Home > Stephens Federal Bank > Income and Expense
Stephens Federal Bank, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,883,000 | 3,922 |
| Total interest expense | $352,000 | 4,201 |
| Net interest income | $3,531,000 | 3,826 |
| Provision for loan and lease losses | $-500,000 | 6,380 |
| Total noninterest income | $150,000 | 5,478 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $251,000 | 3,037 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $-101,000 | 6,495 |
| Total noninterest expense | $4,538,000 | 2,909 |
| Salaries and employee benefits | $1,858,000 | 3,509 |
| Premises and equipment expense | $569,000 | 2,800 |
| Additional noninterest expense | $2,111,000 | 2,144 |
| Pre-tax net operating income | $-357,000 | 6,359 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-357,000 | 6,372 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-357,000 | 6,371 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-357,000 | 6,371 |
| Net charge-offs | $521,000 | 1,124 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-357,000 | 6,366 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,664,000 | 3,848 |
| Total interest expense | $243,000 | 4,176 |
| Net interest income | $2,421,000 | 3,758 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $165,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $165,000 | 3,041 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $0 | 6,412 |
| Total noninterest expense | $3,090,000 | 2,889 |
| Salaries and employee benefits | $1,254,000 | 3,506 |
| Premises and equipment expense | $363,000 | 2,893 |
| Additional noninterest expense | $1,473,000 | 2,050 |
| Pre-tax net operating income | $-504,000 | 6,511 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-504,000 | 6,523 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-504,000 | 6,523 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-504,000 | 6,523 |
| Net charge-offs | $374,000 | 1,093 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-504,000 | 6,521 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,333,000 | 3,854 |
| Total interest expense | $126,000 | 4,153 |
| Net interest income | $1,207,000 | 3,779 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $36,000 | 5,838 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $77,000 | 3,142 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-41,000 | 6,623 |
| Total noninterest expense | $1,590,000 | 2,854 |
| Salaries and employee benefits | $641,000 | 3,487 |
| Premises and equipment expense | $181,000 | 2,951 |
| Additional noninterest expense | $768,000 | 1,971 |
| Pre-tax net operating income | $-347,000 | 6,592 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-347,000 | 6,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-347,000 | 6,597 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-347,000 | 6,597 |
| Net charge-offs | $141,000 | 1,157 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-347,000 | 6,596 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,853,000 | 3,677 |
| Total interest expense | $714,000 | 3,703 |
| Net interest income | $5,139,000 | 3,642 |
| Provision for loan and lease losses | $300,000 | 2,425 |
| Total noninterest income | $570,000 | 4,209 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $372,000 | 2,981 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $198,000 | 4,631 |
| Total noninterest expense | $6,056,000 | 2,974 |
| Salaries and employee benefits | $2,613,000 | 3,435 |
| Premises and equipment expense | $751,000 | 2,828 |
| Additional noninterest expense | $2,692,000 | 2,299 |
| Pre-tax net operating income | $-647,000 | 6,507 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-647,000 | 6,520 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-647,000 | 6,521 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-647,000 | 6,521 |
| Net charge-offs | $1,334,000 | 1,026 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-647,000 | 6,510 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,443,000 | 3,692 |
| Total interest expense | $568,000 | 3,657 |
| Net interest income | $3,875,000 | 3,651 |
| Provision for loan and lease losses | $300,000 | 2,060 |
| Total noninterest income | $485,000 | 4,067 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $279,000 | 2,985 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $206,000 | 4,277 |
| Total noninterest expense | $4,525,000 | 2,979 |
| Salaries and employee benefits | $1,969,000 | 3,433 |
| Premises and equipment expense | $564,000 | 2,839 |
| Additional noninterest expense | $1,992,000 | 2,316 |
| Pre-tax net operating income | $-465,000 | 6,604 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-465,000 | 6,621 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-465,000 | 6,622 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-465,000 | 6,622 |
| Net charge-offs | $1,301,000 | 825 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-465,000 | 6,610 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,016,000 | 3,644 |
| Total interest expense | $406,000 | 3,556 |
| Net interest income | $2,610,000 | 3,611 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $456,000 | 3,466 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $186,000 | 2,943 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $270,000 | 3,357 |
| Total noninterest expense | $2,988,000 | 3,005 |
| Salaries and employee benefits | $1,306,000 | 3,459 |
| Premises and equipment expense | $373,000 | 2,863 |
| Additional noninterest expense | $1,309,000 | 2,339 |
| Pre-tax net operating income | $-222,000 | 6,568 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $-222,000 | 6,619 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-222,000 | 6,619 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-222,000 | 6,619 |
| Net charge-offs | $850,000 | 866 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-222,000 | 6,589 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,556,000 | 3,604 |
| Total interest expense | $217,000 | 3,500 |
| Net interest income | $1,339,000 | 3,569 |
| Provision for loan and lease losses | $300,000 | 980 |
| Total noninterest income | $46,000 | 5,826 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $95,000 | 2,882 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-49,000 | 6,884 |
| Total noninterest expense | $1,497,000 | 3,021 |
| Salaries and employee benefits | $665,000 | 3,447 |
| Premises and equipment expense | $189,000 | 2,868 |
| Additional noninterest expense | $643,000 | 2,391 |
| Pre-tax net operating income | $-412,000 | 6,837 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $-412,000 | 6,854 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-412,000 | 6,855 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-412,000 | 6,855 |
| Net charge-offs | $473,000 | 797 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-412,000 | 6,838 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,043,000 | 3,437 |
| Total interest expense | $1,263,000 | 3,096 |
| Net interest income | $5,780,000 | 3,461 |
| Provision for loan and lease losses | $910,000 | 1,875 |
| Total noninterest income | $509,000 | 4,466 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $429,000 | 2,783 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $80,000 | 5,511 |
| Total noninterest expense | $6,703,000 | 2,772 |
| Salaries and employee benefits | $2,651,000 | 3,421 |
| Premises and equipment expense | $763,000 | 2,842 |
| Additional noninterest expense | $3,289,000 | 1,990 |
| Pre-tax net operating income | $-1,324,000 | 6,717 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $-1,324,000 | 6,761 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,324,000 | 6,759 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-1,324,000 | 6,760 |
| Net charge-offs | $2,023,000 | 1,146 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-1,324,000 | 6,732 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,378,000 | 3,452 |
| Total interest expense | $1,017,000 | 3,035 |
| Net interest income | $4,361,000 | 3,503 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $92,000 | 6,233 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $322,000 | 2,825 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-230,000 | 7,001 |
| Total noninterest expense | $5,200,000 | 2,683 |
| Salaries and employee benefits | $1,992,000 | 3,430 |
| Premises and equipment expense | $582,000 | 2,838 |
| Additional noninterest expense | $2,626,000 | 1,887 |
| Pre-tax net operating income | $-897,000 | 6,798 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-897,000 | 6,859 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-897,000 | 6,857 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-897,000 | 6,858 |
| Net charge-offs | $1,404,000 | 1,171 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-897,000 | 6,819 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,646,000 | 3,428 |
| Total interest expense | $715,000 | 3,006 |
| Net interest income | $2,931,000 | 3,494 |
| Provision for loan and lease losses | $150,000 | 3,329 |
| Total noninterest income | $366,000 | 3,834 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $213,000 | 2,820 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $153,000 | 4,049 |
| Total noninterest expense | $3,647,000 | 2,585 |
| Salaries and employee benefits | $1,331,000 | 3,444 |
| Premises and equipment expense | $381,000 | 2,872 |
| Additional noninterest expense | $1,935,000 | 1,718 |
| Pre-tax net operating income | $-500,000 | 6,818 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-500,000 | 6,866 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-500,000 | 6,867 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-500,000 | 6,867 |
| Net charge-offs | $787,000 | 1,342 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-500,000 | 6,828 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 3,396 |
| Total interest expense | $393,000 | 2,898 |
| Net interest income | $1,474,000 | 3,498 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $233,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $110,000 | 2,721 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 3,383 |
| Total noninterest expense | $1,788,000 | 2,617 |
| Salaries and employee benefits | $685,000 | 3,394 |
| Premises and equipment expense | $184,000 | 2,974 |
| Additional noninterest expense | $919,000 | 1,807 |
| Pre-tax net operating income | $-231,000 | 6,879 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-231,000 | 6,927 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-231,000 | 6,928 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-231,000 | 6,928 |
| Net charge-offs | $428,000 | 1,200 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-231,000 | 6,888 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,146,000 | 3,276 |
| Total interest expense | $2,072,000 | 2,703 |
| Net interest income | $6,074,000 | 3,434 |
| Provision for loan and lease losses | $5,511,000 | 723 |
| Total noninterest income | $-1,385,000 | 7,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $547,000 | 2,390 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,932,000 | 7,264 |
| Total noninterest expense | $6,299,000 | 2,935 |
| Salaries and employee benefits | $3,096,000 | 3,040 |
| Premises and equipment expense | $1,230,000 | 2,012 |
| Additional noninterest expense | $1,973,000 | 3,182 |
| Pre-tax net operating income | $-7,121,000 | 7,148 |
| Securities gains (losses) | $35,000 | 2,812 |
| Applicable income taxes | $780,000 | 1,585 |
| Income before extraordinary items | $-7,866,000 | 7,168 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,866,000 | 7,166 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,866,000 | 7,168 |
| Net charge-offs | $2,510,000 | 1,348 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-7,901,000 | 7,161 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 3,241 |
| Total interest expense | $1,645,000 | 2,672 |
| Net interest income | $4,630,000 | 3,403 |
| Provision for loan and lease losses | $4,120,000 | 722 |
| Total noninterest income | $-1,223,000 | 7,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $423,000 | 2,359 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-1,646,000 | 7,361 |
| Total noninterest expense | $4,803,000 | 2,902 |
| Salaries and employee benefits | $2,403,000 | 2,955 |
| Premises and equipment expense | $926,000 | 2,027 |
| Additional noninterest expense | $1,474,000 | 3,199 |
| Pre-tax net operating income | $-5,516,000 | 7,250 |
| Securities gains (losses) | $35,000 | 2,561 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-5,481,000 | 7,269 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,481,000 | 7,268 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-5,481,000 | 7,268 |
| Net charge-offs | $1,984,000 | 1,231 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-5,516,000 | 7,262 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,264,000 | 3,218 |
| Total interest expense | $1,164,000 | 2,624 |
| Net interest income | $3,100,000 | 3,398 |
| Provision for loan and lease losses | $1,944,000 | 932 |
| Total noninterest income | $231,000 | 4,615 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $280,000 | 2,346 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-49,000 | 7,134 |
| Total noninterest expense | $3,148,000 | 2,971 |
| Salaries and employee benefits | $1,588,000 | 2,993 |
| Premises and equipment expense | $614,000 | 2,053 |
| Additional noninterest expense | $946,000 | 3,339 |
| Pre-tax net operating income | $-1,761,000 | 7,142 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-1,751,000 | 7,186 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,751,000 | 7,187 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-1,751,000 | 7,187 |
| Net charge-offs | $1,237,000 | 1,287 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,761,000 | 7,173 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 3,084 |
| Total interest expense | $616,000 | 2,575 |
| Net interest income | $1,643,000 | 3,249 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $140,000 | 2,327 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-6,000 | 7,156 |
| Total noninterest expense | $1,578,000 | 2,970 |
| Salaries and employee benefits | $810,000 | 2,969 |
| Premises and equipment expense | $313,000 | 2,047 |
| Additional noninterest expense | $455,000 | 3,416 |
| Pre-tax net operating income | $-101,000 | 6,686 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-101,000 | 6,721 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-101,000 | 6,721 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-101,000 | 6,721 |
| Net charge-offs | $157,000 | 2,316 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-101,000 | 6,709 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,392,000 | 2,855 |
| Total interest expense | $3,480,000 | 2,276 |
| Net interest income | $6,912,000 | 3,096 |
| Provision for loan and lease losses | $3,617,000 | 1,426 |
| Total noninterest income | $1,476,000 | 2,545 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,476,000 | 1,720 |
| Total noninterest expense | $7,774,000 | 2,485 |
| Salaries and employee benefits | $3,812,000 | 2,519 |
| Premises and equipment expense | $1,319,000 | 1,938 |
| Additional noninterest expense | $2,643,000 | 2,548 |
| Pre-tax net operating income | $-3,003,000 | 6,917 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $-533,000 | 7,182 |
| Income before extraordinary items | $-2,470,000 | 6,932 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,470,000 | 6,932 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,470,000 | 6,933 |
| Net charge-offs | $2,234,000 | 1,746 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,470,000 | 6,912 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,972,000 | 2,859 |
| Total interest expense | $2,799,000 | 2,211 |
| Net interest income | $5,173,000 | 3,148 |
| Provision for loan and lease losses | $1,417,000 | 2,058 |
| Total noninterest income | $1,046,000 | 2,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,046,000 | 1,749 |
| Total noninterest expense | $5,824,000 | 2,487 |
| Salaries and employee benefits | $2,879,000 | 2,519 |
| Premises and equipment expense | $1,001,000 | 1,938 |
| Additional noninterest expense | $1,944,000 | 2,542 |
| Pre-tax net operating income | $-1,022,000 | 6,798 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-393,000 | 7,318 |
| Income before extraordinary items | $-629,000 | 6,741 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-629,000 | 6,742 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-629,000 | 6,742 |
| Net charge-offs | $528,000 | 2,999 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-629,000 | 6,685 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 2,868 |
| Total interest expense | $1,977,000 | 2,186 |
| Net interest income | $3,372,000 | 3,196 |
| Provision for loan and lease losses | $701,000 | 2,365 |
| Total noninterest income | $698,000 | 2,594 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $698,000 | 1,678 |
| Total noninterest expense | $3,826,000 | 2,531 |
| Salaries and employee benefits | $1,945,000 | 2,506 |
| Premises and equipment expense | $672,000 | 1,935 |
| Additional noninterest expense | $1,209,000 | 2,701 |
| Pre-tax net operating income | $-457,000 | 6,715 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-184,000 | 7,307 |
| Income before extraordinary items | $-273,000 | 6,661 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-273,000 | 6,663 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-273,000 | 6,662 |
| Net charge-offs | $283,000 | 3,118 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-273,000 | 6,609 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,725,000 | 2,882 |
| Total interest expense | $1,069,000 | 2,126 |
| Net interest income | $1,656,000 | 3,271 |
| Provision for loan and lease losses | $242,000 | 2,743 |
| Total noninterest income | $317,000 | 2,765 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $317,000 | 1,776 |
| Total noninterest expense | $1,988,000 | 2,459 |
| Salaries and employee benefits | $966,000 | 2,547 |
| Premises and equipment expense | $342,000 | 1,967 |
| Additional noninterest expense | $680,000 | 2,436 |
| Pre-tax net operating income | $-257,000 | 6,922 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $-95,000 | 7,441 |
| Income before extraordinary items | $-162,000 | 6,874 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-162,000 | 6,875 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-162,000 | 6,874 |
| Net charge-offs | $68,000 | 3,462 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-162,000 | 6,833 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,223,000 | 2,702 |
| Total interest expense | $5,839,000 | 1,963 |
| Net interest income | $6,384,000 | 3,275 |
| Provision for loan and lease losses | $2,069,000 | 2,437 |
| Total noninterest income | $1,491,000 | 2,561 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,491,000 | 1,656 |
| Total noninterest expense | $7,783,000 | 2,533 |
| Salaries and employee benefits | $4,019,000 | 2,429 |
| Premises and equipment expense | $1,350,000 | 1,984 |
| Additional noninterest expense | $2,414,000 | 2,824 |
| Pre-tax net operating income | $-1,977,000 | 6,627 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-773,000 | 7,194 |
| Income before extraordinary items | $-1,204,000 | 6,452 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,204,000 | 6,452 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,204,000 | 6,452 |
| Net charge-offs | $1,517,000 | 2,361 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-1,204,000 | 6,449 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,346,000 | 2,687 |
| Total interest expense | $4,566,000 | 1,983 |
| Net interest income | $4,780,000 | 3,295 |
| Provision for loan and lease losses | $1,979,000 | 1,917 |
| Total noninterest income | $1,051,000 | 2,731 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,051,000 | 1,766 |
| Total noninterest expense | $5,801,000 | 2,554 |
| Salaries and employee benefits | $3,047,000 | 2,443 |
| Premises and equipment expense | $1,006,000 | 2,010 |
| Additional noninterest expense | $1,748,000 | 2,884 |
| Pre-tax net operating income | $-1,949,000 | 7,032 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-787,000 | 7,485 |
| Income before extraordinary items | $-1,162,000 | 6,831 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,162,000 | 6,831 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,162,000 | 6,832 |
| Net charge-offs | $761,000 | 2,540 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,162,000 | 6,819 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,394,000 | 2,661 |
| Total interest expense | $3,176,000 | 2,001 |
| Net interest income | $3,218,000 | 3,267 |
| Provision for loan and lease losses | $930,000 | 2,159 |
| Total noninterest income | $623,000 | 2,965 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $623,000 | 1,949 |
| Total noninterest expense | $3,432,000 | 2,867 |
| Salaries and employee benefits | $2,036,000 | 2,474 |
| Premises and equipment expense | $664,000 | 2,056 |
| Additional noninterest expense | $732,000 | 4,143 |
| Pre-tax net operating income | $-521,000 | 6,655 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-193,000 | 7,293 |
| Income before extraordinary items | $-328,000 | 6,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-328,000 | 6,574 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-328,000 | 6,574 |
| Net charge-offs | $109,000 | 4,158 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-328,000 | 6,565 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,277,000 | 2,638 |
| Total interest expense | $1,627,000 | 2,026 |
| Net interest income | $1,650,000 | 3,190 |
| Provision for loan and lease losses | $151,000 | 3,198 |
| Total noninterest income | $345,000 | 2,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $345,000 | 1,781 |
| Total noninterest expense | $1,690,000 | 2,829 |
| Salaries and employee benefits | $989,000 | 2,571 |
| Premises and equipment expense | $330,000 | 2,110 |
| Additional noninterest expense | $371,000 | 3,792 |
| Pre-tax net operating income | $154,000 | 4,464 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $57,000 | 2,772 |
| Income before extraordinary items | $97,000 | 4,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $97,000 | 5,001 |
| Net charge-offs | $171,000 | 2,292 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $97,000 | 4,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,368,000 | 2,580 |
| Total interest expense | $7,579,000 | 2,066 |
| Net interest income | $6,789,000 | 3,144 |
| Provision for loan and lease losses | $2,220,000 | 1,687 |
| Total noninterest income | $1,250,000 | 2,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,250,000 | 1,826 |
| Total noninterest expense | $7,453,000 | 2,542 |
| Salaries and employee benefits | $4,407,000 | 2,302 |
| Premises and equipment expense | $1,422,000 | 1,924 |
| Additional noninterest expense | $1,624,000 | 3,423 |
| Pre-tax net operating income | $-1,634,000 | 7,244 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-448,000 | 7,457 |
| Income before extraordinary items | $-1,186,000 | 7,079 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,186,000 | 7,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,289,000 | 1,701 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,186,000 | 7,197 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $11,124,000 | 2,540 |
| Total interest expense | $5,758,000 | 2,113 |
| Net interest income | $5,366,000 | 3,013 |
| Provision for loan and lease losses | $1,756,000 | 1,292 |
| Total noninterest income | $920,000 | 3,059 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $920,000 | 1,937 |
| Total noninterest expense | $5,567,000 | 2,542 |
| Salaries and employee benefits | $3,329,000 | 2,312 |
| Premises and equipment expense | $1,071,000 | 1,902 |
| Additional noninterest expense | $1,167,000 | 3,455 |
| Pre-tax net operating income | $-1,037,000 | 7,550 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-385,000 | 7,819 |
| Income before extraordinary items | $-652,000 | 7,305 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-652,000 | 7,303 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 2,168 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-652,000 | 7,434 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,561,000 | 2,529 |
| Total interest expense | $3,947,000 | 2,144 |
| Net interest income | $3,614,000 | 2,979 |
| Provision for loan and lease losses | $103,000 | 4,211 |
| Total noninterest income | $607,000 | 3,116 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $607,000 | 1,985 |
| Total noninterest expense | $3,666,000 | 2,574 |
| Salaries and employee benefits | $2,230,000 | 2,324 |
| Premises and equipment expense | $694,000 | 1,955 |
| Additional noninterest expense | $742,000 | 3,556 |
| Pre-tax net operating income | $452,000 | 4,552 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $166,000 | 2,899 |
| Income before extraordinary items | $286,000 | 5,084 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $286,000 | 5,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,802 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $286,000 | 5,018 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,955,000 | 2,496 |
| Total interest expense | $2,075,000 | 2,175 |
| Net interest income | $1,880,000 | 2,859 |
| Provision for loan and lease losses | $86,000 | 2,973 |
| Total noninterest income | $294,000 | 3,177 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $294,000 | 2,001 |
| Total noninterest expense | $1,803,000 | 2,613 |
| Salaries and employee benefits | $1,131,000 | 2,321 |
| Premises and equipment expense | $345,000 | 1,975 |
| Additional noninterest expense | $327,000 | 3,863 |
| Pre-tax net operating income | $285,000 | 4,265 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $105,000 | 2,738 |
| Income before extraordinary items | $180,000 | 4,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $180,000 | 4,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $48,000 | 2,501 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $180,000 | 4,767 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,457,000 | 2,477 |
| Total interest expense | $8,687,000 | 2,170 |
| Net interest income | $7,770,000 | 2,806 |
| Provision for loan and lease losses | $257,000 | 3,459 |
| Total noninterest income | $1,117,000 | 3,303 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,117,000 | 2,078 |
| Total noninterest expense | $7,407,000 | 2,462 |
| Salaries and employee benefits | $4,556,000 | 2,210 |
| Premises and equipment expense | $1,311,000 | 1,998 |
| Additional noninterest expense | $1,540,000 | 3,338 |
| Pre-tax net operating income | $1,223,000 | 4,317 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $434,000 | 2,926 |
| Income before extraordinary items | $789,000 | 4,824 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $789,000 | 4,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 4,068 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $789,000 | 4,798 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,340,000 | 2,487 |
| Total interest expense | $6,445,000 | 2,185 |
| Net interest income | $5,895,000 | 2,779 |
| Provision for loan and lease losses | $204,000 | 2,977 |
| Total noninterest income | $808,000 | 3,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $808,000 | 2,111 |
| Total noninterest expense | $5,515,000 | 2,453 |
| Salaries and employee benefits | $3,389,000 | 2,222 |
| Premises and equipment expense | $973,000 | 1,994 |
| Additional noninterest expense | $1,153,000 | 3,298 |
| Pre-tax net operating income | $984,000 | 4,398 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $343,000 | 3,007 |
| Income before extraordinary items | $641,000 | 4,881 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $641,000 | 4,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 3,620 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $641,000 | 4,868 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,135,000 | 2,533 |
| Total interest expense | $4,179,000 | 2,252 |
| Net interest income | $3,956,000 | 2,780 |
| Provision for loan and lease losses | $166,000 | 2,456 |
| Total noninterest income | $526,000 | 3,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $526,000 | 2,179 |
| Total noninterest expense | $3,582,000 | 2,548 |
| Salaries and employee benefits | $2,228,000 | 2,287 |
| Premises and equipment expense | $633,000 | 2,052 |
| Additional noninterest expense | $721,000 | 3,482 |
| Pre-tax net operating income | $734,000 | 4,207 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $254,000 | 2,945 |
| Income before extraordinary items | $480,000 | 4,643 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $480,000 | 4,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 3,409 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $480,000 | 4,637 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 2,541 |
| Total interest expense | $2,050,000 | 2,273 |
| Net interest income | $1,992,000 | 2,765 |
| Provision for loan and lease losses | $131,000 | 1,654 |
| Total noninterest income | $255,000 | 3,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $255,000 | 2,192 |
| Total noninterest expense | $1,765,000 | 2,587 |
| Salaries and employee benefits | $1,111,000 | 2,313 |
| Premises and equipment expense | $310,000 | 2,104 |
| Additional noninterest expense | $344,000 | 3,578 |
| Pre-tax net operating income | $351,000 | 4,306 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $122,000 | 3,012 |
| Income before extraordinary items | $229,000 | 4,755 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $229,000 | 4,757 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,349 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $229,000 | 4,734 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $15,300,000 | 2,511 |
| Total interest expense | $7,447,000 | 2,176 |
| Net interest income | $7,853,000 | 2,801 |
| Provision for loan and lease losses | $344,000 | 2,554 |
| Total noninterest income | $1,022,000 | 3,498 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,022,000 | 2,184 |
| Total noninterest expense | $6,514,000 | 2,687 |
| Salaries and employee benefits | $3,957,000 | 2,464 |
| Premises and equipment expense | $1,139,000 | 2,165 |
| Additional noninterest expense | $1,418,000 | 3,451 |
| Pre-tax net operating income | $2,017,000 | 3,624 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $695,000 | 2,680 |
| Income before extraordinary items | $1,322,000 | 4,058 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,322,000 | 4,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,669 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,322,000 | 4,033 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $11,176,000 | 2,556 |
| Total interest expense | $5,371,000 | 2,189 |
| Net interest income | $5,805,000 | 2,860 |
| Provision for loan and lease losses | $225,000 | 2,598 |
| Total noninterest income | $774,000 | 3,469 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $774,000 | 2,182 |
| Total noninterest expense | $4,747,000 | 2,749 |
| Salaries and employee benefits | $2,885,000 | 2,522 |
| Premises and equipment expense | $843,000 | 2,211 |
| Additional noninterest expense | $1,019,000 | 3,557 |
| Pre-tax net operating income | $1,607,000 | 3,630 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $579,000 | 2,652 |
| Income before extraordinary items | $1,028,000 | 4,108 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,028,000 | 4,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,028,000 | 4,093 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,238,000 | 2,588 |
| Total interest expense | $3,410,000 | 2,183 |
| Net interest income | $3,828,000 | 2,896 |
| Provision for loan and lease losses | $130,000 | 2,874 |
| Total noninterest income | $524,000 | 3,420 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $524,000 | 2,147 |
| Total noninterest expense | $3,084,000 | 2,818 |
| Salaries and employee benefits | $1,883,000 | 2,568 |
| Premises and equipment expense | $550,000 | 2,259 |
| Additional noninterest expense | $651,000 | 3,666 |
| Pre-tax net operating income | $1,138,000 | 3,480 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $410,000 | 2,588 |
| Income before extraordinary items | $728,000 | 3,973 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $728,000 | 3,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 2,779 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $728,000 | 3,959 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,479,000 | 2,626 |
| Total interest expense | $1,594,000 | 2,211 |
| Net interest income | $1,885,000 | 2,926 |
| Provision for loan and lease losses | $43,000 | 3,470 |
| Total noninterest income | $287,000 | 3,175 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $287,000 | 2,003 |
| Total noninterest expense | $1,513,000 | 2,858 |
| Salaries and employee benefits | $930,000 | 2,612 |
| Premises and equipment expense | $262,000 | 2,379 |
| Additional noninterest expense | $321,000 | 3,687 |
| Pre-tax net operating income | $616,000 | 3,250 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $222,000 | 2,459 |
| Income before extraordinary items | $394,000 | 3,744 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $394,000 | 3,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,062 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $394,000 | 3,728 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,438,000 | 2,812 |
| Total interest expense | $4,893,000 | 2,240 |
| Net interest income | $6,545,000 | 3,196 |
| Provision for loan and lease losses | $156,000 | 4,056 |
| Total noninterest income | $982,000 | 3,610 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $982,000 | 2,245 |
| Total noninterest expense | $5,509,000 | 2,976 |
| Salaries and employee benefits | $3,328,000 | 2,716 |
| Premises and equipment expense | $996,000 | 2,375 |
| Additional noninterest expense | $1,185,000 | 3,904 |
| Pre-tax net operating income | $1,862,000 | 3,857 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $669,000 | 2,893 |
| Income before extraordinary items | $1,193,000 | 4,365 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,193,000 | 4,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-45,000 | 8,446 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,193,000 | 4,328 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,355,000 | 2,828 |
| Total interest expense | $3,475,000 | 2,237 |
| Net interest income | $4,880,000 | 3,207 |
| Provision for loan and lease losses | $237,000 | 2,637 |
| Total noninterest income | $762,000 | 3,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $762,000 | 2,191 |
| Total noninterest expense | $4,064,000 | 2,982 |
| Salaries and employee benefits | $2,442,000 | 2,732 |
| Premises and equipment expense | $742,000 | 2,374 |
| Additional noninterest expense | $880,000 | 3,880 |
| Pre-tax net operating income | $1,341,000 | 4,042 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $483,000 | 3,007 |
| Income before extraordinary items | $858,000 | 4,573 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $858,000 | 4,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 2,761 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $858,000 | 4,533 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,322,000 | 2,874 |
| Total interest expense | $2,203,000 | 2,224 |
| Net interest income | $3,119,000 | 3,299 |
| Provision for loan and lease losses | $163,000 | 2,500 |
| Total noninterest income | $578,000 | 3,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $578,000 | 1,978 |
| Total noninterest expense | $2,674,000 | 3,004 |
| Salaries and employee benefits | $1,601,000 | 2,759 |
| Premises and equipment expense | $489,000 | 2,382 |
| Additional noninterest expense | $584,000 | 3,886 |
| Pre-tax net operating income | $860,000 | 4,110 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $310,000 | 3,046 |
| Income before extraordinary items | $550,000 | 4,644 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $550,000 | 4,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $73,000 | 2,276 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $550,000 | 4,599 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,515,000 | 2,979 |
| Total interest expense | $1,019,000 | 2,304 |
| Net interest income | $1,496,000 | 3,422 |
| Provision for loan and lease losses | $55,000 | 3,052 |
| Total noninterest income | $387,000 | 2,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $387,000 | 1,589 |
| Total noninterest expense | $1,367,000 | 2,950 |
| Salaries and employee benefits | $774,000 | 2,843 |
| Premises and equipment expense | $245,000 | 2,393 |
| Additional noninterest expense | $348,000 | 3,377 |
| Pre-tax net operating income | $461,000 | 3,894 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $166,000 | 2,920 |
| Income before extraordinary items | $295,000 | 4,421 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $295,000 | 4,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 2,258 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $295,000 | 4,379 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,261,000 | 3,029 |
| Total interest expense | $3,609,000 | 2,243 |
| Net interest income | $5,652,000 | 3,458 |
| Provision for loan and lease losses | $331,000 | 2,722 |
| Total noninterest income | $655,000 | 4,585 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $655,000 | 2,832 |
| Total noninterest expense | $4,809,000 | 3,233 |
| Salaries and employee benefits | $2,904,000 | 2,918 |
| Premises and equipment expense | $900,000 | 2,518 |
| Additional noninterest expense | $1,005,000 | 4,330 |
| Pre-tax net operating income | $1,167,000 | 4,861 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $377,000 | 3,808 |
| Income before extraordinary items | $790,000 | 5,293 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $790,000 | 5,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,216 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $790,000 | 5,218 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 3,047 |
| Total interest expense | $2,660,000 | 2,228 |
| Net interest income | $4,148,000 | 3,494 |
| Provision for loan and lease losses | $244,000 | 2,616 |
| Total noninterest income | $475,000 | 4,675 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $475,000 | 2,891 |
| Total noninterest expense | $3,606,000 | 3,209 |
| Salaries and employee benefits | $2,154,000 | 2,931 |
| Premises and equipment expense | $667,000 | 2,536 |
| Additional noninterest expense | $785,000 | 4,142 |
| Pre-tax net operating income | $773,000 | 5,285 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $235,000 | 4,190 |
| Income before extraordinary items | $538,000 | 5,633 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $538,000 | 5,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 2,625 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $538,000 | 5,566 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,482,000 | 3,063 |
| Total interest expense | $1,759,000 | 2,228 |
| Net interest income | $2,723,000 | 3,524 |
| Provision for loan and lease losses | $162,000 | 2,581 |
| Total noninterest income | $307,000 | 4,762 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $307,000 | 2,947 |
| Total noninterest expense | $2,346,000 | 3,296 |
| Salaries and employee benefits | $1,425,000 | 2,970 |
| Premises and equipment expense | $441,000 | 2,553 |
| Additional noninterest expense | $480,000 | 4,448 |
| Pre-tax net operating income | $522,000 | 5,195 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $144,000 | 4,319 |
| Income before extraordinary items | $378,000 | 5,471 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $378,000 | 5,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $378,000 | 5,371 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 3,095 |
| Total interest expense | $875,000 | 2,260 |
| Net interest income | $1,350,000 | 3,549 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $161,000 | 2,816 |
| Total noninterest expense | $1,160,000 | 3,319 |
| Salaries and employee benefits | $722,000 | 2,939 |
| Premises and equipment expense | $215,000 | 2,628 |
| Additional noninterest expense | $223,000 | 4,677 |
| Pre-tax net operating income | $288,000 | 4,902 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $228,000 | 5,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $228,000 | 4,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $228,000 | 4,871 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,025,000 | 3,103 |
| Total interest expense | $3,304,000 | 2,622 |
| Net interest income | $5,721,000 | 3,306 |
| Provision for loan and lease losses | $195,000 | 4,077 |
| Total noninterest income | $681,000 | 4,630 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $681,000 | 3,018 |
| Total noninterest expense | $4,350,000 | 3,451 |
| Salaries and employee benefits | $2,618,000 | 3,145 |
| Premises and equipment expense | $866,000 | 2,575 |
| Additional noninterest expense | $866,000 | 4,776 |
| Pre-tax net operating income | $1,857,000 | 3,557 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $753,000 | 2,641 |
| Income before extraordinary items | $1,104,000 | 4,366 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,104,000 | 4,368 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,104,000 | 4,189 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,848,000 | 3,111 |
| Total interest expense | $2,475,000 | 2,709 |
| Net interest income | $4,373,000 | 3,281 |
| Provision for loan and lease losses | $130,000 | 4,216 |
| Total noninterest income | $528,000 | 4,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $528,000 | 3,030 |
| Total noninterest expense | $3,279,000 | 3,430 |
| Salaries and employee benefits | $1,990,000 | 3,107 |
| Premises and equipment expense | $615,000 | 2,714 |
| Additional noninterest expense | $674,000 | 4,591 |
| Pre-tax net operating income | $1,492,000 | 3,529 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $617,000 | 2,623 |
| Income before extraordinary items | $875,000 | 4,369 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $875,000 | 4,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,480 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $875,000 | 4,198 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,591,000 | 3,122 |
| Total interest expense | $1,684,000 | 2,735 |
| Net interest income | $2,907,000 | 3,286 |
| Provision for loan and lease losses | $69,000 | 4,553 |
| Total noninterest income | $337,000 | 4,681 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $337,000 | 3,085 |
| Total noninterest expense | $2,224,000 | 3,361 |
| Salaries and employee benefits | $1,293,000 | 3,167 |
| Premises and equipment expense | $433,000 | 2,570 |
| Additional noninterest expense | $498,000 | 4,256 |
| Pre-tax net operating income | $951,000 | 3,632 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $370,000 | 2,846 |
| Income before extraordinary items | $581,000 | 4,386 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $581,000 | 4,385 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $581,000 | 4,177 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 3,221 |
| Total interest expense | $875,000 | 2,708 |
| Net interest income | $1,345,000 | 3,478 |
| Provision for loan and lease losses | $24,000 | 4,998 |
| Total noninterest income | $166,000 | 4,626 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $166,000 | 3,032 |
| Total noninterest expense | $1,066,000 | 3,482 |
| Salaries and employee benefits | $624,000 | 3,251 |
| Premises and equipment expense | $217,000 | 2,575 |
| Additional noninterest expense | $225,000 | 4,564 |
| Pre-tax net operating income | $421,000 | 3,918 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $166,000 | 3,033 |
| Income before extraordinary items | $255,000 | 4,665 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $255,000 | 4,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $255,000 | 4,460 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,162,000 | 3,251 |
| Total interest expense | $4,074,000 | 2,699 |
| Net interest income | $5,088,000 | 3,620 |
| Provision for loan and lease losses | $158,000 | 4,829 |
| Total noninterest income | $579,000 | 4,828 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $579,000 | 3,029 |
| Total noninterest expense | $3,997,000 | 3,565 |
| Salaries and employee benefits | $2,281,000 | 3,366 |
| Premises and equipment expense | $786,000 | 2,725 |
| Additional noninterest expense | $930,000 | 4,426 |
| Pre-tax net operating income | $1,512,000 | 4,098 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $543,000 | 3,298 |
| Income before extraordinary items | $969,000 | 4,683 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $969,000 | 4,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,007 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $969,000 | 4,560 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,985,000 | 3,318 |
| Total interest expense | $5,869,000 | 2,724 |
| Net interest income | $4,116,000 | 4,037 |
| Provision for loan and lease losses | $73,000 | 6,134 |
| Total noninterest income | $420,000 | 5,552 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $420,000 | 3,440 |
| Total noninterest expense | $3,542,000 | 3,785 |
| Salaries and employee benefits | $1,925,000 | 3,707 |
| Premises and equipment expense | $753,000 | 2,781 |
| Additional noninterest expense | $864,000 | 4,526 |
| Pre-tax net operating income | $921,000 | 5,117 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $302,000 | 4,245 |
| Income before extraordinary items | $619,000 | 5,532 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $619,000 | 5,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $619,000 | 5,403 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,531,000 | 3,921 |
| Total interest expense | $5,230,000 | 3,176 |
| Net interest income | $3,301,000 | 4,820 |
| Provision for loan and lease losses | $6,000 | 8,107 |
| Total noninterest income | $328,000 | 6,071 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $328,000 | 3,731 |
| Total noninterest expense | $2,965,000 | 4,270 |
| Salaries and employee benefits | $1,776,000 | 3,821 |
| Premises and equipment expense | $600,000 | 3,277 |
| Additional noninterest expense | $589,000 | 5,860 |
| Pre-tax net operating income | $658,000 | 6,379 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $230,000 | 5,140 |
| Income before extraordinary items | $428,000 | 6,689 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $428,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 9,489 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $428,000 | 6,704 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,004,000 | 4,398 |
| Total interest expense | $3,795,000 | 3,748 |
| Net interest income | $3,209,000 | 4,930 |
| Provision for loan and lease losses | $61,000 | 6,111 |
| Total noninterest income | $204,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $204,000 | 4,897 |
| Total noninterest expense | $2,480,000 | 4,915 |
| Salaries and employee benefits | $1,501,000 | 4,337 |
| Premises and equipment expense | $360,000 | 4,874 |
| Additional noninterest expense | $619,000 | 5,707 |
| Pre-tax net operating income | $872,000 | 5,684 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $308,000 | 4,763 |
| Income before extraordinary items | $564,000 | 6,081 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $564,000 | 6,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,687 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $564,000 | 6,052 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,297,000 | 4,246 |
| Total interest expense | $4,344,000 | 3,413 |
| Net interest income | $2,953,000 | 5,184 |
| Provision for loan and lease losses | $29,000 | 7,397 |
| Total noninterest income | $187,000 | 7,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $187,000 | 5,137 |
| Total noninterest expense | $1,963,000 | 5,669 |
| Salaries and employee benefits | $1,101,000 | 5,398 |
| Premises and equipment expense | $290,000 | 5,486 |
| Additional noninterest expense | $572,000 | 5,934 |
| Pre-tax net operating income | $1,148,000 | 5,021 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $414,000 | 4,328 |
| Income before extraordinary items | $734,000 | 5,470 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $734,000 | 5,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 9,508 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $734,000 | 5,360 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,946,000 | 4,528 |
| Total interest expense | $4,072,000 | 3,611 |
| Net interest income | $2,874,000 | 5,479 |
| Provision for loan and lease losses | $30,000 | 7,369 |
| Total noninterest income | $164,000 | 8,379 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $1,557,000 | 6,646 |
| Salaries and employee benefits | $910,000 | 6,235 |
| Premises and equipment expense | $203,000 | 6,789 |
| Additional noninterest expense | $444,000 | 6,977 |
| Pre-tax net operating income | $1,451,000 | 4,614 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $537,000 | 4,008 |
| Income before extraordinary items | $914,000 | 5,003 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $914,000 | 5,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $914,000 | 4,943 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,343,000 | 4,968 |
| Total interest expense | $3,640,000 | 4,043 |
| Net interest income | $2,703,000 | 5,872 |
| Provision for loan and lease losses | $31,000 | 7,373 |
| Total noninterest income | $164,000 | 8,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $164,000 | 5,709 |
| Total noninterest expense | $1,881,000 | 6,213 |
| Salaries and employee benefits | $809,000 | 6,937 |
| Premises and equipment expense | $171,000 | 7,604 |
| Additional noninterest expense | $901,000 | 4,747 |
| Pre-tax net operating income | $955,000 | 5,902 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $360,000 | 5,235 |
| Income before extraordinary items | $595,000 | 6,304 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $595,000 | 6,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $595,000 | 6,240 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,093,000 | 5,137 |
| Total interest expense | $3,427,000 | 4,233 |
| Net interest income | $2,666,000 | 6,013 |
| Provision for loan and lease losses | $22,000 | 7,572 |
| Total noninterest income | $166,000 | 9,032 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $166,000 | 5,679 |
| Total noninterest expense | $1,354,000 | 7,726 |
| Salaries and employee benefits | $733,000 | 7,508 |
| Premises and equipment expense | $169,000 | 7,842 |
| Additional noninterest expense | $452,000 | 7,689 |
| Pre-tax net operating income | $1,456,000 | 4,563 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $541,000 | 3,956 |
| Income before extraordinary items | $915,000 | 4,933 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $915,000 | 4,930 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $915,000 | 4,920 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,289,000 | 5,403 |
| Total interest expense | $2,520,000 | 4,618 |
| Net interest income | $2,769,000 | 5,974 |
| Provision for loan and lease losses | $30,000 | 7,083 |
| Total noninterest income | $167,000 | 9,366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $167,000 | 5,866 |
| Total noninterest expense | $1,230,000 | 8,498 |
| Salaries and employee benefits | $637,000 | 8,360 |
| Premises and equipment expense | $165,000 | 8,185 |
| Additional noninterest expense | $428,000 | 8,551 |
| Pre-tax net operating income | $1,676,000 | 4,004 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $575,000 | 3,639 |
| Income before extraordinary items | $1,101,000 | 4,178 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,101,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,101,000 | 4,220 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,447,000 | 5,380 |
| Total interest expense | $2,786,000 | 4,392 |
| Net interest income | $2,661,000 | 6,239 |
| Provision for loan and lease losses | $21,000 | 8,998 |
| Total noninterest income | $137,000 | 10,480 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $137,000 | 6,855 |
| Total noninterest expense | $1,156,000 | 9,081 |
| Salaries and employee benefits | $538,000 | 9,319 |
| Premises and equipment expense | $177,000 | 8,214 |
| Additional noninterest expense | $441,000 | 8,808 |
| Pre-tax net operating income | $1,621,000 | 4,042 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $565,000 | 3,774 |
| Income before extraordinary items | $1,056,000 | 4,478 |
| Extraordinary gains, net | $86,000 | 1,716 |
| Net income | $1,142,000 | 4,324 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,056,000 | 4,245 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,685,000 | 5,736 |
| Total interest expense | $3,313,000 | 4,762 |
| Net interest income | $2,372,000 | 6,842 |
| Provision for loan and lease losses | $37,000 | 9,631 |
| Total noninterest income | $164,000 | 10,187 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $164,000 | 6,333 |
| Total noninterest expense | $1,101,000 | 9,506 |
| Salaries and employee benefits | $518,000 | 9,599 |
| Premises and equipment expense | $178,000 | 8,364 |
| Additional noninterest expense | $405,000 | 9,500 |
| Pre-tax net operating income | $1,398,000 | 4,319 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $505,000 | 3,974 |
| Income before extraordinary items | $892,000 | 4,967 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $892,000 | 5,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $892,000 | 4,655 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.