Home > State Bank & Trust Company > Loan Charge- Offs and Recoveries

State Bank & Trust Company, Loan Charge- Offs and Recoveries

1999-12-31 (YTD Data)Rank
Total charge-offs$1,125,000806
Loans secured by real estate, total$345,000512
To non-U.S. addresseesNANA
Real estate loans in domestic offices$345,000510
Construction and land development$0611
Secured by farmland$0351
Total charge-offs secured by 1-4 family residential properties$203,000463
Secured by multifamily residential properties$0249
Secured by nonfarm nonresidential properties$142,000335
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$255,0001,211
Loans to individuals$525,000686
Credit card loan charge offs$22,0001,255
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$503,000566
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0289
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,213
Total recoveries$56,0003,071
Loans secured by real estate, total$03,744
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,741
Construction and land development$0429
Secured by farmland$0418
Secured by 1-4 family residential properties - total recoveries$02,967
Secured by multifamily residential properties$0246
Secured by nonfarm nonresidential properties$01,309
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$13,0003,210
Loans to individuals$43,0001,760
Credit card loan recoveries$2,0001,653
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$41,0001,621
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,259
Net charge-offs$1,069,000680
Loans secured by real estate, total$345,000397
To non-U.S. addresseesNANA
Real estate loans in domestic offices$345,000396
Construction and land development$0547
Secured by farmland$0293
Secured by 1-4 family residential properties- net charge-offs$203,000390
Secured by multifamily residential properties$0211
Secured by nonfarm nonresidential properties$142,000254
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$242,000995
To non-U.S. addresseesNANA
Loans to individuals$482,000592
Credit card loan net charge offs$20,0001,143
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$462,000468
Loans to foreign governments and official institutions$09
Other loansNANA
Lease financing receivables$0263
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,003
1998-12-31 (YTD Data)Rank
Total charge-offs$552,0001,493
Loans secured by real estate, total$5,0003,976
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0003,973
Construction and land development$0630
Secured by farmland$5,000258
Total charge-offs secured by 1-4 family residential properties$03,812
Secured by multifamily residential properties$0335
Secured by nonfarm nonresidential properties$01,530
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$337,000898
Loans to individuals$210,0001,424
Credit card loan charge offs$11,0001,952
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$199,0001,235
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0296
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,225
Total recoveries$63,0002,901
Loans secured by real estate, total$03,922
To non-U.S. addresseesNANA
Real estate loans in domestic offices$03,917
Construction and land development$0460
Secured by farmland$0446
Secured by 1-4 family residential properties - total recoveries$03,049
Secured by multifamily residential properties$0272
Secured by nonfarm nonresidential properties$01,438
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$10,0003,640
Loans to individuals$53,0001,498
Credit card loan recoveries$5,0001,158
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$48,0001,445
Loans to foreign governments and official institutions$014
Other loansNANA
Lease financing receivables$0264
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,322
Net charge-offs$489,0001,275
Loans secured by real estate, total$5,0003,291
To non-U.S. addresseesNANA
Real estate loans in domestic offices$5,0003,288
Construction and land development$0552
Secured by farmland$5,000211
Secured by 1-4 family residential properties- net charge-offs$03,290
Secured by multifamily residential properties$0283
Secured by nonfarm nonresidential properties$01,241
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$327,000738
To non-U.S. addresseesNANA
Loans to individuals$157,0001,400
Credit card loan net charge offs$6,0002,183
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$151,0001,184
Loans to foreign governments and official institutions$010
Other loansNANA
Lease financing receivables$0278
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,029
1997-12-31 (YTD Data)Rank
Total charge-offs$356,0002,231
Loans secured by real estate, total$2,0004,593
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0004,591
Construction and land development$0676
Secured by farmland$0358
Total charge-offs secured by 1-4 family residential properties$2,0003,768
Secured by multifamily residential properties$0405
Secured by nonfarm nonresidential properties$01,725
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$83,0002,604
Loans to individuals$271,0001,278
Credit card loan charge offs$15,0001,836
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$256,0001,078
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0317
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,269
Total recoveries$67,0003,053
Loans secured by real estate, total$04,351
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,349
Construction and land development$0513
Secured by farmland$0504
Secured by 1-4 family residential properties - total recoveries$03,348
Secured by multifamily residential properties$0333
Secured by nonfarm nonresidential properties$01,668
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$15,0003,390
Loans to individuals$52,0001,595
Credit card loan recoveries$1,0002,101
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$51,0001,450
Loans to foreign governments and official institutions$027
Other loansNANA
Lease financing receivables$0286
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,495
Net charge-offs$289,0002,009
Loans secured by real estate, total$2,0003,793
To non-U.S. addresseesNANA
Real estate loans in domestic offices$2,0003,789
Construction and land development$0590
Secured by farmland$0284
Secured by 1-4 family residential properties- net charge-offs$2,0003,221
Secured by multifamily residential properties$0354
Secured by nonfarm nonresidential properties$01,405
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$68,0002,232
To non-U.S. addresseesNANA
Loans to individuals$219,0001,197
Credit card loan net charge offs$14,0001,721
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$205,0001,007
Loans to foreign governments and official institutions$07
Other loansNANA
Lease financing receivables$0291
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,019
1996-12-31 (YTD Data)Rank
Total charge-offs$243,0003,028
Loans secured by real estate, total$19,0003,224
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0003,224
Construction and land development$0737
Secured by farmland$0391
Total charge-offs secured by 1-4 family residential properties$04,217
Secured by multifamily residential properties$0460
Secured by nonfarm nonresidential properties$19,0001,354
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$40,0003,957
Loans to individuals$184,0001,682
Credit card loan charge offs$16,0001,844
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$168,0001,540
Loans to foreign governments and official institutions$011
Other loansNANA
Lease financing receivables$0355
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,488
Total recoveries$102,0002,415
Loans secured by real estate, total$04,712
To non-U.S. addresseesNANA
Real estate loans in domestic offices$04,705
Construction and land development$0613
Secured by farmland$0587
Secured by 1-4 family residential properties - total recoveries$03,594
Secured by multifamily residential properties$0399
Secured by nonfarm nonresidential properties$01,954
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$26,0002,793
Loans to individuals$76,0001,250
Credit card loan recoveries$4,0001,342
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$72,0001,148
Loans to foreign governments and official institutions$032
Other loansNANA
Lease financing receivables$0294
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,588
Net charge-offs$141,0003,285
Loans secured by real estate, total$19,0002,589
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0002,588
Construction and land development$0634
Secured by farmland$0311
Secured by 1-4 family residential properties- net charge-offs$03,584
Secured by multifamily residential properties$0413
Secured by nonfarm nonresidential properties$19,0001,068
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$14,0004,267
To non-U.S. addresseesNANA
Loans to individuals$108,0001,927
Credit card loan net charge offs$12,0001,897
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$96,0001,743
Loans to foreign governments and official institutions$05
Other loansNANA
Lease financing receivables$0316
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,236
1995-12-31 (YTD Data)Rank
Total charge-offs$285,0002,649
Loans secured by real estate, total$58,0002,260
To non-U.S. addresseesNANA
Real estate loans in domestic offices$58,0002,258
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$50,0001,571
Secured by multifamily residential properties$0559
Secured by nonfarm nonresidential properties$8,0001,877
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$51,0003,452
Loans to individuals$176,0001,594
Credit card loan charge offs$6,0002,487
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$170,0001,358
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,401
Total recoveries$56,0003,815
Loans secured by real estate, total$05,162
To non-U.S. addresseesNANA
Real estate loans in domestic offices$05,149
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$03,910
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$02,179
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$31,0002,672
Loans to individuals$25,0002,824
Credit card loan recoveries$1,0002,129
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0002,680
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,639
Net charge-offs$229,0002,297
Loans secured by real estate, total$58,0001,834
To non-U.S. addresseesNANA
Real estate loans in domestic offices$58,0001,832
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$50,0001,345
Secured by multifamily residential properties$0498
Secured by nonfarm nonresidential properties$8,0001,537
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$20,0003,723
To non-U.S. addresseesNANA
Loans to individuals$151,0001,400
Credit card loan net charge offs$5,0002,403
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$146,0001,140
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,114
1994-12-31 (YTD Data)Rank
Total charge-offs$377,0002,211
Loans secured by real estate, total$06,101
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,096
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$04,860
Secured by multifamily residential properties$0659
Secured by nonfarm nonresidential properties$02,579
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$299,0001,052
Loans to individuals$78,0002,634
Credit card loan charge offs$3,0002,927
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$75,0002,357
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,333
Total recoveries$29,0005,944
Loans secured by real estate, total$3,0004,399
To non-U.S. addresseesNANA
Real estate loans in domestic offices$3,0004,400
Construction and land development$3,000647
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$04,282
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$02,421
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$08,252
Loans to individuals$26,0002,908
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$26,0002,694
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,776
Net charge-offs$348,0001,730
Loans secured by real estate, total$-3,00010,531
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-3,00010,570
Construction and land development$-3,00012,193
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$04,088
Secured by multifamily residential properties$0608
Secured by nonfarm nonresidential properties$02,119
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$299,000726
To non-U.S. addresseesNANA
Loans to individuals$52,0002,461
Credit card loan net charge offs$3,0002,646
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$49,0002,171
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,012
1993-12-31 (YTD Data)Rank
Total charge-offs$515,0002,221
Loans secured by real estate, total$13,0005,329
To non-U.S. addresseesNANA
Real estate loans in domestic offices$13,0005,328
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$12,0003,898
Secured by multifamily residential properties$0764
Secured by nonfarm nonresidential properties$1,0003,140
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$317,0001,444
Loans to individuals$185,0001,614
Credit card loan charge offs$10,0002,121
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$175,0001,390
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,635
Total recoveries$53,0004,715
Loans secured by real estate, total$19,0002,658
To non-U.S. addresseesNANA
Real estate loans in domestic offices$19,0002,658
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$19,0001,252
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$4,0007,052
Loans to individuals$30,0002,844
Credit card loan recoveries$6,0001,249
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$24,0003,030
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,965
Net charge-offs$462,0001,859
Loans secured by real estate, total$-6,00011,847
To non-U.S. addresseesNANA
Real estate loans in domestic offices$-6,00011,886
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$12,0003,345
Secured by multifamily residential properties$0715
Secured by nonfarm nonresidential properties$-18,00012,766
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$313,0001,087
To non-U.S. addresseesNANA
Loans to individuals$155,0001,342
Credit card loan net charge offs$4,0002,623
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$151,0001,026
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,260
1992-12-31 (YTD Data)Rank
Total charge-offs$286,0004,138
Loans secured by real estate, total$115,0002,810
To non-U.S. addresseesNANA
Real estate loans in domestic offices$115,0002,810
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$115,0001,476
Secured by multifamily residential properties$0893
Secured by nonfarm nonresidential properties$03,945
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$97,0004,173
Loans to individuals$74,0003,675
Credit card loan charge offs$5,0002,890
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$69,0003,426
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,961
Total recoveries$29,0006,692
Loans secured by real estate, total$06,234
To non-U.S. addresseesNANA
Real estate loans in domestic offices$06,207
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$04,685
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$02,509
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$09,301
Loans to individuals$29,0003,051
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$29,0002,832
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmers$02,110
Net charge-offs$257,0003,660
Loans secured by real estate, total$115,0002,525
To non-U.S. addresseesNANA
Real estate loans in domestic offices$115,0002,525
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$115,0001,312
Secured by multifamily residential properties$0849
Secured by nonfarm nonresidential properties$03,618
Real estate loans in foreign officesNANA
Loans to depository institutionsNANA
To foreign banksNANA
Loans to finance agricultural production and other loans to farmersNANA
Commercial and industrial loans$97,0003,397
To non-U.S. addresseesNANA
Loans to individuals$45,0003,879
Credit card loan net charge offs$5,0002,682
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$40,0003,692
Loans to foreign governments and official institutionsNANA
Other loansNANA
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmers$01,543

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.