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Standard Bank, Income and Expense

2022-06-30 (YTD Data)		Rank
Total interest income	$14,811,000	1,073
Total interest expense	$767,000	1,404
Net interest income	$14,044,000	1,047
Provision for loan and lease losses	$416,000	770
Total noninterest income	$2,151,000	1,319
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$454,000	1,089
Trading account gains and fees	$0	108
Additional Noninterest Income	$1,697,000	1,219
Total noninterest expense	$11,796,000	1,029
Salaries and employee benefits	$6,726,000	1,047
Premises and equipment expense	$1,328,000	942
Additional noninterest expense	$3,742,000	982
Pre-tax net operating income	$3,983,000	1,414
Securities gains (losses)	$-57,000	4,272
Applicable income taxes	$693,000	1,248
Income before extraordinary items	$3,233,000	1,446
Extraordinary gains, net	$0	4
Net income	$3,233,000	1,445
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,233,000	1,446
Net charge-offs	$21,000	1,305
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$3,279,740	1,464
2022-03-31 (YTD Data)		Rank
Total interest income	$6,920,000	1,106
Total interest expense	$350,000	1,470
Net interest income	$6,570,000	1,076
Provision for loan and lease losses	$208,000	648
Total noninterest income	$1,079,000	1,311
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$230,000	1,071
Trading account gains and fees	$0	103
Additional Noninterest Income	$849,000	1,195
Total noninterest expense	$5,925,000	1,024
Salaries and employee benefits	$3,317,000	1,053
Premises and equipment expense	$617,000	1,014
Additional noninterest expense	$1,991,000	922
Pre-tax net operating income	$1,516,000	1,630
Securities gains (losses)	$-34,000	4,402
Applicable income taxes	$237,000	1,484
Income before extraordinary items	$1,245,000	1,657
Extraordinary gains, net	$0	4
Net income	$1,245,000	1,657
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,245,000	1,657
Net charge-offs	$-5,000	3,667
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,273,560	1,656
2021-12-31 (YTD Data)		Rank
Total interest income	$17,713,000	1,635
Total interest expense	$891,000	2,382
Net interest income	$16,822,000	1,581
Provision for loan and lease losses	$317,000	1,373
Total noninterest income	$3,096,000	1,767
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$517,000	1,569
Trading account gains and fees	$0	132
Additional Noninterest Income	$2,579,000	1,634
Total noninterest expense	$12,791,000	1,659
Salaries and employee benefits	$7,528,000	1,631
Premises and equipment expense	$1,338,000	1,670
Additional noninterest expense	$3,925,000	1,603
Pre-tax net operating income	$6,810,000	1,665
Securities gains (losses)	$-39,000	4,541
Applicable income taxes	$72,000	3,177
Income before extraordinary items	$6,699,000	1,549
Extraordinary gains, net	$0	10
Net income	$6,699,000	1,549
Minority interest net income	$0	74
Net income of bank and minority interests.	$6,699,000	1,549
Net charge-offs	$18,000	2,103
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$6,737,610	1,515
2021-09-30 (YTD Data)		Rank
Total interest income	$9,981,000	2,073
Total interest expense	$487,000	2,888
Net interest income	$9,494,000	1,990
Provision for loan and lease losses	$146,000	1,718
Total noninterest income	$1,950,000	2,007
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$289,000	1,904
Trading account gains and fees	$0	132
Additional Noninterest Income	$1,661,000	1,861
Total noninterest expense	$7,741,000	1,936
Salaries and employee benefits	$4,387,000	1,968
Premises and equipment expense	$769,000	2,027
Additional noninterest expense	$2,585,000	1,774
Pre-tax net operating income	$3,557,000	2,211
Securities gains (losses)	$-32,000	4,690
Applicable income taxes	$706,000	1,724
Income before extraordinary items	$2,819,000	2,344
Extraordinary gains, net	$0	8
Net income	$2,819,000	2,343
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,819,000	2,344
Net charge-offs	$7,000	2,078
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$2,844,600	2,303
2021-06-30 (YTD Data)		Rank
Total interest income	$2,479,000	3,589
Total interest expense	$413,000	2,628
Net interest income	$2,066,000	3,697
Provision for loan and lease losses	$3,000	2,808
Total noninterest income	$394,000	3,251
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$73,000	3,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$321,000	3,077
Total noninterest expense	$1,946,000	3,428
Salaries and employee benefits	$1,081,000	3,435
Premises and equipment expense	$186,000	3,508
Additional noninterest expense	$679,000	3,259
Pre-tax net operating income	$511,000	3,949
Securities gains (losses)	$-1,000	4,500
Applicable income taxes	$122,000	2,620
Income before extraordinary items	$388,000	4,092
Extraordinary gains, net	$0	6
Net income	$388,000	4,092
Minority interest net income	$0	67
Net income of bank and minority interests.	$388,000	4,092
Net charge-offs	$1,000	2,145
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$388,790	4,070
2021-03-31 (YTD Data)		Rank
Total interest income	$8,575,000	945
Total interest expense	$1,375,000	568
Net interest income	$7,200,000	988
Provision for loan and lease losses	$158,000	921
Total noninterest income	$1,131,000	1,418
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$189,000	1,149
Trading account gains and fees	NA	NA
Additional Noninterest Income	$942,000	1,322
Total noninterest expense	$5,531,000	1,067
Salaries and employee benefits	$3,213,000	1,066
Premises and equipment expense	$599,000	1,039
Additional noninterest expense	$1,719,000	1,015
Pre-tax net operating income	$2,642,000	1,261
Securities gains (losses)	$-63,000	4,861
Applicable income taxes	$516,000	1,116
Income before extraordinary items	$2,063,000	1,359
Extraordinary gains, net	$0	3
Net income	$2,063,000	1,358
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,063,000	1,359
Net charge-offs	$15,000	1,237
Cash dividends	$1,600,000	541
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,113,400	1,310
2020-12-31 (YTD Data)		Rank
Total interest income	$35,281,000	926
Total interest expense	$7,386,000	657
Net interest income	$27,895,000	976
Provision for loan and lease losses	$3,088,000	784
Total noninterest income	$6,112,000	1,110
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$878,000	1,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,234,000	986
Total noninterest expense	$22,482,000	1,028
Salaries and employee benefits	$12,967,000	1,022
Premises and equipment expense	$2,294,000	1,051
Additional noninterest expense	$7,221,000	964
Pre-tax net operating income	$8,437,000	1,200
Securities gains (losses)	$-23,000	4,882
Applicable income taxes	$1,649,000	1,061
Income before extraordinary items	$6,765,000	1,292
Extraordinary gains, net	$0	4
Net income	$6,765,000	1,293
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,765,000	1,293
Net charge-offs	$116,000	1,904
Cash dividends	$2,064,000	1,480
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,783,400	1,252
2020-09-30 (YTD Data)		Rank
Total interest income	$26,546,000	924
Total interest expense	$5,852,000	663
Net interest income	$20,694,000	977
Provision for loan and lease losses	$2,561,000	768
Total noninterest income	$4,609,000	1,080
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$655,000	1,061
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,954,000	947
Total noninterest expense	$16,541,000	1,023
Salaries and employee benefits	$9,616,000	1,011
Premises and equipment expense	$1,725,000	1,046
Additional noninterest expense	$5,200,000	981
Pre-tax net operating income	$6,201,000	1,186
Securities gains (losses)	$-201,000	4,970
Applicable income taxes	$1,082,000	1,121
Income before extraordinary items	$4,918,000	1,298
Extraordinary gains, net	$0	4
Net income	$4,918,000	1,298
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,918,000	1,298
Net charge-offs	$90,000	1,734
Cash dividends	$2,064,000	1,077
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$5,082,820	1,210
2020-06-30 (YTD Data)		Rank
Total interest income	$17,705,000	933
Total interest expense	$4,086,000	682
Net interest income	$13,619,000	993
Provision for loan and lease losses	$2,185,000	685
Total noninterest income	$2,715,000	1,106
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$456,000	1,039
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,259,000	985
Total noninterest expense	$10,643,000	1,043
Salaries and employee benefits	$6,410,000	1,007
Premises and equipment expense	$1,153,000	1,038
Additional noninterest expense	$3,080,000	1,063
Pre-tax net operating income	$3,506,000	1,282
Securities gains (losses)	$-390,000	4,999
Applicable income taxes	$482,000	1,380
Income before extraordinary items	$2,634,000	1,474
Extraordinary gains, net	$0	4
Net income	$2,634,000	1,474
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,634,000	1,474
Net charge-offs	$95,000	1,386
Cash dividends	$1,030,000	1,284
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,965,500	1,281
2020-03-31 (YTD Data)		Rank
Total interest income	$9,028,000	922
Total interest expense	$2,207,000	712
Net interest income	$6,821,000	972
Provision for loan and lease losses	$558,000	833
Total noninterest income	$1,231,000	1,123
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$286,000	992
Trading account gains and fees	NA	NA
Additional Noninterest Income	$945,000	1,011
Total noninterest expense	$5,473,000	1,036
Salaries and employee benefits	$3,368,000	971
Premises and equipment expense	$573,000	1,063
Additional noninterest expense	$1,532,000	1,085
Pre-tax net operating income	$2,021,000	1,027
Securities gains (losses)	$-284,000	5,012
Applicable income taxes	$289,000	1,100
Income before extraordinary items	$1,448,000	1,223
Extraordinary gains, net	$0	4
Net income	$1,448,000	1,222
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,448,000	1,223
Net charge-offs	$58,000	1,140
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,683,720	1,058
2019-12-31 (YTD Data)		Rank
Total interest income	$37,663,000	898
Total interest expense	$9,262,000	734
Net interest income	$28,401,000	940
Provision for loan and lease losses	$750,000	1,132
Total noninterest income	$4,910,000	1,141
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,200,000	976
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,710,000	1,028
Total noninterest expense	$21,484,000	1,031
Salaries and employee benefits	$12,866,000	981
Premises and equipment expense	$2,282,000	1,055
Additional noninterest expense	$6,336,000	1,048
Pre-tax net operating income	$11,077,000	973
Securities gains (losses)	$92,000	969
Applicable income taxes	$2,374,000	810
Income before extraordinary items	$8,795,000	1,038
Extraordinary gains, net	$0	11
Net income	$8,795,000	1,039
Minority interest net income	$0	76
Net income of bank and minority interests.	$8,795,000	1,039
Net charge-offs	$276,000	1,416
Cash dividends	$7,126,000	617
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$8,722,320	1,022
2019-09-30 (YTD Data)		Rank
Total interest income	$28,349,000	896
Total interest expense	$6,899,000	748
Net interest income	$21,450,000	942
Provision for loan and lease losses	$562,000	1,055
Total noninterest income	$3,630,000	1,147
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$883,000	996
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,747,000	1,014
Total noninterest expense	$15,972,000	1,040
Salaries and employee benefits	$9,594,000	989
Premises and equipment expense	$1,727,000	1,052
Additional noninterest expense	$4,651,000	1,062
Pre-tax net operating income	$8,546,000	968
Securities gains (losses)	$107,000	756
Applicable income taxes	$1,872,000	803
Income before extraordinary items	$6,781,000	1,037
Extraordinary gains, net	$0	11
Net income	$6,781,000	1,038
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,781,000	1,038
Net charge-offs	$228,000	1,199
Cash dividends	$6,089,000	523
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$6,696,470	1,024
2019-06-30 (YTD Data)		Rank
Total interest income	$18,793,000	896
Total interest expense	$4,501,000	745
Net interest income	$14,292,000	939
Provision for loan and lease losses	$301,000	1,189
Total noninterest income	$2,239,000	1,180
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$581,000	990
Trading account gains and fees	$0	131
Additional Noninterest Income	$1,658,000	1,078
Total noninterest expense	$10,787,000	1,021
Salaries and employee benefits	$6,434,000	979
Premises and equipment expense	$1,195,000	1,022
Additional noninterest expense	$3,158,000	1,052
Pre-tax net operating income	$5,443,000	972
Securities gains (losses)	$49,000	753
Applicable income taxes	$1,165,000	824
Income before extraordinary items	$4,327,000	1,044
Extraordinary gains, net	$0	11
Net income	$4,327,000	1,044
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,327,000	1,044
Net charge-offs	$219,000	940
Cash dividends	$2,240,000	801
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$4,288,290	1,035
2019-03-31 (YTD Data)		Rank
Total interest income	$9,304,000	901
Total interest expense	$2,163,000	752
Net interest income	$7,141,000	940
Provision for loan and lease losses	$112,000	1,388
Total noninterest income	$1,139,000	1,133
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$285,000	1,001
Trading account gains and fees	$0	126
Additional Noninterest Income	$854,000	1,006
Total noninterest expense	$5,440,000	1,012
Salaries and employee benefits	$3,222,000	977
Premises and equipment expense	$630,000	979
Additional noninterest expense	$1,588,000	1,028
Pre-tax net operating income	$2,728,000	941
Securities gains (losses)	$17,000	607
Applicable income taxes	$551,000	845
Income before extraordinary items	$2,194,000	1,005
Extraordinary gains, net	$0	5
Net income	$2,194,000	1,004
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,194,000	1,004
Net charge-offs	$151,000	727
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$2,180,400	983
2018-12-31 (YTD Data)		Rank
Total interest income	$36,733,000	855
Total interest expense	$7,453,000	670
Net interest income	$29,280,000	907
Provision for loan and lease losses	$584,000	1,327
Total noninterest income	$4,539,000	1,156
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,160,000	1,026
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,379,000	1,044
Total noninterest expense	$21,881,000	992
Salaries and employee benefits	$12,453,000	978
Premises and equipment expense	$2,494,000	977
Additional noninterest expense	$6,934,000	972
Pre-tax net operating income	$11,354,000	939
Securities gains (losses)	$-33,000	4,745
Applicable income taxes	$2,319,000	792
Income before extraordinary items	$9,002,000	1,002
Extraordinary gains, net	$0	6
Net income	$9,002,000	1,001
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,002,000	1,001
Net charge-offs	$380,000	1,143
Cash dividends	$2,000,000	1,447
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$9,028,400	999
2018-09-30 (YTD Data)		Rank
Total interest income	$27,382,000	854
Total interest expense	$5,377,000	659
Net interest income	$22,005,000	894
Provision for loan and lease losses	$407,000	1,307
Total noninterest income	$3,247,000	1,204
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$850,000	1,047
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,397,000	1,111
Total noninterest expense	$16,294,000	990
Salaries and employee benefits	$9,353,000	983
Premises and equipment expense	$1,878,000	965
Additional noninterest expense	$5,063,000	984
Pre-tax net operating income	$8,551,000	955
Securities gains (losses)	$238,000	190
Applicable income taxes	$1,747,000	796
Income before extraordinary items	$7,042,000	979
Extraordinary gains, net	$0	5
Net income	$7,042,000	978
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,042,000	978
Net charge-offs	$73,000	1,956
Cash dividends	$2,000,000	1,065
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$6,851,600	994
2018-06-30 (YTD Data)		Rank
Total interest income	$18,196,000	842
Total interest expense	$3,440,000	647
Net interest income	$14,756,000	888
Provision for loan and lease losses	$181,000	1,596
Total noninterest income	$2,178,000	1,192
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$555,000	1,065
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,623,000	1,098
Total noninterest expense	$11,022,000	983
Salaries and employee benefits	$6,396,000	957
Premises and equipment expense	$1,268,000	957
Additional noninterest expense	$3,358,000	982
Pre-tax net operating income	$5,731,000	931
Securities gains (losses)	$145,000	202
Applicable income taxes	$1,222,000	764
Income before extraordinary items	$4,654,000	973
Extraordinary gains, net	$0	6
Net income	$4,654,000	971
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,654,000	972
Net charge-offs	$24,000	2,148
Cash dividends	$1,000,000	1,291
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$4,539,450	983
2018-03-31 (YTD Data)		Rank
Total interest income	$9,019,000	835
Total interest expense	$1,631,000	630
Net interest income	$7,388,000	884
Provision for loan and lease losses	$3,000	3,382
Total noninterest income	$1,040,000	1,238
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$268,000	1,114
Trading account gains and fees	$0	123
Additional Noninterest Income	$772,000	1,115
Total noninterest expense	$5,756,000	954
Salaries and employee benefits	$3,457,000	913
Premises and equipment expense	$652,000	944
Additional noninterest expense	$1,647,000	983
Pre-tax net operating income	$2,669,000	958
Securities gains (losses)	$88,000	177
Applicable income taxes	$590,000	763
Income before extraordinary items	$2,167,000	1,002
Extraordinary gains, net	$0	7
Net income	$2,167,000	1,001
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,167,000	1,002
Net charge-offs	$19,000	1,687
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,097,480	1,020
2017-12-31 (YTD Data)		Rank
Total interest income	$30,488,000	945
Total interest expense	$5,076,000	672
Net interest income	$25,412,000	997
Provision for loan and lease losses	$531,000	1,395
Total noninterest income	$3,988,000	1,286
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,066,000	1,127
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,922,000	1,188
Total noninterest expense	$21,321,000	1,000
Salaries and employee benefits	$10,174,000	1,144
Premises and equipment expense	$2,067,000	1,135
Additional noninterest expense	$9,080,000	739
Pre-tax net operating income	$7,548,000	1,231
Securities gains (losses)	$-267,000	5,537
Applicable income taxes	$2,766,000	1,021
Income before extraordinary items	$4,515,000	1,460
Extraordinary gains, net	$0	9
Net income	$4,515,000	1,459
Minority interest net income	$0	76
Net income of bank and minority interests.	$4,515,000	1,460
Net charge-offs	$176,000	1,932
Cash dividends	$2,000,000	1,415
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$4,685,880	1,399
2017-09-30 (YTD Data)		Rank
Total interest income	$21,492,000	995
Total interest expense	$3,561,000	697
Net interest income	$17,931,000	1,044
Provision for loan and lease losses	$276,000	1,698
Total noninterest income	$2,894,000	1,339
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$781,000	1,159
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,113,000	1,224
Total noninterest expense	$16,067,000	1,000
Salaries and employee benefits	$7,417,000	1,177
Premises and equipment expense	$1,466,000	1,209
Additional noninterest expense	$7,184,000	706
Pre-tax net operating income	$4,482,000	1,479
Securities gains (losses)	$54,000	838
Applicable income taxes	$1,416,000	1,165
Income before extraordinary items	$3,120,000	1,681
Extraordinary gains, net	$0	9
Net income	$3,120,000	1,682
Minority interest net income	$0	71
Net income of bank and minority interests.	$3,120,000	1,682
Net charge-offs	$168,000	1,531
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$3,082,740	1,683
2017-06-30 (YTD Data)		Rank
Total interest income	$12,463,000	1,116
Total interest expense	$2,117,000	753
Net interest income	$10,346,000	1,172
Provision for loan and lease losses	$174,000	1,722
Total noninterest income	$1,840,000	1,385
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$452,000	1,285
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,388,000	1,250
Total noninterest expense	$10,367,000	1,035
Salaries and employee benefits	$4,127,000	1,374
Premises and equipment expense	$873,000	1,336
Additional noninterest expense	$5,367,000	638
Pre-tax net operating income	$1,645,000	2,342
Securities gains (losses)	$49,000	664
Applicable income taxes	$534,000	1,635
Income before extraordinary items	$1,160,000	2,585
Extraordinary gains, net	$0	11
Net income	$1,160,000	2,584
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,160,000	2,585
Net charge-offs	$46,000	2,051
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,126,680	2,609
2017-03-31 (YTD Data)		Rank
Total interest income	$4,143,000	1,578
Total interest expense	$859,000	890
Net interest income	$3,284,000	1,753
Provision for loan and lease losses	$3,000	3,441
Total noninterest income	$630,000	1,762
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$143,000	1,828
Trading account gains and fees	$0	142
Additional Noninterest Income	$487,000	1,546
Total noninterest expense	$2,882,000	1,705
Salaries and employee benefits	$1,594,000	1,752
Premises and equipment expense	$319,000	1,793
Additional noninterest expense	$969,000	1,554
Pre-tax net operating income	$1,029,000	1,921
Securities gains (losses)	$0	1,153
Applicable income taxes	$345,000	1,381
Income before extraordinary items	$684,000	2,234
Extraordinary gains, net	$0	8
Net income	$684,000	2,235
Minority interest net income	$0	55
Net income of bank and minority interests.	$684,000	2,235
Net charge-offs	$62,000	1,194
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$684,000	2,209
2016-12-31 (YTD Data)		Rank
Total interest income	$16,286,000	1,554
Total interest expense	$3,493,000	840
Net interest income	$12,793,000	1,754
Provision for loan and lease losses	$104,000	3,088
Total noninterest income	$2,497,000	1,851
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$690,000	1,636
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,807,000	1,692
Total noninterest expense	$10,857,000	1,768
Salaries and employee benefits	$5,839,000	1,830
Premises and equipment expense	$1,203,000	1,860
Additional noninterest expense	$3,815,000	1,596
Pre-tax net operating income	$4,329,000	1,818
Securities gains (losses)	$82,000	1,492
Applicable income taxes	$1,368,000	1,347
Income before extraordinary items	$3,043,000	2,083
Extraordinary gains, net	$0	5
Net income	$3,043,000	2,081
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,043,000	2,082
Net charge-offs	$135,000	2,326
Cash dividends	$5,000,000	661
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,986,420	2,060
2016-09-30 (YTD Data)		Rank
Total interest income	$12,163,000	1,562
Total interest expense	$2,615,000	841
Net interest income	$9,548,000	1,769
Provision for loan and lease losses	$61,000	3,177
Total noninterest income	$1,887,000	1,848
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$514,000	1,644
Trading account gains and fees	$0	169
Additional Noninterest Income	$1,373,000	1,677
Total noninterest expense	$8,095,000	1,772
Salaries and employee benefits	$4,404,000	1,808
Premises and equipment expense	$906,000	1,864
Additional noninterest expense	$2,785,000	1,637
Pre-tax net operating income	$3,279,000	1,830
Securities gains (losses)	$82,000	1,406
Applicable income taxes	$944,000	1,468
Income before extraordinary items	$2,417,000	1,995
Extraordinary gains, net	$0	5
Net income	$2,417,000	1,995
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,417,000	1,995
Net charge-offs	$129,000	1,835
Cash dividends	$5,000,000	503
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,357,960	1,977
2016-06-30 (YTD Data)		Rank
Total interest income	$8,065,000	1,568
Total interest expense	$1,733,000	842
Net interest income	$6,332,000	1,776
Provision for loan and lease losses	$-47,000	5,806
Total noninterest income	$1,265,000	1,830
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$604,000	1,001
Trading account gains and fees	$0	157
Additional Noninterest Income	$661,000	2,021
Total noninterest expense	$4,942,000	1,936
Salaries and employee benefits	$2,965,000	1,805
Premises and equipment expense	$607,000	1,859
Additional noninterest expense	$1,370,000	2,154
Pre-tax net operating income	$2,702,000	1,534
Securities gains (losses)	$82,000	1,105
Applicable income taxes	$840,000	1,214
Income before extraordinary items	$1,944,000	1,710
Extraordinary gains, net	$0	16
Net income	$1,944,000	1,711
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,944,000	1,711
Net charge-offs	$128,000	1,428
Cash dividends	$4,000,000	443
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,886,600	1,706
2016-03-31 (YTD Data)		Rank
Total interest income	$4,038,000	1,569
Total interest expense	$861,000	841
Net interest income	$3,177,000	1,768
Provision for loan and lease losses	$3,000	3,551
Total noninterest income	$661,000	1,735
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$298,000	1,006
Trading account gains and fees	$0	142
Additional Noninterest Income	$363,000	1,863
Total noninterest expense	$2,467,000	1,947
Salaries and employee benefits	$1,494,000	1,806
Premises and equipment expense	$304,000	1,852
Additional noninterest expense	$669,000	2,176
Pre-tax net operating income	$1,368,000	1,488
Securities gains (losses)	$82,000	617
Applicable income taxes	$455,000	1,130
Income before extraordinary items	$995,000	1,627
Extraordinary gains, net	$0	12
Net income	$995,000	1,628
Minority interest net income	$0	62
Net income of bank and minority interests.	$995,000	1,628
Net charge-offs	$18,000	2,041
Cash dividends	$4,000,000	239
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$938,420	1,676
2015-12-31 (YTD Data)		Rank
Total interest income	$15,974,000	1,547
Total interest expense	$3,280,000	854
Net interest income	$12,694,000	1,723
Provision for loan and lease losses	$12,000	4,178
Total noninterest income	$2,591,000	1,788
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,291,000	969
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,300,000	2,042
Total noninterest expense	$9,928,000	1,908
Salaries and employee benefits	$5,967,000	1,750
Premises and equipment expense	$1,202,000	1,891
Additional noninterest expense	$2,759,000	2,157
Pre-tax net operating income	$5,345,000	1,497
Securities gains (losses)	$171,000	835
Applicable income taxes	$1,683,000	1,140
Income before extraordinary items	$3,833,000	1,660
Extraordinary gains, net	$0	23
Net income	$3,833,000	1,662
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,833,000	1,662
Net charge-offs	$22,000	3,711
Cash dividends	$2,000,000	1,332
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,715,010	1,668
2015-09-30 (YTD Data)		Rank
Total interest income	$11,934,000	1,569
Total interest expense	$2,448,000	864
Net interest income	$9,486,000	1,743
Provision for loan and lease losses	$9,000	4,059
Total noninterest income	$1,938,000	1,794
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$965,000	976
Trading account gains and fees	$0	153
Additional Noninterest Income	$973,000	2,070
Total noninterest expense	$7,444,000	1,910
Salaries and employee benefits	$4,461,000	1,760
Premises and equipment expense	$913,000	1,880
Additional noninterest expense	$2,070,000	2,141
Pre-tax net operating income	$3,971,000	1,532
Securities gains (losses)	$171,000	730
Applicable income taxes	$1,264,000	1,175
Income before extraordinary items	$2,878,000	1,690
Extraordinary gains, net	$0	21
Net income	$2,878,000	1,692
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,878,000	1,692
Net charge-offs	$-49,000	5,601
Cash dividends	$2,000,000	975
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,760,010	1,712
2015-06-30 (YTD Data)		Rank
Total interest income	$7,931,000	1,578
Total interest expense	$1,607,000	886
Net interest income	$6,324,000	1,740
Provision for loan and lease losses	$6,000	3,882
Total noninterest income	$1,249,000	1,847
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$623,000	988
Trading account gains and fees	$0	157
Additional Noninterest Income	$626,000	2,106
Total noninterest expense	$4,950,000	1,927
Salaries and employee benefits	$2,992,000	1,769
Premises and equipment expense	$612,000	1,882
Additional noninterest expense	$1,346,000	2,188
Pre-tax net operating income	$2,617,000	1,525
Securities gains (losses)	$0	2,636
Applicable income taxes	$775,000	1,245
Income before extraordinary items	$1,842,000	1,733
Extraordinary gains, net	$0	22
Net income	$1,842,000	1,737
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,842,000	1,737
Net charge-offs	$92,000	1,799
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,842,000	1,686
2015-03-31 (YTD Data)		Rank
Total interest income	$3,996,000	1,553
Total interest expense	$779,000	920
Net interest income	$3,217,000	1,713
Provision for loan and lease losses	$3,000	3,553
Total noninterest income	$576,000	1,929
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$300,000	1,001
Trading account gains and fees	$0	152
Additional Noninterest Income	$276,000	2,230
Total noninterest expense	$2,482,000	1,912
Salaries and employee benefits	$1,489,000	1,785
Premises and equipment expense	$326,000	1,803
Additional noninterest expense	$667,000	2,192
Pre-tax net operating income	$1,308,000	1,499
Securities gains (losses)	$0	2,027
Applicable income taxes	$409,000	1,170
Income before extraordinary items	$899,000	1,750
Extraordinary gains, net	$0	13
Net income	$899,000	1,752
Minority interest net income	$0	64
Net income of bank and minority interests.	$899,000	1,752
Net charge-offs	$52,000	1,527
Cash dividends	$1,000,000	643
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$899,000	1,686
2014-12-31 (YTD Data)		Rank
Total interest income	$15,445,000	1,612
Total interest expense	$3,382,000	879
Net interest income	$12,063,000	1,818
Provision for loan and lease losses	$12,000	4,366
Total noninterest income	$2,819,000	1,642
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,344,000	989
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,475,000	1,787
Total noninterest expense	$9,811,000	1,928
Salaries and employee benefits	$5,836,000	1,767
Premises and equipment expense	$1,117,000	2,050
Additional noninterest expense	$2,858,000	2,120
Pre-tax net operating income	$5,059,000	1,499
Securities gains (losses)	$79,000	1,426
Applicable income taxes	$1,468,000	1,215
Income before extraordinary items	$3,670,000	1,693
Extraordinary gains, net	$0	17
Net income	$3,670,000	1,693
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,670,000	1,692
Net charge-offs	$393,000	1,744
Cash dividends	$3,000,000	904
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,613,910	1,685
2014-09-30 (YTD Data)		Rank
Total interest income	$11,492,000	1,629
Total interest expense	$2,589,000	877
Net interest income	$8,903,000	1,850
Provision for loan and lease losses	$9,000	4,188
Total noninterest income	$2,123,000	1,638
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$994,000	1,002
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,129,000	1,793
Total noninterest expense	$7,295,000	1,947
Salaries and employee benefits	$4,371,000	1,767
Premises and equipment expense	$820,000	2,099
Additional noninterest expense	$2,104,000	2,149
Pre-tax net operating income	$3,722,000	1,542
Securities gains (losses)	$26,000	1,868
Applicable income taxes	$1,078,000	1,240
Income before extraordinary items	$2,670,000	1,744
Extraordinary gains, net	$0	15
Net income	$2,670,000	1,745
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,670,000	1,744
Net charge-offs	$297,000	1,614
Cash dividends	$2,000,000	930
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,651,540	1,727
2014-06-30 (YTD Data)		Rank
Total interest income	$7,595,000	1,639
Total interest expense	$1,725,000	879
Net interest income	$5,870,000	1,865
Provision for loan and lease losses	$6,000	4,008
Total noninterest income	$1,404,000	1,621
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$648,000	1,019
Trading account gains and fees	$0	172
Additional Noninterest Income	$756,000	1,767
Total noninterest expense	$4,848,000	1,956
Salaries and employee benefits	$2,918,000	1,768
Premises and equipment expense	$570,000	2,043
Additional noninterest expense	$1,360,000	2,194
Pre-tax net operating income	$2,420,000	1,539
Securities gains (losses)	$0	2,580
Applicable income taxes	$676,000	1,284
Income before extraordinary items	$1,744,000	1,726
Extraordinary gains, net	$0	20
Net income	$1,744,000	1,729
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,744,000	1,728
Net charge-offs	$70,000	2,501
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,744,000	1,692
2014-03-31 (YTD Data)		Rank
Total interest income	$3,775,000	1,646
Total interest expense	$878,000	867
Net interest income	$2,897,000	1,874
Provision for loan and lease losses	$3,000	3,691
Total noninterest income	$663,000	1,659
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$307,000	1,051
Trading account gains and fees	$0	147
Additional Noninterest Income	$356,000	1,801
Total noninterest expense	$2,473,000	1,919
Salaries and employee benefits	$1,487,000	1,742
Premises and equipment expense	$318,000	1,883
Additional noninterest expense	$668,000	2,238
Pre-tax net operating income	$1,084,000	1,649
Securities gains (losses)	$0	1,715
Applicable income taxes	$268,000	1,442
Income before extraordinary items	$816,000	1,780
Extraordinary gains, net	$0	16
Net income	$816,000	1,784
Minority interest net income	$0	66
Net income of bank and minority interests.	$816,000	1,783
Net charge-offs	$8,000	2,944
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$816,000	1,753
2013-12-31 (YTD Data)		Rank
Total interest income	$15,521,000	1,608
Total interest expense	$3,901,000	873
Net interest income	$11,620,000	1,849
Provision for loan and lease losses	$163,000	3,201
Total noninterest income	$2,668,000	1,764
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,393,000	989
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,275,000	2,054
Total noninterest expense	$9,742,000	1,944
Salaries and employee benefits	$5,640,000	1,809
Premises and equipment expense	$1,092,000	2,084
Additional noninterest expense	$3,010,000	2,079
Pre-tax net operating income	$4,383,000	1,592
Securities gains (losses)	$21,000	2,321
Applicable income taxes	$1,151,000	1,338
Income before extraordinary items	$3,253,000	1,775
Extraordinary gains, net	$0	29
Net income	$3,253,000	1,778
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,253,000	1,778
Net charge-offs	$38,000	4,533
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,237,460	1,758
2013-09-30 (YTD Data)		Rank
Total interest income	$11,677,000	1,618
Total interest expense	$2,977,000	888
Net interest income	$8,700,000	1,849
Provision for loan and lease losses	$160,000	2,863
Total noninterest income	$1,996,000	1,792
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,020,000	1,015
Trading account gains and fees	$0	180
Additional Noninterest Income	$976,000	2,069
Total noninterest expense	$7,366,000	1,930
Salaries and employee benefits	$4,234,000	1,813
Premises and equipment expense	$824,000	2,092
Additional noninterest expense	$2,308,000	2,025
Pre-tax net operating income	$3,170,000	1,664
Securities gains (losses)	$21,000	2,191
Applicable income taxes	$806,000	1,439
Income before extraordinary items	$2,385,000	1,844
Extraordinary gains, net	$0	25
Net income	$2,385,000	1,848
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,385,000	1,849
Net charge-offs	$365,000	1,919
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,369,250	1,804
2013-06-30 (YTD Data)		Rank
Total interest income	$7,836,000	1,599
Total interest expense	$2,026,000	890
Net interest income	$5,810,000	1,833
Provision for loan and lease losses	$157,000	2,389
Total noninterest income	$1,406,000	1,730
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$664,000	1,017
Trading account gains and fees	$0	157
Additional Noninterest Income	$742,000	1,933
Total noninterest expense	$4,966,000	1,916
Salaries and employee benefits	$2,842,000	1,808
Premises and equipment expense	$552,000	2,077
Additional noninterest expense	$1,572,000	1,991
Pre-tax net operating income	$2,093,000	1,657
Securities gains (losses)	$21,000	1,987
Applicable income taxes	$507,000	1,499
Income before extraordinary items	$1,607,000	1,819
Extraordinary gains, net	$0	22
Net income	$1,607,000	1,824
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,607,000	1,825
Net charge-offs	$306,000	1,670
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,591,040	1,768
2013-03-31 (YTD Data)		Rank
Total interest income	$3,993,000	1,582
Total interest expense	$1,040,000	890
Net interest income	$2,953,000	1,814
Provision for loan and lease losses	$154,000	1,590
Total noninterest income	$697,000	1,735
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$319,000	1,051
Trading account gains and fees	$0	148
Additional Noninterest Income	$378,000	1,927
Total noninterest expense	$2,471,000	1,934
Salaries and employee benefits	$1,463,000	1,784
Premises and equipment expense	$282,000	2,077
Additional noninterest expense	$726,000	2,144
Pre-tax net operating income	$1,025,000	1,665
Securities gains (losses)	$0	1,966
Applicable income taxes	$221,000	1,617
Income before extraordinary items	$804,000	1,761
Extraordinary gains, net	$0	10
Net income	$804,000	1,763
Minority interest net income	$0	76
Net income of bank and minority interests.	$804,000	1,763
Net charge-offs	$223,000	1,271
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$804,000	1,699
2012-12-31 (YTD Data)		Rank
Total interest income	$16,995,000	1,560
Total interest expense	$4,667,000	968
Net interest income	$12,328,000	1,780
Provision for loan and lease losses	$1,125,000	1,639
Total noninterest income	$2,543,000	1,848
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,217,000	1,165
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,326,000	2,003
Total noninterest expense	$9,613,000	1,994
Salaries and employee benefits	$5,627,000	1,800
Premises and equipment expense	$1,119,000	2,066
Additional noninterest expense	$2,867,000	2,260
Pre-tax net operating income	$4,133,000	1,606
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,166,000	1,324
Income before extraordinary items	$2,967,000	1,886
Extraordinary gains, net	$0	29
Net income	$2,967,000	1,884
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,967,000	1,886
Net charge-offs	$1,307,000	1,529
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,967,000	1,778
2012-09-30 (YTD Data)		Rank
Total interest income	$12,921,000	1,567
Total interest expense	$3,545,000	1,006
Net interest income	$9,376,000	1,780
Provision for loan and lease losses	$900,000	1,552
Total noninterest income	$1,773,000	1,951
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$876,000	1,224
Trading account gains and fees	$0	157
Additional Noninterest Income	$897,000	2,130
Total noninterest expense	$7,264,000	1,964
Salaries and employee benefits	$4,247,000	1,768
Premises and equipment expense	$842,000	2,082
Additional noninterest expense	$2,175,000	2,227
Pre-tax net operating income	$2,985,000	1,707
Securities gains (losses)	$0	3,575
Applicable income taxes	$870,000	1,368
Income before extraordinary items	$2,115,000	2,008
Extraordinary gains, net	$0	20
Net income	$2,115,000	2,006
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,115,000	2,009
Net charge-offs	$751,000	1,743
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,115,000	1,889
2012-06-30 (YTD Data)		Rank
Total interest income	$8,701,000	1,566
Total interest expense	$2,403,000	1,024
Net interest income	$6,298,000	1,776
Provision for loan and lease losses	$600,000	1,572
Total noninterest income	$1,188,000	1,926
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$577,000	1,222
Trading account gains and fees	$0	153
Additional Noninterest Income	$611,000	2,078
Total noninterest expense	$4,821,000	1,983
Salaries and employee benefits	$2,828,000	1,772
Premises and equipment expense	$563,000	2,070
Additional noninterest expense	$1,430,000	2,261
Pre-tax net operating income	$2,065,000	1,653
Securities gains (losses)	$0	3,178
Applicable income taxes	$554,000	1,391
Income before extraordinary items	$1,511,000	1,871
Extraordinary gains, net	$0	19
Net income	$1,511,000	1,870
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,511,000	1,871
Net charge-offs	$588,000	1,620
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,511,000	1,783
2012-03-31 (YTD Data)		Rank
Total interest income	$4,388,000	1,571
Total interest expense	$1,210,000	1,052
Net interest income	$3,178,000	1,759
Provision for loan and lease losses	$300,000	1,500
Total noninterest income	$581,000	1,951
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$289,000	1,220
Trading account gains and fees	$0	148
Additional Noninterest Income	$292,000	2,136
Total noninterest expense	$2,411,000	1,988
Salaries and employee benefits	$1,416,000	1,774
Premises and equipment expense	$283,000	2,074
Additional noninterest expense	$712,000	2,248
Pre-tax net operating income	$1,048,000	1,614
Securities gains (losses)	$0	2,210
Applicable income taxes	$269,000	1,399
Income before extraordinary items	$779,000	1,845
Extraordinary gains, net	$0	19
Net income	$779,000	1,846
Minority interest net income	$0	78
Net income of bank and minority interests.	$779,000	1,846
Net charge-offs	$357,000	1,337
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$779,000	1,743
2011-12-31 (YTD Data)		Rank
Total interest income	$18,248,000	1,561
Total interest expense	$5,118,000	1,175
Net interest income	$13,130,000	1,702
Provision for loan and lease losses	$1,575,000	1,831
Total noninterest income	$2,005,000	2,000
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,219,000	1,208
Trading account gains and fees	$0	146
Additional Noninterest Income	$786,000	2,481
Total noninterest expense	$9,218,000	2,076
Salaries and employee benefits	$5,413,000	1,798
Premises and equipment expense	$1,032,000	2,357
Additional noninterest expense	$2,773,000	2,362
Pre-tax net operating income	$4,342,000	1,339
Securities gains (losses)	$30,000	2,902
Applicable income taxes	$1,302,000	1,104
Income before extraordinary items	$3,070,000	1,569
Extraordinary gains, net	$0	29
Net income	$3,070,000	1,570
Minority interest net income	$0	96
Net income of bank and minority interests.	$3,070,000	1,570
Net charge-offs	$1,430,000	1,948
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$3,049,000	1,512
2011-09-30 (YTD Data)		Rank
Total interest income	$13,795,000	1,568
Total interest expense	$3,885,000	1,209
Net interest income	$9,910,000	1,702
Provision for loan and lease losses	$1,275,000	1,681
Total noninterest income	$1,495,000	2,004
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$914,000	1,210
Trading account gains and fees	$0	145
Additional Noninterest Income	$581,000	2,470
Total noninterest expense	$6,865,000	2,090
Salaries and employee benefits	$4,037,000	1,816
Premises and equipment expense	$774,000	2,375
Additional noninterest expense	$2,054,000	2,398
Pre-tax net operating income	$3,265,000	1,383
Securities gains (losses)	$0	3,555
Applicable income taxes	$980,000	1,106
Income before extraordinary items	$2,285,000	1,649
Extraordinary gains, net	$0	21
Net income	$2,285,000	1,650
Minority interest net income	$0	87
Net income of bank and minority interests.	$2,285,000	1,650
Net charge-offs	$934,000	1,969
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$2,285,000	1,571
2011-06-30 (YTD Data)		Rank
Total interest income	$9,311,000	1,563
Total interest expense	$2,627,000	1,239
Net interest income	$6,684,000	1,675
Provision for loan and lease losses	$850,000	1,656
Total noninterest income	$999,000	1,992
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$600,000	1,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$399,000	2,445
Total noninterest expense	$4,560,000	2,114
Salaries and employee benefits	$2,670,000	1,840
Premises and equipment expense	$519,000	2,375
Additional noninterest expense	$1,371,000	2,442
Pre-tax net operating income	$2,273,000	1,297
Securities gains (losses)	$0	2,914
Applicable income taxes	$670,000	1,058
Income before extraordinary items	$1,603,000	1,534
Extraordinary gains, net	$0	15
Net income	$1,603,000	1,534
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,603,000	1,534
Net charge-offs	$492,000	2,162
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,603,000	1,468
2011-03-31 (YTD Data)		Rank
Total interest income	$4,654,000	1,569
Total interest expense	$1,330,000	1,269
Net interest income	$3,324,000	1,685
Provision for loan and lease losses	$425,000	1,594
Total noninterest income	$486,000	2,032
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$291,000	1,215
Trading account gains and fees	$0	158
Additional Noninterest Income	$195,000	2,501
Total noninterest expense	$2,276,000	2,121
Salaries and employee benefits	$1,322,000	1,882
Premises and equipment expense	$257,000	2,433
Additional noninterest expense	$697,000	2,383
Pre-tax net operating income	$1,109,000	1,310
Securities gains (losses)	$2,000	1,590
Applicable income taxes	$312,000	1,093
Income before extraordinary items	$799,000	1,486
Extraordinary gains, net	$0	9
Net income	$799,000	1,486
Minority interest net income	$0	86
Net income of bank and minority interests.	$799,000	1,486
Net charge-offs	$67,000	3,108
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$797,560	1,443
2010-12-31 (YTD Data)		Rank
Total interest income	$18,297,000	1,655
Total interest expense	$5,821,000	1,427
Net interest income	$12,476,000	1,776
Provision for loan and lease losses	$1,400,000	2,552
Total noninterest income	$2,037,000	2,057
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,304,000	1,156
Trading account gains and fees	$0	175
Additional Noninterest Income	$733,000	2,627
Total noninterest expense	$10,193,000	1,923
Salaries and employee benefits	$5,190,000	1,874
Premises and equipment expense	$919,000	2,661
Additional noninterest expense	$4,084,000	1,764
Pre-tax net operating income	$2,920,000	1,661
Securities gains (losses)	$-2,000	6,921
Applicable income taxes	$805,000	1,431
Income before extraordinary items	$2,113,000	1,926
Extraordinary gains, net	$0	29
Net income	$2,113,000	1,927
Minority interest net income	$0	111
Net income of bank and minority interests.	$2,113,000	1,928
Net charge-offs	$376,000	4,007
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$2,114,440	1,853
2010-09-30 (YTD Data)		Rank
Total interest income	$13,627,000	1,699
Total interest expense	$4,485,000	1,445
Net interest income	$9,142,000	1,834
Provision for loan and lease losses	$1,050,000	2,437
Total noninterest income	$1,473,000	2,112
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$984,000	1,183
Trading account gains and fees	$0	165
Additional Noninterest Income	$489,000	2,790
Total noninterest expense	$6,535,000	2,214
Salaries and employee benefits	$3,852,000	1,889
Premises and equipment expense	$693,000	2,676
Additional noninterest expense	$1,990,000	2,493
Pre-tax net operating income	$3,030,000	1,313
Securities gains (losses)	$-2,000	7,110
Applicable income taxes	$935,000	1,055
Income before extraordinary items	$2,093,000	1,579
Extraordinary gains, net	$0	23
Net income	$2,093,000	1,582
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,093,000	1,582
Net charge-offs	$217,000	4,133
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,094,380	1,509
2010-06-30 (YTD Data)		Rank
Total interest income	$9,082,000	1,722
Total interest expense	$3,086,000	1,458
Net interest income	$5,996,000	1,863
Provision for loan and lease losses	$650,000	2,465
Total noninterest income	$1,099,000	1,908
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$651,000	1,199
Trading account gains and fees	$0	152
Additional Noninterest Income	$448,000	2,248
Total noninterest expense	$4,369,000	2,209
Salaries and employee benefits	$2,585,000	1,892
Premises and equipment expense	$474,000	2,627
Additional noninterest expense	$1,310,000	2,518
Pre-tax net operating income	$2,076,000	1,264
Securities gains (losses)	$8,000	2,663
Applicable income taxes	$671,000	970
Income before extraordinary items	$1,413,000	1,548
Extraordinary gains, net	$0	19
Net income	$1,413,000	1,549
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,413,000	1,549
Net charge-offs	$43,000	5,008
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,407,560	1,480
2010-03-31 (YTD Data)		Rank
Total interest income	$4,560,000	1,757
Total interest expense	$1,621,000	1,456
Net interest income	$2,939,000	1,936
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$509,000	2,007
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$341,000	1,148
Trading account gains and fees	$0	175
Additional Noninterest Income	$168,000	2,654
Total noninterest expense	$2,151,000	2,265
Salaries and employee benefits	$1,271,000	1,945
Premises and equipment expense	$249,000	2,604
Additional noninterest expense	$631,000	2,590
Pre-tax net operating income	$997,000	1,312
Securities gains (losses)	$8,000	1,783
Applicable income taxes	$324,000	987
Income before extraordinary items	$681,000	1,605
Extraordinary gains, net	$0	16
Net income	$681,000	1,607
Minority interest net income	$0	91
Net income of bank and minority interests.	$681,000	1,607
Net charge-offs	$5,000	5,141
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$675,560	1,555
2009-12-31 (YTD Data)		Rank
Total interest income	$18,269,000	1,858
Total interest expense	$7,671,000	1,529
Net interest income	$10,598,000	2,070
Provision for loan and lease losses	$871,000	3,716
Total noninterest income	$2,261,000	1,949
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,405,000	1,230
Trading account gains and fees	$0	211
Additional Noninterest Income	$856,000	2,353
Total noninterest expense	$8,211,000	2,411
Salaries and employee benefits	$4,485,000	2,188
Premises and equipment expense	$926,000	2,747
Additional noninterest expense	$2,800,000	2,495
Pre-tax net operating income	$3,777,000	1,086
Securities gains (losses)	$-455,000	7,575
Applicable income taxes	$1,015,000	947
Income before extraordinary items	$2,307,000	1,444
Extraordinary gains, net	$0	34
Net income	$2,307,000	1,442
Minority interest net income	$0	115
Net income of bank and minority interests.	$2,307,000	1,443
Net charge-offs	$482,000	3,841
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$2,620,950	1,263
2009-09-30 (YTD Data)		Rank
Total interest income	$13,648,000	1,902
Total interest expense	$5,925,000	1,560
Net interest income	$7,723,000	2,126
Provision for loan and lease losses	$742,000	3,208
Total noninterest income	$1,686,000	2,004
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,031,000	1,256
Trading account gains and fees	$0	212
Additional Noninterest Income	$655,000	2,385
Total noninterest expense	$6,218,000	2,375
Salaries and employee benefits	$3,376,000	2,201
Premises and equipment expense	$708,000	2,746
Additional noninterest expense	$2,134,000	2,426
Pre-tax net operating income	$2,449,000	1,317
Securities gains (losses)	$-456,000	7,734
Applicable income taxes	$539,000	1,332
Income before extraordinary items	$1,454,000	1,831
Extraordinary gains, net	$0	27
Net income	$1,454,000	1,829
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,454,000	1,831
Net charge-offs	$431,000	3,247
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,786,880	1,466
2009-06-30 (YTD Data)		Rank
Total interest income	$9,120,000	1,937
Total interest expense	$4,070,000	1,602
Net interest income	$5,050,000	2,166
Provision for loan and lease losses	$338,000	3,539
Total noninterest income	$1,186,000	1,928
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$662,000	1,283
Trading account gains and fees	$0	193
Additional Noninterest Income	$524,000	2,157
Total noninterest expense	$4,219,000	2,367
Salaries and employee benefits	$2,266,000	2,226
Premises and equipment expense	$487,000	2,699
Additional noninterest expense	$1,466,000	2,386
Pre-tax net operating income	$1,679,000	1,366
Securities gains (losses)	$10,000	2,574
Applicable income taxes	$534,000	1,030
Income before extraordinary items	$1,155,000	1,611
Extraordinary gains, net	$0	21
Net income	$1,155,000	1,607
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,155,000	1,610
Net charge-offs	$433,000	2,508
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,148,200	1,595
2009-03-31 (YTD Data)		Rank
Total interest income	$4,586,000	1,948
Total interest expense	$2,062,000	1,646
Net interest income	$2,524,000	2,165
Provision for loan and lease losses	$189,000	2,942
Total noninterest income	$603,000	1,872
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$323,000	1,272
Trading account gains and fees	$0	171
Additional Noninterest Income	$280,000	2,041
Total noninterest expense	$2,029,000	2,397
Salaries and employee benefits	$1,147,000	2,220
Premises and equipment expense	$262,000	2,583
Additional noninterest expense	$620,000	2,495
Pre-tax net operating income	$909,000	1,418
Securities gains (losses)	$-25,000	7,884
Applicable income taxes	$284,000	1,108
Income before extraordinary items	$600,000	1,800
Extraordinary gains, net	$0	15
Net income	$600,000	1,801
Minority interest net income	$0	102
Net income of bank and minority interests.	$600,000	1,802
Net charge-offs	$356,000	1,637
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$617,000	1,656
2008-12-31 (YTD Data)		Rank
Total interest income	$18,701,000	2,036
Total interest expense	$8,849,000	1,805
Net interest income	$9,852,000	2,258
Provision for loan and lease losses	$674,000	3,308
Total noninterest income	$2,404,000	1,861
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,351,000	1,336
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,053,000	2,055
Total noninterest expense	$8,544,000	2,243
Salaries and employee benefits	$5,075,000	1,987
Premises and equipment expense	$963,000	2,716
Additional noninterest expense	$2,506,000	2,333
Pre-tax net operating income	$3,038,000	1,774
Securities gains (losses)	$-1,483,000	7,823
Applicable income taxes	$164,000	2,995
Income before extraordinary items	$1,391,000	2,649
Extraordinary gains, net	$0	39
Net income	$1,391,000	2,648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$260,000	3,736
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$2,710,870	1,598
2008-09-30 (YTD Data)		Rank
Total interest income	$14,073,000	2,080
Total interest expense	$6,698,000	1,853
Net interest income	$7,375,000	2,269
Provision for loan and lease losses	$316,000	3,464
Total noninterest income	$1,764,000	1,958
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$996,000	1,365
Trading account gains and fees	$0	148
Additional Noninterest Income	$768,000	2,171
Total noninterest expense	$6,063,000	2,348
Salaries and employee benefits	$3,493,000	2,212
Premises and equipment expense	$722,000	2,721
Additional noninterest expense	$1,848,000	2,303
Pre-tax net operating income	$2,760,000	1,767
Securities gains (losses)	$-1,483,000	7,993
Applicable income taxes	$640,000	1,623
Income before extraordinary items	$637,000	4,017
Extraordinary gains, net	$0	31
Net income	$637,000	4,014
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$243,000	2,809
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,586,120	2,327
2008-06-30 (YTD Data)		Rank
Total interest income	$9,403,000	2,099
Total interest expense	$4,499,000	1,914
Net interest income	$4,904,000	2,257
Provision for loan and lease losses	$108,000	4,159
Total noninterest income	$1,157,000	1,998
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$647,000	1,385
Trading account gains and fees	$0	149
Additional Noninterest Income	$510,000	2,207
Total noninterest expense	$4,057,000	2,351
Salaries and employee benefits	$2,352,000	2,209
Premises and equipment expense	$481,000	2,724
Additional noninterest expense	$1,224,000	2,294
Pre-tax net operating income	$1,896,000	1,758
Securities gains (losses)	$-133,000	8,277
Applicable income taxes	$369,000	1,961
Income before extraordinary items	$1,394,000	1,919
Extraordinary gains, net	$0	21
Net income	$1,394,000	1,921
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$141,000	2,621
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,499,070	1,781
2008-03-31 (YTD Data)		Rank
Total interest income	$4,721,000	2,145
Total interest expense	$2,354,000	1,966
Net interest income	$2,367,000	2,327
Provision for loan and lease losses	$0	6,080
Total noninterest income	$571,000	2,035
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$310,000	1,409
Trading account gains and fees	$0	158
Additional Noninterest Income	$261,000	2,149
Total noninterest expense	$2,047,000	2,321
Salaries and employee benefits	$1,200,000	2,192
Premises and equipment expense	$248,000	2,682
Additional noninterest expense	$599,000	2,313
Pre-tax net operating income	$891,000	1,977
Securities gains (losses)	$17,000	1,682
Applicable income taxes	$268,000	1,599
Income before extraordinary items	$640,000	2,184
Extraordinary gains, net	$0	15
Net income	$640,000	2,187
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$23,000	3,215
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$628,100	2,149
2007-12-31 (YTD Data)		Rank
Total interest income	$18,678,000	2,209
Total interest expense	$10,147,000	1,928
Net interest income	$8,531,000	2,571
Provision for loan and lease losses	$24,000	6,240
Total noninterest income	$2,398,000	1,953
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,288,000	1,389
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,110,000	2,086
Total noninterest expense	$8,201,000	2,228
Salaries and employee benefits	$4,697,000	2,145
Premises and equipment expense	$977,000	2,627
Additional noninterest expense	$2,527,000	2,161
Pre-tax net operating income	$2,704,000	2,649
Securities gains (losses)	$48,000	809
Applicable income taxes	$658,000	2,378
Income before extraordinary items	$2,094,000	2,720
Extraordinary gains, net	$0	39
Net income	$2,094,000	2,719
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$103,000	3,728
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,057,520	2,733
2007-09-30 (YTD Data)		Rank
Total interest income	$13,909,000	2,225
Total interest expense	$7,625,000	1,927
Net interest income	$6,284,000	2,626
Provision for loan and lease losses	$18,000	5,899
Total noninterest income	$1,809,000	1,942
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$951,000	1,393
Trading account gains and fees	$0	184
Additional Noninterest Income	$858,000	2,029
Total noninterest expense	$6,085,000	2,234
Salaries and employee benefits	$3,490,000	2,162
Premises and equipment expense	$730,000	2,620
Additional noninterest expense	$1,865,000	2,136
Pre-tax net operating income	$1,990,000	2,841
Securities gains (losses)	$48,000	630
Applicable income taxes	$481,000	2,586
Income before extraordinary items	$1,557,000	2,896
Extraordinary gains, net	$0	33
Net income	$1,557,000	2,895
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$71,000	3,253
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,520,520	2,929
2007-06-30 (YTD Data)		Rank
Total interest income	$9,147,000	2,276
Total interest expense	$4,980,000	1,966
Net interest income	$4,167,000	2,666
Provision for loan and lease losses	$12,000	5,644
Total noninterest income	$1,121,000	2,066
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$613,000	1,450
Trading account gains and fees	$0	168
Additional Noninterest Income	$508,000	2,221
Total noninterest expense	$4,046,000	2,253
Salaries and employee benefits	$2,280,000	2,244
Premises and equipment expense	$494,000	2,613
Additional noninterest expense	$1,272,000	2,110
Pre-tax net operating income	$1,230,000	3,065
Securities gains (losses)	$12,000	824
Applicable income taxes	$291,000	2,776
Income before extraordinary items	$951,000	3,132
Extraordinary gains, net	$0	29
Net income	$951,000	3,131
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	3,211
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$941,760	3,132
2007-03-31 (YTD Data)		Rank
Total interest income	$4,493,000	2,315
Total interest expense	$2,433,000	1,988
Net interest income	$2,060,000	2,690
Provision for loan and lease losses	$6,000	5,291
Total noninterest income	$520,000	2,156
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$281,000	1,525
Trading account gains and fees	$0	195
Additional Noninterest Income	$239,000	2,282
Total noninterest expense	$1,988,000	2,299
Salaries and employee benefits	$1,175,000	2,191
Premises and equipment expense	$246,000	2,623
Additional noninterest expense	$567,000	2,313
Pre-tax net operating income	$586,000	3,173
Securities gains (losses)	$0	1,187
Applicable income taxes	$135,000	2,876
Income before extraordinary items	$451,000	3,228
Extraordinary gains, net	$0	22
Net income	$451,000	3,228
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,225
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$451,000	3,202
2006-12-31 (YTD Data)		Rank
Total interest income	$16,970,000	2,304
Total interest expense	$8,952,000	1,862
Net interest income	$8,018,000	2,748
Provision for loan and lease losses	$14,000	6,469
Total noninterest income	$1,842,000	2,356
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,065,000	1,659
Trading account gains and fees	$0	130
Additional Noninterest Income	$777,000	2,622
Total noninterest expense	$8,115,000	2,177
Salaries and employee benefits	$4,443,000	2,201
Premises and equipment expense	$948,000	2,596
Additional noninterest expense	$2,724,000	1,936
Pre-tax net operating income	$1,731,000	3,972
Securities gains (losses)	$365,000	293
Applicable income taxes	$415,000	3,388
Income before extraordinary items	$1,681,000	3,508
Extraordinary gains, net	$0	51
Net income	$1,681,000	3,506
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$147,000	2,609
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,389,000	3,928
2006-09-30 (YTD Data)		Rank
Total interest income	$12,525,000	2,319
Total interest expense	$6,524,000	1,856
Net interest income	$6,001,000	2,782
Provision for loan and lease losses	$8,000	6,450
Total noninterest income	$1,350,000	2,404
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$764,000	1,731
Trading account gains and fees	$0	126
Additional Noninterest Income	$586,000	2,612
Total noninterest expense	$6,168,000	2,154
Salaries and employee benefits	$3,335,000	2,204
Premises and equipment expense	$708,000	2,611
Additional noninterest expense	$2,125,000	1,826
Pre-tax net operating income	$1,175,000	4,350
Securities gains (losses)	$365,000	246
Applicable income taxes	$310,000	3,537
Income before extraordinary items	$1,230,000	3,676
Extraordinary gains, net	$0	45
Net income	$1,230,000	3,678
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	1,826
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$938,000	4,300
2006-06-30 (YTD Data)		Rank
Total interest income	$8,180,000	2,326
Total interest expense	$4,237,000	1,814
Net interest income	$3,943,000	2,816
Provision for loan and lease losses	$0	6,419
Total noninterest income	$863,000	2,470
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$465,000	1,849
Trading account gains and fees	$0	126
Additional Noninterest Income	$398,000	2,566
Total noninterest expense	$4,204,000	2,095
Salaries and employee benefits	$2,244,000	2,184
Premises and equipment expense	$463,000	2,651
Additional noninterest expense	$1,497,000	1,760
Pre-tax net operating income	$602,000	4,984
Securities gains (losses)	$365,000	190
Applicable income taxes	$194,000	3,654
Income before extraordinary items	$773,000	3,824
Extraordinary gains, net	$0	39
Net income	$773,000	3,828
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	3,558
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$481,000	4,974
2006-03-31 (YTD Data)		Rank
Total interest income	$3,974,000	2,341
Total interest expense	$2,068,000	1,767
Net interest income	$1,906,000	2,904
Provision for loan and lease losses	$0	6,013
Total noninterest income	$422,000	2,466
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$215,000	1,922
Trading account gains and fees	$0	115
Additional Noninterest Income	$207,000	2,438
Total noninterest expense	$2,223,000	1,986
Salaries and employee benefits	$1,121,000	2,199
Premises and equipment expense	$220,000	2,781
Additional noninterest expense	$882,000	1,494
Pre-tax net operating income	$105,000	6,994
Securities gains (losses)	$342,000	127
Applicable income taxes	$84,000	3,828
Income before extraordinary items	$363,000	3,935
Extraordinary gains, net	$0	21
Net income	$363,000	3,935
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	2,300
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$85,980	6,973
2005-12-31 (YTD Data)		Rank
Total interest income	$12,043,000	2,701
Total interest expense	$6,630,000	1,716
Net interest income	$5,413,000	3,727
Provision for loan and lease losses	$0	7,120
Total noninterest income	$1,312,000	2,941
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$485,000	3,114
Trading account gains and fees	$1,000	134
Additional Noninterest Income	$826,000	2,488
Total noninterest expense	$6,029,000	2,741
Salaries and employee benefits	$3,556,000	2,563
Premises and equipment expense	$688,000	3,286
Additional noninterest expense	$1,785,000	2,774
Pre-tax net operating income	$696,000	6,157
Securities gains (losses)	$-18,000	7,776
Applicable income taxes	$-123,000	8,625
Income before extraordinary items	$801,000	5,334
Extraordinary gains, net	$0	46
Net income	$801,000	5,339
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	5,766
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$819,000	5,271
2005-09-30 (YTD Data)		Rank
Total interest income	$8,920,000	2,673
Total interest expense	$4,795,000	1,681
Net interest income	$4,125,000	3,665
Provision for loan and lease losses	$0	6,899
Total noninterest income	$988,000	2,931
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$357,000	3,162
Trading account gains and fees	$1,000	124
Additional Noninterest Income	$630,000	2,486
Total noninterest expense	$4,511,000	2,717
Salaries and employee benefits	$2,660,000	2,530
Premises and equipment expense	$517,000	3,272
Additional noninterest expense	$1,334,000	2,761
Pre-tax net operating income	$602,000	5,999
Securities gains (losses)	$-27,000	8,295
Applicable income taxes	$-58,000	8,690
Income before extraordinary items	$633,000	5,324
Extraordinary gains, net	$0	35
Net income	$633,000	5,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	5,349
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$660,000	5,188
2005-06-30 (YTD Data)		Rank
Total interest income	$5,860,000	2,653
Total interest expense	$3,071,000	1,655
Net interest income	$2,789,000	3,612
Provision for loan and lease losses	$0	6,626
Total noninterest income	$633,000	2,978
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$229,000	3,212
Trading account gains and fees	$0	116
Additional Noninterest Income	$404,000	2,524
Total noninterest expense	$3,028,000	2,670
Salaries and employee benefits	$1,789,000	2,493
Premises and equipment expense	$349,000	3,200
Additional noninterest expense	$890,000	2,737
Pre-tax net operating income	$394,000	6,024
Securities gains (losses)	$0	2,146
Applicable income taxes	$-35,000	8,697
Income before extraordinary items	$429,000	5,270
Extraordinary gains, net	$0	30
Net income	$429,000	5,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	4,682
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$429,000	5,227
2005-03-31 (YTD Data)		Rank
Total interest income	$2,864,000	2,682
Total interest expense	$1,450,000	1,650
Net interest income	$1,414,000	3,576
Provision for loan and lease losses	$0	6,226
Total noninterest income	$311,000	2,989
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$109,000	3,248
Trading account gains and fees	$0	115
Additional Noninterest Income	$202,000	2,467
Total noninterest expense	$1,506,000	2,704
Salaries and employee benefits	$896,000	2,504
Premises and equipment expense	$180,000	3,146
Additional noninterest expense	$430,000	2,826
Pre-tax net operating income	$219,000	5,759
Securities gains (losses)	$-4,000	8,340
Applicable income taxes	$-11,000	8,706
Income before extraordinary items	$226,000	5,122
Extraordinary gains, net	$0	24
Net income	$226,000	5,123
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	3,734
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$230,000	5,041
2004-12-31 (YTD Data)		Rank
Total interest income	$10,758,000	2,638
Total interest expense	$5,649,000	1,458
Net interest income	$5,109,000	3,754
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,216,000	3,097
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$475,000	3,255
Trading account gains and fees	$0	138
Additional Noninterest Income	$741,000	2,624
Total noninterest expense	$5,775,000	2,747
Salaries and employee benefits	$3,294,000	2,615
Premises and equipment expense	$727,000	3,036
Additional noninterest expense	$1,754,000	2,719
Pre-tax net operating income	$550,000	6,542
Securities gains (losses)	$11,000	2,784
Applicable income taxes	$-241,000	8,834
Income before extraordinary items	$802,000	5,265
Extraordinary gains, net	$0	34
Net income	$802,000	5,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	6,277
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$791,000	5,213
2004-09-30 (YTD Data)		Rank
Total interest income	$7,989,000	2,639
Total interest expense	$4,214,000	1,430
Net interest income	$3,775,000	3,769
Provision for loan and lease losses	$0	7,100
Total noninterest income	$939,000	3,055
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$353,000	3,299
Trading account gains and fees	$0	134
Additional Noninterest Income	$586,000	2,533
Total noninterest expense	$4,328,000	2,713
Salaries and employee benefits	$2,463,000	2,604
Premises and equipment expense	$559,000	2,951
Additional noninterest expense	$1,306,000	2,694
Pre-tax net operating income	$386,000	6,804
Securities gains (losses)	$11,000	2,659
Applicable income taxes	$-193,000	8,907
Income before extraordinary items	$590,000	5,406
Extraordinary gains, net	$0	26
Net income	$590,000	5,406
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,697
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$579,000	5,382
2004-06-30 (YTD Data)		Rank
Total interest income	$5,266,000	2,653
Total interest expense	$2,785,000	1,425
Net interest income	$2,481,000	3,806
Provision for loan and lease losses	$0	6,885
Total noninterest income	$642,000	3,027
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$228,000	3,344
Trading account gains and fees	$0	130
Additional Noninterest Income	$414,000	2,459
Total noninterest expense	$2,880,000	2,724
Salaries and employee benefits	$1,641,000	2,613
Premises and equipment expense	$379,000	2,925
Additional noninterest expense	$860,000	2,739
Pre-tax net operating income	$243,000	6,875
Securities gains (losses)	$6,000	2,670
Applicable income taxes	$-138,000	8,962
Income before extraordinary items	$387,000	5,403
Extraordinary gains, net	$0	21
Net income	$387,000	5,403
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,198
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$381,000	5,350
2004-03-31 (YTD Data)		Rank
Total interest income	$2,624,000	2,661
Total interest expense	$1,389,000	1,445
Net interest income	$1,235,000	3,810
Provision for loan and lease losses	$0	6,501
Total noninterest income	$301,000	3,108
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$110,000	3,351
Trading account gains and fees	$0	121
Additional Noninterest Income	$191,000	2,546
Total noninterest expense	$1,437,000	2,743
Salaries and employee benefits	$825,000	2,613
Premises and equipment expense	$199,000	2,824
Additional noninterest expense	$413,000	2,821
Pre-tax net operating income	$99,000	7,169
Securities gains (losses)	$0	2,934
Applicable income taxes	$-75,000	9,014
Income before extraordinary items	$174,000	5,672
Extraordinary gains, net	$0	16
Net income	$174,000	5,673
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$174,000	5,553
2003-12-31 (YTD Data)		Rank
Total interest income	$11,618,000	2,454
Total interest expense	$6,464,000	1,373
Net interest income	$5,154,000	3,610
Provision for loan and lease losses	$0	7,651
Total noninterest income	$1,507,000	2,835
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$470,000	3,266
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,037,000	2,333
Total noninterest expense	$6,403,000	2,452
Salaries and employee benefits	$3,586,000	2,363
Premises and equipment expense	$783,000	2,815
Additional noninterest expense	$2,034,000	2,365
Pre-tax net operating income	$258,000	7,605
Securities gains (losses)	$179,000	1,416
Applicable income taxes	$-328,000	9,063
Income before extraordinary items	$765,000	5,347
Extraordinary gains, net	$0	54
Net income	$765,000	5,347
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	5,519
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$586,000	5,827
2003-09-30 (YTD Data)		Rank
Total interest income	$8,888,000	2,447
Total interest expense	$4,958,000	1,408
Net interest income	$3,930,000	3,576
Provision for loan and lease losses	$0	7,481
Total noninterest income	$1,260,000	2,680
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$354,000	3,249
Trading account gains and fees	$0	153
Additional Noninterest Income	$906,000	2,191
Total noninterest expense	$4,651,000	2,533
Salaries and employee benefits	$2,728,000	2,324
Premises and equipment expense	$600,000	2,771
Additional noninterest expense	$1,323,000	2,663
Pre-tax net operating income	$539,000	6,124
Securities gains (losses)	$17,000	3,051
Applicable income taxes	$-181,000	9,107
Income before extraordinary items	$737,000	4,837
Extraordinary gains, net	$0	40
Net income	$737,000	4,837
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,239
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$720,000	4,723
2003-06-30 (YTD Data)		Rank
Total interest income	$6,106,000	2,402
Total interest expense	$3,379,000	1,429
Net interest income	$2,727,000	3,457
Provision for loan and lease losses	$0	7,324
Total noninterest income	$999,000	2,362
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$233,000	3,243
Trading account gains and fees	$0	150
Additional Noninterest Income	$766,000	1,846
Total noninterest expense	$2,926,000	2,666
Salaries and employee benefits	$1,631,000	2,567
Premises and equipment expense	$407,000	2,719
Additional noninterest expense	$888,000	2,645
Pre-tax net operating income	$800,000	4,055
Securities gains (losses)	$6,000	3,151
Applicable income taxes	$16,000	6,732
Income before extraordinary items	$790,000	3,545
Extraordinary gains, net	$0	30
Net income	$790,000	3,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,844
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$784,120	3,369
2003-03-31 (YTD Data)		Rank
Total interest income	$3,117,000	2,361
Total interest expense	$1,718,000	1,446
Net interest income	$1,399,000	3,371
Provision for loan and lease losses	$0	6,934
Total noninterest income	$344,000	2,945
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$112,000	3,257
Trading account gains and fees	$0	134
Additional Noninterest Income	$232,000	2,467
Total noninterest expense	$1,473,000	2,631
Salaries and employee benefits	$823,000	2,549
Premises and equipment expense	$211,000	2,633
Additional noninterest expense	$439,000	2,628
Pre-tax net operating income	$270,000	5,071
Securities gains (losses)	$0	2,891
Applicable income taxes	$-37,000	9,155
Income before extraordinary items	$307,000	4,171
Extraordinary gains, net	$0	21
Net income	$307,000	4,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,386
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$307,000	3,979
2002-12-31 (YTD Data)		Rank
Total interest income	$14,471,000	2,119
Total interest expense	$7,795,000	1,450
Net interest income	$6,676,000	2,856
Provision for loan and lease losses	$0	8,089
Total noninterest income	$1,354,000	2,824
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$457,000	3,196
Trading account gains and fees	$0	153
Additional Noninterest Income	$897,000	2,333
Total noninterest expense	$5,690,000	2,601
Salaries and employee benefits	$3,072,000	2,566
Premises and equipment expense	$742,000	2,854
Additional noninterest expense	$1,876,000	2,459
Pre-tax net operating income	$2,340,000	3,041
Securities gains (losses)	$50,000	2,409
Applicable income taxes	$335,000	4,246
Income before extraordinary items	$2,055,000	2,739
Extraordinary gains, net	$0	70
Net income	$2,055,000	2,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$68,000	4,802
Cash dividends	$2,000	6,363
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,012,000	2,697
2001-12-31 (YTD Data)		Rank
Total interest income	$17,160,000	1,996
Total interest expense	$9,702,000	1,673
Net interest income	$7,458,000	2,405
Provision for loan and lease losses	$0	8,228
Total noninterest income	$1,060,000	3,206
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$479,000	2,936
Trading account gains and fees	$0	177
Additional Noninterest Income	$581,000	2,886
Total noninterest expense	$5,152,000	2,755
Salaries and employee benefits	$2,739,000	2,726
Premises and equipment expense	$786,000	2,674
Additional noninterest expense	$1,627,000	2,675
Pre-tax net operating income	$3,366,000	2,041
Securities gains (losses)	$106,000	1,698
Applicable income taxes	$871,000	2,293
Income before extraordinary items	$2,601,000	2,007
Extraordinary gains, net	$0	105
Net income	$2,601,000	2,011
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,017
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,521,500	1,998
2000-12-31 (YTD Data)		Rank
Total interest income	$17,114,000	2,055
Total interest expense	$10,085,000	1,706
Net interest income	$7,029,000	2,533
Provision for loan and lease losses	$0	8,337
Total noninterest income	$821,000	3,602
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$530,000	2,557
Trading account gains and fees	$0	180
Additional Noninterest Income	$291,000	3,993
Total noninterest expense	$5,289,000	2,568
Salaries and employee benefits	$2,785,000	2,557
Premises and equipment expense	$760,000	2,693
Additional noninterest expense	$1,744,000	2,458
Pre-tax net operating income	$2,561,000	2,707
Securities gains (losses)	$270,000	361
Applicable income taxes	$677,000	2,865
Income before extraordinary items	$2,154,000	2,375
Extraordinary gains, net	$0	38
Net income	$2,154,000	2,375
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	6,338
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,948,800	2,628
1999-12-31 (YTD Data)		Rank
Total interest income	$16,380,000	1,982
Total interest expense	$9,391,000	1,601
Net interest income	$6,989,000	2,515
Provision for loan and lease losses	$90,000	5,432
Total noninterest income	$893,000	3,360
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$477,000	2,737
Trading account gains and fees	$0	173
Additional Noninterest Income	$416,000	3,321
Total noninterest expense	$5,422,000	2,498
Salaries and employee benefits	$2,559,000	2,749
Premises and equipment expense	$691,000	2,893
Additional noninterest expense	$2,172,000	2,009
Pre-tax net operating income	$2,370,000	2,919
Securities gains (losses)	$184,000	567
Applicable income taxes	$622,000	3,144
Income before extraordinary items	$1,932,000	2,662
Extraordinary gains, net	$0	35
Net income	$1,932,000	2,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,975
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,792,160	2,784
1998-12-31 (YTD Data)		Rank
Total interest income	$16,571,000	1,948
Total interest expense	$10,018,000	1,521
Net interest income	$6,553,000	2,606
Provision for loan and lease losses	$240,000	3,065
Total noninterest income	$835,000	3,509
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$375,000	3,310
Trading account gains and fees	$0	224
Additional Noninterest Income	$460,000	3,137
Total noninterest expense	$4,663,000	2,788
Salaries and employee benefits	$2,186,000	3,072
Premises and equipment expense	$613,000	3,103
Additional noninterest expense	$1,864,000	2,248
Pre-tax net operating income	$2,485,000	2,803
Securities gains (losses)	$116,000	1,189
Applicable income taxes	$677,000	3,108
Income before extraordinary items	$1,924,000	2,643
Extraordinary gains, net	$0	32
Net income	$1,924,000	2,643
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	6,814
Cash dividends	$500,000	3,496
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,838,160	2,679
1997-12-31 (YTD Data)		Rank
Total interest income	$16,029,000	2,026
Total interest expense	$9,261,000	1,678
Net interest income	$6,768,000	2,571
Provision for loan and lease losses	$80,000	5,644
Total noninterest income	$509,000	4,952
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$260,000	4,521
Trading account gains and fees	$0	239
Additional Noninterest Income	$249,000	4,374
Total noninterest expense	$4,352,000	2,918
Salaries and employee benefits	$2,263,000	2,927
Premises and equipment expense	$532,000	3,508
Additional noninterest expense	$1,557,000	2,637
Pre-tax net operating income	$2,845,000	2,606
Securities gains (losses)	$33,000	1,577
Applicable income taxes	$861,000	2,764
Income before extraordinary items	$2,017,000	2,566
Extraordinary gains, net	$0	44
Net income	$2,017,000	2,565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$45,000	5,336
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,993,900	2,549
1996-12-31 (YTD Data)		Rank
Total interest income	$15,391,000	2,190
Total interest expense	$8,734,000	1,802
Net interest income	$6,657,000	2,657
Provision for loan and lease losses	$300,000	2,555
Total noninterest income	$448,000	5,557
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$160,000	6,291
Trading account gains and fees	$0	262
Additional Noninterest Income	$288,000	4,174
Total noninterest expense	$5,556,000	2,472
Salaries and employee benefits	$2,078,000	3,214
Premises and equipment expense	$496,000	3,803
Additional noninterest expense	$2,982,000	1,748
Pre-tax net operating income	$1,249,000	4,981
Securities gains (losses)	$43,000	1,439
Applicable income taxes	$270,000	6,178
Income before extraordinary items	$1,022,000	4,408
Extraordinary gains, net	$0	53
Net income	$1,022,000	4,409
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$108,000	3,783
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$988,030	4,504
1995-12-31 (YTD Data)		Rank
Total interest income	$15,293,000	2,206
Total interest expense	$8,817,000	1,796
Net interest income	$6,476,000	2,754
Provision for loan and lease losses	$80,000	5,097
Total noninterest income	$322,000	6,822
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$111,000	7,521
Trading account gains and fees	$0	522
Additional Noninterest Income	$211,000	4,973
Total noninterest expense	$4,024,000	3,306
Salaries and employee benefits	$1,938,000	3,399
Premises and equipment expense	$416,000	4,373
Additional noninterest expense	$1,670,000	2,786
Pre-tax net operating income	$2,694,000	2,664
Securities gains (losses)	$-150,000	11,617
Applicable income taxes	$1,005,000	2,372
Income before extraordinary items	$1,539,000	3,172
Extraordinary gains, net	$0	65
Net income	$1,539,000	3,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	4,829
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,635,000	2,972
1994-12-31 (YTD Data)		Rank
Total interest income	$14,188,000	2,157
Total interest expense	$7,261,000	1,729
Net interest income	$6,927,000	2,600
Provision for loan and lease losses	$200,000	3,000
Total noninterest income	$94,000	10,886
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$94,000	7,705
Total noninterest expense	$4,015,000	3,416
Salaries and employee benefits	$2,217,000	2,984
Premises and equipment expense	$683,000	2,879
Additional noninterest expense	$1,115,000	4,315
Pre-tax net operating income	$2,806,000	2,524
Securities gains (losses)	$-68,000	11,275
Applicable income taxes	$725,000	3,013
Income before extraordinary items	$2,013,000	2,415
Extraordinary gains, net	$0	249
Net income	$2,013,000	2,415
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	6,267
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,063,320	2,377
1993-12-31 (YTD Data)		Rank
Total interest income	$14,091,000	2,208
Total interest expense	$7,220,000	1,815
Net interest income	$6,871,000	2,627
Provision for loan and lease losses	$220,000	3,693
Total noninterest income	$345,000	7,089
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$345,000	4,141
Total noninterest expense	$3,834,000	3,624
Salaries and employee benefits	$2,011,000	3,271
Premises and equipment expense	$708,000	2,843
Additional noninterest expense	$1,115,000	4,481
Pre-tax net operating income	$3,162,000	2,157
Securities gains (losses)	$18,000	4,806
Applicable income taxes	$1,288,000	1,814
Income before extraordinary items	$1,892,000	2,662
Extraordinary gains, net	$0	3,149
Net income	$1,892,000	2,744
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	6,866
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,880,480	2,514
1992-12-31 (YTD Data)		Rank
Total interest income	$14,966,000	2,349
Total interest expense	$8,419,000	2,023
Net interest income	$6,547,000	2,800
Provision for loan and lease losses	$500,000	2,991
Total noninterest income	$276,000	8,079
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$276,000	4,666
Total noninterest expense	$3,692,000	3,747
Salaries and employee benefits	$1,885,000	3,384
Premises and equipment expense	$683,000	2,979
Additional noninterest expense	$1,124,000	4,604
Pre-tax net operating income	$2,631,000	2,350
Securities gains (losses)	$34,000	4,785
Applicable income taxes	$1,217,000	1,735
Income before extraordinary items	$1,448,000	3,184
Extraordinary gains, net	$0	1,422
Net income	$1,448,000	3,217
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$69,000	6,806
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,426,240	2,991

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.