Home > State Bank of Arizona > Income and Expense
State Bank of Arizona, Income and Expense
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $27,765,000 | 1,152 |
| Total interest expense | $2,991,000 | 1,810 |
| Net interest income | $24,774,000 | 1,058 |
| Provision for loan and lease losses | $665,000 | 1,250 |
| Total noninterest income | $6,062,000 | 985 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $711,000 | 1,472 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $5,351,000 | 794 |
| Total noninterest expense | $19,690,000 | 1,103 |
| Salaries and employee benefits | $11,868,000 | 1,050 |
| Premises and equipment expense | $1,211,000 | 1,786 |
| Additional noninterest expense | $6,611,000 | 1,018 |
| Pre-tax net operating income | $10,481,000 | 1,021 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $2,283,000 | 828 |
| Income before extraordinary items | $8,198,000 | 1,096 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,198,000 | 1,098 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $8,198,000 | 1,098 |
| Net charge-offs | $-312,000 | 5,058 |
| Cash dividends | $3,290,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 354 |
| Net operating income | $8,198,000 | 1,073 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $20,866,000 | 1,154 |
| Total interest expense | $2,339,000 | 1,762 |
| Net interest income | $18,527,000 | 1,071 |
| Provision for loan and lease losses | $350,000 | 1,466 |
| Total noninterest income | $4,100,000 | 1,049 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $527,000 | 1,500 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $3,573,000 | 849 |
| Total noninterest expense | $13,785,000 | 1,158 |
| Salaries and employee benefits | $8,635,000 | 1,081 |
| Premises and equipment expense | $919,000 | 1,792 |
| Additional noninterest expense | $4,231,000 | 1,138 |
| Pre-tax net operating income | $8,492,000 | 975 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $1,756,000 | 839 |
| Income before extraordinary items | $6,736,000 | 1,040 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $6,736,000 | 1,041 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,736,000 | 1,041 |
| Net charge-offs | $-372,000 | 5,158 |
| Cash dividends | $2,490,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $254,000 | 299 |
| Net operating income | $6,736,000 | 1,020 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $13,904,000 | 1,154 |
| Total interest expense | $1,573,000 | 1,734 |
| Net interest income | $12,331,000 | 1,067 |
| Provision for loan and lease losses | $350,000 | 1,094 |
| Total noninterest income | $2,523,000 | 1,089 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $346,000 | 1,493 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $2,177,000 | 875 |
| Total noninterest expense | $9,073,000 | 1,165 |
| Salaries and employee benefits | $5,725,000 | 1,080 |
| Premises and equipment expense | $608,000 | 1,802 |
| Additional noninterest expense | $2,740,000 | 1,167 |
| Pre-tax net operating income | $5,431,000 | 976 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $1,173,000 | 818 |
| Income before extraordinary items | $4,258,000 | 1,060 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,258,000 | 1,060 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,258,000 | 1,060 |
| Net charge-offs | $-372,000 | 5,231 |
| Cash dividends | $1,670,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $216,000 | 261 |
| Net operating income | $4,258,000 | 1,040 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $6,902,000 | 1,151 |
| Total interest expense | $728,000 | 1,794 |
| Net interest income | $6,174,000 | 1,072 |
| Provision for loan and lease losses | $300,000 | 677 |
| Total noninterest income | $1,204,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $178,000 | 1,460 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,026,000 | 891 |
| Total noninterest expense | $4,646,000 | 1,147 |
| Salaries and employee benefits | $2,919,000 | 1,059 |
| Premises and equipment expense | $308,000 | 1,803 |
| Additional noninterest expense | $1,419,000 | 1,127 |
| Pre-tax net operating income | $2,432,000 | 1,047 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $519,000 | 883 |
| Income before extraordinary items | $1,913,000 | 1,129 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,913,000 | 1,128 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,913,000 | 1,128 |
| Net charge-offs | $-15,000 | 4,791 |
| Cash dividends | $850,000 | 933 |
| Sale, conversion, retirement of capital stock, net | $165,000 | 182 |
| Net operating income | $1,913,000 | 1,109 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $25,284,000 | 1,168 |
| Total interest expense | $1,270,000 | 2,588 |
| Net interest income | $24,014,000 | 1,069 |
| Provision for loan and lease losses | $490,000 | 1,481 |
| Total noninterest income | $5,428,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $648,000 | 1,632 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $4,780,000 | 820 |
| Total noninterest expense | $17,736,000 | 1,167 |
| Salaries and employee benefits | $10,907,000 | 1,100 |
| Premises and equipment expense | $1,298,000 | 1,694 |
| Additional noninterest expense | $5,531,000 | 1,150 |
| Pre-tax net operating income | $11,216,000 | 953 |
| Securities gains (losses) | $150,000 | 248 |
| Applicable income taxes | $2,407,000 | 766 |
| Income before extraordinary items | $8,959,000 | 1,006 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $8,959,000 | 1,005 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,959,000 | 1,005 |
| Net charge-offs | $-28,000 | 4,758 |
| Cash dividends | $2,500,000 | 1,251 |
| Sale, conversion, retirement of capital stock, net | $265,000 | 372 |
| Net operating income | $8,840,500 | 1,024 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $18,689,000 | 1,171 |
| Total interest expense | $823,000 | 2,726 |
| Net interest income | $17,866,000 | 1,074 |
| Provision for loan and lease losses | $353,000 | 1,442 |
| Total noninterest income | $3,911,000 | 1,075 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $479,000 | 1,665 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,432,000 | 857 |
| Total noninterest expense | $13,073,000 | 1,184 |
| Salaries and employee benefits | $8,015,000 | 1,118 |
| Premises and equipment expense | $964,000 | 1,731 |
| Additional noninterest expense | $4,094,000 | 1,158 |
| Pre-tax net operating income | $8,351,000 | 969 |
| Securities gains (losses) | $150,000 | 240 |
| Applicable income taxes | $1,919,000 | 749 |
| Income before extraordinary items | $6,582,000 | 1,025 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,582,000 | 1,024 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,582,000 | 1,024 |
| Net charge-offs | $-78,000 | 5,052 |
| Cash dividends | $1,800,000 | 1,160 |
| Sale, conversion, retirement of capital stock, net | $223,000 | 331 |
| Net operating income | $6,463,500 | 1,038 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $12,078,000 | 1,192 |
| Total interest expense | $499,000 | 2,796 |
| Net interest income | $11,579,000 | 1,096 |
| Provision for loan and lease losses | $193,000 | 1,563 |
| Total noninterest income | $2,735,000 | 1,042 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $294,000 | 1,776 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,441,000 | 822 |
| Total noninterest expense | $8,657,000 | 1,192 |
| Salaries and employee benefits | $5,372,000 | 1,122 |
| Premises and equipment expense | $596,000 | 1,843 |
| Additional noninterest expense | $2,689,000 | 1,169 |
| Pre-tax net operating income | $5,464,000 | 962 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $1,290,000 | 730 |
| Income before extraordinary items | $4,174,000 | 1,047 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,174,000 | 1,046 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,174,000 | 1,046 |
| Net charge-offs | $-148,000 | 5,293 |
| Cash dividends | $1,100,000 | 1,217 |
| Sale, conversion, retirement of capital stock, net | $180,000 | 298 |
| Net operating income | $4,174,000 | 1,040 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $5,831,000 | 1,220 |
| Total interest expense | $219,000 | 2,946 |
| Net interest income | $5,612,000 | 1,122 |
| Provision for loan and lease losses | $35,000 | 2,343 |
| Total noninterest income | $1,347,000 | 1,041 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $148,000 | 1,773 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,199,000 | 808 |
| Total noninterest expense | $4,378,000 | 1,182 |
| Salaries and employee benefits | $2,695,000 | 1,122 |
| Premises and equipment expense | $301,000 | 1,863 |
| Additional noninterest expense | $1,382,000 | 1,138 |
| Pre-tax net operating income | $2,546,000 | 994 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $599,000 | 754 |
| Income before extraordinary items | $1,947,000 | 1,083 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,947,000 | 1,082 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,947,000 | 1,083 |
| Net charge-offs | $-15,000 | 4,895 |
| Cash dividends | $550,000 | 1,109 |
| Sale, conversion, retirement of capital stock, net | $133,000 | 229 |
| Net operating income | $1,947,000 | 1,073 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $22,755,000 | 1,212 |
| Total interest expense | $743,000 | 3,045 |
| Net interest income | $22,012,000 | 1,122 |
| Provision for loan and lease losses | $-290,000 | 5,464 |
| Total noninterest income | $4,594,000 | 1,183 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $575,000 | 1,839 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $4,019,000 | 943 |
| Total noninterest expense | $16,528,000 | 1,221 |
| Salaries and employee benefits | $10,222,000 | 1,140 |
| Premises and equipment expense | $1,216,000 | 1,826 |
| Additional noninterest expense | $5,090,000 | 1,230 |
| Pre-tax net operating income | $10,368,000 | 961 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $3,784,000 | 808 |
| Income before extraordinary items | $6,584,000 | 1,077 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $6,584,000 | 1,077 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $6,584,000 | 1,077 |
| Net charge-offs | $-538,000 | 5,576 |
| Cash dividends | $1,350,000 | 1,833 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 412 |
| Net operating income | $6,584,000 | 1,066 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $16,884,000 | 1,220 |
| Total interest expense | $553,000 | 3,043 |
| Net interest income | $16,331,000 | 1,130 |
| Provision for loan and lease losses | $-390,000 | 5,614 |
| Total noninterest income | $3,374,000 | 1,220 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $428,000 | 1,858 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,946,000 | 983 |
| Total noninterest expense | $12,434,000 | 1,227 |
| Salaries and employee benefits | $7,693,000 | 1,148 |
| Premises and equipment expense | $923,000 | 1,826 |
| Additional noninterest expense | $3,818,000 | 1,222 |
| Pre-tax net operating income | $7,661,000 | 994 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $2,686,000 | 750 |
| Income before extraordinary items | $4,975,000 | 1,160 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,975,000 | 1,160 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $4,975,000 | 1,160 |
| Net charge-offs | $-364,000 | 5,604 |
| Cash dividends | $850,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $115,000 | 413 |
| Net operating income | $4,975,000 | 1,143 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $10,975,000 | 1,242 |
| Total interest expense | $368,000 | 3,026 |
| Net interest income | $10,607,000 | 1,149 |
| Provision for loan and lease losses | $-440,000 | 5,696 |
| Total noninterest income | $2,006,000 | 1,305 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $277,000 | 1,881 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $1,729,000 | 1,083 |
| Total noninterest expense | $8,307,000 | 1,233 |
| Salaries and employee benefits | $5,099,000 | 1,158 |
| Premises and equipment expense | $588,000 | 1,890 |
| Additional noninterest expense | $2,620,000 | 1,196 |
| Pre-tax net operating income | $4,746,000 | 1,033 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $1,692,000 | 752 |
| Income before extraordinary items | $3,054,000 | 1,225 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,054,000 | 1,225 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,054,000 | 1,225 |
| Net charge-offs | $-383,000 | 5,697 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $109,000 | 344 |
| Net operating income | $3,054,000 | 1,202 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 1,244 |
| Total interest expense | $189,000 | 2,963 |
| Net interest income | $5,228,000 | 1,153 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,167,000 | 1,178 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $139,000 | 1,884 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $1,028,000 | 934 |
| Total noninterest expense | $4,061,000 | 1,264 |
| Salaries and employee benefits | $2,513,000 | 1,180 |
| Premises and equipment expense | $297,000 | 1,903 |
| Additional noninterest expense | $1,251,000 | 1,246 |
| Pre-tax net operating income | $2,334,000 | 1,030 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $831,000 | 754 |
| Income before extraordinary items | $1,503,000 | 1,213 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,503,000 | 1,212 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,503,000 | 1,213 |
| Net charge-offs | $72,000 | 1,115 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,503,000 | 1,197 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,898,000 | 1,509 |
| Total interest expense | $735,000 | 2,947 |
| Net interest income | $16,163,000 | 1,398 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $3,462,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $404,000 | 2,454 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,058,000 | 1,193 |
| Total noninterest expense | $13,100,000 | 1,496 |
| Salaries and employee benefits | $7,502,000 | 1,456 |
| Premises and equipment expense | $705,000 | 2,718 |
| Additional noninterest expense | $4,893,000 | 1,282 |
| Pre-tax net operating income | $6,525,000 | 1,308 |
| Securities gains (losses) | $-2,000 | 5,543 |
| Applicable income taxes | $2,488,000 | 899 |
| Income before extraordinary items | $4,035,000 | 1,647 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,035,000 | 1,643 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,035,000 | 1,646 |
| Net charge-offs | $31,000 | 3,435 |
| Cash dividends | $1,500,000 | 1,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $4,036,280 | 1,609 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,524,000 | 1,641 |
| Total interest expense | $526,000 | 3,039 |
| Net interest income | $10,998,000 | 1,528 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $2,452,000 | 1,542 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $273,000 | 2,626 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,179,000 | 1,233 |
| Total noninterest expense | $8,429,000 | 1,715 |
| Salaries and employee benefits | $4,764,000 | 1,693 |
| Premises and equipment expense | $432,000 | 3,110 |
| Additional noninterest expense | $3,233,000 | 1,437 |
| Pre-tax net operating income | $5,021,000 | 1,315 |
| Securities gains (losses) | $-2,000 | 5,712 |
| Applicable income taxes | $1,964,000 | 874 |
| Income before extraordinary items | $3,055,000 | 1,662 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,055,000 | 1,662 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,055,000 | 1,662 |
| Net charge-offs | $43,000 | 2,691 |
| Cash dividends | $1,000,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $3,056,280 | 1,610 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $6,466,000 | 1,952 |
| Total interest expense | $324,000 | 3,187 |
| Net interest income | $6,142,000 | 1,829 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $1,524,000 | 1,606 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $157,000 | 2,871 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,367,000 | 1,261 |
| Total noninterest expense | $4,801,000 | 1,992 |
| Salaries and employee benefits | $2,760,000 | 1,934 |
| Premises and equipment expense | $237,000 | 3,519 |
| Additional noninterest expense | $1,804,000 | 1,685 |
| Pre-tax net operating income | $2,865,000 | 1,452 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $1,015,000 | 1,068 |
| Income before extraordinary items | $1,850,000 | 1,781 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,850,000 | 1,781 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,850,000 | 1,781 |
| Net charge-offs | $-14,000 | 5,094 |
| Cash dividends | $1,000,000 | 1,296 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,850,000 | 1,733 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 1,967 |
| Total interest expense | $156,000 | 3,287 |
| Net interest income | $3,048,000 | 1,848 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $575,000 | 1,896 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $79,000 | 2,849 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $496,000 | 1,511 |
| Total noninterest expense | $2,494,000 | 1,917 |
| Salaries and employee benefits | $1,330,000 | 2,004 |
| Premises and equipment expense | $95,000 | 3,941 |
| Additional noninterest expense | $1,069,000 | 1,432 |
| Pre-tax net operating income | $1,129,000 | 1,761 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $378,000 | 1,277 |
| Income before extraordinary items | $751,000 | 2,098 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $751,000 | 2,098 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $751,000 | 2,098 |
| Net charge-offs | $-9,000 | 5,132 |
| Cash dividends | $500,000 | 1,173 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $751,000 | 2,042 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $12,944,000 | 1,896 |
| Total interest expense | $583,000 | 3,445 |
| Net interest income | $12,361,000 | 1,774 |
| Provision for loan and lease losses | $885,000 | 908 |
| Total noninterest income | $3,918,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $358,000 | 2,724 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,560,000 | 1,033 |
| Total noninterest expense | $10,136,000 | 1,873 |
| Salaries and employee benefits | $5,913,000 | 1,763 |
| Premises and equipment expense | $563,000 | 3,242 |
| Additional noninterest expense | $3,660,000 | 1,657 |
| Pre-tax net operating income | $5,258,000 | 1,515 |
| Securities gains (losses) | $-9,000 | 5,852 |
| Applicable income taxes | $1,739,000 | 1,113 |
| Income before extraordinary items | $3,510,000 | 1,787 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,510,000 | 1,788 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,510,000 | 1,789 |
| Net charge-offs | $750,000 | 849 |
| Cash dividends | $1,250,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,516,030 | 1,756 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $9,693,000 | 1,916 |
| Total interest expense | $431,000 | 3,521 |
| Net interest income | $9,262,000 | 1,792 |
| Provision for loan and lease losses | $885,000 | 672 |
| Total noninterest income | $3,166,000 | 1,279 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $273,000 | 2,714 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,893,000 | 994 |
| Total noninterest expense | $7,596,000 | 1,872 |
| Salaries and employee benefits | $4,430,000 | 1,776 |
| Premises and equipment expense | $425,000 | 3,266 |
| Additional noninterest expense | $2,741,000 | 1,654 |
| Pre-tax net operating income | $3,947,000 | 1,541 |
| Securities gains (losses) | $-9,000 | 5,986 |
| Applicable income taxes | $1,358,000 | 1,114 |
| Income before extraordinary items | $2,580,000 | 1,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,580,000 | 1,849 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,580,000 | 1,849 |
| Net charge-offs | $816,000 | 588 |
| Cash dividends | $1,250,000 | 1,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,585,940 | 1,809 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 1,962 |
| Total interest expense | $276,000 | 3,631 |
| Net interest income | $6,007,000 | 1,836 |
| Provision for loan and lease losses | $460,000 | 826 |
| Total noninterest income | $1,879,000 | 1,377 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $184,000 | 2,659 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,695,000 | 1,090 |
| Total noninterest expense | $5,150,000 | 1,853 |
| Salaries and employee benefits | $2,983,000 | 1,773 |
| Premises and equipment expense | $271,000 | 3,368 |
| Additional noninterest expense | $1,896,000 | 1,611 |
| Pre-tax net operating income | $2,276,000 | 1,706 |
| Securities gains (losses) | $-9,000 | 6,099 |
| Applicable income taxes | $766,000 | 1,261 |
| Income before extraordinary items | $1,501,000 | 2,047 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,501,000 | 2,049 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,501,000 | 2,049 |
| Net charge-offs | $445,000 | 693 |
| Cash dividends | $1,000,000 | 1,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,506,940 | 1,993 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 2,027 |
| Total interest expense | $133,000 | 3,719 |
| Net interest income | $2,877,000 | 1,907 |
| Provision for loan and lease losses | $110,000 | 1,351 |
| Total noninterest income | $874,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $96,000 | 2,551 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $778,000 | 1,116 |
| Total noninterest expense | $2,580,000 | 1,847 |
| Salaries and employee benefits | $1,525,000 | 1,746 |
| Premises and equipment expense | $125,000 | 3,567 |
| Additional noninterest expense | $930,000 | 1,622 |
| Pre-tax net operating income | $1,061,000 | 1,763 |
| Securities gains (losses) | $-9,000 | 6,241 |
| Applicable income taxes | $354,000 | 1,297 |
| Income before extraordinary items | $698,000 | 2,143 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $698,000 | 2,144 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $698,000 | 2,144 |
| Net charge-offs | $30,000 | 1,887 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $703,940 | 2,062 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,738,000 | 2,079 |
| Total interest expense | $554,000 | 3,801 |
| Net interest income | $11,184,000 | 1,935 |
| Provision for loan and lease losses | $695,000 | 1,149 |
| Total noninterest income | $1,801,000 | 2,264 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $430,000 | 2,547 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,371,000 | 1,883 |
| Total noninterest expense | $9,600,000 | 1,978 |
| Salaries and employee benefits | $5,310,000 | 1,934 |
| Premises and equipment expense | $553,000 | 3,415 |
| Additional noninterest expense | $3,737,000 | 1,662 |
| Pre-tax net operating income | $2,690,000 | 2,454 |
| Securities gains (losses) | $-42,000 | 6,228 |
| Applicable income taxes | $-2,795,000 | 6,461 |
| Income before extraordinary items | $5,443,000 | 1,205 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $5,443,000 | 1,202 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $5,443,000 | 1,204 |
| Net charge-offs | $1,365,000 | 697 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $5,485,000 | 1,171 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,747,000 | 2,104 |
| Total interest expense | $412,000 | 3,875 |
| Net interest income | $8,335,000 | 1,956 |
| Provision for loan and lease losses | $620,000 | 972 |
| Total noninterest income | $1,410,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $312,000 | 2,639 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,098,000 | 1,826 |
| Total noninterest expense | $7,049,000 | 2,017 |
| Salaries and employee benefits | $3,923,000 | 1,968 |
| Premises and equipment expense | $419,000 | 3,432 |
| Additional noninterest expense | $2,707,000 | 1,711 |
| Pre-tax net operating income | $2,076,000 | 2,454 |
| Securities gains (losses) | $-42,000 | 6,329 |
| Applicable income taxes | $-2,905,000 | 6,564 |
| Income before extraordinary items | $4,939,000 | 1,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $4,939,000 | 1,009 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,939,000 | 1,009 |
| Net charge-offs | $1,050,000 | 647 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $4,981,000 | 979 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,801,000 | 2,104 |
| Total interest expense | $274,000 | 3,935 |
| Net interest income | $5,527,000 | 1,951 |
| Provision for loan and lease losses | $370,000 | 1,070 |
| Total noninterest income | $778,000 | 2,449 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $209,000 | 2,603 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $569,000 | 2,138 |
| Total noninterest expense | $4,827,000 | 1,963 |
| Salaries and employee benefits | $2,608,000 | 1,979 |
| Premises and equipment expense | $280,000 | 3,457 |
| Additional noninterest expense | $1,939,000 | 1,607 |
| Pre-tax net operating income | $1,108,000 | 2,786 |
| Securities gains (losses) | $-42,000 | 6,470 |
| Applicable income taxes | $-3,240,000 | 6,642 |
| Income before extraordinary items | $4,306,000 | 761 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $4,306,000 | 760 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $4,306,000 | 761 |
| Net charge-offs | $1,070,000 | 469 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $4,348,000 | 732 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,937,000 | 2,081 |
| Total interest expense | $142,000 | 3,903 |
| Net interest income | $2,795,000 | 1,935 |
| Provision for loan and lease losses | $120,000 | 1,448 |
| Total noninterest income | $323,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $103,000 | 2,617 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $220,000 | 2,415 |
| Total noninterest expense | $2,466,000 | 1,926 |
| Salaries and employee benefits | $1,308,000 | 1,986 |
| Premises and equipment expense | $139,000 | 3,518 |
| Additional noninterest expense | $1,019,000 | 1,533 |
| Pre-tax net operating income | $532,000 | 2,781 |
| Securities gains (losses) | $-42,000 | 6,570 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $490,000 | 2,603 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $490,000 | 2,607 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $490,000 | 2,607 |
| Net charge-offs | $45,000 | 1,951 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $532,000 | 2,417 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $11,437,000 | 2,139 |
| Total interest expense | $844,000 | 3,330 |
| Net interest income | $10,593,000 | 1,995 |
| Provision for loan and lease losses | $225,000 | 2,826 |
| Total noninterest income | $1,093,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $415,000 | 2,730 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $678,000 | 2,917 |
| Total noninterest expense | $9,879,000 | 1,917 |
| Salaries and employee benefits | $5,071,000 | 2,015 |
| Premises and equipment expense | $559,000 | 3,477 |
| Additional noninterest expense | $4,249,000 | 1,548 |
| Pre-tax net operating income | $1,582,000 | 3,307 |
| Securities gains (losses) | $33,000 | 2,070 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,615,000 | 3,025 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,615,000 | 3,027 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,615,000 | 3,028 |
| Net charge-offs | $620,000 | 1,773 |
| Cash dividends | $300,000 | 3,264 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,582,000 | 2,993 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $8,610,000 | 2,143 |
| Total interest expense | $684,000 | 3,224 |
| Net interest income | $7,926,000 | 2,000 |
| Provision for loan and lease losses | $225,000 | 2,403 |
| Total noninterest income | $834,000 | 3,065 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $308,000 | 2,774 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $526,000 | 2,939 |
| Total noninterest expense | $7,424,000 | 1,920 |
| Salaries and employee benefits | $3,886,000 | 1,972 |
| Premises and equipment expense | $407,000 | 3,572 |
| Additional noninterest expense | $3,131,000 | 1,568 |
| Pre-tax net operating income | $1,111,000 | 3,495 |
| Securities gains (losses) | $33,000 | 1,935 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,144,000 | 3,162 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,144,000 | 3,165 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,144,000 | 3,166 |
| Net charge-offs | $733,000 | 1,253 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,111,000 | 3,151 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $5,791,000 | 2,133 |
| Total interest expense | $486,000 | 3,138 |
| Net interest income | $5,305,000 | 1,981 |
| Provision for loan and lease losses | $225,000 | 1,972 |
| Total noninterest income | $509,000 | 3,260 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $201,000 | 2,782 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $308,000 | 3,169 |
| Total noninterest expense | $4,899,000 | 1,938 |
| Salaries and employee benefits | $2,599,000 | 1,979 |
| Premises and equipment expense | $259,000 | 3,701 |
| Additional noninterest expense | $2,041,000 | 1,586 |
| Pre-tax net operating income | $690,000 | 3,596 |
| Securities gains (losses) | $33,000 | 1,773 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $723,000 | 3,253 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $723,000 | 3,254 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $723,000 | 3,256 |
| Net charge-offs | $672,000 | 1,027 |
| Cash dividends | $300,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $690,000 | 3,248 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,860,000 | 2,179 |
| Total interest expense | $250,000 | 3,146 |
| Net interest income | $2,610,000 | 2,021 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $154,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $104,000 | 2,709 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $50,000 | 4,707 |
| Total noninterest expense | $2,453,000 | 1,947 |
| Salaries and employee benefits | $1,285,000 | 2,017 |
| Premises and equipment expense | $136,000 | 3,606 |
| Additional noninterest expense | $1,032,000 | 1,571 |
| Pre-tax net operating income | $311,000 | 3,741 |
| Securities gains (losses) | $33,000 | 1,098 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $344,000 | 3,305 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $344,000 | 3,305 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $344,000 | 3,307 |
| Net charge-offs | $368,000 | 926 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $311,000 | 3,415 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $11,782,000 | 2,210 |
| Total interest expense | $1,183,000 | 3,231 |
| Net interest income | $10,599,000 | 2,043 |
| Provision for loan and lease losses | $470,000 | 2,803 |
| Total noninterest income | $691,000 | 3,909 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $435,000 | 2,760 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $256,000 | 4,277 |
| Total noninterest expense | $9,216,000 | 2,069 |
| Salaries and employee benefits | $4,828,000 | 2,077 |
| Premises and equipment expense | $500,000 | 3,828 |
| Additional noninterest expense | $3,888,000 | 1,712 |
| Pre-tax net operating income | $1,604,000 | 3,213 |
| Securities gains (losses) | $-510,000 | 7,009 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,094,000 | 3,722 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,094,000 | 3,724 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,094,000 | 3,725 |
| Net charge-offs | $1,624,000 | 1,344 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 730 |
| Net operating income | $1,604,000 | 2,861 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $8,857,000 | 2,258 |
| Total interest expense | $924,000 | 3,248 |
| Net interest income | $7,933,000 | 2,075 |
| Provision for loan and lease losses | $470,000 | 2,357 |
| Total noninterest income | $502,000 | 3,999 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $317,000 | 2,850 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $185,000 | 4,363 |
| Total noninterest expense | $6,735,000 | 2,137 |
| Salaries and employee benefits | $3,624,000 | 2,066 |
| Premises and equipment expense | $379,000 | 3,833 |
| Additional noninterest expense | $2,732,000 | 1,811 |
| Pre-tax net operating income | $1,230,000 | 3,265 |
| Securities gains (losses) | $-510,000 | 7,117 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $720,000 | 4,052 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $720,000 | 4,051 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $720,000 | 4,053 |
| Net charge-offs | $1,617,000 | 1,061 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 633 |
| Net operating income | $1,230,000 | 2,875 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,936,000 | 2,256 |
| Total interest expense | $637,000 | 3,275 |
| Net interest income | $5,299,000 | 2,076 |
| Provision for loan and lease losses | $370,000 | 2,179 |
| Total noninterest income | $0 | 6,985 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $209,000 | 2,858 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-209,000 | 7,081 |
| Total noninterest expense | $4,492,000 | 2,143 |
| Salaries and employee benefits | $2,378,000 | 2,093 |
| Premises and equipment expense | $253,000 | 3,835 |
| Additional noninterest expense | $1,861,000 | 1,791 |
| Pre-tax net operating income | $437,000 | 4,320 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $437,000 | 4,213 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $437,000 | 4,217 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $437,000 | 4,216 |
| Net charge-offs | $1,443,000 | 877 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $43,000 | 521 |
| Net operating income | $437,000 | 4,038 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,049,000 | 2,215 |
| Total interest expense | $329,000 | 3,303 |
| Net interest income | $2,720,000 | 2,033 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $-210,000 | 7,249 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $108,000 | 2,754 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-318,000 | 7,247 |
| Total noninterest expense | $2,217,000 | 2,154 |
| Salaries and employee benefits | $1,206,000 | 2,077 |
| Premises and equipment expense | $126,000 | 3,868 |
| Additional noninterest expense | $885,000 | 1,871 |
| Pre-tax net operating income | $193,000 | 4,570 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $193,000 | 4,438 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $193,000 | 4,441 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $193,000 | 4,441 |
| Net charge-offs | $1,145,000 | 612 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 618 |
| Net operating income | $193,000 | 4,287 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,002,000 | 2,143 |
| Total interest expense | $1,694,000 | 3,135 |
| Net interest income | $11,308,000 | 1,939 |
| Provision for loan and lease losses | $696,000 | 2,958 |
| Total noninterest income | $-756,000 | 7,230 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $498,000 | 2,583 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-1,254,000 | 7,224 |
| Total noninterest expense | $9,192,000 | 2,081 |
| Salaries and employee benefits | $4,585,000 | 2,108 |
| Premises and equipment expense | $493,000 | 4,080 |
| Additional noninterest expense | $4,114,000 | 1,667 |
| Pre-tax net operating income | $664,000 | 4,362 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $664,000 | 4,233 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $664,000 | 4,235 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $664,000 | 4,235 |
| Net charge-offs | $3,795,000 | 1,016 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 253 |
| Net operating income | $664,000 | 4,107 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,655,000 | 2,201 |
| Total interest expense | $1,340,000 | 3,125 |
| Net interest income | $8,315,000 | 1,978 |
| Provision for loan and lease losses | $696,000 | 2,450 |
| Total noninterest income | $-238,000 | 7,246 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $365,000 | 2,643 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-603,000 | 7,260 |
| Total noninterest expense | $6,876,000 | 2,089 |
| Salaries and employee benefits | $3,386,000 | 2,146 |
| Premises and equipment expense | $379,000 | 4,051 |
| Additional noninterest expense | $3,111,000 | 1,639 |
| Pre-tax net operating income | $505,000 | 4,462 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $505,000 | 4,296 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $505,000 | 4,298 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $505,000 | 4,298 |
| Net charge-offs | $3,542,000 | 832 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 222 |
| Net operating income | $505,000 | 4,165 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,592,000 | 2,165 |
| Total interest expense | $938,000 | 3,114 |
| Net interest income | $5,654,000 | 1,946 |
| Provision for loan and lease losses | $196,000 | 3,576 |
| Total noninterest income | $-392,000 | 7,387 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $239,000 | 2,669 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-631,000 | 7,405 |
| Total noninterest expense | $4,704,000 | 2,058 |
| Salaries and employee benefits | $2,238,000 | 2,183 |
| Premises and equipment expense | $245,000 | 4,168 |
| Additional noninterest expense | $2,221,000 | 1,558 |
| Pre-tax net operating income | $362,000 | 4,349 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $362,000 | 4,158 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $362,000 | 4,158 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $362,000 | 4,160 |
| Net charge-offs | $2,076,000 | 905 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $1,800,000 | 125 |
| Net operating income | $362,000 | 4,064 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,357,000 | 2,131 |
| Total interest expense | $475,000 | 3,179 |
| Net interest income | $2,882,000 | 1,913 |
| Provision for loan and lease losses | $196,000 | 2,473 |
| Total noninterest income | $584,000 | 1,786 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $115,000 | 2,685 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $469,000 | 1,408 |
| Total noninterest expense | $3,074,000 | 1,611 |
| Salaries and employee benefits | $1,100,000 | 2,228 |
| Premises and equipment expense | $136,000 | 3,958 |
| Additional noninterest expense | $1,838,000 | 970 |
| Pre-tax net operating income | $196,000 | 4,272 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $196,000 | 4,023 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $196,000 | 4,022 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $196,000 | 4,023 |
| Net charge-offs | $260,000 | 1,884 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $700,000 | 118 |
| Net operating income | $196,000 | 3,965 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,441,000 | 1,959 |
| Total interest expense | $3,517,000 | 2,246 |
| Net interest income | $11,924,000 | 1,844 |
| Provision for loan and lease losses | $10,015,000 | 660 |
| Total noninterest income | $-2,114,000 | 7,599 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $600,000 | 2,289 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,714,000 | 7,589 |
| Total noninterest expense | $9,685,000 | 2,008 |
| Salaries and employee benefits | $4,515,000 | 2,150 |
| Premises and equipment expense | $553,000 | 3,937 |
| Additional noninterest expense | $4,617,000 | 1,561 |
| Pre-tax net operating income | $-9,890,000 | 7,352 |
| Securities gains (losses) | $328,000 | 1,184 |
| Applicable income taxes | $410,000 | 2,070 |
| Income before extraordinary items | $-9,972,000 | 7,378 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,972,000 | 7,377 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-9,972,000 | 7,378 |
| Net charge-offs | $10,651,000 | 578 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 461 |
| Net operating income | $-10,300,000 | 7,376 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $12,014,000 | 1,926 |
| Total interest expense | $2,953,000 | 2,102 |
| Net interest income | $9,061,000 | 1,852 |
| Provision for loan and lease losses | $8,915,000 | 545 |
| Total noninterest income | $-1,997,000 | 7,722 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $476,000 | 2,245 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-2,473,000 | 7,720 |
| Total noninterest expense | $7,134,000 | 2,034 |
| Salaries and employee benefits | $3,375,000 | 2,148 |
| Premises and equipment expense | $417,000 | 3,982 |
| Additional noninterest expense | $3,342,000 | 1,592 |
| Pre-tax net operating income | $-8,985,000 | 7,528 |
| Securities gains (losses) | $277,000 | 1,137 |
| Applicable income taxes | $-1,540,000 | 7,567 |
| Income before extraordinary items | $-7,168,000 | 7,515 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-7,168,000 | 7,515 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-7,168,000 | 7,515 |
| Net charge-offs | $8,453,000 | 520 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 365 |
| Net operating income | $-7,395,140 | 7,506 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $8,415,000 | 1,864 |
| Total interest expense | $2,187,000 | 1,987 |
| Net interest income | $6,228,000 | 1,793 |
| Provision for loan and lease losses | $8,715,000 | 398 |
| Total noninterest income | $-2,335,000 | 7,808 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $339,000 | 2,150 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-2,674,000 | 7,811 |
| Total noninterest expense | $4,950,000 | 1,975 |
| Salaries and employee benefits | $2,259,000 | 2,154 |
| Premises and equipment expense | $282,000 | 3,980 |
| Additional noninterest expense | $2,409,000 | 1,472 |
| Pre-tax net operating income | $-9,772,000 | 7,684 |
| Securities gains (losses) | $277,000 | 761 |
| Applicable income taxes | $-2,040,000 | 7,700 |
| Income before extraordinary items | $-7,455,000 | 7,656 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-7,455,000 | 7,656 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-7,455,000 | 7,656 |
| Net charge-offs | $4,420,000 | 626 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 267 |
| Net operating income | $-7,673,830 | 7,659 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,228,000 | 1,901 |
| Total interest expense | $1,221,000 | 1,879 |
| Net interest income | $3,007,000 | 1,888 |
| Provision for loan and lease losses | $1,315,000 | 970 |
| Total noninterest income | $391,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $172,000 | 2,115 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $219,000 | 2,270 |
| Total noninterest expense | $2,268,000 | 2,146 |
| Salaries and employee benefits | $1,114,000 | 2,215 |
| Premises and equipment expense | $143,000 | 3,999 |
| Additional noninterest expense | $1,011,000 | 1,731 |
| Pre-tax net operating income | $-185,000 | 6,814 |
| Securities gains (losses) | $328,000 | 359 |
| Applicable income taxes | $-15,000 | 7,153 |
| Income before extraordinary items | $158,000 | 4,296 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $158,000 | 4,297 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $158,000 | 4,295 |
| Net charge-offs | $2,019,000 | 639 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $549,000 | 152 |
| Net operating income | $-170,000 | 6,846 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $18,595,000 | 1,833 |
| Total interest expense | $5,707,000 | 2,005 |
| Net interest income | $12,888,000 | 1,730 |
| Provision for loan and lease losses | $7,350,000 | 1,087 |
| Total noninterest income | $547,000 | 4,564 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $699,000 | 2,255 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-152,000 | 7,651 |
| Total noninterest expense | $9,927,000 | 2,040 |
| Salaries and employee benefits | $4,860,000 | 2,022 |
| Premises and equipment expense | $614,000 | 3,812 |
| Additional noninterest expense | $4,453,000 | 1,663 |
| Pre-tax net operating income | $-3,842,000 | 7,035 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-1,795,000 | 7,487 |
| Income before extraordinary items | $-2,047,000 | 6,770 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,047,000 | 6,767 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,047,000 | 6,768 |
| Net charge-offs | $5,817,000 | 1,024 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $1,117,000 | 414 |
| Net operating income | $-2,047,000 | 6,766 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $13,985,000 | 1,858 |
| Total interest expense | $4,392,000 | 2,045 |
| Net interest income | $9,593,000 | 1,745 |
| Provision for loan and lease losses | $6,100,000 | 914 |
| Total noninterest income | $1,197,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $520,000 | 2,280 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $677,000 | 2,337 |
| Total noninterest expense | $7,307,000 | 2,060 |
| Salaries and employee benefits | $3,687,000 | 2,015 |
| Premises and equipment expense | $450,000 | 3,906 |
| Additional noninterest expense | $3,170,000 | 1,700 |
| Pre-tax net operating income | $-2,617,000 | 7,196 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-916,000 | 7,535 |
| Income before extraordinary items | $-1,701,000 | 7,074 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,701,000 | 7,072 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,701,000 | 7,073 |
| Net charge-offs | $4,689,000 | 854 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $134,000 | 670 |
| Net operating income | $-1,701,000 | 7,062 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $9,390,000 | 1,879 |
| Total interest expense | $2,954,000 | 2,120 |
| Net interest income | $6,436,000 | 1,736 |
| Provision for loan and lease losses | $5,500,000 | 689 |
| Total noninterest income | $817,000 | 2,496 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $351,000 | 2,237 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $466,000 | 2,312 |
| Total noninterest expense | $4,769,000 | 2,117 |
| Salaries and employee benefits | $2,528,000 | 1,992 |
| Premises and equipment expense | $284,000 | 4,090 |
| Additional noninterest expense | $1,957,000 | 1,841 |
| Pre-tax net operating income | $-3,016,000 | 7,571 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-1,056,000 | 7,765 |
| Income before extraordinary items | $-1,960,000 | 7,470 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,960,000 | 7,470 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,960,000 | 7,469 |
| Net charge-offs | $3,877,000 | 695 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $117,000 | 568 |
| Net operating income | $-1,960,000 | 7,470 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $4,673,000 | 1,911 |
| Total interest expense | $1,503,000 | 2,176 |
| Net interest income | $3,170,000 | 1,747 |
| Provision for loan and lease losses | $2,600,000 | 623 |
| Total noninterest income | $264,000 | 3,268 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $183,000 | 2,124 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $81,000 | 3,986 |
| Total noninterest expense | $2,408,000 | 2,050 |
| Salaries and employee benefits | $1,355,000 | 1,897 |
| Premises and equipment expense | $146,000 | 4,058 |
| Additional noninterest expense | $907,000 | 1,777 |
| Pre-tax net operating income | $-1,574,000 | 7,761 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-551,000 | 7,893 |
| Income before extraordinary items | $-1,023,000 | 7,707 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,023,000 | 7,710 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,023,000 | 7,709 |
| Net charge-offs | $2,791,000 | 474 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,023,000 | 7,709 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $22,206,000 | 1,742 |
| Total interest expense | $7,216,000 | 2,148 |
| Net interest income | $14,990,000 | 1,494 |
| Provision for loan and lease losses | $4,470,000 | 1,084 |
| Total noninterest income | $2,023,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $731,000 | 2,271 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,292,000 | 1,785 |
| Total noninterest expense | $9,122,000 | 2,107 |
| Salaries and employee benefits | $5,018,000 | 2,025 |
| Premises and equipment expense | $719,000 | 3,446 |
| Additional noninterest expense | $3,385,000 | 1,809 |
| Pre-tax net operating income | $3,421,000 | 1,590 |
| Securities gains (losses) | $22,000 | 2,114 |
| Applicable income taxes | $967,000 | 1,226 |
| Income before extraordinary items | $2,476,000 | 1,629 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,476,000 | 1,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $709,000 | 2,344 |
| Cash dividends | $1,450,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $297,000 | 672 |
| Net operating income | $2,460,160 | 1,751 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,967,000 | 1,743 |
| Total interest expense | $5,585,000 | 2,171 |
| Net interest income | $11,382,000 | 1,488 |
| Provision for loan and lease losses | $1,470,000 | 1,453 |
| Total noninterest income | $1,570,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $530,000 | 2,345 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,040,000 | 1,765 |
| Total noninterest expense | $6,821,000 | 2,113 |
| Salaries and employee benefits | $3,842,000 | 1,998 |
| Premises and equipment expense | $559,000 | 3,373 |
| Additional noninterest expense | $2,420,000 | 1,827 |
| Pre-tax net operating income | $4,661,000 | 1,080 |
| Securities gains (losses) | $13,000 | 2,250 |
| Applicable income taxes | $1,637,000 | 771 |
| Income before extraordinary items | $3,037,000 | 1,228 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $3,037,000 | 1,227 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 2,381 |
| Cash dividends | $1,150,000 | 1,636 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $3,028,550 | 1,300 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,333,000 | 1,772 |
| Total interest expense | $3,860,000 | 2,178 |
| Net interest income | $7,473,000 | 1,497 |
| Provision for loan and lease losses | $325,000 | 2,429 |
| Total noninterest income | $1,076,000 | 2,123 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $337,000 | 2,415 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $739,000 | 1,724 |
| Total noninterest expense | $4,569,000 | 2,108 |
| Salaries and employee benefits | $2,569,000 | 2,017 |
| Premises and equipment expense | $374,000 | 3,393 |
| Additional noninterest expense | $1,626,000 | 1,787 |
| Pre-tax net operating income | $3,655,000 | 966 |
| Securities gains (losses) | $6,000 | 2,681 |
| Applicable income taxes | $1,281,000 | 754 |
| Income before extraordinary items | $2,380,000 | 1,162 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,380,000 | 1,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $160,000 | 2,477 |
| Cash dividends | $775,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $2,376,100 | 1,144 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,768,000 | 1,777 |
| Total interest expense | $2,129,000 | 2,134 |
| Net interest income | $3,639,000 | 1,524 |
| Provision for loan and lease losses | $130,000 | 2,351 |
| Total noninterest income | $470,000 | 2,321 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $170,000 | 2,369 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $300,000 | 1,973 |
| Total noninterest expense | $2,264,000 | 2,116 |
| Salaries and employee benefits | $1,319,000 | 1,994 |
| Premises and equipment expense | $176,000 | 3,552 |
| Additional noninterest expense | $769,000 | 1,834 |
| Pre-tax net operating income | $1,715,000 | 1,115 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $600,000 | 871 |
| Income before extraordinary items | $1,115,000 | 1,353 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,115,000 | 1,356 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 1,903 |
| Cash dividends | $525,000 | 1,297 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $1,115,000 | 1,313 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $25,714,000 | 1,680 |
| Total interest expense | $9,606,000 | 1,999 |
| Net interest income | $16,108,000 | 1,396 |
| Provision for loan and lease losses | $520,000 | 2,271 |
| Total noninterest income | $1,652,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $608,000 | 2,649 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,044,000 | 2,164 |
| Total noninterest expense | $8,695,000 | 2,118 |
| Salaries and employee benefits | $5,349,000 | 1,890 |
| Premises and equipment expense | $524,000 | 4,222 |
| Additional noninterest expense | $2,822,000 | 1,953 |
| Pre-tax net operating income | $8,545,000 | 993 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,934,000 | 828 |
| Income before extraordinary items | $5,611,000 | 1,148 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,611,000 | 1,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 4,708 |
| Cash dividends | $1,700,000 | 1,822 |
| Sale, conversion, retirement of capital stock, net | $-1,332,000 | 8,501 |
| Net operating income | $5,611,000 | 1,137 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $19,369,000 | 1,673 |
| Total interest expense | $7,201,000 | 2,001 |
| Net interest income | $12,168,000 | 1,386 |
| Provision for loan and lease losses | $455,000 | 1,684 |
| Total noninterest income | $1,290,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 2,778 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $865,000 | 2,021 |
| Total noninterest expense | $6,503,000 | 2,098 |
| Salaries and employee benefits | $4,027,000 | 1,865 |
| Premises and equipment expense | $369,000 | 4,399 |
| Additional noninterest expense | $2,107,000 | 1,914 |
| Pre-tax net operating income | $6,500,000 | 1,062 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $2,177,000 | 903 |
| Income before extraordinary items | $4,323,000 | 1,195 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $4,323,000 | 1,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,769 |
| Cash dividends | $1,438,000 | 1,570 |
| Sale, conversion, retirement of capital stock, net | $-635,000 | 8,522 |
| Net operating income | $4,323,000 | 1,178 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $12,937,000 | 1,679 |
| Total interest expense | $4,818,000 | 2,013 |
| Net interest income | $8,119,000 | 1,411 |
| Provision for loan and lease losses | $365,000 | 1,322 |
| Total noninterest income | $837,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $264,000 | 2,914 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $573,000 | 2,054 |
| Total noninterest expense | $4,299,000 | 2,134 |
| Salaries and employee benefits | $2,740,000 | 1,867 |
| Premises and equipment expense | $237,000 | 4,530 |
| Additional noninterest expense | $1,322,000 | 2,036 |
| Pre-tax net operating income | $4,292,000 | 1,109 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $1,481,000 | 928 |
| Income before extraordinary items | $2,811,000 | 1,269 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,811,000 | 1,267 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $638,000 | 2,104 |
| Sale, conversion, retirement of capital stock, net | $-603,000 | 8,589 |
| Net operating income | $2,811,000 | 1,252 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $6,447,000 | 1,674 |
| Total interest expense | $2,493,000 | 1,952 |
| Net interest income | $3,954,000 | 1,453 |
| Provision for loan and lease losses | $170,000 | 1,311 |
| Total noninterest income | $349,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $128,000 | 2,938 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $221,000 | 2,400 |
| Total noninterest expense | $2,118,000 | 2,183 |
| Salaries and employee benefits | $1,333,000 | 1,929 |
| Premises and equipment expense | $115,000 | 4,635 |
| Additional noninterest expense | $670,000 | 1,972 |
| Pre-tax net operating income | $2,015,000 | 1,163 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $693,000 | 987 |
| Income before extraordinary items | $1,322,000 | 1,325 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,322,000 | 1,325 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,735 |
| Cash dividends | $638,000 | 1,171 |
| Sale, conversion, retirement of capital stock, net | $-179,000 | 8,616 |
| Net operating income | $1,322,000 | 1,318 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,573,000 | 1,796 |
| Total interest expense | $7,073,000 | 2,262 |
| Net interest income | $15,500,000 | 1,471 |
| Provision for loan and lease losses | $455,000 | 2,047 |
| Total noninterest income | $1,679,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $506,000 | 3,032 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,173,000 | 1,999 |
| Total noninterest expense | $8,092,000 | 2,183 |
| Salaries and employee benefits | $5,098,000 | 1,908 |
| Premises and equipment expense | $500,000 | 4,268 |
| Additional noninterest expense | $2,494,000 | 2,111 |
| Pre-tax net operating income | $8,632,000 | 1,145 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $2,960,000 | 952 |
| Income before extraordinary items | $5,672,000 | 1,279 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $5,672,000 | 1,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,383 |
| Cash dividends | $1,295,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $730,000 | 537 |
| Net operating income | $5,672,000 | 1,266 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,417,000 | 1,836 |
| Total interest expense | $4,764,000 | 2,415 |
| Net interest income | $11,653,000 | 1,486 |
| Provision for loan and lease losses | $335,000 | 1,972 |
| Total noninterest income | $1,271,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $379,000 | 3,049 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $892,000 | 1,988 |
| Total noninterest expense | $6,337,000 | 2,083 |
| Salaries and employee benefits | $4,094,000 | 1,793 |
| Premises and equipment expense | $359,000 | 4,396 |
| Additional noninterest expense | $1,884,000 | 2,082 |
| Pre-tax net operating income | $6,252,000 | 1,233 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $2,140,000 | 1,043 |
| Income before extraordinary items | $4,112,000 | 1,383 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,112,000 | 1,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,693 |
| Cash dividends | $617,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $425,000 | 476 |
| Net operating income | $4,112,000 | 1,366 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,643,000 | 1,854 |
| Total interest expense | $2,856,000 | 2,542 |
| Net interest income | $7,787,000 | 1,482 |
| Provision for loan and lease losses | $215,000 | 1,989 |
| Total noninterest income | $845,000 | 2,506 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $249,000 | 3,061 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $596,000 | 1,971 |
| Total noninterest expense | $4,252,000 | 2,070 |
| Salaries and employee benefits | $2,711,000 | 1,812 |
| Premises and equipment expense | $240,000 | 4,385 |
| Additional noninterest expense | $1,301,000 | 2,020 |
| Pre-tax net operating income | $4,165,000 | 1,213 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,424,000 | 1,049 |
| Income before extraordinary items | $2,741,000 | 1,370 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,741,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $172,000 | 1,215 |
| Cash dividends | $308,000 | 3,069 |
| Sale, conversion, retirement of capital stock, net | $297,000 | 387 |
| Net operating income | $2,741,000 | 1,362 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 1,884 |
| Total interest expense | $1,284,000 | 2,660 |
| Net interest income | $3,812,000 | 1,508 |
| Provision for loan and lease losses | $110,000 | 1,864 |
| Total noninterest income | $449,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $126,000 | 2,974 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $323,000 | 1,833 |
| Total noninterest expense | $2,066,000 | 2,143 |
| Salaries and employee benefits | $1,313,000 | 1,875 |
| Premises and equipment expense | $124,000 | 4,331 |
| Additional noninterest expense | $629,000 | 2,067 |
| Pre-tax net operating income | $2,085,000 | 1,182 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $729,000 | 1,016 |
| Income before extraordinary items | $1,356,000 | 1,356 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,356,000 | 1,355 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 392 |
| Net operating income | $1,356,000 | 1,335 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $17,597,000 | 1,911 |
| Total interest expense | $3,636,000 | 2,848 |
| Net interest income | $13,961,000 | 1,572 |
| Provision for loan and lease losses | $512,000 | 1,863 |
| Total noninterest income | $1,565,000 | 2,623 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $490,000 | 3,094 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,075,000 | 2,109 |
| Total noninterest expense | $7,375,000 | 2,272 |
| Salaries and employee benefits | $4,412,000 | 2,091 |
| Premises and equipment expense | $428,000 | 4,646 |
| Additional noninterest expense | $2,535,000 | 1,993 |
| Pre-tax net operating income | $7,639,000 | 1,243 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $2,624,000 | 1,080 |
| Income before extraordinary items | $5,015,000 | 1,414 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $5,015,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,766 |
| Cash dividends | $2,002,000 | 1,444 |
| Sale, conversion, retirement of capital stock, net | $508,000 | 532 |
| Net operating income | $5,015,000 | 1,393 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $12,736,000 | 1,924 |
| Total interest expense | $2,464,000 | 2,960 |
| Net interest income | $10,272,000 | 1,589 |
| Provision for loan and lease losses | $392,000 | 1,755 |
| Total noninterest income | $1,147,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $366,000 | 3,105 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $781,000 | 2,161 |
| Total noninterest expense | $5,413,000 | 2,292 |
| Salaries and employee benefits | $3,258,000 | 2,101 |
| Premises and equipment expense | $303,000 | 4,808 |
| Additional noninterest expense | $1,852,000 | 2,008 |
| Pre-tax net operating income | $5,614,000 | 1,275 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,851,000 | 1,151 |
| Income before extraordinary items | $3,763,000 | 1,422 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,763,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $1,522,000 | 1,318 |
| Sale, conversion, retirement of capital stock, net | $317,000 | 445 |
| Net operating income | $3,763,000 | 1,396 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $8,120,000 | 1,949 |
| Total interest expense | $1,481,000 | 3,078 |
| Net interest income | $6,639,000 | 1,615 |
| Provision for loan and lease losses | $280,000 | 1,629 |
| Total noninterest income | $732,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $238,000 | 3,114 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $494,000 | 2,203 |
| Total noninterest expense | $3,538,000 | 2,326 |
| Salaries and employee benefits | $2,150,000 | 2,104 |
| Premises and equipment expense | $200,000 | 4,823 |
| Additional noninterest expense | $1,188,000 | 2,073 |
| Pre-tax net operating income | $3,553,000 | 1,321 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,174,000 | 1,197 |
| Income before extraordinary items | $2,379,000 | 1,461 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,379,000 | 1,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,392 |
| Cash dividends | $1,235,000 | 1,097 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 347 |
| Net operating income | $2,379,000 | 1,433 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,885,000 | 2,002 |
| Total interest expense | $659,000 | 3,265 |
| Net interest income | $3,226,000 | 1,658 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $361,000 | 2,670 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $113,000 | 3,173 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $248,000 | 2,164 |
| Total noninterest expense | $1,748,000 | 2,361 |
| Salaries and employee benefits | $1,087,000 | 2,101 |
| Premises and equipment expense | $96,000 | 5,017 |
| Additional noninterest expense | $565,000 | 2,163 |
| Pre-tax net operating income | $1,689,000 | 1,361 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $554,000 | 1,230 |
| Income before extraordinary items | $1,135,000 | 1,495 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,135,000 | 1,496 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $650,000 | 966 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 270 |
| Net operating income | $1,135,000 | 1,467 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,964,000 | 2,028 |
| Total interest expense | $2,196,000 | 3,378 |
| Net interest income | $11,768,000 | 1,720 |
| Provision for loan and lease losses | $365,000 | 2,527 |
| Total noninterest income | $1,296,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $440,000 | 3,428 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $856,000 | 2,377 |
| Total noninterest expense | $6,061,000 | 2,613 |
| Salaries and employee benefits | $3,622,000 | 2,401 |
| Premises and equipment expense | $363,000 | 5,084 |
| Additional noninterest expense | $2,076,000 | 2,339 |
| Pre-tax net operating income | $6,638,000 | 1,300 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $2,266,000 | 1,136 |
| Income before extraordinary items | $4,372,000 | 1,472 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,372,000 | 1,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $1,122,000 | 2,137 |
| Sale, conversion, retirement of capital stock, net | $429,000 | 489 |
| Net operating income | $4,372,000 | 1,422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $10,146,000 | 2,068 |
| Total interest expense | $1,588,000 | 3,442 |
| Net interest income | $8,558,000 | 1,757 |
| Provision for loan and lease losses | $285,000 | 2,349 |
| Total noninterest income | $933,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $324,000 | 3,480 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $609,000 | 2,474 |
| Total noninterest expense | $4,441,000 | 2,644 |
| Salaries and employee benefits | $2,668,000 | 2,425 |
| Premises and equipment expense | $273,000 | 5,062 |
| Additional noninterest expense | $1,500,000 | 2,392 |
| Pre-tax net operating income | $4,765,000 | 1,363 |
| Securities gains (losses) | $-5,000 | 8,357 |
| Applicable income taxes | $1,630,000 | 1,200 |
| Income before extraordinary items | $3,130,000 | 1,548 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,130,000 | 1,549 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $873,000 | 1,904 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 493 |
| Net operating income | $3,133,300 | 1,503 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,475,000 | 2,166 |
| Total interest expense | $1,017,000 | 3,548 |
| Net interest income | $5,458,000 | 1,829 |
| Provision for loan and lease losses | $180,000 | 2,366 |
| Total noninterest income | $629,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $215,000 | 3,478 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $414,000 | 2,459 |
| Total noninterest expense | $2,879,000 | 2,726 |
| Salaries and employee benefits | $1,747,000 | 2,458 |
| Premises and equipment expense | $175,000 | 5,210 |
| Additional noninterest expense | $957,000 | 2,483 |
| Pre-tax net operating income | $3,028,000 | 1,409 |
| Securities gains (losses) | $-5,000 | 8,574 |
| Applicable income taxes | $1,025,000 | 1,258 |
| Income before extraordinary items | $1,998,000 | 1,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,998,000 | 1,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,719 |
| Cash dividends | $657,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $112,000 | 396 |
| Net operating income | $2,001,300 | 1,543 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,086,000 | 2,281 |
| Total interest expense | $508,000 | 3,593 |
| Net interest income | $2,578,000 | 1,933 |
| Provision for loan and lease losses | $75,000 | 2,550 |
| Total noninterest income | $278,000 | 3,279 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $168,000 | 2,743 |
| Total noninterest expense | $1,360,000 | 2,879 |
| Salaries and employee benefits | $723,000 | 2,931 |
| Premises and equipment expense | $111,000 | 4,485 |
| Additional noninterest expense | $526,000 | 2,253 |
| Pre-tax net operating income | $1,421,000 | 1,465 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $468,000 | 1,368 |
| Income before extraordinary items | $953,000 | 1,661 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $953,000 | 1,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,804 |
| Cash dividends | $351,000 | 1,551 |
| Sale, conversion, retirement of capital stock, net | $69,000 | 286 |
| Net operating income | $953,000 | 1,574 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $11,532,000 | 2,470 |
| Total interest expense | $2,265,000 | 3,615 |
| Net interest income | $9,267,000 | 2,108 |
| Provision for loan and lease losses | $294,000 | 3,244 |
| Total noninterest income | $1,079,000 | 3,550 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $402,000 | 3,636 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $677,000 | 3,031 |
| Total noninterest expense | $4,711,000 | 3,203 |
| Salaries and employee benefits | $2,918,000 | 2,827 |
| Premises and equipment expense | $314,000 | 5,535 |
| Additional noninterest expense | $1,479,000 | 3,126 |
| Pre-tax net operating income | $5,341,000 | 1,535 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,692,000 | 1,460 |
| Income before extraordinary items | $3,649,000 | 1,702 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,649,000 | 1,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,809 |
| Cash dividends | $950,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $-42,000 | 9,090 |
| Net operating income | $3,649,000 | 1,615 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,519,000 | 2,549 |
| Total interest expense | $1,728,000 | 3,679 |
| Net interest income | $6,791,000 | 2,158 |
| Provision for loan and lease losses | $221,000 | 3,163 |
| Total noninterest income | $848,000 | 3,508 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $290,000 | 3,730 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $558,000 | 2,945 |
| Total noninterest expense | $3,514,000 | 3,217 |
| Salaries and employee benefits | $2,247,000 | 2,773 |
| Premises and equipment expense | $253,000 | 5,289 |
| Additional noninterest expense | $1,014,000 | 3,355 |
| Pre-tax net operating income | $3,904,000 | 1,619 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,251,000 | 1,564 |
| Income before extraordinary items | $2,653,000 | 1,825 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,653,000 | 1,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,822 |
| Cash dividends | $744,000 | 2,115 |
| Sale, conversion, retirement of capital stock, net | $-159,000 | 9,181 |
| Net operating income | $2,653,000 | 1,719 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,578,000 | 2,618 |
| Total interest expense | $1,167,000 | 3,755 |
| Net interest income | $4,411,000 | 2,204 |
| Provision for loan and lease losses | $147,000 | 3,175 |
| Total noninterest income | $583,000 | 3,415 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $188,000 | 3,768 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $395,000 | 2,819 |
| Total noninterest expense | $2,357,000 | 3,208 |
| Salaries and employee benefits | $1,507,000 | 2,768 |
| Premises and equipment expense | $162,000 | 5,400 |
| Additional noninterest expense | $688,000 | 3,273 |
| Pre-tax net operating income | $2,490,000 | 1,680 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $786,000 | 1,644 |
| Income before extraordinary items | $1,704,000 | 1,883 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,704,000 | 1,882 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 5,879 |
| Cash dividends | $539,000 | 2,043 |
| Sale, conversion, retirement of capital stock, net | $-201,000 | 9,224 |
| Net operating income | $1,704,000 | 1,771 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,752,000 | 2,662 |
| Total interest expense | $579,000 | 3,866 |
| Net interest income | $2,173,000 | 2,239 |
| Provision for loan and lease losses | $74,000 | 3,005 |
| Total noninterest income | $269,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $100,000 | 3,549 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $169,000 | 3,005 |
| Total noninterest expense | $1,127,000 | 3,323 |
| Salaries and employee benefits | $734,000 | 2,837 |
| Premises and equipment expense | $74,000 | 5,683 |
| Additional noninterest expense | $319,000 | 3,468 |
| Pre-tax net operating income | $1,241,000 | 1,693 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $392,000 | 1,651 |
| Income before extraordinary items | $849,000 | 1,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $849,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $334,000 | 1,655 |
| Sale, conversion, retirement of capital stock, net | $-206,000 | 9,287 |
| Net operating income | $849,000 | 1,748 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,024,000 | 2,763 |
| Total interest expense | $2,708,000 | 3,854 |
| Net interest income | $8,316,000 | 2,328 |
| Provision for loan and lease losses | $340,000 | 3,182 |
| Total noninterest income | $1,269,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $368,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $901,000 | 2,324 |
| Total noninterest expense | $4,404,000 | 3,282 |
| Salaries and employee benefits | $2,682,000 | 2,939 |
| Premises and equipment expense | $311,000 | 5,452 |
| Additional noninterest expense | $1,411,000 | 3,109 |
| Pre-tax net operating income | $4,841,000 | 1,681 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,526,000 | 1,629 |
| Income before extraordinary items | $3,315,000 | 1,806 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,315,000 | 1,805 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,685 |
| Cash dividends | $910,000 | 2,412 |
| Sale, conversion, retirement of capital stock, net | $-419,000 | 9,296 |
| Net operating income | $3,315,000 | 1,748 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,300,000 | 2,999 |
| Total interest expense | $4,069,000 | 3,747 |
| Net interest income | $7,231,000 | 2,480 |
| Provision for loan and lease losses | $313,000 | 3,112 |
| Total noninterest income | $1,102,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $323,000 | 3,982 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $779,000 | 2,430 |
| Total noninterest expense | $4,033,000 | 3,404 |
| Salaries and employee benefits | $2,445,000 | 3,002 |
| Premises and equipment expense | $285,000 | 5,692 |
| Additional noninterest expense | $1,303,000 | 3,247 |
| Pre-tax net operating income | $3,987,000 | 1,783 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,246,000 | 1,761 |
| Income before extraordinary items | $2,741,000 | 1,915 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,741,000 | 1,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 2,498 |
| Cash dividends | $685,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $-220,000 | 9,522 |
| Net operating income | $2,741,000 | 1,838 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $10,271,000 | 3,326 |
| Total interest expense | $4,021,000 | 3,960 |
| Net interest income | $6,250,000 | 2,836 |
| Provision for loan and lease losses | $84,000 | 5,667 |
| Total noninterest income | $991,000 | 3,152 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $271,000 | 4,317 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $720,000 | 2,307 |
| Total noninterest expense | $3,541,000 | 3,665 |
| Salaries and employee benefits | $2,201,000 | 3,187 |
| Premises and equipment expense | $258,000 | 5,931 |
| Additional noninterest expense | $1,082,000 | 3,742 |
| Pre-tax net operating income | $3,616,000 | 2,017 |
| Securities gains (losses) | $-28,000 | 8,903 |
| Applicable income taxes | $1,136,000 | 1,904 |
| Income before extraordinary items | $2,452,000 | 2,117 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,452,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $153,000 | 2,831 |
| Cash dividends | $533,000 | 3,438 |
| Sale, conversion, retirement of capital stock, net | $-380,000 | 9,823 |
| Net operating income | $2,471,040 | 2,103 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,277,000 | 3,782 |
| Total interest expense | $2,961,000 | 4,656 |
| Net interest income | $5,316,000 | 3,270 |
| Provision for loan and lease losses | $228,000 | 3,283 |
| Total noninterest income | $1,140,000 | 2,799 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $893,000 | 2,012 |
| Total noninterest expense | $3,316,000 | 3,882 |
| Salaries and employee benefits | $2,066,000 | 3,341 |
| Premises and equipment expense | $337,000 | 5,101 |
| Additional noninterest expense | $913,000 | 4,329 |
| Pre-tax net operating income | $2,912,000 | 2,479 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $926,000 | 2,336 |
| Income before extraordinary items | $1,986,000 | 2,610 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,986,000 | 2,610 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 4,984 |
| Cash dividends | $353,000 | 4,186 |
| Sale, conversion, retirement of capital stock, net | $188,000 | 727 |
| Net operating income | $1,986,000 | 2,575 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,998,000 | 3,934 |
| Total interest expense | $2,787,000 | 4,979 |
| Net interest income | $5,211,000 | 3,261 |
| Provision for loan and lease losses | $232,000 | 3,197 |
| Total noninterest income | $1,238,000 | 2,625 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $243,000 | 4,581 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $995,000 | 1,861 |
| Total noninterest expense | $3,152,000 | 3,938 |
| Salaries and employee benefits | $1,980,000 | 3,371 |
| Premises and equipment expense | $329,000 | 5,092 |
| Additional noninterest expense | $843,000 | 4,504 |
| Pre-tax net operating income | $3,065,000 | 2,324 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,058,000 | 2,205 |
| Income before extraordinary items | $2,007,000 | 2,545 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,007,000 | 2,545 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 4,009 |
| Cash dividends | $245,000 | 5,005 |
| Sale, conversion, retirement of capital stock, net | $394,000 | 596 |
| Net operating income | $2,007,000 | 2,460 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,236,000 | 4,368 |
| Total interest expense | $2,410,000 | 5,546 |
| Net interest income | $4,826,000 | 3,611 |
| Provision for loan and lease losses | $308,000 | 2,534 |
| Total noninterest income | $875,000 | 3,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $233,000 | 4,879 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $642,000 | 2,365 |
| Total noninterest expense | $2,619,000 | 4,599 |
| Salaries and employee benefits | $1,607,000 | 4,003 |
| Premises and equipment expense | $319,000 | 5,241 |
| Additional noninterest expense | $693,000 | 5,258 |
| Pre-tax net operating income | $2,774,000 | 2,668 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,004,000 | 2,432 |
| Income before extraordinary items | $1,770,000 | 2,876 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,770,000 | 2,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,485 |
| Cash dividends | $477,000 | 3,602 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 938 |
| Net operating income | $1,770,000 | 2,825 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,637,000 | 5,422 |
| Total interest expense | $1,923,000 | 6,579 |
| Net interest income | $3,714,000 | 4,594 |
| Provision for loan and lease losses | $253,000 | 2,912 |
| Total noninterest income | $717,000 | 4,044 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,718 |
| Total noninterest expense | $2,206,000 | 5,530 |
| Salaries and employee benefits | $1,341,000 | 4,752 |
| Premises and equipment expense | $290,000 | 5,723 |
| Additional noninterest expense | $575,000 | 6,519 |
| Pre-tax net operating income | $1,972,000 | 3,451 |
| Securities gains (losses) | $-20,000 | 10,629 |
| Applicable income taxes | $716,000 | 3,133 |
| Income before extraordinary items | $1,236,000 | 3,782 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,236,000 | 3,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 734 |
| Net operating income | $1,248,800 | 3,699 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,186,000 | 6,813 |
| Total interest expense | $1,433,000 | 7,880 |
| Net interest income | $2,753,000 | 5,888 |
| Provision for loan and lease losses | $156,000 | 3,557 |
| Total noninterest income | $606,000 | 4,537 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,064 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 2,977 |
| Total noninterest expense | $1,933,000 | 6,146 |
| Salaries and employee benefits | $1,112,000 | 5,552 |
| Premises and equipment expense | $282,000 | 5,896 |
| Additional noninterest expense | $539,000 | 6,952 |
| Pre-tax net operating income | $1,270,000 | 5,051 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $466,000 | 4,417 |
| Income before extraordinary items | $804,000 | 5,432 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $804,000 | 5,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 7,181 |
| Cash dividends | $74,000 | 7,334 |
| Sale, conversion, retirement of capital stock, net | $29,000 | 689 |
| Net operating income | $804,000 | 5,405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,888,000 | 8,252 |
| Total interest expense | $814,000 | 9,531 |
| Net interest income | $2,074,000 | 7,392 |
| Provision for loan and lease losses | $142,000 | 3,732 |
| Total noninterest income | $645,000 | 4,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $93,000 | 8,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $552,000 | 2,759 |
| Total noninterest expense | $1,671,000 | 7,068 |
| Salaries and employee benefits | $905,000 | 6,594 |
| Premises and equipment expense | $260,000 | 6,355 |
| Additional noninterest expense | $506,000 | 7,780 |
| Pre-tax net operating income | $906,000 | 6,367 |
| Securities gains (losses) | $-46,000 | 10,966 |
| Applicable income taxes | $326,000 | 5,558 |
| Income before extraordinary items | $534,000 | 7,046 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $534,000 | 7,058 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,205 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,058 |
| Net operating income | $563,440 | 6,862 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 10,177 |
| Total interest expense | $557,000 | 11,387 |
| Net interest income | $1,443,000 | 9,295 |
| Provision for loan and lease losses | $133,000 | 4,955 |
| Total noninterest income | $664,000 | 4,606 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $82,000 | 8,937 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $582,000 | 2,945 |
| Total noninterest expense | $1,353,000 | 8,323 |
| Salaries and employee benefits | $754,000 | 7,618 |
| Premises and equipment expense | $174,000 | 8,281 |
| Additional noninterest expense | $425,000 | 8,980 |
| Pre-tax net operating income | $621,000 | 7,806 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $153,000 | 8,564 |
| Income before extraordinary items | $468,000 | 7,813 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $468,000 | 7,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 6,463 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $368,000 | 661 |
| Net operating income | $468,000 | 7,551 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,213,000 | 12,575 |
| Total interest expense | $370,000 | 13,301 |
| Net interest income | $843,000 | 11,737 |
| Provision for loan and lease losses | $186,000 | 5,418 |
| Total noninterest income | $282,000 | 7,979 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 10,547 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $238,000 | 5,127 |
| Total noninterest expense | $839,000 | 10,808 |
| Salaries and employee benefits | $441,000 | 10,397 |
| Premises and equipment expense | $118,000 | 10,101 |
| Additional noninterest expense | $280,000 | 11,125 |
| Pre-tax net operating income | $100,000 | 12,028 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $100,000 | 11,937 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $100,000 | 12,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 1,052 |
| Net operating income | $100,000 | 11,649 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.