Home > Sunshine Bank > Income and Expense
Sunshine Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $35,640,000 | 797 |
| Total interest expense | $2,940,000 | 1,105 |
| Net interest income | $32,700,000 | 773 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $4,175,000 | 1,244 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,050,000 | 1,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,125,000 | 1,130 |
| Total noninterest expense | $36,166,000 | 604 |
| Salaries and employee benefits | $19,521,000 | 622 |
| Premises and equipment expense | $2,784,000 | 882 |
| Additional noninterest expense | $13,861,000 | 494 |
| Pre-tax net operating income | $709,000 | 4,458 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $2,188,000 | 1,211 |
| Income before extraordinary items | $-1,479,000 | 5,599 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-1,479,000 | 5,599 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-1,479,000 | 5,599 |
| Net charge-offs | $-478,000 | 5,562 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $8,005,000 | 77 |
| Net operating income | $-1,479,000 | 5,599 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $26,494,000 | 805 |
| Total interest expense | $2,125,000 | 1,121 |
| Net interest income | $24,369,000 | 777 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $3,159,000 | 1,266 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $791,000 | 1,144 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,368,000 | 1,134 |
| Total noninterest expense | $18,879,000 | 863 |
| Salaries and employee benefits | $11,142,000 | 823 |
| Premises and equipment expense | $2,120,000 | 877 |
| Additional noninterest expense | $5,617,000 | 876 |
| Pre-tax net operating income | $8,649,000 | 892 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $3,146,000 | 663 |
| Income before extraordinary items | $5,503,000 | 1,074 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $5,503,000 | 1,073 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $5,503,000 | 1,074 |
| Net charge-offs | $-424,000 | 5,625 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $281,000 | 308 |
| Net operating income | $5,503,000 | 1,059 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $17,319,000 | 814 |
| Total interest expense | $1,341,000 | 1,140 |
| Net interest income | $15,978,000 | 791 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $2,223,000 | 1,229 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $505,000 | 1,181 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,718,000 | 1,088 |
| Total noninterest expense | $12,297,000 | 884 |
| Salaries and employee benefits | $7,286,000 | 840 |
| Premises and equipment expense | $1,429,000 | 868 |
| Additional noninterest expense | $3,582,000 | 909 |
| Pre-tax net operating income | $5,904,000 | 852 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $2,143,000 | 638 |
| Income before extraordinary items | $3,761,000 | 1,034 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,761,000 | 1,034 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,761,000 | 1,034 |
| Net charge-offs | $-396,000 | 5,703 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $187,000 | 289 |
| Net operating income | $3,761,000 | 1,023 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $8,488,000 | 829 |
| Total interest expense | $709,000 | 1,063 |
| Net interest income | $7,779,000 | 812 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,075,000 | 1,254 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $241,000 | 1,225 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $834,000 | 1,094 |
| Total noninterest expense | $5,992,000 | 904 |
| Salaries and employee benefits | $3,630,000 | 849 |
| Premises and equipment expense | $724,000 | 867 |
| Additional noninterest expense | $1,638,000 | 980 |
| Pre-tax net operating income | $2,862,000 | 850 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $1,068,000 | 626 |
| Income before extraordinary items | $1,794,000 | 1,056 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,794,000 | 1,056 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,794,000 | 1,056 |
| Net charge-offs | $-369,000 | 5,792 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 220 |
| Net operating income | $1,794,000 | 1,035 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $20,928,000 | 1,252 |
| Total interest expense | $1,593,000 | 1,723 |
| Net interest income | $19,335,000 | 1,213 |
| Provision for loan and lease losses | $350,000 | 1,842 |
| Total noninterest income | $2,978,000 | 1,657 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $675,000 | 1,666 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,303,000 | 1,452 |
| Total noninterest expense | $21,031,000 | 1,010 |
| Salaries and employee benefits | $10,720,000 | 1,084 |
| Premises and equipment expense | $2,342,000 | 1,006 |
| Additional noninterest expense | $7,969,000 | 835 |
| Pre-tax net operating income | $932,000 | 4,158 |
| Securities gains (losses) | $208,000 | 851 |
| Applicable income taxes | $556,000 | 2,175 |
| Income before extraordinary items | $584,000 | 4,566 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $584,000 | 4,565 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $584,000 | 4,565 |
| Net charge-offs | $-413,000 | 5,769 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $951,000 | 209 |
| Net operating income | $450,880 | 4,781 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $13,526,000 | 1,411 |
| Total interest expense | $1,052,000 | 1,897 |
| Net interest income | $12,474,000 | 1,371 |
| Provision for loan and lease losses | $350,000 | 1,475 |
| Total noninterest income | $2,276,000 | 1,632 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $468,000 | 1,759 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,808,000 | 1,404 |
| Total noninterest expense | $13,319,000 | 1,164 |
| Salaries and employee benefits | $7,417,000 | 1,157 |
| Premises and equipment expense | $1,706,000 | 1,039 |
| Additional noninterest expense | $4,196,000 | 1,166 |
| Pre-tax net operating income | $1,081,000 | 3,601 |
| Securities gains (losses) | $208,000 | 779 |
| Applicable income taxes | $442,000 | 2,155 |
| Income before extraordinary items | $847,000 | 3,767 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $847,000 | 3,765 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $847,000 | 3,767 |
| Net charge-offs | $15,000 | 3,287 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $491,000 | 222 |
| Net operating income | $709,720 | 3,947 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,679,000 | 1,467 |
| Total interest expense | $652,000 | 2,000 |
| Net interest income | $8,027,000 | 1,416 |
| Provision for loan and lease losses | $350,000 | 1,119 |
| Total noninterest income | $1,685,000 | 1,492 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $312,000 | 1,753 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,373,000 | 1,258 |
| Total noninterest expense | $8,851,000 | 1,168 |
| Salaries and employee benefits | $5,013,000 | 1,149 |
| Premises and equipment expense | $1,162,000 | 1,025 |
| Additional noninterest expense | $2,676,000 | 1,202 |
| Pre-tax net operating income | $511,000 | 4,114 |
| Securities gains (losses) | $131,000 | 801 |
| Applicable income taxes | $213,000 | 2,446 |
| Income before extraordinary items | $429,000 | 4,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $429,000 | 4,180 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $429,000 | 4,182 |
| Net charge-offs | $-34,000 | 5,392 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $327,000 | 215 |
| Net operating income | $341,230 | 4,414 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,354,000 | 1,458 |
| Total interest expense | $337,000 | 1,965 |
| Net interest income | $4,017,000 | 1,414 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $641,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $183,000 | 1,537 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $458,000 | 1,601 |
| Total noninterest expense | $4,402,000 | 1,174 |
| Salaries and employee benefits | $2,568,000 | 1,131 |
| Premises and equipment expense | $576,000 | 1,040 |
| Additional noninterest expense | $1,258,000 | 1,254 |
| Pre-tax net operating income | $256,000 | 4,100 |
| Securities gains (losses) | $26,000 | 1,120 |
| Applicable income taxes | $79,000 | 2,651 |
| Income before extraordinary items | $203,000 | 4,215 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $203,000 | 4,212 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $203,000 | 4,214 |
| Net charge-offs | $-21,000 | 5,480 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 206 |
| Net operating income | $184,280 | 4,303 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,846,000 | 2,047 |
| Total interest expense | $751,000 | 2,932 |
| Net interest income | $11,095,000 | 1,949 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,434,000 | 2,539 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $465,000 | 2,256 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $969,000 | 2,408 |
| Total noninterest expense | $16,161,000 | 1,231 |
| Salaries and employee benefits | $9,604,000 | 1,171 |
| Premises and equipment expense | $1,441,000 | 1,589 |
| Additional noninterest expense | $5,116,000 | 1,243 |
| Pre-tax net operating income | $-3,632,000 | 6,161 |
| Securities gains (losses) | $195,000 | 759 |
| Applicable income taxes | $-2,002,000 | 6,133 |
| Income before extraordinary items | $-1,435,000 | 6,116 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-1,435,000 | 6,116 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-1,435,000 | 6,116 |
| Net charge-offs | $-785,000 | 6,067 |
| Cash dividends | $18,800,000 | 237 |
| Sale, conversion, retirement of capital stock, net | $544,000 | 299 |
| Net operating income | $-1,559,800 | 6,121 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,615,000 | 2,358 |
| Total interest expense | $435,000 | 3,500 |
| Net interest income | $7,180,000 | 2,252 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $979,000 | 2,698 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $299,000 | 2,532 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $680,000 | 2,510 |
| Total noninterest expense | $9,675,000 | 1,515 |
| Salaries and employee benefits | $5,505,000 | 1,456 |
| Premises and equipment expense | $1,000,000 | 1,725 |
| Additional noninterest expense | $3,170,000 | 1,464 |
| Pre-tax net operating income | $-1,516,000 | 6,223 |
| Securities gains (losses) | $195,000 | 658 |
| Applicable income taxes | $-1,390,000 | 6,239 |
| Income before extraordinary items | $69,000 | 5,818 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $69,000 | 5,821 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $69,000 | 5,821 |
| Net charge-offs | $-221,000 | 5,985 |
| Cash dividends | $18,800,000 | 184 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-55,800 | 6,007 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,531,000 | 3,111 |
| Total interest expense | $138,000 | 4,871 |
| Net interest income | $3,393,000 | 2,943 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $541,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $146,000 | 3,070 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $395,000 | 2,691 |
| Total noninterest expense | $5,769,000 | 1,677 |
| Salaries and employee benefits | $3,131,000 | 1,695 |
| Premises and equipment expense | $556,000 | 2,035 |
| Additional noninterest expense | $2,082,000 | 1,484 |
| Pre-tax net operating income | $-1,835,000 | 6,318 |
| Securities gains (losses) | $195,000 | 542 |
| Applicable income taxes | $-1,458,000 | 6,326 |
| Income before extraordinary items | $-182,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-182,000 | 6,184 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-182,000 | 6,184 |
| Net charge-offs | $-157,000 | 6,020 |
| Cash dividends | $18,800,000 | 146 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-306,800 | 6,207 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 3,097 |
| Total interest expense | $67,000 | 4,960 |
| Net interest income | $1,729,000 | 2,913 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $269,000 | 2,929 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $75,000 | 2,985 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $194,000 | 2,676 |
| Total noninterest expense | $2,403,000 | 1,982 |
| Salaries and employee benefits | $1,530,000 | 1,740 |
| Premises and equipment expense | $307,000 | 1,889 |
| Additional noninterest expense | $566,000 | 2,545 |
| Pre-tax net operating income | $-405,000 | 6,352 |
| Securities gains (losses) | $142,000 | 459 |
| Applicable income taxes | $-127,000 | 6,378 |
| Income before extraordinary items | $-136,000 | 6,271 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-136,000 | 6,271 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-136,000 | 6,272 |
| Net charge-offs | $-17,000 | 5,627 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-226,880 | 6,315 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,278,000 | 3,418 |
| Total interest expense | $303,000 | 4,935 |
| Net interest income | $5,975,000 | 3,255 |
| Provision for loan and lease losses | $2,500,000 | 399 |
| Total noninterest income | $733,000 | 3,627 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $362,000 | 2,882 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $371,000 | 3,711 |
| Total noninterest expense | $8,138,000 | 2,296 |
| Salaries and employee benefits | $4,691,000 | 2,170 |
| Premises and equipment expense | $1,255,000 | 1,839 |
| Additional noninterest expense | $2,192,000 | 2,677 |
| Pre-tax net operating income | $-3,930,000 | 6,478 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-1,544,000 | 6,445 |
| Income before extraordinary items | $-2,386,000 | 6,438 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-2,386,000 | 6,437 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-2,386,000 | 6,437 |
| Net charge-offs | $2,492,000 | 419 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $17,151,000 | 23 |
| Net operating income | $-2,386,000 | 6,438 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,626,000 | 3,494 |
| Total interest expense | $234,000 | 4,969 |
| Net interest income | $4,392,000 | 3,332 |
| Provision for loan and lease losses | $660,000 | 927 |
| Total noninterest income | $761,000 | 3,120 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $282,000 | 2,826 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $479,000 | 2,964 |
| Total noninterest expense | $4,887,000 | 2,762 |
| Salaries and employee benefits | $2,660,000 | 2,741 |
| Premises and equipment expense | $784,000 | 2,181 |
| Additional noninterest expense | $1,443,000 | 2,982 |
| Pre-tax net operating income | $-394,000 | 6,370 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-202,000 | 6,460 |
| Income before extraordinary items | $-192,000 | 6,317 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-192,000 | 6,317 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-192,000 | 6,317 |
| Net charge-offs | $582,000 | 1,036 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $17,014,000 | 22 |
| Net operating income | $-192,000 | 6,316 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,539 |
| Total interest expense | $161,000 | 4,960 |
| Net interest income | $2,859,000 | 3,381 |
| Provision for loan and lease losses | $640,000 | 685 |
| Total noninterest income | $508,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $192,000 | 2,779 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $316,000 | 2,966 |
| Total noninterest expense | $3,248,000 | 2,789 |
| Salaries and employee benefits | $1,770,000 | 2,758 |
| Premises and equipment expense | $516,000 | 2,217 |
| Additional noninterest expense | $962,000 | 2,983 |
| Pre-tax net operating income | $-521,000 | 6,516 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-235,000 | 6,566 |
| Income before extraordinary items | $-286,000 | 6,447 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-286,000 | 6,448 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-286,000 | 6,448 |
| Net charge-offs | $587,000 | 762 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-286,000 | 6,444 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,593 |
| Total interest expense | $81,000 | 5,018 |
| Net interest income | $1,411,000 | 3,420 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $236,000 | 3,157 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $95,000 | 2,781 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $141,000 | 3,060 |
| Total noninterest expense | $1,601,000 | 2,841 |
| Salaries and employee benefits | $875,000 | 2,795 |
| Premises and equipment expense | $260,000 | 2,233 |
| Additional noninterest expense | $466,000 | 3,058 |
| Pre-tax net operating income | $46,000 | 5,787 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $44,000 | 5,767 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $44,000 | 5,768 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $44,000 | 5,769 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $44,000 | 5,734 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 3,560 |
| Total interest expense | $377,000 | 5,024 |
| Net interest income | $5,766,000 | 3,357 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $903,000 | 3,399 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $411,000 | 2,750 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $492,000 | 3,376 |
| Total noninterest expense | $6,423,000 | 2,836 |
| Salaries and employee benefits | $3,575,000 | 2,747 |
| Premises and equipment expense | $1,035,000 | 2,182 |
| Additional noninterest expense | $1,813,000 | 3,201 |
| Pre-tax net operating income | $246,000 | 5,618 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $105,000 | 3,379 |
| Income before extraordinary items | $141,000 | 5,876 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $141,000 | 5,878 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $141,000 | 5,878 |
| Net charge-offs | $558,000 | 1,904 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $141,000 | 5,822 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,634,000 | 3,579 |
| Total interest expense | $291,000 | 5,062 |
| Net interest income | $4,343,000 | 3,382 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $665,000 | 3,488 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $297,000 | 2,842 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $368,000 | 3,437 |
| Total noninterest expense | $4,807,000 | 2,839 |
| Salaries and employee benefits | $2,669,000 | 2,766 |
| Premises and equipment expense | $786,000 | 2,183 |
| Additional noninterest expense | $1,352,000 | 3,211 |
| Pre-tax net operating income | $201,000 | 5,674 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $88,000 | 3,393 |
| Income before extraordinary items | $113,000 | 5,962 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $113,000 | 5,964 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $113,000 | 5,964 |
| Net charge-offs | $551,000 | 1,500 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $113,000 | 5,904 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,058,000 | 3,610 |
| Total interest expense | $198,000 | 5,085 |
| Net interest income | $2,860,000 | 3,405 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $446,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $197,000 | 2,817 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $249,000 | 3,452 |
| Total noninterest expense | $3,227,000 | 2,829 |
| Salaries and employee benefits | $1,789,000 | 2,765 |
| Premises and equipment expense | $542,000 | 2,112 |
| Additional noninterest expense | $896,000 | 3,213 |
| Pre-tax net operating income | $79,000 | 5,931 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $37,000 | 3,653 |
| Income before extraordinary items | $42,000 | 6,184 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $42,000 | 6,186 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $42,000 | 6,186 |
| Net charge-offs | $368,000 | 1,504 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $42,000 | 6,102 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,507,000 | 3,676 |
| Total interest expense | $101,000 | 5,127 |
| Net interest income | $1,406,000 | 3,451 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $195,000 | 3,701 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $101,000 | 2,769 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $94,000 | 3,847 |
| Total noninterest expense | $1,614,000 | 2,854 |
| Salaries and employee benefits | $885,000 | 2,808 |
| Premises and equipment expense | $273,000 | 2,143 |
| Additional noninterest expense | $456,000 | 3,179 |
| Pre-tax net operating income | $-13,000 | 6,415 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-2,000 | 6,684 |
| Income before extraordinary items | $-11,000 | 6,469 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-11,000 | 6,470 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-11,000 | 6,470 |
| Net charge-offs | $410,000 | 871 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-11,000 | 6,410 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,656,000 | 3,571 |
| Total interest expense | $567,000 | 4,878 |
| Net interest income | $6,089,000 | 3,335 |
| Provision for loan and lease losses | $0 | 5,905 |
| Total noninterest income | $472,000 | 4,583 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $444,000 | 2,724 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $28,000 | 6,145 |
| Total noninterest expense | $6,620,000 | 2,801 |
| Salaries and employee benefits | $3,801,000 | 2,572 |
| Premises and equipment expense | $1,093,000 | 2,100 |
| Additional noninterest expense | $1,726,000 | 3,448 |
| Pre-tax net operating income | $-59,000 | 6,246 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-22,000 | 6,580 |
| Income before extraordinary items | $-37,000 | 6,360 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-37,000 | 6,354 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-37,000 | 6,356 |
| Net charge-offs | $1,138,000 | 1,685 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-37,000 | 6,232 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,060,000 | 3,599 |
| Total interest expense | $452,000 | 4,876 |
| Net interest income | $4,608,000 | 3,375 |
| Provision for loan and lease losses | $0 | 5,790 |
| Total noninterest income | $255,000 | 5,102 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $339,000 | 2,720 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-84,000 | 6,891 |
| Total noninterest expense | $4,973,000 | 2,805 |
| Salaries and employee benefits | $2,853,000 | 2,587 |
| Premises and equipment expense | $840,000 | 2,086 |
| Additional noninterest expense | $1,280,000 | 3,483 |
| Pre-tax net operating income | $-110,000 | 6,439 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $-35,000 | 6,826 |
| Income before extraordinary items | $-75,000 | 6,515 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-75,000 | 6,513 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-75,000 | 6,513 |
| Net charge-offs | $932,000 | 1,541 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-75,000 | 6,411 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,407,000 | 3,598 |
| Total interest expense | $327,000 | 4,798 |
| Net interest income | $3,080,000 | 3,370 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $358,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $237,000 | 2,601 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,386 |
| Total noninterest expense | $3,331,000 | 2,794 |
| Salaries and employee benefits | $1,915,000 | 2,568 |
| Premises and equipment expense | $556,000 | 2,086 |
| Additional noninterest expense | $860,000 | 3,494 |
| Pre-tax net operating income | $107,000 | 5,834 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $47,000 | 3,582 |
| Income before extraordinary items | $60,000 | 6,178 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $60,000 | 6,178 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $60,000 | 6,178 |
| Net charge-offs | $914,000 | 1,212 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $60,000 | 6,037 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,772,000 | 3,534 |
| Total interest expense | $171,000 | 4,797 |
| Net interest income | $1,601,000 | 3,273 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $129,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $128,000 | 2,428 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,000 | 6,790 |
| Total noninterest expense | $1,671,000 | 2,792 |
| Salaries and employee benefits | $942,000 | 2,627 |
| Premises and equipment expense | $277,000 | 2,107 |
| Additional noninterest expense | $452,000 | 3,337 |
| Pre-tax net operating income | $59,000 | 5,835 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $26,000 | 3,512 |
| Income before extraordinary items | $33,000 | 6,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,178 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,000 | 6,179 |
| Net charge-offs | $107,000 | 2,385 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $33,000 | 6,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,906,000 | 3,356 |
| Total interest expense | $996,000 | 4,410 |
| Net interest income | $6,910,000 | 3,105 |
| Provision for loan and lease losses | $153,000 | 4,918 |
| Total noninterest income | $1,121,000 | 2,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $192,000 | 4,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $929,000 | 2,239 |
| Total noninterest expense | $6,987,000 | 2,675 |
| Salaries and employee benefits | $4,002,000 | 2,403 |
| Premises and equipment expense | $1,392,000 | 1,780 |
| Additional noninterest expense | $1,593,000 | 3,699 |
| Pre-tax net operating income | $891,000 | 3,933 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $345,000 | 2,398 |
| Income before extraordinary items | $546,000 | 4,532 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $546,000 | 4,535 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $546,000 | 4,534 |
| Net charge-offs | $-1,248,000 | 7,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $546,000 | 4,417 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 3,353 |
| Total interest expense | $790,000 | 4,394 |
| Net interest income | $5,236,000 | 3,089 |
| Provision for loan and lease losses | $153,000 | 4,468 |
| Total noninterest income | $803,000 | 3,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 4,456 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $658,000 | 2,301 |
| Total noninterest expense | $5,374,000 | 2,614 |
| Salaries and employee benefits | $3,043,000 | 2,374 |
| Premises and equipment expense | $1,051,000 | 1,787 |
| Additional noninterest expense | $1,280,000 | 3,529 |
| Pre-tax net operating income | $512,000 | 4,443 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $206,000 | 2,638 |
| Income before extraordinary items | $306,000 | 5,022 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 5,023 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $306,000 | 5,023 |
| Net charge-offs | $-623,000 | 7,413 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $306,000 | 4,912 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,054,000 | 3,357 |
| Total interest expense | $548,000 | 4,410 |
| Net interest income | $3,506,000 | 3,077 |
| Provision for loan and lease losses | $153,000 | 3,858 |
| Total noninterest income | $524,000 | 3,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $97,000 | 4,432 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $427,000 | 2,341 |
| Total noninterest expense | $3,559,000 | 2,656 |
| Salaries and employee benefits | $2,040,000 | 2,380 |
| Premises and equipment expense | $696,000 | 1,820 |
| Additional noninterest expense | $823,000 | 3,675 |
| Pre-tax net operating income | $318,000 | 4,533 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $129,000 | 2,645 |
| Income before extraordinary items | $189,000 | 5,106 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 5,105 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $189,000 | 5,106 |
| Net charge-offs | $-802,000 | 7,495 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $189,000 | 5,007 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 3,358 |
| Total interest expense | $288,000 | 4,411 |
| Net interest income | $1,749,000 | 3,089 |
| Provision for loan and lease losses | $153,000 | 2,729 |
| Total noninterest income | $267,000 | 3,034 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 4,342 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $217,000 | 2,358 |
| Total noninterest expense | $1,751,000 | 2,702 |
| Salaries and employee benefits | $1,015,000 | 2,400 |
| Premises and equipment expense | $344,000 | 1,877 |
| Additional noninterest expense | $392,000 | 3,785 |
| Pre-tax net operating income | $112,000 | 5,014 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $46,000 | 2,886 |
| Income before extraordinary items | $66,000 | 5,478 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $66,000 | 5,476 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $66,000 | 5,477 |
| Net charge-offs | $103,000 | 2,703 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $66,000 | 5,428 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 3,355 |
| Total interest expense | $1,781,000 | 3,858 |
| Net interest income | $6,801,000 | 3,145 |
| Provision for loan and lease losses | $1,544,000 | 2,422 |
| Total noninterest income | $1,301,000 | 2,768 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,301,000 | 1,861 |
| Total noninterest expense | $7,075,000 | 2,704 |
| Salaries and employee benefits | $4,061,000 | 2,377 |
| Premises and equipment expense | $1,427,000 | 1,795 |
| Additional noninterest expense | $1,587,000 | 3,854 |
| Pre-tax net operating income | $-517,000 | 6,262 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-184,000 | 6,949 |
| Income before extraordinary items | $-333,000 | 6,264 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-333,000 | 6,266 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-333,000 | 6,266 |
| Net charge-offs | $1,006,000 | 2,674 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-333,000 | 6,214 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,504,000 | 3,393 |
| Total interest expense | $1,437,000 | 3,811 |
| Net interest income | $5,067,000 | 3,204 |
| Provision for loan and lease losses | $996,000 | 2,517 |
| Total noninterest income | $925,000 | 2,882 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $925,000 | 1,890 |
| Total noninterest expense | $5,337,000 | 2,686 |
| Salaries and employee benefits | $3,079,000 | 2,358 |
| Premises and equipment expense | $1,096,000 | 1,769 |
| Additional noninterest expense | $1,162,000 | 3,887 |
| Pre-tax net operating income | $-341,000 | 6,430 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-126,000 | 7,118 |
| Income before extraordinary items | $-215,000 | 6,454 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-215,000 | 6,455 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-215,000 | 6,454 |
| Net charge-offs | $1,007,000 | 2,186 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-215,000 | 6,364 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 3,398 |
| Total interest expense | $1,011,000 | 3,777 |
| Net interest income | $3,379,000 | 3,186 |
| Provision for loan and lease losses | $575,000 | 2,656 |
| Total noninterest income | $630,000 | 2,778 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $630,000 | 1,800 |
| Total noninterest expense | $3,549,000 | 2,700 |
| Salaries and employee benefits | $2,041,000 | 2,391 |
| Premises and equipment expense | $733,000 | 1,784 |
| Additional noninterest expense | $775,000 | 3,872 |
| Pre-tax net operating income | $-115,000 | 6,304 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-40,000 | 7,044 |
| Income before extraordinary items | $-75,000 | 6,369 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-75,000 | 6,371 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-75,000 | 6,369 |
| Net charge-offs | $829,000 | 1,905 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-75,000 | 6,288 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,381 |
| Total interest expense | $525,000 | 3,798 |
| Net interest income | $1,722,000 | 3,175 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $319,000 | 2,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $319,000 | 1,767 |
| Total noninterest expense | $1,753,000 | 2,766 |
| Salaries and employee benefits | $997,000 | 2,474 |
| Premises and equipment expense | $368,000 | 1,837 |
| Additional noninterest expense | $388,000 | 3,869 |
| Pre-tax net operating income | $288,000 | 3,422 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $115,000 | 1,991 |
| Income before extraordinary items | $173,000 | 4,140 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $173,000 | 4,139 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $173,000 | 4,139 |
| Net charge-offs | $88,000 | 3,218 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $173,000 | 4,043 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,708,000 | 3,307 |
| Total interest expense | $2,432,000 | 3,971 |
| Net interest income | $7,276,000 | 2,960 |
| Provision for loan and lease losses | $3,473,000 | 1,798 |
| Total noninterest income | $1,247,000 | 2,898 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,247,000 | 1,870 |
| Total noninterest expense | $7,467,000 | 2,636 |
| Salaries and employee benefits | $4,020,000 | 2,428 |
| Premises and equipment expense | $1,514,000 | 1,792 |
| Additional noninterest expense | $1,933,000 | 3,400 |
| Pre-tax net operating income | $-2,417,000 | 6,749 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-901,000 | 7,242 |
| Income before extraordinary items | $-1,516,000 | 6,571 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,516,000 | 6,571 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,516,000 | 6,571 |
| Net charge-offs | $3,593,000 | 1,435 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,516,000 | 6,569 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,423,000 | 3,308 |
| Total interest expense | $1,880,000 | 4,014 |
| Net interest income | $5,543,000 | 2,919 |
| Provision for loan and lease losses | $1,807,000 | 2,033 |
| Total noninterest income | $886,000 | 3,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $886,000 | 1,984 |
| Total noninterest expense | $5,505,000 | 2,687 |
| Salaries and employee benefits | $3,017,000 | 2,472 |
| Premises and equipment expense | $1,118,000 | 1,833 |
| Additional noninterest expense | $1,370,000 | 3,517 |
| Pre-tax net operating income | $-883,000 | 6,594 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-337,000 | 7,227 |
| Income before extraordinary items | $-546,000 | 6,466 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-546,000 | 6,467 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-546,000 | 6,466 |
| Net charge-offs | $1,884,000 | 1,556 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-546,000 | 6,459 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,032,000 | 3,293 |
| Total interest expense | $1,278,000 | 4,083 |
| Net interest income | $3,754,000 | 2,879 |
| Provision for loan and lease losses | $667,000 | 2,556 |
| Total noninterest income | $623,000 | 2,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $623,000 | 1,949 |
| Total noninterest expense | $3,573,000 | 2,778 |
| Salaries and employee benefits | $2,009,000 | 2,500 |
| Premises and equipment expense | $732,000 | 1,891 |
| Additional noninterest expense | $832,000 | 3,768 |
| Pre-tax net operating income | $137,000 | 5,006 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $59,000 | 3,043 |
| Income before extraordinary items | $78,000 | 5,364 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $78,000 | 5,361 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $78,000 | 5,361 |
| Net charge-offs | $730,000 | 1,940 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $78,000 | 5,281 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 3,309 |
| Total interest expense | $646,000 | 4,167 |
| Net interest income | $1,892,000 | 2,845 |
| Provision for loan and lease losses | $574,000 | 1,654 |
| Total noninterest income | $328,000 | 2,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $328,000 | 1,835 |
| Total noninterest expense | $1,761,000 | 2,731 |
| Salaries and employee benefits | $1,013,000 | 2,519 |
| Premises and equipment expense | $349,000 | 2,006 |
| Additional noninterest expense | $399,000 | 3,582 |
| Pre-tax net operating income | $-115,000 | 6,693 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-42,000 | 7,398 |
| Income before extraordinary items | $-73,000 | 6,741 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-73,000 | 6,742 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-73,000 | 6,742 |
| Net charge-offs | $301,000 | 1,766 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-73,000 | 6,642 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,838,000 | 3,323 |
| Total interest expense | $3,370,000 | 3,938 |
| Net interest income | $7,468,000 | 2,876 |
| Provision for loan and lease losses | $255,000 | 4,874 |
| Total noninterest income | $2,876,000 | 1,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,876,000 | 1,007 |
| Total noninterest expense | $7,603,000 | 2,485 |
| Salaries and employee benefits | $4,834,000 | 2,102 |
| Premises and equipment expense | $1,486,000 | 1,842 |
| Additional noninterest expense | $1,283,000 | 4,063 |
| Pre-tax net operating income | $2,486,000 | 2,095 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $91,000 | 3,449 |
| Income before extraordinary items | $2,395,000 | 1,675 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,395,000 | 1,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 4,380 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,395,000 | 1,789 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,259,000 | 3,336 |
| Total interest expense | $2,638,000 | 3,941 |
| Net interest income | $5,621,000 | 2,895 |
| Provision for loan and lease losses | $55,000 | 5,792 |
| Total noninterest income | $800,000 | 3,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $800,000 | 2,118 |
| Total noninterest expense | $5,304,000 | 2,650 |
| Salaries and employee benefits | $2,997,000 | 2,543 |
| Premises and equipment expense | $1,104,000 | 1,848 |
| Additional noninterest expense | $1,203,000 | 3,384 |
| Pre-tax net operating income | $1,062,000 | 3,572 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $423,000 | 2,096 |
| Income before extraordinary items | $639,000 | 4,006 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $639,000 | 4,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,385 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $639,000 | 4,145 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,583,000 | 3,352 |
| Total interest expense | $1,870,000 | 3,900 |
| Net interest income | $3,713,000 | 2,906 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $533,000 | 3,374 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $533,000 | 2,136 |
| Total noninterest expense | $3,356,000 | 2,772 |
| Salaries and employee benefits | $1,982,000 | 2,593 |
| Premises and equipment expense | $730,000 | 1,867 |
| Additional noninterest expense | $644,000 | 3,956 |
| Pre-tax net operating income | $890,000 | 3,194 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $353,000 | 2,010 |
| Income before extraordinary items | $537,000 | 3,874 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $537,000 | 3,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,731 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $537,000 | 3,820 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,814,000 | 3,409 |
| Total interest expense | $1,010,000 | 3,891 |
| Net interest income | $1,804,000 | 2,976 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $252,000 | 3,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,215 |
| Total noninterest expense | $1,666,000 | 2,781 |
| Salaries and employee benefits | $991,000 | 2,609 |
| Premises and equipment expense | $365,000 | 1,864 |
| Additional noninterest expense | $310,000 | 4,013 |
| Pre-tax net operating income | $390,000 | 3,600 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $155,000 | 2,276 |
| Income before extraordinary items | $235,000 | 4,324 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $235,000 | 4,326 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $235,000 | 4,221 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,490,000 | 3,401 |
| Total interest expense | $3,674,000 | 4,222 |
| Net interest income | $7,816,000 | 2,790 |
| Provision for loan and lease losses | $62,000 | 5,432 |
| Total noninterest income | $903,000 | 3,749 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $903,000 | 2,378 |
| Total noninterest expense | $6,795,000 | 2,667 |
| Salaries and employee benefits | $4,057,000 | 2,471 |
| Premises and equipment expense | $1,424,000 | 1,845 |
| Additional noninterest expense | $1,314,000 | 3,812 |
| Pre-tax net operating income | $1,862,000 | 3,469 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $714,000 | 2,275 |
| Income before extraordinary items | $1,148,000 | 4,025 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,148,000 | 4,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,824 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,148,000 | 4,025 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,644,000 | 3,405 |
| Total interest expense | $2,656,000 | 4,323 |
| Net interest income | $5,988,000 | 2,731 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $668,000 | 3,782 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $668,000 | 2,402 |
| Total noninterest expense | $5,059,000 | 2,660 |
| Salaries and employee benefits | $3,019,000 | 2,483 |
| Premises and equipment expense | $1,035,000 | 1,883 |
| Additional noninterest expense | $1,005,000 | 3,680 |
| Pre-tax net operating income | $1,597,000 | 3,331 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $633,000 | 2,209 |
| Income before extraordinary items | $964,000 | 3,977 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $964,000 | 3,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $964,000 | 3,959 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,709,000 | 3,439 |
| Total interest expense | $1,679,000 | 4,453 |
| Net interest income | $4,030,000 | 2,735 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $437,000 | 3,831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $437,000 | 2,450 |
| Total noninterest expense | $3,407,000 | 2,659 |
| Salaries and employee benefits | $2,015,000 | 2,517 |
| Premises and equipment expense | $706,000 | 1,857 |
| Additional noninterest expense | $686,000 | 3,620 |
| Pre-tax net operating income | $1,060,000 | 3,399 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $421,000 | 2,311 |
| Income before extraordinary items | $639,000 | 4,033 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $639,000 | 4,033 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $639,000 | 4,020 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,805,000 | 3,464 |
| Total interest expense | $773,000 | 4,669 |
| Net interest income | $2,032,000 | 2,715 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $233,000 | 3,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $233,000 | 2,322 |
| Total noninterest expense | $1,724,000 | 2,642 |
| Salaries and employee benefits | $1,023,000 | 2,500 |
| Premises and equipment expense | $341,000 | 1,917 |
| Additional noninterest expense | $360,000 | 3,457 |
| Pre-tax net operating income | $541,000 | 3,342 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $215,000 | 2,298 |
| Income before extraordinary items | $326,000 | 3,978 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $326,000 | 3,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $326,000 | 3,961 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,706,000 | 3,402 |
| Total interest expense | $2,630,000 | 4,692 |
| Net interest income | $8,076,000 | 2,732 |
| Provision for loan and lease losses | $50,000 | 5,567 |
| Total noninterest income | $948,000 | 3,680 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $948,000 | 2,312 |
| Total noninterest expense | $6,507,000 | 2,689 |
| Salaries and employee benefits | $4,070,000 | 2,410 |
| Premises and equipment expense | $1,230,000 | 2,032 |
| Additional noninterest expense | $1,207,000 | 3,912 |
| Pre-tax net operating income | $2,467,000 | 3,155 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $940,000 | 2,290 |
| Income before extraordinary items | $1,527,000 | 3,728 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,527,000 | 3,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,014 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,527,000 | 3,708 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,964,000 | 3,391 |
| Total interest expense | $1,894,000 | 4,712 |
| Net interest income | $6,070,000 | 2,753 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $715,000 | 3,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $715,000 | 2,297 |
| Total noninterest expense | $4,720,000 | 2,763 |
| Salaries and employee benefits | $2,898,000 | 2,509 |
| Premises and equipment expense | $908,000 | 2,073 |
| Additional noninterest expense | $914,000 | 3,874 |
| Pre-tax net operating income | $2,015,000 | 3,086 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $795,000 | 2,209 |
| Income before extraordinary items | $1,220,000 | 3,701 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,220,000 | 3,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,180 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,220,000 | 3,685 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,201,000 | 3,401 |
| Total interest expense | $1,174,000 | 4,786 |
| Net interest income | $4,027,000 | 2,775 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $477,000 | 3,636 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $477,000 | 2,286 |
| Total noninterest expense | $3,115,000 | 2,800 |
| Salaries and employee benefits | $1,915,000 | 2,535 |
| Premises and equipment expense | $590,000 | 2,111 |
| Additional noninterest expense | $610,000 | 3,863 |
| Pre-tax net operating income | $1,389,000 | 3,039 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $548,000 | 2,180 |
| Income before extraordinary items | $841,000 | 3,619 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $841,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $841,000 | 3,607 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 3,379 |
| Total interest expense | $565,000 | 4,761 |
| Net interest income | $1,992,000 | 2,791 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $237,000 | 3,598 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $237,000 | 2,260 |
| Total noninterest expense | $1,554,000 | 2,796 |
| Salaries and employee benefits | $946,000 | 2,573 |
| Premises and equipment expense | $287,000 | 2,179 |
| Additional noninterest expense | $321,000 | 3,687 |
| Pre-tax net operating income | $675,000 | 3,048 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $267,000 | 2,164 |
| Income before extraordinary items | $408,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $408,000 | 3,640 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,685,000 | 3,229 |
| Total interest expense | $1,937,000 | 4,528 |
| Net interest income | $7,748,000 | 2,784 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,058,000 | 3,417 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,058,000 | 2,132 |
| Total noninterest expense | $6,769,000 | 2,467 |
| Salaries and employee benefits | $3,993,000 | 2,289 |
| Premises and equipment expense | $1,224,000 | 1,961 |
| Additional noninterest expense | $1,552,000 | 3,140 |
| Pre-tax net operating income | $2,037,000 | 3,638 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $778,000 | 2,653 |
| Income before extraordinary items | $1,259,000 | 4,230 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,259,000 | 4,231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-317,000 | 8,755 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,259,000 | 4,206 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,175,000 | 3,210 |
| Total interest expense | $1,387,000 | 4,538 |
| Net interest income | $5,788,000 | 2,775 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $792,000 | 3,426 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $792,000 | 2,135 |
| Total noninterest expense | $4,573,000 | 2,679 |
| Salaries and employee benefits | $2,803,000 | 2,399 |
| Premises and equipment expense | $892,000 | 2,001 |
| Additional noninterest expense | $878,000 | 3,892 |
| Pre-tax net operating income | $2,007,000 | 3,050 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $772,000 | 2,254 |
| Income before extraordinary items | $1,235,000 | 3,594 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,235,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-320,000 | 8,788 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,235,000 | 3,562 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,732,000 | 3,184 |
| Total interest expense | $885,000 | 4,485 |
| Net interest income | $3,847,000 | 2,759 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $515,000 | 3,442 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $515,000 | 2,140 |
| Total noninterest expense | $2,978,000 | 2,712 |
| Salaries and employee benefits | $1,840,000 | 2,419 |
| Premises and equipment expense | $574,000 | 2,056 |
| Additional noninterest expense | $564,000 | 3,987 |
| Pre-tax net operating income | $1,384,000 | 2,923 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $526,000 | 2,194 |
| Income before extraordinary items | $858,000 | 3,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $858,000 | 3,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-98,000 | 8,656 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $858,000 | 3,420 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,341,000 | 3,176 |
| Total interest expense | $422,000 | 4,510 |
| Net interest income | $1,919,000 | 2,748 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $258,000 | 3,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $258,000 | 2,107 |
| Total noninterest expense | $1,467,000 | 2,775 |
| Salaries and employee benefits | $899,000 | 2,497 |
| Premises and equipment expense | $288,000 | 2,071 |
| Additional noninterest expense | $280,000 | 4,012 |
| Pre-tax net operating income | $710,000 | 2,822 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $260,000 | 2,206 |
| Income before extraordinary items | $450,000 | 3,309 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $450,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-97,000 | 8,780 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $450,000 | 3,272 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 3,217 |
| Total interest expense | $1,587,000 | 4,363 |
| Net interest income | $7,025,000 | 2,869 |
| Provision for loan and lease losses | $470,000 | 2,067 |
| Total noninterest income | $1,153,000 | 3,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,153,000 | 1,962 |
| Total noninterest expense | $5,962,000 | 2,670 |
| Salaries and employee benefits | $3,643,000 | 2,385 |
| Premises and equipment expense | $1,128,000 | 2,036 |
| Additional noninterest expense | $1,191,000 | 3,768 |
| Pre-tax net operating income | $1,746,000 | 3,858 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $669,000 | 2,841 |
| Income before extraordinary items | $1,077,000 | 4,497 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,077,000 | 4,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $433,000 | 1,504 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,077,000 | 4,425 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 3,238 |
| Total interest expense | $1,197,000 | 4,299 |
| Net interest income | $5,167,000 | 2,916 |
| Provision for loan and lease losses | $418,000 | 1,712 |
| Total noninterest income | $875,000 | 3,206 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $875,000 | 1,956 |
| Total noninterest expense | $4,400,000 | 2,675 |
| Salaries and employee benefits | $2,696,000 | 2,400 |
| Premises and equipment expense | $795,000 | 2,155 |
| Additional noninterest expense | $909,000 | 3,688 |
| Pre-tax net operating income | $1,224,000 | 4,113 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $485,000 | 2,959 |
| Income before extraordinary items | $739,000 | 4,818 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $739,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $424,000 | 1,115 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $739,000 | 4,732 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,202,000 | 3,256 |
| Total interest expense | $812,000 | 4,234 |
| Net interest income | $3,390,000 | 2,948 |
| Provision for loan and lease losses | $218,000 | 2,062 |
| Total noninterest income | $588,000 | 3,214 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $588,000 | 1,952 |
| Total noninterest expense | $2,939,000 | 2,665 |
| Salaries and employee benefits | $1,774,000 | 2,418 |
| Premises and equipment expense | $511,000 | 2,239 |
| Additional noninterest expense | $654,000 | 3,482 |
| Pre-tax net operating income | $821,000 | 4,040 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $325,000 | 2,933 |
| Income before extraordinary items | $496,000 | 4,762 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $496,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 1,278 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $496,000 | 4,666 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,074,000 | 3,292 |
| Total interest expense | $424,000 | 4,152 |
| Net interest income | $1,650,000 | 3,008 |
| Provision for loan and lease losses | $19,000 | 4,886 |
| Total noninterest income | $284,000 | 3,233 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $284,000 | 1,954 |
| Total noninterest expense | $1,504,000 | 2,618 |
| Salaries and employee benefits | $888,000 | 2,437 |
| Premises and equipment expense | $252,000 | 2,288 |
| Additional noninterest expense | $364,000 | 3,176 |
| Pre-tax net operating income | $411,000 | 4,013 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $162,000 | 2,950 |
| Income before extraordinary items | $249,000 | 4,769 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $249,000 | 4,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $249,000 | 4,648 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,468,000 | 3,269 |
| Total interest expense | $2,273,000 | 3,608 |
| Net interest income | $6,195,000 | 3,099 |
| Provision for loan and lease losses | $163,000 | 4,446 |
| Total noninterest income | $1,403,000 | 2,984 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,403,000 | 1,911 |
| Total noninterest expense | $5,579,000 | 2,784 |
| Salaries and employee benefits | $3,431,000 | 2,456 |
| Premises and equipment expense | $1,050,000 | 2,166 |
| Additional noninterest expense | $1,098,000 | 3,980 |
| Pre-tax net operating income | $1,856,000 | 3,558 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $709,000 | 2,772 |
| Income before extraordinary items | $1,147,000 | 4,261 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,147,000 | 4,262 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,724 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,147,000 | 4,094 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 3,316 |
| Total interest expense | $1,792,000 | 3,569 |
| Net interest income | $4,561,000 | 3,153 |
| Provision for loan and lease losses | $134,000 | 4,182 |
| Total noninterest income | $1,081,000 | 2,973 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,081,000 | 1,939 |
| Total noninterest expense | $4,132,000 | 2,812 |
| Salaries and employee benefits | $2,483,000 | 2,539 |
| Premises and equipment expense | $790,000 | 2,168 |
| Additional noninterest expense | $859,000 | 3,858 |
| Pre-tax net operating income | $1,376,000 | 3,711 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $545,000 | 2,873 |
| Income before extraordinary items | $831,000 | 4,489 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $831,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,047 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $831,000 | 4,325 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 3,292 |
| Total interest expense | $1,257,000 | 3,527 |
| Net interest income | $3,046,000 | 3,146 |
| Provision for loan and lease losses | $105,000 | 3,773 |
| Total noninterest income | $689,000 | 3,047 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $689,000 | 1,994 |
| Total noninterest expense | $2,728,000 | 2,833 |
| Salaries and employee benefits | $1,619,000 | 2,593 |
| Premises and equipment expense | $530,000 | 2,143 |
| Additional noninterest expense | $579,000 | 3,812 |
| Pre-tax net operating income | $902,000 | 3,754 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $357,000 | 2,924 |
| Income before extraordinary items | $545,000 | 4,573 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $545,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $545,000 | 4,356 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,156,000 | 3,313 |
| Total interest expense | $658,000 | 3,479 |
| Net interest income | $1,498,000 | 3,171 |
| Provision for loan and lease losses | $92,000 | 2,478 |
| Total noninterest income | $348,000 | 2,922 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $348,000 | 1,905 |
| Total noninterest expense | $1,345,000 | 2,850 |
| Salaries and employee benefits | $802,000 | 2,617 |
| Premises and equipment expense | $266,000 | 2,138 |
| Additional noninterest expense | $277,000 | 3,893 |
| Pre-tax net operating income | $409,000 | 3,979 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $162,000 | 3,089 |
| Income before extraordinary items | $247,000 | 4,755 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $247,000 | 4,755 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,022 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $247,000 | 4,557 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,922,000 | 3,329 |
| Total interest expense | $3,579,000 | 3,033 |
| Net interest income | $5,343,000 | 3,466 |
| Provision for loan and lease losses | $150,000 | 4,907 |
| Total noninterest income | $1,152,000 | 3,158 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,152,000 | 1,988 |
| Total noninterest expense | $5,313,000 | 2,768 |
| Salaries and employee benefits | $3,200,000 | 2,475 |
| Premises and equipment expense | $1,088,000 | 2,018 |
| Additional noninterest expense | $1,025,000 | 4,099 |
| Pre-tax net operating income | $1,032,000 | 5,124 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $399,000 | 3,889 |
| Income before extraordinary items | $633,000 | 5,831 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $633,000 | 5,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 5,309 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $633,000 | 5,700 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,853,000 | 3,357 |
| Total interest expense | $4,467,000 | 3,478 |
| Net interest income | $5,386,000 | 3,232 |
| Provision for loan and lease losses | $103,000 | 5,550 |
| Total noninterest income | $971,000 | 3,416 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $971,000 | 2,083 |
| Total noninterest expense | $4,897,000 | 2,873 |
| Salaries and employee benefits | $2,887,000 | 2,597 |
| Premises and equipment expense | $1,033,000 | 2,066 |
| Additional noninterest expense | $977,000 | 4,141 |
| Pre-tax net operating income | $1,357,000 | 4,119 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $518,000 | 3,271 |
| Income before extraordinary items | $839,000 | 4,758 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $839,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,952 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $839,000 | 4,634 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,300,000 | 3,321 |
| Total interest expense | $4,336,000 | 3,735 |
| Net interest income | $5,964,000 | 2,961 |
| Provision for loan and lease losses | $147,000 | 4,459 |
| Total noninterest income | $901,000 | 3,390 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $901,000 | 1,987 |
| Total noninterest expense | $4,808,000 | 2,819 |
| Salaries and employee benefits | $2,917,000 | 2,452 |
| Premises and equipment expense | $987,000 | 2,087 |
| Additional noninterest expense | $904,000 | 4,319 |
| Pre-tax net operating income | $1,910,000 | 3,443 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $728,000 | 2,705 |
| Income before extraordinary items | $1,182,000 | 3,899 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,182,000 | 3,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,226 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,182,000 | 3,886 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $9,495,000 | 3,381 |
| Total interest expense | $4,190,000 | 3,447 |
| Net interest income | $5,305,000 | 3,277 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,055,000 | 2,967 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,055,000 | 1,796 |
| Total noninterest expense | $4,833,000 | 2,794 |
| Salaries and employee benefits | $2,809,000 | 2,498 |
| Premises and equipment expense | $1,021,000 | 2,006 |
| Additional noninterest expense | $1,003,000 | 4,019 |
| Pre-tax net operating income | $1,527,000 | 4,045 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $575,000 | 3,314 |
| Income before extraordinary items | $952,000 | 4,577 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $952,000 | 4,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 9,667 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $952,000 | 4,534 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 3,385 |
| Total interest expense | $4,190,000 | 3,531 |
| Net interest income | $5,291,000 | 3,229 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $936,000 | 3,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $936,000 | 1,957 |
| Total noninterest expense | $4,437,000 | 2,922 |
| Salaries and employee benefits | $2,579,000 | 2,627 |
| Premises and equipment expense | $919,000 | 2,105 |
| Additional noninterest expense | $939,000 | 4,160 |
| Pre-tax net operating income | $1,790,000 | 3,650 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $675,000 | 3,116 |
| Income before extraordinary items | $1,115,000 | 4,142 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,115,000 | 4,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,115,000 | 4,050 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,222,000 | 3,500 |
| Total interest expense | $4,088,000 | 3,593 |
| Net interest income | $5,134,000 | 3,406 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $1,150,000 | 2,730 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,150,000 | 1,605 |
| Total noninterest expense | $4,328,000 | 2,938 |
| Salaries and employee benefits | $2,511,000 | 2,628 |
| Premises and equipment expense | $859,000 | 2,290 |
| Additional noninterest expense | $958,000 | 4,061 |
| Pre-tax net operating income | $1,956,000 | 3,610 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $740,000 | 3,106 |
| Income before extraordinary items | $1,216,000 | 4,005 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,216,000 | 4,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 10,548 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,216,000 | 3,933 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,139,000 | 3,565 |
| Total interest expense | $4,081,000 | 3,640 |
| Net interest income | $5,058,000 | 3,494 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $1,140,000 | 2,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $1,140,000 | 1,652 |
| Total noninterest expense | $4,884,000 | 2,799 |
| Salaries and employee benefits | $2,213,000 | 3,016 |
| Premises and equipment expense | $826,000 | 2,378 |
| Additional noninterest expense | $1,845,000 | 2,638 |
| Pre-tax net operating income | $1,314,000 | 4,800 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $523,000 | 4,007 |
| Income before extraordinary items | $791,000 | 5,349 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $791,000 | 5,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,612 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $791,000 | 5,289 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,106,000 | 3,579 |
| Total interest expense | $3,811,000 | 3,842 |
| Net interest income | $5,295,000 | 3,346 |
| Provision for loan and lease losses | $42,000 | 6,540 |
| Total noninterest income | $1,044,000 | 2,999 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $1,044,000 | 1,753 |
| Total noninterest expense | $4,082,000 | 3,259 |
| Salaries and employee benefits | $2,168,000 | 3,074 |
| Premises and equipment expense | $804,000 | 2,464 |
| Additional noninterest expense | $1,110,000 | 4,000 |
| Pre-tax net operating income | $2,215,000 | 3,195 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $854,000 | 2,729 |
| Income before extraordinary items | $1,361,000 | 3,536 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,361,000 | 3,534 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,278 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $1,361,000 | 3,516 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,970,000 | 3,744 |
| Total interest expense | $3,231,000 | 3,702 |
| Net interest income | $4,739,000 | 3,739 |
| Provision for loan and lease losses | $608,000 | 1,317 |
| Total noninterest income | $1,048,000 | 3,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,048,000 | 1,783 |
| Total noninterest expense | $3,660,000 | 3,696 |
| Salaries and employee benefits | $1,792,000 | 3,633 |
| Premises and equipment expense | $818,000 | 2,484 |
| Additional noninterest expense | $1,050,000 | 4,521 |
| Pre-tax net operating income | $1,519,000 | 4,368 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $559,000 | 3,721 |
| Income before extraordinary items | $960,000 | 4,670 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $960,000 | 4,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,795 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $960,000 | 4,719 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $7,776,000 | 3,920 |
| Total interest expense | $3,318,000 | 3,771 |
| Net interest income | $4,458,000 | 3,982 |
| Provision for loan and lease losses | $216,000 | 3,743 |
| Total noninterest income | $932,000 | 3,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $932,000 | 2,134 |
| Total noninterest expense | $3,666,000 | 3,762 |
| Salaries and employee benefits | $1,873,000 | 3,482 |
| Premises and equipment expense | $841,000 | 2,432 |
| Additional noninterest expense | $952,000 | 5,135 |
| Pre-tax net operating income | $1,508,000 | 4,305 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $963,000 | 4,821 |
| Extraordinary gains, net | $66,000 | 1,954 |
| Net income | $1,029,000 | 4,723 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 4,894 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $963,000 | 4,588 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $8,817,000 | 3,932 |
| Total interest expense | $4,465,000 | 3,673 |
| Net interest income | $4,352,000 | 4,131 |
| Provision for loan and lease losses | $243,000 | 4,662 |
| Total noninterest income | $836,000 | 3,849 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $836,000 | 2,255 |
| Total noninterest expense | $3,541,000 | 3,891 |
| Salaries and employee benefits | $1,699,000 | 3,769 |
| Premises and equipment expense | $889,000 | 2,328 |
| Additional noninterest expense | $953,000 | 5,258 |
| Pre-tax net operating income | $1,404,000 | 4,301 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $505,000 | 3,974 |
| Income before extraordinary items | $899,000 | 4,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $899,000 | 4,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $233,000 | 3,869 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $899,000 | 4,624 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.