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Stonegate Bank, Income and Expense

2017-06-30 (YTD Data)Rank
Total interest income$59,934,000287
Total interest expense$7,283,000258
Net interest income$52,651,000292
Provision for loan and lease losses$1,200,000428
Total noninterest income$4,928,000708
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,646,000408
Trading account gains and fees$0139
Additional Noninterest Income$3,282,000694
Total noninterest expense$31,376,000378
Salaries and employee benefits$17,181,000381
Premises and equipment expense$4,593,000307
Additional noninterest expense$9,602,000386
Pre-tax net operating income$25,003,000290
Securities gains (losses)$01,906
Applicable income taxes$8,685,000261
Income before extraordinary items$16,318,000306
Extraordinary gains, net$011
Net income$16,318,000306
Minority interest net income$071
Net income of bank and minority interests.$16,318,000306
Net charge-offs$240,000945
Cash dividends$2,450,000646
Sale, conversion, retirement of capital stock, net$1,604,000111
Net operating income$16,318,000303
2017-03-31 (YTD Data)Rank
Total interest income$29,381,000291
Total interest expense$3,494,000264
Net interest income$25,887,000293
Provision for loan and lease losses$600,000393
Total noninterest income$2,038,000798
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$854,000398
Trading account gains and fees$0142
Additional Noninterest Income$1,184,000844
Total noninterest expense$15,079,000399
Salaries and employee benefits$8,411,000396
Premises and equipment expense$2,184,000325
Additional noninterest expense$4,484,000408
Pre-tax net operating income$12,246,000288
Securities gains (losses)$01,153
Applicable income taxes$4,252,000264
Income before extraordinary items$7,994,000307
Extraordinary gains, net$08
Net income$7,994,000308
Minority interest net income$055
Net income of bank and minority interests.$7,994,000308
Net charge-offs$-50,0005,471
Cash dividends$1,224,000615
Sale, conversion, retirement of capital stock, net$1,003,00081
Net operating income$7,994,000303
2016-12-31 (YTD Data)Rank
Total interest income$101,721,000305
Total interest expense$10,836,000292
Net interest income$90,885,000311
Provision for loan and lease losses$193,0002,492
Total noninterest income$8,524,000785
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,929,000459
Trading account gains and fees$0170
Additional Noninterest Income$5,595,000776
Total noninterest expense$55,956,000414
Salaries and employee benefits$30,299,000422
Premises and equipment expense$8,614,000320
Additional noninterest expense$17,043,000425
Pre-tax net operating income$43,260,000286
Securities gains (losses)$03,212
Applicable income taxes$14,325,000274
Income before extraordinary items$28,935,000306
Extraordinary gains, net$05
Net income$28,935,000306
Minority interest net income$082
Net income of bank and minority interests.$28,935,000306
Net charge-offs$-546,0005,810
Cash dividends$4,326,000767
Sale, conversion, retirement of capital stock, net$4,802,00097
Net operating income$28,935,000297
2016-09-30 (YTD Data)Rank
Total interest income$71,803,000321
Total interest expense$7,562,000302
Net interest income$64,241,000318
Provision for loan and lease losses$193,0002,088
Total noninterest income$6,079,000815
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,070,000480
Trading account gains and fees$0169
Additional Noninterest Income$4,009,000796
Total noninterest expense$39,070,000438
Salaries and employee benefits$21,164,000439
Premises and equipment expense$6,207,000326
Additional noninterest expense$11,699,000446
Pre-tax net operating income$31,057,000292
Securities gains (losses)$03,160
Applicable income taxes$11,118,000267
Income before extraordinary items$19,939,000318
Extraordinary gains, net$05
Net income$19,939,000318
Minority interest net income$071
Net income of bank and minority interests.$19,939,000318
Net charge-offs$-407,0005,839
Cash dividends$3,185,000723
Sale, conversion, retirement of capital stock, net$3,724,00081
Net operating income$19,939,000313
2016-06-30 (YTD Data)Rank
Total interest income$47,115,000322
Total interest expense$4,890,000310
Net interest income$42,225,000324
Provision for loan and lease losses$193,0001,668
Total noninterest income$4,012,000811
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,354,000480
Trading account gains and fees$0157
Additional Noninterest Income$2,658,000791
Total noninterest expense$25,319,000447
Salaries and employee benefits$14,004,000446
Premises and equipment expense$4,135,000331
Additional noninterest expense$7,180,000485
Pre-tax net operating income$20,725,000288
Securities gains (losses)$02,835
Applicable income taxes$7,342,000263
Income before extraordinary items$13,383,000316
Extraordinary gains, net$016
Net income$13,383,000316
Minority interest net income$071
Net income of bank and minority interests.$13,383,000316
Net charge-offs$-253,0005,893
Cash dividends$2,051,000736
Sale, conversion, retirement of capital stock, net$2,871,00069
Net operating income$13,383,000312
2016-03-31 (YTD Data)Rank
Total interest income$23,037,000323
Total interest expense$2,401,000311
Net interest income$20,636,000325
Provision for loan and lease losses$193,0001,002
Total noninterest income$2,273,000724
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$715,000465
Trading account gains and fees$0142
Additional Noninterest Income$1,558,000686
Total noninterest expense$12,524,000443
Salaries and employee benefits$7,097,000437
Premises and equipment expense$2,037,000339
Additional noninterest expense$3,390,000511
Pre-tax net operating income$10,192,000287
Securities gains (losses)$02,077
Applicable income taxes$3,496,000261
Income before extraordinary items$6,696,000309
Extraordinary gains, net$012
Net income$6,696,000309
Minority interest net income$062
Net income of bank and minority interests.$6,696,000309
Net charge-offs$-152,0005,949
Cash dividends$1,023,000713
Sale, conversion, retirement of capital stock, net$1,165,00064
Net operating income$6,696,000305
2015-12-31 (YTD Data)Rank
Total interest income$93,887,000303
Total interest expense$8,439,000328
Net interest income$85,448,000304
Provision for loan and lease losses$1,693,000524
Total noninterest income$7,229,000865
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,870,000463
Trading account gains and fees$0159
Additional Noninterest Income$4,359,000887
Total noninterest expense$51,471,000429
Salaries and employee benefits$27,306,000433
Premises and equipment expense$8,632,000311
Additional noninterest expense$15,533,000450
Pre-tax net operating income$39,513,000290
Securities gains (losses)$8,0002,689
Applicable income taxes$14,362,000252
Income before extraordinary items$25,159,000319
Extraordinary gains, net$023
Net income$25,159,000319
Minority interest net income$081
Net income of bank and minority interests.$25,159,000319
Net charge-offs$173,0002,127
Cash dividends$2,595,0001,111
Sale, conversion, retirement of capital stock, net$-8,247,0006,176
Net operating income$25,153,880316
2015-09-30 (YTD Data)Rank
Total interest income$70,180,000308
Total interest expense$6,175,000336
Net interest income$64,005,000307
Provision for loan and lease losses$1,393,000446
Total noninterest income$4,740,000968
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,090,000476
Trading account gains and fees$0153
Additional Noninterest Income$2,650,0001,066
Total noninterest expense$39,154,000431
Salaries and employee benefits$20,611,000440
Premises and equipment expense$6,535,000314
Additional noninterest expense$12,008,000437
Pre-tax net operating income$28,198,000304
Securities gains (losses)$8,0002,465
Applicable income taxes$10,311,000264
Income before extraordinary items$17,895,000342
Extraordinary gains, net$021
Net income$17,895,000342
Minority interest net income$078
Net income of bank and minority interests.$17,895,000342
Net charge-offs$-1,0004,684
Cash dividends$1,575,0001,168
Sale, conversion, retirement of capital stock, net$-10,339,0006,263
Net operating income$17,889,880336
2015-06-30 (YTD Data)Rank
Total interest income$45,680,000310
Total interest expense$4,048,000337
Net interest income$41,632,000308
Provision for loan and lease losses$550,000702
Total noninterest income$3,057,000986
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,328,000496
Trading account gains and fees$0157
Additional Noninterest Income$1,729,0001,081
Total noninterest expense$26,732,000429
Salaries and employee benefits$13,807,000439
Premises and equipment expense$4,400,000315
Additional noninterest expense$8,525,000419
Pre-tax net operating income$17,407,000319
Securities gains (losses)$8,0002,109
Applicable income taxes$6,357,000289
Income before extraordinary items$11,058,000362
Extraordinary gains, net$022
Net income$11,058,000360
Minority interest net income$075
Net income of bank and minority interests.$11,058,000360
Net charge-offs$-235,0006,103
Cash dividends$1,069,0001,163
Sale, conversion, retirement of capital stock, net$-10,890,0006,341
Net operating income$11,052,880353
2015-03-31 (YTD Data)Rank
Total interest income$22,056,000320
Total interest expense$2,121,000323
Net interest income$19,935,000320
Provision for loan and lease losses$03,703
Total noninterest income$1,446,000998
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$637,000503
Trading account gains and fees$0152
Additional Noninterest Income$809,0001,078
Total noninterest expense$13,449,000423
Salaries and employee benefits$7,015,000433
Premises and equipment expense$2,063,000342
Additional noninterest expense$4,371,000399
Pre-tax net operating income$7,932,000334
Securities gains (losses)$8,0001,548
Applicable income taxes$2,920,000292
Income before extraordinary items$5,020,000389
Extraordinary gains, net$013
Net income$5,020,000389
Minority interest net income$064
Net income of bank and minority interests.$5,020,000389
Net charge-offs$-138,0006,183
Cash dividends$537,0001,056
Sale, conversion, retirement of capital stock, net$1,477,00066
Net operating income$5,014,880380
2014-12-31 (YTD Data)Rank
Total interest income$62,469,000412
Total interest expense$7,261,000379
Net interest income$55,208,000416
Provision for loan and lease losses$-1,050,0006,368
Total noninterest income$4,636,0001,160
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,377,000960
Trading account gains and fees$0180
Additional Noninterest Income$3,259,0001,037
Total noninterest expense$41,279,000509
Salaries and employee benefits$22,115,000506
Premises and equipment expense$6,857,000390
Additional noninterest expense$12,307,000552
Pre-tax net operating income$19,615,000458
Securities gains (losses)$03,259
Applicable income taxes$6,833,000407
Income before extraordinary items$12,782,000529
Extraordinary gains, net$017
Net income$12,782,000527
Minority interest net income$084
Net income of bank and minority interests.$12,782,000529
Net charge-offs$-372,0006,349
Cash dividends$1,755,0001,402
Sale, conversion, retirement of capital stock, net$16,161,00026
Net operating income$12,782,000519
2014-09-30 (YTD Data)Rank
Total interest income$46,042,000419
Total interest expense$5,440,000382
Net interest income$40,602,000419
Provision for loan and lease losses$525,0001,095
Total noninterest income$3,463,0001,160
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$959,0001,044
Trading account gains and fees$0174
Additional Noninterest Income$2,504,0001,039
Total noninterest expense$32,137,000487
Salaries and employee benefits$17,033,000488
Premises and equipment expense$5,461,000370
Additional noninterest expense$9,643,000527
Pre-tax net operating income$11,403,000574
Securities gains (losses)$02,980
Applicable income taxes$3,850,000490
Income before extraordinary items$7,553,000679
Extraordinary gains, net$015
Net income$7,553,000676
Minority interest net income$081
Net income of bank and minority interests.$7,553,000677
Net charge-offs$-597,0006,497
Cash dividends$1,313,0001,273
Sale, conversion, retirement of capital stock, net$15,211,00026
Net operating income$7,553,000664
2014-06-30 (YTD Data)Rank
Total interest income$30,303,000417
Total interest expense$3,627,000388
Net interest income$26,676,000422
Provision for loan and lease losses$525,000805
Total noninterest income$2,373,0001,133
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$568,0001,142
Trading account gains and fees$0172
Additional Noninterest Income$1,805,000968
Total noninterest expense$22,730,000469
Salaries and employee benefits$11,720,000472
Premises and equipment expense$3,930,000346
Additional noninterest expense$7,080,000483
Pre-tax net operating income$5,794,000711
Securities gains (losses)$02,580
Applicable income taxes$1,832,000619
Income before extraordinary items$3,962,000820
Extraordinary gains, net$020
Net income$3,962,000821
Minority interest net income$080
Net income of bank and minority interests.$3,962,000820
Net charge-offs$-464,0006,556
Cash dividends$873,0001,288
Sale, conversion, retirement of capital stock, net$14,679,00018
Net operating income$3,962,000802
2014-03-31 (YTD Data)Rank
Total interest income$14,583,000430
Total interest expense$1,764,000403
Net interest income$12,819,000432
Provision for loan and lease losses$525,000430
Total noninterest income$1,350,000993
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$274,0001,168
Trading account gains and fees$0147
Additional Noninterest Income$1,076,000791
Total noninterest expense$10,372,000502
Salaries and employee benefits$6,013,000464
Premises and equipment expense$1,528,000434
Additional noninterest expense$2,831,000588
Pre-tax net operating income$3,272,000615
Securities gains (losses)$01,715
Applicable income taxes$1,214,000483
Income before extraordinary items$2,058,000758
Extraordinary gains, net$016
Net income$2,058,000759
Minority interest net income$066
Net income of bank and minority interests.$2,058,000759
Net charge-offs$-151,0006,554
Cash dividends$398,0001,246
Sale, conversion, retirement of capital stock, net$12,958,0006
Net operating income$2,058,000741
2013-12-31 (YTD Data)Rank
Total interest income$42,815,000578
Total interest expense$6,672,000469
Net interest income$36,143,000592
Provision for loan and lease losses$2,444,000531
Total noninterest income$4,409,0001,241
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$949,0001,434
Trading account gains and fees$0184
Additional Noninterest Income$3,460,0001,053
Total noninterest expense$24,403,000836
Salaries and employee benefits$13,909,000778
Premises and equipment expense$3,609,000682
Additional noninterest expense$6,885,000985
Pre-tax net operating income$13,705,000586
Securities gains (losses)$902,000262
Applicable income taxes$5,290,000441
Income before extraordinary items$9,317,000688
Extraordinary gains, net$029
Net income$9,317,000689
Minority interest net income$090
Net income of bank and minority interests.$9,317,000688
Net charge-offs$1,027,0001,247
Cash dividends$1,319,0001,595
Sale, conversion, retirement of capital stock, net$661,000258
Net operating income$8,739,720708
2013-09-30 (YTD Data)Rank
Total interest income$31,757,000581
Total interest expense$5,152,000473
Net interest income$26,605,000598
Provision for loan and lease losses$1,376,000688
Total noninterest income$2,298,0001,624
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$697,0001,466
Trading account gains and fees$0180
Additional Noninterest Income$1,601,0001,480
Total noninterest expense$17,833,000865
Salaries and employee benefits$10,314,000782
Premises and equipment expense$2,759,000669
Additional noninterest expense$4,760,0001,063
Pre-tax net operating income$9,694,000627
Securities gains (losses)$902,000233
Applicable income taxes$3,819,000467
Income before extraordinary items$6,777,000713
Extraordinary gains, net$025
Net income$6,777,000714
Minority interest net income$084
Net income of bank and minority interests.$6,777,000715
Net charge-offs$539,0001,523
Cash dividends$989,0001,474
Sale, conversion, retirement of capital stock, net$492,000232
Net operating income$6,199,720752
2013-06-30 (YTD Data)Rank
Total interest income$20,902,000585
Total interest expense$3,509,000471
Net interest income$17,393,000605
Provision for loan and lease losses$996,000684
Total noninterest income$1,563,0001,596
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$445,0001,491
Trading account gains and fees$0157
Additional Noninterest Income$1,118,0001,469
Total noninterest expense$11,730,000875
Salaries and employee benefits$6,879,000787
Premises and equipment expense$1,841,000669
Additional noninterest expense$3,010,0001,121
Pre-tax net operating income$6,230,000626
Securities gains (losses)$905,000199
Applicable income taxes$2,577,000458
Income before extraordinary items$4,558,000704
Extraordinary gains, net$022
Net income$4,558,000706
Minority interest net income$082
Net income of bank and minority interests.$4,558,000706
Net charge-offs$363,0001,517
Cash dividends$659,0001,451
Sale, conversion, retirement of capital stock, net$320,000212
Net operating income$3,978,800756
2013-03-31 (YTD Data)Rank
Total interest income$10,043,000617
Total interest expense$1,723,000499
Net interest income$8,320,000633
Provision for loan and lease losses$273,0001,094
Total noninterest income$828,0001,531
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$213,0001,533
Trading account gains and fees$0148
Additional Noninterest Income$615,0001,364
Total noninterest expense$6,036,000846
Salaries and employee benefits$3,498,000782
Premises and equipment expense$912,000689
Additional noninterest expense$1,626,0001,029
Pre-tax net operating income$2,839,000677
Securities gains (losses)$745,000143
Applicable income taxes$1,291,000458
Income before extraordinary items$2,293,000687
Extraordinary gains, net$010
Net income$2,293,000687
Minority interest net income$076
Net income of bank and minority interests.$2,293,000688
Net charge-offs$15,0003,259
Cash dividends$329,0001,267
Sale, conversion, retirement of capital stock, net$145,000200
Net operating income$1,816,200805
2012-12-31 (YTD Data)Rank
Total interest income$43,015,000603
Total interest expense$7,437,000566
Net interest income$35,578,000606
Provision for loan and lease losses$4,378,000566
Total noninterest income$3,527,0001,456
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$717,0001,860
Trading account gains and fees$0166
Additional Noninterest Income$2,810,0001,220
Total noninterest expense$23,154,000875
Salaries and employee benefits$13,283,000789
Premises and equipment expense$3,465,000695
Additional noninterest expense$6,406,0001,076
Pre-tax net operating income$11,573,000638
Securities gains (losses)$2,975,000175
Applicable income taxes$5,466,000412
Income before extraordinary items$9,082,000666
Extraordinary gains, net$029
Net income$9,082,000666
Minority interest net income$093
Net income of bank and minority interests.$9,082,000666
Net charge-offs$2,891,000866
Cash dividends$659,0002,453
Sale, conversion, retirement of capital stock, net$650,000272
Net operating income$7,178,000774
2012-09-30 (YTD Data)Rank
Total interest income$30,742,000641
Total interest expense$5,572,000600
Net interest income$25,170,000642
Provision for loan and lease losses$2,546,000704
Total noninterest income$2,865,0001,372
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$515,0001,949
Trading account gains and fees$0157
Additional Noninterest Income$2,350,0001,123
Total noninterest expense$17,344,000864
Salaries and employee benefits$9,858,000792
Premises and equipment expense$2,637,000694
Additional noninterest expense$4,849,0001,063
Pre-tax net operating income$8,145,000684
Securities gains (losses)$2,741,000144
Applicable income taxes$3,968,000436
Income before extraordinary items$6,918,000677
Extraordinary gains, net$020
Net income$6,918,000675
Minority interest net income$086
Net income of bank and minority interests.$6,918,000677
Net charge-offs$615,0001,952
Cash dividends$329,0002,475
Sale, conversion, retirement of capital stock, net$497,000242
Net operating income$5,163,760822
2012-06-30 (YTD Data)Rank
Total interest income$19,955,000667
Total interest expense$3,751,000618
Net interest income$16,204,000668
Provision for loan and lease losses$1,898,000667
Total noninterest income$2,109,0001,285
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$329,0002,004
Trading account gains and fees$0153
Additional Noninterest Income$1,780,0001,009
Total noninterest expense$11,459,000867
Salaries and employee benefits$6,454,000799
Premises and equipment expense$1,748,000700
Additional noninterest expense$3,257,0001,055
Pre-tax net operating income$4,956,000754
Securities gains (losses)$2,101,000132
Applicable income taxes$2,566,000444
Income before extraordinary items$4,491,000678
Extraordinary gains, net$019
Net income$4,491,000677
Minority interest net income$084
Net income of bank and minority interests.$4,491,000678
Net charge-offs$100,0003,416
Cash dividends$329,0002,049
Sale, conversion, retirement of capital stock, net$345,000213
Net operating income$3,146,360913
2012-03-31 (YTD Data)Rank
Total interest income$9,862,000682
Total interest expense$1,883,000633
Net interest income$7,979,000676
Provision for loan and lease losses$957,000647
Total noninterest income$1,059,0001,273
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$147,0002,173
Trading account gains and fees$0148
Additional Noninterest Income$912,000976
Total noninterest expense$5,825,000857
Salaries and employee benefits$3,304,000779
Premises and equipment expense$905,000670
Additional noninterest expense$1,616,0001,055
Pre-tax net operating income$2,256,000809
Securities gains (losses)$1,303,000101
Applicable income taxes$1,317,000430
Income before extraordinary items$2,242,000682
Extraordinary gains, net$019
Net income$2,242,000683
Minority interest net income$078
Net income of bank and minority interests.$2,242,000683
Net charge-offs$269,0001,588
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$165,000178
Net operating income$1,408,080991
2011-12-31 (YTD Data)Rank
Total interest income$37,865,000743
Total interest expense$7,985,000727
Net interest income$29,880,000725
Provision for loan and lease losses$12,263,000361
Total noninterest income$21,408,000352
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$468,0002,712
Trading account gains and fees$0146
Additional Noninterest Income$20,940,000259
Total noninterest expense$23,685,000834
Salaries and employee benefits$11,130,000884
Premises and equipment expense$3,341,000745
Additional noninterest expense$9,214,000777
Pre-tax net operating income$15,340,000446
Securities gains (losses)$591,000697
Applicable income taxes$4,387,000443
Income before extraordinary items$11,544,000475
Extraordinary gains, net$029
Net income$11,544,000476
Minority interest net income$096
Net income of bank and minority interests.$11,544,000476
Net charge-offs$8,406,000546
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$616,000387
Net operating income$11,118,480475
2011-09-30 (YTD Data)Rank
Total interest income$27,259,000794
Total interest expense$6,043,000759
Net interest income$21,216,000780
Provision for loan and lease losses$8,013,000389
Total noninterest income$17,134,000333
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$332,0002,829
Trading account gains and fees$0145
Additional Noninterest Income$16,802,000243
Total noninterest expense$17,231,000855
Salaries and employee benefits$8,228,000898
Premises and equipment expense$2,240,000849
Additional noninterest expense$6,763,000784
Pre-tax net operating income$13,106,000412
Securities gains (losses)$475,000672
Applicable income taxes$4,837,000345
Income before extraordinary items$8,744,000466
Extraordinary gains, net$021
Net income$8,744,000466
Minority interest net income$087
Net income of bank and minority interests.$8,744,000466
Net charge-offs$6,599,000497
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$447,000358
Net operating income$8,440,000479
2011-06-30 (YTD Data)Rank
Total interest income$17,311,000833
Total interest expense$3,885,000833
Net interest income$13,426,000829
Provision for loan and lease losses$7,391,000304
Total noninterest income$16,315,000252
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$190,0003,127
Trading account gains and fees$0153
Additional Noninterest Income$16,125,000186
Total noninterest expense$11,567,000864
Salaries and employee benefits$5,241,000943
Premises and equipment expense$1,329,000966
Additional noninterest expense$4,997,000719
Pre-tax net operating income$10,783,000347
Securities gains (losses)$360,000474
Applicable income taxes$3,959,000290
Income before extraordinary items$7,184,000385
Extraordinary gains, net$015
Net income$7,184,000384
Minority interest net income$089
Net income of bank and minority interests.$7,184,000384
Net charge-offs$6,703,000362
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$325,000267
Net operating income$6,953,600384
2011-03-31 (YTD Data)Rank
Total interest income$7,939,000913
Total interest expense$1,909,000887
Net interest income$6,030,000924
Provision for loan and lease losses$711,0001,118
Total noninterest income$1,000,0001,211
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$83,0003,354
Trading account gains and fees$0158
Additional Noninterest Income$917,000878
Total noninterest expense$4,395,0001,142
Salaries and employee benefits$2,129,0001,177
Premises and equipment expense$564,0001,168
Additional noninterest expense$1,702,0001,044
Pre-tax net operating income$1,924,000793
Securities gains (losses)$340,000224
Applicable income taxes$816,000523
Income before extraordinary items$1,448,000851
Extraordinary gains, net$09
Net income$1,448,000849
Minority interest net income$086
Net income of bank and minority interests.$1,448,000851
Net charge-offs$449,0001,426
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$159,000223
Net operating income$1,230,400964
2010-12-31 (YTD Data)Rank
Total interest income$30,620,000997
Total interest expense$8,080,0001,031
Net interest income$22,540,000976
Provision for loan and lease losses$4,978,0001,152
Total noninterest income$2,784,0001,637
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$264,0003,891
Trading account gains and fees$0175
Additional Noninterest Income$2,520,0001,191
Total noninterest expense$16,129,0001,243
Salaries and employee benefits$8,031,0001,226
Premises and equipment expense$2,555,0001,013
Additional noninterest expense$5,543,0001,319
Pre-tax net operating income$4,217,0001,208
Securities gains (losses)$1,251,000406
Applicable income taxes$1,948,000750
Income before extraordinary items$3,520,0001,213
Extraordinary gains, net$029
Net income$3,520,0001,215
Minority interest net income$0111
Net income of bank and minority interests.$3,520,0001,216
Net charge-offs$2,453,0001,653
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$27,903,00035
Net operating income$2,719,3601,477
2010-09-30 (YTD Data)Rank
Total interest income$22,782,0001,027
Total interest expense$6,178,0001,047
Net interest income$16,604,0001,002
Provision for loan and lease losses$3,115,0001,236
Total noninterest income$2,480,0001,432
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$191,0004,050
Trading account gains and fees$0165
Additional Noninterest Income$2,289,0001,005
Total noninterest expense$12,043,0001,241
Salaries and employee benefits$5,923,0001,248
Premises and equipment expense$1,946,0001,007
Additional noninterest expense$4,174,0001,296
Pre-tax net operating income$3,926,0001,041
Securities gains (losses)$114,0001,830
Applicable income taxes$1,446,000760
Income before extraordinary items$2,594,0001,285
Extraordinary gains, net$023
Net income$2,594,0001,289
Minority interest net income$0110
Net income of bank and minority interests.$2,594,0001,289
Net charge-offs$1,576,0001,738
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$27,753,00032
Net operating income$2,521,0401,279
2010-06-30 (YTD Data)Rank
Total interest income$14,637,0001,078
Total interest expense$4,184,0001,069
Net interest income$10,453,0001,066
Provision for loan and lease losses$1,242,0001,708
Total noninterest income$1,091,0001,928
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$126,0004,050
Trading account gains and fees$0152
Additional Noninterest Income$965,0001,330
Total noninterest expense$7,712,0001,279
Salaries and employee benefits$3,825,0001,290
Premises and equipment expense$1,372,000959
Additional noninterest expense$2,515,0001,413
Pre-tax net operating income$2,590,0001,037
Securities gains (losses)$23,0002,310
Applicable income taxes$923,000771
Income before extraordinary items$1,690,0001,305
Extraordinary gains, net$019
Net income$1,690,0001,306
Minority interest net income$0105
Net income of bank and minority interests.$1,690,0001,306
Net charge-offs$509,0002,422
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$27,605,00023
Net operating income$1,675,0501,275
2010-03-31 (YTD Data)Rank
Total interest income$7,340,0001,096
Total interest expense$2,096,0001,123
Net interest income$5,244,0001,068
Provision for loan and lease losses$233,0002,781
Total noninterest income$203,0003,612
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$61,0004,097
Trading account gains and fees$0175
Additional Noninterest Income$142,0002,939
Total noninterest expense$4,118,0001,225
Salaries and employee benefits$1,996,0001,244
Premises and equipment expense$817,000825
Additional noninterest expense$1,305,0001,370
Pre-tax net operating income$1,096,0001,191
Securities gains (losses)$1,0002,151
Applicable income taxes$267,0001,144
Income before extraordinary items$830,0001,319
Extraordinary gains, net$016
Net income$830,0001,322
Minority interest net income$091
Net income of bank and minority interests.$830,0001,321
Net charge-offs$-42,0007,765
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$27,483,00017
Net operating income$829,2401,280
2009-12-31 (YTD Data)Rank
Total interest income$20,816,0001,637
Total interest expense$7,484,0001,571
Net interest income$13,332,0001,681
Provision for loan and lease losses$12,111,000741
Total noninterest income$15,341,000463
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$212,0004,534
Trading account gains and fees$0211
Additional Noninterest Income$15,129,000330
Total noninterest expense$14,209,0001,452
Salaries and employee benefits$6,590,0001,519
Premises and equipment expense$2,279,0001,191
Additional noninterest expense$5,340,0001,390
Pre-tax net operating income$2,353,0001,666
Securities gains (losses)$501,000881
Applicable income taxes$-4,261,0007,723
Income before extraordinary items$7,115,000470
Extraordinary gains, net$034
Net income$7,115,000470
Minority interest net income$0115
Net income of bank and minority interests.$7,115,000472
Net charge-offs$6,851,000913
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$14,844,00062
Net operating income$6,614,000511
2009-09-30 (YTD Data)Rank
Total interest income$13,779,0001,883
Total interest expense$5,341,0001,735
Net interest income$8,438,0001,956
Provision for loan and lease losses$4,731,0001,091
Total noninterest income$5,511,000811
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$151,0004,667
Trading account gains and fees$0212
Additional Noninterest Income$5,360,000558
Total noninterest expense$8,111,0001,872
Salaries and employee benefits$4,444,0001,699
Premises and equipment expense$1,382,0001,483
Additional noninterest expense$2,285,0002,282
Pre-tax net operating income$1,107,0002,562
Securities gains (losses)$387,000833
Applicable income taxes$511,0001,383
Income before extraordinary items$983,0002,509
Extraordinary gains, net$027
Net income$983,0002,507
Minority interest net income$0118
Net income of bank and minority interests.$983,0002,510
Net charge-offs$2,996,0001,183
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$14,668,00051
Net operating income$727,5802,972
2009-06-30 (YTD Data)Rank
Total interest income$8,687,0002,020
Total interest expense$3,372,0001,893
Net interest income$5,315,0002,064
Provision for loan and lease losses$942,0002,143
Total noninterest income$550,0003,200
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$93,0004,785
Trading account gains and fees$0193
Additional Noninterest Income$457,0002,344
Total noninterest expense$4,681,0002,155
Salaries and employee benefits$2,703,0001,871
Premises and equipment expense$874,0001,590
Additional noninterest expense$1,104,0003,047
Pre-tax net operating income$242,0004,417
Securities gains (losses)$324,000711
Applicable income taxes$199,0001,959
Income before extraordinary items$367,0003,626
Extraordinary gains, net$021
Net income$367,0003,624
Minority interest net income$0112
Net income of bank and minority interests.$367,0003,625
Net charge-offs$639,0002,073
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$305,000413
Net operating income$156,4004,737
2009-03-31 (YTD Data)Rank
Total interest income$4,316,0002,058
Total interest expense$1,699,0001,947
Net interest income$2,617,0002,093
Provision for loan and lease losses$400,0001,987
Total noninterest income$219,0003,636
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$48,0004,692
Trading account gains and fees$0171
Additional Noninterest Income$171,0002,733
Total noninterest expense$2,271,0002,170
Salaries and employee benefits$1,363,0001,887
Premises and equipment expense$438,0001,621
Additional noninterest expense$470,0003,171
Pre-tax net operating income$165,0004,347
Securities gains (losses)$193,000686
Applicable income taxes$126,0001,949
Income before extraordinary items$232,0003,598
Extraordinary gains, net$015
Net income$232,0003,598
Minority interest net income$0102
Net income of bank and minority interests.$232,0003,599
Net charge-offs$298,0001,781
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$153,000308
Net operating income$106,5504,700
2008-12-31 (YTD Data)Rank
Total interest income$16,611,0002,267
Total interest expense$6,699,0002,282
Net interest income$9,912,0002,244
Provision for loan and lease losses$1,904,0001,862
Total noninterest income$1,479,0002,663
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$180,0004,986
Trading account gains and fees$0154
Additional Noninterest Income$1,299,0001,774
Total noninterest expense$9,278,0002,076
Salaries and employee benefits$5,312,0001,902
Premises and equipment expense$1,915,0001,445
Additional noninterest expense$2,051,0002,805
Pre-tax net operating income$209,0005,727
Securities gains (losses)$569,000336
Applicable income taxes$206,0002,777
Income before extraordinary items$572,0004,246
Extraordinary gains, net$039
Net income$572,0004,245
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,535,0001,527
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$550,000536
Net operating income$150,9405,836
2008-09-30 (YTD Data)Rank
Total interest income$12,128,0002,360
Total interest expense$4,944,0002,403
Net interest income$7,184,0002,314
Provision for loan and lease losses$1,041,0001,782
Total noninterest income$822,0003,276
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$130,0005,093
Trading account gains and fees$0148
Additional Noninterest Income$692,0002,334
Total noninterest expense$7,020,0002,043
Salaries and employee benefits$4,083,0001,897
Premises and equipment expense$1,462,0001,426
Additional noninterest expense$1,475,0002,808
Pre-tax net operating income$-55,0006,851
Securities gains (losses)$569,000288
Applicable income taxes$117,0003,463
Income before extraordinary items$397,0004,806
Extraordinary gains, net$031
Net income$397,0004,804
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$915,0001,382
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$397,000438
Net operating income$-41,1306,859
2008-06-30 (YTD Data)Rank
Total interest income$7,962,0002,428
Total interest expense$3,245,0002,521
Net interest income$4,717,0002,330
Provision for loan and lease losses$648,0001,617
Total noninterest income$630,0003,042
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$82,0005,200
Trading account gains and fees$0149
Additional Noninterest Income$548,0002,107
Total noninterest expense$4,892,0001,957
Salaries and employee benefits$2,929,0001,776
Premises and equipment expense$998,0001,393
Additional noninterest expense$965,0002,837
Pre-tax net operating income$-193,0007,320
Securities gains (losses)$504,000310
Applicable income taxes$21,0004,649
Income before extraordinary items$290,0005,062
Extraordinary gains, net$021
Net income$290,0005,062
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$669,0001,098
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$299,000341
Net operating income$-178,7207,355
2008-03-31 (YTD Data)Rank
Total interest income$3,952,0002,498
Total interest expense$1,720,0002,544
Net interest income$2,232,0002,456
Provision for loan and lease losses$394,0001,169
Total noninterest income$426,0002,498
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$36,0005,409
Trading account gains and fees$0158
Additional Noninterest Income$390,0001,663
Total noninterest expense$2,447,0001,957
Salaries and employee benefits$1,495,0001,761
Premises and equipment expense$529,0001,301
Additional noninterest expense$423,0003,147
Pre-tax net operating income$-183,0007,735
Securities gains (losses)$267,000362
Applicable income taxes$9,0004,855
Income before extraordinary items$75,0006,200
Extraordinary gains, net$015
Net income$75,0006,202
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,000626
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$150,000253
Net operating income$-162,6307,734
2007-12-31 (YTD Data)Rank
Total interest income$17,686,0002,333
Total interest expense$8,170,0002,276
Net interest income$9,516,0002,336
Provision for loan and lease losses$653,0001,941
Total noninterest income$530,0004,902
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$108,0005,924
Trading account gains and fees$0178
Additional Noninterest Income$422,0003,635
Total noninterest expense$8,619,0002,138
Salaries and employee benefits$5,213,0001,935
Premises and equipment expense$1,751,0001,523
Additional noninterest expense$1,655,0003,150
Pre-tax net operating income$774,0005,235
Securities gains (losses)$132,000536
Applicable income taxes$383,0003,084
Income before extraordinary items$523,0005,603
Extraordinary gains, net$039
Net income$523,0005,605
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$513,000530
Net operating income$438,5205,898
2007-09-30 (YTD Data)Rank
Total interest income$13,345,0002,322
Total interest expense$6,071,0002,294
Net interest income$7,274,0002,314
Provision for loan and lease losses$314,0002,255
Total noninterest income$381,0005,023
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$74,0006,074
Trading account gains and fees$0184
Additional Noninterest Income$307,0003,698
Total noninterest expense$6,288,0002,164
Salaries and employee benefits$3,859,0001,953
Premises and equipment expense$1,224,0001,618
Additional noninterest expense$1,205,0003,183
Pre-tax net operating income$1,053,0004,241
Securities gains (losses)$5,0001,185
Applicable income taxes$329,0003,070
Income before extraordinary items$729,0004,555
Extraordinary gains, net$033
Net income$729,0004,555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$368,000464
Net operating income$725,5504,563
2007-06-30 (YTD Data)Rank
Total interest income$8,798,0002,368
Total interest expense$3,897,0002,381
Net interest income$4,901,0002,320
Provision for loan and lease losses$261,0001,733
Total noninterest income$194,0005,634
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$28,0006,731
Trading account gains and fees$0168
Additional Noninterest Income$166,0004,131
Total noninterest expense$3,851,0002,369
Salaries and employee benefits$2,324,0002,209
Premises and equipment expense$719,0001,828
Additional noninterest expense$808,0003,167
Pre-tax net operating income$983,0003,567
Securities gains (losses)$01,444
Applicable income taxes$295,0002,757
Income before extraordinary items$688,0003,863
Extraordinary gains, net$029
Net income$688,0003,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$224,000431
Net operating income$688,0003,852
2007-03-31 (YTD Data)Rank
Total interest income$4,227,0002,438
Total interest expense$1,826,0002,504
Net interest income$2,401,0002,364
Provision for loan and lease losses$147,0001,536
Total noninterest income$102,0005,507
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$21,0006,298
Trading account gains and fees$0195
Additional Noninterest Income$81,0004,179
Total noninterest expense$1,780,0002,566
Salaries and employee benefits$1,094,0002,345
Premises and equipment expense$325,0002,012
Additional noninterest expense$361,0003,450
Pre-tax net operating income$576,0003,216
Securities gains (losses)$01,187
Applicable income taxes$181,0002,536
Income before extraordinary items$395,0003,533
Extraordinary gains, net$022
Net income$395,0003,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$96,000356
Net operating income$395,0003,507
2006-12-31 (YTD Data)Rank
Total interest income$13,039,0002,880
Total interest expense$5,207,0002,936
Net interest income$7,832,0002,806
Provision for loan and lease losses$767,0001,314
Total noninterest income$429,0005,457
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$53,0006,840
Trading account gains and fees$0130
Additional Noninterest Income$376,0003,846
Total noninterest expense$6,251,0002,782
Salaries and employee benefits$4,084,0002,398
Premises and equipment expense$1,041,0002,374
Additional noninterest expense$1,126,0004,137
Pre-tax net operating income$1,243,0004,712
Securities gains (losses)$-68,0008,046
Applicable income taxes$-356,0008,536
Income before extraordinary items$1,531,0003,720
Extraordinary gains, net$051
Net income$1,531,0003,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$348,000653
Net operating income$1,599,0003,605
2006-09-30 (YTD Data)Rank
Total interest income$9,005,0003,066
Total interest expense$3,444,0003,154
Net interest income$5,561,0002,984
Provision for loan and lease losses$536,0001,322
Total noninterest income$187,0006,590
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$38,0006,969
Trading account gains and fees$0126
Additional Noninterest Income$149,0005,140
Total noninterest expense$4,293,0002,979
Salaries and employee benefits$2,706,0002,676
Premises and equipment expense$748,0002,483
Additional noninterest expense$839,0004,135
Pre-tax net operating income$919,0004,908
Securities gains (losses)$-68,0008,285
Applicable income taxes$-411,0008,680
Income before extraordinary items$1,262,0003,609
Extraordinary gains, net$045
Net income$1,262,0003,611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$64,000781
Net operating income$1,330,0003,467
2006-06-30 (YTD Data)Rank
Total interest income$5,497,0003,262
Total interest expense$2,032,0003,335
Net interest income$3,465,0003,160
Provision for loan and lease losses$314,0001,414
Total noninterest income$110,0006,811
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$22,0007,105
Trading account gains and fees$0126
Additional Noninterest Income$88,0005,398
Total noninterest expense$2,812,0003,047
Salaries and employee benefits$1,786,0002,700
Premises and equipment expense$483,0002,560
Additional noninterest expense$543,0004,224
Pre-tax net operating income$449,0005,649
Securities gains (losses)$01,185
Applicable income taxes$169,0003,840
Income before extraordinary items$280,0006,153
Extraordinary gains, net$039
Net income$280,0006,153
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$35,000676
Net operating income$280,0006,157
2006-03-31 (YTD Data)Rank
Total interest income$2,439,0003,502
Total interest expense$837,0003,696
Net interest income$1,602,0003,353
Provision for loan and lease losses$90,0002,132
Total noninterest income$45,0007,115
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$14,0006,901
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,011
Total noninterest expense$1,377,0003,100
Salaries and employee benefits$904,0002,672
Premises and equipment expense$234,0002,626
Additional noninterest expense$239,0004,605
Pre-tax net operating income$180,0006,056
Securities gains (losses)$0955
Applicable income taxes$68,0004,090
Income before extraordinary items$112,0006,536
Extraordinary gains, net$021
Net income$112,0006,536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$112,0006,535
2005-12-31 (YTD Data)Rank
Total interest income$4,560,0005,445
Total interest expense$1,039,0006,193
Net interest income$3,521,0004,996
Provision for loan and lease losses$972,0001,069
Total noninterest income$59,0008,361
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$17,0007,513
Trading account gains and fees$0138
Additional Noninterest Income$42,0007,569
Total noninterest expense$3,973,0003,885
Salaries and employee benefits$2,526,0003,451
Premises and equipment expense$506,0004,141
Additional noninterest expense$941,0004,617
Pre-tax net operating income$-1,365,0008,702
Securities gains (losses)$-8,0007,452
Applicable income taxes$06,964
Income before extraordinary items$-1,373,0008,726
Extraordinary gains, net$046
Net income$-1,373,0008,726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$40,000,00027
Net operating income$-1,365,0008,708
2005-09-30 (YTD Data)Rank
Total interest income$2,699,0006,104
Total interest expense$519,0007,007
Net interest income$2,180,0005,617
Provision for loan and lease losses$766,000975
Total noninterest income$27,0008,565
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$5,0007,682
Trading account gains and fees$0126
Additional Noninterest Income$22,0007,899
Total noninterest expense$2,767,0004,083
Salaries and employee benefits$1,770,0003,616
Premises and equipment expense$304,0004,799
Additional noninterest expense$693,0004,654
Pre-tax net operating income$-1,326,0008,769
Securities gains (losses)$-5,0007,675
Applicable income taxes$06,976
Income before extraordinary items$-1,331,0008,787
Extraordinary gains, net$035
Net income$-1,331,0008,787
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$40,000,00020
Net operating income$-1,326,0008,767
2005-06-30 (YTD Data)Rank
Total interest income$1,233,0007,015
Total interest expense$163,0008,082
Net interest income$1,070,0006,490
Provision for loan and lease losses$495,000989
Total noninterest income$6,0008,715
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,0007,756
Trading account gains and fees$0116
Additional Noninterest Income$5,0008,453
Total noninterest expense$1,710,0004,320
Salaries and employee benefits$1,092,0003,834
Premises and equipment expense$146,0005,777
Additional noninterest expense$472,0004,575
Pre-tax net operating income$-1,129,0008,793
Securities gains (losses)$-2,0007,723
Applicable income taxes$06,961
Income before extraordinary items$-1,131,0008,813
Extraordinary gains, net$030
Net income$-1,131,0008,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$40,000,00013
Net operating income$-1,129,0008,795
2005-03-31 (YTD Data)Rank
Total interest income$293,0008,297
Total interest expense$6,0008,856
Net interest income$287,0007,868
Provision for loan and lease losses$185,0001,198
Total noninterest income$08,858
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$877,0004,249
Salaries and employee benefits$542,0003,844
Premises and equipment expense$21,0008,119
Additional noninterest expense$314,0003,666
Pre-tax net operating income$-775,0008,889
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$-775,0008,893
Extraordinary gains, net$024
Net income$-775,0008,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$40,000,00010
Net operating income$-775,0008,881

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.