Home > Southern Heritage Bank > Net charge- offs to loans
Southern Heritage Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0063% | 3,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0381% | 358 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0371% | 4,318 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1745% | 4,492 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0340% | 4,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0348% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0242% | 2,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0259% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 113,055.0000% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 27.8583% | 8 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0097% | 1,844 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0138% | 4,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0271% | 4,268 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2487% | 4,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0218% | 4,176 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0334% | 1,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0500% | 2,145 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0536% | 2,081 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0308% | 1,093 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 289 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0429% | 172 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1621% | 4,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0479% | 151 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0333% | 4,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0357% | 4,089 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 772 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0679% | 303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1272% | 154 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5066% | 15 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0895% | 206 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1263% | 784 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1907% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3795% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1774% | 1,706 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1092% | 570 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0944% | 189 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1754% | 104 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1248% | 11 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1207% | 149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1423% | 574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1105% | 1,881 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3395% | 400 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0946% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 449 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1439% | 140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2668% | 75 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1144% | 7 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1838% | 106 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1774% | 438 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0335% | 3,880 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0359% | 3,853 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0018% | 3,092 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0674% | 3,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0719% | 3,952 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0410% | 1,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0631% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1656% | 276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 702 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0179% | 672 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1173% | 4,216 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0311% | 3,949 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0330% | 3,909 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0358% | 1,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0699% | 427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2199% | 199 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 3,519 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1534% | 4,348 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0306% | 3,832 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3645% | 410 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0541% | 3,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0536% | 1,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1049% | 320 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3288% | 150 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,613 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0042% | 3,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2296% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,002 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5472% | 352 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0320% | 3,717 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0087% | 1,596 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 3,747 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 3,898 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0085% | 3,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0299% | 3,781 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1096% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0950% | 3,938 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0327% | 1,188 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0615% | 707 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2160% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0696% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6612% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2207% | 1,983 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9276% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1819% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1853% | 805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0694% | 574 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1935% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0770% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8718% | 382 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2895% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7017% | 428 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2671% | 1,616 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0242% | 2,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,154 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0368% | 4,170 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3183% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0559% | 395 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2793% | 1,591 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0426% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,097 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 861 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 867 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3658% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3859% | 1,346 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 1,722 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 1,203 |
| Percentage Net Loans Charged-off:Construction & development | 0.1259% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0547% | 974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0563% | 927 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2950% | 1,200 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1869% | 2,503 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1272% | 912 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2037% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0585% | 1,988 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0094% | 1,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0259% | 693 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,603 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,505 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2002% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 2,472 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1630% | 2,309 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 2,039 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0139% | 1,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0881% | 1,235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1669% | 2,210 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2603% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1891% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 1,495 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0281% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0779% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3061% | 1,647 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3217% | 1,500 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1056% | 1,703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 792 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0257% | 877 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1671% | 487 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9728% | 56 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0208% | 2,038 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2659% | 2,205 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1357% | 286 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1691% | 2,487 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 2,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2457% | 40 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,693 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0278% | 1,702 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2298% | 2,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1655% | 565 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2332% | 2,024 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0337% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 834 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7761% | 31 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0138% | 1,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1355% | 2,372 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2492% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1296% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0170% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2237% | 1,872 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0019% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1830% | 1,856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1127% | 1,936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2032% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0428% | 2,108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2760% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6465% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2576% | 2,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 1,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1431% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2796% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 352 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0530% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3272% | 2,078 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7018% | 518 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3089% | 1,994 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1016% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1244% | 657 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2419% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2510% | 438 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1014% | 4,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2216% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0700% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1807% | 2,240 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1161% | 1,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1470% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2849% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2961% | 348 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0747% | 2,370 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0783% | 2,225 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0502% | 3,042 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 2,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 2,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 2,495 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0905% | 1,925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2679% | 2,511 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5413% | 621 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2550% | 2,422 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6054% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0521% | 2,622 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 2,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 2,390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0017% | 2,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0856% | 1,612 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3150% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4424% | 385 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2621% | 2,106 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6356% | 329 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 2,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0248% | 4,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3025% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6393% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2406% | 2,026 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4812% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 2,287 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,777 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0331% | 4,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3133% | 1,742 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2258% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1766% | 1,911 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1448% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0796% | 5,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0176% | 2,863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0143% | 5,210 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0391% | 2,489 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0392% | 2,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0132% | 5,804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0463% | 3,529 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9177% | 546 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0060% | 3,579 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6674% | 244 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1288% | 5,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 3,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3648% | 5,910 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0689% | 3,107 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2196% | 416 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0160% | 3,222 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1536% | 199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 3,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0270% | 4,599 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0459% | 2,914 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5571% | 328 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0240% | 4,913 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7056% | 417 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0032% | 2,046 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 4,498 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0455% | 5,042 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5510% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1667% | 5,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3410% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 4,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,949 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 2,627 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1712% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7322% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0930% | 3,307 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3555% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0146% | 4,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,610 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,100 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0625% | 5,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1754% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3157% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0670% | 3,169 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2474% | 753 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0144% | 3,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0644% | 5,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1938% | 2,451 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1969% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0892% | 2,779 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1016% | 891 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0053% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,538 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,172 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0652% | 5,190 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0246% | 5,237 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0259% | 5,173 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2645% | 290 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2303% | 2,616 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2375% | 2,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0597% | 2,284 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3787% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3787% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2111% | 2,186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2155% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7106% | 632 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1875% | 3,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1028% | 1,114 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2669% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2788% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0803% | 1,901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4374% | 1,218 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.4374% | 1,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3510% | 1,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1784% | 3,011 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9604% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1345% | 3,080 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3277% | 6,019 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3594% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4174% | 1,282 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1145% | 1,556 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6543% | 850 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6543% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3802% | 1,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0893% | 3,144 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1947% | 465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0270% | 3,261 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7587% | 6,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0664% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2294% | 941 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,565 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8675% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1016% | 2,589 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3571% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0268% | 5,383 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.3991% | 6,179 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0885% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 4,960 |
| Percentage Net Loans Charged-off:Construction & development | -0.0106% | 5,903 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0313% | 6,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0406% | 4,175 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0406% | 3,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5063% | 2,076 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0991% | 3,960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3654% | 832 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0849% | 3,871 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6921% | 660 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0806% | 4,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 6,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.0139% | 5,935 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0417% | 6,650 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,243 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6485% | 1,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0575% | 3,947 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4932% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0346% | 3,892 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6306% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1115% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 6,558 |
| Percentage Net Loans Charged-off:Construction & development | -0.0198% | 5,963 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0630% | 6,743 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,822 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9972% | 1,241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,588 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5822% | 588 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2728% | 2,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0469% | 6,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0359% | 6,043 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1919% | 6,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,017 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,835 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8185% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0241% | 5,633 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0253% | 5,556 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1297% | 734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1933% | 3,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0308% | 6,914 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3732% | 2,640 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3732% | 2,529 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0312% | 4,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2028% | 3,973 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1277% | 1,378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2032% | 3,724 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6555% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2374% | 3,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2815% | 3,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0326% | 2,972 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5057% | 1,996 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.5057% | 1,914 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1425% | 6,533 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2603% | 3,405 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2491% | 3,167 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4771% | 766 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0253% | 5,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0316% | 4,512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1029% | 7,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1146% | 3,311 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1146% | 3,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1619% | 6,577 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0668% | 3,918 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0621% | 3,740 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6589% | 607 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 6,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0237% | 6,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,128 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1726% | 6,591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2422% | 2,729 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2128% | 2,518 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3869% | 599 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7923% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9654% | 1,970 |
| Percentage Net Loans Charged-off:Construction & development | 0.7972% | 2,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5971% | 1,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3037% | 1,086 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.3037% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 4,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2218% | 4,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5305% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7090% | 596 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9925% | 2,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2149% | 1,490 |
| Percentage Net Loans Charged-off:Construction & development | 1.0624% | 2,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6481% | 1,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6846% | 727 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.6846% | 751 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2390% | 3,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3215% | 3,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1768% | 986 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7817% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1737% | 1,618 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4976% | 1,132 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5347% | 1,442 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.5090% | 442 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 2.5090% | 466 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0105% | 3,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3119% | 3,495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2610% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5318% | 853 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0874% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1130% | 3,299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2470% | 1,375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 2,587 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0205% | 2,794 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 6,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1904% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4923% | 3,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2960% | 3,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.1969% | 3,226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5339% | 1,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2284% | 3,116 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2284% | 2,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2684% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6288% | 3,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7953% | 1,064 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3900% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2287% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1761% | 3,742 |
| Percentage Net Loans Charged-off:Construction & development | 0.2531% | 2,750 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7217% | 1,067 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0918% | 7,825 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0918% | 7,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0061% | 4,558 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4287% | 3,960 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8798% | 980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7703% | 500 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3119% | 3,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2642% | 2,840 |
| Percentage Net Loans Charged-off:Construction & development | 0.3777% | 2,225 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0978% | 623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1364% | 7,931 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.1364% | 7,918 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5023% | 3,476 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3549% | 825 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5470% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2123% | 3,362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1013% | 2,896 |
| Percentage Net Loans Charged-off:Construction & development | 0.7403% | 1,358 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 7,580 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 7,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0471% | 1,995 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3795% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2955% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1534% | 4,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0640% | 4,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.2547% | 2,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 3,582 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 3,358 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3666% | 3,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2665% | 4,696 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7758% | 1,042 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9124% | 809 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1790% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0841% | 3,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.3419% | 1,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0478% | 2,859 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 2,661 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3656% | 2,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2751% | 4,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8805% | 900 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2944% | 575 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1188% | 3,582 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0079% | 7,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0091% | 1,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0180% | 7,864 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 7,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4177% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1962% | 4,056 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3686% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2765% | 511 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0443% | 3,856 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0032% | 7,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0060% | 7,742 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 7,734 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2369% | 3,223 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8612% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9174% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2213% | 2,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0693% | 2,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0487% | 1,344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1159% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1159% | 1,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7788% | 1,430 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2646% | 4,197 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0632% | 910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5407% | 837 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2371% | 1,689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0787% | 1,704 |
| Percentage Net Loans Charged-off:Construction & development | 0.0660% | 827 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 1,249 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8187% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3309% | 3,416 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4567% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3700% | 856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 2,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0998% | 521 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1916% | 816 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1916% | 754 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1548% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3181% | 3,079 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8481% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3318% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0456% | 3,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0810% | 981 |
| Percentage Net Loans Charged-off:Construction & development | 0.1973% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0682% | 7,221 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0223% | 6,788 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6441% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0997% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1844% | 2,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | -0.0060% | 7,682 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1167% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1167% | 1,245 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2772% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4659% | 3,038 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1891% | 1,941 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4907% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2087% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0947% | 1,112 |
| Percentage Net Loans Charged-off:Construction & development | -0.0084% | 7,699 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1725% | 483 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1003% | 1,180 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1003% | 1,139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3413% | 1,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3165% | 3,354 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2625% | 1,897 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9356% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2296% | 1,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1477% | 724 |
| Percentage Net Loans Charged-off:Construction & development | -0.0140% | 7,701 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2632% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1548% | 800 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1548% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5450% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3009% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7926% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2997% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3536% | 800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1605% | 516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0310% | 7,705 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3982% | 176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1177% | 718 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1177% | 677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1391% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6428% | 1,839 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7937% | 725 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3972% | 7,371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1513% | 2,849 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0513% | 1,919 |
| Percentage Net Loans Charged-off:Construction & development | -0.0109% | 7,726 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0893% | 1,541 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0893% | 1,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8083% | 1,376 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2160% | 4,990 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3501% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2236% | 7,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1697% | 2,238 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 1,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1224% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1224% | 1,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0433% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1265% | 5,046 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8670% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2988% | 7,501 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1524% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1142% | 944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1891% | 719 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1891% | 730 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8074% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0137% | 5,155 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3256% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4895% | 7,545 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 2,560 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 583 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2757% | 479 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2757% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1103% | 7,348 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8692% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4232% | 7,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | -0.0894% | 7,940 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 2,809 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0173% | 2,666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 3,463 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4735% | 3,942 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2330% | 2,517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1908% | 7,525 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0455% | 4,828 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 8,374 |
| Percentage Net Loans Charged-off:Construction & development | -0.1258% | 7,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0233% | 8,252 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0233% | 8,225 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1625% | 2,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2836% | 4,474 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6238% | 2,536 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1948% | 7,532 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0051% | 7,402 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0419% | 8,451 |
| Percentage Net Loans Charged-off:Construction & development | -0.2028% | 7,943 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0294% | 8,346 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0294% | 8,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1508% | 4,877 |
| Percentage Net Loans Charged-off: Credit card loans | -0.9281% | 2,555 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2233% | 7,533 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0313% | 7,719 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0463% | 8,511 |
| Percentage Net Loans Charged-off:Construction & development | -0.0703% | 7,889 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0594% | 8,548 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 8,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0273% | 4,652 |
| Percentage Net Loans Charged-off: Credit card loans | -2.7618% | 2,578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2648% | 7,526 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6490% | 1,070 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2032% | 1,099 |
| Percentage Net Loans Charged-off:Construction & development | 1.8633% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.3440% | 8,849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3782% | 617 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3782% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9606% | 1,727 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3682% | 1,564 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0475% | 281 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4111% | 192 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5232% | 1,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2083% | 894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3209% | 623 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3209% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6086% | 1,987 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8455% | 2,580 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2941% | 542 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.8801% | 168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4380% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2160% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0213% | 8,572 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3375% | 569 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.3375% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9410% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4564% | 3,746 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1680% | 230 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3419% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4768% | 1,153 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4461% | 351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0458% | 8,734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6875% | 252 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.6875% | 259 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5942% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2909% | 3,904 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6719% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8178% | 263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4661% | 1,768 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0748% | 2,145 |
| Percentage Net Loans Charged-off:Construction & development | 0.0538% | 732 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1355% | 8,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1318% | 1,409 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.1318% | 1,393 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0957% | 4,294 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3183% | 1,674 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8562% | 1,709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2735% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3622% | 2,257 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0389% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | -0.0625% | 8,251 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0853% | 9,007 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0819% | 1,720 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0819% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1821% | 3,740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1319% | 1,920 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2152% | 2,068 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2550% | 2,586 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0125% | 7,391 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2259% | 3,158 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4887% | 1,595 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2085% | 3,947 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0353% | 10,575 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8676% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0551% | 8,158 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7207% | 988 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |