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Southern Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$218,908,000289
Total interest expense$80,140,000275
Net interest income$138,768,000285
Provision for loan and lease losses$12,667,000185
Total noninterest income$32,590,000324
Gross Fiduciary activities income$2,024,000400
Service charges on deposit accounts$8,637,000186
Trading account gains and feesNANA
Additional Noninterest Income$21,929,000301
Total noninterest expense$101,262,000319
Salaries and employee benefits$51,641,000317
Premises and equipment expense$13,046,000241
Additional noninterest expense$21,929,000301
Pre-tax net operating income$57,429,000313
Securities gains (losses)$-682,0004,240
Applicable income taxes$11,363,000314
Income before extraordinary items$45,384,000310
Extraordinary gains, net$054
Net income$45,384,000314
Minority interest net income$088
Net income of bank and minority interests.$45,384,000312
Net charge-offs$1,527,000427
Cash dividends$48,000,000173
Sale, conversion, retirement of capital stock, net$929,000198
Net operating income$45,929,600315
2023-09-30 (YTD Data)Rank
Total interest income$157,123,000296
Total interest expense$53,405,000290
Net interest income$103,718,000290
Provision for loan and lease losses$11,767,000162
Total noninterest income$24,821,000324
Gross Fiduciary activities income$1,526,000401
Service charges on deposit accounts$6,580,000183
Trading account gains and feesNANA
Additional Noninterest Income$16,715,000303
Total noninterest expense$76,070,000319
Salaries and employee benefits$38,688,000319
Premises and equipment expense$9,580,000249
Additional noninterest expense$16,715,000303
Pre-tax net operating income$40,702,000337
Securities gains (losses)$0849
Applicable income taxes$8,048,000344
Income before extraordinary items$32,654,000334
Extraordinary gains, net$052
Net income$32,654,000337
Minority interest net income$081
Net income of bank and minority interests.$32,654,000334
Net charge-offs$568,000540
Cash dividends$44,000,000152
Sale, conversion, retirement of capital stock, net$846,000178
Net operating income$32,654,000343
2023-06-30 (YTD Data)Rank
Total interest income$98,880,000293
Total interest expense$31,035,000290
Net interest income$67,845,000290
Provision for loan and lease losses$10,867,000130
Total noninterest income$17,368,000307
Gross Fiduciary activities income$1,027,000392
Service charges on deposit accounts$4,495,000178
Trading account gains and feesNANA
Additional Noninterest Income$11,846,000282
Total noninterest expense$50,968,000307
Salaries and employee benefits$25,990,000309
Premises and equipment expense$6,077,000251
Additional noninterest expense$11,846,000282
Pre-tax net operating income$23,378,000379
Securities gains (losses)$0938
Applicable income taxes$4,417,000403
Income before extraordinary items$18,961,000366
Extraordinary gains, net$051
Net income$18,961,000374
Minority interest net income$081
Net income of bank and minority interests.$18,961,000367
Net charge-offs$300,000555
Cash dividends$40,000,000120
Sale, conversion, retirement of capital stock, net$615,000159
Net operating income$18,961,000374
2023-03-31 (YTD Data)Rank
Total interest income$44,400,000318
Total interest expense$13,303,000296
Net interest income$31,097,000323
Provision for loan and lease losses$10,072,00094
Total noninterest income$6,647,000366
Gross Fiduciary activities income$0913
Service charges on deposit accounts$2,047,000194
Trading account gains and feesNANA
Additional Noninterest Income$4,600,000347
Total noninterest expense$24,476,000323
Salaries and employee benefits$12,758,000328
Premises and equipment expense$2,783,000277
Additional noninterest expense$4,600,000347
Pre-tax net operating income$3,196,0001,031
Securities gains (losses)$0950
Applicable income taxes$335,0001,298
Income before extraordinary items$2,861,000976
Extraordinary gains, net$04
Net income$2,861,000975
Minority interest net income$048
Net income of bank and minority interests.$2,861,000975
Net charge-offs$103,000590
Cash dividends$36,000,00080
Sale, conversion, retirement of capital stock, net$652,00098
Net operating income$2,861,000990
2022-12-31 (YTD Data)Rank
Total interest income$134,641,000322
Total interest expense$23,243,000235
Net interest income$111,398,000333
Provision for loan and lease losses$7,986,000199
Total noninterest income$26,475,000392
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$7,645,000205
Trading account gains and feesNANA
Additional Noninterest Income$18,830,000369
Total noninterest expense$71,816,000395
Salaries and employee benefits$38,845,000403
Premises and equipment expense$9,782,000299
Additional noninterest expense$18,830,000369
Pre-tax net operating income$58,071,000343
Securities gains (losses)$0691
Applicable income taxes$12,118,000331
Income before extraordinary items$45,953,000343
Extraordinary gains, net$05
Net income$45,953,000342
Minority interest net income$063
Net income of bank and minority interests.$45,953,000343
Net charge-offs$395,000680
Cash dividends$31,000,000222
Sale, conversion, retirement of capital stock, net$1,166,000219
Net operating income$45,953,000350
2022-09-30 (YTD Data)Rank
Total interest income$95,651,000322
Total interest expense$12,861,000225
Net interest income$82,790,000330
Provision for loan and lease losses$6,848,000171
Total noninterest income$19,805,000398
Gross Fiduciary activities income$0968
Service charges on deposit accounts$5,710,000204
Trading account gains and feesNANA
Additional Noninterest Income$14,095,000382
Total noninterest expense$53,695,000393
Salaries and employee benefits$29,025,000398
Premises and equipment expense$7,342,000300
Additional noninterest expense$14,095,000382
Pre-tax net operating income$42,052,000351
Securities gains (losses)$0740
Applicable income taxes$8,697,000349
Income before extraordinary items$33,355,000348
Extraordinary gains, net$04
Net income$33,355,000348
Minority interest net income$057
Net income of bank and minority interests.$33,355,000348
Net charge-offs$95,000955
Cash dividends$27,000,000195
Sale, conversion, retirement of capital stock, net$1,112,000183
Net operating income$33,355,000354
2022-06-30 (YTD Data)Rank
Total interest income$60,530,000318
Total interest expense$6,627,000208
Net interest income$53,903,000328
Provision for loan and lease losses$1,792,000283
Total noninterest income$12,999,000401
Gross Fiduciary activities income$0925
Service charges on deposit accounts$3,684,000210
Trading account gains and feesNANA
Additional Noninterest Income$9,315,000388
Total noninterest expense$35,713,000386
Salaries and employee benefits$19,222,000393
Premises and equipment expense$4,904,000293
Additional noninterest expense$11,587,000388
Pre-tax net operating income$29,397,000327
Securities gains (losses)$0687
Applicable income taxes$6,147,000326
Income before extraordinary items$23,250,000327
Extraordinary gains, net$04
Net income$23,250,000327
Minority interest net income$060
Net income of bank and minority interests.$23,250,000327
Net charge-offs$71,000840
Cash dividends$23,000,000168
Sale, conversion, retirement of capital stock, net$1,058,000138
Net operating income$23,250,000335
2022-03-31 (YTD Data)Rank
Total interest income$28,638,000324
Total interest expense$3,044,000200
Net interest income$25,594,000330
Provision for loan and lease losses$1,552,000150
Total noninterest income$5,661,000443
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,778,000218
Trading account gains and feesNANA
Additional Noninterest Income$3,883,000452
Total noninterest expense$17,476,000397
Salaries and employee benefits$9,296,000414
Premises and equipment expense$2,383,000303
Additional noninterest expense$5,797,000382
Pre-tax net operating income$12,227,000358
Securities gains (losses)$0623
Applicable income taxes$2,446,000361
Income before extraordinary items$9,781,000366
Extraordinary gains, net$04
Net income$9,781,000366
Minority interest net income$050
Net income of bank and minority interests.$9,781,000366
Net charge-offs$60,000624
Cash dividends$19,000,000120
Sale, conversion, retirement of capital stock, net$560,000112
Net operating income$9,781,000373
2021-12-31 (YTD Data)Rank
Total interest income$112,350,000328
Total interest expense$13,299,000217
Net interest income$99,051,000339
Provision for loan and lease losses$-3,329,0004,639
Total noninterest income$22,416,000486
Gross Fiduciary activities income$0994
Service charges on deposit accounts$6,427,000222
Trading account gains and feesNANA
Additional Noninterest Income$15,989,000493
Total noninterest expense$60,235,000443
Salaries and employee benefits$32,803,000455
Premises and equipment expense$8,285,000343
Additional noninterest expense$19,147,000437
Pre-tax net operating income$64,561,000314
Securities gains (losses)$90,000910
Applicable income taxes$13,655,000320
Income before extraordinary items$50,996,000322
Extraordinary gains, net$010
Net income$50,996,000322
Minority interest net income$074
Net income of bank and minority interests.$50,996,000322
Net charge-offs$275,000876
Cash dividends$15,000,000359
Sale, conversion, retirement of capital stock, net$566,000291
Net operating income$50,924,900315
2021-09-30 (YTD Data)Rank
Total interest income$83,983,000331
Total interest expense$10,385,000223
Net interest income$73,598,000343
Provision for loan and lease losses$-3,329,0004,732
Total noninterest income$16,620,000502
Gross Fiduciary activities income$0957
Service charges on deposit accounts$4,592,000226
Trading account gains and feesNANA
Additional Noninterest Income$12,028,000507
Total noninterest expense$44,729,000446
Salaries and employee benefits$24,380,000462
Premises and equipment expense$6,104,000353
Additional noninterest expense$14,245,000440
Pre-tax net operating income$48,818,000321
Securities gains (losses)$90,000848
Applicable income taxes$10,297,000325
Income before extraordinary items$38,611,000331
Extraordinary gains, net$08
Net income$38,611,000330
Minority interest net income$069
Net income of bank and minority interests.$38,611,000331
Net charge-offs$261,000696
Cash dividends$11,000,000353
Sale, conversion, retirement of capital stock, net$513,000246
Net operating income$38,539,900325
2021-06-30 (YTD Data)Rank
Total interest income$54,992,000331
Total interest expense$7,290,000225
Net interest income$47,702,000351
Provision for loan and lease losses$-3,024,0004,773
Total noninterest income$11,054,000497
Gross Fiduciary activities income$0951
Service charges on deposit accounts$2,725,000241
Trading account gains and feesNANA
Additional Noninterest Income$8,329,000501
Total noninterest expense$29,522,000447
Salaries and employee benefits$16,073,000469
Premises and equipment expense$4,007,000361
Additional noninterest expense$9,442,000435
Pre-tax net operating income$32,258,000319
Securities gains (losses)$90,000704
Applicable income taxes$6,746,000329
Income before extraordinary items$25,602,000327
Extraordinary gains, net$06
Net income$25,602,000327
Minority interest net income$067
Net income of bank and minority interests.$25,602,000327
Net charge-offs$261,000566
Cash dividends$7,000,000347
Sale, conversion, retirement of capital stock, net$476,000187
Net operating income$25,530,900320
2021-03-31 (YTD Data)Rank
Total interest income$27,256,000331
Total interest expense$3,826,000230
Net interest income$23,430,000353
Provision for loan and lease losses$-409,0004,742
Total noninterest income$5,262,000523
Gross Fiduciary activities income$0922
Service charges on deposit accounts$1,318,000244
Trading account gains and feesNANA
Additional Noninterest Income$3,944,000530
Total noninterest expense$14,332,000457
Salaries and employee benefits$7,907,000472
Premises and equipment expense$1,970,000373
Additional noninterest expense$4,455,000441
Pre-tax net operating income$14,769,000343
Securities gains (losses)$90,000502
Applicable income taxes$3,160,000344
Income before extraordinary items$11,699,000355
Extraordinary gains, net$03
Net income$11,699,000353
Minority interest net income$055
Net income of bank and minority interests.$11,699,000355
Net charge-offs$243,000387
Cash dividends$3,000,000336
Sale, conversion, retirement of capital stock, net$440,000128
Net operating income$11,627,900349
2020-12-31 (YTD Data)Rank
Total interest income$109,134,000334
Total interest expense$20,922,000266
Net interest income$88,212,000352
Provision for loan and lease losses$6,104,000494
Total noninterest income$20,651,000488
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$5,809,000228
Trading account gains and feesNANA
Additional Noninterest Income$14,842,000500
Total noninterest expense$57,848,000440
Salaries and employee benefits$31,184,000456
Premises and equipment expense$7,425,000373
Additional noninterest expense$19,239,000421
Pre-tax net operating income$44,911,000316
Securities gains (losses)$02,675
Applicable income taxes$9,126,000318
Income before extraordinary items$35,785,000327
Extraordinary gains, net$04
Net income$35,785,000325
Minority interest net income$072
Net income of bank and minority interests.$35,785,000327
Net charge-offs$781,000748
Cash dividends$34,000,000203
Sale, conversion, retirement of capital stock, net$427,000286
Net operating income$35,785,000323
2020-09-30 (YTD Data)Rank
Total interest income$81,126,000334
Total interest expense$16,706,000266
Net interest income$64,420,000351
Provision for loan and lease losses$5,493,000468
Total noninterest income$13,842,000497
Gross Fiduciary activities income$0981
Service charges on deposit accounts$4,237,000229
Trading account gains and feesNANA
Additional Noninterest Income$9,605,000524
Total noninterest expense$43,328,000436
Salaries and employee benefits$23,443,000448
Premises and equipment expense$5,577,000366
Additional noninterest expense$14,308,000416
Pre-tax net operating income$29,441,000333
Securities gains (losses)$02,494
Applicable income taxes$5,916,000336
Income before extraordinary items$23,525,000334
Extraordinary gains, net$04
Net income$23,525,000333
Minority interest net income$065
Net income of bank and minority interests.$23,525,000334
Net charge-offs$557,000701
Cash dividends$31,500,000163
Sale, conversion, retirement of capital stock, net$377,000243
Net operating income$23,525,000331
2020-06-30 (YTD Data)Rank
Total interest income$53,905,000342
Total interest expense$11,926,000274
Net interest income$41,979,000357
Provision for loan and lease losses$4,719,000411
Total noninterest income$8,030,000533
Gross Fiduciary activities income$0970
Service charges on deposit accounts$2,760,000234
Trading account gains and feesNANA
Additional Noninterest Income$5,270,000552
Total noninterest expense$28,857,000432
Salaries and employee benefits$15,496,000443
Premises and equipment expense$3,626,000372
Additional noninterest expense$9,735,000405
Pre-tax net operating income$16,433,000337
Securities gains (losses)$1,0002,174
Applicable income taxes$3,112,000354
Income before extraordinary items$13,322,000345
Extraordinary gains, net$04
Net income$13,322,000345
Minority interest net income$065
Net income of bank and minority interests.$13,322,000345
Net charge-offs$394,000686
Cash dividends$29,000,000138
Sale, conversion, retirement of capital stock, net$354,000192
Net operating income$13,321,190334
2020-03-31 (YTD Data)Rank
Total interest income$26,368,000355
Total interest expense$6,590,000290
Net interest income$19,778,000372
Provision for loan and lease losses$2,850,000335
Total noninterest income$3,752,000522
Gross Fiduciary activities income$0941
Service charges on deposit accounts$1,630,000234
Trading account gains and feesNANA
Additional Noninterest Income$2,122,000567
Total noninterest expense$14,030,000445
Salaries and employee benefits$7,617,000449
Premises and equipment expense$1,757,000388
Additional noninterest expense$4,656,000419
Pre-tax net operating income$6,650,000359
Securities gains (losses)$1,0001,614
Applicable income taxes$1,207,000396
Income before extraordinary items$5,444,000373
Extraordinary gains, net$04
Net income$5,444,000371
Minority interest net income$056
Net income of bank and minority interests.$5,444,000373
Net charge-offs$157,000706
Cash dividends$2,500,000453
Sale, conversion, retirement of capital stock, net$330,000142
Net operating income$5,443,180367
2019-12-31 (YTD Data)Rank
Total interest income$105,297,000354
Total interest expense$27,326,000306
Net interest income$77,971,000371
Provision for loan and lease losses$2,321,000476
Total noninterest income$16,205,000496
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$6,220,000241
Trading account gains and feesNANA
Additional Noninterest Income$9,985,000520
Total noninterest expense$52,712,000449
Salaries and employee benefits$28,190,000460
Premises and equipment expense$7,037,000375
Additional noninterest expense$17,485,000420
Pre-tax net operating income$39,143,000370
Securities gains (losses)$244,000569
Applicable income taxes$7,828,000376
Income before extraordinary items$31,559,000373
Extraordinary gains, net$011
Net income$31,559,000374
Minority interest net income$076
Net income of bank and minority interests.$31,559,000374
Net charge-offs$530,000987
Cash dividends$9,000,000510
Sale, conversion, retirement of capital stock, net$325,000342
Net operating income$31,363,800368
2019-09-30 (YTD Data)Rank
Total interest income$78,535,000360
Total interest expense$20,287,000314
Net interest income$58,248,000373
Provision for loan and lease losses$1,933,000422
Total noninterest income$12,046,000501
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$4,399,000250
Trading account gains and feesNANA
Additional Noninterest Income$7,647,000512
Total noninterest expense$39,281,000449
Salaries and employee benefits$21,117,000459
Premises and equipment expense$5,292,000379
Additional noninterest expense$12,872,000428
Pre-tax net operating income$29,080,000369
Securities gains (losses)$244,000472
Applicable income taxes$5,823,000378
Income before extraordinary items$23,501,000373
Extraordinary gains, net$011
Net income$23,501,000373
Minority interest net income$072
Net income of bank and minority interests.$23,501,000374
Net charge-offs$246,0001,150
Cash dividends$6,500,000494
Sale, conversion, retirement of capital stock, net$279,000288
Net operating income$23,305,800372
2019-06-30 (YTD Data)Rank
Total interest income$51,470,000364
Total interest expense$13,171,000319
Net interest income$38,299,000379
Provision for loan and lease losses$1,037,000476
Total noninterest income$7,632,000509
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$2,786,000261
Trading account gains and fees$0131
Additional Noninterest Income$4,846,000523
Total noninterest expense$26,026,000449
Salaries and employee benefits$13,942,000462
Premises and equipment expense$3,458,000389
Additional noninterest expense$8,626,000436
Pre-tax net operating income$18,868,000375
Securities gains (losses)$244,000340
Applicable income taxes$3,762,000377
Income before extraordinary items$15,350,000377
Extraordinary gains, net$011
Net income$15,350,000378
Minority interest net income$069
Net income of bank and minority interests.$15,350,000378
Net charge-offs$157,0001,137
Cash dividends$4,000,000522
Sale, conversion, retirement of capital stock, net$248,000243
Net operating income$15,154,800374
2019-03-31 (YTD Data)Rank
Total interest income$25,317,000370
Total interest expense$6,371,000322
Net interest income$18,946,000387
Provision for loan and lease losses$491,000480
Total noninterest income$3,756,000504
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,328,000273
Trading account gains and fees$0126
Additional Noninterest Income$2,428,000502
Total noninterest expense$13,171,000442
Salaries and employee benefits$7,234,000445
Premises and equipment expense$1,682,000402
Additional noninterest expense$4,255,000433
Pre-tax net operating income$9,040,000382
Securities gains (losses)$244,000175
Applicable income taxes$1,820,000382
Income before extraordinary items$7,464,000373
Extraordinary gains, net$05
Net income$7,464,000374
Minority interest net income$052
Net income of bank and minority interests.$7,464,000374
Net charge-offs$80,000989
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$231,000154
Net operating income$7,268,800377
2018-12-31 (YTD Data)Rank
Total interest income$85,454,000397
Total interest expense$17,837,000337
Net interest income$67,617,000411
Provision for loan and lease losses$2,517,000426
Total noninterest income$14,691,000518
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$5,290,000285
Trading account gains and fees$0126
Additional Noninterest Income$9,401,000521
Total noninterest expense$46,575,000482
Salaries and employee benefits$24,250,000508
Premises and equipment expense$6,154,000433
Additional noninterest expense$16,171,000446
Pre-tax net operating income$33,216,000413
Securities gains (losses)$297,000178
Applicable income taxes$7,166,000374
Income before extraordinary items$26,347,000415
Extraordinary gains, net$06
Net income$26,347,000414
Minority interest net income$072
Net income of bank and minority interests.$26,347,000414
Net charge-offs$376,0001,156
Cash dividends$22,000,000250
Sale, conversion, retirement of capital stock, net$207,000396
Net operating income$26,112,370420
2018-09-30 (YTD Data)Rank
Total interest income$62,065,000401
Total interest expense$12,133,000340
Net interest income$49,932,000409
Provision for loan and lease losses$2,218,000367
Total noninterest income$10,686,000535
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$3,877,000288
Trading account gains and fees$0138
Additional Noninterest Income$6,809,000539
Total noninterest expense$34,541,000481
Salaries and employee benefits$18,056,000522
Premises and equipment expense$4,665,000431
Additional noninterest expense$11,820,000453
Pre-tax net operating income$23,859,000427
Securities gains (losses)$297,000170
Applicable income taxes$5,344,000388
Income before extraordinary items$18,812,000430
Extraordinary gains, net$05
Net income$18,812,000429
Minority interest net income$066
Net income of bank and minority interests.$18,812,000429
Net charge-offs$295,0001,003
Cash dividends$5,000,000532
Sale, conversion, retirement of capital stock, net$108,000425
Net operating income$18,577,370435
2018-06-30 (YTD Data)Rank
Total interest income$39,873,000406
Total interest expense$7,509,000341
Net interest income$32,364,000422
Provision for loan and lease losses$1,537,000344
Total noninterest income$7,164,000535
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$2,498,000298
Trading account gains and fees$0130
Additional Noninterest Income$4,666,000532
Total noninterest expense$23,099,000488
Salaries and employee benefits$11,969,000519
Premises and equipment expense$3,144,000429
Additional noninterest expense$7,986,000451
Pre-tax net operating income$14,892,000436
Securities gains (losses)$297,000140
Applicable income taxes$3,593,000388
Income before extraordinary items$11,596,000457
Extraordinary gains, net$06
Net income$11,596,000456
Minority interest net income$065
Net income of bank and minority interests.$11,596,000456
Net charge-offs$190,000966
Cash dividends$3,000,000565
Sale, conversion, retirement of capital stock, net$85,000387
Net operating income$11,361,370459
2018-03-31 (YTD Data)Rank
Total interest income$19,611,000408
Total interest expense$3,500,000348
Net interest income$16,111,000421
Provision for loan and lease losses$550,000429
Total noninterest income$3,592,000525
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$1,229,000299
Trading account gains and fees$0123
Additional Noninterest Income$2,363,000514
Total noninterest expense$11,877,000484
Salaries and employee benefits$6,049,000513
Premises and equipment expense$1,558,000437
Additional noninterest expense$4,270,000421
Pre-tax net operating income$7,276,000435
Securities gains (losses)$254,000105
Applicable income taxes$1,919,000357
Income before extraordinary items$5,611,000457
Extraordinary gains, net$07
Net income$5,611,000457
Minority interest net income$052
Net income of bank and minority interests.$5,611,000457
Net charge-offs$154,000668
Cash dividends$1,500,000523
Sale, conversion, retirement of capital stock, net$73,000289
Net operating income$5,410,340472
2017-12-31 (YTD Data)Rank
Total interest income$69,393,000421
Total interest expense$11,427,000340
Net interest income$57,966,000448
Provision for loan and lease losses$2,269,000471
Total noninterest income$11,923,000612
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$4,686,000307
Trading account gains and fees$0151
Additional Noninterest Income$7,237,000648
Total noninterest expense$40,800,000534
Salaries and employee benefits$21,486,000558
Premises and equipment expense$5,836,000442
Additional noninterest expense$13,478,000507
Pre-tax net operating income$26,820,000429
Securities gains (losses)$37,0001,045
Applicable income taxes$7,851,000499
Income before extraordinary items$19,006,000419
Extraordinary gains, net$09
Net income$19,006,000419
Minority interest net income$076
Net income of bank and minority interests.$19,006,000419
Net charge-offs$394,0001,283
Cash dividends$5,000,000676
Sale, conversion, retirement of capital stock, net$6,390,00088
Net operating income$18,979,730414
2017-09-30 (YTD Data)Rank
Total interest income$50,061,000439
Total interest expense$8,101,000345
Net interest income$41,960,000464
Provision for loan and lease losses$1,627,000482
Total noninterest income$8,596,000624
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$3,383,000321
Trading account gains and fees$0145
Additional Noninterest Income$5,213,000675
Total noninterest expense$30,227,000542
Salaries and employee benefits$16,018,000567
Premises and equipment expense$4,273,000458
Additional noninterest expense$9,936,000516
Pre-tax net operating income$18,702,000468
Securities gains (losses)$02,274
Applicable income taxes$5,231,000481
Income before extraordinary items$13,471,000483
Extraordinary gains, net$09
Net income$13,471,000480
Minority interest net income$071
Net income of bank and minority interests.$13,471,000483
Net charge-offs$262,0001,210
Cash dividends$3,500,000681
Sale, conversion, retirement of capital stock, net$6,296,00069
Net operating income$13,471,000477
2017-06-30 (YTD Data)Rank
Total interest income$31,542,000456
Total interest expense$4,992,000345
Net interest income$26,550,000479
Provision for loan and lease losses$759,000609
Total noninterest income$5,193,000673
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$2,075,000344
Trading account gains and fees$0139
Additional Noninterest Income$3,118,000716
Total noninterest expense$19,477,000560
Salaries and employee benefits$10,078,000601
Premises and equipment expense$2,747,000468
Additional noninterest expense$6,652,000520
Pre-tax net operating income$11,507,000498
Securities gains (losses)$01,906
Applicable income taxes$3,204,000500
Income before extraordinary items$8,303,000506
Extraordinary gains, net$011
Net income$8,303,000504
Minority interest net income$071
Net income of bank and minority interests.$8,303,000506
Net charge-offs$213,0001,019
Cash dividends$2,000,000754
Sale, conversion, retirement of capital stock, net$6,279,00052
Net operating income$8,303,000500
2017-03-31 (YTD Data)Rank
Total interest income$15,087,000473
Total interest expense$2,368,000348
Net interest income$12,719,000497
Provision for loan and lease losses$376,000557
Total noninterest income$2,954,000606
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$994,000360
Trading account gains and fees$0142
Additional Noninterest Income$1,960,000600
Total noninterest expense$9,521,000581
Salaries and employee benefits$5,075,000607
Premises and equipment expense$1,340,000487
Additional noninterest expense$3,106,000555
Pre-tax net operating income$5,776,000471
Securities gains (losses)$01,153
Applicable income taxes$1,571,000495
Income before extraordinary items$4,205,000497
Extraordinary gains, net$08
Net income$4,205,000497
Minority interest net income$055
Net income of bank and minority interests.$4,205,000497
Net charge-offs$178,000649
Cash dividends$1,000,000712
Sale, conversion, retirement of capital stock, net$12,000494
Net operating income$4,205,000483
2016-12-31 (YTD Data)Rank
Total interest income$58,739,000465
Total interest expense$9,222,000331
Net interest income$49,517,000483
Provision for loan and lease losses$2,961,000390
Total noninterest income$10,378,000672
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$3,957,000363
Trading account gains and fees$0170
Additional Noninterest Income$6,421,000706
Total noninterest expense$34,438,000628
Salaries and employee benefits$18,279,000643
Premises and equipment expense$5,328,000475
Additional noninterest expense$10,831,000644
Pre-tax net operating income$22,496,000465
Securities gains (losses)$5,0002,878
Applicable income taxes$6,737,000454
Income before extraordinary items$15,764,000501
Extraordinary gains, net$05
Net income$15,764,000497
Minority interest net income$082
Net income of bank and minority interests.$15,764,000500
Net charge-offs$1,141,000595
Cash dividends$3,804,000861
Sale, conversion, retirement of capital stock, net$483,000287
Net operating income$15,760,500494
2016-09-30 (YTD Data)Rank
Total interest income$43,482,000469
Total interest expense$6,868,000330
Net interest income$36,614,000482
Provision for loan and lease losses$2,304,000366
Total noninterest income$7,662,000686
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,930,000366
Trading account gains and fees$0169
Additional Noninterest Income$4,732,000721
Total noninterest expense$25,822,000629
Salaries and employee benefits$13,781,000642
Premises and equipment expense$3,951,000479
Additional noninterest expense$8,090,000645
Pre-tax net operating income$16,150,000485
Securities gains (losses)$5,0002,808
Applicable income taxes$4,885,000470
Income before extraordinary items$11,270,000524
Extraordinary gains, net$05
Net income$11,270,000522
Minority interest net income$071
Net income of bank and minority interests.$11,270,000524
Net charge-offs$1,020,000474
Cash dividends$2,800,000810
Sale, conversion, retirement of capital stock, net$272,000295
Net operating income$11,266,500514
2016-06-30 (YTD Data)Rank
Total interest income$28,295,000478
Total interest expense$4,486,000334
Net interest income$23,809,000502
Provision for loan and lease losses$1,380,000393
Total noninterest income$4,963,000685
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,898,000373
Trading account gains and fees$0157
Additional Noninterest Income$3,065,000721
Total noninterest expense$16,603,000651
Salaries and employee benefits$9,001,000657
Premises and equipment expense$2,579,000497
Additional noninterest expense$5,023,000690
Pre-tax net operating income$10,789,000481
Securities gains (losses)$5,0002,477
Applicable income taxes$3,424,000443
Income before extraordinary items$7,370,000527
Extraordinary gains, net$016
Net income$7,370,000523
Minority interest net income$071
Net income of bank and minority interests.$7,370,000526
Net charge-offs$760,000438
Cash dividends$1,800,000838
Sale, conversion, retirement of capital stock, net$252,000247
Net operating income$7,366,600516
2016-03-31 (YTD Data)Rank
Total interest income$13,952,000482
Total interest expense$2,206,000339
Net interest income$11,746,000508
Provision for loan and lease losses$563,000424
Total noninterest income$2,343,000703
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$913,000374
Trading account gains and fees$0142
Additional Noninterest Income$1,430,000730
Total noninterest expense$8,357,000650
Salaries and employee benefits$4,635,000639
Premises and equipment expense$1,218,000528
Additional noninterest expense$2,504,000680
Pre-tax net operating income$5,169,000480
Securities gains (losses)$02,077
Applicable income taxes$1,660,000446
Income before extraordinary items$3,509,000534
Extraordinary gains, net$012
Net income$3,509,000532
Minority interest net income$062
Net income of bank and minority interests.$3,509,000534
Net charge-offs$41,0001,566
Cash dividends$900,000806
Sale, conversion, retirement of capital stock, net$11,000517
Net operating income$3,509,000519
2015-12-31 (YTD Data)Rank
Total interest income$56,388,000452
Total interest expense$8,582,000323
Net interest income$47,806,000477
Provision for loan and lease losses$2,610,000357
Total noninterest income$9,139,000725
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$3,676,000381
Trading account gains and fees$0159
Additional Noninterest Income$5,463,000768
Total noninterest expense$32,004,000647
Salaries and employee benefits$17,335,000658
Premises and equipment expense$4,298,000572
Additional noninterest expense$10,371,000659
Pre-tax net operating income$22,331,000440
Securities gains (losses)$3,0002,963
Applicable income taxes$6,987,000417
Income before extraordinary items$15,347,000483
Extraordinary gains, net$023
Net income$15,347,000482
Minority interest net income$081
Net income of bank and minority interests.$15,347,000484
Net charge-offs$396,0001,365
Cash dividends$23,400,000199
Sale, conversion, retirement of capital stock, net$192,000429
Net operating income$15,344,930477
2015-09-30 (YTD Data)Rank
Total interest income$42,075,000457
Total interest expense$6,379,000325
Net interest income$35,696,000476
Provision for loan and lease losses$2,114,000320
Total noninterest income$6,647,000748
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$2,742,000387
Trading account gains and fees$0153
Additional Noninterest Income$3,905,000800
Total noninterest expense$23,911,000658
Salaries and employee benefits$12,812,000674
Premises and equipment expense$3,187,000584
Additional noninterest expense$7,912,000644
Pre-tax net operating income$16,318,000461
Securities gains (losses)$3,0002,757
Applicable income taxes$5,173,000441
Income before extraordinary items$11,148,000507
Extraordinary gains, net$021
Net income$11,148,000504
Minority interest net income$078
Net income of bank and minority interests.$11,148,000507
Net charge-offs$260,0001,315
Cash dividends$2,500,000826
Sale, conversion, retirement of capital stock, net$96,000459
Net operating income$11,145,960496
2015-06-30 (YTD Data)Rank
Total interest income$28,030,000455
Total interest expense$4,236,000324
Net interest income$23,794,000474
Provision for loan and lease losses$1,496,000312
Total noninterest income$4,348,000767
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,784,000393
Trading account gains and fees$0157
Additional Noninterest Income$2,564,000808
Total noninterest expense$15,899,000667
Salaries and employee benefits$8,687,000665
Premises and equipment expense$1,973,000642
Additional noninterest expense$5,239,000654
Pre-tax net operating income$10,747,000468
Securities gains (losses)$3,0002,361
Applicable income taxes$3,404,000445
Income before extraordinary items$7,346,000514
Extraordinary gains, net$022
Net income$7,346,000511
Minority interest net income$075
Net income of bank and minority interests.$7,346,000514
Net charge-offs$156,0001,353
Cash dividends$1,600,000851
Sale, conversion, retirement of capital stock, net$60,000451
Net operating income$7,343,960504
2015-03-31 (YTD Data)Rank
Total interest income$14,012,000452
Total interest expense$2,091,000329
Net interest income$11,921,000477
Provision for loan and lease losses$837,000257
Total noninterest income$2,063,000769
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$851,000403
Trading account gains and fees$0152
Additional Noninterest Income$1,212,000806
Total noninterest expense$7,977,000661
Salaries and employee benefits$4,336,000669
Premises and equipment expense$998,000640
Additional noninterest expense$2,643,000630
Pre-tax net operating income$5,170,000469
Securities gains (losses)$3,0001,758
Applicable income taxes$1,578,000450
Income before extraordinary items$3,595,000518
Extraordinary gains, net$013
Net income$3,595,000518
Minority interest net income$064
Net income of bank and minority interests.$3,595,000518
Net charge-offs$52,0001,527
Cash dividends$800,000798
Sale, conversion, retirement of capital stock, net$107,000251
Net operating income$3,592,930504
2014-12-31 (YTD Data)Rank
Total interest income$44,518,000555
Total interest expense$7,405,000373
Net interest income$37,113,000602
Provision for loan and lease losses$1,827,000513
Total noninterest income$6,948,000873
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$3,162,000439
Trading account gains and fees$0180
Additional Noninterest Income$3,786,000942
Total noninterest expense$25,755,000788
Salaries and employee benefits$13,254,000829
Premises and equipment expense$2,936,000839
Additional noninterest expense$9,565,000699
Pre-tax net operating income$16,479,000545
Securities gains (losses)$6,0002,820
Applicable income taxes$4,662,000526
Income before extraordinary items$11,823,000579
Extraordinary gains, net$017
Net income$11,823,000576
Minority interest net income$084
Net income of bank and minority interests.$11,823,000579
Net charge-offs$700,0001,164
Cash dividends$13,100,000274
Sale, conversion, retirement of capital stock, net$5,537,00071
Net operating income$11,818,680567
2014-09-30 (YTD Data)Rank
Total interest income$32,357,000573
Total interest expense$5,482,000377
Net interest income$26,875,000613
Provision for loan and lease losses$1,329,000512
Total noninterest income$4,995,000892
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,271,000459
Trading account gains and fees$0174
Additional Noninterest Income$2,724,000976
Total noninterest expense$18,534,000813
Salaries and employee benefits$9,480,000868
Premises and equipment expense$2,134,000874
Additional noninterest expense$6,920,000715
Pre-tax net operating income$12,007,000554
Securities gains (losses)$3,0002,680
Applicable income taxes$3,359,000544
Income before extraordinary items$8,651,000591
Extraordinary gains, net$015
Net income$8,651,000588
Minority interest net income$081
Net income of bank and minority interests.$8,651,000590
Net charge-offs$688,000904
Cash dividends$12,300,000223
Sale, conversion, retirement of capital stock, net$5,444,00059
Net operating income$8,648,840581
2014-06-30 (YTD Data)Rank
Total interest income$21,099,000584
Total interest expense$3,631,000385
Net interest income$17,468,000620
Provision for loan and lease losses$851,000526
Total noninterest income$3,333,000877
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,460,000467
Trading account gains and fees$0172
Additional Noninterest Income$1,873,000939
Total noninterest expense$12,489,000803
Salaries and employee benefits$6,404,000851
Premises and equipment expense$1,404,000881
Additional noninterest expense$4,681,000696
Pre-tax net operating income$7,461,000574
Securities gains (losses)$1,0002,460
Applicable income taxes$2,025,000576
Income before extraordinary items$5,437,000607
Extraordinary gains, net$020
Net income$5,437,000607
Minority interest net income$080
Net income of bank and minority interests.$5,437,000607
Net charge-offs$677,000680
Cash dividends$1,500,000822
Sale, conversion, retirement of capital stock, net$5,441,00040
Net operating income$5,436,270601
2014-03-31 (YTD Data)Rank
Total interest income$10,311,000602
Total interest expense$1,802,000392
Net interest income$8,509,000645
Provision for loan and lease losses$253,000818
Total noninterest income$1,507,000913
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$664,000500
Trading account gains and fees$0147
Additional Noninterest Income$843,000966
Total noninterest expense$6,364,000802
Salaries and employee benefits$3,110,000892
Premises and equipment expense$697,000903
Additional noninterest expense$2,557,000641
Pre-tax net operating income$3,399,000597
Securities gains (losses)$-7,0006,400
Applicable income taxes$918,000598
Income before extraordinary items$2,474,000640
Extraordinary gains, net$016
Net income$2,474,000640
Minority interest net income$066
Net income of bank and minority interests.$2,474,000641
Net charge-offs$651,000404
Cash dividends$750,000763
Sale, conversion, retirement of capital stock, net$5,396,00022
Net operating income$2,479,110629
2013-12-31 (YTD Data)Rank
Total interest income$37,071,000667
Total interest expense$7,158,000442
Net interest income$29,913,000713
Provision for loan and lease losses$1,438,000822
Total noninterest income$5,389,0001,069
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,413,000572
Trading account gains and fees$0184
Additional Noninterest Income$2,976,0001,152
Total noninterest expense$19,552,0001,048
Salaries and employee benefits$10,395,0001,041
Premises and equipment expense$2,332,0001,021
Additional noninterest expense$6,825,000997
Pre-tax net operating income$14,312,000571
Securities gains (losses)$109,0001,257
Applicable income taxes$3,959,000545
Income before extraordinary items$10,462,000616
Extraordinary gains, net$029
Net income$10,462,000617
Minority interest net income$090
Net income of bank and minority interests.$10,462,000617
Net charge-offs$273,0002,679
Cash dividends$3,000,000859
Sale, conversion, retirement of capital stock, net$7,243,00063
Net operating income$10,382,430605
2013-09-30 (YTD Data)Rank
Total interest income$26,853,000699
Total interest expense$5,330,000453
Net interest income$21,523,000742
Provision for loan and lease losses$1,143,000798
Total noninterest income$3,774,0001,152
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,692,000612
Trading account gains and fees$0180
Additional Noninterest Income$2,082,0001,236
Total noninterest expense$13,462,0001,131
Salaries and employee benefits$7,480,0001,094
Premises and equipment expense$1,668,0001,080
Additional noninterest expense$4,314,0001,162
Pre-tax net operating income$10,692,000575
Securities gains (losses)$03,040
Applicable income taxes$2,907,000563
Income before extraordinary items$7,785,000634
Extraordinary gains, net$025
Net income$7,785,000636
Minority interest net income$084
Net income of bank and minority interests.$7,785,000636
Net charge-offs$268,0002,231
Cash dividends$2,250,000793
Sale, conversion, retirement of capital stock, net$95,000473
Net operating income$7,785,000613
2013-06-30 (YTD Data)Rank
Total interest income$17,713,000703
Total interest expense$3,588,000462
Net interest income$14,125,000748
Provision for loan and lease losses$643,000937
Total noninterest income$2,262,0001,253
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,066,000635
Trading account gains and fees$0157
Additional Noninterest Income$1,196,0001,399
Total noninterest expense$8,877,0001,153
Salaries and employee benefits$4,938,0001,100
Premises and equipment expense$1,076,0001,106
Additional noninterest expense$2,863,0001,163
Pre-tax net operating income$6,867,000581
Securities gains (losses)$02,791
Applicable income taxes$1,795,000587
Income before extraordinary items$5,072,000654
Extraordinary gains, net$022
Net income$5,072,000656
Minority interest net income$082
Net income of bank and minority interests.$5,072,000656
Net charge-offs$177,0002,222
Cash dividends$1,500,000781
Sale, conversion, retirement of capital stock, net$92,000383
Net operating income$5,072,000620
2013-03-31 (YTD Data)Rank
Total interest income$8,742,000718
Total interest expense$1,812,000472
Net interest income$6,930,000764
Provision for loan and lease losses$228,0001,222
Total noninterest income$1,147,0001,222
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$500,000667
Trading account gains and fees$0148
Additional Noninterest Income$647,0001,318
Total noninterest expense$4,395,0001,161
Salaries and employee benefits$2,511,0001,086
Premises and equipment expense$519,0001,180
Additional noninterest expense$1,365,0001,207
Pre-tax net operating income$3,454,000581
Securities gains (losses)$01,966
Applicable income taxes$934,000571
Income before extraordinary items$2,520,000646
Extraordinary gains, net$010
Net income$2,520,000645
Minority interest net income$076
Net income of bank and minority interests.$2,520,000648
Net charge-offs$39,0002,600
Cash dividends$750,000684
Sale, conversion, retirement of capital stock, net$54,000320
Net operating income$2,520,000614
2012-12-31 (YTD Data)Rank
Total interest income$37,315,000700
Total interest expense$8,187,000509
Net interest income$29,128,000740
Provision for loan and lease losses$1,995,0001,067
Total noninterest income$4,307,0001,261
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,741,000809
Trading account gains and fees$0166
Additional Noninterest Income$2,566,0001,311
Total noninterest expense$17,341,0001,165
Salaries and employee benefits$9,369,0001,123
Premises and equipment expense$1,982,0001,192
Additional noninterest expense$5,990,0001,160
Pre-tax net operating income$14,099,000547
Securities gains (losses)$03,810
Applicable income taxes$4,196,000487
Income before extraordinary items$9,903,000623
Extraordinary gains, net$029
Net income$9,903,000622
Minority interest net income$093
Net income of bank and minority interests.$9,903,000623
Net charge-offs$1,122,0001,711
Cash dividends$2,600,000978
Sale, conversion, retirement of capital stock, net$122,000526
Net operating income$9,903,000598
2012-09-30 (YTD Data)Rank
Total interest income$28,142,000707
Total interest expense$6,371,000512
Net interest income$21,771,000749
Provision for loan and lease losses$1,533,0001,064
Total noninterest income$3,198,0001,284
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,271,000831
Trading account gains and fees$0157
Additional Noninterest Income$1,927,0001,294
Total noninterest expense$12,971,0001,163
Salaries and employee benefits$6,960,0001,128
Premises and equipment expense$1,474,0001,213
Additional noninterest expense$4,537,0001,139
Pre-tax net operating income$10,465,000560
Securities gains (losses)$03,575
Applicable income taxes$3,098,000501
Income before extraordinary items$7,367,000643
Extraordinary gains, net$020
Net income$7,367,000640
Minority interest net income$086
Net income of bank and minority interests.$7,367,000643
Net charge-offs$499,0002,195
Cash dividends$1,850,000840
Sale, conversion, retirement of capital stock, net$68,000536
Net operating income$7,367,000618
2012-06-30 (YTD Data)Rank
Total interest income$18,808,000721
Total interest expense$4,480,000508
Net interest income$14,328,000764
Provision for loan and lease losses$923,0001,172
Total noninterest income$2,047,0001,309
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$806,000875
Trading account gains and fees$0153
Additional Noninterest Income$1,241,0001,307
Total noninterest expense$8,794,0001,132
Salaries and employee benefits$4,574,0001,148
Premises and equipment expense$953,0001,248
Additional noninterest expense$3,267,0001,054
Pre-tax net operating income$6,658,000578
Securities gains (losses)$03,178
Applicable income taxes$1,929,000521
Income before extraordinary items$4,729,000655
Extraordinary gains, net$019
Net income$4,729,000655
Minority interest net income$084
Net income of bank and minority interests.$4,729,000655
Net charge-offs$478,0001,823
Cash dividends$1,100,000893
Sale, conversion, retirement of capital stock, net$15,000715
Net operating income$4,729,000636
2012-03-31 (YTD Data)Rank
Total interest income$9,781,000687
Total interest expense$2,395,000484
Net interest income$7,386,000739
Provision for loan and lease losses$215,0001,937
Total noninterest income$1,002,0001,323
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$379,000919
Trading account gains and fees$0148
Additional Noninterest Income$623,0001,288
Total noninterest expense$4,939,0001,005
Salaries and employee benefits$2,350,0001,109
Premises and equipment expense$483,0001,241
Additional noninterest expense$2,106,000807
Pre-tax net operating income$3,234,000594
Securities gains (losses)$02,210
Applicable income taxes$972,000518
Income before extraordinary items$2,262,000674
Extraordinary gains, net$019
Net income$2,262,000675
Minority interest net income$078
Net income of bank and minority interests.$2,262,000675
Net charge-offs$3,0004,432
Cash dividends$500,000850
Sale, conversion, retirement of capital stock, net$7,000673
Net operating income$2,262,000651
2011-12-31 (YTD Data)Rank
Total interest income$40,608,000685
Total interest expense$10,886,000523
Net interest income$29,722,000732
Provision for loan and lease losses$2,331,0001,410
Total noninterest income$3,907,0001,248
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,619,000909
Trading account gains and fees$0146
Additional Noninterest Income$2,288,0001,242
Total noninterest expense$15,866,0001,244
Salaries and employee benefits$8,630,0001,148
Premises and equipment expense$1,700,0001,462
Additional noninterest expense$5,536,0001,247
Pre-tax net operating income$15,432,000443
Securities gains (losses)$03,838
Applicable income taxes$4,940,000414
Income before extraordinary items$10,492,000510
Extraordinary gains, net$029
Net income$10,492,000510
Minority interest net income$096
Net income of bank and minority interests.$10,492,000511
Net charge-offs$584,0002,989
Cash dividends$2,600,000752
Sale, conversion, retirement of capital stock, net$62,000762
Net operating income$10,492,000499
2011-09-30 (YTD Data)Rank
Total interest income$30,608,000700
Total interest expense$8,319,000531
Net interest income$22,289,000742
Provision for loan and lease losses$1,985,0001,246
Total noninterest income$2,960,0001,247
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,208,000918
Trading account gains and fees$0145
Additional Noninterest Income$1,752,0001,223
Total noninterest expense$11,878,0001,244
Salaries and employee benefits$6,477,0001,148
Premises and equipment expense$1,239,0001,519
Additional noninterest expense$4,162,0001,240
Pre-tax net operating income$11,386,000465
Securities gains (losses)$03,555
Applicable income taxes$3,654,000416
Income before extraordinary items$7,732,000536
Extraordinary gains, net$021
Net income$7,732,000535
Minority interest net income$087
Net income of bank and minority interests.$7,732,000536
Net charge-offs$533,0002,593
Cash dividends$2,000,000634
Sale, conversion, retirement of capital stock, net$57,000681
Net operating income$7,732,000523
2011-06-30 (YTD Data)Rank
Total interest income$20,338,000716
Total interest expense$5,632,000548
Net interest income$14,706,000756
Provision for loan and lease losses$1,468,0001,156
Total noninterest income$1,731,0001,351
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$786,000930
Trading account gains and fees$0153
Additional Noninterest Income$945,0001,395
Total noninterest expense$7,937,0001,258
Salaries and employee benefits$4,301,0001,166
Premises and equipment expense$811,0001,556
Additional noninterest expense$2,825,0001,251
Pre-tax net operating income$7,032,000483
Securities gains (losses)$02,914
Applicable income taxes$2,241,000428
Income before extraordinary items$4,791,000556
Extraordinary gains, net$015
Net income$4,791,000553
Minority interest net income$089
Net income of bank and minority interests.$4,791,000556
Net charge-offs$330,0002,583
Cash dividends$1,000,000803
Sale, conversion, retirement of capital stock, net$51,000538
Net operating income$4,791,000547
2011-03-31 (YTD Data)Rank
Total interest income$10,351,000706
Total interest expense$2,853,000561
Net interest income$7,498,000737
Provision for loan and lease losses$1,196,000760
Total noninterest income$803,0001,414
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$381,000945
Trading account gains and fees$0158
Additional Noninterest Income$422,0001,515
Total noninterest expense$4,077,0001,226
Salaries and employee benefits$2,204,0001,151
Premises and equipment expense$403,0001,595
Additional noninterest expense$1,470,0001,217
Pre-tax net operating income$3,028,000549
Securities gains (losses)$01,772
Applicable income taxes$937,000480
Income before extraordinary items$2,091,000633
Extraordinary gains, net$09
Net income$2,091,000630
Minority interest net income$086
Net income of bank and minority interests.$2,091,000633
Net charge-offs$83,0002,924
Cash dividends$500,000725
Sale, conversion, retirement of capital stock, net$40,000391
Net operating income$2,091,000609
2010-12-31 (YTD Data)Rank
Total interest income$28,789,0001,072
Total interest expense$10,910,000736
Net interest income$17,879,0001,262
Provision for loan and lease losses$1,372,0002,588
Total noninterest income$10,251,000625
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,549,000975
Trading account gains and fees$0175
Additional Noninterest Income$8,702,000507
Total noninterest expense$12,895,0001,530
Salaries and employee benefits$6,395,0001,538
Premises and equipment expense$1,305,0001,953
Additional noninterest expense$5,195,0001,402
Pre-tax net operating income$13,863,000410
Securities gains (losses)$03,793
Applicable income taxes$4,371,000402
Income before extraordinary items$9,492,000480
Extraordinary gains, net$029
Net income$9,492,000479
Minority interest net income$0111
Net income of bank and minority interests.$9,492,000481
Net charge-offs$342,0004,151
Cash dividends$2,000,000811
Sale, conversion, retirement of capital stock, net$26,0001,059
Net operating income$9,492,000459
2010-09-30 (YTD Data)Rank
Total interest income$21,195,0001,108
Total interest expense$8,185,000767
Net interest income$13,010,0001,307
Provision for loan and lease losses$1,098,0002,393
Total noninterest income$2,402,0001,473
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,135,0001,035
Trading account gains and fees$0165
Additional Noninterest Income$1,267,0001,522
Total noninterest expense$9,164,0001,614
Salaries and employee benefits$4,655,0001,583
Premises and equipment expense$961,0002,008
Additional noninterest expense$3,548,0001,500
Pre-tax net operating income$5,150,000818
Securities gains (losses)$03,651
Applicable income taxes$1,318,000827
Income before extraordinary items$3,832,000906
Extraordinary gains, net$023
Net income$3,832,000908
Minority interest net income$0110
Net income of bank and minority interests.$3,832,000908
Net charge-offs$272,0003,858
Cash dividends$1,500,000712
Sale, conversion, retirement of capital stock, net$20,000990
Net operating income$3,832,000864
2010-06-30 (YTD Data)Rank
Total interest income$13,852,0001,143
Total interest expense$5,455,000802
Net interest income$8,397,0001,357
Provision for loan and lease losses$456,0002,985
Total noninterest income$1,541,0001,482
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$725,0001,080
Trading account gains and fees$0152
Additional Noninterest Income$816,0001,504
Total noninterest expense$6,207,0001,593
Salaries and employee benefits$3,045,0001,623
Premises and equipment expense$641,0002,026
Additional noninterest expense$2,521,0001,406
Pre-tax net operating income$3,275,000840
Securities gains (losses)$03,184
Applicable income taxes$826,000833
Income before extraordinary items$2,449,000916
Extraordinary gains, net$019
Net income$2,449,000916
Minority interest net income$0105
Net income of bank and minority interests.$2,449,000917
Net charge-offs$217,0003,445
Cash dividends$1,000,000705
Sale, conversion, retirement of capital stock, net$12,000935
Net operating income$2,449,000882
2010-03-31 (YTD Data)Rank
Total interest income$6,850,0001,177
Total interest expense$2,749,000845
Net interest income$4,101,0001,396
Provision for loan and lease losses$96,0004,027
Total noninterest income$716,0001,575
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$335,0001,165
Trading account gains and fees$0175
Additional Noninterest Income$381,0001,552
Total noninterest expense$3,272,0001,539
Salaries and employee benefits$1,546,0001,625
Premises and equipment expense$310,0002,147
Additional noninterest expense$1,416,0001,249
Pre-tax net operating income$1,449,000934
Securities gains (losses)$02,284
Applicable income taxes$281,0001,105
Income before extraordinary items$1,168,000935
Extraordinary gains, net$016
Net income$1,168,000939
Minority interest net income$091
Net income of bank and minority interests.$1,168,000939
Net charge-offs$66,0003,486
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$6,000885
Net operating income$1,168,000913
2009-12-31 (YTD Data)Rank
Total interest income$26,550,0001,301
Total interest expense$10,902,0001,086
Net interest income$15,648,0001,419
Provision for loan and lease losses$1,140,0003,292
Total noninterest income$2,678,0001,741
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,370,0001,261
Trading account gains and fees$0211
Additional Noninterest Income$1,308,0001,806
Total noninterest expense$10,539,0001,924
Salaries and employee benefits$5,320,0001,855
Premises and equipment expense$1,230,0002,169
Additional noninterest expense$3,989,0001,857
Pre-tax net operating income$6,647,000645
Securities gains (losses)$03,754
Applicable income taxes$1,793,000616
Income before extraordinary items$4,854,000710
Extraordinary gains, net$034
Net income$4,854,000709
Minority interest net income$0115
Net income of bank and minority interests.$4,854,000710
Net charge-offs$283,0004,570
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$2,439,000304
Net operating income$4,854,000699
2009-09-30 (YTD Data)Rank
Total interest income$19,617,0001,336
Total interest expense$8,103,0001,154
Net interest income$11,514,0001,448
Provision for loan and lease losses$830,0003,058
Total noninterest income$1,828,0001,903
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$975,0001,317
Trading account gains and fees$0212
Additional Noninterest Income$853,0002,042
Total noninterest expense$7,589,0001,984
Salaries and employee benefits$3,772,0001,969
Premises and equipment expense$894,0002,253
Additional noninterest expense$2,923,0001,826
Pre-tax net operating income$4,923,000686
Securities gains (losses)$03,497
Applicable income taxes$1,315,000673
Income before extraordinary items$3,608,000750
Extraordinary gains, net$027
Net income$3,608,000748
Minority interest net income$0118
Net income of bank and minority interests.$3,608,000751
Net charge-offs$121,0004,873
Cash dividends$1,500,000847
Sale, conversion, retirement of capital stock, net$2,434,000249
Net operating income$3,608,000741
2009-06-30 (YTD Data)Rank
Total interest income$12,730,0001,402
Total interest expense$5,348,0001,235
Net interest income$7,382,0001,519
Provision for loan and lease losses$620,0002,652
Total noninterest income$1,317,0001,808
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$605,0001,408
Trading account gains and fees$0193
Additional Noninterest Income$712,0001,794
Total noninterest expense$4,777,0002,114
Salaries and employee benefits$2,327,0002,166
Premises and equipment expense$573,0002,348
Additional noninterest expense$1,877,0001,909
Pre-tax net operating income$3,302,000698
Securities gains (losses)$03,136
Applicable income taxes$1,032,000595
Income before extraordinary items$2,270,000824
Extraordinary gains, net$021
Net income$2,270,000823
Minority interest net income$0112
Net income of bank and minority interests.$2,270,000824
Net charge-offs$90,0004,361
Cash dividends$1,000,000886
Sale, conversion, retirement of capital stock, net$1,028,000279
Net operating income$2,270,000793
2009-03-31 (YTD Data)Rank
Total interest income$6,350,0001,420
Total interest expense$2,659,0001,293
Net interest income$3,691,0001,508
Provision for loan and lease losses$410,0001,970
Total noninterest income$601,0001,881
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$283,0001,450
Trading account gains and fees$0171
Additional Noninterest Income$318,0001,874
Total noninterest expense$2,306,0002,144
Salaries and employee benefits$1,206,0002,117
Premises and equipment expense$292,0002,352
Additional noninterest expense$808,0001,973
Pre-tax net operating income$1,576,000810
Securities gains (losses)$02,434
Applicable income taxes$487,000692
Income before extraordinary items$1,089,000985
Extraordinary gains, net$015
Net income$1,089,000985
Minority interest net income$0102
Net income of bank and minority interests.$1,089,000987
Net charge-offs$28,0004,069
Cash dividends$500,000851
Sale, conversion, retirement of capital stock, net$17,000783
Net operating income$1,089,000925
2008-12-31 (YTD Data)Rank
Total interest income$25,396,0001,529
Total interest expense$11,562,0001,417
Net interest income$13,834,0001,615
Provision for loan and lease losses$1,340,0002,287
Total noninterest income$2,596,0001,757
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,391,0001,293
Trading account gains and fees$0154
Additional Noninterest Income$1,205,0001,873
Total noninterest expense$8,183,0002,332
Salaries and employee benefits$4,425,0002,293
Premises and equipment expense$1,115,0002,389
Additional noninterest expense$2,643,0002,241
Pre-tax net operating income$6,907,000800
Securities gains (losses)$-679,0007,620
Applicable income taxes$2,038,000670
Income before extraordinary items$4,190,000984
Extraordinary gains, net$039
Net income$4,190,000984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0003,564
Cash dividends$1,800,0001,482
Sale, conversion, retirement of capital stock, net$4,071,000240
Net operating income$4,644,930947
2008-09-30 (YTD Data)Rank
Total interest income$19,055,0001,566
Total interest expense$8,811,0001,447
Net interest income$10,244,0001,647
Provision for loan and lease losses$1,140,0001,700
Total noninterest income$1,916,0001,834
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,037,0001,307
Trading account gains and fees$0148
Additional Noninterest Income$879,0001,996
Total noninterest expense$5,982,0002,378
Salaries and employee benefits$3,304,0002,329
Premises and equipment expense$833,0002,401
Additional noninterest expense$1,845,0002,306
Pre-tax net operating income$5,038,0001,006
Securities gains (losses)$-304,0007,669
Applicable income taxes$1,558,000808
Income before extraordinary items$3,176,0001,160
Extraordinary gains, net$031
Net income$3,176,0001,159
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$241,0002,821
Cash dividends$1,300,0001,485
Sale, conversion, retirement of capital stock, net$53,000934
Net operating income$3,379,6801,165
2008-06-30 (YTD Data)Rank
Total interest income$12,684,0001,599
Total interest expense$6,016,0001,468
Net interest income$6,668,0001,677
Provision for loan and lease losses$740,0001,483
Total noninterest income$1,242,0001,884
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$661,0001,351
Trading account gains and fees$0149
Additional Noninterest Income$581,0002,033
Total noninterest expense$3,970,0002,391
Salaries and employee benefits$2,172,0002,372
Premises and equipment expense$577,0002,349
Additional noninterest expense$1,221,0002,300
Pre-tax net operating income$3,200,0001,103
Securities gains (losses)$03,233
Applicable income taxes$1,066,000897
Income before extraordinary items$2,134,0001,292
Extraordinary gains, net$021
Net income$2,134,0001,293
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0004,443
Cash dividends$800,0001,677
Sale, conversion, retirement of capital stock, net$36,000847
Net operating income$2,134,0001,269
2008-03-31 (YTD Data)Rank
Total interest income$6,421,0001,619
Total interest expense$3,183,0001,477
Net interest income$3,238,0001,718
Provision for loan and lease losses$350,0001,251
Total noninterest income$549,0002,088
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$323,0001,356
Trading account gains and fees$0158
Additional Noninterest Income$226,0002,388
Total noninterest expense$1,870,0002,519
Salaries and employee benefits$1,062,0002,454
Premises and equipment expense$288,0002,349
Additional noninterest expense$520,0002,626
Pre-tax net operating income$1,567,0001,206
Securities gains (losses)$02,688
Applicable income taxes$527,000972
Income before extraordinary items$1,040,0001,442
Extraordinary gains, net$015
Net income$1,040,0001,445
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0004,076
Cash dividends$400,0001,571
Sale, conversion, retirement of capital stock, net$18,000725
Net operating income$1,040,0001,392
2007-12-31 (YTD Data)Rank
Total interest income$24,861,0001,721
Total interest expense$13,775,0001,455
Net interest income$11,086,0002,048
Provision for loan and lease losses$585,0002,094
Total noninterest income$2,234,0002,055
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,255,0001,431
Trading account gains and fees$0178
Additional Noninterest Income$979,0002,249
Total noninterest expense$7,423,0002,456
Salaries and employee benefits$3,952,0002,509
Premises and equipment expense$1,163,0002,223
Additional noninterest expense$2,308,0002,341
Pre-tax net operating income$5,312,0001,568
Securities gains (losses)$02,146
Applicable income taxes$1,579,0001,366
Income before extraordinary items$3,733,0001,697
Extraordinary gains, net$039
Net income$3,733,0001,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0008,351
Cash dividends$1,400,0002,102
Sale, conversion, retirement of capital stock, net$71,0001,004
Net operating income$3,733,0001,683
2007-09-30 (YTD Data)Rank
Total interest income$18,460,0001,742
Total interest expense$10,316,0001,449
Net interest income$8,144,0002,096
Provision for loan and lease losses$495,0001,588
Total noninterest income$1,640,0002,078
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$901,0001,464
Trading account gains and fees$0184
Additional Noninterest Income$739,0002,230
Total noninterest expense$5,562,0002,434
Salaries and employee benefits$2,950,0002,521
Premises and equipment expense$879,0002,198
Additional noninterest expense$1,733,0002,295
Pre-tax net operating income$3,727,0001,774
Securities gains (losses)$01,655
Applicable income taxes$1,040,0001,599
Income before extraordinary items$2,687,0001,878
Extraordinary gains, net$033
Net income$2,687,0001,876
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$66,0003,327
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$53,000876
Net operating income$2,687,0001,867
2007-06-30 (YTD Data)Rank
Total interest income$12,104,0001,788
Total interest expense$6,759,0001,481
Net interest income$5,345,0002,159
Provision for loan and lease losses$385,0001,277
Total noninterest income$1,036,0002,193
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$561,0001,566
Trading account gains and fees$0168
Additional Noninterest Income$475,0002,330
Total noninterest expense$3,704,0002,454
Salaries and employee benefits$1,922,0002,608
Premises and equipment expense$598,0002,161
Additional noninterest expense$1,184,0002,239
Pre-tax net operating income$2,292,0001,928
Securities gains (losses)$01,444
Applicable income taxes$559,0001,926
Income before extraordinary items$1,733,0001,985
Extraordinary gains, net$029
Net income$1,733,0001,985
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0003,152
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$34,000814
Net operating income$1,733,0001,966
2007-03-31 (YTD Data)Rank
Total interest income$5,941,0001,815
Total interest expense$3,324,0001,497
Net interest income$2,617,0002,200
Provision for loan and lease losses$100,0002,001
Total noninterest income$473,0002,289
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$264,0001,623
Trading account gains and fees$0195
Additional Noninterest Income$209,0002,482
Total noninterest expense$1,799,0002,546
Salaries and employee benefits$1,001,0002,550
Premises and equipment expense$286,0002,281
Additional noninterest expense$512,0002,568
Pre-tax net operating income$1,191,0001,879
Securities gains (losses)$01,187
Applicable income taxes$408,0001,499
Income before extraordinary items$783,0002,099
Extraordinary gains, net$022
Net income$783,0002,099
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0003,481
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$16,000701
Net operating income$783,0002,089
2006-12-31 (YTD Data)Rank
Total interest income$22,109,0001,829
Total interest expense$11,708,0001,438
Net interest income$10,401,0002,219
Provision for loan and lease losses$570,0001,704
Total noninterest income$2,179,0002,095
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,291,0001,380
Trading account gains and fees$0130
Additional Noninterest Income$888,0002,412
Total noninterest expense$6,973,0002,526
Salaries and employee benefits$3,653,0002,648
Premises and equipment expense$1,130,0002,193
Additional noninterest expense$2,190,0002,370
Pre-tax net operating income$5,037,0001,862
Securities gains (losses)$01,687
Applicable income taxes$1,688,0001,506
Income before extraordinary items$3,349,0002,087
Extraordinary gains, net$051
Net income$3,349,0002,088
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$417,0001,333
Cash dividends$1,200,0002,241
Sale, conversion, retirement of capital stock, net$64,000974
Net operating income$3,349,0002,072
2006-09-30 (YTD Data)Rank
Total interest income$16,287,0001,853
Total interest expense$8,464,0001,444
Net interest income$7,823,0002,233
Provision for loan and lease losses$475,0001,450
Total noninterest income$1,627,0002,106
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$975,0001,375
Trading account gains and fees$0126
Additional Noninterest Income$652,0002,433
Total noninterest expense$5,213,0002,523
Salaries and employee benefits$2,712,0002,672
Premises and equipment expense$864,0002,162
Additional noninterest expense$1,637,0002,365
Pre-tax net operating income$3,762,0001,935
Securities gains (losses)$01,388
Applicable income taxes$1,271,0001,580
Income before extraordinary items$2,491,0002,152
Extraordinary gains, net$045
Net income$2,491,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$354,0001,032
Cash dividends$900,0002,057
Sale, conversion, retirement of capital stock, net$48,000825
Net operating income$2,491,0002,140
2006-06-30 (YTD Data)Rank
Total interest income$10,600,0001,860
Total interest expense$5,409,0001,434
Net interest income$5,191,0002,262
Provision for loan and lease losses$350,0001,308
Total noninterest income$1,045,0002,154
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$621,0001,433
Trading account gains and fees$0126
Additional Noninterest Income$424,0002,466
Total noninterest expense$3,456,0002,558
Salaries and employee benefits$1,772,0002,719
Premises and equipment expense$595,0002,097
Additional noninterest expense$1,089,0002,375
Pre-tax net operating income$2,430,0002,003
Securities gains (losses)$01,185
Applicable income taxes$794,0001,672
Income before extraordinary items$1,636,0002,179
Extraordinary gains, net$039
Net income$1,636,0002,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$329,000782
Cash dividends$600,0002,089
Sale, conversion, retirement of capital stock, net$32,000690
Net operating income$1,636,0002,166
2006-03-31 (YTD Data)Rank
Total interest income$5,188,0001,856
Total interest expense$2,655,0001,385
Net interest income$2,533,0002,301
Provision for loan and lease losses$80,0002,332
Total noninterest income$483,0002,234
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$288,0001,480
Trading account gains and fees$0115
Additional Noninterest Income$195,0002,533
Total noninterest expense$1,764,0002,514
Salaries and employee benefits$937,0002,595
Premises and equipment expense$299,0002,110
Additional noninterest expense$528,0002,429
Pre-tax net operating income$1,172,0002,014
Securities gains (losses)$0955
Applicable income taxes$417,0001,603
Income before extraordinary items$755,0002,311
Extraordinary gains, net$021
Net income$755,0002,312
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0001,422
Cash dividends$300,0001,914
Sale, conversion, retirement of capital stock, net$16,000514
Net operating income$755,0002,287
2005-12-31 (YTD Data)Rank
Total interest income$18,669,0001,806
Total interest expense$8,925,0001,274
Net interest income$9,744,0002,275
Provision for loan and lease losses$4,775,000252
Total noninterest income$1,807,0002,365
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,005,0001,727
Trading account gains and fees$0138
Additional Noninterest Income$802,0002,536
Total noninterest expense$6,640,0002,513
Salaries and employee benefits$3,463,0002,624
Premises and equipment expense$1,048,0002,271
Additional noninterest expense$2,129,0002,350
Pre-tax net operating income$136,0007,884
Securities gains (losses)$02,296
Applicable income taxes$-104,0008,613
Income before extraordinary items$240,0007,417
Extraordinary gains, net$046
Net income$240,0007,419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,878,000215
Cash dividends$1,200,0002,126
Sale, conversion, retirement of capital stock, net$130,000691
Net operating income$240,0007,391
2005-09-30 (YTD Data)Rank
Total interest income$13,646,0001,801
Total interest expense$6,352,0001,261
Net interest income$7,294,0002,249
Provision for loan and lease losses$4,690,000199
Total noninterest income$1,300,0002,434
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$701,0001,826
Trading account gains and fees$0126
Additional Noninterest Income$599,0002,551
Total noninterest expense$4,977,0002,485
Salaries and employee benefits$2,572,0002,595
Premises and equipment expense$774,0002,286
Additional noninterest expense$1,631,0002,262
Pre-tax net operating income$-1,073,0008,732
Securities gains (losses)$02,317
Applicable income taxes$-536,0008,823
Income before extraordinary items$-537,0008,656
Extraordinary gains, net$035
Net income$-537,0008,656
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,781,000179
Cash dividends$900,0001,943
Sale, conversion, retirement of capital stock, net$101,000563
Net operating income$-537,0008,631
2005-06-30 (YTD Data)Rank
Total interest income$8,869,0001,788
Total interest expense$4,064,0001,223
Net interest income$4,805,0002,255
Provision for loan and lease losses$4,570,000139
Total noninterest income$780,0002,589
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$379,0002,166
Trading account gains and fees$0116
Additional Noninterest Income$401,0002,539
Total noninterest expense$3,342,0002,446
Salaries and employee benefits$1,705,0002,603
Premises and equipment expense$521,0002,255
Additional noninterest expense$1,116,0002,196
Pre-tax net operating income$-2,327,0008,848
Securities gains (losses)$02,146
Applicable income taxes$-966,0008,855
Income before extraordinary items$-1,361,0008,831
Extraordinary gains, net$030
Net income$-1,361,0008,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,694,000128
Cash dividends$600,0001,914
Sale, conversion, retirement of capital stock, net$97,000437
Net operating income$-1,361,0008,817
2005-03-31 (YTD Data)Rank
Total interest income$4,363,0001,793
Total interest expense$1,962,0001,198
Net interest income$2,401,0002,247
Provision for loan and lease losses$2,610,000120
Total noninterest income$279,0003,217
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$78,0003,986
Trading account gains and fees$0115
Additional Noninterest Income$201,0002,474
Total noninterest expense$1,599,0002,557
Salaries and employee benefits$858,0002,611
Premises and equipment expense$255,0002,317
Additional noninterest expense$486,0002,506
Pre-tax net operating income$-1,529,0008,916
Securities gains (losses)$01,685
Applicable income taxes$-659,0008,917
Income before extraordinary items$-870,0008,897
Extraordinary gains, net$024
Net income$-870,0008,897
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0003,061
Cash dividends$300,0001,719
Sale, conversion, retirement of capital stock, net$60,000306
Net operating income$-870,0008,885
2004-12-31 (YTD Data)Rank
Total interest income$16,479,0001,737
Total interest expense$6,893,0001,180
Net interest income$9,586,0002,125
Provision for loan and lease losses$404,0002,346
Total noninterest income$1,866,0002,310
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,210,0001,450
Trading account gains and fees$0138
Additional Noninterest Income$656,0002,830
Total noninterest expense$6,212,0002,553
Salaries and employee benefits$3,341,0002,583
Premises and equipment expense$1,028,0002,230
Additional noninterest expense$1,843,0002,599
Pre-tax net operating income$4,836,0001,750
Securities gains (losses)$-19,0008,377
Applicable income taxes$1,663,0001,487
Income before extraordinary items$3,154,0001,987
Extraordinary gains, net$034
Net income$3,154,0001,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$133,0003,216
Cash dividends$1,200,0002,033
Sale, conversion, retirement of capital stock, net$217,000566
Net operating income$3,166,3501,930
2004-09-30 (YTD Data)Rank
Total interest income$12,143,0001,748
Total interest expense$5,044,0001,186
Net interest income$7,099,0002,129
Provision for loan and lease losses$310,0002,218
Total noninterest income$1,377,0002,342
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$900,0001,473
Trading account gains and fees$0134
Additional Noninterest Income$477,0002,879
Total noninterest expense$4,672,0002,523
Salaries and employee benefits$2,515,0002,563
Premises and equipment expense$771,0002,227
Additional noninterest expense$1,386,0002,558
Pre-tax net operating income$3,494,0001,810
Securities gains (losses)$-19,0008,643
Applicable income taxes$1,128,0001,614
Income before extraordinary items$2,347,0002,003
Extraordinary gains, net$026
Net income$2,347,0002,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$85,0003,051
Cash dividends$900,0001,840
Sale, conversion, retirement of capital stock, net$160,000467
Net operating income$2,359,9201,943
2004-06-30 (YTD Data)Rank
Total interest income$7,969,0001,762
Total interest expense$3,273,0001,208
Net interest income$4,696,0002,133
Provision for loan and lease losses$160,0002,593
Total noninterest income$884,0002,411
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$577,0001,526
Trading account gains and fees$0130
Additional Noninterest Income$307,0002,947
Total noninterest expense$3,126,0002,528
Salaries and employee benefits$1,689,0002,547
Premises and equipment expense$511,0002,239
Additional noninterest expense$926,0002,559
Pre-tax net operating income$2,294,0001,825
Securities gains (losses)$-19,0008,791
Applicable income taxes$699,0001,714
Income before extraordinary items$1,576,0001,993
Extraordinary gains, net$021
Net income$1,576,0001,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0003,012
Cash dividends$600,0001,866
Sale, conversion, retirement of capital stock, net$103,000403
Net operating income$1,589,1101,917
2004-03-31 (YTD Data)Rank
Total interest income$3,976,0001,776
Total interest expense$1,616,0001,234
Net interest income$2,360,0002,130
Provision for loan and lease losses$60,0002,918
Total noninterest income$409,0002,502
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$272,0001,577
Trading account gains and fees$0121
Additional Noninterest Income$137,0003,091
Total noninterest expense$1,553,0002,555
Salaries and employee benefits$848,0002,550
Premises and equipment expense$260,0002,208
Additional noninterest expense$445,0002,634
Pre-tax net operating income$1,156,0001,780
Securities gains (losses)$41,0001,311
Applicable income taxes$416,0001,504
Income before extraordinary items$781,0001,992
Extraordinary gains, net$016
Net income$781,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,590
Cash dividends$300,0001,707
Sale, conversion, retirement of capital stock, net$49,000312
Net operating income$754,3501,960
2003-12-31 (YTD Data)Rank
Total interest income$15,792,0001,799
Total interest expense$6,664,0001,327
Net interest income$9,128,0002,134
Provision for loan and lease losses$235,0003,720
Total noninterest income$1,770,0002,521
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,094,0001,573
Trading account gains and fees$0160
Additional Noninterest Income$676,0003,036
Total noninterest expense$6,061,0002,577
Salaries and employee benefits$3,222,0002,611
Premises and equipment expense$1,076,0002,115
Additional noninterest expense$1,763,0002,680
Pre-tax net operating income$4,602,0001,752
Securities gains (losses)$04,500
Applicable income taxes$1,590,0001,545
Income before extraordinary items$3,012,0002,035
Extraordinary gains, net$054
Net income$3,012,0002,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$83,0004,364
Cash dividends$1,900,0001,437
Sale, conversion, retirement of capital stock, net$175,000622
Net operating income$3,012,0001,943
2003-09-30 (YTD Data)Rank
Total interest income$11,832,0001,837
Total interest expense$5,069,0001,371
Net interest income$6,763,0002,164
Provision for loan and lease losses$150,0003,902
Total noninterest income$1,298,0002,611
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$803,0001,613
Trading account gains and fees$0153
Additional Noninterest Income$495,0003,156
Total noninterest expense$4,554,0002,583
Salaries and employee benefits$2,403,0002,619
Premises and equipment expense$812,0002,113
Additional noninterest expense$1,339,0002,638
Pre-tax net operating income$3,357,0001,863
Securities gains (losses)$04,204
Applicable income taxes$1,144,0001,668
Income before extraordinary items$2,213,0002,132
Extraordinary gains, net$040
Net income$2,213,0002,130
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,826
Cash dividends$1,600,0001,203
Sale, conversion, retirement of capital stock, net$130,000492
Net operating income$2,213,0002,024
2003-06-30 (YTD Data)Rank
Total interest income$8,015,0001,822
Total interest expense$3,444,0001,403
Net interest income$4,571,0002,134
Provision for loan and lease losses$120,0003,448
Total noninterest income$868,0002,596
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$575,0001,494
Trading account gains and fees$0150
Additional Noninterest Income$293,0003,334
Total noninterest expense$3,105,0002,510
Salaries and employee benefits$1,590,0002,642
Premises and equipment expense$580,0001,962
Additional noninterest expense$935,0002,527
Pre-tax net operating income$2,214,0001,871
Securities gains (losses)$03,782
Applicable income taxes$734,0001,748
Income before extraordinary items$1,480,0002,133
Extraordinary gains, net$030
Net income$1,480,0002,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,334
Cash dividends$1,400,000992
Sale, conversion, retirement of capital stock, net$84,000402
Net operating income$1,480,0002,013
2003-03-31 (YTD Data)Rank
Total interest income$4,059,0001,808
Total interest expense$1,744,0001,418
Net interest income$2,315,0002,110
Provision for loan and lease losses$60,0003,248
Total noninterest income$369,0002,814
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$265,0001,559
Trading account gains and fees$0134
Additional Noninterest Income$104,0003,853
Total noninterest expense$1,476,0002,625
Salaries and employee benefits$785,0002,660
Premises and equipment expense$252,0002,238
Additional noninterest expense$439,0002,628
Pre-tax net operating income$1,148,0001,818
Securities gains (losses)$02,891
Applicable income taxes$416,0001,567
Income before extraordinary items$732,0002,129
Extraordinary gains, net$021
Net income$732,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,979
Cash dividends$200,0002,197
Sale, conversion, retirement of capital stock, net$43,000271
Net operating income$732,0002,013
2002-12-31 (YTD Data)Rank
Total interest income$17,008,0001,819
Total interest expense$7,474,0001,520
Net interest income$9,534,0002,031
Provision for loan and lease losses$390,0002,895
Total noninterest income$924,0003,651
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$570,0002,670
Trading account gains and fees$0153
Additional Noninterest Income$354,0003,926
Total noninterest expense$5,806,0002,549
Salaries and employee benefits$3,026,0002,601
Premises and equipment expense$918,0002,362
Additional noninterest expense$1,862,0002,479
Pre-tax net operating income$4,262,0001,886
Securities gains (losses)$04,537
Applicable income taxes$1,513,0001,640
Income before extraordinary items$2,749,0002,175
Extraordinary gains, net$070
Net income$2,749,0002,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$114,0003,950
Cash dividends$800,0002,639
Sale, conversion, retirement of capital stock, net$142,000603
Net operating income$2,749,0002,092
2001-12-31 (YTD Data)Rank
Total interest income$17,001,0002,015
Total interest expense$9,305,0001,744
Net interest income$7,696,0002,329
Provision for loan and lease losses$450,0002,395
Total noninterest income$621,0004,504
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$481,0002,932
Trading account gains and fees$0177
Additional Noninterest Income$140,0005,673
Total noninterest expense$5,042,0002,805
Salaries and employee benefits$2,520,0002,931
Premises and equipment expense$822,0002,561
Additional noninterest expense$1,700,0002,593
Pre-tax net operating income$2,825,0002,406
Securities gains (losses)$1,0004,410
Applicable income taxes$978,0002,104
Income before extraordinary items$1,848,0002,719
Extraordinary gains, net$0105
Net income$1,848,0002,722
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,0001,739
Cash dividends$2,125,0001,255
Sale, conversion, retirement of capital stock, net$119,000632
Net operating income$1,847,3502,628
2000-12-31 (YTD Data)Rank
Total interest income$14,291,0002,434
Total interest expense$8,393,0002,049
Net interest income$5,898,0003,001
Provision for loan and lease losses$410,0002,238
Total noninterest income$1,338,0002,548
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$472,0002,839
Trading account gains and fees$0180
Additional Noninterest Income$866,0002,041
Total noninterest expense$4,541,0002,967
Salaries and employee benefits$2,309,0003,044
Premises and equipment expense$593,0003,308
Additional noninterest expense$1,639,0002,602
Pre-tax net operating income$2,285,0002,995
Securities gains (losses)$01,956
Applicable income taxes$796,0002,530
Income before extraordinary items$1,489,0003,281
Extraordinary gains, net$038
Net income$1,489,0003,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$352,0001,624
Cash dividends$800,0002,651
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,489,0003,274
1999-12-31 (YTD Data)Rank
Total interest income$11,663,0002,779
Total interest expense$6,375,0002,307
Net interest income$5,288,0003,285
Provision for loan and lease losses$245,0003,088
Total noninterest income$1,184,0002,721
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$318,0003,813
Trading account gains and fees$0173
Additional Noninterest Income$866,0002,052
Total noninterest expense$3,509,0003,703
Salaries and employee benefits$2,055,0003,361
Premises and equipment expense$415,0004,399
Additional noninterest expense$1,039,0003,892
Pre-tax net operating income$2,718,0002,614
Securities gains (losses)$-64,0009,852
Applicable income taxes$918,0002,349
Income before extraordinary items$1,736,0002,892
Extraordinary gains, net$035
Net income$1,736,0002,893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$359,0001,582
Cash dividends$800,0002,646
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,777,6002,801
1998-12-31 (YTD Data)Rank
Total interest income$11,297,0002,856
Total interest expense$6,228,0002,424
Net interest income$5,069,0003,343
Provision for loan and lease losses$671,0001,366
Total noninterest income$553,0004,644
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$239,0004,640
Trading account gains and fees$0224
Additional Noninterest Income$314,0003,919
Total noninterest expense$3,362,0003,735
Salaries and employee benefits$2,052,0003,252
Premises and equipment expense$262,0005,799
Additional noninterest expense$1,048,0003,796
Pre-tax net operating income$1,589,0004,004
Securities gains (losses)$10,0002,952
Applicable income taxes$510,0003,788
Income before extraordinary items$1,089,0004,219
Extraordinary gains, net$032
Net income$1,089,0004,218
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$216,0002,320
Cash dividends$3,100,000946
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,082,2004,143
1997-12-31 (YTD Data)Rank
Total interest income$11,130,0002,929
Total interest expense$6,476,0002,319
Net interest income$4,654,0003,723
Provision for loan and lease losses$338,0002,389
Total noninterest income$913,0003,279
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0239
Additional Noninterest Income$913,0001,845
Total noninterest expense$3,407,0003,697
Salaries and employee benefits$2,241,0002,959
Premises and equipment expense$418,0004,296
Additional noninterest expense$748,0004,973
Pre-tax net operating income$1,822,0003,822
Securities gains (losses)$116,000923
Applicable income taxes$676,0003,332
Income before extraordinary items$1,262,0003,889
Extraordinary gains, net$044
Net income$1,262,0003,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$222,0002,386
Cash dividends$447,0003,737
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,186,6004,032
1996-12-31 (YTD Data)Rank
Total interest income$10,984,0002,990
Total interest expense$6,422,0002,403
Net interest income$4,562,0003,855
Provision for loan and lease losses$71,0005,818
Total noninterest income$787,0003,759
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0262
Additional Noninterest Income$787,0002,130
Total noninterest expense$3,930,0003,402
Salaries and employee benefits$1,982,0003,360
Premises and equipment expense$388,0004,655
Additional noninterest expense$1,560,0003,015
Pre-tax net operating income$1,348,0004,719
Securities gains (losses)$98,000968
Applicable income taxes$448,0004,517
Income before extraordinary items$998,0004,523
Extraordinary gains, net$053
Net income$998,0004,524
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,597
Cash dividends$400,0003,860
Sale, conversion, retirement of capital stock, net$0953
Net operating income$930,3804,709
1995-12-31 (YTD Data)Rank
Total interest income$9,762,0003,358
Total interest expense$6,010,0002,553
Net interest income$3,752,0004,571
Provision for loan and lease losses$120,0004,090
Total noninterest income$532,0004,958
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0522
Additional Noninterest Income$532,0002,754
Total noninterest expense$3,052,0004,227
Salaries and employee benefits$1,828,0003,596
Premises and equipment expense$503,0003,744
Additional noninterest expense$721,0005,712
Pre-tax net operating income$1,112,0005,562
Securities gains (losses)$33,0001,557
Applicable income taxes$247,0006,693
Income before extraordinary items$898,0005,007
Extraordinary gains, net$065
Net income$898,0005,006
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0007,018
Cash dividends$552,0003,102
Sale, conversion, retirement of capital stock, netNANA
Net operating income$872,2605,098
1994-12-31 (YTD Data)Rank
Total interest income$9,064,0003,307
Total interest expense$4,841,0002,543
Net interest income$4,223,0004,173
Provision for loan and lease losses$72,0005,248
Total noninterest income$516,0005,177
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0475
Additional Noninterest Income$516,0002,895
Total noninterest expense$2,864,0004,582
Salaries and employee benefits$1,637,0003,953
Premises and equipment expense$487,0003,887
Additional noninterest expense$740,0006,058
Pre-tax net operating income$1,803,0003,742
Securities gains (losses)$11,0002,158
Applicable income taxes$494,0004,087
Income before extraordinary items$1,320,0003,542
Extraordinary gains, net$0249
Net income$1,320,0003,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,826
Cash dividends$270,0004,747
Sale, conversion, retirement of capital stock, net$7,165,000130
Net operating income$1,311,9703,603
1993-12-31 (YTD Data)Rank
Total interest income$9,560,0003,238
Total interest expense$4,967,0002,589
Net interest income$4,593,0003,855
Provision for loan and lease losses$198,0003,956
Total noninterest income$626,0004,818
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0532
Additional Noninterest Income$626,0002,796
Total noninterest expense$4,991,0002,860
Salaries and employee benefits$1,291,0004,918
Premises and equipment expense$410,0004,612
Additional noninterest expense$3,290,0001,771
Pre-tax net operating income$30,00012,271
Securities gains (losses)$48,0003,456
Applicable income taxes$826,0002,687
Income before extraordinary items$-748,00012,956
Extraordinary gains, net$279,000767
Net income$-469,00012,889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0005,874
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$-778,72012,916
1992-12-31 (YTD Data)Rank
Total interest income$10,695,0003,270
Total interest expense$6,323,0002,664
Net interest income$4,372,0004,115
Provision for loan and lease losses$011,756
Total noninterest income$595,0004,990
Gross Fiduciary activities incomeNANA
Service charges on deposit accountsNANA
Trading account gains and fees$0504
Additional Noninterest Income$595,0002,834
Total noninterest expense$2,473,0005,368
Salaries and employee benefits$1,172,0005,275
Premises and equipment expense$391,0004,880
Additional noninterest expense$910,0005,468
Pre-tax net operating income$2,494,0002,497
Securities gains (losses)$08,369
Applicable income taxes$825,0002,525
Income before extraordinary items$1,669,0002,760
Extraordinary gains, net$01,422
Net income$1,669,0002,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$011,197
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,669,0002,549

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.