Home > St. Edmond's Federal Savings Bank > Income and Expense
St. Edmond's Federal Savings Bank, Income and Expense
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,988,000 | 2,260 |
| Total interest expense | $756,000 | 1,657 |
| Net interest income | $2,232,000 | 2,448 |
| Provision for loan and lease losses | $128,000 | 2,586 |
| Total noninterest income | $126,000 | 4,560 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $82,000 | 3,326 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $44,000 | 4,910 |
| Total noninterest expense | $2,784,000 | 1,735 |
| Salaries and employee benefits | $920,000 | 2,697 |
| Premises and equipment expense | $346,000 | 1,713 |
| Additional noninterest expense | $1,518,000 | 1,124 |
| Pre-tax net operating income | $-554,000 | 7,065 |
| Securities gains (losses) | $-20,000 | 7,103 |
| Applicable income taxes | $-183,000 | 7,209 |
| Income before extraordinary items | $-391,000 | 7,036 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-391,000 | 7,035 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-391,000 | 7,036 |
| Net charge-offs | $312,000 | 1,452 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-377,400 | 7,008 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,770,000 | 2,192 |
| Total interest expense | $3,360,000 | 1,761 |
| Net interest income | $9,410,000 | 2,327 |
| Provision for loan and lease losses | $1,480,000 | 1,906 |
| Total noninterest income | $612,000 | 4,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 6,974 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $612,000 | 2,831 |
| Total noninterest expense | $7,739,000 | 2,441 |
| Salaries and employee benefits | $3,427,000 | 2,790 |
| Premises and equipment expense | $1,403,000 | 1,768 |
| Additional noninterest expense | $2,909,000 | 2,264 |
| Pre-tax net operating income | $803,000 | 4,078 |
| Securities gains (losses) | $94,000 | 2,124 |
| Applicable income taxes | $193,000 | 2,938 |
| Income before extraordinary items | $704,000 | 4,150 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $704,000 | 4,154 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $704,000 | 4,153 |
| Net charge-offs | $1,683,000 | 1,737 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $630,680 | 4,190 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,703,000 | 2,186 |
| Total interest expense | $2,588,000 | 1,777 |
| Net interest income | $7,115,000 | 2,308 |
| Provision for loan and lease losses | $1,285,000 | 1,671 |
| Total noninterest income | $455,000 | 4,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,025 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $455,000 | 2,835 |
| Total noninterest expense | $5,752,000 | 2,469 |
| Salaries and employee benefits | $2,579,000 | 2,781 |
| Premises and equipment expense | $1,068,000 | 1,758 |
| Additional noninterest expense | $2,105,000 | 2,352 |
| Pre-tax net operating income | $533,000 | 4,381 |
| Securities gains (losses) | $114,000 | 1,668 |
| Applicable income taxes | $133,000 | 3,002 |
| Income before extraordinary items | $514,000 | 4,264 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $514,000 | 4,266 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $514,000 | 4,266 |
| Net charge-offs | $1,388,000 | 1,568 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $423,940 | 4,450 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,511,000 | 2,191 |
| Total interest expense | $1,762,000 | 1,807 |
| Net interest income | $4,749,000 | 2,310 |
| Provision for loan and lease losses | $853,000 | 1,654 |
| Total noninterest income | $288,000 | 4,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,067 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $288,000 | 2,936 |
| Total noninterest expense | $3,999,000 | 2,406 |
| Salaries and employee benefits | $1,720,000 | 2,803 |
| Premises and equipment expense | $712,000 | 1,772 |
| Additional noninterest expense | $1,567,000 | 2,168 |
| Pre-tax net operating income | $185,000 | 5,203 |
| Securities gains (losses) | $45,000 | 1,655 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $216,000 | 4,905 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $216,000 | 4,904 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $216,000 | 4,905 |
| Net charge-offs | $1,016,000 | 1,460 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $173,700 | 5,116 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,221,000 | 2,224 |
| Total interest expense | $891,000 | 1,854 |
| Net interest income | $2,330,000 | 2,344 |
| Provision for loan and lease losses | $333,000 | 1,820 |
| Total noninterest income | $164,000 | 3,988 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 7,070 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $164,000 | 2,750 |
| Total noninterest expense | $2,071,000 | 2,342 |
| Salaries and employee benefits | $858,000 | 2,819 |
| Premises and equipment expense | $351,000 | 1,847 |
| Additional noninterest expense | $862,000 | 1,963 |
| Pre-tax net operating income | $90,000 | 5,253 |
| Securities gains (losses) | $-92,000 | 7,392 |
| Applicable income taxes | $-41,000 | 7,161 |
| Income before extraordinary items | $39,000 | 5,864 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $39,000 | 5,863 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $39,000 | 5,864 |
| Net charge-offs | $361,000 | 1,604 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $97,880 | 4,987 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,769,000 | 2,198 |
| Total interest expense | $4,988,000 | 1,666 |
| Net interest income | $8,781,000 | 2,502 |
| Provision for loan and lease losses | $2,117,000 | 1,995 |
| Total noninterest income | $790,000 | 3,676 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $790,000 | 2,511 |
| Total noninterest expense | $8,135,000 | 2,379 |
| Salaries and employee benefits | $3,633,000 | 2,640 |
| Premises and equipment expense | $1,428,000 | 1,792 |
| Additional noninterest expense | $3,074,000 | 2,251 |
| Pre-tax net operating income | $-681,000 | 6,345 |
| Securities gains (losses) | $1,214,000 | 414 |
| Applicable income taxes | $94,000 | 3,272 |
| Income before extraordinary items | $439,000 | 4,504 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $439,000 | 4,504 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $439,000 | 4,504 |
| Net charge-offs | $2,550,000 | 1,611 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-556,480 | 6,361 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,603,000 | 2,182 |
| Total interest expense | $3,965,000 | 1,640 |
| Net interest income | $6,638,000 | 2,501 |
| Provision for loan and lease losses | $1,631,000 | 1,877 |
| Total noninterest income | $607,000 | 3,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $607,000 | 2,468 |
| Total noninterest expense | $5,749,000 | 2,523 |
| Salaries and employee benefits | $2,779,000 | 2,599 |
| Premises and equipment expense | $1,072,000 | 1,808 |
| Additional noninterest expense | $1,898,000 | 2,607 |
| Pre-tax net operating income | $-135,000 | 6,210 |
| Securities gains (losses) | $897,000 | 451 |
| Applicable income taxes | $202,000 | 2,548 |
| Income before extraordinary items | $560,000 | 3,907 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $560,000 | 3,909 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $560,000 | 3,909 |
| Net charge-offs | $2,226,000 | 1,409 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-94,810 | 6,199 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,215,000 | 2,162 |
| Total interest expense | $2,708,000 | 1,664 |
| Net interest income | $4,507,000 | 2,456 |
| Provision for loan and lease losses | $1,093,000 | 1,856 |
| Total noninterest income | $396,000 | 3,659 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $396,000 | 2,427 |
| Total noninterest expense | $3,749,000 | 2,591 |
| Salaries and employee benefits | $1,853,000 | 2,615 |
| Premises and equipment expense | $718,000 | 1,821 |
| Additional noninterest expense | $1,178,000 | 2,763 |
| Pre-tax net operating income | $61,000 | 5,735 |
| Securities gains (losses) | $563,000 | 428 |
| Applicable income taxes | $187,000 | 2,194 |
| Income before extraordinary items | $437,000 | 3,635 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $437,000 | 3,633 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $437,000 | 3,634 |
| Net charge-offs | $1,765,000 | 1,235 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $42,900 | 5,855 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,649,000 | 2,189 |
| Total interest expense | $1,358,000 | 1,743 |
| Net interest income | $2,291,000 | 2,454 |
| Provision for loan and lease losses | $483,000 | 1,867 |
| Total noninterest income | $193,000 | 3,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 2,453 |
| Total noninterest expense | $1,831,000 | 2,662 |
| Salaries and employee benefits | $921,000 | 2,660 |
| Premises and equipment expense | $365,000 | 1,847 |
| Additional noninterest expense | $545,000 | 2,948 |
| Pre-tax net operating income | $170,000 | 4,346 |
| Securities gains (losses) | $215,000 | 491 |
| Applicable income taxes | $126,000 | 1,895 |
| Income before extraordinary items | $259,000 | 3,418 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $259,000 | 3,416 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $259,000 | 3,418 |
| Net charge-offs | $1,089,000 | 977 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $114,950 | 4,684 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,366,000 | 2,188 |
| Total interest expense | $7,049,000 | 1,676 |
| Net interest income | $8,317,000 | 2,625 |
| Provision for loan and lease losses | $1,221,000 | 3,185 |
| Total noninterest income | $589,000 | 4,410 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $589,000 | 2,926 |
| Total noninterest expense | $7,016,000 | 2,792 |
| Salaries and employee benefits | $3,730,000 | 2,613 |
| Premises and equipment expense | $1,437,000 | 1,874 |
| Additional noninterest expense | $1,849,000 | 3,539 |
| Pre-tax net operating income | $669,000 | 3,618 |
| Securities gains (losses) | $-122,000 | 7,318 |
| Applicable income taxes | $147,000 | 2,615 |
| Income before extraordinary items | $400,000 | 4,177 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $400,000 | 4,177 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $400,000 | 4,177 |
| Net charge-offs | $203,000 | 4,991 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $489,060 | 3,835 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,517,000 | 2,212 |
| Total interest expense | $5,551,000 | 1,672 |
| Net interest income | $5,966,000 | 2,755 |
| Provision for loan and lease losses | $921,000 | 2,900 |
| Total noninterest income | $386,000 | 4,752 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $386,000 | 3,243 |
| Total noninterest expense | $5,225,000 | 2,807 |
| Salaries and employee benefits | $2,784,000 | 2,647 |
| Premises and equipment expense | $1,078,000 | 1,885 |
| Additional noninterest expense | $1,363,000 | 3,530 |
| Pre-tax net operating income | $206,000 | 4,899 |
| Securities gains (losses) | $-127,000 | 7,509 |
| Applicable income taxes | $-7,000 | 6,636 |
| Income before extraordinary items | $86,000 | 5,376 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $86,000 | 5,376 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $86,000 | 5,376 |
| Net charge-offs | $203,000 | 4,231 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $213,000 | 4,722 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,691,000 | 2,239 |
| Total interest expense | $3,894,000 | 1,671 |
| Net interest income | $3,797,000 | 2,854 |
| Provision for loan and lease losses | $581,000 | 2,766 |
| Total noninterest income | $219,000 | 5,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $219,000 | 3,514 |
| Total noninterest expense | $3,448,000 | 2,860 |
| Salaries and employee benefits | $1,867,000 | 2,670 |
| Premises and equipment expense | $717,000 | 1,920 |
| Additional noninterest expense | $864,000 | 3,666 |
| Pre-tax net operating income | $-13,000 | 5,850 |
| Securities gains (losses) | $-174,000 | 7,762 |
| Applicable income taxes | $-107,000 | 7,167 |
| Income before extraordinary items | $-80,000 | 6,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-80,000 | 6,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-80,000 | 6,147 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $31,360 | 5,621 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,863,000 | 2,269 |
| Total interest expense | $1,998,000 | 1,700 |
| Net interest income | $1,865,000 | 2,882 |
| Provision for loan and lease losses | $210,000 | 2,775 |
| Total noninterest income | $53,000 | 6,292 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $53,000 | 4,730 |
| Total noninterest expense | $1,659,000 | 2,884 |
| Salaries and employee benefits | $938,000 | 2,688 |
| Premises and equipment expense | $353,000 | 1,985 |
| Additional noninterest expense | $368,000 | 3,816 |
| Pre-tax net operating income | $49,000 | 5,649 |
| Securities gains (losses) | $-451,000 | 8,099 |
| Applicable income taxes | $-150,000 | 7,645 |
| Income before extraordinary items | $-252,000 | 7,119 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-252,000 | 7,119 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-252,000 | 7,120 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $36,640 | 5,734 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $14,429,000 | 2,568 |
| Total interest expense | $7,763,000 | 2,025 |
| Net interest income | $6,666,000 | 3,193 |
| Provision for loan and lease losses | $491,000 | 3,841 |
| Total noninterest income | $542,000 | 4,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $542,000 | 3,049 |
| Total noninterest expense | $6,387,000 | 2,899 |
| Salaries and employee benefits | $3,773,000 | 2,650 |
| Premises and equipment expense | $1,362,000 | 2,005 |
| Additional noninterest expense | $1,252,000 | 4,151 |
| Pre-tax net operating income | $330,000 | 5,345 |
| Securities gains (losses) | $171,000 | 786 |
| Applicable income taxes | $141,000 | 3,117 |
| Income before extraordinary items | $360,000 | 4,875 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $360,000 | 4,874 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 4,856 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $236,880 | 5,503 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,496,000 | 2,691 |
| Total interest expense | $5,732,000 | 2,124 |
| Net interest income | $4,764,000 | 3,344 |
| Provision for loan and lease losses | $416,000 | 3,011 |
| Total noninterest income | $381,000 | 4,915 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $381,000 | 3,263 |
| Total noninterest expense | $4,696,000 | 2,935 |
| Salaries and employee benefits | $2,777,000 | 2,709 |
| Premises and equipment expense | $1,006,000 | 2,035 |
| Additional noninterest expense | $913,000 | 4,163 |
| Pre-tax net operating income | $33,000 | 6,640 |
| Securities gains (losses) | $136,000 | 805 |
| Applicable income taxes | $22,000 | 4,556 |
| Income before extraordinary items | $147,000 | 5,953 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $147,000 | 5,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,853 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $28,680 | 6,657 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,639,000 | 2,878 |
| Total interest expense | $3,681,000 | 2,268 |
| Net interest income | $2,958,000 | 3,533 |
| Provision for loan and lease losses | $274,000 | 2,686 |
| Total noninterest income | $232,000 | 5,147 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $232,000 | 3,481 |
| Total noninterest expense | $3,076,000 | 2,989 |
| Salaries and employee benefits | $1,841,000 | 2,755 |
| Premises and equipment expense | $639,000 | 2,113 |
| Additional noninterest expense | $596,000 | 4,223 |
| Pre-tax net operating income | $-160,000 | 7,276 |
| Securities gains (losses) | $98,000 | 979 |
| Applicable income taxes | $-46,000 | 7,744 |
| Income before extraordinary items | $-16,000 | 7,063 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-16,000 | 7,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 2,937 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-78,720 | 7,176 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,193,000 | 3,050 |
| Total interest expense | $1,833,000 | 2,416 |
| Net interest income | $1,360,000 | 3,742 |
| Provision for loan and lease losses | $54,000 | 3,716 |
| Total noninterest income | $129,000 | 4,937 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,305 |
| Total noninterest expense | $1,518,000 | 3,022 |
| Salaries and employee benefits | $925,000 | 2,758 |
| Premises and equipment expense | $300,000 | 2,268 |
| Additional noninterest expense | $293,000 | 4,192 |
| Pre-tax net operating income | $-83,000 | 7,506 |
| Securities gains (losses) | $80,000 | 831 |
| Applicable income taxes | $-13,000 | 7,862 |
| Income before extraordinary items | $10,000 | 7,142 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $10,000 | 7,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 1,774 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-41,200 | 7,412 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,857,000 | 3,319 |
| Total interest expense | $6,934,000 | 2,657 |
| Net interest income | $4,923,000 | 4,053 |
| Provision for loan and lease losses | $285,000 | 3,288 |
| Total noninterest income | $468,000 | 5,159 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $468,000 | 3,429 |
| Total noninterest expense | $5,614,000 | 3,139 |
| Salaries and employee benefits | $3,421,000 | 2,868 |
| Premises and equipment expense | $1,106,000 | 2,346 |
| Additional noninterest expense | $1,087,000 | 4,369 |
| Pre-tax net operating income | $-508,000 | 7,822 |
| Securities gains (losses) | $172,000 | 474 |
| Applicable income taxes | $-207,000 | 8,132 |
| Income before extraordinary items | $-129,000 | 7,652 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-129,000 | 7,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 2,861 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-239,080 | 7,719 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,732,000 | 3,375 |
| Total interest expense | $5,094,000 | 2,706 |
| Net interest income | $3,638,000 | 4,100 |
| Provision for loan and lease losses | $43,000 | 5,270 |
| Total noninterest income | $332,000 | 5,325 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $332,000 | 3,558 |
| Total noninterest expense | $4,163,000 | 3,135 |
| Salaries and employee benefits | $2,524,000 | 2,895 |
| Premises and equipment expense | $810,000 | 2,387 |
| Additional noninterest expense | $829,000 | 4,269 |
| Pre-tax net operating income | $-236,000 | 7,920 |
| Securities gains (losses) | $112,000 | 471 |
| Applicable income taxes | $-135,000 | 8,276 |
| Income before extraordinary items | $11,000 | 7,633 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $11,000 | 7,630 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,965 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-60,680 | 7,781 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,602,000 | 3,497 |
| Total interest expense | $3,324,000 | 2,740 |
| Net interest income | $2,278,000 | 4,313 |
| Provision for loan and lease losses | $-4,000 | 8,327 |
| Total noninterest income | $213,000 | 5,443 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $213,000 | 3,661 |
| Total noninterest expense | $2,780,000 | 3,159 |
| Salaries and employee benefits | $1,666,000 | 2,962 |
| Premises and equipment expense | $533,000 | 2,419 |
| Additional noninterest expense | $581,000 | 4,116 |
| Pre-tax net operating income | $-285,000 | 8,142 |
| Securities gains (losses) | $106,000 | 402 |
| Applicable income taxes | $-131,000 | 8,413 |
| Income before extraordinary items | $-48,000 | 7,909 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-48,000 | 7,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $201,000 | 1,337 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-115,840 | 8,017 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 3,560 |
| Total interest expense | $1,611,000 | 2,803 |
| Net interest income | $1,104,000 | 4,403 |
| Provision for loan and lease losses | $-32,000 | 8,490 |
| Total noninterest income | $108,000 | 5,373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $108,000 | 3,619 |
| Total noninterest expense | $1,411,000 | 3,133 |
| Salaries and employee benefits | $841,000 | 2,949 |
| Premises and equipment expense | $267,000 | 2,439 |
| Additional noninterest expense | $303,000 | 3,941 |
| Pre-tax net operating income | $-167,000 | 8,258 |
| Securities gains (losses) | $106,000 | 295 |
| Applicable income taxes | $-43,000 | 8,396 |
| Income before extraordinary items | $-18,000 | 7,953 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-18,000 | 7,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,195 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-85,840 | 8,136 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,824,000 | 3,628 |
| Total interest expense | $5,458,000 | 2,813 |
| Net interest income | $4,366,000 | 4,425 |
| Provision for loan and lease losses | $615,000 | 1,572 |
| Total noninterest income | $519,000 | 5,052 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $519,000 | 3,268 |
| Total noninterest expense | $4,838,000 | 3,443 |
| Salaries and employee benefits | $2,874,000 | 3,255 |
| Premises and equipment expense | $810,000 | 2,975 |
| Additional noninterest expense | $1,154,000 | 4,061 |
| Pre-tax net operating income | $-568,000 | 8,288 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-256,000 | 8,496 |
| Income before extraordinary items | $-312,000 | 8,202 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-312,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,270 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-312,000 | 8,197 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,090,000 | 3,716 |
| Total interest expense | $3,897,000 | 2,844 |
| Net interest income | $3,193,000 | 4,520 |
| Provision for loan and lease losses | $786,000 | 961 |
| Total noninterest income | $371,000 | 5,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $371,000 | 3,331 |
| Total noninterest expense | $3,474,000 | 3,557 |
| Salaries and employee benefits | $2,088,000 | 3,329 |
| Premises and equipment expense | $578,000 | 3,097 |
| Additional noninterest expense | $808,000 | 4,230 |
| Pre-tax net operating income | $-696,000 | 8,506 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-295,000 | 8,657 |
| Income before extraordinary items | $-401,000 | 8,420 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-401,000 | 8,419 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $479,000 | 835 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-401,000 | 8,411 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,517,000 | 3,784 |
| Total interest expense | $2,431,000 | 2,885 |
| Net interest income | $2,086,000 | 4,592 |
| Provision for loan and lease losses | $312,000 | 1,419 |
| Total noninterest income | $235,000 | 5,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 3,438 |
| Total noninterest expense | $2,250,000 | 3,643 |
| Salaries and employee benefits | $1,363,000 | 3,395 |
| Premises and equipment expense | $363,000 | 3,231 |
| Additional noninterest expense | $524,000 | 4,322 |
| Pre-tax net operating income | $-241,000 | 8,435 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-118,000 | 8,646 |
| Income before extraordinary items | $-123,000 | 8,367 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-123,000 | 8,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-123,000 | 8,364 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,111,000 | 3,908 |
| Total interest expense | $1,110,000 | 3,003 |
| Net interest income | $1,001,000 | 4,711 |
| Provision for loan and lease losses | $56,000 | 2,988 |
| Total noninterest income | $114,000 | 5,324 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $114,000 | 3,464 |
| Total noninterest expense | $1,141,000 | 3,617 |
| Salaries and employee benefits | $676,000 | 3,429 |
| Premises and equipment expense | $186,000 | 3,186 |
| Additional noninterest expense | $279,000 | 4,128 |
| Pre-tax net operating income | $-82,000 | 8,415 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-64,000 | 8,665 |
| Income before extraordinary items | $-18,000 | 8,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-18,000 | 8,284 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-18,000 | 8,266 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $7,027,000 | 4,133 |
| Total interest expense | $3,055,000 | 3,285 |
| Net interest income | $3,972,000 | 4,646 |
| Provision for loan and lease losses | $177,000 | 3,838 |
| Total noninterest income | $447,000 | 5,491 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $447,000 | 3,570 |
| Total noninterest expense | $3,436,000 | 4,351 |
| Salaries and employee benefits | $2,092,000 | 3,997 |
| Premises and equipment expense | $472,000 | 4,348 |
| Additional noninterest expense | $872,000 | 4,876 |
| Pre-tax net operating income | $806,000 | 5,858 |
| Securities gains (losses) | $41,000 | 990 |
| Applicable income taxes | $229,000 | 4,484 |
| Income before extraordinary items | $618,000 | 5,938 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $618,000 | 5,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,922 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $588,070 | 6,017 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 4,213 |
| Total interest expense | $2,101,000 | 3,381 |
| Net interest income | $2,944,000 | 4,705 |
| Provision for loan and lease losses | $101,000 | 4,139 |
| Total noninterest income | $329,000 | 5,560 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $329,000 | 3,639 |
| Total noninterest expense | $2,445,000 | 4,497 |
| Salaries and employee benefits | $1,495,000 | 4,107 |
| Premises and equipment expense | $332,000 | 4,517 |
| Additional noninterest expense | $618,000 | 5,018 |
| Pre-tax net operating income | $727,000 | 5,561 |
| Securities gains (losses) | $41,000 | 955 |
| Applicable income taxes | $221,000 | 4,272 |
| Income before extraordinary items | $547,000 | 5,684 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $547,000 | 5,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,687 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $517,890 | 5,788 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,213,000 | 4,288 |
| Total interest expense | $1,309,000 | 3,403 |
| Net interest income | $1,904,000 | 4,757 |
| Provision for loan and lease losses | $72,000 | 3,910 |
| Total noninterest income | $219,000 | 5,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $219,000 | 3,611 |
| Total noninterest expense | $1,576,000 | 4,576 |
| Salaries and employee benefits | $983,000 | 4,130 |
| Premises and equipment expense | $216,000 | 4,551 |
| Additional noninterest expense | $377,000 | 5,287 |
| Pre-tax net operating income | $475,000 | 5,585 |
| Securities gains (losses) | $41,000 | 865 |
| Applicable income taxes | $162,000 | 4,130 |
| Income before extraordinary items | $354,000 | 5,747 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $354,000 | 5,750 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,825 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $325,710 | 5,895 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 4,355 |
| Total interest expense | $622,000 | 3,418 |
| Net interest income | $939,000 | 4,829 |
| Provision for loan and lease losses | $34,000 | 3,829 |
| Total noninterest income | $105,000 | 5,577 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $105,000 | 3,636 |
| Total noninterest expense | $743,000 | 4,775 |
| Salaries and employee benefits | $459,000 | 4,374 |
| Premises and equipment expense | $103,000 | 4,762 |
| Additional noninterest expense | $181,000 | 5,402 |
| Pre-tax net operating income | $267,000 | 5,288 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $95,000 | 3,849 |
| Income before extraordinary items | $172,000 | 5,780 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $172,000 | 5,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $172,000 | 5,745 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,439,000 | 4,580 |
| Total interest expense | $2,197,000 | 3,375 |
| Net interest income | $3,242,000 | 5,170 |
| Provision for loan and lease losses | $100,000 | 4,964 |
| Total noninterest income | $427,000 | 5,650 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $427,000 | 3,598 |
| Total noninterest expense | $2,594,000 | 5,170 |
| Salaries and employee benefits | $1,479,000 | 5,007 |
| Premises and equipment expense | $415,000 | 4,644 |
| Additional noninterest expense | $700,000 | 5,529 |
| Pre-tax net operating income | $975,000 | 5,302 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $260,000 | 4,411 |
| Income before extraordinary items | $715,000 | 5,527 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $715,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,414 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $12,550,000 | 70 |
| Net operating income | $715,000 | 5,447 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,905,000 | 4,684 |
| Total interest expense | $1,592,000 | 3,432 |
| Net interest income | $2,313,000 | 5,324 |
| Provision for loan and lease losses | $21,000 | 6,290 |
| Total noninterest income | $313,000 | 5,717 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $313,000 | 3,652 |
| Total noninterest expense | $1,840,000 | 5,339 |
| Salaries and employee benefits | $1,067,000 | 5,074 |
| Premises and equipment expense | $316,000 | 4,606 |
| Additional noninterest expense | $457,000 | 5,893 |
| Pre-tax net operating income | $765,000 | 5,316 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $246,000 | 4,112 |
| Income before extraordinary items | $519,000 | 5,727 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $519,000 | 5,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,219 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $12,550,000 | 56 |
| Net operating income | $519,000 | 5,658 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,513,000 | 4,831 |
| Total interest expense | $1,035,000 | 3,509 |
| Net interest income | $1,478,000 | 5,453 |
| Provision for loan and lease losses | $18,000 | 5,953 |
| Total noninterest income | $205,000 | 5,761 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $205,000 | 3,684 |
| Total noninterest expense | $1,191,000 | 5,467 |
| Salaries and employee benefits | $686,000 | 5,250 |
| Premises and equipment expense | $206,000 | 4,676 |
| Additional noninterest expense | $299,000 | 5,987 |
| Pre-tax net operating income | $474,000 | 5,445 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $168,000 | 4,062 |
| Income before extraordinary items | $306,000 | 5,997 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 5,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,234 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $12,550,000 | 35 |
| Net operating income | $306,000 | 5,916 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,184,000 | 5,043 |
| Total interest expense | $502,000 | 3,630 |
| Net interest income | $682,000 | 5,726 |
| Provision for loan and lease losses | $9,000 | 5,706 |
| Total noninterest income | $100,000 | 5,773 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $100,000 | 3,719 |
| Total noninterest expense | $585,000 | 5,530 |
| Salaries and employee benefits | $339,000 | 5,305 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $144,000 | 6,129 |
| Pre-tax net operating income | $188,000 | 5,963 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $66,000 | 4,439 |
| Income before extraordinary items | $122,000 | 6,479 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $122,000 | 6,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $122,000 | 6,363 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,913,000 | 4,951 |
| Total interest expense | $2,353,000 | 3,505 |
| Net interest income | $2,560,000 | 5,827 |
| Provision for loan and lease losses | $33,000 | 6,726 |
| Total noninterest income | $430,000 | 5,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $430,000 | 3,836 |
| Total noninterest expense | $2,150,000 | 5,749 |
| Salaries and employee benefits | $1,192,000 | 5,664 |
| Premises and equipment expense | $440,000 | 4,431 |
| Additional noninterest expense | $518,000 | 6,444 |
| Pre-tax net operating income | $807,000 | 5,683 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $273,000 | 4,427 |
| Income before extraordinary items | $534,000 | 6,203 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $534,000 | 6,207 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,342 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $534,000 | 6,047 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 4,943 |
| Total interest expense | $1,807,000 | 3,547 |
| Net interest income | $1,957,000 | 5,782 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $329,000 | 5,825 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $329,000 | 3,892 |
| Total noninterest expense | $1,614,000 | 5,724 |
| Salaries and employee benefits | $913,000 | 5,548 |
| Premises and equipment expense | $337,000 | 4,372 |
| Additional noninterest expense | $364,000 | 6,618 |
| Pre-tax net operating income | $645,000 | 5,706 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $244,000 | 4,327 |
| Income before extraordinary items | $401,000 | 6,349 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $401,000 | 6,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,530 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $401,000 | 6,170 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,562,000 | 4,903 |
| Total interest expense | $1,236,000 | 3,577 |
| Net interest income | $1,326,000 | 5,718 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $230,000 | 5,672 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $230,000 | 3,777 |
| Total noninterest expense | $1,089,000 | 5,691 |
| Salaries and employee benefits | $618,000 | 5,517 |
| Premises and equipment expense | $225,000 | 4,379 |
| Additional noninterest expense | $246,000 | 6,577 |
| Pre-tax net operating income | $449,000 | 5,582 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $172,000 | 4,260 |
| Income before extraordinary items | $277,000 | 6,286 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $277,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $277,000 | 6,076 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,307,000 | 4,856 |
| Total interest expense | $640,000 | 3,559 |
| Net interest income | $667,000 | 5,693 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $114,000 | 5,579 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $114,000 | 3,692 |
| Total noninterest expense | $554,000 | 5,609 |
| Salaries and employee benefits | $313,000 | 5,490 |
| Premises and equipment expense | $120,000 | 4,153 |
| Additional noninterest expense | $121,000 | 6,630 |
| Pre-tax net operating income | $218,000 | 5,634 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $82,000 | 4,307 |
| Income before extraordinary items | $136,000 | 6,247 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $136,000 | 6,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $136,000 | 6,076 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,643,000 | 4,744 |
| Total interest expense | $2,889,000 | 3,633 |
| Net interest income | $2,754,000 | 5,587 |
| Provision for loan and lease losses | $21,000 | 7,483 |
| Total noninterest income | $506,000 | 5,181 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $506,000 | 3,273 |
| Total noninterest expense | $2,332,000 | 5,328 |
| Salaries and employee benefits | $1,243,000 | 5,361 |
| Premises and equipment expense | $546,000 | 3,685 |
| Additional noninterest expense | $543,000 | 6,267 |
| Pre-tax net operating income | $907,000 | 5,467 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $366,000 | 4,070 |
| Income before extraordinary items | $541,000 | 6,213 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $541,000 | 6,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 4,170 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $541,000 | 6,061 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,279,000 | 4,809 |
| Total interest expense | $3,648,000 | 4,083 |
| Net interest income | $2,631,000 | 5,548 |
| Provision for loan and lease losses | $72,000 | 6,148 |
| Total noninterest income | $619,000 | 4,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $619,000 | 2,777 |
| Total noninterest expense | $2,532,000 | 4,909 |
| Salaries and employee benefits | $1,219,000 | 5,250 |
| Premises and equipment expense | $645,000 | 3,166 |
| Additional noninterest expense | $668,000 | 5,440 |
| Pre-tax net operating income | $646,000 | 5,998 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $271,000 | 4,470 |
| Income before extraordinary items | $391,000 | 6,628 |
| Extraordinary gains, net | $47,000 | 79 |
| Net income | $438,000 | 6,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-89,000 | 9,493 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $380,760 | 6,552 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,777,000 | 4,706 |
| Total interest expense | $3,961,000 | 4,010 |
| Net interest income | $2,816,000 | 5,380 |
| Provision for loan and lease losses | $77,000 | 5,824 |
| Total noninterest income | $565,000 | 4,571 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $565,000 | 2,733 |
| Total noninterest expense | $3,269,000 | 3,940 |
| Salaries and employee benefits | $1,324,000 | 4,832 |
| Premises and equipment expense | $752,000 | 2,717 |
| Additional noninterest expense | $1,193,000 | 3,450 |
| Pre-tax net operating income | $35,000 | 9,003 |
| Securities gains (losses) | $17,000 | 991 |
| Applicable income taxes | $14,000 | 7,972 |
| Income before extraordinary items | $38,000 | 8,999 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $38,000 | 8,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $25,590 | 9,038 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $7,107,000 | 4,340 |
| Total interest expense | $4,178,000 | 3,453 |
| Net interest income | $2,929,000 | 5,252 |
| Provision for loan and lease losses | $43,000 | 6,780 |
| Total noninterest income | $645,000 | 4,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $645,000 | 2,516 |
| Total noninterest expense | $3,437,000 | 3,756 |
| Salaries and employee benefits | $1,689,000 | 3,947 |
| Premises and equipment expense | $835,000 | 2,425 |
| Additional noninterest expense | $913,000 | 4,329 |
| Pre-tax net operating income | $94,000 | 9,100 |
| Securities gains (losses) | $155,000 | 608 |
| Applicable income taxes | $101,000 | 6,908 |
| Income before extraordinary items | $148,000 | 8,652 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $148,000 | 8,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,239 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $48,800 | 9,219 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,680,000 | 4,567 |
| Total interest expense | $3,990,000 | 3,699 |
| Net interest income | $2,690,000 | 5,564 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $679,000 | 4,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $679,000 | 2,449 |
| Total noninterest expense | $3,231,000 | 3,862 |
| Salaries and employee benefits | $1,508,000 | 4,219 |
| Premises and equipment expense | $741,000 | 2,629 |
| Additional noninterest expense | $982,000 | 4,021 |
| Pre-tax net operating income | $78,000 | 9,508 |
| Securities gains (losses) | $196,000 | 934 |
| Applicable income taxes | $112,000 | 7,352 |
| Income before extraordinary items | $162,000 | 8,893 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $162,000 | 8,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $117,000 | 3,365 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $36,560 | 9,632 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,937,000 | 4,531 |
| Total interest expense | $4,238,000 | 3,468 |
| Net interest income | $2,699,000 | 5,763 |
| Provision for loan and lease losses | $340,000 | 2,366 |
| Total noninterest income | $355,000 | 6,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $355,000 | 3,552 |
| Total noninterest expense | $2,549,000 | 4,718 |
| Salaries and employee benefits | $1,223,000 | 5,012 |
| Premises and equipment expense | $655,000 | 2,914 |
| Additional noninterest expense | $671,000 | 5,383 |
| Pre-tax net operating income | $165,000 | 9,759 |
| Securities gains (losses) | $181,000 | 753 |
| Applicable income taxes | $144,000 | 7,697 |
| Income before extraordinary items | $202,000 | 9,133 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $202,000 | 9,136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,272 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $86,160 | 10,007 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,873,000 | 5,261 |
| Total interest expense | $3,613,000 | 4,069 |
| Net interest income | $2,260,000 | 6,640 |
| Provision for loan and lease losses | $249,000 | 2,954 |
| Total noninterest income | $185,000 | 8,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $185,000 | 5,391 |
| Total noninterest expense | $2,222,000 | 5,497 |
| Salaries and employee benefits | $935,000 | 6,288 |
| Premises and equipment expense | $338,000 | 5,136 |
| Additional noninterest expense | $949,000 | 4,597 |
| Pre-tax net operating income | $-26,000 | 10,856 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $-6,000 | 10,924 |
| Income before extraordinary items | $-9,000 | 10,843 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-9,000 | 10,839 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-16,040 | 10,817 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 5,490 |
| Total interest expense | $3,468,000 | 4,189 |
| Net interest income | $2,162,000 | 6,955 |
| Provision for loan and lease losses | $45,000 | 6,418 |
| Total noninterest income | $313,000 | 6,936 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $313,000 | 3,905 |
| Total noninterest expense | $1,790,000 | 6,489 |
| Salaries and employee benefits | $975,000 | 6,187 |
| Premises and equipment expense | $303,000 | 5,581 |
| Additional noninterest expense | $512,000 | 7,160 |
| Pre-tax net operating income | $640,000 | 7,644 |
| Securities gains (losses) | $33,000 | 1,557 |
| Applicable income taxes | $276,000 | 6,289 |
| Income before extraordinary items | $397,000 | 8,108 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $397,000 | 8,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,590 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $375,880 | 8,257 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,257,000 | 5,433 |
| Total interest expense | $2,999,000 | 3,964 |
| Net interest income | $2,258,000 | 6,955 |
| Provision for loan and lease losses | $108,000 | 4,394 |
| Total noninterest income | $409,000 | 6,055 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $409,000 | 3,359 |
| Total noninterest expense | $2,792,000 | 4,696 |
| Salaries and employee benefits | $912,000 | 6,554 |
| Premises and equipment expense | $330,000 | 5,310 |
| Additional noninterest expense | $1,550,000 | 3,205 |
| Pre-tax net operating income | $-233,000 | 12,281 |
| Securities gains (losses) | $319,000 | 368 |
| Applicable income taxes | $46,000 | 10,566 |
| Income before extraordinary items | $40,000 | 11,877 |
| Extraordinary gains, net | $331,000 | 45 |
| Net income | $371,000 | 8,454 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,076 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-164,160 | 12,228 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,430,000 | 5,395 |
| Total interest expense | $3,222,000 | 3,873 |
| Net interest income | $2,208,000 | 7,165 |
| Provision for loan and lease losses | $217,000 | 3,735 |
| Total noninterest income | $270,000 | 8,057 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $270,000 | 4,770 |
| Total noninterest expense | $1,935,000 | 6,507 |
| Salaries and employee benefits | $1,030,000 | 5,965 |
| Premises and equipment expense | $190,000 | 7,890 |
| Additional noninterest expense | $715,000 | 6,448 |
| Pre-tax net operating income | $326,000 | 10,010 |
| Securities gains (losses) | $43,000 | 3,630 |
| Applicable income taxes | $209,000 | 7,456 |
| Income before extraordinary items | $160,000 | 11,078 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $160,000 | 11,165 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 8,808 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $132,480 | 11,218 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 5,866 |
| Total interest expense | $3,558,000 | 4,490 |
| Net interest income | $1,979,000 | 7,818 |
| Provision for loan and lease losses | $239,000 | 4,759 |
| Total noninterest income | $113,000 | 11,376 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $113,000 | 7,650 |
| Total noninterest expense | $1,444,000 | 8,117 |
| Salaries and employee benefits | $625,000 | 8,595 |
| Premises and equipment expense | $172,000 | 8,516 |
| Additional noninterest expense | $647,000 | 7,125 |
| Pre-tax net operating income | $409,000 | 9,162 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $262,000 | 6,479 |
| Income before extraordinary items | $152,000 | 11,242 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $152,000 | 11,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 5,532 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $148,800 | 10,955 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.