499 |
| Gross Fiduciary activities income | $19,000 | 983 |
| Service charges on deposit accounts | $340,000 | 2,780 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $726,000 | 2,173 |
| Total noninterest expense | $4,315,000 | 3,170 |
| Salaries and employee benefits | $2,417,000 | 2,938 |
| Premises and equipment expense | $599,000 | 2,943 |
| Additional noninterest expense | $1,299,000 | 3,496 |
| Pre-tax net operating income | $4,296,000 | 1,075 |
| Securities gains (losses) | $-169,000 | 7,272 |
| Applicable income taxes | $992,000 | 1,096 |
| Income before extraordinary items | $3,135,000 | 1,239 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,135,000 | 1,238 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,135,000 | 1,239 |
| Net charge-offs | $15,000 | 5,648 |
| Cash dividends | $1,035,000 | 1,120 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $3,263,440 | 1,117 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 1,986 |
| Total interest expense | $2,058,000 | 1,592 |
| Net interest income | $5,145,000 | 2,125 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $769,000 | 2,377 |
| Gross Fiduciary activities income | $10,000 | 1,015 |
| Service charges on deposit accounts | $228,000 | 2,756 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $531,000 | 2,019 |
| Total noninterest expense | $2,876,000 | 3,202 |
| Salaries and employee benefits | $1,580,000 | 3,007 |
| Premises and equipment expense | $406,000 | 2,932 |
| Additional noninterest expense | $890,000 | 3,487 |
| Pre-tax net operating income | $2,888,000 | 1,046 |
| Securities gains (losses) | $-206,000 | 7,383 |
| Applicable income taxes | $637,000 | 1,094 |
| Income before extraordinary items | $2,045,000 | 1,223 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,045,000 | 1,222 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,045,000 | 1,223 |
| Net charge-offs | $15,000 | 5,199 |
| Cash dividends | $773,000 | 1,032 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $2,201,560 | 1,087 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,574,000 | 2,007 |
| Total interest expense | $1,052,000 | 1,610 |
| Net interest income | $2,522,000 | 2,159 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $318,000 | 2,734 |
| Gross Fiduciary activities income | $1,000 | 1,126 |
| Service charges on deposit accounts | $109,000 | 2,804 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $208,000 | 2,415 |
| Total noninterest expense | $1,420,000 | 3,247 |
| Salaries and employee benefits | $796,000 | 3,020 |
| Premises and equipment expense | $207,000 | 2,904 |
| Additional noninterest expense | $417,000 | 3,632 |
| Pre-tax net operating income | $1,345,000 | 1,094 |
| Securities gains (losses) | $-103,000 | 7,404 |
| Applicable income taxes | $286,000 | 1,164 |
| Income before extraordinary items | $956,000 | 1,290 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $956,000 | 1,290 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $956,000 | 1,290 |
| Net charge-offs | $1,000 | 4,979 |
| Cash dividends | $506,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $1,035,310 | 1,151 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,602,000 | 2,060 |
| Total interest expense | $5,300,000 | 1,567 |
| Net interest income | $9,302,000 | 2,346 |
| Provision for loan and lease losses | $300,000 | 4,839 |
| Total noninterest income | $1,363,000 | 2,686 |
| Gross Fiduciary activities income | $67,000 | 931 |
| Service charges on deposit accounts | $457,000 | 2,817 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $839,000 | 2,426 |
| Total noninterest expense | $5,600,000 | 3,291 |
| Salaries and employee benefits | $3,213,000 | 2,942 |
| Premises and equipment expense | $759,000 | 3,095 |
| Additional noninterest expense | $1,628,000 | 3,782 |
| Pre-tax net operating income | $4,765,000 | 1,072 |
| Securities gains (losses) | $-1,172,000 | 7,528 |
| Applicable income taxes | $681,000 | 1,600 |
| Income before extraordinary items | $2,912,000 | 1,440 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,912,000 | 1,442 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,912,000 | 1,443 |
| Net charge-offs | $88,000 | 5,521 |
| Cash dividends | $1,265,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,861,320 | 1,079 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,979,000 | 2,099 |
| Total interest expense | $4,116,000 | 1,577 |
| Net interest income | $6,863,000 | 2,421 |
| Provision for loan and lease losses | $150,000 | 5,242 |
| Total noninterest income | $961,000 | 2,804 |
| Gross Fiduciary activities income | $26,000 | 991 |
| Service charges on deposit accounts | $349,000 | 2,833 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $586,000 | 2,519 |
| Total noninterest expense | $4,221,000 | 3,282 |
| Salaries and employee benefits | $2,361,000 | 3,011 |
| Premises and equipment expense | $594,000 | 3,051 |
| Additional noninterest expense | $1,266,000 | 3,672 |
| Pre-tax net operating income | $3,453,000 | 1,160 |
| Securities gains (losses) | $-255,000 | 7,518 |
| Applicable income taxes | $702,000 | 1,334 |
| Income before extraordinary items | $2,496,000 | 1,334 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,496,000 | 1,338 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,496,000 | 1,338 |
| Net charge-offs | $116,000 | 4,764 |
| Cash dividends | $1,005,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,694,900 | 1,193 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,371,000 | 2,115 |
| Total interest expense | $2,797,000 | 1,615 |
| Net interest income | $4,574,000 | 2,420 |
| Provision for loan and lease losses | $150,000 | 4,587 |
| Total noninterest income | $620,000 | 2,803 |
| Gross Fiduciary activities income | $17,000 | 1,003 |
| Service charges on deposit accounts | $222,000 | 2,952 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $381,000 | 2,477 |
| Total noninterest expense | $2,789,000 | 3,304 |
| Salaries and employee benefits | $1,564,000 | 3,033 |
| Premises and equipment expense | $396,000 | 3,079 |
| Additional noninterest expense | $829,000 | 3,708 |
| Pre-tax net operating income | $2,255,000 | 1,169 |
| Securities gains (losses) | $-220,000 | 7,605 |
| Applicable income taxes | $434,000 | 1,364 |
| Income before extraordinary items | $1,601,000 | 1,376 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,601,000 | 1,376 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,601,000 | 1,377 |
| Net charge-offs | $122,000 | 4,025 |
| Cash dividends | $745,000 | 952 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,774,800 | 1,210 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 2,192 |
| Total interest expense | $1,438,000 | 1,638 |
| Net interest income | $2,208,000 | 2,543 |
| Provision for loan and lease losses | $75,000 | 4,293 |
| Total noninterest income | $290,000 | 2,936 |
| Gross Fiduciary activities income | $9,000 | 991 |
| Service charges on deposit accounts | $104,000 | 3,074 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $177,000 | 2,567 |
| Total noninterest expense | $1,397,000 | 3,332 |
| Salaries and employee benefits | $795,000 | 3,034 |
| Premises and equipment expense | $198,000 | 3,141 |
| Additional noninterest expense | $404,000 | 3,775 |
| Pre-tax net operating income | $1,026,000 | 1,274 |
| Securities gains (losses) | $-114,000 | 7,714 |
| Applicable income taxes | $182,000 | 1,520 |
| Income before extraordinary items | $730,000 | 1,496 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $730,000 | 1,498 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $730,000 | 1,498 |
| Net charge-offs | $40,000 | 3,918 |
| Cash dividends | $485,000 | 711 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $821,200 | 1,295 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,574,000 | 2,288 |
| Total interest expense | $6,449,000 | 1,813 |
| Net interest income | $8,125,000 | 2,686 |
| Provision for loan and lease losses | $350,000 | 5,055 |
| Total noninterest income | $1,272,000 | 2,860 |
| Gross Fiduciary activities income | $33,000 | 1,017 |
| Service charges on deposit accounts | $469,000 | 3,028 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $770,000 | 2,523 |
| Total noninterest expense | $5,750,000 | 3,283 |
| Salaries and employee benefits | $3,116,000 | 3,067 |
| Premises and equipment expense | $808,000 | 3,107 |
| Additional noninterest expense | $1,826,000 | 3,570 |
| Pre-tax net operating income | $3,297,000 | 1,227 |
| Securities gains (losses) | $293,000 | 1,264 |
| Applicable income taxes | $811,000 | 1,123 |
| Income before extraordinary items | $2,779,000 | 1,194 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,779,000 | 1,192 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,779,000 | 1,193 |
| Net charge-offs | $214,000 | 4,919 |
| Cash dividends | $1,400,000 | 1,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,553,390 | 1,288 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $10,839,000 | 2,348 |
| Total interest expense | $4,890,000 | 1,866 |
| Net interest income | $5,949,000 | 2,760 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $994,000 | 2,826 |
| Gross Fiduciary activities income | $15,000 | 1,061 |
| Service charges on deposit accounts | $356,000 | 3,015 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $623,000 | 2,459 |
| Total noninterest expense | $4,299,000 | 3,302 |
| Salaries and employee benefits | $2,296,000 | 3,147 |
| Premises and equipment expense | $614,000 | 3,102 |
| Additional noninterest expense | $1,389,000 | 3,476 |
| Pre-tax net operating income | $2,419,000 | 1,334 |
| Securities gains (losses) | $-100,000 | 7,472 |
| Applicable income taxes | $508,000 | 1,388 |
| Income before extraordinary items | $1,811,000 | 1,483 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,811,000 | 1,481 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,811,000 | 1,483 |
| Net charge-offs | $139,000 | 4,712 |
| Cash dividends | $1,116,000 | 1,136 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,889,000 | 1,390 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,193,000 | 2,385 |
| Total interest expense | $3,231,000 | 1,962 |
| Net interest income | $3,962,000 | 2,744 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $672,000 | 2,812 |
| Gross Fiduciary activities income | $8,000 | 1,104 |
| Service charges on deposit accounts | $241,000 | 2,930 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $423,000 | 2,462 |
| Total noninterest expense | $2,871,000 | 3,339 |
| Salaries and employee benefits | $1,511,000 | 3,218 |
| Premises and equipment expense | $416,000 | 3,075 |
| Additional noninterest expense | $944,000 | 3,424 |
| Pre-tax net operating income | $1,613,000 | 1,416 |
| Securities gains (losses) | $29,000 | 2,179 |
| Applicable income taxes | $392,000 | 1,283 |
| Income before extraordinary items | $1,250,000 | 1,487 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,250,000 | 1,484 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,250,000 | 1,486 |
| Net charge-offs | $102,000 | 4,230 |
| Cash dividends | $809,000 | 1,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,227,960 | 1,486 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 2,427 |
| Total interest expense | $1,595,000 | 2,057 |
| Net interest income | $1,975,000 | 2,737 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $327,000 | 2,859 |
| Gross Fiduciary activities income | $1,000 | 1,214 |
| Service charges on deposit accounts | $116,000 | 2,969 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $210,000 | 2,442 |
| Total noninterest expense | $1,319,000 | 3,488 |
| Salaries and employee benefits | $756,000 | 3,251 |
| Premises and equipment expense | $205,000 | 3,159 |
| Additional noninterest expense | $358,000 | 3,891 |
| Pre-tax net operating income | $908,000 | 1,419 |
| Securities gains (losses) | $64,000 | 1,187 |
| Applicable income taxes | $259,000 | 1,194 |
| Income before extraordinary items | $713,000 | 1,528 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $713,000 | 1,530 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $713,000 | 1,530 |
| Net charge-offs | $83,000 | 3,063 |
| Cash dividends | $500,000 | 851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $666,280 | 1,539 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,827,000 | 2,491 |
| Total interest expense | $7,231,000 | 2,143 |
| Net interest income | $7,596,000 | 2,839 |
| Provision for loan and lease losses | $250,000 | 4,899 |
| Total noninterest income | $1,310,000 | 2,881 |
| Gross Fiduciary activities income | $47,000 | 981 |
| Service charges on deposit accounts | $541,000 | 2,845 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $722,000 | 2,602 |
| Total noninterest expense | $4,859,000 | 3,646 |
| Salaries and employee benefits | $2,941,000 | 3,313 |
| Premises and equipment expense | $767,000 | 3,283 |
| Additional noninterest expense | $1,151,000 | 4,416 |
| Pre-tax net operating income | $3,797,000 | 1,440 |
| Securities gains (losses) | $-1,967,000 | 7,894 |
| Applicable income taxes | $333,000 | 2,278 |
| Income before extraordinary items | $1,497,000 | 2,523 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,497,000 | 2,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 4,155 |
| Cash dividends | $1,180,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $3,109,940 | 1,412 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,134,000 | 2,538 |
| Total interest expense | $5,546,000 | 2,183 |
| Net interest income | $5,588,000 | 2,912 |
| Provision for loan and lease losses | $113,000 | 5,017 |
| Total noninterest income | $970,000 | 2,962 |
| Gross Fiduciary activities income | $25,000 | 1,023 |
| Service charges on deposit accounts | $406,000 | 2,860 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $539,000 | 2,687 |
| Total noninterest expense | $3,606,000 | 3,668 |
| Salaries and employee benefits | $2,192,000 | 3,375 |
| Premises and equipment expense | $583,000 | 3,270 |
| Additional noninterest expense | $831,000 | 4,452 |
| Pre-tax net operating income | $2,839,000 | 1,709 |
| Securities gains (losses) | $-2,019,000 | 8,062 |
| Applicable income taxes | $785,000 | 1,386 |
| Income before extraordinary items | $35,000 | 6,471 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $35,000 | 6,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 5,374 |
| Cash dividends | $1,047,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,327,160 | 2,689 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,396,000 | 2,580 |
| Total interest expense | $3,778,000 | 2,219 |
| Net interest income | $3,618,000 | 2,978 |
| Provision for loan and lease losses | $75,000 | 4,654 |
| Total noninterest income | $642,000 | 3,001 |
| Gross Fiduciary activities income | $15,000 | 1,057 |
| Service charges on deposit accounts | $266,000 | 2,874 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $361,000 | 2,730 |
| Total noninterest expense | $2,396,000 | 3,708 |
| Salaries and employee benefits | $1,464,000 | 3,399 |
| Premises and equipment expense | $394,000 | 3,254 |
| Additional noninterest expense | $538,000 | 4,518 |
| Pre-tax net operating income | $1,789,000 | 1,867 |
| Securities gains (losses) | $42,000 | 1,555 |
| Applicable income taxes | $473,000 | 1,667 |
| Income before extraordinary items | $1,358,000 | 1,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,358,000 | 1,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,683 |
| Cash dividends | $747,000 | 1,789 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,326,920 | 1,961 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,730,000 | 2,628 |
| Total interest expense | $1,967,000 | 2,267 |
| Net interest income | $1,763,000 | 3,046 |
| Provision for loan and lease losses | $38,000 | 4,158 |
| Total noninterest income | $306,000 | 3,095 |
| Gross Fiduciary activities income | $9,000 | 1,037 |
| Service charges on deposit accounts | $128,000 | 2,918 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $169,000 | 2,831 |
| Total noninterest expense | $1,200,000 | 3,703 |
| Salaries and employee benefits | $725,000 | 3,456 |
| Premises and equipment expense | $200,000 | 3,228 |
| Additional noninterest expense | $275,000 | 4,390 |
| Pre-tax net operating income | $831,000 | 2,072 |
| Securities gains (losses) | $42,000 | 1,172 |
| Applicable income taxes | $221,000 | 1,842 |
| Income before extraordinary items | $652,000 | 2,151 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $652,000 | 2,154 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $465,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $620,500 | 2,175 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $14,413,000 | 2,796 |
| Total interest expense | $7,870,000 | 2,347 |
| Net interest income | $6,543,000 | 3,277 |
| Provision for loan and lease losses | $50,000 | 5,648 |
| Total noninterest income | $1,253,000 | 3,048 |
| Gross Fiduciary activities income | $50,000 | 1,009 |
| Service charges on deposit accounts | $550,000 | 2,849 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $653,000 | 2,864 |
| Total noninterest expense | $4,685,000 | 3,633 |
| Salaries and employee benefits | $2,828,000 | 3,384 |
| Premises and equipment expense | $743,000 | 3,276 |
| Additional noninterest expense | $1,114,000 | 4,293 |
| Pre-tax net operating income | $3,061,000 | 2,427 |
| Securities gains (losses) | $33,000 | 934 |
| Applicable income taxes | $716,000 | 2,271 |
| Income before extraordinary items | $2,378,000 | 2,480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,378,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,562 |
| Cash dividends | $1,900,000 | 1,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,352,590 | 2,497 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,631,000 | 2,838 |
| Total interest expense | $5,795,000 | 2,387 |
| Net interest income | $4,836,000 | 3,321 |
| Provision for loan and lease losses | $38,000 | 5,373 |
| Total noninterest income | $900,000 | 3,133 |
| Gross Fiduciary activities income | $18,000 | 1,098 |
| Service charges on deposit accounts | $409,000 | 2,855 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $473,000 | 2,947 |
| Total noninterest expense | $3,508,000 | 3,613 |
| Salaries and employee benefits | $2,102,000 | 3,394 |
| Premises and equipment expense | $572,000 | 3,194 |
| Additional noninterest expense | $834,000 | 4,256 |
| Pre-tax net operating income | $2,190,000 | 2,671 |
| Securities gains (losses) | $12,000 | 960 |
| Applicable income taxes | $493,000 | 2,551 |
| Income before extraordinary items | $1,709,000 | 2,707 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,709,000 | 2,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,090 |
| Cash dividends | $1,425,000 | 1,573 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,699,640 | 2,692 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,987,000 | 2,882 |
| Total interest expense | $3,805,000 | 2,426 |
| Net interest income | $3,182,000 | 3,385 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $579,000 | 3,237 |
| Gross Fiduciary activities income | $11,000 | 1,126 |
| Service charges on deposit accounts | $269,000 | 2,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $299,000 | 3,016 |
| Total noninterest expense | $2,352,000 | 3,627 |
| Salaries and employee benefits | $1,414,000 | 3,404 |
| Premises and equipment expense | $390,000 | 3,148 |
| Additional noninterest expense | $548,000 | 4,293 |
| Pre-tax net operating income | $1,384,000 | 2,820 |
| Securities gains (losses) | $-1,000 | 7,616 |
| Applicable income taxes | $300,000 | 2,735 |
| Income before extraordinary items | $1,083,000 | 2,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,083,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 2,395 |
| Cash dividends | $935,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,083,780 | 2,844 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,447,000 | 2,899 |
| Total interest expense | $1,899,000 | 2,414 |
| Net interest income | $1,548,000 | 3,455 |
| Provision for loan and lease losses | $13,000 | 4,876 |
| Total noninterest income | $286,000 | 3,212 |
| Gross Fiduciary activities income | $2,000 | 1,213 |
| Service charges on deposit accounts | $135,000 | 2,824 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $149,000 | 3,039 |
| Total noninterest expense | $1,146,000 | 3,704 |
| Salaries and employee benefits | $697,000 | 3,467 |
| Premises and equipment expense | $190,000 | 3,240 |
| Additional noninterest expense | $259,000 | 4,422 |
| Pre-tax net operating income | $675,000 | 2,869 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $142,000 | 2,796 |
| Income before extraordinary items | $528,000 | 2,892 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $528,000 | 2,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 2,851 |
| Cash dividends | $565,000 | 1,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $531,950 | 2,869 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,047,000 | 2,879 |
| Total interest expense | $6,654,000 | 2,375 |
| Net interest income | $6,393,000 | 3,351 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,267,000 | 3,020 |
| Gross Fiduciary activities income | $34,000 | 1,080 |
| Service charges on deposit accounts | $565,000 | 2,805 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $668,000 | 2,824 |
| Total noninterest expense | $4,651,000 | 3,544 |
| Salaries and employee benefits | $2,744,000 | 3,368 |
| Premises and equipment expense | $722,000 | 3,258 |
| Additional noninterest expense | $1,185,000 | 3,978 |
| Pre-tax net operating income | $3,009,000 | 2,771 |
| Securities gains (losses) | $19,000 | 922 |
| Applicable income taxes | $643,000 | 2,788 |
| Income before extraordinary items | $2,385,000 | 2,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,385,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,266 |
| Cash dividends | $1,680,000 | 1,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,369,990 | 2,718 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,630,000 | 2,899 |
| Total interest expense | $4,826,000 | 2,387 |
| Net interest income | $4,804,000 | 3,374 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $932,000 | 3,083 |
| Gross Fiduciary activities income | $21,000 | 1,103 |
| Service charges on deposit accounts | $421,000 | 2,841 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $490,000 | 2,879 |
| Total noninterest expense | $3,542,000 | 3,496 |
| Salaries and employee benefits | $2,066,000 | 3,355 |
| Premises and equipment expense | $548,000 | 3,228 |
| Additional noninterest expense | $928,000 | 3,833 |
| Pre-tax net operating income | $2,194,000 | 2,934 |
| Securities gains (losses) | $19,000 | 755 |
| Applicable income taxes | $367,000 | 3,298 |
| Income before extraordinary items | $1,846,000 | 2,741 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,846,000 | 2,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,673 |
| Cash dividends | $1,312,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,830,230 | 2,746 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 2,913 |
| Total interest expense | $3,074,000 | 2,379 |
| Net interest income | $3,205,000 | 3,379 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $620,000 | 3,054 |
| Gross Fiduciary activities income | $14,000 | 1,120 |
| Service charges on deposit accounts | $277,000 | 2,844 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $329,000 | 2,848 |
| Total noninterest expense | $2,376,000 | 3,478 |
| Salaries and employee benefits | $1,383,000 | 3,355 |
| Premises and equipment expense | $364,000 | 3,218 |
| Additional noninterest expense | $629,000 | 3,778 |
| Pre-tax net operating income | $1,449,000 | 2,945 |
| Securities gains (losses) | $15,000 | 657 |
| Applicable income taxes | $238,000 | 3,392 |
| Income before extraordinary items | $1,226,000 | 2,752 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,226,000 | 2,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $935,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,213,400 | 2,762 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,044,000 | 2,932 |
| Total interest expense | $1,475,000 | 2,362 |
| Net interest income | $1,569,000 | 3,412 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $312,000 | 3,006 |
| Gross Fiduciary activities income | $7,000 | 1,113 |
| Service charges on deposit accounts | $132,000 | 2,871 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $173,000 | 2,735 |
| Total noninterest expense | $1,222,000 | 3,415 |
| Salaries and employee benefits | $699,000 | 3,341 |
| Premises and equipment expense | $185,000 | 3,199 |
| Additional noninterest expense | $338,000 | 3,540 |
| Pre-tax net operating income | $659,000 | 3,109 |
| Securities gains (losses) | $9,000 | 604 |
| Applicable income taxes | $97,000 | 3,641 |
| Income before extraordinary items | $571,000 | 2,845 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $571,000 | 2,844 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $665,000 | 1,064 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $563,350 | 2,864 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,573,000 | 2,789 |
| Total interest expense | $5,115,000 | 2,161 |
| Net interest income | $6,458,000 | 3,228 |
| Provision for loan and lease losses | $-116,000 | 8,644 |
| Total noninterest income | $1,155,000 | 3,221 |
| Gross Fiduciary activities income | $35,000 | 1,102 |
| Service charges on deposit accounts | $551,000 | 2,840 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $569,000 | 3,156 |
| Total noninterest expense | $4,525,000 | 3,523 |
| Salaries and employee benefits | $2,577,000 | 3,394 |
| Premises and equipment expense | $667,000 | 3,362 |
| Additional noninterest expense | $1,281,000 | 3,669 |
| Pre-tax net operating income | $3,204,000 | 2,621 |
| Securities gains (losses) | $-2,000 | 7,064 |
| Applicable income taxes | $716,000 | 2,776 |
| Income before extraordinary items | $2,486,000 | 2,611 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,486,000 | 2,611 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-101,000 | 8,630 |
| Cash dividends | $1,325,000 | 2,002 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,487,560 | 2,588 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,566,000 | 2,766 |
| Total interest expense | $3,704,000 | 2,115 |
| Net interest income | $4,862,000 | 3,215 |
| Provision for loan and lease losses | $-116,000 | 8,711 |
| Total noninterest income | $868,000 | 3,225 |
| Gross Fiduciary activities income | $27,000 | 1,079 |
| Service charges on deposit accounts | $410,000 | 2,862 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $431,000 | 3,148 |
| Total noninterest expense | $3,312,000 | 3,558 |
| Salaries and employee benefits | $1,876,000 | 3,455 |
| Premises and equipment expense | $516,000 | 3,278 |
| Additional noninterest expense | $920,000 | 3,733 |
| Pre-tax net operating income | $2,534,000 | 2,548 |
| Securities gains (losses) | $7,000 | 1,597 |
| Applicable income taxes | $645,000 | 2,525 |
| Income before extraordinary items | $1,896,000 | 2,580 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,896,000 | 2,581 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-106,000 | 8,645 |
| Cash dividends | $1,062,000 | 1,704 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,890,750 | 2,562 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,652,000 | 2,735 |
| Total interest expense | $2,370,000 | 2,080 |
| Net interest income | $3,282,000 | 3,162 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $544,000 | 3,323 |
| Gross Fiduciary activities income | $16,000 | 1,097 |
| Service charges on deposit accounts | $269,000 | 2,845 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $259,000 | 3,319 |
| Total noninterest expense | $2,196,000 | 3,551 |
| Salaries and employee benefits | $1,251,000 | 3,439 |
| Premises and equipment expense | $333,000 | 3,321 |
| Additional noninterest expense | $612,000 | 3,738 |
| Pre-tax net operating income | $1,630,000 | 2,579 |
| Securities gains (losses) | $7,000 | 1,472 |
| Applicable income taxes | $414,000 | 2,556 |
| Income before extraordinary items | $1,223,000 | 2,609 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,223,000 | 2,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,782 |
| Cash dividends | $690,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,217,750 | 2,577 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,812,000 | 2,719 |
| Total interest expense | $1,152,000 | 2,049 |
| Net interest income | $1,660,000 | 3,121 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $260,000 | 3,380 |
| Gross Fiduciary activities income | $6,000 | 1,124 |
| Service charges on deposit accounts | $128,000 | 2,879 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $126,000 | 3,309 |
| Total noninterest expense | $1,119,000 | 3,515 |
| Salaries and employee benefits | $624,000 | 3,455 |
| Premises and equipment expense | $175,000 | 3,224 |
| Additional noninterest expense | $320,000 | 3,613 |
| Pre-tax net operating income | $801,000 | 2,568 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $201,000 | 2,581 |
| Income before extraordinary items | $600,000 | 2,619 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $600,000 | 2,620 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $430,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $600,000 | 2,585 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $11,043,000 | 2,582 |
| Total interest expense | $4,713,000 | 1,731 |
| Net interest income | $6,330,000 | 3,148 |
| Provision for loan and lease losses | $25,000 | 6,557 |
| Total noninterest income | $1,068,000 | 3,383 |
| Gross Fiduciary activities income | $9,000 | 1,335 |
| Service charges on deposit accounts | $465,000 | 3,304 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $594,000 | 3,004 |
| Total noninterest expense | $4,127,000 | 3,645 |
| Salaries and employee benefits | $2,219,000 | 3,668 |
| Premises and equipment expense | $621,000 | 3,434 |
| Additional noninterest expense | $1,287,000 | 3,547 |
| Pre-tax net operating income | $3,246,000 | 2,415 |
| Securities gains (losses) | $32,000 | 2,072 |
| Applicable income taxes | $827,000 | 2,481 |
| Income before extraordinary items | $2,451,000 | 2,467 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,451,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-87,000 | 8,772 |
| Cash dividends | $1,100,000 | 2,152 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,427,000 | 2,444 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $8,256,000 | 2,554 |
| Total interest expense | $3,535,000 | 1,708 |
| Net interest income | $4,721,000 | 3,146 |
| Provision for loan and lease losses | $25,000 | 6,158 |
| Total noninterest income | $777,000 | 3,477 |
| Gross Fiduciary activities income | $1,000 | 1,478 |
| Service charges on deposit accounts | $330,000 | 3,445 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $446,000 | 2,997 |
| Total noninterest expense | $3,075,000 | 3,636 |
| Salaries and employee benefits | $1,617,000 | 3,734 |
| Premises and equipment expense | $516,000 | 3,171 |
| Additional noninterest expense | $942,000 | 3,585 |
| Pre-tax net operating income | $2,398,000 | 2,479 |
| Securities gains (losses) | $25,000 | 2,158 |
| Applicable income taxes | $605,000 | 2,563 |
| Income before extraordinary items | $1,818,000 | 2,540 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,818,000 | 2,542 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-85,000 | 8,774 |
| Cash dividends | $865,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,799,250 | 2,487 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $5,487,000 | 2,550 |
| Total interest expense | $2,370,000 | 1,684 |
| Net interest income | $3,117,000 | 3,173 |
| Provision for loan and lease losses | $25,000 | 5,618 |
| Total noninterest income | $508,000 | 3,537 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $205,000 | 3,581 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $303,000 | 2,968 |
| Total noninterest expense | $2,036,000 | 3,679 |
| Salaries and employee benefits | $1,053,000 | 3,829 |
| Premises and equipment expense | $343,000 | 3,191 |
| Additional noninterest expense | $640,000 | 3,547 |
| Pre-tax net operating income | $1,564,000 | 2,497 |
| Securities gains (losses) | $25,000 | 1,902 |
| Applicable income taxes | $392,000 | 2,602 |
| Income before extraordinary items | $1,197,000 | 2,530 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,197,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-80,000 | 8,842 |
| Cash dividends | $620,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,178,250 | 2,500 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,838,000 | 2,466 |
| Total interest expense | $1,224,000 | 1,646 |
| Net interest income | $1,614,000 | 3,072 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $231,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $107,000 | 3,416 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $124,000 | 3,282 |
| Total noninterest expense | $1,009,000 | 3,732 |
| Salaries and employee benefits | $518,000 | 3,895 |
| Premises and equipment expense | $170,000 | 3,240 |
| Additional noninterest expense | $321,000 | 3,540 |
| Pre-tax net operating income | $817,000 | 2,382 |
| Securities gains (losses) | $21,000 | 1,679 |
| Applicable income taxes | $210,000 | 2,492 |
| Income before extraordinary items | $628,000 | 2,388 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $628,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,263 |
| Cash dividends | $380,000 | 1,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $612,250 | 2,368 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,826,000 | 2,611 |
| Total interest expense | $5,226,000 | 1,721 |
| Net interest income | $5,600,000 | 3,376 |
| Provision for loan and lease losses | $100,000 | 5,309 |
| Total noninterest income | $1,042,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $387,000 | 3,722 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $655,000 | 3,092 |
| Total noninterest expense | $3,893,000 | 3,790 |
| Salaries and employee benefits | $2,021,000 | 3,890 |
| Premises and equipment expense | $633,000 | 3,372 |
| Additional noninterest expense | $1,239,000 | 3,637 |
| Pre-tax net operating income | $2,649,000 | 2,763 |
| Securities gains (losses) | $158,000 | 1,518 |
| Applicable income taxes | $648,000 | 2,922 |
| Income before extraordinary items | $2,159,000 | 2,702 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,159,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,310 |
| Cash dividends | $612,000 | 3,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,037,340 | 2,699 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,000,000 | 2,691 |
| Total interest expense | $3,962,000 | 1,766 |
| Net interest income | $4,038,000 | 3,499 |
| Provision for loan and lease losses | $75,000 | 5,202 |
| Total noninterest income | $723,000 | 3,863 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $287,000 | 3,758 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $436,000 | 3,385 |
| Total noninterest expense | $2,927,000 | 3,764 |
| Salaries and employee benefits | $1,504,000 | 3,901 |
| Premises and equipment expense | $511,000 | 3,160 |
| Additional noninterest expense | $912,000 | 3,677 |
| Pre-tax net operating income | $1,759,000 | 3,124 |
| Securities gains (losses) | $147,000 | 1,435 |
| Applicable income taxes | $416,000 | 3,346 |
| Income before extraordinary items | $1,490,000 | 2,982 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,490,000 | 2,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,184 |
| Cash dividends | $612,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,375,340 | 3,012 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,379,000 | 2,695 |
| Total interest expense | $2,653,000 | 1,814 |
| Net interest income | $2,726,000 | 3,460 |
| Provision for loan and lease losses | $50,000 | 5,111 |
| Total noninterest income | $437,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $189,000 | 3,757 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $248,000 | 3,642 |
| Total noninterest expense | $1,946,000 | 3,781 |
| Salaries and employee benefits | $986,000 | 3,961 |
| Premises and equipment expense | $337,000 | 3,179 |
| Additional noninterest expense | $623,000 | 3,603 |
| Pre-tax net operating income | $1,167,000 | 3,147 |
| Securities gains (losses) | $91,000 | 1,580 |
| Applicable income taxes | $276,000 | 3,384 |
| Income before extraordinary items | $982,000 | 3,015 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $982,000 | 3,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 4,597 |
| Cash dividends | $600,000 | 1,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $911,020 | 3,011 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,703,000 | 2,698 |
| Total interest expense | $1,348,000 | 1,835 |
| Net interest income | $1,355,000 | 3,455 |
| Provision for loan and lease losses | $25,000 | 4,925 |
| Total noninterest income | $209,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $92,000 | 3,749 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $117,000 | 3,650 |
| Total noninterest expense | $946,000 | 3,834 |
| Salaries and employee benefits | $488,000 | 3,973 |
| Premises and equipment expense | $167,000 | 3,194 |
| Additional noninterest expense | $291,000 | 3,742 |
| Pre-tax net operating income | $593,000 | 3,115 |
| Securities gains (losses) | $41,000 | 1,496 |
| Applicable income taxes | $141,000 | 3,336 |
| Income before extraordinary items | $493,000 | 2,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 2,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 2,432 |
| Cash dividends | $375,000 | 1,517 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $461,020 | 2,965 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,828,000 | 2,814 |
| Total interest expense | $5,387,000 | 2,084 |
| Net interest income | $5,441,000 | 3,401 |
| Provision for loan and lease losses | $75,000 | 6,163 |
| Total noninterest income | $870,000 | 3,785 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $375,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $495,000 | 3,299 |
| Total noninterest expense | $3,665,000 | 3,805 |
| Salaries and employee benefits | $1,895,000 | 3,924 |
| Premises and equipment expense | $585,000 | 3,480 |
| Additional noninterest expense | $1,185,000 | 3,645 |
| Pre-tax net operating income | $2,571,000 | 2,826 |
| Securities gains (losses) | $11,000 | 3,555 |
| Applicable income taxes | $577,000 | 3,182 |
| Income before extraordinary items | $2,005,000 | 2,800 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,005,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 3,429 |
| Cash dividends | $1,250,000 | 1,884 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,996,420 | 2,727 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,626,000 | 3,144 |
| Total interest expense | $5,640,000 | 2,826 |
| Net interest income | $4,986,000 | 3,433 |
| Provision for loan and lease losses | $-60,000 | 9,513 |
| Total noninterest income | $893,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $360,000 | 3,689 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $533,000 | 3,017 |
| Total noninterest expense | $3,607,000 | 3,732 |
| Salaries and employee benefits | $1,879,000 | 3,770 |
| Premises and equipment expense | $581,000 | 3,458 |
| Additional noninterest expense | $1,147,000 | 3,646 |
| Pre-tax net operating income | $2,332,000 | 2,814 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $479,000 | 3,394 |
| Income before extraordinary items | $1,854,000 | 2,711 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,854,000 | 2,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 9,493 |
| Cash dividends | $1,235,000 | 1,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,853,210 | 2,622 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,417,000 | 3,290 |
| Total interest expense | $5,321,000 | 3,137 |
| Net interest income | $5,096,000 | 3,413 |
| Provision for loan and lease losses | $75,000 | 5,850 |
| Total noninterest income | $610,000 | 4,367 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $333,000 | 3,744 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $277,000 | 4,085 |
| Total noninterest expense | $4,541,000 | 2,967 |
| Salaries and employee benefits | $1,840,000 | 3,703 |
| Premises and equipment expense | $593,000 | 3,308 |
| Additional noninterest expense | $2,108,000 | 2,057 |
| Pre-tax net operating income | $1,090,000 | 5,026 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $66,000 | 6,992 |
| Income before extraordinary items | $1,024,000 | 4,311 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,024,000 | 4,314 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,493 |
| Cash dividends | $1,222,000 | 1,955 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,024,000 | 4,316 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,832,000 | 3,266 |
| Total interest expense | $4,805,000 | 3,043 |
| Net interest income | $5,027,000 | 3,443 |
| Provision for loan and lease losses | $138,000 | 4,462 |
| Total noninterest income | $599,000 | 4,435 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $289,000 | 4,087 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $310,000 | 3,951 |
| Total noninterest expense | $3,378,000 | 3,808 |
| Salaries and employee benefits | $1,685,000 | 3,957 |
| Premises and equipment expense | $553,000 | 3,481 |
| Additional noninterest expense | $1,140,000 | 3,603 |
| Pre-tax net operating income | $2,110,000 | 3,198 |
| Securities gains (losses) | $-3,000 | 8,917 |
| Applicable income taxes | $386,000 | 4,262 |
| Income before extraordinary items | $1,721,000 | 2,911 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,721,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 3,578 |
| Cash dividends | $759,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,723,460 | 2,880 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,835,000 | 3,278 |
| Total interest expense | $4,867,000 | 3,077 |
| Net interest income | $4,968,000 | 3,419 |
| Provision for loan and lease losses | $112,000 | 4,884 |
| Total noninterest income | $524,000 | 4,808 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $246,000 | 4,540 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $278,000 | 4,184 |
| Total noninterest expense | $3,411,000 | 3,690 |
| Salaries and employee benefits | $1,720,000 | 3,804 |
| Premises and equipment expense | $500,000 | 3,697 |
| Additional noninterest expense | $1,191,000 | 3,393 |
| Pre-tax net operating income | $1,969,000 | 3,386 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $395,000 | 4,451 |
| Income before extraordinary items | $1,577,000 | 3,127 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,577,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,569 |
| Cash dividends | $990,000 | 2,273 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,574,600 | 3,042 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,772,000 | 3,301 |
| Total interest expense | $4,879,000 | 3,051 |
| Net interest income | $4,893,000 | 3,560 |
| Provision for loan and lease losses | $175,000 | 3,795 |
| Total noninterest income | $455,000 | 5,289 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $190,000 | 5,493 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $265,000 | 4,226 |
| Total noninterest expense | $3,304,000 | 3,793 |
| Salaries and employee benefits | $1,572,000 | 4,080 |
| Premises and equipment expense | $505,000 | 3,669 |
| Additional noninterest expense | $1,227,000 | 3,297 |
| Pre-tax net operating income | $1,869,000 | 3,744 |
| Securities gains (losses) | $-15,000 | 10,235 |
| Applicable income taxes | $440,000 | 4,599 |
| Income before extraordinary items | $1,414,000 | 3,537 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,414,000 | 3,537 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 3,092 |
| Cash dividends | $3,458,000 | 843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,425,400 | 3,431 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,677,000 | 3,379 |
| Total interest expense | $4,761,000 | 3,136 |
| Net interest income | $4,916,000 | 3,588 |
| Provision for loan and lease losses | $100,000 | 5,070 |
| Total noninterest income | $602,000 | 4,554 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $226,000 | 5,152 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $376,000 | 3,519 |
| Total noninterest expense | $3,026,000 | 4,281 |
| Salaries and employee benefits | $1,578,000 | 4,119 |
| Premises and equipment expense | $428,000 | 4,300 |
| Additional noninterest expense | $1,020,000 | 4,340 |
| Pre-tax net operating income | $2,392,000 | 2,895 |
| Securities gains (losses) | $-28,000 | 10,807 |
| Applicable income taxes | $556,000 | 3,809 |
| Income before extraordinary items | $1,808,000 | 2,691 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,808,000 | 2,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,131 |
| Cash dividends | $1,990,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,829,280 | 2,616 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,446,000 | 3,464 |
| Total interest expense | $4,933,000 | 3,065 |
| Net interest income | $4,513,000 | 3,893 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $499,000 | 5,193 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $205,000 | 5,598 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $294,000 | 4,046 |
| Total noninterest expense | $2,826,000 | 4,503 |
| Salaries and employee benefits | $1,462,000 | 4,386 |
| Premises and equipment expense | $389,000 | 4,649 |
| Additional noninterest expense | $975,000 | 4,452 |
| Pre-tax net operating income | $2,086,000 | 3,356 |
| Securities gains (losses) | $-6,000 | 9,789 |
| Applicable income taxes | $520,000 | 4,074 |
| Income before extraordinary items | $1,560,000 | 3,132 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,560,000 | 3,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,265 |
| Cash dividends | $2,634,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,564,500 | 3,100 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,579,000 | 3,494 |
| Total interest expense | $4,141,000 | 2,941 |
| Net interest income | $4,438,000 | 3,967 |
| Provision for loan and lease losses | $50,000 | 6,087 |
| Total noninterest income | $382,000 | 6,314 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $209,000 | 5,695 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $2,880,000 | 4,566 |
| Salaries and employee benefits | $1,369,000 | 4,661 |
| Premises and equipment expense | $385,000 | 4,739 |
| Additional noninterest expense | $1,126,000 | 4,283 |
| Pre-tax net operating income | $1,890,000 | 3,601 |
| Securities gains (losses) | $-4,000 | 9,291 |
| Applicable income taxes | $435,000 | 4,489 |
| Income before extraordinary items | $1,451,000 | 3,259 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,451,000 | 3,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,524 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,454,080 | 3,288 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,810,000 | 3,491 |
| Total interest expense | $4,088,000 | 3,105 |
| Net interest income | $4,722,000 | 3,768 |
| Provision for loan and lease losses | $150,000 | 4,621 |
| Total noninterest income | $387,000 | 6,639 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $216,000 | 5,671 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $171,000 | 6,152 |
| Total noninterest expense | $2,715,000 | 4,901 |
| Salaries and employee benefits | $1,258,000 | 5,019 |
| Premises and equipment expense | $347,000 | 5,271 |
| Additional noninterest expense | $1,110,000 | 4,501 |
| Pre-tax net operating income | $2,244,000 | 2,983 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $564,000 | 3,780 |
| Income before extraordinary items | $1,705,000 | 2,886 |
| Extraordinary gains, net | $105,000 | 1,523 |
| Net income | $1,810,000 | 2,828 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $128,000 | 4,033 |
| Cash dividends | $1,515,000 | 1,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,686,250 | 2,759 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,187,000 | 3,790 |
| Total interest expense | $4,806,000 | 3,432 |
| Net interest income | $4,381,000 | 4,108 |
| Provision for loan and lease losses | $150,000 | 6,067 |
| Total noninterest income | $390,000 | 6,648 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $284,000 | 4,647 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $106,000 | 7,856 |
| Total noninterest expense | $2,482,000 | 5,343 |
| Salaries and employee benefits | $1,110,000 | 5,546 |
| Premises and equipment expense | $372,000 | 5,092 |
| Additional noninterest expense | $1,000,000 | 5,054 |
| Pre-tax net operating income | $2,139,000 | 2,912 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $540,000 | 3,741 |
| Income before extraordinary items | $1,607,000 | 2,861 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,607,000 | 2,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 6,447 |
| Cash dividends | $617,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,601,000 | 2,652 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.