Home > Sunrise Banks > Net charge- offs to loans
Sunrise Banks, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2376% | 452 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0216% | 4,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0239% | 4,216 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4605% | 582 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4072% | 514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4072% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2700% | 322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0060% | 3,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0300% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0330% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6055% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6173% | 380 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6173% | 341 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2120% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0089% | 4,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0445% | 4,398 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0492% | 4,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6727% | 360 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6727% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1963% | 370 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6706% | 365 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6706% | 332 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2026% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,102 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,498 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0025% | 3,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1631% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8230% | 647 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8230% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2021% | 328 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,055 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4982% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4518% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4518% | 928 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2831% | 244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,003 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,408 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0755% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4799% | 899 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4799% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0675% | 655 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 3,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 3,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6606% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6606% | 645 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 1,087 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,257 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 3,457 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0054% | 3,163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 3,507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0012% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7682% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7682% | 500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0622% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0013% | 3,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0073% | 3,231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 3,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6979% | 562 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6979% | 496 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 1,076 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0064% | 3,735 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0109% | 3,311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,760 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0068% | 3,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6372% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6372% | 519 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0606% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0127% | 4,041 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0215% | 3,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 4,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,519 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7504% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7504% | 515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0813% | 1,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0017% | 3,774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 4,190 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0059% | 3,928 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0094% | 3,349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0053% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0244% | 1,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1158% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1158% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0829% | 1,480 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 3,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,198 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,719 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0061% | 3,348 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0803% | 1,318 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0182% | 601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0182% | 539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0786% | 1,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,567 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,737 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0809% | 1,182 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0409% | 659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0409% | 589 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 1,287 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0033% | 3,938 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0196% | 3,909 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2472% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2472% | 563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 605 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0394% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0545% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0582% | 911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9250% | 171 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0437% | 779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0437% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4122% | 405 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 1,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,309 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 838 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0735% | 3,721 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0806% | 655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6560% | 122 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0651% | 706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0651% | 636 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5926% | 255 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0047% | 4,063 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0222% | 4,514 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1109% | 3,798 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4541% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3219% | 543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3219% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0092% | 2,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 4,569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1823% | 4,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8552% | 886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8552% | 795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0343% | 1,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0608% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0025% | 4,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 4,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1878% | 1,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8957% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8957% | 830 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 2,312 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0465% | 1,056 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0811% | 493 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 4,138 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 4,206 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0964% | 4,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7630% | 997 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7630% | 899 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0514% | 1,867 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0715% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1234% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 4,123 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0021% | 4,202 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1433% | 4,781 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7996% | 897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7996% | 801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 1,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1462% | 366 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2497% | 159 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 4,238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 4,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2870% | 5,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7972% | 411 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7972% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0240% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,153 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0029% | 4,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0035% | 4,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1234% | 1,757 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7294% | 216 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7294% | 190 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0490% | 2,453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 4,035 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 4,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3438% | 965 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3689% | 268 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.3689% | 239 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1151% | 1,485 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 4,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0040% | 4,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0049% | 4,544 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8904% | 460 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7056% | 412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7057% | 363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 776 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0008% | 4,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 4,492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8291% | 212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5447% | 508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5447% | 441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0106% | 4,952 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 4,592 |
| Percentage Net Loans Charged-off:Construction & development | -0.0110% | 4,539 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0045% | 4,833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 4,775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 4,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0745% | 4,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0190% | 898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0190% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0248% | 5,086 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 4,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0055% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | -0.0149% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0061% | 4,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 4,697 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 4,750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0880% | 4,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1829% | 650 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1829% | 594 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0225% | 5,113 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0098% | 4,687 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 4,425 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 4,782 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,760 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0050% | 4,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0667% | 4,848 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6934% | 1,158 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6934% | 1,050 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0260% | 5,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0171% | 4,778 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,519 |
| Percentage Net Loans Charged-off:Construction & development | -0.0593% | 5,011 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 4,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 4,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1115% | 5,133 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7491% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7491% | 936 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0181% | 5,155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0280% | 3,664 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 5,048 |
| Percentage Net Loans Charged-off:Construction & development | -0.1849% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0104% | 5,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0473% | 4,243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 5,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2466% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2466% | 229 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0297% | 5,228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0114% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0151% | 5,135 |
| Percentage Net Loans Charged-off:Construction & development | -0.2666% | 5,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0125% | 5,289 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0639% | 4,319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 5,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0133% | 4,419 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9394% | 322 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9394% | 280 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0334% | 5,304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 5,141 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0232% | 5,312 |
| Percentage Net Loans Charged-off:Construction & development | -0.4362% | 5,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0191% | 5,435 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0992% | 4,423 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 5,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 4,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0139% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0139% | 634 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0300% | 5,319 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0362% | 5,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0418% | 5,615 |
| Percentage Net Loans Charged-off:Construction & development | -0.8267% | 5,617 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0144% | 5,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0686% | 4,425 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 5,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0058% | 4,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,382 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0399% | 5,386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 3,824 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0260% | 5,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.4890% | 5,597 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 5,821 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1392% | 2,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1329% | 849 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1401% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3237% | 1,501 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2280% | 2,757 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2280% | 2,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2665% | 803 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0039% | 4,566 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0244% | 5,736 |
| Percentage Net Loans Charged-off:Construction & development | -0.6284% | 5,703 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0411% | 5,851 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1803% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1003% | 844 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1917% | 1,473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0295% | 2,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 2,154 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3240% | 2,001 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3622% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0604% | 5,960 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1010% | 6,185 |
| Percentage Net Loans Charged-off:Construction & development | -0.9744% | 5,806 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0493% | 5,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0566% | 6,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1472% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0866% | 6,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0461% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2368% | 2,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2368% | 2,128 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5355% | 485 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0441% | 5,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0650% | 6,090 |
| Percentage Net Loans Charged-off:Construction & development | -1.0000% | 5,845 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0998% | 6,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2418% | 1,078 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4155% | 354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2160% | 1,078 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2345% | 5,789 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4564% | 6,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4564% | 6,046 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0757% | 310 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1382% | 3,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1893% | 2,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.8664% | 877 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0255% | 2,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4472% | 382 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4329% | 1,292 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4148% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4364% | 1,236 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0245% | 5,178 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1337% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1891% | 2,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0423% | 1,389 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 2,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7123% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4941% | 1,085 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8225% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4257% | 1,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0410% | 5,270 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3874% | 6,329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3874% | 6,272 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0615% | 3,825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1067% | 2,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0658% | 1,190 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2780% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2083% | 330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0725% | 2,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1031% | 5,629 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3737% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.2851% | 759 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7842% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0219% | 6,120 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3072% | 4,965 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4455% | 2,448 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5327% | 1,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1840% | 2,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.2160% | 300 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5987% | 1,529 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4940% | 5,197 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8281% | 1,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0086% | 3,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3458% | 2,858 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3458% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3470% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3987% | 2,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2121% | 2,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7657% | 1,170 |
| Percentage Net Loans Charged-off: Home equity loans | -3.2330% | 5,246 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0566% | 832 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8690% | 1,448 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8690% | 1,326 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4181% | 2,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4764% | 1,906 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3424% | 1,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7876% | 1,145 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8894% | 5,243 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9085% | 981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2308% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2308% | 923 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2946% | 2,486 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3346% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8453% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | -1.0238% | 5,269 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9783% | 861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8822% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9555% | 1,681 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3775% | 2,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0046% | 604 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7997% | 633 |
| Percentage Net Loans Charged-off: Home equity loans | 6.3120% | 107 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5157% | 807 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5540% | 2,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2393% | 3,809 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2282% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1401% | 1,386 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2370% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4713% | 1,733 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3399% | 471 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3717% | 404 |
| Percentage Net Loans Charged-off: Home equity loans | 9.2300% | 65 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9520% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7140% | 2,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3063% | 3,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2877% | 3,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1937% | 1,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3775% | 1,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3910% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2135% | 594 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.1861% | 292 |
| Percentage Net Loans Charged-off: Home equity loans | 15.0399% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4544% | 405 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1033% | 6,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,954 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4535% | 934 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6678% | 712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4232% | 350 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5611% | 158 |
| Percentage Net Loans Charged-off: Home equity loans | 30.7399% | 19 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9497% | 322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0866% | 6,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,362 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,214 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2122% | 1,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2283% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 12.3767% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7028% | 1,672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3671% | 905 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8920% | 704 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.0958% | 640 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6311% | 1,907 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7764% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8881% | 2,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0123% | 1,739 |
| Percentage Net Loans Charged-off:Construction & development | 13.2013% | 349 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4456% | 1,848 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4871% | 691 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4960% | 842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6749% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2510% | 3,491 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3317% | 7,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9140% | 2,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0261% | 1,566 |
| Percentage Net Loans Charged-off:Construction & development | 14.8520% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5063% | 1,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7227% | 513 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0984% | 1,095 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2453% | 968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3672% | 2,877 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7078% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8006% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 28.8306% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1504% | 1,537 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3439% | 1,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3969% | 1,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2235% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5872% | 3,457 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6965% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5143% | 1,737 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6023% | 476 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7139% | 1,668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8583% | 1,380 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0519% | 7,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3156% | 4,723 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 2,636 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8183% | 1,812 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4373% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1322% | 299 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0274% | 1,054 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2447% | 875 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 7,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3942% | 4,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9212% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0965% | 1,281 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6714% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2129% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0618% | 924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2952% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0326% | 7,067 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5435% | 3,366 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4863% | 973 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7708% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8826% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5050% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5534% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9000% | 416 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 6,945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9994% | 2,063 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1276% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9387% | 980 |
| Percentage Net Loans Charged-off:Construction & development | 0.4614% | 2,044 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1358% | 269 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.8865% | 169 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4329% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 3.0978% | 163 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7795% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9758% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2331% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9026% | 708 |
| Percentage Net Loans Charged-off:Construction & development | 0.5289% | 1,405 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5020% | 156 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5316% | 147 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3955% | 170 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5484% | 143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1468% | 703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6635% | 1,062 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8126% | 860 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0118% | 497 |
| Percentage Net Loans Charged-off:Construction & development | 0.6237% | 936 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.9653% | 72 |
| Percentage Net Loans Charged-off: Home equity loans | 4.1531% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9446% | 68 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2974% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0939% | 739 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0790% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2452% | 1,544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1369% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8318% | 195 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9793% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 0.9447% | 454 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4242% | 519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8693% | 135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 6.1334% | 17 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 6.7274% | 16 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4547% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9915% | 1,622 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8536% | 410 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5620% | 290 |
| Percentage Net Loans Charged-off:Construction & development | 1.2651% | 210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4789% | 103 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3262% | 126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4466% | 118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7286% | 597 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2358% | 467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9065% | 368 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8198% | 158 |
| Percentage Net Loans Charged-off:Construction & development | 1.7998% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7012% | 69 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.9802% | 67 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1494% | 63 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2508% | 684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 3,265 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0761% | 2,515 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4558% | 936 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2903% | 8,276 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0751% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0529% | 1,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3949% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0677% | 8,265 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7063% | 6,134 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0579% | 7,329 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2530% | 460 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0516% | 3,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0713% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5341% | 72 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0906% | 8,322 |
| Percentage Net Loans Charged-off: Home equity loans | -0.9125% | 6,128 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1273% | 7,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9733% | 1,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 3,051 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1075% | 928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8178% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1354% | 8,391 |
| Percentage Net Loans Charged-off: Home equity loans | -1.3508% | 6,101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1529% | 7,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4483% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1021% | 8,113 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0689% | 8,335 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2562% | 8,488 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4578% | 6,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2712% | 7,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 1,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1277% | 8,336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2048% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7040% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1636% | 1,001 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4474% | 831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1561% | 5,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3407% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 2,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1703% | 8,394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2767% | 528 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0150% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2214% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0975% | 483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2213% | 4,470 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6564% | 538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0831% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1164% | 494 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1065% | 1,070 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6385% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5926% | 281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1733% | 4,321 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0776% | 2,747 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 809 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2367% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0849% | 7,381 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 2,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2462% | 2,301 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1180% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.9886% | 140 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0406% | 1,313 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0849% | 6,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0618% | 4,422 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4437% | 1,887 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1114% | 5,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0944% | 3,498 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7005% | 1,347 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1695% | 4,782 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 2,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1609% | 749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0026% | 7,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0338% | 7,733 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4141% | 4,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 7,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0478% | 7,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2118% | 5,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 6,308 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0509% | 7,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6417% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 5,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5590% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3792% | 4,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1051% | 5,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2543% | 3,437 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3068% | 1,573 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2798% | 2,389 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0267% | 6,815 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0129% | 9,315 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0988% | 5,521 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 8,403 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 8,335 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 7,360 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0924% | 12,091 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1808% | 7,542 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |