Home > Summit Bank > Income and Expense
Summit Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 3,593 |
| Total interest expense | $442,000 | 3,362 |
| Net interest income | $1,428,000 | 3,604 |
| Provision for loan and lease losses | $3,287,000 | 341 |
| Total noninterest income | $-374,000 | 7,502 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $35,000 | 4,978 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-409,000 | 7,497 |
| Total noninterest expense | $1,263,000 | 3,554 |
| Salaries and employee benefits | $533,000 | 4,054 |
| Premises and equipment expense | $111,000 | 4,456 |
| Additional noninterest expense | $619,000 | 2,661 |
| Pre-tax net operating income | $-3,496,000 | 7,476 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-3,496,000 | 7,473 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-3,496,000 | 7,473 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-3,496,000 | 7,473 |
| Net charge-offs | $3,577,000 | 352 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $-4,000 | 7,511 |
| Net operating income | $-3,496,000 | 7,476 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,638,000 | 3,337 |
| Total interest expense | $2,217,000 | 3,288 |
| Net interest income | $6,421,000 | 3,294 |
| Provision for loan and lease losses | $8,298,000 | 786 |
| Total noninterest income | $-1,336,000 | 7,571 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $153,000 | 4,868 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-1,489,000 | 7,540 |
| Total noninterest expense | $5,639,000 | 3,260 |
| Salaries and employee benefits | $2,157,000 | 4,022 |
| Premises and equipment expense | $442,000 | 4,501 |
| Additional noninterest expense | $3,040,000 | 2,270 |
| Pre-tax net operating income | $-8,852,000 | 7,318 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-171,000 | 6,939 |
| Income before extraordinary items | $-8,681,000 | 7,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-8,681,000 | 7,344 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-8,681,000 | 7,344 |
| Net charge-offs | $6,125,000 | 866 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-8,681,000 | 7,331 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,833,000 | 3,254 |
| Total interest expense | $1,722,000 | 3,325 |
| Net interest income | $5,111,000 | 3,181 |
| Provision for loan and lease losses | $6,948,000 | 679 |
| Total noninterest income | $-1,232,000 | 7,705 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $122,000 | 4,852 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-1,354,000 | 7,680 |
| Total noninterest expense | $3,657,000 | 3,700 |
| Salaries and employee benefits | $1,656,000 | 3,987 |
| Premises and equipment expense | $372,000 | 4,259 |
| Additional noninterest expense | $1,629,000 | 2,986 |
| Pre-tax net operating income | $-6,726,000 | 7,452 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-170,000 | 7,169 |
| Income before extraordinary items | $-6,556,000 | 7,499 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-6,556,000 | 7,498 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-6,556,000 | 7,499 |
| Net charge-offs | $2,872,000 | 1,178 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-6,556,000 | 7,473 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,549,000 | 3,294 |
| Total interest expense | $1,163,000 | 3,395 |
| Net interest income | $3,386,000 | 3,180 |
| Provision for loan and lease losses | $3,321,000 | 882 |
| Total noninterest income | $-274,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $86,000 | 4,747 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-360,000 | 7,673 |
| Total noninterest expense | $2,319,000 | 3,827 |
| Salaries and employee benefits | $1,081,000 | 4,063 |
| Premises and equipment expense | $249,000 | 4,281 |
| Additional noninterest expense | $989,000 | 3,233 |
| Pre-tax net operating income | $-2,528,000 | 7,352 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $52,000 | 3,248 |
| Income before extraordinary items | $-2,580,000 | 7,406 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,580,000 | 7,406 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,580,000 | 7,406 |
| Net charge-offs | $1,998,000 | 1,122 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,580,000 | 7,397 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,284,000 | 3,339 |
| Total interest expense | $595,000 | 3,453 |
| Net interest income | $1,689,000 | 3,227 |
| Provision for loan and lease losses | $495,000 | 1,855 |
| Total noninterest income | $6,000 | 7,533 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $50,000 | 4,477 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-44,000 | 7,668 |
| Total noninterest expense | $1,080,000 | 4,058 |
| Salaries and employee benefits | $531,000 | 4,181 |
| Premises and equipment expense | $128,000 | 4,303 |
| Additional noninterest expense | $421,000 | 3,681 |
| Pre-tax net operating income | $120,000 | 4,841 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $34,000 | 3,085 |
| Income before extraordinary items | $86,000 | 5,168 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $86,000 | 5,169 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $86,000 | 5,168 |
| Net charge-offs | $270,000 | 2,135 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $86,000 | 5,049 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,821,000 | 3,564 |
| Total interest expense | $3,083,000 | 3,344 |
| Net interest income | $5,738,000 | 3,585 |
| Provision for loan and lease losses | $1,695,000 | 2,700 |
| Total noninterest income | $-116,000 | 7,787 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $153,000 | 5,126 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-269,000 | 7,721 |
| Total noninterest expense | $4,594,000 | 3,934 |
| Salaries and employee benefits | $2,135,000 | 4,155 |
| Premises and equipment expense | $468,000 | 4,560 |
| Additional noninterest expense | $1,991,000 | 3,321 |
| Pre-tax net operating income | $-667,000 | 6,089 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $-352,000 | 6,914 |
| Income before extraordinary items | $-314,000 | 5,940 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-314,000 | 5,939 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-314,000 | 5,939 |
| Net charge-offs | $1,536,000 | 2,344 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-314,640 | 5,940 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,524,000 | 3,644 |
| Total interest expense | $2,408,000 | 3,377 |
| Net interest income | $4,116,000 | 3,722 |
| Provision for loan and lease losses | $1,300,000 | 2,405 |
| Total noninterest income | $250,000 | 5,521 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $109,000 | 5,250 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $141,000 | 4,874 |
| Total noninterest expense | $3,331,000 | 4,040 |
| Salaries and employee benefits | $1,649,000 | 4,100 |
| Premises and equipment expense | $344,000 | 4,668 |
| Additional noninterest expense | $1,338,000 | 3,575 |
| Pre-tax net operating income | $-265,000 | 6,100 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-265,000 | 6,194 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-265,000 | 6,195 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-265,000 | 6,194 |
| Net charge-offs | $1,172,000 | 2,031 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-265,000 | 6,181 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 3,719 |
| Total interest expense | $1,633,000 | 3,452 |
| Net interest income | $2,645,000 | 3,786 |
| Provision for loan and lease losses | $390,000 | 3,317 |
| Total noninterest income | $164,000 | 5,567 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $75,000 | 5,177 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $89,000 | 5,002 |
| Total noninterest expense | $2,227,000 | 4,059 |
| Salaries and employee benefits | $1,086,000 | 4,174 |
| Premises and equipment expense | $226,000 | 4,734 |
| Additional noninterest expense | $915,000 | 3,509 |
| Pre-tax net operating income | $192,000 | 4,698 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $25,000 | 3,592 |
| Income before extraordinary items | $167,000 | 4,752 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $167,000 | 4,749 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $167,000 | 4,749 |
| Net charge-offs | $305,000 | 2,904 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $167,000 | 4,656 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 3,767 |
| Total interest expense | $830,000 | 3,528 |
| Net interest income | $1,296,000 | 3,841 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $90,000 | 5,386 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $37,000 | 5,156 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $1,055,000 | 4,144 |
| Salaries and employee benefits | $522,000 | 4,336 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $412,000 | 3,489 |
| Pre-tax net operating income | $151,000 | 4,499 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $25,000 | 3,414 |
| Income before extraordinary items | $126,000 | 4,624 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $126,000 | 4,628 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $126,000 | 4,627 |
| Net charge-offs | $116,000 | 2,707 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $126,000 | 4,456 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 4,005 |
| Total interest expense | $3,582,000 | 3,786 |
| Net interest income | $4,816,000 | 4,053 |
| Provision for loan and lease losses | $380,000 | 4,218 |
| Total noninterest income | $368,000 | 5,435 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $181,000 | 4,975 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $187,000 | 4,946 |
| Total noninterest expense | $3,962,000 | 4,261 |
| Salaries and employee benefits | $2,118,000 | 4,263 |
| Premises and equipment expense | $494,000 | 4,497 |
| Additional noninterest expense | $1,350,000 | 3,915 |
| Pre-tax net operating income | $842,000 | 4,077 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $288,000 | 2,449 |
| Income before extraordinary items | $554,000 | 4,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $554,000 | 4,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 4,747 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 995 |
| Net operating income | $554,000 | 4,437 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,318,000 | 4,054 |
| Total interest expense | $2,711,000 | 3,872 |
| Net interest income | $3,607,000 | 4,074 |
| Provision for loan and lease losses | $318,000 | 3,457 |
| Total noninterest income | $257,000 | 5,677 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $139,000 | 4,975 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 5,326 |
| Total noninterest expense | $2,865,000 | 4,366 |
| Salaries and employee benefits | $1,564,000 | 4,338 |
| Premises and equipment expense | $371,000 | 4,505 |
| Additional noninterest expense | $930,000 | 4,098 |
| Pre-tax net operating income | $681,000 | 4,394 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $223,000 | 2,793 |
| Income before extraordinary items | $458,000 | 4,590 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $458,000 | 4,588 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,860 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 799 |
| Net operating income | $458,000 | 4,737 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,098,000 | 4,177 |
| Total interest expense | $1,834,000 | 3,956 |
| Net interest income | $2,264,000 | 4,240 |
| Provision for loan and lease losses | $255,000 | 2,777 |
| Total noninterest income | $198,000 | 5,451 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $96,000 | 4,903 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $102,000 | 5,021 |
| Total noninterest expense | $1,879,000 | 4,436 |
| Salaries and employee benefits | $1,012,000 | 4,479 |
| Premises and equipment expense | $250,000 | 4,506 |
| Additional noninterest expense | $617,000 | 4,098 |
| Pre-tax net operating income | $328,000 | 5,139 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $90,000 | 3,560 |
| Income before extraordinary items | $238,000 | 5,361 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $238,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,294 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 612 |
| Net operating income | $238,000 | 5,284 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 4,229 |
| Total interest expense | $918,000 | 4,136 |
| Net interest income | $1,145,000 | 4,226 |
| Provision for loan and lease losses | $190,000 | 1,878 |
| Total noninterest income | $86,000 | 5,731 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $52,000 | 4,734 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $34,000 | 5,717 |
| Total noninterest expense | $910,000 | 4,536 |
| Salaries and employee benefits | $482,000 | 4,677 |
| Premises and equipment expense | $113,000 | 4,801 |
| Additional noninterest expense | $315,000 | 3,979 |
| Pre-tax net operating income | $131,000 | 5,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $50,000 | 3,552 |
| Income before extraordinary items | $81,000 | 6,109 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $81,000 | 6,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,454 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $92,000 | 338 |
| Net operating income | $81,000 | 6,013 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,151,000 | 4,685 |
| Total interest expense | $3,255,000 | 4,548 |
| Net interest income | $3,896,000 | 4,706 |
| Provision for loan and lease losses | $440,000 | 2,544 |
| Total noninterest income | $354,000 | 5,736 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $160,000 | 5,320 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $194,000 | 5,123 |
| Total noninterest expense | $3,288,000 | 4,722 |
| Salaries and employee benefits | $1,699,000 | 4,933 |
| Premises and equipment expense | $406,000 | 4,987 |
| Additional noninterest expense | $1,183,000 | 4,116 |
| Pre-tax net operating income | $522,000 | 5,912 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $150,000 | 4,132 |
| Income before extraordinary items | $372,000 | 6,151 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $372,000 | 6,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 4,430 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $691,000 | 483 |
| Net operating income | $372,000 | 6,135 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,088,000 | 4,831 |
| Total interest expense | $2,355,000 | 4,669 |
| Net interest income | $2,733,000 | 4,924 |
| Provision for loan and lease losses | $240,000 | 2,679 |
| Total noninterest income | $216,000 | 6,159 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $112,000 | 5,447 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $104,000 | 5,733 |
| Total noninterest expense | $2,269,000 | 4,954 |
| Salaries and employee benefits | $1,244,000 | 4,977 |
| Premises and equipment expense | $300,000 | 5,020 |
| Additional noninterest expense | $725,000 | 4,697 |
| Pre-tax net operating income | $440,000 | 6,003 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $175,000 | 3,872 |
| Income before extraordinary items | $265,000 | 6,501 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $265,000 | 6,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,750 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $265,000 | 6,488 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,145,000 | 5,098 |
| Total interest expense | $1,512,000 | 4,774 |
| Net interest income | $1,633,000 | 5,311 |
| Provision for loan and lease losses | $150,000 | 2,579 |
| Total noninterest income | $134,000 | 6,327 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $69,000 | 5,607 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $65,000 | 5,877 |
| Total noninterest expense | $1,449,000 | 5,125 |
| Salaries and employee benefits | $809,000 | 5,105 |
| Premises and equipment expense | $197,000 | 5,085 |
| Additional noninterest expense | $443,000 | 4,960 |
| Pre-tax net operating income | $168,000 | 6,835 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $100,000 | 4,128 |
| Income before extraordinary items | $68,000 | 7,344 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $68,000 | 7,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $68,000 | 7,337 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,509,000 | 5,229 |
| Total interest expense | $742,000 | 4,807 |
| Net interest income | $767,000 | 5,526 |
| Provision for loan and lease losses | $75,000 | 2,404 |
| Total noninterest income | $63,000 | 6,440 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $30,000 | 5,797 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $679,000 | 5,350 |
| Salaries and employee benefits | $384,000 | 5,299 |
| Premises and equipment expense | $77,000 | 5,781 |
| Additional noninterest expense | $218,000 | 4,976 |
| Pre-tax net operating income | $76,000 | 6,980 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $55,000 | 4,013 |
| Income before extraordinary items | $21,000 | 7,611 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $21,000 | 7,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $21,000 | 7,593 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,398,000 | 5,886 |
| Total interest expense | $1,665,000 | 5,869 |
| Net interest income | $2,733,000 | 5,786 |
| Provision for loan and lease losses | $265,000 | 2,996 |
| Total noninterest income | $187,000 | 7,028 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $95,000 | 6,218 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $92,000 | 6,472 |
| Total noninterest expense | $2,293,000 | 5,750 |
| Salaries and employee benefits | $1,222,000 | 5,860 |
| Premises and equipment expense | $320,000 | 5,578 |
| Additional noninterest expense | $751,000 | 5,427 |
| Pre-tax net operating income | $362,000 | 6,903 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $15,000 | 6,025 |
| Income before extraordinary items | $347,000 | 6,724 |
| Extraordinary gains, net | $-200,000 | 8,659 |
| Net income | $147,000 | 7,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,733 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $912,000 | 512 |
| Net operating income | $347,000 | 6,725 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,053,000 | 6,078 |
| Total interest expense | $1,122,000 | 6,064 |
| Net interest income | $1,931,000 | 5,998 |
| Provision for loan and lease losses | $190,000 | 2,962 |
| Total noninterest income | $136,000 | 7,108 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $72,000 | 6,280 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $64,000 | 6,583 |
| Total noninterest expense | $1,684,000 | 5,802 |
| Salaries and employee benefits | $889,000 | 5,912 |
| Premises and equipment expense | $237,000 | 5,629 |
| Additional noninterest expense | $558,000 | 5,448 |
| Pre-tax net operating income | $193,000 | 7,443 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $45,000 | 5,504 |
| Income before extraordinary items | $148,000 | 7,488 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $148,000 | 7,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,812 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $741,000 | 405 |
| Net operating income | $148,000 | 7,494 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,885,000 | 6,267 |
| Total interest expense | $658,000 | 6,270 |
| Net interest income | $1,227,000 | 6,167 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $79,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $45,000 | 6,387 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $34,000 | 6,958 |
| Total noninterest expense | $1,164,000 | 5,707 |
| Salaries and employee benefits | $610,000 | 5,862 |
| Premises and equipment expense | $169,000 | 5,442 |
| Additional noninterest expense | $385,000 | 5,341 |
| Pre-tax net operating income | $22,000 | 8,080 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $22,000 | 8,073 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $22,000 | 8,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 3,889 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $691,000 | 297 |
| Net operating income | $22,000 | 8,070 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $812,000 | 6,604 |
| Total interest expense | $245,000 | 6,821 |
| Net interest income | $567,000 | 6,375 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,358 |
| Total noninterest expense | $610,000 | 5,567 |
| Salaries and employee benefits | $320,000 | 5,737 |
| Premises and equipment expense | $64,000 | 6,199 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $-71,000 | 8,405 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $-71,000 | 8,423 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-71,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $671,000 | 165 |
| Net operating income | $-71,000 | 8,407 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,965,000 | 7,485 |
| Total interest expense | $497,000 | 7,628 |
| Net interest income | $1,468,000 | 7,343 |
| Provision for loan and lease losses | $182,000 | 3,734 |
| Total noninterest income | $167,000 | 7,335 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $95,000 | 6,353 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,898 |
| Total noninterest expense | $1,826,000 | 6,378 |
| Salaries and employee benefits | $963,000 | 6,472 |
| Premises and equipment expense | $178,000 | 6,969 |
| Additional noninterest expense | $685,000 | 5,649 |
| Pre-tax net operating income | $-373,000 | 8,459 |
| Securities gains (losses) | $10,000 | 1,476 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-363,000 | 8,490 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-363,000 | 8,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 5,376 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $6,526,000 | 267 |
| Net operating income | $-373,000 | 8,477 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,289,000 | 7,723 |
| Total interest expense | $310,000 | 7,839 |
| Net interest income | $979,000 | 7,599 |
| Provision for loan and lease losses | $132,000 | 3,735 |
| Total noninterest income | $127,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 6,328 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $52,000 | 7,014 |
| Total noninterest expense | $1,326,000 | 6,455 |
| Salaries and employee benefits | $704,000 | 6,523 |
| Premises and equipment expense | $129,000 | 7,026 |
| Additional noninterest expense | $493,000 | 5,743 |
| Pre-tax net operating income | $-352,000 | 8,554 |
| Securities gains (losses) | $10,000 | 1,474 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-342,000 | 8,578 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-342,000 | 8,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $6,169,000 | 193 |
| Net operating income | $-352,000 | 8,560 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 7,939 |
| Total interest expense | $170,000 | 8,030 |
| Net interest income | $567,000 | 7,826 |
| Provision for loan and lease losses | $56,000 | 4,409 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $50,000 | 6,311 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $24,000 | 7,442 |
| Total noninterest expense | $825,000 | 6,659 |
| Salaries and employee benefits | $396,000 | 6,942 |
| Premises and equipment expense | $71,000 | 7,389 |
| Additional noninterest expense | $358,000 | 5,451 |
| Pre-tax net operating income | $-240,000 | 8,581 |
| Securities gains (losses) | $11,000 | 1,322 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-229,000 | 8,599 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-229,000 | 8,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $4,724,000 | 147 |
| Net operating income | $-240,000 | 8,583 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $271,000 | 8,381 |
| Total interest expense | $73,000 | 8,222 |
| Net interest income | $198,000 | 8,363 |
| Provision for loan and lease losses | $3,000 | 5,957 |
| Total noninterest income | $31,000 | 7,764 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $25,000 | 6,268 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $281,000 | 7,579 |
| Salaries and employee benefits | $166,000 | 7,431 |
| Premises and equipment expense | $37,000 | 7,362 |
| Additional noninterest expense | $78,000 | 7,612 |
| Pre-tax net operating income | $-55,000 | 8,590 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-55,000 | 8,604 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-55,000 | 8,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,060 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $4,225,000 | 76 |
| Net operating income | $-55,000 | 8,582 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,191,000 | 8,226 |
| Total interest expense | $248,000 | 8,293 |
| Net interest income | $943,000 | 8,105 |
| Provision for loan and lease losses | $14,000 | 6,903 |
| Total noninterest income | $156,000 | 7,554 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $100,000 | 6,482 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $56,000 | 7,268 |
| Total noninterest expense | $1,000,000 | 7,819 |
| Salaries and employee benefits | $539,000 | 7,876 |
| Premises and equipment expense | $201,000 | 6,755 |
| Additional noninterest expense | $260,000 | 7,934 |
| Pre-tax net operating income | $85,000 | 8,152 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $17,000 | 6,599 |
| Income before extraordinary items | $69,000 | 8,217 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $69,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,475 |
| Cash dividends | $30,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $68,200 | 8,174 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $898,000 | 8,258 |
| Total interest expense | $187,000 | 8,325 |
| Net interest income | $711,000 | 8,136 |
| Provision for loan and lease losses | $11,000 | 6,669 |
| Total noninterest income | $121,000 | 7,544 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $77,000 | 6,491 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $44,000 | 7,229 |
| Total noninterest expense | $740,000 | 7,817 |
| Salaries and employee benefits | $367,000 | 7,992 |
| Premises and equipment expense | $178,000 | 6,308 |
| Additional noninterest expense | $195,000 | 7,943 |
| Pre-tax net operating income | $81,000 | 8,207 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $14,000 | 6,683 |
| Income before extraordinary items | $68,000 | 8,235 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $68,000 | 8,237 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,778 |
| Cash dividends | $20,000 | 5,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $67,170 | 8,199 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $605,000 | 8,298 |
| Total interest expense | $125,000 | 8,377 |
| Net interest income | $480,000 | 8,170 |
| Provision for loan and lease losses | $7,000 | 6,522 |
| Total noninterest income | $76,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $51,000 | 6,505 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $497,000 | 7,841 |
| Salaries and employee benefits | $234,000 | 8,112 |
| Premises and equipment expense | $130,000 | 6,101 |
| Additional noninterest expense | $133,000 | 7,942 |
| Pre-tax net operating income | $52,000 | 8,232 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $42,000 | 8,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $42,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,183 |
| Cash dividends | $20,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $42,000 | 8,234 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $303,000 | 8,341 |
| Total interest expense | $64,000 | 8,416 |
| Net interest income | $239,000 | 8,207 |
| Provision for loan and lease losses | $4,000 | 6,169 |
| Total noninterest income | $42,000 | 7,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $28,000 | 6,308 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $14,000 | 7,349 |
| Total noninterest expense | $238,000 | 7,972 |
| Salaries and employee benefits | $118,000 | 8,147 |
| Premises and equipment expense | $57,000 | 6,454 |
| Additional noninterest expense | $63,000 | 8,066 |
| Pre-tax net operating income | $39,000 | 8,061 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $28,000 | 8,192 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $28,000 | 8,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $28,000 | 8,124 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 8,358 |
| Total interest expense | $297,000 | 8,465 |
| Net interest income | $940,000 | 8,200 |
| Provision for loan and lease losses | $12,000 | 7,277 |
| Total noninterest income | $154,000 | 7,765 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $96,000 | 6,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $58,000 | 7,360 |
| Total noninterest expense | $977,000 | 7,938 |
| Salaries and employee benefits | $562,000 | 7,856 |
| Premises and equipment expense | $170,000 | 7,137 |
| Additional noninterest expense | $245,000 | 8,120 |
| Pre-tax net operating income | $105,000 | 8,181 |
| Securities gains (losses) | $6,000 | 3,841 |
| Applicable income taxes | $45,000 | 6,359 |
| Income before extraordinary items | $66,000 | 8,400 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $66,000 | 8,403 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,477 |
| Cash dividends | $60,000 | 5,832 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $62,160 | 8,314 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $939,000 | 8,433 |
| Total interest expense | $231,000 | 8,539 |
| Net interest income | $708,000 | 8,263 |
| Provision for loan and lease losses | $9,000 | 7,157 |
| Total noninterest income | $118,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $71,000 | 6,699 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $47,000 | 7,300 |
| Total noninterest expense | $671,000 | 8,085 |
| Salaries and employee benefits | $372,000 | 8,090 |
| Premises and equipment expense | $123,000 | 7,226 |
| Additional noninterest expense | $176,000 | 8,224 |
| Pre-tax net operating income | $146,000 | 7,996 |
| Securities gains (losses) | $6,000 | 3,549 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $93,000 | 8,262 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $93,000 | 8,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,344 |
| Cash dividends | $45,000 | 5,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $89,160 | 8,175 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $631,000 | 8,477 |
| Total interest expense | $161,000 | 8,578 |
| Net interest income | $470,000 | 8,301 |
| Provision for loan and lease losses | $6,000 | 7,004 |
| Total noninterest income | $68,000 | 7,995 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $44,000 | 6,806 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $24,000 | 7,615 |
| Total noninterest expense | $448,000 | 8,110 |
| Salaries and employee benefits | $251,000 | 8,074 |
| Premises and equipment expense | $83,000 | 7,215 |
| Additional noninterest expense | $114,000 | 8,241 |
| Pre-tax net operating income | $84,000 | 8,128 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $54,000 | 8,388 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $54,000 | 8,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,282 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $53,360 | 8,265 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $309,000 | 8,572 |
| Total interest expense | $85,000 | 8,615 |
| Net interest income | $224,000 | 8,420 |
| Provision for loan and lease losses | $3,000 | 6,662 |
| Total noninterest income | $30,000 | 8,154 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $216,000 | 8,208 |
| Salaries and employee benefits | $123,000 | 8,147 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $54,000 | 8,376 |
| Pre-tax net operating income | $35,000 | 8,230 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $9,000 | 6,623 |
| Income before extraordinary items | $26,000 | 8,360 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $26,000 | 8,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $15,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $26,000 | 8,235 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,330,000 | 8,557 |
| Total interest expense | $404,000 | 8,650 |
| Net interest income | $926,000 | 8,386 |
| Provision for loan and lease losses | $14,000 | 7,694 |
| Total noninterest income | $151,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $60,000 | 7,355 |
| Total noninterest expense | $950,000 | 8,035 |
| Salaries and employee benefits | $559,000 | 7,893 |
| Premises and equipment expense | $184,000 | 6,986 |
| Additional noninterest expense | $207,000 | 8,517 |
| Pre-tax net operating income | $113,000 | 8,265 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $44,000 | 6,618 |
| Income before extraordinary items | $69,000 | 8,469 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $69,000 | 8,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $80,000 | 5,719 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $69,000 | 8,378 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,346,000 | 8,870 |
| Total interest expense | $586,000 | 8,856 |
| Net interest income | $760,000 | 8,742 |
| Provision for loan and lease losses | $12,000 | 7,834 |
| Total noninterest income | $153,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $92,000 | 6,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $61,000 | 7,372 |
| Total noninterest expense | $840,000 | 8,359 |
| Salaries and employee benefits | $511,000 | 8,125 |
| Premises and equipment expense | $145,000 | 7,606 |
| Additional noninterest expense | $184,000 | 8,784 |
| Pre-tax net operating income | $61,000 | 8,494 |
| Securities gains (losses) | $7,000 | 3,779 |
| Applicable income taxes | $9,000 | 7,619 |
| Income before extraordinary items | $59,000 | 8,564 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $59,000 | 8,562 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 6,729 |
| Cash dividends | $50,000 | 6,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $52,910 | 8,500 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,310,000 | 9,138 |
| Total interest expense | $595,000 | 9,053 |
| Net interest income | $715,000 | 9,080 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $158,000 | 7,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $99,000 | 6,580 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,500 |
| Total noninterest expense | $786,000 | 8,601 |
| Salaries and employee benefits | $443,000 | 8,531 |
| Premises and equipment expense | $159,000 | 7,451 |
| Additional noninterest expense | $184,000 | 8,934 |
| Pre-tax net operating income | $87,000 | 8,846 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,000 | 8,314 |
| Income before extraordinary items | $86,000 | 8,790 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $86,000 | 8,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 5,979 |
| Cash dividends | $80,000 | 6,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $86,000 | 8,780 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,237,000 | 9,381 |
| Total interest expense | $522,000 | 9,391 |
| Net interest income | $715,000 | 9,249 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $147,000 | 8,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $770,000 | 8,810 |
| Salaries and employee benefits | $424,000 | 8,766 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $176,000 | 9,268 |
| Pre-tax net operating income | $92,000 | 9,105 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $18,000 | 8,260 |
| Income before extraordinary items | $74,000 | 9,121 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $74,000 | 9,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 9,163 |
| Cash dividends | $60,000 | 6,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $74,000 | 9,087 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 9,583 |
| Total interest expense | $522,000 | 9,649 |
| Net interest income | $736,000 | 9,409 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $135,000 | 8,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 7,177 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $51,000 | 8,120 |
| Total noninterest expense | $781,000 | 8,833 |
| Salaries and employee benefits | $432,000 | 8,762 |
| Premises and equipment expense | $187,000 | 6,921 |
| Additional noninterest expense | $162,000 | 9,542 |
| Pre-tax net operating income | $90,000 | 9,455 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $13,000 | 9,016 |
| Income before extraordinary items | $77,000 | 9,480 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $77,000 | 9,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $80,000 | 6,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $77,000 | 9,413 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,364,000 | 9,850 |
| Total interest expense | $555,000 | 9,951 |
| Net interest income | $809,000 | 9,645 |
| Provision for loan and lease losses | $11,000 | 8,366 |
| Total noninterest income | $141,000 | 8,723 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $86,000 | 7,514 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $55,000 | 8,220 |
| Total noninterest expense | $840,000 | 8,891 |
| Salaries and employee benefits | $483,000 | 8,729 |
| Premises and equipment expense | $321,000 | 5,221 |
| Additional noninterest expense | $36,000 | 10,871 |
| Pre-tax net operating income | $99,000 | 10,070 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $24,000 | 9,652 |
| Income before extraordinary items | $75,000 | 10,111 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $75,000 | 10,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $80,000 | 6,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $75,000 | 10,071 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 10,005 |
| Total interest expense | $753,000 | 9,795 |
| Net interest income | $823,000 | 10,051 |
| Provision for loan and lease losses | $38,000 | 7,073 |
| Total noninterest income | $139,000 | 9,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $54,000 | 8,719 |
| Total noninterest expense | $890,000 | 9,093 |
| Salaries and employee benefits | $438,000 | 9,341 |
| Premises and equipment expense | $95,000 | 9,426 |
| Additional noninterest expense | $357,000 | 8,296 |
| Pre-tax net operating income | $34,000 | 10,663 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $-3,000 | 10,903 |
| Income before extraordinary items | $48,000 | 10,596 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $48,000 | 10,594 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 6,880 |
| Cash dividends | $20,000 | 8,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $37,000 | 10,595 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,877,000 | 9,917 |
| Total interest expense | $1,000,000 | 9,256 |
| Net interest income | $877,000 | 10,319 |
| Provision for loan and lease losses | $4,000 | 8,753 |
| Total noninterest income | $64,000 | 11,083 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $68,000 | 8,669 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-4,000 | 11,994 |
| Total noninterest expense | $809,000 | 9,732 |
| Salaries and employee benefits | $430,000 | 9,691 |
| Premises and equipment expense | $118,000 | 9,102 |
| Additional noninterest expense | $261,000 | 9,713 |
| Pre-tax net operating income | $128,000 | 10,919 |
| Securities gains (losses) | $-136,000 | 11,593 |
| Applicable income taxes | $21,000 | 10,738 |
| Income before extraordinary items | $-29,000 | 11,547 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-29,000 | 11,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 4,802 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $107,000 | 10,839 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,254,000 | 9,333 |
| Total interest expense | $1,029,000 | 8,565 |
| Net interest income | $1,225,000 | 9,692 |
| Provision for loan and lease losses | $452,000 | 1,662 |
| Total noninterest income | $-36,000 | 12,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-120,000 | 12,616 |
| Total noninterest expense | $862,000 | 9,938 |
| Salaries and employee benefits | $465,000 | 9,708 |
| Premises and equipment expense | $40,000 | 11,980 |
| Additional noninterest expense | $357,000 | 9,269 |
| Pre-tax net operating income | $-125,000 | 12,214 |
| Securities gains (losses) | $-71,000 | 11,310 |
| Applicable income taxes | $-82,000 | 12,272 |
| Income before extraordinary items | $-114,000 | 12,170 |
| Extraordinary gains, net | $106,000 | 108 |
| Net income | $-8,000 | 12,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $420,000 | 1,538 |
| Cash dividends | $70,000 | 7,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-68,560 | 12,143 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,081,000 | 10,020 |
| Total interest expense | $866,000 | 9,712 |
| Net interest income | $1,215,000 | 10,022 |
| Provision for loan and lease losses | $151,000 | 4,610 |
| Total noninterest income | $153,000 | 10,142 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 8,760 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 9,306 |
| Total noninterest expense | $771,000 | 10,818 |
| Salaries and employee benefits | $449,000 | 10,159 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $226,000 | 11,382 |
| Pre-tax net operating income | $449,000 | 9,034 |
| Securities gains (losses) | $42,000 | 3,661 |
| Applicable income taxes | $95,000 | 9,865 |
| Income before extraordinary items | $396,000 | 8,473 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $396,000 | 8,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 6,513 |
| Cash dividends | $115,000 | 6,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $361,980 | 8,553 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,284,000 | 12,436 |
| Total interest expense | $486,000 | 12,829 |
| Net interest income | $798,000 | 11,918 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $152,000 | 10,460 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 9,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $726,000 | 11,372 |
| Salaries and employee benefits | $437,000 | 10,435 |
| Premises and equipment expense | $98,000 | 10,802 |
| Additional noninterest expense | $191,000 | 12,354 |
| Pre-tax net operating income | $224,000 | 10,846 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $34,000 | 11,696 |
| Income before extraordinary items | $190,000 | 10,736 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $190,000 | 10,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 9,354 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $190,000 | 10,404 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.