Home > State Bank of New Prague > Income and Expense
State Bank of New Prague, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 4,288 |
| Total interest expense | $113,000 | 5,131 |
| Net interest income | $2,713,000 | 4,157 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $698,000 | 3,068 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $83,000 | 4,267 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 2,553 |
| Total noninterest expense | $2,144,000 | 4,222 |
| Salaries and employee benefits | $1,048,000 | 4,436 |
| Premises and equipment expense | $321,000 | 3,568 |
| Additional noninterest expense | $775,000 | 3,975 |
| Pre-tax net operating income | $1,267,000 | 3,406 |
| Securities gains (losses) | $62,000 | 785 |
| Applicable income taxes | $2,000 | 4,064 |
| Income before extraordinary items | $1,327,000 | 3,051 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,327,000 | 3,050 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,327,000 | 3,051 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $1,452,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,265,000 | 3,101 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,908,000 | 4,274 |
| Total interest expense | $76,000 | 5,154 |
| Net interest income | $1,832,000 | 4,148 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $449,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $54,000 | 4,307 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $395,000 | 2,598 |
| Total noninterest expense | $1,430,000 | 4,247 |
| Salaries and employee benefits | $705,000 | 4,450 |
| Premises and equipment expense | $222,000 | 3,523 |
| Additional noninterest expense | $503,000 | 4,038 |
| Pre-tax net operating income | $851,000 | 3,382 |
| Securities gains (losses) | $59,000 | 599 |
| Applicable income taxes | $2,000 | 4,063 |
| Income before extraordinary items | $908,000 | 2,969 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $908,000 | 2,969 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $908,000 | 2,969 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $937,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $849,000 | 3,063 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $978,000 | 4,247 |
| Total interest expense | $38,000 | 5,176 |
| Net interest income | $940,000 | 4,101 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $199,000 | 3,310 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $26,000 | 4,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $173,000 | 2,748 |
| Total noninterest expense | $730,000 | 4,259 |
| Salaries and employee benefits | $365,000 | 4,439 |
| Premises and equipment expense | $116,000 | 3,501 |
| Additional noninterest expense | $249,000 | 4,072 |
| Pre-tax net operating income | $409,000 | 3,389 |
| Securities gains (losses) | $56,000 | 325 |
| Applicable income taxes | $2,000 | 3,937 |
| Income before extraordinary items | $463,000 | 2,882 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $463,000 | 2,882 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $463,000 | 2,882 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $467,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $407,000 | 3,089 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,000,000 | 4,203 |
| Total interest expense | $159,000 | 5,182 |
| Net interest income | $3,841,000 | 4,070 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,009,000 | 3,031 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $125,000 | 4,251 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $884,000 | 2,544 |
| Total noninterest expense | $2,871,000 | 4,320 |
| Salaries and employee benefits | $1,480,000 | 4,435 |
| Premises and equipment expense | $428,000 | 3,666 |
| Additional noninterest expense | $963,000 | 4,223 |
| Pre-tax net operating income | $1,979,000 | 3,078 |
| Securities gains (losses) | $33,000 | 2,104 |
| Applicable income taxes | $2,000 | 4,157 |
| Income before extraordinary items | $2,010,000 | 2,784 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,010,000 | 2,782 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,010,000 | 2,783 |
| Net charge-offs | $-7,000 | 4,917 |
| Cash dividends | $1,877,000 | 1,504 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,977,000 | 2,765 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,961,000 | 4,258 |
| Total interest expense | $120,000 | 5,225 |
| Net interest income | $2,841,000 | 4,123 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $796,000 | 2,949 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $102,000 | 4,169 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $694,000 | 2,501 |
| Total noninterest expense | $2,107,000 | 4,385 |
| Salaries and employee benefits | $1,073,000 | 4,497 |
| Premises and equipment expense | $320,000 | 3,691 |
| Additional noninterest expense | $714,000 | 4,264 |
| Pre-tax net operating income | $1,530,000 | 3,074 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $2,000 | 4,204 |
| Income before extraordinary items | $1,552,000 | 2,770 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,552,000 | 2,770 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,552,000 | 2,770 |
| Net charge-offs | $-8,000 | 4,864 |
| Cash dividends | $1,411,000 | 1,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,528,000 | 2,733 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 4,297 |
| Total interest expense | $81,000 | 5,272 |
| Net interest income | $1,886,000 | 4,162 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $514,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $71,000 | 4,096 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $443,000 | 2,531 |
| Total noninterest expense | $1,399,000 | 4,429 |
| Salaries and employee benefits | $704,000 | 4,568 |
| Premises and equipment expense | $217,000 | 3,680 |
| Additional noninterest expense | $478,000 | 4,303 |
| Pre-tax net operating income | $1,001,000 | 3,067 |
| Securities gains (losses) | $19,000 | 1,971 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $1,018,000 | 2,771 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,018,000 | 2,769 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,018,000 | 2,770 |
| Net charge-offs | $-9,000 | 4,932 |
| Cash dividends | $939,000 | 1,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $999,000 | 2,729 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 4,281 |
| Total interest expense | $40,000 | 5,333 |
| Net interest income | $966,000 | 4,137 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $230,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $34,000 | 4,152 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $196,000 | 2,642 |
| Total noninterest expense | $704,000 | 4,436 |
| Salaries and employee benefits | $354,000 | 4,593 |
| Premises and equipment expense | $107,000 | 3,735 |
| Additional noninterest expense | $243,000 | 4,299 |
| Pre-tax net operating income | $492,000 | 3,071 |
| Securities gains (losses) | $6,000 | 1,655 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $498,000 | 2,761 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $498,000 | 2,760 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $498,000 | 2,761 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $478,000 | 1,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $492,000 | 2,724 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,917,000 | 4,337 |
| Total interest expense | $174,000 | 5,309 |
| Net interest income | $3,743,000 | 4,193 |
| Provision for loan and lease losses | $51,000 | 3,597 |
| Total noninterest income | $866,000 | 3,321 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $130,000 | 4,347 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $736,000 | 2,763 |
| Total noninterest expense | $2,859,000 | 4,435 |
| Salaries and employee benefits | $1,425,000 | 4,596 |
| Premises and equipment expense | $444,000 | 3,702 |
| Additional noninterest expense | $990,000 | 4,317 |
| Pre-tax net operating income | $1,699,000 | 3,289 |
| Securities gains (losses) | $136,000 | 969 |
| Applicable income taxes | $2,000 | 4,277 |
| Income before extraordinary items | $1,833,000 | 2,883 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,833,000 | 2,886 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,833,000 | 2,886 |
| Net charge-offs | $9,000 | 4,053 |
| Cash dividends | $2,462,000 | 1,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,697,000 | 2,972 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,955,000 | 4,384 |
| Total interest expense | $133,000 | 5,370 |
| Net interest income | $2,822,000 | 4,233 |
| Provision for loan and lease losses | $51,000 | 3,221 |
| Total noninterest income | $673,000 | 3,270 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $98,000 | 4,379 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $575,000 | 2,727 |
| Total noninterest expense | $2,109,000 | 4,492 |
| Salaries and employee benefits | $1,071,000 | 4,627 |
| Premises and equipment expense | $332,000 | 3,762 |
| Additional noninterest expense | $706,000 | 4,429 |
| Pre-tax net operating income | $1,335,000 | 3,281 |
| Securities gains (losses) | $125,000 | 896 |
| Applicable income taxes | $2,000 | 4,356 |
| Income before extraordinary items | $1,458,000 | 2,819 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,458,000 | 2,818 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,458,000 | 2,820 |
| Net charge-offs | $0 | 4,182 |
| Cash dividends | $2,108,000 | 936 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,333,000 | 2,935 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 4,399 |
| Total interest expense | $90,000 | 5,402 |
| Net interest income | $1,894,000 | 4,254 |
| Provision for loan and lease losses | $51,000 | 2,869 |
| Total noninterest income | $457,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $67,000 | 4,351 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $390,000 | 2,708 |
| Total noninterest expense | $1,383,000 | 4,572 |
| Salaries and employee benefits | $697,000 | 4,715 |
| Premises and equipment expense | $224,000 | 3,764 |
| Additional noninterest expense | $462,000 | 4,495 |
| Pre-tax net operating income | $917,000 | 3,225 |
| Securities gains (losses) | $123,000 | 736 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $1,038,000 | 2,689 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,038,000 | 2,690 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,038,000 | 2,691 |
| Net charge-offs | $0 | 3,893 |
| Cash dividends | $1,560,000 | 867 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $915,000 | 2,851 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,002,000 | 4,402 |
| Total interest expense | $46,000 | 5,432 |
| Net interest income | $956,000 | 4,245 |
| Provision for loan and lease losses | $25,000 | 2,683 |
| Total noninterest income | $225,000 | 3,212 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $33,000 | 4,368 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $192,000 | 2,688 |
| Total noninterest expense | $681,000 | 4,627 |
| Salaries and employee benefits | $350,000 | 4,741 |
| Premises and equipment expense | $113,000 | 3,790 |
| Additional noninterest expense | $218,000 | 4,636 |
| Pre-tax net operating income | $475,000 | 3,106 |
| Securities gains (losses) | $85,000 | 640 |
| Applicable income taxes | $2,000 | 4,215 |
| Income before extraordinary items | $558,000 | 2,517 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $558,000 | 2,520 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $558,000 | 2,519 |
| Net charge-offs | $0 | 3,288 |
| Cash dividends | $975,000 | 709 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $473,000 | 2,753 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 4,326 |
| Total interest expense | $240,000 | 5,279 |
| Net interest income | $4,038,000 | 4,173 |
| Provision for loan and lease losses | $105,000 | 3,141 |
| Total noninterest income | $913,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $137,000 | 4,527 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $776,000 | 2,680 |
| Total noninterest expense | $2,998,000 | 4,494 |
| Salaries and employee benefits | $1,563,000 | 4,542 |
| Premises and equipment expense | $482,000 | 3,718 |
| Additional noninterest expense | $953,000 | 4,551 |
| Pre-tax net operating income | $1,848,000 | 3,116 |
| Securities gains (losses) | $11,000 | 2,605 |
| Applicable income taxes | $2,000 | 4,394 |
| Income before extraordinary items | $1,857,000 | 2,850 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,857,000 | 2,848 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,857,000 | 2,850 |
| Net charge-offs | $441,000 | 1,610 |
| Cash dividends | $2,263,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,846,000 | 2,813 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,268,000 | 4,315 |
| Total interest expense | $185,000 | 5,319 |
| Net interest income | $3,083,000 | 4,163 |
| Provision for loan and lease losses | $60,000 | 3,250 |
| Total noninterest income | $708,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $100,000 | 4,631 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $608,000 | 2,624 |
| Total noninterest expense | $2,230,000 | 4,526 |
| Salaries and employee benefits | $1,170,000 | 4,554 |
| Premises and equipment expense | $337,000 | 3,918 |
| Additional noninterest expense | $723,000 | 4,548 |
| Pre-tax net operating income | $1,501,000 | 3,032 |
| Securities gains (losses) | $-29,000 | 6,295 |
| Applicable income taxes | $2,000 | 4,434 |
| Income before extraordinary items | $1,470,000 | 2,771 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,470,000 | 2,771 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,470,000 | 2,771 |
| Net charge-offs | $449,000 | 1,249 |
| Cash dividends | $1,588,000 | 1,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,499,000 | 2,682 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,204,000 | 4,299 |
| Total interest expense | $126,000 | 5,345 |
| Net interest income | $2,078,000 | 4,140 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $421,000 | 3,417 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $69,000 | 4,570 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $352,000 | 2,822 |
| Total noninterest expense | $1,500,000 | 4,539 |
| Salaries and employee benefits | $776,000 | 4,604 |
| Premises and equipment expense | $227,000 | 3,924 |
| Additional noninterest expense | $497,000 | 4,500 |
| Pre-tax net operating income | $984,000 | 2,999 |
| Securities gains (losses) | $-30,000 | 6,425 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $952,000 | 2,737 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $952,000 | 2,741 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $952,000 | 2,741 |
| Net charge-offs | $449,000 | 951 |
| Cash dividends | $913,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $982,000 | 2,643 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 4,204 |
| Total interest expense | $64,000 | 5,386 |
| Net interest income | $1,101,000 | 4,015 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $183,000 | 3,616 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $32,000 | 4,672 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $151,000 | 2,958 |
| Total noninterest expense | $771,000 | 4,511 |
| Salaries and employee benefits | $404,000 | 4,553 |
| Premises and equipment expense | $115,000 | 3,929 |
| Additional noninterest expense | $252,000 | 4,498 |
| Pre-tax net operating income | $513,000 | 2,839 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $514,000 | 2,513 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $514,000 | 2,516 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $514,000 | 2,516 |
| Net charge-offs | $-121,000 | 6,507 |
| Cash dividends | $463,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $513,000 | 2,468 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,372,000 | 4,408 |
| Total interest expense | $311,000 | 5,333 |
| Net interest income | $4,061,000 | 4,237 |
| Provision for loan and lease losses | $66,000 | 4,034 |
| Total noninterest income | $925,000 | 3,341 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $168,000 | 4,395 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $757,000 | 2,747 |
| Total noninterest expense | $3,090,000 | 4,544 |
| Salaries and employee benefits | $1,662,000 | 4,512 |
| Premises and equipment expense | $447,000 | 3,981 |
| Additional noninterest expense | $981,000 | 4,616 |
| Pre-tax net operating income | $1,830,000 | 3,025 |
| Securities gains (losses) | $77,000 | 1,506 |
| Applicable income taxes | $2,000 | 4,492 |
| Income before extraordinary items | $1,905,000 | 2,703 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,905,000 | 2,706 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,905,000 | 2,706 |
| Net charge-offs | $207,000 | 2,978 |
| Cash dividends | $2,394,000 | 1,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,828,000 | 2,720 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,306,000 | 4,434 |
| Total interest expense | $241,000 | 5,367 |
| Net interest income | $3,065,000 | 4,258 |
| Provision for loan and lease losses | $66,000 | 3,761 |
| Total noninterest income | $773,000 | 3,199 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $129,000 | 4,384 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $644,000 | 2,622 |
| Total noninterest expense | $2,285,000 | 4,585 |
| Salaries and employee benefits | $1,228,000 | 4,565 |
| Premises and equipment expense | $336,000 | 4,031 |
| Additional noninterest expense | $721,000 | 4,696 |
| Pre-tax net operating income | $1,487,000 | 2,934 |
| Securities gains (losses) | $76,000 | 1,402 |
| Applicable income taxes | $2,000 | 4,565 |
| Income before extraordinary items | $1,561,000 | 2,585 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,561,000 | 2,589 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,561,000 | 2,589 |
| Net charge-offs | $209,000 | 2,518 |
| Cash dividends | $1,947,000 | 895 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,485,000 | 2,600 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,201,000 | 4,454 |
| Total interest expense | $164,000 | 5,401 |
| Net interest income | $2,037,000 | 4,264 |
| Provision for loan and lease losses | $50,000 | 3,593 |
| Total noninterest income | $530,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $87,000 | 4,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $443,000 | 2,646 |
| Total noninterest expense | $1,520,000 | 4,613 |
| Salaries and employee benefits | $797,000 | 4,652 |
| Premises and equipment expense | $228,000 | 4,001 |
| Additional noninterest expense | $495,000 | 4,659 |
| Pre-tax net operating income | $997,000 | 2,911 |
| Securities gains (losses) | $76,000 | 1,281 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $1,071,000 | 2,494 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,071,000 | 2,501 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,071,000 | 2,500 |
| Net charge-offs | $209,000 | 2,051 |
| Cash dividends | $1,496,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $995,000 | 2,557 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,112,000 | 4,454 |
| Total interest expense | $84,000 | 5,452 |
| Net interest income | $1,028,000 | 4,260 |
| Provision for loan and lease losses | $33,000 | 3,143 |
| Total noninterest income | $282,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $43,000 | 4,360 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $239,000 | 2,523 |
| Total noninterest expense | $769,000 | 4,624 |
| Salaries and employee benefits | $407,000 | 4,652 |
| Premises and equipment expense | $116,000 | 3,975 |
| Additional noninterest expense | $246,000 | 4,686 |
| Pre-tax net operating income | $508,000 | 2,837 |
| Securities gains (losses) | $67,000 | 804 |
| Applicable income taxes | $2,000 | 4,407 |
| Income before extraordinary items | $573,000 | 2,330 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $573,000 | 2,332 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $573,000 | 2,332 |
| Net charge-offs | $149,000 | 1,591 |
| Cash dividends | $731,000 | 715 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $506,000 | 2,473 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $4,852,000 | 4,382 |
| Total interest expense | $551,000 | 4,940 |
| Net interest income | $4,301,000 | 4,225 |
| Provision for loan and lease losses | $115,000 | 4,549 |
| Total noninterest income | $1,141,000 | 3,042 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $197,000 | 4,290 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $944,000 | 2,452 |
| Total noninterest expense | $3,067,000 | 4,692 |
| Salaries and employee benefits | $1,635,000 | 4,639 |
| Premises and equipment expense | $413,000 | 4,247 |
| Additional noninterest expense | $1,019,000 | 4,758 |
| Pre-tax net operating income | $2,260,000 | 2,597 |
| Securities gains (losses) | $31,000 | 3,001 |
| Applicable income taxes | $2,000 | 4,597 |
| Income before extraordinary items | $2,289,000 | 2,349 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,289,000 | 2,350 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,289,000 | 2,351 |
| Net charge-offs | $481,000 | 2,709 |
| Cash dividends | $2,712,000 | 951 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,258,000 | 2,249 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $3,739,000 | 4,377 |
| Total interest expense | $456,000 | 4,854 |
| Net interest income | $3,283,000 | 4,233 |
| Provision for loan and lease losses | $15,000 | 5,485 |
| Total noninterest income | $809,000 | 3,145 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $148,000 | 4,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $661,000 | 2,539 |
| Total noninterest expense | $2,366,000 | 4,649 |
| Salaries and employee benefits | $1,197,000 | 4,713 |
| Premises and equipment expense | $311,000 | 4,274 |
| Additional noninterest expense | $858,000 | 4,500 |
| Pre-tax net operating income | $1,711,000 | 2,649 |
| Securities gains (losses) | $31,000 | 2,692 |
| Applicable income taxes | $2,000 | 4,631 |
| Income before extraordinary items | $1,740,000 | 2,370 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,740,000 | 2,371 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,740,000 | 2,371 |
| Net charge-offs | $283,000 | 2,898 |
| Cash dividends | $1,624,000 | 938 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,709,000 | 2,278 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $2,526,000 | 4,379 |
| Total interest expense | $340,000 | 4,702 |
| Net interest income | $2,186,000 | 4,244 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $477,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $97,000 | 4,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $380,000 | 2,716 |
| Total noninterest expense | $1,590,000 | 4,656 |
| Salaries and employee benefits | $795,000 | 4,763 |
| Premises and equipment expense | $207,000 | 4,298 |
| Additional noninterest expense | $588,000 | 4,443 |
| Pre-tax net operating income | $1,058,000 | 2,737 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $1,056,000 | 2,517 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,056,000 | 2,517 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,056,000 | 2,517 |
| Net charge-offs | $61,000 | 3,852 |
| Cash dividends | $1,119,000 | 886 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,056,000 | 2,382 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,290,000 | 4,379 |
| Total interest expense | $186,000 | 4,615 |
| Net interest income | $1,104,000 | 4,252 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $207,000 | 3,579 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $48,000 | 4,361 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 2,993 |
| Total noninterest expense | $785,000 | 4,715 |
| Salaries and employee benefits | $390,000 | 4,836 |
| Premises and equipment expense | $103,000 | 4,335 |
| Additional noninterest expense | $292,000 | 4,452 |
| Pre-tax net operating income | $511,000 | 2,845 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $2,000 | 4,463 |
| Income before extraordinary items | $509,000 | 2,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $509,000 | 2,559 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 2,560 |
| Net charge-offs | $63,000 | 2,841 |
| Cash dividends | $430,000 | 980 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $509,000 | 2,441 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $5,450,000 | 4,340 |
| Total interest expense | $957,000 | 4,501 |
| Net interest income | $4,493,000 | 4,208 |
| Provision for loan and lease losses | $280,000 | 4,220 |
| Total noninterest income | $985,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $192,000 | 4,456 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $793,000 | 2,462 |
| Total noninterest expense | $3,429,000 | 4,537 |
| Salaries and employee benefits | $1,580,000 | 4,826 |
| Premises and equipment expense | $473,000 | 4,188 |
| Additional noninterest expense | $1,376,000 | 4,089 |
| Pre-tax net operating income | $1,769,000 | 2,741 |
| Securities gains (losses) | $-43,000 | 7,002 |
| Applicable income taxes | $2,000 | 4,563 |
| Income before extraordinary items | $1,724,000 | 2,518 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,724,000 | 2,518 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,724,000 | 2,519 |
| Net charge-offs | $216,000 | 4,210 |
| Cash dividends | $1,167,000 | 1,468 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,767,000 | 2,401 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,131,000 | 4,352 |
| Total interest expense | $739,000 | 4,549 |
| Net interest income | $3,392,000 | 4,214 |
| Provision for loan and lease losses | $280,000 | 3,703 |
| Total noninterest income | $752,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $143,000 | 4,482 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $609,000 | 2,403 |
| Total noninterest expense | $2,506,000 | 4,600 |
| Salaries and employee benefits | $1,162,000 | 4,875 |
| Premises and equipment expense | $358,000 | 4,198 |
| Additional noninterest expense | $986,000 | 4,210 |
| Pre-tax net operating income | $1,358,000 | 2,763 |
| Securities gains (losses) | $-1,000 | 6,834 |
| Applicable income taxes | $2,000 | 4,555 |
| Income before extraordinary items | $1,355,000 | 2,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,355,000 | 2,509 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,355,000 | 2,509 |
| Net charge-offs | $242,000 | 3,490 |
| Cash dividends | $769,000 | 1,394 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,356,000 | 2,409 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,750,000 | 4,400 |
| Total interest expense | $506,000 | 4,593 |
| Net interest income | $2,244,000 | 4,246 |
| Provision for loan and lease losses | $160,000 | 3,810 |
| Total noninterest income | $462,000 | 3,269 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $91,000 | 4,565 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $371,000 | 2,548 |
| Total noninterest expense | $1,721,000 | 4,580 |
| Salaries and employee benefits | $764,000 | 4,945 |
| Premises and equipment expense | $238,000 | 4,241 |
| Additional noninterest expense | $719,000 | 4,027 |
| Pre-tax net operating income | $825,000 | 2,875 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $2,000 | 4,487 |
| Income before extraordinary items | $824,000 | 2,622 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $824,000 | 2,622 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $824,000 | 2,622 |
| Net charge-offs | $134,000 | 3,540 |
| Cash dividends | $465,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $823,000 | 2,545 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,380,000 | 4,410 |
| Total interest expense | $256,000 | 4,692 |
| Net interest income | $1,124,000 | 4,240 |
| Provision for loan and lease losses | $80,000 | 3,622 |
| Total noninterest income | $216,000 | 3,428 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $45,000 | 4,534 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $171,000 | 2,702 |
| Total noninterest expense | $868,000 | 4,572 |
| Salaries and employee benefits | $373,000 | 5,049 |
| Premises and equipment expense | $122,000 | 4,237 |
| Additional noninterest expense | $373,000 | 3,914 |
| Pre-tax net operating income | $392,000 | 3,016 |
| Securities gains (losses) | $7,000 | 1,395 |
| Applicable income taxes | $2,000 | 4,282 |
| Income before extraordinary items | $397,000 | 2,681 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $397,000 | 2,680 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $397,000 | 2,681 |
| Net charge-offs | $33,000 | 3,690 |
| Cash dividends | $173,000 | 1,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $390,070 | 2,662 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,888,000 | 4,371 |
| Total interest expense | $1,322,000 | 4,568 |
| Net interest income | $4,566,000 | 4,197 |
| Provision for loan and lease losses | $1,220,000 | 2,755 |
| Total noninterest income | $747,000 | 3,793 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $189,000 | 4,517 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $558,000 | 3,022 |
| Total noninterest expense | $3,477,000 | 4,612 |
| Salaries and employee benefits | $1,479,000 | 5,092 |
| Premises and equipment expense | $486,000 | 4,263 |
| Additional noninterest expense | $1,512,000 | 3,988 |
| Pre-tax net operating income | $616,000 | 4,112 |
| Securities gains (losses) | $666,000 | 693 |
| Applicable income taxes | $2,000 | 4,467 |
| Income before extraordinary items | $1,280,000 | 2,785 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,280,000 | 2,782 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,280,000 | 2,787 |
| Net charge-offs | $933,000 | 2,783 |
| Cash dividends | $347,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $614,000 | 3,896 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,496,000 | 4,420 |
| Total interest expense | $1,033,000 | 4,620 |
| Net interest income | $3,463,000 | 4,234 |
| Provision for loan and lease losses | $1,030,000 | 2,466 |
| Total noninterest income | $448,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $138,000 | 4,644 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $310,000 | 3,505 |
| Total noninterest expense | $2,581,000 | 4,653 |
| Salaries and employee benefits | $1,078,000 | 5,206 |
| Premises and equipment expense | $364,000 | 4,325 |
| Additional noninterest expense | $1,139,000 | 3,947 |
| Pre-tax net operating income | $300,000 | 4,866 |
| Securities gains (losses) | $569,000 | 654 |
| Applicable income taxes | $2,000 | 4,515 |
| Income before extraordinary items | $867,000 | 3,151 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $867,000 | 3,149 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $867,000 | 3,151 |
| Net charge-offs | $564,000 | 2,915 |
| Cash dividends | $150,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $298,000 | 4,696 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 4,380 |
| Total interest expense | $701,000 | 4,686 |
| Net interest income | $2,367,000 | 4,163 |
| Provision for loan and lease losses | $790,000 | 2,199 |
| Total noninterest income | $130,000 | 5,722 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $93,000 | 4,617 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $37,000 | 5,932 |
| Total noninterest expense | $1,707,000 | 4,693 |
| Salaries and employee benefits | $723,000 | 5,209 |
| Premises and equipment expense | $241,000 | 4,366 |
| Additional noninterest expense | $743,000 | 3,983 |
| Pre-tax net operating income | $0 | 6,056 |
| Securities gains (losses) | $401,000 | 571 |
| Applicable income taxes | $2,000 | 4,454 |
| Income before extraordinary items | $399,000 | 3,791 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $399,000 | 3,789 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $399,000 | 3,790 |
| Net charge-offs | $507,000 | 2,425 |
| Cash dividends | $150,000 | 2,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,000 | 6,086 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,568,000 | 4,367 |
| Total interest expense | $346,000 | 4,858 |
| Net interest income | $1,222,000 | 4,101 |
| Provision for loan and lease losses | $520,000 | 1,782 |
| Total noninterest income | $13,000 | 7,346 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $47,000 | 4,592 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-34,000 | 7,642 |
| Total noninterest expense | $829,000 | 4,809 |
| Salaries and employee benefits | $367,000 | 5,221 |
| Premises and equipment expense | $129,000 | 4,282 |
| Additional noninterest expense | $333,000 | 4,308 |
| Pre-tax net operating income | $-114,000 | 6,689 |
| Securities gains (losses) | $358,000 | 332 |
| Applicable income taxes | $2,000 | 4,347 |
| Income before extraordinary items | $242,000 | 3,554 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $242,000 | 3,550 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $242,000 | 3,553 |
| Net charge-offs | $301,000 | 2,025 |
| Cash dividends | $150,000 | 1,581 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-112,420 | 6,732 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,751,000 | 4,278 |
| Total interest expense | $1,927,000 | 4,557 |
| Net interest income | $4,824,000 | 4,034 |
| Provision for loan and lease losses | $1,075,000 | 3,390 |
| Total noninterest income | $699,000 | 4,068 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $226,000 | 4,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $473,000 | 3,302 |
| Total noninterest expense | $3,475,000 | 4,743 |
| Salaries and employee benefits | $1,524,000 | 5,142 |
| Premises and equipment expense | $401,000 | 4,986 |
| Additional noninterest expense | $1,550,000 | 3,991 |
| Pre-tax net operating income | $973,000 | 3,032 |
| Securities gains (losses) | $664,000 | 714 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $1,635,000 | 1,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,635,000 | 1,968 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,635,000 | 1,970 |
| Net charge-offs | $1,185,000 | 2,663 |
| Cash dividends | $806,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $971,000 | 2,765 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,120,000 | 4,303 |
| Total interest expense | $1,532,000 | 4,542 |
| Net interest income | $3,588,000 | 4,061 |
| Provision for loan and lease losses | $675,000 | 3,339 |
| Total noninterest income | $568,000 | 3,946 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $162,000 | 4,524 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $406,000 | 3,152 |
| Total noninterest expense | $2,538,000 | 4,833 |
| Salaries and employee benefits | $1,156,000 | 5,153 |
| Premises and equipment expense | $302,000 | 5,021 |
| Additional noninterest expense | $1,080,000 | 4,178 |
| Pre-tax net operating income | $943,000 | 2,834 |
| Securities gains (losses) | $338,000 | 915 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $1,279,000 | 2,068 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,279,000 | 2,067 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,279,000 | 2,068 |
| Net charge-offs | $744,000 | 2,568 |
| Cash dividends | $736,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $941,000 | 2,527 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,383,000 | 4,365 |
| Total interest expense | $1,083,000 | 4,497 |
| Net interest income | $2,300,000 | 4,148 |
| Provision for loan and lease losses | $375,000 | 3,368 |
| Total noninterest income | $605,000 | 3,030 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $101,000 | 4,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $504,000 | 2,210 |
| Total noninterest expense | $1,696,000 | 4,863 |
| Salaries and employee benefits | $762,000 | 5,251 |
| Premises and equipment expense | $211,000 | 4,933 |
| Additional noninterest expense | $723,000 | 4,172 |
| Pre-tax net operating income | $834,000 | 2,443 |
| Securities gains (losses) | $104,000 | 1,465 |
| Applicable income taxes | $2,000 | 4,423 |
| Income before extraordinary items | $936,000 | 1,954 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $936,000 | 1,952 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $936,000 | 1,953 |
| Net charge-offs | $450,000 | 2,459 |
| Cash dividends | $528,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $832,000 | 2,107 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,705,000 | 4,378 |
| Total interest expense | $600,000 | 4,357 |
| Net interest income | $1,105,000 | 4,258 |
| Provision for loan and lease losses | $180,000 | 2,990 |
| Total noninterest income | $274,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $49,000 | 4,651 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $225,000 | 2,352 |
| Total noninterest expense | $757,000 | 5,151 |
| Salaries and employee benefits | $368,000 | 5,402 |
| Premises and equipment expense | $110,000 | 4,855 |
| Additional noninterest expense | $279,000 | 4,631 |
| Pre-tax net operating income | $442,000 | 2,606 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $2,000 | 4,551 |
| Income before extraordinary items | $441,000 | 2,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $441,000 | 2,369 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $441,000 | 2,371 |
| Net charge-offs | $248,000 | 1,963 |
| Cash dividends | $243,000 | 1,563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $440,000 | 2,236 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,488,000 | 4,305 |
| Total interest expense | $3,506,000 | 3,843 |
| Net interest income | $3,982,000 | 4,585 |
| Provision for loan and lease losses | $456,000 | 3,942 |
| Total noninterest income | $876,000 | 3,677 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $217,000 | 4,642 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $659,000 | 2,742 |
| Total noninterest expense | $2,699,000 | 5,432 |
| Salaries and employee benefits | $1,559,000 | 5,221 |
| Premises and equipment expense | $298,000 | 5,820 |
| Additional noninterest expense | $842,000 | 5,338 |
| Pre-tax net operating income | $1,703,000 | 2,795 |
| Securities gains (losses) | $-18,000 | 7,071 |
| Applicable income taxes | $2,000 | 4,800 |
| Income before extraordinary items | $1,683,000 | 2,320 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,683,000 | 2,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $185,000 | 4,189 |
| Cash dividends | $1,230,000 | 1,999 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,701,000 | 2,433 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,670,000 | 4,352 |
| Total interest expense | $2,763,000 | 3,820 |
| Net interest income | $2,907,000 | 4,710 |
| Provision for loan and lease losses | $306,000 | 3,512 |
| Total noninterest income | $651,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $152,000 | 4,797 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $499,000 | 2,820 |
| Total noninterest expense | $1,908,000 | 5,602 |
| Salaries and employee benefits | $1,103,000 | 5,405 |
| Premises and equipment expense | $195,000 | 6,167 |
| Additional noninterest expense | $610,000 | 5,376 |
| Pre-tax net operating income | $1,344,000 | 3,072 |
| Securities gains (losses) | $1,000 | 2,971 |
| Applicable income taxes | $2,000 | 5,168 |
| Income before extraordinary items | $1,343,000 | 2,538 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,343,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,991 |
| Cash dividends | $1,055,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,342,000 | 2,669 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,816,000 | 4,386 |
| Total interest expense | $1,930,000 | 3,832 |
| Net interest income | $1,886,000 | 4,805 |
| Provision for loan and lease losses | $156,000 | 3,542 |
| Total noninterest income | $427,000 | 3,880 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $98,000 | 4,866 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $329,000 | 2,885 |
| Total noninterest expense | $1,229,000 | 5,725 |
| Salaries and employee benefits | $730,000 | 5,482 |
| Premises and equipment expense | $107,000 | 6,626 |
| Additional noninterest expense | $392,000 | 5,473 |
| Pre-tax net operating income | $928,000 | 3,104 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $2,000 | 5,394 |
| Income before extraordinary items | $926,000 | 2,746 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $926,000 | 2,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,371 |
| Cash dividends | $878,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $926,000 | 2,692 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,031,000 | 4,266 |
| Total interest expense | $1,027,000 | 3,838 |
| Net interest income | $1,004,000 | 4,612 |
| Provision for loan and lease losses | $66,000 | 3,374 |
| Total noninterest income | $179,000 | 4,212 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $21,000 | 6,186 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $158,000 | 2,952 |
| Total noninterest expense | $610,000 | 5,762 |
| Salaries and employee benefits | $369,000 | 5,481 |
| Premises and equipment expense | $55,000 | 6,593 |
| Additional noninterest expense | $186,000 | 5,573 |
| Pre-tax net operating income | $507,000 | 3,050 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $2,000 | 5,366 |
| Income before extraordinary items | $505,000 | 2,667 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $505,000 | 2,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 2,013 |
| Cash dividends | $166,000 | 2,503 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $505,000 | 2,595 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,518,000 | 4,544 |
| Total interest expense | $3,846,000 | 4,107 |
| Net interest income | $3,672,000 | 4,870 |
| Provision for loan and lease losses | $156,000 | 4,270 |
| Total noninterest income | $763,000 | 4,103 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $197,000 | 4,932 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $566,000 | 3,107 |
| Total noninterest expense | $2,381,000 | 5,752 |
| Salaries and employee benefits | $1,459,000 | 5,392 |
| Premises and equipment expense | $235,000 | 6,389 |
| Additional noninterest expense | $687,000 | 5,789 |
| Pre-tax net operating income | $1,898,000 | 3,419 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $3,000 | 5,864 |
| Income before extraordinary items | $1,895,000 | 2,939 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,895,000 | 2,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $1,292,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,895,000 | 2,931 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,593,000 | 4,579 |
| Total interest expense | $2,835,000 | 4,159 |
| Net interest income | $2,758,000 | 4,895 |
| Provision for loan and lease losses | $111,000 | 3,958 |
| Total noninterest income | $566,000 | 4,138 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 5,010 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $422,000 | 3,109 |
| Total noninterest expense | $1,710,000 | 5,839 |
| Salaries and employee benefits | $1,014,000 | 5,601 |
| Premises and equipment expense | $179,000 | 6,349 |
| Additional noninterest expense | $517,000 | 5,725 |
| Pre-tax net operating income | $1,503,000 | 3,468 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,000 | 5,991 |
| Income before extraordinary items | $1,500,000 | 2,968 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,500,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,926 |
| Cash dividends | $1,085,000 | 1,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,500,000 | 2,956 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,668,000 | 4,635 |
| Total interest expense | $1,853,000 | 4,215 |
| Net interest income | $1,815,000 | 4,969 |
| Provision for loan and lease losses | $66,000 | 3,898 |
| Total noninterest income | $367,000 | 4,221 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $95,000 | 5,045 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $272,000 | 3,180 |
| Total noninterest expense | $1,107,000 | 5,959 |
| Salaries and employee benefits | $610,000 | 5,957 |
| Premises and equipment expense | $133,000 | 6,120 |
| Additional noninterest expense | $364,000 | 5,570 |
| Pre-tax net operating income | $1,009,000 | 3,514 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $3,000 | 6,009 |
| Income before extraordinary items | $1,006,000 | 3,027 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,006,000 | 3,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $870,000 | 1,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,006,000 | 3,011 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,816,000 | 4,675 |
| Total interest expense | $911,000 | 4,236 |
| Net interest income | $905,000 | 4,976 |
| Provision for loan and lease losses | $33,000 | 3,661 |
| Total noninterest income | $186,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $47,000 | 5,004 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $139,000 | 3,154 |
| Total noninterest expense | $561,000 | 5,962 |
| Salaries and employee benefits | $322,000 | 5,854 |
| Premises and equipment expense | $59,000 | 6,441 |
| Additional noninterest expense | $180,000 | 5,587 |
| Pre-tax net operating income | $497,000 | 3,544 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $3,000 | 5,852 |
| Income before extraordinary items | $494,000 | 3,060 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $494,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $663,000 | 1,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $494,000 | 3,040 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,778,000 | 4,653 |
| Total interest expense | $3,147,000 | 4,196 |
| Net interest income | $3,631,000 | 4,937 |
| Provision for loan and lease losses | $108,000 | 4,633 |
| Total noninterest income | $838,000 | 3,945 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $200,000 | 4,987 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $638,000 | 2,908 |
| Total noninterest expense | $2,405,000 | 5,606 |
| Salaries and employee benefits | $1,527,000 | 5,136 |
| Premises and equipment expense | $240,000 | 6,311 |
| Additional noninterest expense | $638,000 | 5,891 |
| Pre-tax net operating income | $1,956,000 | 3,702 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $1,955,000 | 3,151 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,955,000 | 3,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $785,000 | 3,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,955,000 | 3,136 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,985,000 | 4,701 |
| Total interest expense | $2,261,000 | 4,216 |
| Net interest income | $2,724,000 | 4,985 |
| Provision for loan and lease losses | $84,000 | 4,462 |
| Total noninterest income | $660,000 | 3,832 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $155,000 | 4,969 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $505,000 | 2,833 |
| Total noninterest expense | $1,731,000 | 5,716 |
| Salaries and employee benefits | $1,049,000 | 5,402 |
| Premises and equipment expense | $181,000 | 6,328 |
| Additional noninterest expense | $501,000 | 5,769 |
| Pre-tax net operating income | $1,569,000 | 3,688 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $1,568,000 | 3,108 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,568,000 | 3,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,782 |
| Cash dividends | $576,000 | 2,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,568,000 | 3,097 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,239,000 | 4,735 |
| Total interest expense | $1,420,000 | 4,250 |
| Net interest income | $1,819,000 | 4,996 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $409,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $98,000 | 5,060 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $311,000 | 2,947 |
| Total noninterest expense | $1,096,000 | 5,905 |
| Salaries and employee benefits | $629,000 | 5,751 |
| Premises and equipment expense | $126,000 | 6,231 |
| Additional noninterest expense | $341,000 | 5,688 |
| Pre-tax net operating income | $1,072,000 | 3,634 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,000 | 6,575 |
| Income before extraordinary items | $1,071,000 | 3,053 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,071,000 | 3,055 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 3,025 |
| Cash dividends | $363,000 | 2,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,071,000 | 3,043 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,572,000 | 4,756 |
| Total interest expense | $645,000 | 4,389 |
| Net interest income | $927,000 | 4,931 |
| Provision for loan and lease losses | $24,000 | 4,343 |
| Total noninterest income | $221,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $43,000 | 5,250 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $178,000 | 2,701 |
| Total noninterest expense | $558,000 | 5,840 |
| Salaries and employee benefits | $328,000 | 5,660 |
| Premises and equipment expense | $58,000 | 6,447 |
| Additional noninterest expense | $172,000 | 5,648 |
| Pre-tax net operating income | $566,000 | 3,460 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,000 | 6,453 |
| Income before extraordinary items | $565,000 | 2,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $565,000 | 2,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $126,000 | 2,878 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $565,000 | 2,855 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 4,695 |
| Total interest expense | $1,854,000 | 4,662 |
| Net interest income | $3,947,000 | 4,665 |
| Provision for loan and lease losses | $72,000 | 5,255 |
| Total noninterest income | $821,000 | 3,991 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $172,000 | 5,366 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $649,000 | 2,917 |
| Total noninterest expense | $2,455,000 | 5,429 |
| Salaries and employee benefits | $1,568,000 | 4,910 |
| Premises and equipment expense | $202,000 | 6,706 |
| Additional noninterest expense | $685,000 | 5,649 |
| Pre-tax net operating income | $2,241,000 | 3,414 |
| Securities gains (losses) | $20,000 | 1,252 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $2,260,000 | 2,784 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,260,000 | 2,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,118 |
| Cash dividends | $1,293,000 | 2,038 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,240,000 | 2,768 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 4,717 |
| Total interest expense | $1,278,000 | 4,768 |
| Net interest income | $2,997,000 | 4,646 |
| Provision for loan and lease losses | $54,000 | 5,082 |
| Total noninterest income | $623,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $129,000 | 5,380 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $494,000 | 2,914 |
| Total noninterest expense | $1,626,000 | 5,797 |
| Salaries and employee benefits | $974,000 | 5,499 |
| Premises and equipment expense | $150,000 | 6,713 |
| Additional noninterest expense | $502,000 | 5,685 |
| Pre-tax net operating income | $1,940,000 | 3,127 |
| Securities gains (losses) | $20,000 | 1,227 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $1,959,000 | 2,520 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,959,000 | 2,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $1,066,000 | 1,701 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,939,000 | 2,514 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,801,000 | 4,713 |
| Total interest expense | $768,000 | 4,895 |
| Net interest income | $2,033,000 | 4,562 |
| Provision for loan and lease losses | $36,000 | 4,958 |
| Total noninterest income | $435,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $87,000 | 5,319 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $348,000 | 2,782 |
| Total noninterest expense | $1,030,000 | 5,965 |
| Salaries and employee benefits | $576,000 | 5,881 |
| Premises and equipment expense | $107,000 | 6,557 |
| Additional noninterest expense | $347,000 | 5,554 |
| Pre-tax net operating income | $1,402,000 | 2,900 |
| Securities gains (losses) | $20,000 | 1,110 |
| Applicable income taxes | $1,000 | 6,848 |
| Income before extraordinary items | $1,421,000 | 2,319 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,421,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,009 |
| Cash dividends | $772,000 | 1,625 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,401,000 | 2,314 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 4,804 |
| Total interest expense | $350,000 | 5,060 |
| Net interest income | $1,001,000 | 4,620 |
| Provision for loan and lease losses | $18,000 | 4,743 |
| Total noninterest income | $234,000 | 3,621 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $46,000 | 5,168 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $188,000 | 2,577 |
| Total noninterest expense | $516,000 | 5,993 |
| Salaries and employee benefits | $297,000 | 5,808 |
| Premises and equipment expense | $54,000 | 6,573 |
| Additional noninterest expense | $165,000 | 5,705 |
| Pre-tax net operating income | $701,000 | 2,861 |
| Securities gains (losses) | $20,000 | 797 |
| Applicable income taxes | $1,000 | 6,740 |
| Income before extraordinary items | $720,000 | 2,274 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $720,000 | 2,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,869 |
| Cash dividends | $469,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $700,000 | 2,292 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,001,000 | 4,851 |
| Total interest expense | $1,049,000 | 5,523 |
| Net interest income | $3,952,000 | 4,518 |
| Provision for loan and lease losses | $20,000 | 6,718 |
| Total noninterest income | $772,000 | 4,144 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $193,000 | 5,302 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $579,000 | 3,047 |
| Total noninterest expense | $2,439,000 | 5,390 |
| Salaries and employee benefits | $1,587,000 | 4,748 |
| Premises and equipment expense | $198,000 | 6,793 |
| Additional noninterest expense | $654,000 | 5,744 |
| Pre-tax net operating income | $2,265,000 | 3,230 |
| Securities gains (losses) | $46,000 | 1,813 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $2,310,000 | 2,584 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,310,000 | 2,587 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,559 |
| Cash dividends | $1,539,000 | 1,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,264,000 | 2,579 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 4,920 |
| Total interest expense | $748,000 | 5,634 |
| Net interest income | $2,901,000 | 4,584 |
| Provision for loan and lease losses | $10,000 | 6,700 |
| Total noninterest income | $574,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $145,000 | 5,337 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $429,000 | 3,074 |
| Total noninterest expense | $1,602,000 | 5,766 |
| Salaries and employee benefits | $946,000 | 5,498 |
| Premises and equipment expense | $158,000 | 6,621 |
| Additional noninterest expense | $498,000 | 5,649 |
| Pre-tax net operating income | $1,863,000 | 3,058 |
| Securities gains (losses) | $46,000 | 1,731 |
| Applicable income taxes | $1,000 | 7,130 |
| Income before extraordinary items | $1,908,000 | 2,422 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,908,000 | 2,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $1,289,000 | 1,427 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,862,000 | 2,413 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,353,000 | 5,036 |
| Total interest expense | $475,000 | 5,799 |
| Net interest income | $1,878,000 | 4,682 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $382,000 | 4,204 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $101,000 | 5,244 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $281,000 | 3,104 |
| Total noninterest expense | $974,000 | 6,077 |
| Salaries and employee benefits | $534,000 | 6,060 |
| Premises and equipment expense | $107,000 | 6,627 |
| Additional noninterest expense | $333,000 | 5,651 |
| Pre-tax net operating income | $1,286,000 | 2,945 |
| Securities gains (losses) | $27,000 | 1,860 |
| Applicable income taxes | $1,000 | 7,109 |
| Income before extraordinary items | $1,312,000 | 2,331 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,312,000 | 2,331 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $1,002,000 | 1,240 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,285,000 | 2,308 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,141,000 | 5,148 |
| Total interest expense | $228,000 | 5,963 |
| Net interest income | $913,000 | 4,781 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $181,000 | 4,308 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $48,000 | 5,292 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $133,000 | 3,151 |
| Total noninterest expense | $489,000 | 6,113 |
| Salaries and employee benefits | $276,000 | 5,996 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $161,000 | 5,784 |
| Pre-tax net operating income | $605,000 | 3,064 |
| Securities gains (losses) | $27,000 | 1,550 |
| Applicable income taxes | $1,000 | 6,972 |
| Income before extraordinary items | $631,000 | 2,381 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $631,000 | 2,382 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $738,000 | 878 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $604,000 | 2,401 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,247,000 | 5,429 |
| Total interest expense | $952,000 | 6,255 |
| Net interest income | $3,295,000 | 4,999 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $1,125,000 | 3,446 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $190,000 | 5,378 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $935,000 | 2,490 |
| Total noninterest expense | $2,231,000 | 5,627 |
| Salaries and employee benefits | $1,434,000 | 5,007 |
| Premises and equipment expense | $190,000 | 6,903 |
| Additional noninterest expense | $607,000 | 5,954 |
| Pre-tax net operating income | $2,049,000 | 3,343 |
| Securities gains (losses) | $18,000 | 3,281 |
| Applicable income taxes | $1,000 | 7,379 |
| Income before extraordinary items | $2,066,000 | 2,792 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,066,000 | 2,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,829 |
| Cash dividends | $1,765,000 | 1,539 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,048,000 | 2,684 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 5,519 |
| Total interest expense | $728,000 | 6,352 |
| Net interest income | $2,426,000 | 5,081 |
| Provision for loan and lease losses | $120,000 | 4,343 |
| Total noninterest income | $940,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $138,000 | 5,469 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $802,000 | 2,368 |
| Total noninterest expense | $1,511,000 | 5,954 |
| Salaries and employee benefits | $902,000 | 5,594 |
| Premises and equipment expense | $147,000 | 6,830 |
| Additional noninterest expense | $462,000 | 5,888 |
| Pre-tax net operating income | $1,735,000 | 3,164 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,741,000 | 2,629 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,741,000 | 2,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,811 |
| Cash dividends | $1,553,000 | 1,234 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,734,000 | 2,506 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 5,574 |
| Total interest expense | $493,000 | 6,429 |
| Net interest income | $1,607,000 | 5,095 |
| Provision for loan and lease losses | $60,000 | 4,687 |
| Total noninterest income | $655,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $93,000 | 5,436 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $562,000 | 2,270 |
| Total noninterest expense | $929,000 | 6,218 |
| Salaries and employee benefits | $517,000 | 6,141 |
| Premises and equipment expense | $99,000 | 6,790 |
| Additional noninterest expense | $313,000 | 5,836 |
| Pre-tax net operating income | $1,273,000 | 2,945 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $1,000 | 7,438 |
| Income before extraordinary items | $1,279,000 | 2,431 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,279,000 | 2,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,860 |
| Cash dividends | $1,261,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,272,000 | 2,308 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,048,000 | 5,616 |
| Total interest expense | $255,000 | 6,435 |
| Net interest income | $793,000 | 5,129 |
| Provision for loan and lease losses | $15,000 | 5,504 |
| Total noninterest income | $330,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 5,240 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $281,000 | 2,204 |
| Total noninterest expense | $478,000 | 6,151 |
| Salaries and employee benefits | $266,000 | 6,035 |
| Premises and equipment expense | $50,000 | 6,781 |
| Additional noninterest expense | $162,000 | 5,685 |
| Pre-tax net operating income | $630,000 | 2,970 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $1,000 | 7,273 |
| Income before extraordinary items | $636,000 | 2,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $636,000 | 2,398 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 8,980 |
| Cash dividends | $973,000 | 727 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $629,000 | 2,284 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,144,000 | 5,797 |
| Total interest expense | $1,180,000 | 6,479 |
| Net interest income | $2,964,000 | 5,320 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $884,000 | 3,746 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $193,000 | 5,279 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $691,000 | 2,729 |
| Total noninterest expense | $1,932,000 | 5,994 |
| Salaries and employee benefits | $1,179,000 | 5,542 |
| Premises and equipment expense | $202,000 | 6,751 |
| Additional noninterest expense | $551,000 | 6,221 |
| Pre-tax net operating income | $1,892,000 | 3,559 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $474,000 | 3,565 |
| Income before extraordinary items | $1,418,000 | 3,641 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,418,000 | 3,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 4,454 |
| Cash dividends | $419,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,418,000 | 3,544 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $4,564,000 | 5,922 |
| Total interest expense | $2,175,000 | 5,843 |
| Net interest income | $2,389,000 | 5,869 |
| Provision for loan and lease losses | $55,000 | 6,550 |
| Total noninterest income | $729,000 | 4,086 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $167,000 | 5,549 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $562,000 | 2,939 |
| Total noninterest expense | $1,743,000 | 6,255 |
| Salaries and employee benefits | $1,065,000 | 5,765 |
| Premises and equipment expense | $188,000 | 6,954 |
| Additional noninterest expense | $490,000 | 6,503 |
| Pre-tax net operating income | $1,320,000 | 4,176 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $413,000 | 3,674 |
| Income before extraordinary items | $907,000 | 4,546 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $907,000 | 4,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,788 |
| Cash dividends | $200,000 | 4,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $907,000 | 4,430 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 6,017 |
| Total interest expense | $2,311,000 | 5,823 |
| Net interest income | $2,294,000 | 6,123 |
| Provision for loan and lease losses | $68,000 | 6,042 |
| Total noninterest income | $481,000 | 5,016 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $175,000 | 5,428 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $306,000 | 3,871 |
| Total noninterest expense | $1,748,000 | 6,157 |
| Salaries and employee benefits | $1,075,000 | 5,639 |
| Premises and equipment expense | $190,000 | 6,913 |
| Additional noninterest expense | $483,000 | 6,552 |
| Pre-tax net operating income | $959,000 | 5,367 |
| Securities gains (losses) | $-9,000 | 8,282 |
| Applicable income taxes | $280,000 | 4,721 |
| Income before extraordinary items | $670,000 | 5,533 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $670,000 | 5,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $600,000 | 3,185 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $676,390 | 5,510 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,055,000 | 6,323 |
| Total interest expense | $1,897,000 | 6,186 |
| Net interest income | $2,158,000 | 6,359 |
| Provision for loan and lease losses | $10,000 | 8,114 |
| Total noninterest income | $511,000 | 4,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 5,914 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,611 |
| Total noninterest expense | $1,749,000 | 6,177 |
| Salaries and employee benefits | $1,036,000 | 5,741 |
| Premises and equipment expense | $194,000 | 6,910 |
| Additional noninterest expense | $519,000 | 6,370 |
| Pre-tax net operating income | $910,000 | 5,586 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $259,000 | 5,121 |
| Income before extraordinary items | $650,000 | 5,670 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $650,000 | 5,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 9,010 |
| Cash dividends | $450,000 | 3,697 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $650,720 | 5,643 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,918,000 | 6,548 |
| Total interest expense | $1,764,000 | 6,620 |
| Net interest income | $2,154,000 | 6,379 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $543,000 | 4,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $130,000 | 6,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $413,000 | 3,360 |
| Total noninterest expense | $1,790,000 | 6,020 |
| Salaries and employee benefits | $1,148,000 | 5,241 |
| Premises and equipment expense | $193,000 | 6,822 |
| Additional noninterest expense | $449,000 | 6,813 |
| Pre-tax net operating income | $907,000 | 5,705 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $288,000 | 5,275 |
| Income before extraordinary items | $619,000 | 5,967 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $619,000 | 5,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-11,000 | 9,653 |
| Cash dividends | $600,000 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $619,000 | 5,865 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,711,000 | 6,946 |
| Total interest expense | $1,424,000 | 7,532 |
| Net interest income | $2,287,000 | 6,385 |
| Provision for loan and lease losses | $36,000 | 7,137 |
| Total noninterest income | $480,000 | 5,131 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $334,000 | 3,680 |
| Total noninterest expense | $1,731,000 | 6,220 |
| Salaries and employee benefits | $1,007,000 | 5,829 |
| Premises and equipment expense | $201,000 | 6,835 |
| Additional noninterest expense | $523,000 | 6,329 |
| Pre-tax net operating income | $1,000,000 | 5,832 |
| Securities gains (losses) | $3,000 | 3,097 |
| Applicable income taxes | $335,000 | 5,429 |
| Income before extraordinary items | $668,000 | 6,035 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $668,000 | 6,037 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,408 |
| Cash dividends | $800,000 | 2,545 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $665,990 | 6,000 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,423,000 | 7,479 |
| Total interest expense | $1,346,000 | 7,967 |
| Net interest income | $2,077,000 | 6,993 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $660,000 | 4,276 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $160,000 | 6,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $500,000 | 2,918 |
| Total noninterest expense | $1,451,000 | 7,251 |
| Salaries and employee benefits | $870,000 | 6,615 |
| Premises and equipment expense | $181,000 | 7,400 |
| Additional noninterest expense | $400,000 | 7,874 |
| Pre-tax net operating income | $1,286,000 | 4,862 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $330,000 | 5,524 |
| Income before extraordinary items | $956,000 | 4,654 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $956,000 | 4,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 10,993 |
| Cash dividends | $500,000 | 3,368 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $956,000 | 4,604 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 7,687 |
| Total interest expense | $1,440,000 | 7,853 |
| Net interest income | $1,958,000 | 7,398 |
| Provision for loan and lease losses | $60,000 | 5,704 |
| Total noninterest income | $466,000 | 5,436 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $167,000 | 6,314 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $299,000 | 4,011 |
| Total noninterest expense | $1,403,000 | 7,573 |
| Salaries and employee benefits | $789,000 | 7,166 |
| Premises and equipment expense | $173,000 | 7,747 |
| Additional noninterest expense | $441,000 | 7,787 |
| Pre-tax net operating income | $961,000 | 6,149 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $296,000 | 6,050 |
| Income before extraordinary items | $665,000 | 6,207 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $665,000 | 6,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 3,939 |
| Cash dividends | $400,000 | 3,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $665,000 | 6,187 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,047,000 | 7,961 |
| Total interest expense | $1,108,000 | 8,263 |
| Net interest income | $1,939,000 | 7,705 |
| Provision for loan and lease losses | $100,000 | 4,522 |
| Total noninterest income | $496,000 | 5,322 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $171,000 | 6,426 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $325,000 | 3,880 |
| Total noninterest expense | $1,424,000 | 7,838 |
| Salaries and employee benefits | $775,000 | 7,349 |
| Premises and equipment expense | $179,000 | 7,870 |
| Additional noninterest expense | $470,000 | 8,154 |
| Pre-tax net operating income | $911,000 | 6,340 |
| Securities gains (losses) | $-30,000 | 10,653 |
| Applicable income taxes | $298,000 | 5,899 |
| Income before extraordinary items | $583,000 | 6,676 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $583,000 | 6,690 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,964 |
| Cash dividends | $400,000 | 3,689 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $602,800 | 6,573 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,024,000 | 8,299 |
| Total interest expense | $1,137,000 | 8,531 |
| Net interest income | $1,887,000 | 7,986 |
| Provision for loan and lease losses | $73,000 | 6,535 |
| Total noninterest income | $606,000 | 4,926 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,947 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $450,000 | 3,491 |
| Total noninterest expense | $1,467,000 | 7,937 |
| Salaries and employee benefits | $802,000 | 7,308 |
| Premises and equipment expense | $176,000 | 8,234 |
| Additional noninterest expense | $489,000 | 8,336 |
| Pre-tax net operating income | $953,000 | 6,099 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $351,000 | 5,485 |
| Income before extraordinary items | $626,000 | 6,590 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $626,000 | 6,745 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 6,608 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $610,640 | 6,452 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 8,587 |
| Total interest expense | $1,437,000 | 8,715 |
| Net interest income | $1,795,000 | 8,362 |
| Provision for loan and lease losses | $166,000 | 5,814 |
| Total noninterest income | $486,000 | 5,760 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $153,000 | 7,026 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 4,150 |
| Total noninterest expense | $1,319,000 | 8,594 |
| Salaries and employee benefits | $702,000 | 7,962 |
| Premises and equipment expense | $167,000 | 8,636 |
| Additional noninterest expense | $450,000 | 8,966 |
| Pre-tax net operating income | $796,000 | 6,583 |
| Securities gains (losses) | $15,000 | 5,962 |
| Applicable income taxes | $280,000 | 6,218 |
| Income before extraordinary items | $531,000 | 7,071 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $531,000 | 7,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 4,097 |
| Cash dividends | $450,000 | 3,037 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $521,250 | 6,783 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.