Home > Sterling National Bank > Income and Expense

Sterling National Bank, Income and Expense

2013-09-30 (YTD Data)Rank
Total interest income$80,945,000260
Total interest expense$5,935,000399
Net interest income$75,010,000249
Provision for loan and lease losses$5,000,000215
Total noninterest income$27,804,000262
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$3,686,000312
Trading account gains and fees$0180
Additional Noninterest Income$24,118,000211
Total noninterest expense$72,483,000246
Salaries and employee benefits$47,802,000177
Premises and equipment expense$10,441,000187
Additional noninterest expense$14,240,000394
Pre-tax net operating income$25,331,000290
Securities gains (losses)$424,000471
Applicable income taxes$8,816,000252
Income before extraordinary items$16,939,000334
Extraordinary gains, net$025
Net income$16,939,000335
Minority interest net income$084
Net income of bank and minority interests.$16,939,000335
Net charge-offs$5,224,000254
Cash dividends$7,887,000305
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,659,160329
2013-06-30 (YTD Data)Rank
Total interest income$53,535,000262
Total interest expense$4,016,000405
Net interest income$49,519,000251
Provision for loan and lease losses$3,500,000216
Total noninterest income$20,441,000247
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,497,000304
Trading account gains and fees$0157
Additional Noninterest Income$17,944,000203
Total noninterest expense$48,766,000245
Salaries and employee benefits$32,569,000173
Premises and equipment expense$6,804,000192
Additional noninterest expense$9,393,000395
Pre-tax net operating income$17,694,000282
Securities gains (losses)$345,000506
Applicable income taxes$6,173,000245
Income before extraordinary items$11,866,000316
Extraordinary gains, net$022
Net income$11,866,000317
Minority interest net income$082
Net income of bank and minority interests.$11,866,000317
Net charge-offs$3,253,000310
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,638,300310
2013-03-31 (YTD Data)Rank
Total interest income$26,657,000267
Total interest expense$2,057,000406
Net interest income$24,600,000254
Provision for loan and lease losses$2,000,000207
Total noninterest income$10,621,000236
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,294,000295
Trading account gains and fees$0148
Additional Noninterest Income$9,327,000191
Total noninterest expense$25,668,000230
Salaries and employee benefits$17,697,000163
Premises and equipment expense$3,426,000193
Additional noninterest expense$4,545,000406
Pre-tax net operating income$7,553,000317
Securities gains (losses)$132,000595
Applicable income taxes$2,612,000282
Income before extraordinary items$5,073,000344
Extraordinary gains, net$010
Net income$5,073,000345
Minority interest net income$076
Net income of bank and minority interests.$5,073,000345
Net charge-offs$1,827,000278
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$4,985,880337
2012-12-31 (YTD Data)Rank
Total interest income$104,658,000277
Total interest expense$8,845,000472
Net interest income$95,813,000258
Provision for loan and lease losses$10,250,000265
Total noninterest income$39,963,000260
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,302,000295
Trading account gains and fees$0166
Additional Noninterest Income$34,661,000210
Total noninterest expense$92,256,000259
Salaries and employee benefits$59,721,000182
Premises and equipment expense$13,637,000189
Additional noninterest expense$18,898,000415
Pre-tax net operating income$33,270,000287
Securities gains (losses)$1,813,000302
Applicable income taxes$10,490,000269
Income before extraordinary items$24,593,000299
Extraordinary gains, net$029
Net income$24,593,000299
Minority interest net income$093
Net income of bank and minority interests.$24,593,000299
Net charge-offs$7,932,000388
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$23,323,900292
2012-09-30 (YTD Data)Rank
Total interest income$77,227,000282
Total interest expense$6,711,000492
Net interest income$70,516,000263
Provision for loan and lease losses$7,750,000281
Total noninterest income$29,672,000257
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,473,000269
Trading account gains and fees$0157
Additional Noninterest Income$25,199,000214
Total noninterest expense$68,690,000259
Salaries and employee benefits$44,432,000185
Premises and equipment expense$10,005,000191
Additional noninterest expense$14,253,000410
Pre-tax net operating income$23,748,000296
Securities gains (losses)$1,490,000272
Applicable income taxes$7,824,000278
Income before extraordinary items$17,414,000307
Extraordinary gains, net$020
Net income$17,414,000306
Minority interest net income$086
Net income of bank and minority interests.$17,414,000306
Net charge-offs$5,625,000418
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$16,385,900311
2012-06-30 (YTD Data)Rank
Total interest income$50,762,000286
Total interest expense$4,525,000501
Net interest income$46,237,000270
Provision for loan and lease losses$5,750,000256
Total noninterest income$20,585,000250
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$3,028,000262
Trading account gains and fees$0153
Additional Noninterest Income$17,557,000201
Total noninterest expense$45,664,000254
Salaries and employee benefits$30,081,000184
Premises and equipment expense$6,586,000195
Additional noninterest expense$8,997,000425
Pre-tax net operating income$15,408,000298
Securities gains (losses)$1,208,000228
Applicable income taxes$5,083,000278
Income before extraordinary items$11,533,000309
Extraordinary gains, net$019
Net income$11,533,000309
Minority interest net income$084
Net income of bank and minority interests.$11,533,000309
Net charge-offs$4,644,000355
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,699,480306
2012-03-31 (YTD Data)Rank
Total interest income$25,144,000289
Total interest expense$2,279,000513
Net interest income$22,865,000272
Provision for loan and lease losses$3,000,000251
Total noninterest income$10,040,000240
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,414,000269
Trading account gains and fees$0148
Additional Noninterest Income$8,626,000199
Total noninterest expense$23,144,000252
Salaries and employee benefits$15,821,000174
Premises and equipment expense$3,198,000202
Additional noninterest expense$4,125,000441
Pre-tax net operating income$6,761,000323
Securities gains (losses)$879,000158
Applicable income taxes$2,352,000287
Income before extraordinary items$5,288,000330
Extraordinary gains, net$019
Net income$5,288,000331
Minority interest net income$078
Net income of bank and minority interests.$5,288,000331
Net charge-offs$2,924,000292
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,681,490346
2011-12-31 (YTD Data)Rank
Total interest income$97,314,000299
Total interest expense$10,851,000524
Net interest income$86,463,000278
Provision for loan and lease losses$12,000,000366
Total noninterest income$40,588,000224
Gross Fiduciary activities income$56,000908
Service charges on deposit accounts$5,654,000285
Trading account gains and fees$0146
Additional Noninterest Income$34,878,000185
Total noninterest expense$91,283,000243
Salaries and employee benefits$56,404,000171
Premises and equipment expense$13,171,000202
Additional noninterest expense$21,708,000364
Pre-tax net operating income$23,768,000320
Securities gains (losses)$2,490,000197
Applicable income taxes$5,455,000389
Income before extraordinary items$20,803,000289
Extraordinary gains, net$029
Net income$20,803,000290
Minority interest net income$096
Net income of bank and minority interests.$20,803,000290
Net charge-offs$10,208,000447
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$18,835,900304
2011-09-30 (YTD Data)Rank
Total interest income$72,220,000303
Total interest expense$8,223,000538
Net interest income$63,997,000278
Provision for loan and lease losses$9,000,000348
Total noninterest income$31,247,000221
Gross Fiduciary activities income$56,000869
Service charges on deposit accounts$4,247,000283
Trading account gains and fees$0145
Additional Noninterest Income$26,944,000179
Total noninterest expense$67,476,000239
Salaries and employee benefits$42,328,000170
Premises and equipment expense$9,799,000200
Additional noninterest expense$15,349,000379
Pre-tax net operating income$18,768,000307
Securities gains (losses)$2,234,000173
Applicable income taxes$6,153,000297
Income before extraordinary items$14,849,000302
Extraordinary gains, net$021
Net income$14,849,000303
Minority interest net income$087
Net income of bank and minority interests.$14,849,000303
Net charge-offs$7,690,000438
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$13,262,860320
2011-06-30 (YTD Data)Rank
Total interest income$47,007,000312
Total interest expense$5,450,000569
Net interest income$41,557,000283
Provision for loan and lease losses$6,000,000357
Total noninterest income$20,297,000222
Gross Fiduciary activities income$56,000833
Service charges on deposit accounts$2,803,000283
Trading account gains and fees$0153
Additional Noninterest Income$17,438,000178
Total noninterest expense$45,240,000243
Salaries and employee benefits$28,594,000172
Premises and equipment expense$6,749,000197
Additional noninterest expense$9,897,000400
Pre-tax net operating income$10,614,000352
Securities gains (losses)$1,629,000130
Applicable income taxes$3,275,000340
Income before extraordinary items$8,968,000322
Extraordinary gains, net$015
Net income$8,968,000321
Minority interest net income$089
Net income of bank and minority interests.$8,968,000322
Net charge-offs$5,702,000416
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$7,778,830355
2011-03-31 (YTD Data)Rank
Total interest income$22,819,000324
Total interest expense$2,790,000574
Net interest income$20,029,000290
Provision for loan and lease losses$3,000,000364
Total noninterest income$10,076,000230
Gross Fiduciary activities income$53,000740
Service charges on deposit accounts$1,371,000286
Trading account gains and fees$0158
Additional Noninterest Income$8,652,000187
Total noninterest expense$22,763,000247
Salaries and employee benefits$14,653,000172
Premises and equipment expense$3,254,000207
Additional noninterest expense$4,856,000396
Pre-tax net operating income$4,342,000412
Securities gains (losses)$1,124,00090
Applicable income taxes$1,489,000342
Income before extraordinary items$3,977,000355
Extraordinary gains, net$09
Net income$3,977,000354
Minority interest net income$086
Net income of bank and minority interests.$3,977,000354
Net charge-offs$3,197,000379
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$3,156,480413
2010-12-31 (YTD Data)Rank
Total interest income$96,640,000314
Total interest expense$13,446,000592
Net interest income$83,194,000281
Provision for loan and lease losses$28,500,000272
Total noninterest income$43,331,000226
Gross Fiduciary activities income$329,000649
Service charges on deposit accounts$6,249,000256
Trading account gains and fees$0175
Additional Noninterest Income$36,753,000188
Total noninterest expense$87,934,000242
Salaries and employee benefits$53,243,000178
Premises and equipment expense$12,406,000216
Additional noninterest expense$22,285,000375
Pre-tax net operating income$10,091,000546
Securities gains (losses)$3,913,000134
Applicable income taxes$3,291,000504
Income before extraordinary items$10,713,000429
Extraordinary gains, net$029
Net income$10,713,000428
Minority interest net income$0111
Net income of bank and minority interests.$10,713,000430
Net charge-offs$30,134,000237
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,739,120559
2010-09-30 (YTD Data)Rank
Total interest income$72,738,000318
Total interest expense$10,283,000603
Net interest income$62,455,000281
Provision for loan and lease losses$25,500,000237
Total noninterest income$31,829,000226
Gross Fiduciary activities income$247,000641
Service charges on deposit accounts$4,627,000260
Trading account gains and fees$0165
Additional Noninterest Income$26,955,000189
Total noninterest expense$64,870,000242
Salaries and employee benefits$39,810,000174
Premises and equipment expense$9,097,000220
Additional noninterest expense$15,963,000366
Pre-tax net operating income$3,914,0001,046
Securities gains (losses)$3,417,000124
Applicable income taxes$2,199,000547
Income before extraordinary items$5,132,000683
Extraordinary gains, net$023
Net income$5,132,000681
Minority interest net income$0110
Net income of bank and minority interests.$5,132,000683
Net charge-offs$27,221,000206
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,740,1001,173
2010-06-30 (YTD Data)Rank
Total interest income$48,205,000321
Total interest expense$6,989,000614
Net interest income$41,216,000285
Provision for loan and lease losses$11,500,000319
Total noninterest income$20,176,000232
Gross Fiduciary activities income$166,000644
Service charges on deposit accounts$3,021,000265
Trading account gains and fees$0152
Additional Noninterest Income$16,989,000193
Total noninterest expense$42,441,000254
Salaries and employee benefits$26,713,000172
Premises and equipment expense$5,741,000233
Additional noninterest expense$9,987,000379
Pre-tax net operating income$7,451,000381
Securities gains (losses)$2,248,000129
Applicable income taxes$2,910,000303
Income before extraordinary items$6,789,000331
Extraordinary gains, net$019
Net income$6,789,000330
Minority interest net income$0105
Net income of bank and minority interests.$6,789,000331
Net charge-offs$10,860,000311
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$5,215,400408
2010-03-31 (YTD Data)Rank
Total interest income$23,925,000334
Total interest expense$3,586,000635
Net interest income$20,339,000292
Provision for loan and lease losses$6,000,000326
Total noninterest income$9,573,000239
Gross Fiduciary activities income$84,000647
Service charges on deposit accounts$1,473,000270
Trading account gains and fees$0175
Additional Noninterest Income$8,016,000202
Total noninterest expense$21,245,000252
Salaries and employee benefits$13,353,000177
Premises and equipment expense$2,708,000259
Additional noninterest expense$5,184,000371
Pre-tax net operating income$2,667,000511
Securities gains (losses)$1,502,000104
Applicable income taxes$1,251,000323
Income before extraordinary items$2,918,000372
Extraordinary gains, net$016
Net income$2,918,000374
Minority interest net income$091
Net income of bank and minority interests.$2,918,000374
Net charge-offs$5,909,000295
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,866,600578
2009-12-31 (YTD Data)Rank
Total interest income$105,737,000323
Total interest expense$17,173,000674
Net interest income$88,564,000267
Provision for loan and lease losses$27,900,000391
Total noninterest income$38,417,000245
Gross Fiduciary activities income$450,000572
Service charges on deposit accounts$5,943,000292
Trading account gains and fees$0211
Additional Noninterest Income$32,024,000206
Total noninterest expense$85,229,000272
Salaries and employee benefits$52,260,000173
Premises and equipment expense$11,224,000245
Additional noninterest expense$21,745,000413
Pre-tax net operating income$13,852,000307
Securities gains (losses)$5,561,000108
Applicable income taxes$6,649,000224
Income before extraordinary items$12,764,000259
Extraordinary gains, net$034
Net income$12,764,000260
Minority interest net income$0115
Net income of bank and minority interests.$12,764,000260
Net charge-offs$24,038,000350
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$9,093,740358
2009-09-30 (YTD Data)Rank
Total interest income$79,375,000336
Total interest expense$13,269,000689
Net interest income$66,106,000276
Provision for loan and lease losses$19,950,000387
Total noninterest income$28,018,000248
Gross Fiduciary activities income$366,000554
Service charges on deposit accounts$4,296,000303
Trading account gains and fees$0212
Additional Noninterest Income$23,356,000220
Total noninterest expense$64,407,000274
Salaries and employee benefits$39,023,000183
Premises and equipment expense$8,340,000255
Additional noninterest expense$17,044,000392
Pre-tax net operating income$9,767,000335
Securities gains (losses)$5,160,000107
Applicable income taxes$5,622,000208
Income before extraordinary items$9,305,000277
Extraordinary gains, net$027
Net income$9,305,000276
Minority interest net income$0118
Net income of bank and minority interests.$9,305,000277
Net charge-offs$16,861,000353
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,002,600440
2009-06-30 (YTD Data)Rank
Total interest income$52,705,000345
Total interest expense$9,048,000713
Net interest income$43,657,000278
Provision for loan and lease losses$13,000,000389
Total noninterest income$17,600,000261
Gross Fiduciary activities income$255,000545
Service charges on deposit accounts$2,743,000312
Trading account gains and fees$0193
Additional Noninterest Income$14,602,000225
Total noninterest expense$42,685,000278
Salaries and employee benefits$26,151,000189
Premises and equipment expense$5,548,000262
Additional noninterest expense$10,986,000402
Pre-tax net operating income$5,572,000397
Securities gains (losses)$3,939,000105
Applicable income taxes$3,650,000217
Income before extraordinary items$5,861,000303
Extraordinary gains, net$021
Net income$5,861,000300
Minority interest net income$0112
Net income of bank and minority interests.$5,861,000302
Net charge-offs$10,876,000352
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$3,340,040511
2009-03-31 (YTD Data)Rank
Total interest income$26,555,000347
Total interest expense$4,693,000712
Net interest income$21,862,000279
Provision for loan and lease losses$6,200,000352
Total noninterest income$7,688,000268
Gross Fiduciary activities income$139,000532
Service charges on deposit accounts$1,383,000305
Trading account gains and fees$0171
Additional Noninterest Income$6,166,000225
Total noninterest expense$20,089,000280
Salaries and employee benefits$13,413,000188
Premises and equipment expense$2,658,000278
Additional noninterest expense$4,018,000442
Pre-tax net operating income$3,261,000381
Securities gains (losses)$3,065,00090
Applicable income taxes$2,466,000183
Income before extraordinary items$3,860,000265
Extraordinary gains, net$015
Net income$3,860,000265
Minority interest net income$0102
Net income of bank and minority interests.$3,860,000266
Net charge-offs$5,052,000315
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,898,400487
2008-12-31 (YTD Data)Rank
Total interest income$117,855,000343
Total interest expense$30,843,000518
Net interest income$87,012,000286
Provision for loan and lease losses$8,325,000684
Total noninterest income$34,520,000235
Gross Fiduciary activities income$571,000537
Service charges on deposit accounts$5,418,000327
Trading account gains and fees$0154
Additional Noninterest Income$28,531,000192
Total noninterest expense$80,636,000288
Salaries and employee benefits$47,997,000204
Premises and equipment expense$11,305,000248
Additional noninterest expense$21,334,000373
Pre-tax net operating income$32,571,000190
Securities gains (losses)$-1,684,0007,850
Applicable income taxes$11,373,000167
Income before extraordinary items$19,514,000204
Extraordinary gains, net$039
Net income$19,514,000204
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,400,000512
Cash dividends$12,548,000242
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$20,591,760211
2008-09-30 (YTD Data)Rank
Total interest income$89,271,000353
Total interest expense$24,478,000517
Net interest income$64,793,000297
Provision for loan and lease losses$6,100,000564
Total noninterest income$26,001,000248
Gross Fiduciary activities income$395,000569
Service charges on deposit accounts$4,029,000336
Trading account gains and fees$0148
Additional Noninterest Income$21,577,000197
Total noninterest expense$60,131,000281
Salaries and employee benefits$35,903,000211
Premises and equipment expense$8,654,000249
Additional noninterest expense$15,574,000354
Pre-tax net operating income$24,563,000235
Securities gains (losses)$-1,684,0008,019
Applicable income taxes$8,335,000207
Income before extraordinary items$14,544,000257
Extraordinary gains, net$031
Net income$14,544,000257
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,452,000416
Cash dividends$12,548,000200
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$15,621,760260
2008-06-30 (YTD Data)Rank
Total interest income$59,356,000362
Total interest expense$16,821,000521
Net interest income$42,535,000302
Provision for loan and lease losses$4,150,000492
Total noninterest income$17,659,000254
Gross Fiduciary activities income$259,000583
Service charges on deposit accounts$2,683,000334
Trading account gains and fees$0149
Additional Noninterest Income$14,717,000209
Total noninterest expense$39,927,000276
Salaries and employee benefits$24,414,000213
Premises and equipment expense$5,751,000250
Additional noninterest expense$9,762,000369
Pre-tax net operating income$16,117,000257
Securities gains (losses)$-507,0008,345
Applicable income taxes$5,900,000227
Income before extraordinary items$9,710,000296
Extraordinary gains, net$021
Net income$9,710,000295
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,755,000369
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$10,034,480286
2008-03-31 (YTD Data)Rank
Total interest income$29,703,000372
Total interest expense$9,220,000510
Net interest income$20,483,000313
Provision for loan and lease losses$1,950,000415
Total noninterest income$8,616,000261
Gross Fiduciary activities income$135,000588
Service charges on deposit accounts$1,352,000327
Trading account gains and fees$0158
Additional Noninterest Income$7,129,000216
Total noninterest expense$20,139,000268
Salaries and employee benefits$13,101,000203
Premises and equipment expense$2,993,000237
Additional noninterest expense$4,045,000402
Pre-tax net operating income$7,010,000310
Securities gains (losses)$02,688
Applicable income taxes$2,638,000262
Income before extraordinary items$4,372,000352
Extraordinary gains, net$015
Net income$4,372,000353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,873,000307
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$4,372,000337
2007-12-31 (YTD Data)Rank
Total interest income$121,198,000377
Total interest expense$44,142,000465
Net interest income$77,056,000325
Provision for loan and lease losses$5,853,000358
Total noninterest income$35,087,000250
Gross Fiduciary activities income$551,000568
Service charges on deposit accounts$5,587,000318
Trading account gains and fees$0178
Additional Noninterest Income$28,949,000199
Total noninterest expense$75,756,000276
Salaries and employee benefits$46,231,000216
Premises and equipment expense$10,362,000267
Additional noninterest expense$19,163,000358
Pre-tax net operating income$30,534,000344
Securities gains (losses)$02,146
Applicable income taxes$10,936,000306
Income before extraordinary items$19,598,000364
Extraordinary gains, net$-126,0008,522
Net income$19,472,000363
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,056,000231
Cash dividends$10,039,000411
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$19,598,000361
2007-09-30 (YTD Data)Rank
Total interest income$90,087,000381
Total interest expense$32,843,000476
Net interest income$57,244,000324
Provision for loan and lease losses$4,453,000277
Total noninterest income$25,833,000254
Gross Fiduciary activities income$398,000572
Service charges on deposit accounts$4,314,000309
Trading account gains and fees$0184
Additional Noninterest Income$21,121,000205
Total noninterest expense$57,252,000264
Salaries and employee benefits$34,782,000212
Premises and equipment expense$7,901,000253
Additional noninterest expense$14,569,000335
Pre-tax net operating income$21,372,000395
Securities gains (losses)$01,655
Applicable income taxes$6,231,000403
Income before extraordinary items$15,141,000389
Extraordinary gains, net$-126,0008,547
Net income$15,015,000388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,702,000179
Cash dividends$10,039,000326
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$15,141,000384
2007-06-30 (YTD Data)Rank
Total interest income$58,910,000397
Total interest expense$21,586,000493
Net interest income$37,324,000339
Provision for loan and lease losses$2,328,000293
Total noninterest income$18,073,000263
Gross Fiduciary activities income$266,000586
Service charges on deposit accounts$2,906,000316
Trading account gains and fees$0168
Additional Noninterest Income$14,901,000218
Total noninterest expense$38,788,000269
Salaries and employee benefits$23,757,000222
Premises and equipment expense$5,310,000263
Additional noninterest expense$9,721,000343
Pre-tax net operating income$14,281,000422
Securities gains (losses)$01,444
Applicable income taxes$4,364,000425
Income before extraordinary items$9,917,000429
Extraordinary gains, net$-84,0008,604
Net income$9,833,000431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,034,000200
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$9,917,000421
2007-03-31 (YTD Data)Rank
Total interest income$29,050,000400
Total interest expense$10,738,000486
Net interest income$18,312,000345
Provision for loan and lease losses$1,250,000249
Total noninterest income$9,160,000255
Gross Fiduciary activities income$141,000580
Service charges on deposit accounts$1,482,000303
Trading account gains and fees$0195
Additional Noninterest Income$7,537,000211
Total noninterest expense$19,962,000263
Salaries and employee benefits$12,747,000210
Premises and equipment expense$2,690,000260
Additional noninterest expense$4,525,000355
Pre-tax net operating income$6,260,000459
Securities gains (losses)$01,187
Applicable income taxes$1,834,000474
Income before extraordinary items$4,426,000461
Extraordinary gains, net$-62,0008,639
Net income$4,364,000462
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,732,000172
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$4,426,000454
2006-12-31 (YTD Data)Rank
Total interest income$116,581,000377
Total interest expense$39,247,000458
Net interest income$77,334,000320
Provision for loan and lease losses$4,503,000266
Total noninterest income$33,892,000249
Gross Fiduciary activities income$591,000547
Service charges on deposit accounts$5,404,000332
Trading account gains and fees$0130
Additional Noninterest Income$27,897,000210
Total noninterest expense$72,050,000272
Salaries and employee benefits$44,325,000220
Premises and equipment expense$9,853,000268
Additional noninterest expense$17,872,000356
Pre-tax net operating income$34,673,000357
Securities gains (losses)$-443,0008,500
Applicable income taxes$8,707,000434
Income before extraordinary items$25,523,000351
Extraordinary gains, net$-243,0008,662
Net income$25,280,000351
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,720,000142
Cash dividends$20,077,000237
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$25,855,250342
2006-09-30 (YTD Data)Rank
Total interest income$86,332,000385
Total interest expense$28,526,000470
Net interest income$57,806,000336
Provision for loan and lease losses$3,253,000259
Total noninterest income$24,325,000274
Gross Fiduciary activities income$437,000550
Service charges on deposit accounts$4,037,000336
Trading account gains and fees$0126
Additional Noninterest Income$19,851,000230
Total noninterest expense$53,306,000289
Salaries and employee benefits$34,536,000223
Premises and equipment expense$7,290,000281
Additional noninterest expense$11,480,000411
Pre-tax net operating income$25,572,000384
Securities gains (losses)$-445,0008,614
Applicable income taxes$5,257,000518
Income before extraordinary items$19,870,000361
Extraordinary gains, net$3,00041
Net income$19,873,000360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,175,000137
Cash dividends$10,038,000291
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$20,221,550348
2006-06-30 (YTD Data)Rank
Total interest income$59,225,000365
Total interest expense$18,708,000453
Net interest income$40,517,000327
Provision for loan and lease losses$3,193,000193
Total noninterest income$15,111,000292
Gross Fiduciary activities income$290,000558
Service charges on deposit accounts$2,686,000328
Trading account gains and fees$0126
Additional Noninterest Income$12,135,000251
Total noninterest expense$37,604,000282
Salaries and employee benefits$23,686,000224
Premises and equipment expense$4,752,000283
Additional noninterest expense$9,166,000366
Pre-tax net operating income$14,831,000434
Securities gains (losses)$-445,0008,691
Applicable income taxes$1,768,000875
Income before extraordinary items$12,618,000371
Extraordinary gains, net$039
Net income$12,618,000370
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,028,000139
Cash dividends$10,038,000222
Sale, conversion, retirement of capital stock, net$0887
Net operating income$13,009,600353
2006-03-31 (YTD Data)Rank
Total interest income$28,686,000368
Total interest expense$8,848,000453
Net interest income$19,838,000330
Provision for loan and lease losses$1,615,000187
Total noninterest income$6,223,000331
Gross Fiduciary activities income$152,000556
Service charges on deposit accounts$1,404,000304
Trading account gains and fees$0115
Additional Noninterest Income$4,667,000300
Total noninterest expense$18,784,000281
Salaries and employee benefits$11,316,000234
Premises and equipment expense$2,289,000296
Additional noninterest expense$5,179,000323
Pre-tax net operating income$5,662,000506
Securities gains (losses)$-460,0008,746
Applicable income taxes$-1,856,0008,781
Income before extraordinary items$7,058,000336
Extraordinary gains, net$021
Net income$7,058,000334
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,187,000192
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$7,518,000314
2005-12-31 (YTD Data)Rank
Total interest income$108,210,000345
Total interest expense$26,044,000458
Net interest income$82,166,000312
Provision for loan and lease losses$6,414,000195
Total noninterest income$33,566,000273
Gross Fiduciary activities income$643,000517
Service charges on deposit accounts$5,385,000318
Trading account gains and fees$0138
Additional Noninterest Income$27,538,000234
Total noninterest expense$66,313,000301
Salaries and employee benefits$40,412,000236
Premises and equipment expense$8,579,000300
Additional noninterest expense$17,322,000379
Pre-tax net operating income$43,005,000306
Securities gains (losses)$337,000383
Applicable income taxes$16,107,000286
Income before extraordinary items$27,235,000324
Extraordinary gains, net$046
Net income$27,235,000325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,788,000181
Cash dividends$22,587,000218
Sale, conversion, retirement of capital stock, net$0934
Net operating income$27,019,320322
2005-09-30 (YTD Data)Rank
Total interest income$79,732,000342
Total interest expense$18,135,000465
Net interest income$61,597,000309
Provision for loan and lease losses$4,862,000191
Total noninterest income$25,984,000267
Gross Fiduciary activities income$473,000513
Service charges on deposit accounts$3,942,000318
Trading account gains and fees$0126
Additional Noninterest Income$21,569,000234
Total noninterest expense$50,502,000299
Salaries and employee benefits$29,980,000239
Premises and equipment expense$6,489,000300
Additional noninterest expense$14,033,000347
Pre-tax net operating income$32,217,000307
Securities gains (losses)$197,000477
Applicable income taxes$12,641,000280
Income before extraordinary items$19,773,000336
Extraordinary gains, net$035
Net income$19,773,000337
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,576,000165
Cash dividends$10,039,000289
Sale, conversion, retirement of capital stock, net$0769
Net operating income$19,646,920333
2005-06-30 (YTD Data)Rank
Total interest income$51,714,000337
Total interest expense$11,014,000477
Net interest income$40,700,000304
Provision for loan and lease losses$3,104,000185
Total noninterest income$16,787,000268
Gross Fiduciary activities income$324,000506
Service charges on deposit accounts$2,455,000327
Trading account gains and fees$0116
Additional Noninterest Income$14,008,000242
Total noninterest expense$34,324,000288
Salaries and employee benefits$20,401,000234
Premises and equipment expense$4,192,000301
Additional noninterest expense$9,731,000336
Pre-tax net operating income$20,059,000326
Securities gains (losses)$197,000408
Applicable income taxes$7,743,000294
Income before extraordinary items$12,513,000345
Extraordinary gains, net$030
Net income$12,513,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,955,000147
Cash dividends$10,039,000199
Sale, conversion, retirement of capital stock, net$0643
Net operating income$12,386,920339
2005-03-31 (YTD Data)Rank
Total interest income$25,104,000339
Total interest expense$5,020,000492
Net interest income$20,084,000306
Provision for loan and lease losses$1,548,000185
Total noninterest income$7,652,000285
Gross Fiduciary activities income$172,000498
Service charges on deposit accounts$1,197,000326
Trading account gains and fees$0115
Additional Noninterest Income$6,283,000252
Total noninterest expense$16,779,000297
Salaries and employee benefits$10,038,000239
Premises and equipment expense$2,056,000309
Additional noninterest expense$4,685,000345
Pre-tax net operating income$9,409,000333
Securities gains (losses)$197,000255
Applicable income taxes$3,435,000320
Income before extraordinary items$6,171,000341
Extraordinary gains, net$024
Net income$6,171,000341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,702,000168
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$6,044,920342
2004-12-31 (YTD Data)Rank
Total interest income$93,589,000336
Total interest expense$17,135,000491
Net interest income$76,454,000303
Provision for loan and lease losses$6,139,000214
Total noninterest income$32,335,000278
Gross Fiduciary activities income$698,000458
Service charges on deposit accounts$4,722,000365
Trading account gains and fees$0138
Additional Noninterest Income$26,915,000243
Total noninterest expense$62,336,000302
Salaries and employee benefits$37,257,000257
Premises and equipment expense$7,552,000316
Additional noninterest expense$17,527,000352
Pre-tax net operating income$40,314,000308
Securities gains (losses)$1,256,000240
Applicable income taxes$14,657,000287
Income before extraordinary items$26,913,000317
Extraordinary gains, net$034
Net income$26,913,000317
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,431,000259
Cash dividends$20,077,000213
Sale, conversion, retirement of capital stock, net$0872
Net operating income$26,096,600315
2004-09-30 (YTD Data)Rank
Total interest income$68,934,000337
Total interest expense$12,297,000496
Net interest income$56,637,000307
Provision for loan and lease losses$4,486,000224
Total noninterest income$24,125,000283
Gross Fiduciary activities income$508,000467
Service charges on deposit accounts$3,481,000376
Trading account gains and fees$0134
Additional Noninterest Income$20,136,000248
Total noninterest expense$46,465,000307
Salaries and employee benefits$28,111,000256
Premises and equipment expense$5,694,000313
Additional noninterest expense$12,660,000359
Pre-tax net operating income$29,811,000308
Securities gains (losses)$970,000276
Applicable income taxes$10,854,000290
Income before extraordinary items$19,927,000321
Extraordinary gains, net$026
Net income$19,927,000321
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,434,000239
Cash dividends$10,038,000269
Sale, conversion, retirement of capital stock, net$0738
Net operating income$19,296,500317
2004-06-30 (YTD Data)Rank
Total interest income$45,270,000338
Total interest expense$7,876,000506
Net interest income$37,394,000304
Provision for loan and lease losses$2,947,000234
Total noninterest income$15,508,000290
Gross Fiduciary activities income$348,000460
Service charges on deposit accounts$2,223,000389
Trading account gains and fees$0130
Additional Noninterest Income$12,937,000249
Total noninterest expense$31,678,000303
Salaries and employee benefits$19,084,000252
Premises and equipment expense$3,651,000321
Additional noninterest expense$8,943,000350
Pre-tax net operating income$18,277,000318
Securities gains (losses)$685,000287
Applicable income taxes$6,520,000316
Income before extraordinary items$12,442,000322
Extraordinary gains, net$021
Net income$12,442,000322
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,528,000227
Cash dividends$10,038,000188
Sale, conversion, retirement of capital stock, net$0638
Net operating income$11,989,900322
2004-03-31 (YTD Data)Rank
Total interest income$22,590,000341
Total interest expense$3,957,000514
Net interest income$18,633,000309
Provision for loan and lease losses$1,427,000245
Total noninterest income$7,418,000295
Gross Fiduciary activities income$182,000456
Service charges on deposit accounts$1,063,000401
Trading account gains and fees$0121
Additional Noninterest Income$6,173,000252
Total noninterest expense$17,219,000289
Salaries and employee benefits$10,669,000230
Premises and equipment expense$1,910,000317
Additional noninterest expense$4,640,000337
Pre-tax net operating income$7,405,000367
Securities gains (losses)$536,000253
Applicable income taxes$3,212,000320
Income before extraordinary items$4,729,000408
Extraordinary gains, net$016
Net income$4,729,000407
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,154,000247
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$4,385,960403
2003-12-31 (YTD Data)Rank
Total interest income$87,659,000352
Total interest expense$15,258,000586
Net interest income$72,401,000314
Provision for loan and lease losses$5,411,000318
Total noninterest income$30,531,000301
Gross Fiduciary activities income$647,000481
Service charges on deposit accounts$4,906,000345
Trading account gains and fees$0160
Additional Noninterest Income$24,978,000263
Total noninterest expense$56,036,000339
Salaries and employee benefits$32,972,000284
Premises and equipment expense$7,366,000337
Additional noninterest expense$15,698,000393
Pre-tax net operating income$41,485,000284
Securities gains (losses)$551,000707
Applicable income taxes$16,222,000267
Income before extraordinary items$25,814,000310
Extraordinary gains, net$054
Net income$25,814,000312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,326,000370
Cash dividends$10,039,000374
Sale, conversion, retirement of capital stock, net$0868
Net operating income$25,461,360296
2003-09-30 (YTD Data)Rank
Total interest income$65,034,000364
Total interest expense$11,440,000617
Net interest income$53,594,000322
Provision for loan and lease losses$3,582,000355
Total noninterest income$22,716,000314
Gross Fiduciary activities income$469,000495
Service charges on deposit accounts$3,695,000353
Trading account gains and fees$0153
Additional Noninterest Income$18,552,000276
Total noninterest expense$41,772,000343
Salaries and employee benefits$24,218,000292
Premises and equipment expense$5,439,000345
Additional noninterest expense$12,115,000398
Pre-tax net operating income$30,956,000290
Securities gains (losses)$298,000966
Applicable income taxes$12,083,000275
Income before extraordinary items$19,171,000331
Extraordinary gains, net$040
Net income$19,171,000332
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,755,000484
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$18,980,280304
2003-06-30 (YTD Data)Rank
Total interest income$43,592,000369
Total interest expense$7,739,000630
Net interest income$35,853,000324
Provision for loan and lease losses$2,160,000377
Total noninterest income$14,605,000323
Gross Fiduciary activities income$330,000482
Service charges on deposit accounts$2,502,000345
Trading account gains and fees$0150
Additional Noninterest Income$11,773,000284
Total noninterest expense$28,078,000343
Salaries and employee benefits$16,283,000292
Premises and equipment expense$3,739,000344
Additional noninterest expense$8,056,000403
Pre-tax net operating income$20,220,000293
Securities gains (losses)$196,0001,054
Applicable income taxes$7,933,000288
Income before extraordinary items$12,483,000338
Extraordinary gains, net$030
Net income$12,483,000340
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,126,000484
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$12,357,560310
2003-03-31 (YTD Data)Rank
Total interest income$21,599,000373
Total interest expense$3,792,000654
Net interest income$17,807,000329
Provision for loan and lease losses$713,000489
Total noninterest income$7,003,000334
Gross Fiduciary activities income$165,000490
Service charges on deposit accounts$1,232,000343
Trading account gains and fees$0134
Additional Noninterest Income$5,606,000294
Total noninterest expense$14,813,000329
Salaries and employee benefits$9,110,000275
Premises and equipment expense$1,857,000353
Additional noninterest expense$3,846,000413
Pre-tax net operating income$9,284,000311
Securities gains (losses)$96,0001,024
Applicable income taxes$3,599,000306
Income before extraordinary items$5,781,000344
Extraordinary gains, net$021
Net income$5,781,000345
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$468,000516
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$5,719,560323
2002-12-31 (YTD Data)Rank
Total interest income$89,096,000386
Total interest expense$18,849,000604
Net interest income$70,247,000330
Provision for loan and lease losses$8,991,000262
Total noninterest income$26,811,000335
Gross Fiduciary activities income$664,000486
Service charges on deposit accounts$4,962,000335
Trading account gains and fees$0153
Additional Noninterest Income$21,185,000289
Total noninterest expense$52,766,000356
Salaries and employee benefits$29,003,000315
Premises and equipment expense$7,236,000344
Additional noninterest expense$16,527,000396
Pre-tax net operating income$35,301,000314
Securities gains (losses)$996,000425
Applicable income taxes$13,273,000302
Income before extraordinary items$23,024,000331
Extraordinary gains, net$070
Net income$23,024,000330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,993,000233
Cash dividends$15,058,000270
Sale, conversion, retirement of capital stock, net$0862
Net operating income$22,386,560325
2001-12-31 (YTD Data)Rank
Total interest income$90,295,000421
Total interest expense$25,616,000658
Net interest income$64,679,000335
Provision for loan and lease losses$6,823,000294
Total noninterest income$23,012,000351
Gross Fiduciary activities income$878,000447
Service charges on deposit accounts$5,609,000291
Trading account gains and fees$0177
Additional Noninterest Income$16,525,000321
Total noninterest expense$50,039,000364
Salaries and employee benefits$25,166,000318
Premises and equipment expense$6,925,000352
Additional noninterest expense$17,948,000384
Pre-tax net operating income$30,829,000307
Securities gains (losses)$04,612
Applicable income taxes$12,064,000297
Income before extraordinary items$18,765,000343
Extraordinary gains, net$0105
Net income$18,765,000341
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,498,000290
Cash dividends$10,039,000364
Sale, conversion, retirement of capital stock, net$0922
Net operating income$18,765,000329
2000-12-31 (YTD Data)Rank
Total interest income$91,631,000440
Total interest expense$33,322,000580
Net interest income$58,309,000368
Provision for loan and lease losses$6,263,000273
Total noninterest income$21,582,000361
Gross Fiduciary activities income$864,000449
Service charges on deposit accounts$5,030,000285
Trading account gains and fees$0180
Additional Noninterest Income$15,688,000332
Total noninterest expense$45,782,000370
Salaries and employee benefits$23,816,000316
Premises and equipment expense$6,303,000362
Additional noninterest expense$15,663,000423
Pre-tax net operating income$27,846,000350
Securities gains (losses)$01,956
Applicable income taxes$11,584,000308
Income before extraordinary items$16,262,000389
Extraordinary gains, net$038
Net income$16,262,000390
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,261,000296
Cash dividends$4,929,000633
Sale, conversion, retirement of capital stock, net$0969
Net operating income$16,262,000386
1999-12-31 (YTD Data)Rank
Total interest income$71,875,000517
Total interest expense$24,513,000669
Net interest income$47,362,000441
Provision for loan and lease losses$5,584,000281
Total noninterest income$17,520,000435
Gross Fiduciary activities income$890,000487
Service charges on deposit accounts$3,101,000447
Trading account gains and fees$0173
Additional Noninterest Income$13,529,000376
Total noninterest expense$38,143,000442
Salaries and employee benefits$21,169,000367
Premises and equipment expense$5,801,000397
Additional noninterest expense$11,173,000558
Pre-tax net operating income$21,155,000463
Securities gains (losses)$03,155
Applicable income taxes$8,213,000419
Income before extraordinary items$12,942,000504
Extraordinary gains, net$035
Net income$12,942,000504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,500,000288
Cash dividends$11,025,000366
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$12,942,000498
1998-12-31 (YTD Data)Rank
Total interest income$66,711,000551
Total interest expense$23,092,000710
Net interest income$43,619,000447
Provision for loan and lease losses$5,279,000302
Total noninterest income$16,016,000429
Gross Fiduciary activities income$859,000498
Service charges on deposit accounts$3,195,000410
Trading account gains and fees$0224
Additional Noninterest Income$11,962,000399
Total noninterest expense$35,553,000464
Salaries and employee benefits$19,595,000381
Premises and equipment expense$5,477,000411
Additional noninterest expense$10,481,000570
Pre-tax net operating income$18,803,000462
Securities gains (losses)$86,0001,380
Applicable income taxes$7,828,000408
Income before extraordinary items$11,061,000537
Extraordinary gains, net$032
Net income$11,061,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,911,000326
Cash dividends$1,972,0001,365
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$11,005,960513
1997-12-31 (YTD Data)Rank
Total interest income$61,698,000589
Total interest expense$20,985,000787
Net interest income$40,713,000475
Provision for loan and lease losses$2,580,000479
Total noninterest income$12,629,000480
Gross Fiduciary activities income$659,000577
Service charges on deposit accounts$2,050,000626
Trading account gains and fees$0239
Additional Noninterest Income$9,920,000412
Total noninterest expense$33,636,000474
Salaries and employee benefits$17,834,000398
Premises and equipment expense$5,184,000425
Additional noninterest expense$10,618,000563
Pre-tax net operating income$17,126,000516
Securities gains (losses)$03,944
Applicable income taxes$7,625,000442
Income before extraordinary items$9,501,000618
Extraordinary gains, net$044
Net income$9,501,000619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,371,000458
Cash dividends$1,972,0001,338
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,501,000596
1996-12-31 (YTD Data)Rank
Total interest income$53,905,000690
Total interest expense$18,890,000892
Net interest income$35,015,000580
Provision for loan and lease losses$450,0001,887
Total noninterest income$7,570,000716
Gross Fiduciary activities income$663,000628
Service charges on deposit accounts$1,830,000728
Trading account gains and fees$0262
Additional Noninterest Income$5,077,000636
Total noninterest expense$28,869,000585
Salaries and employee benefits$13,714,000526
Premises and equipment expense$3,977,000568
Additional noninterest expense$11,178,000613
Pre-tax net operating income$13,266,000625
Securities gains (losses)$-71,00011,126
Applicable income taxes$6,287,000500
Income before extraordinary items$6,908,000785
Extraordinary gains, net$053
Net income$6,908,000786
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-915,00011,436
Cash dividends$8,156,000488
Sale, conversion, retirement of capital stock, net$263,000545
Net operating income$6,953,440764
1995-12-31 (YTD Data)Rank
Total interest income$48,093,000781
Total interest expense$16,386,0001,038
Net interest income$31,707,000648
Provision for loan and lease losses$720,0001,199
Total noninterest income$4,583,0001,009
Gross Fiduciary activities income$657,000659
Service charges on deposit accounts$1,466,000909
Trading account gains and fees$0522
Additional Noninterest Income$2,460,0001,000
Total noninterest expense$24,697,000673
Salaries and employee benefits$11,264,000625
Premises and equipment expense$5,077,000482
Additional noninterest expense$8,356,000774
Pre-tax net operating income$10,873,000784
Securities gains (losses)$5,0002,809
Applicable income taxes$5,535,000579
Income before extraordinary items$5,343,000995
Extraordinary gains, net$065
Net income$5,343,000993
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$506,0001,375
Cash dividends$4,785,000665
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,339,800987
1994-12-31 (YTD Data)Rank
Total interest income$40,551,000822
Total interest expense$12,592,0001,050
Net interest income$27,959,000710
Provision for loan and lease losses$600,0001,325
Total noninterest income$3,518,0001,199
Gross Fiduciary activities income$564,000702
Service charges on deposit accounts$1,419,000923
Trading account gains and fees$0475
Additional Noninterest Income$1,535,0001,361
Total noninterest expense$20,707,000781
Salaries and employee benefits$10,294,000684
Premises and equipment expense$3,767,000615
Additional noninterest expense$6,646,000939
Pre-tax net operating income$10,170,000786
Securities gains (losses)$42,0001,262
Applicable income taxes$5,989,000500
Income before extraordinary items$4,223,0001,200
Extraordinary gains, net$0249
Net income$4,223,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$207,0002,446
Cash dividends$3,639,000704
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,196,1201,215
1993-12-31 (YTD Data)Rank
Total interest income$30,922,0001,033
Total interest expense$8,297,0001,593
Net interest income$22,625,000831
Provision for loan and lease losses$600,0001,833
Total noninterest income$3,164,0001,401
Gross Fiduciary activities income$818,000597
Service charges on deposit accounts$1,104,0001,222
Trading account gains and fees$0532
Additional Noninterest Income$1,242,0001,773
Total noninterest expense$18,767,000889
Salaries and employee benefits$9,386,000737
Premises and equipment expense$3,479,000675
Additional noninterest expense$5,902,0001,112
Pre-tax net operating income$6,422,0001,088
Securities gains (losses)$07,477
Applicable income taxes$2,958,000869
Income before extraordinary items$3,464,0001,465
Extraordinary gains, net$03,149
Net income$3,464,0001,511
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$622,0001,547
Cash dividends$2,599,000809
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,464,0001,378
1992-12-31 (YTD Data)Rank
Total interest income$29,911,0001,228
Total interest expense$8,909,0001,902
Net interest income$21,002,000900
Provision for loan and lease losses$1,250,0001,594
Total noninterest income$2,807,0001,520
Gross Fiduciary activities income$675,000667
Service charges on deposit accounts$911,0001,477
Trading account gains and fees$0504
Additional Noninterest Income$1,221,0001,753
Total noninterest expense$16,900,000973
Salaries and employee benefits$8,619,000789
Premises and equipment expense$3,369,000714
Additional noninterest expense$4,912,0001,342
Pre-tax net operating income$5,659,0001,147
Securities gains (losses)$1,568,000476
Applicable income taxes$3,285,000710
Income before extraordinary items$3,942,0001,188
Extraordinary gains, net$01,422
Net income$3,942,0001,191
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,832,0001,017
Cash dividends$37,330,00075
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,938,4801,456

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.