Home > State Bank of Standish > Income and Expense
State Bank of Standish, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 3,697 |
| Total interest expense | $3,246,000 | 4,434 |
| Net interest income | $5,537,000 | 3,208 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $540,000 | 4,910 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $338,000 | 3,889 |
| Trading account gains and fees | $8,000 | 442 |
| Additional Noninterest Income | $194,000 | 5,217 |
| Total noninterest expense | $3,704,000 | 3,552 |
| Salaries and employee benefits | $1,673,000 | 3,873 |
| Premises and equipment expense | $425,000 | 4,302 |
| Additional noninterest expense | $1,606,000 | 2,911 |
| Pre-tax net operating income | $2,253,000 | 3,147 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $692,000 | 3,267 |
| Income before extraordinary items | $1,563,000 | 3,127 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,563,000 | 3,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 11,120 |
| Cash dividends | $1,850,000 | 1,309 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,561,620 | 3,104 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,203,000 | 3,662 |
| Total interest expense | $2,894,000 | 4,089 |
| Net interest income | $5,309,000 | 3,378 |
| Provision for loan and lease losses | $180,000 | 3,202 |
| Total noninterest income | $485,000 | 5,402 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $308,000 | 4,273 |
| Trading account gains and fees | $4,000 | 418 |
| Additional Noninterest Income | $173,000 | 5,760 |
| Total noninterest expense | $3,642,000 | 3,717 |
| Salaries and employee benefits | $1,696,000 | 3,832 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $1,552,000 | 3,201 |
| Pre-tax net operating income | $1,972,000 | 3,470 |
| Securities gains (losses) | $12,000 | 2,095 |
| Applicable income taxes | $534,000 | 3,857 |
| Income before extraordinary items | $1,450,000 | 3,262 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,450,000 | 3,277 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,864 |
| Cash dividends | $1,439,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,441,240 | 3,308 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 3,641 |
| Total interest expense | $3,203,000 | 3,889 |
| Net interest income | $5,218,000 | 3,427 |
| Provision for loan and lease losses | $220,000 | 3,693 |
| Total noninterest income | $447,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $267,000 | 4,851 |
| Trading account gains and fees | $1,000 | 508 |
| Additional Noninterest Income | $179,000 | 6,010 |
| Total noninterest expense | $3,688,000 | 3,745 |
| Salaries and employee benefits | $1,728,000 | 3,764 |
| Premises and equipment expense | $365,000 | 5,065 |
| Additional noninterest expense | $1,595,000 | 3,324 |
| Pre-tax net operating income | $1,757,000 | 3,777 |
| Securities gains (losses) | $10,000 | 5,473 |
| Applicable income taxes | $353,000 | 5,462 |
| Income before extraordinary items | $1,414,000 | 3,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,414,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $268,000 | 2,633 |
| Cash dividends | $4,919,000 | 494 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,406,000 | 3,253 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,640,000 | 3,616 |
| Total interest expense | $4,216,000 | 3,884 |
| Net interest income | $5,424,000 | 3,363 |
| Provision for loan and lease losses | $440,000 | 3,268 |
| Total noninterest income | $455,000 | 6,033 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $249,000 | 5,154 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $206,000 | 5,582 |
| Total noninterest expense | $3,451,000 | 3,975 |
| Salaries and employee benefits | $1,857,000 | 3,435 |
| Premises and equipment expense | $405,000 | 4,746 |
| Additional noninterest expense | $1,189,000 | 4,372 |
| Pre-tax net operating income | $1,988,000 | 3,119 |
| Securities gains (losses) | $-3,000 | 12,949 |
| Applicable income taxes | $439,000 | 4,464 |
| Income before extraordinary items | $1,546,000 | 2,992 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,546,000 | 3,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $410,000 | 2,788 |
| Cash dividends | $1,283,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,548,340 | 2,764 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.