Home > State Bank & Trust Company > Income and Expense
State Bank & Trust Company, Income and Expense
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,682,000 | 4,463 |
| Total interest expense | $545,000 | 4,428 |
| Net interest income | $2,137,000 | 4,389 |
| Provision for loan and lease losses | $25,000 | 5,594 |
| Total noninterest income | $428,000 | 3,423 |
| Gross Fiduciary activities income | $132,000 | 684 |
| Service charges on deposit accounts | $102,000 | 4,351 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $194,000 | 3,530 |
| Total noninterest expense | $1,993,000 | 4,165 |
| Salaries and employee benefits | $872,000 | 4,579 |
| Premises and equipment expense | $511,000 | 2,405 |
| Additional noninterest expense | $610,000 | 4,479 |
| Pre-tax net operating income | $547,000 | 3,637 |
| Securities gains (losses) | $4,000 | 2,586 |
| Applicable income taxes | $27,000 | 3,694 |
| Income before extraordinary items | $524,000 | 3,484 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $524,000 | 3,485 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $524,000 | 3,485 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $1,600,000 | 524 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $520,200 | 3,397 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,297,000 | 4,572 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $1,018,000 | 4,524 |
| Provision for loan and lease losses | $12,000 | 5,317 |
| Total noninterest income | $230,000 | 3,309 |
| Gross Fiduciary activities income | $97,000 | 618 |
| Service charges on deposit accounts | $49,000 | 4,390 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $84,000 | 3,827 |
| Total noninterest expense | $1,003,000 | 4,175 |
| Salaries and employee benefits | $427,000 | 4,683 |
| Premises and equipment expense | $263,000 | 2,383 |
| Additional noninterest expense | $313,000 | 4,413 |
| Pre-tax net operating income | $233,000 | 3,966 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $11,000 | 3,738 |
| Income before extraordinary items | $222,000 | 3,797 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $222,000 | 3,797 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $222,000 | 3,797 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $200,000 | 1,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $222,000 | 3,746 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $46,000 | 7,642 |
| Total interest expense | $10,000 | 7,614 |
| Net interest income | $36,000 | 7,636 |
| Provision for loan and lease losses | $0 | 7,042 |
| Total noninterest income | $9,000 | 7,236 |
| Gross Fiduciary activities income | $3,000 | 1,259 |
| Service charges on deposit accounts | $3,000 | 6,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 6,908 |
| Total noninterest expense | $39,000 | 7,651 |
| Salaries and employee benefits | $18,000 | 7,637 |
| Premises and equipment expense | $8,000 | 7,614 |
| Additional noninterest expense | $13,000 | 7,649 |
| Pre-tax net operating income | $6,000 | 5,753 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $7,000 | 4,295 |
| Income before extraordinary items | $-1,000 | 5,963 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,000 | 5,963 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,000 | 5,963 |
| Net charge-offs | $0 | 6,851 |
| Cash dividends | $11,356,000 | 159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,000 | 5,834 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 4,073 |
| Total interest expense | $956,000 | 4,814 |
| Net interest income | $4,102,000 | 3,765 |
| Provision for loan and lease losses | $210,000 | 4,819 |
| Total noninterest income | $514,000 | 4,013 |
| Gross Fiduciary activities income | $175,000 | 716 |
| Service charges on deposit accounts | $196,000 | 3,990 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $143,000 | 4,719 |
| Total noninterest expense | $3,004,000 | 4,231 |
| Salaries and employee benefits | $1,551,000 | 4,162 |
| Premises and equipment expense | $586,000 | 3,084 |
| Additional noninterest expense | $867,000 | 4,696 |
| Pre-tax net operating income | $1,402,000 | 2,510 |
| Securities gains (losses) | $128,000 | 1,728 |
| Applicable income taxes | $78,000 | 3,281 |
| Income before extraordinary items | $1,452,000 | 2,205 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,452,000 | 2,206 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,452,000 | 2,208 |
| Net charge-offs | $74,000 | 5,194 |
| Cash dividends | $566,000 | 1,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,330,400 | 2,247 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 4,076 |
| Total interest expense | $639,000 | 4,910 |
| Net interest income | $2,795,000 | 3,714 |
| Provision for loan and lease losses | $170,000 | 4,460 |
| Total noninterest income | $350,000 | 3,922 |
| Gross Fiduciary activities income | $130,000 | 695 |
| Service charges on deposit accounts | $131,000 | 3,975 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $89,000 | 4,810 |
| Total noninterest expense | $1,988,000 | 4,249 |
| Salaries and employee benefits | $1,030,000 | 4,210 |
| Premises and equipment expense | $392,000 | 3,110 |
| Additional noninterest expense | $566,000 | 4,752 |
| Pre-tax net operating income | $987,000 | 2,398 |
| Securities gains (losses) | $97,000 | 1,440 |
| Applicable income taxes | $55,000 | 3,215 |
| Income before extraordinary items | $1,029,000 | 2,067 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,029,000 | 2,065 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,029,000 | 2,067 |
| Net charge-offs | $45,000 | 4,976 |
| Cash dividends | $289,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $936,850 | 2,162 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 4,138 |
| Total interest expense | $314,000 | 5,087 |
| Net interest income | $1,398,000 | 3,748 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $199,000 | 3,650 |
| Gross Fiduciary activities income | $71,000 | 686 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $997,000 | 4,290 |
| Salaries and employee benefits | $522,000 | 4,236 |
| Premises and equipment expense | $207,000 | 3,041 |
| Additional noninterest expense | $268,000 | 4,915 |
| Pre-tax net operating income | $480,000 | 2,483 |
| Securities gains (losses) | $2,000 | 2,064 |
| Applicable income taxes | $25,000 | 3,295 |
| Income before extraordinary items | $457,000 | 2,297 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $457,000 | 2,296 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $457,000 | 2,297 |
| Net charge-offs | $15,000 | 4,608 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $455,100 | 2,222 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,120,000 | 4,125 |
| Total interest expense | $1,401,000 | 5,304 |
| Net interest income | $5,719,000 | 3,596 |
| Provision for loan and lease losses | $505,000 | 4,520 |
| Total noninterest income | $666,000 | 4,171 |
| Gross Fiduciary activities income | $223,000 | 735 |
| Service charges on deposit accounts | $261,000 | 4,146 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $182,000 | 4,794 |
| Total noninterest expense | $4,150,000 | 4,236 |
| Salaries and employee benefits | $2,275,000 | 3,980 |
| Premises and equipment expense | $828,000 | 3,039 |
| Additional noninterest expense | $1,047,000 | 5,118 |
| Pre-tax net operating income | $1,730,000 | 2,145 |
| Securities gains (losses) | $317,000 | 1,192 |
| Applicable income taxes | $98,000 | 2,893 |
| Income before extraordinary items | $1,949,000 | 1,724 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,949,000 | 1,723 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,949,000 | 1,724 |
| Net charge-offs | $679,000 | 3,393 |
| Cash dividends | $1,325,000 | 1,319 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,647,850 | 1,915 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,357,000 | 4,177 |
| Total interest expense | $1,076,000 | 5,390 |
| Net interest income | $4,281,000 | 3,610 |
| Provision for loan and lease losses | $135,000 | 5,613 |
| Total noninterest income | $519,000 | 4,151 |
| Gross Fiduciary activities income | $177,000 | 720 |
| Service charges on deposit accounts | $195,000 | 4,167 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $147,000 | 4,809 |
| Total noninterest expense | $3,126,000 | 4,244 |
| Salaries and employee benefits | $1,730,000 | 3,957 |
| Premises and equipment expense | $610,000 | 3,117 |
| Additional noninterest expense | $786,000 | 5,111 |
| Pre-tax net operating income | $1,539,000 | 2,014 |
| Securities gains (losses) | $76,000 | 2,013 |
| Applicable income taxes | $77,000 | 3,059 |
| Income before extraordinary items | $1,538,000 | 1,737 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,538,000 | 1,737 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,538,000 | 1,737 |
| Net charge-offs | $329,000 | 3,579 |
| Cash dividends | $1,325,000 | 979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,465,800 | 1,776 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,558,000 | 4,220 |
| Total interest expense | $748,000 | 5,425 |
| Net interest income | $2,810,000 | 3,644 |
| Provision for loan and lease losses | $75,000 | 5,625 |
| Total noninterest income | $353,000 | 4,104 |
| Gross Fiduciary activities income | $137,000 | 692 |
| Service charges on deposit accounts | $126,000 | 4,206 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $90,000 | 4,981 |
| Total noninterest expense | $2,050,000 | 4,324 |
| Salaries and employee benefits | $1,138,000 | 4,031 |
| Premises and equipment expense | $395,000 | 3,212 |
| Additional noninterest expense | $517,000 | 5,161 |
| Pre-tax net operating income | $1,038,000 | 2,049 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $49,000 | 3,169 |
| Income before extraordinary items | $989,000 | 1,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $989,000 | 1,858 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $989,000 | 1,860 |
| Net charge-offs | $100,000 | 4,241 |
| Cash dividends | $1,180,000 | 768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $989,000 | 1,808 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 4,299 |
| Total interest expense | $390,000 | 5,439 |
| Net interest income | $1,364,000 | 3,715 |
| Provision for loan and lease losses | $30,000 | 5,394 |
| Total noninterest income | $194,000 | 3,872 |
| Gross Fiduciary activities income | $82,000 | 649 |
| Service charges on deposit accounts | $64,000 | 4,142 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $48,000 | 4,911 |
| Total noninterest expense | $1,024,000 | 4,243 |
| Salaries and employee benefits | $575,000 | 4,030 |
| Premises and equipment expense | $206,000 | 3,143 |
| Additional noninterest expense | $243,000 | 5,023 |
| Pre-tax net operating income | $504,000 | 2,362 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $24,000 | 3,435 |
| Income before extraordinary items | $480,000 | 2,210 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 2,211 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $480,000 | 2,212 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $890,000 | 516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $480,000 | 2,071 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,549,000 | 4,283 |
| Total interest expense | $2,040,000 | 5,248 |
| Net interest income | $5,509,000 | 3,689 |
| Provision for loan and lease losses | $110,000 | 5,937 |
| Total noninterest income | $719,000 | 4,074 |
| Gross Fiduciary activities income | $256,000 | 732 |
| Service charges on deposit accounts | $262,000 | 4,269 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $201,000 | 4,823 |
| Total noninterest expense | $4,243,000 | 4,061 |
| Salaries and employee benefits | $2,405,000 | 3,890 |
| Premises and equipment expense | $968,000 | 2,705 |
| Additional noninterest expense | $870,000 | 5,245 |
| Pre-tax net operating income | $1,875,000 | 2,583 |
| Securities gains (losses) | $47,000 | 1,652 |
| Applicable income taxes | $84,000 | 3,524 |
| Income before extraordinary items | $1,838,000 | 2,158 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,838,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,772 |
| Cash dividends | $1,498,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,792,880 | 2,321 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,744,000 | 4,318 |
| Total interest expense | $1,635,000 | 5,216 |
| Net interest income | $4,109,000 | 3,732 |
| Provision for loan and lease losses | $45,000 | 5,958 |
| Total noninterest income | $547,000 | 4,144 |
| Gross Fiduciary activities income | $200,000 | 719 |
| Service charges on deposit accounts | $185,000 | 4,410 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $162,000 | 4,825 |
| Total noninterest expense | $3,173,000 | 4,053 |
| Salaries and employee benefits | $1,805,000 | 3,914 |
| Premises and equipment expense | $736,000 | 2,682 |
| Additional noninterest expense | $632,000 | 5,270 |
| Pre-tax net operating income | $1,438,000 | 2,925 |
| Securities gains (losses) | $47,000 | 1,472 |
| Applicable income taxes | $68,000 | 3,904 |
| Income before extraordinary items | $1,417,000 | 2,437 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,417,000 | 2,435 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,512 |
| Cash dividends | $1,498,000 | 1,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,372,350 | 2,617 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,911,000 | 4,317 |
| Total interest expense | $1,176,000 | 5,180 |
| Net interest income | $2,735,000 | 3,742 |
| Provision for loan and lease losses | $30,000 | 5,577 |
| Total noninterest income | $351,000 | 4,274 |
| Gross Fiduciary activities income | $139,000 | 717 |
| Service charges on deposit accounts | $120,000 | 4,469 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $92,000 | 5,188 |
| Total noninterest expense | $2,017,000 | 4,206 |
| Salaries and employee benefits | $1,194,000 | 3,972 |
| Premises and equipment expense | $404,000 | 3,186 |
| Additional noninterest expense | $419,000 | 5,283 |
| Pre-tax net operating income | $1,039,000 | 2,879 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $46,000 | 4,129 |
| Income before extraordinary items | $993,000 | 2,578 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $993,000 | 2,578 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $1,345,000 | 1,098 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $993,000 | 2,537 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,004,000 | 4,316 |
| Total interest expense | $643,000 | 5,103 |
| Net interest income | $1,361,000 | 3,739 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $91,000 | 666 |
| Service charges on deposit accounts | $59,000 | 4,476 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $52,000 | 4,970 |
| Total noninterest expense | $1,024,000 | 4,164 |
| Salaries and employee benefits | $603,000 | 3,965 |
| Premises and equipment expense | $205,000 | 3,161 |
| Additional noninterest expense | $216,000 | 5,137 |
| Pre-tax net operating income | $524,000 | 2,977 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $23,000 | 4,277 |
| Income before extraordinary items | $501,000 | 2,679 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $501,000 | 2,681 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $968,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $501,000 | 2,613 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,885,000 | 4,401 |
| Total interest expense | $2,673,000 | 5,085 |
| Net interest income | $5,212,000 | 3,869 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $714,000 | 4,248 |
| Gross Fiduciary activities income | $261,000 | 743 |
| Service charges on deposit accounts | $254,000 | 4,424 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $199,000 | 5,067 |
| Total noninterest expense | $3,833,000 | 4,252 |
| Salaries and employee benefits | $2,364,000 | 3,887 |
| Premises and equipment expense | $577,000 | 3,944 |
| Additional noninterest expense | $892,000 | 4,985 |
| Pre-tax net operating income | $2,093,000 | 3,218 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $93,000 | 4,533 |
| Income before extraordinary items | $2,002,000 | 2,828 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,002,000 | 2,827 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $348,000 | 2,104 |
| Cash dividends | $1,997,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,000,080 | 2,806 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 4,422 |
| Total interest expense | $2,024,000 | 5,080 |
| Net interest income | $3,870,000 | 3,909 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $546,000 | 4,211 |
| Gross Fiduciary activities income | $206,000 | 727 |
| Service charges on deposit accounts | $191,000 | 4,435 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $149,000 | 5,104 |
| Total noninterest expense | $2,822,000 | 4,276 |
| Salaries and employee benefits | $1,779,000 | 3,861 |
| Premises and equipment expense | $388,000 | 4,261 |
| Additional noninterest expense | $655,000 | 5,002 |
| Pre-tax net operating income | $1,594,000 | 3,339 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $70,000 | 4,720 |
| Income before extraordinary items | $1,525,000 | 2,930 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,525,000 | 2,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,809 |
| Cash dividends | $1,997,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,524,040 | 2,923 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,930,000 | 4,438 |
| Total interest expense | $1,314,000 | 5,166 |
| Net interest income | $2,616,000 | 3,891 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $388,000 | 4,099 |
| Gross Fiduciary activities income | $155,000 | 705 |
| Service charges on deposit accounts | $125,000 | 4,485 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $108,000 | 4,978 |
| Total noninterest expense | $1,888,000 | 4,302 |
| Salaries and employee benefits | $1,182,000 | 3,894 |
| Premises and equipment expense | $267,000 | 4,182 |
| Additional noninterest expense | $439,000 | 4,987 |
| Pre-tax net operating income | $1,116,000 | 3,278 |
| Securities gains (losses) | $1,000 | 1,305 |
| Applicable income taxes | $50,000 | 4,769 |
| Income before extraordinary items | $1,067,000 | 2,888 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,067,000 | 2,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,315 |
| Cash dividends | $1,794,000 | 982 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 379 |
| Net operating income | $1,066,040 | 2,874 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,918,000 | 4,512 |
| Total interest expense | $634,000 | 5,235 |
| Net interest income | $1,284,000 | 3,946 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $217,000 | 3,835 |
| Gross Fiduciary activities income | $88,000 | 687 |
| Service charges on deposit accounts | $62,000 | 4,457 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $67,000 | 4,543 |
| Total noninterest expense | $972,000 | 4,223 |
| Salaries and employee benefits | $597,000 | 3,908 |
| Premises and equipment expense | $137,000 | 4,125 |
| Additional noninterest expense | $238,000 | 4,702 |
| Pre-tax net operating income | $529,000 | 3,391 |
| Securities gains (losses) | $1,000 | 1,055 |
| Applicable income taxes | $23,000 | 4,835 |
| Income before extraordinary items | $507,000 | 3,000 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $507,000 | 3,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $1,388,000 | 629 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 202 |
| Net operating income | $506,040 | 2,983 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,474,000 | 4,774 |
| Total interest expense | $1,884,000 | 5,563 |
| Net interest income | $4,590,000 | 4,290 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $701,000 | 4,350 |
| Gross Fiduciary activities income | $255,000 | 747 |
| Service charges on deposit accounts | $227,000 | 4,721 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $219,000 | 4,941 |
| Total noninterest expense | $3,288,000 | 4,588 |
| Salaries and employee benefits | $2,044,000 | 4,195 |
| Premises and equipment expense | $426,000 | 4,727 |
| Additional noninterest expense | $818,000 | 5,168 |
| Pre-tax net operating income | $2,003,000 | 3,643 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $94,000 | 5,015 |
| Income before extraordinary items | $1,909,000 | 3,199 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,909,000 | 3,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,885,000 | 1,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,909,000 | 3,186 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,838,000 | 4,777 |
| Total interest expense | $1,362,000 | 5,597 |
| Net interest income | $3,476,000 | 4,269 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $500,000 | 4,479 |
| Gross Fiduciary activities income | $182,000 | 749 |
| Service charges on deposit accounts | $172,000 | 4,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $146,000 | 5,185 |
| Total noninterest expense | $2,408,000 | 4,658 |
| Salaries and employee benefits | $1,527,000 | 4,189 |
| Premises and equipment expense | $318,000 | 4,742 |
| Additional noninterest expense | $563,000 | 5,411 |
| Pre-tax net operating income | $1,568,000 | 3,691 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $74,000 | 5,180 |
| Income before extraordinary items | $1,494,000 | 3,217 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,494,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $1,885,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,494,000 | 3,215 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,209,000 | 4,757 |
| Total interest expense | $864,000 | 5,611 |
| Net interest income | $2,345,000 | 4,238 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $349,000 | 4,358 |
| Gross Fiduciary activities income | $132,000 | 749 |
| Service charges on deposit accounts | $113,000 | 4,738 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $104,000 | 5,052 |
| Total noninterest expense | $1,602,000 | 4,677 |
| Salaries and employee benefits | $1,014,000 | 4,218 |
| Premises and equipment expense | $212,000 | 4,755 |
| Additional noninterest expense | $376,000 | 5,425 |
| Pre-tax net operating income | $1,092,000 | 3,578 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $52,000 | 5,200 |
| Income before extraordinary items | $1,040,000 | 3,126 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,040,000 | 3,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $1,699,000 | 946 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,040,000 | 3,111 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,566,000 | 4,770 |
| Total interest expense | $400,000 | 5,694 |
| Net interest income | $1,166,000 | 4,240 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $205,000 | 3,931 |
| Gross Fiduciary activities income | $91,000 | 662 |
| Service charges on deposit accounts | $56,000 | 4,691 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $58,000 | 4,825 |
| Total noninterest expense | $808,000 | 4,659 |
| Salaries and employee benefits | $510,000 | 4,223 |
| Premises and equipment expense | $113,000 | 4,590 |
| Additional noninterest expense | $185,000 | 5,419 |
| Pre-tax net operating income | $563,000 | 3,479 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $27,000 | 5,120 |
| Income before extraordinary items | $536,000 | 3,000 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $536,000 | 2,999 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $1,328,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $536,000 | 2,979 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,011,000 | 4,601 |
| Total interest expense | $1,311,000 | 5,598 |
| Net interest income | $4,700,000 | 4,135 |
| Provision for loan and lease losses | $23,000 | 6,436 |
| Total noninterest income | $707,000 | 4,352 |
| Gross Fiduciary activities income | $231,000 | 770 |
| Service charges on deposit accounts | $247,000 | 4,597 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $229,000 | 4,898 |
| Total noninterest expense | $3,241,000 | 4,533 |
| Salaries and employee benefits | $2,015,000 | 4,104 |
| Premises and equipment expense | $487,000 | 4,267 |
| Additional noninterest expense | $739,000 | 5,437 |
| Pre-tax net operating income | $2,143,000 | 3,526 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $98,000 | 5,393 |
| Income before extraordinary items | $2,045,000 | 3,048 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,045,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,206 |
| Cash dividends | $1,865,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,045,000 | 3,010 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,446,000 | 4,595 |
| Total interest expense | $929,000 | 5,644 |
| Net interest income | $3,517,000 | 4,147 |
| Provision for loan and lease losses | $23,000 | 6,069 |
| Total noninterest income | $526,000 | 4,402 |
| Gross Fiduciary activities income | $165,000 | 768 |
| Service charges on deposit accounts | $190,000 | 4,577 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $171,000 | 4,942 |
| Total noninterest expense | $2,411,000 | 4,537 |
| Salaries and employee benefits | $1,505,000 | 4,083 |
| Premises and equipment expense | $368,000 | 4,224 |
| Additional noninterest expense | $538,000 | 5,484 |
| Pre-tax net operating income | $1,609,000 | 3,566 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $74,000 | 5,502 |
| Income before extraordinary items | $1,535,000 | 3,070 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,535,000 | 3,071 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,608 |
| Cash dividends | $1,865,000 | 1,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,535,000 | 3,034 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 4,568 |
| Total interest expense | $571,000 | 5,703 |
| Net interest income | $2,371,000 | 4,090 |
| Provision for loan and lease losses | $15,000 | 5,851 |
| Total noninterest income | $362,000 | 4,292 |
| Gross Fiduciary activities income | $124,000 | 744 |
| Service charges on deposit accounts | $128,000 | 4,513 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $110,000 | 4,988 |
| Total noninterest expense | $1,610,000 | 4,515 |
| Salaries and employee benefits | $1,004,000 | 4,067 |
| Premises and equipment expense | $248,000 | 4,176 |
| Additional noninterest expense | $358,000 | 5,451 |
| Pre-tax net operating income | $1,108,000 | 3,445 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $51,000 | 5,503 |
| Income before extraordinary items | $1,057,000 | 2,962 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,057,000 | 2,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $1,679,000 | 856 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,057,000 | 2,926 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,429,000 | 4,628 |
| Total interest expense | $269,000 | 5,775 |
| Net interest income | $1,160,000 | 4,175 |
| Provision for loan and lease losses | $8,000 | 5,590 |
| Total noninterest income | $204,000 | 3,933 |
| Gross Fiduciary activities income | $80,000 | 692 |
| Service charges on deposit accounts | $65,000 | 4,425 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $59,000 | 4,816 |
| Total noninterest expense | $808,000 | 4,533 |
| Salaries and employee benefits | $505,000 | 4,062 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $178,000 | 5,446 |
| Pre-tax net operating income | $548,000 | 3,439 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $523,000 | 2,943 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $523,000 | 2,944 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $1,306,000 | 522 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $523,000 | 2,896 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,047,000 | 4,240 |
| Total interest expense | $1,012,000 | 5,614 |
| Net interest income | $5,035,000 | 3,786 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $723,000 | 4,310 |
| Gross Fiduciary activities income | $210,000 | 775 |
| Service charges on deposit accounts | $332,000 | 4,073 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $181,000 | 5,320 |
| Total noninterest expense | $3,282,000 | 4,389 |
| Salaries and employee benefits | $2,033,000 | 3,944 |
| Premises and equipment expense | $496,000 | 4,122 |
| Additional noninterest expense | $753,000 | 5,299 |
| Pre-tax net operating income | $2,416,000 | 3,085 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $115,000 | 5,372 |
| Income before extraordinary items | $2,301,000 | 2,595 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,301,000 | 2,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $1,402,000 | 1,820 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,301,000 | 2,542 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 4,229 |
| Total interest expense | $758,000 | 5,594 |
| Net interest income | $3,760,000 | 3,785 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $549,000 | 4,299 |
| Gross Fiduciary activities income | $168,000 | 764 |
| Service charges on deposit accounts | $253,000 | 4,067 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $128,000 | 5,445 |
| Total noninterest expense | $2,441,000 | 4,386 |
| Salaries and employee benefits | $1,520,000 | 3,911 |
| Premises and equipment expense | $358,000 | 4,225 |
| Additional noninterest expense | $563,000 | 5,259 |
| Pre-tax net operating income | $1,823,000 | 3,109 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $86,000 | 5,511 |
| Income before extraordinary items | $1,737,000 | 2,625 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,737,000 | 2,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,184 |
| Cash dividends | $1,402,000 | 1,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,737,000 | 2,558 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 4,229 |
| Total interest expense | $516,000 | 5,561 |
| Net interest income | $2,505,000 | 3,778 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $373,000 | 4,270 |
| Gross Fiduciary activities income | $118,000 | 757 |
| Service charges on deposit accounts | $168,000 | 4,066 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $87,000 | 5,445 |
| Total noninterest expense | $1,614,000 | 4,426 |
| Salaries and employee benefits | $1,002,000 | 3,968 |
| Premises and equipment expense | $239,000 | 4,211 |
| Additional noninterest expense | $373,000 | 5,299 |
| Pre-tax net operating income | $1,234,000 | 3,049 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $59,000 | 5,455 |
| Income before extraordinary items | $1,175,000 | 2,574 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,175,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,323 |
| Cash dividends | $1,227,000 | 1,067 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,175,000 | 2,505 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,527,000 | 4,211 |
| Total interest expense | $268,000 | 5,516 |
| Net interest income | $1,259,000 | 3,744 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $211,000 | 3,938 |
| Gross Fiduciary activities income | $72,000 | 713 |
| Service charges on deposit accounts | $83,000 | 4,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $56,000 | 4,886 |
| Total noninterest expense | $817,000 | 4,407 |
| Salaries and employee benefits | $505,000 | 3,975 |
| Premises and equipment expense | $117,000 | 4,321 |
| Additional noninterest expense | $195,000 | 5,165 |
| Pre-tax net operating income | $638,000 | 2,924 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $30,000 | 5,394 |
| Income before extraordinary items | $608,000 | 2,465 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $608,000 | 2,466 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,075 |
| Cash dividends | $1,052,000 | 638 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $608,000 | 2,387 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $6,333,000 | 4,142 |
| Total interest expense | $1,391,000 | 5,114 |
| Net interest income | $4,942,000 | 3,712 |
| Provision for loan and lease losses | $60,000 | 5,969 |
| Total noninterest income | $688,000 | 4,600 |
| Gross Fiduciary activities income | $168,000 | 846 |
| Service charges on deposit accounts | $353,000 | 3,923 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $167,000 | 5,630 |
| Total noninterest expense | $3,207,000 | 4,403 |
| Salaries and employee benefits | $1,979,000 | 3,958 |
| Premises and equipment expense | $470,000 | 4,250 |
| Additional noninterest expense | $758,000 | 5,234 |
| Pre-tax net operating income | $2,363,000 | 3,014 |
| Securities gains (losses) | $28,000 | 2,979 |
| Applicable income taxes | $114,000 | 5,580 |
| Income before extraordinary items | $2,277,000 | 2,580 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,277,000 | 2,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $1,847,000 | 1,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,250,400 | 2,491 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,831,000 | 4,128 |
| Total interest expense | $1,096,000 | 5,091 |
| Net interest income | $3,735,000 | 3,709 |
| Provision for loan and lease losses | $45,000 | 5,860 |
| Total noninterest income | $507,000 | 4,711 |
| Gross Fiduciary activities income | $118,000 | 874 |
| Service charges on deposit accounts | $261,000 | 3,976 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $128,000 | 5,642 |
| Total noninterest expense | $2,380,000 | 4,429 |
| Salaries and employee benefits | $1,478,000 | 3,970 |
| Premises and equipment expense | $327,000 | 4,467 |
| Additional noninterest expense | $575,000 | 5,166 |
| Pre-tax net operating income | $1,817,000 | 3,055 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $87,000 | 5,724 |
| Income before extraordinary items | $1,750,000 | 2,619 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,750,000 | 2,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,699 |
| Cash dividends | $1,847,000 | 1,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,731,000 | 2,507 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,318,000 | 4,084 |
| Total interest expense | $786,000 | 4,979 |
| Net interest income | $2,532,000 | 3,660 |
| Provision for loan and lease losses | $30,000 | 5,740 |
| Total noninterest income | $342,000 | 4,641 |
| Gross Fiduciary activities income | $84,000 | 859 |
| Service charges on deposit accounts | $170,000 | 4,008 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $88,000 | 5,563 |
| Total noninterest expense | $1,598,000 | 4,389 |
| Salaries and employee benefits | $983,000 | 3,974 |
| Premises and equipment expense | $219,000 | 4,445 |
| Additional noninterest expense | $396,000 | 5,039 |
| Pre-tax net operating income | $1,246,000 | 2,992 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $60,000 | 5,731 |
| Income before extraordinary items | $1,206,000 | 2,568 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,206,000 | 2,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 6,160 |
| Cash dividends | $1,663,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,187,000 | 2,456 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,036 |
| Total interest expense | $413,000 | 4,937 |
| Net interest income | $1,279,000 | 3,630 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $189,000 | 4,304 |
| Gross Fiduciary activities income | $45,000 | 840 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $803,000 | 4,356 |
| Salaries and employee benefits | $492,000 | 3,954 |
| Premises and equipment expense | $110,000 | 4,431 |
| Additional noninterest expense | $201,000 | 4,949 |
| Pre-tax net operating income | $650,000 | 2,900 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $31,000 | 5,692 |
| Income before extraordinary items | $619,000 | 2,464 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $619,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $1,293,000 | 550 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $619,000 | 2,328 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 3,944 |
| Total interest expense | $2,098,000 | 4,644 |
| Net interest income | $5,127,000 | 3,592 |
| Provision for loan and lease losses | $60,000 | 6,444 |
| Total noninterest income | $650,000 | 4,518 |
| Gross Fiduciary activities income | $194,000 | 839 |
| Service charges on deposit accounts | $318,000 | 4,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,780 |
| Total noninterest expense | $3,159,000 | 4,298 |
| Salaries and employee benefits | $1,921,000 | 3,869 |
| Premises and equipment expense | $453,000 | 4,248 |
| Additional noninterest expense | $785,000 | 4,990 |
| Pre-tax net operating income | $2,558,000 | 2,837 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $116,000 | 5,820 |
| Income before extraordinary items | $2,442,000 | 2,402 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,442,000 | 2,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $1,230,000 | 1,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,442,000 | 2,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,773,000 | 4,117 |
| Total interest expense | $3,234,000 | 4,459 |
| Net interest income | $4,539,000 | 3,730 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $615,000 | 4,521 |
| Gross Fiduciary activities income | $212,000 | 821 |
| Service charges on deposit accounts | $268,000 | 4,456 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $135,000 | 5,740 |
| Total noninterest expense | $3,061,000 | 4,263 |
| Salaries and employee benefits | $1,828,000 | 3,869 |
| Premises and equipment expense | $467,000 | 4,120 |
| Additional noninterest expense | $766,000 | 4,937 |
| Pre-tax net operating income | $2,033,000 | 3,136 |
| Securities gains (losses) | $8,000 | 3,714 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $1,939,000 | 2,600 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,939,000 | 2,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,344 |
| Cash dividends | $1,406,000 | 1,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,931,400 | 2,538 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,981,000 | 4,141 |
| Total interest expense | $3,491,000 | 4,395 |
| Net interest income | $4,490,000 | 3,800 |
| Provision for loan and lease losses | $60,000 | 6,179 |
| Total noninterest income | $605,000 | 4,389 |
| Gross Fiduciary activities income | $226,000 | 780 |
| Service charges on deposit accounts | $264,000 | 4,389 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $115,000 | 6,102 |
| Total noninterest expense | $2,911,000 | 4,331 |
| Salaries and employee benefits | $1,757,000 | 3,849 |
| Premises and equipment expense | $426,000 | 4,300 |
| Additional noninterest expense | $728,000 | 5,044 |
| Pre-tax net operating income | $2,124,000 | 3,168 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $124,000 | 6,243 |
| Income before extraordinary items | $2,000,000 | 2,570 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,000,000 | 2,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $1,313,000 | 1,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,000,000 | 2,568 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,683,000 | 4,081 |
| Total interest expense | $3,318,000 | 4,232 |
| Net interest income | $4,365,000 | 3,883 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $563,000 | 4,609 |
| Gross Fiduciary activities income | $162,000 | 907 |
| Service charges on deposit accounts | $279,000 | 4,188 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $122,000 | 6,135 |
| Total noninterest expense | $2,826,000 | 4,430 |
| Salaries and employee benefits | $1,692,000 | 3,943 |
| Premises and equipment expense | $418,000 | 4,372 |
| Additional noninterest expense | $716,000 | 5,167 |
| Pre-tax net operating income | $2,042,000 | 3,296 |
| Securities gains (losses) | $3,000 | 2,393 |
| Applicable income taxes | $119,000 | 6,664 |
| Income before extraordinary items | $1,926,000 | 2,672 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,926,000 | 2,672 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $868,000 | 2,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,923,180 | 2,640 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,683,000 | 4,082 |
| Total interest expense | $3,524,000 | 4,102 |
| Net interest income | $4,159,000 | 3,998 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $545,000 | 4,687 |
| Gross Fiduciary activities income | $158,000 | 914 |
| Service charges on deposit accounts | $280,000 | 4,143 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $2,757,000 | 4,429 |
| Salaries and employee benefits | $1,603,000 | 4,035 |
| Premises and equipment expense | $454,000 | 3,980 |
| Additional noninterest expense | $700,000 | 5,166 |
| Pre-tax net operating income | $1,887,000 | 3,493 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $309,000 | 5,095 |
| Income before extraordinary items | $1,579,000 | 3,123 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,579,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,842 |
| Cash dividends | $430,000 | 3,854 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,578,160 | 3,034 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,648,000 | 4,141 |
| Total interest expense | $3,484,000 | 4,152 |
| Net interest income | $4,164,000 | 4,091 |
| Provision for loan and lease losses | $60,000 | 6,153 |
| Total noninterest income | $585,000 | 4,489 |
| Gross Fiduciary activities income | $133,000 | 992 |
| Service charges on deposit accounts | $336,000 | 3,736 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $116,000 | 6,369 |
| Total noninterest expense | $2,797,000 | 4,340 |
| Salaries and employee benefits | $1,616,000 | 3,986 |
| Premises and equipment expense | $442,000 | 4,099 |
| Additional noninterest expense | $739,000 | 5,011 |
| Pre-tax net operating income | $1,892,000 | 3,715 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $415,000 | 4,767 |
| Income before extraordinary items | $1,481,000 | 3,400 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,481,000 | 3,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 9,638 |
| Cash dividends | $98,000 | 6,587 |
| Sale, conversion, retirement of capital stock, net | $-819,000 | 10,866 |
| Net operating income | $1,477,880 | 3,330 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,224,000 | 4,436 |
| Total interest expense | $3,269,000 | 4,442 |
| Net interest income | $3,955,000 | 4,373 |
| Provision for loan and lease losses | $60,000 | 6,086 |
| Total noninterest income | $496,000 | 5,187 |
| Gross Fiduciary activities income | $122,000 | 1,068 |
| Service charges on deposit accounts | $280,000 | 4,446 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $94,000 | 7,318 |
| Total noninterest expense | $2,654,000 | 4,779 |
| Salaries and employee benefits | $1,523,000 | 4,250 |
| Premises and equipment expense | $358,000 | 4,944 |
| Additional noninterest expense | $773,000 | 5,333 |
| Pre-tax net operating income | $1,737,000 | 3,834 |
| Securities gains (losses) | $2,000 | 3,501 |
| Applicable income taxes | $373,000 | 5,113 |
| Income before extraordinary items | $1,366,000 | 3,481 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,366,000 | 3,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 8,441 |
| Cash dividends | $560,000 | 3,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,364,420 | 3,437 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,893,000 | 4,628 |
| Total interest expense | $3,130,000 | 4,568 |
| Net interest income | $3,763,000 | 4,552 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $529,000 | 4,975 |
| Gross Fiduciary activities income | $105,000 | 1,157 |
| Service charges on deposit accounts | $294,000 | 4,367 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $130,000 | 6,408 |
| Total noninterest expense | $2,443,000 | 5,097 |
| Salaries and employee benefits | $1,417,000 | 4,516 |
| Premises and equipment expense | $308,000 | 5,516 |
| Additional noninterest expense | $718,000 | 5,727 |
| Pre-tax net operating income | $1,789,000 | 3,867 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $389,000 | 5,037 |
| Income before extraordinary items | $1,402,000 | 3,458 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,402,000 | 3,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $996,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,400,440 | 3,434 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,355,000 | 4,616 |
| Total interest expense | $2,547,000 | 4,572 |
| Net interest income | $3,808,000 | 4,577 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $517,000 | 5,172 |
| Gross Fiduciary activities income | $101,000 | 1,181 |
| Service charges on deposit accounts | $316,000 | 4,181 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $100,000 | 7,516 |
| Total noninterest expense | $2,471,000 | 5,213 |
| Salaries and employee benefits | $1,353,000 | 4,709 |
| Premises and equipment expense | $310,000 | 5,563 |
| Additional noninterest expense | $808,000 | 5,657 |
| Pre-tax net operating income | $1,794,000 | 3,753 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $396,000 | 4,799 |
| Income before extraordinary items | $1,400,000 | 3,371 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,400,000 | 3,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $1,750,000 | 1,249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,398,440 | 3,397 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 4,625 |
| Total interest expense | $2,750,000 | 4,446 |
| Net interest income | $3,730,000 | 4,695 |
| Provision for loan and lease losses | $55,000 | 7,245 |
| Total noninterest income | $505,000 | 5,555 |
| Gross Fiduciary activities income | $97,000 | 1,219 |
| Service charges on deposit accounts | $315,000 | 4,240 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $93,000 | 8,112 |
| Total noninterest expense | $2,419,000 | 5,413 |
| Salaries and employee benefits | $1,304,000 | 4,862 |
| Premises and equipment expense | $311,000 | 5,674 |
| Additional noninterest expense | $804,000 | 5,907 |
| Pre-tax net operating income | $1,761,000 | 3,765 |
| Securities gains (losses) | $21,000 | 4,601 |
| Applicable income taxes | $400,000 | 5,007 |
| Income before extraordinary items | $1,382,000 | 3,497 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,382,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 11,674 |
| Cash dividends | $278,000 | 4,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,365,620 | 3,341 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $7,256,000 | 4,681 |
| Total interest expense | $3,748,000 | 4,303 |
| Net interest income | $3,508,000 | 5,001 |
| Provision for loan and lease losses | $66,000 | 8,365 |
| Total noninterest income | $474,000 | 5,854 |
| Gross Fiduciary activities income | $86,000 | 1,284 |
| Service charges on deposit accounts | $302,000 | 4,410 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $86,000 | 8,594 |
| Total noninterest expense | $2,316,000 | 5,655 |
| Salaries and employee benefits | $1,250,000 | 4,981 |
| Premises and equipment expense | $231,000 | 7,148 |
| Additional noninterest expense | $835,000 | 5,864 |
| Pre-tax net operating income | $1,600,000 | 3,800 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $355,000 | 5,285 |
| Income before extraordinary items | $1,245,000 | 3,684 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,245,000 | 3,728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $300,000 | 3,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,245,000 | 3,408 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.