Home > Southcrest Bank > Net charge- offs to loans
Southcrest Bank, Net charge- offs to loans
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0074% | 898 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0361% | 436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1146% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5048% | 254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5048% | 215 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 3,624 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 3,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0069% | 3,846 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0083% | 3,934 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1816% | 4,515 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0269% | 212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0269% | 189 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0202% | 4,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1064% | 588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1973% | 405 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0090% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1903% | 4,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1681% | 512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1681% | 464 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0264% | 4,491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2659% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0038% | 1,250 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0118% | 317 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6096% | 4,833 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2997% | 447 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2997% | 392 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2052% | 4,945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0192% | 897 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0174% | 258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0196% | 839 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2454% | 4,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5486% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5486% | 348 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0060% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,070 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0340% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0116% | 3,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9625% | 805 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9625% | 729 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0130% | 3,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 3,675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,509 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 3,970 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7496% | 399 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8274% | 340 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0037% | 3,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0005% | 1,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0960% | 3,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 1,174 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 4,446 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2654% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3667% | 466 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0095% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0007% | 3,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 3,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0156% | 306 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 4,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,816 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2480% | 587 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3948% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0934% | 1,197 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0042% | 1,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0152% | 784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7769% | 372 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2693% | 293 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.2693% | 262 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 4,638 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 4,745 |
| Percentage Net Loans Charged-off:Construction & development | -0.3502% | 4,809 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,136 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0826% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0077% | 3,540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1330% | 4,694 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8843% | 356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0482% | 277 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0483% | 4,927 |
| Percentage Net Loans Charged-off:Construction & development | -0.4814% | 4,886 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0009% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0415% | 1,156 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0104% | 3,581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0501% | 1,015 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1270% | 4,720 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9211% | 329 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1270% | 258 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 4,985 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0746% | 5,101 |
| Percentage Net Loans Charged-off:Construction & development | -0.7830% | 4,970 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0618% | 853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 766 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0787% | 4,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8165% | 878 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0433% | 613 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1112% | 5,239 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1453% | 5,337 |
| Percentage Net Loans Charged-off:Construction & development | -1.6122% | 5,047 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1379% | 451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1602% | 392 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0588% | 4,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4445% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1896% | 573 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0415% | 2,953 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0396% | 1,680 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1097% | 1,011 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0460% | 3,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0813% | 4,769 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8146% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4474% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2928% | 2,200 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 2,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 1,327 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1269% | 817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0605% | 3,991 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1570% | 688 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9878% | 838 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0209% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5020% | 1,441 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0454% | 2,303 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0031% | 1,951 |
| Percentage Net Loans Charged-off:Construction & development | -0.0137% | 4,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0103% | 1,683 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0881% | 4,059 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0262% | 1,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2637% | 932 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0283% | 759 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9549% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4463% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1024% | 1,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0355% | 1,060 |
| Percentage Net Loans Charged-off:Construction & development | -0.0284% | 4,783 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0976% | 761 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0291% | 3,975 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1181% | 670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6920% | 415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6527% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7891% | 1,072 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2728% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1501% | 1,762 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1412% | 968 |
| Percentage Net Loans Charged-off:Construction & development | -0.0891% | 4,896 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0946% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2288% | 690 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2631% | 601 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7161% | 1,360 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8185% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0162% | 3,543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1878% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2025% | 574 |
| Percentage Net Loans Charged-off:Construction & development | -0.1027% | 4,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1530% | 563 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2996% | 464 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3436% | 406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0436% | 4,671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4538% | 1,681 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2068% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4114% | 5,551 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1987% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2237% | 550 |
| Percentage Net Loans Charged-off:Construction & development | -0.1432% | 5,102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2541% | 391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2427% | 611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2777% | 519 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0279% | 1,573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9159% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8862% | 5,729 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1118% | 1,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,014 |
| Percentage Net Loans Charged-off:Construction & development | -0.1053% | 5,128 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0066% | 5,107 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1791% | 673 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2044% | 597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1880% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0922% | 745 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0326% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2262% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4164% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4495% | 357 |
| Percentage Net Loans Charged-off:Construction & development | -0.1399% | 5,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5321% | 381 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4798% | 406 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2588% | 441 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5089% | 393 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1845% | 5,358 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9206% | 890 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2192% | 271 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6161% | 1,259 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5677% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6100% | 217 |
| Percentage Net Loans Charged-off:Construction & development | -0.1461% | 5,169 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7231% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6475% | 254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3604% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6848% | 234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1885% | 5,383 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1864% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0038% | 185 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7797% | 887 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6037% | 391 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7065% | 199 |
| Percentage Net Loans Charged-off:Construction & development | -0.1338% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7051% | 257 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8812% | 190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5621% | 239 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9228% | 177 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3211% | 5,639 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1577% | 2,428 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0536% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2490% | 5,582 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0704% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2221% | 95 |
| Percentage Net Loans Charged-off:Construction & development | -0.1965% | 5,396 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3901% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3689% | 110 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5480% | 101 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2853% | 5,663 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4210% | 1,465 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2335% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2538% | 1,718 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3437% | 1,275 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3424% | 919 |
| Percentage Net Loans Charged-off:Construction & development | 1.2922% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.8237% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2771% | 1,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0779% | 4,553 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3165% | 1,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2701% | 5,725 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9318% | 1,004 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8535% | 561 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9438% | 895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3906% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4191% | 704 |
| Percentage Net Loans Charged-off:Construction & development | 1.7722% | 264 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0097% | 1,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.1991% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3537% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0952% | 4,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4016% | 802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3149% | 5,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6079% | 1,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6657% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5997% | 1,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3955% | 1,022 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4683% | 660 |
| Percentage Net Loans Charged-off:Construction & development | 0.4763% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0539% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 26.4199% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4695% | 728 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 820 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5152% | 665 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6885% | 6,098 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2189% | 2,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6385% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1617% | 2,434 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6349% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7730% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 1.1738% | 267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0045% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 49.9698% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6371% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1093% | 526 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6936% | 463 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1976% | 6,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0423% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9179% | 419 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0717% | 5,277 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4975% | 1,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5769% | 956 |
| Percentage Net Loans Charged-off:Construction & development | -1.3414% | 6,020 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9102% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5281% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8836% | 438 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5020% | 1,097 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7301% | 6,297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1631% | 3,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1631% | 3,199 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5684% | 1,113 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6603% | 794 |
| Percentage Net Loans Charged-off:Construction & development | -1.1713% | 6,051 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2073% | 462 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5134% | 1,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5509% | 948 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5132% | 6,251 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0534% | 5,671 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0534% | 5,607 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7003% | 936 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8114% | 688 |
| Percentage Net Loans Charged-off:Construction & development | -1.0971% | 6,083 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4662% | 379 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6212% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6659% | 812 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3787% | 6,172 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2379% | 6,073 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2379% | 6,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2067% | 2,184 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2393% | 1,635 |
| Percentage Net Loans Charged-off:Construction & development | -1.1584% | 6,111 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0387% | 6,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4336% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4648% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3764% | 6,220 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1549% | 2,432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1549% | 2,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6199% | 226 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9412% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 26.3538% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 4.1750% | 114 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5134% | 5,601 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8960% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9567% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2686% | 6,353 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7337% | 6,748 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7337% | 6,709 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3784% | 141 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5719% | 113 |
| Percentage Net Loans Charged-off:Construction & development | 32.0597% | 48 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.4681% | 69 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.9100% | 5,632 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0179% | 874 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0862% | 809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2246% | 6,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1173% | 3,613 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1173% | 3,431 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.4974% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5044% | 2,073 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6051% | 1,607 |
| Percentage Net Loans Charged-off:Construction & development | 2.4747% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2947% | 1,609 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.5230% | 5,640 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7094% | 1,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7571% | 1,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1070% | 2,470 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9564% | 6,897 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9564% | 6,846 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2346% | 6,282 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6899% | 1,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8069% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 8.3643% | 296 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0170% | 6,585 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.3200% | 5,674 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8205% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8749% | 940 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4161% | 1,358 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1743% | 6,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1743% | 6,877 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1571% | 1,469 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2766% | 1,246 |
| Percentage Net Loans Charged-off:Construction & development | 6.9107% | 703 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3272% | 2,360 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1736% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7798% | 1,567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8294% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8912% | 2,112 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1152% | 6,651 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1026% | 6,598 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1245% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2420% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 8.2707% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0229% | 6,906 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6817% | 1,626 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7245% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3141% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2666% | 6,852 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2307% | 6,805 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1362% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1410% | 3,679 |
| Percentage Net Loans Charged-off:Construction & development | -3.3536% | 6,769 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0252% | 6,939 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8306% | 1,362 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8820% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6033% | 1,198 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4288% | 6,985 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3578% | 6,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5402% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6779% | 1,583 |
| Percentage Net Loans Charged-off:Construction & development | 1.2969% | 1,137 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0166% | 6,917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8939% | 1,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9496% | 947 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3578% | 6,808 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0130% | 7,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7806% | 7,154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.9905% | 318 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.3803% | 222 |
| Percentage Net Loans Charged-off:Construction & development | 9.3019% | 649 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0946% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 71.7784% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2629% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3909% | 541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5687% | 1,944 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1735% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5249% | 667 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6815% | 565 |
| Percentage Net Loans Charged-off:Construction & development | 3.0589% | 1,583 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4585% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 90.4017% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7952% | 1,512 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8389% | 1,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1732% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6767% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.2750% | 463 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5560% | 375 |
| Percentage Net Loans Charged-off:Construction & development | 1.0099% | 1,993 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1685% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | 124.2381% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1988% | 1,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2619% | 954 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1859% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2280% | 1,593 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8965% | 536 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.1348% | 445 |
| Percentage Net Loans Charged-off:Construction & development | 1.9894% | 1,202 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.3423% | 402 |
| Percentage Net Loans Charged-off: Multi-family residential | 90.6564% | 6 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7908% | 1,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8302% | 1,109 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4246% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3378% | 1,449 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6516% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8261% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 4.4697% | 1,361 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.6937% | 255 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3088% | 175 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0831% | 4,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0871% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5056% | 3,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3553% | 4,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1419% | 5,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1774% | 3,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.8210% | 2,261 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0889% | 3,566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0932% | 3,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,579 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2359% | 7,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0576% | 5,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 2,797 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1406% | 2,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5447% | 2,599 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3028% | 7,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0033% | 5,681 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0932% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1691% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1773% | 1,764 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1864% | 7,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 2,981 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2322% | 2,689 |
| Percentage Net Loans Charged-off:Construction & development | 1.0548% | 1,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1148% | 2,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1209% | 2,536 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3917% | 2,986 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1312% | 933 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3050% | 2,512 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2311% | 1,978 |
| Percentage Net Loans Charged-off:Construction & development | 1.4012% | 905 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0093% | 3,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0098% | 3,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1412% | 7,495 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5061% | 1,191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1179% | 3,591 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0020% | 7,624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0035% | 7,683 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 7,675 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2218% | 2,249 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4792% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0274% | 4,190 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,665 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,753 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 7,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3222% | 7,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5869% | 2,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0872% | 4,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 4,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0018% | 3,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 3,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3660% | 2,209 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9213% | 1,760 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 4,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 2,411 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4621% | 1,552 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3260% | 3,436 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0391% | 3,936 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0036% | 7,622 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0038% | 7,622 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7263% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0937% | 4,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0249% | 7,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 7,586 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0071% | 7,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 7,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3002% | 7,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0932% | 7,007 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1267% | 2,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 7,950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0115% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9627% | 1,048 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9392% | 1,588 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 7,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0122% | 7,932 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6155% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8383% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0573% | 8,020 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0091% | 7,819 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0147% | 7,988 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 7,975 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1240% | 7,477 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4900% | 8,148 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1195% | 8,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0184% | 8,038 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0296% | 8,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0312% | 8,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1895% | 8,341 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1858% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0377% | 2,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0571% | 1,918 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 1,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1651% | 7,744 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7770% | 813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1834% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6074% | 1,385 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5240% | 917 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 2,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0595% | 7,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7753% | 732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0882% | 2,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9622% | 1,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -3.2258% | 7,710 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0232% | 6,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1915% | 3,145 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0602% | 6,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 6,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 3,699 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0080% | 2,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 2,072 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0126% | 1,927 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0265% | 7,065 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7319% | 2,489 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1265% | 2,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0271% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,272 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0428% | 1,175 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0544% | 7,304 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9863% | 1,821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1711% | 3,733 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0014% | 7,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 8,157 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 8,169 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8887% | 1,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8978% | 2,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1736% | 3,282 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1145% | 3,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4415% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1326% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0029% | 2,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0041% | 2,345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4899% | 1,975 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8274% | 2,482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2841% | 1,842 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 8,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 8,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0086% | 8,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7404% | 1,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1181% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1181% | 4,820 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0015% | 8,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 8,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 8,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3021% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2258% | 5,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0705% | 5,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1117% | 8,442 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5750% | 3,800 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1072% | 9,525 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 4,667 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0744% | 5,724 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0424% | 10,025 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0423% | 7,226 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4013% | 2,155 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3100% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7835% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4716% | 1,242 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |