Home > State Bank of Niantic > Income and Expense
State Bank of Niantic, Income and Expense
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,263,000 | 5,922 |
| Total interest expense | $109,000 | 5,887 |
| Net interest income | $1,154,000 | 5,894 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $200,000 | 5,185 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $98,000 | 4,662 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $102,000 | 5,014 |
| Total noninterest expense | $1,249,000 | 5,569 |
| Salaries and employee benefits | $620,000 | 5,685 |
| Premises and equipment expense | $292,000 | 4,200 |
| Additional noninterest expense | $337,000 | 5,824 |
| Pre-tax net operating income | $80,000 | 5,944 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $80,000 | 5,936 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $80,000 | 5,935 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $80,000 | 5,936 |
| Net charge-offs | $185,000 | 2,079 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $80,000 | 5,914 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $837,000 | 5,969 |
| Total interest expense | $75,000 | 5,909 |
| Net interest income | $762,000 | 5,940 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $128,000 | 5,227 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $63,000 | 4,704 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $65,000 | 5,072 |
| Total noninterest expense | $857,000 | 5,564 |
| Salaries and employee benefits | $432,000 | 5,657 |
| Premises and equipment expense | $194,000 | 4,239 |
| Additional noninterest expense | $231,000 | 5,817 |
| Pre-tax net operating income | $8,000 | 6,143 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $8,000 | 6,181 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $8,000 | 6,183 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $8,000 | 6,183 |
| Net charge-offs | $176,000 | 1,709 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $8,000 | 6,158 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $415,000 | 6,044 |
| Total interest expense | $39,000 | 5,950 |
| Net interest income | $376,000 | 6,023 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $66,000 | 5,179 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $27,000 | 4,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $39,000 | 4,862 |
| Total noninterest expense | $422,000 | 5,658 |
| Salaries and employee benefits | $209,000 | 5,778 |
| Premises and equipment expense | $98,000 | 4,253 |
| Additional noninterest expense | $115,000 | 5,877 |
| Pre-tax net operating income | $20,000 | 6,041 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $20,000 | 6,051 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,052 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $20,000 | 6,052 |
| Net charge-offs | $33,000 | 2,158 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $20,000 | 6,029 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,874,000 | 5,957 |
| Total interest expense | $219,000 | 5,807 |
| Net interest income | $1,655,000 | 5,926 |
| Provision for loan and lease losses | $79,000 | 3,912 |
| Total noninterest income | $326,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $173,000 | 4,347 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $153,000 | 4,931 |
| Total noninterest expense | $1,777,000 | 5,639 |
| Salaries and employee benefits | $873,000 | 5,777 |
| Premises and equipment expense | $379,000 | 4,354 |
| Additional noninterest expense | $525,000 | 5,777 |
| Pre-tax net operating income | $125,000 | 5,890 |
| Securities gains (losses) | $29,000 | 2,147 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $154,000 | 5,841 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $154,000 | 5,844 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $154,000 | 5,844 |
| Net charge-offs | $139,000 | 3,405 |
| Cash dividends | $30,000 | 4,230 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $125,000 | 5,869 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 6,006 |
| Total interest expense | $176,000 | 5,829 |
| Net interest income | $1,240,000 | 5,984 |
| Provision for loan and lease losses | $78,000 | 3,619 |
| Total noninterest income | $285,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $133,000 | 4,338 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $152,000 | 4,696 |
| Total noninterest expense | $1,335,000 | 5,676 |
| Salaries and employee benefits | $650,000 | 5,804 |
| Premises and equipment expense | $272,000 | 4,477 |
| Additional noninterest expense | $413,000 | 5,736 |
| Pre-tax net operating income | $112,000 | 5,961 |
| Securities gains (losses) | $29,000 | 2,014 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $141,000 | 5,858 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $141,000 | 5,860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $141,000 | 5,860 |
| Net charge-offs | $158,000 | 2,805 |
| Cash dividends | $30,000 | 3,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $112,000 | 5,911 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $960,000 | 6,027 |
| Total interest expense | $129,000 | 5,774 |
| Net interest income | $831,000 | 6,004 |
| Provision for loan and lease losses | $68,000 | 3,318 |
| Total noninterest income | $183,000 | 4,976 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $84,000 | 4,418 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $99,000 | 4,758 |
| Total noninterest expense | $929,000 | 5,640 |
| Salaries and employee benefits | $447,000 | 5,802 |
| Premises and equipment expense | $180,000 | 4,511 |
| Additional noninterest expense | $302,000 | 5,596 |
| Pre-tax net operating income | $17,000 | 6,224 |
| Securities gains (losses) | $29,000 | 1,835 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $46,000 | 6,169 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $46,000 | 6,170 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $46,000 | 6,171 |
| Net charge-offs | $139,000 | 2,446 |
| Cash dividends | $15,000 | 3,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $17,000 | 6,229 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $484,000 | 6,057 |
| Total interest expense | $73,000 | 5,694 |
| Net interest income | $411,000 | 6,064 |
| Provision for loan and lease losses | $28,000 | 3,375 |
| Total noninterest income | $106,000 | 4,751 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $43,000 | 4,360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $63,000 | 4,419 |
| Total noninterest expense | $448,000 | 5,749 |
| Salaries and employee benefits | $216,000 | 5,906 |
| Premises and equipment expense | $89,000 | 4,561 |
| Additional noninterest expense | $143,000 | 5,747 |
| Pre-tax net operating income | $41,000 | 5,939 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $41,000 | 5,955 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $41,000 | 5,957 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $41,000 | 5,957 |
| Net charge-offs | $-8,000 | 6,115 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $41,000 | 5,873 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,149,000 | 6,042 |
| Total interest expense | $409,000 | 5,506 |
| Net interest income | $1,740,000 | 6,086 |
| Provision for loan and lease losses | $123,000 | 4,449 |
| Total noninterest income | $397,000 | 4,838 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $222,000 | 4,062 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $175,000 | 4,759 |
| Total noninterest expense | $1,821,000 | 5,810 |
| Salaries and employee benefits | $902,000 | 5,891 |
| Premises and equipment expense | $400,000 | 4,311 |
| Additional noninterest expense | $519,000 | 6,021 |
| Pre-tax net operating income | $193,000 | 5,696 |
| Securities gains (losses) | $56,000 | 2,652 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $249,000 | 5,628 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $249,000 | 5,625 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $249,000 | 5,626 |
| Net charge-offs | $489,000 | 2,678 |
| Cash dividends | $280,000 | 3,352 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $193,000 | 5,633 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,637,000 | 6,110 |
| Total interest expense | $320,000 | 5,551 |
| Net interest income | $1,317,000 | 6,178 |
| Provision for loan and lease losses | $85,000 | 4,548 |
| Total noninterest income | $302,000 | 4,858 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $168,000 | 4,101 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $134,000 | 4,769 |
| Total noninterest expense | $1,359,000 | 5,866 |
| Salaries and employee benefits | $661,000 | 5,969 |
| Premises and equipment expense | $310,000 | 4,282 |
| Additional noninterest expense | $388,000 | 6,084 |
| Pre-tax net operating income | $175,000 | 5,765 |
| Securities gains (losses) | $56,000 | 2,372 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $231,000 | 5,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $231,000 | 5,590 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $231,000 | 5,590 |
| Net charge-offs | $311,000 | 2,777 |
| Cash dividends | $280,000 | 2,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $175,000 | 5,658 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,117,000 | 6,129 |
| Total interest expense | $221,000 | 5,578 |
| Net interest income | $896,000 | 6,179 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $196,000 | 4,895 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $106,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $90,000 | 4,791 |
| Total noninterest expense | $938,000 | 5,856 |
| Salaries and employee benefits | $473,000 | 5,885 |
| Premises and equipment expense | $205,000 | 4,311 |
| Additional noninterest expense | $260,000 | 6,120 |
| Pre-tax net operating income | $149,000 | 5,598 |
| Securities gains (losses) | $5,000 | 2,890 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $154,000 | 5,606 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $154,000 | 5,605 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $154,000 | 5,605 |
| Net charge-offs | $163,000 | 2,957 |
| Cash dividends | $195,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $149,000 | 5,456 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $575,000 | 6,133 |
| Total interest expense | $117,000 | 5,581 |
| Net interest income | $458,000 | 6,180 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $97,000 | 4,977 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $52,000 | 4,216 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,865 |
| Total noninterest expense | $443,000 | 5,984 |
| Salaries and employee benefits | $220,000 | 6,061 |
| Premises and equipment expense | $101,000 | 4,371 |
| Additional noninterest expense | $122,000 | 6,243 |
| Pre-tax net operating income | $112,000 | 5,277 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $112,000 | 5,234 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $112,000 | 5,235 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $112,000 | 5,235 |
| Net charge-offs | $2,000 | 4,518 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $112,000 | 5,091 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,554,000 | 6,053 |
| Total interest expense | $626,000 | 5,428 |
| Net interest income | $1,928,000 | 6,146 |
| Provision for loan and lease losses | $275,000 | 4,242 |
| Total noninterest income | $467,000 | 4,503 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $250,000 | 3,959 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $217,000 | 4,359 |
| Total noninterest expense | $2,020,000 | 5,804 |
| Salaries and employee benefits | $940,000 | 5,990 |
| Premises and equipment expense | $458,000 | 4,263 |
| Additional noninterest expense | $622,000 | 5,928 |
| Pre-tax net operating income | $100,000 | 5,770 |
| Securities gains (losses) | $12,000 | 3,271 |
| Applicable income taxes | $1,000 | 4,639 |
| Income before extraordinary items | $111,000 | 5,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $111,000 | 5,831 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $111,000 | 5,831 |
| Net charge-offs | $296,000 | 3,819 |
| Cash dividends | $60,000 | 3,926 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $99,120 | 5,760 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,945,000 | 6,087 |
| Total interest expense | $490,000 | 5,449 |
| Net interest income | $1,455,000 | 6,175 |
| Provision for loan and lease losses | $235,000 | 3,935 |
| Total noninterest income | $368,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $189,000 | 3,957 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $179,000 | 4,259 |
| Total noninterest expense | $1,533,000 | 5,803 |
| Salaries and employee benefits | $696,000 | 6,022 |
| Premises and equipment expense | $356,000 | 4,215 |
| Additional noninterest expense | $481,000 | 5,912 |
| Pre-tax net operating income | $55,000 | 5,977 |
| Securities gains (losses) | $12,000 | 2,990 |
| Applicable income taxes | $1,000 | 4,642 |
| Income before extraordinary items | $66,000 | 6,025 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $66,000 | 6,026 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $66,000 | 6,026 |
| Net charge-offs | $240,000 | 3,501 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $54,120 | 5,965 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 6,123 |
| Total interest expense | $336,000 | 5,504 |
| Net interest income | $972,000 | 6,214 |
| Provision for loan and lease losses | $235,000 | 3,342 |
| Total noninterest income | $236,000 | 4,576 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $115,000 | 4,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $121,000 | 4,286 |
| Total noninterest expense | $1,084,000 | 5,753 |
| Salaries and employee benefits | $479,000 | 6,012 |
| Premises and equipment expense | $254,000 | 4,065 |
| Additional noninterest expense | $351,000 | 5,804 |
| Pre-tax net operating income | $-111,000 | 6,441 |
| Securities gains (losses) | $12,000 | 2,290 |
| Applicable income taxes | $1,000 | 4,573 |
| Income before extraordinary items | $-100,000 | 6,508 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-100,000 | 6,508 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-100,000 | 6,508 |
| Net charge-offs | $148,000 | 3,431 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-112,000 | 6,484 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $661,000 | 6,138 |
| Total interest expense | $178,000 | 5,493 |
| Net interest income | $483,000 | 6,244 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $97,000 | 4,964 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $82,000 | 3,383 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $15,000 | 6,083 |
| Total noninterest expense | $492,000 | 5,976 |
| Salaries and employee benefits | $229,000 | 6,138 |
| Premises and equipment expense | $93,000 | 4,891 |
| Additional noninterest expense | $170,000 | 5,897 |
| Pre-tax net operating income | $88,000 | 5,271 |
| Securities gains (losses) | $12,000 | 1,251 |
| Applicable income taxes | $1,000 | 4,403 |
| Income before extraordinary items | $99,000 | 5,022 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $99,000 | 5,020 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $99,000 | 5,022 |
| Net charge-offs | $88,000 | 2,869 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $87,120 | 5,125 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,139,000 | 5,942 |
| Total interest expense | $868,000 | 5,547 |
| Net interest income | $2,271,000 | 5,985 |
| Provision for loan and lease losses | $2,025,000 | 2,052 |
| Total noninterest income | $408,000 | 4,936 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $465,000 | 2,772 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-57,000 | 7,130 |
| Total noninterest expense | $1,876,000 | 6,129 |
| Salaries and employee benefits | $852,000 | 6,333 |
| Premises and equipment expense | $380,000 | 4,863 |
| Additional noninterest expense | $644,000 | 6,076 |
| Pre-tax net operating income | $-1,222,000 | 6,569 |
| Securities gains (losses) | $128,000 | 1,948 |
| Applicable income taxes | $11,000 | 4,198 |
| Income before extraordinary items | $-1,105,000 | 6,626 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,105,000 | 6,627 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-1,105,000 | 6,627 |
| Net charge-offs | $1,538,000 | 2,155 |
| Cash dividends | $161,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,233,000 | 6,641 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,422,000 | 5,989 |
| Total interest expense | $672,000 | 5,623 |
| Net interest income | $1,750,000 | 6,014 |
| Provision for loan and lease losses | $1,155,000 | 2,311 |
| Total noninterest income | $392,000 | 4,552 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $360,000 | 2,774 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $32,000 | 6,375 |
| Total noninterest expense | $1,408,000 | 6,178 |
| Salaries and employee benefits | $613,000 | 6,456 |
| Premises and equipment expense | $325,000 | 4,627 |
| Additional noninterest expense | $470,000 | 6,174 |
| Pre-tax net operating income | $-421,000 | 6,496 |
| Securities gains (losses) | $116,000 | 1,815 |
| Applicable income taxes | $9,000 | 4,274 |
| Income before extraordinary items | $-314,000 | 6,538 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-314,000 | 6,539 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-314,000 | 6,538 |
| Net charge-offs | $395,000 | 3,372 |
| Cash dividends | $161,000 | 2,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-430,000 | 6,558 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,661,000 | 5,992 |
| Total interest expense | $459,000 | 5,672 |
| Net interest income | $1,202,000 | 5,953 |
| Provision for loan and lease losses | $880,000 | 2,086 |
| Total noninterest income | $278,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $236,000 | 2,826 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $42,000 | 5,789 |
| Total noninterest expense | $895,000 | 6,309 |
| Salaries and employee benefits | $390,000 | 6,594 |
| Premises and equipment expense | $194,000 | 4,947 |
| Additional noninterest expense | $311,000 | 6,215 |
| Pre-tax net operating income | $-295,000 | 6,568 |
| Securities gains (losses) | $5,000 | 2,788 |
| Applicable income taxes | $6,000 | 4,252 |
| Income before extraordinary items | $-296,000 | 6,689 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-296,000 | 6,690 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-296,000 | 6,690 |
| Net charge-offs | $202,000 | 3,527 |
| Cash dividends | $161,000 | 2,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-301,000 | 6,646 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $825,000 | 6,073 |
| Total interest expense | $238,000 | 5,717 |
| Net interest income | $587,000 | 6,055 |
| Provision for loan and lease losses | $203,000 | 2,964 |
| Total noninterest income | $132,000 | 4,538 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $113,000 | 2,908 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $19,000 | 5,996 |
| Total noninterest expense | $443,000 | 6,407 |
| Salaries and employee benefits | $195,000 | 6,663 |
| Premises and equipment expense | $86,000 | 5,286 |
| Additional noninterest expense | $162,000 | 6,183 |
| Pre-tax net operating income | $73,000 | 5,380 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $3,000 | 4,254 |
| Income before extraordinary items | $70,000 | 5,401 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $70,000 | 5,403 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $70,000 | 5,402 |
| Net charge-offs | $142,000 | 2,782 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $70,000 | 5,291 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,527,000 | 6,006 |
| Total interest expense | $1,097,000 | 5,840 |
| Net interest income | $2,430,000 | 5,903 |
| Provision for loan and lease losses | $1,044,000 | 3,430 |
| Total noninterest income | $952,000 | 3,436 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $554,000 | 2,679 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $398,000 | 3,556 |
| Total noninterest expense | $1,534,000 | 6,754 |
| Salaries and employee benefits | $790,000 | 6,728 |
| Premises and equipment expense | $175,000 | 6,701 |
| Additional noninterest expense | $569,000 | 6,559 |
| Pre-tax net operating income | $804,000 | 3,338 |
| Securities gains (losses) | $-30,000 | 7,103 |
| Applicable income taxes | $20,000 | 3,659 |
| Income before extraordinary items | $754,000 | 3,231 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $754,000 | 3,229 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $754,000 | 3,230 |
| Net charge-offs | $957,000 | 2,917 |
| Cash dividends | $1,150,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $783,100 | 3,122 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,658,000 | 6,057 |
| Total interest expense | $844,000 | 5,933 |
| Net interest income | $1,814,000 | 5,938 |
| Provision for loan and lease losses | $590,000 | 3,559 |
| Total noninterest income | $676,000 | 3,603 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $407,000 | 2,721 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $269,000 | 3,783 |
| Total noninterest expense | $1,121,000 | 6,833 |
| Salaries and employee benefits | $585,000 | 6,797 |
| Premises and equipment expense | $139,000 | 6,650 |
| Additional noninterest expense | $397,000 | 6,704 |
| Pre-tax net operating income | $779,000 | 3,156 |
| Securities gains (losses) | $26,000 | 2,633 |
| Applicable income taxes | $17,000 | 3,848 |
| Income before extraordinary items | $788,000 | 2,890 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $788,000 | 2,887 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $788,000 | 2,890 |
| Net charge-offs | $418,000 | 3,286 |
| Cash dividends | $1,100,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $762,520 | 2,887 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 6,099 |
| Total interest expense | $569,000 | 6,023 |
| Net interest income | $1,217,000 | 5,932 |
| Provision for loan and lease losses | $390,000 | 3,317 |
| Total noninterest income | $453,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $259,000 | 2,787 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $194,000 | 3,692 |
| Total noninterest expense | $719,000 | 6,964 |
| Salaries and employee benefits | $376,000 | 6,934 |
| Premises and equipment expense | $87,000 | 6,823 |
| Additional noninterest expense | $256,000 | 6,805 |
| Pre-tax net operating income | $561,000 | 3,119 |
| Securities gains (losses) | $26,000 | 2,222 |
| Applicable income taxes | $15,000 | 3,839 |
| Income before extraordinary items | $572,000 | 2,850 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $572,000 | 2,847 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $572,000 | 2,850 |
| Net charge-offs | $159,000 | 3,706 |
| Cash dividends | $935,000 | 989 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $546,780 | 2,830 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $890,000 | 6,149 |
| Total interest expense | $290,000 | 6,088 |
| Net interest income | $600,000 | 5,982 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $269,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $117,000 | 2,942 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $152,000 | 2,939 |
| Total noninterest expense | $353,000 | 6,978 |
| Salaries and employee benefits | $190,000 | 6,955 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $121,000 | 6,766 |
| Pre-tax net operating income | $266,000 | 3,530 |
| Securities gains (losses) | $26,000 | 1,571 |
| Applicable income taxes | $12,000 | 3,875 |
| Income before extraordinary items | $280,000 | 3,246 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $280,000 | 3,246 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $280,000 | 3,246 |
| Net charge-offs | $70,000 | 3,232 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $255,040 | 3,255 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,846,000 | 6,097 |
| Total interest expense | $1,371,000 | 6,167 |
| Net interest income | $2,475,000 | 5,936 |
| Provision for loan and lease losses | $170,000 | 5,409 |
| Total noninterest income | $731,000 | 4,038 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $596,000 | 2,660 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $135,000 | 5,488 |
| Total noninterest expense | $1,341,000 | 7,096 |
| Salaries and employee benefits | $750,000 | 7,027 |
| Premises and equipment expense | $161,000 | 7,041 |
| Additional noninterest expense | $430,000 | 6,926 |
| Pre-tax net operating income | $1,695,000 | 2,808 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $10,000 | 4,529 |
| Income before extraordinary items | $1,685,000 | 2,315 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,685,000 | 2,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 4,335 |
| Cash dividends | $830,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,685,000 | 2,450 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,882,000 | 6,167 |
| Total interest expense | $1,053,000 | 6,217 |
| Net interest income | $1,829,000 | 6,007 |
| Provision for loan and lease losses | $120,000 | 4,934 |
| Total noninterest income | $529,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $439,000 | 2,711 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $90,000 | 5,787 |
| Total noninterest expense | $1,011,000 | 7,093 |
| Salaries and employee benefits | $568,000 | 7,015 |
| Premises and equipment expense | $129,000 | 6,980 |
| Additional noninterest expense | $314,000 | 6,948 |
| Pre-tax net operating income | $1,227,000 | 3,276 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $7,000 | 4,953 |
| Income before extraordinary items | $1,220,000 | 2,726 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,220,000 | 2,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 4,066 |
| Cash dividends | $565,000 | 2,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,220,000 | 2,865 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,904,000 | 6,246 |
| Total interest expense | $716,000 | 6,309 |
| Net interest income | $1,188,000 | 6,087 |
| Provision for loan and lease losses | $80,000 | 4,586 |
| Total noninterest income | $345,000 | 4,315 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $277,000 | 2,804 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $68,000 | 5,681 |
| Total noninterest expense | $658,000 | 7,185 |
| Salaries and employee benefits | $368,000 | 7,126 |
| Premises and equipment expense | $84,000 | 7,047 |
| Additional noninterest expense | $206,000 | 7,011 |
| Pre-tax net operating income | $795,000 | 3,442 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $5,000 | 5,215 |
| Income before extraordinary items | $790,000 | 3,083 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 3,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,485 |
| Cash dividends | $380,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $790,000 | 3,025 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $954,000 | 6,332 |
| Total interest expense | $368,000 | 6,416 |
| Net interest income | $586,000 | 6,152 |
| Provision for loan and lease losses | $50,000 | 3,776 |
| Total noninterest income | $157,000 | 4,507 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $127,000 | 2,928 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,904 |
| Total noninterest expense | $335,000 | 7,178 |
| Salaries and employee benefits | $192,000 | 7,087 |
| Premises and equipment expense | $42,000 | 7,084 |
| Additional noninterest expense | $101,000 | 7,042 |
| Pre-tax net operating income | $358,000 | 3,782 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $356,000 | 3,456 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $356,000 | 3,459 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,651 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $356,000 | 3,356 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,723,000 | 6,386 |
| Total interest expense | $1,494,000 | 6,439 |
| Net interest income | $2,229,000 | 6,246 |
| Provision for loan and lease losses | $170,000 | 4,146 |
| Total noninterest income | $667,000 | 4,413 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $518,000 | 2,970 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $149,000 | 5,584 |
| Total noninterest expense | $1,396,000 | 7,073 |
| Salaries and employee benefits | $731,000 | 7,176 |
| Premises and equipment expense | $166,000 | 7,090 |
| Additional noninterest expense | $499,000 | 6,586 |
| Pre-tax net operating income | $1,330,000 | 4,133 |
| Securities gains (losses) | $-4,000 | 7,335 |
| Applicable income taxes | $-35,000 | 7,898 |
| Income before extraordinary items | $1,361,000 | 3,649 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,361,000 | 3,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,988 |
| Cash dividends | $866,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,365,000 | 3,630 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 6,444 |
| Total interest expense | $1,119,000 | 6,472 |
| Net interest income | $1,642,000 | 6,340 |
| Provision for loan and lease losses | $95,000 | 4,180 |
| Total noninterest income | $475,000 | 4,533 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $382,000 | 3,009 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $93,000 | 5,922 |
| Total noninterest expense | $1,057,000 | 7,037 |
| Salaries and employee benefits | $548,000 | 7,137 |
| Premises and equipment expense | $133,000 | 6,952 |
| Additional noninterest expense | $376,000 | 6,555 |
| Pre-tax net operating income | $965,000 | 4,438 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-37,000 | 8,127 |
| Income before extraordinary items | $1,002,000 | 3,887 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,002,000 | 3,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,761 |
| Cash dividends | $581,000 | 2,743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,002,000 | 3,874 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 6,514 |
| Total interest expense | $741,000 | 6,513 |
| Net interest income | $1,079,000 | 6,413 |
| Provision for loan and lease losses | $55,000 | 4,254 |
| Total noninterest income | $308,000 | 4,600 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $253,000 | 3,007 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $55,000 | 6,129 |
| Total noninterest expense | $723,000 | 7,030 |
| Salaries and employee benefits | $369,000 | 7,172 |
| Premises and equipment expense | $85,000 | 7,042 |
| Additional noninterest expense | $269,000 | 6,404 |
| Pre-tax net operating income | $609,000 | 4,625 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-39,000 | 8,256 |
| Income before extraordinary items | $648,000 | 3,996 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $648,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,475 |
| Cash dividends | $411,000 | 2,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $648,000 | 3,988 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $908,000 | 6,539 |
| Total interest expense | $369,000 | 6,527 |
| Net interest income | $539,000 | 6,449 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $121,000 | 3,053 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $359,000 | 7,075 |
| Salaries and employee benefits | $189,000 | 7,171 |
| Premises and equipment expense | $41,000 | 7,142 |
| Additional noninterest expense | $129,000 | 6,505 |
| Pre-tax net operating income | $324,000 | 4,474 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $2,000 | 5,948 |
| Income before extraordinary items | $322,000 | 4,008 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $322,000 | 4,009 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $113,000 | 2,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $322,000 | 3,989 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,395,000 | 6,489 |
| Total interest expense | $1,247,000 | 6,516 |
| Net interest income | $2,148,000 | 6,396 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $680,000 | 4,427 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $537,000 | 2,918 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $143,000 | 5,703 |
| Total noninterest expense | $1,330,000 | 7,175 |
| Salaries and employee benefits | $695,000 | 7,299 |
| Premises and equipment expense | $171,000 | 7,028 |
| Additional noninterest expense | $464,000 | 6,717 |
| Pre-tax net operating income | $1,348,000 | 4,529 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $10,000 | 6,155 |
| Income before extraordinary items | $1,338,000 | 4,025 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,338,000 | 4,025 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,824 |
| Cash dividends | $770,000 | 3,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,338,000 | 4,003 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,471,000 | 6,588 |
| Total interest expense | $882,000 | 6,605 |
| Net interest income | $1,589,000 | 6,490 |
| Provision for loan and lease losses | $125,000 | 3,756 |
| Total noninterest income | $559,000 | 4,232 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $411,000 | 2,890 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $148,000 | 5,156 |
| Total noninterest expense | $981,000 | 7,214 |
| Salaries and employee benefits | $522,000 | 7,280 |
| Premises and equipment expense | $131,000 | 7,005 |
| Additional noninterest expense | $328,000 | 6,889 |
| Pre-tax net operating income | $1,042,000 | 4,634 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $7,000 | 6,326 |
| Income before extraordinary items | $1,035,000 | 4,091 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,035,000 | 4,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $102,000 | 2,301 |
| Cash dividends | $550,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,035,000 | 4,075 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,612,000 | 6,634 |
| Total interest expense | $554,000 | 6,648 |
| Net interest income | $1,058,000 | 6,531 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $341,000 | 4,416 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $269,000 | 2,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $72,000 | 5,737 |
| Total noninterest expense | $666,000 | 7,208 |
| Salaries and employee benefits | $350,000 | 7,304 |
| Premises and equipment expense | $85,000 | 7,068 |
| Additional noninterest expense | $231,000 | 6,773 |
| Pre-tax net operating income | $658,000 | 4,765 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $5,000 | 6,332 |
| Income before extraordinary items | $653,000 | 4,234 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $653,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 2,156 |
| Cash dividends | $350,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $653,000 | 4,222 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 6,660 |
| Total interest expense | $264,000 | 6,684 |
| Net interest income | $530,000 | 6,535 |
| Provision for loan and lease losses | $40,000 | 3,523 |
| Total noninterest income | $161,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $31,000 | 6,011 |
| Total noninterest expense | $325,000 | 7,273 |
| Salaries and employee benefits | $173,000 | 7,344 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $113,000 | 6,790 |
| Pre-tax net operating income | $326,000 | 4,759 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $2,000 | 6,346 |
| Income before extraordinary items | $324,000 | 4,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $324,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $324,000 | 4,207 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 6,525 |
| Total interest expense | $923,000 | 6,479 |
| Net interest income | $2,163,000 | 6,432 |
| Provision for loan and lease losses | $415,000 | 2,215 |
| Total noninterest income | $663,000 | 4,535 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $536,000 | 2,912 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $127,000 | 6,018 |
| Total noninterest expense | $1,271,000 | 7,278 |
| Salaries and employee benefits | $672,000 | 7,370 |
| Premises and equipment expense | $154,000 | 7,224 |
| Additional noninterest expense | $445,000 | 6,856 |
| Pre-tax net operating income | $1,140,000 | 5,018 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $15,000 | 6,419 |
| Income before extraordinary items | $1,125,000 | 4,513 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,125,000 | 4,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $414,000 | 1,360 |
| Cash dividends | $680,000 | 3,126 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,125,000 | 4,463 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,309,000 | 6,537 |
| Total interest expense | $657,000 | 6,516 |
| Net interest income | $1,652,000 | 6,406 |
| Provision for loan and lease losses | $355,000 | 1,917 |
| Total noninterest income | $485,000 | 4,625 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $392,000 | 2,968 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $93,000 | 6,056 |
| Total noninterest expense | $948,000 | 7,280 |
| Salaries and employee benefits | $505,000 | 7,339 |
| Premises and equipment expense | $126,000 | 7,073 |
| Additional noninterest expense | $317,000 | 6,980 |
| Pre-tax net operating income | $834,000 | 5,230 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $12,000 | 6,473 |
| Income before extraordinary items | $822,000 | 4,681 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $822,000 | 4,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $318,000 | 1,201 |
| Cash dividends | $455,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $822,000 | 4,643 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,524,000 | 6,526 |
| Total interest expense | $415,000 | 6,516 |
| Net interest income | $1,109,000 | 6,398 |
| Provision for loan and lease losses | $315,000 | 1,449 |
| Total noninterest income | $322,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $252,000 | 2,998 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $70,000 | 5,870 |
| Total noninterest expense | $612,000 | 7,353 |
| Salaries and employee benefits | $338,000 | 7,328 |
| Premises and equipment expense | $82,000 | 7,100 |
| Additional noninterest expense | $192,000 | 7,170 |
| Pre-tax net operating income | $504,000 | 5,466 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $10,000 | 6,414 |
| Income before extraordinary items | $494,000 | 4,916 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $494,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 922 |
| Cash dividends | $295,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $494,000 | 4,867 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $748,000 | 6,575 |
| Total interest expense | $203,000 | 6,502 |
| Net interest income | $545,000 | 6,476 |
| Provision for loan and lease losses | $300,000 | 755 |
| Total noninterest income | $149,000 | 4,728 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $116,000 | 3,116 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $33,000 | 6,001 |
| Total noninterest expense | $304,000 | 7,419 |
| Salaries and employee benefits | $172,000 | 7,349 |
| Premises and equipment expense | $41,000 | 7,173 |
| Additional noninterest expense | $91,000 | 7,336 |
| Pre-tax net operating income | $90,000 | 7,371 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $82,000 | 7,194 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $82,000 | 7,194 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $267,000 | 567 |
| Cash dividends | $33,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $82,000 | 7,162 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 6,475 |
| Total interest expense | $803,000 | 6,253 |
| Net interest income | $2,146,000 | 6,434 |
| Provision for loan and lease losses | $180,000 | 3,881 |
| Total noninterest income | $531,000 | 5,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $407,000 | 3,605 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,044 |
| Total noninterest expense | $1,181,000 | 7,475 |
| Salaries and employee benefits | $654,000 | 7,460 |
| Premises and equipment expense | $165,000 | 7,169 |
| Additional noninterest expense | $362,000 | 7,340 |
| Pre-tax net operating income | $1,316,000 | 4,563 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $10,000 | 6,757 |
| Income before extraordinary items | $1,306,000 | 3,972 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,306,000 | 3,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,429 |
| Cash dividends | $540,000 | 3,411 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,306,000 | 3,915 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,213,000 | 6,482 |
| Total interest expense | $597,000 | 6,263 |
| Net interest income | $1,616,000 | 6,434 |
| Provision for loan and lease losses | $130,000 | 3,854 |
| Total noninterest income | $399,000 | 5,135 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $294,000 | 3,715 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $105,000 | 5,832 |
| Total noninterest expense | $877,000 | 7,459 |
| Salaries and employee benefits | $489,000 | 7,396 |
| Premises and equipment expense | $129,000 | 7,057 |
| Additional noninterest expense | $259,000 | 7,419 |
| Pre-tax net operating income | $1,008,000 | 4,582 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $7,000 | 6,881 |
| Income before extraordinary items | $1,001,000 | 3,995 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,001,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 2,961 |
| Cash dividends | $480,000 | 2,769 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,001,000 | 3,932 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 6,544 |
| Total interest expense | $400,000 | 6,290 |
| Net interest income | $1,059,000 | 6,506 |
| Provision for loan and lease losses | $80,000 | 3,908 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $190,000 | 3,774 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 5,644 |
| Total noninterest expense | $586,000 | 7,508 |
| Salaries and employee benefits | $325,000 | 7,461 |
| Premises and equipment expense | $88,000 | 7,035 |
| Additional noninterest expense | $173,000 | 7,454 |
| Pre-tax net operating income | $661,000 | 4,590 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $5,000 | 6,869 |
| Income before extraordinary items | $656,000 | 3,995 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $656,000 | 3,996 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 2,702 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $656,000 | 3,916 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $723,000 | 6,610 |
| Total interest expense | $204,000 | 6,297 |
| Net interest income | $519,000 | 6,582 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $135,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $93,000 | 3,737 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $42,000 | 5,474 |
| Total noninterest expense | $290,000 | 7,576 |
| Salaries and employee benefits | $160,000 | 7,545 |
| Premises and equipment expense | $43,000 | 7,106 |
| Additional noninterest expense | $87,000 | 7,462 |
| Pre-tax net operating income | $334,000 | 4,558 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $2,000 | 6,854 |
| Income before extraordinary items | $332,000 | 3,994 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $332,000 | 3,993 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $332,000 | 3,864 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,879,000 | 6,660 |
| Total interest expense | $939,000 | 6,290 |
| Net interest income | $1,940,000 | 6,677 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $481,000 | 5,536 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $371,000 | 3,813 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $110,000 | 6,367 |
| Total noninterest expense | $1,155,000 | 7,568 |
| Salaries and employee benefits | $625,000 | 7,596 |
| Premises and equipment expense | $166,000 | 7,188 |
| Additional noninterest expense | $364,000 | 7,359 |
| Pre-tax net operating income | $1,126,000 | 4,844 |
| Securities gains (losses) | $4,000 | 3,987 |
| Applicable income taxes | $11,000 | 7,016 |
| Income before extraordinary items | $1,119,000 | 4,313 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,119,000 | 4,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $113,000 | 3,855 |
| Cash dividends | $516,000 | 3,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,115,040 | 4,159 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,148,000 | 6,760 |
| Total interest expense | $724,000 | 6,366 |
| Net interest income | $1,424,000 | 6,788 |
| Provision for loan and lease losses | $105,000 | 4,577 |
| Total noninterest income | $367,000 | 5,531 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $278,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 6,283 |
| Total noninterest expense | $876,000 | 7,532 |
| Salaries and employee benefits | $472,000 | 7,535 |
| Premises and equipment expense | $131,000 | 7,100 |
| Additional noninterest expense | $273,000 | 7,374 |
| Pre-tax net operating income | $810,000 | 5,086 |
| Securities gains (losses) | $4,000 | 3,690 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $813,000 | 4,549 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $813,000 | 4,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 3,689 |
| Cash dividends | $330,000 | 3,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $809,000 | 4,390 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 6,833 |
| Total interest expense | $494,000 | 6,426 |
| Net interest income | $926,000 | 6,876 |
| Provision for loan and lease losses | $65,000 | 4,607 |
| Total noninterest income | $243,000 | 5,545 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $64,000 | 6,138 |
| Total noninterest expense | $581,000 | 7,555 |
| Salaries and employee benefits | $316,000 | 7,553 |
| Premises and equipment expense | $85,000 | 7,152 |
| Additional noninterest expense | $180,000 | 7,397 |
| Pre-tax net operating income | $523,000 | 5,206 |
| Securities gains (losses) | $4,000 | 3,287 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $526,000 | 4,661 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $526,000 | 4,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,533 |
| Cash dividends | $210,000 | 3,395 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $522,000 | 4,480 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $708,000 | 6,878 |
| Total interest expense | $254,000 | 6,450 |
| Net interest income | $454,000 | 6,934 |
| Provision for loan and lease losses | $40,000 | 4,103 |
| Total noninterest income | $123,000 | 5,400 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $83,000 | 3,993 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $286,000 | 7,622 |
| Salaries and employee benefits | $159,000 | 7,568 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $89,000 | 7,438 |
| Pre-tax net operating income | $251,000 | 5,270 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $250,000 | 4,715 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $250,000 | 4,715 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $250,000 | 4,517 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,979,000 | 6,878 |
| Total interest expense | $1,175,000 | 6,489 |
| Net interest income | $1,804,000 | 6,950 |
| Provision for loan and lease losses | $225,000 | 4,105 |
| Total noninterest income | $416,000 | 5,684 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $340,000 | 3,948 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $76,000 | 6,960 |
| Total noninterest expense | $1,071,000 | 7,779 |
| Salaries and employee benefits | $594,000 | 7,728 |
| Premises and equipment expense | $154,000 | 7,397 |
| Additional noninterest expense | $323,000 | 7,638 |
| Pre-tax net operating income | $924,000 | 5,402 |
| Securities gains (losses) | $44,000 | 2,517 |
| Applicable income taxes | $158,000 | 5,449 |
| Income before extraordinary items | $810,000 | 5,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $810,000 | 5,171 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,992 |
| Cash dividends | $301,000 | 4,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $773,040 | 5,158 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 7,181 |
| Total interest expense | $1,419,000 | 7,148 |
| Net interest income | $1,658,000 | 7,049 |
| Provision for loan and lease losses | $140,000 | 4,923 |
| Total noninterest income | $396,000 | 5,704 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $334,000 | 3,893 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $62,000 | 7,340 |
| Total noninterest expense | $969,000 | 8,039 |
| Salaries and employee benefits | $533,000 | 8,017 |
| Premises and equipment expense | $162,000 | 7,325 |
| Additional noninterest expense | $274,000 | 8,043 |
| Pre-tax net operating income | $945,000 | 5,044 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $318,000 | 4,152 |
| Income before extraordinary items | $628,000 | 5,492 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $628,000 | 5,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,797 |
| Cash dividends | $350,000 | 4,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $627,340 | 5,371 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 7,453 |
| Total interest expense | $1,423,000 | 7,302 |
| Net interest income | $1,540,000 | 7,403 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $310,000 | 6,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $228,000 | 4,771 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 6,864 |
| Total noninterest expense | $1,020,000 | 7,965 |
| Salaries and employee benefits | $532,000 | 8,083 |
| Premises and equipment expense | $153,000 | 7,548 |
| Additional noninterest expense | $335,000 | 7,676 |
| Pre-tax net operating income | $775,000 | 5,955 |
| Securities gains (losses) | $-3,000 | 7,730 |
| Applicable income taxes | $242,000 | 5,047 |
| Income before extraordinary items | $530,000 | 6,169 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $530,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,242 |
| Cash dividends | $370,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $532,070 | 6,172 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 7,722 |
| Total interest expense | $1,231,000 | 7,566 |
| Net interest income | $1,442,000 | 7,704 |
| Provision for loan and lease losses | $55,000 | 6,383 |
| Total noninterest income | $267,000 | 6,758 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $201,000 | 5,104 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 7,548 |
| Total noninterest expense | $903,000 | 8,406 |
| Salaries and employee benefits | $491,000 | 8,388 |
| Premises and equipment expense | $148,000 | 7,698 |
| Additional noninterest expense | $264,000 | 8,434 |
| Pre-tax net operating income | $751,000 | 6,126 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $239,000 | 5,318 |
| Income before extraordinary items | $514,000 | 6,341 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $514,000 | 6,338 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,567 |
| Cash dividends | $175,000 | 5,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $512,640 | 6,336 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 8,009 |
| Total interest expense | $1,164,000 | 7,992 |
| Net interest income | $1,416,000 | 7,865 |
| Provision for loan and lease losses | $45,000 | 6,783 |
| Total noninterest income | $275,000 | 6,712 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 4,927 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 7,849 |
| Total noninterest expense | $772,000 | 8,864 |
| Salaries and employee benefits | $445,000 | 8,675 |
| Premises and equipment expense | $124,000 | 8,185 |
| Additional noninterest expense | $203,000 | 9,083 |
| Pre-tax net operating income | $874,000 | 5,826 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $301,000 | 5,159 |
| Income before extraordinary items | $573,000 | 6,196 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $573,000 | 6,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,174 |
| Cash dividends | $152,000 | 5,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $573,000 | 6,086 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,491,000 | 8,391 |
| Total interest expense | $1,104,000 | 8,398 |
| Net interest income | $1,387,000 | 8,265 |
| Provision for loan and lease losses | $40,000 | 7,002 |
| Total noninterest income | $280,000 | 6,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $72,000 | 7,635 |
| Total noninterest expense | $747,000 | 9,231 |
| Salaries and employee benefits | $420,000 | 9,138 |
| Premises and equipment expense | $147,000 | 7,862 |
| Additional noninterest expense | $180,000 | 9,672 |
| Pre-tax net operating income | $880,000 | 6,215 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $315,000 | 5,588 |
| Income before extraordinary items | $565,000 | 6,565 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $565,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 7,272 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $565,000 | 6,511 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,337,000 | 8,928 |
| Total interest expense | $1,022,000 | 8,936 |
| Net interest income | $1,315,000 | 8,732 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $273,000 | 7,285 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $204,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,124 |
| Total noninterest expense | $716,000 | 9,753 |
| Salaries and employee benefits | $395,000 | 9,636 |
| Premises and equipment expense | $144,000 | 8,199 |
| Additional noninterest expense | $177,000 | 10,209 |
| Pre-tax net operating income | $832,000 | 6,359 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $276,000 | 6,102 |
| Income before extraordinary items | $556,000 | 6,524 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $556,000 | 6,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 6,098 |
| Cash dividends | $185,000 | 5,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $556,000 | 6,468 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,126,000 | 9,526 |
| Total interest expense | $897,000 | 9,625 |
| Net interest income | $1,229,000 | 9,251 |
| Provision for loan and lease losses | $10,000 | 8,319 |
| Total noninterest income | $225,000 | 8,061 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $173,000 | 6,200 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 9,130 |
| Total noninterest expense | $728,000 | 10,076 |
| Salaries and employee benefits | $439,000 | 9,626 |
| Premises and equipment expense | $108,000 | 9,386 |
| Additional noninterest expense | $181,000 | 10,668 |
| Pre-tax net operating income | $716,000 | 7,252 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $217,000 | 7,139 |
| Income before extraordinary items | $499,000 | 7,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $499,000 | 7,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 10,497 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $499,000 | 7,229 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 10,010 |
| Total interest expense | $687,000 | 10,175 |
| Net interest income | $1,202,000 | 9,761 |
| Provision for loan and lease losses | $55,000 | 5,922 |
| Total noninterest income | $210,000 | 8,565 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $161,000 | 6,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 9,662 |
| Total noninterest expense | $719,000 | 10,620 |
| Salaries and employee benefits | $402,000 | 10,270 |
| Premises and equipment expense | $102,000 | 9,964 |
| Additional noninterest expense | $215,000 | 10,959 |
| Pre-tax net operating income | $638,000 | 7,780 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $202,000 | 7,307 |
| Income before extraordinary items | $436,000 | 7,835 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $436,000 | 7,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,934 |
| Cash dividends | $35,000 | 8,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $436,000 | 7,894 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 10,294 |
| Total interest expense | $718,000 | 10,476 |
| Net interest income | $1,225,000 | 9,986 |
| Provision for loan and lease losses | $60,000 | 6,949 |
| Total noninterest income | $216,000 | 8,911 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 10,096 |
| Total noninterest expense | $725,000 | 11,042 |
| Salaries and employee benefits | $410,000 | 10,534 |
| Premises and equipment expense | $99,000 | 10,473 |
| Additional noninterest expense | $216,000 | 11,521 |
| Pre-tax net operating income | $656,000 | 7,598 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $212,000 | 7,394 |
| Income before extraordinary items | $444,000 | 8,019 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $444,000 | 8,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $275,000 | 4,630 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $444,000 | 7,758 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,119,000 | 10,659 |
| Total interest expense | $997,000 | 10,400 |
| Net interest income | $1,122,000 | 10,624 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $185,000 | 9,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $138,000 | 7,445 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $47,000 | 10,600 |
| Total noninterest expense | $722,000 | 11,401 |
| Salaries and employee benefits | $417,000 | 10,665 |
| Premises and equipment expense | $84,000 | 11,345 |
| Additional noninterest expense | $221,000 | 11,944 |
| Pre-tax net operating income | $465,000 | 8,677 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $146,000 | 8,720 |
| Income before extraordinary items | $319,000 | 9,058 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $319,000 | 9,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $107,000 | 5,743 |
| Cash dividends | $274,000 | 4,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $319,000 | 8,691 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.