Home > Susquehanna Bank > Income and Expense
Susquehanna Bank, Income and Expense
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $143,582,000 | 236 |
| Total interest expense | $60,951,000 | 232 |
| Net interest income | $82,631,000 | 238 |
| Provision for loan and lease losses | $17,631,000 | 258 |
| Total noninterest income | $16,212,000 | 355 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $10,401,000 | 148 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,811,000 | 495 |
| Total noninterest expense | $53,499,000 | 306 |
| Salaries and employee benefits | $20,060,000 | 376 |
| Premises and equipment expense | $7,683,000 | 292 |
| Additional noninterest expense | $25,756,000 | 246 |
| Pre-tax net operating income | $27,713,000 | 216 |
| Securities gains (losses) | $-8,762,000 | 8,272 |
| Applicable income taxes | $3,724,000 | 388 |
| Income before extraordinary items | $15,227,000 | 247 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $15,227,000 | 247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,048,000 | 524 |
| Cash dividends | $24,000,000 | 130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $22,236,600 | 202 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $96,377,000 | 241 |
| Total interest expense | $41,274,000 | 235 |
| Net interest income | $55,103,000 | 240 |
| Provision for loan and lease losses | $9,983,000 | 271 |
| Total noninterest income | $12,792,000 | 329 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,837,000 | 147 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $5,955,000 | 390 |
| Total noninterest expense | $35,552,000 | 305 |
| Salaries and employee benefits | $13,117,000 | 386 |
| Premises and equipment expense | $5,127,000 | 292 |
| Additional noninterest expense | $17,308,000 | 245 |
| Pre-tax net operating income | $22,360,000 | 200 |
| Securities gains (losses) | $13,000 | 2,325 |
| Applicable income taxes | $6,262,000 | 216 |
| Income before extraordinary items | $16,111,000 | 201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $16,111,000 | 200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,376,000 | 393 |
| Cash dividends | $16,000,000 | 133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $16,101,640 | 198 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $49,055,000 | 243 |
| Total interest expense | $21,865,000 | 242 |
| Net interest income | $27,190,000 | 243 |
| Provision for loan and lease losses | $5,833,000 | 195 |
| Total noninterest income | $6,218,000 | 343 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $3,226,000 | 151 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,992,000 | 396 |
| Total noninterest expense | $18,183,000 | 297 |
| Salaries and employee benefits | $6,410,000 | 398 |
| Premises and equipment expense | $2,668,000 | 276 |
| Additional noninterest expense | $9,105,000 | 226 |
| Pre-tax net operating income | $9,392,000 | 242 |
| Securities gains (losses) | $13,000 | 1,848 |
| Applicable income taxes | $2,572,000 | 269 |
| Income before extraordinary items | $6,833,000 | 241 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $6,833,000 | 241 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,118 |
| Cash dividends | $8,000,000 | 126 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $6,823,510 | 234 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $194,742,000 | 249 |
| Total interest expense | $93,609,000 | 246 |
| Net interest income | $101,133,000 | 253 |
| Provision for loan and lease losses | $3,598,000 | 550 |
| Total noninterest income | $25,356,000 | 322 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $11,301,000 | 169 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $14,055,000 | 325 |
| Total noninterest expense | $73,278,000 | 286 |
| Salaries and employee benefits | $28,823,000 | 350 |
| Premises and equipment expense | $8,738,000 | 320 |
| Additional noninterest expense | $35,717,000 | 223 |
| Pre-tax net operating income | $49,613,000 | 233 |
| Securities gains (losses) | $-5,854,000 | 8,495 |
| Applicable income taxes | $9,526,000 | 340 |
| Income before extraordinary items | $34,233,000 | 239 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $34,233,000 | 236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,358,000 | 423 |
| Cash dividends | $24,000,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $38,799,120 | 214 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $144,259,000 | 250 |
| Total interest expense | $70,066,000 | 249 |
| Net interest income | $74,193,000 | 253 |
| Provision for loan and lease losses | $2,410,000 | 441 |
| Total noninterest income | $18,944,000 | 329 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $7,928,000 | 180 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $11,016,000 | 317 |
| Total noninterest expense | $54,053,000 | 279 |
| Salaries and employee benefits | $21,360,000 | 357 |
| Premises and equipment expense | $6,432,000 | 327 |
| Additional noninterest expense | $26,261,000 | 221 |
| Pre-tax net operating income | $36,674,000 | 256 |
| Securities gains (losses) | $-5,854,000 | 8,539 |
| Applicable income taxes | $7,041,000 | 374 |
| Income before extraordinary items | $23,779,000 | 276 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $23,779,000 | 274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,937,000 | 414 |
| Cash dividends | $18,000,000 | 216 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $28,286,580 | 234 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $94,502,000 | 264 |
| Total interest expense | $46,153,000 | 262 |
| Net interest income | $48,349,000 | 267 |
| Provision for loan and lease losses | $1,735,000 | 364 |
| Total noninterest income | $12,776,000 | 340 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $5,125,000 | 186 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $7,651,000 | 318 |
| Total noninterest expense | $35,686,000 | 287 |
| Salaries and employee benefits | $14,188,000 | 367 |
| Premises and equipment expense | $4,328,000 | 333 |
| Additional noninterest expense | $17,170,000 | 229 |
| Pre-tax net operating income | $23,704,000 | 278 |
| Securities gains (losses) | $-5,854,000 | 8,599 |
| Applicable income taxes | $4,286,000 | 430 |
| Income before extraordinary items | $13,564,000 | 331 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $13,564,000 | 330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $868,000 | 494 |
| Cash dividends | $12,000,000 | 228 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $18,013,040 | 258 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $47,125,000 | 264 |
| Total interest expense | $23,059,000 | 259 |
| Net interest income | $24,066,000 | 269 |
| Provision for loan and lease losses | $885,000 | 327 |
| Total noninterest income | $6,669,000 | 318 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $2,419,000 | 188 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,250,000 | 301 |
| Total noninterest expense | $17,735,000 | 290 |
| Salaries and employee benefits | $7,077,000 | 375 |
| Premises and equipment expense | $2,240,000 | 322 |
| Additional noninterest expense | $8,418,000 | 227 |
| Pre-tax net operating income | $12,115,000 | 285 |
| Securities gains (losses) | $22,000 | 547 |
| Applicable income taxes | $3,289,000 | 324 |
| Income before extraordinary items | $8,848,000 | 269 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $8,848,000 | 268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $787,000 | 289 |
| Cash dividends | $6,000,000 | 209 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $8,831,940 | 266 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $182,751,000 | 256 |
| Total interest expense | $82,883,000 | 249 |
| Net interest income | $99,868,000 | 255 |
| Provision for loan and lease losses | $1,250,000 | 837 |
| Total noninterest income | $28,738,000 | 280 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $10,087,000 | 183 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,651,000 | 278 |
| Total noninterest expense | $69,768,000 | 280 |
| Salaries and employee benefits | $26,810,000 | 368 |
| Premises and equipment expense | $8,137,000 | 327 |
| Additional noninterest expense | $34,821,000 | 221 |
| Pre-tax net operating income | $57,588,000 | 245 |
| Securities gains (losses) | $-306,000 | 8,448 |
| Applicable income taxes | $16,606,000 | 274 |
| Income before extraordinary items | $40,676,000 | 234 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $40,676,000 | 233 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,255,000 | 347 |
| Cash dividends | $24,000,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $40,893,260 | 234 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $135,977,000 | 266 |
| Total interest expense | $60,846,000 | 259 |
| Net interest income | $75,131,000 | 268 |
| Provision for loan and lease losses | $500,000 | 1,385 |
| Total noninterest income | $18,764,000 | 333 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $7,362,000 | 191 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $11,402,000 | 338 |
| Total noninterest expense | $52,521,000 | 296 |
| Salaries and employee benefits | $19,928,000 | 382 |
| Premises and equipment expense | $6,172,000 | 332 |
| Additional noninterest expense | $26,421,000 | 230 |
| Pre-tax net operating income | $40,874,000 | 279 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $11,874,000 | 310 |
| Income before extraordinary items | $29,000,000 | 263 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $29,000,000 | 263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,285,000 | 251 |
| Cash dividends | $18,000,000 | 199 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $29,000,000 | 260 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $88,355,000 | 273 |
| Total interest expense | $38,350,000 | 264 |
| Net interest income | $50,005,000 | 270 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $12,179,000 | 345 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $4,533,000 | 205 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $7,646,000 | 332 |
| Total noninterest expense | $35,129,000 | 297 |
| Salaries and employee benefits | $13,047,000 | 390 |
| Premises and equipment expense | $4,222,000 | 324 |
| Additional noninterest expense | $17,860,000 | 235 |
| Pre-tax net operating income | $27,055,000 | 281 |
| Securities gains (losses) | $-45,000 | 8,343 |
| Applicable income taxes | $7,498,000 | 316 |
| Income before extraordinary items | $19,512,000 | 258 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $19,512,000 | 258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $672,000 | 457 |
| Cash dividends | $12,000,000 | 189 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $19,544,400 | 257 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $43,308,000 | 268 |
| Total interest expense | $18,359,000 | 261 |
| Net interest income | $24,949,000 | 270 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $5,745,000 | 353 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $2,031,000 | 216 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,714,000 | 332 |
| Total noninterest expense | $17,038,000 | 303 |
| Salaries and employee benefits | $6,403,000 | 400 |
| Premises and equipment expense | $2,124,000 | 322 |
| Additional noninterest expense | $8,511,000 | 243 |
| Pre-tax net operating income | $13,656,000 | 272 |
| Securities gains (losses) | $-45,000 | 8,545 |
| Applicable income taxes | $3,924,000 | 303 |
| Income before extraordinary items | $9,687,000 | 261 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $9,687,000 | 260 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $608,000 | 285 |
| Cash dividends | $6,000,000 | 175 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $9,718,950 | 259 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $154,176,000 | 266 |
| Total interest expense | $59,055,000 | 246 |
| Net interest income | $95,121,000 | 274 |
| Provision for loan and lease losses | $500,000 | 1,892 |
| Total noninterest income | $26,839,000 | 313 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $8,875,000 | 203 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,964,000 | 304 |
| Total noninterest expense | $65,789,000 | 304 |
| Salaries and employee benefits | $25,686,000 | 376 |
| Premises and equipment expense | $7,562,000 | 337 |
| Additional noninterest expense | $32,541,000 | 247 |
| Pre-tax net operating income | $55,671,000 | 255 |
| Securities gains (losses) | $222,000 | 477 |
| Applicable income taxes | $8,469,000 | 440 |
| Income before extraordinary items | $47,424,000 | 224 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $47,424,000 | 225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $976,000 | 691 |
| Cash dividends | $14,000,000 | 305 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $47,235,300 | 221 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $112,185,000 | 265 |
| Total interest expense | $42,072,000 | 245 |
| Net interest income | $70,113,000 | 274 |
| Provision for loan and lease losses | $1,000,000 | 759 |
| Total noninterest income | $17,068,000 | 365 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $6,657,000 | 200 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,411,000 | 348 |
| Total noninterest expense | $49,611,000 | 301 |
| Salaries and employee benefits | $19,554,000 | 368 |
| Premises and equipment expense | $5,686,000 | 337 |
| Additional noninterest expense | $24,371,000 | 250 |
| Pre-tax net operating income | $36,570,000 | 287 |
| Securities gains (losses) | $222,000 | 451 |
| Applicable income taxes | $12,003,000 | 291 |
| Income before extraordinary items | $24,789,000 | 288 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $24,789,000 | 289 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 607 |
| Cash dividends | $9,000,000 | 300 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $24,640,260 | 283 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $72,658,000 | 264 |
| Total interest expense | $26,678,000 | 240 |
| Net interest income | $45,980,000 | 272 |
| Provision for loan and lease losses | $1,000,000 | 510 |
| Total noninterest income | $11,616,000 | 352 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $4,358,000 | 199 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $7,258,000 | 336 |
| Total noninterest expense | $33,481,000 | 296 |
| Salaries and employee benefits | $13,099,000 | 364 |
| Premises and equipment expense | $3,832,000 | 330 |
| Additional noninterest expense | $16,550,000 | 246 |
| Pre-tax net operating income | $23,115,000 | 292 |
| Securities gains (losses) | $96,000 | 581 |
| Applicable income taxes | $7,332,000 | 306 |
| Income before extraordinary items | $15,879,000 | 287 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $15,879,000 | 287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $624,000 | 513 |
| Cash dividends | $9,000,000 | 217 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $15,813,720 | 285 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $11,353,000 | 663 |
| Total interest expense | $3,154,000 | 760 |
| Net interest income | $8,199,000 | 633 |
| Provision for loan and lease losses | $240,000 | 955 |
| Total noninterest income | $2,697,000 | 575 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,126,000 | 353 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $1,571,000 | 566 |
| Total noninterest expense | $6,625,000 | 642 |
| Salaries and employee benefits | $2,507,000 | 886 |
| Premises and equipment expense | $726,000 | 817 |
| Additional noninterest expense | $3,392,000 | 425 |
| Pre-tax net operating income | $4,031,000 | 615 |
| Securities gains (losses) | $1,000 | 1,514 |
| Applicable income taxes | $1,215,000 | 656 |
| Income before extraordinary items | $2,817,000 | 638 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,817,000 | 638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 1,197 |
| Cash dividends | $1,500,000 | 463 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,816,300 | 619 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $42,228,000 | 662 |
| Total interest expense | $10,512,000 | 782 |
| Net interest income | $31,716,000 | 633 |
| Provision for loan and lease losses | $910,000 | 1,142 |
| Total noninterest income | $10,091,000 | 606 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $4,982,000 | 346 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $5,109,000 | 659 |
| Total noninterest expense | $25,287,000 | 650 |
| Salaries and employee benefits | $9,271,000 | 929 |
| Premises and equipment expense | $2,872,000 | 785 |
| Additional noninterest expense | $13,144,000 | 437 |
| Pre-tax net operating income | $15,610,000 | 594 |
| Securities gains (losses) | $98,000 | 1,258 |
| Applicable income taxes | $4,733,000 | 626 |
| Income before extraordinary items | $10,975,000 | 623 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $10,975,000 | 624 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 1,436 |
| Cash dividends | $5,000,000 | 614 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $10,906,400 | 603 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $31,111,000 | 671 |
| Total interest expense | $7,569,000 | 792 |
| Net interest income | $23,542,000 | 629 |
| Provision for loan and lease losses | $670,000 | 1,141 |
| Total noninterest income | $7,634,000 | 610 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $3,766,000 | 350 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,868,000 | 675 |
| Total noninterest expense | $19,245,000 | 642 |
| Salaries and employee benefits | $6,993,000 | 918 |
| Premises and equipment expense | $2,202,000 | 772 |
| Additional noninterest expense | $10,050,000 | 428 |
| Pre-tax net operating income | $11,261,000 | 618 |
| Securities gains (losses) | $94,000 | 1,210 |
| Applicable income taxes | $3,418,000 | 655 |
| Income before extraordinary items | $7,937,000 | 645 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $7,937,000 | 646 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $425,000 | 1,110 |
| Cash dividends | $3,500,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $7,871,200 | 622 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $20,440,000 | 670 |
| Total interest expense | $4,907,000 | 801 |
| Net interest income | $15,533,000 | 626 |
| Provision for loan and lease losses | $430,000 | 1,152 |
| Total noninterest income | $4,274,000 | 699 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $2,466,000 | 347 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,808,000 | 865 |
| Total noninterest expense | $12,895,000 | 642 |
| Salaries and employee benefits | $4,701,000 | 913 |
| Premises and equipment expense | $1,530,000 | 744 |
| Additional noninterest expense | $6,664,000 | 430 |
| Pre-tax net operating income | $6,482,000 | 697 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $1,912,000 | 748 |
| Income before extraordinary items | $4,576,000 | 728 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,576,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 1,549 |
| Cash dividends | $2,000,000 | 690 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $4,571,740 | 693 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $10,055,000 | 689 |
| Total interest expense | $2,432,000 | 827 |
| Net interest income | $7,623,000 | 643 |
| Provision for loan and lease losses | $190,000 | 1,202 |
| Total noninterest income | $1,935,000 | 734 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,167,000 | 362 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $768,000 | 954 |
| Total noninterest expense | $6,574,000 | 636 |
| Salaries and employee benefits | $2,398,000 | 906 |
| Premises and equipment expense | $831,000 | 716 |
| Additional noninterest expense | $3,345,000 | 424 |
| Pre-tax net operating income | $2,794,000 | 781 |
| Securities gains (losses) | $3,000 | 2,499 |
| Applicable income taxes | $830,000 | 863 |
| Income before extraordinary items | $1,967,000 | 842 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,967,000 | 842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 1,290 |
| Cash dividends | $1,000,000 | 662 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,964,900 | 791 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $41,086,000 | 676 |
| Total interest expense | $11,441,000 | 769 |
| Net interest income | $29,645,000 | 638 |
| Provision for loan and lease losses | $960,000 | 1,231 |
| Total noninterest income | $7,607,000 | 808 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $4,712,000 | 361 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,895,000 | 1,119 |
| Total noninterest expense | $25,092,000 | 664 |
| Salaries and employee benefits | $9,210,000 | 928 |
| Premises and equipment expense | $3,019,000 | 754 |
| Additional noninterest expense | $12,863,000 | 450 |
| Pre-tax net operating income | $11,200,000 | 777 |
| Securities gains (losses) | $238,000 | 1,221 |
| Applicable income taxes | $3,372,000 | 843 |
| Income before extraordinary items | $8,066,000 | 804 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,066,000 | 806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 2,126 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,897,020 | 772 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $30,711,000 | 700 |
| Total interest expense | $8,872,000 | 783 |
| Net interest income | $21,839,000 | 663 |
| Provision for loan and lease losses | $720,000 | 1,185 |
| Total noninterest income | $5,507,000 | 863 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $3,414,000 | 388 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,093,000 | 1,190 |
| Total noninterest expense | $18,845,000 | 681 |
| Salaries and employee benefits | $6,967,000 | 933 |
| Premises and equipment expense | $2,293,000 | 762 |
| Additional noninterest expense | $9,585,000 | 466 |
| Pre-tax net operating income | $7,781,000 | 859 |
| Securities gains (losses) | $238,000 | 1,123 |
| Applicable income taxes | $2,309,000 | 947 |
| Income before extraordinary items | $5,710,000 | 892 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $5,710,000 | 892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,140 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $5,541,020 | 847 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $20,857,000 | 694 |
| Total interest expense | $6,159,000 | 777 |
| Net interest income | $14,698,000 | 655 |
| Provision for loan and lease losses | $480,000 | 1,186 |
| Total noninterest income | $3,385,000 | 912 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $2,108,000 | 409 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,277,000 | 1,270 |
| Total noninterest expense | $12,329,000 | 686 |
| Salaries and employee benefits | $4,570,000 | 947 |
| Premises and equipment expense | $1,585,000 | 737 |
| Additional noninterest expense | $6,174,000 | 479 |
| Pre-tax net operating income | $5,274,000 | 847 |
| Securities gains (losses) | $35,000 | 2,261 |
| Applicable income taxes | $1,591,000 | 948 |
| Income before extraordinary items | $3,718,000 | 912 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,718,000 | 913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 1,864 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $3,693,500 | 845 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $10,576,000 | 690 |
| Total interest expense | $3,240,000 | 749 |
| Net interest income | $7,336,000 | 659 |
| Provision for loan and lease losses | $240,000 | 1,159 |
| Total noninterest income | $1,618,000 | 919 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $966,000 | 433 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $652,000 | 1,218 |
| Total noninterest expense | $6,097,000 | 687 |
| Salaries and employee benefits | $2,220,000 | 971 |
| Premises and equipment expense | $824,000 | 714 |
| Additional noninterest expense | $3,053,000 | 481 |
| Pre-tax net operating income | $2,617,000 | 863 |
| Securities gains (losses) | $35,000 | 1,588 |
| Applicable income taxes | $778,000 | 976 |
| Income before extraordinary items | $1,874,000 | 902 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,874,000 | 901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,943 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,849,150 | 846 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $45,663,000 | 668 |
| Total interest expense | $16,092,000 | 700 |
| Net interest income | $29,571,000 | 645 |
| Provision for loan and lease losses | $1,220,000 | 1,114 |
| Total noninterest income | $6,589,000 | 831 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $3,689,000 | 443 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,900,000 | 1,016 |
| Total noninterest expense | $24,430,000 | 669 |
| Salaries and employee benefits | $9,101,000 | 887 |
| Premises and equipment expense | $2,913,000 | 755 |
| Additional noninterest expense | $12,416,000 | 479 |
| Pre-tax net operating income | $10,510,000 | 829 |
| Securities gains (losses) | $2,000 | 4,234 |
| Applicable income taxes | $3,045,000 | 911 |
| Income before extraordinary items | $7,467,000 | 847 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $7,467,000 | 846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $319,000 | 2,272 |
| Cash dividends | $5,000,000 | 609 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $7,465,580 | 816 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $43,636,000 | 776 |
| Total interest expense | $17,594,000 | 926 |
| Net interest income | $26,042,000 | 681 |
| Provision for loan and lease losses | $645,000 | 1,789 |
| Total noninterest income | $5,926,000 | 866 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $2,484,000 | 611 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $3,442,000 | 854 |
| Total noninterest expense | $19,930,000 | 761 |
| Salaries and employee benefits | $7,282,000 | 1,022 |
| Premises and equipment expense | $2,814,000 | 754 |
| Additional noninterest expense | $9,834,000 | 584 |
| Pre-tax net operating income | $11,393,000 | 680 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $3,224,000 | 786 |
| Income before extraordinary items | $8,169,000 | 687 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $8,169,000 | 690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $631,000 | 1,316 |
| Cash dividends | $2,307,000 | 1,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $8,169,000 | 661 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $44,458,000 | 794 |
| Total interest expense | $18,408,000 | 968 |
| Net interest income | $26,050,000 | 686 |
| Provision for loan and lease losses | $810,000 | 1,264 |
| Total noninterest income | $5,594,000 | 858 |
| Gross Fiduciary activities income | $928,000 | 434 |
| Service charges on deposit accounts | $1,951,000 | 694 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,715,000 | 914 |
| Total noninterest expense | $19,755,000 | 761 |
| Salaries and employee benefits | $8,512,000 | 826 |
| Premises and equipment expense | $3,089,000 | 680 |
| Additional noninterest expense | $8,154,000 | 666 |
| Pre-tax net operating income | $11,079,000 | 714 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $3,008,000 | 820 |
| Income before extraordinary items | $8,071,000 | 677 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,071,000 | 677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $808,000 | 872 |
| Cash dividends | $11,623,000 | 337 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,071,000 | 674 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $41,680,000 | 814 |
| Total interest expense | $16,366,000 | 954 |
| Net interest income | $25,314,000 | 720 |
| Provision for loan and lease losses | $519,000 | 1,717 |
| Total noninterest income | $5,366,000 | 893 |
| Gross Fiduciary activities income | $725,000 | 534 |
| Service charges on deposit accounts | $1,731,000 | 770 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $2,910,000 | 911 |
| Total noninterest expense | $20,223,000 | 758 |
| Salaries and employee benefits | $9,791,000 | 713 |
| Premises and equipment expense | $2,897,000 | 716 |
| Additional noninterest expense | $7,535,000 | 738 |
| Pre-tax net operating income | $9,938,000 | 830 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $2,605,000 | 991 |
| Income before extraordinary items | $7,332,000 | 787 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,332,000 | 787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $652,000 | 987 |
| Cash dividends | $4,279,000 | 730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $7,332,740 | 773 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $41,888,000 | 798 |
| Total interest expense | $17,573,000 | 903 |
| Net interest income | $24,315,000 | 723 |
| Provision for loan and lease losses | $460,000 | 1,836 |
| Total noninterest income | $4,410,000 | 1,029 |
| Gross Fiduciary activities income | $706,000 | 541 |
| Service charges on deposit accounts | $1,418,000 | 866 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $2,286,000 | 1,069 |
| Total noninterest expense | $19,330,000 | 764 |
| Salaries and employee benefits | $9,362,000 | 721 |
| Premises and equipment expense | $2,681,000 | 752 |
| Additional noninterest expense | $7,287,000 | 743 |
| Pre-tax net operating income | $8,935,000 | 886 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $3,567,000 | 754 |
| Income before extraordinary items | $5,378,000 | 1,001 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $5,378,000 | 1,001 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $332,000 | 1,728 |
| Cash dividends | $4,547,000 | 687 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $5,371,600 | 968 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $39,513,000 | 868 |
| Total interest expense | $15,589,000 | 1,051 |
| Net interest income | $23,924,000 | 759 |
| Provision for loan and lease losses | $587,000 | 1,572 |
| Total noninterest income | $3,350,000 | 1,200 |
| Gross Fiduciary activities income | $536,000 | 630 |
| Service charges on deposit accounts | $1,201,000 | 1,046 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,613,000 | 1,271 |
| Total noninterest expense | $18,816,000 | 780 |
| Salaries and employee benefits | $9,511,000 | 728 |
| Premises and equipment expense | $2,433,000 | 829 |
| Additional noninterest expense | $6,872,000 | 769 |
| Pre-tax net operating income | $7,871,000 | 1,037 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $2,007,000 | 1,326 |
| Income before extraordinary items | $5,864,000 | 945 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $5,864,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $368,000 | 1,706 |
| Cash dividends | $4,141,000 | 720 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $5,864,000 | 918 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $37,453,000 | 934 |
| Total interest expense | $14,678,000 | 1,112 |
| Net interest income | $22,775,000 | 817 |
| Provision for loan and lease losses | $433,000 | 1,959 |
| Total noninterest income | $2,511,000 | 1,545 |
| Gross Fiduciary activities income | $472,000 | 725 |
| Service charges on deposit accounts | $1,171,000 | 1,125 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $868,000 | 1,996 |
| Total noninterest expense | $17,417,000 | 888 |
| Salaries and employee benefits | $9,438,000 | 736 |
| Premises and equipment expense | $2,285,000 | 944 |
| Additional noninterest expense | $5,694,000 | 1,025 |
| Pre-tax net operating income | $7,436,000 | 1,016 |
| Securities gains (losses) | $50,000 | 1,326 |
| Applicable income taxes | $1,859,000 | 1,320 |
| Income before extraordinary items | $5,627,000 | 945 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $5,627,000 | 946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $495,000 | 1,436 |
| Cash dividends | $3,883,000 | 789 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $5,589,500 | 932 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $36,085,000 | 991 |
| Total interest expense | $14,557,000 | 1,153 |
| Net interest income | $21,528,000 | 876 |
| Provision for loan and lease losses | $320,000 | 2,185 |
| Total noninterest income | $2,018,000 | 1,821 |
| Gross Fiduciary activities income | $301,000 | 899 |
| Service charges on deposit accounts | $968,000 | 1,412 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $749,000 | 2,200 |
| Total noninterest expense | $16,358,000 | 928 |
| Salaries and employee benefits | $9,068,000 | 776 |
| Premises and equipment expense | $2,003,000 | 1,058 |
| Additional noninterest expense | $5,287,000 | 1,073 |
| Pre-tax net operating income | $6,868,000 | 1,127 |
| Securities gains (losses) | $-2,000 | 9,253 |
| Applicable income taxes | $1,635,000 | 1,526 |
| Income before extraordinary items | $5,231,000 | 1,026 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $5,231,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 3,786 |
| Cash dividends | $2,367,000 | 1,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $5,232,520 | 1,012 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $26,984,000 | 1,163 |
| Total interest expense | $9,910,000 | 1,327 |
| Net interest income | $17,074,000 | 1,081 |
| Provision for loan and lease losses | $232,000 | 2,772 |
| Total noninterest income | $1,705,000 | 2,077 |
| Gross Fiduciary activities income | $133,000 | 1,116 |
| Service charges on deposit accounts | $835,000 | 1,625 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $737,000 | 2,256 |
| Total noninterest expense | $13,303,000 | 1,128 |
| Salaries and employee benefits | $6,883,000 | 993 |
| Premises and equipment expense | $1,631,000 | 1,281 |
| Additional noninterest expense | $4,789,000 | 1,217 |
| Pre-tax net operating income | $5,244,000 | 1,401 |
| Securities gains (losses) | $168,000 | 561 |
| Applicable income taxes | $1,533,000 | 1,530 |
| Income before extraordinary items | $3,879,000 | 1,296 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $3,879,000 | 1,296 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $1,010,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $10,000,000 | 99 |
| Net operating income | $3,758,040 | 1,348 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $21,021,000 | 1,494 |
| Total interest expense | $7,391,000 | 1,779 |
| Net interest income | $13,630,000 | 1,325 |
| Provision for loan and lease losses | $261,000 | 3,292 |
| Total noninterest income | $1,142,000 | 3,027 |
| Gross Fiduciary activities income | $8,000 | 1,518 |
| Service charges on deposit accounts | $685,000 | 1,992 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $449,000 | 3,497 |
| Total noninterest expense | $9,555,000 | 1,584 |
| Salaries and employee benefits | $5,098,000 | 1,311 |
| Premises and equipment expense | $1,197,000 | 1,753 |
| Additional noninterest expense | $3,260,000 | 1,785 |
| Pre-tax net operating income | $4,956,000 | 1,411 |
| Securities gains (losses) | $17,000 | 4,881 |
| Applicable income taxes | $1,599,000 | 1,490 |
| Income before extraordinary items | $3,374,000 | 1,496 |
| Extraordinary gains, net | $174,000 | 1,109 |
| Net income | $3,548,000 | 1,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,007 |
| Cash dividends | $1,450,000 | 1,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $3,362,440 | 1,419 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $21,951,000 | 1,632 |
| Total interest expense | $9,627,000 | 1,778 |
| Net interest income | $12,324,000 | 1,492 |
| Provision for loan and lease losses | $362,000 | 3,675 |
| Total noninterest income | $1,001,000 | 3,318 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $568,000 | 2,435 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $433,000 | 3,520 |
| Total noninterest expense | $8,472,000 | 1,793 |
| Salaries and employee benefits | $4,523,000 | 1,462 |
| Premises and equipment expense | $1,094,000 | 1,930 |
| Additional noninterest expense | $2,855,000 | 2,077 |
| Pre-tax net operating income | $4,491,000 | 1,421 |
| Securities gains (losses) | $113,000 | 2,816 |
| Applicable income taxes | $1,396,000 | 1,533 |
| Income before extraordinary items | $3,208,000 | 1,455 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $3,208,000 | 1,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 7,468 |
| Cash dividends | $175,000 | 5,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,128,900 | 1,385 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.