State Bank Financial

State Bank Financial
401 Main Street
La Crosse, WI 54601


Concentration:Agricultural Specialization
Established:1858-07-26
FDIC Insurance:1934-01-01
FDIC Cert:#10383
Holden By:First Bancorporation, Inc.
Charter Class:commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
# of Branches:7, ranked #1572
Website:www.statebankfinancial.com
Total Assets:$317,034,000, ranked #2083
Total Deposits:$252,155,000, ranked #2176
Total Equity Capital:$35,717,000, ranked #1971
Total Domestic Office Deposits:$252,155,000, ranked #2176
Net Income:$632,000, ranked #2178
Quarterly Net Income:$632,000, ranked #2178
Return on Assets:1%, ranked #853
Quarterly Return on Assets:1%, ranked #853
Return on Equity:7%, ranked #3192
Quarterly Return on Equity:7%, ranked #3192

Historical Financial Information

2014-03-31Rank
# of Employees:821,845
Assets and Liabilities
Total Assets:$317,034,0002,083
Cash and due from depository institutions$21,305,0001,845
Interest-bearing balances$12,178,0002,675
Securities$92,136,0001,616
Federal funds sold & reverse repurchase agreements$03,112
Net loans & leases$182,844,0002,184
Loan loss allowance$3,581,0001,838
Trading account assets$0247
Bank premises and fixed assets$4,729,0002,334
Other real estate owned$905,0001,845
Goodwill and other intangibles$2,764,0001,014
All other assets$12,351,0001,514
Life insurance assets$8,501,000986
Total liabilities and capital$317,034,0002,083
Total liabilities$281,317,0002,094
Total deposits$252,155,0002,176
Interest-bearing deposits$200,350,0002,215
Deposits held in domestic offices$252,155,0002,176
% insured80.05%4,683
Federal funds purchased & repurchase agreements$25,365,000456
Trading liabilities$0165
Other borrowed funds$1,508,0003,141
Subordinated debt$0134
All other liabilities$2,289,0001,757
Total equity capital$35,717,0001,971
Total bank equity capital$35,717,0001,971
Perpetual preferred stock$0201
Common stock$327,0003,731
Surplus$24,183,0001,283
Undivided profits$11,207,0002,834
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$10,521,000688
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,915,00062
Income earned, not collected on loans$1,100,0002,308
Earning assets$287,158,0002,111
Long-term assets (5+ years)$75,259,0002,522
Average Assets, year-to-date$317,516,0002,061
Average Assets, quarterly$317,516,0002,061
Volatile liabilities$26,873,0001,564
Insider loans$4,503,0001,357
FHLB advances$1,508,0003,038
Loans and leases held for sale$01,833
Unused loan commitments$36,804,0001,829
Tier 1 (core) risk-based capital$31,898,0002,126
Tier 2 risk-based capital$2,553,0001,954
Total risk weighted assets$203,189,0002,118
Total unused commitments$36,804,0001,829
Derivatives$9,676,000645
2013-12-31Rank
# of Employees:821,851
Assets and Liabilities
Total Assets:$317,998,0002,057
Cash and due from depository institutions$21,220,0001,851
Interest-bearing balances$13,336,0002,308
Securities$87,881,0001,675
Federal funds sold & reverse repurchase agreements$803,0002,010
Net loans & leases$187,775,0002,135
Loan loss allowance$3,576,0001,850
Trading account assets$0247
Bank premises and fixed assets$4,578,0002,409
Other real estate owned$923,0001,851
Goodwill and other intangibles$2,774,0001,011
All other assets$12,044,0001,567
Life insurance assets$8,422,000977
Total liabilities and capital$317,998,0002,057
Total liabilities$283,029,0002,069
Total deposits$247,646,0002,195
Interest-bearing deposits$194,159,0002,263
Deposits held in domestic offices$247,646,0002,195
% insured79.93%4,725
Federal funds purchased & repurchase agreements$30,413,000416
Trading liabilities$0167
Other borrowed funds$2,508,0002,998
Subordinated debt$0136
All other liabilities$2,462,0001,682
Total equity capital$34,969,0001,971
Total bank equity capital$34,969,0001,971
Perpetual preferred stock$0206
Common stock$327,0003,775
Surplus$24,183,0001,283
Undivided profits$10,459,0002,895
Noncontrolling interests in consolidated subsidiaries$0161
Memoranda
Noncurrent loans and leases$10,357,000735
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,741,00058
Income earned, not collected on loans$1,108,0002,390
Earning assets$289,795,0002,087
Long-term assets (5+ years)$77,359,0002,454
Average Assets, year-to-date$316,758,6002,034
Average Assets, quarterly$319,083,0002,040
Volatile liabilities$31,413,0001,385
Insider loans$4,132,0001,465
FHLB advances$2,508,0002,895
Loans and leases held for sale$900,000985
Unused loan commitments$43,732,0001,553
Tier 1 (core) risk-based capital$31,508,0002,129
Tier 2 risk-based capital$2,609,0001,904
Total risk weighted assets$207,756,0002,067
Total unused commitments$43,732,0001,553
Derivatives$9,844,000624
2013-09-30Rank
# of Employees:781,946
Assets and Liabilities
Total Assets:$320,168,0002,033
Cash and due from depository institutions$29,019,0001,946
Interest-bearing balances$17,621,0001,897
Securities$88,872,0001,686
Federal funds sold & reverse repurchase agreements$14,0002,919
Net loans & leases$181,959,0002,184
Loan loss allowance$3,551,0001,891
Trading account assets$0248
Bank premises and fixed assets$4,668,0002,367
Other real estate owned$1,011,0001,946
Goodwill and other intangibles$2,786,000999
All other assets$11,839,0001,597
Life insurance assets$8,343,000957
Total liabilities and capital$320,168,0002,033
Total liabilities$285,085,0002,033
Total deposits$258,158,0002,122
Interest-bearing deposits$205,614,0002,137
Deposits held in domestic offices$258,158,0002,121
% insured76.63%5,472
Federal funds purchased & repurchase agreements$22,147,000525
Trading liabilities$0163
Other borrowed funds$2,508,0002,989
Subordinated debt$0150
All other liabilities$2,272,0001,879
Total equity capital$35,083,0001,981
Total bank equity capital$35,083,0001,981
Perpetual preferred stock$0217
Common stock$327,0003,820
Surplus$24,183,0001,287
Undivided profits$10,573,0002,892
Noncontrolling interests in consolidated subsidiaries$0159
Memoranda
Noncurrent loans and leases$11,349,000754
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,791,00059
Income earned, not collected on loans$1,100,0002,508
Earning assets$288,466,0002,075
Long-term assets (5+ years)$80,247,0002,373
Average Assets, year-to-date$316,448,7502,042
Average Assets, quarterly$310,618,5002,093
Volatile liabilities$23,147,0001,786
Insider loans$4,232,0001,441
FHLB advances$2,508,0002,873
Loans and leases held for sale$85,0001,921
Unused loan commitments$43,159,0001,592
Tier 1 (core) risk-based capital$31,306,0002,149
Tier 2 risk-based capital$2,590,0001,902
Total risk weighted assets$206,258,0002,054
Total unused commitments$43,159,0001,592
Derivatives$10,009,000648
2013-06-30Rank
# of Employees:831,828
Assets and Liabilities
Total Assets:$301,069,0002,155
Cash and due from depository institutions$23,131,0001,828
Interest-bearing balances$17,934,0001,984
Securities$79,288,0001,846
Federal funds sold & reverse repurchase agreements$4,0003,077
Net loans & leases$178,252,0002,206
Loan loss allowance$3,975,0001,742
Trading account assets$0250
Bank premises and fixed assets$4,591,0002,401
Other real estate owned$1,129,0001,828
Goodwill and other intangibles$2,800,0001,001
All other assets$11,874,0001,576
Life insurance assets$8,263,000948
Total liabilities and capital$301,069,0002,155
Total liabilities$266,328,0002,169
Total deposits$237,017,0002,268
Interest-bearing deposits$190,646,0002,308
Deposits held in domestic offices$237,017,0002,267
% insured82.96%4,450
Federal funds purchased & repurchase agreements$24,041,000491
Trading liabilities$0154
Other borrowed funds$2,508,0002,959
Subordinated debt$0152
All other liabilities$2,762,0001,574
Total equity capital$34,741,0001,984
Total bank equity capital$34,741,0001,984
Perpetual preferred stock$0228
Common stock$327,0003,851
Surplus$24,183,0001,287
Undivided profits$10,231,0002,943
Noncontrolling interests in consolidated subsidiaries$0162
Memoranda
Noncurrent loans and leases$11,061,000801
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,154,00061
Income earned, not collected on loans$1,099,0002,446
Earning assets$275,478,0002,157
Long-term assets (5+ years)$65,439,0002,730
Average Assets, year-to-date$315,209,0002,056
Average Assets, quarterly$305,066,5002,128
Volatile liabilities$25,041,0001,650
Insider loans$3,794,0001,582
FHLB advances$2,508,0002,852
Loans and leases held for sale$303,0001,772
Unused loan commitments$45,967,0001,482
Tier 1 (core) risk-based capital$30,820,0002,158
Tier 2 risk-based capital$2,533,0001,943
Total risk weighted assets$201,189,0002,082
Total unused commitments$45,967,0001,482
Derivatives$10,171,000692
2013-03-31Rank
# of Employees:811,893
Assets and Liabilities
Total Assets:$309,064,0002,132
Cash and due from depository institutions$26,203,0001,893
Interest-bearing balances$22,499,0001,967
Securities$79,826,0001,852
Federal funds sold & reverse repurchase agreements$03,440
Net loans & leases$182,157,0002,154
Loan loss allowance$3,924,0001,784
Trading account assets$0242
Bank premises and fixed assets$4,576,0002,423
Other real estate owned$1,229,0001,893
Goodwill and other intangibles$2,810,000995
All other assets$12,263,0001,509
Life insurance assets$8,185,000949
Total liabilities and capital$309,064,0002,132
Total liabilities$272,594,0002,148
Total deposits$247,334,0002,221
Interest-bearing deposits$202,145,0002,222
Deposits held in domestic offices$247,334,0002,221
% insured79.13%5,302
Federal funds purchased & repurchase agreements$20,144,000533
Trading liabilities$0154
Other borrowed funds$3,103,0002,700
Subordinated debt$0155
All other liabilities$2,013,0002,030
Total equity capital$36,470,0001,952
Total bank equity capital$36,470,0001,952
Perpetual preferred stock$0239
Common stock$327,0003,895
Surplus$24,183,0001,289
Undivided profits$11,960,0002,784
Noncontrolling interests in consolidated subsidiaries$0167
Memoranda
Noncurrent loans and leases$10,867,000895
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,190,00062
Income earned, not collected on loans$1,126,0002,337
Earning assets$284,482,0002,131
Long-term assets (5+ years)$62,683,0002,767
Average Assets, year-to-date$322,279,0002,036
Average Assets, quarterly$322,279,0002,036
Volatile liabilities$21,739,0001,819
Insider loans$3,766,0001,597
FHLB advances$3,103,0002,612
Loans and leases held for sale$348,0001,704
Unused loan commitments$49,756,0001,393
Tier 1 (core) risk-based capital$30,801,0002,146
Tier 2 risk-based capital$2,612,0001,890
Total risk weighted assets$207,610,0002,026
Total unused commitments$49,756,0001,393
Derivatives$10,332,000698
2012-12-31Rank
# of Employees:821,859
Assets and Liabilities
Total Assets:$335,494,0001,966
Cash and due from depository institutions$41,336,0001,859
Interest-bearing balances$29,462,0001,429
Securities$90,452,0001,627
Federal funds sold & reverse repurchase agreements$1,0003,302
Net loans & leases$182,627,0002,165
Loan loss allowance$3,905,0001,790
Trading account assets$0243
Bank premises and fixed assets$4,578,0002,438
Other real estate owned$1,338,0001,859
Goodwill and other intangibles$2,821,000994
All other assets$12,341,0001,505
Life insurance assets$8,107,000942
Total liabilities and capital$335,494,0001,966
Total liabilities$299,183,0001,966
Total deposits$255,902,0002,146
Interest-bearing deposits$198,873,0002,233
Deposits held in domestic offices$255,902,0002,146
% insured84.01%5,142
Federal funds purchased & repurchase agreements$35,592,000381
Trading liabilities$0152
Other borrowed funds$4,748,0002,566
Subordinated debt$0159
All other liabilities$2,941,0001,562
Total equity capital$36,311,0001,949
Total bank equity capital$36,311,0001,949
Perpetual preferred stock$0246
Common stock$327,0003,933
Surplus$24,183,0001,289
Undivided profits$11,801,0002,808
Noncontrolling interests in consolidated subsidiaries$0169
Memoranda
Noncurrent loans and leases$2,442,0002,752
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$165,000691
Income earned, not collected on loans$1,110,0002,433
Earning assets$302,542,0001,997
Long-term assets (5+ years)$64,661,0002,662
Average Assets, year-to-date$320,570,8002,005
Average Assets, quarterly$325,108,5002,005
Volatile liabilities$38,200,0001,164
Insider loans$3,870,0001,563
FHLB advances$4,748,0002,473
Loans and leases held for sale$384,0001,837
Unused loan commitments$52,767,0001,282
Tier 1 (core) risk-based capital$30,474,0002,151
Tier 2 risk-based capital$2,616,0001,893
Total risk weighted assets$208,015,0002,025
Total unused commitments$52,767,0001,282
Derivatives$10,490,000702
2012-09-30Rank
# of Employees:841,819
Assets and Liabilities
Total Assets:$314,723,0002,093
Cash and due from depository institutions$27,357,0001,819
Interest-bearing balances$22,235,0001,736
Securities$82,635,0001,782
Federal funds sold & reverse repurchase agreements$03,418
Net loans & leases$183,255,0002,164
Loan loss allowance$4,444,0001,639
Trading account assets$0231
Bank premises and fixed assets$4,675,0002,411
Other real estate owned$1,405,0001,819
Goodwill and other intangibles$2,835,000996
All other assets$12,561,0001,497
Life insurance assets$8,025,000940
Total liabilities and capital$314,723,0002,093
Total liabilities$278,080,0002,100
Total deposits$247,598,0002,203
Interest-bearing deposits$199,218,0002,246
Deposits held in domestic offices$247,598,0002,203
% insured83.57%5,446
Federal funds purchased & repurchase agreements$23,697,000502
Trading liabilities$0150
Other borrowed funds$4,748,0002,614
Subordinated debt$0163
All other liabilities$2,037,0002,181
Total equity capital$36,643,0001,968
Total bank equity capital$36,643,0001,968
Perpetual preferred stock$0250
Common stock$327,0003,996
Surplus$24,183,0001,312
Undivided profits$12,133,0002,791
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$1,415,0003,700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$507,000461
Income earned, not collected on loans$1,247,0002,371
Earning assets$288,125,0002,096
Long-term assets (5+ years)$65,930,0002,603
Average Assets, year-to-date$316,840,0002,053
Average Assets, quarterly$309,577,0002,119
Volatile liabilities$26,303,0001,633
Insider loans$3,439,0001,759
FHLB advances$4,748,0002,517
Loans and leases held for sale$666,0001,603
Unused loan commitments$40,431,0001,553
Tier 1 (core) risk-based capital$30,535,0002,154
Tier 2 risk-based capital$2,615,0001,918
Total risk weighted assets$207,359,0002,045
Total unused commitments$40,431,0001,553
Derivatives$10,646,000703
2012-06-30Rank
# of Employees:841,814
Assets and Liabilities
Total Assets:$304,431,0002,141
Cash and due from depository institutions$21,742,0001,814
Interest-bearing balances$16,858,0002,167
Securities$81,671,0001,789
Federal funds sold & reverse repurchase agreements$03,541
Net loans & leases$179,634,0002,195
Loan loss allowance$4,479,0001,620
Trading account assets$0211
Bank premises and fixed assets$4,533,0002,487
Other real estate owned$1,291,0001,814
Goodwill and other intangibles$2,858,000985
All other assets$12,702,0001,470
Life insurance assets$7,948,000932
Total liabilities and capital$304,431,0002,141
Total liabilities$267,888,0002,175
Total deposits$242,779,0002,236
Interest-bearing deposits$194,638,0002,291
Deposits held in domestic offices$242,779,0002,236
% insured86.13%4,986
Federal funds purchased & repurchase agreements$18,446,000602
Trading liabilities$0130
Other borrowed funds$4,748,0002,672
Subordinated debt$0180
All other liabilities$1,915,0002,159
Total equity capital$36,543,0001,934
Total bank equity capital$36,543,0001,934
Perpetual preferred stock$0254
Common stock$327,0004,039
Surplus$24,183,0001,311
Undivided profits$12,033,0002,752
Noncontrolling interests in consolidated subsidiaries$0171
Memoranda
Noncurrent loans and leases$675,0004,709
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$165,000728
Income earned, not collected on loans$1,179,0002,340
Earning assets$278,163,0002,144
Long-term assets (5+ years)$61,802,0002,702
Average Assets, year-to-date$317,545,6702,043
Average Assets, quarterly$310,190,0002,104
Volatile liabilities$21,051,0001,977
Insider loans$5,527,0001,159
FHLB advances$4,748,0002,567
Loans and leases held for sale$02,185
Unused loan commitments$45,285,0001,418
Tier 1 (core) risk-based capital$30,476,0002,137
Tier 2 risk-based capital$2,581,0001,947
Total risk weighted assets$204,569,0002,080
Total unused commitments$45,285,0001,418
Derivatives$10,799,000675
2012-03-31Rank
# of Employees:861,751
Assets and Liabilities
Total Assets:$315,949,0002,073
Cash and due from depository institutions$28,257,0001,751
Interest-bearing balances$21,825,0001,945
Securities$82,388,0001,783
Federal funds sold & reverse repurchase agreements$03,754
Net loans & leases$183,530,0002,143
Loan loss allowance$4,471,0001,649
Trading account assets$0215
Bank premises and fixed assets$4,632,0002,443
Other real estate owned$1,351,0001,751
Goodwill and other intangibles$2,869,000983
All other assets$12,922,0001,460
Life insurance assets$7,872,000925
Total liabilities and capital$315,949,0002,073
Total liabilities$279,693,0002,094
Total deposits$249,049,0002,201
Interest-bearing deposits$199,526,0002,279
Deposits held in domestic offices$249,049,0002,201
% insured76.23%6,565
Federal funds purchased & repurchase agreements$24,077,000516
Trading liabilities$0123
Other borrowed funds$4,748,0002,701
Subordinated debt$0185
All other liabilities$1,819,0002,200
Total equity capital$36,256,0001,934
Total bank equity capital$36,256,0001,934
Perpetual preferred stock$0259
Common stock$327,0004,084
Surplus$24,183,0001,315
Undivided profits$11,746,0002,749
Noncontrolling interests in consolidated subsidiaries$0170
Memoranda
Noncurrent loans and leases$468,0005,234
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$225,000660
Income earned, not collected on loans$1,259,0002,188
Earning assets$287,743,0002,088
Long-term assets (5+ years)$65,451,0002,581
Average Assets, year-to-date$324,103,0002,005
Average Assets, quarterly$324,103,0002,005
Volatile liabilities$26,085,0001,677
Insider loans$7,359,000843
FHLB advances$4,748,0002,612
Loans and leases held for sale$1,060,0001,254
Unused loan commitments$38,892,0001,572
Tier 1 (core) risk-based capital$30,370,0002,126
Tier 2 risk-based capital$2,597,0001,932
Total risk weighted assets$205,896,0002,053
Total unused commitments$38,892,0001,572
Derivatives$10,949,000635
2011-12-31Rank
# of Employees:881,707
Assets and Liabilities
Total Assets:$332,130,0001,965
Cash and due from depository institutions$52,453,0001,707
Interest-bearing balances$42,351,000940
Securities$81,488,0001,716
Federal funds sold & reverse repurchase agreements$54,0003,502
Net loans & leases$176,006,0002,269
Loan loss allowance$4,599,0001,623
Trading account assets$0205
Bank premises and fixed assets$4,653,0002,447
Other real estate owned$821,0001,707
Goodwill and other intangibles$2,888,000980
All other assets$13,767,0001,406
Life insurance assets$7,797,000914
Total liabilities and capital$332,130,0001,965
Total liabilities$296,125,0001,968
Total deposits$260,393,0002,093
Interest-bearing deposits$203,168,0002,208
Deposits held in domestic offices$260,393,0002,092
% insured85.74%5,132
Federal funds purchased & repurchase agreements$27,398,000483
Trading liabilities$0115
Other borrowed funds$5,748,0002,596
Subordinated debt$0193
All other liabilities$2,586,0001,703
Total equity capital$36,005,0001,930
Total bank equity capital$36,005,0001,928
Perpetual preferred stock$0263
Common stock$327,0004,109
Surplus$24,183,0001,322
Undivided profits$11,495,0002,764
Noncontrolling interests in consolidated subsidiaries$0168
Memoranda
Noncurrent loans and leases$1,531,0003,741
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$225,000671
Income earned, not collected on loans$1,076,0002,695
Earning assets$299,899,0001,973
Long-term assets (5+ years)$57,653,0002,400
Average Assets, year-to-date$314,547,0002,044
Average Assets, quarterly$323,665,0002,006
Volatile liabilities$28,759,0001,673
Insider loans$6,698,000958
FHLB advances$5,748,0002,496
Loans and leases held for sale$708,0001,284
Unused loan commitments$32,161,0001,780
Tier 1 (core) risk-based capital$29,891,0002,139
Tier 2 risk-based capital$2,492,0002,002
Total risk weighted assets$197,259,0002,139
Total unused commitments$32,161,0001,781
Derivatives$11,096,000554
2011-09-30Rank
# of Employees:891,687
Assets and Liabilities
Total Assets:$315,200,0002,072
Cash and due from depository institutions$44,013,0001,687
Interest-bearing balances$32,204,0001,286
Securities$77,542,0001,763
Federal funds sold & reverse repurchase agreements$53,0003,701
Net loans & leases$171,437,0002,337
Loan loss allowance$4,677,0001,611
Trading account assets$0209
Bank premises and fixed assets$4,648,0002,463
Other real estate owned$841,0001,687
Goodwill and other intangibles$2,902,000985
All other assets$13,764,0001,431
Life insurance assets$7,678,000922
Total liabilities and capital$315,200,0002,072
Total liabilities$278,991,0002,093
Total deposits$252,157,0002,151
Interest-bearing deposits$205,170,0002,201
Deposits held in domestic offices$252,157,0002,150
% insured84.93%5,472
Federal funds purchased & repurchase agreements$19,258,000627
Trading liabilities$0112
Other borrowed funds$5,748,0002,671
Subordinated debt$0206
All other liabilities$1,828,0002,281
Total equity capital$36,209,0001,938
Total bank equity capital$36,209,0001,937
Perpetual preferred stock$0266
Common stock$327,0004,153
Surplus$24,183,0001,337
Undivided profits$11,699,0002,749
Noncontrolling interests in consolidated subsidiaries$0175
Memoranda
Noncurrent loans and leases$1,390,0003,973
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$165,000747
Income earned, not collected on loans$1,221,0002,471
Earning assets$281,236,0002,116
Long-term assets (5+ years)$50,878,0002,571
Average Assets, year-to-date$310,151,2502,072
Average Assets, quarterly$309,316,0002,090
Volatile liabilities$20,618,0002,190
Insider loans$5,357,0001,214
FHLB advances$5,748,0002,559
Loans and leases held for sale$358,0001,509
Unused loan commitments$33,369,0001,737
Tier 1 (core) risk-based capital$30,087,0002,140
Tier 2 risk-based capital$2,447,0002,053
Total risk weighted assets$193,542,0002,200
Total unused commitments$33,369,0001,741
Derivatives$11,241,000580
2011-06-30Rank
# of Employees:861,768
Assets and Liabilities
Total Assets:$303,432,0002,130
Cash and due from depository institutions$36,347,0001,768
Interest-bearing balances$25,889,0001,388
Securities$72,407,0001,862
Federal funds sold & reverse repurchase agreements$27,0003,918
Net loans & leases$172,525,0002,336
Loan loss allowance$4,659,0001,643
Trading account assets$0213
Bank premises and fixed assets$4,664,0002,470
Other real estate owned$841,0001,768
Goodwill and other intangibles$2,919,0001,001
All other assets$13,702,0001,460
Life insurance assets$7,615,000915
Total liabilities and capital$303,432,0002,130
Total liabilities$268,031,0002,166
Total deposits$243,301,0002,200
Interest-bearing deposits$201,167,0002,260
Deposits held in domestic offices$243,301,0002,200
% insured80.41%6,319
Federal funds purchased & repurchase agreements$17,288,000672
Trading liabilities$0112
Other borrowed funds$5,748,0002,729
Subordinated debt$0212
All other liabilities$1,694,0002,267
Total equity capital$35,401,0001,940
Total bank equity capital$35,401,0001,939
Perpetual preferred stock$0222
Common stock$327,0004,206
Surplus$24,183,0001,321
Undivided profits$10,891,0002,813
Noncontrolling interests in consolidated subsidiaries$0179
Memoranda
Noncurrent loans and leases$1,217,0004,248
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$181,000744
Income earned, not collected on loans$1,087,0002,689
Earning assets$270,848,0002,183
Long-term assets (5+ years)$48,889,0002,636
Average Assets, year-to-date$308,468,3302,087
Average Assets, quarterly$304,047,5002,129
Volatile liabilities$32,020,0001,568
Insider loans$5,369,0001,227
FHLB advances$5,748,0002,624
Loans and leases held for sale$175,0001,525
Unused loan commitments$31,376,0001,812
Tier 1 (core) risk-based capital$30,032,0002,106
Tier 2 risk-based capital$2,404,0002,102
Total risk weighted assets$190,092,0002,249
Total unused commitments$31,376,0001,814
Derivatives$11,384,000479
2011-03-31Rank
# of Employees:871,744
Assets and Liabilities
Total Assets:$304,663,0002,134
Cash and due from depository institutions$29,110,0001,744
Interest-bearing balances$17,113,0002,082
Securities$74,001,0001,813
Federal funds sold & reverse repurchase agreements$455,0003,636
Net loans & leases$178,302,0002,272
Loan loss allowance$5,089,0001,548
Trading account assets$0208
Bank premises and fixed assets$4,674,0002,491
Other real estate owned$1,309,0001,744
Goodwill and other intangibles$2,937,0001,009
All other assets$13,875,0001,476
Life insurance assets$7,552,000916
Total liabilities and capital$304,663,0002,134
Total liabilities$270,812,0002,163
Total deposits$243,906,0002,223
Interest-bearing deposits$204,338,0002,265
Deposits held in domestic offices$243,906,0002,221
% insured78.65%6,583
Federal funds purchased & repurchase agreements$19,531,000646
Trading liabilities$0108
Other borrowed funds$5,748,0002,774
Subordinated debt$0214
All other liabilities$1,627,0002,305
Total equity capital$33,851,0001,977
Total bank equity capital$33,851,0001,975
Perpetual preferred stock$0224
Common stock$327,0004,247
Surplus$24,183,0001,330
Undivided profits$9,341,0003,017
Noncontrolling interests in consolidated subsidiaries$0181
Memoranda
Noncurrent loans and leases$12,164,0001,208
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$6,163,00088
Income earned, not collected on loans$1,142,0002,552
Earning assets$269,871,0002,207
Long-term assets (5+ years)$51,977,0002,450
Average Assets, year-to-date$310,986,5002,085
Average Assets, quarterly$310,986,5002,085
Volatile liabilities$38,299,0001,380
Insider loans$4,497,0001,516
FHLB advances$5,748,0002,658
Loans and leases held for sale$205,0001,343
Unused loan commitments$32,019,0001,811
Tier 1 (core) risk-based capital$29,120,0002,151
Tier 2 risk-based capital$2,478,0002,059
Total risk weighted assets$195,654,0002,198
Total unused commitments$32,019,0001,812
Derivatives$11,524,000441
2010-12-31Rank
# of Employees:911,667
Assets and Liabilities
Total Assets:$317,310,0002,068
Cash and due from depository institutions$33,332,0001,667
Interest-bearing balances$22,976,0001,477
Securities$75,060,0001,719
Federal funds sold & reverse repurchase agreements$53,0004,100
Net loans & leases$186,614,0002,233
Loan loss allowance$5,416,0001,467
Trading account assets$0207
Bank premises and fixed assets$4,713,0002,501
Other real estate owned$649,0001,667
Goodwill and other intangibles$2,956,0001,015
All other assets$13,933,0001,491
Life insurance assets$7,491,000914
Total liabilities and capital$317,310,0002,068
Total liabilities$284,590,0002,066
Total deposits$247,838,0002,177
Interest-bearing deposits$207,271,0002,236
Deposits held in domestic offices$247,838,0002,176
% insured79.16%6,525
Federal funds purchased & repurchase agreements$28,301,000526
Trading liabilities$0108
Other borrowed funds$6,748,0002,778
Subordinated debt$0220
All other liabilities$1,703,0002,257
Total equity capital$32,720,0002,027
Total bank equity capital$32,720,0002,025
Perpetual preferred stock$0224
Common stock$327,0004,302
Surplus$24,183,0001,329
Undivided profits$8,210,0003,238
Noncontrolling interests in consolidated subsidiaries$0190
Memoranda
Noncurrent loans and leases$13,281,0001,151
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$6,209,000153
Income earned, not collected on loans$1,098,0002,754
Earning assets$284,703,0002,099
Long-term assets (5+ years)$50,278,0002,435
Average Assets, year-to-date$313,035,2002,070
Average Assets, quarterly$314,600,0002,083
Volatile liabilities$71,690,0001,851
Insider loans$4,530,0001,549
FHLB advances$6,748,0002,655
Loans and leases held for sale$633,0001,383
Unused loan commitments$36,135,0001,635
Tier 1 (core) risk-based capital$28,179,0002,218
Tier 2 risk-based capital$2,506,0002,068
Total risk weighted assets$197,488,0002,232
Total unused commitments$36,135,0001,636
Derivatives$11,664,000499
2010-09-30Rank
# of Employees:911,685
Assets and Liabilities
Total Assets:$311,890,0002,131
Cash and due from depository institutions$31,872,0001,685
Interest-bearing balances$22,483,0001,554
Securities$67,185,0001,846
Federal funds sold & reverse repurchase agreements$110,0004,178
Net loans & leases$188,897,0002,249
Loan loss allowance$5,407,0001,481
Trading account assets$0210
Bank premises and fixed assets$4,952,0002,417
Other real estate owned$1,842,0001,685
Goodwill and other intangibles$2,985,0001,011
All other assets$14,047,0001,498
Life insurance assets$7,374,000918
Total liabilities and capital$311,890,0002,131
Total liabilities$278,794,0002,136
Total deposits$247,452,0002,206
Interest-bearing deposits$212,378,0002,207
Deposits held in domestic offices$247,452,0002,203
% insured75.21%6,722
Federal funds purchased & repurchase agreements$23,048,000597
Trading liabilities$0103
Other borrowed funds$6,748,0002,882
Subordinated debt$0233
All other liabilities$1,546,0002,670
Total equity capital$33,096,0002,061
Total bank equity capital$33,096,0002,058
Perpetual preferred stock$0229
Common stock$327,0004,381
Surplus$24,183,0001,318
Undivided profits$8,586,0003,303
Noncontrolling interests in consolidated subsidiaries$0194
Memoranda
Noncurrent loans and leases$13,729,0001,147
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$6,274,000140
Income earned, not collected on loans$1,214,0002,669
Earning assets$278,675,0002,184
Long-term assets (5+ years)$38,646,0002,925
Average Assets, year-to-date$311,966,5002,114
Average Assets, quarterly$310,108,0002,136
Volatile liabilities$73,256,0001,872
Insider loans$5,334,0001,335
FHLB advances$6,748,0002,762
Loans and leases held for sale$919,0001,272
Unused loan commitments$36,367,0001,657
Tier 1 (core) risk-based capital$27,560,0002,281
Tier 2 risk-based capital$2,605,0002,032
Total risk weighted assets$205,612,0002,176
Total unused commitments$36,367,0001,660
Derivatives$11,801,000601
2010-06-30Rank
# of Employees:941,645
Assets and Liabilities
Total Assets:$308,326,0002,165
Cash and due from depository institutions$23,331,0001,645
Interest-bearing balances$19,486,0001,651
Securities$66,562,0001,853
Federal funds sold & reverse repurchase agreements$55,0004,378
Net loans & leases$194,148,0002,234
Loan loss allowance$5,260,0001,525
Trading account assets$0210
Bank premises and fixed assets$5,033,0002,403
Other real estate owned$2,129,0001,645
Goodwill and other intangibles$3,000,0001,020
All other assets$14,068,0001,522
Life insurance assets$7,310,000918
Total liabilities and capital$308,326,0002,165
Total liabilities$276,370,0002,158
Total deposits$252,475,0002,168
Interest-bearing deposits$215,445,0002,185
Deposits held in domestic offices$252,475,0002,166
% insured73.34%6,955
Federal funds purchased & repurchase agreements$15,488,000753
Trading liabilities$0104
Other borrowed funds$6,748,0003,027
Subordinated debt$0241
All other liabilities$1,659,0002,420
Total equity capital$31,956,0002,101
Total bank equity capital$31,956,0002,100
Perpetual preferred stock$0222
Common stock$327,0004,420
Surplus$24,183,0001,309
Undivided profits$7,446,0003,549
Noncontrolling interests in consolidated subsidiaries$0198
Memoranda
Noncurrent loans and leases$15,456,0001,071
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$6,987,000130
Income earned, not collected on loans$1,186,0002,667
Earning assets$280,251,0002,178
Long-term assets (5+ years)$32,706,0003,246
Average Assets, year-to-date$311,992,0002,138
Average Assets, quarterly$310,550,0002,146
Volatile liabilities$71,188,0001,962
Insider loans$4,975,0001,444
FHLB advances$6,748,0002,904
Loans and leases held for sale$108,0001,756
Unused loan commitments$34,168,0001,769
Tier 1 (core) risk-based capital$26,958,0002,305
Tier 2 risk-based capital$2,643,0002,029
Total risk weighted assets$208,850,0002,173
Total unused commitments$34,168,0001,771
Derivatives$13,853,000475
2010-03-31Rank
# of Employees:911,717
Assets and Liabilities
Total Assets:$312,774,0002,187
Cash and due from depository institutions$21,615,0001,717
Interest-bearing balances$16,113,0001,929
Securities$68,037,0001,839
Federal funds sold & reverse repurchase agreements$456,0004,141
Net loans & leases$199,675,0002,234
Loan loss allowance$4,939,0001,635
Trading account assets$0227
Bank premises and fixed assets$5,147,0002,395
Other real estate owned$756,0001,717
Goodwill and other intangibles$3,012,0001,026
All other assets$14,076,0001,565
Life insurance assets$7,247,000919
Total liabilities and capital$312,774,0002,187
Total liabilities$281,408,0002,181
Total deposits$251,396,0002,214
Interest-bearing deposits$216,306,0002,227
Deposits held in domestic offices$251,396,0002,212
% insured73.15%7,066
Federal funds purchased & repurchase agreements$19,871,000690
Trading liabilities$0108
Other borrowed funds$8,748,0002,794
Subordinated debt$0248
All other liabilities$1,393,0002,742
Total equity capital$31,366,0002,140
Total bank equity capital$31,366,0002,139
Perpetual preferred stock$0220
Common stock$327,0004,488
Surplus$24,183,0001,329
Undivided profits$6,856,0003,685
Noncontrolling interests in consolidated subsidiaries$0204
Memoranda
Noncurrent loans and leases$19,571,000916
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$9,242,00098
Income earned, not collected on loans$1,175,0002,762
Earning assets$284,281,0002,193
Long-term assets (5+ years)$37,114,0002,988
Average Assets, year-to-date$313,825,0002,170
Average Assets, quarterly$313,825,0002,170
Volatile liabilities$70,048,0002,066
Insider loans$5,556,0001,355
FHLB advances$8,748,0002,676
Loans and leases held for sale$391,0001,320
Unused loan commitments$38,753,0001,639
Tier 1 (core) risk-based capital$26,230,0002,387
Tier 2 risk-based capital$2,712,0002,028
Total risk weighted assets$214,762,0002,179
Total unused commitments$38,753,0001,642
Derivatives$15,903,000417
2009-12-31Rank
# of Employees:891,786
Assets and Liabilities
Total Assets:$314,876,0002,175
Cash and due from depository institutions$19,852,0001,786
Interest-bearing balances$13,047,0001,917
Securities$71,242,0001,762
Federal funds sold & reverse repurchase agreements$18,0004,669
Net loans & leases$200,358,0002,259
Loan loss allowance$7,839,0001,089
Trading account assets$0224
Bank premises and fixed assets$5,175,0002,416
Other real estate owned$873,0001,786
Goodwill and other intangibles$3,027,0001,017
All other assets$14,331,0001,588
Life insurance assets$7,184,000927
Total liabilities and capital$314,876,0002,175
Total liabilities$284,821,0002,170
Total deposits$250,157,0002,224
Interest-bearing deposits$207,019,0002,312
Deposits held in domestic offices$250,157,0002,222
% insured73.54%7,067
Federal funds purchased & repurchase agreements$24,528,000615
Trading liabilities$0104
Other borrowed funds$8,740,0002,937
Subordinated debt$0258
All other liabilities$1,396,0002,787
Total equity capital$30,055,0002,206
Total bank equity capital$30,055,0002,204
Perpetual preferred stock$0219
Common stock$327,0004,539
Surplus$24,183,0001,335
Undivided profits$5,545,0004,067
Noncontrolling interests in consolidated subsidiaries$0209
Memoranda
Noncurrent loans and leases$21,986,000807
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$10,602,00083
Income earned, not collected on loans$1,250,0002,722
Earning assets$284,665,0002,188
Long-term assets (5+ years)$35,615,0003,035
Average Assets, year-to-date$330,190,2002,051
Average Assets, quarterly$323,975,5002,118
Volatile liabilities$67,903,0002,119
Insider loans$5,519,0001,391
FHLB advances$8,740,0002,820
Loans and leases held for sale$51,0001,790
Unused loan commitments$38,691,0001,648
Tier 1 (core) risk-based capital$25,213,0002,464
Tier 2 risk-based capital$2,860,0001,969
Total risk weighted assets$223,820,0002,139
Total unused commitments$38,691,0001,649
Derivatives$16,059,000412
2009-09-30Rank
# of Employees:911,775
Assets and Liabilities
Total Assets:$333,075,0002,080
Cash and due from depository institutions$25,747,0001,775
Interest-bearing balances$20,888,0001,185
Securities$73,634,0001,711
Federal funds sold & reverse repurchase agreements$49,0004,782
Net loans & leases$212,153,0002,176
Loan loss allowance$4,743,0001,629
Trading account assets$0238
Bank premises and fixed assets$5,213,0002,422
Other real estate owned$963,0001,775
Goodwill and other intangibles$3,060,0001,062
All other assets$12,256,0001,600
Life insurance assets$7,067,000934
Total liabilities and capital$333,075,0002,080
Total liabilities$301,102,0002,063
Total deposits$266,488,0002,091
Interest-bearing deposits$228,717,0002,105
Deposits held in domestic offices$266,488,0002,089
% insured68.84%7,487
Federal funds purchased & repurchase agreements$24,099,000651
Trading liabilities$0103
Other borrowed funds$8,740,0003,055
Subordinated debt$0269
All other liabilities$1,775,0002,562
Total equity capital$31,973,0002,157
Total bank equity capital$31,973,0002,156
Perpetual preferred stock$0212
Common stock$327,0004,601
Surplus$24,183,0001,335
Undivided profits$7,463,0003,622
Noncontrolling interests in consolidated subsidiaries$0214
Memoranda
Noncurrent loans and leases$7,557,0001,783
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$894,000311
Income earned, not collected on loans$1,393,0002,618
Earning assets$306,724,0002,081
Long-term assets (5+ years)$37,193,0002,923
Average Assets, year-to-date$334,018,7502,052
Average Assets, quarterly$329,474,5002,096
Volatile liabilities$68,422,0002,135
Insider loans$5,612,0001,380
FHLB advances$8,740,0002,926
Loans and leases held for sale$01,823
Unused loan commitments$44,908,0001,539
Tier 1 (core) risk-based capital$26,878,0002,368
Tier 2 risk-based capital$2,975,0001,910
Total risk weighted assets$236,247,0002,060
Total unused commitments$44,908,0001,541
Derivatives$16,206,000434
2009-06-30Rank
# of Employees:921,781
Assets and Liabilities
Total Assets:$325,874,0002,136
Cash and due from depository institutions$7,193,0001,781
Interest-bearing balances$320,0005,626
Securities$77,947,0001,596
Federal funds sold & reverse repurchase agreements$1,525,0003,599
Net loans & leases$218,177,0002,152
Loan loss allowance$6,183,0001,241
Trading account assets$0240
Bank premises and fixed assets$5,183,0002,453
Other real estate owned$450,0001,781
Goodwill and other intangibles$3,088,0001,077
All other assets$12,311,0001,612
Life insurance assets$7,085,000936
Total liabilities and capital$325,874,0002,136
Total liabilities$295,783,0002,111
Total deposits$246,336,0002,239
Interest-bearing deposits$211,556,0002,245
Deposits held in domestic offices$246,336,0002,237
% insured62.29%7,058
Federal funds purchased & repurchase agreements$38,986,000486
Trading liabilities$0100
Other borrowed funds$8,740,0003,151
Subordinated debt$0276
All other liabilities$1,721,0002,647
Total equity capital$30,091,0002,262
Total bank equity capital$30,091,0002,260
Perpetual preferred stock$0213
Common stock$327,0004,660
Surplus$24,183,0001,348
Undivided profits$5,581,0004,140
Noncontrolling interests in consolidated subsidiaries$0219
Memoranda
Noncurrent loans and leases$11,419,0001,312
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,076,000266
Income earned, not collected on loans$1,390,0002,511
Earning assets$297,969,0002,141
Long-term assets (5+ years)$37,764,0002,832
Average Assets, year-to-date$334,333,3302,079
Average Assets, quarterly$331,295,5002,097
Volatile liabilities$71,648,0002,057
Insider loans$5,935,0001,326
FHLB advances$8,740,0003,020
Loans and leases held for sale$856,0001,267
Unused loan commitments$43,984,0001,640
Tier 1 (core) risk-based capital$26,156,0002,454
Tier 2 risk-based capital$3,097,0001,836
Total risk weighted assets$244,709,0002,031
Total unused commitments$43,984,0001,641
Derivatives$16,349,000466
2009-03-31Rank
# of Employees:861,932
Assets and Liabilities
Total Assets:$336,717,0002,080
Cash and due from depository institutions$7,111,0001,932
Interest-bearing balances$1,846,0003,800
Securities$81,308,0001,523
Federal funds sold & reverse repurchase agreements$57,0005,419
Net loans & leases$227,351,0002,091
Loan loss allowance$3,580,0001,884
Trading account assets$0234
Bank premises and fixed assets$5,217,0002,473
Other real estate owned$01,932
Goodwill and other intangibles$3,111,0001,083
All other assets$12,562,0001,587
Life insurance assets$7,021,000943
Total liabilities and capital$336,717,0002,080
Total liabilities$304,724,0002,071
Total deposits$265,627,0002,097
Interest-bearing deposits$229,780,0002,091
Deposits held in domestic offices$265,627,0002,095
% insured59.30%7,316
Federal funds purchased & repurchase agreements$27,213,000628
Trading liabilities$092
Other borrowed funds$10,145,0002,977
Subordinated debt$0271
All other liabilities$1,739,0002,553
Total equity capital$31,993,0002,137
Total bank equity capital$31,993,0002,134
Perpetual preferred stock$0193
Common stock$327,0004,687
Surplus$24,183,0001,335
Undivided profits$7,483,0003,620
Noncontrolling interests in consolidated subsidiaries$0220
Memoranda
Noncurrent loans and leases$7,506,0001,614
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$927,000282
Income earned, not collected on loans$1,526,0002,346
Earning assets$310,562,0002,073
Long-term assets (5+ years)$36,085,0002,908
Average Assets, year-to-date$338,563,0002,054
Average Assets, quarterly$338,563,0002,054
Volatile liabilities$68,012,0002,165
Insider loans$5,459,0001,430
FHLB advances$10,145,0002,850
Loans and leases held for sale$2,007,000797
Unused loan commitments$48,232,0001,599
Tier 1 (core) risk-based capital$27,842,0002,323
Tier 2 risk-based capital$3,168,0001,786
Total risk weighted assets$253,035,0001,982
Total unused commitments$48,232,0001,602
Derivatives$16,491,000527
2008-12-31Rank
# of Employees:881,904
Assets and Liabilities
Total Assets:$340,409,0002,038
Cash and due from depository institutions$7,131,0001,904
Interest-bearing balances$7,0006,860
Securities$79,635,0001,529
Federal funds sold & reverse repurchase agreements$1,000,0003,948
Net loans & leases$231,309,0002,071
Loan loss allowance$3,452,0001,881
Trading account assets$0236
Bank premises and fixed assets$5,281,0002,464
Other real estate owned$01,904
Goodwill and other intangibles$3,133,0001,101
All other assets$12,920,0001,557
Life insurance assets$6,955,000944
Total liabilities and capital$340,409,0002,038
Total liabilities$309,587,0002,015
Total deposits$265,500,0002,040
Interest-bearing deposits$227,902,0002,047
Deposits held in domestic offices$265,500,0002,036
% insured0.00%1
Federal funds purchased & repurchase agreements$31,918,000600
Trading liabilities$088
Other borrowed funds$10,544,0003,096
Subordinated debt$0278
All other liabilities$1,625,0002,673
Total equity capital$30,822,0002,193
Total bank equity capital$30,822,0002,193
Perpetual preferred stock$0141
Common stock$327,0004,717
Surplus$24,183,0001,305
Undivided profits$6,312,0003,964
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$5,214,0001,816
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$927,000255
Income earned, not collected on loans$1,590,0002,394
Earning assets$311,951,0002,030
Long-term assets (5+ years)$36,762,0002,840
Average Assets, year-to-date$338,422,4001,969
Average Assets, quarterly$343,005,0002,000
Volatile liabilities$67,693,0002,128
Insider loans$5,618,0001,428
FHLB advances$10,544,0002,983
Loans and leases held for sale$428,0001,174
Unused loan commitments$52,803,0001,495
Tier 1 (core) risk-based capital$27,619,0002,334
Tier 2 risk-based capital$3,248,0001,733
Total risk weighted assets$259,637,0001,950
Total unused commitments$52,803,0001,499
Derivatives$01,109
2008-09-30Rank
# of Employees:852,005
Assets and Liabilities
Total Assets:$345,601,0001,983
Cash and due from depository institutions$6,569,0002,005
Interest-bearing balances$14,0006,364
Securities$77,016,0001,541
Federal funds sold & reverse repurchase agreements$41,0005,732
Net loans & leases$238,365,0002,029
Loan loss allowance$3,894,0001,583
Trading account assets$0251
Bank premises and fixed assets$5,324,0002,429
Other real estate owned$02,005
Goodwill and other intangibles$3,155,0001,146
All other assets$15,131,0001,348
Life insurance assets$6,831,000951
Total liabilities and capital$345,601,0001,983
Total liabilities$315,478,0001,958
Total deposits$272,637,0001,959
Interest-bearing deposits$236,477,0001,968
Deposits held in domestic offices$272,637,0001,955
% insured0.00%1
Federal funds purchased & repurchase agreements$29,649,000677
Trading liabilities$091
Other borrowed funds$11,494,0002,996
Subordinated debt$0276
All other liabilities$1,698,0002,662
Total equity capital$30,123,0002,281
Total bank equity capital$30,123,0002,281
Perpetual preferred stock$0110
Common stock$327,0004,759
Surplus$24,183,0001,291
Undivided profits$5,613,0004,261
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,514,0001,745
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$933,000238
Income earned, not collected on loans$1,780,0002,242
Earning assets$315,436,0001,987
Long-term assets (5+ years)$46,346,0002,402
Average Assets, year-to-date$337,925,7501,976
Average Assets, quarterly$341,846,5001,988
Volatile liabilities$71,754,0001,970
Insider loans$4,613,0001,713
FHLB advances$11,494,0002,883
Loans and leases held for sale$610,000955
Unused loan commitments$58,285,0001,477
Tier 1 (core) risk-based capital$27,078,0002,408
Tier 2 risk-based capital$3,372,0001,644
Total risk weighted assets$269,221,0001,894
Total unused commitments$58,285,0001,478
Derivatives$01,077
2008-06-30Rank
# of Employees:842,055
Assets and Liabilities
Total Assets:$338,092,0002,017
Cash and due from depository institutions$8,301,0002,055
Interest-bearing balances$15,0006,287
Securities$76,093,0001,583
Federal funds sold & reverse repurchase agreements$05,934
Net loans & leases$233,227,0002,049
Loan loss allowance$4,263,0001,387
Trading account assets$0267
Bank premises and fixed assets$5,250,0002,460
Other real estate owned$02,055
Goodwill and other intangibles$3,177,0001,155
All other assets$12,044,0001,584
Life insurance assets$6,764,000961
Total liabilities and capital$338,092,0002,017
Total liabilities$308,954,0001,980
Total deposits$248,119,0002,126
Interest-bearing deposits$211,988,0002,153
Deposits held in domestic offices$248,119,0002,122
% insured0.00%1
Federal funds purchased & repurchase agreements$47,853,000518
Trading liabilities$094
Other borrowed funds$11,494,0002,889
Subordinated debt$0257
All other liabilities$1,488,0002,897
Total equity capital$29,138,0002,357
Total bank equity capital$29,138,0002,357
Perpetual preferred stock$0107
Common stock$327,0004,799
Surplus$24,183,0001,276
Undivided profits$4,628,0004,697
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,122,0001,279
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$945,000233
Income earned, not collected on loans$1,639,0002,367
Earning assets$309,335,0002,019
Long-term assets (5+ years)$50,176,0002,234
Average Assets, year-to-date$335,367,3301,991
Average Assets, quarterly$336,454,5002,011
Volatile liabilities$77,586,0001,824
Insider loans$4,513,0001,731
FHLB advances$11,494,0002,786
Loans and leases held for sale$81,0001,656
Unused loan commitments$62,951,0001,430
Tier 1 (core) risk-based capital$25,981,0002,503
Tier 2 risk-based capital$3,279,0001,655
Total risk weighted assets$261,367,0001,927
Total unused commitments$62,951,0001,430
Derivatives$01,075
2008-03-31Rank
# of Employees:881,936
Assets and Liabilities
Total Assets:$334,817,0002,024
Cash and due from depository institutions$9,614,0001,936
Interest-bearing balances$13,0006,315
Securities$76,107,0001,558
Federal funds sold & reverse repurchase agreements$06,601
Net loans & leases$228,506,0002,059
Loan loss allowance$4,185,0001,361
Trading account assets$0252
Bank premises and fixed assets$5,300,0002,418
Other real estate owned$01,936
Goodwill and other intangibles$3,200,0001,162
All other assets$12,090,0001,534
Life insurance assets$6,698,000961
Total liabilities and capital$334,817,0002,024
Total liabilities$305,175,0001,989
Total deposits$256,996,0002,073
Interest-bearing deposits$221,417,0002,078
Deposits held in domestic offices$256,996,0002,069
% insured0.00%1
Federal funds purchased & repurchase agreements$36,251,000595
Trading liabilities$086
Other borrowed funds$10,544,0002,809
Subordinated debt$0251
All other liabilities$1,384,0003,271
Total equity capital$29,642,0002,378
Total bank equity capital$29,642,0002,378
Perpetual preferred stock$0108
Common stock$327,0004,814
Surplus$24,183,0001,261
Undivided profits$5,132,0004,627
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$6,373,0001,105
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,352,000175
Income earned, not collected on loans$1,758,0002,237
Earning assets$304,626,0002,025
Long-term assets (5+ years)$41,445,0002,468
Average Assets, year-to-date$334,005,0002,009
Average Assets, quarterly$334,005,0002,009
Volatile liabilities$62,584,0002,172
Insider loans$4,611,0001,679
FHLB advances$10,544,0002,703
Loans and leases held for sale$913,000977
Unused loan commitments$60,315,0001,520
Tier 1 (core) risk-based capital$25,261,0002,564
Tier 2 risk-based capital$3,189,0001,659
Total risk weighted assets$254,149,0001,966
Total unused commitments$60,315,0001,521
Derivatives$01,109
2007-12-31Rank
# of Employees:881,965
Assets and Liabilities
Total Assets:$333,193,0002,009
Cash and due from depository institutions$12,677,0001,965
Interest-bearing balances$14,0006,124
Securities$77,748,0001,533
Federal funds sold & reverse repurchase agreements$1,400,0004,637
Net loans & leases$220,726,0002,121
Loan loss allowance$3,250,0001,692
Trading account assets$0237
Bank premises and fixed assets$5,359,0002,364
Other real estate owned$01,965
Goodwill and other intangibles$3,220,0001,162
All other assets$12,063,0001,536
Life insurance assets$6,636,000956
Total liabilities and capital$333,193,0002,009
Total liabilities$304,656,0001,966
Total deposits$254,304,0002,074
Interest-bearing deposits$206,535,0002,182
Deposits held in domestic offices$254,304,0002,070
% insured0.00%1
Federal funds purchased & repurchase agreements$39,527,000567
Trading liabilities$078
Other borrowed funds$9,000,0002,879
Subordinated debt$0248
All other liabilities$1,825,0002,647
Total equity capital$28,537,0002,440
Total bank equity capital$28,537,0002,440
Perpetual preferred stock$0111
Common stock$327,0004,840
Surplus$24,183,0001,238
Undivided profits$4,027,0005,106
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$8,146,000728
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,311,000172
Income earned, not collected on loans$1,817,0002,356
Earning assets$299,888,0002,039
Long-term assets (5+ years)$49,360,0002,027
Average Assets, year-to-date$317,241,6002,028
Average Assets, quarterly$331,303,0001,997
Volatile liabilities$71,108,0001,957
Insider loans$4,663,0001,632
FHLB advances$9,000,0002,764
Loans and leases held for sale$540,0001,169
Unused loan commitments$57,297,0001,582
Tier 1 (core) risk-based capital$25,307,0002,552
Tier 2 risk-based capital$3,144,0001,660
Total risk weighted assets$251,412,0001,962
Total unused commitments$57,297,0001,582
Derivatives$01,052
2007-09-30Rank
# of Employees:931,846
Assets and Liabilities
Total Assets:$329,413,0001,990
Cash and due from depository institutions$5,796,0001,846
Interest-bearing balances$5,0006,364
Securities$77,500,0001,540
Federal funds sold & reverse repurchase agreements$13,674,0001,031
Net loans & leases$211,483,0002,169
Loan loss allowance$3,046,0001,728
Trading account assets$0244
Bank premises and fixed assets$5,432,0002,287
Other real estate owned$01,846
Goodwill and other intangibles$3,241,0001,138
All other assets$12,287,0001,492
Life insurance assets$6,520,000942
Total liabilities and capital$329,413,0001,990
Total liabilities$301,268,0001,952
Total deposits$269,536,0001,950
Interest-bearing deposits$228,496,0001,983
Deposits held in domestic offices$269,536,0001,945
% insured0.00%1
Federal funds purchased & repurchase agreements$20,957,000822
Trading liabilities$078
Other borrowed funds$9,000,0002,747
Subordinated debt$0244
All other liabilities$1,775,0002,747
Total equity capital$28,145,0002,438
Total bank equity capital$28,145,0002,438
Perpetual preferred stock$0113
Common stock$327,0004,841
Surplus$24,183,0001,212
Undivided profits$3,635,0005,353
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,511,0001,269
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$494,000325
Income earned, not collected on loans$2,146,0002,125
Earning assets$302,662,0001,993
Long-term assets (5+ years)$43,256,0002,148
Average Assets, year-to-date$313,253,7502,051
Average Assets, quarterly$321,890,0002,015
Volatile liabilities$53,478,0002,421
Insider loans$4,744,0001,561
FHLB advances$9,000,0002,620
Loans and leases held for sale$301,0001,358
Unused loan commitments$63,021,0001,502
Tier 1 (core) risk-based capital$25,444,0002,542
Tier 2 risk-based capital$3,046,0001,691
Total risk weighted assets$244,621,0001,982
Total unused commitments$63,021,0001,503
Derivatives$01,033
2007-06-30Rank
# of Employees:951,844
Assets and Liabilities
Total Assets:$314,367,0002,101
Cash and due from depository institutions$8,326,0001,844
Interest-bearing balances$11,0006,196
Securities$71,588,0001,645
Federal funds sold & reverse repurchase agreements$06,299
Net loans & leases$213,692,0002,145
Loan loss allowance$3,019,0001,747
Trading account assets$0245
Bank premises and fixed assets$5,524,0002,257
Other real estate owned$01,844
Goodwill and other intangibles$3,263,0001,134
All other assets$11,974,0001,528
Life insurance assets$6,457,000946
Total liabilities and capital$314,367,0002,101
Total liabilities$287,522,0002,045
Total deposits$254,589,0002,084
Interest-bearing deposits$213,759,0002,120
Deposits held in domestic offices$254,589,0002,080
% insured0.00%1
Federal funds purchased & repurchase agreements$22,289,000777
Trading liabilities$087
Other borrowed funds$9,000,0002,654
Subordinated debt$0258
All other liabilities$1,644,0002,731
Total equity capital$26,845,0002,514
Total bank equity capital$26,845,0002,514
Perpetual preferred stock$0111
Common stock$327,0004,869
Surplus$24,183,0001,217
Undivided profits$2,335,0006,030
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,958,0001,307
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$501,000326
Income earned, not collected on loans$1,775,0002,396
Earning assets$285,291,0002,126
Long-term assets (5+ years)$46,400,0002,001
Average Assets, year-to-date$307,867,3302,108
Average Assets, quarterly$307,317,0002,130
Volatile liabilities$57,641,0002,243
Insider loans$4,705,0001,563
FHLB advances$9,000,0002,528
Loans and leases held for sale$796,0001,080
Unused loan commitments$53,790,0001,723
Tier 1 (core) risk-based capital$24,802,0002,606
Tier 2 risk-based capital$2,949,0001,735
Total risk weighted assets$235,827,0002,031
Total unused commitments$53,790,0001,724
Derivatives$01,067
2007-03-31Rank
# of Employees:951,825
Assets and Liabilities
Total Assets:$300,267,0002,191
Cash and due from depository institutions$6,641,0001,825
Interest-bearing balances$13,0006,165
Securities$71,000,0001,661
Federal funds sold & reverse repurchase agreements$903,0005,920
Net loans & leases$201,279,0002,230
Loan loss allowance$2,993,0001,754
Trading account assets$0267
Bank premises and fixed assets$5,729,0002,152
Other real estate owned$468,0001,825
Goodwill and other intangibles$2,457,0001,269
All other assets$11,790,0001,495
Life insurance assets$6,395,000935
Total liabilities and capital$300,267,0002,191
Total liabilities$272,957,0002,151
Total deposits$246,804,0002,147
Interest-bearing deposits$207,538,0002,174
Deposits held in domestic offices$246,804,0002,143
% insured0.00%1
Federal funds purchased & repurchase agreements$16,790,000868
Trading liabilities$089
Other borrowed funds$7,440,0002,840
Subordinated debt$0262
All other liabilities$1,923,0002,473
Total equity capital$27,310,0002,478
Total bank equity capital$27,310,0002,478
Perpetual preferred stock$0113
Common stock$327,0004,881
Surplus$24,183,0001,198
Undivided profits$2,800,0005,837
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,356,000819
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$418,000366
Income earned, not collected on loans$1,667,0002,459
Earning assets$273,195,0002,205
Long-term assets (5+ years)$37,638,0002,298
Average Assets, year-to-date$304,617,5002,133
Average Assets, quarterly$304,617,5002,133
Volatile liabilities$49,675,0002,495
Insider loans$4,588,0001,561
FHLB advances$7,440,0002,725
Loans and leases held for sale$01,800
Unused loan commitments$47,781,0001,887
Tier 1 (core) risk-based capital$25,189,0002,547
Tier 2 risk-based capital$2,805,0001,805
Total risk weighted assets$224,175,0002,089
Total unused commitments$47,781,0001,888
Derivatives$01,065
2006-12-31Rank
# of Employees:991,746
Assets and Liabilities
Total Assets:$308,968,0002,101
Cash and due from depository institutions$10,194,0001,746
Interest-bearing balances$6,0006,388
Securities$69,365,0001,713
Federal funds sold & reverse repurchase agreements$8,192,0001,984
Net loans & leases$201,787,0002,216
Loan loss allowance$2,962,0001,754
Trading account assets$0156
Bank premises and fixed assets$5,102,0002,367
Other real estate owned$01,746
Goodwill and other intangibles$2,456,0001,256
All other assets$11,872,0001,492
Life insurance assets$6,336,000913
Total liabilities and capital$308,968,0002,101
Total liabilities$281,464,0002,065
Total deposits$250,630,0002,100
Interest-bearing deposits$201,524,0002,205
Deposits held in domestic offices$250,630,0002,095
% insured0.00%1
Federal funds purchased & repurchase agreements$21,495,000784
Trading liabilities$077
Other borrowed funds$7,440,0002,921
Subordinated debt$0264
All other liabilities$1,899,0002,486
Total equity capital$27,504,0002,413
Total bank equity capital$27,504,0002,413
Perpetual preferred stock$0112
Common stock$327,0004,902
Surplus$24,183,0001,167
Undivided profits$2,994,0005,753
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,932,000655
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$472,000318
Income earned, not collected on loans$1,700,0002,477
Earning assets$279,350,0002,138
Long-term assets (5+ years)$39,496,0002,178
Average Assets, year-to-date$298,159,0002,094
Average Assets, quarterly$304,125,0002,111
Volatile liabilities$56,117,0002,437
Insider loans$4,681,0001,524
FHLB advances$7,440,0002,810
Loans and leases held for sale$140,0001,587
Unused loan commitments$53,984,0001,727
Tier 1 (core) risk-based capital$25,469,0002,473
Tier 2 risk-based capital$2,815,0001,782
Total risk weighted assets$225,069,0002,079
Total unused commitments$53,984,0001,728
Derivatives$01,023
2006-09-30Rank
# of Employees:1041,667
Assets and Liabilities
Total Assets:$299,282,0002,156
Cash and due from depository institutions$7,428,0001,667
Interest-bearing balances$27,0005,884
Securities$69,803,0001,731
Federal funds sold & reverse repurchase agreements$1,386,0004,355
Net loans & leases$200,105,0002,218
Loan loss allowance$2,986,0001,748
Trading account assets$0154
Bank premises and fixed assets$5,585,0002,127
Other real estate owned$01,667
Goodwill and other intangibles$2,434,0001,252
All other assets$12,541,0001,434
Life insurance assets$6,226,000899
Total liabilities and capital$299,282,0002,156
Total liabilities$271,589,0002,125
Total deposits$245,385,0002,109
Interest-bearing deposits$207,814,0002,108
Deposits held in domestic offices$245,385,0002,104
% insured0.00%1
Federal funds purchased & repurchase agreements$16,972,000885
Trading liabilities$074
Other borrowed funds$7,440,0003,086
Subordinated debt$0269
All other liabilities$1,792,0002,559
Total equity capital$27,693,0002,378
Total bank equity capital$27,693,0002,378
Perpetual preferred stock$0118
Common stock$327,0004,938
Surplus$24,183,0001,168
Undivided profits$3,183,0005,681
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,830,000798
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$371,000386
Income earned, not collected on loans$1,797,0002,355
Earning assets$271,321,0002,185
Long-term assets (5+ years)$42,179,0002,072
Average Assets, year-to-date$295,456,7502,119
Average Assets, quarterly$295,885,0002,157
Volatile liabilities$43,957,0002,894
Insider loans$4,863,0001,461
FHLB advances$7,440,0002,952
Loans and leases held for sale$590,0001,126
Unused loan commitments$48,509,0001,903
Tier 1 (core) risk-based capital$25,827,0002,434
Tier 2 risk-based capital$2,852,0001,780
Total risk weighted assets$228,005,0002,057
Total unused commitments$48,509,0001,903
Derivatives$01,023
2006-06-30Rank
# of Employees:1031,701
Assets and Liabilities
Total Assets:$292,488,0002,182
Cash and due from depository institutions$6,221,0001,701
Interest-bearing balances$30,0005,845
Securities$71,001,0001,690
Federal funds sold & reverse repurchase agreements$4,935,0002,273
Net loans & leases$190,078,0002,295
Loan loss allowance$2,970,0001,733
Trading account assets$0157
Bank premises and fixed assets$5,587,0002,079
Other real estate owned$01,701
Goodwill and other intangibles$2,397,0001,248
All other assets$12,269,0001,461
Life insurance assets$6,167,000884
Total liabilities and capital$292,488,0002,182
Total liabilities$265,866,0002,158
Total deposits$235,797,0002,177
Interest-bearing deposits$194,471,0002,239
Deposits held in domestic offices$235,797,0002,172
% insured0.00%1
Federal funds purchased & repurchase agreements$21,049,000804
Trading liabilities$073
Other borrowed funds$7,440,0003,120
Subordinated debt$0265
All other liabilities$1,580,0002,588
Total equity capital$26,622,0002,400
Total bank equity capital$26,622,0002,400
Perpetual preferred stock$0119
Common stock$327,0004,940
Surplus$24,183,0001,147
Undivided profits$2,112,0006,205
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,228,0001,243
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,150
Income earned, not collected on loans$1,521,0002,471
Earning assets$266,044,0002,206
Long-term assets (5+ years)$44,221,0001,984
Average Assets, year-to-date$294,181,6702,133
Average Assets, quarterly$292,879,5002,158
Volatile liabilities$49,428,0002,612
Insider loans$4,406,0001,566
FHLB advances$7,440,0002,985
Loans and leases held for sale$560,0001,137
Unused loan commitments$48,449,0001,895
Tier 1 (core) risk-based capital$25,484,0002,422
Tier 2 risk-based capital$2,820,0001,763
Total risk weighted assets$225,413,0002,046
Total unused commitments$48,449,0001,895
Derivatives$01,000
2006-03-31Rank
# of Employees:1041,671
Assets and Liabilities
Total Assets:$293,271,0002,142
Cash and due from depository institutions$10,259,0001,671
Interest-bearing balances$20,0006,138
Securities$68,943,0001,769
Federal funds sold & reverse repurchase agreements$2,606,0003,861
Net loans & leases$189,421,0002,242
Loan loss allowance$2,787,0001,811
Trading account assets$0154
Bank premises and fixed assets$5,600,0002,028
Other real estate owned$01,671
Goodwill and other intangibles$2,355,0001,226
All other assets$14,087,0001,252
Life insurance assets$6,108,000873
Total liabilities and capital$293,271,0002,142
Total liabilities$265,951,0002,120
Total deposits$229,810,0002,213
Interest-bearing deposits$186,248,0002,300
Deposits held in domestic offices$229,810,0002,209
% insured0.00%1
Federal funds purchased & repurchase agreements$27,325,000648
Trading liabilities$077
Other borrowed funds$7,440,0003,005
Subordinated debt$0259
All other liabilities$1,376,0002,865
Total equity capital$27,320,0002,310
Total bank equity capital$27,320,0002,310
Perpetual preferred stock$0120
Common stock$327,0004,936
Surplus$24,183,0001,113
Undivided profits$2,810,0005,783
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,661,000991
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$59,000879
Income earned, not collected on loans$1,573,0002,261
Earning assets$260,990,0002,215
Long-term assets (5+ years)$43,062,0001,992
Average Assets, year-to-date$295,028,5002,111
Average Assets, quarterly$295,028,5002,111
Volatile liabilities$48,968,0002,527
Insider loans$4,226,0001,584
FHLB advances$7,440,0002,897
Loans and leases held for sale$449,0001,145
Unused loan commitments$50,197,0001,835
Tier 1 (core) risk-based capital$25,679,0002,356
Tier 2 risk-based capital$2,787,0001,747
Total risk weighted assets$224,550,0002,001
Total unused commitments$50,197,0001,835
Derivatives$0990
2005-12-31Rank
# of Employees:1041,656
Assets and Liabilities
Total Assets:$296,786,0002,100
Cash and due from depository institutions$13,950,0001,656
Interest-bearing balances$19,0006,190
Securities$70,295,0001,731
Federal funds sold & reverse repurchase agreements$2,272,0003,793
Net loans & leases$188,411,0002,227
Loan loss allowance$2,831,0001,761
Trading account assets$0155
Bank premises and fixed assets$5,564,0002,035
Other real estate owned$01,656
Goodwill and other intangibles$2,335,0001,211
All other assets$13,959,0001,233
Life insurance assets$0351
Total liabilities and capital$296,786,0002,100
Total liabilities$269,685,0002,072
Total deposits$230,563,0002,186
Interest-bearing deposits$177,796,0002,369
Deposits held in domestic offices$230,563,0002,181
% insured0.00%1
Federal funds purchased & repurchase agreements$29,699,000626
Trading liabilities$072
Other borrowed funds$7,440,0003,107
Subordinated debt$0258
All other liabilities$1,983,0002,155
Total equity capital$27,101,0002,296
Total bank equity capital$27,101,0002,296
Perpetual preferred stock$0122
Common stock$327,0004,959
Surplus$24,183,0001,090
Undivided profits$2,591,0005,959
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,193,0001,198
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$14,0001,104
Income earned, not collected on loans$1,496,0002,379
Earning assets$260,997,0002,181
Long-term assets (5+ years)$41,872,0002,004
Average Assets, year-to-date$297,400,2001,993
Average Assets, quarterly$289,978,5002,118
Volatile liabilities$51,578,0002,394
Insider loans$4,223,0001,573
FHLB advances$7,440,0002,969
Loans and leases held for sale$222,0001,424
Unused loan commitments$48,251,0001,837
Tier 1 (core) risk-based capital$25,419,0002,341
Tier 2 risk-based capital$2,811,0001,706
Total risk weighted assets$224,832,0001,964
Total unused commitments$48,251,0001,837
Derivatives$0930
2005-09-30Rank
# of Employees:981,760
Assets and Liabilities
Total Assets:$283,171,0002,147
Cash and due from depository institutions$9,200,0001,760
Interest-bearing balances$5,0006,619
Securities$66,530,0001,811
Federal funds sold & reverse repurchase agreements$11,0005,907
Net loans & leases$186,063,0002,207
Loan loss allowance$2,799,0001,741
Trading account assets$0146
Bank premises and fixed assets$5,227,0002,116
Other real estate owned$01,760
Goodwill and other intangibles$2,280,0001,196
All other assets$13,860,0001,218
Life insurance assets$0341
Total liabilities and capital$283,171,0002,147
Total liabilities$255,721,0002,137
Total deposits$218,242,0002,254
Interest-bearing deposits$174,854,0002,356
Deposits held in domestic offices$218,242,0002,248
% insured0.00%1
Federal funds purchased & repurchase agreements$28,461,000630
Trading liabilities$063
Other borrowed funds$7,440,0003,143
Subordinated debt$0251
All other liabilities$1,578,0002,489
Total equity capital$27,450,0002,244
Total bank equity capital$27,450,0002,244
Perpetual preferred stock$0120
Common stock$327,0004,967
Surplus$24,183,0001,050
Undivided profits$2,940,0005,831
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,725,000980
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$42,0001,014
Income earned, not collected on loans$1,491,0002,324
Earning assets$252,609,0002,206
Long-term assets (5+ years)$31,994,0002,469
Average Assets, year-to-date$297,553,7501,985
Average Assets, quarterly$302,522,0002,003
Volatile liabilities$47,129,0002,505
Insider loans$3,892,0001,668
FHLB advances$7,440,0003,000
Loans and leases held for sale$412,0001,317
Unused loan commitments$47,475,0001,822
Tier 1 (core) risk-based capital$25,395,0002,315
Tier 2 risk-based capital$2,753,0001,711
Total risk weighted assets$220,200,0001,956
Total unused commitments$47,475,0001,823
Derivatives$0909
2005-06-30Rank
# of Employees:971,772
Assets and Liabilities
Total Assets:$321,873,0001,859
Cash and due from depository institutions$18,951,0001,772
Interest-bearing balances$10,017,000549
Securities$69,655,0001,757
Federal funds sold & reverse repurchase agreements$29,878,000414
Net loans & leases$182,419,0002,201
Loan loss allowance$2,767,0001,734
Trading account assets$0148
Bank premises and fixed assets$5,218,0002,078
Other real estate owned$01,772
Goodwill and other intangibles$2,204,0001,194
All other assets$13,548,0001,213
Life insurance assets$0339
Total liabilities and capital$321,873,0001,859
Total liabilities$295,050,0001,827
Total deposits$266,035,0001,809
Interest-bearing deposits$166,376,0002,427
Deposits held in domestic offices$266,035,0001,805
% insured0.00%1
Federal funds purchased & repurchase agreements$20,250,000762
Trading liabilities$065
Other borrowed funds$7,440,0003,107
Subordinated debt$0251
All other liabilities$1,325,0002,655
Total equity capital$26,823,0002,244
Total bank equity capital$26,823,0002,244
Perpetual preferred stock$0118
Common stock$327,0004,961
Surplus$24,183,0001,027
Undivided profits$2,313,0006,205
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,732,000949
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$44,0001,011
Income earned, not collected on loans$1,280,0002,487
Earning assets$291,969,0001,873
Long-term assets (5+ years)$31,481,0002,499
Average Assets, year-to-date$302,348,0001,928
Average Assets, quarterly$305,620,5001,937
Volatile liabilities$35,147,0002,941
Insider loans$4,052,0001,578
FHLB advances$7,440,0002,966
Loans and leases held for sale$1,446,000839
Unused loan commitments$44,022,0001,871
Tier 1 (core) risk-based capital$24,770,0002,309
Tier 2 risk-based capital$2,767,0001,673
Total risk weighted assets$222,735,0001,892
Total unused commitments$44,022,0001,871
Derivatives$0866
2005-03-31Rank
# of Employees:901,893
Assets and Liabilities
Total Assets:$289,368,0002,032
Cash and due from depository institutions$9,964,0001,893
Interest-bearing balances$5,0006,627
Securities$73,737,0001,672
Federal funds sold & reverse repurchase agreements$4,234,0002,643
Net loans & leases$179,931,0002,189
Loan loss allowance$2,733,0001,734
Trading account assets$0148
Bank premises and fixed assets$5,308,0002,015
Other real estate owned$01,893
Goodwill and other intangibles$2,146,0001,204
All other assets$14,048,0001,158
Life insurance assets$0333
Total liabilities and capital$289,368,0002,032
Total liabilities$262,444,0002,021
Total deposits$207,239,0002,305
Interest-bearing deposits$162,716,0002,469
Deposits held in domestic offices$207,239,0002,300
% insured0.00%1
Federal funds purchased & repurchase agreements$43,415,000482
Trading liabilities$065
Other borrowed funds$10,440,0002,507
Subordinated debt$0265
All other liabilities$1,350,0002,592
Total equity capital$26,924,0002,165
Total bank equity capital$26,924,0002,165
Perpetual preferred stock$0120
Common stock$327,0004,994
Surplus$24,183,0001,001
Undivided profits$2,414,0006,061
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,599,0001,005
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$48,000985
Income earned, not collected on loans$1,478,0002,062
Earning assets$257,907,0002,090
Long-term assets (5+ years)$30,084,0002,645
Average Assets, year-to-date$292,585,5001,993
Average Assets, quarterly$292,585,5001,993
Volatile liabilities$60,789,0001,856
Insider loans$4,614,0001,331
FHLB advances$10,440,0002,388
Loans and leases held for sale$499,0001,169
Unused loan commitments$38,544,0002,025
Tier 1 (core) risk-based capital$25,096,0002,224
Tier 2 risk-based capital$2,636,0001,723
Total risk weighted assets$210,764,0001,946
Total unused commitments$38,544,0002,028
Derivatives$0790
2004-12-31Rank
# of Employees:951,790
Assets and Liabilities
Total Assets:$295,803,0001,981
Cash and due from depository institutions$12,033,0001,790
Interest-bearing balances$6,0006,602
Securities$77,165,0001,634
Federal funds sold & reverse repurchase agreements$3,772,0002,774
Net loans & leases$181,592,0002,150
Loan loss allowance$2,700,0001,722
Trading account assets$0153
Bank premises and fixed assets$5,531,0001,905
Other real estate owned$01,790
Goodwill and other intangibles$2,121,0001,200
All other assets$13,589,0001,162
Life insurance assets$0334
Total liabilities and capital$295,803,0001,981
Total liabilities$269,035,0001,959
Total deposits$224,678,0002,086
Interest-bearing deposits$173,650,0002,302
Deposits held in domestic offices$224,678,0002,080
% insured0.00%1
Federal funds purchased & repurchase agreements$31,693,000577
Trading liabilities$066
Other borrowed funds$10,440,0002,524
Subordinated debt$0272
All other liabilities$2,224,0001,770
Total equity capital$26,768,0002,185
Total bank equity capital$26,768,0002,185
Perpetual preferred stock$0118
Common stock$327,0005,009
Surplus$24,183,000982
Undivided profits$2,258,0006,288
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,454,000622
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,102,000161
Income earned, not collected on loans$1,312,0002,296
Earning assets$262,535,0002,042
Long-term assets (5+ years)$31,820,0002,597
Average Assets, year-to-date$289,087,8001,942
Average Assets, quarterly$291,677,0001,979
Volatile liabilities$47,590,0002,192
Insider loans$4,887,0001,252
FHLB advances$10,440,0002,386
Loans and leases held for sale$1,370,000750
Unused loan commitments$40,097,0001,898
Tier 1 (core) risk-based capital$24,739,0002,233
Tier 2 risk-based capital$2,630,0001,728
Total risk weighted assets$210,314,0001,930
Total unused commitments$40,097,0001,899
Derivatives$0774
2004-09-30Rank
# of Employees:981,745
Assets and Liabilities
Total Assets:$287,551,0002,009
Cash and due from depository institutions$7,359,0001,745
Interest-bearing balances$5,0006,696
Securities$81,048,0001,561
Federal funds sold & reverse repurchase agreements$2,027,0003,583
Net loans & leases$175,816,0002,172
Loan loss allowance$2,701,0001,730
Trading account assets$0149
Bank premises and fixed assets$5,630,0001,823
Other real estate owned$01,745
Goodwill and other intangibles$2,121,0001,181
All other assets$13,550,0001,132
Life insurance assets$0330
Total liabilities and capital$287,551,0002,009
Total liabilities$260,995,0001,991
Total deposits$216,882,0002,132
Interest-bearing deposits$174,372,0002,254
Deposits held in domestic offices$216,882,0002,124
% insured0.00%1
Federal funds purchased & repurchase agreements$31,929,000571
Trading liabilities$068
Other borrowed funds$10,440,0002,512
Subordinated debt$0276
All other liabilities$1,744,0002,135
Total equity capital$26,556,0002,186
Total bank equity capital$26,556,0002,186
Perpetual preferred stock$0124
Common stock$327,0005,030
Surplus$24,183,000952
Undivided profits$2,046,0006,519
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,103,000700
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,153,000164
Income earned, not collected on loans$1,535,0002,002
Earning assets$258,896,0002,051
Long-term assets (5+ years)$35,300,0002,442
Average Assets, year-to-date$287,409,0001,953
Average Assets, quarterly$283,410,5002,011
Volatile liabilities$47,914,0002,181
Insider loans$5,005,0001,171
FHLB advances$10,440,0002,385
Loans and leases held for sale$378,0001,286
Unused loan commitments$39,397,0001,902
Tier 1 (core) risk-based capital$24,313,0002,243
Tier 2 risk-based capital$2,603,0001,714
Total risk weighted assets$208,125,0001,911
Total unused commitments$39,397,0001,905
Derivatives$0770
2004-06-30Rank
# of Employees:971,762
Assets and Liabilities
Total Assets:$279,270,0002,035
Cash and due from depository institutions$7,979,0001,762
Interest-bearing balances$10,0006,553
Securities$81,048,0001,592
Federal funds sold & reverse repurchase agreements$1,564,0003,856
Net loans & leases$167,596,0002,217
Loan loss allowance$2,679,0001,730
Trading account assets$0153
Bank premises and fixed assets$5,735,0001,767
Other real estate owned$01,762
Goodwill and other intangibles$2,121,0001,162
All other assets$13,227,0001,173
Life insurance assets$0323
Total liabilities and capital$279,270,0002,035
Total liabilities$253,635,0002,024
Total deposits$206,826,0002,225
Interest-bearing deposits$163,563,0002,363
Deposits held in domestic offices$206,826,0002,218
% insured0.00%1
Federal funds purchased & repurchase agreements$34,762,000541
Trading liabilities$069
Other borrowed funds$10,440,0002,494
Subordinated debt$0288
All other liabilities$1,607,0002,094
Total equity capital$25,635,0002,166
Total bank equity capital$25,635,0002,166
Perpetual preferred stock$0126
Common stock$327,0005,063
Surplus$24,183,000930
Undivided profits$1,125,0007,173
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,420,000668
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,486,000140
Income earned, not collected on loans$1,304,0002,231
Earning assets$250,218,0002,087
Long-term assets (5+ years)$34,746,0002,538
Average Assets, year-to-date$287,361,6701,961
Average Assets, quarterly$281,985,0001,996
Volatile liabilities$50,296,0002,038
Insider loans$6,213,000912
FHLB advances$10,440,0002,370
Loans and leases held for sale$115,0001,651
Unused loan commitments$42,489,0001,769
Tier 1 (core) risk-based capital$23,716,0002,248
Tier 2 risk-based capital$2,428,0001,811
Total risk weighted assets$193,974,0001,989
Total unused commitments$42,489,0001,774
Derivatives$0740
2004-03-31Rank
# of Employees:961,772
Assets and Liabilities
Total Assets:$284,700,0001,985
Cash and due from depository institutions$9,817,0001,772
Interest-bearing balances$6,0006,733
Securities$87,953,0001,487
Federal funds sold & reverse repurchase agreements$448,0006,219
Net loans & leases$164,980,0002,189
Loan loss allowance$2,643,0001,727
Trading account assets$0144
Bank premises and fixed assets$5,812,0001,697
Other real estate owned$01,772
Goodwill and other intangibles$2,121,0001,142
All other assets$13,569,0001,080
Life insurance assets$0322
Total liabilities and capital$284,700,0001,985
Total liabilities$258,502,0001,968
Total deposits$206,776,0002,196
Interest-bearing deposits$161,773,0002,385
Deposits held in domestic offices$206,776,0002,191
% insured0.00%1
Federal funds purchased & repurchase agreements$36,775,000509
Trading liabilities$070
Other borrowed funds$13,440,0002,065
Subordinated debt$0287
All other liabilities$1,511,0002,412
Total equity capital$26,198,0002,161
Total bank equity capital$26,198,0002,161
Perpetual preferred stock$0129
Common stock$327,0005,074
Surplus$24,183,000917
Undivided profits$1,688,0006,872
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,793,000799
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,748,000120
Income earned, not collected on loans$1,560,0001,794
Earning assets$253,387,0002,048
Long-term assets (5+ years)$37,148,0002,369
Average Assets, year-to-date$291,407,5001,919
Average Assets, quarterly$291,407,5001,919
Volatile liabilities$51,126,0001,940
Insider loans$6,877,000808
FHLB advances$13,440,0001,944
Loans and leases held for sale$902,0001,028
Unused loan commitments$48,054,0001,574
Tier 1 (core) risk-based capital$23,628,0002,225
Tier 2 risk-based capital$2,411,0001,799
Total risk weighted assets$192,627,0001,974
Total unused commitments$48,054,0001,577
Derivatives$0699
2003-12-31Rank
# of Employees:981,769
Assets and Liabilities
Total Assets:$298,115,0001,886
Cash and due from depository institutions$17,167,0001,769
Interest-bearing balances$2,032,0002,190
Securities$98,340,0001,380
Federal funds sold & reverse repurchase agreements$3,098,0003,228
Net loans & leases$158,326,0002,246
Loan loss allowance$2,614,0001,742
Trading account assets$0168
Bank premises and fixed assets$5,910,0001,655
Other real estate owned$01,769
Goodwill and other intangibles$2,121,0001,146
All other assets$13,153,0001,134
Life insurance assets$01
Total liabilities and capital$298,115,0001,886
Total liabilities$272,660,0001,860
Total deposits$215,967,0002,100
Interest-bearing deposits$166,304,0002,305
Deposits held in domestic offices$215,967,0002,095
% insured0.00%1
Federal funds purchased & repurchase agreements$39,469,000515
Trading liabilities$072
Other borrowed funds$15,440,0001,929
Subordinated debt$0293
All other liabilities$1,784,0002,023
Total equity capital$25,455,0002,181
Total bank equity capital$25,455,0002,181
Perpetual preferred stock$0131
Common stock$327,0005,114
Surplus$24,183,000898
Undivided profits$945,0007,528
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,537,000856
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,558,000126
Income earned, not collected on loans$1,451,0002,045
Earning assets$261,796,0001,970
Long-term assets (5+ years)$39,411,0002,289
Average Assets, year-to-date$282,261,4001,911
Average Assets, quarterly$293,025,0001,902
Volatile liabilities$55,951,0001,771
Insider loans$7,112,000750
FHLB advances$15,440,0001,805
Loans and leases held for sale$81,0001,707
Unused loan commitments$46,045,0001,578
Tier 1 (core) risk-based capital$23,035,0002,271
Tier 2 risk-based capital$2,386,0001,787
Total risk weighted assets$190,632,0001,967
Total unused commitments$46,045,0001,580
Derivatives$0665
2003-09-30Rank
# of Employees:991,766
Assets and Liabilities
Total Assets:$287,935,0001,959
Cash and due from depository institutions$13,117,0001,766
Interest-bearing balances$845,0003,259
Securities$91,280,0001,459
Federal funds sold & reverse repurchase agreements$8,401,0001,684
Net loans & leases$153,856,0002,294
Loan loss allowance$2,703,0001,716
Trading account assets$0165
Bank premises and fixed assets$5,976,0001,627
Other real estate owned$01,766
Goodwill and other intangibles$2,121,0001,131
All other assets$13,184,0001,127
Life insurance assets$01
Total liabilities and capital$287,935,0001,959
Total liabilities$262,328,0001,931
Total deposits$203,190,0002,231
Interest-bearing deposits$160,514,0002,393
Deposits held in domestic offices$203,190,0002,226
% insured0.00%1
Federal funds purchased & repurchase agreements$41,553,000501
Trading liabilities$072
Other borrowed funds$15,440,0001,847
Subordinated debt$0293
All other liabilities$2,145,0001,814
Total equity capital$25,607,0002,157
Total bank equity capital$25,607,0002,157
Perpetual preferred stock$0137
Common stock$327,0005,141
Surplus$24,183,000902
Undivided profits$1,097,0007,465
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$3,848,000848
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,749,000130
Income earned, not collected on loans$1,612,0001,908
Earning assets$254,382,0002,020
Long-term assets (5+ years)$43,508,0002,097
Average Assets, year-to-date$278,298,0001,957
Average Assets, quarterly$277,465,0002,006
Volatile liabilities$60,641,0001,634
Insider loans$4,407,0001,228
FHLB advances$15,440,0001,718
Loans and leases held for sale$961,0001,160
Unused loan commitments$40,888,0001,726
Tier 1 (core) risk-based capital$23,123,0002,251
Tier 2 risk-based capital$2,303,0001,841
Total risk weighted assets$183,822,0002,022
Total unused commitments$40,888,0001,729
Derivatives$0666
2003-06-30Rank
# of Employees:1051,667
Assets and Liabilities
Total Assets:$266,995,0002,075
Cash and due from depository institutions$13,662,0001,667
Interest-bearing balances$835,0003,400
Securities$71,028,0001,756
Federal funds sold & reverse repurchase agreements$5,721,0002,663
Net loans & leases$155,436,0002,230
Loan loss allowance$2,708,0001,671
Trading account assets$0170
Bank premises and fixed assets$6,090,0001,564
Other real estate owned$20,0001,667
Goodwill and other intangibles$2,121,0001,113
All other assets$12,917,0001,103
Life insurance assets$01
Total liabilities and capital$266,995,0002,075
Total liabilities$242,493,0002,051
Total deposits$196,920,0002,282
Interest-bearing deposits$156,239,0002,442
Deposits held in domestic offices$196,920,0002,276
% insured0.00%1
Federal funds purchased & repurchase agreements$27,764,000591
Trading liabilities$074
Other borrowed funds$15,440,0001,822
Subordinated debt$0266
All other liabilities$2,369,0001,764
Total equity capital$24,502,0002,246
Total bank equity capital$24,502,0002,246
Perpetual preferred stock$0140
Common stock$327,0005,152
Surplus$24,183,000881
Undivided profits$-8,0008,594
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,151,000790
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,729,000133
Income earned, not collected on loans$1,291,0002,328
Earning assets$233,020,0002,174
Long-term assets (5+ years)$48,043,0001,866
Average Assets, year-to-date$275,085,6701,971
Average Assets, quarterly$272,133,5002,021
Volatile liabilities$49,165,0001,910
Insider loans$4,651,0001,139
FHLB advances$15,440,0001,697
Loans and leases held for sale$02,044
Unused loan commitments$39,706,0001,711
Tier 1 (core) risk-based capital$21,868,0002,336
Tier 2 risk-based capital$2,208,0001,872
Total risk weighted assets$176,160,0002,060
Total unused commitments$39,706,0001,721
Derivatives$0623
2003-03-31Rank
# of Employees:971,767
Assets and Liabilities
Total Assets:$277,272,0001,969
Cash and due from depository institutions$12,239,0001,767
Interest-bearing balances$310,0004,253
Securities$78,652,0001,577
Federal funds sold & reverse repurchase agreements$12,188,0001,375
Net loans & leases$155,761,0002,200
Loan loss allowance$2,644,0001,679
Trading account assets$0169
Bank premises and fixed assets$6,284,0001,482
Other real estate owned$20,0001,767
Goodwill and other intangibles$2,121,0001,108
All other assets$10,007,0001,360
Life insurance assets$01
Total liabilities and capital$277,272,0001,969
Total liabilities$254,558,0001,931
Total deposits$203,414,0002,184
Interest-bearing deposits$166,574,0002,291
Deposits held in domestic offices$203,414,0002,180
% insured0.00%1
Federal funds purchased & repurchase agreements$33,367,000520
Trading liabilities$079
Other borrowed funds$15,440,0001,759
Subordinated debt$0265
All other liabilities$2,337,0001,824
Total equity capital$22,714,0002,350
Total bank equity capital$22,714,0002,350
Perpetual preferred stock$0141
Common stock$327,0005,170
Surplus$22,183,000933
Undivided profits$204,0008,401
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,942,000670
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,771,000131
Income earned, not collected on loans$1,630,0001,828
Earning assets$246,911,0002,028
Long-term assets (5+ years)$39,745,0002,071
Average Assets, year-to-date$279,131,0001,937
Average Assets, quarterly$279,131,0001,937
Volatile liabilities$50,812,0001,811
Insider loans$4,649,0001,120
FHLB advances$15,440,0001,651
Loans and leases held for sale$01,961
Unused loan commitments$43,888,0001,538
Tier 1 (core) risk-based capital$19,911,0002,491
Tier 2 risk-based capital$2,253,0001,793
Total risk weighted assets$179,840,0001,996
Total unused commitments$43,888,0001,550
Derivatives$0578
2002-12-31Rank
# of Employees:951,794
Assets and Liabilities
Total Assets:$280,990,0001,916
Cash and due from depository institutions$16,423,0001,794
Interest-bearing balances$13,0006,537
Securities$88,405,0001,394
Federal funds sold & reverse repurchase agreements$7,874,0001,857
Net loans & leases$152,916,0002,216
Loan loss allowance$2,614,0001,666
Trading account assets$0170
Bank premises and fixed assets$5,521,0001,685
Other real estate owned$39,0001,794
Goodwill and other intangibles$2,121,0001,087
All other assets$7,691,0001,637
Life insurance assets$01
Total liabilities and capital$280,990,0001,916
Total liabilities$258,028,0001,883
Total deposits$202,588,0002,147
Interest-bearing deposits$163,592,0002,281
Deposits held in domestic offices$202,588,0002,144
% insured0.00%1
Federal funds purchased & repurchase agreements$37,329,000495
Trading liabilities$075
Other borrowed funds$15,440,0001,800
Subordinated debt$0258
All other liabilities$2,671,0001,626
Total equity capital$22,962,0002,307
Total bank equity capital$22,962,0002,307
Perpetual preferred stock$0142
Common stock$327,0005,184
Surplus$22,183,000914
Undivided profits$452,0008,191
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$4,967,000647
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$1,796,000122
Income earned, not collected on loans$1,549,0002,034
Earning assets$249,208,0001,966
Long-term assets (5+ years)$39,475,0002,047
Average Assets, year-to-date$280,398,8001,813
Average Assets, quarterly$279,516,0001,901
Volatile liabilities$55,938,0001,668
Insider loans$4,512,0001,137
FHLB advances$15,440,0001,665
Loans and leases held for sale$01,889
Unused loan commitments$37,968,0001,635
Tier 1 (core) risk-based capital$20,222,0002,429
Tier 2 risk-based capital$2,176,0001,822
Total risk weighted assets$173,664,0002,027
Total unused commitments$37,968,0001,641
Derivatives$0527
2001-12-31Rank
# of Employees:941,794
Assets and Liabilities
Total Assets:$277,280,0001,839
Cash and due from depository institutions$18,928,0001,794
Interest-bearing balances$6,0006,737
Securities$113,641,0001,007
Federal funds sold & reverse repurchase agreements$1,157,0005,659
Net loans & leases$128,209,0002,521
Loan loss allowance$2,728,0001,510
Trading account assets$0182
Bank premises and fixed assets$5,798,0001,524
Other real estate owned$80,0001,794
Goodwill and other intangibles$2,121,0001,014
All other assets$7,346,0001,601
Life insurance assets$01
Total liabilities and capital$277,280,0001,839
Total liabilities$251,031,0001,832
Total deposits$187,134,0002,204
Interest-bearing deposits$150,679,0002,341
Deposits held in domestic offices$187,134,0002,199
% insured0.00%1
Federal funds purchased & repurchase agreements$60,064,000394
Trading liabilities$069
Other borrowed funds$2,000,0004,074
Subordinated debt$0241
All other liabilities$1,833,0002,146
Total equity capital$26,249,0001,860
Total bank equity capital$26,249,0001,860
Perpetual preferred stock$0158
Common stock$327,0005,304
Surplus$22,183,000887
Undivided profits$3,739,0005,179
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$2,977,0001,027
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$744,000264
Income earned, not collected on loans$1,640,0002,069
Earning assets$243,013,0001,917
Long-term assets (5+ years)$45,743,0001,840
Average Assets, year-to-date$284,023,6001,697
Average Assets, quarterly$280,997,0001,790
Volatile liabilities$72,702,0001,293
Insider loans$4,836,0001,003
FHLB advances$2,000,0003,828
Loans and leases held for sale$01,749
Unused loan commitments$34,107,0001,683
Tier 1 (core) risk-based capital$23,652,0001,960
Tier 2 risk-based capital$1,929,0001,914
Total risk weighted assets$153,541,0002,176
Total unused commitments$34,107,0001,687
Derivatives$0450
2000-12-31Rank
# of Employees:981,705
Assets and Liabilities
Total Assets:$297,762,0001,604
Cash and due from depository institutions$23,167,0001,705
Interest-bearing balances$5,0006,568
Securities$104,905,0001,058
Federal funds sold & reverse repurchase agreements$07,010
Net loans & leases$157,836,0002,005
Loan loss allowance$2,579,0001,505
Trading account assets$0175
Bank premises and fixed assets$6,148,0001,388
Other real estate owned$72,0001,705
Goodwill and other intangibles$2,332,000962
All other assets$3,302,0002,625
Life insurance assets$01
Total liabilities and capital$297,762,0001,604
Total liabilities$272,741,0001,582
Total deposits$188,937,0002,083
Interest-bearing deposits$159,655,0002,127
Deposits held in domestic offices$188,937,0002,080
% insured0.00%1
Federal funds purchased & repurchase agreements$68,503,000376
Trading liabilities$077
Other borrowed funds$12,976,0001,767
Subordinated debt$0239
All other liabilities$2,325,0001,821
Total equity capital$25,021,0001,841
Total bank equity capital$25,021,0001,841
Perpetual preferred stock$0178
Common stock$327,0005,470
Surplus$21,934,000872
Undivided profits$2,760,0005,855
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$1,155,0002,036
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,385
Income earned, not collected on loans$1,039,0002,624
Earning assets$262,746,0001,691
Long-term assets (5+ years)$60,564,0001,399
Average Assets, year-to-date$289,864,6001,565
Average Assets, quarterly$293,376,5001,603
Volatile liabilities$99,424,0001,000
Insider loans$2,507,0001,886
FHLB advances$0771
Loans and leases held for sale$01,442
Unused loan commitments$32,780,0001,604
Tier 1 (core) risk-based capital$22,715,0001,969
Tier 2 risk-based capital$2,324,9701,570
Total risk weighted assets$185,743,1701,759
Total unused commitments$32,780,0001,605
Derivatives$0481
1999-12-31Rank
# of Employees:941,808
Assets and Liabilities
Total Assets:$288,754,0001,638
Cash and due from depository institutions$14,501,0001,808
Interest-bearing balances$5,0006,580
Securities$107,135,0001,066
Federal funds sold & reverse repurchase agreements$977,0004,978
Net loans & leases$152,731,0001,960
Loan loss allowance$2,058,0001,782
Trading account assets$0165
Bank premises and fixed assets$6,670,0001,242
Other real estate owned$15,0001,808
Goodwill and other intangibles$3,390,000794
All other assets$3,335,0002,579
Life insurance assets$01
Total liabilities and capital$288,754,0001,638
Total liabilities$265,464,0001,599
Total deposits$194,097,0001,951
Interest-bearing deposits$155,736,0002,103
Deposits held in domestic offices$194,097,0001,946
% insured0.00%1
Federal funds purchased & repurchase agreements$54,506,000479
Trading liabilities$065
Other borrowed funds$14,976,0001,598
Subordinated debt$0242
All other liabilities$1,885,0001,962
Total equity capital$23,290,0001,898
Total bank equity capital$23,290,0001,898
Perpetual preferred stock$0193
Common stock$327,0005,647
Surplus$21,934,000869
Undivided profits$1,029,0007,667
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$954,0002,261
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,502
Income earned, not collected on loans$897,0002,574
Earning assets$260,848,0001,658
Long-term assets (5+ years)$68,990,0001,326
Average Assets, year-to-date$294,025,6001,532
Average Assets, quarterly$288,670,5001,614
Volatile liabilities$72,691,0001,234
Insider loans$3,308,0001,421
FHLB advances$0802
Loans and leases held for sale$01,487
Unused loan commitments$34,561,0001,573
Tier 1 (core) risk-based capital$21,800,0002,032
Tier 2 risk-based capital$2,058,0001,642
Total risk weighted assets$180,843,6001,702
Total unused commitments$34,561,0001,575
Derivatives$0488
1998-12-31Rank
# of Employees:1171,439
Assets and Liabilities
Total Assets:$310,867,0001,473
Cash and due from depository institutions$20,296,0001,439
Interest-bearing balances$6,0006,439
Securities$117,645,000991
Federal funds sold & reverse repurchase agreements$2,060,0005,752
Net loans & leases$157,476,0001,787
Loan loss allowance$2,087,0001,697
Trading account assets$0197
Bank premises and fixed assets$7,013,0001,102
Other real estate owned$101,0001,439
Goodwill and other intangibles$3,477,000740
All other assets$2,799,0002,628
Life insurance assets$01
Total liabilities and capital$310,867,0001,473
Total liabilities$287,319,0001,436
Total deposits$210,762,0001,789
Interest-bearing deposits$162,789,0001,986
Deposits held in domestic offices$210,762,0001,784
% insured0.00%1
Federal funds purchased & repurchase agreements$64,312,000403
Trading liabilities$069
Other borrowed funds$9,476,0001,632
Subordinated debt$0255
All other liabilities$2,769,0001,510
Total equity capital$23,548,0001,893
Total bank equity capital$23,548,0001,893
Perpetual preferred stock$0199
Common stock$327,0005,715
Surplus$17,817,000966
Undivided profits$5,404,0004,225
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$739,0003,017
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,642
Income earned, not collected on loans$731,0003,176
Earning assets$277,187,0001,512
Long-term assets (5+ years)$57,978,0001,391
Average Assets, year-to-date$246,867,8001,767
Average Assets, quarterly$301,619,5001,492
Volatile liabilities$72,867,0001,046
Insider loans$2,964,0001,452
FHLB advances$0740
Loans and leases held for sale$01,681
Unused loan commitments$22,534,0002,073
Tier 1 (core) risk-based capital$20,513,7002,083
Tier 2 risk-based capital$2,087,0001,560
Total risk weighted assets$182,233,7001,577
Total unused commitments$22,534,0002,077
Derivatives$0527
1997-12-31Rank
# of Employees:266,085
Assets and Liabilities
Total Assets:$63,461,0006,126
Cash and due from depository institutions$3,048,0006,085
Interest-bearing balances$12,0006,076
Securities$13,548,0006,371
Federal funds sold & reverse repurchase agreements$137,0007,932
Net loans & leases$41,488,0005,666
Loan loss allowance$464,0005,989
Trading account assets$0203
Bank premises and fixed assets$1,727,0004,275
Other real estate owned$06,085
Goodwill and other intangibles$2,965,000768
All other assets$548,0008,182
Life insurance assets$01
Total liabilities and capital$63,461,0006,126
Total liabilities$55,129,0006,248
Total deposits$51,670,0006,278
Interest-bearing deposits$47,542,0005,965
Deposits held in domestic offices$51,670,0006,273
% insured0.00%1
Federal funds purchased & repurchase agreements$2,900,0001,881
Trading liabilities$080
Other borrowed funds$05,103
Subordinated debt$0260
All other liabilities$559,0005,487
Total equity capital$8,332,0005,040
Total bank equity capital$8,332,0005,040
Perpetual preferred stock$0223
Common stock$158,0007,630
Surplus$7,736,0001,967
Undivided profits$438,0009,555
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$224,0006,060
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,731
Income earned, not collected on loans$247,0007,531
Earning assets$55,185,0006,315
Long-term assets (5+ years)$2,939,0007,069
Average Assets, year-to-date$63,591,6005,911
Average Assets, quarterly$62,787,5006,094
Volatile liabilities$4,379,0007,499
Insider loans$63,0008,873
FHLB advances$0780
Loans and leases held for sale$01,579
Unused loan commitments$3,276,0006,284
Tier 1 (core) risk-based capital$5,328,0006,748
Tier 2 risk-based capital$464,0005,444
Total risk weighted assets$41,170,9005,820
Total unused commitments$3,276,0006,293
Derivatives$0533
1996-12-31Rank
# of Employees:256,541
Assets and Liabilities
Total Assets:$64,291,0006,237
Cash and due from depository institutions$2,469,0006,541
Interest-bearing balances$06,640
Securities$15,070,0006,398
Federal funds sold & reverse repurchase agreements$7,753,0001,677
Net loans & leases$37,325,0006,129
Loan loss allowance$560,0005,461
Trading account assets$0240
Bank premises and fixed assets$904,0006,342
Other real estate owned$48,0006,541
Goodwill and other intangibles$03,437
All other assets$722,0007,527
Life insurance assets$01
Total liabilities and capital$64,291,0006,237
Total liabilities$56,269,0006,335
Total deposits$53,391,0006,343
Interest-bearing deposits$45,983,0006,309
Deposits held in domestic offices$53,391,0006,334
% insured0.00%1
Federal funds purchased & repurchase agreements$2,400,0002,106
Trading liabilities$097
Other borrowed funds$05,299
Subordinated debt$0298
All other liabilities$478,0006,133
Total equity capital$8,022,0005,223
Total bank equity capital$8,022,0005,223
Perpetual preferred stock$0250
Common stock$158,0008,033
Surplus$3,100,0004,119
Undivided profits$4,764,0004,589
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$611,0003,814
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,832
Income earned, not collected on loans$211,0008,271
Earning assets$60,148,0006,140
Long-term assets (5+ years)$2,002,0007,801
Average Assets, year-to-date$60,659,2006,314
Average Assets, quarterly$62,051,0006,318
Volatile liabilities$5,277,0006,933
Insider loans$311,0006,747
FHLB advances$0882
Loans and leases held for sale$01,560
Unused loan commitments$3,130,0006,313
Tier 1 (core) risk-based capital$8,019,0005,131
Tier 2 risk-based capital$480,2905,413
Total risk weighted assets$38,343,3906,148
Total unused commitments$3,130,0006,327
Derivatives$0549
1995-12-31Rank
# of Employees:296,154
Assets and Liabilities
Total Assets:$57,195,0006,872
Cash and due from depository institutions$2,212,0006,154
Interest-bearing balances$06,853
Securities$16,724,0006,265
Federal funds sold & reverse repurchase agreements$418,0008,496
Net loans & leases$36,129,0006,244
Loan loss allowance$570,0005,503
Trading account assets$0261
Bank premises and fixed assets$947,0006,240
Other real estate owned$06,154
Goodwill and other intangibles$03,181
All other assets$765,0007,495
Life insurance assets$01
Total liabilities and capital$57,195,0006,872
Total liabilities$49,849,0006,985
Total deposits$47,790,0006,978
Interest-bearing deposits$41,489,0006,870
Deposits held in domestic offices$47,790,0006,973
% insured0.00%1
Federal funds purchased & repurchase agreements$1,600,0002,363
Trading liabilities$0110
Other borrowed funds$05,136
Subordinated debt$0337
All other liabilities$459,0006,561
Total equity capital$7,346,0005,649
Total bank equity capital$7,346,0005,649
Perpetual preferred stock$0288
Common stock$158,0008,435
Surplus$3,100,0004,089
Undivided profits$4,088,0005,194
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$331,0005,346
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,782
Income earned, not collected on loans$213,0008,532
Earning assets$53,271,0006,784
Long-term assets (5+ years)$1,512,0008,395
Average Assets, year-to-date$58,515,2006,573
Average Assets, quarterly$58,526,0006,692
Volatile liabilities$4,742,0007,106
Insider loans$337,0006,729
FHLB advances$0855
Loans and leases held for sale$01,606
Unused loan commitments$2,800,0006,561
Tier 1 (core) risk-based capital$7,331,0005,528
Tier 2 risk-based capital$474,5305,495
Total risk weighted assets$37,866,6306,208
Total unused commitments$2,800,0006,574
Derivatives$0628
1994-12-31Rank
# of Employees:306,160
Assets and Liabilities
Total Assets:$59,046,0006,727
Cash and due from depository institutions$3,559,0006,160
Interest-bearing balances$07,034
Securities$16,204,0006,779
Federal funds sold & reverse repurchase agreements$2,910,0002,882
Net loans & leases$34,604,0006,412
Loan loss allowance$559,0005,719
Trading account assets$0286
Bank premises and fixed assets$1,045,0005,941
Other real estate owned$06,160
Goodwill and other intangibles$03,133
All other assets$724,0008,129
Life insurance assets$01
Total liabilities and capital$59,046,0006,727
Total liabilities$51,918,0006,860
Total deposits$49,269,0006,873
Interest-bearing deposits$44,461,0006,624
Deposits held in domestic offices$49,269,0006,866
% insured0.00%1
Federal funds purchased & repurchase agreements$2,400,0002,481
Trading liabilities$087
Other borrowed funds$05,375
Subordinated debt$0372
All other liabilities$249,0008,122
Total equity capital$7,128,0005,423
Total bank equity capital$7,128,0005,423
Perpetual preferred stock$0310
Common stock$158,0008,901
Surplus$2,850,0004,318
Undivided profits$4,120,0004,837
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$280,0005,836
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,752
Income earned, not collected on loans$181,0008,916
Earning assets$53,718,0006,740
Long-term assets (5+ years)$1,380,0008,983
Average Assets, year-to-date$55,491,0006,905
Average Assets, quarterly$57,299,0006,829
Volatile liabilities$5,460,0006,416
Insider loans$328,0006,923
FHLB advances$0993
Loans and leases held for sale$01,430
Unused loan commitments$3,132,0006,233
Tier 1 (core) risk-based capital$7,287,0005,433
Tier 2 risk-based capital$469,1705,560
Total risk weighted assets$37,443,4706,197
Total unused commitments$3,132,0006,243
Derivatives$0687
1993-12-31Rank
# of Employees:296,588
Assets and Liabilities
Total Assets:$56,233,0007,156
Cash and due from depository institutions$1,477,0006,588
Interest-bearing balances$97,0006,753
Securities$18,503,0006,478
Federal funds sold & reverse repurchase agreements$4,196,0003,296
Net loans & leases$30,341,0006,938
Loan loss allowance$511,0006,279
Trading account assets$0330
Bank premises and fixed assets$1,003,0006,121
Other real estate owned$06,588
Goodwill and other intangibles$03,091
All other assets$713,0007,702
Life insurance assets$01
Total liabilities and capital$56,233,0007,156
Total liabilities$49,391,0007,290
Total deposits$49,041,0007,144
Interest-bearing deposits$40,357,0007,355
Deposits held in domestic offices$49,041,0007,136
% insured0.00%1
Federal funds purchased & repurchase agreements$03,944
Trading liabilities$01
Other borrowed funds$05,027
Subordinated debt$0413
All other liabilities$350,0006,869
Total equity capital$6,842,0005,711
Total bank equity capital$6,842,0005,711
Perpetual preferred stock$0343
Common stock$158,0009,347
Surplus$2,850,0004,292
Undivided profits$3,834,0005,273
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$167,0008,025
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01,950
Income earned, not collected on loans$176,0008,760
Earning assets$53,137,0007,001
Long-term assets (5+ years)$1,784,0008,976
Average Assets, year-to-date$55,315,6007,083
Average Assets, quarterly$56,176,0007,116
Volatile liabilities$1,793,00010,027
Insider loans$352,0006,799
FHLB advances$0821
Loans and leases held for sale$01,681
Unused loan commitments$2,258,0007,177
Tier 1 (core) risk-based capital$6,842,0005,628
Tier 2 risk-based capital$419,6706,040
Total risk weighted assets$33,482,3706,715
Total unused commitments$2,258,0007,201
Derivatives$0714
1992-12-31Rank
# of Employees:277,064
Assets and Liabilities
Total Assets:$56,764,0007,221
Cash and due from depository institutions$2,021,0007,064
Interest-bearing balances$387,0005,393
Securities$19,855,0006,133
Federal funds sold & reverse repurchase agreements$4,025,0003,949
Net loans & leases$29,101,0007,209
Loan loss allowance$512,0006,342
Trading account assets$0344
Bank premises and fixed assets$985,0006,260
Other real estate owned$07,064
Goodwill and other intangibles$03,106
All other assets$777,0007,548
Life insurance assets$01
Total liabilities and capital$56,764,0007,221
Total liabilities$50,393,0007,355
Total deposits$48,004,0007,430
Interest-bearing deposits$41,759,0007,401
Deposits held in domestic offices$48,004,0007,422
% insured0.00%1
Federal funds purchased & repurchase agreements$1,975,0002,068
Trading liabilities$01
Other borrowed funds$05,085
Subordinated debt$0482
All other liabilities$414,0006,659
Total equity capital$6,371,0005,846
Total bank equity capital$6,371,0005,846
Perpetual preferred stock$0346
Common stock$158,0009,789
Surplus$2,350,0004,878
Undivided profits$3,863,0005,071
Noncontrolling interests in consolidated subsidiaries$01
Memoranda
Noncurrent loans and leases$264,0007,592
Noncurrent loans that are wholly or partially guaranteed by the U.S. government$01
Income earned, not collected on loans$178,0009,242
Earning assets$53,368,0007,058
Long-term assets (5+ years)$2,372,0008,551
Average Assets, year-to-date$54,380,4007,274
Average Assets, quarterly$55,341,0007,281
Volatile liabilities$4,174,0007,253
Insider loans$344,0002,602
FHLB advances$0832
Loans and leases held for sale$01,207
Unused loan commitments$1,576,0007,987
Tier 1 (core) risk-based capital$6,371,0005,774
Tier 2 risk-based capital$409,3106,147
Total risk weighted assets$32,641,9106,921
Total unused commitments$1,576,0008,019
Derivatives$0651