Home > Summerville National Bank > Income and Expense
Summerville National Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,815,000 | 10,139 |
| Total interest expense | $731,000 | 9,922 |
| Net interest income | $1,084,000 | 10,126 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $287,000 | 7,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $224,000 | 5,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $63,000 | 8,968 |
| Total noninterest expense | $1,472,000 | 7,685 |
| Salaries and employee benefits | $555,000 | 8,921 |
| Premises and equipment expense | $232,000 | 6,829 |
| Additional noninterest expense | $685,000 | 6,434 |
| Pre-tax net operating income | $-161,000 | 12,237 |
| Securities gains (losses) | $8,000 | 2,362 |
| Applicable income taxes | $29,000 | 10,950 |
| Income before extraordinary items | $-182,000 | 12,212 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-182,000 | 12,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $146,000 | 3,018 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $150,000 | 734 |
| Net operating income | $-190,000 | 12,248 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,055,000 | 10,065 |
| Total interest expense | $880,000 | 9,634 |
| Net interest income | $1,175,000 | 10,147 |
| Provision for loan and lease losses | $410,000 | 2,419 |
| Total noninterest income | $301,000 | 7,660 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 9,699 |
| Total noninterest expense | $1,825,000 | 6,812 |
| Salaries and employee benefits | $574,000 | 9,022 |
| Premises and equipment expense | $326,000 | 5,507 |
| Additional noninterest expense | $925,000 | 5,256 |
| Pre-tax net operating income | $-759,000 | 12,928 |
| Securities gains (losses) | $81,000 | 2,783 |
| Applicable income taxes | $232,000 | 7,070 |
| Income before extraordinary items | $-910,000 | 12,987 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-910,000 | 12,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $506,000 | 1,752 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-991,000 | 12,958 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 8,932 |
| Total interest expense | $1,343,000 | 9,065 |
| Net interest income | $1,681,000 | 8,718 |
| Provision for loan and lease losses | $1,722,000 | 1,280 |
| Total noninterest income | $348,000 | 7,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $278,000 | 4,723 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $70,000 | 9,281 |
| Total noninterest expense | $1,678,000 | 7,320 |
| Salaries and employee benefits | $628,000 | 8,568 |
| Premises and equipment expense | $316,000 | 5,755 |
| Additional noninterest expense | $734,000 | 6,521 |
| Pre-tax net operating income | $-1,371,000 | 13,551 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $-530,000 | 13,762 |
| Income before extraordinary items | $-841,000 | 13,512 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-841,000 | 13,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,538,000 | 1,168 |
| Cash dividends | $75,000 | 7,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $-841,000 | 13,426 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.