Home > Sun Capital Bank > Income and Expense
Sun Capital Bank, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,590,000 | 4,814 |
| Total interest expense | $2,220,000 | 6,009 |
| Net interest income | $4,370,000 | 3,984 |
| Provision for loan and lease losses | $105,000 | 4,971 |
| Total noninterest income | $1,581,000 | 2,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $323,000 | 3,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,258,000 | 1,545 |
| Total noninterest expense | $3,113,000 | 4,194 |
| Salaries and employee benefits | $1,662,000 | 3,929 |
| Premises and equipment expense | $469,000 | 3,981 |
| Additional noninterest expense | $982,000 | 4,467 |
| Pre-tax net operating income | $2,733,000 | 2,561 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,011,000 | 2,329 |
| Income before extraordinary items | $1,722,000 | 2,822 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,722,000 | 2,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,609 |
| Cash dividends | $253,000 | 4,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,722,000 | 2,783 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 5,349 |
| Total interest expense | $1,988,000 | 6,493 |
| Net interest income | $3,813,000 | 4,491 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $1,094,000 | 2,904 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $309,000 | 4,187 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $785,000 | 2,135 |
| Total noninterest expense | $2,677,000 | 4,702 |
| Salaries and employee benefits | $1,414,000 | 4,525 |
| Premises and equipment expense | $409,000 | 4,452 |
| Additional noninterest expense | $854,000 | 4,973 |
| Pre-tax net operating income | $2,130,000 | 3,301 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $751,000 | 3,040 |
| Income before extraordinary items | $1,379,000 | 3,509 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,379,000 | 3,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,894 |
| Cash dividends | $214,000 | 5,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,379,000 | 3,488 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,460,000 | 6,180 |
| Total interest expense | $1,082,000 | 8,349 |
| Net interest income | $3,378,000 | 5,092 |
| Provision for loan and lease losses | $20,000 | 7,754 |
| Total noninterest income | $947,000 | 3,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $275,000 | 4,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 2,395 |
| Total noninterest expense | $2,630,000 | 4,934 |
| Salaries and employee benefits | $1,487,000 | 4,303 |
| Premises and equipment expense | $427,000 | 4,344 |
| Additional noninterest expense | $716,000 | 6,204 |
| Pre-tax net operating income | $1,675,000 | 4,008 |
| Securities gains (losses) | $-8,000 | 9,681 |
| Applicable income taxes | $547,000 | 3,785 |
| Income before extraordinary items | $1,120,000 | 4,114 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,120,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $177,000 | 5,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,125,360 | 4,128 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,011,000 | 8,322 |
| Total interest expense | $779,000 | 10,156 |
| Net interest income | $2,232,000 | 7,085 |
| Provision for loan and lease losses | $4,000 | 10,179 |
| Total noninterest income | $791,000 | 4,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $565,000 | 3,001 |
| Total noninterest expense | $2,140,000 | 6,004 |
| Salaries and employee benefits | $1,158,000 | 5,397 |
| Premises and equipment expense | $305,000 | 5,763 |
| Additional noninterest expense | $677,000 | 6,728 |
| Pre-tax net operating income | $879,000 | 6,428 |
| Securities gains (losses) | $11,000 | 5,374 |
| Applicable income taxes | $281,000 | 6,325 |
| Income before extraordinary items | $609,000 | 6,710 |
| Extraordinary gains, net | $120,000 | 1,422 |
| Net income | $729,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 8,470 |
| Cash dividends | $183,000 | 5,660 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 463 |
| Net operating income | $601,520 | 6,528 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,538,000 | 9,842 |
| Total interest expense | $853,000 | 11,079 |
| Net interest income | $1,685,000 | 8,698 |
| Provision for loan and lease losses | $205,000 | 5,142 |
| Total noninterest income | $710,000 | 4,359 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,714 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 3,216 |
| Total noninterest expense | $1,780,000 | 7,016 |
| Salaries and employee benefits | $971,000 | 6,192 |
| Premises and equipment expense | $266,000 | 6,505 |
| Additional noninterest expense | $543,000 | 8,049 |
| Pre-tax net operating income | $410,000 | 9,151 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $101,000 | 9,893 |
| Income before extraordinary items | $314,000 | 9,109 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $314,000 | 9,256 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 8,849 |
| Cash dividends | $30,000 | 8,198 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $310,200 | 8,802 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.