Home > State Bank of Cazenovia > Income and Expense
State Bank of Cazenovia, Income and Expense
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $539,000 | 5,568 |
| Total interest expense | $12,000 | 5,733 |
| Net interest income | $527,000 | 5,517 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $34,000 | 5,511 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $28,000 | 4,971 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $6,000 | 5,539 |
| Total noninterest expense | $470,000 | 5,498 |
| Salaries and employee benefits | $281,000 | 5,450 |
| Premises and equipment expense | $43,000 | 5,450 |
| Additional noninterest expense | $146,000 | 5,471 |
| Pre-tax net operating income | $91,000 | 5,321 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $4,000 | 3,987 |
| Income before extraordinary items | $87,000 | 5,303 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $87,000 | 5,302 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $87,000 | 5,303 |
| Net charge-offs | $2,000 | 3,300 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $87,000 | 5,293 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 5,616 |
| Total interest expense | $6,000 | 5,795 |
| Net interest income | $268,000 | 5,567 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $21,000 | 5,513 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $15,000 | 4,958 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $6,000 | 5,510 |
| Total noninterest expense | $247,000 | 5,536 |
| Salaries and employee benefits | $149,000 | 5,468 |
| Premises and equipment expense | $23,000 | 5,461 |
| Additional noninterest expense | $75,000 | 5,530 |
| Pre-tax net operating income | $42,000 | 5,346 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $4,000 | 3,816 |
| Income before extraordinary items | $38,000 | 5,338 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $38,000 | 5,338 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $38,000 | 5,338 |
| Net charge-offs | $1,000 | 2,795 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $38,000 | 5,330 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 5,649 |
| Total interest expense | $27,000 | 5,846 |
| Net interest income | $1,099,000 | 5,603 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $67,000 | 5,656 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $62,000 | 5,021 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,000 | 5,735 |
| Total noninterest expense | $1,048,000 | 5,559 |
| Salaries and employee benefits | $659,000 | 5,455 |
| Premises and equipment expense | $95,000 | 5,522 |
| Additional noninterest expense | $294,000 | 5,617 |
| Pre-tax net operating income | $118,000 | 5,462 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-15,000 | 5,683 |
| Income before extraordinary items | $133,000 | 5,439 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $133,000 | 5,437 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $133,000 | 5,438 |
| Net charge-offs | $2,000 | 4,145 |
| Cash dividends | $15,000 | 4,204 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $133,000 | 5,404 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $847,000 | 5,714 |
| Total interest expense | $21,000 | 5,910 |
| Net interest income | $826,000 | 5,667 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $53,000 | 5,696 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $48,000 | 5,041 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $5,000 | 5,796 |
| Total noninterest expense | $785,000 | 5,595 |
| Salaries and employee benefits | $493,000 | 5,484 |
| Premises and equipment expense | $105,000 | 5,299 |
| Additional noninterest expense | $187,000 | 5,752 |
| Pre-tax net operating income | $94,000 | 5,523 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $6,000 | 4,094 |
| Income before extraordinary items | $88,000 | 5,554 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $88,000 | 5,553 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $88,000 | 5,554 |
| Net charge-offs | $2,000 | 3,786 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $88,000 | 5,517 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $569,000 | 5,775 |
| Total interest expense | $14,000 | 5,985 |
| Net interest income | $555,000 | 5,733 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $37,000 | 5,735 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $32,000 | 5,058 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 5,822 |
| Total noninterest expense | $532,000 | 5,652 |
| Salaries and employee benefits | $340,000 | 5,522 |
| Premises and equipment expense | $66,000 | 5,391 |
| Additional noninterest expense | $126,000 | 5,818 |
| Pre-tax net operating income | $60,000 | 5,596 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $2,000 | 4,190 |
| Income before extraordinary items | $58,000 | 5,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $58,000 | 5,615 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $58,000 | 5,616 |
| Net charge-offs | $4,000 | 3,372 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $58,000 | 5,578 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $286,000 | 5,832 |
| Total interest expense | $7,000 | 6,046 |
| Net interest income | $279,000 | 5,783 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $20,000 | 5,749 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $15,000 | 5,134 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $5,000 | 5,765 |
| Total noninterest expense | $287,000 | 5,644 |
| Salaries and employee benefits | $178,000 | 5,527 |
| Premises and equipment expense | $34,000 | 5,410 |
| Additional noninterest expense | $75,000 | 5,781 |
| Pre-tax net operating income | $12,000 | 5,722 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $2,000 | 4,104 |
| Income before extraordinary items | $10,000 | 5,760 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $10,000 | 5,759 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $10,000 | 5,759 |
| Net charge-offs | $4,000 | 2,652 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $10,000 | 5,726 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $1,148,000 | 5,871 |
| Total interest expense | $32,000 | 6,082 |
| Net interest income | $1,116,000 | 5,825 |
| Provision for loan and lease losses | $3,000 | 4,335 |
| Total noninterest income | $72,000 | 5,845 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $66,000 | 5,162 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $6,000 | 5,950 |
| Total noninterest expense | $1,081,000 | 5,748 |
| Salaries and employee benefits | $654,000 | 5,656 |
| Premises and equipment expense | $98,000 | 5,745 |
| Additional noninterest expense | $329,000 | 5,781 |
| Pre-tax net operating income | $104,000 | 5,674 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $12,000 | 4,048 |
| Income before extraordinary items | $92,000 | 5,716 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $92,000 | 5,719 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $92,000 | 5,719 |
| Net charge-offs | $2,000 | 4,318 |
| Cash dividends | $16,000 | 4,254 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $92,000 | 5,679 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $858,000 | 5,957 |
| Total interest expense | $25,000 | 6,169 |
| Net interest income | $833,000 | 5,907 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $56,000 | 5,920 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $51,000 | 5,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $5,000 | 6,028 |
| Total noninterest expense | $759,000 | 5,861 |
| Salaries and employee benefits | $467,000 | 5,754 |
| Premises and equipment expense | $99,000 | 5,605 |
| Additional noninterest expense | $193,000 | 5,998 |
| Pre-tax net operating income | $130,000 | 5,648 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $8,000 | 4,197 |
| Income before extraordinary items | $122,000 | 5,658 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $122,000 | 5,661 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $122,000 | 5,661 |
| Net charge-offs | $2,000 | 3,995 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $122,000 | 5,624 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $568,000 | 6,015 |
| Total interest expense | $17,000 | 6,233 |
| Net interest income | $551,000 | 5,968 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $39,000 | 5,964 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $33,000 | 5,240 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $6,000 | 6,036 |
| Total noninterest expense | $504,000 | 5,927 |
| Salaries and employee benefits | $312,000 | 5,812 |
| Premises and equipment expense | $65,000 | 5,657 |
| Additional noninterest expense | $127,000 | 6,067 |
| Pre-tax net operating income | $86,000 | 5,681 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $5,000 | 4,231 |
| Income before extraordinary items | $81,000 | 5,704 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $81,000 | 5,706 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $81,000 | 5,706 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $81,000 | 5,659 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $283,000 | 6,076 |
| Total interest expense | $9,000 | 6,288 |
| Net interest income | $274,000 | 6,024 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $21,000 | 5,965 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $16,000 | 5,276 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $5,000 | 6,018 |
| Total noninterest expense | $258,000 | 5,968 |
| Salaries and employee benefits | $151,000 | 5,892 |
| Premises and equipment expense | $35,000 | 5,621 |
| Additional noninterest expense | $72,000 | 6,042 |
| Pre-tax net operating income | $37,000 | 5,721 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $3,000 | 4,151 |
| Income before extraordinary items | $34,000 | 5,755 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $34,000 | 5,756 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $34,000 | 5,756 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $34,000 | 5,706 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,160,000 | 6,142 |
| Total interest expense | $45,000 | 6,352 |
| Net interest income | $1,115,000 | 6,099 |
| Provision for loan and lease losses | $5,000 | 4,503 |
| Total noninterest income | $130,000 | 5,780 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $72,000 | 5,362 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $58,000 | 5,648 |
| Total noninterest expense | $1,110,000 | 5,999 |
| Salaries and employee benefits | $634,000 | 5,943 |
| Premises and equipment expense | $139,000 | 5,781 |
| Additional noninterest expense | $337,000 | 6,032 |
| Pre-tax net operating income | $130,000 | 5,819 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-31,000 | 6,191 |
| Income before extraordinary items | $161,000 | 5,757 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $161,000 | 5,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $161,000 | 5,758 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $15,000 | 4,317 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 6,411 |
| Net operating income | $161,000 | 5,719 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $868,000 | 6,217 |
| Total interest expense | $35,000 | 6,422 |
| Net interest income | $833,000 | 6,173 |
| Provision for loan and lease losses | $2,000 | 4,362 |
| Total noninterest income | $112,000 | 5,752 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $55,000 | 5,420 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $57,000 | 5,535 |
| Total noninterest expense | $793,000 | 6,104 |
| Salaries and employee benefits | $466,000 | 6,010 |
| Premises and equipment expense | $131,000 | 5,571 |
| Additional noninterest expense | $196,000 | 6,282 |
| Pre-tax net operating income | $150,000 | 5,753 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $8,000 | 4,246 |
| Income before extraordinary items | $142,000 | 5,760 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $142,000 | 5,759 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $142,000 | 5,760 |
| Net charge-offs | $1,000 | 4,590 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 6,511 |
| Net operating income | $142,000 | 5,725 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $572,000 | 6,278 |
| Total interest expense | $25,000 | 6,467 |
| Net interest income | $547,000 | 6,235 |
| Provision for loan and lease losses | $2,000 | 4,139 |
| Total noninterest income | $89,000 | 5,615 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $37,000 | 5,424 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $52,000 | 5,296 |
| Total noninterest expense | $522,000 | 6,162 |
| Salaries and employee benefits | $320,000 | 6,031 |
| Premises and equipment expense | $80,000 | 5,721 |
| Additional noninterest expense | $122,000 | 6,374 |
| Pre-tax net operating income | $112,000 | 5,729 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $2,000 | 4,388 |
| Income before extraordinary items | $110,000 | 5,698 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $110,000 | 5,700 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $110,000 | 5,700 |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 6,595 |
| Net operating income | $110,000 | 5,661 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $284,000 | 6,354 |
| Total interest expense | $14,000 | 6,507 |
| Net interest income | $270,000 | 6,308 |
| Provision for loan and lease losses | $2,000 | 3,744 |
| Total noninterest income | $21,000 | 6,234 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $18,000 | 5,462 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $3,000 | 6,315 |
| Total noninterest expense | $261,000 | 6,226 |
| Salaries and employee benefits | $161,000 | 6,087 |
| Premises and equipment expense | $35,000 | 5,931 |
| Additional noninterest expense | $65,000 | 6,399 |
| Pre-tax net operating income | $28,000 | 5,961 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $2,000 | 4,234 |
| Income before extraordinary items | $26,000 | 5,981 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $26,000 | 5,982 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $26,000 | 5,983 |
| Net charge-offs | $-3,000 | 5,214 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $-22,000 | 6,689 |
| Net operating income | $26,000 | 5,946 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 6,406 |
| Total interest expense | $65,000 | 6,595 |
| Net interest income | $1,110,000 | 6,349 |
| Provision for loan and lease losses | $19,000 | 4,757 |
| Total noninterest income | $68,000 | 6,381 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $63,000 | 5,772 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,000 | 6,395 |
| Total noninterest expense | $1,083,000 | 6,279 |
| Salaries and employee benefits | $651,000 | 6,158 |
| Premises and equipment expense | $138,000 | 6,017 |
| Additional noninterest expense | $294,000 | 6,382 |
| Pre-tax net operating income | $76,000 | 6,012 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-26,000 | 6,368 |
| Income before extraordinary items | $102,000 | 5,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $102,000 | 5,985 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $102,000 | 5,986 |
| Net charge-offs | $46,000 | 4,409 |
| Cash dividends | $17,000 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $102,000 | 5,935 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $877,000 | 6,482 |
| Total interest expense | $51,000 | 6,666 |
| Net interest income | $826,000 | 6,428 |
| Provision for loan and lease losses | $13,000 | 4,660 |
| Total noninterest income | $50,000 | 6,476 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $46,000 | 5,857 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,000 | 6,503 |
| Total noninterest expense | $777,000 | 6,353 |
| Salaries and employee benefits | $486,000 | 6,189 |
| Premises and equipment expense | $120,000 | 5,890 |
| Additional noninterest expense | $171,000 | 6,597 |
| Pre-tax net operating income | $86,000 | 6,038 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $10,000 | 4,315 |
| Income before extraordinary items | $76,000 | 6,107 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $76,000 | 6,109 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $76,000 | 6,108 |
| Net charge-offs | $43,000 | 3,966 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $76,000 | 6,048 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $585,000 | 6,528 |
| Total interest expense | $35,000 | 6,713 |
| Net interest income | $550,000 | 6,469 |
| Provision for loan and lease losses | $7,000 | 4,596 |
| Total noninterest income | $33,000 | 6,525 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $30,000 | 5,892 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,000 | 6,537 |
| Total noninterest expense | $491,000 | 6,443 |
| Salaries and employee benefits | $323,000 | 6,231 |
| Premises and equipment expense | $77,000 | 5,965 |
| Additional noninterest expense | $91,000 | 6,744 |
| Pre-tax net operating income | $85,000 | 5,896 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $10,000 | 4,196 |
| Income before extraordinary items | $75,000 | 5,992 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $75,000 | 5,993 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $75,000 | 5,994 |
| Net charge-offs | $42,000 | 3,498 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $75,000 | 5,903 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 6,585 |
| Total interest expense | $19,000 | 6,758 |
| Net interest income | $277,000 | 6,514 |
| Provision for loan and lease losses | $3,000 | 4,277 |
| Total noninterest income | $17,000 | 6,554 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $15,000 | 5,892 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $2,000 | 6,573 |
| Total noninterest expense | $256,000 | 6,481 |
| Salaries and employee benefits | $159,000 | 6,309 |
| Premises and equipment expense | $36,000 | 6,088 |
| Additional noninterest expense | $61,000 | 6,676 |
| Pre-tax net operating income | $35,000 | 5,994 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $10,000 | 3,924 |
| Income before extraordinary items | $25,000 | 6,157 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $25,000 | 6,158 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $25,000 | 6,158 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $25,000 | 6,073 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,225,000 | 6,655 |
| Total interest expense | $107,000 | 6,797 |
| Net interest income | $1,118,000 | 6,596 |
| Provision for loan and lease losses | $24,000 | 5,539 |
| Total noninterest income | $70,000 | 6,511 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $65,000 | 5,985 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $5,000 | 6,468 |
| Total noninterest expense | $1,042,000 | 6,544 |
| Salaries and employee benefits | $606,000 | 6,448 |
| Premises and equipment expense | $127,000 | 6,320 |
| Additional noninterest expense | $309,000 | 6,611 |
| Pre-tax net operating income | $122,000 | 5,870 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $5,000 | 4,499 |
| Income before extraordinary items | $117,000 | 6,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $117,000 | 6,007 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $117,000 | 6,010 |
| Net charge-offs | $10,000 | 5,604 |
| Cash dividends | $17,000 | 4,310 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $117,000 | 5,858 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $920,000 | 6,755 |
| Total interest expense | $87,000 | 6,879 |
| Net interest income | $833,000 | 6,704 |
| Provision for loan and lease losses | $18,000 | 5,434 |
| Total noninterest income | $55,000 | 6,605 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $5,000 | 6,578 |
| Total noninterest expense | $750,000 | 6,644 |
| Salaries and employee benefits | $469,000 | 6,473 |
| Premises and equipment expense | $106,000 | 6,268 |
| Additional noninterest expense | $175,000 | 6,865 |
| Pre-tax net operating income | $120,000 | 5,944 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $18,000 | 4,197 |
| Income before extraordinary items | $102,000 | 6,101 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $102,000 | 6,100 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $102,000 | 6,100 |
| Net charge-offs | $-1,000 | 6,225 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $102,000 | 5,966 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $617,000 | 6,815 |
| Total interest expense | $63,000 | 6,916 |
| Net interest income | $554,000 | 6,761 |
| Provision for loan and lease losses | $12,000 | 5,300 |
| Total noninterest income | $37,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $33,000 | 6,059 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,626 |
| Total noninterest expense | $499,000 | 6,702 |
| Salaries and employee benefits | $316,000 | 6,510 |
| Premises and equipment expense | $69,000 | 6,333 |
| Additional noninterest expense | $114,000 | 6,938 |
| Pre-tax net operating income | $80,000 | 5,965 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $18,000 | 4,034 |
| Income before extraordinary items | $62,000 | 6,166 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $62,000 | 6,166 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $62,000 | 6,166 |
| Net charge-offs | $-1,000 | 6,120 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $62,000 | 6,027 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $314,000 | 6,859 |
| Total interest expense | $33,000 | 6,975 |
| Net interest income | $281,000 | 6,795 |
| Provision for loan and lease losses | $6,000 | 4,993 |
| Total noninterest income | $20,000 | 6,654 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $3,000 | 6,669 |
| Total noninterest expense | $250,000 | 6,763 |
| Salaries and employee benefits | $157,000 | 6,573 |
| Premises and equipment expense | $32,000 | 6,438 |
| Additional noninterest expense | $61,000 | 6,936 |
| Pre-tax net operating income | $45,000 | 5,986 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $12,000 | 3,924 |
| Income before extraordinary items | $33,000 | 6,179 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $33,000 | 6,178 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $33,000 | 6,179 |
| Net charge-offs | $-1,000 | 5,761 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $33,000 | 6,053 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,356,000 | 6,861 |
| Total interest expense | $171,000 | 7,006 |
| Net interest income | $1,185,000 | 6,793 |
| Provision for loan and lease losses | $16,000 | 6,268 |
| Total noninterest income | $77,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $66,000 | 6,053 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $11,000 | 6,517 |
| Total noninterest expense | $1,109,000 | 6,722 |
| Salaries and employee benefits | $650,000 | 6,587 |
| Premises and equipment expense | $140,000 | 6,495 |
| Additional noninterest expense | $319,000 | 6,804 |
| Pre-tax net operating income | $137,000 | 5,650 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $8,000 | 4,354 |
| Income before extraordinary items | $129,000 | 5,781 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $129,000 | 5,783 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $129,000 | 5,783 |
| Net charge-offs | $2,000 | 6,349 |
| Cash dividends | $19,000 | 4,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $129,000 | 5,657 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,031,000 | 6,919 |
| Total interest expense | $135,000 | 7,068 |
| Net interest income | $896,000 | 6,840 |
| Provision for loan and lease losses | $10,000 | 6,179 |
| Total noninterest income | $55,000 | 6,727 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $50,000 | 6,073 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $5,000 | 6,748 |
| Total noninterest expense | $787,000 | 6,824 |
| Salaries and employee benefits | $484,000 | 6,618 |
| Premises and equipment expense | $111,000 | 6,480 |
| Additional noninterest expense | $192,000 | 7,033 |
| Pre-tax net operating income | $154,000 | 5,628 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $41,000 | 3,724 |
| Income before extraordinary items | $113,000 | 5,844 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $113,000 | 5,845 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $113,000 | 5,845 |
| Net charge-offs | $-2,000 | 6,766 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $113,000 | 5,712 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $695,000 | 6,970 |
| Total interest expense | $94,000 | 7,130 |
| Net interest income | $601,000 | 6,888 |
| Provision for loan and lease losses | $6,000 | 6,059 |
| Total noninterest income | $37,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $33,000 | 6,080 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $4,000 | 6,808 |
| Total noninterest expense | $515,000 | 6,914 |
| Salaries and employee benefits | $323,000 | 6,681 |
| Premises and equipment expense | $72,000 | 6,558 |
| Additional noninterest expense | $120,000 | 7,155 |
| Pre-tax net operating income | $117,000 | 5,603 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $32,000 | 3,596 |
| Income before extraordinary items | $85,000 | 5,795 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $85,000 | 5,794 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $85,000 | 5,795 |
| Net charge-offs | $-1,000 | 6,559 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $85,000 | 5,716 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 7,032 |
| Total interest expense | $51,000 | 7,150 |
| Net interest income | $293,000 | 6,946 |
| Provision for loan and lease losses | $3,000 | 5,694 |
| Total noninterest income | $20,000 | 6,811 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 6,858 |
| Total noninterest expense | $256,000 | 6,970 |
| Salaries and employee benefits | $160,000 | 6,733 |
| Premises and equipment expense | $34,000 | 6,663 |
| Additional noninterest expense | $62,000 | 7,185 |
| Pre-tax net operating income | $54,000 | 5,697 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $24,000 | 3,333 |
| Income before extraordinary items | $30,000 | 5,990 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $30,000 | 5,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $30,000 | 5,990 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $30,000 | 5,963 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 7,072 |
| Total interest expense | $245,000 | 7,212 |
| Net interest income | $1,225,000 | 6,956 |
| Provision for loan and lease losses | $20,000 | 6,809 |
| Total noninterest income | $73,000 | 6,896 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $67,000 | 5,965 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $6,000 | 6,854 |
| Total noninterest expense | $1,008,000 | 7,066 |
| Salaries and employee benefits | $597,000 | 6,933 |
| Premises and equipment expense | $114,000 | 6,932 |
| Additional noninterest expense | $297,000 | 7,124 |
| Pre-tax net operating income | $270,000 | 4,991 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $75,000 | 3,415 |
| Income before extraordinary items | $195,000 | 5,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $195,000 | 5,300 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $195,000 | 5,300 |
| Net charge-offs | $-4,000 | 7,377 |
| Cash dividends | $19,000 | 4,115 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $195,000 | 5,163 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,105,000 | 7,180 |
| Total interest expense | $192,000 | 7,311 |
| Net interest income | $913,000 | 7,059 |
| Provision for loan and lease losses | $17,000 | 6,738 |
| Total noninterest income | $56,000 | 7,023 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $5,000 | 7,023 |
| Total noninterest expense | $737,000 | 7,170 |
| Salaries and employee benefits | $452,000 | 6,967 |
| Premises and equipment expense | $111,000 | 6,722 |
| Additional noninterest expense | $174,000 | 7,392 |
| Pre-tax net operating income | $215,000 | 5,198 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $101,000 | 3,112 |
| Income before extraordinary items | $114,000 | 5,669 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $114,000 | 5,670 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $114,000 | 5,670 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $114,000 | 5,516 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $738,000 | 7,240 |
| Total interest expense | $133,000 | 7,368 |
| Net interest income | $605,000 | 7,112 |
| Provision for loan and lease losses | $14,000 | 6,536 |
| Total noninterest income | $36,000 | 7,092 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $32,000 | 6,127 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $4,000 | 7,074 |
| Total noninterest expense | $470,000 | 7,271 |
| Salaries and employee benefits | $298,000 | 7,043 |
| Premises and equipment expense | $70,000 | 6,839 |
| Additional noninterest expense | $102,000 | 7,551 |
| Pre-tax net operating income | $157,000 | 5,175 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $68,000 | 3,097 |
| Income before extraordinary items | $89,000 | 5,616 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $89,000 | 5,619 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $89,000 | 5,618 |
| Net charge-offs | $-2,000 | 7,211 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $89,000 | 5,494 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $368,000 | 7,344 |
| Total interest expense | $69,000 | 7,451 |
| Net interest income | $299,000 | 7,204 |
| Provision for loan and lease losses | $11,000 | 6,101 |
| Total noninterest income | $19,000 | 7,139 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $16,000 | 6,154 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,000 | 7,164 |
| Total noninterest expense | $226,000 | 7,416 |
| Salaries and employee benefits | $141,000 | 7,221 |
| Premises and equipment expense | $32,000 | 7,033 |
| Additional noninterest expense | $53,000 | 7,621 |
| Pre-tax net operating income | $81,000 | 5,280 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $35,000 | 3,059 |
| Income before extraordinary items | $46,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $46,000 | 5,757 |
| Net charge-offs | $-1,000 | 6,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $46,000 | 5,656 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,588,000 | 7,360 |
| Total interest expense | $293,000 | 7,606 |
| Net interest income | $1,295,000 | 7,137 |
| Provision for loan and lease losses | $30,000 | 7,048 |
| Total noninterest income | $69,000 | 7,252 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $63,000 | 6,289 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $6,000 | 7,277 |
| Total noninterest expense | $998,000 | 7,390 |
| Salaries and employee benefits | $543,000 | 7,331 |
| Premises and equipment expense | $106,000 | 7,328 |
| Additional noninterest expense | $349,000 | 7,270 |
| Pre-tax net operating income | $336,000 | 4,403 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $92,000 | 2,921 |
| Income before extraordinary items | $244,000 | 4,657 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $244,000 | 4,657 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $244,000 | 4,657 |
| Net charge-offs | $11,000 | 6,867 |
| Cash dividends | $24,000 | 4,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $244,000 | 4,584 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,199,000 | 7,435 |
| Total interest expense | $221,000 | 7,705 |
| Net interest income | $978,000 | 7,181 |
| Provision for loan and lease losses | $11,000 | 7,084 |
| Total noninterest income | $53,000 | 7,371 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $6,000 | 7,405 |
| Total noninterest expense | $724,000 | 7,468 |
| Salaries and employee benefits | $398,000 | 7,415 |
| Premises and equipment expense | $103,000 | 7,094 |
| Additional noninterest expense | $223,000 | 7,479 |
| Pre-tax net operating income | $296,000 | 4,541 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $109,000 | 2,816 |
| Income before extraordinary items | $187,000 | 4,912 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $187,000 | 4,910 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $187,000 | 4,911 |
| Net charge-offs | $4,000 | 6,745 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $187,000 | 4,856 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $801,000 | 7,500 |
| Total interest expense | $151,000 | 7,789 |
| Net interest income | $650,000 | 7,219 |
| Provision for loan and lease losses | $5,000 | 7,051 |
| Total noninterest income | $35,000 | 7,427 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $31,000 | 6,373 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $4,000 | 7,529 |
| Total noninterest expense | $454,000 | 7,605 |
| Salaries and employee benefits | $256,000 | 7,531 |
| Premises and equipment expense | $66,000 | 7,201 |
| Additional noninterest expense | $132,000 | 7,657 |
| Pre-tax net operating income | $226,000 | 4,497 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $73,000 | 2,875 |
| Income before extraordinary items | $153,000 | 4,848 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $153,000 | 4,845 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $153,000 | 4,845 |
| Net charge-offs | $-13,000 | 7,937 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $153,000 | 4,759 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $401,000 | 7,551 |
| Total interest expense | $79,000 | 7,837 |
| Net interest income | $322,000 | 7,262 |
| Provision for loan and lease losses | $2,000 | 6,666 |
| Total noninterest income | $18,000 | 7,489 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $15,000 | 6,393 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $204,000 | 7,742 |
| Salaries and employee benefits | $113,000 | 7,712 |
| Premises and equipment expense | $35,000 | 7,168 |
| Additional noninterest expense | $56,000 | 7,764 |
| Pre-tax net operating income | $134,000 | 4,663 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $37,000 | 3,135 |
| Income before extraordinary items | $97,000 | 4,998 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $97,000 | 5,002 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $97,000 | 5,001 |
| Net charge-offs | $7,000 | 4,941 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $97,000 | 4,839 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 7,492 |
| Total interest expense | $458,000 | 7,739 |
| Net interest income | $1,327,000 | 7,216 |
| Provision for loan and lease losses | $12,000 | 7,126 |
| Total noninterest income | $73,000 | 7,551 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $6,000 | 7,774 |
| Total noninterest expense | $1,051,000 | 7,480 |
| Salaries and employee benefits | $584,000 | 7,450 |
| Premises and equipment expense | $136,000 | 7,265 |
| Additional noninterest expense | $331,000 | 7,321 |
| Pre-tax net operating income | $337,000 | 5,328 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $120,000 | 3,246 |
| Income before extraordinary items | $217,000 | 5,419 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $217,000 | 5,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,631 |
| Cash dividends | $24,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $217,000 | 5,571 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,360,000 | 7,547 |
| Total interest expense | $365,000 | 7,809 |
| Net interest income | $995,000 | 7,271 |
| Provision for loan and lease losses | $5,000 | 6,874 |
| Total noninterest income | $56,000 | 7,680 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $51,000 | 6,424 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $5,000 | 7,936 |
| Total noninterest expense | $761,000 | 7,546 |
| Salaries and employee benefits | $445,000 | 7,462 |
| Premises and equipment expense | $113,000 | 7,197 |
| Additional noninterest expense | $203,000 | 7,608 |
| Pre-tax net operating income | $285,000 | 5,698 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $165,000 | 3,121 |
| Income before extraordinary items | $120,000 | 6,079 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $120,000 | 6,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,890 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $120,000 | 6,243 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $921,000 | 7,601 |
| Total interest expense | $257,000 | 7,863 |
| Net interest income | $664,000 | 7,292 |
| Provision for loan and lease losses | $4,000 | 6,550 |
| Total noninterest income | $38,000 | 7,726 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $4,000 | 7,989 |
| Total noninterest expense | $483,000 | 7,679 |
| Salaries and employee benefits | $292,000 | 7,555 |
| Premises and equipment expense | $76,000 | 7,231 |
| Additional noninterest expense | $115,000 | 7,832 |
| Pre-tax net operating income | $215,000 | 5,716 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $120,000 | 3,263 |
| Income before extraordinary items | $95,000 | 6,384 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $95,000 | 6,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $95,000 | 6,319 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $479,000 | 7,620 |
| Total interest expense | $138,000 | 7,880 |
| Net interest income | $341,000 | 7,295 |
| Provision for loan and lease losses | $2,000 | 5,968 |
| Total noninterest income | $20,000 | 7,703 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $17,000 | 6,420 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $3,000 | 7,909 |
| Total noninterest expense | $230,000 | 7,771 |
| Salaries and employee benefits | $139,000 | 7,647 |
| Premises and equipment expense | $37,000 | 7,277 |
| Additional noninterest expense | $54,000 | 7,928 |
| Pre-tax net operating income | $129,000 | 5,673 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $63,000 | 3,330 |
| Income before extraordinary items | $66,000 | 6,327 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $66,000 | 6,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 8,021 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $66,000 | 6,236 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,940,000 | 7,606 |
| Total interest expense | $567,000 | 7,857 |
| Net interest income | $1,373,000 | 7,287 |
| Provision for loan and lease losses | $12,000 | 6,512 |
| Total noninterest income | $76,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $69,000 | 6,461 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $7,000 | 8,138 |
| Total noninterest expense | $972,000 | 7,688 |
| Salaries and employee benefits | $583,000 | 7,588 |
| Premises and equipment expense | $106,000 | 7,679 |
| Additional noninterest expense | $283,000 | 7,620 |
| Pre-tax net operating income | $465,000 | 6,094 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $159,000 | 4,078 |
| Income before extraordinary items | $306,000 | 6,403 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $306,000 | 6,402 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 8,230 |
| Cash dividends | $29,000 | 5,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $306,000 | 6,386 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,441,000 | 7,660 |
| Total interest expense | $424,000 | 7,899 |
| Net interest income | $1,017,000 | 7,357 |
| Provision for loan and lease losses | $9,000 | 6,211 |
| Total noninterest income | $57,000 | 7,854 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $51,000 | 6,513 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $6,000 | 8,162 |
| Total noninterest expense | $705,000 | 7,720 |
| Salaries and employee benefits | $437,000 | 7,565 |
| Premises and equipment expense | $94,000 | 7,477 |
| Additional noninterest expense | $174,000 | 7,848 |
| Pre-tax net operating income | $360,000 | 6,321 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $164,000 | 3,952 |
| Income before extraordinary items | $196,000 | 6,821 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $196,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,161 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $196,000 | 6,806 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $951,000 | 7,718 |
| Total interest expense | $276,000 | 7,966 |
| Net interest income | $675,000 | 7,423 |
| Provision for loan and lease losses | $6,000 | 5,907 |
| Total noninterest income | $38,000 | 7,903 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,000 | 8,175 |
| Total noninterest expense | $446,000 | 7,836 |
| Salaries and employee benefits | $290,000 | 7,627 |
| Premises and equipment expense | $61,000 | 7,545 |
| Additional noninterest expense | $95,000 | 8,095 |
| Pre-tax net operating income | $261,000 | 6,294 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $104,000 | 4,089 |
| Income before extraordinary items | $157,000 | 6,686 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $157,000 | 6,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,081 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $157,000 | 6,673 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $469,000 | 7,765 |
| Total interest expense | $135,000 | 8,016 |
| Net interest income | $334,000 | 7,478 |
| Provision for loan and lease losses | $3,000 | 5,535 |
| Total noninterest income | $20,000 | 7,871 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $4,000 | 8,000 |
| Total noninterest expense | $232,000 | 7,818 |
| Salaries and employee benefits | $149,000 | 7,617 |
| Premises and equipment expense | $32,000 | 7,520 |
| Additional noninterest expense | $51,000 | 8,070 |
| Pre-tax net operating income | $119,000 | 6,437 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $56,000 | 3,993 |
| Income before extraordinary items | $63,000 | 6,968 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $63,000 | 6,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,219 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $63,000 | 6,951 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,677,000 | 7,789 |
| Total interest expense | $438,000 | 8,019 |
| Net interest income | $1,239,000 | 7,532 |
| Provision for loan and lease losses | $16,000 | 6,407 |
| Total noninterest income | $76,000 | 7,988 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $68,000 | 6,610 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,000 | 8,318 |
| Total noninterest expense | $926,000 | 7,824 |
| Salaries and employee benefits | $557,000 | 7,719 |
| Premises and equipment expense | $116,000 | 7,631 |
| Additional noninterest expense | $253,000 | 7,836 |
| Pre-tax net operating income | $373,000 | 6,864 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $131,000 | 4,757 |
| Income before extraordinary items | $242,000 | 7,124 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $242,000 | 7,124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $24,000 | 5,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $242,000 | 7,115 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 7,876 |
| Total interest expense | $312,000 | 8,105 |
| Net interest income | $917,000 | 7,622 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $57,000 | 8,066 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $51,000 | 6,691 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,383 |
| Total noninterest expense | $666,000 | 7,894 |
| Salaries and employee benefits | $428,000 | 7,670 |
| Premises and equipment expense | $99,000 | 7,479 |
| Additional noninterest expense | $139,000 | 8,223 |
| Pre-tax net operating income | $303,000 | 6,993 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $122,000 | 4,723 |
| Income before extraordinary items | $181,000 | 7,313 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $181,000 | 7,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,298 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $181,000 | 7,313 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 7,918 |
| Total interest expense | $202,000 | 8,130 |
| Net interest income | $601,000 | 7,701 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $39,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $33,000 | 6,762 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $6,000 | 8,317 |
| Total noninterest expense | $439,000 | 7,936 |
| Salaries and employee benefits | $290,000 | 7,691 |
| Premises and equipment expense | $67,000 | 7,475 |
| Additional noninterest expense | $82,000 | 8,355 |
| Pre-tax net operating income | $198,000 | 7,099 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $81,000 | 4,767 |
| Income before extraordinary items | $117,000 | 7,409 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $117,000 | 7,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,958 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $117,000 | 7,411 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $399,000 | 7,933 |
| Total interest expense | $96,000 | 8,164 |
| Net interest income | $303,000 | 7,689 |
| Provision for loan and lease losses | $2,000 | 5,907 |
| Total noninterest income | $19,000 | 8,105 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $16,000 | 6,758 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $3,000 | 8,266 |
| Total noninterest expense | $222,000 | 7,934 |
| Salaries and employee benefits | $146,000 | 7,688 |
| Premises and equipment expense | $34,000 | 7,467 |
| Additional noninterest expense | $42,000 | 8,346 |
| Pre-tax net operating income | $98,000 | 7,086 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $40,000 | 4,735 |
| Income before extraordinary items | $58,000 | 7,401 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $58,000 | 7,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,725 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $58,000 | 7,406 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 7,868 |
| Total interest expense | $300,000 | 8,188 |
| Net interest income | $1,235,000 | 7,637 |
| Provision for loan and lease losses | $13,000 | 6,706 |
| Total noninterest income | $82,000 | 8,124 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $66,000 | 6,819 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $16,000 | 8,235 |
| Total noninterest expense | $930,000 | 7,872 |
| Salaries and employee benefits | $535,000 | 7,791 |
| Premises and equipment expense | $121,000 | 7,637 |
| Additional noninterest expense | $274,000 | 7,785 |
| Pre-tax net operating income | $374,000 | 7,145 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $135,000 | 5,105 |
| Income before extraordinary items | $239,000 | 7,423 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $239,000 | 7,425 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 5,831 |
| Cash dividends | $24,000 | 5,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $239,000 | 7,398 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,140,000 | 7,901 |
| Total interest expense | $216,000 | 8,225 |
| Net interest income | $924,000 | 7,692 |
| Provision for loan and lease losses | $5,000 | 6,713 |
| Total noninterest income | $64,000 | 8,133 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $49,000 | 6,871 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $15,000 | 8,169 |
| Total noninterest expense | $644,000 | 7,970 |
| Salaries and employee benefits | $398,000 | 7,789 |
| Premises and equipment expense | $94,000 | 7,565 |
| Additional noninterest expense | $152,000 | 8,200 |
| Pre-tax net operating income | $339,000 | 7,031 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $165,000 | 4,699 |
| Income before extraordinary items | $174,000 | 7,586 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $174,000 | 7,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,740 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $174,000 | 7,553 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $755,000 | 7,902 |
| Total interest expense | $139,000 | 8,230 |
| Net interest income | $616,000 | 7,713 |
| Provision for loan and lease losses | $3,000 | 6,494 |
| Total noninterest income | $41,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $30,000 | 6,945 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $11,000 | 8,096 |
| Total noninterest expense | $396,000 | 8,088 |
| Salaries and employee benefits | $260,000 | 7,839 |
| Premises and equipment expense | $59,000 | 7,657 |
| Additional noninterest expense | $77,000 | 8,466 |
| Pre-tax net operating income | $258,000 | 6,855 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $110,000 | 4,694 |
| Income before extraordinary items | $148,000 | 7,365 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $148,000 | 7,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,385 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $148,000 | 7,318 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $375,000 | 7,962 |
| Total interest expense | $68,000 | 8,289 |
| Net interest income | $307,000 | 7,778 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $22,000 | 8,118 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $14,000 | 7,031 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $8,000 | 7,922 |
| Total noninterest expense | $189,000 | 8,207 |
| Salaries and employee benefits | $121,000 | 8,004 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $39,000 | 8,517 |
| Pre-tax net operating income | $138,000 | 6,718 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $50,000 | 4,748 |
| Income before extraordinary items | $88,000 | 7,093 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $88,000 | 7,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,095 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $88,000 | 7,055 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,462,000 | 7,946 |
| Total interest expense | $271,000 | 8,212 |
| Net interest income | $1,191,000 | 7,753 |
| Provision for loan and lease losses | $16,000 | 6,840 |
| Total noninterest income | $65,000 | 8,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $57,000 | 7,178 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $8,000 | 8,601 |
| Total noninterest expense | $839,000 | 8,090 |
| Salaries and employee benefits | $514,000 | 7,939 |
| Premises and equipment expense | $96,000 | 8,017 |
| Additional noninterest expense | $229,000 | 8,123 |
| Pre-tax net operating income | $401,000 | 7,076 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $194,000 | 4,792 |
| Income before extraordinary items | $207,000 | 7,612 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $207,000 | 7,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $24,000 | 6,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $207,000 | 7,571 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,086,000 | 7,981 |
| Total interest expense | $210,000 | 8,205 |
| Net interest income | $876,000 | 7,823 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $49,000 | 8,493 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $42,000 | 7,235 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,603 |
| Total noninterest expense | $598,000 | 8,158 |
| Salaries and employee benefits | $388,000 | 7,907 |
| Premises and equipment expense | $86,000 | 7,777 |
| Additional noninterest expense | $124,000 | 8,519 |
| Pre-tax net operating income | $323,000 | 7,082 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $129,000 | 5,050 |
| Income before extraordinary items | $194,000 | 7,522 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $194,000 | 7,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,357 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $194,000 | 7,464 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,039 |
| Total interest expense | $146,000 | 8,230 |
| Net interest income | $572,000 | 7,900 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $32,000 | 8,558 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $27,000 | 7,303 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $5,000 | 8,618 |
| Total noninterest expense | $395,000 | 8,225 |
| Salaries and employee benefits | $255,000 | 7,988 |
| Premises and equipment expense | $55,000 | 7,871 |
| Additional noninterest expense | $85,000 | 8,527 |
| Pre-tax net operating income | $206,000 | 7,138 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $89,000 | 4,985 |
| Income before extraordinary items | $117,000 | 7,616 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $117,000 | 7,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,069 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $117,000 | 7,548 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 8,103 |
| Total interest expense | $78,000 | 8,217 |
| Net interest income | $278,000 | 7,975 |
| Provision for loan and lease losses | $1,000 | 6,438 |
| Total noninterest income | $16,000 | 8,578 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $13,000 | 7,319 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,000 | 8,561 |
| Total noninterest expense | $200,000 | 8,245 |
| Salaries and employee benefits | $123,000 | 8,070 |
| Premises and equipment expense | $28,000 | 7,868 |
| Additional noninterest expense | $49,000 | 8,420 |
| Pre-tax net operating income | $93,000 | 7,257 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $38,000 | 5,155 |
| Income before extraordinary items | $55,000 | 7,679 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $55,000 | 7,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $55,000 | 7,605 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,475,000 | 8,100 |
| Total interest expense | $408,000 | 8,086 |
| Net interest income | $1,067,000 | 8,011 |
| Provision for loan and lease losses | $6,000 | 7,489 |
| Total noninterest income | $66,000 | 8,638 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $58,000 | 7,304 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $8,000 | 8,827 |
| Total noninterest expense | $845,000 | 8,181 |
| Salaries and employee benefits | $505,000 | 8,064 |
| Premises and equipment expense | $104,000 | 8,019 |
| Additional noninterest expense | $236,000 | 8,179 |
| Pre-tax net operating income | $282,000 | 7,499 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $88,000 | 5,852 |
| Income before extraordinary items | $194,000 | 7,794 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $194,000 | 7,796 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,588 |
| Cash dividends | $20,000 | 6,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $194,000 | 7,667 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,109,000 | 8,188 |
| Total interest expense | $316,000 | 8,169 |
| Net interest income | $793,000 | 8,095 |
| Provision for loan and lease losses | $5,000 | 7,333 |
| Total noninterest income | $50,000 | 8,721 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $44,000 | 7,355 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $6,000 | 8,884 |
| Total noninterest expense | $655,000 | 8,134 |
| Salaries and employee benefits | $391,000 | 7,976 |
| Premises and equipment expense | $86,000 | 7,896 |
| Additional noninterest expense | $178,000 | 8,200 |
| Pre-tax net operating income | $183,000 | 7,807 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $79,000 | 5,815 |
| Income before extraordinary items | $104,000 | 8,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $104,000 | 8,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $104,000 | 8,059 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $749,000 | 8,225 |
| Total interest expense | $221,000 | 8,198 |
| Net interest income | $528,000 | 8,136 |
| Provision for loan and lease losses | $3,000 | 7,198 |
| Total noninterest income | $34,000 | 8,713 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $5,000 | 8,823 |
| Total noninterest expense | $433,000 | 8,179 |
| Salaries and employee benefits | $258,000 | 8,025 |
| Premises and equipment expense | $67,000 | 7,633 |
| Additional noninterest expense | $108,000 | 8,342 |
| Pre-tax net operating income | $126,000 | 7,797 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $54,000 | 5,837 |
| Income before extraordinary items | $72,000 | 8,210 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $72,000 | 8,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $72,000 | 8,061 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 8,262 |
| Total interest expense | $115,000 | 8,239 |
| Net interest income | $264,000 | 8,165 |
| Provision for loan and lease losses | $2,000 | 6,798 |
| Total noninterest income | $17,000 | 8,734 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $3,000 | 8,754 |
| Total noninterest expense | $209,000 | 8,262 |
| Salaries and employee benefits | $130,000 | 8,035 |
| Premises and equipment expense | $39,000 | 7,371 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $70,000 | 7,672 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $40,000 | 5,397 |
| Income before extraordinary items | $30,000 | 8,281 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $30,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $30,000 | 8,149 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,728,000 | 8,147 |
| Total interest expense | $566,000 | 8,202 |
| Net interest income | $1,162,000 | 8,013 |
| Provision for loan and lease losses | $9,000 | 7,866 |
| Total noninterest income | $74,000 | 8,707 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $65,000 | 7,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $9,000 | 8,930 |
| Total noninterest expense | $826,000 | 8,293 |
| Salaries and employee benefits | $488,000 | 8,189 |
| Premises and equipment expense | $85,000 | 8,377 |
| Additional noninterest expense | $253,000 | 8,155 |
| Pre-tax net operating income | $401,000 | 7,157 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $141,000 | 5,595 |
| Income before extraordinary items | $260,000 | 7,510 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $260,000 | 7,509 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $29,000 | 6,146 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $260,000 | 7,417 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 8,170 |
| Total interest expense | $844,000 | 8,346 |
| Net interest income | $1,193,000 | 7,896 |
| Provision for loan and lease losses | $70,000 | 6,194 |
| Total noninterest income | $70,000 | 8,910 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $60,000 | 7,394 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $10,000 | 9,130 |
| Total noninterest expense | $802,000 | 8,453 |
| Salaries and employee benefits | $466,000 | 8,328 |
| Premises and equipment expense | $86,000 | 8,531 |
| Additional noninterest expense | $250,000 | 8,223 |
| Pre-tax net operating income | $391,000 | 7,022 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $134,000 | 5,621 |
| Income before extraordinary items | $257,000 | 7,394 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $257,000 | 7,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $62,000 | 4,826 |
| Cash dividends | $29,000 | 6,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $257,000 | 7,281 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,021,000 | 8,387 |
| Total interest expense | $901,000 | 8,440 |
| Net interest income | $1,120,000 | 8,246 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $109,000 | 8,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $101,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 9,518 |
| Total noninterest expense | $769,000 | 8,649 |
| Salaries and employee benefits | $473,000 | 8,384 |
| Premises and equipment expense | $74,000 | 8,912 |
| Additional noninterest expense | $222,000 | 8,582 |
| Pre-tax net operating income | $436,000 | 7,285 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $149,000 | 5,935 |
| Income before extraordinary items | $287,000 | 7,549 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $287,000 | 7,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 9,436 |
| Cash dividends | $28,000 | 6,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $287,000 | 7,552 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 8,605 |
| Total interest expense | $855,000 | 8,552 |
| Net interest income | $1,051,000 | 8,514 |
| Provision for loan and lease losses | $51,000 | 6,485 |
| Total noninterest income | $101,000 | 8,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $89,000 | 6,944 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,637 |
| Total noninterest expense | $705,000 | 9,018 |
| Salaries and employee benefits | $434,000 | 8,708 |
| Premises and equipment expense | $67,000 | 9,293 |
| Additional noninterest expense | $204,000 | 8,983 |
| Pre-tax net operating income | $396,000 | 7,616 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $151,000 | 6,267 |
| Income before extraordinary items | $245,000 | 7,964 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $245,000 | 7,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,940 |
| Cash dividends | $29,000 | 6,837 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $245,000 | 7,939 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,862,000 | 8,845 |
| Total interest expense | $852,000 | 8,808 |
| Net interest income | $1,010,000 | 8,770 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $98,000 | 9,056 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,159 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 9,838 |
| Total noninterest expense | $662,000 | 9,219 |
| Salaries and employee benefits | $414,000 | 8,881 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $192,000 | 9,205 |
| Pre-tax net operating income | $422,000 | 7,754 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $160,000 | 6,714 |
| Income before extraordinary items | $262,000 | 8,159 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $262,000 | 8,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $29,000 | 7,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $262,000 | 8,081 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,804,000 | 9,269 |
| Total interest expense | $834,000 | 9,149 |
| Net interest income | $970,000 | 9,255 |
| Provision for loan and lease losses | $44,000 | 6,908 |
| Total noninterest income | $98,000 | 9,463 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 7,468 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $614,000 | 9,698 |
| Salaries and employee benefits | $393,000 | 9,302 |
| Premises and equipment expense | $47,000 | 10,270 |
| Additional noninterest expense | $174,000 | 9,740 |
| Pre-tax net operating income | $410,000 | 8,392 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $159,000 | 7,472 |
| Income before extraordinary items | $251,000 | 8,746 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $251,000 | 8,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,093 |
| Cash dividends | $29,000 | 7,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $251,000 | 8,707 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,712,000 | 9,793 |
| Total interest expense | $805,000 | 9,628 |
| Net interest income | $907,000 | 9,817 |
| Provision for loan and lease losses | $32,000 | 7,338 |
| Total noninterest income | $93,000 | 10,021 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $81,000 | 7,959 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 10,870 |
| Total noninterest expense | $631,000 | 10,062 |
| Salaries and employee benefits | $368,000 | 9,835 |
| Premises and equipment expense | $80,000 | 9,811 |
| Additional noninterest expense | $183,000 | 10,130 |
| Pre-tax net operating income | $337,000 | 8,880 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $128,000 | 8,253 |
| Income before extraordinary items | $209,000 | 9,213 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $209,000 | 9,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 10,098 |
| Cash dividends | $27,000 | 7,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $209,000 | 9,161 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 10,391 |
| Total interest expense | $734,000 | 10,178 |
| Net interest income | $839,000 | 10,419 |
| Provision for loan and lease losses | $8,000 | 8,490 |
| Total noninterest income | $92,000 | 10,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,261 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $646,000 | 10,382 |
| Salaries and employee benefits | $353,000 | 10,318 |
| Premises and equipment expense | $78,000 | 10,256 |
| Additional noninterest expense | $215,000 | 10,240 |
| Pre-tax net operating income | $277,000 | 9,928 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $103,000 | 9,125 |
| Income before extraordinary items | $174,000 | 10,223 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $174,000 | 10,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,657 |
| Cash dividends | $24,000 | 8,316 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $174,000 | 10,193 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,326,000 | 11,087 |
| Total interest expense | $568,000 | 10,754 |
| Net interest income | $758,000 | 11,186 |
| Provision for loan and lease losses | $6,000 | 8,739 |
| Total noninterest income | $95,000 | 10,864 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 8,561 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 12,029 |
| Total noninterest expense | $608,000 | 11,083 |
| Salaries and employee benefits | $353,000 | 10,701 |
| Premises and equipment expense | $50,000 | 11,639 |
| Additional noninterest expense | $205,000 | 11,089 |
| Pre-tax net operating income | $239,000 | 10,584 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $64,000 | 10,134 |
| Income before extraordinary items | $175,000 | 10,558 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $175,000 | 10,565 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $24,000 | 8,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $175,000 | 10,597 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,334,000 | 11,602 |
| Total interest expense | $607,000 | 11,097 |
| Net interest income | $727,000 | 11,762 |
| Provision for loan and lease losses | $6,000 | 10,012 |
| Total noninterest income | $82,000 | 11,757 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 9,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 12,609 |
| Total noninterest expense | $587,000 | 11,712 |
| Salaries and employee benefits | $328,000 | 11,374 |
| Premises and equipment expense | $63,000 | 11,742 |
| Additional noninterest expense | $196,000 | 11,788 |
| Pre-tax net operating income | $216,000 | 10,902 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $72,000 | 10,417 |
| Income before extraordinary items | $144,000 | 11,277 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $144,000 | 11,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 10,864 |
| Cash dividends | $24,000 | 8,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $144,000 | 11,075 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 11,888 |
| Total interest expense | $792,000 | 11,369 |
| Net interest income | $738,000 | 12,162 |
| Provision for loan and lease losses | $6,000 | 11,435 |
| Total noninterest income | $61,000 | 12,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 10,268 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 13,358 |
| Total noninterest expense | $629,000 | 11,887 |
| Salaries and employee benefits | $365,000 | 11,283 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $203,000 | 12,197 |
| Pre-tax net operating income | $164,000 | 11,387 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $120,000 | 11,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $120,000 | 11,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 10,870 |
| Cash dividends | $24,000 | 8,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $120,000 | 11,355 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.