Home > Southeast National Bank > Income and Expense
Southeast National Bank, Income and Expense
1996-12-31 (YTD Data) | Rank | |
Total interest income | $2,848,000 | 8,213 |
Total interest expense | $1,229,000 | 8,295 |
Net interest income | $1,619,000 | 7,980 |
Provision for loan and lease losses | $0 | 9,041 |
Total noninterest income | $690,000 | 4,155 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $420,000 | 3,206 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $270,000 | 4,328 |
Total noninterest expense | $1,620,000 | 6,790 |
Salaries and employee benefits | $653,000 | 7,831 |
Premises and equipment expense | $252,000 | 6,227 |
Additional noninterest expense | $715,000 | 5,655 |
Pre-tax net operating income | $689,000 | 6,983 |
Securities gains (losses) | $0 | 4,148 |
Applicable income taxes | $172,000 | 7,559 |
Income before extraordinary items | $517,000 | 6,785 |
Extraordinary gains, net | $0 | 53 |
Net income | $517,000 | 6,788 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $60,000 | 4,930 |
Cash dividends | $228,000 | 5,159 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $517,000 | 6,726 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $2,514,000 | 8,948 |
Total interest expense | $1,034,000 | 9,141 |
Net interest income | $1,480,000 | 8,589 |
Provision for loan and lease losses | $-134,000 | 11,765 |
Total noninterest income | $661,000 | 4,274 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $381,000 | 3,509 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $280,000 | 4,166 |
Total noninterest expense | $1,546,000 | 7,131 |
Salaries and employee benefits | $684,000 | 7,827 |
Premises and equipment expense | $207,000 | 7,060 |
Additional noninterest expense | $655,000 | 6,161 |
Pre-tax net operating income | $729,000 | 7,169 |
Securities gains (losses) | $2,000 | 3,270 |
Applicable income taxes | $0 | 11,151 |
Income before extraordinary items | $731,000 | 5,809 |
Extraordinary gains, net | $0 | 65 |
Net income | $731,000 | 5,806 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $12,000 | 7,275 |
Cash dividends | $228,000 | 5,178 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $729,000 | 5,802 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $2,311,000 | 9,235 |
Total interest expense | $783,000 | 9,685 |
Net interest income | $1,528,000 | 8,801 |
Provision for loan and lease losses | $0 | 9,146 |
Total noninterest income | $414,000 | 6,013 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $364,000 | 3,703 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $50,000 | 9,618 |
Total noninterest expense | $1,479,000 | 7,662 |
Salaries and employee benefits | $616,000 | 8,511 |
Premises and equipment expense | $207,000 | 7,274 |
Additional noninterest expense | $656,000 | 6,634 |
Pre-tax net operating income | $463,000 | 8,902 |
Securities gains (losses) | $0 | 3,600 |
Applicable income taxes | $0 | 11,630 |
Income before extraordinary items | $463,000 | 7,592 |
Extraordinary gains, net | $0 | 249 |
Net income | $463,000 | 7,600 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $27,000 | 6,150 |
Cash dividends | $0 | 8,932 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $463,000 | 7,644 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $2,328,000 | 9,509 |
Total interest expense | $790,000 | 10,095 |
Net interest income | $1,538,000 | 8,986 |
Provision for loan and lease losses | $0 | 10,371 |
Total noninterest income | $380,000 | 6,701 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $324,000 | 4,150 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $56,000 | 9,758 |
Total noninterest expense | $1,505,000 | 7,819 |
Salaries and employee benefits | $693,000 | 8,044 |
Premises and equipment expense | $229,000 | 7,114 |
Additional noninterest expense | $583,000 | 7,491 |
Pre-tax net operating income | $413,000 | 9,309 |
Securities gains (losses) | $52,000 | 3,344 |
Applicable income taxes | $0 | 12,141 |
Income before extraordinary items | $465,000 | 7,837 |
Extraordinary gains, net | $144,000 | 1,273 |
Net income | $609,000 | 6,873 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $6,000 | 9,031 |
Cash dividends | $0 | 9,081 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $413,000 | 8,028 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $2,502,000 | 9,915 |
Total interest expense | $1,195,000 | 9,623 |
Net interest income | $1,307,000 | 9,963 |
Provision for loan and lease losses | $0 | 11,756 |
Total noninterest income | $395,000 | 6,593 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $314,000 | 4,282 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $81,000 | 8,805 |
Total noninterest expense | $1,555,000 | 7,719 |
Salaries and employee benefits | $600,000 | 8,805 |
Premises and equipment expense | $206,000 | 7,697 |
Additional noninterest expense | $749,000 | 6,428 |
Pre-tax net operating income | $147,000 | 11,562 |
Securities gains (losses) | $75,000 | 3,478 |
Applicable income taxes | $70,000 | 10,722 |
Income before extraordinary items | $152,000 | 11,242 |
Extraordinary gains, net | $70,000 | 889 |
Net income | $222,000 | 10,432 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $181,000 | 4,433 |
Cash dividends | $0 | 8,912 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $101,000 | 11,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.