Home > SouthEast Bank > Net charge- offs to loans
SouthEast Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1503% | 686 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0010% | 3,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0041% | 3,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0062% | 3,859 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2091% | 4,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2714% | 1,713 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2714% | 1,585 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 3,424 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0057% | 3,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2587% | 4,456 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1203% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1203% | 1,979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0003% | 3,275 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0017% | 3,631 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0808% | 4,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0619% | 2,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0619% | 2,037 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0207% | 1,261 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,754 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0034% | 3,884 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1515% | 4,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0466% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0466% | 1,730 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 1,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0493% | 4,404 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0832% | 4,518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0373% | 4,267 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0018% | 4,256 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0566% | 4,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0407% | 3,933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1103% | 2,084 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1103% | 2,002 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 1,351 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0733% | 4,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1119% | 4,592 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0812% | 4,500 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0025% | 4,319 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1244% | 4,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0714% | 4,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0853% | 2,003 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0853% | 1,924 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0531% | 861 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0133% | 3,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0610% | 4,324 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 3,175 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0913% | 4,419 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0797% | 3,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0993% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0993% | 1,702 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0950% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0109% | 3,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 4,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0732% | 4,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0835% | 4,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1651% | 1,380 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1651% | 1,295 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0268% | 1,704 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 3,976 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0610% | 4,327 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0111% | 3,208 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0821% | 4,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4558% | 4,518 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0950% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | 10.6990% | 18 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0938% | 1,917 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0549% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0204% | 4,106 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0785% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0120% | 3,281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1060% | 4,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1027% | 4,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1074% | 1,765 |
| Percentage Net Loans Charged-off: Credit card loans | 11.4120% | 19 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1058% | 1,667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0129% | 1,695 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0297% | 4,308 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1120% | 4,609 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0138% | 3,338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1512% | 4,655 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0542% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0292% | 1,907 |
| Percentage Net Loans Charged-off: Credit card loans | 12.8388% | 13 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0267% | 1,810 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0425% | 1,044 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0036% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0872% | 562 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0583% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | 12.5535% | 16 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0546% | 1,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3434% | 508 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0486% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1385% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0400% | 4,471 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0024% | 392 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0561% | 4,586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3986% | 84 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0949% | 2,509 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4137% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0926% | 2,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0596% | 1,754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0655% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1901% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0542% | 4,588 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0098% | 3,386 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0709% | 4,658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 2,547 |
| Percentage Net Loans Charged-off: Credit card loans | 7.5572% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0627% | 2,451 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 1,819 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0018% | 4,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0760% | 4,704 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 3,410 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1006% | 4,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0091% | 3,812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0916% | 2,308 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9947% | 45 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0881% | 2,195 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0569% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0069% | 4,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 4,455 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 4,283 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0099% | 3,452 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 4,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0203% | 3,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1000% | 2,086 |
| Percentage Net Loans Charged-off: Credit card loans | 15.8220% | 27 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0935% | 1,999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 1,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0068% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0191% | 4,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0240% | 1,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,471 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 1,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0250% | 2,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1933% | 2,476 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4585% | 82 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1910% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 1,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,880 |
| Percentage Net Loans Charged-off:Construction & development | 0.0096% | 275 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0254% | 4,701 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0403% | 971 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0593% | 775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0058% | 1,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1286% | 2,590 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3580% | 56 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1256% | 2,479 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 2,716 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,695 |
| Percentage Net Loans Charged-off:Construction & development | 0.0147% | 205 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0393% | 4,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0522% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 3,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0759% | 592 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0317% | 4,175 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0251% | 2,761 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9641% | 46 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0213% | 2,658 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 2,697 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0158% | 4,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0757% | 5,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0642% | 553 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0108% | 3,596 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0920% | 434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0643% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0233% | 2,348 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3086% | 49 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0194% | 2,256 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0808% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,331 |
| Percentage Net Loans Charged-off:Construction & development | -0.0014% | 4,205 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0494% | 1,233 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0324% | 477 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2063% | 1,312 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 2,982 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6455% | 235 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0864% | 2,890 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0780% | 1,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0493% | 1,019 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0819% | 491 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0389% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0466% | 374 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0355% | 1,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1029% | 2,686 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7658% | 215 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1019% | 2,576 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0247% | 2,366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 1,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 582 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0346% | 1,079 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0695% | 292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0191% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0310% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3667% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0305% | 2,682 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 2,157 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0422% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0168% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1374% | 172 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0393% | 4,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0159% | 2,389 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4085% | 313 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0154% | 2,276 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0190% | 3,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0168% | 2,135 |
| Percentage Net Loans Charged-off:Construction & development | 0.0407% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 1,138 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0100% | 2,201 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0089% | 3,756 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0183% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0013% | 2,395 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0218% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9960% | 489 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0215% | 3,421 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0444% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0558% | 313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0106% | 1,825 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0018% | 2,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0595% | 3,141 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0595% | 3,005 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0511% | 2,195 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0354% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0838% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0355% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0225% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0063% | 3,755 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0348% | 1,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0623% | 2,858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0623% | 2,726 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 1,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1376% | 517 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0736% | 337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3216% | 331 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0126% | 3,901 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4644% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0312% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0312% | 2,339 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 3,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0143% | 2,542 |
| Percentage Net Loans Charged-off:Construction & development | -0.0461% | 4,745 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0197% | 5,089 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0812% | 1,549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1112% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 2,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0322% | 3,599 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 715 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0322% | 3,477 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0298% | 3,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.0082% | 446 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0273% | 5,206 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0956% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1300% | 1,000 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0031% | 4,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0362% | 3,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0362% | 3,127 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 2,661 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0487% | 1,485 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 5,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1465% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1975% | 724 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 4,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0385% | 2,966 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0385% | 2,823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0061% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 4,509 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0182% | 5,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0075% | 1,530 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 4,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0137% | 2,468 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0137% | 2,320 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1095% | 2,283 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1029% | 1,597 |
| Percentage Net Loans Charged-off:Construction & development | 0.0327% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0237% | 1,431 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2046% | 1,083 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0173% | 895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2524% | 867 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1161% | 1,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1138% | 3,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1138% | 2,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 2,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0202% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0205% | 5,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 1,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0237% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0698% | 1,847 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0168% | 4,479 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1162% | 2,841 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1162% | 2,701 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 2,469 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 4,867 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0215% | 5,475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 2,450 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0273% | 667 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0268% | 1,637 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1149% | 2,628 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1149% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 1,879 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0064% | 4,907 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 5,604 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0534% | 1,021 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0921% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0921% | 2,182 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.8178% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2236% | 1,874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3417% | 921 |
| Percentage Net Loans Charged-off:Construction & development | 0.0847% | 961 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2430% | 1,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5067% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4065% | 475 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5324% | 611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1619% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0427% | 3,722 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0427% | 3,601 |
| Percentage Net Loans Charged-off: All other loans and lease | 9.9534% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2108% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3377% | 875 |
| Percentage Net Loans Charged-off:Construction & development | 0.1230% | 786 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3297% | 799 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1861% | 251 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3303% | 994 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2817% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3432% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0109% | 4,630 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0022% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0022% | 5,162 |
| Percentage Net Loans Charged-off: All other loans and lease | 14.0316% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 2,085 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2928% | 1,036 |
| Percentage Net Loans Charged-off:Construction & development | 0.1538% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2772% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4175% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4268% | 413 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4151% | 800 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0241% | 4,783 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0068% | 5,238 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0068% | 5,160 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7820% | 111 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1594% | 1,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3144% | 876 |
| Percentage Net Loans Charged-off:Construction & development | 0.3211% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0230% | 5,911 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6357% | 508 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8655% | 212 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5749% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0154% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0126% | 5,220 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0126% | 5,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3887% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1823% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2815% | 1,848 |
| Percentage Net Loans Charged-off:Construction & development | -0.1694% | 5,660 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 2,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.7599% | 310 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5104% | 1,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3194% | 860 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5643% | 986 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1709% | 5,827 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0332% | 4,080 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0332% | 3,943 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8909% | 209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1538% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2392% | 1,946 |
| Percentage Net Loans Charged-off:Construction & development | -0.2205% | 5,773 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0159% | 2,252 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5611% | 962 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7213% | 721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2333% | 5,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0179% | 3,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0179% | 3,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2965% | 228 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2164% | 2,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3015% | 1,634 |
| Percentage Net Loans Charged-off:Construction & development | -0.1279% | 5,720 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0229% | 1,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6744% | 829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8687% | 626 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2328% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0108% | 5,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0108% | 5,361 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.6327% | 242 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 2,427 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2090% | 1,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0439% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4294% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5528% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4784% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0198% | 5,441 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0198% | 5,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3424% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 5,985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,172 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,620 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,313 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4432% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2757% | 2,696 |
| Percentage Net Loans Charged-off:Construction & development | 1.8277% | 1,078 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0105% | 2,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1049% | 3,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3567% | 1,069 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 3,864 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5561% | 942 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4734% | 2,219 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4734% | 2,067 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8404% | 367 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6056% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3662% | 2,240 |
| Percentage Net Loans Charged-off:Construction & development | 2.2825% | 895 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0160% | 2,390 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 2,742 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5404% | 812 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 3,272 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4798% | 658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1438% | 3,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 3,024 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4856% | 375 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8382% | 1,231 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3637% | 1,945 |
| Percentage Net Loans Charged-off:Construction & development | 1.2627% | 894 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0327% | 1,616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3929% | 1,672 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0170% | 492 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1881% | 2,095 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5528% | 352 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3445% | 1,964 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4619% | 321 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1421% | 1,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2900% | 3,445 |
| Percentage Net Loans Charged-off:Construction & development | -0.0755% | 6,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6322% | 1,742 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2375% | 3,231 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2821% | 1,504 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2221% | 3,205 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9503% | 273 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5874% | 2,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5447% | 2,378 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3037% | 513 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3442% | 3,377 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1903% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | -0.0740% | 6,445 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3560% | 1,940 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1956% | 3,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2056% | 1,416 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1921% | 3,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1143% | 1,655 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6368% | 2,194 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5805% | 2,032 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4705% | 439 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4984% | 2,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2722% | 3,010 |
| Percentage Net Loans Charged-off:Construction & development | -0.0821% | 6,470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5372% | 1,464 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2600% | 2,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3628% | 1,098 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2237% | 2,635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6478% | 1,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0053% | 1,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8908% | 1,344 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3663% | 412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2968% | 2,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2658% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | -0.0714% | 6,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5423% | 1,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7239% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4776% | 1,497 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1486% | 2,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9174% | 1,458 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7707% | 1,321 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4319% | 341 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5577% | 3,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5224% | 2,920 |
| Percentage Net Loans Charged-off:Construction & development | 0.2284% | 3,099 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2793% | 2,574 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8176% | 1,640 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7039% | 1,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8602% | 1,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6413% | 3,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8012% | 2,546 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8393% | 864 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6089% | 2,917 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5911% | 2,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.3110% | 2,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3793% | 1,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8774% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3010% | 1,319 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0951% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6649% | 2,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6752% | 2,665 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8117% | 815 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6636% | 2,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7662% | 1,940 |
| Percentage Net Loans Charged-off:Construction & development | 0.4762% | 2,268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2592% | 1,894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2293% | 980 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4518% | 1,002 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5238% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1643% | 3,323 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5050% | 2,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3025% | 1,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6160% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7592% | 1,639 |
| Percentage Net Loans Charged-off:Construction & development | 0.4930% | 1,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5091% | 1,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1079% | 953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5298% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0557% | 6,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3365% | 2,970 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8069% | 2,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2385% | 3,933 |
| Percentage Net Loans Charged-off:Construction & development | 0.2175% | 3,210 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0363% | 3,184 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3871% | 2,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0647% | 1,821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5189% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0505% | 977 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4317% | 1,979 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3325% | 876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7726% | 2,428 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1209% | 4,127 |
| Percentage Net Loans Charged-off:Construction & development | 0.1526% | 2,869 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 7,627 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1912% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 1,508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2349% | 2,498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5970% | 675 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4311% | 1,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2266% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8999% | 1,900 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0366% | 4,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 3,169 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1301% | 1,166 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 3,102 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.5189% | 420 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7949% | 2,726 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9850% | 763 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6912% | 852 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 3,391 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0784% | 2,326 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2626% | 695 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 12.7728% | 152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9525% | 2,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7710% | 653 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5383% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1536% | 3,192 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 2,283 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3055% | 1,751 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7195% | 567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1236% | 2,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3894% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9402% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1589% | 522 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3464% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 3,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0129% | 1,657 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0713% | 2,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6209% | 917 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0460% | 1,788 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9180% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1351% | 3,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0756% | 2,110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1089% | 1,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0448% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7739% | 2,141 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0392% | 395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 2,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0756% | 1,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1536% | 1,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2204% | 922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1080% | 1,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4728% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7276% | 383 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1840% | 2,801 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0521% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1042% | 1,854 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3040% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,696 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2770% | 2,483 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5308% | 2,947 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0265% | 327 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1548% | 2,426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0107% | 2,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,285 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0301% | 2,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3837% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4748% | 2,778 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7440% | 304 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0924% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0166% | 2,266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0327% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0460% | 1,456 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0321% | 2,526 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6993% | 1,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6926% | 614 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0876% | 2,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 1,361 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 1,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 849 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 1,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3051% | 2,716 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2467% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1368% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1944% | 2,491 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5592% | 2,619 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4849% | 334 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1586% | 1,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2700% | 1,766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6471% | 2,066 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4994% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2028% | 1,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4144% | 1,260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9966% | 1,269 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8050% | 335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0679% | 2,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4365% | 2,337 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8723% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3075% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1785% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3315% | 492 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1500% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4179% | 397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0486% | 3,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8017% | 2,361 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8376% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1849% | 2,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0769% | 1,437 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1995% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 2,152 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6534% | 2,527 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.8427% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 1,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7386% | 2,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6043% | 154 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1624% | 1,855 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1025% | 1,377 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2105% | 241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1860% | 3,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5790% | 3,455 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7408% | 224 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1113% | 3,478 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0126% | 2,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0250% | 2,219 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0410% | 1,881 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3252% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.1975% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0657% | 4,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0203% | 2,244 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0402% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0666% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1529% | 4,868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6025% | 343 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0727% | 3,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 1,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 1,029 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1441% | 769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1611% | 4,115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0981% | 379 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0646% | 5,520 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2056% | 5,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1913% | 630 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0717% | 4,869 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2993% | 4,837 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9442% | 656 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0693% | 4,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 4,864 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0086% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0662% | 3,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3971% | 387 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0439% | 6,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2131% | 5,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2617% | 1,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |