Home > Summit Bank > Income and Expense
Summit Bank, Income and Expense
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,088,000 | 1,396 |
| Total interest expense | $1,700,000 | 1,653 |
| Net interest income | $9,388,000 | 1,331 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $2,981,000 | 969 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $171,000 | 2,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,810,000 | 740 |
| Total noninterest expense | $6,068,000 | 1,637 |
| Salaries and employee benefits | $4,299,000 | 1,369 |
| Premises and equipment expense | $345,000 | 2,579 |
| Additional noninterest expense | $1,424,000 | 2,037 |
| Pre-tax net operating income | $6,301,000 | 862 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,472,000 | 703 |
| Income before extraordinary items | $4,829,000 | 950 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,829,000 | 950 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,829,000 | 950 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $36,000 | 465 |
| Net operating income | $4,829,000 | 931 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,773,000 | 1,342 |
| Total interest expense | $830,000 | 1,626 |
| Net interest income | $4,943,000 | 1,283 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $1,702,000 | 866 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $99,000 | 2,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,603,000 | 658 |
| Total noninterest expense | $3,373,000 | 1,502 |
| Salaries and employee benefits | $2,335,000 | 1,277 |
| Premises and equipment expense | $172,000 | 2,613 |
| Additional noninterest expense | $866,000 | 1,698 |
| Pre-tax net operating income | $3,272,000 | 825 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $798,000 | 643 |
| Income before extraordinary items | $2,474,000 | 921 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,474,000 | 919 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $2,474,000 | 920 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 415 |
| Net operating income | $2,474,000 | 904 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $18,538,000 | 1,544 |
| Total interest expense | $2,520,000 | 1,637 |
| Net interest income | $16,018,000 | 1,501 |
| Provision for loan and lease losses | $630,000 | 1,236 |
| Total noninterest income | $4,186,000 | 1,231 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $320,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,866,000 | 939 |
| Total noninterest expense | $10,262,000 | 1,865 |
| Salaries and employee benefits | $7,220,000 | 1,559 |
| Premises and equipment expense | $788,000 | 2,385 |
| Additional noninterest expense | $2,254,000 | 2,403 |
| Pre-tax net operating income | $9,312,000 | 1,097 |
| Securities gains (losses) | $-10,000 | 4,411 |
| Applicable income taxes | $2,230,000 | 815 |
| Income before extraordinary items | $7,072,000 | 1,204 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,072,000 | 1,203 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,072,000 | 1,203 |
| Net charge-offs | $128,000 | 1,971 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $88,000 | 501 |
| Net operating income | $7,079,900 | 1,201 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $13,470,000 | 1,574 |
| Total interest expense | $1,651,000 | 1,734 |
| Net interest income | $11,819,000 | 1,520 |
| Provision for loan and lease losses | $630,000 | 946 |
| Total noninterest income | $2,794,000 | 1,344 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $245,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,549,000 | 1,049 |
| Total noninterest expense | $7,626,000 | 1,872 |
| Salaries and employee benefits | $5,347,000 | 1,567 |
| Premises and equipment expense | $616,000 | 2,343 |
| Additional noninterest expense | $1,663,000 | 2,416 |
| Pre-tax net operating income | $6,357,000 | 1,183 |
| Securities gains (losses) | $-10,000 | 4,769 |
| Applicable income taxes | $1,512,000 | 880 |
| Income before extraordinary items | $4,835,000 | 1,309 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,835,000 | 1,308 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,835,000 | 1,308 |
| Net charge-offs | $184,000 | 1,307 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $66,000 | 470 |
| Net operating income | $4,842,900 | 1,297 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,733,000 | 1,594 |
| Total interest expense | $1,036,000 | 1,732 |
| Net interest income | $7,697,000 | 1,552 |
| Provision for loan and lease losses | $480,000 | 846 |
| Total noninterest income | $1,796,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $170,000 | 2,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,626,000 | 1,095 |
| Total noninterest expense | $4,923,000 | 1,947 |
| Salaries and employee benefits | $3,488,000 | 1,627 |
| Premises and equipment expense | $417,000 | 2,343 |
| Additional noninterest expense | $1,018,000 | 2,580 |
| Pre-tax net operating income | $4,090,000 | 1,203 |
| Securities gains (losses) | $-10,000 | 4,991 |
| Applicable income taxes | $970,000 | 901 |
| Income before extraordinary items | $3,110,000 | 1,326 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,110,000 | 1,325 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,110,000 | 1,325 |
| Net charge-offs | $137,000 | 1,126 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $41,000 | 462 |
| Net operating income | $3,117,900 | 1,311 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,139,000 | 1,662 |
| Total interest expense | $438,000 | 1,899 |
| Net interest income | $3,701,000 | 1,608 |
| Provision for loan and lease losses | $400,000 | 550 |
| Total noninterest income | $837,000 | 1,441 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $98,000 | 2,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $739,000 | 1,152 |
| Total noninterest expense | $2,366,000 | 2,012 |
| Salaries and employee benefits | $1,764,000 | 1,625 |
| Premises and equipment expense | $217,000 | 2,317 |
| Additional noninterest expense | $385,000 | 3,147 |
| Pre-tax net operating income | $1,772,000 | 1,311 |
| Securities gains (losses) | $6,000 | 514 |
| Applicable income taxes | $419,000 | 977 |
| Income before extraordinary items | $1,359,000 | 1,438 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,359,000 | 1,437 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,359,000 | 1,438 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $20,000 | 428 |
| Net operating income | $1,354,260 | 1,429 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,234,000 | 1,857 |
| Total interest expense | $1,307,000 | 2,129 |
| Net interest income | $12,927,000 | 1,789 |
| Provision for loan and lease losses | $681,000 | 1,169 |
| Total noninterest income | $3,041,000 | 1,570 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $452,000 | 2,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,589,000 | 1,296 |
| Total noninterest expense | $9,842,000 | 1,938 |
| Salaries and employee benefits | $6,601,000 | 1,677 |
| Premises and equipment expense | $901,000 | 2,254 |
| Additional noninterest expense | $2,340,000 | 2,359 |
| Pre-tax net operating income | $5,445,000 | 1,595 |
| Securities gains (losses) | $85,000 | 684 |
| Applicable income taxes | $2,462,000 | 1,117 |
| Income before extraordinary items | $3,068,000 | 1,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,068,000 | 1,988 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,068,000 | 1,990 |
| Net charge-offs | $-1,000 | 4,501 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $30,000 | 613 |
| Net operating income | $3,013,600 | 2,016 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,342,000 | 1,902 |
| Total interest expense | $940,000 | 2,170 |
| Net interest income | $9,402,000 | 1,850 |
| Provision for loan and lease losses | $370,000 | 1,427 |
| Total noninterest income | $2,351,000 | 1,544 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $415,000 | 1,895 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,936,000 | 1,310 |
| Total noninterest expense | $7,319,000 | 1,941 |
| Salaries and employee benefits | $4,838,000 | 1,712 |
| Premises and equipment expense | $667,000 | 2,289 |
| Additional noninterest expense | $1,814,000 | 2,311 |
| Pre-tax net operating income | $4,064,000 | 1,623 |
| Securities gains (losses) | $63,000 | 779 |
| Applicable income taxes | $1,333,000 | 1,216 |
| Income before extraordinary items | $2,794,000 | 1,836 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,794,000 | 1,836 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,794,000 | 1,836 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 598 |
| Net operating income | $2,751,160 | 1,836 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,586,000 | 1,947 |
| Total interest expense | $615,000 | 2,170 |
| Net interest income | $5,971,000 | 1,910 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $1,486,000 | 1,613 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $280,000 | 1,868 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,206,000 | 1,370 |
| Total noninterest expense | $4,920,000 | 1,932 |
| Salaries and employee benefits | $3,203,000 | 1,724 |
| Premises and equipment expense | $448,000 | 2,285 |
| Additional noninterest expense | $1,269,000 | 2,220 |
| Pre-tax net operating income | $2,417,000 | 1,760 |
| Securities gains (losses) | $63,000 | 572 |
| Applicable income taxes | $787,000 | 1,284 |
| Income before extraordinary items | $1,693,000 | 1,962 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,693,000 | 1,962 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,693,000 | 1,962 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $9,000 | 600 |
| Net operating income | $1,650,160 | 1,973 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 2,021 |
| Total interest expense | $289,000 | 2,238 |
| Net interest income | $2,860,000 | 1,983 |
| Provision for loan and lease losses | $50,000 | 2,060 |
| Total noninterest income | $809,000 | 1,500 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $137,000 | 1,904 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 1,265 |
| Total noninterest expense | $2,528,000 | 1,910 |
| Salaries and employee benefits | $1,622,000 | 1,730 |
| Premises and equipment expense | $222,000 | 2,340 |
| Additional noninterest expense | $684,000 | 2,082 |
| Pre-tax net operating income | $1,091,000 | 1,857 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $337,000 | 1,398 |
| Income before extraordinary items | $754,000 | 2,080 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $754,000 | 2,081 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $754,000 | 2,081 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $5,000 | 569 |
| Net operating income | $754,000 | 2,053 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $12,286,000 | 2,030 |
| Total interest expense | $862,000 | 2,677 |
| Net interest income | $11,424,000 | 1,948 |
| Provision for loan and lease losses | $160,000 | 2,678 |
| Total noninterest income | $3,189,000 | 1,581 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $562,000 | 1,904 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $2,627,000 | 1,324 |
| Total noninterest expense | $9,677,000 | 1,960 |
| Salaries and employee benefits | $6,238,000 | 1,724 |
| Premises and equipment expense | $839,000 | 2,412 |
| Additional noninterest expense | $2,600,000 | 2,232 |
| Pre-tax net operating income | $4,776,000 | 1,683 |
| Securities gains (losses) | $19,000 | 2,394 |
| Applicable income taxes | $1,504,000 | 1,260 |
| Income before extraordinary items | $3,291,000 | 1,939 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,291,000 | 1,938 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,291,000 | 1,938 |
| Net charge-offs | $-162,000 | 5,629 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 665 |
| Net operating income | $3,277,890 | 1,905 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $9,333,000 | 2,017 |
| Total interest expense | $642,000 | 2,687 |
| Net interest income | $8,691,000 | 1,926 |
| Provision for loan and lease losses | $160,000 | 2,288 |
| Total noninterest income | $2,490,000 | 1,525 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $419,000 | 1,912 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,071,000 | 1,284 |
| Total noninterest expense | $7,398,000 | 1,930 |
| Salaries and employee benefits | $4,704,000 | 1,717 |
| Premises and equipment expense | $634,000 | 2,408 |
| Additional noninterest expense | $2,060,000 | 2,126 |
| Pre-tax net operating income | $3,623,000 | 1,682 |
| Securities gains (losses) | $-19,000 | 5,830 |
| Applicable income taxes | $1,130,000 | 1,300 |
| Income before extraordinary items | $2,474,000 | 1,970 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,474,000 | 1,970 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,474,000 | 1,970 |
| Net charge-offs | $-54,000 | 5,398 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 631 |
| Net operating income | $2,487,110 | 1,902 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,001,000 | 2,082 |
| Total interest expense | $430,000 | 2,694 |
| Net interest income | $5,571,000 | 2,004 |
| Provision for loan and lease losses | $60,000 | 2,701 |
| Total noninterest income | $1,225,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $275,000 | 1,908 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $950,000 | 1,611 |
| Total noninterest expense | $4,819,000 | 1,981 |
| Salaries and employee benefits | $3,095,000 | 1,734 |
| Premises and equipment expense | $419,000 | 2,426 |
| Additional noninterest expense | $1,305,000 | 2,234 |
| Pre-tax net operating income | $1,917,000 | 2,007 |
| Securities gains (losses) | $-21,000 | 5,928 |
| Applicable income taxes | $567,000 | 1,545 |
| Income before extraordinary items | $1,329,000 | 2,322 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,329,000 | 2,321 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,329,000 | 2,321 |
| Net charge-offs | $-49,000 | 5,503 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 621 |
| Net operating income | $1,343,700 | 2,239 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,905,000 | 2,142 |
| Total interest expense | $212,000 | 2,733 |
| Net interest income | $2,693,000 | 2,062 |
| Provision for loan and lease losses | $60,000 | 1,948 |
| Total noninterest income | $867,000 | 1,442 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $134,000 | 1,942 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $733,000 | 1,168 |
| Total noninterest expense | $2,480,000 | 1,933 |
| Salaries and employee benefits | $1,544,000 | 1,741 |
| Premises and equipment expense | $214,000 | 2,428 |
| Additional noninterest expense | $722,000 | 2,028 |
| Pre-tax net operating income | $1,020,000 | 1,892 |
| Securities gains (losses) | $-53,000 | 6,065 |
| Applicable income taxes | $334,000 | 1,384 |
| Income before extraordinary items | $633,000 | 2,364 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $633,000 | 2,364 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $633,000 | 2,364 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 596 |
| Net operating income | $667,450 | 2,224 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $13,886,000 | 1,781 |
| Total interest expense | $1,032,000 | 2,368 |
| Net interest income | $12,854,000 | 1,705 |
| Provision for loan and lease losses | $545,000 | 1,270 |
| Total noninterest income | $6,610,000 | 930 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $441,000 | 2,347 |
| Trading account gains and fees | $73,000 | 119 |
| Additional Noninterest Income | $6,096,000 | 699 |
| Total noninterest expense | $15,100,000 | 1,308 |
| Salaries and employee benefits | $5,852,000 | 1,780 |
| Premises and equipment expense | $849,000 | 2,442 |
| Additional noninterest expense | $8,399,000 | 783 |
| Pre-tax net operating income | $3,819,000 | 1,939 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,116,000 | 1,496 |
| Income before extraordinary items | $2,703,000 | 2,209 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,703,000 | 2,209 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,703,000 | 2,210 |
| Net charge-offs | $155,000 | 2,222 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 706 |
| Net operating income | $2,703,000 | 2,164 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,837,000 | 1,886 |
| Total interest expense | $770,000 | 2,402 |
| Net interest income | $9,067,000 | 1,830 |
| Provision for loan and lease losses | $138,000 | 2,345 |
| Total noninterest income | $3,156,000 | 1,283 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $324,000 | 2,393 |
| Trading account gains and fees | $107,000 | 113 |
| Additional Noninterest Income | $2,725,000 | 1,043 |
| Total noninterest expense | $8,938,000 | 1,623 |
| Salaries and employee benefits | $4,392,000 | 1,785 |
| Premises and equipment expense | $635,000 | 2,478 |
| Additional noninterest expense | $3,911,000 | 1,232 |
| Pre-tax net operating income | $3,147,000 | 1,832 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $1,075,000 | 1,303 |
| Income before extraordinary items | $2,072,000 | 2,198 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,072,000 | 2,200 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,072,000 | 2,199 |
| Net charge-offs | $48,000 | 2,807 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 668 |
| Net operating income | $2,072,000 | 2,155 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 1,905 |
| Total interest expense | $506,000 | 2,445 |
| Net interest income | $5,974,000 | 1,846 |
| Provision for loan and lease losses | $100,000 | 2,201 |
| Total noninterest income | $2,025,000 | 1,315 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $211,000 | 2,401 |
| Trading account gains and fees | $101,000 | 114 |
| Additional Noninterest Income | $1,713,000 | 1,087 |
| Total noninterest expense | $5,871,000 | 1,651 |
| Salaries and employee benefits | $2,949,000 | 1,788 |
| Premises and equipment expense | $418,000 | 2,512 |
| Additional noninterest expense | $2,504,000 | 1,263 |
| Pre-tax net operating income | $2,028,000 | 1,882 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $690,000 | 1,338 |
| Income before extraordinary items | $1,338,000 | 2,239 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,338,000 | 2,241 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,338,000 | 2,241 |
| Net charge-offs | $10,000 | 3,259 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 631 |
| Net operating income | $1,338,000 | 2,188 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 1,962 |
| Total interest expense | $250,000 | 2,480 |
| Net interest income | $2,886,000 | 1,901 |
| Provision for loan and lease losses | $50,000 | 2,062 |
| Total noninterest income | $1,168,000 | 1,158 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $101,000 | 2,456 |
| Trading account gains and fees | $70,000 | 109 |
| Additional Noninterest Income | $997,000 | 927 |
| Total noninterest expense | $3,054,000 | 1,589 |
| Salaries and employee benefits | $1,488,000 | 1,786 |
| Premises and equipment expense | $205,000 | 2,599 |
| Additional noninterest expense | $1,361,000 | 1,165 |
| Pre-tax net operating income | $950,000 | 1,942 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $320,000 | 1,376 |
| Income before extraordinary items | $630,000 | 2,311 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $630,000 | 2,312 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $630,000 | 2,312 |
| Net charge-offs | $10,000 | 2,483 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 586 |
| Net operating income | $630,000 | 2,243 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 2,205 |
| Total interest expense | $920,000 | 2,740 |
| Net interest income | $10,004,000 | 2,126 |
| Provision for loan and lease losses | $250,000 | 2,195 |
| Total noninterest income | $2,697,000 | 1,698 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $364,000 | 2,867 |
| Trading account gains and fees | $94,000 | 134 |
| Additional Noninterest Income | $2,239,000 | 1,347 |
| Total noninterest expense | $8,870,000 | 2,127 |
| Salaries and employee benefits | $5,140,000 | 1,990 |
| Premises and equipment expense | $632,000 | 3,113 |
| Additional noninterest expense | $3,098,000 | 1,984 |
| Pre-tax net operating income | $3,581,000 | 1,992 |
| Securities gains (losses) | $99,000 | 1,261 |
| Applicable income taxes | $1,013,000 | 1,527 |
| Income before extraordinary items | $2,667,000 | 2,202 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,667,000 | 2,201 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,667,000 | 2,201 |
| Net charge-offs | $22,000 | 4,242 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 725 |
| Net operating income | $2,595,720 | 2,196 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,171,000 | 2,222 |
| Total interest expense | $669,000 | 2,854 |
| Net interest income | $7,502,000 | 2,143 |
| Provision for loan and lease losses | $200,000 | 2,067 |
| Total noninterest income | $2,083,000 | 1,667 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $268,000 | 2,938 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,815,000 | 1,272 |
| Total noninterest expense | $6,553,000 | 2,161 |
| Salaries and employee benefits | $3,675,000 | 2,094 |
| Premises and equipment expense | $475,000 | 3,152 |
| Additional noninterest expense | $2,403,000 | 1,917 |
| Pre-tax net operating income | $2,832,000 | 1,947 |
| Securities gains (losses) | $180,000 | 678 |
| Applicable income taxes | $1,036,000 | 1,279 |
| Income before extraordinary items | $1,976,000 | 2,238 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,976,000 | 2,238 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,976,000 | 2,237 |
| Net charge-offs | $-1,000 | 5,188 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $18,000 | 692 |
| Net operating income | $1,857,200 | 2,289 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,277,000 | 2,282 |
| Total interest expense | $448,000 | 2,876 |
| Net interest income | $4,829,000 | 2,189 |
| Provision for loan and lease losses | $100,000 | 2,327 |
| Total noninterest income | $1,031,000 | 2,048 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $168,000 | 3,015 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $863,000 | 1,608 |
| Total noninterest expense | $3,931,000 | 2,361 |
| Salaries and employee benefits | $2,414,000 | 2,129 |
| Premises and equipment expense | $310,000 | 3,224 |
| Additional noninterest expense | $1,207,000 | 2,473 |
| Pre-tax net operating income | $1,829,000 | 1,949 |
| Securities gains (losses) | $58,000 | 1,091 |
| Applicable income taxes | $647,000 | 1,315 |
| Income before extraordinary items | $1,240,000 | 2,287 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,240,000 | 2,290 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,240,000 | 2,290 |
| Net charge-offs | $-4,000 | 5,382 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 643 |
| Net operating income | $1,201,720 | 2,291 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,646,000 | 2,278 |
| Total interest expense | $227,000 | 2,876 |
| Net interest income | $2,419,000 | 2,186 |
| Provision for loan and lease losses | $50,000 | 2,211 |
| Total noninterest income | $519,000 | 1,978 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $81,000 | 3,056 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $438,000 | 1,541 |
| Total noninterest expense | $1,944,000 | 2,395 |
| Salaries and employee benefits | $1,172,000 | 2,199 |
| Premises and equipment expense | $148,000 | 3,376 |
| Additional noninterest expense | $624,000 | 2,397 |
| Pre-tax net operating income | $944,000 | 1,852 |
| Securities gains (losses) | $11,000 | 1,130 |
| Applicable income taxes | $328,000 | 1,258 |
| Income before extraordinary items | $627,000 | 2,206 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $627,000 | 2,208 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $627,000 | 2,208 |
| Net charge-offs | $-7,000 | 5,595 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 626 |
| Net operating income | $619,740 | 2,185 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,285,000 | 2,362 |
| Total interest expense | $745,000 | 3,611 |
| Net interest income | $9,540,000 | 2,188 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $3,474,000 | 1,460 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $338,000 | 3,149 |
| Trading account gains and fees | $41,000 | 161 |
| Additional Noninterest Income | $3,095,000 | 1,129 |
| Total noninterest expense | $9,130,000 | 2,074 |
| Salaries and employee benefits | $4,784,000 | 2,136 |
| Premises and equipment expense | $725,000 | 2,897 |
| Additional noninterest expense | $3,621,000 | 1,752 |
| Pre-tax net operating income | $3,484,000 | 1,912 |
| Securities gains (losses) | $144,000 | 1,093 |
| Applicable income taxes | $1,178,000 | 1,321 |
| Income before extraordinary items | $2,450,000 | 2,228 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,450,000 | 2,231 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,450,000 | 2,231 |
| Net charge-offs | $3,000 | 5,320 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $7,523,000 | 61 |
| Net operating income | $2,352,080 | 2,259 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,687,000 | 2,380 |
| Total interest expense | $523,000 | 3,835 |
| Net interest income | $7,164,000 | 2,187 |
| Provision for loan and lease losses | $250,000 | 2,282 |
| Total noninterest income | $2,193,000 | 1,672 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $258,000 | 3,144 |
| Trading account gains and fees | $41,000 | 151 |
| Additional Noninterest Income | $1,894,000 | 1,323 |
| Total noninterest expense | $6,575,000 | 2,145 |
| Salaries and employee benefits | $3,437,000 | 2,221 |
| Premises and equipment expense | $530,000 | 2,978 |
| Additional noninterest expense | $2,608,000 | 1,820 |
| Pre-tax net operating income | $2,532,000 | 2,031 |
| Securities gains (losses) | $152,000 | 959 |
| Applicable income taxes | $881,000 | 1,363 |
| Income before extraordinary items | $1,803,000 | 2,313 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,803,000 | 2,318 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,803,000 | 2,318 |
| Net charge-offs | $3,000 | 5,003 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $7,520,000 | 37 |
| Net operating income | $1,701,160 | 2,344 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,755,000 | 2,554 |
| Total interest expense | $343,000 | 3,939 |
| Net interest income | $4,412,000 | 2,374 |
| Provision for loan and lease losses | $160,000 | 2,361 |
| Total noninterest income | $1,211,000 | 1,962 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $176,000 | 3,057 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,035,000 | 1,543 |
| Total noninterest expense | $3,851,000 | 2,423 |
| Salaries and employee benefits | $2,308,000 | 2,209 |
| Premises and equipment expense | $344,000 | 3,032 |
| Additional noninterest expense | $1,199,000 | 2,541 |
| Pre-tax net operating income | $1,612,000 | 2,082 |
| Securities gains (losses) | $151,000 | 870 |
| Applicable income taxes | $568,000 | 1,405 |
| Income before extraordinary items | $1,195,000 | 2,298 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,195,000 | 2,307 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,195,000 | 2,305 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $7,513,000 | 23 |
| Net operating income | $1,092,320 | 2,360 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,304,000 | 2,647 |
| Total interest expense | $175,000 | 3,984 |
| Net interest income | $2,129,000 | 2,468 |
| Provision for loan and lease losses | $80,000 | 2,309 |
| Total noninterest income | $547,000 | 2,087 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $87,000 | 3,070 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $460,000 | 1,664 |
| Total noninterest expense | $1,714,000 | 2,716 |
| Salaries and employee benefits | $1,065,000 | 2,383 |
| Premises and equipment expense | $157,000 | 3,279 |
| Additional noninterest expense | $492,000 | 3,024 |
| Pre-tax net operating income | $882,000 | 1,907 |
| Securities gains (losses) | $-5,000 | 6,741 |
| Applicable income taxes | $292,000 | 1,357 |
| Income before extraordinary items | $585,000 | 2,294 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $585,000 | 2,296 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $585,000 | 2,296 |
| Net charge-offs | $-1,000 | 5,189 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 626 |
| Net operating income | $588,350 | 2,204 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,540,000 | 2,675 |
| Total interest expense | $829,000 | 4,038 |
| Net interest income | $8,711,000 | 2,458 |
| Provision for loan and lease losses | $766,000 | 2,133 |
| Total noninterest income | $2,710,000 | 1,771 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $310,000 | 3,428 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $2,400,000 | 1,375 |
| Total noninterest expense | $7,060,000 | 2,642 |
| Salaries and employee benefits | $4,049,000 | 2,416 |
| Premises and equipment expense | $658,000 | 3,163 |
| Additional noninterest expense | $2,353,000 | 2,704 |
| Pre-tax net operating income | $3,595,000 | 1,776 |
| Securities gains (losses) | $31,000 | 3,001 |
| Applicable income taxes | $1,267,000 | 1,240 |
| Income before extraordinary items | $2,359,000 | 2,281 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,359,000 | 2,281 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,359,000 | 2,283 |
| Net charge-offs | $17,000 | 5,457 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 839 |
| Net operating income | $2,338,850 | 2,177 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,995,000 | 2,801 |
| Total interest expense | $775,000 | 3,652 |
| Net interest income | $6,220,000 | 2,638 |
| Provision for loan and lease losses | $530,000 | 2,200 |
| Total noninterest income | $1,585,000 | 2,108 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $231,000 | 3,472 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,354,000 | 1,630 |
| Total noninterest expense | $5,378,000 | 2,620 |
| Salaries and employee benefits | $3,019,000 | 2,441 |
| Premises and equipment expense | $503,000 | 3,152 |
| Additional noninterest expense | $1,856,000 | 2,595 |
| Pre-tax net operating income | $1,897,000 | 2,453 |
| Securities gains (losses) | $31,000 | 2,692 |
| Applicable income taxes | $640,000 | 1,678 |
| Income before extraordinary items | $1,288,000 | 2,929 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,288,000 | 2,929 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,288,000 | 2,928 |
| Net charge-offs | $18,000 | 5,119 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 827 |
| Net operating income | $1,267,230 | 2,814 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 2,931 |
| Total interest expense | $548,000 | 3,620 |
| Net interest income | $3,900,000 | 2,771 |
| Provision for loan and lease losses | $260,000 | 2,619 |
| Total noninterest income | $1,229,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $154,000 | 3,457 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,075,000 | 1,449 |
| Total noninterest expense | $3,707,000 | 2,544 |
| Salaries and employee benefits | $1,920,000 | 2,561 |
| Premises and equipment expense | $340,000 | 3,130 |
| Additional noninterest expense | $1,447,000 | 2,241 |
| Pre-tax net operating income | $1,162,000 | 2,579 |
| Securities gains (losses) | $31,000 | 2,315 |
| Applicable income taxes | $473,000 | 1,543 |
| Income before extraordinary items | $720,000 | 3,277 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $720,000 | 3,276 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $720,000 | 3,278 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 803 |
| Net operating income | $700,160 | 3,149 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,289,000 | 2,903 |
| Total interest expense | $283,000 | 3,642 |
| Net interest income | $2,006,000 | 2,722 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $364,000 | 2,619 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $69,000 | 3,673 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $295,000 | 2,122 |
| Total noninterest expense | $1,935,000 | 2,441 |
| Salaries and employee benefits | $977,000 | 2,530 |
| Premises and equipment expense | $221,000 | 2,575 |
| Additional noninterest expense | $737,000 | 2,188 |
| Pre-tax net operating income | $335,000 | 3,633 |
| Securities gains (losses) | $31,000 | 1,432 |
| Applicable income taxes | $134,000 | 2,158 |
| Income before extraordinary items | $232,000 | 4,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $232,000 | 4,131 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $232,000 | 4,131 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 805 |
| Net operating income | $212,160 | 4,127 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $4,580,000 | 4,784 |
| Total interest expense | $591,000 | 5,545 |
| Net interest income | $3,989,000 | 4,542 |
| Provision for loan and lease losses | $365,000 | 3,861 |
| Total noninterest income | $1,277,000 | 2,687 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $126,000 | 5,175 |
| Trading account gains and fees | $5,000 | 138 |
| Additional Noninterest Income | $1,146,000 | 1,964 |
| Total noninterest expense | $3,837,000 | 4,233 |
| Salaries and employee benefits | $2,236,000 | 3,869 |
| Premises and equipment expense | $330,000 | 5,023 |
| Additional noninterest expense | $1,271,000 | 4,292 |
| Pre-tax net operating income | $1,064,000 | 3,604 |
| Securities gains (losses) | $160,000 | 1,648 |
| Applicable income taxes | $327,000 | 2,451 |
| Income before extraordinary items | $897,000 | 3,758 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $897,000 | 3,761 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $897,000 | 3,761 |
| Net charge-offs | $88,000 | 5,093 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $3,570,000 | 183 |
| Net operating income | $780,200 | 3,859 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 5,041 |
| Total interest expense | $419,000 | 5,762 |
| Net interest income | $2,790,000 | 4,761 |
| Provision for loan and lease losses | $265,000 | 3,795 |
| Total noninterest income | $658,000 | 3,359 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $82,000 | 5,425 |
| Trading account gains and fees | $5,000 | 141 |
| Additional Noninterest Income | $571,000 | 2,492 |
| Total noninterest expense | $2,674,000 | 4,451 |
| Salaries and employee benefits | $1,627,000 | 3,940 |
| Premises and equipment expense | $231,000 | 5,220 |
| Additional noninterest expense | $816,000 | 4,735 |
| Pre-tax net operating income | $509,000 | 4,450 |
| Securities gains (losses) | $111,000 | 1,691 |
| Applicable income taxes | $230,000 | 2,534 |
| Income before extraordinary items | $390,000 | 4,698 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $390,000 | 4,699 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $390,000 | 4,699 |
| Net charge-offs | $88,000 | 4,558 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $68,000 | 637 |
| Net operating income | $318,960 | 4,862 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 5,203 |
| Total interest expense | $285,000 | 5,831 |
| Net interest income | $1,752,000 | 4,941 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $417,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $40,000 | 5,831 |
| Trading account gains and fees | $4,000 | 140 |
| Additional Noninterest Income | $373,000 | 2,540 |
| Total noninterest expense | $1,753,000 | 4,534 |
| Salaries and employee benefits | $1,053,000 | 4,056 |
| Premises and equipment expense | $155,000 | 5,242 |
| Additional noninterest expense | $545,000 | 4,774 |
| Pre-tax net operating income | $221,000 | 4,999 |
| Securities gains (losses) | $112,000 | 1,058 |
| Applicable income taxes | $127,000 | 2,659 |
| Income before extraordinary items | $206,000 | 4,986 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $206,000 | 4,986 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $206,000 | 4,986 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 482 |
| Net operating income | $134,320 | 5,372 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 5,318 |
| Total interest expense | $140,000 | 5,969 |
| Net interest income | $841,000 | 5,039 |
| Provision for loan and lease losses | $120,000 | 3,114 |
| Total noninterest income | $199,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $-3,000 | 7,529 |
| Additional Noninterest Income | $182,000 | 2,603 |
| Total noninterest expense | $881,000 | 4,532 |
| Salaries and employee benefits | $527,000 | 4,085 |
| Premises and equipment expense | $80,000 | 5,222 |
| Additional noninterest expense | $274,000 | 4,754 |
| Pre-tax net operating income | $39,000 | 5,894 |
| Securities gains (losses) | $92,000 | 557 |
| Applicable income taxes | $52,000 | 2,787 |
| Income before extraordinary items | $79,000 | 5,298 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $79,000 | 5,296 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $79,000 | 5,298 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 393 |
| Net operating income | $20,120 | 6,089 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,525,000 | 5,697 |
| Total interest expense | $558,000 | 6,362 |
| Net interest income | $2,967,000 | 5,383 |
| Provision for loan and lease losses | $225,000 | 5,212 |
| Total noninterest income | $761,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $80,000 | 5,772 |
| Trading account gains and fees | $-39,000 | 7,603 |
| Additional Noninterest Income | $720,000 | 2,648 |
| Total noninterest expense | $3,338,000 | 4,716 |
| Salaries and employee benefits | $2,032,000 | 4,175 |
| Premises and equipment expense | $311,000 | 5,322 |
| Additional noninterest expense | $995,000 | 5,104 |
| Pre-tax net operating income | $165,000 | 5,288 |
| Securities gains (losses) | $15,000 | 3,201 |
| Applicable income taxes | $104,000 | 3,210 |
| Income before extraordinary items | $76,000 | 5,696 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $76,000 | 5,697 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $76,000 | 5,697 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 690 |
| Net operating income | $66,400 | 5,598 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 5,866 |
| Total interest expense | $418,000 | 6,512 |
| Net interest income | $2,154,000 | 5,545 |
| Provision for loan and lease losses | $170,000 | 5,118 |
| Total noninterest income | $547,000 | 3,879 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $61,000 | 5,835 |
| Trading account gains and fees | $-22,000 | 7,703 |
| Additional Noninterest Income | $508,000 | 2,730 |
| Total noninterest expense | $2,487,000 | 4,749 |
| Salaries and employee benefits | $1,525,000 | 4,222 |
| Premises and equipment expense | $231,000 | 5,420 |
| Additional noninterest expense | $731,000 | 5,160 |
| Pre-tax net operating income | $44,000 | 5,821 |
| Securities gains (losses) | $15,000 | 2,997 |
| Applicable income taxes | $50,000 | 3,572 |
| Income before extraordinary items | $9,000 | 6,091 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $9,000 | 6,092 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $9,000 | 6,092 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 628 |
| Net operating income | $-600 | 6,004 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,669,000 | 5,975 |
| Total interest expense | $263,000 | 6,674 |
| Net interest income | $1,406,000 | 5,610 |
| Provision for loan and lease losses | $135,000 | 4,762 |
| Total noninterest income | $356,000 | 3,888 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $44,000 | 5,766 |
| Trading account gains and fees | $-22,000 | 7,765 |
| Additional Noninterest Income | $334,000 | 2,680 |
| Total noninterest expense | $1,653,000 | 4,764 |
| Salaries and employee benefits | $1,019,000 | 4,234 |
| Premises and equipment expense | $153,000 | 5,476 |
| Additional noninterest expense | $481,000 | 5,191 |
| Pre-tax net operating income | $-26,000 | 6,131 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $8,000 | 4,167 |
| Income before extraordinary items | $-34,000 | 6,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-34,000 | 6,278 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-34,000 | 6,276 |
| Net charge-offs | $0 | 6,372 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $72,000 | 555 |
| Net operating income | $-34,000 | 6,184 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $790,000 | 6,159 |
| Total interest expense | $126,000 | 6,852 |
| Net interest income | $664,000 | 5,770 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $173,000 | 3,978 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $23,000 | 5,727 |
| Trading account gains and fees | $-1,000 | 7,878 |
| Additional Noninterest Income | $151,000 | 2,834 |
| Total noninterest expense | $813,000 | 4,871 |
| Salaries and employee benefits | $504,000 | 4,334 |
| Premises and equipment expense | $78,000 | 5,503 |
| Additional noninterest expense | $231,000 | 5,330 |
| Pre-tax net operating income | $-81,000 | 6,602 |
| Securities gains (losses) | $7,000 | 1,814 |
| Applicable income taxes | $-13,000 | 7,130 |
| Income before extraordinary items | $-61,000 | 6,656 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-61,000 | 6,657 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-61,000 | 6,656 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $42,000 | 457 |
| Net operating income | $-66,740 | 6,598 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,553,000 | 6,650 |
| Total interest expense | $571,000 | 6,973 |
| Net interest income | $1,982,000 | 6,370 |
| Provision for loan and lease losses | $285,000 | 5,342 |
| Total noninterest income | $470,000 | 4,844 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $31,000 | 6,759 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $439,000 | 3,410 |
| Total noninterest expense | $2,604,000 | 5,573 |
| Salaries and employee benefits | $1,564,000 | 5,070 |
| Premises and equipment expense | $233,000 | 6,212 |
| Additional noninterest expense | $807,000 | 5,813 |
| Pre-tax net operating income | $-437,000 | 5,945 |
| Securities gains (losses) | $267,000 | 1,328 |
| Applicable income taxes | $-25,000 | 6,348 |
| Income before extraordinary items | $-145,000 | 5,747 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-145,000 | 5,746 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-145,000 | 5,746 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $156,000 | 774 |
| Net operating income | $-371,950 | 5,992 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,809,000 | 6,837 |
| Total interest expense | $412,000 | 7,136 |
| Net interest income | $1,397,000 | 6,532 |
| Provision for loan and lease losses | $165,000 | 5,403 |
| Total noninterest income | $336,000 | 4,990 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $19,000 | 6,883 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $317,000 | 3,535 |
| Total noninterest expense | $1,774,000 | 5,846 |
| Salaries and employee benefits | $1,082,000 | 5,351 |
| Premises and equipment expense | $157,000 | 6,462 |
| Additional noninterest expense | $535,000 | 6,096 |
| Pre-tax net operating income | $-206,000 | 6,023 |
| Securities gains (losses) | $19,000 | 2,769 |
| Applicable income taxes | $-41,000 | 6,789 |
| Income before extraordinary items | $-146,000 | 6,041 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-146,000 | 6,042 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-146,000 | 6,041 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $114,000 | 705 |
| Net operating income | $-160,820 | 6,042 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,064,000 | 7,118 |
| Total interest expense | $269,000 | 7,272 |
| Net interest income | $795,000 | 6,855 |
| Provision for loan and lease losses | $115,000 | 5,173 |
| Total noninterest income | $219,000 | 5,067 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,000 | 6,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $209,000 | 3,593 |
| Total noninterest expense | $1,121,000 | 6,021 |
| Salaries and employee benefits | $695,000 | 5,514 |
| Premises and equipment expense | $95,000 | 6,676 |
| Additional noninterest expense | $331,000 | 6,284 |
| Pre-tax net operating income | $-222,000 | 6,316 |
| Securities gains (losses) | $19,000 | 2,345 |
| Applicable income taxes | $-57,000 | 7,029 |
| Income before extraordinary items | $-146,000 | 6,273 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-146,000 | 6,272 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-146,000 | 6,272 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $73,000 | 696 |
| Net operating income | $-159,680 | 6,275 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $472,000 | 7,336 |
| Total interest expense | $130,000 | 7,392 |
| Net interest income | $342,000 | 7,152 |
| Provision for loan and lease losses | $65,000 | 4,547 |
| Total noninterest income | $86,000 | 5,461 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $82,000 | 3,975 |
| Total noninterest expense | $574,000 | 5,917 |
| Salaries and employee benefits | $360,000 | 5,457 |
| Premises and equipment expense | $48,000 | 6,693 |
| Additional noninterest expense | $166,000 | 6,063 |
| Pre-tax net operating income | $-211,000 | 6,910 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-64,000 | 7,465 |
| Income before extraordinary items | $-147,000 | 6,924 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-147,000 | 6,925 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-147,000 | 6,925 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $39,000 | 567 |
| Net operating income | $-147,000 | 6,846 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,081,000 | 7,933 |
| Total interest expense | $254,000 | 8,046 |
| Net interest income | $827,000 | 7,788 |
| Provision for loan and lease losses | $281,000 | 4,731 |
| Total noninterest income | $189,000 | 6,556 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $3,000 | 7,266 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $186,000 | 4,959 |
| Total noninterest expense | $2,095,000 | 6,119 |
| Salaries and employee benefits | $1,317,000 | 5,714 |
| Premises and equipment expense | $164,000 | 7,017 |
| Additional noninterest expense | $614,000 | 6,178 |
| Pre-tax net operating income | $-1,360,000 | 7,163 |
| Securities gains (losses) | $58,000 | 1,498 |
| Applicable income taxes | $-274,000 | 7,302 |
| Income before extraordinary items | $-1,028,000 | 7,007 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,028,000 | 7,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $20,218,000 | 78 |
| Net operating income | $-1,073,820 | 7,148 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $615,000 | 8,170 |
| Total interest expense | $109,000 | 8,242 |
| Net interest income | $506,000 | 8,015 |
| Provision for loan and lease losses | $161,000 | 4,532 |
| Total noninterest income | $67,000 | 7,538 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,000 | 7,351 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $66,000 | 6,225 |
| Total noninterest expense | $1,540,000 | 6,155 |
| Salaries and employee benefits | $960,000 | 5,817 |
| Premises and equipment expense | $115,000 | 7,173 |
| Additional noninterest expense | $465,000 | 6,104 |
| Pre-tax net operating income | $-1,128,000 | 7,592 |
| Securities gains (losses) | $29,000 | 1,776 |
| Applicable income taxes | $-146,000 | 7,600 |
| Income before extraordinary items | $-953,000 | 7,482 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-953,000 | 7,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $20,179,000 | 50 |
| Net operating income | $-978,230 | 7,609 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $213,000 | 8,373 |
| Total interest expense | $27,000 | 8,374 |
| Net interest income | $186,000 | 8,318 |
| Provision for loan and lease losses | $72,000 | 4,725 |
| Total noninterest income | $15,000 | 8,091 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $0 | 7,428 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $1,011,000 | 6,243 |
| Salaries and employee benefits | $585,000 | 6,125 |
| Premises and equipment expense | $64,000 | 7,436 |
| Additional noninterest expense | $362,000 | 5,695 |
| Pre-tax net operating income | $-882,000 | 7,851 |
| Securities gains (losses) | $20,000 | 2,041 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-862,000 | 7,931 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-862,000 | 7,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $20,140,000 | 36 |
| Net operating income | $-882,000 | 7,927 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.