Home > State Bank of India > Performance and Condition Ratios

State Bank of India, Performance and Condition Ratios

2023-12-31Rank
Percentage of unprofitable institutions0.0000%46
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,591
Cost of funding earning assets0.0000%4,519
Net interest margin0.0000%4,558
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,547
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,329
Return on assets (ROA)0.0000%4,354
Pretax return on assets0.0000%4,337
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,044
Net charge-offs to loans0.0000%2,917
Credit loss provision to net charge-offs0.0000%2,397
Earnings coverage of net charge-offs (x)0.0000%2,831
Efficiency ratio0.0000%4,579
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,404
Condition Ratios (%)
Loss allowance to loans0.0000%4,458
Loan loss allowance to noncurrent loans0.0000%3,805
Noncurrent assets plus other real estate owned to assets0.0000%3,871
Noncurrent loans to loans0.0000%3,821
Net loans and leases to total assets94.0700%6
Net loans and leases to deposits122.4166%72
Net loans and leases to core deposits0.0000%4,493
Total domestic deposits to total assets76.8400%3,863
Equity capital to assets0.0000%4,583
Core capital (leverage) ratio0.0000%4,550
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,896
Memoranda:
Average total assets$2,852,991,800415
Average earning assetsNANA
Average equityNANA
Average total loans$2,656,737,400327
2023-09-30Rank
Percentage of unprofitable institutions0.0000%10
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,616
Cost of funding earning assets0.0000%4,547
Net interest margin0.0000%4,578
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,576
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,375
Return on assets (ROA)0.0000%4,397
Pretax return on assets0.0000%4,385
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,110
Net charge-offs to loans0.0000%2,666
Credit loss provision to net charge-offs0.0000%2,098
Earnings coverage of net charge-offs (x)0.0000%2,572
Efficiency ratio0.0000%4,602
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,002
Condition Ratios (%)
Loss allowance to loans0.0000%4,482
Loan loss allowance to noncurrent loans0.0000%3,833
Noncurrent assets plus other real estate owned to assets0.0000%3,901
Noncurrent loans to loans0.0000%3,847
Net loans and leases to total assets94.3800%7
Net loans and leases to deposits120.6534%72
Net loans and leases to core deposits0.0000%4,490
Total domestic deposits to total assets78.2300%3,792
Equity capital to assets0.0000%4,597
Core capital (leverage) ratio0.0000%4,578
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,911
Memoranda:
Average total assets$2,773,068,250425
Average earning assetsNANA
Average equityNANA
Average total loans$2,574,824,500337
2023-06-30Rank
Percentage of unprofitable institutions0.0000%43
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assets0.0000%4,595
Noninterest expense to average assetsNANA
Loan and lease loss provision to assets0.0000%2,857
Net operating income to assets0.0000%4,418
Return on assets (ROA)0.0000%4,453
Pretax return on assets0.0000%4,444
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loans0.0000%2,455
Credit loss provision to net charge-offs2.0000%1,815
Earnings coverage of net charge-offs (x)0.0000%2,403
Efficiency ratio0.0000%4,631
Assets per employee ($millions)0.0000%4,630
Cash dividends to net income (ytd only)*0.0000%2,909
Condition Ratios (%)
Loss allowance to loans0.0000%4,517
Loan loss allowance to noncurrent loans0.0000%3,834
Noncurrent assets plus other real estate owned to assets0.0000%3,917
Noncurrent loans to loans0.0000%3,848
Net loans and leases to total assets0.0000%4,533
Net loans and leases to deposits0.0000%4,532
Net loans and leases to core deposits0.0000%4,550
Total domestic deposits to total assets0.0000%4,600
Equity capital to assets13,705.0000%27
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%2,936
Memoranda:
Average total assetsNANA
Average earning assets$04,645
Average equity$04,598
Average total loans$04,533
2023-03-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,671
Cost of funding earning assets0.0000%4,615
Net interest margin0.0000%4,669
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,675
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,480
Return on assets (ROA)0.0000%4,466
Pretax return on assets0.0000%4,450
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,013
Net charge-offs to loans0.0000%2,062
Credit loss provision to net charge-offs0.0000%1,422
Earnings coverage of net charge-offs (x)0.0000%2,008
Efficiency ratio0.0000%4,671
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%2,306
Condition Ratios (%)
Loss allowance to loans0.0000%4,580
Loan loss allowance to noncurrent loans0.0000%3,881
Noncurrent assets plus other real estate owned to assets0.0000%3,959
Noncurrent loans to loans0.0000%3,889
Net loans and leases to total assets94.1200%8
Net loans and leases to deposits121.5519%74
Net loans and leases to core deposits0.0000%4,587
Total domestic deposits to total assets77.4400%4,055
Equity capital to assets0.0000%4,665
Core capital (leverage) ratio0.0000%4,676
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,020
Memoranda:
Average total assets$2,633,111,000446
Average earning assetsNANA
Average equityNANA
Average total loans$2,463,048,500345
2022-12-31Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,703
Cost of funding earning assets0.0000%4,648
Net interest margin0.0000%4,702
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,708
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,559
Return on assets (ROA)0.0000%4,546
Pretax return on assets0.0000%4,542
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,341
Net charge-offs to loans0.0000%2,620
Credit loss provision to net charge-offs0.0000%1,979
Earnings coverage of net charge-offs (x)0.0000%2,564
Efficiency ratio0.0000%4,708
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,453
Condition Ratios (%)
Loss allowance to loans0.0000%4,606
Loan loss allowance to noncurrent loans0.0000%3,900
Noncurrent assets plus other real estate owned to assets0.0000%3,976
Noncurrent loans to loans0.0000%3,914
Net loans and leases to total assets92.9400%11
Net loans and leases to deposits131.0558%40
Net loans and leases to core deposits0.0000%4,617
Total domestic deposits to total assets70.9200%4,450
Equity capital to assets0.0000%4,692
Core capital (leverage) ratio0.0000%4,710
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,055
Memoranda:
Average total assets$2,547,552,600448
Average earning assetsNANA
Average equityNANA
Average total loans$2,329,923,200332
2022-09-30Rank
Percentage of unprofitable institutions0.0000%1
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assets0.0000%4,743
Cost of funding earning assets0.0000%4,686
Net interest margin0.0000%4,743
Noninterest income to average assetsNANA
Noninterest expense to average assets0.0000%4,746
Loan and lease loss provision to assetsNANA
Net operating income to assets0.0000%4,587
Return on assets (ROA)0.0000%4,560
Pretax return on assets0.0000%4,556
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)0.0000%4,329
Net charge-offs to loans0.0000%2,349
Credit loss provision to net charge-offs0.0000%1,679
Earnings coverage of net charge-offs (x)0.0000%2,297
Efficiency ratio0.0000%4,746
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*0.0000%3,071
Condition Ratios (%)
Loss allowance to loans0.0000%4,653
Loan loss allowance to noncurrent loans0.0000%3,983
Noncurrent assets plus other real estate owned to assets0.0000%4,052
Noncurrent loans to loans0.0000%3,992
Net loans and leases to total assets93.7900%6
Net loans and leases to deposits133.7563%27
Net loans and leases to core deposits0.0000%4,661
Total domestic deposits to total assets70.1200%4,531
Equity capital to assets0.0000%4,719
Core capital (leverage) ratio0.0000%4,749
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratio0.0000%3,120
Memoranda:
Average total assets$2,536,331,500448
Average earning assetsNANA
Average equityNANA
Average total loans$2,310,052,250332
2022-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,026
Net loans and leases to total assets95.0631%3
Net loans and leases to deposits156.1527%5
Net loans and leases to core depositsNANA
Total domestic deposits to total assets60.8783%4,685
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,535,753,333445
Average earning assetsNANA
Average equityNANA
Average total loans$2,286,592,333327
2022-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,066
Net loans and leases to total assets89.3529%18
Net loans and leases to deposits164.9458%5
Net loans and leases to core depositsNANA
Total domestic deposits to total assets54.1711%4,744
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,586,266,500444
Average earning assetsNANA
Average equityNANA
Average total loans$2,272,624,500330
2021-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,145
Net loans and leases to total assets86.4212%54
Net loans and leases to deposits171.0577%5
Net loans and leases to core depositsNANA
Total domestic deposits to total assets50.5217%4,792
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,164,232,800488
Average earning assetsNANA
Average equityNANA
Average total loans$2,009,760,400365
2021-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,237
Net loans and leases to total assets97.1049%2
Net loans and leases to deposits193.5826%7
Net loans and leases to core depositsNANA
Total domestic deposits to total assets50.1620%4,865
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,052,436,250521
Average earning assetsNANA
Average equityNANA
Average total loans$1,947,995,750375
2021-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,280
Net loans and leases to total assets94.4252%3
Net loans and leases to deposits206.5021%7
Net loans and leases to core depositsNANA
Total domestic deposits to total assets45.7260%4,902
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,011,543,333523
Average earning assetsNANA
Average equityNANA
Average total loans$1,893,280,000380
2021-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,341
Net loans and leases to total assets92.3422%7
Net loans and leases to deposits159.9026%16
Net loans and leases to core depositsNANA
Total domestic deposits to total assets57.7490%4,898
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,926,524,000545
Average earning assetsNANA
Average equityNANA
Average total loans$1,809,938,000393
2020-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,420
Net loans and leases to total assets95.9194%2
Net loans and leases to deposits133.5883%37
Net loans and leases to core depositsNANA
Total domestic deposits to total assets71.8023%4,716
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,987,391,400480
Average earning assetsNANA
Average equityNANA
Average total loans$1,839,560,400372
2020-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,475
Net loans and leases to total assets93.7540%7
Net loans and leases to deposits160.8370%19
Net loans and leases to core depositsNANA
Total domestic deposits to total assets58.2913%4,939
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,051,737,750458
Average earning assetsNANA
Average equityNANA
Average total loans$1,884,597,500365
2020-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,537
Net loans and leases to total assets84.1416%239
Net loans and leases to deposits115.5351%136
Net loans and leases to core depositsNANA
Total domestic deposits to total assets72.8277%4,660
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,137,535,333433
Average earning assetsNANA
Average equityNANA
Average total loans$1,952,040,000353
2020-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,593
Net loans and leases to total assets94.4828%6
Net loans and leases to deposits131.4686%35
Net loans and leases to core depositsNANA
Total domestic deposits to total assets71.8672%4,779
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,206,288,500413
Average earning assetsNANA
Average equityNANA
Average total loans$2,086,632,000323
2019-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2728%3,473
Net loans and leases to total assets94.6703%7
Net loans and leases to deposits124.0838%64
Net loans and leases to core depositsNANA
Total domestic deposits to total assets76.2955%4,569
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,101,366,400407
Average earning assetsNANA
Average equityNANA
Average total loans$1,933,658,600332
2019-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.7200%2,166
Net loans and leases to total assets88.4151%79
Net loans and leases to deposits124.2652%70
Net loans and leases to core depositsNANA
Total domestic deposits to total assets71.1503%4,954
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,074,963,000412
Average earning assetsNANA
Average equityNANA
Average total loans$1,894,734,500340
2019-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,745
Net loans and leases to total assets93.7139%8
Net loans and leases to deposits132.2452%38
Net loans and leases to core depositsNANA
Total domestic deposits to total assets70.8638%5,017
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,071,771,330412
Average earning assetsNANA
Average equityNANA
Average total loans$1,911,964,000340
2019-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,814
Net loans and leases to total assets89.9831%52
Net loans and leases to deposits138.4446%26
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.9958%5,216
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$2,058,575,500419
Average earning assetsNANA
Average equityNANA
Average total loans$1,884,810,500347
2018-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,837
Net loans and leases to total assets93.2484%13
Net loans and leases to deposits136.6490%27
Net loans and leases to core depositsNANA
Total domestic deposits to total assets68.2394%5,201
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,894,082,400434
Average earning assetsNANA
Average equityNANA
Average total loans$1,710,688,200370
2018-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,954
Net loans and leases to total assets92.9329%17
Net loans and leases to deposits129.0187%54
Net loans and leases to core depositsNANA
Total domestic deposits to total assets72.0306%5,129
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,870,862,250434
Average earning assetsNANA
Average equityNANA
Average total loans$1,675,157,500376
2018-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%4,980
Net loans and leases to total assets85.3958%317
Net loans and leases to deposits126.5574%60
Net loans and leases to core depositsNANA
Total domestic deposits to total assets67.4760%5,353
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,900,086,670428
Average earning assetsNANA
Average equityNANA
Average total loans$1,681,153,670374
2018-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,035
Net loans and leases to total assets85.7280%283
Net loans and leases to deposits127.5154%47
Net loans and leases to core depositsNANA
Total domestic deposits to total assets67.2295%5,441
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,986,630,500423
Average earning assetsNANA
Average equityNANA
Average total loans$1,784,338,000358
2017-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,081
Net loans and leases to total assets94.0621%9
Net loans and leases to deposits148.0583%14
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.5304%5,554
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,730,964,800459
Average earning assetsNANA
Average equityNANA
Average total loans$1,604,531,400373
2017-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,172
Net loans and leases to total assets93.1802%17
Net loans and leases to deposits140.7485%17
Net loans and leases to core depositsNANA
Total domestic deposits to total assets66.2033%5,581
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,676,310,250473
Average earning assetsNANA
Average equityNANA
Average total loans$1,547,209,750386
2017-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,209
Net loans and leases to total assets93.0750%17
Net loans and leases to deposits153.8723%12
Net loans and leases to core depositsNANA
Total domestic deposits to total assets60.4885%5,698
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,704,180,670469
Average earning assetsNANA
Average equityNANA
Average total loans$1,568,253,000381
2017-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,285
Net loans and leases to total assets91.5426%27
Net loans and leases to deposits141.8403%16
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.5392%5,734
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,679,875,500478
Average earning assetsNANA
Average equityNANA
Average total loans$1,536,674,000387
2016-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,326
Net loans and leases to total assets91.4050%40
Net loans and leases to deposits142.6557%19
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.0738%5,788
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,658,907,400466
Average earning assetsNANA
Average equityNANA
Average total loans$1,471,937,600378
2016-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,428
Net loans and leases to total assets91.7451%29
Net loans and leases to deposits143.0692%16
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.1264%5,847
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,663,941,750468
Average earning assetsNANA
Average equityNANA
Average total loans$1,465,442,500380
2016-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,521
Net loans and leases to total assets86.7480%203
Net loans and leases to deposits134.1684%29
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.6561%5,923
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,678,776,000462
Average earning assetsNANA
Average equityNANA
Average total loans$1,458,671,330381
2016-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,543
Net loans and leases to total assets83.1051%447
Net loans and leases to deposits130.2111%36
Net loans and leases to core depositsNANA
Total domestic deposits to total assets63.8233%6,003
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,734,925,000452
Average earning assetsNANA
Average equityNANA
Average total loans$1,508,563,000370
2015-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,583
Net loans and leases to total assets90.8474%43
Net loans and leases to deposits123.1271%80
Net loans and leases to core depositsNANA
Total domestic deposits to total assets73.7835%5,668
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,423,632,400504
Average earning assetsNANA
Average equityNANA
Average total loans$1,273,203,200395
2015-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,684
Net loans and leases to total assets88.1510%128
Net loans and leases to deposits118.5196%117
Net loans and leases to core depositsNANA
Total domestic deposits to total assets74.3767%5,678
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,348,454,750532
Average earning assetsNANA
Average equityNANA
Average total loans$1,199,873,750421
2015-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0043%5,759
Net loans and leases to total assets89.9120%69
Net loans and leases to deposits130.3123%41
Net loans and leases to core depositsNANA
Total domestic deposits to total assets68.9973%6,074
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,272,793,000558
Average earning assetsNANA
Average equityNANA
Average total loans$1,136,909,670438
2015-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0053%5,792
Net loans and leases to total assets87.5345%126
Net loans and leases to deposits121.8712%74
Net loans and leases to core depositsNANA
Total domestic deposits to total assets71.8254%6,043
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,167,785,500605
Average earning assetsNANA
Average equityNANA
Average total loans$1,021,253,000470
2014-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%5,950
Net loans and leases to total assets87.3599%142
Net loans and leases to deposits114.7874%152
Net loans and leases to core depositsNANA
Total domestic deposits to total assets76.1058%5,717
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,261,754,400532
Average earning assetsNANA
Average equityNANA
Average total loans$1,082,734,600428
2014-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,061
Net loans and leases to total assets71.3087%1,971
Net loans and leases to deposits93.6603%1,068
Net loans and leases to core depositsNANA
Total domestic deposits to total assets76.1355%5,797
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,301,661,500522
Average earning assetsNANA
Average equityNANA
Average total loans$1,112,714,250419
2014-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,120
Net loans and leases to total assets87.8199%104
Net loans and leases to deposits115.9752%120
Net loans and leases to core depositsNANA
Total domestic deposits to total assets75.7231%5,949
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,332,068,330519
Average earning assetsNANA
Average equityNANA
Average total loans$1,195,902,330384
2014-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0000%6,210
Net loans and leases to total assets90.9059%34
Net loans and leases to deposits112.0004%118
Net loans and leases to core depositsNANA
Total domestic deposits to total assets81.1657%5,189
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,356,048,500510
Average earning assetsNANA
Average equityNANA
Average total loans$1,230,002,000374
2013-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.0990%5,913
Net loans and leases to total assets90.5010%38
Net loans and leases to deposits115.3405%107
Net loans and leases to core depositsNANA
Total domestic deposits to total assets78.4643%5,746
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,353,154,000492
Average earning assetsNANA
Average equityNANA
Average total loans$1,205,939,600371
2013-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.1049%6,019
Net loans and leases to total assets90.8208%29
Net loans and leases to deposits110.7308%141
Net loans and leases to core depositsNANA
Total domestic deposits to total assets82.0194%4,924
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,354,774,250495
Average earning assetsNANA
Average equityNANA
Average total loans$1,202,736,250374
2013-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2756%5,611
Net loans and leases to total assets87.5502%105
Net loans and leases to deposits120.9285%65
Net loans and leases to core depositsNANA
Total domestic deposits to total assets72.3983%6,540
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,384,382,330489
Average earning assetsNANA
Average equityNANA
Average total loans$1,220,399,670362
2013-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2694%5,734
Net loans and leases to total assets83.7925%199
Net loans and leases to deposits117.3320%82
Net loans and leases to core depositsNANA
Total domestic deposits to total assets71.4149%6,685
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,415,148,500476
Average earning assetsNANA
Average equityNANA
Average total loans$1,251,520,500353
2012-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2478%5,859
Net loans and leases to total assets93.1601%15
Net loans and leases to deposits117.8177%80
Net loans and leases to core depositsNANA
Total domestic deposits to total assets79.0714%5,871
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,378,484,600484
Average earning assetsNANA
Average equityNANA
Average total loans$1,291,189,600337
2012-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.2530%5,982
Net loans and leases to total assets93.2802%18
Net loans and leases to deposits112.7853%121
Net loans and leases to core depositsNANA
Total domestic deposits to total assets82.7060%4,751
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,372,257,250487
Average earning assetsNANA
Average equityNANA
Average total loans$1,287,136,250341
2012-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.8882%4,716
Net loans and leases to total assets94.6841%7
Net loans and leases to deposits117.9018%82
Net loans and leases to core depositsNANA
Total domestic deposits to total assets80.3076%5,662
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,372,013,670487
Average earning assetsNANA
Average equityNANA
Average total loans$1,289,273,000343
2012-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.1797%4,364
Net loans and leases to total assets92.7887%16
Net loans and leases to deposits120.2153%71
Net loans and leases to core depositsNANA
Total domestic deposits to total assets77.1854%6,375
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,349,731,000494
Average earning assetsNANA
Average equityNANA
Average total loans$1,263,272,000349
2011-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.3005%4,202
Net loans and leases to total assets94.3841%7
Net loans and leases to deposits125.6151%64
Net loans and leases to core depositsNANA
Total domestic deposits to total assets75.1375%6,584
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,299,147,800501
Average earning assetsNANA
Average equityNANA
Average total loans$1,202,535,800360
2011-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.5217%3,996
Net loans and leases to total assets93.6001%11
Net loans and leases to deposits131.5422%46
Net loans and leases to core depositsNANA
Total domestic deposits to total assets71.1560%6,980
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,283,143,000512
Average earning assetsNANA
Average equityNANA
Average total loans$1,181,516,500364
2011-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.8259%5,277
Net loans and leases to total assets93.4598%11
Net loans and leases to deposits144.1343%35
Net loans and leases to core depositsNANA
Total domestic deposits to total assets64.8422%7,291
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,288,827,330513
Average earning assetsNANA
Average equityNANA
Average total loans$1,180,334,670369
2011-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.9657%5,115
Net loans and leases to total assets87.6886%88
Net loans and leases to deposits149.6969%33
Net loans and leases to core depositsNANA
Total domestic deposits to total assets58.5774%7,444
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,323,627,000512
Average earning assetsNANA
Average equityNANA
Average total loans$1,200,758,000364
2010-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.0077%5,050
Net loans and leases to total assets93.8967%15
Net loans and leases to deposits136.3251%51
Net loans and leases to core depositsNANA
Total domestic deposits to total assets68.8770%7,290
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$1,042,071,400648
Average earning assetsNANA
Average equityNANA
Average total loans$956,358,600470
2010-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.7032%5,802
Net loans and leases to total assets88.7408%87
Net loans and leases to deposits108.9192%279
Net loans and leases to core depositsNANA
Total domestic deposits to total assets81.4740%5,209
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$979,721,500672
Average earning assetsNANA
Average equityNANA
Average total loans$892,286,000502
2010-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans0.9712%5,365
Net loans and leases to total assets92.9421%20
Net loans and leases to deposits101.6216%612
Net loans and leases to core depositsNANA
Total domestic deposits to total assets91.4590%342
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$844,293,000801
Average earning assetsNANA
Average equityNANA
Average total loans$779,730,000563
2010-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.1610%5,045
Net loans and leases to total assets90.8907%56
Net loans and leases to deposits91.2309%1,723
Net loans and leases to core depositsNANA
Total domestic deposits to total assets99.6272%8
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$763,501,500907
Average earning assetsNANA
Average equityNANA
Average total loans$702,154,000647
2009-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.7270%4,048
Net loans and leases to total assets93.3310%19
Net loans and leases to deposits121.1645%161
Net loans and leases to core deposits135.8547%957
Total domestic deposits to total assets77.0283%6,470
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$655,148,8001,058
Average earning assetsNANA
Average equityNANA
Average total loans$624,709,600748
2009-09-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.8878%3,788
Net loans and leases to total assets95.9514%7
Net loans and leases to deposits142.7789%70
Net loans and leases to core deposits161.4005%361
Total domestic deposits to total assets67.2028%7,628
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$650,885,5001,081
Average earning assetsNANA
Average equityNANA
Average total loans$624,043,750768
2009-06-30Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans2.0898%3,397
Net loans and leases to total assets94.8661%18
Net loans and leases to deposits131.0915%114
Net loans and leases to core deposits145.9108%763
Total domestic deposits to total assets72.3663%7,202
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$599,414,6701,182
Average earning assetsNANA
Average equityNANA
Average total loans$574,493,330867
2009-03-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans2.1084%3,108
Net loans and leases to total assets96.6478%7
Net loans and leases to deposits133.1267%124
Net loans and leases to core deposits145.0424%899
Total domestic deposits to total assets72.5983%7,119
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$586,230,0001,217
Average earning assetsNANA
Average equityNANA
Average total loans$564,911,500886
2008-12-31Rank
Percentage of unprofitable institutionsNANA
Percentage of insitutions with earnings gainsNANA
Performance Ratios (%, annualized)
Yield on earning assetsNANA
Cost of funding earning assetsNANA
Net interest marginNANA
Noninterest income to average assetsNANA
Noninterest expense to average assetsNANA
Loan and lease loss provision to assetsNANA
Net operating income to assetsNANA
Return on assets (ROA)NANA
Pretax return on assetsNANA
Return on Equity (ROE)NANA
Retained earnings to average equity (ytd only)NANA
Net charge-offs to loansNANA
Credit loss provision to net charge-offsNANA
Earnings coverage of net charge-offs (x)NANA
Efficiency ratioNANA
Assets per employee ($millions)NANA
Cash dividends to net income (ytd only)*NANA
Condition Ratios (%)
Loss allowance to loansNANA
Loan loss allowance to noncurrent loansNANA
Noncurrent assets plus other real estate owned to assetsNANA
Noncurrent loans to loans1.6230%3,330
Net loans and leases to total assets96.0167%11
Net loans and leases to deposits128.8737%228
Net loans and leases to core deposits141.6523%1,176
Total domestic deposits to total assets74.5045%6,553
Equity capital to assetsNANA
Core capital (leverage) ratioNANA
Tier 1 risk-based capital ratioNANA
Total risk-based capital ratioNANA
Memoranda:
Average total assets$520,092,2001,296
Average earning assetsNANA
Average equityNANA
Average total loans$467,585,2001,035