StellarOne Bank

Status:Inactive as of 2014-05-10
 Absorption - Without Assistance
Successor Bank:Union First Market Bank
Headquarters:StellarOne Bank
105 Arbor Drive
Christiansburg, VA 24073
Established:1900-08-02
FDIC Insurance:1934-01-01
FDIC Cert:#6834
Charter Class:Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:58
Total Assets:$3,131,552,000
Total Deposits:$2,446,849,000

History

1900-08-02Institution established: Original name:The Second National Bank of Culpeper
1979-07-01Changed name to Second National Bank
1990-07-02Reorganized.
1994-06-28Changed primary regulatory agency from COMPTROLLER OF THE CURRENCY to FEDERAL RESERVE BOARD
1994-06-28Changed name to Second Bank & Trust
2007-02-17Moved bank headquarters from CULPEPER, VA to FREDERICKSBURG, VA
2007-02-17Acquired Virginia Heartland Bank (27281) in FREDERICKSBURG, VA
2008-05-24Changed name to StellarOne Bank
2008-05-24Moved bank headquarters from FREDERICKSBURG, VA to CHRISTIANSBURG, VA
2008-05-24Acquired First National Bank (6830) in CHRISTIANSBURG, VA
2008-05-24Acquired Planters Bank & Trust Company of Virginia (20786) in STAUNTON, VA
2014-05-10Merged into and subsequently operated as part of Union First Market Bank (34589) in RICHMOND, VA

Historical Financial Information

2014-03-31Rank
# of Employees:602234
Assets and Liabilities
Total Assets:$3,131,552,000255
Cash and due from depository institutions$74,677,000234
Interest-bearing balances$24,367,0001,557
Securities$338,957,000469
Federal funds sold & reverse repurchase agreements$73,052,00060
Net loans & leases$2,223,115,000242
Loan loss allowance$578,0005,240
Trading account assets$38,000236
Bank premises and fixed assets$70,078,000149
Other real estate owned$3,151,000234
Goodwill and other intangibles$265,236,00087
All other assets$83,248,000309
Life insurance assets$44,943,000193
Total liabilities and capital$3,131,552,000255
Total liabilities$2,557,833,000273
Total deposits$2,446,849,000255
Interest-bearing deposits$2,330,472,000214
Deposits held in domestic offices$2,446,849,000255
% insured75.29%5,402
Federal funds purchased & repurchase agreements$886,0001,669
Trading liabilities$38,000153
Other borrowed funds$97,901,000319
Subordinated debt$0134
All other liabilities$12,159,000493
Total equity capital$573,719,000185
Total bank equity capital$573,719,000185
Perpetual preferred stock$0201
Common stock$4,865,000832
Surplus$565,254,000147
Undivided profits$3,600,0004,612
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$12,784,000569
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0998
Income earned, not collected on loans$7,672,000301
Earning assets$2,659,491,000267
Long-term assets (5+ years)$924,916,000274
Average Assets, year-to-date$3,096,742,000256
Average Assets, quarterly$3,096,742,000256
Volatile liabilities$41,988,0001,054
Insider loans$1,774,0002,655
FHLB advances$97,901,000288
Loans and leases held for sale$7,078,000318
Unused loan commitments$587,546,000224
Tier 1 (core) risk-based capital$311,109,000260
Tier 2 risk-based capital$578,0004,952
Total risk weighted assets$2,278,334,000246
Total unused commitments$587,546,000224
Derivatives$239,432,000183
2013-12-31Rank
# of Employees:672216
Assets and Liabilities
Total Assets:$3,061,932,000257
Cash and due from depository institutions$58,336,000216
Interest-bearing balances$13,211,0002,323
Securities$450,143,000342
Federal funds sold & reverse repurchase agreements$52,0002,803
Net loans & leases$2,270,462,000234
Loan loss allowance$23,200,000312
Trading account assets$955,000169
Bank premises and fixed assets$74,637,000138
Other real estate owned$4,319,000216
Goodwill and other intangibles$117,173,000129
All other assets$85,855,000312
Life insurance assets$44,536,000195
Total liabilities and capital$3,061,932,000257
Total liabilities$2,607,094,000267
Total deposits$2,473,143,000250
Interest-bearing deposits$2,352,959,000208
Deposits held in domestic offices$2,473,143,000249
% insured74.53%5,561
Federal funds purchased & repurchase agreements$4,227,0001,262
Trading liabilities$955,000110
Other borrowed funds$115,000,000281
Subordinated debt$0136
All other liabilities$13,769,000467
Total equity capital$454,838,000212
Total bank equity capital$454,838,000212
Perpetual preferred stock$0206
Common stock$3,756,000996
Surplus$377,462,000179
Undivided profits$73,620,000500
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$25,993,000323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$0991
Income earned, not collected on loans$7,569,000303
Earning assets$2,733,868,000259
Long-term assets (5+ years)$850,283,000287
Average Assets, year-to-date$3,032,848,600250
Average Assets, quarterly$3,068,204,000257
Volatile liabilities$45,961,000980
Insider loans$1,646,0002,767
FHLB advances$115,000,000254
Loans and leases held for sale$10,922,000257
Unused loan commitments$598,212,000216
Tier 1 (core) risk-based capital$338,108,000244
Tier 2 risk-based capital$23,200,000263
Total risk weighted assets$2,352,264,000240
Total unused commitments$598,212,000216
Derivatives$221,084,000181
2013-09-30Rank
# of Employees:718202
Assets and Liabilities
Total Assets:$3,074,476,000251
Cash and due from depository institutions$64,727,000202
Interest-bearing balances$14,536,0002,215
Securities$467,583,000328
Federal funds sold & reverse repurchase agreements$53,0002,822
Net loans & leases$2,256,952,000228
Loan loss allowance$25,827,000298
Trading account assets$222,000210
Bank premises and fixed assets$76,135,000129
Other real estate owned$4,449,000202
Goodwill and other intangibles$117,540,000128
All other assets$86,815,000305
Life insurance assets$44,112,000193
Total liabilities and capital$3,074,476,000251
Total liabilities$2,626,545,000259
Total deposits$2,457,175,000240
Interest-bearing deposits$2,335,630,000203
Deposits held in domestic offices$2,457,175,000239
% insured75.89%5,562
Federal funds purchased & repurchase agreements$29,380,000435
Trading liabilities$222,000133
Other borrowed funds$126,700,000249
Subordinated debt$0150
All other liabilities$13,068,000495
Total equity capital$447,931,000212
Total bank equity capital$447,931,000212
Perpetual preferred stock$0217
Common stock$3,756,0001,012
Surplus$377,462,000178
Undivided profits$66,713,000552
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$26,286,000344
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,015
Income earned, not collected on loans$8,032,000299
Earning assets$2,739,124,000250
Long-term assets (5+ years)$824,994,000286
Average Assets, year-to-date$3,025,577,750247
Average Assets, quarterly$3,040,465,000250
Volatile liabilities$69,989,000698
Insider loans$1,663,0002,760
FHLB advances$126,700,000216
Loans and leases held for sale$18,696,000206
Unused loan commitments$564,348,000225
Tier 1 (core) risk-based capital$329,195,000241
Tier 2 risk-based capital$25,827,000245
Total risk weighted assets$2,334,483,000234
Total unused commitments$564,348,000225
Derivatives$218,423,000182
2013-06-30Rank
# of Employees:752194
Assets and Liabilities
Total Assets:$3,006,454,000253
Cash and due from depository institutions$62,091,000194
Interest-bearing balances$15,770,0002,179
Securities$476,176,000323
Federal funds sold & reverse repurchase agreements$52,0002,942
Net loans & leases$2,184,550,000231
Loan loss allowance$27,366,000285
Trading account assets$251,000208
Bank premises and fixed assets$77,038,000131
Other real estate owned$4,095,000194
Goodwill and other intangibles$117,907,000128
All other assets$84,294,000319
Life insurance assets$43,677,000193
Total liabilities and capital$3,006,454,000253
Total liabilities$2,561,661,000261
Total deposits$2,476,086,000237
Interest-bearing deposits$2,378,045,000197
Deposits held in domestic offices$2,476,086,000236
% insured74.17%5,862
Federal funds purchased & repurchase agreements$4,757,0001,183
Trading liabilities$251,000122
Other borrowed funds$70,000,000416
Subordinated debt$0152
All other liabilities$10,567,000591
Total equity capital$444,793,000210
Total bank equity capital$444,793,000209
Perpetual preferred stock$0228
Common stock$3,756,0001,014
Surplus$377,462,000176
Undivided profits$63,575,000564
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$26,629,000363
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,060
Income earned, not collected on loans$8,167,000293
Earning assets$2,676,548,000256
Long-term assets (5+ years)$780,866,000295
Average Assets, year-to-date$3,009,278,330248
Average Assets, quarterly$3,006,293,500248
Volatile liabilities$45,260,000979
Insider loans$2,785,0002,037
FHLB advances$70,000,000375
Loans and leases held for sale$28,926,000224
Unused loan commitments$562,378,000225
Tier 1 (core) risk-based capital$325,694,000239
Tier 2 risk-based capital$27,366,000233
Total risk weighted assets$2,265,907,000236
Total unused commitments$562,378,000225
Derivatives$189,132,000214
2013-03-31Rank
# of Employees:754192
Assets and Liabilities
Total Assets:$3,006,133,000248
Cash and due from depository institutions$78,806,000192
Interest-bearing balances$36,510,0001,262
Securities$495,574,000311
Federal funds sold & reverse repurchase agreements$52,0003,291
Net loans & leases$2,142,477,000236
Loan loss allowance$29,050,000275
Trading account assets$2,161,000137
Bank premises and fixed assets$77,173,000130
Other real estate owned$6,389,000192
Goodwill and other intangibles$118,274,000125
All other assets$85,227,000318
Life insurance assets$43,259,000192
Total liabilities and capital$3,006,133,000248
Total liabilities$2,556,985,000260
Total deposits$2,483,565,000235
Interest-bearing deposits$2,387,537,000200
Deposits held in domestic offices$2,483,565,000234
% insured75.18%5,806
Federal funds purchased & repurchase agreements$852,0001,719
Trading liabilities$2,161,00082
Other borrowed funds$55,000,000475
Subordinated debt$0155
All other liabilities$15,407,000447
Total equity capital$449,148,000214
Total bank equity capital$449,148,000213
Perpetual preferred stock$0239
Common stock$3,756,0001,029
Surplus$377,462,000179
Undivided profits$67,930,000558
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$32,155,000328
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,043
Income earned, not collected on loans$8,860,000274
Earning assets$2,674,613,000253
Long-term assets (5+ years)$733,596,000303
Average Assets, year-to-date$3,010,690,500249
Average Assets, quarterly$3,010,690,500249
Volatile liabilities$43,535,000972
Insider loans$2,810,0002,016
FHLB advances$55,000,000425
Loans and leases held for sale$30,036,000217
Unused loan commitments$558,286,000221
Tier 1 (core) risk-based capital$323,792,000242
Tier 2 risk-based capital$27,778,000223
Total risk weighted assets$2,220,695,000235
Total unused commitments$558,286,000221
Derivatives$172,356,000221
2012-12-31Rank
# of Employees:757190
Assets and Liabilities
Total Assets:$3,015,248,000254
Cash and due from depository institutions$100,497,000190
Interest-bearing balances$44,950,000958
Securities$538,727,000291
Federal funds sold & reverse repurchase agreements$1,552,0002,030
Net loans & leases$2,087,547,000241
Loan loss allowance$29,824,000276
Trading account assets$2,422,000134
Bank premises and fixed assets$75,574,000134
Other real estate owned$5,760,000190
Goodwill and other intangibles$117,901,000125
All other assets$85,268,000317
Life insurance assets$42,834,000191
Total liabilities and capital$3,015,248,000254
Total liabilities$2,562,693,000264
Total deposits$2,490,516,000238
Interest-bearing deposits$2,391,371,000200
Deposits held in domestic offices$2,490,516,000237
% insured77.92%6,153
Federal funds purchased & repurchase agreements$765,0001,901
Trading liabilities$2,422,00081
Other borrowed funds$55,000,000495
Subordinated debt$0159
All other liabilities$13,990,000482
Total equity capital$452,555,000214
Total bank equity capital$452,555,000213
Perpetual preferred stock$0246
Common stock$3,756,0001,032
Surplus$377,462,000179
Undivided profits$71,337,000519
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$36,064,000318
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,020
Income earned, not collected on loans$8,265,000286
Earning assets$2,672,776,000253
Long-term assets (5+ years)$707,321,000310
Average Assets, year-to-date$2,954,123,000248
Average Assets, quarterly$2,984,024,000252
Volatile liabilities$43,568,0001,025
Insider loans$2,832,0002,016
FHLB advances$55,000,000451
Loans and leases held for sale$37,778,000228
Unused loan commitments$566,155,000213
Tier 1 (core) risk-based capital$326,164,000241
Tier 2 risk-based capital$27,247,000233
Total risk weighted assets$2,176,937,000238
Total unused commitments$566,155,000213
Derivatives$153,062,000244
2012-09-30Rank
# of Employees:744193
Assets and Liabilities
Total Assets:$2,952,800,000254
Cash and due from depository institutions$62,804,000193
Interest-bearing balances$17,800,0002,092
Securities$547,139,000284
Federal funds sold & reverse repurchase agreements$52,0003,262
Net loans & leases$2,051,054,000238
Loan loss allowance$29,860,000287
Trading account assets$2,307,000131
Bank premises and fixed assets$75,760,000130
Other real estate owned$7,907,000193
Goodwill and other intangibles$118,311,000125
All other assets$87,466,000312
Life insurance assets$42,409,000185
Total liabilities and capital$2,952,800,000254
Total liabilities$2,500,584,000264
Total deposits$2,426,340,000237
Interest-bearing deposits$2,347,057,000205
Deposits held in domestic offices$2,426,340,000236
% insured79.28%6,163
Federal funds purchased & repurchase agreements$870,0001,868
Trading liabilities$2,307,00087
Other borrowed funds$55,000,000513
Subordinated debt$0163
All other liabilities$16,067,000453
Total equity capital$452,216,000218
Total bank equity capital$452,216,000217
Perpetual preferred stock$0250
Common stock$3,756,0001,051
Surplus$377,462,000178
Undivided profits$70,998,000529
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$35,174,000362
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$9,373,000271
Earning assets$2,616,045,000256
Long-term assets (5+ years)$669,166,000312
Average Assets, year-to-date$2,938,841,750248
Average Assets, quarterly$2,962,409,500250
Volatile liabilities$46,582,000992
Insider loans$7,699,000799
FHLB advances$55,000,000468
Loans and leases held for sale$26,006,000274
Unused loan commitments$476,023,000245
Tier 1 (core) risk-based capital$324,169,000248
Tier 2 risk-based capital$26,795,000237
Total risk weighted assets$2,140,243,000241
Total unused commitments$476,023,000245
Derivatives$146,765,000257
2012-06-30Rank
# of Employees:770183
Assets and Liabilities
Total Assets:$2,972,019,000251
Cash and due from depository institutions$81,608,000183
Interest-bearing balances$35,488,0001,120
Securities$573,814,000271
Federal funds sold & reverse repurchase agreements$42,0003,415
Net loans & leases$2,027,603,000236
Loan loss allowance$30,142,000288
Trading account assets$1,395,000140
Bank premises and fixed assets$75,699,000128
Other real estate owned$7,014,000183
Goodwill and other intangibles$118,823,000124
All other assets$86,021,000312
Life insurance assets$41,968,000183
Total liabilities and capital$2,972,019,000251
Total liabilities$2,527,561,000259
Total deposits$2,451,987,000236
Interest-bearing deposits$2,366,749,000204
Deposits held in domestic offices$2,451,987,000235
% insured78.78%6,279
Federal funds purchased & repurchase agreements$851,0001,911
Trading liabilities$1,395,00086
Other borrowed funds$55,000,000522
Subordinated debt$0180
All other liabilities$18,328,000401
Total equity capital$444,458,000219
Total bank equity capital$444,458,000218
Perpetual preferred stock$0254
Common stock$3,756,0001,071
Surplus$377,462,000180
Undivided profits$63,240,000589
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$36,791,000367
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,080
Income earned, not collected on loans$8,297,000295
Earning assets$2,636,947,000254
Long-term assets (5+ years)$646,991,000317
Average Assets, year-to-date$2,934,189,000250
Average Assets, quarterly$2,945,444,500251
Volatile liabilities$48,666,000950
Insider loans$8,197,000751
FHLB advances$55,000,000477
Loans and leases held for sale$20,602,000259
Unused loan commitments$458,416,000249
Tier 1 (core) risk-based capital$317,764,000248
Tier 2 risk-based capital$26,603,000238
Total risk weighted assets$2,124,369,000239
Total unused commitments$458,416,000249
Derivatives$81,088,000308
2012-03-31Rank
# of Employees:774178
Assets and Liabilities
Total Assets:$2,918,870,000251
Cash and due from depository institutions$93,454,000178
Interest-bearing balances$54,260,000834
Securities$515,021,000310
Federal funds sold & reverse repurchase agreements$42,0003,655
Net loans & leases$2,020,195,000236
Loan loss allowance$31,615,000281
Trading account assets$976,000152
Bank premises and fixed assets$76,545,000126
Other real estate owned$6,836,000178
Goodwill and other intangibles$119,335,000126
All other assets$86,466,000307
Life insurance assets$41,546,000179
Total liabilities and capital$2,918,870,000251
Total liabilities$2,480,322,000260
Total deposits$2,409,645,000236
Interest-bearing deposits$2,323,340,000212
Deposits held in domestic offices$2,409,645,000236
% insured81.53%5,959
Federal funds purchased & repurchase agreements$856,0001,819
Trading liabilities$976,00085
Other borrowed funds$55,000,000530
Subordinated debt$0185
All other liabilities$13,845,000469
Total equity capital$438,548,000215
Total bank equity capital$438,548,000214
Perpetual preferred stock$0259
Common stock$3,756,0001,089
Surplus$377,462,000178
Undivided profits$57,330,000621
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$38,255,000387
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,111
Income earned, not collected on loans$8,961,000275
Earning assets$2,589,518,000250
Long-term assets (5+ years)$625,802,000320
Average Assets, year-to-date$2,915,274,000250
Average Assets, quarterly$2,915,274,000250
Volatile liabilities$49,793,000953
Insider loans$8,203,000746
FHLB advances$55,000,000486
Loans and leases held for sale$17,058,000300
Unused loan commitments$474,106,000229
Tier 1 (core) risk-based capital$311,821,000246
Tier 2 risk-based capital$26,368,000234
Total risk weighted assets$2,103,987,000237
Total unused commitments$474,106,000229
Derivatives$48,092,000366
2011-12-31Rank
# of Employees:809169
Assets and Liabilities
Total Assets:$2,911,678,000250
Cash and due from depository institutions$87,537,000169
Interest-bearing balances$46,521,000854
Securities$468,965,000327
Federal funds sold & reverse repurchase agreements$21,117,000244
Net loans & leases$2,041,082,000236
Loan loss allowance$32,588,000272
Trading account assets$929,000147
Bank premises and fixed assets$76,591,000128
Other real estate owned$8,575,000169
Goodwill and other intangibles$119,846,000123
All other assets$87,036,000318
Life insurance assets$41,112,000176
Total liabilities and capital$2,911,678,000250
Total liabilities$2,478,597,000259
Total deposits$2,404,284,000235
Interest-bearing deposits$2,324,233,000205
Deposits held in domestic offices$2,404,284,000235
% insured80.37%6,183
Federal funds purchased & repurchase agreements$841,0001,978
Trading liabilities$929,00083
Other borrowed funds$60,000,000512
Subordinated debt$0193
All other liabilities$12,543,000512
Total equity capital$433,081,000215
Total bank equity capital$433,081,000214
Perpetual preferred stock$0263
Common stock$3,756,0001,100
Surplus$377,462,000177
Undivided profits$51,863,000683
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$40,690,000380
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,138
Income earned, not collected on loans$8,908,000284
Earning assets$2,577,685,000251
Long-term assets (5+ years)$613,791,000253
Average Assets, year-to-date$2,920,431,800244
Average Assets, quarterly$2,931,177,000251
Volatile liabilities$55,404,000950
Insider loans$10,875,000552
FHLB advances$60,000,000463
Loans and leases held for sale$42,027,000147
Unused loan commitments$483,530,000224
Tier 1 (core) risk-based capital$305,762,000248
Tier 2 risk-based capital$26,557,000236
Total risk weighted assets$2,118,356,000236
Total unused commitments$483,530,000225
Derivatives$40,634,000322
2011-09-30Rank
# of Employees:817165
Assets and Liabilities
Total Assets:$2,950,676,000249
Cash and due from depository institutions$162,875,000165
Interest-bearing balances$124,343,000343
Securities$471,788,000312
Federal funds sold & reverse repurchase agreements$3,318,0001,690
Net loans & leases$2,026,589,000234
Loan loss allowance$35,268,000265
Trading account assets$928,000154
Bank premises and fixed assets$76,915,000126
Other real estate owned$9,009,000165
Goodwill and other intangibles$120,358,000120
All other assets$78,896,000335
Life insurance assets$30,787,000235
Total liabilities and capital$2,950,676,000249
Total liabilities$2,500,882,000257
Total deposits$2,429,180,000233
Interest-bearing deposits$2,344,910,000204
Deposits held in domestic offices$2,429,180,000233
% insured76.96%6,662
Federal funds purchased & repurchase agreements$1,042,0001,899
Trading liabilities$928,00085
Other borrowed funds$60,000,000524
Subordinated debt$0206
All other liabilities$9,732,000620
Total equity capital$449,794,000205
Total bank equity capital$449,794,000203
Perpetual preferred stock$0266
Common stock$3,756,0001,127
Surplus$377,462,000174
Undivided profits$68,576,000507
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$44,036,000368
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,137
Income earned, not collected on loans$9,135,000277
Earning assets$2,626,038,000250
Long-term assets (5+ years)$610,975,000249
Average Assets, year-to-date$2,922,620,250244
Average Assets, quarterly$2,938,643,000246
Volatile liabilities$56,277,000944
Insider loans$15,434,000352
FHLB advances$60,000,000471
Loans and leases held for sale$34,032,000143
Unused loan commitments$457,852,000238
Tier 1 (core) risk-based capital$322,570,000240
Tier 2 risk-based capital$26,212,000244
Total risk weighted assets$2,087,690,000240
Total unused commitments$457,852,000239
Derivatives$47,643,000322
2011-06-30Rank
# of Employees:836170
Assets and Liabilities
Total Assets:$2,926,610,000244
Cash and due from depository institutions$133,363,000170
Interest-bearing balances$72,674,000518
Securities$457,236,000321
Federal funds sold & reverse repurchase agreements$4,343,0001,360
Net loans & leases$2,043,616,000233
Loan loss allowance$35,736,000269
Trading account assets$480,000172
Bank premises and fixed assets$77,178,000126
Other real estate owned$9,149,000170
Goodwill and other intangibles$120,869,000123
All other assets$80,376,000328
Life insurance assets$30,493,000238
Total liabilities and capital$2,926,610,000244
Total liabilities$2,485,097,000255
Total deposits$2,415,881,000228
Interest-bearing deposits$2,330,508,000205
Deposits held in domestic offices$2,415,881,000228
% insured80.21%6,345
Federal funds purchased & repurchase agreements$1,144,0001,931
Trading liabilities$480,00092
Other borrowed funds$60,000,000549
Subordinated debt$0212
All other liabilities$7,592,000717
Total equity capital$441,513,000206
Total bank equity capital$441,513,000205
Perpetual preferred stock$0222
Common stock$3,756,0001,142
Surplus$377,462,000175
Undivided profits$60,295,000557
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$38,115,000446
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,160
Income earned, not collected on loans$9,101,000266
Earning assets$2,577,869,000250
Long-term assets (5+ years)$623,913,000240
Average Assets, year-to-date$2,913,268,330245
Average Assets, quarterly$2,908,193,000246
Volatile liabilities$58,740,000917
Insider loans$15,521,000352
FHLB advances$60,000,000494
Loans and leases held for sale$20,119,000171
Unused loan commitments$443,515,000240
Tier 1 (core) risk-based capital$317,532,000240
Tier 2 risk-based capital$26,396,000242
Total risk weighted assets$2,102,116,000238
Total unused commitments$443,515,000241
Derivatives$105,635,000198
2011-03-31Rank
# of Employees:831171
Assets and Liabilities
Total Assets:$2,889,776,000246
Cash and due from depository institutions$145,196,000171
Interest-bearing balances$105,156,000378
Securities$380,078,000373
Federal funds sold & reverse repurchase agreements$32,943,000178
Net loans & leases$2,040,296,000231
Loan loss allowance$37,519,000266
Trading account assets$167,000186
Bank premises and fixed assets$78,470,000125
Other real estate owned$9,036,000171
Goodwill and other intangibles$121,381,000123
All other assets$82,209,000331
Life insurance assets$30,184,000239
Total liabilities and capital$2,889,776,000246
Total liabilities$2,449,267,000263
Total deposits$2,381,149,000234
Interest-bearing deposits$2,290,192,000213
Deposits held in domestic offices$2,381,149,000234
% insured81.12%6,292
Federal funds purchased & repurchase agreements$1,156,0001,863
Trading liabilities$167,00099
Other borrowed funds$60,000,000572
Subordinated debt$0214
All other liabilities$6,795,000774
Total equity capital$440,509,000203
Total bank equity capital$440,509,000202
Perpetual preferred stock$0224
Common stock$3,756,0001,161
Surplus$377,462,000173
Undivided profits$59,291,000551
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$43,322,000412
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,152
Income earned, not collected on loans$9,147,000277
Earning assets$2,558,473,000251
Long-term assets (5+ years)$562,323,000255
Average Assets, year-to-date$2,906,597,500244
Average Assets, quarterly$2,906,597,500244
Volatile liabilities$58,261,000960
Insider loans$15,567,000353
FHLB advances$60,000,000514
Loans and leases held for sale$12,047,000195
Unused loan commitments$443,108,000246
Tier 1 (core) risk-based capital$317,774,000238
Tier 2 risk-based capital$28,372,000232
Total risk weighted assets$2,260,574,000223
Total unused commitments$443,108,000247
Derivatives$82,790,000212
2010-12-31Rank
# of Employees:529261
Assets and Liabilities
Total Assets:$2,923,419,000246
Cash and due from depository institutions$84,023,000261
Interest-bearing balances$48,799,000765
Securities$380,715,000371
Federal funds sold & reverse repurchase agreements$55,643,000106
Net loans & leases$2,114,071,000227
Loan loss allowance$37,648,000270
Trading account assets$246,000178
Bank premises and fixed assets$76,016,000128
Other real estate owned$10,894,000261
Goodwill and other intangibles$121,893,000124
All other assets$79,918,000343
Life insurance assets$27,199,000257
Total liabilities and capital$2,923,419,000246
Total liabilities$2,486,586,000258
Total deposits$2,394,350,000233
Interest-bearing deposits$2,279,135,000212
Deposits held in domestic offices$2,394,350,000233
% insured77.44%6,712
Federal funds purchased & repurchase agreements$987,0002,074
Trading liabilities$246,00097
Other borrowed funds$85,000,000445
Subordinated debt$0220
All other liabilities$6,003,000865
Total equity capital$436,833,000203
Total bank equity capital$436,833,000202
Perpetual preferred stock$0224
Common stock$3,756,0001,175
Surplus$377,462,000171
Undivided profits$55,615,000569
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$45,384,000398
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$9,317,000274
Earning assets$2,599,228,000247
Long-term assets (5+ years)$1,165,296,000129
Average Assets, year-to-date$2,955,836,400246
Average Assets, quarterly$2,909,408,000248
Volatile liabilities$300,983,000456
Insider loans$16,573,000340
FHLB advances$85,000,000390
Loans and leases held for sale$51,722,000119
Unused loan commitments$455,501,000244
Tier 1 (core) risk-based capital$314,177,000232
Tier 2 risk-based capital$29,457,000228
Total risk weighted assets$2,348,377,000219
Total unused commitments$455,501,000245
Derivatives$122,748,000191
2010-09-30Rank
# of Employees:526265
Assets and Liabilities
Total Assets:$2,895,397,000247
Cash and due from depository institutions$76,165,000265
Interest-bearing balances$29,829,0001,210
Securities$402,877,000332
Federal funds sold & reverse repurchase agreements$32,743,000180
Net loans & leases$2,090,886,000228
Loan loss allowance$39,973,000259
Trading account assets$440,000169
Bank premises and fixed assets$76,596,000125
Other real estate owned$10,535,000265
Goodwill and other intangibles$122,404,000123
All other assets$82,751,000330
Life insurance assets$26,915,000254
Total liabilities and capital$2,895,397,000247
Total liabilities$2,487,060,000258
Total deposits$2,389,222,000234
Interest-bearing deposits$2,286,391,000210
Deposits held in domestic offices$2,389,222,000233
% insured72.89%6,952
Federal funds purchased & repurchase agreements$1,156,0002,007
Trading liabilities$440,00088
Other borrowed funds$85,000,000467
Subordinated debt$0233
All other liabilities$11,242,000579
Total equity capital$408,337,000210
Total bank equity capital$408,337,000210
Perpetual preferred stock$0229
Common stock$3,756,0001,185
Surplus$347,462,000174
Undivided profits$57,119,000570
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$53,589,000356
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,218
Income earned, not collected on loans$9,428,000274
Earning assets$2,556,335,000251
Long-term assets (5+ years)$393,792,000347
Average Assets, year-to-date$2,963,940,750242
Average Assets, quarterly$2,927,917,500246
Volatile liabilities$317,719,000443
Insider loans$13,800,000421
FHLB advances$85,000,000418
Loans and leases held for sale$46,624,000129
Unused loan commitments$439,275,000253
Tier 1 (core) risk-based capital$280,409,000254
Tier 2 risk-based capital$28,945,000237
Total risk weighted assets$2,304,553,000225
Total unused commitments$439,275,000254
Derivatives$161,546,000190
2010-06-30Rank
# of Employees:529259
Assets and Liabilities
Total Assets:$2,960,438,000243
Cash and due from depository institutions$80,175,000259
Interest-bearing balances$38,980,000901
Securities$412,349,000321
Federal funds sold & reverse repurchase agreements$46,143,000123
Net loans & leases$2,130,317,000225
Loan loss allowance$41,525,000244
Trading account assets$0210
Bank premises and fixed assets$76,686,000126
Other real estate owned$5,953,000259
Goodwill and other intangibles$122,916,000122
All other assets$85,899,000318
Life insurance assets$27,000,000247
Total liabilities and capital$2,960,438,000243
Total liabilities$2,548,584,000250
Total deposits$2,419,309,000231
Interest-bearing deposits$2,342,007,000209
Deposits held in domestic offices$2,419,309,000229
% insured75.69%6,765
Federal funds purchased & repurchase agreements$1,040,0002,068
Trading liabilities$0104
Other borrowed funds$120,000,000358
Subordinated debt$0241
All other liabilities$8,235,000692
Total equity capital$411,854,000207
Total bank equity capital$411,854,000207
Perpetual preferred stock$0222
Common stock$3,756,0001,204
Surplus$347,462,000169
Undivided profits$60,636,000531
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$66,999,000292
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,233
Income earned, not collected on loans$9,427,000272
Earning assets$2,627,789,000247
Long-term assets (5+ years)$413,278,000327
Average Assets, year-to-date$2,986,788,670243
Average Assets, quarterly$2,972,537,500243
Volatile liabilities$357,849,000411
Insider loans$17,316,000329
FHLB advances$120,000,000306
Loans and leases held for sale$42,792,000109
Unused loan commitments$462,777,000234
Tier 1 (core) risk-based capital$285,258,000244
Tier 2 risk-based capital$29,735,000225
Total risk weighted assets$2,361,507,000219
Total unused commitments$462,777,000234
Derivatives$104,146,000207
2010-03-31Rank
# of Employees:525271
Assets and Liabilities
Total Assets:$2,984,637,000254
Cash and due from depository institutions$106,586,000271
Interest-bearing balances$67,844,000513
Securities$378,690,000350
Federal funds sold & reverse repurchase agreements$59,643,000128
Net loans & leases$2,150,706,000231
Loan loss allowance$40,644,000261
Trading account assets$0227
Bank premises and fixed assets$77,357,000127
Other real estate owned$2,267,000271
Goodwill and other intangibles$123,428,000126
All other assets$85,960,000328
Life insurance assets$26,725,000245
Total liabilities and capital$2,984,637,000254
Total liabilities$2,576,948,000259
Total deposits$2,442,409,000232
Interest-bearing deposits$2,363,448,000213
Deposits held in domestic offices$2,442,409,000229
% insured77.00%6,715
Federal funds purchased & repurchase agreements$952,0002,112
Trading liabilities$0108
Other borrowed funds$125,000,000372
Subordinated debt$0248
All other liabilities$8,587,000668
Total equity capital$407,689,000209
Total bank equity capital$407,689,000209
Perpetual preferred stock$0220
Common stock$3,756,0001,233
Surplus$347,462,000172
Undivided profits$56,471,000553
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$60,038,000347
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,219
Income earned, not collected on loans$9,857,000280
Earning assets$2,656,883,000254
Long-term assets (5+ years)$1,228,227,000114
Average Assets, year-to-date$2,999,964,000252
Average Assets, quarterly$2,999,964,000252
Volatile liabilities$372,611,000413
Insider loans$20,150,000282
FHLB advances$125,000,000309
Loans and leases held for sale$29,355,000118
Unused loan commitments$467,905,000242
Tier 1 (core) risk-based capital$282,283,000246
Tier 2 risk-based capital$30,177,000233
Total risk weighted assets$2,398,479,000222
Total unused commitments$467,905,000242
Derivatives$53,615,000254
2009-12-31Rank
# of Employees:547260
Assets and Liabilities
Total Assets:$3,015,291,000252
Cash and due from depository institutions$109,529,000260
Interest-bearing balances$57,330,000508
Securities$377,667,000346
Federal funds sold & reverse repurchase agreements$44,244,000166
Net loans & leases$2,190,500,000231
Loan loss allowance$40,172,000267
Trading account assets$0224
Bank premises and fixed assets$78,745,000125
Other real estate owned$4,505,000260
Goodwill and other intangibles$124,034,000126
All other assets$86,067,000332
Life insurance assets$26,439,000243
Total liabilities and capital$3,015,291,000252
Total liabilities$2,610,599,000255
Total deposits$2,468,992,000233
Interest-bearing deposits$2,387,043,000213
Deposits held in domestic offices$2,468,992,000230
% insured76.03%6,836
Federal funds purchased & repurchase agreements$783,0002,305
Trading liabilities$0104
Other borrowed funds$130,000,000389
Subordinated debt$0258
All other liabilities$10,824,000567
Total equity capital$404,692,000213
Total bank equity capital$404,692,000213
Perpetual preferred stock$0219
Common stock$3,756,0001,252
Surplus$347,462,000172
Undivided profits$53,474,000585
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$60,813,000343
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,191
Income earned, not collected on loans$9,459,000300
Earning assets$2,669,741,000251
Long-term assets (5+ years)$435,165,000308
Average Assets, year-to-date$2,984,377,200250
Average Assets, quarterly$2,989,386,500252
Volatile liabilities$365,694,000421
Insider loans$20,282,000296
FHLB advances$130,000,000328
Loans and leases held for sale$44,165,000103
Unused loan commitments$469,920,000242
Tier 1 (core) risk-based capital$279,481,000252
Tier 2 risk-based capital$30,392,000234
Total risk weighted assets$2,421,601,000222
Total unused commitments$469,920,000242
Derivatives$41,669,000281
2009-09-30Rank
# of Employees:548264
Assets and Liabilities
Total Assets:$2,963,482,000262
Cash and due from depository institutions$66,976,000264
Interest-bearing balances$27,591,000944
Securities$344,030,000387
Federal funds sold & reverse repurchase agreements$82,244,00094
Net loans & leases$2,227,622,000238
Loan loss allowance$41,040,000271
Trading account assets$0238
Bank premises and fixed assets$79,859,000127
Other real estate owned$5,437,000264
Goodwill and other intangibles$85,914,000155
All other assets$71,400,000361
Life insurance assets$26,152,000252
Total liabilities and capital$2,963,482,000262
Total liabilities$2,594,353,000270
Total deposits$2,437,436,000241
Interest-bearing deposits$2,325,511,000223
Deposits held in domestic offices$2,437,436,000238
% insured77.71%6,766
Federal funds purchased & repurchase agreements$572,0002,474
Trading liabilities$0103
Other borrowed funds$145,000,000379
Subordinated debt$0269
All other liabilities$11,345,000595
Total equity capital$369,129,000227
Total bank equity capital$369,129,000227
Perpetual preferred stock$0212
Common stock$3,756,0001,275
Surplus$308,691,000188
Undivided profits$56,682,000574
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$62,345,000348
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,174
Income earned, not collected on loans$9,862,000313
Earning assets$2,681,487,000261
Long-term assets (5+ years)$428,400,000311
Average Assets, year-to-date$2,976,648,750258
Average Assets, quarterly$2,999,025,500258
Volatile liabilities$419,531,000385
Insider loans$20,639,000294
FHLB advances$145,000,000312
Loans and leases held for sale$45,739,00094
Unused loan commitments$509,190,000249
Tier 1 (core) risk-based capital$280,056,000252
Tier 2 risk-based capital$31,121,000240
Total risk weighted assets$2,479,762,000236
Total unused commitments$509,190,000250
Derivatives$10,657,000515
2009-06-30Rank
# of Employees:556269
Assets and Liabilities
Total Assets:$3,034,569,000259
Cash and due from depository institutions$133,961,000269
Interest-bearing balances$81,564,000292
Securities$351,953,000385
Federal funds sold & reverse repurchase agreements$51,339,000142
Net loans & leases$2,257,403,000250
Loan loss allowance$34,923,000293
Trading account assets$0240
Bank premises and fixed assets$80,427,000131
Other real estate owned$4,121,000269
Goodwill and other intangibles$86,446,000161
All other assets$68,919,000374
Life insurance assets$25,841,000261
Total liabilities and capital$3,034,569,000259
Total liabilities$2,661,865,000267
Total deposits$2,478,641,000241
Interest-bearing deposits$2,355,973,000223
Deposits held in domestic offices$2,478,641,000239
% insured79.59%3,851
Federal funds purchased & repurchase agreements$503,0002,577
Trading liabilities$0100
Other borrowed funds$170,000,000348
Subordinated debt$0276
All other liabilities$12,721,000557
Total equity capital$372,704,000231
Total bank equity capital$372,704,000231
Perpetual preferred stock$0213
Common stock$3,756,0001,294
Surplus$308,690,000191
Undivided profits$60,258,000528
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$75,540,000286
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,161
Income earned, not collected on loans$9,922,000316
Earning assets$2,742,259,000258
Long-term assets (5+ years)$1,263,008,000118
Average Assets, year-to-date$2,981,037,670266
Average Assets, quarterly$3,005,024,500264
Volatile liabilities$414,903,000398
Insider loans$21,111,000297
FHLB advances$170,000,000289
Loans and leases held for sale$51,229,000119
Unused loan commitments$513,153,000252
Tier 1 (core) risk-based capital$287,189,000253
Tier 2 risk-based capital$31,565,000240
Total risk weighted assets$2,521,852,000245
Total unused commitments$513,153,000252
Derivatives$80,143,000234
2009-03-31Rank
# of Employees:561265
Assets and Liabilities
Total Assets:$2,975,480,000267
Cash and due from depository institutions$93,196,000265
Interest-bearing balances$44,032,000452
Securities$322,743,000415
Federal funds sold & reverse repurchase agreements$52,240,000195
Net loans & leases$2,267,370,000247
Loan loss allowance$35,319,000277
Trading account assets$0234
Bank premises and fixed assets$78,676,000129
Other real estate owned$4,207,000265
Goodwill and other intangibles$84,708,000165
All other assets$72,340,000351
Life insurance assets$25,537,000264
Total liabilities and capital$2,975,480,000267
Total liabilities$2,602,085,000277
Total deposits$2,417,344,000246
Interest-bearing deposits$2,071,565,000250
Deposits held in domestic offices$2,417,344,000244
% insured79.71%3,864
Federal funds purchased & repurchase agreements$477,0002,617
Trading liabilities$092
Other borrowed funds$170,083,000370
Subordinated debt$0271
All other liabilities$14,181,000506
Total equity capital$373,395,000231
Total bank equity capital$373,395,000231
Perpetual preferred stock$0193
Common stock$3,756,0001,301
Surplus$308,690,000189
Undivided profits$60,949,000546
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$66,920,000293
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,134
Income earned, not collected on loans$10,095,000320
Earning assets$2,686,385,000270
Long-term assets (5+ years)$1,255,713,000121
Average Assets, year-to-date$2,954,272,000272
Average Assets, quarterly$2,954,272,000272
Volatile liabilities$409,914,000413
Insider loans$26,035,000223
FHLB advances$170,083,000307
Loans and leases held for sale$38,175,000125
Unused loan commitments$525,977,000267
Tier 1 (core) risk-based capital$288,313,000249
Tier 2 risk-based capital$30,904,000241
Total risk weighted assets$2,467,905,000250
Total unused commitments$525,977,000267
Derivatives$167,919,000193
2008-12-31Rank
# of Employees:580254
Assets and Liabilities
Total Assets:$2,933,064,000274
Cash and due from depository institutions$112,439,000254
Interest-bearing balances$46,200,000268
Securities$325,995,000399
Federal funds sold & reverse repurchase agreements$3,837,0002,267
Net loans & leases$2,249,968,000254
Loan loss allowance$30,465,000288
Trading account assets$0236
Bank premises and fixed assets$81,890,000125
Other real estate owned$4,627,000254
Goodwill and other intangibles$84,886,000168
All other assets$69,422,000364
Life insurance assets$25,288,000265
Total liabilities and capital$2,933,064,000274
Total liabilities$2,558,334,000276
Total deposits$2,356,725,000245
Interest-bearing deposits$2,015,488,000251
Deposits held in domestic offices$2,356,725,000242
% insured0.00%1
Federal funds purchased & repurchase agreements$699,0002,890
Trading liabilities$088
Other borrowed funds$187,700,000373
Subordinated debt$0278
All other liabilities$13,210,000547
Total equity capital$374,730,000232
Total bank equity capital$374,730,000232
Perpetual preferred stock$0141
Common stock$3,756,0001,295
Surplus$308,690,000185
Undivided profits$62,284,000524
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$43,745,000346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,078
Income earned, not collected on loans$10,230,000328
Earning assets$2,626,000,000274
Long-term assets (5+ years)$1,292,001,000115
Average Assets, year-to-date$3,004,543,400255
Average Assets, quarterly$2,951,289,500267
Volatile liabilities$394,384,000428
Insider loans$15,000,000478
FHLB advances$187,700,000308
Loans and leases held for sale$15,847,000176
Unused loan commitments$529,968,000273
Tier 1 (core) risk-based capital$290,886,000239
Tier 2 risk-based capital$30,203,000249
Total risk weighted assets$2,416,004,000252
Total unused commitments$529,968,000274
Derivatives$13,492,000492
2008-09-30Rank
# of Employees:599254
Assets and Liabilities
Total Assets:$2,969,515,000269
Cash and due from depository institutions$65,266,000254
Interest-bearing balances$1,131,0002,874
Securities$371,095,000342
Federal funds sold & reverse repurchase agreements$20,043,000562
Net loans & leases$2,263,880,000253
Loan loss allowance$32,101,000253
Trading account assets$0251
Bank premises and fixed assets$80,102,000131
Other real estate owned$4,189,000254
Goodwill and other intangibles$85,181,000183
All other assets$79,759,000317
Life insurance assets$25,041,000268
Total liabilities and capital$2,969,515,000269
Total liabilities$2,599,128,000274
Total deposits$2,362,038,000238
Interest-bearing deposits$2,016,090,000242
Deposits held in domestic offices$2,362,038,000234
% insured0.00%1
Federal funds purchased & repurchase agreements$708,0003,020
Trading liabilities$091
Other borrowed funds$220,717,000341
Subordinated debt$0276
All other liabilities$15,665,000468
Total equity capital$370,387,000237
Total bank equity capital$370,387,000237
Perpetual preferred stock$0110
Common stock$3,756,0001,298
Surplus$307,085,000182
Undivided profits$59,546,000585
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$43,798,000287
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$61,000898
Income earned, not collected on loans$11,738,000306
Earning assets$2,656,149,000269
Long-term assets (5+ years)$1,319,171,000118
Average Assets, year-to-date$3,022,413,250258
Average Assets, quarterly$2,988,187,000262
Volatile liabilities$403,408,000404
Insider loans$18,564,000347
FHLB advances$220,717,000295
Loans and leases held for sale$8,975,000225
Unused loan commitments$534,345,000286
Tier 1 (core) risk-based capital$287,174,000241
Tier 2 risk-based capital$30,513,000249
Total risk weighted assets$2,439,486,000253
Total unused commitments$534,345,000286
Derivatives$67,729,000221
2008-06-30Rank
# of Employees:617252
Assets and Liabilities
Total Assets:$3,006,859,000265
Cash and due from depository institutions$76,880,000252
Interest-bearing balances$931,0003,007
Securities$346,609,000370
Federal funds sold & reverse repurchase agreements$60,311,000197
Net loans & leases$2,276,309,000252
Loan loss allowance$28,615,000267
Trading account assets$0267
Bank premises and fixed assets$79,448,000133
Other real estate owned$2,260,000252
Goodwill and other intangibles$84,516,000193
All other assets$80,526,000315
Life insurance assets$24,731,000277
Total liabilities and capital$3,006,859,000265
Total liabilities$2,638,925,000271
Total deposits$2,427,374,000236
Interest-bearing deposits$2,067,887,000240
Deposits held in domestic offices$2,427,374,000234
% insured0.00%1
Federal funds purchased & repurchase agreements$1,746,0002,587
Trading liabilities$094
Other borrowed funds$195,733,000378
Subordinated debt$0257
All other liabilities$14,072,000511
Total equity capital$367,934,000242
Total bank equity capital$367,934,000242
Perpetual preferred stock$0107
Common stock$3,756,0001,295
Surplus$315,085,000182
Undivided profits$49,093,000720
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$25,647,000392
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,082
Income earned, not collected on loans$11,789,000297
Earning assets$2,684,160,000265
Long-term assets (5+ years)$1,380,463,000111
Average Assets, year-to-date$3,040,046,000260
Average Assets, quarterly$3,041,532,000261
Volatile liabilities$392,058,000422
Insider loans$19,625,000332
FHLB advances$195,733,000325
Loans and leases held for sale$13,850,000194
Unused loan commitments$570,679,000284
Tier 1 (core) risk-based capital$285,268,000244
Tier 2 risk-based capital$28,615,000262
Total risk weighted assets$2,431,773,000258
Total unused commitments$570,679,000284
Derivatives$41,463,000272
2008-03-31Rank
# of Employees:1451,167
Assets and Liabilities
Total Assets:$776,038,000883
Cash and due from depository institutions$17,346,0001,167
Interest-bearing balances$105,0004,930
Securities$125,974,000964
Federal funds sold & reverse repurchase agreements$26,745,000557
Net loans & leases$569,218,000834
Loan loss allowance$6,746,000847
Trading account assets$0252
Bank premises and fixed assets$17,521,000677
Other real estate owned$2,400,0001,167
Goodwill and other intangibles$03,304
All other assets$16,834,0001,153
Life insurance assets$3,508,0001,631
Total liabilities and capital$776,038,000883
Total liabilities$708,800,000863
Total deposits$536,598,000956
Interest-bearing deposits$487,534,000916
Deposits held in domestic offices$536,598,000953
% insured0.00%1
Federal funds purchased & repurchase agreements$57,698,000440
Trading liabilities$086
Other borrowed funds$110,350,000557
Subordinated debt$0251
All other liabilities$4,154,0001,395
Total equity capital$67,238,0001,032
Total bank equity capital$67,238,0001,032
Perpetual preferred stock$0108
Common stock$3,756,0001,290
Surplus$15,241,0001,872
Undivided profits$48,241,000764
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,755,0002,716
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,070
Income earned, not collected on loans$3,073,0001,231
Earning assets$722,042,000859
Long-term assets (5+ years)$225,528,000573
Average Assets, year-to-date$738,365,500912
Average Assets, quarterly$738,365,500912
Volatile liabilities$195,478,000754
Insider loans$10,058,000746
FHLB advances$110,000,000499
Loans and leases held for sale$1,231,000849
Unused loan commitments$117,068,000892
Tier 1 (core) risk-based capital$65,881,000954
Tier 2 risk-based capital$6,746,000812
Total risk weighted assets$613,106,000827
Total unused commitments$117,068,000892
Derivatives$21,694,000379
2007-12-31Rank
# of Employees:1501,122
Assets and Liabilities
Total Assets:$700,693,000971
Cash and due from depository institutions$14,386,0001,122
Interest-bearing balances$140,0004,328
Securities$109,088,0001,106
Federal funds sold & reverse repurchase agreements$321,0005,644
Net loans & leases$540,430,000872
Loan loss allowance$6,559,000855
Trading account assets$0237
Bank premises and fixed assets$17,751,000669
Other real estate owned$2,900,0001,122
Goodwill and other intangibles$03,293
All other assets$15,817,0001,202
Life insurance assets$3,482,0001,628
Total liabilities and capital$700,693,000971
Total liabilities$631,517,000961
Total deposits$517,200,000991
Interest-bearing deposits$483,998,000918
Deposits held in domestic offices$517,200,000988
% insured0.00%1
Federal funds purchased & repurchase agreements$46,200,000505
Trading liabilities$078
Other borrowed funds$63,892,000834
Subordinated debt$0248
All other liabilities$4,225,0001,368
Total equity capital$69,176,000995
Total bank equity capital$69,176,000995
Perpetual preferred stock$0111
Common stock$3,756,0001,279
Surplus$15,241,0001,845
Undivided profits$50,179,000736
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,732,0002,441
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,085
Income earned, not collected on loans$3,230,0001,261
Earning assets$649,979,000948
Long-term assets (5+ years)$179,334,000692
Average Assets, year-to-date$706,129,200936
Average Assets, quarterly$711,031,000940
Volatile liabilities$186,772,000797
Insider loans$11,346,000632
FHLB advances$63,000,000779
Loans and leases held for sale$2,344,000588
Unused loan commitments$103,336,000989
Tier 1 (core) risk-based capital$68,515,000912
Tier 2 risk-based capital$6,559,000832
Total risk weighted assets$578,980,000872
Total unused commitments$103,336,000989
Derivatives$5,242,000567
2007-09-30Rank
# of Employees:1561,077
Assets and Liabilities
Total Assets:$721,369,000924
Cash and due from depository institutions$16,235,0001,077
Interest-bearing balances$154,0004,117
Securities$112,248,0001,077
Federal funds sold & reverse repurchase agreements$23,012,000588
Net loans & leases$536,290,000867
Loan loss allowance$6,181,000871
Trading account assets$0244
Bank premises and fixed assets$17,736,000641
Other real estate owned$01,077
Goodwill and other intangibles$03,301
All other assets$15,848,0001,184
Life insurance assets$3,447,0001,605
Total liabilities and capital$721,369,000924
Total liabilities$654,001,000914
Total deposits$533,313,000953
Interest-bearing deposits$497,537,000892
Deposits held in domestic offices$533,313,000951
% insured0.00%1
Federal funds purchased & repurchase agreements$50,035,000466
Trading liabilities$078
Other borrowed funds$66,213,000737
Subordinated debt$0244
All other liabilities$4,440,0001,294
Total equity capital$67,368,0001,012
Total bank equity capital$67,368,0001,012
Perpetual preferred stock$0113
Common stock$3,756,0001,257
Surplus$15,241,0001,809
Undivided profits$48,371,000772
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,293,000879
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,109
Income earned, not collected on loans$3,206,0001,348
Earning assets$671,704,000909
Long-term assets (5+ years)$183,400,000648
Average Assets, year-to-date$707,488,250923
Average Assets, quarterly$701,062,000946
Volatile liabilities$176,674,000817
Insider loans$11,398,000620
FHLB advances$62,000,000722
Loans and leases held for sale$3,146,000469
Unused loan commitments$98,190,0001,047
Tier 1 (core) risk-based capital$67,581,000925
Tier 2 risk-based capital$6,181,000873
Total risk weighted assets$577,039,000858
Total unused commitments$98,190,0001,047
Derivatives$6,506,000546
2007-06-30Rank
# of Employees:1631,049
Assets and Liabilities
Total Assets:$680,755,000988
Cash and due from depository institutions$14,995,0001,049
Interest-bearing balances$435,0003,204
Securities$114,976,0001,048
Federal funds sold & reverse repurchase agreements$229,0005,948
Net loans & leases$516,783,000903
Loan loss allowance$5,792,000907
Trading account assets$0245
Bank premises and fixed assets$17,574,000639
Other real estate owned$01,049
Goodwill and other intangibles$03,329
All other assets$16,198,0001,167
Life insurance assets$3,402,0001,613
Total liabilities and capital$680,755,000988
Total liabilities$615,908,000978
Total deposits$551,564,000946
Interest-bearing deposits$513,240,000868
Deposits held in domestic offices$551,564,000944
% insured0.00%1
Federal funds purchased & repurchase agreements$22,791,000767
Trading liabilities$087
Other borrowed funds$36,373,0001,124
Subordinated debt$0258
All other liabilities$5,180,0001,119
Total equity capital$64,847,0001,044
Total bank equity capital$64,847,0001,044
Perpetual preferred stock$0111
Common stock$3,756,0001,246
Surplus$15,241,0001,813
Undivided profits$45,850,000805
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,221,0002,549
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,127
Income earned, not collected on loans$3,280,0001,219
Earning assets$632,423,000975
Long-term assets (5+ years)$174,739,000666
Average Assets, year-to-date$702,861,330935
Average Assets, quarterly$692,016,000960
Volatile liabilities$136,582,0001,039
Insider loans$11,072,000635
FHLB advances$35,500,0001,054
Loans and leases held for sale$4,074,000472
Unused loan commitments$93,878,0001,108
Tier 1 (core) risk-based capital$65,953,000954
Tier 2 risk-based capital$5,791,000925
Total risk weighted assets$549,486,000901
Total unused commitments$93,878,0001,108
Derivatives$8,258,000549
2007-03-31Rank
# of Employees:177950
Assets and Liabilities
Total Assets:$703,277,000941
Cash and due from depository institutions$15,771,000950
Interest-bearing balances$125,0004,461
Securities$128,371,000942
Federal funds sold & reverse repurchase agreements$8,226,0002,334
Net loans & leases$518,884,000880
Loan loss allowance$5,777,000897
Trading account assets$0267
Bank premises and fixed assets$16,478,000684
Other real estate owned$0950
Goodwill and other intangibles$03,322
All other assets$15,547,0001,161
Life insurance assets$3,363,0001,606
Total liabilities and capital$703,277,000941
Total liabilities$631,470,000944
Total deposits$569,695,000911
Interest-bearing deposits$526,786,000841
Deposits held in domestic offices$569,695,000907
% insured0.00%1
Federal funds purchased & repurchase agreements$25,360,000696
Trading liabilities$089
Other borrowed funds$30,493,0001,233
Subordinated debt$0262
All other liabilities$5,922,0001,006
Total equity capital$71,807,000925
Total bank equity capital$71,807,000925
Perpetual preferred stock$0113
Common stock$3,756,0001,227
Surplus$15,241,0001,795
Undivided profits$52,810,000711
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$877,0003,015
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,132
Income earned, not collected on loans$3,421,0001,132
Earning assets$655,606,000925
Long-term assets (5+ years)$181,355,000625
Average Assets, year-to-date$713,914,500921
Average Assets, quarterly$713,914,500921
Volatile liabilities$143,825,000962
Insider loans$10,429,000667
FHLB advances$30,000,0001,173
Loans and leases held for sale$3,262,000514
Unused loan commitments$98,236,0001,068
Tier 1 (core) risk-based capital$72,059,000847
Tier 2 risk-based capital$5,777,000922
Total risk weighted assets$560,126,000865
Total unused commitments$98,236,0001,068
Derivatives$5,438,000606
2006-12-31Rank
# of Employees:1041,657
Assets and Liabilities
Total Assets:$433,415,0001,532
Cash and due from depository institutions$9,537,0001,657
Interest-bearing balances$98,0004,918
Securities$108,287,0001,149
Federal funds sold & reverse repurchase agreements$16,740,000973
Net loans & leases$281,021,0001,646
Loan loss allowance$3,095,0001,683
Trading account assets$0156
Bank premises and fixed assets$7,676,0001,573
Other real estate owned$01,657
Goodwill and other intangibles$03,315
All other assets$10,154,0001,716
Life insurance assets$1,895,0002,299
Total liabilities and capital$433,415,0001,532
Total liabilities$389,423,0001,534
Total deposits$343,730,0001,543
Interest-bearing deposits$320,336,0001,399
Deposits held in domestic offices$343,730,0001,539
% insured0.00%1
Federal funds purchased & repurchase agreements$37,010,000570
Trading liabilities$077
Other borrowed funds$5,561,0003,299
Subordinated debt$0264
All other liabilities$3,122,0001,677
Total equity capital$43,992,0001,507
Total bank equity capital$43,992,0001,507
Perpetual preferred stock$0112
Common stock$3,756,0001,216
Surplus$4,317,0004,194
Undivided profits$35,919,0001,017
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$481,0003,945
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,087
Income earned, not collected on loans$2,544,0001,597
Earning assets$406,146,0001,488
Long-term assets (5+ years)$129,964,000834
Average Assets, year-to-date$434,766,6001,443
Average Assets, quarterly$427,261,0001,535
Volatile liabilities$90,977,0001,629
Insider loans$10,104,000683
FHLB advances$5,000,0003,275
Loans and leases held for sale$1,890,000716
Unused loan commitments$62,150,0001,547
Tier 1 (core) risk-based capital$44,235,0001,406
Tier 2 risk-based capital$3,095,0001,661
Total risk weighted assets$326,875,0001,485
Total unused commitments$62,150,0001,548
Derivatives$2,739,000694
2006-09-30Rank
# of Employees:1021,704
Assets and Liabilities
Total Assets:$421,107,0001,562
Cash and due from depository institutions$9,404,0001,704
Interest-bearing balances$80,0005,111
Securities$111,666,0001,124
Federal funds sold & reverse repurchase agreements$11,893,0001,173
Net loans & leases$271,754,0001,690
Loan loss allowance$3,022,0001,733
Trading account assets$0154
Bank premises and fixed assets$7,441,0001,583
Other real estate owned$01,704
Goodwill and other intangibles$03,332
All other assets$8,949,0001,901
Life insurance assets$1,874,0002,275
Total liabilities and capital$421,107,0001,562
Total liabilities$378,344,0001,566
Total deposits$342,761,0001,516
Interest-bearing deposits$321,305,0001,382
Deposits held in domestic offices$342,761,0001,511
% insured0.00%1
Federal funds purchased & repurchase agreements$26,448,000683
Trading liabilities$074
Other borrowed funds$6,335,0003,293
Subordinated debt$0269
All other liabilities$2,800,0001,822
Total equity capital$42,763,0001,536
Total bank equity capital$42,763,0001,536
Perpetual preferred stock$0118
Common stock$3,756,0001,204
Surplus$4,317,0004,175
Undivided profits$34,690,0001,051
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$615,0003,476
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,131
Income earned, not collected on loans$2,240,0001,843
Earning assets$395,393,0001,519
Long-term assets (5+ years)$134,422,000819
Average Assets, year-to-date$435,104,5001,443
Average Assets, quarterly$421,536,0001,547
Volatile liabilities$78,632,0001,832
Insider loans$9,301,000720
FHLB advances$5,000,0003,409
Loans and leases held for sale$1,059,000928
Unused loan commitments$62,727,0001,551
Tier 1 (core) risk-based capital$43,079,0001,441
Tier 2 risk-based capital$3,022,0001,694
Total risk weighted assets$316,595,0001,533
Total unused commitments$62,727,0001,551
Derivatives$4,646,000627
2006-06-30Rank
# of Employees:981,787
Assets and Liabilities
Total Assets:$421,965,0001,539
Cash and due from depository institutions$11,348,0001,787
Interest-bearing balances$146,0004,401
Securities$91,535,0001,335
Federal funds sold & reverse repurchase agreements$34,840,000355
Net loans & leases$269,790,0001,673
Loan loss allowance$2,989,0001,726
Trading account assets$0157
Bank premises and fixed assets$7,387,0001,575
Other real estate owned$01,787
Goodwill and other intangibles$03,333
All other assets$7,065,0002,277
Life insurance assets$04,035
Total liabilities and capital$421,965,0001,539
Total liabilities$381,123,0001,535
Total deposits$362,438,0001,412
Interest-bearing deposits$326,659,0001,335
Deposits held in domestic offices$362,438,0001,408
% insured0.00%1
Federal funds purchased & repurchase agreements$8,315,0001,343
Trading liabilities$073
Other borrowed funds$5,012,0003,625
Subordinated debt$0265
All other liabilities$5,358,000984
Total equity capital$40,842,0001,545
Total bank equity capital$40,842,0001,545
Perpetual preferred stock$0119
Common stock$3,756,0001,190
Surplus$4,317,0004,138
Undivided profits$32,769,0001,051
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$545,0003,543
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$2,071,0001,776
Earning assets$396,311,0001,493
Long-term assets (5+ years)$123,316,000866
Average Assets, year-to-date$439,770,3301,429
Average Assets, quarterly$427,363,5001,490
Volatile liabilities$63,191,0002,157
Insider loans$12,429,000527
FHLB advances$5,000,0003,453
Loans and leases held for sale$1,277,000838
Unused loan commitments$64,237,0001,524
Tier 1 (core) risk-based capital$41,729,0001,452
Tier 2 risk-based capital$2,989,0001,683
Total risk weighted assets$314,107,0001,518
Total unused commitments$64,237,0001,524
Derivatives$1,647,000763
2006-03-31Rank
# of Employees:911,907
Assets and Liabilities
Total Assets:$432,762,0001,456
Cash and due from depository institutions$12,919,0001,907
Interest-bearing balances$3,205,0001,492
Securities$97,084,0001,289
Federal funds sold & reverse repurchase agreements$34,125,000398
Net loans & leases$274,926,0001,596
Loan loss allowance$3,044,0001,659
Trading account assets$0154
Bank premises and fixed assets$7,027,0001,628
Other real estate owned$01,907
Goodwill and other intangibles$03,321
All other assets$6,681,0002,313
Life insurance assets$04,002
Total liabilities and capital$432,762,0001,456
Total liabilities$392,962,0001,446
Total deposits$385,158,0001,290
Interest-bearing deposits$327,477,0001,298
Deposits held in domestic offices$385,158,0001,286
% insured0.00%1
Federal funds purchased & repurchase agreements$03,368
Trading liabilities$077
Other borrowed funds$5,002,0003,526
Subordinated debt$0259
All other liabilities$2,802,0001,679
Total equity capital$39,800,0001,564
Total bank equity capital$39,800,0001,564
Perpetual preferred stock$0120
Common stock$3,756,0001,178
Surplus$4,318,0004,070
Undivided profits$31,726,0001,090
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$527,0003,594
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,164
Income earned, not collected on loans$1,793,0001,985
Earning assets$409,340,0001,415
Long-term assets (5+ years)$122,076,000862
Average Assets, year-to-date$448,673,0001,403
Average Assets, quarterly$448,673,0001,403
Volatile liabilities$48,493,0002,536
Insider loans$12,849,000504
FHLB advances$5,000,0003,374
Loans and leases held for sale$3,154,000451
Unused loan commitments$55,651,0001,685
Tier 1 (core) risk-based capital$40,222,0001,473
Tier 2 risk-based capital$3,044,0001,617
Total risk weighted assets$318,847,0001,454
Total unused commitments$55,651,0001,686
Derivatives$4,761,000602
2005-12-31Rank
# of Employees:1041,656
Assets and Liabilities
Total Assets:$464,584,0001,356
Cash and due from depository institutions$14,122,0001,656
Interest-bearing balances$5,051,0001,081
Securities$85,101,0001,440
Federal funds sold & reverse repurchase agreements$26,310,000494
Net loans & leases$323,303,0001,315
Loan loss allowance$3,917,0001,270
Trading account assets$0155
Bank premises and fixed assets$8,164,0001,361
Other real estate owned$01,656
Goodwill and other intangibles$979,0001,696
All other assets$6,605,0002,327
Life insurance assets$0351
Total liabilities and capital$464,584,0001,356
Total liabilities$422,506,0001,339
Total deposits$402,880,0001,205
Interest-bearing deposits$348,652,0001,176
Deposits held in domestic offices$402,880,0001,203
% insured0.00%1
Federal funds purchased & repurchase agreements$8,300,0001,283
Trading liabilities$072
Other borrowed funds$8,842,0002,874
Subordinated debt$0258
All other liabilities$2,484,0001,806
Total equity capital$42,078,0001,449
Total bank equity capital$42,078,0001,449
Perpetual preferred stock$0122
Common stock$3,756,0001,164
Surplus$4,317,0004,034
Undivided profits$34,005,0001,015
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$678,0003,119
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,175
Income earned, not collected on loans$1,859,0001,898
Earning assets$439,765,0001,297
Long-term assets (5+ years)$126,484,000820
Average Assets, year-to-date$441,872,4001,349
Average Assets, quarterly$458,113,5001,359
Volatile liabilities$54,898,0002,270
Insider loans$11,886,000522
FHLB advances$05,326
Loans and leases held for sale$2,825,000478
Unused loan commitments$78,736,0001,207
Tier 1 (core) risk-based capital$41,300,0001,408
Tier 2 risk-based capital$3,917,0001,247
Total risk weighted assets$359,941,0001,245
Total unused commitments$78,736,0001,208
Derivatives$1,102,000739
2005-09-30Rank
# of Employees:1051,636
Assets and Liabilities
Total Assets:$451,643,0001,362
Cash and due from depository institutions$9,786,0001,636
Interest-bearing balances$88,0005,273
Securities$52,576,0002,226
Federal funds sold & reverse repurchase agreements$41,791,000328
Net loans & leases$332,202,0001,244
Loan loss allowance$3,859,0001,281
Trading account assets$0146
Bank premises and fixed assets$7,832,0001,384
Other real estate owned$01,636
Goodwill and other intangibles$990,0001,667
All other assets$6,466,0002,328
Life insurance assets$0341
Total liabilities and capital$451,643,0001,362
Total liabilities$411,131,0001,342
Total deposits$400,584,0001,185
Interest-bearing deposits$348,708,0001,146
Deposits held in domestic offices$400,584,0001,182
% insured0.00%1
Federal funds purchased & repurchase agreements$03,623
Trading liabilities$063
Other borrowed funds$8,866,0002,897
Subordinated debt$0251
All other liabilities$1,681,0002,384
Total equity capital$40,512,0001,488
Total bank equity capital$40,512,0001,488
Perpetual preferred stock$0120
Common stock$3,756,0001,132
Surplus$4,317,0003,994
Undivided profits$32,439,0001,060
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$730,0003,025
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,225
Income earned, not collected on loans$1,561,0002,212
Earning assets$426,657,0001,315
Long-term assets (5+ years)$119,336,000869
Average Assets, year-to-date$436,194,5001,355
Average Assets, quarterly$445,456,5001,359
Volatile liabilities$38,731,0002,845
Insider loans$22,241,000220
FHLB advances$8,000,0002,859
Loans and leases held for sale$5,427,000385
Unused loan commitments$74,257,0001,250
Tier 1 (core) risk-based capital$39,463,0001,446
Tier 2 risk-based capital$3,859,0001,238
Total risk weighted assets$364,677,0001,191
Total unused commitments$74,257,0001,250
Derivatives$1,363,000699
2005-06-30Rank
# of Employees:1041,650
Assets and Liabilities
Total Assets:$439,270,0001,370
Cash and due from depository institutions$14,266,0001,650
Interest-bearing balances$305,0003,851
Securities$55,606,0002,134
Federal funds sold & reverse repurchase agreements$26,932,000461
Net loans & leases$328,158,0001,233
Loan loss allowance$3,747,0001,286
Trading account assets$0148
Bank premises and fixed assets$6,899,0001,544
Other real estate owned$01,650
Goodwill and other intangibles$1,001,0001,650
All other assets$6,408,0002,251
Life insurance assets$0339
Total liabilities and capital$439,270,0001,370
Total liabilities$400,139,0001,350
Total deposits$377,168,0001,237
Interest-bearing deposits$331,659,0001,180
Deposits held in domestic offices$377,168,0001,234
% insured0.00%1
Federal funds purchased & repurchase agreements$7,300,0001,358
Trading liabilities$065
Other borrowed funds$13,689,0002,205
Subordinated debt$0251
All other liabilities$1,982,0001,979
Total equity capital$39,131,0001,503
Total bank equity capital$39,131,0001,503
Perpetual preferred stock$0118
Common stock$3,756,0001,115
Surplus$4,317,0003,952
Undivided profits$31,058,0001,091
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$434,0003,955
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,247
Income earned, not collected on loans$1,635,0001,887
Earning assets$411,001,0001,330
Long-term assets (5+ years)$120,742,000844
Average Assets, year-to-date$431,045,0001,357
Average Assets, quarterly$437,514,0001,349
Volatile liabilities$49,027,0002,305
Insider loans$11,958,000473
FHLB advances$13,000,0002,157
Loans and leases held for sale$6,725,000353
Unused loan commitments$67,498,0001,328
Tier 1 (core) risk-based capital$37,737,0001,470
Tier 2 risk-based capital$3,747,0001,253
Total risk weighted assets$353,049,0001,207
Total unused commitments$67,498,0001,328
Derivatives$6,939,000473
2005-03-31Rank
# of Employees:981,744
Assets and Liabilities
Total Assets:$435,758,0001,359
Cash and due from depository institutions$16,244,0001,744
Interest-bearing balances$53,0005,677
Securities$62,072,0001,990
Federal funds sold & reverse repurchase agreements$17,093,000715
Net loans & leases$326,359,0001,207
Loan loss allowance$3,571,0001,346
Trading account assets$0148
Bank premises and fixed assets$6,896,0001,522
Other real estate owned$01,744
Goodwill and other intangibles$1,012,0001,642
All other assets$6,082,0002,329
Life insurance assets$0333
Total liabilities and capital$435,758,0001,359
Total liabilities$398,006,0001,337
Total deposits$368,918,0001,248
Interest-bearing deposits$294,237,0001,348
Deposits held in domestic offices$368,918,0001,245
% insured0.00%1
Federal funds purchased & repurchase agreements$14,000,000927
Trading liabilities$065
Other borrowed funds$12,610,0002,249
Subordinated debt$0265
All other liabilities$2,478,0001,634
Total equity capital$37,752,0001,517
Total bank equity capital$37,752,0001,517
Perpetual preferred stock$0120
Common stock$3,756,0001,103
Surplus$4,317,0003,938
Undivided profits$29,679,0001,104
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$624,0003,260
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,234
Income earned, not collected on loans$1,694,0001,770
Earning assets$405,577,0001,335
Long-term assets (5+ years)$124,196,000838
Average Assets, year-to-date$426,932,5001,372
Average Assets, quarterly$426,932,5001,372
Volatile liabilities$51,924,0002,111
Insider loans$11,167,000502
FHLB advances$12,000,0002,185
Loans and leases held for sale$4,881,000382
Unused loan commitments$63,606,0001,347
Tier 1 (core) risk-based capital$36,242,0001,501
Tier 2 risk-based capital$3,571,0001,312
Total risk weighted assets$348,564,0001,196
Total unused commitments$63,606,0001,347
Derivatives$2,896,000551
2004-12-31Rank
# of Employees:981,742
Assets and Liabilities
Total Assets:$418,107,0001,415
Cash and due from depository institutions$11,245,0001,742
Interest-bearing balances$50,0005,722
Securities$77,216,0001,633
Federal funds sold & reverse repurchase agreements$362,0005,629
Net loans & leases$315,766,0001,235
Loan loss allowance$3,411,0001,402
Trading account assets$0153
Bank premises and fixed assets$6,898,0001,484
Other real estate owned$01,742
Goodwill and other intangibles$1,023,0001,628
All other assets$5,597,0002,431
Life insurance assets$0334
Total liabilities and capital$418,107,0001,415
Total liabilities$381,494,0001,399
Total deposits$363,062,0001,257
Interest-bearing deposits$289,136,0001,368
Deposits held in domestic offices$363,062,0001,254
% insured0.00%1
Federal funds purchased & repurchase agreements$4,000,0001,767
Trading liabilities$066
Other borrowed funds$12,815,0002,270
Subordinated debt$0272
All other liabilities$1,617,0002,253
Total equity capital$36,613,0001,565
Total bank equity capital$36,613,0001,565
Perpetual preferred stock$0118
Common stock$3,756,0001,078
Surplus$4,317,0003,900
Undivided profits$28,540,0001,163
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$795,0002,838
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,187
Income earned, not collected on loans$1,720,0001,689
Earning assets$393,394,0001,371
Long-term assets (5+ years)$129,092,000811
Average Assets, year-to-date$410,659,2001,366
Average Assets, quarterly$415,347,5001,403
Volatile liabilities$39,013,0002,581
Insider loans$10,403,000541
FHLB advances$12,000,0002,198
Loans and leases held for sale$1,729,000665
Unused loan commitments$63,773,0001,322
Tier 1 (core) risk-based capital$34,911,0001,528
Tier 2 risk-based capital$3,411,0001,356
Total risk weighted assets$335,094,0001,232
Total unused commitments$63,773,0001,323
Derivatives$0774
2004-09-30Rank
# of Employees:961,777
Assets and Liabilities
Total Assets:$412,588,0001,404
Cash and due from depository institutions$14,617,0001,777
Interest-bearing balances$39,0005,935
Securities$73,927,0001,690
Federal funds sold & reverse repurchase agreements$3,764,0002,614
Net loans & leases$308,193,0001,240
Loan loss allowance$3,254,0001,455
Trading account assets$0149
Bank premises and fixed assets$6,231,0001,620
Other real estate owned$01,777
Goodwill and other intangibles$1,034,0001,596
All other assets$4,822,0002,689
Life insurance assets$0330
Total liabilities and capital$412,588,0001,404
Total liabilities$377,028,0001,393
Total deposits$363,132,0001,224
Interest-bearing deposits$297,367,0001,292
Deposits held in domestic offices$363,132,0001,220
% insured0.00%1
Federal funds purchased & repurchase agreements$03,678
Trading liabilities$068
Other borrowed funds$12,240,0002,305
Subordinated debt$0276
All other liabilities$1,656,0002,213
Total equity capital$35,560,0001,600
Total bank equity capital$35,560,0001,600
Perpetual preferred stock$0124
Common stock$3,756,0001,066
Surplus$4,317,0003,859
Undivided profits$27,487,0001,225
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$854,0002,902
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,251
Income earned, not collected on loans$1,595,0001,912
Earning assets$385,923,0001,370
Long-term assets (5+ years)$129,064,000819
Average Assets, year-to-date$408,797,2501,364
Average Assets, quarterly$407,773,0001,408
Volatile liabilities$32,617,0002,921
Insider loans$10,585,000534
FHLB advances$12,000,0002,194
Loans and leases held for sale$1,243,000794
Unused loan commitments$60,549,0001,350
Tier 1 (core) risk-based capital$33,478,0001,581
Tier 2 risk-based capital$3,254,0001,405
Total risk weighted assets$325,739,0001,237
Total unused commitments$60,549,0001,351
Derivatives$0770
2004-06-30Rank
# of Employees:1011,692
Assets and Liabilities
Total Assets:$402,958,0001,418
Cash and due from depository institutions$16,869,0001,692
Interest-bearing balances$240,0004,325
Securities$79,169,0001,618
Federal funds sold & reverse repurchase agreements$4,299,0002,233
Net loans & leases$290,423,0001,289
Loan loss allowance$3,117,0001,490
Trading account assets$0153
Bank premises and fixed assets$6,238,0001,600
Other real estate owned$01,692
Goodwill and other intangibles$1,045,0001,589
All other assets$4,915,0002,648
Life insurance assets$0323
Total liabilities and capital$402,958,0001,418
Total liabilities$369,248,0001,401
Total deposits$345,035,0001,280
Interest-bearing deposits$276,079,0001,380
Deposits held in domestic offices$345,035,0001,276
% insured0.00%1
Federal funds purchased & repurchase agreements$6,129,0001,483
Trading liabilities$069
Other borrowed funds$16,898,0001,898
Subordinated debt$0288
All other liabilities$1,186,0002,597
Total equity capital$33,710,0001,618
Total bank equity capital$33,710,0001,618
Perpetual preferred stock$0126
Common stock$3,756,0001,056
Surplus$4,317,0003,822
Undivided profits$25,637,0001,238
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,061,0002,485
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,328
Income earned, not collected on loans$1,644,0001,688
Earning assets$374,131,0001,394
Long-term assets (5+ years)$126,092,000867
Average Assets, year-to-date$407,533,6701,368
Average Assets, quarterly$407,409,5001,383
Volatile liabilities$38,039,0002,522
Insider loans$10,040,000544
FHLB advances$16,000,0001,828
Loans and leases held for sale$3,031,000488
Unused loan commitments$66,452,0001,234
Tier 1 (core) risk-based capital$32,087,0001,617
Tier 2 risk-based capital$3,117,0001,439
Total risk weighted assets$309,190,0001,275
Total unused commitments$66,452,0001,234
Derivatives$0740
2004-03-31Rank
# of Employees:1071,611
Assets and Liabilities
Total Assets:$411,861,0001,367
Cash and due from depository institutions$11,579,0001,611
Interest-bearing balances$374,0004,055
Securities$94,831,0001,386
Federal funds sold & reverse repurchase agreements$11,989,0001,234
Net loans & leases$281,593,0001,301
Loan loss allowance$2,919,0001,577
Trading account assets$0144
Bank premises and fixed assets$6,240,0001,575
Other real estate owned$01,611
Goodwill and other intangibles$1,049,0001,594
All other assets$4,580,0002,668
Life insurance assets$0322
Total liabilities and capital$411,861,0001,367
Total liabilities$378,003,0001,338
Total deposits$340,129,0001,290
Interest-bearing deposits$268,585,0001,432
Deposits held in domestic offices$340,129,0001,288
% insured0.00%1
Federal funds purchased & repurchase agreements$8,154,0001,194
Trading liabilities$070
Other borrowed funds$27,758,0001,290
Subordinated debt$0287
All other liabilities$1,962,0001,990
Total equity capital$33,858,0001,648
Total bank equity capital$33,858,0001,648
Perpetual preferred stock$0129
Common stock$3,756,0001,046
Surplus$4,317,0003,786
Undivided profits$25,785,0001,270
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$929,0002,809
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,356
Income earned, not collected on loans$1,816,0001,498
Earning assets$388,787,0001,321
Long-term assets (5+ years)$124,589,000857
Average Assets, year-to-date$409,821,5001,355
Average Assets, quarterly$409,821,5001,355
Volatile liabilities$50,945,0001,946
Insider loans$12,447,000388
FHLB advances$27,600,0001,194
Loans and leases held for sale$1,889,000725
Unused loan commitments$66,555,0001,204
Tier 1 (core) risk-based capital$30,881,0001,669
Tier 2 risk-based capital$2,919,0001,511
Total risk weighted assets$306,421,0001,250
Total unused commitments$66,555,0001,208
Derivatives$0699
2003-12-31Rank
# of Employees:901,921
Assets and Liabilities
Total Assets:$407,782,0001,378
Cash and due from depository institutions$22,492,0001,921
Interest-bearing balances$11,0006,590
Securities$100,441,0001,354
Federal funds sold & reverse repurchase agreements$7,801,0001,521
Net loans & leases$265,843,0001,362
Loan loss allowance$2,772,0001,647
Trading account assets$0168
Bank premises and fixed assets$6,249,0001,561
Other real estate owned$01,921
Goodwill and other intangibles$1,171,0001,521
All other assets$3,785,0003,063
Life insurance assets$01
Total liabilities and capital$407,782,0001,378
Total liabilities$378,344,0001,330
Total deposits$329,109,0001,329
Interest-bearing deposits$268,315,0001,411
Deposits held in domestic offices$329,109,0001,327
% insured0.00%1
Federal funds purchased & repurchase agreements$38,854,000520
Trading liabilities$072
Other borrowed funds$9,026,0002,568
Subordinated debt$0293
All other liabilities$1,355,0002,515
Total equity capital$29,438,0001,857
Total bank equity capital$29,438,0001,857
Perpetual preferred stock$0131
Common stock$3,756,0001,051
Surplus$1,317,0006,320
Undivided profits$24,365,0001,326
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$895,0002,906
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,287
Income earned, not collected on loans$1,848,0001,518
Earning assets$374,096,0001,372
Long-term assets (5+ years)$126,998,000845
Average Assets, year-to-date$378,265,4001,446
Average Assets, quarterly$414,061,0001,345
Volatile liabilities$62,801,0001,608
Insider loans$7,584,000703
FHLB advances$9,000,0002,435
Loans and leases held for sale$2,175,000607
Unused loan commitments$71,312,0001,112
Tier 1 (core) risk-based capital$26,599,0001,961
Tier 2 risk-based capital$2,772,0001,560
Total risk weighted assets$292,586,0001,313
Total unused commitments$71,312,0001,114
Derivatives$0665
2003-09-30Rank
# of Employees:881,981
Assets and Liabilities
Total Assets:$420,340,0001,334
Cash and due from depository institutions$22,090,0001,981
Interest-bearing balances$20,0006,416
Securities$116,311,0001,147
Federal funds sold & reverse repurchase agreements$15,090,000958
Net loans & leases$255,337,0001,407
Loan loss allowance$2,798,0001,646
Trading account assets$0165
Bank premises and fixed assets$6,260,0001,544
Other real estate owned$01,981
Goodwill and other intangibles$1,130,0001,524
All other assets$4,122,0002,899
Life insurance assets$01
Total liabilities and capital$420,340,0001,334
Total liabilities$392,197,0001,276
Total deposits$332,210,0001,338
Interest-bearing deposits$265,688,0001,443
Deposits held in domestic offices$332,210,0001,337
% insured0.00%1
Federal funds purchased & repurchase agreements$49,000,000453
Trading liabilities$072
Other borrowed funds$9,353,0002,494
Subordinated debt$0293
All other liabilities$1,634,0002,265
Total equity capital$28,143,0001,941
Total bank equity capital$28,143,0001,941
Perpetual preferred stock$0137
Common stock$3,756,0001,043
Surplus$1,317,0006,332
Undivided profits$23,070,0001,409
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$389,0004,840
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,354
Income earned, not collected on loans$1,880,0001,600
Earning assets$386,758,0001,319
Long-term assets (5+ years)$131,470,000834
Average Assets, year-to-date$370,886,2501,489
Average Assets, quarterly$391,341,0001,438
Volatile liabilities$73,830,0001,386
Insider loans$6,986,000750
FHLB advances$9,000,0002,392
Loans and leases held for sale$2,457,000780
Unused loan commitments$53,460,0001,395
Tier 1 (core) risk-based capital$25,096,0002,088
Tier 2 risk-based capital$2,798,0001,555
Total risk weighted assets$274,647,0001,397
Total unused commitments$53,460,0001,398
Derivatives$0666
2003-06-30Rank
# of Employees:862,028
Assets and Liabilities
Total Assets:$362,342,0001,545
Cash and due from depository institutions$12,967,0002,028
Interest-bearing balances$94,0005,610
Securities$113,282,0001,166
Federal funds sold & reverse repurchase agreements$7,988,0001,994
Net loans & leases$218,498,0001,624
Loan loss allowance$2,761,0001,642
Trading account assets$0170
Bank premises and fixed assets$5,853,0001,634
Other real estate owned$02,028
Goodwill and other intangibles$03,182
All other assets$3,754,0002,980
Life insurance assets$01
Total liabilities and capital$362,342,0001,545
Total liabilities$324,058,0001,555
Total deposits$312,809,0001,394
Interest-bearing deposits$254,189,0001,502
Deposits held in domestic offices$312,809,0001,392
% insured0.00%1
Federal funds purchased & repurchase agreements$03,266
Trading liabilities$074
Other borrowed funds$9,083,0002,495
Subordinated debt$0266
All other liabilities$2,166,0001,890
Total equity capital$38,284,0001,431
Total bank equity capital$38,284,0001,431
Perpetual preferred stock$0140
Common stock$3,756,0001,031
Surplus$1,317,0006,328
Undivided profits$33,211,000990
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$270,0005,556
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,408
Income earned, not collected on loans$1,815,0001,568
Earning assets$339,862,0001,501
Long-term assets (5+ years)$106,531,000978
Average Assets, year-to-date$354,401,6701,536
Average Assets, quarterly$358,868,5001,540
Volatile liabilities$24,305,0003,339
Insider loans$7,185,000710
FHLB advances$9,000,0002,352
Loans and leases held for sale$2,572,0001,028
Unused loan commitments$30,880,0002,069
Tier 1 (core) risk-based capital$35,232,0001,431
Tier 2 risk-based capital$2,761,0001,527
Total risk weighted assets$235,569,0001,603
Total unused commitments$30,880,0002,080
Derivatives$0623
2003-03-31Rank
# of Employees:812,138
Assets and Liabilities
Total Assets:$355,395,0001,543
Cash and due from depository institutions$13,406,0002,138
Interest-bearing balances$07,012
Securities$111,138,0001,157
Federal funds sold & reverse repurchase agreements$5,044,0003,175
Net loans & leases$216,134,0001,625
Loan loss allowance$2,807,0001,595
Trading account assets$0169
Bank premises and fixed assets$5,895,0001,587
Other real estate owned$02,138
Goodwill and other intangibles$03,151
All other assets$3,778,0002,932
Life insurance assets$01
Total liabilities and capital$355,395,0001,543
Total liabilities$318,162,0001,558
Total deposits$303,112,0001,429
Interest-bearing deposits$246,149,0001,543
Deposits held in domestic offices$303,112,0001,426
% insured0.00%1
Federal funds purchased & repurchase agreements$03,057
Trading liabilities$079
Other borrowed funds$12,438,0002,016
Subordinated debt$0265
All other liabilities$2,612,0001,682
Total equity capital$37,233,0001,430
Total bank equity capital$37,233,0001,430
Perpetual preferred stock$0141
Common stock$3,756,0001,026
Surplus$1,317,0006,333
Undivided profits$32,160,000979
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$355,0005,008
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,422
Income earned, not collected on loans$1,866,0001,569
Earning assets$332,316,0001,504
Long-term assets (5+ years)$96,961,0001,014
Average Assets, year-to-date$350,431,5001,545
Average Assets, quarterly$350,431,5001,545
Volatile liabilities$26,591,0003,088
Insider loans$7,279,000697
FHLB advances$12,000,0001,926
Loans and leases held for sale$4,022,000717
Unused loan commitments$40,071,0001,656
Tier 1 (core) risk-based capital$34,682,0001,422
Tier 2 risk-based capital$2,807,0001,478
Total risk weighted assets$242,844,0001,525
Total unused commitments$40,071,0001,666
Derivatives$0578
2002-12-31Rank
# of Employees:951,794
Assets and Liabilities
Total Assets:$345,468,0001,554
Cash and due from depository institutions$11,909,0001,794
Interest-bearing balances$161,0004,781
Securities$112,911,0001,111
Federal funds sold & reverse repurchase agreements$1,772,0005,073
Net loans & leases$209,079,0001,659
Loan loss allowance$2,790,0001,562
Trading account assets$0170
Bank premises and fixed assets$5,990,0001,549
Other real estate owned$01,794
Goodwill and other intangibles$03,122
All other assets$3,807,0002,866
Life insurance assets$01
Total liabilities and capital$345,468,0001,554
Total liabilities$308,722,0001,576
Total deposits$293,460,0001,450
Interest-bearing deposits$239,924,0001,540
Deposits held in domestic offices$293,460,0001,448
% insured0.00%1
Federal funds purchased & repurchase agreements$03,222
Trading liabilities$075
Other borrowed funds$13,040,0001,972
Subordinated debt$0258
All other liabilities$2,222,0001,867
Total equity capital$36,746,0001,418
Total bank equity capital$36,746,0001,418
Perpetual preferred stock$0142
Common stock$3,756,0001,015
Surplus$1,317,0006,319
Undivided profits$31,673,000979
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$246,0005,537
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,384
Income earned, not collected on loans$1,970,0001,543
Earning assets$323,923,0001,522
Long-term assets (5+ years)$100,894,000958
Average Assets, year-to-date$331,761,0001,537
Average Assets, quarterly$341,846,5001,557
Volatile liabilities$25,967,0003,128
Insider loans$7,456,000665
FHLB advances$12,000,0001,932
Loans and leases held for sale$6,397,000610
Unused loan commitments$34,263,0001,789
Tier 1 (core) risk-based capital$34,053,0001,418
Tier 2 risk-based capital$2,790,0001,458
Total risk weighted assets$229,212,0001,588
Total unused commitments$34,263,0001,795
Derivatives$0527
2001-12-31Rank
# of Employees:1051,611
Assets and Liabilities
Total Assets:$319,287,0001,585
Cash and due from depository institutions$23,853,0001,611
Interest-bearing balances$14,197,000477
Securities$82,903,0001,357
Federal funds sold & reverse repurchase agreements$996,0005,899
Net loans & leases$201,380,0001,642
Loan loss allowance$2,303,0001,742
Trading account assets$0182
Bank premises and fixed assets$6,233,0001,423
Other real estate owned$01,611
Goodwill and other intangibles$03,095
All other assets$3,922,0002,717
Life insurance assets$01
Total liabilities and capital$319,287,0001,585
Total liabilities$286,620,0001,597
Total deposits$271,810,0001,473
Interest-bearing deposits$228,665,0001,519
Deposits held in domestic offices$271,810,0001,470
% insured0.00%1
Federal funds purchased & repurchase agreements$03,416
Trading liabilities$069
Other borrowed funds$13,053,0001,836
Subordinated debt$0241
All other liabilities$1,757,0002,231
Total equity capital$32,667,0001,502
Total bank equity capital$32,667,0001,502
Perpetual preferred stock$0158
Common stock$3,756,0001,011
Surplus$1,317,0006,377
Undivided profits$27,594,0001,040
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$288,0005,336
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,476
Income earned, not collected on loans$1,860,0001,780
Earning assets$299,476,0001,545
Long-term assets (5+ years)$84,301,0001,115
Average Assets, year-to-date$299,443,6001,604
Average Assets, quarterly$313,794,5001,593
Volatile liabilities$26,822,0002,955
Insider loans$6,818,000681
FHLB advances$12,000,0001,794
Loans and leases held for sale$7,813,000454
Unused loan commitments$25,037,0002,138
Tier 1 (core) risk-based capital$31,807,0001,448
Tier 2 risk-based capital$2,303,0001,622
Total risk weighted assets$217,885,0001,578
Total unused commitments$25,037,0002,143
Derivatives$0450
2000-12-31Rank
# of Employees:961,730
Assets and Liabilities
Total Assets:$283,140,0001,693
Cash and due from depository institutions$9,823,0001,730
Interest-bearing balances$1,873,0001,775
Securities$78,133,0001,416
Federal funds sold & reverse repurchase agreements$1,871,0004,378
Net loans & leases$183,237,0001,732
Loan loss allowance$2,019,0001,892
Trading account assets$0175
Bank premises and fixed assets$5,986,0001,441
Other real estate owned$01,730
Goodwill and other intangibles$03,145
All other assets$4,090,0002,173
Life insurance assets$01
Total liabilities and capital$283,140,0001,693
Total liabilities$253,067,0001,721
Total deposits$238,205,0001,610
Interest-bearing deposits$201,452,0001,660
Deposits held in domestic offices$238,205,0001,605
% insured0.00%1
Federal funds purchased & repurchase agreements$03,755
Trading liabilities$077
Other borrowed funds$12,769,0001,783
Subordinated debt$0239
All other liabilities$2,093,0001,990
Total equity capital$30,073,0001,546
Total bank equity capital$30,073,0001,546
Perpetual preferred stock$0178
Common stock$3,756,0001,013
Surplus$1,317,0006,455
Undivided profits$25,000,0001,071
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$604,0003,324
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$961,0002,857
Earning assets$265,114,0001,670
Long-term assets (5+ years)$82,860,0001,087
Average Assets, year-to-date$272,043,0001,679
Average Assets, quarterly$282,261,0001,674
Volatile liabilities$25,382,0003,041
Insider loans$5,306,000880
FHLB advances$0771
Loans and leases held for sale$7,041,000276
Unused loan commitments$24,032,0002,049
Tier 1 (core) risk-based capital$30,313,0001,454
Tier 2 risk-based capital$2,019,0001,762
Total risk weighted assets$205,453,8001,583
Total unused commitments$24,032,0002,051
Derivatives$0481
1999-12-31Rank
# of Employees:971,746
Assets and Liabilities
Total Assets:$255,064,0001,833
Cash and due from depository institutions$8,282,0001,746
Interest-bearing balances$42,0005,576
Securities$80,382,0001,421
Federal funds sold & reverse repurchase agreements$2,123,0003,568
Net loans & leases$154,065,0001,942
Loan loss allowance$1,859,0001,975
Trading account assets$0165
Bank premises and fixed assets$6,221,0001,352
Other real estate owned$01,746
Goodwill and other intangibles$03,276
All other assets$3,991,0002,215
Life insurance assets$01
Total liabilities and capital$255,064,0001,833
Total liabilities$226,804,0001,869
Total deposits$224,356,0001,682
Interest-bearing deposits$194,437,0001,685
Deposits held in domestic offices$224,356,0001,680
% insured0.00%1
Federal funds purchased & repurchase agreements$04,093
Trading liabilities$065
Other borrowed funds$908,0004,676
Subordinated debt$0242
All other liabilities$1,540,0002,325
Total equity capital$28,260,0001,570
Total bank equity capital$28,260,0001,570
Perpetual preferred stock$0193
Common stock$3,756,0001,028
Surplus$1,317,0006,557
Undivided profits$23,187,0001,075
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$377,0004,288
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$713,0003,308
Earning assets$236,612,0001,827
Long-term assets (5+ years)$82,474,0001,134
Average Assets, year-to-date$247,833,4001,822
Average Assets, quarterly$254,027,0001,831
Volatile liabilities$22,280,0003,227
Insider loans$5,481,000840
FHLB advances$0802
Loans and leases held for sale$4,138,000363
Unused loan commitments$25,092,0001,992
Tier 1 (core) risk-based capital$29,258,0001,485
Tier 2 risk-based capital$1,859,0001,823
Total risk weighted assets$178,436,5001,726
Total unused commitments$25,092,0001,997
Derivatives$0488
1998-12-31Rank
# of Employees:891,934
Assets and Liabilities
Total Assets:$241,650,0001,912
Cash and due from depository institutions$6,196,0001,934
Interest-bearing balances$17,0006,102
Securities$80,503,0001,464
Federal funds sold & reverse repurchase agreements$1,192,0006,793
Net loans & leases$144,506,0001,937
Loan loss allowance$1,546,0002,277
Trading account assets$0197
Bank premises and fixed assets$6,023,0001,331
Other real estate owned$89,0001,934
Goodwill and other intangibles$03,445
All other assets$3,141,0002,375
Life insurance assets$01
Total liabilities and capital$241,650,0001,912
Total liabilities$214,505,0001,939
Total deposits$210,396,0001,793
Interest-bearing deposits$176,502,0001,846
Deposits held in domestic offices$210,396,0001,788
% insured0.00%1
Federal funds purchased & repurchase agreements$2,159,0001,926
Trading liabilities$069
Other borrowed funds$327,0004,393
Subordinated debt$0255
All other liabilities$1,623,0002,373
Total equity capital$27,145,0001,641
Total bank equity capital$27,145,0001,641
Perpetual preferred stock$0199
Common stock$3,756,000986
Surplus$1,317,0006,538
Undivided profits$22,072,0001,163
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$725,0003,057
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$651,0003,587
Earning assets$226,218,0001,875
Long-term assets (5+ years)$77,767,0001,108
Average Assets, year-to-date$231,603,0001,890
Average Assets, quarterly$239,361,0001,896
Volatile liabilities$20,604,0002,935
Insider loans$3,947,0001,079
FHLB advances$0740
Loans and leases held for sale$4,453,000562
Unused loan commitments$18,077,0002,422
Tier 1 (core) risk-based capital$26,900,0001,564
Tier 2 risk-based capital$1,546,0002,055
Total risk weighted assets$163,278,3001,776
Total unused commitments$18,077,0002,427
Derivatives$0527
1997-12-31Rank
# of Employees:742,424
Assets and Liabilities
Total Assets:$220,275,0002,074
Cash and due from depository institutions$6,527,0002,424
Interest-bearing balances$06,604
Securities$76,053,0001,515
Federal funds sold & reverse repurchase agreements$476,0007,305
Net loans & leases$129,352,0002,157
Loan loss allowance$1,361,0002,548
Trading account assets$0203
Bank premises and fixed assets$4,823,0001,647
Other real estate owned$02,424
Goodwill and other intangibles$03,571
All other assets$3,044,0002,364
Life insurance assets$01
Total liabilities and capital$220,275,0002,074
Total liabilities$194,837,0002,104
Total deposits$186,135,0002,028
Interest-bearing deposits$160,106,0002,025
Deposits held in domestic offices$186,135,0002,020
% insured0.00%1
Federal funds purchased & repurchase agreements$6,139,0001,367
Trading liabilities$080
Other borrowed funds$1,000,0003,450
Subordinated debt$0260
All other liabilities$1,563,0002,471
Total equity capital$25,438,0001,758
Total bank equity capital$25,438,0001,758
Perpetual preferred stock$0223
Common stock$3,756,000975
Surplus$1,317,0006,654
Undivided profits$20,365,0001,275
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$573,0003,721
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$647,0003,661
Earning assets$205,881,0002,037
Long-term assets (5+ years)$47,801,0001,428
Average Assets, year-to-date$212,415,2002,050
Average Assets, quarterly$218,533,0002,065
Volatile liabilities$24,788,0002,493
Insider loans$4,033,0001,031
FHLB advances$0780
Loans and leases held for sale$3,044,000476
Unused loan commitments$17,080,0002,383
Tier 1 (core) risk-based capital$25,333,0001,676
Tier 2 risk-based capital$1,361,0002,199
Total risk weighted assets$134,545,5002,076
Total unused commitments$17,080,0002,388
Derivatives$0533
1996-12-31Rank
# of Employees:752,502
Assets and Liabilities
Total Assets:$207,616,0002,249
Cash and due from depository institutions$4,993,0002,502
Interest-bearing balances$06,640
Securities$82,393,0001,468
Federal funds sold & reverse repurchase agreements$4,368,0002,920
Net loans & leases$107,987,0002,594
Loan loss allowance$1,247,0002,890
Trading account assets$0240
Bank premises and fixed assets$4,874,0001,636
Other real estate owned$02,502
Goodwill and other intangibles$03,437
All other assets$3,001,0002,480
Life insurance assets$01
Total liabilities and capital$207,616,0002,249
Total liabilities$180,869,0002,336
Total deposits$175,040,0002,213
Interest-bearing deposits$154,288,0002,172
Deposits held in domestic offices$175,040,0002,203
% insured0.00%1
Federal funds purchased & repurchase agreements$4,070,0001,731
Trading liabilities$097
Other borrowed funds$579,0003,823
Subordinated debt$0298
All other liabilities$1,180,0003,109
Total equity capital$26,747,0001,686
Total bank equity capital$26,747,0001,686
Perpetual preferred stock$0250
Common stock$3,756,0001,032
Surplus$1,317,0006,846
Undivided profits$21,674,0001,186
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$727,0003,392
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$543,0004,244
Earning assets$194,748,0002,196
Long-term assets (5+ years)$23,120,0002,389
Average Assets, year-to-date$203,492,4002,212
Average Assets, quarterly$207,488,0002,232
Volatile liabilities$19,209,0002,993
Insider loans$130,0008,437
FHLB advances$0882
Loans and leases held for sale$827,000812
Unused loan commitments$12,759,0002,858
Tier 1 (core) risk-based capital$26,909,0001,594
Tier 2 risk-based capital$1,247,0002,421
Total risk weighted assets$111,418,9002,513
Total unused commitments$12,759,0002,873
Derivatives$0549
1995-12-31Rank
# of Employees:742,631
Assets and Liabilities
Total Assets:$196,041,0002,397
Cash and due from depository institutions$4,716,0002,631
Interest-bearing balances$06,853
Securities$84,039,0001,498
Federal funds sold & reverse repurchase agreements$4,281,0003,320
Net loans & leases$95,450,0002,826
Loan loss allowance$1,320,0002,747
Trading account assets$0261
Bank premises and fixed assets$4,728,0001,634
Other real estate owned$02,631
Goodwill and other intangibles$03,181
All other assets$2,827,0002,657
Life insurance assets$01
Total liabilities and capital$196,041,0002,397
Total liabilities$170,838,0002,469
Total deposits$164,122,0002,385
Interest-bearing deposits$146,085,0002,324
Deposits held in domestic offices$164,122,0002,375
% insured0.00%1
Federal funds purchased & repurchase agreements$1,200,0002,567
Trading liabilities$0110
Other borrowed funds$1,882,0002,460
Subordinated debt$0337
All other liabilities$3,634,0001,309
Total equity capital$25,203,0001,781
Total bank equity capital$25,203,0001,781
Perpetual preferred stock$0288
Common stock$3,756,0001,045
Surplus$1,317,0006,950
Undivided profits$20,130,0001,307
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,177,0002,323
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$544,0004,380
Earning assets$183,770,0002,350
Long-term assets (5+ years)$17,159,0002,806
Average Assets, year-to-date$193,942,0002,332
Average Assets, quarterly$196,199,0002,368
Volatile liabilities$15,562,0003,225
Insider loans$010,773
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$10,757,0003,104
Tier 1 (core) risk-based capital$25,221,0001,693
Tier 2 risk-based capital$1,234,0602,420
Total risk weighted assets$98,638,9602,758
Total unused commitments$10,757,0003,117
Derivatives$0628
1994-12-31Rank
# of Employees:692,924
Assets and Liabilities
Total Assets:$193,545,0002,384
Cash and due from depository institutions$4,266,0002,924
Interest-bearing balances$07,034
Securities$91,727,0001,408
Federal funds sold & reverse repurchase agreements$2,657,0003,078
Net loans & leases$86,478,0003,006
Loan loss allowance$1,365,0002,748
Trading account assets$0286
Bank premises and fixed assets$4,590,0001,624
Other real estate owned$197,0002,924
Goodwill and other intangibles$03,133
All other assets$3,630,0002,251
Life insurance assets$01
Total liabilities and capital$193,545,0002,384
Total liabilities$171,400,0002,433
Total deposits$161,133,0002,386
Interest-bearing deposits$145,134,0002,307
Deposits held in domestic offices$161,133,0002,377
% insured0.00%1
Federal funds purchased & repurchase agreements$6,950,0001,526
Trading liabilities$087
Other borrowed funds$2,420,0002,366
Subordinated debt$0372
All other liabilities$897,0003,322
Total equity capital$22,145,0001,864
Total bank equity capital$22,145,0001,864
Perpetual preferred stock$0310
Common stock$3,756,0001,033
Surplus$1,317,0007,077
Undivided profits$17,072,0001,386
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,235,0002,276
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$495,0004,260
Earning assets$180,862,0002,349
Long-term assets (5+ years)$19,775,0002,575
Average Assets, year-to-date$194,117,4002,305
Average Assets, quarterly$194,400,0002,357
Volatile liabilities$19,683,0002,567
Insider loans$179,0008,401
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$10,099,0003,106
Tier 1 (core) risk-based capital$23,888,0001,727
Tier 2 risk-based capital$1,155,8402,565
Total risk weighted assets$92,258,1402,855
Total unused commitments$10,099,0003,117
Derivatives$0687
1993-12-31Rank
# of Employees:673,145
Assets and Liabilities
Total Assets:$191,081,0002,440
Cash and due from depository institutions$10,015,0003,145
Interest-bearing balances$4,754,0001,279
Securities$83,269,0001,654
Federal funds sold & reverse repurchase agreements$6,270,0002,230
Net loans & leases$83,729,0003,032
Loan loss allowance$1,398,0002,801
Trading account assets$0330
Bank premises and fixed assets$4,901,0001,494
Other real estate owned$381,0003,145
Goodwill and other intangibles$03,091
All other assets$2,516,0002,842
Life insurance assets$01
Total liabilities and capital$191,081,0002,440
Total liabilities$168,428,0002,515
Total deposits$164,079,0002,416
Interest-bearing deposits$149,319,0002,301
Deposits held in domestic offices$164,079,0002,406
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$3,438,0001,762
Subordinated debt$0413
All other liabilities$911,0003,365
Total equity capital$22,653,0001,806
Total bank equity capital$22,653,0001,806
Perpetual preferred stock$0343
Common stock$3,756,0001,037
Surplus$1,317,0007,127
Undivided profits$17,580,0001,351
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,361,0001,306
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$455,0004,111
Earning assets$178,022,0002,389
Long-term assets (5+ years)$17,757,0002,913
Average Assets, year-to-date$188,191,4002,398
Average Assets, quarterly$190,206,0002,423
Volatile liabilities$13,315,0003,292
Insider loans$193,0008,409
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$6,425,0004,177
Tier 1 (core) risk-based capital$22,653,0001,750
Tier 2 risk-based capital$1,025,2102,816
Total risk weighted assets$81,643,7103,157
Total unused commitments$6,425,0004,203
Derivatives$0714
1992-12-31Rank
# of Employees:653,303
Assets and Liabilities
Total Assets:$186,779,0002,531
Cash and due from depository institutions$10,698,0003,303
Interest-bearing balances$5,770,0001,284
Securities$77,865,0001,727
Federal funds sold & reverse repurchase agreements$6,450,0002,570
Net loans & leases$84,838,0003,078
Loan loss allowance$1,509,0002,689
Trading account assets$0344
Bank premises and fixed assets$4,190,0001,751
Other real estate owned$146,0003,303
Goodwill and other intangibles$03,106
All other assets$2,592,0002,880
Life insurance assets$01
Total liabilities and capital$186,779,0002,531
Total liabilities$165,241,0002,637
Total deposits$161,652,0002,551
Interest-bearing deposits$148,102,0002,447
Deposits held in domestic offices$161,652,0002,544
% insured0.00%1
Federal funds purchased & repurchase agreements$03,764
Trading liabilities$01
Other borrowed funds$2,664,0001,755
Subordinated debt$0482
All other liabilities$925,0003,507
Total equity capital$21,538,0001,803
Total bank equity capital$21,538,0001,803
Perpetual preferred stock$0346
Common stock$3,756,0001,049
Surplus$1,317,0007,087
Undivided profits$16,465,0001,323
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,047,0001,658
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$480,0004,270
Earning assets$174,923,0002,471
Long-term assets (5+ years)$21,667,0002,446
Average Assets, year-to-date$184,732,8002,491
Average Assets, quarterly$185,170,5002,537
Volatile liabilities$12,062,0003,578
Insider loans$363,0002,482
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$7,357,0003,605
Tier 1 (core) risk-based capital$21,538,0001,750
Tier 2 risk-based capital$1,105,3102,667
Total risk weighted assets$88,021,4103,014
Total unused commitments$7,357,0003,622
Derivatives$0651