Home > Southern Community Bank and Trust > Income and Expense
Southern Community Bank and Trust, Income and Expense
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $44,647,000 | 446 |
| Total interest expense | $11,221,000 | 283 |
| Net interest income | $33,426,000 | 499 |
| Provision for loan and lease losses | $7,100,000 | 303 |
| Total noninterest income | $6,213,000 | 780 |
| Gross Fiduciary activities income | $171,000 | 762 |
| Service charges on deposit accounts | $2,518,000 | 444 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,524,000 | 827 |
| Total noninterest expense | $31,799,000 | 507 |
| Salaries and employee benefits | $13,691,000 | 578 |
| Premises and equipment expense | $3,813,000 | 476 |
| Additional noninterest expense | $14,295,000 | 408 |
| Pre-tax net operating income | $740,000 | 4,138 |
| Securities gains (losses) | $12,733,000 | 39 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $13,473,000 | 396 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $13,473,000 | 396 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $13,473,000 | 396 |
| Net charge-offs | $12,163,000 | 224 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $740,000 | 3,831 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $31,229,000 | 433 |
| Total interest expense | $7,822,000 | 281 |
| Net interest income | $23,407,000 | 480 |
| Provision for loan and lease losses | $5,200,000 | 286 |
| Total noninterest income | $5,170,000 | 664 |
| Gross Fiduciary activities income | $114,000 | 767 |
| Service charges on deposit accounts | $1,678,000 | 435 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,378,000 | 633 |
| Total noninterest expense | $20,740,000 | 518 |
| Salaries and employee benefits | $9,255,000 | 565 |
| Premises and equipment expense | $2,559,000 | 472 |
| Additional noninterest expense | $8,926,000 | 432 |
| Pre-tax net operating income | $2,637,000 | 1,341 |
| Securities gains (losses) | $1,127,000 | 250 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $3,764,000 | 807 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $3,764,000 | 806 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,764,000 | 807 |
| Net charge-offs | $6,411,000 | 271 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,637,000 | 1,064 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $15,820,000 | 429 |
| Total interest expense | $4,000,000 | 283 |
| Net interest income | $11,820,000 | 479 |
| Provision for loan and lease losses | $2,900,000 | 257 |
| Total noninterest income | $2,783,000 | 629 |
| Gross Fiduciary activities income | $58,000 | 765 |
| Service charges on deposit accounts | $839,000 | 433 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,886,000 | 578 |
| Total noninterest expense | $10,230,000 | 518 |
| Salaries and employee benefits | $4,641,000 | 561 |
| Premises and equipment expense | $1,308,000 | 459 |
| Additional noninterest expense | $4,281,000 | 426 |
| Pre-tax net operating income | $1,473,000 | 1,186 |
| Securities gains (losses) | $263,000 | 497 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $1,736,000 | 862 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,736,000 | 862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,736,000 | 863 |
| Net charge-offs | $2,884,000 | 295 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,473,000 | 950 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $70,637,000 | 395 |
| Total interest expense | $18,390,000 | 302 |
| Net interest income | $52,247,000 | 421 |
| Provision for loan and lease losses | $15,150,000 | 293 |
| Total noninterest income | $7,965,000 | 734 |
| Gross Fiduciary activities income | $317,000 | 652 |
| Service charges on deposit accounts | $3,900,000 | 394 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $3,748,000 | 878 |
| Total noninterest expense | $42,493,000 | 484 |
| Salaries and employee benefits | $18,162,000 | 536 |
| Premises and equipment expense | $5,536,000 | 462 |
| Additional noninterest expense | $18,795,000 | 419 |
| Pre-tax net operating income | $2,569,000 | 2,084 |
| Securities gains (losses) | $3,453,000 | 142 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $6,022,000 | 827 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $6,022,000 | 825 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $6,022,000 | 827 |
| Net charge-offs | $20,565,000 | 251 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,569,000 | 1,759 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $54,059,000 | 393 |
| Total interest expense | $14,189,000 | 306 |
| Net interest income | $39,870,000 | 418 |
| Provision for loan and lease losses | $11,750,000 | 282 |
| Total noninterest income | $6,762,000 | 670 |
| Gross Fiduciary activities income | $171,000 | 702 |
| Service charges on deposit accounts | $2,990,000 | 390 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $3,601,000 | 734 |
| Total noninterest expense | $32,433,000 | 477 |
| Salaries and employee benefits | $13,672,000 | 535 |
| Premises and equipment expense | $4,220,000 | 461 |
| Additional noninterest expense | $14,541,000 | 404 |
| Pre-tax net operating income | $2,449,000 | 1,762 |
| Securities gains (losses) | $1,672,000 | 217 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $4,121,000 | 930 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,121,000 | 927 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $4,121,000 | 930 |
| Net charge-offs | $14,921,000 | 251 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,449,000 | 1,467 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $36,798,000 | 389 |
| Total interest expense | $9,753,000 | 317 |
| Net interest income | $27,045,000 | 416 |
| Provision for loan and lease losses | $7,800,000 | 288 |
| Total noninterest income | $4,548,000 | 663 |
| Gross Fiduciary activities income | $114,000 | 713 |
| Service charges on deposit accounts | $2,059,000 | 375 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,375,000 | 742 |
| Total noninterest expense | $22,271,000 | 467 |
| Salaries and employee benefits | $9,239,000 | 528 |
| Premises and equipment expense | $2,844,000 | 464 |
| Additional noninterest expense | $10,188,000 | 386 |
| Pre-tax net operating income | $1,522,000 | 1,858 |
| Securities gains (losses) | $932,000 | 210 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $2,454,000 | 1,001 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,454,000 | 999 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,454,000 | 1,001 |
| Net charge-offs | $9,869,000 | 265 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,522,000 | 1,535 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $18,672,000 | 385 |
| Total interest expense | $5,028,000 | 316 |
| Net interest income | $13,644,000 | 411 |
| Provision for loan and lease losses | $4,100,000 | 291 |
| Total noninterest income | $1,632,000 | 854 |
| Gross Fiduciary activities income | $57,000 | 714 |
| Service charges on deposit accounts | $1,025,000 | 375 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $550,000 | 1,270 |
| Total noninterest expense | $11,131,000 | 467 |
| Salaries and employee benefits | $4,703,000 | 525 |
| Premises and equipment expense | $1,414,000 | 473 |
| Additional noninterest expense | $5,014,000 | 387 |
| Pre-tax net operating income | $45,000 | 5,825 |
| Securities gains (losses) | $407,000 | 194 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $452,000 | 2,435 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $452,000 | 2,434 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $452,000 | 2,435 |
| Net charge-offs | $6,016,000 | 235 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $45,000 | 5,749 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $80,539,000 | 381 |
| Total interest expense | $24,922,000 | 306 |
| Net interest income | $55,617,000 | 392 |
| Provision for loan and lease losses | $39,000,000 | 214 |
| Total noninterest income | $9,597,000 | 655 |
| Gross Fiduciary activities income | $251,000 | 709 |
| Service charges on deposit accounts | $4,701,000 | 335 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $4,645,000 | 786 |
| Total noninterest expense | $44,670,000 | 468 |
| Salaries and employee benefits | $20,804,000 | 470 |
| Premises and equipment expense | $5,895,000 | 444 |
| Additional noninterest expense | $17,971,000 | 445 |
| Pre-tax net operating income | $-18,456,000 | 7,508 |
| Securities gains (losses) | $3,566,000 | 149 |
| Applicable income taxes | $5,640,000 | 335 |
| Income before extraordinary items | $-20,530,000 | 7,521 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-20,530,000 | 7,521 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-20,530,000 | 7,521 |
| Net charge-offs | $39,058,000 | 204 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-24,096,000 | 7,532 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $61,400,000 | 374 |
| Total interest expense | $19,004,000 | 315 |
| Net interest income | $42,396,000 | 389 |
| Provision for loan and lease losses | $32,500,000 | 196 |
| Total noninterest income | $8,449,000 | 565 |
| Gross Fiduciary activities income | $158,000 | 742 |
| Service charges on deposit accounts | $3,566,000 | 332 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $4,725,000 | 597 |
| Total noninterest expense | $34,014,000 | 455 |
| Salaries and employee benefits | $15,744,000 | 468 |
| Premises and equipment expense | $4,499,000 | 433 |
| Additional noninterest expense | $13,771,000 | 422 |
| Pre-tax net operating income | $-15,669,000 | 7,630 |
| Securities gains (losses) | $2,400,000 | 181 |
| Applicable income taxes | $-2,978,000 | 7,651 |
| Income before extraordinary items | $-10,291,000 | 7,581 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-10,291,000 | 7,581 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-10,291,000 | 7,581 |
| Net charge-offs | $27,038,000 | 207 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-12,163,000 | 7,611 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $41,375,000 | 373 |
| Total interest expense | $13,073,000 | 317 |
| Net interest income | $28,302,000 | 385 |
| Provision for loan and lease losses | $15,500,000 | 256 |
| Total noninterest income | $5,404,000 | 578 |
| Gross Fiduciary activities income | $104,000 | 752 |
| Service charges on deposit accounts | $2,410,000 | 326 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $2,890,000 | 611 |
| Total noninterest expense | $23,110,000 | 445 |
| Salaries and employee benefits | $10,723,000 | 449 |
| Premises and equipment expense | $3,027,000 | 435 |
| Additional noninterest expense | $9,360,000 | 408 |
| Pre-tax net operating income | $-4,904,000 | 7,550 |
| Securities gains (losses) | $2,372,000 | 120 |
| Applicable income taxes | $410,000 | 1,424 |
| Income before extraordinary items | $-2,942,000 | 7,439 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,942,000 | 7,439 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,942,000 | 7,439 |
| Net charge-offs | $15,529,000 | 237 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,314,000 | 7,591 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $20,961,000 | 379 |
| Total interest expense | $6,906,000 | 326 |
| Net interest income | $14,055,000 | 397 |
| Provision for loan and lease losses | $10,000,000 | 226 |
| Total noninterest income | $2,884,000 | 545 |
| Gross Fiduciary activities income | $51,000 | 757 |
| Service charges on deposit accounts | $1,197,000 | 328 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,636,000 | 554 |
| Total noninterest expense | $11,788,000 | 436 |
| Salaries and employee benefits | $5,448,000 | 442 |
| Premises and equipment expense | $1,916,000 | 362 |
| Additional noninterest expense | $4,424,000 | 421 |
| Pre-tax net operating income | $-4,849,000 | 7,756 |
| Securities gains (losses) | $1,354,000 | 112 |
| Applicable income taxes | $350,000 | 920 |
| Income before extraordinary items | $-3,845,000 | 7,752 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-3,845,000 | 7,753 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-3,845,000 | 7,753 |
| Net charge-offs | $3,631,000 | 419 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-5,199,000 | 7,788 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $89,473,000 | 371 |
| Total interest expense | $34,434,000 | 331 |
| Net interest income | $55,039,000 | 396 |
| Provision for loan and lease losses | $34,000,000 | 330 |
| Total noninterest income | $11,760,000 | 578 |
| Gross Fiduciary activities income | $199,000 | 762 |
| Service charges on deposit accounts | $6,246,000 | 279 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $5,315,000 | 674 |
| Total noninterest expense | $100,209,000 | 238 |
| Salaries and employee benefits | $22,370,000 | 428 |
| Premises and equipment expense | $7,903,000 | 343 |
| Additional noninterest expense | $69,936,000 | 176 |
| Pre-tax net operating income | $-67,410,000 | 7,896 |
| Securities gains (losses) | $1,236,000 | 405 |
| Applicable income taxes | $-5,445,000 | 7,775 |
| Income before extraordinary items | $-60,729,000 | 7,893 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-60,729,000 | 7,892 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-60,729,000 | 7,892 |
| Net charge-offs | $23,213,000 | 361 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-61,866,120 | 7,898 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $67,381,000 | 385 |
| Total interest expense | $26,560,000 | 348 |
| Net interest income | $40,821,000 | 407 |
| Provision for loan and lease losses | $16,000,000 | 446 |
| Total noninterest income | $8,127,000 | 612 |
| Gross Fiduciary activities income | $145,000 | 756 |
| Service charges on deposit accounts | $4,575,000 | 289 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $3,407,000 | 781 |
| Total noninterest expense | $86,612,000 | 211 |
| Salaries and employee benefits | $17,016,000 | 430 |
| Premises and equipment expense | $6,021,000 | 351 |
| Additional noninterest expense | $63,575,000 | 152 |
| Pre-tax net operating income | $-53,664,000 | 7,991 |
| Securities gains (losses) | $1,236,000 | 310 |
| Applicable income taxes | $-1,812,000 | 7,698 |
| Income before extraordinary items | $-50,616,000 | 7,989 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-50,616,000 | 7,988 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-50,616,000 | 7,988 |
| Net charge-offs | $14,044,000 | 400 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-51,814,920 | 7,993 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $45,195,000 | 392 |
| Total interest expense | $18,517,000 | 352 |
| Net interest income | $26,678,000 | 416 |
| Provision for loan and lease losses | $10,000,000 | 444 |
| Total noninterest income | $4,705,000 | 680 |
| Gross Fiduciary activities income | $95,000 | 776 |
| Service charges on deposit accounts | $2,987,000 | 297 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,623,000 | 1,032 |
| Total noninterest expense | $74,078,000 | 184 |
| Salaries and employee benefits | $11,358,000 | 441 |
| Premises and equipment expense | $4,024,000 | 355 |
| Additional noninterest expense | $58,696,000 | 129 |
| Pre-tax net operating income | $-52,695,000 | 8,106 |
| Securities gains (losses) | $501,000 | 506 |
| Applicable income taxes | $-1,428,000 | 7,828 |
| Income before extraordinary items | $-50,766,000 | 8,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-50,766,000 | 8,108 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-50,766,000 | 8,108 |
| Net charge-offs | $9,461,000 | 392 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-51,251,970 | 8,106 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $22,744,000 | 400 |
| Total interest expense | $9,466,000 | 356 |
| Net interest income | $13,278,000 | 411 |
| Provision for loan and lease losses | $4,000,000 | 475 |
| Total noninterest income | $2,558,000 | 619 |
| Gross Fiduciary activities income | $47,000 | 788 |
| Service charges on deposit accounts | $1,444,000 | 294 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $1,067,000 | 808 |
| Total noninterest expense | $60,458,000 | 125 |
| Salaries and employee benefits | $5,499,000 | 457 |
| Premises and equipment expense | $2,034,000 | 355 |
| Additional noninterest expense | $52,925,000 | 81 |
| Pre-tax net operating income | $-48,622,000 | 8,193 |
| Securities gains (losses) | $1,000 | 2,304 |
| Applicable income taxes | $104,000 | 2,138 |
| Income before extraordinary items | $-48,725,000 | 8,193 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-48,725,000 | 8,193 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-48,725,000 | 8,193 |
| Net charge-offs | $3,537,000 | 406 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-48,726,000 | 8,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $96,733,000 | 402 |
| Total interest expense | $46,129,000 | 349 |
| Net interest income | $50,604,000 | 441 |
| Provision for loan and lease losses | $8,165,000 | 701 |
| Total noninterest income | $11,055,000 | 547 |
| Gross Fiduciary activities income | $211,000 | 772 |
| Service charges on deposit accounts | $5,859,000 | 307 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,985,000 | 652 |
| Total noninterest expense | $41,494,000 | 494 |
| Salaries and employee benefits | $21,845,000 | 443 |
| Premises and equipment expense | $7,679,000 | 359 |
| Additional noninterest expense | $11,970,000 | 584 |
| Pre-tax net operating income | $12,000,000 | 446 |
| Securities gains (losses) | $98,000 | 1,139 |
| Applicable income taxes | $3,856,000 | 388 |
| Income before extraordinary items | $8,242,000 | 473 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,242,000 | 473 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,572,000 | 880 |
| Cash dividends | $1,500,000 | 1,715 |
| Sale, conversion, retirement of capital stock, net | $15,000,000 | 113 |
| Net operating income | $8,175,360 | 501 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $72,455,000 | 417 |
| Total interest expense | $35,498,000 | 356 |
| Net interest income | $36,957,000 | 463 |
| Provision for loan and lease losses | $5,805,000 | 585 |
| Total noninterest income | $8,659,000 | 564 |
| Gross Fiduciary activities income | $162,000 | 767 |
| Service charges on deposit accounts | $4,372,000 | 317 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $4,125,000 | 638 |
| Total noninterest expense | $31,007,000 | 487 |
| Salaries and employee benefits | $16,817,000 | 445 |
| Premises and equipment expense | $5,749,000 | 372 |
| Additional noninterest expense | $8,441,000 | 577 |
| Pre-tax net operating income | $8,804,000 | 571 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $2,760,000 | 497 |
| Income before extraordinary items | $6,044,000 | 599 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $6,044,000 | 598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,134,000 | 796 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $6,044,000 | 635 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $48,092,000 | 428 |
| Total interest expense | $23,782,000 | 374 |
| Net interest income | $24,310,000 | 468 |
| Provision for loan and lease losses | $4,455,000 | 471 |
| Total noninterest income | $6,606,000 | 520 |
| Gross Fiduciary activities income | $105,000 | 793 |
| Service charges on deposit accounts | $2,881,000 | 315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $3,620,000 | 541 |
| Total noninterest expense | $20,913,000 | 485 |
| Salaries and employee benefits | $11,315,000 | 450 |
| Premises and equipment expense | $3,895,000 | 367 |
| Additional noninterest expense | $5,703,000 | 556 |
| Pre-tax net operating income | $5,548,000 | 641 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $1,709,000 | 586 |
| Income before extraordinary items | $3,839,000 | 714 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,839,000 | 713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,214,000 | 765 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $3,839,000 | 701 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $24,339,000 | 437 |
| Total interest expense | $12,515,000 | 379 |
| Net interest income | $11,824,000 | 474 |
| Provision for loan and lease losses | $925,000 | 652 |
| Total noninterest income | $3,532,000 | 509 |
| Gross Fiduciary activities income | $51,000 | 798 |
| Service charges on deposit accounts | $1,406,000 | 317 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $2,075,000 | 495 |
| Total noninterest expense | $10,446,000 | 478 |
| Salaries and employee benefits | $5,735,000 | 444 |
| Premises and equipment expense | $1,964,000 | 367 |
| Additional noninterest expense | $2,747,000 | 545 |
| Pre-tax net operating income | $3,985,000 | 492 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $1,334,000 | 476 |
| Income before extraordinary items | $2,651,000 | 571 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,651,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $330,000 | 916 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $2,651,000 | 547 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $98,963,000 | 443 |
| Total interest expense | $52,028,000 | 404 |
| Net interest income | $46,935,000 | 486 |
| Provision for loan and lease losses | $2,775,000 | 659 |
| Total noninterest income | $11,261,000 | 564 |
| Gross Fiduciary activities income | $226,000 | 779 |
| Service charges on deposit accounts | $4,931,000 | 358 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $6,104,000 | 586 |
| Total noninterest expense | $40,387,000 | 477 |
| Salaries and employee benefits | $21,050,000 | 459 |
| Premises and equipment expense | $7,928,000 | 354 |
| Additional noninterest expense | $11,409,000 | 523 |
| Pre-tax net operating income | $15,034,000 | 591 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $5,098,000 | 537 |
| Income before extraordinary items | $9,936,000 | 654 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $9,936,000 | 652 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,557,000 | 735 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $9,936,000 | 646 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $73,569,000 | 448 |
| Total interest expense | $38,751,000 | 407 |
| Net interest income | $34,818,000 | 491 |
| Provision for loan and lease losses | $2,025,000 | 519 |
| Total noninterest income | $8,402,000 | 565 |
| Gross Fiduciary activities income | $171,000 | 769 |
| Service charges on deposit accounts | $3,490,000 | 371 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,741,000 | 569 |
| Total noninterest expense | $30,004,000 | 476 |
| Salaries and employee benefits | $15,619,000 | 477 |
| Premises and equipment expense | $5,907,000 | 356 |
| Additional noninterest expense | $8,478,000 | 513 |
| Pre-tax net operating income | $11,191,000 | 638 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $3,808,000 | 579 |
| Income before extraordinary items | $7,383,000 | 716 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $7,383,000 | 714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $869,000 | 715 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $7,383,000 | 704 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $48,202,000 | 465 |
| Total interest expense | $25,182,000 | 425 |
| Net interest income | $23,020,000 | 510 |
| Provision for loan and lease losses | $1,450,000 | 439 |
| Total noninterest income | $5,887,000 | 564 |
| Gross Fiduciary activities income | $121,000 | 764 |
| Service charges on deposit accounts | $2,224,000 | 391 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $3,542,000 | 549 |
| Total noninterest expense | $19,777,000 | 498 |
| Salaries and employee benefits | $10,394,000 | 492 |
| Premises and equipment expense | $3,791,000 | 379 |
| Additional noninterest expense | $5,592,000 | 525 |
| Pre-tax net operating income | $7,680,000 | 649 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $2,612,000 | 584 |
| Income before extraordinary items | $5,068,000 | 721 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $5,068,000 | 720 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $813,000 | 516 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $5,068,000 | 712 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $23,574,000 | 477 |
| Total interest expense | $12,361,000 | 425 |
| Net interest income | $11,213,000 | 518 |
| Provision for loan and lease losses | $850,000 | 333 |
| Total noninterest income | $3,106,000 | 535 |
| Gross Fiduciary activities income | $47,000 | 828 |
| Service charges on deposit accounts | $1,051,000 | 400 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $2,008,000 | 493 |
| Total noninterest expense | $9,669,000 | 507 |
| Salaries and employee benefits | $5,094,000 | 504 |
| Premises and equipment expense | $1,903,000 | 374 |
| Additional noninterest expense | $2,672,000 | 538 |
| Pre-tax net operating income | $3,800,000 | 650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $1,292,000 | 600 |
| Income before extraordinary items | $2,508,000 | 718 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,508,000 | 717 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $473,000 | 421 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $2,508,000 | 707 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $85,470,000 | 487 |
| Total interest expense | $42,158,000 | 428 |
| Net interest income | $43,312,000 | 529 |
| Provision for loan and lease losses | $2,510,000 | 459 |
| Total noninterest income | $7,743,000 | 761 |
| Gross Fiduciary activities income | $169,000 | 840 |
| Service charges on deposit accounts | $4,318,000 | 394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $3,256,000 | 936 |
| Total noninterest expense | $35,259,000 | 522 |
| Salaries and employee benefits | $18,665,000 | 505 |
| Premises and equipment expense | $6,835,000 | 386 |
| Additional noninterest expense | $9,759,000 | 576 |
| Pre-tax net operating income | $13,286,000 | 758 |
| Securities gains (losses) | $-4,156,000 | 8,636 |
| Applicable income taxes | $2,935,000 | 962 |
| Income before extraordinary items | $6,195,000 | 1,192 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $6,195,000 | 1,193 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,255,000 | 566 |
| Cash dividends | $582,000 | 3,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $9,021,080 | 811 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $62,258,000 | 502 |
| Total interest expense | $30,040,000 | 444 |
| Net interest income | $32,218,000 | 545 |
| Provision for loan and lease losses | $1,910,000 | 416 |
| Total noninterest income | $5,475,000 | 809 |
| Gross Fiduciary activities income | $120,000 | 839 |
| Service charges on deposit accounts | $3,209,000 | 400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,146,000 | 1,041 |
| Total noninterest expense | $25,778,000 | 545 |
| Salaries and employee benefits | $13,754,000 | 538 |
| Premises and equipment expense | $5,016,000 | 399 |
| Additional noninterest expense | $7,008,000 | 608 |
| Pre-tax net operating income | $10,005,000 | 788 |
| Securities gains (losses) | $-4,200,000 | 8,715 |
| Applicable income taxes | $2,048,000 | 1,081 |
| Income before extraordinary items | $3,757,000 | 1,486 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,757,000 | 1,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $705,000 | 610 |
| Cash dividends | $582,000 | 2,728 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $6,487,000 | 888 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $40,123,000 | 508 |
| Total interest expense | $18,786,000 | 451 |
| Net interest income | $21,337,000 | 552 |
| Provision for loan and lease losses | $1,180,000 | 439 |
| Total noninterest income | $2,836,000 | 991 |
| Gross Fiduciary activities income | $76,000 | 865 |
| Service charges on deposit accounts | $2,133,000 | 400 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $627,000 | 1,897 |
| Total noninterest expense | $16,943,000 | 557 |
| Salaries and employee benefits | $9,040,000 | 552 |
| Premises and equipment expense | $3,288,000 | 403 |
| Additional noninterest expense | $4,615,000 | 619 |
| Pre-tax net operating income | $6,050,000 | 852 |
| Securities gains (losses) | $-4,230,000 | 8,760 |
| Applicable income taxes | $633,000 | 1,982 |
| Income before extraordinary items | $1,187,000 | 2,811 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,187,000 | 2,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $339,000 | 762 |
| Cash dividends | $582,000 | 2,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,936,500 | 959 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $19,261,000 | 509 |
| Total interest expense | $8,680,000 | 460 |
| Net interest income | $10,581,000 | 550 |
| Provision for loan and lease losses | $475,000 | 506 |
| Total noninterest income | $1,799,000 | 806 |
| Gross Fiduciary activities income | $37,000 | 877 |
| Service charges on deposit accounts | $1,035,000 | 400 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $727,000 | 1,018 |
| Total noninterest expense | $8,301,000 | 560 |
| Salaries and employee benefits | $4,439,000 | 558 |
| Premises and equipment expense | $1,608,000 | 415 |
| Additional noninterest expense | $2,254,000 | 624 |
| Pre-tax net operating income | $3,604,000 | 733 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $1,279,000 | 661 |
| Income before extraordinary items | $2,325,000 | 823 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,325,000 | 822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 1,503 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,325,000 | 809 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $68,095,000 | 507 |
| Total interest expense | $28,729,000 | 427 |
| Net interest income | $39,366,000 | 567 |
| Provision for loan and lease losses | $950,000 | 1,095 |
| Total noninterest income | $7,966,000 | 731 |
| Gross Fiduciary activities income | $145,000 | 875 |
| Service charges on deposit accounts | $3,755,000 | 455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $4,066,000 | 786 |
| Total noninterest expense | $30,573,000 | 579 |
| Salaries and employee benefits | $15,939,000 | 571 |
| Premises and equipment expense | $5,785,000 | 431 |
| Additional noninterest expense | $8,849,000 | 626 |
| Pre-tax net operating income | $15,809,000 | 645 |
| Securities gains (losses) | $-322,000 | 8,666 |
| Applicable income taxes | $5,455,000 | 605 |
| Income before extraordinary items | $10,032,000 | 726 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $10,032,000 | 728 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,211,000 | 589 |
| Cash dividends | $500,000 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $10,241,300 | 694 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $49,364,000 | 507 |
| Total interest expense | $20,341,000 | 423 |
| Net interest income | $29,023,000 | 564 |
| Provision for loan and lease losses | $570,000 | 1,247 |
| Total noninterest income | $5,440,000 | 805 |
| Gross Fiduciary activities income | $109,000 | 863 |
| Service charges on deposit accounts | $2,717,000 | 472 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,614,000 | 918 |
| Total noninterest expense | $22,175,000 | 603 |
| Salaries and employee benefits | $11,582,000 | 588 |
| Premises and equipment expense | $4,171,000 | 443 |
| Additional noninterest expense | $6,422,000 | 633 |
| Pre-tax net operating income | $11,718,000 | 648 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $4,214,000 | 596 |
| Income before extraordinary items | $7,504,000 | 721 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $7,504,000 | 722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $843,000 | 561 |
| Cash dividends | $500,000 | 2,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $7,504,000 | 700 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $31,852,000 | 510 |
| Total interest expense | $12,617,000 | 422 |
| Net interest income | $19,235,000 | 555 |
| Provision for loan and lease losses | $870,000 | 596 |
| Total noninterest income | $3,536,000 | 812 |
| Gross Fiduciary activities income | $71,000 | 877 |
| Service charges on deposit accounts | $1,747,000 | 480 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,718,000 | 911 |
| Total noninterest expense | $14,760,000 | 599 |
| Salaries and employee benefits | $7,812,000 | 583 |
| Premises and equipment expense | $2,713,000 | 453 |
| Additional noninterest expense | $4,235,000 | 632 |
| Pre-tax net operating income | $7,141,000 | 683 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $2,553,000 | 633 |
| Income before extraordinary items | $4,588,000 | 771 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $4,588,000 | 771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 551 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $4,588,000 | 753 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $15,319,000 | 521 |
| Total interest expense | $5,793,000 | 434 |
| Net interest income | $9,526,000 | 553 |
| Provision for loan and lease losses | $395,000 | 605 |
| Total noninterest income | $1,744,000 | 801 |
| Gross Fiduciary activities income | $36,000 | 881 |
| Service charges on deposit accounts | $839,000 | 475 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $869,000 | 883 |
| Total noninterest expense | $7,560,000 | 584 |
| Salaries and employee benefits | $3,951,000 | 573 |
| Premises and equipment expense | $1,341,000 | 454 |
| Additional noninterest expense | $2,268,000 | 595 |
| Pre-tax net operating income | $3,315,000 | 732 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $1,185,000 | 668 |
| Income before extraordinary items | $2,130,000 | 823 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $2,130,000 | 824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 505 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $2,130,000 | 801 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $54,592,000 | 538 |
| Total interest expense | $18,217,000 | 466 |
| Net interest income | $36,375,000 | 564 |
| Provision for loan and lease losses | $2,239,000 | 487 |
| Total noninterest income | $7,055,000 | 800 |
| Gross Fiduciary activities income | $120,000 | 900 |
| Service charges on deposit accounts | $3,502,000 | 507 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,433,000 | 889 |
| Total noninterest expense | $26,634,000 | 626 |
| Salaries and employee benefits | $13,670,000 | 624 |
| Premises and equipment expense | $4,346,000 | 528 |
| Additional noninterest expense | $8,618,000 | 621 |
| Pre-tax net operating income | $14,557,000 | 633 |
| Securities gains (losses) | $355,000 | 567 |
| Applicable income taxes | $5,331,000 | 578 |
| Income before extraordinary items | $9,581,000 | 695 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $9,581,000 | 696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,431,000 | 588 |
| Cash dividends | $3,525,000 | 844 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $9,353,800 | 688 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $30,212,000 | 687 |
| Total interest expense | $11,437,000 | 529 |
| Net interest income | $18,775,000 | 778 |
| Provision for loan and lease losses | $1,885,000 | 430 |
| Total noninterest income | $3,537,000 | 1,141 |
| Gross Fiduciary activities income | $85,000 | 916 |
| Service charges on deposit accounts | $1,235,000 | 1,090 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,217,000 | 999 |
| Total noninterest expense | $15,104,000 | 788 |
| Salaries and employee benefits | $7,772,000 | 828 |
| Premises and equipment expense | $2,495,000 | 698 |
| Additional noninterest expense | $4,837,000 | 777 |
| Pre-tax net operating income | $5,323,000 | 1,237 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,919,000 | 1,048 |
| Income before extraordinary items | $3,404,000 | 1,451 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,404,000 | 1,452 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,044,000 | 555 |
| Cash dividends | $2,005,000 | 973 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,404,000 | 1,406 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $19,592,000 | 701 |
| Total interest expense | $7,301,000 | 548 |
| Net interest income | $12,291,000 | 788 |
| Provision for loan and lease losses | $1,310,000 | 426 |
| Total noninterest income | $2,283,000 | 1,159 |
| Gross Fiduciary activities income | $48,000 | 956 |
| Service charges on deposit accounts | $795,000 | 1,117 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,440,000 | 1,024 |
| Total noninterest expense | $9,904,000 | 816 |
| Salaries and employee benefits | $5,147,000 | 831 |
| Premises and equipment expense | $1,630,000 | 712 |
| Additional noninterest expense | $3,127,000 | 795 |
| Pre-tax net operating income | $3,360,000 | 1,269 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $1,227,000 | 1,091 |
| Income before extraordinary items | $2,133,000 | 1,510 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,133,000 | 1,511 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $524,000 | 679 |
| Cash dividends | $2,005,000 | 689 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,133,000 | 1,455 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $9,790,000 | 705 |
| Total interest expense | $3,625,000 | 565 |
| Net interest income | $6,165,000 | 794 |
| Provision for loan and lease losses | $595,000 | 459 |
| Total noninterest income | $1,043,000 | 1,222 |
| Gross Fiduciary activities income | $21,000 | 992 |
| Service charges on deposit accounts | $392,000 | 1,091 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $630,000 | 1,095 |
| Total noninterest expense | $4,863,000 | 837 |
| Salaries and employee benefits | $2,572,000 | 852 |
| Premises and equipment expense | $819,000 | 726 |
| Additional noninterest expense | $1,472,000 | 837 |
| Pre-tax net operating income | $1,750,000 | 1,206 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $669,000 | 1,021 |
| Income before extraordinary items | $1,081,000 | 1,484 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,081,000 | 1,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 653 |
| Cash dividends | $1,565,000 | 443 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,081,000 | 1,400 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $36,019,000 | 788 |
| Total interest expense | $13,440,000 | 658 |
| Net interest income | $22,579,000 | 859 |
| Provision for loan and lease losses | $2,285,000 | 587 |
| Total noninterest income | $4,980,000 | 1,139 |
| Gross Fiduciary activities income | $51,000 | 1,076 |
| Service charges on deposit accounts | $1,442,000 | 1,206 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $3,487,000 | 977 |
| Total noninterest expense | $18,020,000 | 892 |
| Salaries and employee benefits | $9,524,000 | 890 |
| Premises and equipment expense | $3,043,000 | 750 |
| Additional noninterest expense | $5,453,000 | 934 |
| Pre-tax net operating income | $7,254,000 | 1,155 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $2,620,000 | 1,027 |
| Income before extraordinary items | $4,634,000 | 1,369 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,634,000 | 1,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,352,000 | 722 |
| Cash dividends | $1,450,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $4,634,000 | 1,304 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $26,509,000 | 821 |
| Total interest expense | $9,930,000 | 699 |
| Net interest income | $16,579,000 | 886 |
| Provision for loan and lease losses | $1,690,000 | 597 |
| Total noninterest income | $3,851,000 | 1,128 |
| Gross Fiduciary activities income | $26,000 | 1,139 |
| Service charges on deposit accounts | $1,069,000 | 1,228 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,756,000 | 979 |
| Total noninterest expense | $13,270,000 | 926 |
| Salaries and employee benefits | $6,981,000 | 932 |
| Premises and equipment expense | $2,258,000 | 769 |
| Additional noninterest expense | $4,031,000 | 952 |
| Pre-tax net operating income | $5,470,000 | 1,183 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,948,000 | 1,084 |
| Income before extraordinary items | $3,522,000 | 1,414 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,522,000 | 1,414 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,084,000 | 656 |
| Cash dividends | $950,000 | 1,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $3,522,000 | 1,334 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $17,171,000 | 852 |
| Total interest expense | $6,567,000 | 725 |
| Net interest income | $10,604,000 | 919 |
| Provision for loan and lease losses | $1,225,000 | 547 |
| Total noninterest income | $2,594,000 | 1,118 |
| Gross Fiduciary activities income | $13,000 | 1,190 |
| Service charges on deposit accounts | $669,000 | 1,287 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,912,000 | 945 |
| Total noninterest expense | $8,443,000 | 974 |
| Salaries and employee benefits | $4,441,000 | 977 |
| Premises and equipment expense | $1,465,000 | 785 |
| Additional noninterest expense | $2,537,000 | 996 |
| Pre-tax net operating income | $3,530,000 | 1,215 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $1,258,000 | 1,132 |
| Income before extraordinary items | $2,272,000 | 1,444 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,272,000 | 1,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $751,000 | 626 |
| Cash dividends | $550,000 | 2,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $2,272,000 | 1,350 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $8,370,000 | 884 |
| Total interest expense | $3,233,000 | 752 |
| Net interest income | $5,137,000 | 948 |
| Provision for loan and lease losses | $540,000 | 591 |
| Total noninterest income | $1,170,000 | 1,186 |
| Gross Fiduciary activities income | $3,000 | 1,293 |
| Service charges on deposit accounts | $297,000 | 1,391 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $870,000 | 983 |
| Total noninterest expense | $3,955,000 | 1,027 |
| Salaries and employee benefits | $2,066,000 | 1,031 |
| Premises and equipment expense | $690,000 | 841 |
| Additional noninterest expense | $1,199,000 | 1,026 |
| Pre-tax net operating income | $1,812,000 | 1,190 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $646,000 | 1,126 |
| Income before extraordinary items | $1,166,000 | 1,403 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,166,000 | 1,401 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 752 |
| Cash dividends | $250,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,166,000 | 1,316 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $33,230,000 | 915 |
| Total interest expense | $14,793,000 | 757 |
| Net interest income | $18,437,000 | 1,046 |
| Provision for loan and lease losses | $1,655,000 | 867 |
| Total noninterest income | $3,857,000 | 1,285 |
| Gross Fiduciary activities income | $4,000 | 1,538 |
| Service charges on deposit accounts | $1,121,000 | 1,445 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,732,000 | 1,067 |
| Total noninterest expense | $14,777,000 | 1,048 |
| Salaries and employee benefits | $7,682,000 | 1,038 |
| Premises and equipment expense | $2,507,000 | 868 |
| Additional noninterest expense | $4,588,000 | 1,077 |
| Pre-tax net operating income | $5,862,000 | 1,423 |
| Securities gains (losses) | $70,000 | 2,096 |
| Applicable income taxes | $1,919,000 | 1,329 |
| Income before extraordinary items | $4,013,000 | 1,526 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $4,013,000 | 1,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $713,000 | 1,256 |
| Cash dividends | $1,300,000 | 1,827 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,965,400 | 1,499 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,365,000 | 1,088 |
| Total interest expense | $18,034,000 | 910 |
| Net interest income | $13,331,000 | 1,327 |
| Provision for loan and lease losses | $2,320,000 | 622 |
| Total noninterest income | $3,403,000 | 1,341 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $879,000 | 1,725 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $2,524,000 | 1,063 |
| Total noninterest expense | $11,162,000 | 1,302 |
| Salaries and employee benefits | $5,489,000 | 1,368 |
| Premises and equipment expense | $2,066,000 | 1,021 |
| Additional noninterest expense | $3,607,000 | 1,304 |
| Pre-tax net operating income | $3,252,000 | 2,108 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,147,000 | 1,888 |
| Income before extraordinary items | $2,105,000 | 2,416 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,105,000 | 2,420 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,203,000 | 818 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $2,911,000 | 263 |
| Net operating income | $2,105,000 | 2,336 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $26,831,000 | 1,320 |
| Total interest expense | $14,944,000 | 1,160 |
| Net interest income | $11,887,000 | 1,478 |
| Provision for loan and lease losses | $1,480,000 | 771 |
| Total noninterest income | $2,198,000 | 1,751 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $595,000 | 2,308 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,603,000 | 1,316 |
| Total noninterest expense | $8,723,000 | 1,608 |
| Salaries and employee benefits | $4,576,000 | 1,550 |
| Premises and equipment expense | $1,456,000 | 1,425 |
| Additional noninterest expense | $2,691,000 | 1,654 |
| Pre-tax net operating income | $3,882,000 | 1,885 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,466,000 | 1,543 |
| Income before extraordinary items | $2,416,000 | 2,140 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,416,000 | 2,140 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 2,326 |
| Cash dividends | $5,000 | 6,806 |
| Sale, conversion, retirement of capital stock, net | $2,195,000 | 345 |
| Net operating income | $2,416,000 | 2,143 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,562,000 | 1,961 |
| Total interest expense | $8,481,000 | 1,751 |
| Net interest income | $8,081,000 | 2,171 |
| Provision for loan and lease losses | $1,135,000 | 882 |
| Total noninterest income | $775,000 | 3,709 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $320,000 | 3,793 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $455,000 | 3,139 |
| Total noninterest expense | $5,892,000 | 2,314 |
| Salaries and employee benefits | $2,736,000 | 2,573 |
| Premises and equipment expense | $1,048,000 | 1,955 |
| Additional noninterest expense | $2,108,000 | 2,061 |
| Pre-tax net operating income | $1,829,000 | 3,569 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $293,000 | 4,867 |
| Income before extraordinary items | $1,536,000 | 3,180 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,536,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 5,737 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $593,000 | 586 |
| Net operating income | $1,536,000 | 3,144 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,103,000 | 3,206 |
| Total interest expense | $4,907,000 | 3,057 |
| Net interest income | $5,196,000 | 3,269 |
| Provision for loan and lease losses | $1,200,000 | 825 |
| Total noninterest income | $339,000 | 6,113 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $133,000 | 6,221 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 4,887 |
| Total noninterest expense | $3,810,000 | 3,368 |
| Salaries and employee benefits | $1,629,000 | 3,981 |
| Premises and equipment expense | $519,000 | 3,576 |
| Additional noninterest expense | $1,662,000 | 2,509 |
| Pre-tax net operating income | $525,000 | 7,249 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $525,000 | 6,454 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $525,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,323 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $18,911,000 | 55 |
| Net operating income | $525,000 | 6,346 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,309,000 | 7,390 |
| Total interest expense | $1,477,000 | 7,401 |
| Net interest income | $1,832,000 | 7,247 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $74,000 | 9,870 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $44,000 | 8,568 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 9,328 |
| Total noninterest expense | $1,868,000 | 5,927 |
| Salaries and employee benefits | $888,000 | 6,355 |
| Premises and equipment expense | $265,000 | 5,857 |
| Additional noninterest expense | $715,000 | 5,134 |
| Pre-tax net operating income | $-612,000 | 10,773 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $-612,000 | 10,783 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-612,000 | 10,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $111,000 | 754 |
| Net operating income | $-612,000 | 10,769 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $154,000 | 11,389 |
| Total interest expense | $24,000 | 11,394 |
| Net interest income | $130,000 | 11,373 |
| Provision for loan and lease losses | $75,000 | 5,702 |
| Total noninterest income | $2,000 | 11,386 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 11,319 |
| Total noninterest expense | $995,000 | 8,684 |
| Salaries and employee benefits | $353,000 | 9,931 |
| Premises and equipment expense | $111,000 | 8,998 |
| Additional noninterest expense | $531,000 | 6,826 |
| Pre-tax net operating income | $-938,000 | 11,329 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $-938,000 | 11,358 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-938,000 | 11,358 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $11,907,000 | 54 |
| Net operating income | $-938,000 | 11,335 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.