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SunBank, Income and Expense

2015-03-31 (YTD Data)Rank
Total interest income$200,0006,233
Total interest expense$14,0006,182
Net interest income$186,0006,216
Provision for loan and lease losses$90,0001,532
Total noninterest income$1,352,0001,044
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$963,000367
Trading account gains and fees$0152
Additional Noninterest Income$389,0001,807
Total noninterest expense$1,318,0003,167
Salaries and employee benefits$553,0003,778
Premises and equipment expense$226,0002,417
Additional noninterest expense$539,0002,635
Pre-tax net operating income$130,0005,001
Securities gains (losses)$02,027
Applicable income taxes$48,0003,029
Income before extraordinary items$82,0005,289
Extraordinary gains, net$013
Net income$82,0005,292
Minority interest net income$064
Net income of bank and minority interests.$82,0005,293
Net charge-offs$124,000976
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$82,0005,218
2014-12-31 (YTD Data)Rank
Total interest income$698,0006,365
Total interest expense$58,0006,282
Net interest income$640,0006,360
Provision for loan and lease losses$720,0001,103
Total noninterest income$5,555,0001,015
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$4,111,000365
Trading account gains and fees$0180
Additional Noninterest Income$1,444,0001,814
Total noninterest expense$5,223,0003,215
Salaries and employee benefits$2,236,0003,757
Premises and equipment expense$886,0002,471
Additional noninterest expense$2,101,0002,773
Pre-tax net operating income$252,0005,565
Securities gains (losses)$03,259
Applicable income taxes$85,0003,480
Income before extraordinary items$167,0005,743
Extraordinary gains, net$017
Net income$167,0005,743
Minority interest net income$084
Net income of bank and minority interests.$167,0005,744
Net charge-offs$712,0001,146
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$167,0005,706
2014-09-30 (YTD Data)Rank
Total interest income$501,0006,459
Total interest expense$42,0006,374
Net interest income$459,0006,450
Provision for loan and lease losses$535,0001,081
Total noninterest income$4,324,000985
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$3,205,000348
Trading account gains and fees$0174
Additional Noninterest Income$1,119,0001,800
Total noninterest expense$3,968,0003,205
Salaries and employee benefits$1,690,0003,750
Premises and equipment expense$666,0002,495
Additional noninterest expense$1,612,0002,734
Pre-tax net operating income$280,0005,410
Securities gains (losses)$02,980
Applicable income taxes$102,0003,269
Income before extraordinary items$178,0005,639
Extraordinary gains, net$015
Net income$178,0005,638
Minority interest net income$081
Net income of bank and minority interests.$178,0005,639
Net charge-offs$513,0001,136
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$178,0005,597
2014-06-30 (YTD Data)Rank
Total interest income$327,0006,525
Total interest expense$28,0006,439
Net interest income$299,0006,517
Provision for loan and lease losses$300,0001,222
Total noninterest income$2,921,000961
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,133,000344
Trading account gains and fees$0172
Additional Noninterest Income$788,0001,716
Total noninterest expense$2,680,0003,184
Salaries and employee benefits$1,151,0003,715
Premises and equipment expense$447,0002,491
Additional noninterest expense$1,082,0002,707
Pre-tax net operating income$240,0005,150
Securities gains (losses)$02,580
Applicable income taxes$89,0003,101
Income before extraordinary items$151,0005,465
Extraordinary gains, net$020
Net income$151,0005,467
Minority interest net income$080
Net income of bank and minority interests.$151,0005,468
Net charge-offs$314,0001,226
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$151,0005,426
2014-03-31 (YTD Data)Rank
Total interest income$153,0006,613
Total interest expense$14,0006,507
Net interest income$139,0006,606
Provision for loan and lease losses$125,0001,415
Total noninterest income$1,455,000941
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,037,000344
Trading account gains and fees$0147
Additional Noninterest Income$418,0001,599
Total noninterest expense$1,336,0003,220
Salaries and employee benefits$598,0003,650
Premises and equipment expense$226,0002,519
Additional noninterest expense$512,0002,833
Pre-tax net operating income$133,0004,999
Securities gains (losses)$01,715
Applicable income taxes$49,0002,967
Income before extraordinary items$84,0005,337
Extraordinary gains, net$016
Net income$84,0005,338
Minority interest net income$066
Net income of bank and minority interests.$84,0005,338
Net charge-offs$125,0001,231
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$84,0005,297
2013-12-31 (YTD Data)Rank
Total interest income$511,0006,719
Total interest expense$66,0006,591
Net interest income$445,0006,714
Provision for loan and lease losses$600,0001,620
Total noninterest income$5,939,000998
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$4,389,000341
Trading account gains and fees$0184
Additional Noninterest Income$1,550,0001,803
Total noninterest expense$5,659,0003,110
Salaries and employee benefits$2,418,0003,623
Premises and equipment expense$936,0002,383
Additional noninterest expense$2,305,0002,659
Pre-tax net operating income$125,0005,890
Securities gains (losses)$18,0002,386
Applicable income taxes$-1,961,0006,725
Income before extraordinary items$2,104,0002,515
Extraordinary gains, net$029
Net income$2,104,0002,518
Minority interest net income$090
Net income of bank and minority interests.$2,104,0002,518
Net charge-offs$924,0001,354
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$2,086,0002,462
2013-09-30 (YTD Data)Rank
Total interest income$361,0006,809
Total interest expense$53,0006,652
Net interest income$308,0006,806
Provision for loan and lease losses$400,0001,764
Total noninterest income$4,451,0001,021
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,294,000345
Trading account gains and fees$0180
Additional Noninterest Income$1,157,0001,863
Total noninterest expense$4,316,0003,077
Salaries and employee benefits$1,834,0003,622
Premises and equipment expense$720,0002,357
Additional noninterest expense$1,762,0002,604
Pre-tax net operating income$43,0006,170
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$43,0006,214
Extraordinary gains, net$025
Net income$43,0006,215
Minority interest net income$084
Net income of bank and minority interests.$43,0006,215
Net charge-offs$715,0001,274
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$43,0006,161
2013-06-30 (YTD Data)Rank
Total interest income$237,0006,864
Total interest expense$37,0006,693
Net interest income$200,0006,864
Provision for loan and lease losses$160,0002,361
Total noninterest income$2,967,0001,023
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,168,000342
Trading account gains and fees$0157
Additional Noninterest Income$799,0001,860
Total noninterest expense$2,993,0003,003
Salaries and employee benefits$1,255,0003,565
Premises and equipment expense$497,0002,302
Additional noninterest expense$1,241,0002,460
Pre-tax net operating income$14,0006,243
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$14,0006,317
Extraordinary gains, net$022
Net income$14,0006,319
Minority interest net income$082
Net income of bank and minority interests.$14,0006,319
Net charge-offs$352,0001,538
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$14,0006,252
2013-03-31 (YTD Data)Rank
Total interest income$112,0006,945
Total interest expense$19,0006,758
Net interest income$93,0006,944
Provision for loan and lease losses$120,0001,891
Total noninterest income$1,484,0001,030
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,065,000346
Trading account gains and fees$0148
Additional Noninterest Income$419,0001,795
Total noninterest expense$1,526,0002,971
Salaries and employee benefits$654,0003,496
Premises and equipment expense$264,0002,212
Additional noninterest expense$608,0002,512
Pre-tax net operating income$-69,0006,569
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-69,0006,622
Extraordinary gains, net$010
Net income$-69,0006,623
Minority interest net income$076
Net income of bank and minority interests.$-69,0006,623
Net charge-offs$155,0001,552
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$-69,0006,585
2012-12-31 (YTD Data)Rank
Total interest income$470,0007,003
Total interest expense$65,0006,934
Net interest income$405,0006,996
Provision for loan and lease losses$05,905
Total noninterest income$5,396,0001,094
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$4,683,000327
Trading account gains and fees$0166
Additional Noninterest Income$713,0002,864
Total noninterest expense$6,216,0002,958
Salaries and employee benefits$2,766,0003,314
Premises and equipment expense$1,157,0002,011
Additional noninterest expense$2,293,0002,765
Pre-tax net operating income$-415,0006,468
Securities gains (losses)$03,810
Applicable income taxes$-109,0006,713
Income before extraordinary items$-306,0006,513
Extraordinary gains, net$029
Net income$-306,0006,507
Minority interest net income$093
Net income of bank and minority interests.$-306,0006,509
Net charge-offs$755,0002,129
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-306,0006,441
2012-09-30 (YTD Data)Rank
Total interest income$359,0007,110
Total interest expense$46,0007,058
Net interest income$313,0007,100
Provision for loan and lease losses$05,790
Total noninterest income$4,086,0001,075
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$3,506,000333
Trading account gains and fees$0157
Additional Noninterest Income$580,0002,724
Total noninterest expense$4,666,0002,964
Salaries and employee benefits$2,093,0003,318
Premises and equipment expense$874,0002,018
Additional noninterest expense$1,699,0002,816
Pre-tax net operating income$-267,0006,569
Securities gains (losses)$03,575
Applicable income taxes$-102,0006,916
Income before extraordinary items$-165,0006,593
Extraordinary gains, net$020
Net income$-165,0006,591
Minority interest net income$086
Net income of bank and minority interests.$-165,0006,591
Net charge-offs$610,0001,962
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-165,0006,506
2012-06-30 (YTD Data)Rank
Total interest income$232,0007,171
Total interest expense$30,0007,121
Net interest income$202,0007,165
Provision for loan and lease losses$05,619
Total noninterest income$2,451,0001,143
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,291,000339
Trading account gains and fees$0153
Additional Noninterest Income$160,0003,973
Total noninterest expense$3,168,0002,923
Salaries and employee benefits$1,429,0003,270
Premises and equipment expense$596,0001,978
Additional noninterest expense$1,143,0002,802
Pre-tax net operating income$-515,0006,824
Securities gains (losses)$03,178
Applicable income taxes$-295,0007,103
Income before extraordinary items$-220,0006,729
Extraordinary gains, net$019
Net income$-220,0006,729
Minority interest net income$084
Net income of bank and minority interests.$-220,0006,729
Net charge-offs$368,0002,096
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-220,0006,662
2012-03-31 (YTD Data)Rank
Total interest income$114,0007,236
Total interest expense$16,0007,181
Net interest income$98,0007,229
Provision for loan and lease losses$05,254
Total noninterest income$1,474,000989
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,095,000348
Trading account gains and fees$0148
Additional Noninterest Income$379,0001,822
Total noninterest expense$1,590,0002,915
Salaries and employee benefits$724,0003,263
Premises and equipment expense$293,0002,012
Additional noninterest expense$573,0002,759
Pre-tax net operating income$-18,0006,528
Securities gains (losses)$02,210
Applicable income taxes$-44,0007,104
Income before extraordinary items$26,0006,264
Extraordinary gains, net$019
Net income$26,0006,263
Minority interest net income$078
Net income of bank and minority interests.$26,0006,264
Net charge-offs$146,0002,119
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$26,0006,137
2011-12-31 (YTD Data)Rank
Total interest income$412,0007,299
Total interest expense$304,0006,537
Net interest income$108,0007,337
Provision for loan and lease losses$975,0002,452
Total noninterest income$4,896,0001,062
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$4,256,000365
Trading account gains and fees$0146
Additional Noninterest Income$640,0002,760
Total noninterest expense$5,619,0003,217
Salaries and employee benefits$2,451,0003,617
Premises and equipment expense$1,196,0002,070
Additional noninterest expense$1,972,0003,184
Pre-tax net operating income$-1,590,0006,720
Securities gains (losses)$03,838
Applicable income taxes$-525,0007,067
Income before extraordinary items$-1,065,0006,660
Extraordinary gains, net$029
Net income$-1,065,0006,661
Minority interest net income$096
Net income of bank and minority interests.$-1,065,0006,660
Net charge-offs$1,626,0001,772
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-1,065,0006,633
2011-09-30 (YTD Data)Rank
Total interest income$301,0007,376
Total interest expense$286,0006,381
Net interest income$15,0007,427
Provision for loan and lease losses$875,0002,144
Total noninterest income$3,440,0001,121
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$3,101,000375
Trading account gains and fees$0145
Additional Noninterest Income$339,0003,278
Total noninterest expense$4,173,0003,254
Salaries and employee benefits$1,828,0003,631
Premises and equipment expense$897,0002,081
Additional noninterest expense$1,448,0003,242
Pre-tax net operating income$-1,593,0006,939
Securities gains (losses)$03,555
Applicable income taxes$-514,0007,217
Income before extraordinary items$-1,079,0006,882
Extraordinary gains, net$021
Net income$-1,079,0006,884
Minority interest net income$087
Net income of bank and minority interests.$-1,079,0006,883
Net charge-offs$2,107,0001,175
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-1,079,0006,845
2011-06-30 (YTD Data)Rank
Total interest income$183,0007,457
Total interest expense$262,0005,996
Net interest income$-79,0007,511
Provision for loan and lease losses$625,0002,008
Total noninterest income$2,057,0001,205
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,977,000395
Trading account gains and fees$0153
Additional Noninterest Income$80,0004,902
Total noninterest expense$2,781,0003,287
Salaries and employee benefits$1,219,0003,655
Premises and equipment expense$607,0002,078
Additional noninterest expense$955,0003,319
Pre-tax net operating income$-1,428,0007,083
Securities gains (losses)$02,914
Applicable income taxes$-279,0007,258
Income before extraordinary items$-1,149,0007,071
Extraordinary gains, net$015
Net income$-1,149,0007,071
Minority interest net income$089
Net income of bank and minority interests.$-1,149,0007,072
Net charge-offs$833,0001,630
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-1,149,0007,055
2011-03-31 (YTD Data)Rank
Total interest income$104,0007,506
Total interest expense$186,0005,401
Net interest income$-82,0007,572
Provision for loan and lease losses$550,0001,349
Total noninterest income$1,048,0001,172
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$900,000421
Trading account gains and fees$0158
Additional Noninterest Income$148,0002,922
Total noninterest expense$1,413,0003,260
Salaries and employee benefits$602,0003,716
Premises and equipment expense$316,0002,031
Additional noninterest expense$495,0003,213
Pre-tax net operating income$-997,0007,272
Securities gains (losses)$01,772
Applicable income taxes$-254,0007,408
Income before extraordinary items$-743,0007,226
Extraordinary gains, net$09
Net income$-743,0007,226
Minority interest net income$086
Net income of bank and minority interests.$-743,0007,227
Net charge-offs$723,0001,058
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$-743,0007,221
2010-12-31 (YTD Data)Rank
Total interest income$704,0007,497
Total interest expense$1,082,0005,051
Net interest income$-378,0007,653
Provision for loan and lease losses$700,0003,591
Total noninterest income$3,695,0001,339
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,890,000399
Trading account gains and fees$0175
Additional Noninterest Income$-195,0007,273
Total noninterest expense$6,078,0003,071
Salaries and employee benefits$2,570,0003,509
Premises and equipment expense$1,394,0001,847
Additional noninterest expense$2,114,0003,110
Pre-tax net operating income$-3,461,0006,978
Securities gains (losses)$03,793
Applicable income taxes$-948,0007,305
Income before extraordinary items$-2,513,0006,939
Extraordinary gains, net$029
Net income$-2,513,0006,939
Minority interest net income$0111
Net income of bank and minority interests.$-2,513,0006,940
Net charge-offs$2,889,0001,497
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-2,513,0006,918
2010-09-30 (YTD Data)Rank
Total interest income$550,0007,593
Total interest expense$835,0005,140
Net interest income$-285,0007,755
Provision for loan and lease losses$600,0003,239
Total noninterest income$2,643,0001,362
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$2,897,000400
Trading account gains and fees$0165
Additional Noninterest Income$-254,0007,486
Total noninterest expense$4,676,0003,011
Salaries and employee benefits$1,992,0003,448
Premises and equipment expense$1,086,0001,783
Additional noninterest expense$1,598,0003,033
Pre-tax net operating income$-2,918,0007,190
Securities gains (losses)$03,651
Applicable income taxes$-564,0007,388
Income before extraordinary items$-2,354,0007,190
Extraordinary gains, net$023
Net income$-2,354,0007,189
Minority interest net income$0110
Net income of bank and minority interests.$-2,354,0007,190
Net charge-offs$2,719,0001,232
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,354,0007,167
2010-06-30 (YTD Data)Rank
Total interest income$375,0007,657
Total interest expense$554,0005,250
Net interest income$-179,0007,824
Provision for loan and lease losses$600,0002,565
Total noninterest income$1,336,0001,633
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,885,000406
Trading account gains and fees$0152
Additional Noninterest Income$-549,0007,719
Total noninterest expense$3,189,0002,966
Salaries and employee benefits$1,398,0003,345
Premises and equipment expense$728,0001,796
Additional noninterest expense$1,063,0003,032
Pre-tax net operating income$-2,632,0007,370
Securities gains (losses)$03,184
Applicable income taxes$-702,0007,547
Income before extraordinary items$-1,930,0007,321
Extraordinary gains, net$019
Net income$-1,930,0007,321
Minority interest net income$0105
Net income of bank and minority interests.$-1,930,0007,321
Net charge-offs$2,340,0001,006
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-1,930,0007,311
2010-03-31 (YTD Data)Rank
Total interest income$194,0007,748
Total interest expense$255,0005,562
Net interest income$-61,0007,928
Provision for loan and lease losses$450,0001,922
Total noninterest income$1,217,0001,040
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$836,000455
Trading account gains and fees$0175
Additional Noninterest Income$381,0001,552
Total noninterest expense$1,600,0002,978
Salaries and employee benefits$721,0003,309
Premises and equipment expense$364,0001,853
Additional noninterest expense$515,0003,094
Pre-tax net operating income$-894,0007,381
Securities gains (losses)$02,284
Applicable income taxes$-433,0007,692
Income before extraordinary items$-461,0007,228
Extraordinary gains, net$016
Net income$-461,0007,229
Minority interest net income$091
Net income of bank and minority interests.$-461,0007,229
Net charge-offs$1,764,000705
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-461,0007,211
2009-12-31 (YTD Data)Rank
Total interest income$2,732,0006,518
Total interest expense$2,179,0004,219
Net interest income$553,0007,801
Provision for loan and lease losses$10,275,000850
Total noninterest income$4,505,0001,194
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$3,387,000497
Trading account gains and fees$0211
Additional Noninterest Income$1,118,0002,011
Total noninterest expense$6,643,0002,927
Salaries and employee benefits$3,103,0003,071
Premises and equipment expense$1,483,0001,828
Additional noninterest expense$2,057,0003,236
Pre-tax net operating income$-11,860,0007,553
Securities gains (losses)$10,0003,254
Applicable income taxes$-2,941,0007,622
Income before extraordinary items$-8,909,0007,510
Extraordinary gains, net$034
Net income$-8,909,0007,509
Minority interest net income$0115
Net income of bank and minority interests.$-8,909,0007,509
Net charge-offs$7,213,000874
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-8,916,5007,519
2009-09-30 (YTD Data)Rank
Total interest income$2,359,0006,327
Total interest expense$1,913,0003,963
Net interest income$446,0007,854
Provision for loan and lease losses$8,425,000716
Total noninterest income$3,423,0001,192
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,521,000500
Trading account gains and fees$0212
Additional Noninterest Income$902,0001,963
Total noninterest expense$5,023,0002,903
Salaries and employee benefits$2,338,0003,092
Premises and equipment expense$1,121,0001,826
Additional noninterest expense$1,564,0003,178
Pre-tax net operating income$-9,579,0007,727
Securities gains (losses)$03,497
Applicable income taxes$-3,038,0007,817
Income before extraordinary items$-6,541,0007,667
Extraordinary gains, net$027
Net income$-6,541,0007,667
Minority interest net income$0118
Net income of bank and minority interests.$-6,541,0007,667
Net charge-offs$6,253,000700
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-6,541,0007,681
2009-06-30 (YTD Data)Rank
Total interest income$1,617,0006,320
Total interest expense$1,407,0003,832
Net interest income$210,0008,037
Provision for loan and lease losses$4,350,000837
Total noninterest income$2,255,0001,220
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,626,000510
Trading account gains and fees$0193
Additional Noninterest Income$629,0001,932
Total noninterest expense$3,349,0002,921
Salaries and employee benefits$1,570,0003,109
Premises and equipment expense$754,0001,831
Additional noninterest expense$1,025,0003,231
Pre-tax net operating income$-5,234,0007,755
Securities gains (losses)$03,136
Applicable income taxes$-1,589,0007,853
Income before extraordinary items$-3,645,0007,688
Extraordinary gains, net$021
Net income$-3,645,0007,686
Minority interest net income$0112
Net income of bank and minority interests.$-3,645,0007,687
Net charge-offs$2,920,000876
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-3,645,0007,700
2009-03-31 (YTD Data)Rank
Total interest income$823,0006,334
Total interest expense$760,0003,736
Net interest income$63,0008,168
Provision for loan and lease losses$600,0001,587
Total noninterest income$1,066,0001,215
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$741,000543
Trading account gains and fees$0171
Additional Noninterest Income$325,0001,848
Total noninterest expense$1,690,0002,829
Salaries and employee benefits$822,0003,032
Premises and equipment expense$370,0001,905
Additional noninterest expense$498,0003,016
Pre-tax net operating income$-1,161,0007,676
Securities gains (losses)$02,434
Applicable income taxes$-463,0007,884
Income before extraordinary items$-698,0007,581
Extraordinary gains, net$015
Net income$-698,0007,582
Minority interest net income$0102
Net income of bank and minority interests.$-698,0007,582
Net charge-offs$468,0001,406
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-698,0007,566
2008-12-31 (YTD Data)Rank
Total interest income$3,316,0006,422
Total interest expense$1,819,0005,542
Net interest income$1,497,0007,009
Provision for loan and lease losses$2,666,0001,506
Total noninterest income$2,685,0001,722
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,046,000861
Trading account gains and fees$0154
Additional Noninterest Income$639,0002,798
Total noninterest expense$6,323,0002,928
Salaries and employee benefits$3,134,0003,134
Premises and equipment expense$1,417,0001,929
Additional noninterest expense$1,772,0003,172
Pre-tax net operating income$-4,807,0007,788
Securities gains (losses)$03,220
Applicable income taxes$-1,893,0007,901
Income before extraordinary items$-2,914,0007,594
Extraordinary gains, net$039
Net income$-2,914,0007,593
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,729,0001,413
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-2,914,0007,668
2008-09-30 (YTD Data)Rank
Total interest income$2,336,0006,613
Total interest expense$1,106,0006,123
Net interest income$1,230,0006,886
Provision for loan and lease losses$991,0001,835
Total noninterest income$1,775,0001,949
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,334,0001,015
Trading account gains and fees$0148
Additional Noninterest Income$441,0003,011
Total noninterest expense$4,578,0003,003
Salaries and employee benefits$2,248,0003,288
Premises and equipment expense$1,048,0001,948
Additional noninterest expense$1,282,0003,198
Pre-tax net operating income$-2,564,0007,950
Securities gains (losses)$03,106
Applicable income taxes$-1,012,0008,049
Income before extraordinary items$-1,552,0007,720
Extraordinary gains, net$031
Net income$-1,552,0007,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$364,0002,332
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,552,0007,815
2008-06-30 (YTD Data)Rank
Total interest income$1,411,0006,880
Total interest expense$678,0006,423
Net interest income$733,0007,123
Provision for loan and lease losses$826,0001,384
Total noninterest income$982,0002,261
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$725,0001,228
Trading account gains and fees$0149
Additional Noninterest Income$257,0003,306
Total noninterest expense$2,802,0003,270
Salaries and employee benefits$1,394,0003,523
Premises and equipment expense$623,0002,167
Additional noninterest expense$785,0003,413
Pre-tax net operating income$-1,913,0008,148
Securities gains (losses)$03,233
Applicable income taxes$-755,0008,234
Income before extraordinary items$-1,158,0008,054
Extraordinary gains, net$021
Net income$-1,158,0008,054
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$190,0002,288
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$-1,158,0008,042
2008-03-31 (YTD Data)Rank
Total interest income$660,0007,098
Total interest expense$347,0006,537
Net interest income$313,0007,436
Provision for loan and lease losses$143,0002,245
Total noninterest income$394,0002,628
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$280,0001,567
Trading account gains and fees$0158
Additional Noninterest Income$114,0003,537
Total noninterest expense$1,250,0003,583
Salaries and employee benefits$615,0003,896
Premises and equipment expense$254,0002,636
Additional noninterest expense$381,0003,439
Pre-tax net operating income$-686,0008,189
Securities gains (losses)$02,688
Applicable income taxes$-267,0008,297
Income before extraordinary items$-419,0008,092
Extraordinary gains, net$015
Net income$-419,0008,091
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$67,0002,177
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-419,0008,072
2007-12-31 (YTD Data)Rank
Total interest income$796,0008,286
Total interest expense$262,0008,249
Net interest income$534,0008,255
Provision for loan and lease losses$306,0003,150
Total noninterest income$273,0006,215
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$197,0004,932
Trading account gains and fees$0178
Additional Noninterest Income$76,0006,595
Total noninterest expense$1,868,0006,387
Salaries and employee benefits$897,0006,711
Premises and equipment expense$423,0004,853
Additional noninterest expense$548,0006,366
Pre-tax net operating income$-1,367,0008,158
Securities gains (losses)$02,146
Applicable income taxes$-533,0008,321
Income before extraordinary items$-834,0008,050
Extraordinary gains, net$039
Net income$-834,0008,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,454
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$10,000,000186
Net operating income$-834,0008,040
2007-09-30 (YTD Data)Rank
Total interest income$341,0008,457
Total interest expense$56,0008,449
Net interest income$285,0008,410
Provision for loan and lease losses$150,0003,464
Total noninterest income$31,0008,144
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$21,0007,079
Trading account gains and fees$0184
Additional Noninterest Income$10,0008,023
Total noninterest expense$691,0007,745
Salaries and employee benefits$312,0007,992
Premises and equipment expense$170,0006,467
Additional noninterest expense$209,0007,627
Pre-tax net operating income$-525,0008,091
Securities gains (losses)$01,655
Applicable income taxes$-205,0008,319
Income before extraordinary items$-320,0008,018
Extraordinary gains, net$033
Net income$-320,0008,014
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$10,000,000137
Net operating income$-320,0008,002
2007-06-30 (YTD Data)Rank
Total interest income$64,0008,596
Total interest expense$08,596
Net interest income$64,0008,584
Provision for loan and lease losses$80,0003,654
Total noninterest income$08,515
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$07,560
Trading account gains and fees$0168
Additional Noninterest Income$08,426
Total noninterest expense$99,0008,581
Salaries and employee benefits$37,0008,576
Premises and equipment expense$43,0007,927
Additional noninterest expense$19,0008,593
Pre-tax net operating income$-115,0007,999
Securities gains (losses)$01,444
Applicable income taxes$-45,0008,275
Income before extraordinary items$-70,0007,943
Extraordinary gains, net$029
Net income$-70,0007,942
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$10,000,00098
Net operating income$-70,0007,936

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.