Home > Star Bank of Texas > Income and Expense
Star Bank of Texas, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,495,000 | 3,463 |
| Total interest expense | $88,000 | 4,332 |
| Net interest income | $1,407,000 | 3,350 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $122,000 | 4,139 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $38,000 | 3,981 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $84,000 | 3,792 |
| Total noninterest expense | $891,000 | 3,959 |
| Salaries and employee benefits | $518,000 | 3,815 |
| Premises and equipment expense | $156,000 | 2,995 |
| Additional noninterest expense | $217,000 | 4,520 |
| Pre-tax net operating income | $638,000 | 2,634 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $166,000 | 2,011 |
| Income before extraordinary items | $472,000 | 2,846 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $472,000 | 2,845 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $472,000 | 2,846 |
| Net charge-offs | $0 | 3,094 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $472,000 | 2,800 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,970,000 | 3,456 |
| Total interest expense | $402,000 | 4,127 |
| Net interest income | $5,568,000 | 3,353 |
| Provision for loan and lease losses | $36,000 | 3,797 |
| Total noninterest income | $449,000 | 4,326 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $160,000 | 4,065 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $289,000 | 4,021 |
| Total noninterest expense | $5,622,000 | 2,994 |
| Salaries and employee benefits | $3,173,000 | 2,927 |
| Premises and equipment expense | $770,000 | 2,634 |
| Additional noninterest expense | $1,679,000 | 3,153 |
| Pre-tax net operating income | $359,000 | 5,157 |
| Securities gains (losses) | $119,000 | 1,067 |
| Applicable income taxes | $47,000 | 3,651 |
| Income before extraordinary items | $431,000 | 4,958 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $431,000 | 4,960 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $431,000 | 4,960 |
| Net charge-offs | $3,000 | 4,283 |
| Cash dividends | $2,774,000 | 1,052 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $323,900 | 5,142 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 3,506 |
| Total interest expense | $306,000 | 4,165 |
| Net interest income | $4,141,000 | 3,398 |
| Provision for loan and lease losses | $36,000 | 3,519 |
| Total noninterest income | $339,000 | 4,346 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $120,000 | 4,093 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $219,000 | 4,026 |
| Total noninterest expense | $3,255,000 | 3,546 |
| Salaries and employee benefits | $1,693,000 | 3,674 |
| Premises and equipment expense | $583,000 | 2,647 |
| Additional noninterest expense | $979,000 | 3,750 |
| Pre-tax net operating income | $1,189,000 | 3,477 |
| Securities gains (losses) | $117,000 | 941 |
| Applicable income taxes | $341,000 | 2,359 |
| Income before extraordinary items | $965,000 | 3,565 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $965,000 | 3,563 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $965,000 | 3,564 |
| Net charge-offs | $3,000 | 3,929 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $878,420 | 3,677 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,929,000 | 3,547 |
| Total interest expense | $207,000 | 4,179 |
| Net interest income | $2,722,000 | 3,448 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $226,000 | 4,359 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $80,000 | 4,073 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $146,000 | 4,057 |
| Total noninterest expense | $2,166,000 | 3,586 |
| Salaries and employee benefits | $1,156,000 | 3,636 |
| Premises and equipment expense | $386,000 | 2,669 |
| Additional noninterest expense | $624,000 | 3,876 |
| Pre-tax net operating income | $782,000 | 3,462 |
| Securities gains (losses) | $111,000 | 797 |
| Applicable income taxes | $260,000 | 2,236 |
| Income before extraordinary items | $633,000 | 3,576 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $633,000 | 3,576 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $633,000 | 3,577 |
| Net charge-offs | $4,000 | 3,531 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $554,190 | 3,744 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,459,000 | 3,557 |
| Total interest expense | $106,000 | 4,187 |
| Net interest income | $1,353,000 | 3,457 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $118,000 | 4,300 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $40,000 | 4,052 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $78,000 | 3,952 |
| Total noninterest expense | $1,058,000 | 3,664 |
| Salaries and employee benefits | $554,000 | 3,771 |
| Premises and equipment expense | $197,000 | 2,681 |
| Additional noninterest expense | $307,000 | 3,917 |
| Pre-tax net operating income | $413,000 | 3,330 |
| Securities gains (losses) | $106,000 | 569 |
| Applicable income taxes | $155,000 | 2,061 |
| Income before extraordinary items | $364,000 | 3,308 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $364,000 | 3,311 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $364,000 | 3,311 |
| Net charge-offs | $7,000 | 2,613 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $289,800 | 3,625 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 3,544 |
| Total interest expense | $543,000 | 3,837 |
| Net interest income | $5,409,000 | 3,478 |
| Provision for loan and lease losses | $1,000 | 4,589 |
| Total noninterest income | $433,000 | 4,497 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $177,000 | 4,127 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $256,000 | 4,221 |
| Total noninterest expense | $4,207,000 | 3,721 |
| Salaries and employee benefits | $2,231,000 | 3,762 |
| Premises and equipment expense | $781,000 | 2,710 |
| Additional noninterest expense | $1,195,000 | 4,060 |
| Pre-tax net operating income | $1,634,000 | 3,326 |
| Securities gains (losses) | $38,000 | 1,926 |
| Applicable income taxes | $482,000 | 2,234 |
| Income before extraordinary items | $1,190,000 | 3,651 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,190,000 | 3,652 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,190,000 | 3,653 |
| Net charge-offs | $-1,000 | 5,362 |
| Cash dividends | $257,000 | 3,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,163,020 | 3,643 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,447,000 | 3,587 |
| Total interest expense | $431,000 | 3,782 |
| Net interest income | $4,016,000 | 3,525 |
| Provision for loan and lease losses | $1,000 | 4,384 |
| Total noninterest income | $326,000 | 4,536 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $134,000 | 4,156 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $192,000 | 4,261 |
| Total noninterest expense | $3,160,000 | 3,724 |
| Salaries and employee benefits | $1,708,000 | 3,727 |
| Premises and equipment expense | $581,000 | 2,758 |
| Additional noninterest expense | $871,000 | 4,134 |
| Pre-tax net operating income | $1,181,000 | 3,466 |
| Securities gains (losses) | $40,000 | 1,573 |
| Applicable income taxes | $356,000 | 2,307 |
| Income before extraordinary items | $865,000 | 3,779 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $865,000 | 3,781 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $865,000 | 3,782 |
| Net charge-offs | $3,000 | 4,462 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $836,600 | 3,780 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,601 |
| Total interest expense | $300,000 | 3,732 |
| Net interest income | $2,649,000 | 3,541 |
| Provision for loan and lease losses | $1,000 | 4,178 |
| Total noninterest income | $218,000 | 4,540 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $89,000 | 4,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $129,000 | 4,236 |
| Total noninterest expense | $2,099,000 | 3,752 |
| Salaries and employee benefits | $1,146,000 | 3,727 |
| Premises and equipment expense | $385,000 | 2,785 |
| Additional noninterest expense | $568,000 | 4,222 |
| Pre-tax net operating income | $767,000 | 3,460 |
| Securities gains (losses) | $40,000 | 1,296 |
| Applicable income taxes | $238,000 | 2,250 |
| Income before extraordinary items | $569,000 | 3,726 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $569,000 | 3,731 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $569,000 | 3,733 |
| Net charge-offs | $3,000 | 4,063 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $540,600 | 3,764 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,470,000 | 3,625 |
| Total interest expense | $157,000 | 3,672 |
| Net interest income | $1,313,000 | 3,573 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $118,000 | 4,376 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $46,000 | 4,076 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $72,000 | 4,055 |
| Total noninterest expense | $1,051,000 | 3,783 |
| Salaries and employee benefits | $578,000 | 3,730 |
| Premises and equipment expense | $190,000 | 2,853 |
| Additional noninterest expense | $283,000 | 4,243 |
| Pre-tax net operating income | $380,000 | 3,376 |
| Securities gains (losses) | $23,000 | 917 |
| Applicable income taxes | $117,000 | 2,219 |
| Income before extraordinary items | $286,000 | 3,628 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $286,000 | 3,630 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $286,000 | 3,631 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $269,670 | 3,679 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,050,000 | 3,599 |
| Total interest expense | $677,000 | 3,819 |
| Net interest income | $5,373,000 | 3,534 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $482,000 | 4,460 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $212,000 | 4,003 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $270,000 | 4,221 |
| Total noninterest expense | $4,276,000 | 3,762 |
| Salaries and employee benefits | $2,310,000 | 3,740 |
| Premises and equipment expense | $753,000 | 2,826 |
| Additional noninterest expense | $1,213,000 | 4,183 |
| Pre-tax net operating income | $1,579,000 | 3,309 |
| Securities gains (losses) | $-21,000 | 6,337 |
| Applicable income taxes | $392,000 | 2,382 |
| Income before extraordinary items | $1,166,000 | 3,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,166,000 | 3,615 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,166,000 | 3,617 |
| Net charge-offs | $20,000 | 4,847 |
| Cash dividends | $240,000 | 3,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,181,750 | 3,550 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,515,000 | 3,650 |
| Total interest expense | $512,000 | 3,889 |
| Net interest income | $4,003,000 | 3,567 |
| Provision for loan and lease losses | $60,000 | 3,816 |
| Total noninterest income | $374,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $164,000 | 3,989 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $210,000 | 4,251 |
| Total noninterest expense | $3,207,000 | 3,781 |
| Salaries and employee benefits | $1,790,000 | 3,676 |
| Premises and equipment expense | $557,000 | 2,878 |
| Additional noninterest expense | $860,000 | 4,306 |
| Pre-tax net operating income | $1,110,000 | 3,498 |
| Securities gains (losses) | $150,000 | 967 |
| Applicable income taxes | $321,000 | 2,370 |
| Income before extraordinary items | $939,000 | 3,539 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $939,000 | 3,541 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $939,000 | 3,543 |
| Net charge-offs | $19,000 | 4,438 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $826,500 | 3,692 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 3,676 |
| Total interest expense | $346,000 | 3,920 |
| Net interest income | $2,634,000 | 3,585 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $257,000 | 4,485 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $110,000 | 3,948 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,234 |
| Total noninterest expense | $2,122,000 | 3,814 |
| Salaries and employee benefits | $1,197,000 | 3,680 |
| Premises and equipment expense | $360,000 | 2,932 |
| Additional noninterest expense | $565,000 | 4,336 |
| Pre-tax net operating income | $739,000 | 3,477 |
| Securities gains (losses) | $138,000 | 928 |
| Applicable income taxes | $226,000 | 2,313 |
| Income before extraordinary items | $651,000 | 3,456 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $651,000 | 3,457 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $651,000 | 3,459 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $548,880 | 3,668 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,474,000 | 3,733 |
| Total interest expense | $176,000 | 3,973 |
| Net interest income | $1,298,000 | 3,652 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $129,000 | 4,436 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $59,000 | 3,789 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $70,000 | 4,284 |
| Total noninterest expense | $1,076,000 | 3,814 |
| Salaries and employee benefits | $600,000 | 3,715 |
| Premises and equipment expense | $178,000 | 2,986 |
| Additional noninterest expense | $298,000 | 4,242 |
| Pre-tax net operating income | $351,000 | 3,510 |
| Securities gains (losses) | $138,000 | 586 |
| Applicable income taxes | $127,000 | 2,169 |
| Income before extraordinary items | $362,000 | 3,204 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $362,000 | 3,204 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $362,000 | 3,206 |
| Net charge-offs | $5,000 | 3,681 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $259,880 | 3,721 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,004,000 | 3,841 |
| Total interest expense | $750,000 | 4,252 |
| Net interest income | $5,254,000 | 3,689 |
| Provision for loan and lease losses | $31,000 | 5,427 |
| Total noninterest income | $474,000 | 4,575 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $223,000 | 4,055 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $251,000 | 4,303 |
| Total noninterest expense | $3,931,000 | 4,070 |
| Salaries and employee benefits | $2,143,000 | 3,971 |
| Premises and equipment expense | $559,000 | 3,562 |
| Additional noninterest expense | $1,229,000 | 4,293 |
| Pre-tax net operating income | $1,766,000 | 3,042 |
| Securities gains (losses) | $619,000 | 803 |
| Applicable income taxes | $655,000 | 1,900 |
| Income before extraordinary items | $1,730,000 | 2,871 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,730,000 | 2,874 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,730,000 | 2,873 |
| Net charge-offs | $29,000 | 5,219 |
| Cash dividends | $215,000 | 3,562 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,278,130 | 3,279 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,509,000 | 3,899 |
| Total interest expense | $568,000 | 4,357 |
| Net interest income | $3,941,000 | 3,747 |
| Provision for loan and lease losses | $1,000 | 5,774 |
| Total noninterest income | $362,000 | 4,603 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $170,000 | 4,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $192,000 | 4,307 |
| Total noninterest expense | $2,864,000 | 4,173 |
| Salaries and employee benefits | $1,612,000 | 3,962 |
| Premises and equipment expense | $396,000 | 3,733 |
| Additional noninterest expense | $856,000 | 4,510 |
| Pre-tax net operating income | $1,438,000 | 2,966 |
| Securities gains (losses) | $591,000 | 665 |
| Applicable income taxes | $572,000 | 1,794 |
| Income before extraordinary items | $1,457,000 | 2,691 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,457,000 | 2,693 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,457,000 | 2,692 |
| Net charge-offs | $28,000 | 4,901 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,031,480 | 3,221 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,035,000 | 3,901 |
| Total interest expense | $394,000 | 4,371 |
| Net interest income | $2,641,000 | 3,751 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $270,000 | 4,417 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $116,000 | 4,041 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $154,000 | 4,034 |
| Total noninterest expense | $1,829,000 | 4,314 |
| Salaries and employee benefits | $1,034,000 | 4,085 |
| Premises and equipment expense | $256,000 | 3,808 |
| Additional noninterest expense | $539,000 | 4,654 |
| Pre-tax net operating income | $1,082,000 | 2,700 |
| Securities gains (losses) | $422,000 | 662 |
| Applicable income taxes | $437,000 | 1,633 |
| Income before extraordinary items | $1,067,000 | 2,491 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,067,000 | 2,491 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,067,000 | 2,491 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $767,380 | 2,977 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,515,000 | 3,950 |
| Total interest expense | $210,000 | 4,337 |
| Net interest income | $1,305,000 | 3,791 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $145,000 | 4,305 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $58,000 | 4,012 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 3,904 |
| Total noninterest expense | $888,000 | 4,417 |
| Salaries and employee benefits | $520,000 | 4,100 |
| Premises and equipment expense | $122,000 | 3,950 |
| Additional noninterest expense | $246,000 | 4,911 |
| Pre-tax net operating income | $562,000 | 2,646 |
| Securities gains (losses) | $293,000 | 465 |
| Applicable income taxes | $253,000 | 1,481 |
| Income before extraordinary items | $602,000 | 2,249 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $602,000 | 2,251 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $602,000 | 2,252 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $396,900 | 2,940 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,298,000 | 3,927 |
| Total interest expense | $1,082,000 | 4,222 |
| Net interest income | $5,216,000 | 3,799 |
| Provision for loan and lease losses | $155,000 | 4,896 |
| Total noninterest income | $511,000 | 4,355 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $277,000 | 3,761 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $234,000 | 4,229 |
| Total noninterest expense | $3,610,000 | 4,410 |
| Salaries and employee benefits | $2,007,000 | 4,167 |
| Premises and equipment expense | $493,000 | 4,080 |
| Additional noninterest expense | $1,110,000 | 4,662 |
| Pre-tax net operating income | $1,962,000 | 2,548 |
| Securities gains (losses) | $51,000 | 2,577 |
| Applicable income taxes | $481,000 | 2,070 |
| Income before extraordinary items | $1,532,000 | 2,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,532,000 | 2,737 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,532,000 | 2,737 |
| Net charge-offs | $128,000 | 4,750 |
| Cash dividends | $205,000 | 3,321 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,493,240 | 2,689 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,751,000 | 3,947 |
| Total interest expense | $837,000 | 4,254 |
| Net interest income | $3,914,000 | 3,818 |
| Provision for loan and lease losses | $109,000 | 4,864 |
| Total noninterest income | $379,000 | 4,428 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $210,000 | 3,758 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $169,000 | 4,354 |
| Total noninterest expense | $2,681,000 | 4,441 |
| Salaries and employee benefits | $1,513,000 | 4,158 |
| Premises and equipment expense | $369,000 | 4,128 |
| Additional noninterest expense | $799,000 | 4,784 |
| Pre-tax net operating income | $1,503,000 | 2,574 |
| Securities gains (losses) | $9,000 | 3,085 |
| Applicable income taxes | $348,000 | 2,098 |
| Income before extraordinary items | $1,164,000 | 2,775 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,164,000 | 2,777 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,164,000 | 2,777 |
| Net charge-offs | $110,000 | 4,336 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,157,070 | 2,690 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,157,000 | 3,993 |
| Total interest expense | $560,000 | 4,358 |
| Net interest income | $2,597,000 | 3,844 |
| Provision for loan and lease losses | $59,000 | 5,014 |
| Total noninterest income | $250,000 | 4,471 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $140,000 | 3,728 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $110,000 | 4,409 |
| Total noninterest expense | $1,755,000 | 4,528 |
| Salaries and employee benefits | $998,000 | 4,208 |
| Premises and equipment expense | $243,000 | 4,192 |
| Additional noninterest expense | $514,000 | 4,926 |
| Pre-tax net operating income | $1,033,000 | 2,481 |
| Securities gains (losses) | $9,000 | 2,392 |
| Applicable income taxes | $226,000 | 2,093 |
| Income before extraordinary items | $816,000 | 2,642 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $816,000 | 2,642 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $816,000 | 2,642 |
| Net charge-offs | $15,000 | 5,199 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $808,980 | 2,573 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,564,000 | 4,049 |
| Total interest expense | $279,000 | 4,488 |
| Net interest income | $1,285,000 | 3,871 |
| Provision for loan and lease losses | $19,000 | 5,053 |
| Total noninterest income | $127,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $72,000 | 3,641 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $885,000 | 4,527 |
| Salaries and employee benefits | $504,000 | 4,202 |
| Premises and equipment expense | $120,000 | 4,272 |
| Additional noninterest expense | $261,000 | 4,894 |
| Pre-tax net operating income | $508,000 | 2,523 |
| Securities gains (losses) | $-11,000 | 7,181 |
| Applicable income taxes | $91,000 | 2,280 |
| Income before extraordinary items | $406,000 | 2,629 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $406,000 | 2,628 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $406,000 | 2,629 |
| Net charge-offs | $14,000 | 4,237 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $415,020 | 2,530 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,923,000 | 4,350 |
| Total interest expense | $1,110,000 | 4,998 |
| Net interest income | $4,813,000 | 4,067 |
| Provision for loan and lease losses | $88,000 | 6,129 |
| Total noninterest income | $521,000 | 4,479 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $336,000 | 3,427 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $185,000 | 4,693 |
| Total noninterest expense | $3,411,000 | 4,665 |
| Salaries and employee benefits | $1,857,000 | 4,441 |
| Premises and equipment expense | $481,000 | 4,290 |
| Additional noninterest expense | $1,073,000 | 4,910 |
| Pre-tax net operating income | $1,835,000 | 2,398 |
| Securities gains (losses) | $509,000 | 882 |
| Applicable income taxes | $636,000 | 1,669 |
| Income before extraordinary items | $1,708,000 | 2,289 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,708,000 | 2,286 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,708,000 | 2,290 |
| Net charge-offs | $54,000 | 5,854 |
| Cash dividends | $170,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,336,430 | 2,607 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,374,000 | 4,482 |
| Total interest expense | $823,000 | 5,160 |
| Net interest income | $3,551,000 | 4,160 |
| Provision for loan and lease losses | $87,000 | 5,856 |
| Total noninterest income | $393,000 | 4,547 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $257,000 | 3,452 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $136,000 | 4,797 |
| Total noninterest expense | $2,508,000 | 4,730 |
| Salaries and employee benefits | $1,381,000 | 4,484 |
| Premises and equipment expense | $365,000 | 4,312 |
| Additional noninterest expense | $762,000 | 5,048 |
| Pre-tax net operating income | $1,349,000 | 2,579 |
| Securities gains (losses) | $443,000 | 813 |
| Applicable income taxes | $491,000 | 1,696 |
| Income before extraordinary items | $1,301,000 | 2,399 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,301,000 | 2,397 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,301,000 | 2,401 |
| Net charge-offs | $47,000 | 5,537 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $977,610 | 2,797 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,844,000 | 4,589 |
| Total interest expense | $540,000 | 5,292 |
| Net interest income | $2,304,000 | 4,249 |
| Provision for loan and lease losses | $72,000 | 5,475 |
| Total noninterest income | $267,000 | 4,481 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $175,000 | 3,417 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $92,000 | 4,756 |
| Total noninterest expense | $1,648,000 | 4,775 |
| Salaries and employee benefits | $920,000 | 4,515 |
| Premises and equipment expense | $239,000 | 4,383 |
| Additional noninterest expense | $489,000 | 5,143 |
| Pre-tax net operating income | $851,000 | 2,674 |
| Securities gains (losses) | $191,000 | 977 |
| Applicable income taxes | $284,000 | 1,794 |
| Income before extraordinary items | $758,000 | 2,602 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $758,000 | 2,599 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $758,000 | 2,601 |
| Net charge-offs | $42,000 | 5,025 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $618,570 | 2,894 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,377,000 | 4,742 |
| Total interest expense | $268,000 | 5,452 |
| Net interest income | $1,109,000 | 4,364 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $133,000 | 4,531 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $88,000 | 3,399 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $45,000 | 4,859 |
| Total noninterest expense | $811,000 | 4,875 |
| Salaries and employee benefits | $452,000 | 4,640 |
| Premises and equipment expense | $121,000 | 4,447 |
| Additional noninterest expense | $238,000 | 5,253 |
| Pre-tax net operating income | $371,000 | 2,954 |
| Securities gains (losses) | $136,000 | 666 |
| Applicable income taxes | $146,000 | 1,761 |
| Income before extraordinary items | $361,000 | 2,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 2,749 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $361,000 | 2,752 |
| Net charge-offs | $13,000 | 4,704 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $264,440 | 3,260 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,335,000 | 4,942 |
| Total interest expense | $1,167,000 | 5,720 |
| Net interest income | $4,168,000 | 4,458 |
| Provision for loan and lease losses | $264,000 | 5,462 |
| Total noninterest income | $507,000 | 4,700 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $349,000 | 3,598 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $158,000 | 5,015 |
| Total noninterest expense | $3,158,000 | 5,028 |
| Salaries and employee benefits | $1,626,000 | 4,956 |
| Premises and equipment expense | $472,000 | 4,527 |
| Additional noninterest expense | $1,060,000 | 5,084 |
| Pre-tax net operating income | $1,253,000 | 2,634 |
| Securities gains (losses) | $137,000 | 1,863 |
| Applicable income taxes | $373,000 | 1,831 |
| Income before extraordinary items | $1,017,000 | 2,738 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,017,000 | 2,737 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,017,000 | 2,738 |
| Net charge-offs | $28,000 | 6,536 |
| Cash dividends | $119,000 | 4,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $916,990 | 2,856 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $3,934,000 | 5,065 |
| Total interest expense | $891,000 | 5,818 |
| Net interest income | $3,043,000 | 4,547 |
| Provision for loan and lease losses | $145,000 | 5,543 |
| Total noninterest income | $384,000 | 4,760 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $254,000 | 3,664 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $130,000 | 5,006 |
| Total noninterest expense | $2,364,000 | 5,038 |
| Salaries and employee benefits | $1,192,000 | 5,062 |
| Premises and equipment expense | $364,000 | 4,509 |
| Additional noninterest expense | $808,000 | 5,032 |
| Pre-tax net operating income | $918,000 | 2,890 |
| Securities gains (losses) | $138,000 | 1,575 |
| Applicable income taxes | $292,000 | 1,945 |
| Income before extraordinary items | $764,000 | 2,951 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $764,000 | 2,949 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $764,000 | 2,952 |
| Net charge-offs | $23,000 | 6,168 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $664,640 | 3,128 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,580,000 | 5,152 |
| Total interest expense | $611,000 | 5,876 |
| Net interest income | $1,969,000 | 4,627 |
| Provision for loan and lease losses | $79,000 | 5,600 |
| Total noninterest income | $262,000 | 4,713 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $164,000 | 3,720 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $98,000 | 4,834 |
| Total noninterest expense | $1,530,000 | 5,187 |
| Salaries and employee benefits | $752,000 | 5,289 |
| Premises and equipment expense | $237,000 | 4,613 |
| Additional noninterest expense | $541,000 | 5,020 |
| Pre-tax net operating income | $622,000 | 2,953 |
| Securities gains (losses) | $62,000 | 1,773 |
| Applicable income taxes | $190,000 | 2,016 |
| Income before extraordinary items | $494,000 | 3,112 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $494,000 | 3,109 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $494,000 | 3,111 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $449,360 | 3,179 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,260,000 | 5,251 |
| Total interest expense | $327,000 | 5,834 |
| Net interest income | $933,000 | 4,773 |
| Provision for loan and lease losses | $33,000 | 5,351 |
| Total noninterest income | $138,000 | 4,598 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $82,000 | 3,654 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $56,000 | 4,631 |
| Total noninterest expense | $738,000 | 5,226 |
| Salaries and employee benefits | $359,000 | 5,468 |
| Premises and equipment expense | $121,000 | 4,594 |
| Additional noninterest expense | $258,000 | 4,864 |
| Pre-tax net operating income | $300,000 | 3,335 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $79,000 | 2,418 |
| Income before extraordinary items | $244,000 | 3,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 3,487 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $244,000 | 3,487 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $226,520 | 3,506 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,997,000 | 5,462 |
| Total interest expense | $1,603,000 | 5,832 |
| Net interest income | $3,394,000 | 5,065 |
| Provision for loan and lease losses | $201,000 | 5,190 |
| Total noninterest income | $588,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $373,000 | 3,595 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $215,000 | 4,717 |
| Total noninterest expense | $2,897,000 | 5,235 |
| Salaries and employee benefits | $1,412,000 | 5,514 |
| Premises and equipment expense | $500,000 | 4,455 |
| Additional noninterest expense | $985,000 | 4,869 |
| Pre-tax net operating income | $884,000 | 3,985 |
| Securities gains (losses) | $-494,000 | 7,554 |
| Applicable income taxes | $76,000 | 3,593 |
| Income before extraordinary items | $314,000 | 5,047 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $314,000 | 5,046 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 4,657 |
| Cash dividends | $85,000 | 5,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $714,140 | 4,044 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,761,000 | 5,523 |
| Total interest expense | $1,240,000 | 5,882 |
| Net interest income | $2,521,000 | 5,127 |
| Provision for loan and lease losses | $167,000 | 4,483 |
| Total noninterest income | $452,000 | 4,561 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $280,000 | 3,619 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $172,000 | 4,722 |
| Total noninterest expense | $2,107,000 | 5,308 |
| Salaries and employee benefits | $1,009,000 | 5,661 |
| Premises and equipment expense | $374,000 | 4,484 |
| Additional noninterest expense | $724,000 | 4,854 |
| Pre-tax net operating income | $699,000 | 4,341 |
| Securities gains (losses) | $-2,000 | 7,202 |
| Applicable income taxes | $183,000 | 3,009 |
| Income before extraordinary items | $514,000 | 4,398 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $514,000 | 4,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 3,653 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $515,480 | 4,533 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,508,000 | 5,588 |
| Total interest expense | $862,000 | 5,930 |
| Net interest income | $1,646,000 | 5,197 |
| Provision for loan and lease losses | $96,000 | 4,324 |
| Total noninterest income | $329,000 | 4,431 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $193,000 | 3,553 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $136,000 | 4,479 |
| Total noninterest expense | $1,396,000 | 5,358 |
| Salaries and employee benefits | $668,000 | 5,737 |
| Premises and equipment expense | $245,000 | 4,560 |
| Additional noninterest expense | $483,000 | 4,845 |
| Pre-tax net operating income | $483,000 | 4,425 |
| Securities gains (losses) | $-2,000 | 7,993 |
| Applicable income taxes | $135,000 | 3,138 |
| Income before extraordinary items | $346,000 | 4,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $346,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 3,727 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $347,440 | 4,692 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,291,000 | 5,596 |
| Total interest expense | $459,000 | 5,948 |
| Net interest income | $832,000 | 5,189 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $192,000 | 4,084 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $100,000 | 3,452 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $92,000 | 3,930 |
| Total noninterest expense | $690,000 | 5,407 |
| Salaries and employee benefits | $332,000 | 5,805 |
| Premises and equipment expense | $122,000 | 4,581 |
| Additional noninterest expense | $236,000 | 4,861 |
| Pre-tax net operating income | $280,000 | 4,305 |
| Securities gains (losses) | $-2,000 | 8,216 |
| Applicable income taxes | $75,000 | 3,116 |
| Income before extraordinary items | $203,000 | 4,625 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $203,000 | 4,628 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,388 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $204,460 | 4,522 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $5,064,000 | 5,692 |
| Total interest expense | $1,705,000 | 6,168 |
| Net interest income | $3,359,000 | 5,179 |
| Provision for loan and lease losses | $91,000 | 5,029 |
| Total noninterest income | $664,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $443,000 | 3,317 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $221,000 | 4,860 |
| Total noninterest expense | $2,783,000 | 5,245 |
| Salaries and employee benefits | $1,451,000 | 5,414 |
| Premises and equipment expense | $511,000 | 4,288 |
| Additional noninterest expense | $821,000 | 5,264 |
| Pre-tax net operating income | $1,149,000 | 4,450 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $335,000 | 3,236 |
| Income before extraordinary items | $814,000 | 4,759 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $814,000 | 4,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 3,999 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $814,000 | 4,738 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $3,726,000 | 5,767 |
| Total interest expense | $1,243,000 | 6,257 |
| Net interest income | $2,483,000 | 5,238 |
| Provision for loan and lease losses | $63,000 | 4,794 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $333,000 | 3,316 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $179,000 | 4,720 |
| Total noninterest expense | $2,116,000 | 5,180 |
| Salaries and employee benefits | $1,111,000 | 5,323 |
| Premises and equipment expense | $395,000 | 4,205 |
| Additional noninterest expense | $610,000 | 5,230 |
| Pre-tax net operating income | $816,000 | 4,800 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $240,000 | 3,472 |
| Income before extraordinary items | $576,000 | 5,087 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $576,000 | 5,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $576,000 | 5,083 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $2,445,000 | 5,831 |
| Total interest expense | $808,000 | 6,339 |
| Net interest income | $1,637,000 | 5,302 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $339,000 | 4,397 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $225,000 | 3,253 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $114,000 | 4,859 |
| Total noninterest expense | $1,413,000 | 5,206 |
| Salaries and employee benefits | $744,000 | 5,352 |
| Premises and equipment expense | $264,000 | 4,215 |
| Additional noninterest expense | $405,000 | 5,263 |
| Pre-tax net operating income | $523,000 | 4,944 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $156,000 | 3,593 |
| Income before extraordinary items | $367,000 | 5,254 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $367,000 | 5,254 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $367,000 | 5,242 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,198,000 | 5,885 |
| Total interest expense | $400,000 | 6,366 |
| Net interest income | $798,000 | 5,388 |
| Provision for loan and lease losses | $22,000 | 4,272 |
| Total noninterest income | $158,000 | 4,514 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $109,000 | 3,272 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $49,000 | 5,151 |
| Total noninterest expense | $697,000 | 5,267 |
| Salaries and employee benefits | $367,000 | 5,443 |
| Premises and equipment expense | $134,000 | 4,191 |
| Additional noninterest expense | $196,000 | 5,325 |
| Pre-tax net operating income | $237,000 | 5,161 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $60,000 | 3,913 |
| Income before extraordinary items | $177,000 | 5,329 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $177,000 | 5,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,481 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $177,000 | 5,308 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $4,451,000 | 5,859 |
| Total interest expense | $1,332,000 | 6,360 |
| Net interest income | $3,119,000 | 5,402 |
| Provision for loan and lease losses | $41,000 | 5,792 |
| Total noninterest income | $605,000 | 4,709 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $459,000 | 3,255 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $146,000 | 5,665 |
| Total noninterest expense | $2,705,000 | 5,228 |
| Salaries and employee benefits | $1,398,000 | 5,421 |
| Premises and equipment expense | $507,000 | 4,227 |
| Additional noninterest expense | $800,000 | 5,236 |
| Pre-tax net operating income | $978,000 | 5,252 |
| Securities gains (losses) | $-5,000 | 7,083 |
| Applicable income taxes | $261,000 | 3,985 |
| Income before extraordinary items | $712,000 | 5,471 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $712,000 | 5,473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,380 |
| Cash dividends | $64,000 | 5,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $715,650 | 5,450 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 5,938 |
| Total interest expense | $945,000 | 6,447 |
| Net interest income | $2,317,000 | 5,482 |
| Provision for loan and lease losses | $30,000 | 5,631 |
| Total noninterest income | $455,000 | 4,736 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $344,000 | 3,266 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $111,000 | 5,644 |
| Total noninterest expense | $2,036,000 | 5,214 |
| Salaries and employee benefits | $1,068,000 | 5,347 |
| Premises and equipment expense | $380,000 | 4,231 |
| Additional noninterest expense | $588,000 | 5,283 |
| Pre-tax net operating income | $706,000 | 5,515 |
| Securities gains (losses) | $-5,000 | 7,392 |
| Applicable income taxes | $182,000 | 4,258 |
| Income before extraordinary items | $519,000 | 5,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $519,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,550 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $522,700 | 5,657 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,140,000 | 5,964 |
| Total interest expense | $598,000 | 6,470 |
| Net interest income | $1,542,000 | 5,512 |
| Provision for loan and lease losses | $26,000 | 5,297 |
| Total noninterest income | $302,000 | 4,726 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $229,000 | 3,238 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $73,000 | 5,716 |
| Total noninterest expense | $1,360,000 | 5,215 |
| Salaries and employee benefits | $719,000 | 5,329 |
| Premises and equipment expense | $252,000 | 4,249 |
| Additional noninterest expense | $389,000 | 5,300 |
| Pre-tax net operating income | $458,000 | 5,609 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $119,000 | 4,318 |
| Income before extraordinary items | $339,000 | 5,761 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $339,000 | 5,762 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,097 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $339,000 | 5,756 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,065,000 | 5,936 |
| Total interest expense | $287,000 | 6,475 |
| Net interest income | $778,000 | 5,472 |
| Provision for loan and lease losses | $17,000 | 4,701 |
| Total noninterest income | $151,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $113,000 | 3,198 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $38,000 | 5,631 |
| Total noninterest expense | $667,000 | 5,285 |
| Salaries and employee benefits | $349,000 | 5,452 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $192,000 | 5,309 |
| Pre-tax net operating income | $245,000 | 5,419 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $58,000 | 4,321 |
| Income before extraordinary items | $187,000 | 5,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $187,000 | 5,486 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,205 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $187,000 | 5,486 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,937,000 | 5,874 |
| Total interest expense | $939,000 | 6,439 |
| Net interest income | $2,998,000 | 5,509 |
| Provision for loan and lease losses | $22,000 | 6,455 |
| Total noninterest income | $540,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $405,000 | 3,527 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $135,000 | 5,901 |
| Total noninterest expense | $2,883,000 | 4,906 |
| Salaries and employee benefits | $1,564,000 | 4,916 |
| Premises and equipment expense | $494,000 | 4,218 |
| Additional noninterest expense | $825,000 | 5,066 |
| Pre-tax net operating income | $633,000 | 6,316 |
| Securities gains (losses) | $-8,000 | 7,452 |
| Applicable income taxes | $158,000 | 4,942 |
| Income before extraordinary items | $467,000 | 6,506 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $467,000 | 6,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 4,820 |
| Cash dividends | $83,000 | 5,603 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $473,000 | 6,451 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,893,000 | 5,911 |
| Total interest expense | $656,000 | 6,519 |
| Net interest income | $2,237,000 | 5,541 |
| Provision for loan and lease losses | $26,000 | 5,976 |
| Total noninterest income | $376,000 | 5,247 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $288,000 | 3,663 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,150 |
| Total noninterest expense | $2,163,000 | 4,878 |
| Salaries and employee benefits | $1,213,000 | 4,792 |
| Premises and equipment expense | $344,000 | 4,415 |
| Additional noninterest expense | $606,000 | 5,090 |
| Pre-tax net operating income | $424,000 | 6,690 |
| Securities gains (losses) | $-8,000 | 7,835 |
| Applicable income taxes | $104,000 | 5,203 |
| Income before extraordinary items | $312,000 | 6,854 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $312,000 | 6,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,107 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $318,000 | 6,782 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,892,000 | 5,901 |
| Total interest expense | $398,000 | 6,615 |
| Net interest income | $1,494,000 | 5,514 |
| Provision for loan and lease losses | $23,000 | 5,573 |
| Total noninterest income | $235,000 | 5,374 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $173,000 | 3,824 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $62,000 | 6,077 |
| Total noninterest expense | $1,416,000 | 4,933 |
| Salaries and employee benefits | $809,000 | 4,773 |
| Premises and equipment expense | $209,000 | 4,666 |
| Additional noninterest expense | $398,000 | 5,106 |
| Pre-tax net operating income | $290,000 | 6,643 |
| Securities gains (losses) | $-4,000 | 7,869 |
| Applicable income taxes | $69,000 | 5,230 |
| Income before extraordinary items | $217,000 | 6,783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $217,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $220,040 | 6,713 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $918,000 | 5,981 |
| Total interest expense | $179,000 | 6,799 |
| Net interest income | $739,000 | 5,575 |
| Provision for loan and lease losses | $12,000 | 5,254 |
| Total noninterest income | $113,000 | 5,424 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $78,000 | 3,986 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $35,000 | 5,892 |
| Total noninterest expense | $697,000 | 5,013 |
| Salaries and employee benefits | $405,000 | 4,795 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $189,000 | 5,293 |
| Pre-tax net operating income | $143,000 | 6,657 |
| Securities gains (losses) | $-4,000 | 8,340 |
| Applicable income taxes | $25,000 | 5,466 |
| Income before extraordinary items | $114,000 | 6,672 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $114,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $117,280 | 6,583 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,465,000 | 5,997 |
| Total interest expense | $677,000 | 6,670 |
| Net interest income | $2,788,000 | 5,654 |
| Provision for loan and lease losses | $122,000 | 4,597 |
| Total noninterest income | $410,000 | 5,734 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $328,000 | 4,120 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $82,000 | 6,739 |
| Total noninterest expense | $2,377,000 | 5,467 |
| Salaries and employee benefits | $1,413,000 | 5,144 |
| Premises and equipment expense | $117,000 | 7,757 |
| Additional noninterest expense | $847,000 | 4,903 |
| Pre-tax net operating income | $699,000 | 6,099 |
| Securities gains (losses) | $14,000 | 2,631 |
| Applicable income taxes | $188,000 | 4,833 |
| Income before extraordinary items | $525,000 | 6,266 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $525,000 | 6,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,392 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $514,640 | 6,231 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 6,047 |
| Total interest expense | $509,000 | 6,660 |
| Net interest income | $2,053,000 | 5,706 |
| Provision for loan and lease losses | $55,000 | 5,258 |
| Total noninterest income | $310,000 | 5,739 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $248,000 | 4,122 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $62,000 | 6,751 |
| Total noninterest expense | $1,714,000 | 5,557 |
| Salaries and employee benefits | $1,028,000 | 5,226 |
| Premises and equipment expense | $82,000 | 7,847 |
| Additional noninterest expense | $604,000 | 5,024 |
| Pre-tax net operating income | $594,000 | 5,925 |
| Securities gains (losses) | $14,000 | 2,518 |
| Applicable income taxes | $166,000 | 4,712 |
| Income before extraordinary items | $442,000 | 6,095 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $442,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,418 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $431,780 | 6,075 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,689,000 | 6,090 |
| Total interest expense | $339,000 | 6,688 |
| Net interest income | $1,350,000 | 5,740 |
| Provision for loan and lease losses | $40,000 | 5,015 |
| Total noninterest income | $211,000 | 5,699 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $169,000 | 4,053 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $42,000 | 6,726 |
| Total noninterest expense | $1,115,000 | 5,666 |
| Salaries and employee benefits | $667,000 | 5,355 |
| Premises and equipment expense | $53,000 | 7,915 |
| Additional noninterest expense | $395,000 | 5,112 |
| Pre-tax net operating income | $406,000 | 5,820 |
| Securities gains (losses) | $15,000 | 2,191 |
| Applicable income taxes | $116,000 | 4,650 |
| Income before extraordinary items | $305,000 | 6,006 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $305,000 | 6,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,531 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $294,200 | 6,003 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $837,000 | 6,132 |
| Total interest expense | $171,000 | 6,735 |
| Net interest income | $666,000 | 5,792 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $79,000 | 4,141 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $21,000 | 6,731 |
| Total noninterest expense | $554,000 | 5,701 |
| Salaries and employee benefits | $327,000 | 5,446 |
| Premises and equipment expense | $27,000 | 7,911 |
| Additional noninterest expense | $200,000 | 5,075 |
| Pre-tax net operating income | $197,000 | 5,851 |
| Securities gains (losses) | $15,000 | 1,841 |
| Applicable income taxes | $51,000 | 4,825 |
| Income before extraordinary items | $161,000 | 5,840 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $161,000 | 5,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,582 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $149,600 | 5,902 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,320,000 | 6,196 |
| Total interest expense | $804,000 | 6,701 |
| Net interest income | $2,516,000 | 5,882 |
| Provision for loan and lease losses | $76,000 | 5,707 |
| Total noninterest income | $441,000 | 5,742 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $359,000 | 3,880 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $82,000 | 6,847 |
| Total noninterest expense | $2,039,000 | 5,939 |
| Salaries and employee benefits | $1,183,000 | 5,693 |
| Premises and equipment expense | $271,000 | 5,953 |
| Additional noninterest expense | $585,000 | 6,069 |
| Pre-tax net operating income | $842,000 | 5,562 |
| Securities gains (losses) | $56,000 | 2,403 |
| Applicable income taxes | $284,000 | 4,364 |
| Income before extraordinary items | $614,000 | 5,905 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $614,000 | 5,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $18,000 | 6,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $575,920 | 5,874 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,476,000 | 6,283 |
| Total interest expense | $616,000 | 6,783 |
| Net interest income | $1,860,000 | 5,961 |
| Provision for loan and lease losses | $58,000 | 5,579 |
| Total noninterest income | $336,000 | 5,768 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $272,000 | 3,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $64,000 | 6,840 |
| Total noninterest expense | $1,484,000 | 6,008 |
| Salaries and employee benefits | $863,000 | 5,747 |
| Premises and equipment expense | $85,000 | 7,908 |
| Additional noninterest expense | $536,000 | 5,410 |
| Pre-tax net operating income | $654,000 | 5,681 |
| Securities gains (losses) | $30,000 | 2,693 |
| Applicable income taxes | $217,000 | 4,522 |
| Income before extraordinary items | $467,000 | 6,019 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $467,000 | 6,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 6,184 |
| Cash dividends | $18,000 | 5,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $446,600 | 5,950 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,631,000 | 6,360 |
| Total interest expense | $418,000 | 6,859 |
| Net interest income | $1,213,000 | 6,031 |
| Provision for loan and lease losses | $45,000 | 5,281 |
| Total noninterest income | $224,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $179,000 | 3,874 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $45,000 | 6,742 |
| Total noninterest expense | $964,000 | 6,109 |
| Salaries and employee benefits | $554,000 | 5,884 |
| Premises and equipment expense | $57,000 | 7,891 |
| Additional noninterest expense | $353,000 | 5,448 |
| Pre-tax net operating income | $428,000 | 5,698 |
| Securities gains (losses) | $30,000 | 2,360 |
| Applicable income taxes | $149,000 | 4,503 |
| Income before extraordinary items | $309,000 | 6,039 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $309,000 | 6,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $18,000 | 5,074 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $288,900 | 5,979 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $798,000 | 6,462 |
| Total interest expense | $208,000 | 6,968 |
| Net interest income | $590,000 | 6,101 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $109,000 | 5,690 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $86,000 | 3,914 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 6,700 |
| Total noninterest expense | $472,000 | 6,189 |
| Salaries and employee benefits | $276,000 | 5,902 |
| Premises and equipment expense | $28,000 | 7,948 |
| Additional noninterest expense | $168,000 | 5,579 |
| Pre-tax net operating income | $200,000 | 5,845 |
| Securities gains (losses) | $16,000 | 2,005 |
| Applicable income taxes | $66,000 | 4,673 |
| Income before extraordinary items | $150,000 | 6,017 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 6,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $138,960 | 6,031 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,006,000 | 6,859 |
| Total interest expense | $981,000 | 6,981 |
| Net interest income | $2,025,000 | 6,589 |
| Provision for loan and lease losses | $99,000 | 5,759 |
| Total noninterest income | $423,000 | 5,635 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $305,000 | 4,190 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $118,000 | 6,097 |
| Total noninterest expense | $1,749,000 | 6,355 |
| Salaries and employee benefits | $1,008,000 | 6,121 |
| Premises and equipment expense | $250,000 | 6,143 |
| Additional noninterest expense | $491,000 | 6,559 |
| Pre-tax net operating income | $600,000 | 6,425 |
| Securities gains (losses) | $4,000 | 4,045 |
| Applicable income taxes | $202,000 | 5,099 |
| Income before extraordinary items | $402,000 | 6,835 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $402,000 | 6,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,432 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $399,320 | 6,717 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,254,000 | 6,976 |
| Total interest expense | $1,592,000 | 6,799 |
| Net interest income | $1,662,000 | 7,041 |
| Provision for loan and lease losses | $67,000 | 6,261 |
| Total noninterest income | $342,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $278,000 | 4,355 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $64,000 | 7,283 |
| Total noninterest expense | $1,468,000 | 6,868 |
| Salaries and employee benefits | $809,000 | 6,736 |
| Premises and equipment expense | $236,000 | 6,262 |
| Additional noninterest expense | $423,000 | 6,964 |
| Pre-tax net operating income | $469,000 | 6,677 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $161,000 | 5,343 |
| Income before extraordinary items | $308,000 | 7,076 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $308,000 | 7,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $17,000 | 6,464 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $308,000 | 6,967 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,977,000 | 7,433 |
| Total interest expense | $1,419,000 | 7,311 |
| Net interest income | $1,558,000 | 7,362 |
| Provision for loan and lease losses | $112,000 | 5,070 |
| Total noninterest income | $309,000 | 6,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $244,000 | 4,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 7,328 |
| Total noninterest expense | $1,296,000 | 7,261 |
| Salaries and employee benefits | $681,000 | 7,285 |
| Premises and equipment expense | $239,000 | 6,207 |
| Additional noninterest expense | $376,000 | 7,353 |
| Pre-tax net operating income | $459,000 | 7,201 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $151,000 | 5,902 |
| Income before extraordinary items | $308,000 | 7,418 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $308,000 | 7,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,044 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $308,000 | 7,422 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 8,433 |
| Total interest expense | $1,038,000 | 8,083 |
| Net interest income | $1,018,000 | 8,593 |
| Provision for loan and lease losses | $82,000 | 5,624 |
| Total noninterest income | $234,000 | 7,106 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $186,000 | 5,318 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,128 |
| Total noninterest expense | $933,000 | 8,323 |
| Salaries and employee benefits | $465,000 | 8,535 |
| Premises and equipment expense | $173,000 | 7,268 |
| Additional noninterest expense | $295,000 | 8,159 |
| Pre-tax net operating income | $237,000 | 8,399 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $80,000 | 7,195 |
| Income before extraordinary items | $157,000 | 8,591 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $157,000 | 8,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 7,495 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $157,000 | 8,551 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $742,000 | 10,076 |
| Total interest expense | $294,000 | 10,069 |
| Net interest income | $448,000 | 10,014 |
| Provision for loan and lease losses | $50,000 | 6,568 |
| Total noninterest income | $94,000 | 9,115 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 7,680 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,010 |
| Total noninterest expense | $814,000 | 8,741 |
| Salaries and employee benefits | $432,000 | 8,762 |
| Premises and equipment expense | $94,000 | 8,844 |
| Additional noninterest expense | $288,000 | 8,241 |
| Pre-tax net operating income | $-322,000 | 10,088 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-109,000 | 10,236 |
| Income before extraordinary items | $-213,000 | 10,059 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-213,000 | 10,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,225,000 | 314 |
| Net operating income | $-213,000 | 10,030 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.