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Suburban Bank & Trust Company, Net charge- offs to loans

2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0110%4,954
Percentage Net Loans Charged-off: Total real estate loans0.2291%789
Percentage Net Loans Charged-off:Construction & development-0.1705%5,270
Percentage Net Loans Charged-off: Commercial real estate0.2420%524
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential0.3564%585
Percentage Net Loans Charged-off: Home equity loans0.0302%663
All other 1-4 family - Percent of loans charged-off, net1.4677%91
Percentage Net Loans Charged-off: Commercial and industrial-4.1917%6,064
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,048
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,908
Percentage Net Loans Charged-off: All other loans and lease1.0033%355
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4070%597
Percentage Net Loans Charged-off: Total real estate loans0.4471%374
Percentage Net Loans Charged-off:Construction & development-0.2283%5,421
Percentage Net Loans Charged-off: Commercial real estate0.4800%271
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential0.6583%302
Percentage Net Loans Charged-off: Home equity loans0.0000%482
All other 1-4 family - Percent of loans charged-off, net2.9275%40
Percentage Net Loans Charged-off: Commercial and industrial-0.2715%5,641
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,512
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,382
Percentage Net Loans Charged-off: All other loans and lease0.3548%451
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7684%125
Percentage Net Loans Charged-off: Total real estate loans1.8758%70
Percentage Net Loans Charged-off:Construction & development5.8342%92
Percentage Net Loans Charged-off: Commercial real estate1.1985%308
Percentage Net Loans Charged-off: Multi-family residential4.8122%64
Percentage Net Loans Charged-off: 1-4 family residential1.5537%119
Percentage Net Loans Charged-off: Home equity loans0.2308%656
All other 1-4 family - Percent of loans charged-off, net5.8216%13
Percentage Net Loans Charged-off: Commercial and industrial-0.1707%5,538
Percentage Net Loans Charged-off: Loans to individuals0.3075%2,396
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3075%2,248
Percentage Net Loans Charged-off: All other loans and lease1.4839%338
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8279%119
Percentage Net Loans Charged-off: Total real estate loans1.9334%72
Percentage Net Loans Charged-off:Construction & development1.1710%337
Percentage Net Loans Charged-off: Commercial real estate1.5975%205
Percentage Net Loans Charged-off: Multi-family residential6.3473%49
Percentage Net Loans Charged-off: 1-4 family residential0.9398%277
Percentage Net Loans Charged-off: Home equity loans0.3133%530
All other 1-4 family - Percent of loans charged-off, net2.9160%46
Percentage Net Loans Charged-off: Commercial and industrial-0.1275%5,453
Percentage Net Loans Charged-off: Loans to individuals0.4061%1,897
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4061%1,755
Percentage Net Loans Charged-off: All other loans and lease1.1014%373
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9532%117
Percentage Net Loans Charged-off: Total real estate loans2.0654%69
Percentage Net Loans Charged-off:Construction & development1.8553%244
Percentage Net Loans Charged-off: Commercial real estate2.2717%127
Percentage Net Loans Charged-off: Multi-family residential2.6280%78
Percentage Net Loans Charged-off: 1-4 family residential1.3385%200
Percentage Net Loans Charged-off: Home equity loans0.3790%447
All other 1-4 family - Percent of loans charged-off, net4.3061%32
Percentage Net Loans Charged-off: Commercial and industrial-0.0930%5,295
Percentage Net Loans Charged-off: Loans to individuals0.5842%1,371
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5842%1,249
Percentage Net Loans Charged-off: All other loans and lease1.4440%295
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.0032%63
Percentage Net Loans Charged-off: Total real estate loans3.1708%38
Percentage Net Loans Charged-off:Construction & development3.8677%128
Percentage Net Loans Charged-off: Commercial real estate3.9271%68
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential2.6926%72
Percentage Net Loans Charged-off: Home equity loans0.7741%235
All other 1-4 family - Percent of loans charged-off, net8.4542%13
Percentage Net Loans Charged-off: Commercial and industrial-0.0265%4,842
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,584
Percentage Net Loans Charged-off: All other loans and lease2.0942%220
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8765%211
Percentage Net Loans Charged-off: Total real estate loans1.9907%151
Percentage Net Loans Charged-off:Construction & development11.8169%87
Percentage Net Loans Charged-off: Commercial real estate0.8831%662
Percentage Net Loans Charged-off: Multi-family residential3.0203%154
Percentage Net Loans Charged-off: 1-4 family residential2.2395%133
Percentage Net Loans Charged-off: Home equity loans0.5001%674
All other 1-4 family - Percent of loans charged-off, net7.0561%17
Percentage Net Loans Charged-off: Commercial and industrial-0.1888%5,865
Percentage Net Loans Charged-off: Loans to individuals-0.2568%6,230
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2568%6,178
Percentage Net Loans Charged-off: All other loans and lease1.5523%367
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3457%141
Percentage Net Loans Charged-off: Total real estate loans2.4878%96
Percentage Net Loans Charged-off:Construction & development15.8629%56
Percentage Net Loans Charged-off: Commercial real estate1.1574%483
Percentage Net Loans Charged-off: Multi-family residential3.3520%120
Percentage Net Loans Charged-off: 1-4 family residential2.5956%110
Percentage Net Loans Charged-off: Home equity loans0.4283%702
All other 1-4 family - Percent of loans charged-off, net8.4996%11
Percentage Net Loans Charged-off: Commercial and industrial-0.2023%5,922
Percentage Net Loans Charged-off: Loans to individuals-0.3327%6,275
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3327%6,221
Percentage Net Loans Charged-off: All other loans and lease1.3310%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1078%3,280
Percentage Net Loans Charged-off: Total real estate loans0.1259%2,536
Percentage Net Loans Charged-off:Construction & development-0.1331%5,730
Percentage Net Loans Charged-off: Commercial real estate-0.0057%5,989
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.5441%998
Percentage Net Loans Charged-off: Home equity loans0.0000%1,077
All other 1-4 family - Percent of loans charged-off, net2.0028%223
Percentage Net Loans Charged-off: Commercial and industrial-0.2853%6,069
Percentage Net Loans Charged-off: Loans to individuals-0.4967%6,391
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4967%6,330
Percentage Net Loans Charged-off: All other loans and lease0.9727%417
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0517%3,313
Percentage Net Loans Charged-off: Total real estate loans0.0833%2,370
Percentage Net Loans Charged-off:Construction & development-0.1340%5,811
Percentage Net Loans Charged-off: Commercial real estate-0.0067%6,095
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.3802%1,213
Percentage Net Loans Charged-off: Home equity loans0.0000%767
All other 1-4 family - Percent of loans charged-off, net1.4013%369
Percentage Net Loans Charged-off: Commercial and industrial-0.5629%6,367
Percentage Net Loans Charged-off: Loans to individuals-1.9324%6,753
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-1.9324%6,710
Percentage Net Loans Charged-off: All other loans and lease0.9934%348
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2428%59
Percentage Net Loans Charged-off: Total real estate loans4.2918%52
Percentage Net Loans Charged-off:Construction & development31.0515%39
Percentage Net Loans Charged-off: Commercial real estate1.9214%419
Percentage Net Loans Charged-off: Multi-family residential0.5421%553
Percentage Net Loans Charged-off: 1-4 family residential3.8700%99
Percentage Net Loans Charged-off: Home equity loans2.2775%271
All other 1-4 family - Percent of loans charged-off, net7.7516%20
Percentage Net Loans Charged-off: Commercial and industrial3.6265%436
Percentage Net Loans Charged-off: Loans to individuals-0.6421%6,723
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.6421%6,683
Percentage Net Loans Charged-off: All other loans and lease1.5206%454
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6976%50
Percentage Net Loans Charged-off: Total real estate loans4.6503%54
Percentage Net Loans Charged-off:Construction & development28.4991%57
Percentage Net Loans Charged-off: Commercial real estate2.2103%311
Percentage Net Loans Charged-off: Multi-family residential0.7072%455
Percentage Net Loans Charged-off: 1-4 family residential4.7848%74
Percentage Net Loans Charged-off: Home equity loans2.7455%221
All other 1-4 family - Percent of loans charged-off, net9.6319%16
Percentage Net Loans Charged-off: Commercial and industrial6.0149%208
Percentage Net Loans Charged-off: Loans to individuals-0.2775%6,523
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2775%6,465
Percentage Net Loans Charged-off: All other loans and lease1.3203%437
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2768%327
Percentage Net Loans Charged-off: Total real estate loans2.4015%277
Percentage Net Loans Charged-off:Construction & development15.5916%143
Percentage Net Loans Charged-off: Commercial real estate1.3477%605
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential1.6805%481
Percentage Net Loans Charged-off: Home equity loans0.0496%1,282
All other 1-4 family - Percent of loans charged-off, net5.4084%86
Percentage Net Loans Charged-off: Commercial and industrial0.0112%2,820
Percentage Net Loans Charged-off: Loans to individuals-0.4101%6,615
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4101%6,553
Percentage Net Loans Charged-off: All other loans and lease1.2323%416
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0400%998
Percentage Net Loans Charged-off: Total real estate loans1.1009%853
Percentage Net Loans Charged-off:Construction & development13.1280%187
Percentage Net Loans Charged-off: Commercial real estate-0.0043%6,457
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential-0.0046%6,360
Percentage Net Loans Charged-off: Home equity loans-0.0065%4,983
All other 1-4 family - Percent of loans charged-off, net0.0000%2,835
Percentage Net Loans Charged-off: Commercial and industrial-0.0212%5,422
Percentage Net Loans Charged-off: Loans to individuals-0.7540%6,775
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.7540%6,721
Percentage Net Loans Charged-off: All other loans and lease0.7884%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans3.2035%276
Percentage Net Loans Charged-off: Total real estate loans3.0209%290
Percentage Net Loans Charged-off:Construction & development17.8196%187
Percentage Net Loans Charged-off: Commercial real estate1.8518%638
Percentage Net Loans Charged-off: Multi-family residential0.9136%627
Percentage Net Loans Charged-off: 1-4 family residential0.8464%1,452
Percentage Net Loans Charged-off: Home equity loans0.4676%1,274
All other 1-4 family - Percent of loans charged-off, net1.7111%710
Percentage Net Loans Charged-off: Commercial and industrial6.2757%321
Percentage Net Loans Charged-off: Loans to individuals4.6575%267
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual4.1419%266
Percentage Net Loans Charged-off: All other loans and lease2.3415%376
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.6633%397
Percentage Net Loans Charged-off: Total real estate loans2.3398%457
Percentage Net Loans Charged-off:Construction & development8.8026%486
Percentage Net Loans Charged-off: Commercial real estate2.3247%392
Percentage Net Loans Charged-off: Multi-family residential0.3208%689
Percentage Net Loans Charged-off: 1-4 family residential0.7071%1,584
Percentage Net Loans Charged-off: Home equity loans0.0234%1,664
All other 1-4 family - Percent of loans charged-off, net2.2668%448
Percentage Net Loans Charged-off: Commercial and industrial7.9997%203
Percentage Net Loans Charged-off: Loans to individuals6.3561%191
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual5.5029%194
Percentage Net Loans Charged-off: All other loans and lease1.7246%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.9766%347
Percentage Net Loans Charged-off: Total real estate loans2.4257%483
Percentage Net Loans Charged-off:Construction & development12.9609%303
Percentage Net Loans Charged-off: Commercial real estate1.7475%598
Percentage Net Loans Charged-off: Multi-family residential0.4780%530
Percentage Net Loans Charged-off: 1-4 family residential0.6293%1,680
Percentage Net Loans Charged-off: Home equity loans0.0350%1,406
All other 1-4 family - Percent of loans charged-off, net1.9611%563
Percentage Net Loans Charged-off: Commercial and industrial11.7929%111
Percentage Net Loans Charged-off: Loans to individuals9.4751%123
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual7.8688%123
Percentage Net Loans Charged-off: All other loans and lease1.3798%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0068%636
Percentage Net Loans Charged-off: Total real estate loans1.3594%909
Percentage Net Loans Charged-off:Construction & development4.9775%616
Percentage Net Loans Charged-off: Commercial real estate1.2931%657
Percentage Net Loans Charged-off: Multi-family residential0.9415%289
Percentage Net Loans Charged-off: 1-4 family residential0.1622%2,398
Percentage Net Loans Charged-off: Home equity loans0.0382%1,002
All other 1-4 family - Percent of loans charged-off, net0.4368%1,565
Percentage Net Loans Charged-off: Commercial and industrial12.6393%124
Percentage Net Loans Charged-off: Loans to individuals0.5054%2,072
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3844%2,026
Percentage Net Loans Charged-off: All other loans and lease1.3293%352
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans4.2188%280
Percentage Net Loans Charged-off: Total real estate loans3.5194%370
Percentage Net Loans Charged-off:Construction & development13.1689%378
Percentage Net Loans Charged-off: Commercial real estate3.1679%321
Percentage Net Loans Charged-off: Multi-family residential0.8068%749
Percentage Net Loans Charged-off: 1-4 family residential0.8392%1,607
Percentage Net Loans Charged-off: Home equity loans0.0386%1,889
All other 1-4 family - Percent of loans charged-off, net2.6228%476
Percentage Net Loans Charged-off: Commercial and industrial15.8863%102
Percentage Net Loans Charged-off: Loans to individuals2.1821%985
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.5134%631
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans3.8023%335
Percentage Net Loans Charged-off: Total real estate loans3.0717%449
Percentage Net Loans Charged-off:Construction & development9.8744%539
Percentage Net Loans Charged-off: Commercial real estate2.9762%334
Percentage Net Loans Charged-off: Multi-family residential1.0223%577
Percentage Net Loans Charged-off: 1-4 family residential0.7260%1,611
Percentage Net Loans Charged-off: Home equity loans0.0000%1,705
All other 1-4 family - Percent of loans charged-off, net2.3528%487
Percentage Net Loans Charged-off: Commercial and industrial16.0940%102
Percentage Net Loans Charged-off: Loans to individuals0.6420%2,744
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.1276%698
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans4.6095%246
Percentage Net Loans Charged-off: Total real estate loans3.6787%359
Percentage Net Loans Charged-off:Construction & development13.3683%341
Percentage Net Loans Charged-off: Commercial real estate3.3997%275
Percentage Net Loans Charged-off: Multi-family residential1.5160%404
Percentage Net Loans Charged-off: 1-4 family residential0.0276%3,905
Percentage Net Loans Charged-off: Home equity loans0.0000%1,414
All other 1-4 family - Percent of loans charged-off, net0.0901%3,265
Percentage Net Loans Charged-off: Commercial and industrial20.4743%73
Percentage Net Loans Charged-off: Loans to individuals0.9110%2,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3185%992
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.2887%741
Percentage Net Loans Charged-off: Total real estate loans1.9849%761
Percentage Net Loans Charged-off:Construction & development1.7249%1,271
Percentage Net Loans Charged-off: Commercial real estate3.2263%283
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential0.0128%3,071
Percentage Net Loans Charged-off: Home equity loans0.0000%974
All other 1-4 family - Percent of loans charged-off, net0.0419%2,756
Percentage Net Loans Charged-off: Commercial and industrial7.7161%333
Percentage Net Loans Charged-off: Loans to individuals1.7354%1,156
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-1.0043%6,814
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9896%1,236
Percentage Net Loans Charged-off: Total real estate loans2.0157%1,036
Percentage Net Loans Charged-off:Construction & development8.2705%754
Percentage Net Loans Charged-off: Commercial real estate0.0693%3,028
Percentage Net Loans Charged-off: Multi-family residential4.7851%248
Percentage Net Loans Charged-off: 1-4 family residential0.3045%2,730
Percentage Net Loans Charged-off: Home equity loans0.3515%1,407
All other 1-4 family - Percent of loans charged-off, net0.1985%3,119
Percentage Net Loans Charged-off: Commercial and industrial1.5365%2,263
Percentage Net Loans Charged-off: Loans to individuals0.6477%3,624
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.1879%666
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8071%2,349
Percentage Net Loans Charged-off: Total real estate loans0.7347%1,936
Percentage Net Loans Charged-off:Construction & development3.6291%1,262
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,820
Percentage Net Loans Charged-off: Multi-family residential0.0000%708
Percentage Net Loans Charged-off: 1-4 family residential0.4090%2,022
Percentage Net Loans Charged-off: Home equity loans0.4733%1,066
All other 1-4 family - Percent of loans charged-off, net0.2649%2,372
Percentage Net Loans Charged-off: Commercial and industrial2.0406%1,514
Percentage Net Loans Charged-off: Loans to individuals0.6422%3,292
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3365%741
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1295%1,611
Percentage Net Loans Charged-off: Total real estate loans1.0205%1,358
Percentage Net Loans Charged-off:Construction & development5.0238%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,247
Percentage Net Loans Charged-off: Multi-family residential0.0000%531
Percentage Net Loans Charged-off: 1-4 family residential0.5641%1,454
Percentage Net Loans Charged-off: Home equity loans0.7181%722
All other 1-4 family - Percent of loans charged-off, net0.2237%2,248
Percentage Net Loans Charged-off: Commercial and industrial3.0100%938
Percentage Net Loans Charged-off: Loans to individuals0.9693%2,374
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2375%692
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.7536%827
Percentage Net Loans Charged-off: Total real estate loans1.8299%633
Percentage Net Loans Charged-off:Construction & development9.6407%318
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,395
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential0.0045%2,732
Percentage Net Loans Charged-off: Home equity loans0.0000%827
All other 1-4 family - Percent of loans charged-off, net0.0145%2,463
Percentage Net Loans Charged-off: Commercial and industrial0.5403%1,818
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0770%595
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6849%1,792
Percentage Net Loans Charged-off: Total real estate loans0.8233%1,111
Percentage Net Loans Charged-off:Construction & development3.7882%674
Percentage Net Loans Charged-off: Commercial real estate0.0000%2,362
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.0404%3,574
Percentage Net Loans Charged-off: Home equity loans0.0000%1,398
All other 1-4 family - Percent of loans charged-off, net0.1215%2,531
Percentage Net Loans Charged-off: Commercial and industrial-1.2843%7,864
Percentage Net Loans Charged-off: Loans to individuals-0.1103%7,696
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.8997%365
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1177%8,115
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,589
Percentage Net Loans Charged-off:Construction & development0.0000%2,246
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,766
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,509
Percentage Net Loans Charged-off: Home equity loans0.0000%1,108
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial-1.7556%7,935
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,434
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.5888%311
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0105%5,635
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,788
Percentage Net Loans Charged-off:Construction & development0.0000%1,702
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,334
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,841
Percentage Net Loans Charged-off: Home equity loans0.0000%889
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial-0.0274%6,998
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease2.9298%315
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,009
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,687
Percentage Net Loans Charged-off:Construction & development0.0000%1,119
Percentage Net Loans Charged-off: Commercial real estate0.0000%813
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,939
Percentage Net Loans Charged-off: Home equity loans0.0000%563
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,192
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0163%7,890
Percentage Net Loans Charged-off: Total real estate loans0.0050%4,052
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0084%1,578
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.3913%7,869
Percentage Net Loans Charged-off: Loans to individuals1.0104%1,588
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%73
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0275%7,795
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,385
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,176
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.5581%7,903
Percentage Net Loans Charged-off: Loans to individuals1.3799%946
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%52
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0415%7,817
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,712
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate0.0000%881
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.8480%7,981
Percentage Net Loans Charged-off: Loans to individuals1.7709%629
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0029%4,420
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.0762%7,260
Percentage Net Loans Charged-off: Loans to individuals4.8318%144
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1025%3,198
Percentage Net Loans Charged-off: Total real estate loans0.0502%1,969
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate0.0685%889
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,928
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.7313%1,284
Percentage Net Loans Charged-off: Loans to individuals6.7543%64
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%39
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0220%4,670
Percentage Net Loans Charged-off: Total real estate loans0.0331%1,934
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate0.0443%758
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial-0.2858%7,854
Percentage Net Loans Charged-off: Loans to individuals7.4040%60
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0347%3,843
Percentage Net Loans Charged-off: Total real estate loans0.0512%1,413
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate0.0668%566
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.2658%7,774
Percentage Net Loans Charged-off: Loans to individuals4.8417%130
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0863%2,263
Percentage Net Loans Charged-off: Total real estate loans0.1048%710
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate0.1310%284
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.0444%7,009
Percentage Net Loans Charged-off: Loans to individuals-4.5845%8,569
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4656%933
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,553
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,059
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.0000%2,850
Percentage Net Loans Charged-off: Commercial and industrial4.0988%242
Percentage Net Loans Charged-off: Loans to individuals49.9585%5
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6344%523
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,051
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,617
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net0.0000%2,434
Percentage Net Loans Charged-off: Commercial and industrial5.4201%156
Percentage Net Loans Charged-off: Loans to individuals59.9043%3
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9746%323
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial8.0728%106
Percentage Net Loans Charged-off: Loans to individuals95.4935%2
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4185%833
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial3.8783%233
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7355%664
Percentage Net Loans Charged-off: Total real estate loans0.5800%258
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential19.4914%14
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial2.1383%695
Percentage Net Loans Charged-off: Loans to individuals0.8648%2,404
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8420%496
Percentage Net Loans Charged-off: Total real estate loans0.7872%154
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential24.6375%10
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial1.4042%848
Percentage Net Loans Charged-off: Loans to individuals1.5485%1,051
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1392%361
Percentage Net Loans Charged-off: Total real estate loans1.2038%88
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential33.9700%8
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.7475%1,288
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,607
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.1538%167
Percentage Net Loans Charged-off: Total real estate loans2.4267%33
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential59.9330%3
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial-0.0281%7,083
Percentage Net Loans Charged-off: Loans to individuals1.8706%931
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6757%1,008
Percentage Net Loans Charged-off: Total real estate loans0.4259%480
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.2700%701
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential1.5547%99
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net2.9982%38
Percentage Net Loans Charged-off: Commercial and industrial3.0678%580
Percentage Net Loans Charged-off: Loans to individuals0.7283%3,249
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9093%587
Percentage Net Loans Charged-off: Total real estate loans0.5715%295
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.3617%486
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential2.0464%61
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net3.8678%27
Percentage Net Loans Charged-off: Commercial and industrial4.0743%339
Percentage Net Loans Charged-off: Loans to individuals0.9222%2,353
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3542%350
Percentage Net Loans Charged-off: Total real estate loans0.8616%165
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.5510%322
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential3.0080%37
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net5.5001%20
Percentage Net Loans Charged-off: Commercial and industrial5.9202%218
Percentage Net Loans Charged-off: Loans to individuals0.8721%2,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4535%1,224
Percentage Net Loans Charged-off: Total real estate loans0.6525%229
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential4.5931%21
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net8.3750%9
Percentage Net Loans Charged-off: Commercial and industrial-1.1519%8,608
Percentage Net Loans Charged-off: Loans to individuals-1.2358%8,993
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5505%1,517
Percentage Net Loans Charged-off: Total real estate loans0.1013%1,801
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.1216%1,024
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0637%2,118
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.1168%1,501
Percentage Net Loans Charged-off: Commercial and industrial3.3645%600
Percentage Net Loans Charged-off: Loans to individuals-0.4611%9,042
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.9552%425
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5886%1,360
Percentage Net Loans Charged-off: Total real estate loans-0.0207%8,800
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0906%9,168
Percentage Net Loans Charged-off: Home equity loans-0.2733%6,052
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial2.7904%695
Percentage Net Loans Charged-off: Loans to individuals4.6117%205
Percentage Net Loans Charged-off: Credit card loans-27.0270%5,576
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5554%1,159
Percentage Net Loans Charged-off: Total real estate loans-0.0032%1,298
Percentage Net Loans Charged-off:Construction & development0.0000%266
Percentage Net Loans Charged-off: Commercial real estate0.0000%426
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%1,385
Percentage Net Loans Charged-off: Home equity loans0.2087%145
All other 1-4 family - Percent of loans charged-off, net-0.1040%1,512
Percentage Net Loans Charged-off: Commercial and industrial1.7809%130
Percentage Net Loans Charged-off: Loans to individuals2.4220%143
Percentage Net Loans Charged-off: Credit card loans-21.0843%1,352
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0535%1,323
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2748%2,478
Percentage Net Loans Charged-off: Total real estate loans0.1041%258
Percentage Net Loans Charged-off:Construction & development0.2308%88
Percentage Net Loans Charged-off: Commercial real estate0.0000%415
Percentage Net Loans Charged-off: Multi-family residential0.4747%43
Percentage Net Loans Charged-off: 1-4 family residential0.1759%170
Percentage Net Loans Charged-off: Home equity loans0.0000%369
All other 1-4 family - Percent of loans charged-off, net0.2505%118
Percentage Net Loans Charged-off: Commercial and industrial0.5328%367
Percentage Net Loans Charged-off: Loans to individuals2.1995%169
Percentage Net Loans Charged-off: Credit card loans-43.2390%1,348
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%415
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0412%9,657
Percentage Net Loans Charged-off: Total real estate loans0.0000%971
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate-0.0434%1,250
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.0318%605
Percentage Net Loans Charged-off: Home equity loans0.0000%385
All other 1-4 family - Percent of loans charged-off, net0.0443%480
Percentage Net Loans Charged-off: Commercial and industrial-0.0182%1,227
Percentage Net Loans Charged-off: Loans to individuals-1.0889%1,491
Percentage Net Loans Charged-off: Credit card loans-27.0270%1,305
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6540%1,091
Percentage Net Loans Charged-off: Total real estate loans0.1830%186
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.6011%72
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial1.1757%148
Percentage Net Loans Charged-off: Loans to individuals3.0743%125
Percentage Net Loans Charged-off: Credit card loans6.1916%131
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7703%1,031
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1520%4,605
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0877%5,997
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3844%3,446
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0575%12,760
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA