Home > State Bank of De Kalb > Income and Expense

State Bank of De Kalb, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$22,356,0001,746
Total interest expense$5,310,0001,942
Net interest income$17,046,0001,639
Provision for loan and lease losses$375,0001,482
Total noninterest income$2,984,0001,638
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,381,000778
Trading account gains and feesNANA
Additional Noninterest Income$1,603,0001,810
Total noninterest expense$11,943,0001,815
Salaries and employee benefits$7,317,0001,719
Premises and equipment expense$1,336,0001,676
Additional noninterest expense$1,603,0001,810
Pre-tax net operating income$7,712,0001,439
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$7,712,0001,243
Extraordinary gains, net$054
Net income$7,712,0001,259
Minority interest net income$088
Net income of bank and minority interests.$7,712,0001,246
Net charge-offs$-250,0004,477
Cash dividends$3,590,0001,028
Sale, conversion, retirement of capital stock, net$0540
Net operating income$7,712,0001,266
2023-09-30 (YTD Data)Rank
Total interest income$16,405,0001,742
Total interest expense$3,497,0001,980
Net interest income$12,908,0001,646
Provision for loan and lease losses$375,0001,178
Total noninterest income$2,242,0001,630
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,004,000798
Trading account gains and feesNANA
Additional Noninterest Income$1,238,0001,789
Total noninterest expense$8,886,0001,824
Salaries and employee benefits$5,475,0001,717
Premises and equipment expense$977,0001,711
Additional noninterest expense$1,238,0001,789
Pre-tax net operating income$5,889,0001,472
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$5,889,0001,268
Extraordinary gains, net$052
Net income$5,889,0001,277
Minority interest net income$081
Net income of bank and minority interests.$5,889,0001,268
Net charge-offs$-255,0004,499
Cash dividends$2,690,000955
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,889,0001,289
2023-06-30 (YTD Data)Rank
Total interest income$10,751,0001,739
Total interest expense$2,025,0002,013
Net interest income$8,726,0001,637
Provision for loan and lease losses$250,0001,174
Total noninterest income$1,432,0001,601
Gross Fiduciary activities income$0931
Service charges on deposit accounts$645,000812
Trading account gains and feesNANA
Additional Noninterest Income$787,0001,763
Total noninterest expense$5,870,0001,831
Salaries and employee benefits$3,642,0001,721
Premises and equipment expense$651,0001,702
Additional noninterest expense$787,0001,761
Pre-tax net operating income$4,038,0001,427
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$4,038,0001,240
Extraordinary gains, net$051
Net income$4,038,0001,251
Minority interest net income$081
Net income of bank and minority interests.$4,038,0001,240
Net charge-offs$-258,0004,565
Cash dividends$1,795,000966
Sale, conversion, retirement of capital stock, net$0486
Net operating income$4,038,0001,256
2023-03-31 (YTD Data)Rank
Total interest income$5,367,0001,722
Total interest expense$824,0002,068
Net interest income$4,543,0001,595
Provision for loan and lease losses$125,0001,142
Total noninterest income$711,0001,599
Gross Fiduciary activities income$0913
Service charges on deposit accounts$315,000831
Trading account gains and feesNANA
Additional Noninterest Income$396,0001,742
Total noninterest expense$2,916,0001,861
Salaries and employee benefits$1,829,0001,735
Premises and equipment expense$326,0001,737
Additional noninterest expense$396,0001,742
Pre-tax net operating income$2,213,0001,356
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,213,0001,189
Extraordinary gains, net$04
Net income$2,213,0001,189
Minority interest net income$048
Net income of bank and minority interests.$2,213,0001,189
Net charge-offs$-264,0004,620
Cash dividends$897,000894
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,213,0001,206
2022-12-31 (YTD Data)Rank
Total interest income$17,022,0001,773
Total interest expense$1,381,0002,013
Net interest income$15,641,0001,735
Provision for loan and lease losses$03,012
Total noninterest income$3,181,0001,572
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,123,000927
Trading account gains and feesNANA
Additional Noninterest Income$2,058,0001,599
Total noninterest expense$11,279,0001,852
Salaries and employee benefits$6,841,0001,775
Premises and equipment expense$1,209,0001,802
Additional noninterest expense$2,058,0001,599
Pre-tax net operating income$7,543,0001,553
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$7,543,0001,366
Extraordinary gains, net$05
Net income$7,543,0001,366
Minority interest net income$063
Net income of bank and minority interests.$7,543,0001,366
Net charge-offs$-270,0004,498
Cash dividends$2,938,0001,175
Sale, conversion, retirement of capital stock, net$222,000392
Net operating income$7,543,0001,385
2022-09-30 (YTD Data)Rank
Total interest income$11,930,0001,816
Total interest expense$869,0001,944
Net interest income$11,061,0001,788
Provision for loan and lease losses$02,835
Total noninterest income$2,473,0001,564
Gross Fiduciary activities income$0968
Service charges on deposit accounts$812,000963
Trading account gains and feesNANA
Additional Noninterest Income$1,661,0001,549
Total noninterest expense$8,218,0001,886
Salaries and employee benefits$5,006,0001,803
Premises and equipment expense$850,0001,900
Additional noninterest expense$1,661,0001,549
Pre-tax net operating income$5,316,0001,620
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$5,316,0001,417
Extraordinary gains, net$04
Net income$5,316,0001,416
Minority interest net income$057
Net income of bank and minority interests.$5,316,0001,417
Net charge-offs$-300,0004,561
Cash dividends$2,008,0001,121
Sale, conversion, retirement of capital stock, net$222,000342
Net operating income$5,316,0001,450
2022-06-30 (YTD Data)Rank
Total interest income$7,380,0001,862
Total interest expense$500,0001,956
Net interest income$6,880,0001,835
Provision for loan and lease losses$02,599
Total noninterest income$1,669,0001,544
Gross Fiduciary activities income$0925
Service charges on deposit accounts$523,000979
Trading account gains and feesNANA
Additional Noninterest Income$1,146,0001,541
Total noninterest expense$5,373,0001,896
Salaries and employee benefits$3,250,0001,838
Premises and equipment expense$565,0001,901
Additional noninterest expense$1,558,0001,939
Pre-tax net operating income$3,176,0001,664
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$3,176,0001,471
Extraordinary gains, net$04
Net income$3,176,0001,470
Minority interest net income$060
Net income of bank and minority interests.$3,176,0001,471
Net charge-offs$-280,0004,619
Cash dividends$1,235,0001,176
Sale, conversion, retirement of capital stock, net$222,000287
Net operating income$3,176,0001,508
2022-03-31 (YTD Data)Rank
Total interest income$3,450,0001,906
Total interest expense$244,0001,951
Net interest income$3,206,0001,896
Provision for loan and lease losses$02,285
Total noninterest income$825,0001,552
Gross Fiduciary activities income$0892
Service charges on deposit accounts$250,0001,011
Trading account gains and feesNANA
Additional Noninterest Income$575,0001,550
Total noninterest expense$2,633,0001,916
Salaries and employee benefits$1,576,0001,867
Premises and equipment expense$283,0001,913
Additional noninterest expense$774,0001,924
Pre-tax net operating income$1,398,0001,727
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$1,398,0001,526
Extraordinary gains, net$04
Net income$1,398,0001,525
Minority interest net income$050
Net income of bank and minority interests.$1,398,0001,526
Net charge-offs$-145,0004,629
Cash dividends$462,0001,232
Sale, conversion, retirement of capital stock, net$17,000399
Net operating income$1,398,0001,545
2021-12-31 (YTD Data)Rank
Total interest income$12,944,0002,077
Total interest expense$1,175,0001,983
Net interest income$11,769,0002,053
Provision for loan and lease losses$480,0001,083
Total noninterest income$5,147,0001,292
Gross Fiduciary activities income$0994
Service charges on deposit accounts$858,0001,081
Trading account gains and feesNANA
Additional Noninterest Income$4,289,0001,186
Total noninterest expense$10,102,0001,965
Salaries and employee benefits$5,971,0001,939
Premises and equipment expense$1,116,0001,906
Additional noninterest expense$3,015,0001,975
Pre-tax net operating income$6,334,0001,762
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$6,334,0001,605
Extraordinary gains, net$010
Net income$6,334,0001,605
Minority interest net income$074
Net income of bank and minority interests.$6,334,0001,605
Net charge-offs$-298,0004,635
Cash dividends$1,993,0001,554
Sale, conversion, retirement of capital stock, net$10,000561
Net operating income$6,334,0001,586
2021-09-30 (YTD Data)Rank
Total interest income$9,534,0002,146
Total interest expense$920,0002,018
Net interest income$8,614,0002,126
Provision for loan and lease losses$360,0001,040
Total noninterest income$3,872,0001,314
Gross Fiduciary activities income$0957
Service charges on deposit accounts$617,0001,107
Trading account gains and feesNANA
Additional Noninterest Income$3,255,0001,216
Total noninterest expense$7,298,0002,024
Salaries and employee benefits$4,330,0001,984
Premises and equipment expense$801,0001,984
Additional noninterest expense$2,167,0002,044
Pre-tax net operating income$4,828,0001,810
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$4,828,0001,650
Extraordinary gains, net$08
Net income$4,828,0001,649
Minority interest net income$069
Net income of bank and minority interests.$4,828,0001,650
Net charge-offs$-30,0004,023
Cash dividends$1,531,0001,367
Sale, conversion, retirement of capital stock, net$10,000518
Net operating income$4,828,0001,627
2021-06-30 (YTD Data)Rank
Total interest income$6,299,0002,160
Total interest expense$634,0002,031
Net interest income$5,665,0002,133
Provision for loan and lease losses$240,0001,058
Total noninterest income$1,969,0001,540
Gross Fiduciary activities income$0951
Service charges on deposit accounts$394,0001,115
Trading account gains and feesNANA
Additional Noninterest Income$1,575,0001,472
Total noninterest expense$4,577,0002,101
Salaries and employee benefits$2,656,0002,094
Premises and equipment expense$484,0002,098
Additional noninterest expense$1,437,0002,035
Pre-tax net operating income$2,817,0001,964
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,817,0001,780
Extraordinary gains, net$06
Net income$2,817,0001,780
Minority interest net income$067
Net income of bank and minority interests.$2,817,0001,780
Net charge-offs$-20,0004,058
Cash dividends$1,070,0001,315
Sale, conversion, retirement of capital stock, net$10,000487
Net operating income$2,817,0001,749
2021-03-31 (YTD Data)Rank
Total interest income$3,122,0002,156
Total interest expense$323,0002,077
Net interest income$2,799,0002,130
Provision for loan and lease losses$120,0001,135
Total noninterest income$1,063,0001,471
Gross Fiduciary activities income$0922
Service charges on deposit accounts$201,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$862,0001,401
Total noninterest expense$2,160,0002,167
Salaries and employee benefits$1,261,0002,151
Premises and equipment expense$226,0002,192
Additional noninterest expense$673,0002,082
Pre-tax net operating income$1,582,0001,817
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,582,0001,671
Extraordinary gains, net$03
Net income$1,582,0001,671
Minority interest net income$055
Net income of bank and minority interests.$1,582,0001,671
Net charge-offs$-19,0004,315
Cash dividends$609,0001,049
Sale, conversion, retirement of capital stock, net$-372,0004,958
Net operating income$1,582,0001,623
2020-12-31 (YTD Data)Rank
Total interest income$13,453,0002,047
Total interest expense$1,708,0002,178
Net interest income$11,745,0001,991
Provision for loan and lease losses$480,0002,282
Total noninterest income$4,181,0001,419
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$929,0001,012
Trading account gains and feesNANA
Additional Noninterest Income$3,252,0001,373
Total noninterest expense$9,277,0002,052
Salaries and employee benefits$5,522,0002,013
Premises and equipment expense$952,0002,095
Additional noninterest expense$2,803,0002,025
Pre-tax net operating income$6,169,0001,525
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$6,169,0001,391
Extraordinary gains, net$04
Net income$6,169,0001,392
Minority interest net income$072
Net income of bank and minority interests.$6,169,0001,392
Net charge-offs$236,0001,443
Cash dividends$2,727,0001,218
Sale, conversion, retirement of capital stock, net$2,690,000128
Net operating income$6,169,0001,356
2020-09-30 (YTD Data)Rank
Total interest income$10,215,0002,033
Total interest expense$1,371,0002,170
Net interest income$8,844,0001,980
Provision for loan and lease losses$360,0002,257
Total noninterest income$2,847,0001,475
Gross Fiduciary activities income$0981
Service charges on deposit accounts$695,0001,007
Trading account gains and feesNANA
Additional Noninterest Income$2,152,0001,414
Total noninterest expense$6,757,0002,078
Salaries and employee benefits$4,046,0002,026
Premises and equipment expense$685,0002,143
Additional noninterest expense$2,026,0002,060
Pre-tax net operating income$4,574,0001,512
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$4,574,0001,358
Extraordinary gains, net$04
Net income$4,574,0001,358
Minority interest net income$065
Net income of bank and minority interests.$4,574,0001,358
Net charge-offs$-54,0004,679
Cash dividends$2,112,0001,063
Sale, conversion, retirement of capital stock, net$2,691,00097
Net operating income$4,574,0001,320
2020-06-30 (YTD Data)Rank
Total interest income$6,889,0002,038
Total interest expense$991,0002,159
Net interest income$5,898,0001,987
Provision for loan and lease losses$240,0002,242
Total noninterest income$1,642,0001,527
Gross Fiduciary activities income$0970
Service charges on deposit accounts$472,0001,002
Trading account gains and feesNANA
Additional Noninterest Income$1,170,0001,518
Total noninterest expense$4,389,0002,119
Salaries and employee benefits$2,639,0002,061
Premises and equipment expense$439,0002,206
Additional noninterest expense$1,311,0002,093
Pre-tax net operating income$2,911,0001,495
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$2,911,0001,338
Extraordinary gains, net$04
Net income$2,911,0001,338
Minority interest net income$065
Net income of bank and minority interests.$2,911,0001,338
Net charge-offs$-28,0004,609
Cash dividends$921,0001,405
Sale, conversion, retirement of capital stock, net$119,000305
Net operating income$2,911,0001,306
2020-03-31 (YTD Data)Rank
Total interest income$3,521,0002,000
Total interest expense$558,0002,147
Net interest income$2,963,0001,932
Provision for loan and lease losses$120,0001,810
Total noninterest income$619,0001,720
Gross Fiduciary activities income$0941
Service charges on deposit accounts$278,0001,020
Trading account gains and feesNANA
Additional Noninterest Income$341,0001,871
Total noninterest expense$2,156,0002,164
Salaries and employee benefits$1,289,0002,102
Premises and equipment expense$211,0002,262
Additional noninterest expense$656,0002,113
Pre-tax net operating income$1,306,0001,475
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,306,0001,327
Extraordinary gains, net$04
Net income$1,306,0001,326
Minority interest net income$056
Net income of bank and minority interests.$1,306,0001,327
Net charge-offs$-20,0004,664
Cash dividends$921,000875
Sale, conversion, retirement of capital stock, net$119,000230
Net operating income$1,306,0001,304
2019-12-31 (YTD Data)Rank
Total interest income$13,774,0002,064
Total interest expense$2,341,0002,129
Net interest income$11,433,0002,001
Provision for loan and lease losses$385,0001,725
Total noninterest income$2,680,0001,678
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,094,0001,066
Trading account gains and feesNANA
Additional Noninterest Income$1,586,0001,753
Total noninterest expense$8,697,0002,121
Salaries and employee benefits$4,927,0002,122
Premises and equipment expense$928,0002,137
Additional noninterest expense$2,842,0002,006
Pre-tax net operating income$5,031,0001,747
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$5,031,0001,593
Extraordinary gains, net$011
Net income$5,031,0001,595
Minority interest net income$076
Net income of bank and minority interests.$5,031,0001,595
Net charge-offs$216,0001,609
Cash dividends$3,667,0001,036
Sale, conversion, retirement of capital stock, net$0626
Net operating income$5,031,0001,557
2019-09-30 (YTD Data)Rank
Total interest income$10,333,0002,090
Total interest expense$1,780,0002,121
Net interest income$8,553,0002,035
Provision for loan and lease losses$280,0001,656
Total noninterest income$2,077,0001,638
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$809,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$1,268,0001,680
Total noninterest expense$6,509,0002,131
Salaries and employee benefits$3,703,0002,134
Premises and equipment expense$695,0002,157
Additional noninterest expense$2,111,0002,036
Pre-tax net operating income$3,841,0001,775
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$3,841,0001,591
Extraordinary gains, net$011
Net income$3,841,0001,592
Minority interest net income$072
Net income of bank and minority interests.$3,841,0001,592
Net charge-offs$-24,0004,654
Cash dividends$2,750,000938
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,841,0001,562
2019-06-30 (YTD Data)Rank
Total interest income$6,730,0002,126
Total interest expense$1,204,0002,086
Net interest income$5,526,0002,100
Provision for loan and lease losses$210,0001,506
Total noninterest income$1,338,0001,640
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$535,0001,079
Trading account gains and feesNANA
Additional Noninterest Income$803,0001,710
Total noninterest expense$4,286,0002,158
Salaries and employee benefits$2,461,0002,141
Premises and equipment expense$458,0002,178
Additional noninterest expense$1,367,0002,088
Pre-tax net operating income$2,368,0001,857
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$2,368,0001,671
Extraordinary gains, net$011
Net income$2,368,0001,671
Minority interest net income$069
Net income of bank and minority interests.$2,368,0001,671
Net charge-offs$-19,0004,657
Cash dividends$1,833,000945
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,368,0001,639
2019-03-31 (YTD Data)Rank
Total interest income$3,322,0002,138
Total interest expense$581,0002,100
Net interest income$2,741,0002,118
Provision for loan and lease losses$105,0001,424
Total noninterest income$626,0001,680
Gross Fiduciary activities income$0972
Service charges on deposit accounts$270,0001,049
Trading account gains and feesNANA
Additional Noninterest Income$356,0001,782
Total noninterest expense$2,100,0002,194
Salaries and employee benefits$1,223,0002,163
Premises and equipment expense$215,0002,300
Additional noninterest expense$662,0002,117
Pre-tax net operating income$1,162,0001,849
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$1,162,0001,668
Extraordinary gains, net$05
Net income$1,162,0001,666
Minority interest net income$052
Net income of bank and minority interests.$1,162,0001,667
Net charge-offs$-9,0004,625
Cash dividends$917,000896
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,162,0001,642
2018-12-31 (YTD Data)Rank
Total interest income$11,255,0002,316
Total interest expense$1,316,0002,535
Net interest income$9,939,0002,265
Provision for loan and lease losses$238,0002,231
Total noninterest income$2,353,0001,819
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,019,0001,157
Trading account gains and feesNANA
Additional Noninterest Income$1,334,0001,919
Total noninterest expense$7,610,0002,335
Salaries and employee benefits$4,334,0002,330
Premises and equipment expense$827,0002,314
Additional noninterest expense$2,449,0002,255
Pre-tax net operating income$4,444,0001,956
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$4,444,0001,736
Extraordinary gains, net$06
Net income$4,444,0001,735
Minority interest net income$072
Net income of bank and minority interests.$4,444,0001,735
Net charge-offs$-176,0005,151
Cash dividends$3,667,000937
Sale, conversion, retirement of capital stock, net$1,503,000190
Net operating income$4,444,0001,734
2018-09-30 (YTD Data)Rank
Total interest income$8,276,0002,346
Total interest expense$906,0002,581
Net interest income$7,370,0002,289
Provision for loan and lease losses$75,0002,898
Total noninterest income$1,738,0001,852
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$744,0001,180
Trading account gains and feesNANA
Additional Noninterest Income$994,0001,937
Total noninterest expense$5,386,0002,433
Salaries and employee benefits$3,195,0002,355
Premises and equipment expense$629,0002,309
Additional noninterest expense$1,562,0002,524
Pre-tax net operating income$3,647,0001,834
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,647,0001,634
Extraordinary gains, net$05
Net income$3,647,0001,632
Minority interest net income$066
Net income of bank and minority interests.$3,647,0001,633
Net charge-offs$-263,0005,300
Cash dividends$2,750,000838
Sale, conversion, retirement of capital stock, net$1,503,000155
Net operating income$3,647,0001,618
2018-06-30 (YTD Data)Rank
Total interest income$5,391,0002,381
Total interest expense$568,0002,605
Net interest income$4,823,0002,319
Provision for loan and lease losses$40,0002,973
Total noninterest income$1,092,0001,907
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$492,0001,181
Trading account gains and feesNANA
Additional Noninterest Income$600,0002,063
Total noninterest expense$3,492,0002,498
Salaries and employee benefits$2,063,0002,422
Premises and equipment expense$405,0002,391
Additional noninterest expense$1,024,0002,571
Pre-tax net operating income$2,383,0001,843
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$2,383,0001,642
Extraordinary gains, net$06
Net income$2,383,0001,642
Minority interest net income$065
Net income of bank and minority interests.$2,383,0001,641
Net charge-offs$-252,0005,385
Cash dividends$1,834,000827
Sale, conversion, retirement of capital stock, net$1,503,000109
Net operating income$2,383,0001,624
2018-03-31 (YTD Data)Rank
Total interest income$2,636,0002,417
Total interest expense$275,0002,601
Net interest income$2,361,0002,352
Provision for loan and lease losses$18,0002,859
Total noninterest income$499,0001,997
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$247,0001,182
Trading account gains and feesNANA
Additional Noninterest Income$252,0002,215
Total noninterest expense$1,706,0002,548
Salaries and employee benefits$1,020,0002,469
Premises and equipment expense$195,0002,484
Additional noninterest expense$491,0002,671
Pre-tax net operating income$1,136,0001,858
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,136,0001,652
Extraordinary gains, net$07
Net income$1,136,0001,652
Minority interest net income$052
Net income of bank and minority interests.$1,136,0001,652
Net charge-offs$-243,0005,501
Cash dividends$917,000778
Sale, conversion, retirement of capital stock, net$1,503,00062
Net operating income$1,136,0001,640
2017-12-31 (YTD Data)Rank
Total interest income$9,722,0002,497
Total interest expense$945,0002,644
Net interest income$8,777,0002,460
Provision for loan and lease losses$340,0001,854
Total noninterest income$2,527,0001,762
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$881,0001,315
Trading account gains and feesNANA
Additional Noninterest Income$1,646,0001,711
Total noninterest expense$6,791,0002,559
Salaries and employee benefits$3,692,0002,605
Premises and equipment expense$856,0002,343
Additional noninterest expense$2,243,0002,452
Pre-tax net operating income$4,173,0001,980
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$4,173,0001,555
Extraordinary gains, net$09
Net income$4,173,0001,555
Minority interest net income$076
Net income of bank and minority interests.$4,173,0001,555
Net charge-offs$228,0001,723
Cash dividends$3,486,000914
Sale, conversion, retirement of capital stock, net$257,000371
Net operating income$4,173,0001,541
2017-09-30 (YTD Data)Rank
Total interest income$7,206,0002,528
Total interest expense$668,0002,726
Net interest income$6,538,0002,488
Provision for loan and lease losses$221,0001,958
Total noninterest income$1,940,0001,757
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$641,0001,363
Trading account gains and feesNANA
Additional Noninterest Income$1,299,0001,688
Total noninterest expense$4,988,0002,598
Salaries and employee benefits$2,739,0002,651
Premises and equipment expense$637,0002,361
Additional noninterest expense$1,612,0002,535
Pre-tax net operating income$3,269,0001,931
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$3,269,0001,614
Extraordinary gains, net$09
Net income$3,269,0001,614
Minority interest net income$071
Net income of bank and minority interests.$3,269,0001,614
Net charge-offs$18,0003,031
Cash dividends$2,614,000854
Sale, conversion, retirement of capital stock, net$257,000318
Net operating income$3,269,0001,598
2017-06-30 (YTD Data)Rank
Total interest income$4,685,0002,567
Total interest expense$408,0002,834
Net interest income$4,277,0002,510
Provision for loan and lease losses$116,0002,142
Total noninterest income$1,254,0001,789
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$415,0001,374
Trading account gains and feesNANA
Additional Noninterest Income$839,0001,725
Total noninterest expense$3,230,0002,662
Salaries and employee benefits$1,775,0002,715
Premises and equipment expense$400,0002,481
Additional noninterest expense$1,055,0002,566
Pre-tax net operating income$2,185,0001,895
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$2,185,0001,585
Extraordinary gains, net$011
Net income$2,185,0001,585
Minority interest net income$071
Net income of bank and minority interests.$2,185,0001,585
Net charge-offs$22,0002,525
Cash dividends$1,743,000856
Sale, conversion, retirement of capital stock, net$257,000254
Net operating income$2,185,0001,564
2017-03-31 (YTD Data)Rank
Total interest income$2,263,0002,626
Total interest expense$189,0002,963
Net interest income$2,074,0002,577
Provision for loan and lease losses$41,0002,246
Total noninterest income$567,0001,885
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$203,0001,397
Trading account gains and feesNANA
Additional Noninterest Income$364,0001,846
Total noninterest expense$1,472,0002,869
Salaries and employee benefits$859,0002,808
Premises and equipment expense$125,0003,339
Additional noninterest expense$488,0002,715
Pre-tax net operating income$1,128,0001,795
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,128,0001,530
Extraordinary gains, net$08
Net income$1,128,0001,530
Minority interest net income$055
Net income of bank and minority interests.$1,128,0001,530
Net charge-offs$-17,0005,196
Cash dividends$871,000823
Sale, conversion, retirement of capital stock, net$257,000168
Net operating income$1,128,0001,509
2016-12-31 (YTD Data)Rank
Total interest income$8,634,0002,700
Total interest expense$673,0003,117
Net interest income$7,961,0002,637
Provision for loan and lease losses$493,0001,492
Total noninterest income$2,383,0001,906
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$674,0001,667
Trading account gains and fees$0170
Additional Noninterest Income$1,709,0001,734
Total noninterest expense$5,463,0003,019
Salaries and employee benefits$3,061,0002,992
Premises and equipment expense$542,0003,206
Additional noninterest expense$1,860,0002,887
Pre-tax net operating income$4,388,0001,801
Securities gains (losses)$35,0002,061
Applicable income taxes$04,278
Income before extraordinary items$4,423,0001,533
Extraordinary gains, net$05
Net income$4,423,0001,532
Minority interest net income$082
Net income of bank and minority interests.$4,423,0001,532
Net charge-offs$395,0001,267
Cash dividends$3,043,0001,005
Sale, conversion, retirement of capital stock, net$349,000322
Net operating income$4,388,0001,511
2016-09-30 (YTD Data)Rank
Total interest income$6,426,0002,721
Total interest expense$498,0003,133
Net interest income$5,928,0002,649
Provision for loan and lease losses$165,0002,258
Total noninterest income$1,736,0001,941
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$475,0001,741
Trading account gains and fees$0169
Additional Noninterest Income$1,261,0001,760
Total noninterest expense$4,026,0003,049
Salaries and employee benefits$2,275,0003,003
Premises and equipment expense$391,0003,317
Additional noninterest expense$1,360,0002,939
Pre-tax net operating income$3,473,0001,750
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$3,473,0001,497
Extraordinary gains, net$05
Net income$3,473,0001,496
Minority interest net income$071
Net income of bank and minority interests.$3,473,0001,497
Net charge-offs$-12,0004,973
Cash dividends$2,181,000957
Sale, conversion, retirement of capital stock, net$349,000263
Net operating income$3,473,0001,455
2016-06-30 (YTD Data)Rank
Total interest income$4,245,0002,752
Total interest expense$329,0003,159
Net interest income$3,916,0002,674
Provision for loan and lease losses$97,0002,352
Total noninterest income$1,068,0002,016
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$274,0001,916
Trading account gains and fees$0157
Additional Noninterest Income$794,0001,800
Total noninterest expense$2,629,0003,105
Salaries and employee benefits$1,510,0003,032
Premises and equipment expense$257,0003,355
Additional noninterest expense$862,0003,071
Pre-tax net operating income$2,258,0001,773
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$2,258,0001,516
Extraordinary gains, net$016
Net income$2,258,0001,515
Minority interest net income$071
Net income of bank and minority interests.$2,258,0001,516
Net charge-offs$-14,0005,094
Cash dividends$1,455,000983
Sale, conversion, retirement of capital stock, net$349,000211
Net operating income$2,258,0001,475
2016-03-31 (YTD Data)Rank
Total interest income$2,113,0002,765
Total interest expense$157,0003,266
Net interest income$1,956,0002,681
Provision for loan and lease losses$55,0002,084
Total noninterest income$476,0002,131
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$129,0002,001
Trading account gains and fees$0142
Additional Noninterest Income$347,0001,920
Total noninterest expense$1,283,0003,168
Salaries and employee benefits$752,0003,062
Premises and equipment expense$129,0003,390
Additional noninterest expense$402,0003,225
Pre-tax net operating income$1,094,0001,802
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,094,0001,503
Extraordinary gains, net$012
Net income$1,094,0001,504
Minority interest net income$062
Net income of bank and minority interests.$1,094,0001,504
Net charge-offs$-10,0005,188
Cash dividends$727,000934
Sale, conversion, retirement of capital stock, net$349,000124
Net operating income$1,094,0001,470
2015-12-31 (YTD Data)Rank
Total interest income$8,187,0002,790
Total interest expense$579,0003,457
Net interest income$7,608,0002,700
Provision for loan and lease losses$407,0001,571
Total noninterest income$1,901,0002,178
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$451,0002,315
Trading account gains and fees$0159
Additional Noninterest Income$1,450,0001,899
Total noninterest expense$5,026,0003,202
Salaries and employee benefits$2,851,0003,130
Premises and equipment expense$567,0003,227
Additional noninterest expense$1,608,0003,264
Pre-tax net operating income$4,076,0001,838
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$4,076,0001,580
Extraordinary gains, net$023
Net income$4,076,0001,581
Minority interest net income$081
Net income of bank and minority interests.$4,076,0001,581
Net charge-offs$72,0002,956
Cash dividends$2,437,0001,165
Sale, conversion, retirement of capital stock, net$372,000350
Net operating income$4,076,0001,545
2015-09-30 (YTD Data)Rank
Total interest income$6,031,0002,843
Total interest expense$424,0003,557
Net interest income$5,607,0002,755
Provision for loan and lease losses$260,0001,662
Total noninterest income$1,416,0002,203
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$329,0002,369
Trading account gains and fees$0153
Additional Noninterest Income$1,087,0001,916
Total noninterest expense$3,711,0003,253
Salaries and employee benefits$2,112,0003,171
Premises and equipment expense$412,0003,336
Additional noninterest expense$1,187,0003,301
Pre-tax net operating income$3,052,0001,875
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$3,052,0001,602
Extraordinary gains, net$021
Net income$3,052,0001,603
Minority interest net income$078
Net income of bank and minority interests.$3,052,0001,603
Net charge-offs$26,0003,214
Cash dividends$1,828,0001,063
Sale, conversion, retirement of capital stock, net$372,000284
Net operating income$3,052,0001,565
2015-06-30 (YTD Data)Rank
Total interest income$3,886,0002,915
Total interest expense$270,0003,671
Net interest income$3,616,0002,818
Provision for loan and lease losses$131,0001,934
Total noninterest income$932,0002,230
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$192,0002,563
Trading account gains and fees$0157
Additional Noninterest Income$740,0001,902
Total noninterest expense$2,434,0003,326
Salaries and employee benefits$1,383,0003,238
Premises and equipment expense$277,0003,327
Additional noninterest expense$774,0003,366
Pre-tax net operating income$1,983,0001,911
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,983,0001,623
Extraordinary gains, net$022
Net income$1,983,0001,626
Minority interest net income$075
Net income of bank and minority interests.$1,983,0001,626
Net charge-offs$12,0003,188
Cash dividends$1,219,0001,053
Sale, conversion, retirement of capital stock, net$372,000229
Net operating income$1,983,0001,581
2015-03-31 (YTD Data)Rank
Total interest income$1,872,0002,990
Total interest expense$126,0003,815
Net interest income$1,746,0002,895
Provision for loan and lease losses$50,0002,062
Total noninterest income$373,0002,488
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$85,0002,784
Trading account gains and fees$0152
Additional Noninterest Income$288,0002,179
Total noninterest expense$1,182,0003,402
Salaries and employee benefits$669,0003,332
Premises and equipment expense$129,0003,500
Additional noninterest expense$384,0003,380
Pre-tax net operating income$887,0002,043
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$887,0001,765
Extraordinary gains, net$013
Net income$887,0001,767
Minority interest net income$064
Net income of bank and minority interests.$887,0001,767
Net charge-offs$03,288
Cash dividends$609,000963
Sale, conversion, retirement of capital stock, net$372,000133
Net operating income$887,0001,702
2014-12-31 (YTD Data)Rank
Total interest income$7,340,0003,076
Total interest expense$458,0004,185
Net interest income$6,882,0002,928
Provision for loan and lease losses$367,0001,777
Total noninterest income$1,326,0002,681
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$405,0002,666
Trading account gains and fees$0180
Additional Noninterest Income$921,0002,432
Total noninterest expense$4,583,0003,511
Salaries and employee benefits$2,540,0003,442
Premises and equipment expense$477,0003,750
Additional noninterest expense$1,566,0003,457
Pre-tax net operating income$3,258,0002,140
Securities gains (losses)$-2,0005,864
Applicable income taxes$04,531
Income before extraordinary items$3,256,0001,882
Extraordinary gains, net$017
Net income$3,256,0001,882
Minority interest net income$084
Net income of bank and minority interests.$3,256,0001,881
Net charge-offs$47,0003,811
Cash dividends$2,080,0001,236
Sale, conversion, retirement of capital stock, net$181,000444
Net operating income$3,258,0001,845
2014-09-30 (YTD Data)Rank
Total interest income$5,459,0003,118
Total interest expense$339,0004,258
Net interest income$5,120,0002,975
Provision for loan and lease losses$281,0001,705
Total noninterest income$1,035,0002,656
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$308,0002,664
Trading account gains and fees$0174
Additional Noninterest Income$727,0002,390
Total noninterest expense$3,452,0003,514
Salaries and employee benefits$1,908,0003,451
Premises and equipment expense$342,0003,890
Additional noninterest expense$1,202,0003,397
Pre-tax net operating income$2,422,0002,192
Securities gains (losses)$-2,0005,965
Applicable income taxes$04,583
Income before extraordinary items$2,420,0001,893
Extraordinary gains, net$015
Net income$2,420,0001,893
Minority interest net income$081
Net income of bank and minority interests.$2,420,0001,892
Net charge-offs$27,0003,687
Cash dividends$1,560,0001,123
Sale, conversion, retirement of capital stock, net$181,000368
Net operating income$2,422,0001,853
2014-06-30 (YTD Data)Rank
Total interest income$3,537,0003,182
Total interest expense$219,0004,374
Net interest income$3,318,0003,025
Provision for loan and lease losses$150,0001,864
Total noninterest income$649,0002,721
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$205,0002,652
Trading account gains and fees$0172
Additional Noninterest Income$444,0002,471
Total noninterest expense$2,300,0003,530
Salaries and employee benefits$1,271,0003,471
Premises and equipment expense$228,0003,918
Additional noninterest expense$801,0003,404
Pre-tax net operating income$1,517,0002,251
Securities gains (losses)$-2,0006,107
Applicable income taxes$04,568
Income before extraordinary items$1,515,0001,964
Extraordinary gains, net$020
Net income$1,515,0001,968
Minority interest net income$080
Net income of bank and minority interests.$1,515,0001,967
Net charge-offs$30,0003,174
Cash dividends$1,040,0001,122
Sale, conversion, retirement of capital stock, net$181,000298
Net operating income$1,517,0001,909
2014-03-31 (YTD Data)Rank
Total interest income$1,705,0003,285
Total interest expense$106,0004,511
Net interest income$1,599,0003,119
Provision for loan and lease losses$27,0002,777
Total noninterest income$290,0002,853
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$101,0002,658
Trading account gains and fees$0147
Additional Noninterest Income$189,0002,645
Total noninterest expense$1,164,0003,540
Salaries and employee benefits$623,0003,557
Premises and equipment expense$116,0003,915
Additional noninterest expense$425,0003,272
Pre-tax net operating income$698,0002,325
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$698,0002,008
Extraordinary gains, net$016
Net income$698,0002,011
Minority interest net income$066
Net income of bank and minority interests.$698,0002,011
Net charge-offs$4,0003,176
Cash dividends$520,000993
Sale, conversion, retirement of capital stock, net$181,000195
Net operating income$698,0001,970
2013-12-31 (YTD Data)Rank
Total interest income$6,068,0003,588
Total interest expense$437,0004,737
Net interest income$5,631,0003,413
Provision for loan and lease losses$425,0002,033
Total noninterest income$787,0003,638
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$380,0002,924
Trading account gains and fees$0184
Additional Noninterest Income$407,0003,650
Total noninterest expense$3,929,0003,963
Salaries and employee benefits$2,190,0003,879
Premises and equipment expense$447,0003,981
Additional noninterest expense$1,292,0004,025
Pre-tax net operating income$2,064,0002,792
Securities gains (losses)$-2,0006,101
Applicable income taxes$04,631
Income before extraordinary items$2,062,0002,545
Extraordinary gains, net$029
Net income$2,062,0002,548
Minority interest net income$090
Net income of bank and minority interests.$2,062,0002,548
Net charge-offs$39,0004,522
Cash dividends$1,674,0001,379
Sale, conversion, retirement of capital stock, net$177,000454
Net operating income$2,064,0002,484
2013-09-30 (YTD Data)Rank
Total interest income$4,385,0003,725
Total interest expense$330,0004,821
Net interest income$4,055,0003,532
Provision for loan and lease losses$175,0002,770
Total noninterest income$496,0004,027
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$279,0002,985
Trading account gains and fees$0180
Additional Noninterest Income$217,0004,204
Total noninterest expense$2,858,0004,058
Salaries and employee benefits$1,592,0003,958
Premises and equipment expense$331,0004,059
Additional noninterest expense$935,0004,100
Pre-tax net operating income$1,518,0002,894
Securities gains (losses)$-2,0006,351
Applicable income taxes$04,713
Income before extraordinary items$1,516,0002,641
Extraordinary gains, net$025
Net income$1,516,0002,645
Minority interest net income$084
Net income of bank and minority interests.$1,516,0002,645
Net charge-offs$2,0005,070
Cash dividends$1,159,0001,300
Sale, conversion, retirement of capital stock, net$177,000367
Net operating income$1,518,0002,561
2013-06-30 (YTD Data)Rank
Total interest income$2,839,0003,797
Total interest expense$221,0004,865
Net interest income$2,618,0003,600
Provision for loan and lease losses$75,0003,208
Total noninterest income$304,0004,199
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$181,0003,017
Trading account gains and fees$0157
Additional Noninterest Income$123,0004,477
Total noninterest expense$1,843,0004,154
Salaries and employee benefits$1,014,0004,072
Premises and equipment expense$224,0004,049
Additional noninterest expense$605,0004,168
Pre-tax net operating income$1,004,0002,898
Securities gains (losses)$-2,0006,527
Applicable income taxes$04,679
Income before extraordinary items$1,002,0002,649
Extraordinary gains, net$022
Net income$1,002,0002,654
Minority interest net income$082
Net income of bank and minority interests.$1,002,0002,654
Net charge-offs$2,0004,714
Cash dividends$773,0001,320
Sale, conversion, retirement of capital stock, net$177,000279
Net operating income$1,004,0002,537
2013-03-31 (YTD Data)Rank
Total interest income$1,384,0003,893
Total interest expense$111,0004,943
Net interest income$1,273,0003,689
Provision for loan and lease losses$04,409
Total noninterest income$154,0004,132
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$92,0002,953
Trading account gains and fees$0148
Additional Noninterest Income$62,0004,443
Total noninterest expense$904,0004,240
Salaries and employee benefits$501,0004,160
Premises and equipment expense$115,0003,997
Additional noninterest expense$288,0004,313
Pre-tax net operating income$523,0002,792
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$523,0002,499
Extraordinary gains, net$010
Net income$523,0002,501
Minority interest net income$076
Net income of bank and minority interests.$523,0002,501
Net charge-offs$3,0003,820
Cash dividends$386,0001,139
Sale, conversion, retirement of capital stock, net$177,000172
Net operating income$523,0002,414
2012-12-31 (YTD Data)Rank
Total interest income$5,810,0003,916
Total interest expense$467,0005,235
Net interest income$5,343,0003,648
Provision for loan and lease losses$450,0002,851
Total noninterest income$523,0004,427
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$333,0003,291
Trading account gains and fees$0166
Additional Noninterest Income$190,0004,661
Total noninterest expense$3,296,0004,515
Salaries and employee benefits$1,710,0004,523
Premises and equipment expense$325,0004,795
Additional noninterest expense$1,261,0004,234
Pre-tax net operating income$2,120,0002,705
Securities gains (losses)$-2,0006,630
Applicable income taxes$04,751
Income before extraordinary items$2,118,0002,481
Extraordinary gains, net$029
Net income$2,118,0002,482
Minority interest net income$093
Net income of bank and minority interests.$2,118,0002,482
Net charge-offs$377,0003,014
Cash dividends$1,785,0001,322
Sale, conversion, retirement of capital stock, net$174,000466
Net operating income$2,120,0002,347
2012-09-30 (YTD Data)Rank
Total interest income$4,359,0003,988
Total interest expense$357,0005,330
Net interest income$4,002,0003,710
Provision for loan and lease losses$250,0003,206
Total noninterest income$394,0004,456
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$244,0003,374
Trading account gains and fees$0157
Additional Noninterest Income$150,0004,638
Total noninterest expense$2,416,0004,600
Salaries and employee benefits$1,228,0004,649
Premises and equipment expense$238,0004,903
Additional noninterest expense$950,0004,245
Pre-tax net operating income$1,730,0002,621
Securities gains (losses)$-2,0006,774
Applicable income taxes$04,802
Income before extraordinary items$1,728,0002,384
Extraordinary gains, net$020
Net income$1,728,0002,385
Minority interest net income$086
Net income of bank and minority interests.$1,728,0002,385
Net charge-offs$150,0003,593
Cash dividends$1,148,0001,206
Sale, conversion, retirement of capital stock, net$174,000361
Net operating income$1,730,0002,250
2012-06-30 (YTD Data)Rank
Total interest income$2,814,0004,104
Total interest expense$246,0005,370
Net interest income$2,568,0003,819
Provision for loan and lease losses$50,0004,550
Total noninterest income$267,0004,438
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$165,0003,331
Trading account gains and fees$0153
Additional Noninterest Income$102,0004,633
Total noninterest expense$1,596,0004,652
Salaries and employee benefits$806,0004,714
Premises and equipment expense$164,0004,848
Additional noninterest expense$626,0004,286
Pre-tax net operating income$1,189,0002,532
Securities gains (losses)$-2,0006,849
Applicable income taxes$04,770
Income before extraordinary items$1,187,0002,285
Extraordinary gains, net$019
Net income$1,187,0002,285
Minority interest net income$084
Net income of bank and minority interests.$1,187,0002,285
Net charge-offs$34,0004,320
Cash dividends$765,0001,202
Sale, conversion, retirement of capital stock, net$174,000287
Net operating income$1,189,0002,156
2012-03-31 (YTD Data)Rank
Total interest income$1,290,0004,379
Total interest expense$129,0005,389
Net interest income$1,161,0004,100
Provision for loan and lease losses$05,254
Total noninterest income$142,0004,336
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$87,0003,218
Trading account gains and fees$0148
Additional Noninterest Income$55,0004,574
Total noninterest expense$765,0004,787
Salaries and employee benefits$404,0004,754
Premises and equipment expense$85,0004,786
Additional noninterest expense$276,0004,596
Pre-tax net operating income$538,0002,732
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$538,0002,464
Extraordinary gains, net$019
Net income$538,0002,465
Minority interest net income$078
Net income of bank and minority interests.$538,0002,467
Net charge-offs$-7,0006,510
Cash dividends$383,0001,104
Sale, conversion, retirement of capital stock, net$174,000174
Net operating income$538,0002,341
2011-12-31 (YTD Data)Rank
Total interest income$5,725,0004,211
Total interest expense$615,0005,466
Net interest income$5,110,0003,851
Provision for loan and lease losses$500,0003,454
Total noninterest income$413,0004,727
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$300,0003,589
Trading account gains and fees$0146
Additional Noninterest Income$113,0005,193
Total noninterest expense$3,028,0004,856
Salaries and employee benefits$1,547,0004,879
Premises and equipment expense$313,0005,141
Additional noninterest expense$1,168,0004,536
Pre-tax net operating income$1,995,0002,521
Securities gains (losses)$-5,0006,825
Applicable income taxes$04,719
Income before extraordinary items$1,990,0002,274
Extraordinary gains, net$029
Net income$1,990,0002,275
Minority interest net income$096
Net income of bank and minority interests.$1,990,0002,275
Net charge-offs$226,0004,154
Cash dividends$1,889,0001,019
Sale, conversion, retirement of capital stock, net$175,000550
Net operating income$1,995,0002,199
2011-09-30 (YTD Data)Rank
Total interest income$4,410,0004,180
Total interest expense$476,0005,518
Net interest income$3,934,0003,805
Provision for loan and lease losses$500,0002,879
Total noninterest income$288,0004,889
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$221,0003,641
Trading account gains and fees$0145
Additional Noninterest Income$67,0005,520
Total noninterest expense$2,244,0004,897
Salaries and employee benefits$1,161,0004,877
Premises and equipment expense$234,0005,191
Additional noninterest expense$849,0004,609
Pre-tax net operating income$1,478,0002,611
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$1,478,0002,348
Extraordinary gains, net$021
Net income$1,478,0002,348
Minority interest net income$087
Net income of bank and minority interests.$1,478,0002,349
Net charge-offs$167,0003,920
Cash dividends$1,384,000899
Sale, conversion, retirement of capital stock, net$175,000472
Net operating income$1,478,0002,244
2011-06-30 (YTD Data)Rank
Total interest income$2,950,0004,195
Total interest expense$328,0005,566
Net interest income$2,622,0003,823
Provision for loan and lease losses$250,0003,239
Total noninterest income$174,0005,068
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$137,0003,773
Trading account gains and fees$0153
Additional Noninterest Income$37,0005,755
Total noninterest expense$1,491,0004,962
Salaries and employee benefits$776,0004,905
Premises and equipment expense$149,0005,329
Additional noninterest expense$566,0004,667
Pre-tax net operating income$1,055,0002,447
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$1,055,0002,183
Extraordinary gains, net$015
Net income$1,055,0002,183
Minority interest net income$089
Net income of bank and minority interests.$1,055,0002,183
Net charge-offs$159,0003,338
Cash dividends$1,005,000802
Sale, conversion, retirement of capital stock, net$175,000329
Net operating income$1,055,0002,107
2011-03-31 (YTD Data)Rank
Total interest income$1,485,0004,196
Total interest expense$172,0005,568
Net interest income$1,313,0003,822
Provision for loan and lease losses$150,0002,750
Total noninterest income$114,0004,679
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$67,0003,771
Trading account gains and fees$0158
Additional Noninterest Income$47,0004,755
Total noninterest expense$724,0005,067
Salaries and employee benefits$368,0005,089
Premises and equipment expense$68,0005,570
Additional noninterest expense$288,0004,638
Pre-tax net operating income$553,0002,381
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$553,0002,062
Extraordinary gains, net$09
Net income$553,0002,061
Minority interest net income$086
Net income of bank and minority interests.$553,0002,062
Net charge-offs$23,0003,949
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$0925
Net operating income$553,0002,025
2010-12-31 (YTD Data)Rank
Total interest income$5,607,0004,506
Total interest expense$842,0005,611
Net interest income$4,765,0004,087
Provision for loan and lease losses$300,0004,839
Total noninterest income$518,0004,494
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$333,0003,438
Trading account gains and fees$0175
Additional Noninterest Income$185,0004,693
Total noninterest expense$2,838,0005,180
Salaries and employee benefits$1,372,0005,302
Premises and equipment expense$296,0005,442
Additional noninterest expense$1,170,0004,678
Pre-tax net operating income$2,145,0002,116
Securities gains (losses)$75,0002,394
Applicable income taxes$04,655
Income before extraordinary items$2,220,0001,846
Extraordinary gains, net$029
Net income$2,220,0001,847
Minority interest net income$0111
Net income of bank and minority interests.$2,220,0001,848
Net charge-offs$120,0005,263
Cash dividends$2,000,000811
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,145,0001,832
2010-09-30 (YTD Data)Rank
Total interest income$4,113,0004,655
Total interest expense$649,0005,711
Net interest income$3,464,0004,233
Provision for loan and lease losses$150,0005,242
Total noninterest income$411,0004,455
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$258,0003,442
Trading account gains and fees$0165
Additional Noninterest Income$153,0004,625
Total noninterest expense$2,109,0005,218
Salaries and employee benefits$1,022,0005,372
Premises and equipment expense$222,0005,502
Additional noninterest expense$865,0004,709
Pre-tax net operating income$1,616,0002,244
Securities gains (losses)$75,0002,169
Applicable income taxes$04,726
Income before extraordinary items$1,691,0001,949
Extraordinary gains, net$023
Net income$1,691,0001,950
Minority interest net income$0110
Net income of bank and minority interests.$1,691,0001,951
Net charge-offs$98,0004,923
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$1,616,0001,925
2010-06-30 (YTD Data)Rank
Total interest income$2,698,0004,730
Total interest expense$449,0005,727
Net interest income$2,249,0004,308
Provision for loan and lease losses$100,0005,137
Total noninterest income$269,0004,473
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$181,0003,350
Trading account gains and fees$0152
Additional Noninterest Income$88,0004,822
Total noninterest expense$1,405,0005,244
Salaries and employee benefits$681,0005,399
Premises and equipment expense$145,0005,586
Additional noninterest expense$579,0004,683
Pre-tax net operating income$1,013,0002,343
Securities gains (losses)$75,0001,628
Applicable income taxes$04,691
Income before extraordinary items$1,088,0001,971
Extraordinary gains, net$019
Net income$1,088,0001,971
Minority interest net income$0105
Net income of bank and minority interests.$1,088,0001,971
Net charge-offs$72,0004,575
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,013,0002,016
2010-03-31 (YTD Data)Rank
Total interest income$1,329,0004,849
Total interest expense$232,0005,769
Net interest income$1,097,0004,398
Provision for loan and lease losses$50,0004,831
Total noninterest income$145,0004,347
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$93,0003,289
Trading account gains and fees$0175
Additional Noninterest Income$52,0004,626
Total noninterest expense$692,0005,332
Salaries and employee benefits$340,0005,448
Premises and equipment expense$72,0005,682
Additional noninterest expense$280,0004,785
Pre-tax net operating income$500,0002,414
Securities gains (losses)$76,000916
Applicable income taxes$04,611
Income before extraordinary items$576,0001,893
Extraordinary gains, net$016
Net income$576,0001,891
Minority interest net income$091
Net income of bank and minority interests.$576,0001,893
Net charge-offs$44,0003,838
Cash dividends$504,000651
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$500,0002,054
2009-12-31 (YTD Data)Rank
Total interest income$5,619,0004,813
Total interest expense$1,258,0005,557
Net interest income$4,361,0004,317
Provision for loan and lease losses$225,0005,638
Total noninterest income$526,0004,644
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$396,0003,354
Trading account gains and fees$0211
Additional Noninterest Income$130,0005,304
Total noninterest expense$2,770,0005,400
Salaries and employee benefits$1,371,0005,449
Premises and equipment expense$280,0005,804
Additional noninterest expense$1,119,0004,925
Pre-tax net operating income$1,892,0001,994
Securities gains (losses)$131,0001,897
Applicable income taxes$04,388
Income before extraordinary items$2,023,0001,658
Extraordinary gains, net$034
Net income$2,023,0001,656
Minority interest net income$0115
Net income of bank and minority interests.$2,023,0001,657
Net charge-offs$94,0005,752
Cash dividends$1,875,000972
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,892,0001,726
2009-09-30 (YTD Data)Rank
Total interest income$4,224,0004,866
Total interest expense$997,0005,566
Net interest income$3,227,0004,371
Provision for loan and lease losses$150,0005,500
Total noninterest income$396,0004,703
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$295,0003,370
Trading account gains and fees$0212
Additional Noninterest Income$101,0005,385
Total noninterest expense$2,053,0005,436
Salaries and employee benefits$1,016,0005,542
Premises and equipment expense$199,0005,972
Additional noninterest expense$838,0004,937
Pre-tax net operating income$1,420,0002,142
Securities gains (losses)$73,0002,045
Applicable income taxes$04,592
Income before extraordinary items$1,493,0001,787
Extraordinary gains, net$027
Net income$1,493,0001,787
Minority interest net income$0118
Net income of bank and minority interests.$1,493,0001,787
Net charge-offs$63,0005,499
Cash dividends$1,125,0001,128
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,420,0001,827
2009-06-30 (YTD Data)Rank
Total interest income$2,785,0004,931
Total interest expense$701,0005,564
Net interest income$2,084,0004,460
Provision for loan and lease losses$150,0004,729
Total noninterest income$260,0004,728
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$186,0003,448
Trading account gains and fees$0193
Additional Noninterest Income$74,0005,286
Total noninterest expense$1,366,0005,498
Salaries and employee benefits$677,0005,600
Premises and equipment expense$124,0006,186
Additional noninterest expense$565,0004,899
Pre-tax net operating income$828,0002,456
Securities gains (losses)$73,0001,678
Applicable income taxes$04,657
Income before extraordinary items$901,0002,026
Extraordinary gains, net$021
Net income$901,0002,023
Minority interest net income$0112
Net income of bank and minority interests.$901,0002,025
Net charge-offs$21,0005,585
Cash dividends$750,0001,195
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$828,0002,120
2009-03-31 (YTD Data)Rank
Total interest income$1,420,0004,911
Total interest expense$366,0005,571
Net interest income$1,054,0004,421
Provision for loan and lease losses$06,744
Total noninterest income$129,0004,734
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$90,0003,462
Trading account gains and fees$0171
Additional Noninterest Income$39,0005,236
Total noninterest expense$639,0005,628
Salaries and employee benefits$337,0005,660
Premises and equipment expense$62,0006,236
Additional noninterest expense$240,0005,062
Pre-tax net operating income$544,0002,223
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$544,0001,972
Extraordinary gains, net$015
Net income$544,0001,974
Minority interest net income$0102
Net income of bank and minority interests.$544,0001,974
Net charge-offs$-1,0007,151
Cash dividends$375,0001,165
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$544,0001,859
2008-12-31 (YTD Data)Rank
Total interest income$6,075,0004,896
Total interest expense$2,045,0005,241
Net interest income$4,030,0004,556
Provision for loan and lease losses$07,334
Total noninterest income$589,0004,511
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$456,0003,205
Trading account gains and fees$0154
Additional Noninterest Income$133,0005,511
Total noninterest expense$2,588,0005,562
Salaries and employee benefits$1,339,0005,660
Premises and equipment expense$256,0006,190
Additional noninterest expense$993,0004,843
Pre-tax net operating income$2,031,0002,420
Securities gains (losses)$3,0002,883
Applicable income taxes$04,979
Income before extraordinary items$2,034,0001,958
Extraordinary gains, net$039
Net income$2,034,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0005,646
Cash dividends$2,000,0001,337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,031,0002,084
2008-09-30 (YTD Data)Rank
Total interest income$4,683,0004,903
Total interest expense$1,618,0005,242
Net interest income$3,065,0004,556
Provision for loan and lease losses$06,991
Total noninterest income$449,0004,571
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$345,0003,213
Trading account gains and fees$0148
Additional Noninterest Income$104,0005,570
Total noninterest expense$1,903,0005,610
Salaries and employee benefits$1,002,0005,684
Premises and equipment expense$182,0006,329
Additional noninterest expense$719,0004,874
Pre-tax net operating income$1,611,0002,693
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$1,611,0002,185
Extraordinary gains, net$031
Net income$1,611,0002,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0004,888
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,611,0002,293
2008-06-30 (YTD Data)Rank
Total interest income$3,268,0004,819
Total interest expense$1,147,0005,239
Net interest income$2,121,0004,419
Provision for loan and lease losses$06,671
Total noninterest income$295,0004,664
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$220,0003,287
Trading account gains and fees$0149
Additional Noninterest Income$75,0005,519
Total noninterest expense$1,263,0005,649
Salaries and employee benefits$675,0005,696
Premises and equipment expense$117,0006,445
Additional noninterest expense$471,0004,926
Pre-tax net operating income$1,153,0002,670
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$1,153,0002,289
Extraordinary gains, net$021
Net income$1,153,0002,289
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,109
Cash dividends$1,000,0001,384
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,153,0002,241
2008-03-31 (YTD Data)Rank
Total interest income$1,796,0004,639
Total interest expense$624,0005,175
Net interest income$1,172,0004,168
Provision for loan and lease losses$06,080
Total noninterest income$151,0004,598
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$111,0003,231
Trading account gains and fees$0158
Additional Noninterest Income$40,0005,445
Total noninterest expense$659,0005,538
Salaries and employee benefits$348,0005,652
Premises and equipment expense$58,0006,485
Additional noninterest expense$253,0004,645
Pre-tax net operating income$664,0002,514
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$664,0002,119
Extraordinary gains, net$015
Net income$664,0002,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$500,0001,332
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$664,0002,057
2007-12-31 (YTD Data)Rank
Total interest income$7,662,0004,484
Total interest expense$2,814,0004,967
Net interest income$4,848,0004,094
Provision for loan and lease losses$200,0003,846
Total noninterest income$576,0004,724
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$469,0003,191
Trading account gains and fees$0178
Additional Noninterest Income$107,0006,112
Total noninterest expense$2,743,0005,303
Salaries and employee benefits$1,422,0005,466
Premises and equipment expense$239,0006,350
Additional noninterest expense$1,082,0004,389
Pre-tax net operating income$2,481,0002,844
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$2,481,0002,386
Extraordinary gains, net$039
Net income$2,481,0002,385
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$160,0003,137
Cash dividends$2,375,0001,429
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,481,0002,372
2007-09-30 (YTD Data)Rank
Total interest income$5,778,0004,495
Total interest expense$2,137,0004,945
Net interest income$3,641,0004,097
Provision for loan and lease losses$150,0003,464
Total noninterest income$443,0004,683
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$353,0003,160
Trading account gains and fees$0184
Additional Noninterest Income$90,0005,978
Total noninterest expense$1,971,0005,411
Salaries and employee benefits$1,028,0005,554
Premises and equipment expense$181,0006,321
Additional noninterest expense$762,0004,540
Pre-tax net operating income$1,963,0002,878
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$1,963,0002,412
Extraordinary gains, net$033
Net income$1,963,0002,410
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$172,0002,161
Cash dividends$1,500,0001,491
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,963,0002,386
2007-06-30 (YTD Data)Rank
Total interest income$3,842,0004,520
Total interest expense$1,431,0004,931
Net interest income$2,411,0004,152
Provision for loan and lease losses$100,0003,268
Total noninterest income$301,0004,655
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$233,0003,168
Trading account gains and fees$0168
Additional Noninterest Income$68,0005,796
Total noninterest expense$1,315,0005,445
Salaries and employee benefits$684,0005,629
Premises and equipment expense$120,0006,367
Additional noninterest expense$511,0004,508
Pre-tax net operating income$1,297,0002,949
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,297,0002,488
Extraordinary gains, net$029
Net income$1,297,0002,488
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,240
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,297,0002,474
2007-03-31 (YTD Data)Rank
Total interest income$1,889,0004,562
Total interest expense$706,0004,951
Net interest income$1,183,0004,208
Provision for loan and lease losses$05,779
Total noninterest income$152,0004,613
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$115,0003,173
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$650,0005,504
Salaries and employee benefits$343,0005,654
Premises and equipment expense$61,0006,362
Additional noninterest expense$246,0004,596
Pre-tax net operating income$685,0002,842
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$685,0002,369
Extraordinary gains, net$022
Net income$685,0002,368
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,0003,606
Cash dividends$500,0001,376
Sale, conversion, retirement of capital stock, net$0885
Net operating income$685,0002,352
2006-12-31 (YTD Data)Rank
Total interest income$6,850,0004,634
Total interest expense$2,461,0004,868
Net interest income$4,389,0004,406
Provision for loan and lease losses$50,0005,567
Total noninterest income$525,0005,022
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$393,0003,570
Trading account gains and fees$0130
Additional Noninterest Income$132,0005,861
Total noninterest expense$2,477,0005,513
Salaries and employee benefits$1,223,0005,854
Premises and equipment expense$244,0006,271
Additional noninterest expense$1,010,0004,479
Pre-tax net operating income$2,387,0003,230
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$2,387,0002,712
Extraordinary gains, net$051
Net income$2,387,0002,714
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,861
Cash dividends$2,250,0001,391
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,387,0002,698
2006-09-30 (YTD Data)Rank
Total interest income$5,034,0004,669
Total interest expense$1,791,0004,869
Net interest income$3,243,0004,479
Provision for loan and lease losses$06,685
Total noninterest income$374,0005,164
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$296,0003,596
Trading account gains and fees$0126
Additional Noninterest Income$78,0006,263
Total noninterest expense$1,770,0005,652
Salaries and employee benefits$880,0005,947
Premises and equipment expense$184,0006,293
Additional noninterest expense$706,0004,671
Pre-tax net operating income$1,847,0003,282
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$1,847,0002,738
Extraordinary gains, net$045
Net income$1,847,0002,740
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,004
Cash dividends$1,500,0001,427
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,847,0002,724
2006-06-30 (YTD Data)Rank
Total interest income$3,290,0004,688
Total interest expense$1,141,0004,882
Net interest income$2,149,0004,506
Provision for loan and lease losses$06,419
Total noninterest income$250,0005,151
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$191,0003,653
Trading account gains and fees$0126
Additional Noninterest Income$59,0006,112
Total noninterest expense$1,156,0005,728
Salaries and employee benefits$587,0005,974
Premises and equipment expense$120,0006,349
Additional noninterest expense$449,0004,829
Pre-tax net operating income$1,243,0003,288
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$1,243,0002,715
Extraordinary gains, net$039
Net income$1,243,0002,717
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0002,400
Cash dividends$1,000,0001,414
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,243,0002,702
2006-03-31 (YTD Data)Rank
Total interest income$1,600,0004,712
Total interest expense$570,0004,730
Net interest income$1,030,0004,624
Provision for loan and lease losses$06,013
Total noninterest income$122,0005,168
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$92,0003,651
Trading account gains and fees$0115
Additional Noninterest Income$30,0006,069
Total noninterest expense$582,0005,717
Salaries and employee benefits$298,0005,949
Premises and equipment expense$57,0006,485
Additional noninterest expense$227,0004,767
Pre-tax net operating income$570,0003,441
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$570,0002,851
Extraordinary gains, net$021
Net income$570,0002,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0002,616
Cash dividends$500,0001,312
Sale, conversion, retirement of capital stock, net$0648
Net operating income$570,0002,832
2005-12-31 (YTD Data)Rank
Total interest income$5,535,0004,827
Total interest expense$1,584,0005,099
Net interest income$3,951,0004,661
Provision for loan and lease losses$07,120
Total noninterest income$474,0005,363
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$373,0003,714
Trading account gains and fees$0138
Additional Noninterest Income$101,0006,387
Total noninterest expense$2,368,0005,546
Salaries and employee benefits$1,198,0005,801
Premises and equipment expense$239,0006,325
Additional noninterest expense$931,0004,657
Pre-tax net operating income$2,057,0003,613
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$2,057,0003,031
Extraordinary gains, net$046
Net income$2,057,0003,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0005,115
Cash dividends$2,000,0001,446
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,057,0002,990
2005-09-30 (YTD Data)Rank
Total interest income$4,117,0004,830
Total interest expense$1,134,0005,092
Net interest income$2,983,0004,664
Provision for loan and lease losses$06,899
Total noninterest income$355,0005,400
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$276,0003,747
Trading account gains and fees$0126
Additional Noninterest Income$79,0006,334
Total noninterest expense$1,724,0005,608
Salaries and employee benefits$904,0005,748
Premises and equipment expense$179,0006,303
Additional noninterest expense$641,0004,897
Pre-tax net operating income$1,614,0003,555
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$1,614,0002,953
Extraordinary gains, net$035
Net income$1,614,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,742
Cash dividends$1,375,0001,436
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,614,0002,910
2005-06-30 (YTD Data)Rank
Total interest income$2,746,0004,787
Total interest expense$720,0005,058
Net interest income$2,026,0004,575
Provision for loan and lease losses$06,626
Total noninterest income$235,0005,374
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$175,0003,804
Trading account gains and fees$0116
Additional Noninterest Income$60,0006,128
Total noninterest expense$1,164,0005,567
Salaries and employee benefits$610,0005,696
Premises and equipment expense$117,0006,347
Additional noninterest expense$437,0004,820
Pre-tax net operating income$1,097,0003,475
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,097,0002,885
Extraordinary gains, net$030
Net income$1,097,0002,885
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,897
Cash dividends$875,0001,472
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,097,0002,840
2005-03-31 (YTD Data)Rank
Total interest income$1,290,0004,945
Total interest expense$329,0005,231
Net interest income$961,0004,742
Provision for loan and lease losses$06,226
Total noninterest income$120,0005,254
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$86,0003,771
Trading account gains and fees$0115
Additional Noninterest Income$34,0005,945
Total noninterest expense$578,0005,629
Salaries and employee benefits$307,0005,722
Premises and equipment expense$58,0006,415
Additional noninterest expense$213,0004,873
Pre-tax net operating income$503,0003,661
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$503,0003,034
Extraordinary gains, net$024
Net income$503,0003,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,095
Cash dividends$375,0001,511
Sale, conversion, retirement of capital stock, net$0491
Net operating income$503,0002,994
2004-12-31 (YTD Data)Rank
Total interest income$5,159,0004,740
Total interest expense$1,038,0005,555
Net interest income$4,121,0004,382
Provision for loan and lease losses$50,0005,899
Total noninterest income$503,0005,240
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$402,0003,639
Trading account gains and fees$0138
Additional Noninterest Income$101,0006,408
Total noninterest expense$2,439,0005,390
Salaries and employee benefits$1,210,0005,669
Premises and equipment expense$230,0006,406
Additional noninterest expense$999,0004,355
Pre-tax net operating income$2,135,0003,365
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,135,0002,759
Extraordinary gains, net$034
Net income$2,135,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0005,762
Cash dividends$2,000,0001,347
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,135,0002,700
2004-09-30 (YTD Data)Rank
Total interest income$3,928,0004,666
Total interest expense$750,0005,627
Net interest income$3,178,0004,304
Provision for loan and lease losses$07,100
Total noninterest income$390,0005,190
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$310,0003,585
Trading account gains and fees$0134
Additional Noninterest Income$80,0006,308
Total noninterest expense$1,765,0005,467
Salaries and employee benefits$917,0005,609
Premises and equipment expense$173,0006,379
Additional noninterest expense$675,0004,660
Pre-tax net operating income$1,803,0003,144
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$1,803,0002,561
Extraordinary gains, net$026
Net income$1,803,0002,563
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,418
Cash dividends$1,500,0001,239
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,803,0002,482
2004-06-30 (YTD Data)Rank
Total interest income$2,670,0004,614
Total interest expense$491,0005,698
Net interest income$2,179,0004,211
Provision for loan and lease losses$06,885
Total noninterest income$265,0005,136
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$206,0003,565
Trading account gains and fees$0130
Additional Noninterest Income$59,0006,161
Total noninterest expense$1,174,0005,512
Salaries and employee benefits$616,0005,615
Premises and equipment expense$118,0006,364
Additional noninterest expense$440,0004,757
Pre-tax net operating income$1,270,0002,975
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,270,0002,396
Extraordinary gains, net$021
Net income$1,270,0002,397
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,234
Cash dividends$1,000,0001,241
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,270,0002,335
2004-03-31 (YTD Data)Rank
Total interest income$1,384,0004,523
Total interest expense$249,0005,724
Net interest income$1,135,0004,080
Provision for loan and lease losses$06,501
Total noninterest income$134,0005,061
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$100,0003,583
Trading account gains and fees$0121
Additional Noninterest Income$34,0005,872
Total noninterest expense$589,0005,509
Salaries and employee benefits$310,0005,642
Premises and equipment expense$52,0006,694
Additional noninterest expense$227,0004,632
Pre-tax net operating income$680,0002,767
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$680,0002,231
Extraordinary gains, net$016
Net income$680,0002,232
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,331
Cash dividends$500,0001,176
Sale, conversion, retirement of capital stock, net$0464
Net operating income$680,0002,149
2003-12-31 (YTD Data)Rank
Total interest income$5,872,0004,371
Total interest expense$1,256,0005,412
Net interest income$4,616,0003,926
Provision for loan and lease losses$100,0005,309
Total noninterest income$498,0005,450
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$383,0003,740
Trading account gains and fees$0160
Additional Noninterest Income$115,0006,296
Total noninterest expense$2,397,0005,372
Salaries and employee benefits$1,202,0005,635
Premises and equipment expense$167,0007,174
Additional noninterest expense$1,028,0004,181
Pre-tax net operating income$2,617,0002,787
Securities gains (losses)$04,500
Applicable income taxes$07,459
Income before extraordinary items$2,617,0002,284
Extraordinary gains, net$054
Net income$2,617,0002,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,655
Cash dividends$2,500,0001,152
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,617,0002,183
2003-09-30 (YTD Data)Rank
Total interest income$4,329,0004,464
Total interest expense$988,0005,417
Net interest income$3,341,0004,041
Provision for loan and lease losses$07,481
Total noninterest income$380,0005,441
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$292,0003,712
Trading account gains and fees$0153
Additional Noninterest Income$88,0006,309
Total noninterest expense$1,778,0005,378
Salaries and employee benefits$905,0005,581
Premises and equipment expense$124,0007,212
Additional noninterest expense$749,0004,265
Pre-tax net operating income$1,943,0002,909
Securities gains (losses)$04,204
Applicable income taxes$07,524
Income before extraordinary items$1,943,0002,400
Extraordinary gains, net$040
Net income$1,943,0002,398
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-27,0008,792
Cash dividends$1,500,0001,256
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,943,0002,280
2003-06-30 (YTD Data)Rank
Total interest income$2,960,0004,429
Total interest expense$693,0005,379
Net interest income$2,267,0003,995
Provision for loan and lease losses$07,324
Total noninterest income$262,0005,327
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$196,0003,670
Trading account gains and fees$0150
Additional Noninterest Income$66,0006,086
Total noninterest expense$1,181,0005,379
Salaries and employee benefits$601,0005,610
Premises and equipment expense$84,0007,192
Additional noninterest expense$496,0004,272
Pre-tax net operating income$1,348,0002,828
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$1,348,0002,313
Extraordinary gains, net$030
Net income$1,348,0002,311
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-40,0008,945
Cash dividends$1,000,0001,282
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,348,0002,187
2003-03-31 (YTD Data)Rank
Total interest income$1,509,0004,406
Total interest expense$358,0005,385
Net interest income$1,151,0003,957
Provision for loan and lease losses$06,934
Total noninterest income$135,0005,152
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$96,0003,642
Trading account gains and fees$0134
Additional Noninterest Income$39,0005,739
Total noninterest expense$601,0005,328
Salaries and employee benefits$319,0005,433
Premises and equipment expense$39,0007,371
Additional noninterest expense$243,0004,314
Pre-tax net operating income$685,0002,782
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$685,0002,231
Extraordinary gains, net$021
Net income$685,0002,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0009,103
Cash dividends$500,0001,179
Sale, conversion, retirement of capital stock, net$0419
Net operating income$685,0002,113
2002-12-31 (YTD Data)Rank
Total interest income$6,581,0004,255
Total interest expense$1,803,0005,151
Net interest income$4,778,0003,799
Provision for loan and lease losses$420,0002,722
Total noninterest income$510,0005,162
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$410,0003,481
Trading account gains and fees$0153
Additional Noninterest Income$100,0006,442
Total noninterest expense$2,489,0005,101
Salaries and employee benefits$1,251,0005,338
Premises and equipment expense$182,0007,003
Additional noninterest expense$1,056,0003,997
Pre-tax net operating income$2,379,0002,996
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$2,379,0002,444
Extraordinary gains, net$070
Net income$2,379,0002,443
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$406,0001,919
Cash dividends$2,250,0001,194
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,379,0002,368
2001-12-31 (YTD Data)Rank
Total interest income$7,363,0004,284
Total interest expense$2,967,0004,775
Net interest income$4,396,0003,833
Provision for loan and lease losses$560,0002,011
Total noninterest income$444,0005,403
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$367,0003,633
Trading account gains and fees$0177
Additional Noninterest Income$77,0006,957
Total noninterest expense$2,481,0004,977
Salaries and employee benefits$1,205,0005,312
Premises and equipment expense$211,0006,642
Additional noninterest expense$1,065,0003,863
Pre-tax net operating income$1,799,0003,433
Securities gains (losses)$-37,0009,421
Applicable income taxes$07,903
Income before extraordinary items$1,762,0002,851
Extraordinary gains, net$0105
Net income$1,762,0002,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$597,0001,374
Cash dividends$1,750,0001,468
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,799,0002,693
2000-12-31 (YTD Data)Rank
Total interest income$8,241,0004,031
Total interest expense$3,663,0004,255
Net interest income$4,578,0003,740
Provision for loan and lease losses$570,0001,692
Total noninterest income$494,0004,945
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$399,0003,250
Trading account gains and fees$0180
Additional Noninterest Income$95,0006,548
Total noninterest expense$2,398,0004,998
Salaries and employee benefits$1,219,0005,155
Premises and equipment expense$170,0007,242
Additional noninterest expense$1,009,0003,972
Pre-tax net operating income$2,104,0003,195
Securities gains (losses)$-34,0009,005
Applicable income taxes$08,362
Income before extraordinary items$2,070,0002,476
Extraordinary gains, net$038
Net income$2,070,0002,475
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$442,0001,354
Cash dividends$2,000,0001,346
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,104,0002,444
1999-12-31 (YTD Data)Rank
Total interest income$7,732,0004,048
Total interest expense$3,118,0004,462
Net interest income$4,614,0003,701
Provision for loan and lease losses$150,0004,234
Total noninterest income$569,0004,582
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$450,0002,890
Trading account gains and fees$0173
Additional Noninterest Income$119,0006,198
Total noninterest expense$2,407,0005,007
Salaries and employee benefits$1,183,0005,216
Premises and equipment expense$167,0007,366
Additional noninterest expense$1,057,0003,831
Pre-tax net operating income$2,626,0002,693
Securities gains (losses)$03,155
Applicable income taxes$08,765
Income before extraordinary items$2,626,0002,015
Extraordinary gains, net$035
Net income$2,626,0002,015
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,777
Cash dividends$2,400,0001,168
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,626,0001,982
1998-12-31 (YTD Data)Rank
Total interest income$7,869,0003,998
Total interest expense$3,152,0004,539
Net interest income$4,717,0003,593
Provision for loan and lease losses$08,652
Total noninterest income$534,0004,747
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$452,0002,802
Trading account gains and fees$0224
Additional Noninterest Income$82,0007,117
Total noninterest expense$2,319,0005,028
Salaries and employee benefits$1,143,0005,254
Premises and equipment expense$169,0007,251
Additional noninterest expense$1,007,0003,937
Pre-tax net operating income$2,932,0002,427
Securities gains (losses)$04,449
Applicable income taxes$37,0008,566
Income before extraordinary items$2,895,0001,825
Extraordinary gains, net$032
Net income$2,895,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,094
Cash dividends$2,400,0001,159
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,895,0001,746
1997-12-31 (YTD Data)Rank
Total interest income$7,835,0004,046
Total interest expense$3,134,0004,542
Net interest income$4,701,0003,691
Provision for loan and lease losses$08,829
Total noninterest income$519,0004,883
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$430,0003,034
Trading account gains and fees$0239
Additional Noninterest Income$89,0007,113
Total noninterest expense$2,204,0005,285
Salaries and employee benefits$1,116,0005,404
Premises and equipment expense$162,0007,548
Additional noninterest expense$926,0004,198
Pre-tax net operating income$3,016,0002,480
Securities gains (losses)$03,944
Applicable income taxes$265,0006,106
Income before extraordinary items$2,751,0001,920
Extraordinary gains, net$044
Net income$2,751,0001,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0005,394
Cash dividends$2,275,0001,164
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,751,0001,863
1996-12-31 (YTD Data)Rank
Total interest income$7,592,0004,232
Total interest expense$3,093,0004,655
Net interest income$4,499,0003,898
Provision for loan and lease losses$09,041
Total noninterest income$534,0004,939
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$438,0003,079
Trading account gains and fees$0262
Additional Noninterest Income$96,0007,256
Total noninterest expense$2,166,0005,605
Salaries and employee benefits$1,053,0005,782
Premises and equipment expense$169,0007,642
Additional noninterest expense$944,0004,609
Pre-tax net operating income$2,867,0002,466
Securities gains (losses)$04,148
Applicable income taxes$961,0002,443
Income before extraordinary items$1,906,0002,555
Extraordinary gains, net$053
Net income$1,906,0002,557
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-70,00011,135
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,906,0002,509
1995-12-31 (YTD Data)Rank
Total interest income$7,311,0004,384
Total interest expense$3,323,0004,345
Net interest income$3,988,0004,322
Provision for loan and lease losses$08,958
Total noninterest income$522,0005,033
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$423,0003,181
Trading account gains and fees$0522
Additional Noninterest Income$99,0007,273
Total noninterest expense$2,258,0005,439
Salaries and employee benefits$1,060,0005,765
Premises and equipment expense$165,0007,915
Additional noninterest expense$1,033,0004,235
Pre-tax net operating income$2,252,0003,148
Securities gains (losses)$03,831
Applicable income taxes$760,0003,005
Income before extraordinary items$1,492,0003,269
Extraordinary gains, net$065
Net income$1,492,0003,268
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,801
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,492,0003,241
1994-12-31 (YTD Data)Rank
Total interest income$6,216,0004,710
Total interest expense$2,604,0004,478
Net interest income$3,612,0004,808
Provision for loan and lease losses$09,146
Total noninterest income$631,0004,480
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$434,0003,141
Trading account gains and fees$0475
Additional Noninterest Income$197,0005,329
Total noninterest expense$2,299,0005,544
Salaries and employee benefits$1,061,0005,796
Premises and equipment expense$140,0008,820
Additional noninterest expense$1,098,0004,362
Pre-tax net operating income$1,944,0003,510
Securities gains (losses)$03,600
Applicable income taxes$621,0003,409
Income before extraordinary items$1,323,0003,538
Extraordinary gains, net$0249
Net income$1,323,0003,546
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0006,934
Cash dividends$375,0003,898
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,323,0003,569
1993-12-31 (YTD Data)Rank
Total interest income$6,361,0004,708
Total interest expense$2,335,0005,097
Net interest income$4,026,0004,372
Provision for loan and lease losses$010,371
Total noninterest income$479,0005,764
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$396,0003,476
Trading account gains and feesNANA
Additional Noninterest Income$83,0008,496
Total noninterest expense$2,267,0005,732
Salaries and employee benefits$1,050,0005,876
Premises and equipment expense$145,0009,044
Additional noninterest expense$1,072,0004,646
Pre-tax net operating income$2,238,0002,988
Securities gains (losses)$07,477
Applicable income taxes$774,0002,830
Income before extraordinary items$1,464,0003,313
Extraordinary gains, net$03,149
Net income$1,464,0003,412
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$350,0003,982
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,464,0003,138
1992-12-31 (YTD Data)Rank
Total interest income$6,919,0004,877
Total interest expense$2,894,0005,307
Net interest income$4,025,0004,416
Provision for loan and lease losses$100,0007,236
Total noninterest income$664,0004,598
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$360,0003,820
Trading account gains and feesNANA
Additional Noninterest Income$304,0004,389
Total noninterest expense$2,302,0005,682
Salaries and employee benefits$1,063,0005,728
Premises and equipment expense$131,0009,652
Additional noninterest expense$1,108,0004,662
Pre-tax net operating income$2,287,0002,732
Securities gains (losses)$08,369
Applicable income taxes$752,0002,766
Income before extraordinary items$1,535,0003,016
Extraordinary gains, net$01,422
Net income$1,535,0003,045
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,00013,003
Cash dividends$325,0003,812
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,535,0002,788

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.