Home > State Bank & Trust Company > Income and Expense

State Bank & Trust Company, Income and Expense

2020-03-31 (YTD Data)Rank
Total interest income$12,593,000685
Total interest expense$2,858,000573
Net interest income$9,735,000708
Provision for loan and lease losses$27,0002,968
Total noninterest income$1,691,000907
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,330,000267
Trading account gains and fees$0106
Additional Noninterest Income$361,0001,829
Total noninterest expense$17,679,000362
Salaries and employee benefits$9,515,000374
Premises and equipment expense$1,125,000582
Additional noninterest expense$7,039,000313
Pre-tax net operating income$-6,280,0005,085
Securities gains (losses)$13,0001,249
Applicable income taxes$-2,913,0005,076
Income before extraordinary items$-3,354,0005,060
Extraordinary gains, net$04
Net income$-3,354,0005,060
Minority interest net income$056
Net income of bank and minority interests.$-3,354,0005,060
Net charge-offs$633,000321
Cash dividends$1,500,000602
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-3,364,2705,072
2019-12-31 (YTD Data)Rank
Total interest income$50,982,000677
Total interest expense$12,079,000586
Net interest income$38,903,000707
Provision for loan and lease losses$456,0001,575
Total noninterest income$7,740,000838
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$5,602,000260
Trading account gains and fees$0135
Additional Noninterest Income$2,138,0001,479
Total noninterest expense$32,147,000730
Salaries and employee benefits$20,237,000656
Premises and equipment expense$4,305,000588
Additional noninterest expense$7,605,000894
Pre-tax net operating income$14,040,000792
Securities gains (losses)$373,000443
Applicable income taxes$3,354,000655
Income before extraordinary items$11,059,000867
Extraordinary gains, net$011
Net income$11,059,000868
Minority interest net income$076
Net income of bank and minority interests.$11,059,000868
Net charge-offs$1,185,000590
Cash dividends$4,850,000821
Sale, conversion, retirement of capital stock, net$0626
Net operating income$10,764,330869
2019-09-30 (YTD Data)Rank
Total interest income$38,162,000681
Total interest expense$9,091,000589
Net interest income$29,071,000710
Provision for loan and lease losses$390,0001,371
Total noninterest income$5,763,000842
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,181,000263
Trading account gains and fees$0129
Additional Noninterest Income$1,582,0001,488
Total noninterest expense$24,083,000731
Salaries and employee benefits$14,907,000667
Premises and equipment expense$3,296,000586
Additional noninterest expense$5,880,000859
Pre-tax net operating income$10,361,000820
Securities gains (losses)$145,000633
Applicable income taxes$2,448,000682
Income before extraordinary items$8,058,000898
Extraordinary gains, net$011
Net income$8,058,000899
Minority interest net income$072
Net income of bank and minority interests.$8,058,000899
Net charge-offs$448,000813
Cash dividends$3,250,000832
Sale, conversion, retirement of capital stock, net$0590
Net operating income$7,943,450891
2019-06-30 (YTD Data)Rank
Total interest income$25,191,000683
Total interest expense$6,006,000587
Net interest income$19,185,000720
Provision for loan and lease losses$334,0001,139
Total noninterest income$3,735,000840
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,693,000272
Trading account gains and fees$0131
Additional Noninterest Income$1,042,0001,457
Total noninterest expense$16,254,000727
Salaries and employee benefits$9,947,000662
Premises and equipment expense$2,176,000586
Additional noninterest expense$4,131,000833
Pre-tax net operating income$6,332,000860
Securities gains (losses)$38,000827
Applicable income taxes$1,482,000697
Income before extraordinary items$4,888,000943
Extraordinary gains, net$011
Net income$4,888,000943
Minority interest net income$069
Net income of bank and minority interests.$4,888,000943
Net charge-offs$-122,0005,083
Cash dividends$2,250,000792
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,857,980929
2019-03-31 (YTD Data)Rank
Total interest income$12,476,000684
Total interest expense$2,985,000574
Net interest income$9,491,000729
Provision for loan and lease losses$293,000733
Total noninterest income$1,809,000836
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,327,000274
Trading account gains and fees$0126
Additional Noninterest Income$482,0001,485
Total noninterest expense$7,948,000733
Salaries and employee benefits$4,913,000669
Premises and equipment expense$1,057,000603
Additional noninterest expense$1,978,000844
Pre-tax net operating income$3,059,000863
Securities gains (losses)$2,000961
Applicable income taxes$713,000696
Income before extraordinary items$2,348,000950
Extraordinary gains, net$05
Net income$2,348,000949
Minority interest net income$052
Net income of bank and minority interests.$2,348,000949
Net charge-offs$230,000557
Cash dividends$1,000,000809
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,346,420936
2018-12-31 (YTD Data)Rank
Total interest income$47,409,000673
Total interest expense$8,875,000580
Net interest income$38,534,000700
Provision for loan and lease losses$148,0002,668
Total noninterest income$7,042,000877
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,294,000284
Trading account gains and fees$0126
Additional Noninterest Income$1,748,0001,630
Total noninterest expense$33,361,000685
Salaries and employee benefits$20,322,000614
Premises and equipment expense$4,060,000617
Additional noninterest expense$8,979,000770
Pre-tax net operating income$12,067,000901
Securities gains (losses)$31,000488
Applicable income taxes$2,810,000684
Income before extraordinary items$9,288,000970
Extraordinary gains, net$06
Net income$9,288,000969
Minority interest net income$072
Net income of bank and minority interests.$9,288,000969
Net charge-offs$1,240,000489
Cash dividends$1,250,0001,964
Sale, conversion, retirement of capital stock, net$0671
Net operating income$9,263,510969
2018-09-30 (YTD Data)Rank
Total interest income$34,976,000676
Total interest expense$6,218,000580
Net interest income$28,758,000700
Provision for loan and lease losses$7,0003,841
Total noninterest income$5,260,000893
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,914,000286
Trading account gains and fees$0138
Additional Noninterest Income$1,346,0001,622
Total noninterest expense$24,764,000684
Salaries and employee benefits$14,972,000623
Premises and equipment expense$3,058,000613
Additional noninterest expense$6,734,000762
Pre-tax net operating income$9,247,000888
Securities gains (losses)$01,118
Applicable income taxes$2,143,000695
Income before extraordinary items$7,104,000972
Extraordinary gains, net$05
Net income$7,104,000971
Minority interest net income$066
Net income of bank and minority interests.$7,104,000971
Net charge-offs$874,000486
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$7,104,000963
2018-06-30 (YTD Data)Rank
Total interest income$23,052,000677
Total interest expense$3,941,000563
Net interest income$19,111,000698
Provision for loan and lease losses$7,0003,632
Total noninterest income$3,257,000927
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,578,000291
Trading account gains and fees$0130
Additional Noninterest Income$679,0001,914
Total noninterest expense$16,271,000697
Salaries and employee benefits$9,911,000627
Premises and equipment expense$1,973,000642
Additional noninterest expense$4,387,000768
Pre-tax net operating income$6,090,000884
Securities gains (losses)$0961
Applicable income taxes$1,422,000683
Income before extraordinary items$4,668,000970
Extraordinary gains, net$06
Net income$4,668,000968
Minority interest net income$065
Net income of bank and minority interests.$4,668,000969
Net charge-offs$701,000410
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$4,668,000964
2018-03-31 (YTD Data)Rank
Total interest income$11,337,000673
Total interest expense$1,828,000574
Net interest income$9,509,000702
Provision for loan and lease losses$-13,0005,420
Total noninterest income$1,660,000907
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,302,000290
Trading account gains and fees$0123
Additional Noninterest Income$358,0001,825
Total noninterest expense$8,016,000714
Salaries and employee benefits$4,903,000638
Premises and equipment expense$990,000641
Additional noninterest expense$2,123,000780
Pre-tax net operating income$3,166,000821
Securities gains (losses)$0735
Applicable income taxes$729,000661
Income before extraordinary items$2,437,000895
Extraordinary gains, net$07
Net income$2,437,000895
Minority interest net income$052
Net income of bank and minority interests.$2,437,000895
Net charge-offs$123,000758
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$2,437,000891
2017-12-31 (YTD Data)Rank
Total interest income$43,754,000665
Total interest expense$5,993,000580
Net interest income$37,761,000675
Provision for loan and lease losses$962,000931
Total noninterest income$7,052,000874
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$5,310,000285
Trading account gains and fees$0151
Additional Noninterest Income$1,742,0001,666
Total noninterest expense$31,836,000692
Salaries and employee benefits$19,639,000616
Premises and equipment expense$3,946,000624
Additional noninterest expense$8,251,000807
Pre-tax net operating income$12,015,000859
Securities gains (losses)$63,000796
Applicable income taxes$5,574,000619
Income before extraordinary items$6,504,0001,094
Extraordinary gains, net$09
Net income$6,504,0001,094
Minority interest net income$076
Net income of bank and minority interests.$6,504,0001,094
Net charge-offs$675,000901
Cash dividends$3,750,000860
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,463,6801,088
2017-09-30 (YTD Data)Rank
Total interest income$32,301,000675
Total interest expense$4,310,000594
Net interest income$27,991,000680
Provision for loan and lease losses$960,000721
Total noninterest income$5,144,000910
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,976,000289
Trading account gains and fees$0145
Additional Noninterest Income$1,168,0001,792
Total noninterest expense$23,461,000701
Salaries and employee benefits$14,398,000634
Premises and equipment expense$3,003,000626
Additional noninterest expense$6,060,000813
Pre-tax net operating income$8,714,000889
Securities gains (losses)$64,000769
Applicable income taxes$2,954,000696
Income before extraordinary items$5,824,0001,021
Extraordinary gains, net$09
Net income$5,824,0001,020
Minority interest net income$071
Net income of bank and minority interests.$5,824,0001,021
Net charge-offs$422,000907
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,781,7601,020
2017-06-30 (YTD Data)Rank
Total interest income$20,924,000687
Total interest expense$2,733,000605
Net interest income$18,191,000696
Provision for loan and lease losses$633,000722
Total noninterest income$3,568,000878
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,630,000289
Trading account gains and fees$0139
Additional Noninterest Income$938,0001,607
Total noninterest expense$15,701,000704
Salaries and employee benefits$9,615,000639
Premises and equipment expense$2,017,000619
Additional noninterest expense$4,069,000813
Pre-tax net operating income$5,425,000928
Securities gains (losses)$63,000572
Applicable income taxes$1,818,000717
Income before extraordinary items$3,670,0001,058
Extraordinary gains, net$011
Net income$3,670,0001,058
Minority interest net income$071
Net income of bank and minority interests.$3,670,0001,058
Net charge-offs$316,000802
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,627,7901,060
2017-03-31 (YTD Data)Rank
Total interest income$10,250,000693
Total interest expense$1,311,000600
Net interest income$8,939,000703
Provision for loan and lease losses$318,000647
Total noninterest income$1,636,000924
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$1,219,000297
Trading account gains and fees$0142
Additional Noninterest Income$417,0001,711
Total noninterest expense$7,803,000710
Salaries and employee benefits$4,764,000651
Premises and equipment expense$1,008,000622
Additional noninterest expense$2,031,000801
Pre-tax net operating income$2,454,000985
Securities gains (losses)$68,000287
Applicable income taxes$866,000729
Income before extraordinary items$1,656,0001,135
Extraordinary gains, net$08
Net income$1,656,0001,134
Minority interest net income$055
Net income of bank and minority interests.$1,656,0001,135
Net charge-offs$217,000567
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,611,1201,146
2016-12-31 (YTD Data)Rank
Total interest income$40,887,000664
Total interest expense$5,003,000602
Net interest income$35,884,000671
Provision for loan and lease losses$873,0001,021
Total noninterest income$6,377,000971
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$5,327,000283
Trading account gains and fees$0170
Additional Noninterest Income$1,050,0002,341
Total noninterest expense$30,889,000689
Salaries and employee benefits$19,455,000605
Premises and equipment expense$3,863,000645
Additional noninterest expense$7,571,000877
Pre-tax net operating income$10,499,000892
Securities gains (losses)$94,0001,394
Applicable income taxes$3,492,000701
Income before extraordinary items$7,101,0001,047
Extraordinary gains, net$05
Net income$7,101,0001,046
Minority interest net income$082
Net income of bank and minority interests.$7,101,0001,046
Net charge-offs$-19,0005,105
Cash dividends$3,500,000908
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,038,0201,027
2016-09-30 (YTD Data)Rank
Total interest income$30,576,000662
Total interest expense$3,711,000604
Net interest income$26,865,000664
Provision for loan and lease losses$882,000767
Total noninterest income$4,800,000961
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$3,981,000287
Trading account gains and fees$0169
Additional Noninterest Income$819,0002,287
Total noninterest expense$22,824,000701
Salaries and employee benefits$14,443,000608
Premises and equipment expense$2,882,000646
Additional noninterest expense$5,499,000902
Pre-tax net operating income$7,959,000889
Securities gains (losses)$69,0001,528
Applicable income taxes$2,691,000701
Income before extraordinary items$5,337,0001,051
Extraordinary gains, net$05
Net income$5,337,0001,051
Minority interest net income$071
Net income of bank and minority interests.$5,337,0001,051
Net charge-offs$-474,0005,858
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,291,4601,025
2016-06-30 (YTD Data)Rank
Total interest income$20,107,000670
Total interest expense$2,432,000609
Net interest income$17,675,000676
Provision for loan and lease losses$682,000665
Total noninterest income$3,037,000983
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$2,571,000294
Trading account gains and fees$0157
Additional Noninterest Income$466,0002,467
Total noninterest expense$15,156,000703
Salaries and employee benefits$9,614,000614
Premises and equipment expense$1,972,000627
Additional noninterest expense$3,570,000933
Pre-tax net operating income$4,874,000949
Securities gains (losses)$60,0001,303
Applicable income taxes$1,666,000734
Income before extraordinary items$3,268,0001,121
Extraordinary gains, net$016
Net income$3,268,0001,121
Minority interest net income$071
Net income of bank and minority interests.$3,268,0001,121
Net charge-offs$-616,0005,991
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,228,4001,103
2016-03-31 (YTD Data)Rank
Total interest income$9,927,000679
Total interest expense$1,206,000610
Net interest income$8,721,000683
Provision for loan and lease losses$379,000567
Total noninterest income$1,448,000984
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$1,282,000290
Trading account gains and fees$0142
Additional Noninterest Income$166,0002,855
Total noninterest expense$7,591,000707
Salaries and employee benefits$4,829,000610
Premises and equipment expense$1,012,000620
Additional noninterest expense$1,750,000933
Pre-tax net operating income$2,199,000999
Securities gains (losses)$61,000737
Applicable income taxes$766,000772
Income before extraordinary items$1,494,0001,188
Extraordinary gains, net$012
Net income$1,494,0001,189
Minority interest net income$062
Net income of bank and minority interests.$1,494,0001,189
Net charge-offs$-662,0006,087
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,453,7401,178
2015-12-31 (YTD Data)Rank
Total interest income$39,646,000645
Total interest expense$4,733,000582
Net interest income$34,913,000650
Provision for loan and lease losses$1,599,000549
Total noninterest income$6,415,000949
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$5,300,000281
Trading account gains and fees$0159
Additional Noninterest Income$1,115,0002,237
Total noninterest expense$29,839,000691
Salaries and employee benefits$18,443,000617
Premises and equipment expense$4,105,000600
Additional noninterest expense$7,291,000900
Pre-tax net operating income$9,890,000902
Securities gains (losses)$87,0001,250
Applicable income taxes$3,257,000711
Income before extraordinary items$6,720,0001,058
Extraordinary gains, net$023
Net income$6,720,0001,057
Minority interest net income$081
Net income of bank and minority interests.$6,720,0001,058
Net charge-offs$1,594,000468
Cash dividends$3,000,000969
Sale, conversion, retirement of capital stock, net$0804
Net operating income$6,661,7101,040
2015-09-30 (YTD Data)Rank
Total interest income$29,729,000653
Total interest expense$3,559,000586
Net interest income$26,170,000653
Provision for loan and lease losses$1,528,000408
Total noninterest income$4,764,000963
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$3,951,000287
Trading account gains and fees$0153
Additional Noninterest Income$813,0002,291
Total noninterest expense$22,294,000705
Salaries and employee benefits$13,667,000640
Premises and equipment expense$3,146,000595
Additional noninterest expense$5,481,000897
Pre-tax net operating income$7,112,000936
Securities gains (losses)$55,0001,403
Applicable income taxes$2,415,000734
Income before extraordinary items$4,752,0001,125
Extraordinary gains, net$021
Net income$4,752,0001,123
Minority interest net income$078
Net income of bank and minority interests.$4,752,0001,125
Net charge-offs$323,0001,151
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,715,7001,095
2015-06-30 (YTD Data)Rank
Total interest income$19,737,000657
Total interest expense$2,395,000581
Net interest income$17,342,000662
Provision for loan and lease losses$1,048,000417
Total noninterest income$2,908,0001,028
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$2,584,000288
Trading account gains and fees$0157
Additional Noninterest Income$324,0002,965
Total noninterest expense$14,567,000718
Salaries and employee benefits$9,016,000642
Premises and equipment expense$2,082,000608
Additional noninterest expense$3,469,000942
Pre-tax net operating income$4,635,000967
Securities gains (losses)$55,0001,178
Applicable income taxes$1,590,000745
Income before extraordinary items$3,100,0001,135
Extraordinary gains, net$022
Net income$3,100,0001,134
Minority interest net income$075
Net income of bank and minority interests.$3,100,0001,136
Net charge-offs$182,0001,249
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,063,7001,113
2015-03-31 (YTD Data)Rank
Total interest income$9,735,000655
Total interest expense$1,194,000582
Net interest income$8,541,000662
Provision for loan and lease losses$659,000317
Total noninterest income$1,562,000943
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$1,277,000285
Trading account gains and fees$0152
Additional Noninterest Income$285,0002,191
Total noninterest expense$7,235,000718
Salaries and employee benefits$4,480,000644
Premises and equipment expense$1,042,000608
Additional noninterest expense$1,713,000930
Pre-tax net operating income$2,209,000979
Securities gains (losses)$43,000908
Applicable income taxes$762,000761
Income before extraordinary items$1,490,0001,144
Extraordinary gains, net$013
Net income$1,490,0001,145
Minority interest net income$064
Net income of bank and minority interests.$1,490,0001,145
Net charge-offs$183,000776
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,461,6201,126
2014-12-31 (YTD Data)Rank
Total interest income$40,097,000619
Total interest expense$5,278,000540
Net interest income$34,819,000633
Provision for loan and lease losses$2,690,000373
Total noninterest income$7,047,000857
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$5,461,000286
Trading account gains and fees$0180
Additional Noninterest Income$1,586,0001,712
Total noninterest expense$29,416,000698
Salaries and employee benefits$17,978,000607
Premises and equipment expense$4,438,000557
Additional noninterest expense$7,000,000924
Pre-tax net operating income$9,760,000850
Securities gains (losses)$95,0001,289
Applicable income taxes$3,147,000695
Income before extraordinary items$6,708,000994
Extraordinary gains, net$017
Net income$6,708,000993
Minority interest net income$084
Net income of bank and minority interests.$6,708,000993
Net charge-offs$2,837,000370
Cash dividends$5,500,000555
Sale, conversion, retirement of capital stock, net$0862
Net operating income$6,643,400972
2014-09-30 (YTD Data)Rank
Total interest income$29,982,000616
Total interest expense$3,975,000543
Net interest income$26,007,000631
Provision for loan and lease losses$2,184,000325
Total noninterest income$5,050,000887
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$4,038,000285
Trading account gains and fees$0174
Additional Noninterest Income$1,012,0001,910
Total noninterest expense$21,903,000698
Salaries and employee benefits$13,372,000610
Premises and equipment expense$3,416,000545
Additional noninterest expense$5,115,000948
Pre-tax net operating income$6,970,000907
Securities gains (losses)$86,0001,096
Applicable income taxes$2,384,000706
Income before extraordinary items$4,672,0001,070
Extraordinary gains, net$015
Net income$4,672,0001,069
Minority interest net income$081
Net income of bank and minority interests.$4,672,0001,069
Net charge-offs$1,888,000404
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$4,615,2401,059
2014-06-30 (YTD Data)Rank
Total interest income$19,818,000623
Total interest expense$2,650,000546
Net interest income$17,168,000635
Provision for loan and lease losses$1,420,000341
Total noninterest income$3,246,000892
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$2,622,000288
Trading account gains and fees$0172
Additional Noninterest Income$624,0002,001
Total noninterest expense$14,491,000697
Salaries and employee benefits$8,882,000608
Premises and equipment expense$2,266,000554
Additional noninterest expense$3,343,000972
Pre-tax net operating income$4,503,000907
Securities gains (losses)$45,0001,223
Applicable income taxes$1,515,000714
Income before extraordinary items$3,033,0001,061
Extraordinary gains, net$020
Net income$3,033,0001,061
Minority interest net income$080
Net income of bank and minority interests.$3,033,0001,062
Net charge-offs$533,000826
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,002,8501,051
2014-03-31 (YTD Data)Rank
Total interest income$9,892,000628
Total interest expense$1,333,000544
Net interest income$8,559,000638
Provision for loan and lease losses$682,000349
Total noninterest income$1,661,000839
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$1,284,000283
Trading account gains and fees$0147
Additional Noninterest Income$377,0001,724
Total noninterest expense$7,320,000700
Salaries and employee benefits$4,442,000621
Premises and equipment expense$1,142,000560
Additional noninterest expense$1,736,000924
Pre-tax net operating income$2,218,000893
Securities gains (losses)$44,000694
Applicable income taxes$733,000706
Income before extraordinary items$1,529,0001,023
Extraordinary gains, net$016
Net income$1,529,0001,024
Minority interest net income$066
Net income of bank and minority interests.$1,529,0001,024
Net charge-offs$348,000650
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,499,0801,023
2013-12-31 (YTD Data)Rank
Total interest income$39,463,000626
Total interest expense$5,930,000534
Net interest income$33,533,000636
Provision for loan and lease losses$3,126,000422
Total noninterest income$7,227,000872
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$5,571,000285
Trading account gains and fees$0184
Additional Noninterest Income$1,656,0001,737
Total noninterest expense$29,054,000695
Salaries and employee benefits$17,689,000618
Premises and equipment expense$4,749,000517
Additional noninterest expense$6,616,0001,024
Pre-tax net operating income$8,580,000898
Securities gains (losses)$406,000534
Applicable income taxes$2,936,000678
Income before extraordinary items$6,050,0001,025
Extraordinary gains, net$029
Net income$6,050,0001,027
Minority interest net income$090
Net income of bank and minority interests.$6,050,0001,027
Net charge-offs$1,977,000752
Cash dividends$5,500,000518
Sale, conversion, retirement of capital stock, net$1,000916
Net operating income$5,777,9801,044
2013-09-30 (YTD Data)Rank
Total interest income$29,382,000628
Total interest expense$4,498,000543
Net interest income$24,884,000642
Provision for loan and lease losses$2,216,000444
Total noninterest income$5,115,000916
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$4,199,000287
Trading account gains and fees$0180
Additional Noninterest Income$916,0002,175
Total noninterest expense$21,945,000699
Salaries and employee benefits$13,281,000617
Premises and equipment expense$3,605,000514
Additional noninterest expense$5,059,000998
Pre-tax net operating income$5,838,000992
Securities gains (losses)$284,000663
Applicable income taxes$1,977,000745
Income before extraordinary items$4,145,0001,120
Extraordinary gains, net$025
Net income$4,145,0001,122
Minority interest net income$084
Net income of bank and minority interests.$4,145,0001,122
Net charge-offs$1,349,000801
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$1,000858
Net operating income$3,951,8801,145
2013-06-30 (YTD Data)Rank
Total interest income$19,276,000633
Total interest expense$3,070,000539
Net interest income$16,206,000648
Provision for loan and lease losses$1,666,000428
Total noninterest income$3,274,000946
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$2,722,000289
Trading account gains and fees$0157
Additional Noninterest Income$552,0002,341
Total noninterest expense$14,633,000701
Salaries and employee benefits$8,832,000617
Premises and equipment expense$2,380,000520
Additional noninterest expense$3,421,000982
Pre-tax net operating income$3,181,0001,171
Securities gains (losses)$121,000993
Applicable income taxes$1,046,000908
Income before extraordinary items$2,256,0001,343
Extraordinary gains, net$022
Net income$2,256,0001,344
Minority interest net income$082
Net income of bank and minority interests.$2,256,0001,345
Net charge-offs$1,148,000693
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$1,000822
Net operating income$2,173,7201,330
2013-03-31 (YTD Data)Rank
Total interest income$9,476,000656
Total interest expense$1,588,000544
Net interest income$7,888,000673
Provision for loan and lease losses$867,000460
Total noninterest income$1,722,000921
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$1,390,000282
Trading account gains and fees$0148
Additional Noninterest Income$332,0002,090
Total noninterest expense$7,306,000705
Salaries and employee benefits$4,401,000625
Premises and equipment expense$1,155,000536
Additional noninterest expense$1,750,000964
Pre-tax net operating income$1,437,0001,270
Securities gains (losses)$120,000621
Applicable income taxes$484,000949
Income before extraordinary items$1,073,0001,379
Extraordinary gains, net$010
Net income$1,073,0001,381
Minority interest net income$076
Net income of bank and minority interests.$1,073,0001,381
Net charge-offs$729,000590
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$990,2001,444
2012-12-31 (YTD Data)Rank
Total interest income$40,337,000648
Total interest expense$8,038,000524
Net interest income$32,299,000666
Provision for loan and lease losses$2,786,000822
Total noninterest income$6,593,000936
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$5,637,000282
Trading account gains and fees$0166
Additional Noninterest Income$956,0002,435
Total noninterest expense$28,323,000718
Salaries and employee benefits$16,910,000620
Premises and equipment expense$4,399,000550
Additional noninterest expense$7,014,000996
Pre-tax net operating income$7,783,000908
Securities gains (losses)$4,0003,557
Applicable income taxes$2,244,000795
Income before extraordinary items$5,543,0001,072
Extraordinary gains, net$029
Net income$5,543,0001,072
Minority interest net income$093
Net income of bank and minority interests.$5,543,0001,072
Net charge-offs$2,495,000981
Cash dividends$7,500,000393
Sale, conversion, retirement of capital stock, net$3,000967
Net operating income$5,540,1601,019
2012-09-30 (YTD Data)Rank
Total interest income$30,331,000656
Total interest expense$6,141,000542
Net interest income$24,190,000673
Provision for loan and lease losses$1,825,000917
Total noninterest income$4,818,000948
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$4,130,000287
Trading account gains and fees$0157
Additional Noninterest Income$688,0002,490
Total noninterest expense$21,137,000712
Salaries and employee benefits$12,569,000623
Premises and equipment expense$3,280,000552
Additional noninterest expense$5,288,000985
Pre-tax net operating income$6,046,000907
Securities gains (losses)$4,0003,304
Applicable income taxes$1,908,000735
Income before extraordinary items$4,142,0001,104
Extraordinary gains, net$020
Net income$4,142,0001,106
Minority interest net income$086
Net income of bank and minority interests.$4,142,0001,105
Net charge-offs$2,110,000896
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$3,000920
Net operating income$4,139,2801,038
2012-06-30 (YTD Data)Rank
Total interest income$20,170,000658
Total interest expense$4,210,000549
Net interest income$15,960,000680
Provision for loan and lease losses$936,0001,160
Total noninterest income$2,908,0001,007
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$2,696,000293
Trading account gains and fees$0153
Additional Noninterest Income$212,0003,586
Total noninterest expense$13,934,000717
Salaries and employee benefits$8,280,000628
Premises and equipment expense$2,157,000557
Additional noninterest expense$3,497,000997
Pre-tax net operating income$3,998,000911
Securities gains (losses)$4,0002,922
Applicable income taxes$1,246,000741
Income before extraordinary items$2,756,0001,087
Extraordinary gains, net$019
Net income$2,756,0001,088
Minority interest net income$084
Net income of bank and minority interests.$2,756,0001,087
Net charge-offs$1,336,000929
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$2,000894
Net operating income$2,753,2401,023
2012-03-31 (YTD Data)Rank
Total interest income$10,116,000665
Total interest expense$2,174,000546
Net interest income$7,942,000681
Provision for loan and lease losses$443,0001,185
Total noninterest income$1,234,0001,135
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$1,310,000291
Trading account gains and fees$0148
Additional Noninterest Income$-76,0007,132
Total noninterest expense$6,860,000722
Salaries and employee benefits$4,123,000628
Premises and equipment expense$1,047,000577
Additional noninterest expense$1,690,0001,019
Pre-tax net operating income$1,873,000950
Securities gains (losses)$1,0002,095
Applicable income taxes$652,000705
Income before extraordinary items$1,222,0001,195
Extraordinary gains, net$019
Net income$1,222,0001,194
Minority interest net income$078
Net income of bank and minority interests.$1,222,0001,195
Net charge-offs$695,000874
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$1,000833
Net operating income$1,221,3501,136
2011-12-31 (YTD Data)Rank
Total interest income$42,928,000642
Total interest expense$9,892,000575
Net interest income$33,036,000652
Provision for loan and lease losses$5,553,000719
Total noninterest income$6,571,000832
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$5,609,000286
Trading account gains and fees$0146
Additional Noninterest Income$962,0002,190
Total noninterest expense$27,904,000706
Salaries and employee benefits$16,514,000590
Premises and equipment expense$4,720,000526
Additional noninterest expense$6,670,0001,045
Pre-tax net operating income$6,150,000978
Securities gains (losses)$1,213,000363
Applicable income taxes$2,308,000702
Income before extraordinary items$5,055,000995
Extraordinary gains, net$029
Net income$5,055,000995
Minority interest net income$096
Net income of bank and minority interests.$5,055,000995
Net charge-offs$3,779,0001,020
Cash dividends$5,000,000420
Sale, conversion, retirement of capital stock, net$6,0001,038
Net operating income$4,218,0301,120
2011-09-30 (YTD Data)Rank
Total interest income$32,286,000650
Total interest expense$7,548,000589
Net interest income$24,738,000657
Provision for loan and lease losses$3,865,000762
Total noninterest income$4,963,000844
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$4,172,000289
Trading account gains and fees$0145
Additional Noninterest Income$791,0002,052
Total noninterest expense$21,710,000686
Salaries and employee benefits$12,395,000581
Premises and equipment expense$3,571,000528
Additional noninterest expense$5,744,000916
Pre-tax net operating income$4,126,0001,120
Securities gains (losses)$1,277,000267
Applicable income taxes$1,782,000691
Income before extraordinary items$3,621,0001,068
Extraordinary gains, net$021
Net income$3,621,0001,068
Minority interest net income$087
Net income of bank and minority interests.$3,621,0001,068
Net charge-offs$3,136,000913
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,000973
Net operating income$2,765,4101,313
2011-06-30 (YTD Data)Rank
Total interest income$21,679,000654
Total interest expense$5,136,000600
Net interest income$16,543,000659
Provision for loan and lease losses$2,382,000816
Total noninterest income$3,115,000894
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$2,692,000298
Trading account gains and fees$0153
Additional Noninterest Income$423,0002,364
Total noninterest expense$14,426,000696
Salaries and employee benefits$8,226,000588
Premises and equipment expense$2,407,000524
Additional noninterest expense$3,793,000959
Pre-tax net operating income$2,850,0001,056
Securities gains (losses)$607,000303
Applicable income taxes$1,186,000658
Income before extraordinary items$2,271,0001,089
Extraordinary gains, net$015
Net income$2,271,0001,088
Minority interest net income$089
Net income of bank and minority interests.$2,271,0001,089
Net charge-offs$2,243,000845
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$3,000928
Net operating income$1,870,3801,274
2011-03-31 (YTD Data)Rank
Total interest income$10,755,000668
Total interest expense$2,642,000610
Net interest income$8,113,000677
Provision for loan and lease losses$866,000963
Total noninterest income$1,489,000919
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,318,000296
Trading account gains and fees$0158
Additional Noninterest Income$171,0002,702
Total noninterest expense$7,151,000704
Salaries and employee benefits$4,101,000597
Premises and equipment expense$1,205,000536
Additional noninterest expense$1,845,000967
Pre-tax net operating income$1,585,000962
Securities gains (losses)$17,0001,151
Applicable income taxes$558,000679
Income before extraordinary items$1,044,0001,174
Extraordinary gains, net$09
Net income$1,044,0001,174
Minority interest net income$086
Net income of bank and minority interests.$1,044,0001,174
Net charge-offs$1,485,000654
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$2,000861
Net operating income$1,032,9501,156
2010-12-31 (YTD Data)Rank
Total interest income$45,987,000648
Total interest expense$12,397,000636
Net interest income$33,590,000640
Provision for loan and lease losses$3,754,0001,395
Total noninterest income$7,605,000783
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$5,701,000274
Trading account gains and fees$0175
Additional Noninterest Income$1,904,0001,445
Total noninterest expense$30,039,000673
Salaries and employee benefits$16,997,000562
Premises and equipment expense$5,128,000501
Additional noninterest expense$7,914,000936
Pre-tax net operating income$7,402,000734
Securities gains (losses)$-597,0007,447
Applicable income taxes$1,800,000789
Income before extraordinary items$5,005,000883
Extraordinary gains, net$029
Net income$5,005,000884
Minority interest net income$0111
Net income of bank and minority interests.$5,005,000885
Net charge-offs$5,767,000905
Cash dividends$4,775,000354
Sale, conversion, retirement of capital stock, net$14,0001,130
Net operating income$5,446,780769
2010-09-30 (YTD Data)Rank
Total interest income$34,910,000644
Total interest expense$9,520,000653
Net interest income$25,390,000630
Provision for loan and lease losses$2,922,0001,287
Total noninterest income$5,753,000758
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$4,261,000274
Trading account gains and fees$0165
Additional Noninterest Income$1,492,0001,350
Total noninterest expense$22,455,000666
Salaries and employee benefits$12,712,000554
Premises and equipment expense$3,856,000496
Additional noninterest expense$5,887,000900
Pre-tax net operating income$5,766,000727
Securities gains (losses)$-597,0007,604
Applicable income taxes$1,452,000756
Income before extraordinary items$3,717,000938
Extraordinary gains, net$023
Net income$3,717,000940
Minority interest net income$0110
Net income of bank and minority interests.$3,717,000940
Net charge-offs$2,762,0001,218
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$11,0001,053
Net operating income$4,146,840794
2010-06-30 (YTD Data)Rank
Total interest income$23,391,000647
Total interest expense$6,405,000671
Net interest income$16,986,000631
Provision for loan and lease losses$1,389,0001,603
Total noninterest income$3,540,000794
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$2,747,000283
Trading account gains and fees$0152
Additional Noninterest Income$793,0001,529
Total noninterest expense$15,060,000662
Salaries and employee benefits$8,515,000553
Premises and equipment expense$2,579,000501
Additional noninterest expense$3,966,000895
Pre-tax net operating income$4,077,000681
Securities gains (losses)$-598,0007,699
Applicable income taxes$1,093,000669
Income before extraordinary items$2,386,000947
Extraordinary gains, net$019
Net income$2,386,000947
Minority interest net income$0105
Net income of bank and minority interests.$2,386,000948
Net charge-offs$1,877,0001,178
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,798,620768
2010-03-31 (YTD Data)Rank
Total interest income$11,630,000667
Total interest expense$3,218,000703
Net interest income$8,412,000645
Provision for loan and lease losses$628,0001,572
Total noninterest income$1,728,000796
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$1,347,000292
Trading account gains and fees$0175
Additional Noninterest Income$381,0001,552
Total noninterest expense$7,477,000671
Salaries and employee benefits$4,265,000565
Premises and equipment expense$1,288,000512
Additional noninterest expense$1,924,000928
Pre-tax net operating income$2,035,000667
Securities gains (losses)$-259,0007,791
Applicable income taxes$597,000616
Income before extraordinary items$1,179,000923
Extraordinary gains, net$016
Net income$1,179,000927
Minority interest net income$091
Net income of bank and minority interests.$1,179,000927
Net charge-offs$937,0001,084
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,349,940782
2009-12-31 (YTD Data)Rank
Total interest income$51,247,000636
Total interest expense$17,361,000665
Net interest income$33,886,000633
Provision for loan and lease losses$1,739,0002,672
Total noninterest income$7,327,000814
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$5,757,000302
Trading account gains and fees$0211
Additional Noninterest Income$1,570,0001,607
Total noninterest expense$31,120,000671
Salaries and employee benefits$17,851,000539
Premises and equipment expense$5,005,000530
Additional noninterest expense$8,264,000953
Pre-tax net operating income$8,354,000519
Securities gains (losses)$-937,0007,698
Applicable income taxes$2,599,000454
Income before extraordinary items$4,818,000714
Extraordinary gains, net$034
Net income$4,818,000713
Minority interest net income$0115
Net income of bank and minority interests.$4,818,000714
Net charge-offs$10,897,000645
Cash dividends$4,775,000365
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,427,050623
2009-09-30 (YTD Data)Rank
Total interest income$39,002,000643
Total interest expense$13,707,000669
Net interest income$25,295,000636
Provision for loan and lease losses$1,418,0002,290
Total noninterest income$5,375,000823
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$4,249,000305
Trading account gains and fees$0212
Additional Noninterest Income$1,126,0001,678
Total noninterest expense$23,317,000677
Salaries and employee benefits$13,368,000553
Premises and equipment expense$3,715,000552
Additional noninterest expense$6,234,000903
Pre-tax net operating income$5,935,000578
Securities gains (losses)$-691,0007,797
Applicable income taxes$1,798,000515
Income before extraordinary items$3,446,000788
Extraordinary gains, net$027
Net income$3,446,000787
Minority interest net income$0118
Net income of bank and minority interests.$3,446,000789
Net charge-offs$8,998,000543
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,902,060690
2009-06-30 (YTD Data)Rank
Total interest income$26,380,000649
Total interest expense$9,264,000699
Net interest income$17,116,000631
Provision for loan and lease losses$890,0002,217
Total noninterest income$3,539,000840
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$2,750,000311
Trading account gains and fees$0193
Additional Noninterest Income$789,0001,663
Total noninterest expense$15,544,000691
Salaries and employee benefits$8,927,000557
Premises and equipment expense$2,435,000568
Additional noninterest expense$4,182,000913
Pre-tax net operating income$4,221,000517
Securities gains (losses)$-640,0007,949
Applicable income taxes$1,241,000506
Income before extraordinary items$2,340,000799
Extraordinary gains, net$021
Net income$2,340,000797
Minority interest net income$0112
Net income of bank and minority interests.$2,340,000799
Net charge-offs$8,368,000422
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,756,000646
2009-03-31 (YTD Data)Rank
Total interest income$13,556,000638
Total interest expense$4,773,000699
Net interest income$8,783,000618
Provision for loan and lease losses$850,0001,299
Total noninterest income$1,483,000946
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$1,345,000316
Trading account gains and fees$0171
Additional Noninterest Income$138,0003,102
Total noninterest expense$7,540,000673
Salaries and employee benefits$4,460,000564
Premises and equipment expense$1,200,000587
Additional noninterest expense$1,880,000883
Pre-tax net operating income$1,876,000657
Securities gains (losses)$02,434
Applicable income taxes$645,000510
Income before extraordinary items$1,231,000860
Extraordinary gains, net$015
Net income$1,231,000861
Minority interest net income$0102
Net income of bank and minority interests.$1,231,000862
Net charge-offs$2,622,000496
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,231,000790
2008-12-31 (YTD Data)Rank
Total interest income$61,947,000603
Total interest expense$24,251,000656
Net interest income$37,696,000581
Provision for loan and lease losses$17,687,000405
Total noninterest income$7,326,000767
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$5,745,000315
Trading account gains and fees$0154
Additional Noninterest Income$1,581,0001,537
Total noninterest expense$31,145,000644
Salaries and employee benefits$17,624,000545
Premises and equipment expense$5,075,000542
Additional noninterest expense$8,446,000783
Pre-tax net operating income$-3,810,0007,701
Securities gains (losses)$-469,0007,526
Applicable income taxes$-2,973,0008,014
Income before extraordinary items$-1,306,0007,132
Extraordinary gains, net$039
Net income$-1,306,0007,134
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,332,000402
Cash dividends$6,000,000471
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-1,005,8407,123
2008-09-30 (YTD Data)Rank
Total interest income$47,781,000609
Total interest expense$18,977,000660
Net interest income$28,804,000580
Provision for loan and lease losses$4,950,000647
Total noninterest income$5,047,000866
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$4,243,000326
Trading account gains and fees$0148
Additional Noninterest Income$804,0002,113
Total noninterest expense$23,611,000622
Salaries and employee benefits$13,805,000536
Premises and equipment expense$3,751,000554
Additional noninterest expense$6,055,000771
Pre-tax net operating income$5,290,000953
Securities gains (losses)$11,0002,331
Applicable income taxes$1,775,000715
Income before extraordinary items$3,526,0001,044
Extraordinary gains, net$031
Net income$3,526,0001,042
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,226,000312
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,518,6301,109
2008-06-30 (YTD Data)Rank
Total interest income$32,362,000609
Total interest expense$13,187,000659
Net interest income$19,175,000581
Provision for loan and lease losses$3,244,000574
Total noninterest income$3,075,000949
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$2,631,000337
Trading account gains and fees$0149
Additional Noninterest Income$444,0002,428
Total noninterest expense$15,396,000629
Salaries and employee benefits$8,926,000556
Premises and equipment expense$2,444,000564
Additional noninterest expense$4,026,000749
Pre-tax net operating income$3,610,000990
Securities gains (losses)$10,0002,438
Applicable income taxes$1,228,000788
Income before extraordinary items$2,392,0001,147
Extraordinary gains, net$021
Net income$2,392,0001,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,294,000288
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,385,4001,139
2008-03-31 (YTD Data)Rank
Total interest income$16,545,000614
Total interest expense$6,893,000667
Net interest income$9,652,000576
Provision for loan and lease losses$500,000995
Total noninterest income$1,471,000983
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$1,218,000358
Trading account gains and fees$0158
Additional Noninterest Income$253,0002,206
Total noninterest expense$7,614,000631
Salaries and employee benefits$4,473,000563
Premises and equipment expense$1,197,000572
Additional noninterest expense$1,944,000745
Pre-tax net operating income$3,009,000647
Securities gains (losses)$4,0002,294
Applicable income taxes$1,125,000527
Income before extraordinary items$1,888,000802
Extraordinary gains, net$015
Net income$1,888,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,876,000305
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,885,440767
2007-12-31 (YTD Data)Rank
Total interest income$64,676,000652
Total interest expense$26,651,000733
Net interest income$38,025,000591
Provision for loan and lease losses$1,980,000855
Total noninterest income$6,683,000865
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$4,743,000371
Trading account gains and fees$0178
Additional Noninterest Income$1,940,0001,392
Total noninterest expense$31,073,000601
Salaries and employee benefits$18,328,000532
Premises and equipment expense$4,631,000565
Additional noninterest expense$8,114,000708
Pre-tax net operating income$11,655,000731
Securities gains (losses)$15,0001,192
Applicable income taxes$3,655,000690
Income before extraordinary items$8,015,000812
Extraordinary gains, net$039
Net income$8,015,000810
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,769,000493
Cash dividends$4,200,000870
Sale, conversion, retirement of capital stock, net$6,000,000252
Net operating income$8,004,650805
2007-09-30 (YTD Data)Rank
Total interest income$47,667,000660
Total interest expense$19,448,000752
Net interest income$28,219,000594
Provision for loan and lease losses$580,0001,382
Total noninterest income$5,129,000848
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,437,000377
Trading account gains and fees$0184
Additional Noninterest Income$1,692,0001,269
Total noninterest expense$22,578,000608
Salaries and employee benefits$13,396,000547
Premises and equipment expense$3,282,000606
Additional noninterest expense$5,900,000718
Pre-tax net operating income$10,190,000687
Securities gains (losses)$01,655
Applicable income taxes$3,643,000594
Income before extraordinary items$6,547,000797
Extraordinary gains, net$033
Net income$6,547,000795
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,860,000427
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$6,000,000178
Net operating income$6,547,000788
2007-06-30 (YTD Data)Rank
Total interest income$30,170,000706
Total interest expense$12,122,000814
Net interest income$18,048,000635
Provision for loan and lease losses$580,000915
Total noninterest income$3,526,000851
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,194,000400
Trading account gains and fees$0168
Additional Noninterest Income$1,332,0001,144
Total noninterest expense$14,484,000645
Salaries and employee benefits$8,830,000570
Premises and equipment expense$2,075,000656
Additional noninterest expense$3,579,000792
Pre-tax net operating income$6,510,000748
Securities gains (losses)$01,444
Applicable income taxes$2,319,000649
Income before extraordinary items$4,191,000874
Extraordinary gains, net$029
Net income$4,191,000873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,465,000340
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,191,000861
2007-03-31 (YTD Data)Rank
Total interest income$14,982,000705
Total interest expense$5,886,000831
Net interest income$9,096,000623
Provision for loan and lease losses$75,0002,404
Total noninterest income$1,472,000967
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,033,000407
Trading account gains and fees$0195
Additional Noninterest Income$439,0001,508
Total noninterest expense$7,151,000658
Salaries and employee benefits$4,505,000566
Premises and equipment expense$994,000684
Additional noninterest expense$1,652,000831
Pre-tax net operating income$3,342,000732
Securities gains (losses)$01,187
Applicable income taxes$1,215,000625
Income before extraordinary items$2,127,000841
Extraordinary gains, net$022
Net income$2,127,000840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$381,000493
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,127,000833
2006-12-31 (YTD Data)Rank
Total interest income$57,666,000671
Total interest expense$19,851,000847
Net interest income$37,815,000604
Provision for loan and lease losses$4,735,000251
Total noninterest income$10,629,000581
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,491,000376
Trading account gains and fees$0130
Additional Noninterest Income$6,138,000587
Total noninterest expense$28,870,000616
Salaries and employee benefits$17,485,000537
Premises and equipment expense$4,155,000619
Additional noninterest expense$7,230,000754
Pre-tax net operating income$14,839,000691
Securities gains (losses)$-12,0007,357
Applicable income taxes$5,291,000608
Income before extraordinary items$9,536,000778
Extraordinary gains, net$051
Net income$9,536,000777
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,971,000224
Cash dividends$8,040,000465
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$9,543,680766
2006-09-30 (YTD Data)Rank
Total interest income$42,373,000688
Total interest expense$14,042,000869
Net interest income$28,331,000620
Provision for loan and lease losses$4,625,000202
Total noninterest income$8,602,000563
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$3,453,000373
Trading account gains and fees$0126
Additional Noninterest Income$5,149,000553
Total noninterest expense$20,761,000654
Salaries and employee benefits$12,602,000578
Premises and equipment expense$3,075,000640
Additional noninterest expense$5,084,000797
Pre-tax net operating income$11,547,000705
Securities gains (losses)$-12,0007,658
Applicable income taxes$4,224,000612
Income before extraordinary items$7,311,000804
Extraordinary gains, net$045
Net income$7,311,000803
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,029,000204
Cash dividends$5,040,000511
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$7,318,680794
2006-06-30 (YTD Data)Rank
Total interest income$27,534,000691
Total interest expense$8,832,000876
Net interest income$18,702,000627
Provision for loan and lease losses$4,625,000145
Total noninterest income$7,157,000497
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,285,000377
Trading account gains and fees$0126
Additional Noninterest Income$4,872,000442
Total noninterest expense$13,658,000667
Salaries and employee benefits$8,334,000587
Premises and equipment expense$2,011,000660
Additional noninterest expense$3,313,000824
Pre-tax net operating income$7,576,000714
Securities gains (losses)$-11,0007,893
Applicable income taxes$2,787,000624
Income before extraordinary items$4,778,000818
Extraordinary gains, net$039
Net income$4,778,000818
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,580,000183
Cash dividends$740,0001,828
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,785,040803
2006-03-31 (YTD Data)Rank
Total interest income$13,183,000697
Total interest expense$4,085,000895
Net interest income$9,098,000631
Provision for loan and lease losses$300,000761
Total noninterest income$1,409,000982
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,069,000388
Trading account gains and fees$0115
Additional Noninterest Income$340,0001,768
Total noninterest expense$6,590,000681
Salaries and employee benefits$4,013,000611
Premises and equipment expense$942,000696
Additional noninterest expense$1,635,000817
Pre-tax net operating income$3,617,000729
Securities gains (losses)$0955
Applicable income taxes$1,326,000642
Income before extraordinary items$2,291,000834
Extraordinary gains, net$021
Net income$2,291,000833
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$239,000546
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,291,000821
2005-12-31 (YTD Data)Rank
Total interest income$46,982,000686
Total interest expense$14,305,000794
Net interest income$32,677,000646
Provision for loan and lease losses$1,550,000686
Total noninterest income$5,677,000988
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$4,284,000395
Trading account gains and fees$0138
Additional Noninterest Income$1,393,0001,765
Total noninterest expense$23,756,000723
Salaries and employee benefits$14,849,000612
Premises and equipment expense$3,661,000678
Additional noninterest expense$5,246,000999
Pre-tax net operating income$13,048,000761
Securities gains (losses)$14,0001,379
Applicable income taxes$4,637,000684
Income before extraordinary items$8,425,000858
Extraordinary gains, net$046
Net income$8,425,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,552,000491
Cash dividends$4,800,000685
Sale, conversion, retirement of capital stock, net$20,408,00069
Net operating income$8,415,900844
2005-09-30 (YTD Data)Rank
Total interest income$33,764,000695
Total interest expense$10,140,000793
Net interest income$23,624,000658
Provision for loan and lease losses$890,000852
Total noninterest income$4,315,000979
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$3,189,000396
Trading account gains and fees$0126
Additional Noninterest Income$1,126,0001,663
Total noninterest expense$17,036,000743
Salaries and employee benefits$10,428,000643
Premises and equipment expense$2,625,000695
Additional noninterest expense$3,983,000963
Pre-tax net operating income$10,013,000742
Securities gains (losses)$14,0001,366
Applicable income taxes$3,699,000652
Income before extraordinary items$6,328,000851
Extraordinary gains, net$035
Net income$6,328,000852
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$728,000630
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$20,407,00051
Net operating income$6,319,040835
2005-06-30 (YTD Data)Rank
Total interest income$21,156,000720
Total interest expense$6,149,000812
Net interest income$15,007,000680
Provision for loan and lease losses$540,000917
Total noninterest income$2,906,000953
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$2,087,000397
Trading account gains and fees$0116
Additional Noninterest Income$819,0001,547
Total noninterest expense$10,924,000765
Salaries and employee benefits$6,627,000669
Premises and equipment expense$1,667,000718
Additional noninterest expense$2,630,000967
Pre-tax net operating income$6,449,000753
Securities gains (losses)$14,0001,233
Applicable income taxes$2,400,000658
Income before extraordinary items$4,063,000857
Extraordinary gains, net$030
Net income$4,063,000857
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$450,000648
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$20,390,00032
Net operating income$4,054,040839
2005-03-31 (YTD Data)Rank
Total interest income$9,375,000803
Total interest expense$2,620,000898
Net interest income$6,755,000759
Provision for loan and lease losses$270,000858
Total noninterest income$1,305,0001,006
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$963,000415
Trading account gains and fees$0115
Additional Noninterest Income$342,0001,724
Total noninterest expense$4,833,000861
Salaries and employee benefits$2,962,000750
Premises and equipment expense$803,000750
Additional noninterest expense$1,068,0001,145
Pre-tax net operating income$2,957,000805
Securities gains (losses)$01,685
Applicable income taxes$1,086,000716
Income before extraordinary items$1,871,000929
Extraordinary gains, net$024
Net income$1,871,000929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$139,000894
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,871,000908
2004-12-31 (YTD Data)Rank
Total interest income$38,651,000717
Total interest expense$10,941,000762
Net interest income$27,710,000702
Provision for loan and lease losses$5,243,000238
Total noninterest income$10,564,000580
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,901,000356
Trading account gains and fees$0138
Additional Noninterest Income$5,663,000612
Total noninterest expense$21,355,000765
Salaries and employee benefits$13,653,000625
Premises and equipment expense$3,248,000712
Additional noninterest expense$4,454,0001,103
Pre-tax net operating income$11,676,000762
Securities gains (losses)$65,0001,541
Applicable income taxes$4,236,000672
Income before extraordinary items$7,505,000876
Extraordinary gains, net$034
Net income$7,505,000877
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,442,000258
Cash dividends$3,575,000838
Sale, conversion, retirement of capital stock, net$0872
Net operating income$7,463,400847
2004-09-30 (YTD Data)Rank
Total interest income$29,164,000715
Total interest expense$8,202,000744
Net interest income$20,962,000697
Provision for loan and lease losses$5,243,000199
Total noninterest income$9,223,000535
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,809,000344
Trading account gains and fees$0134
Additional Noninterest Income$5,414,000515
Total noninterest expense$15,892,000759
Salaries and employee benefits$10,109,000629
Premises and equipment expense$2,434,000713
Additional noninterest expense$3,349,0001,091
Pre-tax net operating income$9,050,000743
Securities gains (losses)$65,0001,465
Applicable income taxes$3,364,000666
Income before extraordinary items$5,751,000863
Extraordinary gains, net$026
Net income$5,751,000864
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,465,000237
Cash dividends$575,0002,483
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,709,400833
2004-06-30 (YTD Data)Rank
Total interest income$19,619,000698
Total interest expense$5,438,000730
Net interest income$14,181,000685
Provision for loan and lease losses$581,000874
Total noninterest income$3,068,000902
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,586,000328
Trading account gains and fees$0130
Additional Noninterest Income$482,0002,247
Total noninterest expense$10,696,000749
Salaries and employee benefits$6,857,000619
Premises and equipment expense$1,637,000711
Additional noninterest expense$2,202,0001,113
Pre-tax net operating income$5,972,000748
Securities gains (losses)$53,0001,421
Applicable income taxes$2,223,000668
Income before extraordinary items$3,802,000859
Extraordinary gains, net$021
Net income$3,802,000859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,850,000278
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,768,080831
2004-03-31 (YTD Data)Rank
Total interest income$9,740,000715
Total interest expense$2,748,000736
Net interest income$6,992,000700
Provision for loan and lease losses$300,000782
Total noninterest income$1,411,000958
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,198,000355
Trading account gains and fees$0121
Additional Noninterest Income$213,0002,370
Total noninterest expense$5,234,000769
Salaries and employee benefits$3,395,000633
Premises and equipment expense$804,000737
Additional noninterest expense$1,035,0001,162
Pre-tax net operating income$2,869,000767
Securities gains (losses)$51,0001,182
Applicable income taxes$1,075,000694
Income before extraordinary items$1,845,000883
Extraordinary gains, net$016
Net income$1,845,000883
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$229,000731
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,812,360848
2003-12-31 (YTD Data)Rank
Total interest income$39,619,000704
Total interest expense$12,515,000700
Net interest income$27,104,000699
Provision for loan and lease losses$3,058,000467
Total noninterest income$5,224,0001,093
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$4,899,000346
Trading account gains and fees$0160
Additional Noninterest Income$325,0004,343
Total noninterest expense$20,234,000803
Salaries and employee benefits$12,931,000657
Premises and equipment expense$3,224,000710
Additional noninterest expense$4,079,0001,218
Pre-tax net operating income$9,036,000936
Securities gains (losses)$227,0001,255
Applicable income taxes$3,128,000887
Income before extraordinary items$6,135,0001,048
Extraordinary gains, net$054
Net income$6,135,0001,049
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,007,000404
Cash dividends$2,600,0001,125
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,985,1801,013
2003-09-30 (YTD Data)Rank
Total interest income$29,530,000733
Total interest expense$9,543,000720
Net interest income$19,987,000718
Provision for loan and lease losses$1,555,000630
Total noninterest income$3,946,0001,118
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$3,608,000366
Trading account gains and fees$0153
Additional Noninterest Income$338,0003,837
Total noninterest expense$15,202,000801
Salaries and employee benefits$9,703,000678
Premises and equipment expense$2,425,000726
Additional noninterest expense$3,074,0001,233
Pre-tax net operating income$7,176,000919
Securities gains (losses)$-2,0008,785
Applicable income taxes$2,637,000860
Income before extraordinary items$4,537,0001,108
Extraordinary gains, net$040
Net income$4,537,0001,108
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,519,000535
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,538,2801,037
2003-06-30 (YTD Data)Rank
Total interest income$19,286,000760
Total interest expense$6,438,000741
Net interest income$12,848,000744
Provision for loan and lease losses$525,0001,092
Total noninterest income$2,687,0001,093
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$2,400,000360
Trading account gains and fees$0150
Additional Noninterest Income$287,0003,386
Total noninterest expense$10,082,000808
Salaries and employee benefits$6,448,000674
Premises and equipment expense$1,579,000740
Additional noninterest expense$2,055,0001,221
Pre-tax net operating income$4,928,000896
Securities gains (losses)$-2,0008,918
Applicable income taxes$1,812,000844
Income before extraordinary items$3,114,0001,075
Extraordinary gains, net$030
Net income$3,114,0001,076
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$969,000537
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,115,280990
2003-03-31 (YTD Data)Rank
Total interest income$9,511,000769
Total interest expense$3,202,000759
Net interest income$6,309,000760
Provision for loan and lease losses$225,0001,208
Total noninterest income$1,337,0001,067
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,173,000358
Trading account gains and fees$0134
Additional Noninterest Income$164,0003,052
Total noninterest expense$4,900,000831
Salaries and employee benefits$3,171,000685
Premises and equipment expense$766,000769
Additional noninterest expense$963,0001,273
Pre-tax net operating income$2,521,000899
Securities gains (losses)$-2,0009,046
Applicable income taxes$928,000852
Income before extraordinary items$1,591,0001,045
Extraordinary gains, net$021
Net income$1,591,0001,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,000548
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,592,280972
2002-12-31 (YTD Data)Rank
Total interest income$36,645,000817
Total interest expense$13,146,000865
Net interest income$23,499,000811
Provision for loan and lease losses$3,063,000536
Total noninterest income$4,676,0001,119
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$4,217,000384
Trading account gains and fees$0153
Additional Noninterest Income$459,0003,447
Total noninterest expense$16,363,000959
Salaries and employee benefits$9,689,000835
Premises and equipment expense$2,803,000784
Additional noninterest expense$3,871,0001,244
Pre-tax net operating income$8,749,000970
Securities gains (losses)$621,000571
Applicable income taxes$3,366,000839
Income before extraordinary items$6,004,0001,046
Extraordinary gains, net$070
Net income$6,004,0001,047
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,455,000502
Cash dividends$1,838,0001,406
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,606,5601,075
2001-12-31 (YTD Data)Rank
Total interest income$37,848,000904
Total interest expense$17,588,000928
Net interest income$20,260,000869
Provision for loan and lease losses$2,625,000565
Total noninterest income$4,961,0001,004
Gross Fiduciary activities income$4,0001,566
Service charges on deposit accounts$4,121,000367
Trading account gains and fees$0177
Additional Noninterest Income$836,0002,319
Total noninterest expense$15,814,000937
Salaries and employee benefits$9,566,000769
Premises and equipment expense$2,430,000862
Additional noninterest expense$3,818,0001,244
Pre-tax net operating income$6,782,0001,096
Securities gains (losses)$04,612
Applicable income taxes$2,512,000982
Income before extraordinary items$4,270,0001,275
Extraordinary gains, net$0105
Net income$4,270,0001,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,407,000501
Cash dividends$2,300,0001,167
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,270,0001,225
2000-12-31 (YTD Data)Rank
Total interest income$37,488,000945
Total interest expense$17,536,0001,011
Net interest income$19,952,000865
Provision for loan and lease losses$4,489,000343
Total noninterest income$4,684,000972
Gross Fiduciary activities income$6,0001,249
Service charges on deposit accounts$3,300,000407
Trading account gains and fees$0180
Additional Noninterest Income$1,378,0001,479
Total noninterest expense$14,806,000959
Salaries and employee benefits$8,488,000828
Premises and equipment expense$2,119,000944
Additional noninterest expense$4,199,0001,107
Pre-tax net operating income$5,341,0001,384
Securities gains (losses)$01,956
Applicable income taxes$1,598,0001,426
Income before extraordinary items$3,743,0001,415
Extraordinary gains, net$038
Net income$3,743,0001,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,304,000294
Cash dividends$1,800,0001,460
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,743,0001,404
1999-12-31 (YTD Data)Rank
Total interest income$19,495,0001,662
Total interest expense$8,215,0001,809
Net interest income$11,280,0001,545
Provision for loan and lease losses$1,238,000818
Total noninterest income$2,700,0001,477
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,263,000583
Trading account gains and fees$0173
Additional Noninterest Income$437,0003,222
Total noninterest expense$8,200,0001,676
Salaries and employee benefits$4,843,0001,423
Premises and equipment expense$1,200,0001,710
Additional noninterest expense$2,157,0002,025
Pre-tax net operating income$4,542,0001,661
Securities gains (losses)$03,155
Applicable income taxes$1,682,0001,438
Income before extraordinary items$2,860,0001,858
Extraordinary gains, net$035
Net income$2,860,0001,859
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,000870
Cash dividends$280,0004,672
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,860,0001,825
1998-12-31 (YTD Data)Rank
Total interest income$15,758,0002,081
Total interest expense$6,320,0002,386
Net interest income$9,438,0001,810
Provision for loan and lease losses$1,699,000650
Total noninterest income$1,998,0001,834
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,367,000905
Trading account gains and fees$0224
Additional Noninterest Income$631,0002,563
Total noninterest expense$6,771,0001,927
Salaries and employee benefits$4,144,0001,606
Premises and equipment expense$918,0002,110
Additional noninterest expense$1,709,0002,439
Pre-tax net operating income$2,966,0002,408
Securities gains (losses)$38,0001,949
Applicable income taxes$1,067,0002,187
Income before extraordinary items$1,937,0002,629
Extraordinary gains, net$032
Net income$1,937,0002,630
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,627,000534
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,912,6802,577
1997-12-31 (YTD Data)Rank
Total interest income$14,444,0002,260
Total interest expense$5,278,0002,838
Net interest income$9,166,0001,901
Provision for loan and lease losses$1,785,000651
Total noninterest income$1,863,0001,880
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$1,065,0001,188
Trading account gains and fees$0239
Additional Noninterest Income$798,0002,031
Total noninterest expense$6,237,0002,074
Salaries and employee benefits$3,926,0001,675
Premises and equipment expense$866,0002,274
Additional noninterest expense$1,445,0002,828
Pre-tax net operating income$3,007,0002,492
Securities gains (losses)$03,944
Applicable income taxes$1,049,0002,338
Income before extraordinary items$1,958,0002,630
Extraordinary gains, net$044
Net income$1,958,0002,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,743,000545
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,958,0002,587
1996-12-31 (YTD Data)Rank
Total interest income$12,797,0002,613
Total interest expense$4,350,0003,431
Net interest income$8,447,0002,120
Provision for loan and lease losses$1,076,000969
Total noninterest income$1,638,0002,148
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$795,0001,684
Trading account gains and feesNANA
Additional Noninterest Income$843,0002,026
Total noninterest expense$5,783,0002,378
Salaries and employee benefits$3,677,0001,790
Premises and equipment expense$904,0002,202
Additional noninterest expense$1,202,0003,777
Pre-tax net operating income$3,226,0002,220
Securities gains (losses)$-1,0009,274
Applicable income taxes$1,167,0002,050
Income before extraordinary items$2,058,0002,397
Extraordinary gains, net$053
Net income$2,058,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,199,000804
Cash dividends$250,0004,932
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,058,6402,344
1995-12-31 (YTD Data)Rank
Total interest income$9,358,0003,490
Total interest expense$2,903,0004,908
Net interest income$6,455,0002,765
Provision for loan and lease losses$1,592,000684
Total noninterest income$1,388,0002,425
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$588,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$800,0002,105
Total noninterest expense$4,275,0003,134
Salaries and employee benefits$2,491,0002,680
Premises and equipment expense$554,0003,443
Additional noninterest expense$1,230,0003,666
Pre-tax net operating income$1,976,0003,535
Securities gains (losses)$03,831
Applicable income taxes$744,0003,068
Income before extraordinary items$1,232,0003,868
Extraordinary gains, net$065
Net income$1,232,0003,866
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,051,000862
Cash dividends$213,0005,327
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,232,0003,843
1994-12-31 (YTD Data)Rank
Total interest income$5,915,0004,925
Total interest expense$1,536,0006,787
Net interest income$4,379,0004,020
Provision for loan and lease losses$976,000946
Total noninterest income$1,061,0002,983
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$357,0003,765
Trading account gains and feesNANA
Additional Noninterest Income$704,0002,326
Total noninterest expense$2,741,0004,775
Salaries and employee benefits$1,568,0004,122
Premises and equipment expense$383,0004,757
Additional noninterest expense$790,0005,750
Pre-tax net operating income$1,723,0003,918
Securities gains (losses)$03,600
Applicable income taxes$591,0003,559
Income before extraordinary items$1,132,0004,074
Extraordinary gains, net$0249
Net income$1,132,0004,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$749,0001,048
Cash dividends$266,0004,779
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,132,0004,112
1993-12-31 (YTD Data)Rank
Total interest income$4,088,0006,771
Total interest expense$1,277,0007,974
Net interest income$2,811,0005,954
Provision for loan and lease losses$527,0002,020
Total noninterest income$616,0004,871
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$338,0004,001
Trading account gains and feesNANA
Additional Noninterest Income$278,0004,681
Total noninterest expense$1,929,0006,527
Salaries and employee benefits$1,046,0005,898
Premises and equipment expense$289,0006,037
Additional noninterest expense$594,0007,395
Pre-tax net operating income$971,0006,017
Securities gains (losses)$07,477
Applicable income taxes$359,0005,395
Income before extraordinary items$612,0006,691
Extraordinary gains, net$03,149
Net income$612,0006,849
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,723
Cash dividends$183,0005,660
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$612,0006,438
1992-12-31 (YTD Data)Rank
Total interest income$3,636,0007,995
Total interest expense$1,345,0009,055
Net interest income$2,291,0007,030
Provision for loan and lease losses$514,0002,936
Total noninterest income$477,0005,819
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$300,0004,436
Trading account gains and feesNANA
Additional Noninterest Income$177,0006,089
Total noninterest expense$1,530,0007,801
Salaries and employee benefits$786,0007,350
Premises and equipment expense$240,0006,971
Additional noninterest expense$504,0008,419
Pre-tax net operating income$724,0006,972
Securities gains (losses)$08,369
Applicable income taxes$246,0006,727
Income before extraordinary items$478,0007,519
Extraordinary gains, net$01,422
Net income$478,0007,620
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$431,0002,702
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$478,0007,141

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.