Home > State Bank & Trust Company > Assets and Liabilities
State Bank & Trust Company, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 54 | 3,227 |
| Assets and Liabilities | ||
| Total Assets: | $136,132,000 | 3,385 |
| Cash and due from depository institutions | $8,502,000 | 3,227 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $25,887,000 | 4,030 |
| Federal funds sold & reverse repurchase agreements | $8,650,000 | 1,108 |
| Net loans & leases | $89,097,000 | 3,247 |
| Loan loss allowance | $1,851,000 | 1,988 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,822,000 | 4,266 |
| Other real estate owned | $83,000 | 3,227 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,091,000 | 3,804 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $136,132,000 | 3,385 |
| Total liabilities | $122,380,000 | 3,386 |
| Total deposits | $121,032,000 | 3,140 |
| Interest-bearing deposits | $96,770,000 | 3,355 |
| Deposits held in domestic offices | $121,032,000 | 3,136 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $460,000 | 3,515 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $888,000 | 3,557 |
| Total equity capital | $13,752,000 | 3,193 |
| Total bank equity capital | $13,752,000 | 3,193 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $500,000 | 4,601 |
| Surplus | $12,300,000 | 1,349 |
| Undivided profits | $952,000 | 7,769 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,195,000 | 1,069 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $930,000 | 2,456 |
| Earning assets | $123,634,000 | 3,395 |
| Long-term assets (5+ years) | $2,012,000 | 7,665 |
| Average Assets, year-to-date | $135,550,600 | 3,268 |
| Average Assets, quarterly | $135,852,000 | 3,353 |
| Volatile liabilities | $22,746,000 | 3,158 |
| Insider loans | $606,000 | 4,901 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $8,837,000 | 4,026 |
| Tier 1 (core) risk-based capital | $14,076,000 | 3,106 |
| Tier 2 risk-based capital | $1,181,690 | 2,710 |
| Total risk weighted assets | $93,865,590 | 3,167 |
| Total unused commitments | $8,837,000 | 4,029 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 53 | 3,309 |
| Assets and Liabilities | ||
| Total Assets: | $133,276,000 | 3,378 |
| Cash and due from depository institutions | $6,974,000 | 3,309 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $26,846,000 | 3,952 |
| Federal funds sold & reverse repurchase agreements | $12,100,000 | 1,420 |
| Net loans & leases | $83,662,000 | 3,236 |
| Loan loss allowance | $1,794,000 | 1,977 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,934,000 | 4,009 |
| Other real estate owned | $0 | 3,309 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,760,000 | 3,928 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $133,276,000 | 3,378 |
| Total liabilities | $120,351,000 | 3,356 |
| Total deposits | $118,580,000 | 3,177 |
| Interest-bearing deposits | $95,963,000 | 3,359 |
| Deposits held in domestic offices | $118,580,000 | 3,171 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $604,000 | 2,629 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,167,000 | 3,106 |
| Total equity capital | $12,925,000 | 3,463 |
| Total bank equity capital | $12,925,000 | 3,463 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $500,000 | 4,644 |
| Surplus | $11,250,000 | 1,390 |
| Undivided profits | $1,175,000 | 7,978 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $564,000 | 3,687 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $860,000 | 2,625 |
| Earning assets | $122,608,000 | 3,383 |
| Long-term assets (5+ years) | $2,823,000 | 7,250 |
| Average Assets, year-to-date | $130,925,800 | 3,257 |
| Average Assets, quarterly | $134,837,000 | 3,291 |
| Volatile liabilities | $21,658,000 | 2,824 |
| Insider loans | $1,413,000 | 2,775 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $356,000 | 1,361 |
| Unused loan commitments | $6,612,000 | 4,646 |
| Tier 1 (core) risk-based capital | $12,848,000 | 3,320 |
| Tier 2 risk-based capital | $1,128,520 | 2,735 |
| Total risk weighted assets | $89,615,920 | 3,110 |
| Total unused commitments | $6,612,000 | 4,653 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 53 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $116,294,000 | 3,775 |
| Cash and due from depository institutions | $8,349,000 | 3,421 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $16,100,000 | 5,734 |
| Federal funds sold & reverse repurchase agreements | $6,900,000 | 2,016 |
| Net loans & leases | $81,332,000 | 3,315 |
| Loan loss allowance | $1,671,000 | 2,114 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,048,000 | 3,778 |
| Other real estate owned | $2,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $1,563,000 | 4,313 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $116,294,000 | 3,775 |
| Total liabilities | $104,506,000 | 3,762 |
| Total deposits | $103,112,000 | 3,588 |
| Interest-bearing deposits | $84,116,000 | 3,781 |
| Deposits held in domestic offices | $103,112,000 | 3,580 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $541,000 | 3,070 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $853,000 | 4,046 |
| Total equity capital | $11,788,000 | 3,719 |
| Total bank equity capital | $11,788,000 | 3,719 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $500,000 | 4,817 |
| Surplus | $10,110,000 | 1,523 |
| Undivided profits | $1,178,000 | 8,325 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $376,000 | 4,784 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $784,000 | 2,959 |
| Earning assets | $104,332,000 | 3,876 |
| Long-term assets (5+ years) | $1,030,000 | 8,484 |
| Average Assets, year-to-date | $113,811,600 | 3,689 |
| Average Assets, quarterly | $116,034,500 | 3,737 |
| Volatile liabilities | $14,692,000 | 3,828 |
| Insider loans | $1,821,000 | 2,234 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $188,000 | 1,328 |
| Unused loan commitments | $5,608,000 | 4,904 |
| Tier 1 (core) risk-based capital | $11,787,000 | 3,583 |
| Tier 2 risk-based capital | $1,049,750 | 2,799 |
| Total risk weighted assets | $83,358,850 | 3,270 |
| Total unused commitments | $5,608,000 | 4,909 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 53 | 3,543 |
| Assets and Liabilities | ||
| Total Assets: | $108,898,000 | 4,082 |
| Cash and due from depository institutions | $5,076,000 | 3,543 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $14,671,000 | 6,519 |
| Federal funds sold & reverse repurchase agreements | $7,000,000 | 1,870 |
| Net loans & leases | $78,590,000 | 3,454 |
| Loan loss allowance | $1,538,000 | 2,390 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,202,000 | 3,487 |
| Other real estate owned | $4,000 | 3,543 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,355,000 | 4,988 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $108,898,000 | 4,082 |
| Total liabilities | $98,175,000 | 4,085 |
| Total deposits | $97,038,000 | 3,886 |
| Interest-bearing deposits | $80,892,000 | 4,012 |
| Deposits held in domestic offices | $97,038,000 | 3,874 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $472,000 | 3,263 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $665,000 | 4,853 |
| Total equity capital | $10,723,000 | 4,098 |
| Total bank equity capital | $10,723,000 | 4,098 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $500,000 | 5,112 |
| Surplus | $8,975,000 | 1,776 |
| Undivided profits | $1,248,000 | 8,419 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $323,000 | 5,419 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $726,000 | 3,161 |
| Earning assets | $100,261,000 | 4,093 |
| Long-term assets (5+ years) | $958,000 | 8,813 |
| Average Assets, year-to-date | $106,992,600 | 4,014 |
| Average Assets, quarterly | $109,255,000 | 4,031 |
| Volatile liabilities | $15,411,000 | 3,538 |
| Insider loans | $2,421,000 | 1,773 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $134,000 | 1,333 |
| Unused loan commitments | $5,120,000 | 5,032 |
| Tier 1 (core) risk-based capital | $10,729,000 | 3,985 |
| Tier 2 risk-based capital | $1,000,230 | 2,966 |
| Total risk weighted assets | $79,480,230 | 3,435 |
| Total unused commitments | $5,120,000 | 5,046 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 49 | 3,911 |
| Assets and Liabilities | ||
| Total Assets: | $101,943,000 | 4,347 |
| Cash and due from depository institutions | $5,369,000 | 3,911 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $17,948,000 | 5,994 |
| Federal funds sold & reverse repurchase agreements | $3,950,000 | 3,552 |
| Net loans & leases | $71,620,000 | 3,669 |
| Loan loss allowance | $1,314,000 | 2,765 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,859,000 | 3,957 |
| Other real estate owned | $5,000 | 3,911 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,192,000 | 5,591 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $101,943,000 | 4,347 |
| Total liabilities | $92,415,000 | 4,309 |
| Total deposits | $91,174,000 | 4,155 |
| Interest-bearing deposits | $74,732,000 | 4,350 |
| Deposits held in domestic offices | $91,174,000 | 4,146 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $510,000 | 3,048 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $731,000 | 4,731 |
| Total equity capital | $9,528,000 | 4,520 |
| Total bank equity capital | $9,528,000 | 4,520 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $500,000 | 5,383 |
| Surplus | $7,967,000 | 1,975 |
| Undivided profits | $1,061,000 | 9,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $270,000 | 5,888 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $607,000 | 3,934 |
| Earning assets | $93,518,000 | 4,351 |
| Long-term assets (5+ years) | $911,000 | 9,105 |
| Average Assets, year-to-date | $99,782,200 | 4,257 |
| Average Assets, quarterly | $101,735,500 | 4,308 |
| Volatile liabilities | $10,821,000 | 4,330 |
| Insider loans | $2,707,000 | 1,609 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $96,000 | 1,443 |
| Unused loan commitments | $3,385,000 | 6,037 |
| Tier 1 (core) risk-based capital | $9,508,000 | 4,391 |
| Tier 2 risk-based capital | $891,500 | 3,242 |
| Total risk weighted assets | $70,897,300 | 3,726 |
| Total unused commitments | $3,385,000 | 6,052 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 48 | 4,125 |
| Assets and Liabilities | ||
| Total Assets: | $95,041,000 | 4,578 |
| Cash and due from depository institutions | $6,406,000 | 4,125 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,099,000 | 6,801 |
| Federal funds sold & reverse repurchase agreements | $4,700,000 | 1,929 |
| Net loans & leases | $64,787,000 | 3,930 |
| Loan loss allowance | $1,086,000 | 3,336 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,789,000 | 4,029 |
| Other real estate owned | $225,000 | 4,125 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,035,000 | 6,586 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $95,041,000 | 4,578 |
| Total liabilities | $86,541,000 | 4,567 |
| Total deposits | $85,888,000 | 4,370 |
| Interest-bearing deposits | $70,320,000 | 4,553 |
| Deposits held in domestic offices | $85,888,000 | 4,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $653,000 | 4,277 |
| Total equity capital | $8,500,000 | 4,695 |
| Total bank equity capital | $8,500,000 | 4,695 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $500,000 | 5,677 |
| Surplus | $7,126,000 | 2,074 |
| Undivided profits | $874,000 | 9,350 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $363,000 | 5,120 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $490,000 | 4,294 |
| Earning assets | $85,586,000 | 4,647 |
| Long-term assets (5+ years) | $1,492,000 | 8,857 |
| Average Assets, year-to-date | $94,955,600 | 4,482 |
| Average Assets, quarterly | $96,035,500 | 4,503 |
| Volatile liabilities | $9,821,000 | 4,402 |
| Insider loans | $3,202,000 | 1,309 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $412,000 | 870 |
| Unused loan commitments | $2,394,000 | 6,992 |
| Tier 1 (core) risk-based capital | $8,500,000 | 4,749 |
| Tier 2 risk-based capital | $794,230 | 3,587 |
| Total risk weighted assets | $63,246,630 | 4,047 |
| Total unused commitments | $2,394,000 | 7,003 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 48 | 4,316 |
| Assets and Liabilities | ||
| Total Assets: | $92,470,000 | 4,795 |
| Cash and due from depository institutions | $4,409,000 | 4,316 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $14,239,000 | 7,644 |
| Federal funds sold & reverse repurchase agreements | $11,500,000 | 1,160 |
| Net loans & leases | $59,346,000 | 4,143 |
| Loan loss allowance | $1,005,000 | 3,668 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,915,000 | 3,777 |
| Other real estate owned | $103,000 | 4,316 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $958,000 | 6,308 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,470,000 | 4,795 |
| Total liabilities | $84,763,000 | 4,756 |
| Total deposits | $84,265,000 | 4,585 |
| Interest-bearing deposits | $70,998,000 | 4,693 |
| Deposits held in domestic offices | $84,265,000 | 4,578 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $498,000 | 5,346 |
| Total equity capital | $7,707,000 | 5,152 |
| Total bank equity capital | $7,707,000 | 5,152 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $500,000 | 5,937 |
| Surplus | $6,375,000 | 2,179 |
| Undivided profits | $832,000 | 9,960 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,251,000 | 2,698 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $424,000 | 4,424 |
| Earning assets | $85,085,000 | 4,792 |
| Long-term assets (5+ years) | $1,531,000 | 9,273 |
| Average Assets, year-to-date | $90,286,800 | 4,788 |
| Average Assets, quarterly | $91,936,000 | 4,772 |
| Volatile liabilities | $9,275,000 | 4,318 |
| Insider loans | $3,411,000 | 1,218 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $381,000 | 1,303 |
| Unused loan commitments | $2,259,000 | 7,176 |
| Tier 1 (core) risk-based capital | $7,707,000 | 5,073 |
| Tier 2 risk-based capital | $745,200 | 3,750 |
| Total risk weighted assets | $59,356,400 | 4,214 |
| Total unused commitments | $2,259,000 | 7,200 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 48 | 4,383 |
| Assets and Liabilities | ||
| Total Assets: | $88,626,000 | 5,042 |
| Cash and due from depository institutions | $5,187,000 | 4,383 |
| Interest-bearing balances | $90,000 | 7,493 |
| Securities | $9,709,000 | 9,276 |
| Federal funds sold & reverse repurchase agreements | $10,700,000 | 1,522 |
| Net loans & leases | $60,214,000 | 4,159 |
| Loan loss allowance | $970,000 | 3,836 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,791,000 | 3,985 |
| Other real estate owned | $160,000 | 4,383 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $865,000 | 7,007 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,626,000 | 5,042 |
| Total liabilities | $81,719,000 | 4,984 |
| Total deposits | $81,065,000 | 4,850 |
| Interest-bearing deposits | $69,081,000 | 4,930 |
| Deposits held in domestic offices | $81,065,000 | 4,842 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $654,000 | 4,678 |
| Total equity capital | $6,907,000 | 5,437 |
| Total bank equity capital | $6,907,000 | 5,437 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $500,000 | 6,257 |
| Surplus | $5,760,000 | 2,287 |
| Undivided profits | $647,000 | 10,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $887,000 | 3,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $424,000 | 4,780 |
| Earning assets | $80,713,000 | 5,043 |
| Long-term assets (5+ years) | $1,391,000 | 9,684 |
| Average Assets, year-to-date | $84,828,800 | 5,105 |
| Average Assets, quarterly | $86,602,500 | 5,093 |
| Volatile liabilities | $9,234,000 | 4,371 |
| Insider loans | $336,000 | 2,657 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $3,373,000 | 5,744 |
| Tier 1 (core) risk-based capital | $6,907,000 | 5,375 |
| Tier 2 risk-based capital | $730,340 | 3,823 |
| Total risk weighted assets | $58,187,340 | 4,341 |
| Total unused commitments | $3,373,000 | 5,771 |
| Derivatives | $0 | 651 |