Home > Sterling Savings Bank > Income and Expense

Sterling Savings Bank, Income and Expense

2014-03-31 (YTD Data)Rank
Total interest income$99,054,000107
Total interest expense$11,571,00090
Net interest income$87,483,000105
Provision for loan and lease losses$03,817
Total noninterest income$17,918,000146
Gross Fiduciary activities income$504,000331
Service charges on deposit accounts$6,433,00077
Trading account gains and fees$0147
Additional Noninterest Income$10,981,000148
Total noninterest expense$83,597,00093
Salaries and employee benefits$47,275,00068
Premises and equipment expense$11,365,00075
Additional noninterest expense$24,957,000118
Pre-tax net operating income$21,804,000163
Securities gains (losses)$01,715
Applicable income taxes$7,516,000156
Income before extraordinary items$14,288,000179
Extraordinary gains, net$016
Net income$14,288,000179
Minority interest net income$066
Net income of bank and minority interests.$14,288,000179
Net charge-offs$1,322,000240
Cash dividends$36,000,00050
Sale, conversion, retirement of capital stock, net$0747
Net operating income$14,288,000174
2013-12-31 (YTD Data)Rank
Total interest income$386,459,000109
Total interest expense$48,970,00093
Net interest income$337,489,000107
Provision for loan and lease losses$-5,200,0006,768
Total noninterest income$134,854,000102
Gross Fiduciary activities income$2,138,000315
Service charges on deposit accounts$29,184,00075
Trading account gains and fees$0184
Additional Noninterest Income$103,532,00089
Total noninterest expense$329,126,00089
Salaries and employee benefits$177,930,00069
Premises and equipment expense$43,836,00074
Additional noninterest expense$107,360,000113
Pre-tax net operating income$148,417,000109
Securities gains (losses)$03,182
Applicable income taxes$43,919,000115
Income before extraordinary items$104,498,000120
Extraordinary gains, net$029
Net income$104,498,000120
Minority interest net income$090
Net income of bank and minority interests.$104,498,000120
Net charge-offs$11,849,000154
Cash dividends$72,800,00093
Sale, conversion, retirement of capital stock, net$0924
Net operating income$104,498,000120
2013-09-30 (YTD Data)Rank
Total interest income$286,014,000108
Total interest expense$36,988,00092
Net interest income$249,026,000108
Provision for loan and lease losses$-4,700,0006,859
Total noninterest income$108,083,000100
Gross Fiduciary activities income$1,549,000317
Service charges on deposit accounts$22,019,00074
Trading account gains and fees$0180
Additional Noninterest Income$84,515,00088
Total noninterest expense$247,814,00089
Salaries and employee benefits$132,582,00069
Premises and equipment expense$31,691,00076
Additional noninterest expense$83,541,000104
Pre-tax net operating income$113,995,000109
Securities gains (losses)$03,040
Applicable income taxes$35,253,000112
Income before extraordinary items$78,742,000114
Extraordinary gains, net$025
Net income$78,742,000114
Minority interest net income$084
Net income of bank and minority interests.$78,742,000114
Net charge-offs$10,947,000137
Cash dividends$54,800,00083
Sale, conversion, retirement of capital stock, net$0868
Net operating income$78,742,000112
2013-06-30 (YTD Data)Rank
Total interest income$188,096,000109
Total interest expense$24,561,00091
Net interest income$163,535,000108
Provision for loan and lease losses$-2,600,0006,900
Total noninterest income$77,549,00099
Gross Fiduciary activities income$1,019,000317
Service charges on deposit accounts$14,470,00073
Trading account gains and fees$0157
Additional Noninterest Income$62,060,00081
Total noninterest expense$164,056,00090
Salaries and employee benefits$86,025,00072
Premises and equipment expense$20,646,00077
Additional noninterest expense$57,385,000104
Pre-tax net operating income$79,628,000107
Securities gains (losses)$02,791
Applicable income taxes$25,202,000110
Income before extraordinary items$54,426,000111
Extraordinary gains, net$022
Net income$54,426,000111
Minority interest net income$082
Net income of bank and minority interests.$54,426,000111
Net charge-offs$9,798,000114
Cash dividends$36,800,00074
Sale, conversion, retirement of capital stock, net$0838
Net operating income$54,426,000110
2013-03-31 (YTD Data)Rank
Total interest income$92,174,000113
Total interest expense$12,419,00094
Net interest income$79,755,000113
Provision for loan and lease losses$04,409
Total noninterest income$36,733,00099
Gross Fiduciary activities income$475,000329
Service charges on deposit accounts$6,961,00074
Trading account gains and fees$0148
Additional Noninterest Income$29,297,00091
Total noninterest expense$80,501,00090
Salaries and employee benefits$41,591,00075
Premises and equipment expense$10,365,00077
Additional noninterest expense$28,545,000103
Pre-tax net operating income$35,987,000114
Securities gains (losses)$01,966
Applicable income taxes$11,147,000116
Income before extraordinary items$24,840,000119
Extraordinary gains, net$010
Net income$24,840,000120
Minority interest net income$076
Net income of bank and minority interests.$24,840,000120
Net charge-offs$4,675,000126
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$24,840,000116
2012-12-31 (YTD Data)Rank
Total interest income$395,651,000108
Total interest expense$78,004,00082
Net interest income$317,647,000111
Provision for loan and lease losses$7,500,000355
Total noninterest income$171,592,00091
Gross Fiduciary activities income$1,303,000390
Service charges on deposit accounts$27,156,00076
Trading account gains and fees$0166
Additional Noninterest Income$143,133,00076
Total noninterest expense$393,239,00075
Salaries and employee benefits$185,603,00068
Premises and equipment expense$42,487,00074
Additional noninterest expense$165,149,00084
Pre-tax net operating income$88,500,000154
Securities gains (losses)$17,016,00040
Applicable income taxes$-274,700,0007,081
Income before extraordinary items$380,216,00048
Extraordinary gains, net$029
Net income$380,216,00048
Minority interest net income$093
Net income of bank and minority interests.$380,216,00048
Net charge-offs$30,612,000129
Cash dividends$52,600,000114
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$363,200,00047
2012-09-30 (YTD Data)Rank
Total interest income$299,706,000108
Total interest expense$61,383,00081
Net interest income$238,323,000110
Provision for loan and lease losses$8,000,000270
Total noninterest income$119,791,00099
Gross Fiduciary activities income$913,000403
Service charges on deposit accounts$20,346,00077
Trading account gains and fees$0157
Additional Noninterest Income$98,532,00082
Total noninterest expense$270,909,00079
Salaries and employee benefits$137,178,00069
Premises and equipment expense$31,942,00074
Additional noninterest expense$101,789,00094
Pre-tax net operating income$79,205,000137
Securities gains (losses)$5,773,00072
Applicable income taxes$-268,684,0007,181
Income before extraordinary items$353,662,00042
Extraordinary gains, net$020
Net income$353,662,00042
Minority interest net income$086
Net income of bank and minority interests.$353,662,00042
Net charge-offs$31,179,000104
Cash dividends$6,500,000293
Sale, conversion, retirement of capital stock, net$0952
Net operating income$347,889,00040
2012-06-30 (YTD Data)Rank
Total interest income$206,138,000106
Total interest expense$42,286,00082
Net interest income$163,852,000107
Provision for loan and lease losses$6,000,000248
Total noninterest income$74,210,000100
Gross Fiduciary activities income$537,000430
Service charges on deposit accounts$13,241,00078
Trading account gains and fees$0153
Additional Noninterest Income$60,432,00081
Total noninterest expense$183,279,00078
Salaries and employee benefits$92,286,00067
Premises and equipment expense$21,132,00074
Additional noninterest expense$69,861,00092
Pre-tax net operating income$48,783,000144
Securities gains (losses)$2,644,000103
Applicable income taxes$-268,684,0007,245
Income before extraordinary items$320,111,00033
Extraordinary gains, net$019
Net income$320,111,00032
Minority interest net income$084
Net income of bank and minority interests.$320,111,00032
Net charge-offs$25,216,00091
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$317,467,00032
2012-03-31 (YTD Data)Rank
Total interest income$101,641,000107
Total interest expense$21,902,00082
Net interest income$79,739,000108
Provision for loan and lease losses$4,000,000199
Total noninterest income$30,833,000108
Gross Fiduciary activities income$127,000603
Service charges on deposit accounts$6,269,00079
Trading account gains and fees$0148
Additional Noninterest Income$24,437,00090
Total noninterest expense$90,067,00079
Salaries and employee benefits$46,639,00065
Premises and equipment expense$10,128,00074
Additional noninterest expense$33,300,00094
Pre-tax net operating income$16,505,000179
Securities gains (losses)$142,000742
Applicable income taxes$04,704
Income before extraordinary items$16,647,000154
Extraordinary gains, net$019
Net income$16,647,000155
Minority interest net income$078
Net income of bank and minority interests.$16,647,000155
Net charge-offs$20,185,00070
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$16,505,000153
2011-12-31 (YTD Data)Rank
Total interest income$414,628,000108
Total interest expense$102,963,00084
Net interest income$311,665,000112
Provision for loan and lease losses$28,500,000175
Total noninterest income$92,232,000130
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$27,440,00078
Trading account gains and fees$0146
Additional Noninterest Income$64,792,000126
Total noninterest expense$340,680,00083
Salaries and employee benefits$168,512,00070
Premises and equipment expense$39,662,00080
Additional noninterest expense$132,506,00093
Pre-tax net operating income$34,717,000243
Securities gains (losses)$16,236,00042
Applicable income taxes$04,719
Income before extraordinary items$50,953,000156
Extraordinary gains, net$029
Net income$50,953,000156
Minority interest net income$096
Net income of bank and minority interests.$50,953,000157
Net charge-offs$98,099,00080
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$34,717,000192
2011-09-30 (YTD Data)Rank
Total interest income$314,250,000107
Total interest expense$79,044,00084
Net interest income$235,206,000110
Provision for loan and lease losses$26,500,000141
Total noninterest income$60,241,000131
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$20,869,00076
Trading account gains and fees$0145
Additional Noninterest Income$39,372,000138
Total noninterest expense$250,595,00081
Salaries and employee benefits$126,886,00072
Premises and equipment expense$29,620,00078
Additional noninterest expense$94,089,00095
Pre-tax net operating income$18,352,000316
Securities gains (losses)$14,298,00042
Applicable income taxes$04,740
Income before extraordinary items$32,650,000177
Extraordinary gains, net$021
Net income$32,650,000177
Minority interest net income$087
Net income of bank and minority interests.$32,650,000178
Net charge-offs$87,363,00075
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$18,352,000257
2011-06-30 (YTD Data)Rank
Total interest income$210,319,000109
Total interest expense$54,020,00086
Net interest income$156,299,000111
Provision for loan and lease losses$22,500,000127
Total noninterest income$38,139,000139
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$13,931,00077
Trading account gains and fees$0153
Additional Noninterest Income$24,208,000151
Total noninterest expense$166,930,00084
Salaries and employee benefits$83,805,00074
Premises and equipment expense$19,965,00080
Additional noninterest expense$63,160,00098
Pre-tax net operating income$5,008,000633
Securities gains (losses)$14,298,00028
Applicable income taxes$04,697
Income before extraordinary items$19,306,000184
Extraordinary gains, net$015
Net income$19,306,000185
Minority interest net income$089
Net income of bank and minority interests.$19,306,000184
Net charge-offs$57,470,00077
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,008,000523
2011-03-31 (YTD Data)Rank
Total interest income$105,560,000108
Total interest expense$28,004,00087
Net interest income$77,556,000115
Provision for loan and lease losses$10,000,000136
Total noninterest income$18,028,000147
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$9,041,00063
Trading account gains and fees$0158
Additional Noninterest Income$8,987,000183
Total noninterest expense$82,927,00085
Salaries and employee benefits$42,871,00076
Premises and equipment expense$9,863,00081
Additional noninterest expense$30,193,000104
Pre-tax net operating income$2,657,000610
Securities gains (losses)$6,001,00029
Applicable income taxes$04,545
Income before extraordinary items$8,658,000190
Extraordinary gains, net$09
Net income$8,658,000190
Minority interest net income$086
Net income of bank and minority interests.$8,658,000190
Net charge-offs$24,114,00089
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,657,000498
2010-12-31 (YTD Data)Rank
Total interest income$452,658,000106
Total interest expense$155,003,00074
Net interest income$297,655,000109
Provision for loan and lease losses$250,591,00058
Total noninterest income$86,578,000138
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$39,841,00061
Trading account gains and fees$0175
Additional Noninterest Income$46,737,000169
Total noninterest expense$366,172,00081
Salaries and employee benefits$165,937,00075
Premises and equipment expense$41,186,00079
Additional noninterest expense$159,049,00091
Pre-tax net operating income$-232,530,0007,651
Securities gains (losses)$25,745,00030
Applicable income taxes$04,655
Income before extraordinary items$-206,785,0007,640
Extraordinary gains, net$029
Net income$-206,785,0007,640
Minority interest net income$0111
Net income of bank and minority interests.$-206,785,0007,640
Net charge-offs$346,975,00051
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-232,530,0007,641
2010-09-30 (YTD Data)Rank
Total interest income$346,643,000100
Total interest expense$121,352,00074
Net interest income$225,291,000108
Provision for loan and lease losses$220,591,00053
Total noninterest income$71,339,000129
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$29,999,00060
Trading account gains and fees$0165
Additional Noninterest Income$41,340,000137
Total noninterest expense$270,486,00083
Salaries and employee benefits$118,574,00076
Premises and equipment expense$30,956,00077
Additional noninterest expense$120,956,00089
Pre-tax net operating income$-194,447,0007,759
Securities gains (losses)$24,265,00030
Applicable income taxes$04,726
Income before extraordinary items$-170,182,0007,746
Extraordinary gains, net$023
Net income$-170,182,0007,746
Minority interest net income$0110
Net income of bank and minority interests.$-170,182,0007,746
Net charge-offs$315,526,00046
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-194,447,0007,752
2010-06-30 (YTD Data)Rank
Total interest income$223,631,000105
Total interest expense$77,799,00076
Net interest income$145,832,000109
Provision for loan and lease losses$154,000,00059
Total noninterest income$22,042,000213
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$19,789,00059
Trading account gains and fees$0152
Additional Noninterest Income$2,253,000727
Total noninterest expense$160,937,00090
Salaries and employee benefits$66,134,00085
Premises and equipment expense$17,935,00087
Additional noninterest expense$76,868,00092
Pre-tax net operating income$-147,063,0007,824
Securities gains (losses)$17,187,00030
Applicable income taxes$04,691
Income before extraordinary items$-129,876,0007,817
Extraordinary gains, net$019
Net income$-129,876,0007,817
Minority interest net income$0105
Net income of bank and minority interests.$-129,876,0007,817
Net charge-offs$231,862,00042
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-147,063,0007,820
2010-03-31 (YTD Data)Rank
Total interest income$114,131,000100
Total interest expense$40,066,00077
Net interest income$74,065,000111
Provision for loan and lease losses$85,000,00059
Total noninterest income$11,674,000212
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$9,527,00058
Trading account gains and fees$0175
Additional Noninterest Income$2,147,000466
Total noninterest expense$81,210,00086
Salaries and employee benefits$32,733,00085
Premises and equipment expense$9,107,00086
Additional noninterest expense$39,370,00082
Pre-tax net operating income$-80,471,0007,921
Securities gains (losses)$1,839,00085
Applicable income taxes$04,611
Income before extraordinary items$-78,632,0007,916
Extraordinary gains, net$016
Net income$-78,632,0007,917
Minority interest net income$091
Net income of bank and minority interests.$-78,632,0007,917
Net charge-offs$133,418,00041
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-80,471,0007,916
2009-12-31 (YTD Data)Rank
Total interest income$574,573,00084
Total interest expense$234,468,00066
Net interest income$340,105,00093
Provision for loan and lease losses$667,129,00044
Total noninterest income$38,917,000244
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$41,960,00059
Trading account gains and fees$0211
Additional Noninterest Income$-3,043,0007,974
Total noninterest expense$529,123,00061
Salaries and employee benefits$133,895,00080
Premises and equipment expense$37,619,00080
Additional noninterest expense$357,609,00056
Pre-tax net operating income$-817,230,0008,009
Securities gains (losses)$12,221,00063
Applicable income taxes$25,323,00088
Income before extraordinary items$-830,332,0008,002
Extraordinary gains, net$034
Net income$-830,332,0008,001
Minority interest net income$0115
Net income of bank and minority interests.$-830,332,0008,001
Net charge-offs$532,789,00038
Cash dividends$9,667,000192
Sale, conversion, retirement of capital stock, net$25,000,00035
Net operating income$-842,553,0008,003
2009-09-30 (YTD Data)Rank
Total interest income$445,029,00084
Total interest expense$184,225,00069
Net interest income$260,804,00094
Provision for loan and lease losses$333,000,00061
Total noninterest income$25,952,000265
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$31,535,00059
Trading account gains and fees$0212
Additional Noninterest Income$-5,583,0008,092
Total noninterest expense$449,515,00063
Salaries and employee benefits$101,359,00084
Premises and equipment expense$31,400,00077
Additional noninterest expense$316,756,00053
Pre-tax net operating income$-495,759,0008,089
Securities gains (losses)$11,837,00060
Applicable income taxes$22,323,00088
Income before extraordinary items$-506,245,0008,089
Extraordinary gains, net$027
Net income$-506,245,0008,088
Minority interest net income$0118
Net income of bank and minority interests.$-506,245,0008,088
Net charge-offs$265,025,00057
Cash dividends$9,667,000144
Sale, conversion, retirement of capital stock, net$25,000,00027
Net operating income$-518,082,0008,085
2009-06-30 (YTD Data)Rank
Total interest income$301,934,00088
Total interest expense$127,455,00073
Net interest income$174,479,00096
Provision for loan and lease losses$142,000,00074
Total noninterest income$13,394,000328
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$20,596,00061
Trading account gains and fees$0193
Additional Noninterest Income$-7,202,0008,190
Total noninterest expense$144,401,000112
Salaries and employee benefits$67,913,00086
Premises and equipment expense$20,980,00079
Additional noninterest expense$55,508,000134
Pre-tax net operating income$-98,528,0008,141
Securities gains (losses)$11,012,00051
Applicable income taxes$-36,738,0008,156
Income before extraordinary items$-50,778,0008,110
Extraordinary gains, net$021
Net income$-50,778,0008,109
Minority interest net income$0112
Net income of bank and minority interests.$-50,778,0008,109
Net charge-offs$126,530,00065
Cash dividends$9,667,000106
Sale, conversion, retirement of capital stock, net$25,000,00018
Net operating income$-57,825,6808,113
2009-03-31 (YTD Data)Rank
Total interest income$153,699,00088
Total interest expense$65,889,00079
Net interest income$87,810,00095
Provision for loan and lease losses$59,000,00091
Total noninterest income$14,852,000170
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$9,973,00064
Trading account gains and fees$0171
Additional Noninterest Income$4,879,000262
Total noninterest expense$75,783,000103
Salaries and employee benefits$33,475,00085
Premises and equipment expense$10,629,00082
Additional noninterest expense$31,679,000114
Pre-tax net operating income$-32,121,0008,174
Securities gains (losses)$10,021,00030
Applicable income taxes$-806,0007,956
Income before extraordinary items$-21,294,0008,159
Extraordinary gains, net$015
Net income$-21,294,0008,159
Minority interest net income$0102
Net income of bank and minority interests.$-21,294,0008,159
Net charge-offs$57,445,00067
Cash dividends$6,441,00085
Sale, conversion, retirement of capital stock, net$25,000,0009
Net operating income$-30,914,1608,178
2008-12-31 (YTD Data)Rank
Total interest income$692,295,00089
Total interest expense$325,129,00078
Net interest income$367,166,00090
Provision for loan and lease losses$312,050,00066
Total noninterest income$49,520,000186
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$43,467,00061
Trading account gains and fees$0154
Additional Noninterest Income$6,053,000554
Total noninterest expense$500,555,00069
Salaries and employee benefits$134,654,00082
Premises and equipment expense$41,476,00079
Additional noninterest expense$324,425,00062
Pre-tax net operating income$-395,919,0008,284
Securities gains (losses)$409,000446
Applicable income taxes$-70,851,0008,275
Income before extraordinary items$-324,659,0008,277
Extraordinary gains, net$039
Net income$-324,659,0008,277
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$220,226,00053
Cash dividends$38,294,000105
Sale, conversion, retirement of capital stock, net$208,000,00011
Net operating income$-324,994,3808,276
2008-09-30 (YTD Data)Rank
Total interest income$528,495,00096
Total interest expense$246,424,00086
Net interest income$282,071,00095
Provision for loan and lease losses$102,050,00091
Total noninterest income$52,156,000153
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$32,713,00063
Trading account gains and fees$0148
Additional Noninterest Income$19,443,000221
Total noninterest expense$199,254,000110
Salaries and employee benefits$103,113,00088
Premises and equipment expense$31,061,00085
Additional noninterest expense$65,080,000138
Pre-tax net operating income$32,923,000192
Securities gains (losses)$409,000368
Applicable income taxes$8,872,000195
Income before extraordinary items$24,460,000176
Extraordinary gains, net$031
Net income$24,460,000175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,028,00073
Cash dividends$28,633,000110
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$24,161,430190
2008-06-30 (YTD Data)Rank
Total interest income$357,559,00099
Total interest expense$167,157,00092
Net interest income$190,402,00096
Provision for loan and lease losses$66,050,00095
Total noninterest income$34,013,000160
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$21,638,00062
Trading account gains and fees$0149
Additional Noninterest Income$12,375,000240
Total noninterest expense$132,936,000112
Salaries and employee benefits$69,536,00089
Premises and equipment expense$20,822,00087
Additional noninterest expense$42,578,000137
Pre-tax net operating income$25,429,000179
Securities gains (losses)$408,000367
Applicable income taxes$7,726,000190
Income before extraordinary items$18,111,000179
Extraordinary gains, net$021
Net income$18,111,000178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,644,000143
Cash dividends$18,984,000127
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$17,825,400179
2008-03-31 (YTD Data)Rank
Total interest income$182,654,000100
Total interest expense$88,097,00094
Net interest income$94,557,00096
Provision for loan and lease losses$36,700,00079
Total noninterest income$15,955,000164
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,338,00063
Trading account gains and fees$0158
Additional Noninterest Income$5,617,000255
Total noninterest expense$66,431,000108
Salaries and employee benefits$34,736,00093
Premises and equipment expense$10,755,00086
Additional noninterest expense$20,940,000136
Pre-tax net operating income$7,381,000297
Securities gains (losses)$408,000278
Applicable income taxes$2,527,000275
Income before extraordinary items$5,262,000302
Extraordinary gains, net$015
Net income$5,262,000303
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,170,000221
Cash dividends$9,337,000119
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,984,560301
2007-12-31 (YTD Data)Rank
Total interest income$751,380,00099
Total interest expense$378,858,00091
Net interest income$372,522,00095
Provision for loan and lease losses$24,705,000135
Total noninterest income$70,952,000155
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$42,658,00060
Trading account gains and fees$0178
Additional Noninterest Income$28,294,000204
Total noninterest expense$254,856,000106
Salaries and employee benefits$131,320,00094
Premises and equipment expense$41,978,00081
Additional noninterest expense$81,558,000131
Pre-tax net operating income$163,913,00097
Securities gains (losses)$5,0001,575
Applicable income taxes$54,456,00095
Income before extraordinary items$109,462,00093
Extraordinary gains, net$039
Net income$109,462,00092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,737,000241
Cash dividends$30,923,000180
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$109,458,65095
2007-09-30 (YTD Data)Rank
Total interest income$562,048,00097
Total interest expense$281,838,00091
Net interest income$280,210,00095
Provision for loan and lease losses$11,825,000139
Total noninterest income$50,328,000159
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,056,00062
Trading account gains and fees$0184
Additional Noninterest Income$19,272,000219
Total noninterest expense$186,257,000106
Salaries and employee benefits$97,047,00095
Premises and equipment expense$30,246,00084
Additional noninterest expense$58,964,000127
Pre-tax net operating income$132,456,00099
Securities gains (losses)$-2,0007,433
Applicable income taxes$44,418,000100
Income before extraordinary items$88,036,000103
Extraordinary gains, net$033
Net income$88,036,000102
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,720,000315
Cash dividends$21,825,000191
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$88,037,320102
2007-06-30 (YTD Data)Rank
Total interest income$365,679,000105
Total interest expense$184,201,00099
Net interest income$181,478,000101
Provision for loan and lease losses$8,050,000129
Total noninterest income$32,783,000174
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$20,093,00068
Trading account gains and fees$0168
Additional Noninterest Income$12,690,000239
Total noninterest expense$119,543,000123
Salaries and employee benefits$62,365,000107
Premises and equipment expense$19,962,00093
Additional noninterest expense$37,216,000141
Pre-tax net operating income$86,668,000119
Securities gains (losses)$-2,0007,706
Applicable income taxes$28,883,000118
Income before extraordinary items$57,783,000120
Extraordinary gains, net$029
Net income$57,783,000120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,491,000337
Cash dividends$13,003,000218
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$57,784,340119
2007-03-31 (YTD Data)Rank
Total interest income$173,747,000105
Total interest expense$87,251,00098
Net interest income$86,496,000103
Provision for loan and lease losses$4,150,000108
Total noninterest income$15,786,000174
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$9,539,00067
Trading account gains and fees$0195
Additional Noninterest Income$6,247,000238
Total noninterest expense$57,769,000121
Salaries and employee benefits$30,739,000108
Premises and equipment expense$10,003,00093
Additional noninterest expense$17,027,000141
Pre-tax net operating income$40,363,000118
Securities gains (losses)$01,187
Applicable income taxes$13,542,000120
Income before extraordinary items$26,821,000120
Extraordinary gains, net$022
Net income$26,821,000120
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$819,000281
Cash dividends$8,556,000165
Sale, conversion, retirement of capital stock, net$0885
Net operating income$26,821,000119
2006-12-31 (YTD Data)Rank
Total interest income$551,197,000119
Total interest expense$269,164,000113
Net interest income$282,033,000114
Provision for loan and lease losses$18,613,00093
Total noninterest income$51,435,000192
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$33,810,00070
Trading account gains and fees$0130
Additional Noninterest Income$17,625,000291
Total noninterest expense$186,979,000139
Salaries and employee benefits$98,279,000123
Premises and equipment expense$30,586,000108
Additional noninterest expense$58,114,000156
Pre-tax net operating income$127,876,000141
Securities gains (losses)$01,687
Applicable income taxes$41,518,000140
Income before extraordinary items$86,358,000141
Extraordinary gains, net$051
Net income$86,358,000142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,651,000245
Cash dividends$24,267,000204
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$86,358,000138
2006-09-30 (YTD Data)Rank
Total interest income$393,098,000128
Total interest expense$190,402,000122
Net interest income$202,696,000130
Provision for loan and lease losses$13,950,00097
Total noninterest income$37,614,000208
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$24,521,00077
Trading account gains and fees$0126
Additional Noninterest Income$13,093,000311
Total noninterest expense$136,656,000150
Salaries and employee benefits$71,136,000132
Premises and equipment expense$22,487,000113
Additional noninterest expense$43,033,000169
Pre-tax net operating income$89,704,000158
Securities gains (losses)$01,388
Applicable income taxes$29,388,000160
Income before extraordinary items$60,316,000159
Extraordinary gains, net$045
Net income$60,316,000160
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,568,000234
Cash dividends$16,666,000213
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$60,316,000156
2006-06-30 (YTD Data)Rank
Total interest income$247,406,000136
Total interest expense$118,156,000127
Net interest income$129,250,000136
Provision for loan and lease losses$9,300,00097
Total noninterest income$24,528,000221
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$15,487,00084
Trading account gains and fees$0126
Additional Noninterest Income$9,041,000303
Total noninterest expense$90,239,000153
Salaries and employee benefits$47,969,000132
Premises and equipment expense$14,821,000115
Additional noninterest expense$27,449,000175
Pre-tax net operating income$54,239,000166
Securities gains (losses)$-1,0007,450
Applicable income taxes$17,660,000174
Income before extraordinary items$36,578,000171
Extraordinary gains, net$039
Net income$36,578,000171
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,978,000209
Cash dividends$10,291,000215
Sale, conversion, retirement of capital stock, net$0887
Net operating income$36,578,670168
2006-03-31 (YTD Data)Rank
Total interest income$118,016,000138
Total interest expense$55,082,000127
Net interest income$62,934,000140
Provision for loan and lease losses$4,650,00091
Total noninterest income$11,613,000229
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$7,332,00085
Trading account gains and fees$0115
Additional Noninterest Income$4,281,000308
Total noninterest expense$43,937,000156
Salaries and employee benefits$23,764,000133
Premises and equipment expense$7,309,000120
Additional noninterest expense$12,864,000180
Pre-tax net operating income$25,960,000170
Securities gains (losses)$0955
Applicable income taxes$8,669,000175
Income before extraordinary items$17,291,000174
Extraordinary gains, net$021
Net income$17,291,000175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,434,000170
Cash dividends$4,909,000222
Sale, conversion, retirement of capital stock, net$0648
Net operating income$17,291,000173
2005-12-31 (YTD Data)Rank
Total interest income$396,927,000141
Total interest expense$162,759,000125
Net interest income$234,168,000140
Provision for loan and lease losses$15,200,000109
Total noninterest income$50,474,000220
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$26,251,00093
Trading account gains and fees$0138
Additional Noninterest Income$24,223,000252
Total noninterest expense$167,457,000155
Salaries and employee benefits$88,735,000135
Premises and equipment expense$26,625,000127
Additional noninterest expense$52,097,000185
Pre-tax net operating income$101,985,000172
Securities gains (losses)$-57,0008,233
Applicable income taxes$33,587,000174
Income before extraordinary items$68,341,000177
Extraordinary gains, net$046
Net income$68,341,000177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,080,000141
Cash dividends$11,619,000343
Sale, conversion, retirement of capital stock, net$0934
Net operating income$68,379,190176
2005-09-30 (YTD Data)Rank
Total interest income$288,056,000141
Total interest expense$115,700,000121
Net interest income$172,356,000143
Provision for loan and lease losses$10,550,000111
Total noninterest income$36,991,000225
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$18,630,00096
Trading account gains and fees$0126
Additional Noninterest Income$18,361,000262
Total noninterest expense$121,577,000160
Salaries and employee benefits$64,157,000140
Premises and equipment expense$19,513,000131
Additional noninterest expense$37,907,000185
Pre-tax net operating income$77,220,000173
Securities gains (losses)$-57,0008,518
Applicable income taxes$26,025,000179
Income before extraordinary items$51,138,000184
Extraordinary gains, net$035
Net income$51,138,000184
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,242,000151
Cash dividends$8,712,000316
Sale, conversion, retirement of capital stock, net$0769
Net operating income$51,175,620179
2005-06-30 (YTD Data)Rank
Total interest income$186,914,000141
Total interest expense$76,627,000121
Net interest income$110,287,000143
Provision for loan and lease losses$7,150,000106
Total noninterest income$29,043,000198
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0116
Additional Noninterest Income$29,043,000157
Total noninterest expense$78,263,000161
Salaries and employee benefits$43,761,000139
Premises and equipment expense$17,372,000106
Additional noninterest expense$17,130,000242
Pre-tax net operating income$53,917,000170
Securities gains (losses)$568,000205
Applicable income taxes$19,009,000166
Income before extraordinary items$35,476,000179
Extraordinary gains, net$030
Net income$35,476,000179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,764,000189
Cash dividends$5,808,000303
Sale, conversion, retirement of capital stock, net$0643
Net operating income$35,106,800173
2005-03-31 (YTD Data)Rank
Total interest income$91,977,000139
Total interest expense$37,298,000122
Net interest income$54,679,000144
Provision for loan and lease losses$3,750,00098
Total noninterest income$13,029,000213
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0115
Additional Noninterest Income$13,029,000168
Total noninterest expense$37,863,000168
Salaries and employee benefits$21,706,000143
Premises and equipment expense$8,594,000110
Additional noninterest expense$7,563,000249
Pre-tax net operating income$26,095,000172
Securities gains (losses)$846,000111
Applicable income taxes$9,280,000167
Income before extraordinary items$17,661,000177
Extraordinary gains, net$024
Net income$17,661,000177
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$394,000416
Cash dividends$2,904,000268
Sale, conversion, retirement of capital stock, net$0491
Net operating income$17,102,640176
2004-12-31 (YTD Data)Rank
Total interest income$319,434,000142
Total interest expense$114,802,000122
Net interest income$204,632,000152
Provision for loan and lease losses$12,150,000130
Total noninterest income$41,437,000247
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0138
Additional Noninterest Income$41,437,000189
Total noninterest expense$144,793,000175
Salaries and employee benefits$78,595,000145
Premises and equipment expense$31,642,000110
Additional noninterest expense$34,556,000238
Pre-tax net operating income$89,126,000177
Securities gains (losses)$7,047,00083
Applicable income taxes$32,927,000167
Income before extraordinary items$63,246,000178
Extraordinary gains, net$034
Net income$63,246,000179
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,830,000218
Cash dividends$11,616,000326
Sale, conversion, retirement of capital stock, net$1,000862
Net operating income$58,594,980179
2004-09-30 (YTD Data)Rank
Total interest income$232,117,000146
Total interest expense$81,577,000127
Net interest income$150,540,000152
Provision for loan and lease losses$8,850,000136
Total noninterest income$31,385,000252
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$31,385,000201
Total noninterest expense$108,813,000180
Salaries and employee benefits$58,427,000151
Premises and equipment expense$23,339,000110
Additional noninterest expense$27,047,000230
Pre-tax net operating income$64,262,000176
Securities gains (losses)$6,300,00082
Applicable income taxes$24,619,000167
Income before extraordinary items$45,943,000180
Extraordinary gains, net$026
Net income$45,943,000181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,691,000198
Cash dividends$8,712,000307
Sale, conversion, retirement of capital stock, net$1,000729
Net operating income$41,848,000182
2004-06-30 (YTD Data)Rank
Total interest income$150,505,000149
Total interest expense$52,227,000131
Net interest income$98,278,000154
Provision for loan and lease losses$5,850,000141
Total noninterest income$20,281,000256
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0130
Additional Noninterest Income$20,281,000203
Total noninterest expense$73,103,000178
Salaries and employee benefits$39,264,000148
Premises and equipment expense$15,479,000110
Additional noninterest expense$18,360,000223
Pre-tax net operating income$39,606,000190
Securities gains (losses)$4,520,00090
Applicable income taxes$15,236,000176
Income before extraordinary items$28,890,000189
Extraordinary gains, net$021
Net income$28,890,000190
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,786,000213
Cash dividends$968,0001,327
Sale, conversion, retirement of capital stock, net$1,000630
Net operating income$25,952,000196
2004-03-31 (YTD Data)Rank
Total interest income$73,313,000148
Total interest expense$25,706,000129
Net interest income$47,607,000154
Provision for loan and lease losses$2,850,000149
Total noninterest income$9,876,000246
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0121
Additional Noninterest Income$9,876,000202
Total noninterest expense$36,847,000174
Salaries and employee benefits$20,150,000147
Premises and equipment expense$7,601,000114
Additional noninterest expense$9,096,000221
Pre-tax net operating income$17,786,000197
Securities gains (losses)$3,003,00085
Applicable income taxes$7,139,000178
Income before extraordinary items$13,650,000196
Extraordinary gains, net$016
Net income$13,650,000197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,859,000181
Cash dividends$968,000717
Sale, conversion, retirement of capital stock, net$1,000452
Net operating income$11,668,020204
2003-12-31 (YTD Data)Rank
Total interest income$211,935,000186
Total interest expense$82,422,000155
Net interest income$129,513,000199
Provision for loan and lease losses$10,500,000190
Total noninterest income$30,189,000304
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0160
Additional Noninterest Income$30,189,000241
Total noninterest expense$93,428,000228
Salaries and employee benefits$50,331,000197
Premises and equipment expense$19,719,000157
Additional noninterest expense$23,378,000300
Pre-tax net operating income$55,774,000223
Securities gains (losses)$8,895,000117
Applicable income taxes$23,085,000207
Income before extraordinary items$41,584,000223
Extraordinary gains, net$054
Net income$41,584,000225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,704,000296
Cash dividends$11,616,000349
Sale, conversion, retirement of capital stock, net$0868
Net operating income$35,891,200231
2003-09-30 (YTD Data)Rank
Total interest income$156,710,000191
Total interest expense$62,181,000161
Net interest income$94,529,000205
Provision for loan and lease losses$7,650,000207
Total noninterest income$22,639,000315
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$22,639,000247
Total noninterest expense$68,333,000235
Salaries and employee benefits$36,859,000203
Premises and equipment expense$14,472,000158
Additional noninterest expense$17,002,000311
Pre-tax net operating income$41,185,000234
Securities gains (losses)$7,171,000133
Applicable income taxes$17,088,000222
Income before extraordinary items$31,268,000231
Extraordinary gains, net$040
Net income$31,268,000233
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,929,000277
Cash dividends$8,712,000339
Sale, conversion, retirement of capital stock, net$0722
Net operating income$26,606,850235
2003-06-30 (YTD Data)Rank
Total interest income$102,718,000196
Total interest expense$41,513,000166
Net interest income$61,205,000212
Provision for loan and lease losses$4,800,000214
Total noninterest income$14,413,000330
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0150
Additional Noninterest Income$14,413,000255
Total noninterest expense$43,519,000243
Salaries and employee benefits$23,462,000208
Premises and equipment expense$9,471,000163
Additional noninterest expense$10,586,000326
Pre-tax net operating income$27,299,000237
Securities gains (losses)$6,141,000122
Applicable income taxes$12,168,000207
Income before extraordinary items$21,272,000231
Extraordinary gains, net$030
Net income$21,272,000231
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,383,000233
Cash dividends$5,808,000306
Sale, conversion, retirement of capital stock, net$0589
Net operating income$17,341,760244
2003-03-31 (YTD Data)Rank
Total interest income$50,721,000200
Total interest expense$20,817,000170
Net interest income$29,904,000216
Provision for loan and lease losses$2,250,000228
Total noninterest income$6,861,000344
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0134
Additional Noninterest Income$6,861,000265
Total noninterest expense$21,085,000251
Salaries and employee benefits$11,733,000207
Premises and equipment expense$4,632,000169
Additional noninterest expense$4,720,000356
Pre-tax net operating income$13,430,000243
Securities gains (losses)$2,929,000117
Applicable income taxes$6,078,000212
Income before extraordinary items$10,281,000240
Extraordinary gains, net$021
Net income$10,281,000240
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,260,000197
Cash dividends$2,904,000292
Sale, conversion, retirement of capital stock, net$0419
Net operating income$8,406,440258
2002-12-31 (YTD Data)Rank
Total interest income$195,117,000215
Total interest expense$88,114,000181
Net interest income$107,003,000238
Provision for loan and lease losses$11,867,000221
Total noninterest income$25,763,000342
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0153
Additional Noninterest Income$25,763,000261
Total noninterest expense$79,648,000256
Salaries and employee benefits$42,116,000217
Premises and equipment expense$18,134,000167
Additional noninterest expense$19,398,000361
Pre-tax net operating income$41,251,000276
Securities gains (losses)$6,871,000131
Applicable income taxes$16,260,000262
Income before extraordinary items$31,862,000269
Extraordinary gains, net$070
Net income$31,862,000269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,092,000322
Cash dividends$11,616,000329
Sale, conversion, retirement of capital stock, net$0862
Net operating income$27,327,140280
2001-12-31 (YTD Data)Rank
Total interest income$199,908,000237
Total interest expense$107,090,000213
Net interest income$92,818,000260
Provision for loan and lease losses$8,000,000269
Total noninterest income$19,758,000392
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0177
Additional Noninterest Income$19,758,000292
Total noninterest expense$74,909,000266
Salaries and employee benefits$34,209,000242
Premises and equipment expense$19,641,000148
Additional noninterest expense$21,059,000345
Pre-tax net operating income$29,667,000321
Securities gains (losses)$5,635,000132
Applicable income taxes$12,368,000290
Income before extraordinary items$22,934,000297
Extraordinary gains, net$0105
Net income$22,934,000296
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,307,000297
Cash dividends$10,513,000351
Sale, conversion, retirement of capital stock, net$15,628,00045
Net operating income$19,271,250320
2000-12-31 (YTD Data)Rank
Total interest income$203,905,000241
Total interest expense$115,515,000233
Net interest income$88,390,000267
Provision for loan and lease losses$4,600,000341
Total noninterest income$16,408,000428
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0180
Additional Noninterest Income$16,408,000327
Total noninterest expense$69,060,000265
Salaries and employee benefits$31,276,000251
Premises and equipment expense$19,345,000157
Additional noninterest expense$18,439,000372
Pre-tax net operating income$31,138,000322
Securities gains (losses)$1,314,000137
Applicable income taxes$12,008,000300
Income before extraordinary items$20,444,000331
Extraordinary gains, net$038
Net income$20,444,000331
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,256,000297
Cash dividends$10,004,000373
Sale, conversion, retirement of capital stock, net$0969
Net operating income$19,603,040339
1999-12-31 (YTD Data)Rank
Total interest income$174,114,000258
Total interest expense$92,925,000240
Net interest income$81,189,000282
Provision for loan and lease losses$3,900,000355
Total noninterest income$17,043,000443
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0173
Additional Noninterest Income$17,043,000333
Total noninterest expense$64,687,000297
Salaries and employee benefits$28,723,000274
Premises and equipment expense$18,252,000157
Additional noninterest expense$17,712,000398
Pre-tax net operating income$29,645,000365
Securities gains (losses)$614,000303
Applicable income taxes$11,163,000344
Income before extraordinary items$19,096,000378
Extraordinary gains, net$035
Net income$19,096,000378
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,982,000367
Cash dividends$9,579,000409
Sale, conversion, retirement of capital stock, net$6,713,000173
Net operating income$18,703,040377
1998-12-31 (YTD Data)Rank
Total interest income$152,309,000274
Total interest expense$89,533,000238
Net interest income$62,776,000337
Provision for loan and lease losses$5,386,000297
Total noninterest income$13,203,000504
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0224
Additional Noninterest Income$13,203,000377
Total noninterest expense$55,790,000315
Salaries and employee benefits$21,914,000342
Premises and equipment expense$14,130,000191
Additional noninterest expense$19,746,000354
Pre-tax net operating income$14,803,000568
Securities gains (losses)$3,481,000161
Applicable income taxes$6,642,000462
Income before extraordinary items$11,642,000505
Extraordinary gains, net$032
Net income$11,642,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,089,000462
Cash dividends$8,088,000449
Sale, conversion, retirement of capital stock, net$24,144,00042
Net operating income$9,414,160588
1997-12-31 (YTD Data)Rank
Total interest income$129,165,000325
Total interest expense$81,796,000269
Net interest income$47,369,000423
Provision for loan and lease losses$2,450,000500
Total noninterest income$9,506,000596
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$9,506,000424
Total noninterest expense$35,941,000434
Salaries and employee benefits$15,208,000454
Premises and equipment expense$9,866,000243
Additional noninterest expense$10,867,000551
Pre-tax net operating income$18,484,000488
Securities gains (losses)$2,592,000149
Applicable income taxes$7,911,000428
Income before extraordinary items$13,165,000475
Extraordinary gains, net$044
Net income$13,165,000476
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,268,000673
Cash dividends$6,077,000533
Sale, conversion, retirement of capital stock, net$15,799,00050
Net operating income$11,506,120502
1996-12-31 (YTD Data)Rank
Total interest income$109,348,000398
Total interest expense$72,821,000323
Net interest income$36,527,000553
Provision for loan and lease losses$1,900,000646
Total noninterest income$9,620,000599
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$9,620,000435
Total noninterest expense$41,574,000446
Salaries and employee benefits$11,281,000622
Premises and equipment expense$11,550,000253
Additional noninterest expense$18,743,000430
Pre-tax net operating income$2,673,0002,620
Securities gains (losses)$1,821,000162
Applicable income taxes$2,210,0001,122
Income before extraordinary items$2,284,0002,171
Extraordinary gains, net$053
Net income$2,284,0002,172
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$817,0001,011
Cash dividends$4,803,000692
Sale, conversion, retirement of capital stock, net$13,100,00051
Net operating income$1,118,5604,052
1995-12-31 (YTD Data)Rank
Total interest income$111,165,000417
Total interest expense$78,089,000322
Net interest income$33,076,000621
Provision for loan and lease losses$1,895,000604
Total noninterest income$8,005,000701
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$8,005,000497
Total noninterest expense$28,053,000607
Salaries and employee benefits$10,155,000692
Premises and equipment expense$8,242,000342
Additional noninterest expense$9,656,000706
Pre-tax net operating income$11,133,000763
Securities gains (losses)$638,000294
Applicable income taxes$3,839,000752
Income before extraordinary items$7,932,000726
Extraordinary gains, net$065
Net income$7,932,000726
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0002,032
Cash dividends$4,479,000702
Sale, conversion, retirement of capital stock, netNANA
Net operating income$7,504,540756
1994-12-31 (YTD Data)Rank
Total interest income$87,982,000444
Total interest expense$54,847,000347
Net interest income$33,135,000622
Provision for loan and lease losses$1,600,000668
Total noninterest income$7,331,000721
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$7,331,000503
Total noninterest expense$24,515,000690
Salaries and employee benefits$9,205,000753
Premises and equipment expense$6,697,000392
Additional noninterest expense$8,613,000781
Pre-tax net operating income$14,351,000597
Securities gains (losses)$444,000296
Applicable income taxes$5,004,000564
Income before extraordinary items$9,791,000572
Extraordinary gains, net$0249
Net income$9,791,000573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$866,000955
Cash dividends$2,609,000902
Sale, conversion, retirement of capital stock, net$25,200,00050
Net operating income$9,497,960590
1993-12-31 (YTD Data)Rank
Total interest income$65,736,000549
Total interest expense$37,229,000445
Net interest income$28,507,000694
Provision for loan and lease losses$1,595,000956
Total noninterest income$6,613,000796
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$6,613,000555
Total noninterest expense$19,675,000854
Salaries and employee benefits$7,179,000939
Premises and equipment expense$4,997,000493
Additional noninterest expense$7,499,000943
Pre-tax net operating income$13,850,000541
Securities gains (losses)$378,0001,101
Applicable income taxes$5,155,000521
Income before extraordinary items$9,073,000586
Extraordinary gains, net$03,149
Net income$9,073,000604
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$341,0002,277
Cash dividends$1,138,0001,578
Sale, conversion, retirement of capital stock, net$12,900,000104
Net operating income$8,831,080556
1992-12-31 (YTD Data)Rank
Total interest income$51,100,000767
Total interest expense$31,144,000640
Net interest income$19,956,000945
Provision for loan and lease losses$1,555,0001,368
Total noninterest income$3,623,0001,238
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$3,623,000840
Total noninterest expense$15,952,0001,020
Salaries and employee benefits$5,913,0001,134
Premises and equipment expense$4,264,000597
Additional noninterest expense$5,775,0001,167
Pre-tax net operating income$6,072,0001,074
Securities gains (losses)$6,258,000167
Applicable income taxes$4,883,000484
Income before extraordinary items$7,447,000638
Extraordinary gains, net$-946,00013,857
Net income$6,501,000727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,273,0001,346
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$-5,00013,771
Net operating income$3,441,8801,252

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.