Home > SunTrust Bank, Chattanooga > Income and Expense

SunTrust Bank, Chattanooga, Income and Expense

1999-12-31 (YTD Data)		Rank
Total interest income	$107,046,000	383
Total interest expense	$47,733,000	400
Net interest income	$59,313,000	372
Provision for loan and lease losses	$1,000,000	977
Total noninterest income	$37,146,000	269
Gross Fiduciary activities income	$17,570,000	100
Service charges on deposit accounts	$8,755,000	197
Trading account gains and fees	$0	173
Additional Noninterest Income	$10,821,000	431
Total noninterest expense	$56,412,000	328
Salaries and employee benefits	$25,103,000	320
Premises and equipment expense	$4,482,000	503
Additional noninterest expense	$26,827,000	304
Pre-tax net operating income	$39,047,000	296
Securities gains (losses)	$-1,109,000	10,147
Applicable income taxes	$13,991,000	298
Income before extraordinary items	$23,947,000	320
Extraordinary gains, net	$0	35
Net income	$23,947,000	320
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$72,000	4,165
Cash dividends	$18,000,000	271
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$24,656,760	308
1998-12-31 (YTD Data)		Rank
Total interest income	$109,426,000	366
Total interest expense	$50,715,000	385
Net interest income	$58,711,000	358
Provision for loan and lease losses	$996,000	979
Total noninterest income	$34,161,000	270
Gross Fiduciary activities income	$15,407,000	104
Service charges on deposit accounts	$8,788,000	180
Trading account gains and fees	$0	224
Additional Noninterest Income	$9,966,000	441
Total noninterest expense	$53,657,000	327
Salaries and employee benefits	$25,714,000	301
Premises and equipment expense	$4,138,000	533
Additional noninterest expense	$23,805,000	319
Pre-tax net operating income	$38,219,000	271
Securities gains (losses)	$-22,000	10,301
Applicable income taxes	$13,600,000	278
Income before extraordinary items	$24,597,000	284
Extraordinary gains, net	$0	32
Net income	$24,597,000	285
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,794,000	393
Cash dividends	$23,000,000	229
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$24,611,080	276
1997-12-31 (YTD Data)		Rank
Total interest income	$104,394,000	395
Total interest expense	$47,093,000	408
Net interest income	$57,301,000	369
Provision for loan and lease losses	$-1,504,000	10,902
Total noninterest income	$32,264,000	268
Gross Fiduciary activities income	$13,477,000	115
Service charges on deposit accounts	$8,701,000	187
Trading account gains and fees	$0	239
Additional Noninterest Income	$10,086,000	404
Total noninterest expense	$52,279,000	321
Salaries and employee benefits	$25,202,000	285
Premises and equipment expense	$4,319,000	509
Additional noninterest expense	$22,758,000	312
Pre-tax net operating income	$38,790,000	278
Securities gains (losses)	$-29,000	10,497
Applicable income taxes	$13,443,000	286
Income before extraordinary items	$25,318,000	288
Extraordinary gains, net	$0	44
Net income	$25,318,000	288
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,443,000	623
Cash dividends	$21,000,000	220
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$25,336,850	276
1996-12-31 (YTD Data)		Rank
Total interest income	$98,452,000	441
Total interest expense	$44,548,000	463
Net interest income	$53,904,000	413
Provision for loan and lease losses	$996,000	1,032
Total noninterest income	$30,298,000	304
Gross Fiduciary activities income	$12,345,000	124
Service charges on deposit accounts	$7,842,000	234
Trading account gains and fees	$0	262
Additional Noninterest Income	$10,111,000	421
Total noninterest expense	$50,779,000	388
Salaries and employee benefits	$23,750,000	338
Premises and equipment expense	$4,485,000	508
Additional noninterest expense	$22,544,000	392
Pre-tax net operating income	$32,427,000	325
Securities gains (losses)	$-90,000	11,174
Applicable income taxes	$10,857,000	344
Income before extraordinary items	$21,480,000	324
Extraordinary gains, net	$0	53
Net income	$21,480,000	324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$777,000	1,039
Cash dividends	$21,000,000	267
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$21,539,400	318
1995-12-31 (YTD Data)		Rank
Total interest income	$101,652,000	446
Total interest expense	$47,291,000	474
Net interest income	$54,361,000	427
Provision for loan and lease losses	$2,000,000	574
Total noninterest income	$26,437,000	340
Gross Fiduciary activities income	$11,571,000	138
Service charges on deposit accounts	$6,777,000	272
Trading account gains and fees	$403,000	194
Additional Noninterest Income	$7,686,000	506
Total noninterest expense	$49,678,000	403
Salaries and employee benefits	$20,512,000	394
Premises and equipment expense	$3,746,000	626
Additional noninterest expense	$25,420,000	370
Pre-tax net operating income	$29,120,000	363
Securities gains (losses)	$-161,000	11,634
Applicable income taxes	$9,510,000	386
Income before extraordinary items	$19,449,000	360
Extraordinary gains, net	$0	65
Net income	$19,449,000	359
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,249,000	762
Cash dividends	$14,000,000	325
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$19,556,870	355
1994-12-31 (YTD Data)		Rank
Total interest income	$88,839,000	442
Total interest expense	$36,145,000	474
Net interest income	$52,694,000	424
Provision for loan and lease losses	$2,760,000	462
Total noninterest income	$26,178,000	332
Gross Fiduciary activities income	$10,780,000	142
Service charges on deposit accounts	$7,155,000	260
Trading account gains and fees	$305,000	166
Additional Noninterest Income	$7,938,000	475
Total noninterest expense	$48,430,000	405
Salaries and employee benefits	$20,577,000	384
Premises and equipment expense	$3,936,000	587
Additional noninterest expense	$23,917,000	391
Pre-tax net operating income	$27,682,000	355
Securities gains (losses)	$244,000	437
Applicable income taxes	$9,119,000	371
Income before extraordinary items	$18,807,000	334
Extraordinary gains, net	$0	249
Net income	$18,807,000	336
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$878,000	944
Cash dividends	$13,000,000	289
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$18,643,520	340
1993-12-31 (YTD Data)		Rank
Total interest income	$83,043,000	459
Total interest expense	$30,019,000	533
Net interest income	$53,024,000	421
Provision for loan and lease losses	$6,600,000	359
Total noninterest income	$27,877,000	309
Gross Fiduciary activities income	$11,334,000	136
Service charges on deposit accounts	$7,407,000	248
Trading account gains and fees	$346,000	193
Additional Noninterest Income	$8,790,000	463
Total noninterest expense	$49,100,000	410
Salaries and employee benefits	$21,911,000	364
Premises and equipment expense	$4,027,000	595
Additional noninterest expense	$23,162,000	419
Pre-tax net operating income	$25,201,000	339
Securities gains (losses)	$17,000	4,881
Applicable income taxes	$7,978,000	369
Income before extraordinary items	$17,240,000	350
Extraordinary gains, net	$0	3,149
Net income	$17,240,000	361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,957,000	568
Cash dividends	$13,500,000	231
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$17,228,440	332
1992-12-31 (YTD Data)		Rank
Total interest income	$91,042,000	474
Total interest expense	$37,048,000	567
Net interest income	$53,994,000	418
Provision for loan and lease losses	$7,200,000	468
Total noninterest income	$26,318,000	324
Gross Fiduciary activities income	$10,510,000	139
Service charges on deposit accounts	$7,156,000	254
Trading account gains and fees	$275,000	204
Additional Noninterest Income	$8,377,000	483
Total noninterest expense	$50,929,000	404
Salaries and employee benefits	$21,531,000	365
Premises and equipment expense	$4,110,000	611
Additional noninterest expense	$25,288,000	390
Pre-tax net operating income	$22,183,000	318
Securities gains (losses)	$140,000	2,505
Applicable income taxes	$6,450,000	391
Income before extraordinary items	$15,873,000	329
Extraordinary gains, net	$0	1,422
Net income	$15,873,000	332
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,753,000	543
Cash dividends	$15,000,000	155
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$15,773,600	297

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.