Home > Southcrest Bank > Income and Expense

Southcrest Bank, Income and Expense

2021-06-30 (YTD Data)Rank
Total interest income$10,934,0001,389
Total interest expense$1,209,0001,233
Net interest income$9,725,0001,411
Provision for loan and lease losses$02,862
Total noninterest income$1,832,0001,606
Gross Fiduciary activities income$0951
Service charges on deposit accounts$658,000738
Trading account gains and fees$0133
Additional Noninterest Income$1,174,0001,755
Total noninterest expense$8,503,0001,314
Salaries and employee benefits$4,629,0001,372
Premises and equipment expense$943,0001,289
Additional noninterest expense$2,931,0001,146
Pre-tax net operating income$3,054,0001,865
Securities gains (losses)$1,464,000124
Applicable income taxes$850,0001,269
Income before extraordinary items$3,668,0001,491
Extraordinary gains, net$06
Net income$3,668,0001,491
Minority interest net income$067
Net income of bank and minority interests.$3,668,0001,491
Net charge-offs$5,0001,907
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,482,1601,917
2021-03-31 (YTD Data)Rank
Total interest income$5,453,0001,389
Total interest expense$610,0001,289
Net interest income$4,843,0001,406
Provision for loan and lease losses$02,741
Total noninterest income$887,0001,644
Gross Fiduciary activities income$0922
Service charges on deposit accounts$323,000741
Trading account gains and fees$0127
Additional Noninterest Income$564,0001,796
Total noninterest expense$4,098,0001,338
Salaries and employee benefits$2,291,0001,387
Premises and equipment expense$470,0001,294
Additional noninterest expense$1,337,0001,219
Pre-tax net operating income$1,632,0001,766
Securities gains (losses)$816,000129
Applicable income taxes$471,0001,177
Income before extraordinary items$1,977,0001,408
Extraordinary gains, net$03
Net income$1,977,0001,408
Minority interest net income$055
Net income of bank and minority interests.$1,977,0001,408
Net charge-offs$-7,0003,920
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,316,0401,842
2020-12-31 (YTD Data)Rank
Total interest income$21,814,0001,377
Total interest expense$2,647,0001,648
Net interest income$19,167,0001,336
Provision for loan and lease losses$600,0002,051
Total noninterest income$3,590,0001,562
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,556,000639
Trading account gains and fees$0133
Additional Noninterest Income$2,034,0001,771
Total noninterest expense$16,135,0001,324
Salaries and employee benefits$9,328,0001,329
Premises and equipment expense$1,988,0001,189
Additional noninterest expense$4,819,0001,324
Pre-tax net operating income$6,022,0001,559
Securities gains (losses)$1,782,000236
Applicable income taxes$1,406,0001,183
Income before extraordinary items$6,398,0001,353
Extraordinary gains, net$04
Net income$6,398,0001,354
Minority interest net income$072
Net income of bank and minority interests.$6,398,0001,354
Net charge-offs$-67,0004,664
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$4,936,7601,606
2020-09-30 (YTD Data)Rank
Total interest income$16,394,0001,386
Total interest expense$2,037,0001,678
Net interest income$14,357,0001,328
Provision for loan and lease losses$600,0001,810
Total noninterest income$2,648,0001,535
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,164,000641
Trading account gains and fees$0125
Additional Noninterest Income$1,484,0001,755
Total noninterest expense$11,751,0001,345
Salaries and employee benefits$6,665,0001,367
Premises and equipment expense$1,506,0001,176
Additional noninterest expense$3,580,0001,310
Pre-tax net operating income$4,654,0001,482
Securities gains (losses)$1,782,000196
Applicable income taxes$1,223,0001,029
Income before extraordinary items$5,213,0001,224
Extraordinary gains, net$04
Net income$5,213,0001,224
Minority interest net income$065
Net income of bank and minority interests.$5,213,0001,224
Net charge-offs$-66,0004,731
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,769,5801,548
2020-06-30 (YTD Data)Rank
Total interest income$10,920,0001,406
Total interest expense$1,400,0001,736
Net interest income$9,520,0001,332
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,724,0001,491
Gross Fiduciary activities income$0970
Service charges on deposit accounts$789,000636
Trading account gains and fees$0123
Additional Noninterest Income$935,0001,736
Total noninterest expense$7,818,0001,333
Salaries and employee benefits$4,404,0001,373
Premises and equipment expense$1,023,0001,148
Additional noninterest expense$2,391,0001,294
Pre-tax net operating income$2,826,0001,531
Securities gains (losses)$548,000350
Applicable income taxes$620,0001,169
Income before extraordinary items$2,754,0001,411
Extraordinary gains, net$04
Net income$2,754,0001,411
Minority interest net income$065
Net income of bank and minority interests.$2,754,0001,411
Net charge-offs$-345,0005,021
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$2,304,6401,591
2020-03-31 (YTD Data)Rank
Total interest income$5,344,0001,425
Total interest expense$707,0001,829
Net interest income$4,637,0001,336
Provision for loan and lease losses$150,0001,627
Total noninterest income$951,0001,334
Gross Fiduciary activities income$0941
Service charges on deposit accounts$473,000638
Trading account gains and fees$0106
Additional Noninterest Income$478,0001,563
Total noninterest expense$4,101,0001,295
Salaries and employee benefits$2,352,0001,312
Premises and equipment expense$510,0001,177
Additional noninterest expense$1,239,0001,278
Pre-tax net operating income$1,337,0001,444
Securities gains (losses)$32,000993
Applicable income taxes$284,0001,115
Income before extraordinary items$1,085,0001,562
Extraordinary gains, net$04
Net income$1,085,0001,561
Minority interest net income$056
Net income of bank and minority interests.$1,085,0001,562
Net charge-offs$5,0002,107
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,059,7201,562
2019-12-31 (YTD Data)Rank
Total interest income$21,754,0001,421
Total interest expense$2,841,0001,880
Net interest income$18,913,0001,311
Provision for loan and lease losses$39,0003,500
Total noninterest income$4,124,0001,286
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,088,000605
Trading account gains and fees$0135
Additional Noninterest Income$2,036,0001,517
Total noninterest expense$16,570,0001,243
Salaries and employee benefits$9,246,0001,284
Premises and equipment expense$2,316,0001,039
Additional noninterest expense$5,008,0001,243
Pre-tax net operating income$6,428,0001,463
Securities gains (losses)$70,0001,102
Applicable income taxes$1,467,0001,129
Income before extraordinary items$5,031,0001,593
Extraordinary gains, net$011
Net income$5,031,0001,595
Minority interest net income$076
Net income of bank and minority interests.$5,031,0001,595
Net charge-offs$42,0002,753
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$4,975,7001,570
2019-09-30 (YTD Data)Rank
Total interest income$16,105,0001,445
Total interest expense$2,162,0001,873
Net interest income$13,943,0001,336
Provision for loan and lease losses$39,0003,279
Total noninterest income$3,008,0001,298
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,536,000610
Trading account gains and fees$0129
Additional Noninterest Income$1,472,0001,554
Total noninterest expense$12,228,0001,265
Salaries and employee benefits$6,727,0001,321
Premises and equipment expense$1,779,0001,022
Additional noninterest expense$3,722,0001,260
Pre-tax net operating income$4,684,0001,526
Securities gains (losses)$70,000939
Applicable income taxes$1,069,0001,181
Income before extraordinary items$3,685,0001,643
Extraordinary gains, net$011
Net income$3,685,0001,644
Minority interest net income$072
Net income of bank and minority interests.$3,685,0001,644
Net charge-offs$9,0002,987
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$3,629,7001,631
2019-06-30 (YTD Data)Rank
Total interest income$10,784,0001,438
Total interest expense$1,504,0001,788
Net interest income$9,280,0001,342
Provision for loan and lease losses$03,685
Total noninterest income$1,874,0001,332
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$990,000633
Trading account gains and fees$0131
Additional Noninterest Income$884,0001,608
Total noninterest expense$8,313,0001,255
Salaries and employee benefits$4,480,0001,316
Premises and equipment expense$1,207,0001,014
Additional noninterest expense$2,626,0001,208
Pre-tax net operating income$2,841,0001,615
Securities gains (losses)$39,000817
Applicable income taxes$641,0001,242
Income before extraordinary items$2,239,0001,748
Extraordinary gains, net$011
Net income$2,239,0001,748
Minority interest net income$069
Net income of bank and minority interests.$2,239,0001,748
Net charge-offs$15,0002,458
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$2,208,1901,736
2019-03-31 (YTD Data)Rank
Total interest income$5,459,0001,412
Total interest expense$746,0001,756
Net interest income$4,713,0001,329
Provision for loan and lease losses$03,406
Total noninterest income$969,0001,262
Gross Fiduciary activities income$0972
Service charges on deposit accounts$493,000625
Trading account gains and fees$0126
Additional Noninterest Income$476,0001,499
Total noninterest expense$4,173,0001,249
Salaries and employee benefits$2,268,0001,312
Premises and equipment expense$629,000983
Additional noninterest expense$1,276,0001,225
Pre-tax net operating income$1,509,0001,522
Securities gains (losses)$01,087
Applicable income taxes$323,0001,210
Income before extraordinary items$1,186,0001,641
Extraordinary gains, net$05
Net income$1,186,0001,639
Minority interest net income$052
Net income of bank and minority interests.$1,186,0001,640
Net charge-offs$74,0001,029
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,186,0001,622
2018-12-31 (YTD Data)Rank
Total interest income$21,006,0001,378
Total interest expense$2,280,0001,768
Net interest income$18,726,0001,307
Provision for loan and lease losses$171,0002,533
Total noninterest income$4,170,0001,240
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,187,000584
Trading account gains and fees$0126
Additional Noninterest Income$1,983,0001,506
Total noninterest expense$17,690,0001,171
Salaries and employee benefits$9,327,0001,232
Premises and equipment expense$2,504,000974
Additional noninterest expense$5,859,0001,102
Pre-tax net operating income$5,035,0001,772
Securities gains (losses)$-70,0004,921
Applicable income taxes$997,0001,391
Income before extraordinary items$3,968,0001,927
Extraordinary gains, net$06
Net income$3,968,0001,925
Minority interest net income$072
Net income of bank and minority interests.$3,968,0001,926
Net charge-offs$-51,0004,886
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$4,024,0001,894
2018-09-30 (YTD Data)Rank
Total interest income$15,567,0001,379
Total interest expense$1,552,0001,826
Net interest income$14,015,0001,308
Provision for loan and lease losses$171,0002,161
Total noninterest income$3,055,0001,257
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,599,000595
Trading account gains and fees$0138
Additional Noninterest Income$1,456,0001,540
Total noninterest expense$13,532,0001,155
Salaries and employee benefits$7,083,0001,220
Premises and equipment expense$1,909,000955
Additional noninterest expense$4,540,0001,075
Pre-tax net operating income$3,367,0001,960
Securities gains (losses)$1,0001,016
Applicable income taxes$699,0001,499
Income before extraordinary items$2,669,0002,075
Extraordinary gains, net$05
Net income$2,669,0002,073
Minority interest net income$066
Net income of bank and minority interests.$2,669,0002,074
Net charge-offs$-69,0005,022
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,668,2102,076
2018-06-30 (YTD Data)Rank
Total interest income$10,248,0001,382
Total interest expense$965,0001,826
Net interest income$9,283,0001,317
Provision for loan and lease losses$125,0001,966
Total noninterest income$1,988,0001,294
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,061,000596
Trading account gains and fees$0130
Additional Noninterest Income$927,0001,602
Total noninterest expense$9,000,0001,159
Salaries and employee benefits$4,811,0001,209
Premises and equipment expense$1,274,000953
Additional noninterest expense$2,915,0001,098
Pre-tax net operating income$2,146,0001,999
Securities gains (losses)$1,000871
Applicable income taxes$428,0001,548
Income before extraordinary items$1,719,0002,105
Extraordinary gains, net$06
Net income$1,719,0002,102
Minority interest net income$065
Net income of bank and minority interests.$1,719,0002,104
Net charge-offs$-92,0005,180
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,718,2002,097
2018-03-31 (YTD Data)Rank
Total interest income$5,121,0001,372
Total interest expense$460,0001,818
Net interest income$4,661,0001,308
Provision for loan and lease losses$125,0001,284
Total noninterest income$1,040,0001,238
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$541,000587
Trading account gains and fees$0123
Additional Noninterest Income$499,0001,483
Total noninterest expense$4,519,0001,155
Salaries and employee benefits$2,370,0001,232
Premises and equipment expense$669,000933
Additional noninterest expense$1,480,0001,088
Pre-tax net operating income$1,057,0001,965
Securities gains (losses)$0735
Applicable income taxes$212,0001,527
Income before extraordinary items$845,0002,088
Extraordinary gains, net$07
Net income$845,0002,087
Minority interest net income$052
Net income of bank and minority interests.$845,0002,088
Net charge-offs$-83,0005,350
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$845,0002,078
2017-12-31 (YTD Data)Rank
Total interest income$19,002,0001,412
Total interest expense$1,185,0002,255
Net interest income$17,817,0001,330
Provision for loan and lease losses$176,0002,521
Total noninterest income$5,769,0001,016
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,758,000473
Trading account gains and fees$0151
Additional Noninterest Income$3,011,0001,159
Total noninterest expense$17,891,0001,159
Salaries and employee benefits$8,905,0001,271
Premises and equipment expense$3,245,000769
Additional noninterest expense$5,741,0001,120
Pre-tax net operating income$5,519,0001,576
Securities gains (losses)$174,000435
Applicable income taxes$5,376,000634
Income before extraordinary items$317,0004,811
Extraordinary gains, net$09
Net income$317,0004,811
Minority interest net income$076
Net income of bank and minority interests.$317,0004,811
Net charge-offs$122,0002,263
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$205,6405,011
2017-09-30 (YTD Data)Rank
Total interest income$14,128,0001,418
Total interest expense$792,0002,430
Net interest income$13,336,0001,341
Provision for loan and lease losses$176,0002,172
Total noninterest income$5,913,000830
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$2,169,000457
Trading account gains and fees$0145
Additional Noninterest Income$3,744,000834
Total noninterest expense$13,243,0001,176
Salaries and employee benefits$6,578,0001,298
Premises and equipment expense$2,295,000818
Additional noninterest expense$4,370,0001,105
Pre-tax net operating income$5,830,0001,231
Securities gains (losses)$174,000405
Applicable income taxes$2,082,000893
Income before extraordinary items$3,922,0001,402
Extraordinary gains, net$09
Net income$3,922,0001,400
Minority interest net income$071
Net income of bank and minority interests.$3,922,0001,402
Net charge-offs$129,0001,723
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$3,808,9001,411
2017-06-30 (YTD Data)Rank
Total interest income$9,365,0001,417
Total interest expense$499,0002,490
Net interest income$8,866,0001,342
Provision for loan and lease losses$176,0001,701
Total noninterest income$3,000,000990
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,450,000447
Trading account gains and fees$0139
Additional Noninterest Income$1,550,0001,166
Total noninterest expense$8,818,0001,181
Salaries and employee benefits$4,383,0001,302
Premises and equipment expense$1,536,000817
Additional noninterest expense$2,899,0001,116
Pre-tax net operating income$2,872,0001,513
Securities gains (losses)$154,000323
Applicable income taxes$1,021,0001,088
Income before extraordinary items$2,005,0001,702
Extraordinary gains, net$011
Net income$2,005,0001,701
Minority interest net income$071
Net income of bank and minority interests.$2,005,0001,702
Net charge-offs$67,0001,787
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,903,3601,751
2017-03-31 (YTD Data)Rank
Total interest income$4,718,0001,400
Total interest expense$249,0002,467
Net interest income$4,469,0001,327
Provision for loan and lease losses$106,0001,391
Total noninterest income$1,419,0001,030
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$727,000452
Trading account gains and fees$0142
Additional Noninterest Income$692,0001,241
Total noninterest expense$4,446,0001,180
Salaries and employee benefits$2,191,0001,316
Premises and equipment expense$758,000836
Additional noninterest expense$1,497,0001,067
Pre-tax net operating income$1,336,0001,569
Securities gains (losses)$111,000223
Applicable income taxes$469,0001,131
Income before extraordinary items$978,0001,697
Extraordinary gains, net$08
Net income$978,0001,697
Minority interest net income$055
Net income of bank and minority interests.$978,0001,697
Net charge-offs$75,0001,089
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$902,5201,782
2016-12-31 (YTD Data)Rank
Total interest income$18,793,0001,358
Total interest expense$1,059,0002,315
Net interest income$17,734,0001,302
Provision for loan and lease losses$144,0002,783
Total noninterest income$5,010,0001,149
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$2,999,000447
Trading account gains and fees$0170
Additional Noninterest Income$2,011,0001,595
Total noninterest expense$19,279,0001,083
Salaries and employee benefits$9,447,0001,204
Premises and equipment expense$3,486,000717
Additional noninterest expense$6,346,0001,034
Pre-tax net operating income$3,321,0002,220
Securities gains (losses)$70,0001,607
Applicable income taxes$-7,534,0005,898
Income before extraordinary items$10,925,000699
Extraordinary gains, net$05
Net income$10,925,000698
Minority interest net income$082
Net income of bank and minority interests.$10,925,000698
Net charge-offs$430,0001,189
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,855,000693
2016-09-30 (YTD Data)Rank
Total interest income$14,076,0001,364
Total interest expense$811,0002,294
Net interest income$13,265,0001,312
Provision for loan and lease losses$50,0003,314
Total noninterest income$4,168,0001,064
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$2,204,000456
Trading account gains and fees$0169
Additional Noninterest Income$1,964,0001,324
Total noninterest expense$14,643,0001,072
Salaries and employee benefits$7,026,0001,217
Premises and equipment expense$2,700,000694
Additional noninterest expense$4,917,0001,002
Pre-tax net operating income$2,740,0002,093
Securities gains (losses)$70,0001,518
Applicable income taxes$-7,450,0005,970
Income before extraordinary items$10,260,000572
Extraordinary gains, net$05
Net income$10,260,000572
Minority interest net income$071
Net income of bank and minority interests.$10,260,000572
Net charge-offs$401,000928
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$10,190,000560
2016-06-30 (YTD Data)Rank
Total interest income$9,507,0001,359
Total interest expense$566,0002,238
Net interest income$8,941,0001,307
Provision for loan and lease losses$50,0002,917
Total noninterest income$2,870,0001,030
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$1,360,000479
Trading account gains and fees$0157
Additional Noninterest Income$1,510,0001,184
Total noninterest expense$9,818,0001,066
Salaries and employee benefits$4,654,0001,222
Premises and equipment expense$1,822,000676
Additional noninterest expense$3,342,000987
Pre-tax net operating income$1,943,0001,990
Securities gains (losses)$-147,0006,024
Applicable income taxes$-7,741,0006,053
Income before extraordinary items$9,537,000414
Extraordinary gains, net$016
Net income$9,537,000413
Minority interest net income$071
Net income of bank and minority interests.$9,537,000413
Net charge-offs$285,000901
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$9,684,000399
2016-03-31 (YTD Data)Rank
Total interest income$4,801,0001,343
Total interest expense$299,0002,142
Net interest income$4,502,0001,288
Provision for loan and lease losses$50,0002,135
Total noninterest income$1,422,0001,002
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$601,000533
Trading account gains and fees$0142
Additional Noninterest Income$821,0001,075
Total noninterest expense$5,223,0001,009
Salaries and employee benefits$2,560,0001,135
Premises and equipment expense$953,000658
Additional noninterest expense$1,710,000958
Pre-tax net operating income$651,0002,600
Securities gains (losses)$256,000245
Applicable income taxes$04,259
Income before extraordinary items$907,0001,767
Extraordinary gains, net$012
Net income$907,0001,768
Minority interest net income$062
Net income of bank and minority interests.$907,0001,768
Net charge-offs$81,0001,129
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$651,0002,269
2015-12-31 (YTD Data)Rank
Total interest income$19,542,0001,297
Total interest expense$1,248,0002,052
Net interest income$18,294,0001,245
Provision for loan and lease losses$589,0001,209
Total noninterest income$6,824,000904
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$2,596,000509
Trading account gains and fees$0159
Additional Noninterest Income$4,228,000906
Total noninterest expense$24,324,000853
Salaries and employee benefits$11,797,000959
Premises and equipment expense$3,988,000622
Additional noninterest expense$8,539,000772
Pre-tax net operating income$205,0005,456
Securities gains (losses)$724,000264
Applicable income taxes$04,402
Income before extraordinary items$929,0004,036
Extraordinary gains, net$023
Net income$929,0004,035
Minority interest net income$081
Net income of bank and minority interests.$929,0004,036
Net charge-offs$1,212,000583
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$205,0005,402
2015-09-30 (YTD Data)Rank
Total interest income$14,725,0001,303
Total interest expense$946,0002,061
Net interest income$13,779,0001,253
Provision for loan and lease losses$439,0001,162
Total noninterest income$5,346,000887
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,924,000519
Trading account gains and fees$0153
Additional Noninterest Income$3,422,000870
Total noninterest expense$18,533,000847
Salaries and employee benefits$8,957,000955
Premises and equipment expense$3,021,000628
Additional noninterest expense$6,555,000756
Pre-tax net operating income$153,0005,594
Securities gains (losses)$724,000230
Applicable income taxes$04,489
Income before extraordinary items$877,0003,723
Extraordinary gains, net$021
Net income$877,0003,722
Minority interest net income$078
Net income of bank and minority interests.$877,0003,723
Net charge-offs$1,233,000413
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$153,0005,530
2015-06-30 (YTD Data)Rank
Total interest income$9,726,0001,323
Total interest expense$638,0002,043
Net interest income$9,088,0001,262
Provision for loan and lease losses$439,000878
Total noninterest income$3,467,000903
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$1,246,000529
Trading account gains and fees$0157
Additional Noninterest Income$2,221,000896
Total noninterest expense$12,535,000834
Salaries and employee benefits$6,148,000925
Premises and equipment expense$1,978,000638
Additional noninterest expense$4,409,000758
Pre-tax net operating income$-419,0006,234
Securities gains (losses)$575,000227
Applicable income taxes$04,497
Income before extraordinary items$156,0005,346
Extraordinary gains, net$022
Net income$156,0005,345
Minority interest net income$075
Net income of bank and minority interests.$156,0005,348
Net charge-offs$851,000394
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-419,0006,234
2015-03-31 (YTD Data)Rank
Total interest income$4,749,0001,345
Total interest expense$328,0002,008
Net interest income$4,421,0001,282
Provision for loan and lease losses$174,000994
Total noninterest income$1,574,000938
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$602,000539
Trading account gains and fees$0152
Additional Noninterest Income$972,000945
Total noninterest expense$6,596,000788
Salaries and employee benefits$3,247,000880
Premises and equipment expense$955,000674
Additional noninterest expense$2,394,000688
Pre-tax net operating income$-775,0006,382
Securities gains (losses)$481,000173
Applicable income taxes$04,400
Income before extraordinary items$-294,0006,343
Extraordinary gains, net$013
Net income$-294,0006,344
Minority interest net income$064
Net income of bank and minority interests.$-294,0006,344
Net charge-offs$740,000247
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-775,0006,376
2014-12-31 (YTD Data)Rank
Total interest income$22,875,0001,123
Total interest expense$1,357,0002,056
Net interest income$21,518,0001,050
Provision for loan and lease losses$165,0002,677
Total noninterest income$7,351,000826
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,857,000483
Trading account gains and fees$0180
Additional Noninterest Income$4,494,000824
Total noninterest expense$30,544,000671
Salaries and employee benefits$13,523,000816
Premises and equipment expense$3,772,000651
Additional noninterest expense$13,249,000519
Pre-tax net operating income$-1,840,0006,423
Securities gains (losses)$616,000336
Applicable income taxes$04,531
Income before extraordinary items$-1,224,0006,386
Extraordinary gains, net$017
Net income$-1,224,0006,386
Minority interest net income$084
Net income of bank and minority interests.$-1,224,0006,386
Net charge-offs$937,000951
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-1,840,0006,420
2014-09-30 (YTD Data)Rank
Total interest income$17,845,0001,083
Total interest expense$1,010,0002,108
Net interest income$16,835,0001,004
Provision for loan and lease losses$75,0003,094
Total noninterest income$5,628,000816
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$2,119,000487
Trading account gains and fees$0174
Additional Noninterest Income$3,509,000797
Total noninterest expense$23,956,000647
Salaries and employee benefits$10,523,000788
Premises and equipment expense$2,689,000684
Additional noninterest expense$10,744,000475
Pre-tax net operating income$-1,568,0006,511
Securities gains (losses)$310,000461
Applicable income taxes$04,583
Income before extraordinary items$-1,258,0006,499
Extraordinary gains, net$015
Net income$-1,258,0006,498
Minority interest net income$081
Net income of bank and minority interests.$-1,258,0006,498
Net charge-offs$794,000806
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$-1,568,0006,508
2014-06-30 (YTD Data)Rank
Total interest income$12,181,0001,047
Total interest expense$661,0002,149
Net interest income$11,520,000961
Provision for loan and lease losses$04,196
Total noninterest income$3,430,000859
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,354,000500
Trading account gains and fees$0172
Additional Noninterest Income$2,076,000859
Total noninterest expense$16,608,000612
Salaries and employee benefits$7,279,000751
Premises and equipment expense$1,738,000716
Additional noninterest expense$7,591,000455
Pre-tax net operating income$-1,658,0006,619
Securities gains (losses)$221,000453
Applicable income taxes$04,568
Income before extraordinary items$-1,437,0006,609
Extraordinary gains, net$020
Net income$-1,437,0006,609
Minority interest net income$080
Net income of bank and minority interests.$-1,437,0006,609
Net charge-offs$529,000834
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$-1,658,0006,618
2014-03-31 (YTD Data)Rank
Total interest income$5,875,0001,090
Total interest expense$326,0002,203
Net interest income$5,549,0001,005
Provision for loan and lease losses$03,817
Total noninterest income$1,552,000889
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$712,000465
Trading account gains and fees$0147
Additional Noninterest Income$840,000969
Total noninterest expense$7,810,000667
Salaries and employee benefits$3,321,000839
Premises and equipment expense$836,000763
Additional noninterest expense$3,653,000468
Pre-tax net operating income$-709,0006,655
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$-709,0006,663
Extraordinary gains, net$016
Net income$-709,0006,663
Minority interest net income$066
Net income of bank and minority interests.$-709,0006,663
Net charge-offs$411,000575
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$-709,0006,660
2013-12-31 (YTD Data)Rank
Total interest income$5,083,0004,033
Total interest expense$255,0005,628
Net interest income$4,828,0003,778
Provision for loan and lease losses$05,091
Total noninterest income$1,409,0002,696
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$553,0002,212
Trading account gains and fees$0184
Additional Noninterest Income$856,0002,582
Total noninterest expense$6,201,0002,903
Salaries and employee benefits$2,162,0003,906
Premises and equipment expense$503,0003,721
Additional noninterest expense$3,536,0001,800
Pre-tax net operating income$36,0006,108
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$36,0006,166
Extraordinary gains, net$029
Net income$36,0006,167
Minority interest net income$090
Net income of bank and minority interests.$36,0006,168
Net charge-offs$372,0002,334
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$36,0006,125
2013-09-30 (YTD Data)Rank
Total interest income$3,823,0004,058
Total interest expense$207,0005,632
Net interest income$3,616,0003,812
Provision for loan and lease losses$04,941
Total noninterest income$1,048,0002,752
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$413,0002,221
Trading account gains and fees$0180
Additional Noninterest Income$635,0002,644
Total noninterest expense$4,081,0003,212
Salaries and employee benefits$1,634,0003,886
Premises and equipment expense$378,0003,746
Additional noninterest expense$2,069,0002,239
Pre-tax net operating income$583,0004,548
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$583,0004,358
Extraordinary gains, net$025
Net income$583,0004,361
Minority interest net income$084
Net income of bank and minority interests.$583,0004,362
Net charge-offs$323,0002,046
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$583,0004,279
2013-06-30 (YTD Data)Rank
Total interest income$2,557,0004,065
Total interest expense$150,0005,551
Net interest income$2,407,0003,811
Provision for loan and lease losses$04,788
Total noninterest income$703,0002,754
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$278,0002,174
Trading account gains and fees$0157
Additional Noninterest Income$425,0002,711
Total noninterest expense$2,674,0003,255
Salaries and employee benefits$1,087,0003,920
Premises and equipment expense$257,0003,714
Additional noninterest expense$1,330,0002,302
Pre-tax net operating income$436,0004,350
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$436,0004,173
Extraordinary gains, net$022
Net income$436,0004,175
Minority interest net income$082
Net income of bank and minority interests.$436,0004,176
Net charge-offs$268,0001,799
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$436,0004,068
2013-03-31 (YTD Data)Rank
Total interest income$1,275,0004,103
Total interest expense$83,0005,468
Net interest income$1,192,0003,849
Provision for loan and lease losses$04,409
Total noninterest income$343,0002,806
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$141,0002,133
Trading account gains and fees$0148
Additional Noninterest Income$202,0002,764
Total noninterest expense$1,349,0003,256
Salaries and employee benefits$569,0003,837
Premises and equipment expense$124,0003,824
Additional noninterest expense$656,0002,353
Pre-tax net operating income$186,0004,570
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$186,0004,393
Extraordinary gains, net$010
Net income$186,0004,396
Minority interest net income$076
Net income of bank and minority interests.$186,0004,395
Net charge-offs$40,0002,581
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$186,0004,295
2012-12-31 (YTD Data)Rank
Total interest income$5,497,0004,067
Total interest expense$424,0005,437
Net interest income$5,073,0003,784
Provision for loan and lease losses$860,0001,964
Total noninterest income$195,0005,715
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$708,0001,879
Trading account gains and fees$0166
Additional Noninterest Income$-513,0006,931
Total noninterest expense$5,379,0003,289
Salaries and employee benefits$2,204,0003,892
Premises and equipment expense$501,0003,822
Additional noninterest expense$2,674,0002,421
Pre-tax net operating income$-971,0006,655
Securities gains (losses)$40,0002,851
Applicable income taxes$04,751
Income before extraordinary items$-931,0006,705
Extraordinary gains, net$029
Net income$-931,0006,700
Minority interest net income$093
Net income of bank and minority interests.$-931,0006,701
Net charge-offs$2,158,0001,101
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-971,0006,671
2012-09-30 (YTD Data)Rank
Total interest income$4,167,0004,108
Total interest expense$330,0005,496
Net interest income$3,837,0003,819
Provision for loan and lease losses$860,0001,626
Total noninterest income$-131,0007,033
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$543,0001,860
Trading account gains and fees$0157
Additional Noninterest Income$-674,0007,101
Total noninterest expense$4,000,0003,340
Salaries and employee benefits$1,600,0003,981
Premises and equipment expense$378,0003,838
Additional noninterest expense$2,022,0002,394
Pre-tax net operating income$-1,154,0006,870
Securities gains (losses)$40,0002,560
Applicable income taxes$04,802
Income before extraordinary items$-1,114,0006,898
Extraordinary gains, net$020
Net income$-1,114,0006,894
Minority interest net income$086
Net income of bank and minority interests.$-1,114,0006,896
Net charge-offs$2,118,000893
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-1,154,0006,883
2012-06-30 (YTD Data)Rank
Total interest income$2,849,0004,069
Total interest expense$230,0005,507
Net interest income$2,619,0003,773
Provision for loan and lease losses$05,619
Total noninterest income$148,0005,323
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$351,0001,901
Trading account gains and fees$0153
Additional Noninterest Income$-203,0007,076
Total noninterest expense$2,594,0003,417
Salaries and employee benefits$1,073,0003,992
Premises and equipment expense$248,0003,888
Additional noninterest expense$1,273,0002,535
Pre-tax net operating income$173,0005,466
Securities gains (losses)$40,0002,188
Applicable income taxes$04,770
Income before extraordinary items$213,0005,266
Extraordinary gains, net$019
Net income$213,0005,265
Minority interest net income$084
Net income of bank and minority interests.$213,0005,265
Net charge-offs$216,0002,661
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$173,0005,308
2012-03-31 (YTD Data)Rank
Total interest income$1,469,0004,019
Total interest expense$119,0005,548
Net interest income$1,350,0003,715
Provision for loan and lease losses$05,254
Total noninterest income$214,0003,524
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$177,0001,874
Trading account gains and fees$0148
Additional Noninterest Income$37,0005,121
Total noninterest expense$1,315,0003,397
Salaries and employee benefits$554,0003,929
Premises and equipment expense$127,0003,851
Additional noninterest expense$634,0002,515
Pre-tax net operating income$249,0004,174
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$249,0003,982
Extraordinary gains, net$019
Net income$249,0003,984
Minority interest net income$078
Net income of bank and minority interests.$249,0003,984
Net charge-offs$151,0002,078
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$249,0003,829
2011-12-31 (YTD Data)Rank
Total interest income$6,516,0003,854
Total interest expense$698,0005,204
Net interest income$5,818,0003,552
Provision for loan and lease losses$954,0002,487
Total noninterest income$442,0004,594
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$767,0001,846
Trading account gains and fees$0146
Additional Noninterest Income$-325,0007,029
Total noninterest expense$5,593,0003,231
Salaries and employee benefits$2,335,0003,760
Premises and equipment expense$512,0003,973
Additional noninterest expense$2,746,0002,388
Pre-tax net operating income$-287,0006,290
Securities gains (losses)$274,0001,192
Applicable income taxes$04,719
Income before extraordinary items$-13,0006,179
Extraordinary gains, net$029
Net income$-13,0006,181
Minority interest net income$096
Net income of bank and minority interests.$-13,0006,181
Net charge-offs$1,127,0002,219
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-287,0006,327
2011-09-30 (YTD Data)Rank
Total interest income$4,990,0003,839
Total interest expense$562,0005,178
Net interest income$4,428,0003,521
Provision for loan and lease losses$884,0002,138
Total noninterest income$342,0004,590
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$573,0001,855
Trading account gains and fees$0145
Additional Noninterest Income$-231,0007,144
Total noninterest expense$4,244,0003,213
Salaries and employee benefits$1,776,0003,719
Premises and equipment expense$385,0004,015
Additional noninterest expense$2,083,0002,373
Pre-tax net operating income$-358,0006,518
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-358,0006,615
Extraordinary gains, net$021
Net income$-358,0006,617
Minority interest net income$087
Net income of bank and minority interests.$-358,0006,617
Net charge-offs$838,0002,090
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-358,0006,565
2011-06-30 (YTD Data)Rank
Total interest income$3,369,0003,849
Total interest expense$413,0005,073
Net interest income$2,956,0003,516
Provision for loan and lease losses$359,0002,746
Total noninterest income$370,0003,719
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$380,0001,841
Trading account gains and fees$0153
Additional Noninterest Income$-10,0007,022
Total noninterest expense$2,841,0003,228
Salaries and employee benefits$1,196,0003,711
Premises and equipment expense$252,0004,084
Additional noninterest expense$1,393,0002,409
Pre-tax net operating income$126,0005,539
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$126,0005,517
Extraordinary gains, net$015
Net income$126,0005,516
Minority interest net income$089
Net income of bank and minority interests.$126,0005,517
Net charge-offs$69,0004,199
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$126,0005,430
2011-03-31 (YTD Data)Rank
Total interest income$1,690,0003,868
Total interest expense$234,0004,908
Net interest income$1,456,0003,550
Provision for loan and lease losses$359,0001,762
Total noninterest income$327,0002,684
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$179,0001,908
Trading account gains and fees$0158
Additional Noninterest Income$148,0002,922
Total noninterest expense$1,410,0003,265
Salaries and employee benefits$601,0003,721
Premises and equipment expense$128,0004,101
Additional noninterest expense$681,0002,435
Pre-tax net operating income$14,0006,170
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$14,0006,199
Extraordinary gains, net$09
Net income$14,0006,198
Minority interest net income$086
Net income of bank and minority interests.$14,0006,199
Net charge-offs$140,0002,416
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$14,0006,162
2010-12-31 (YTD Data)Rank
Total interest income$7,659,0003,662
Total interest expense$1,406,0004,421
Net interest income$6,253,0003,368
Provision for loan and lease losses$5,208,0001,112
Total noninterest income$-575,0007,500
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$879,0001,680
Trading account gains and fees$0175
Additional Noninterest Income$-1,454,0007,535
Total noninterest expense$5,005,0003,613
Salaries and employee benefits$2,147,0004,033
Premises and equipment expense$560,0003,909
Additional noninterest expense$2,298,0002,880
Pre-tax net operating income$-4,535,0007,071
Securities gains (losses)$4,0003,501
Applicable income taxes$-471,0007,151
Income before extraordinary items$-4,060,0007,104
Extraordinary gains, net$029
Net income$-4,060,0007,103
Minority interest net income$0111
Net income of bank and minority interests.$-4,060,0007,104
Net charge-offs$4,520,0001,108
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-4,063,6007,083
2010-09-30 (YTD Data)Rank
Total interest income$5,885,0003,680
Total interest expense$1,107,0004,458
Net interest income$4,778,0003,365
Provision for loan and lease losses$3,933,0001,058
Total noninterest income$-742,0007,668
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$672,0001,693
Trading account gains and fees$0165
Additional Noninterest Income$-1,414,0007,682
Total noninterest expense$3,964,0003,442
Salaries and employee benefits$1,625,0004,041
Premises and equipment expense$439,0003,840
Additional noninterest expense$1,900,0002,602
Pre-tax net operating income$-3,861,0007,288
Securities gains (losses)$4,0003,332
Applicable income taxes$-1,368,0007,552
Income before extraordinary items$-2,489,0007,208
Extraordinary gains, net$023
Net income$-2,489,0007,207
Minority interest net income$0110
Net income of bank and minority interests.$-2,489,0007,208
Net charge-offs$2,180,0001,428
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-2,491,6007,187
2010-06-30 (YTD Data)Rank
Total interest income$4,003,0003,647
Total interest expense$759,0004,481
Net interest income$3,244,0003,320
Provision for loan and lease losses$3,238,000897
Total noninterest income$-726,0007,773
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$456,0001,681
Trading account gains and fees$0152
Additional Noninterest Income$-1,182,0007,774
Total noninterest expense$2,675,0003,417
Salaries and employee benefits$1,091,0004,044
Premises and equipment expense$291,0003,888
Additional noninterest expense$1,293,0002,556
Pre-tax net operating income$-3,395,0007,428
Securities gains (losses)$03,184
Applicable income taxes$-1,348,0007,646
Income before extraordinary items$-2,047,0007,341
Extraordinary gains, net$019
Net income$-2,047,0007,341
Minority interest net income$0105
Net income of bank and minority interests.$-2,047,0007,341
Net charge-offs$1,900,0001,170
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,047,0007,337
2010-03-31 (YTD Data)Rank
Total interest income$2,050,0003,645
Total interest expense$386,0004,568
Net interest income$1,664,0003,258
Provision for loan and lease losses$2,163,000709
Total noninterest income$239,0003,285
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$222,0001,723
Trading account gains and fees$0175
Additional Noninterest Income$17,0006,134
Total noninterest expense$1,341,0003,450
Salaries and employee benefits$605,0003,796
Premises and equipment expense$156,0003,785
Additional noninterest expense$580,0002,788
Pre-tax net operating income$-1,601,0007,542
Securities gains (losses)$02,284
Applicable income taxes$-640,0007,738
Income before extraordinary items$-961,0007,460
Extraordinary gains, net$016
Net income$-961,0007,460
Minority interest net income$091
Net income of bank and minority interests.$-961,0007,461
Net charge-offs$850,0001,159
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$-961,0007,449
2009-12-31 (YTD Data)Rank
Total interest income$8,700,0003,602
Total interest expense$2,232,0004,168
Net interest income$6,468,0003,249
Provision for loan and lease losses$2,549,0002,156
Total noninterest income$961,0003,421
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$942,0001,776
Trading account gains and fees$0211
Additional Noninterest Income$19,0006,977
Total noninterest expense$8,566,0002,308
Salaries and employee benefits$3,168,0003,028
Premises and equipment expense$641,0003,707
Additional noninterest expense$4,757,0001,567
Pre-tax net operating income$-3,686,0007,014
Securities gains (losses)$4,0003,487
Applicable income taxes$-781,0007,197
Income before extraordinary items$-2,901,0006,974
Extraordinary gains, net$034
Net income$-2,901,0006,973
Minority interest net income$0115
Net income of bank and minority interests.$-2,901,0006,973
Net charge-offs$2,005,0002,030
Cash dividends$500,0002,521
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-2,904,1606,983
2009-09-30 (YTD Data)Rank
Total interest income$6,586,0003,625
Total interest expense$1,796,0004,131
Net interest income$4,790,0003,288
Provision for loan and lease losses$590,0003,559
Total noninterest income$986,0002,841
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$689,0001,819
Trading account gains and fees$0212
Additional Noninterest Income$297,0003,636
Total noninterest expense$6,477,0002,292
Salaries and employee benefits$2,104,0003,394
Premises and equipment expense$490,0003,673
Additional noninterest expense$3,883,0001,401
Pre-tax net operating income$-1,291,0006,779
Securities gains (losses)$4,0003,208
Applicable income taxes$160,0002,519
Income before extraordinary items$-1,447,0006,982
Extraordinary gains, net$027
Net income$-1,447,0006,982
Minority interest net income$0118
Net income of bank and minority interests.$-1,447,0006,983
Net charge-offs$130,0004,798
Cash dividends$500,0001,982
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-1,451,0006,964
2009-06-30 (YTD Data)Rank
Total interest income$4,374,0003,664
Total interest expense$1,271,0004,094
Net interest income$3,103,0003,358
Provision for loan and lease losses$420,0003,197
Total noninterest income$905,0002,333
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$450,0001,828
Trading account gains and fees$0193
Additional Noninterest Income$455,0002,353
Total noninterest expense$3,121,0003,121
Salaries and employee benefits$1,554,0003,143
Premises and equipment expense$328,0003,686
Additional noninterest expense$1,239,0002,744
Pre-tax net operating income$467,0003,412
Securities gains (losses)$03,136
Applicable income taxes$104,0002,600
Income before extraordinary items$363,0003,642
Extraordinary gains, net$021
Net income$363,0003,640
Minority interest net income$0112
Net income of bank and minority interests.$363,0003,641
Net charge-offs$35,0005,223
Cash dividends$500,0001,607
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$363,0003,534
2009-03-31 (YTD Data)Rank
Total interest income$2,188,0003,696
Total interest expense$674,0004,055
Net interest income$1,514,0003,420
Provision for loan and lease losses$210,0002,775
Total noninterest income$376,0002,618
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$220,0001,817
Trading account gains and fees$0171
Additional Noninterest Income$156,0002,906
Total noninterest expense$1,426,0003,275
Salaries and employee benefits$739,0003,315
Premises and equipment expense$171,0003,628
Additional noninterest expense$516,0002,935
Pre-tax net operating income$254,0003,609
Securities gains (losses)$02,434
Applicable income taxes$58,0002,756
Income before extraordinary items$196,0003,900
Extraordinary gains, net$015
Net income$196,0003,902
Minority interest net income$0102
Net income of bank and minority interests.$196,0003,902
Net charge-offs$1,0005,564
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$196,0003,746
2008-12-31 (YTD Data)Rank
Total interest income$9,735,0003,603
Total interest expense$3,121,0004,150
Net interest income$6,614,0003,212
Provision for loan and lease losses$825,0002,991
Total noninterest income$1,599,0002,506
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,007,0001,749
Trading account gains and fees$0154
Additional Noninterest Income$592,0002,913
Total noninterest expense$6,297,0002,940
Salaries and employee benefits$2,838,0003,408
Premises and equipment expense$728,0003,411
Additional noninterest expense$2,731,0002,191
Pre-tax net operating income$1,091,0003,598
Securities gains (losses)$03,220
Applicable income taxes$517,0001,823
Income before extraordinary items$574,0004,239
Extraordinary gains, net$039
Net income$574,0004,238
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$440,0002,982
Cash dividends$1,000,0002,281
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$574,0004,391
2008-09-30 (YTD Data)Rank
Total interest income$7,461,0003,610
Total interest expense$2,423,0004,162
Net interest income$5,038,0003,195
Provision for loan and lease losses$587,0002,512
Total noninterest income$1,299,0002,441
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$747,0001,777
Trading account gains and fees$0148
Additional Noninterest Income$552,0002,656
Total noninterest expense$4,246,0003,225
Salaries and employee benefits$2,232,0003,312
Premises and equipment expense$559,0003,373
Additional noninterest expense$1,455,0002,853
Pre-tax net operating income$1,504,0002,841
Securities gains (losses)$03,106
Applicable income taxes$449,0002,032
Income before extraordinary items$1,055,0002,998
Extraordinary gains, net$031
Net income$1,055,0002,994
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$270,0002,683
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,055,0003,149
2008-06-30 (YTD Data)Rank
Total interest income$5,044,0003,630
Total interest expense$1,686,0004,178
Net interest income$3,358,0003,182
Provision for loan and lease losses$420,0002,107
Total noninterest income$863,0002,482
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$608,0001,458
Trading account gains and fees$0149
Additional Noninterest Income$255,0003,320
Total noninterest expense$2,874,0003,191
Salaries and employee benefits$1,520,0003,292
Premises and equipment expense$366,0003,449
Additional noninterest expense$988,0002,776
Pre-tax net operating income$927,0003,107
Securities gains (losses)$03,233
Applicable income taxes$271,0002,330
Income before extraordinary items$656,0003,448
Extraordinary gains, net$021
Net income$656,0003,449
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,469
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$656,0003,397
2008-03-31 (YTD Data)Rank
Total interest income$2,626,0003,595
Total interest expense$893,0004,204
Net interest income$1,733,0003,106
Provision for loan and lease losses$50,0003,776
Total noninterest income$446,0002,408
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$301,0001,452
Trading account gains and fees$0158
Additional Noninterest Income$145,0003,095
Total noninterest expense$1,431,0003,208
Salaries and employee benefits$758,0003,327
Premises and equipment expense$185,0003,427
Additional noninterest expense$488,0002,782
Pre-tax net operating income$698,0002,419
Securities gains (losses)$02,688
Applicable income taxes$223,0001,828
Income before extraordinary items$475,0002,813
Extraordinary gains, net$015
Net income$475,0002,815
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0003,990
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$475,0002,733
2007-12-31 (YTD Data)Rank
Total interest income$11,035,0003,520
Total interest expense$3,877,0004,088
Net interest income$7,158,0003,044
Provision for loan and lease losses$150,0004,308
Total noninterest income$1,741,0002,436
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,326,0001,351
Trading account gains and fees$0178
Additional Noninterest Income$415,0003,671
Total noninterest expense$5,460,0003,205
Salaries and employee benefits$2,825,0003,388
Premises and equipment expense$714,0003,391
Additional noninterest expense$1,921,0002,762
Pre-tax net operating income$3,289,0002,311
Securities gains (losses)$02,146
Applicable income taxes$1,089,0001,761
Income before extraordinary items$2,200,0002,633
Extraordinary gains, net$039
Net income$2,200,0002,633
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,770
Cash dividends$4,017,000904
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,200,0002,628
2007-09-30 (YTD Data)Rank
Total interest income$8,220,0003,540
Total interest expense$2,898,0004,103
Net interest income$5,322,0003,065
Provision for loan and lease losses$130,0003,745
Total noninterest income$1,408,0002,321
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$998,0001,317
Trading account gains and fees$0184
Additional Noninterest Income$410,0003,158
Total noninterest expense$4,108,0003,180
Salaries and employee benefits$2,105,0003,390
Premises and equipment expense$530,0003,395
Additional noninterest expense$1,473,0002,657
Pre-tax net operating income$2,492,0002,440
Securities gains (losses)$01,655
Applicable income taxes$819,0001,879
Income before extraordinary items$1,673,0002,746
Extraordinary gains, net$033
Net income$1,673,0002,744
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,889
Cash dividends$3,617,000751
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,673,0002,726
2007-06-30 (YTD Data)Rank
Total interest income$5,423,0003,574
Total interest expense$1,876,0004,184
Net interest income$3,547,0003,094
Provision for loan and lease losses$45,0004,495
Total noninterest income$897,0002,394
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$668,0001,325
Trading account gains and fees$0168
Additional Noninterest Income$229,0003,527
Total noninterest expense$2,710,0003,230
Salaries and employee benefits$1,424,0003,383
Premises and equipment expense$354,0003,407
Additional noninterest expense$932,0002,780
Pre-tax net operating income$1,689,0002,471
Securities gains (losses)$01,444
Applicable income taxes$551,0001,942
Income before extraordinary items$1,138,0002,757
Extraordinary gains, net$029
Net income$1,138,0002,756
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0003,719
Cash dividends$617,0002,135
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,138,0002,740
2007-03-31 (YTD Data)Rank
Total interest income$2,703,0003,569
Total interest expense$935,0004,173
Net interest income$1,768,0003,091
Provision for loan and lease losses$45,0003,197
Total noninterest income$458,0002,338
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$333,0001,296
Trading account gains and fees$0195
Additional Noninterest Income$125,0003,340
Total noninterest expense$1,344,0003,264
Salaries and employee benefits$695,0003,478
Premises and equipment expense$181,0003,371
Additional noninterest expense$468,0002,755
Pre-tax net operating income$837,0002,489
Securities gains (losses)$01,187
Applicable income taxes$271,0001,993
Income before extraordinary items$566,0002,761
Extraordinary gains, net$022
Net income$566,0002,762
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$617,0001,196
Sale, conversion, retirement of capital stock, net$0885
Net operating income$566,0002,748
2006-12-31 (YTD Data)Rank
Total interest income$10,167,0003,525
Total interest expense$3,092,0004,235
Net interest income$7,075,0003,077
Provision for loan and lease losses$255,0003,055
Total noninterest income$1,598,0002,596
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,335,0001,343
Trading account gains and fees$0130
Additional Noninterest Income$263,0004,550
Total noninterest expense$5,091,0003,303
Salaries and employee benefits$2,516,0003,588
Premises and equipment expense$703,0003,328
Additional noninterest expense$1,872,0002,719
Pre-tax net operating income$3,327,0002,586
Securities gains (losses)$01,687
Applicable income taxes$1,127,0002,035
Income before extraordinary items$2,200,0002,896
Extraordinary gains, net$051
Net income$2,200,0002,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,717
Cash dividends$1,900,0001,614
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,200,0002,881
2006-09-30 (YTD Data)Rank
Total interest income$7,441,0003,569
Total interest expense$2,180,0004,312
Net interest income$5,261,0003,129
Provision for loan and lease losses$170,0003,189
Total noninterest income$1,224,0002,570
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,004,0001,340
Trading account gains and fees$0126
Additional Noninterest Income$220,0004,334
Total noninterest expense$3,817,0003,294
Salaries and employee benefits$1,883,0003,603
Premises and equipment expense$519,0003,366
Additional noninterest expense$1,415,0002,696
Pre-tax net operating income$2,498,0002,651
Securities gains (losses)$01,388
Applicable income taxes$842,0002,128
Income before extraordinary items$1,656,0002,975
Extraordinary gains, net$045
Net income$1,656,0002,976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0002,609
Cash dividends$650,0002,540
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,656,0002,965
2006-06-30 (YTD Data)Rank
Total interest income$4,849,0003,577
Total interest expense$1,345,0004,384
Net interest income$3,504,0003,131
Provision for loan and lease losses$30,0004,987
Total noninterest income$778,0002,642
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$665,0001,333
Trading account gains and fees$0126
Additional Noninterest Income$113,0004,871
Total noninterest expense$2,560,0003,284
Salaries and employee benefits$1,253,0003,617
Premises and equipment expense$339,0003,408
Additional noninterest expense$968,0002,642
Pre-tax net operating income$1,692,0002,627
Securities gains (losses)$01,185
Applicable income taxes$554,0002,163
Income before extraordinary items$1,138,0002,905
Extraordinary gains, net$039
Net income$1,138,0002,907
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,245
Cash dividends$450,0002,520
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,138,0002,892
2006-03-31 (YTD Data)Rank
Total interest income$2,353,0003,600
Total interest expense$599,0004,577
Net interest income$1,754,0003,126
Provision for loan and lease losses$06,013
Total noninterest income$376,0002,654
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$314,0001,377
Trading account gains and fees$0115
Additional Noninterest Income$62,0004,677
Total noninterest expense$1,302,0003,257
Salaries and employee benefits$635,0003,610
Premises and equipment expense$174,0003,356
Additional noninterest expense$493,0002,571
Pre-tax net operating income$828,0002,636
Securities gains (losses)$0955
Applicable income taxes$274,0002,127
Income before extraordinary items$554,0002,912
Extraordinary gains, net$021
Net income$554,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-31,0008,328
Cash dividends$200,0002,370
Sale, conversion, retirement of capital stock, net$0648
Net operating income$554,0002,899
2005-12-31 (YTD Data)Rank
Total interest income$8,733,0003,499
Total interest expense$1,894,0004,595
Net interest income$6,839,0003,097
Provision for loan and lease losses$231,0003,339
Total noninterest income$1,382,0002,843
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,353,0001,307
Trading account gains and fees$0138
Additional Noninterest Income$29,0007,878
Total noninterest expense$5,150,0003,154
Salaries and employee benefits$2,524,0003,453
Premises and equipment expense$715,0003,173
Additional noninterest expense$1,911,0002,598
Pre-tax net operating income$2,840,0002,885
Securities gains (losses)$02,296
Applicable income taxes$908,0002,394
Income before extraordinary items$1,932,0003,173
Extraordinary gains, net$046
Net income$1,932,0003,175
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$184,0002,411
Cash dividends$776,0002,891
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,932,0003,141
2005-09-30 (YTD Data)Rank
Total interest income$6,368,0003,524
Total interest expense$1,306,0004,701
Net interest income$5,062,0003,117
Provision for loan and lease losses$194,0003,018
Total noninterest income$1,194,0002,590
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,005,0001,311
Trading account gains and fees$0126
Additional Noninterest Income$189,0004,726
Total noninterest expense$3,850,0003,136
Salaries and employee benefits$1,846,0003,495
Premises and equipment expense$540,0003,146
Additional noninterest expense$1,464,0002,516
Pre-tax net operating income$2,212,0002,828
Securities gains (losses)$02,317
Applicable income taxes$716,0002,360
Income before extraordinary items$1,496,0003,136
Extraordinary gains, net$035
Net income$1,496,0003,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$135,0002,155
Cash dividends$642,0002,437
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,496,0003,097
2005-06-30 (YTD Data)Rank
Total interest income$4,133,0003,527
Total interest expense$802,0004,776
Net interest income$3,331,0003,124
Provision for loan and lease losses$79,0003,775
Total noninterest income$817,0002,497
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$660,0001,303
Trading account gains and fees$0116
Additional Noninterest Income$157,0004,215
Total noninterest expense$2,535,0003,148
Salaries and employee benefits$1,183,0003,597
Premises and equipment expense$338,0003,287
Additional noninterest expense$1,014,0002,388
Pre-tax net operating income$1,534,0002,701
Securities gains (losses)$02,146
Applicable income taxes$509,0002,252
Income before extraordinary items$1,025,0003,029
Extraordinary gains, net$030
Net income$1,025,0003,029
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0002,146
Cash dividends$642,0001,858
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,025,0002,985
2005-03-31 (YTD Data)Rank
Total interest income$2,002,0003,590
Total interest expense$372,0004,878
Net interest income$1,630,0003,171
Provision for loan and lease losses$19,0004,719
Total noninterest income$415,0002,437
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$317,0001,297
Trading account gains and fees$0115
Additional Noninterest Income$98,0003,767
Total noninterest expense$1,310,0003,076
Salaries and employee benefits$570,0003,711
Premises and equipment expense$167,0003,348
Additional noninterest expense$573,0002,136
Pre-tax net operating income$716,0002,801
Securities gains (losses)$01,685
Applicable income taxes$246,0002,295
Income before extraordinary items$470,0003,193
Extraordinary gains, net$024
Net income$470,0003,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0002,544
Cash dividends$466,0001,322
Sale, conversion, retirement of capital stock, net$0491
Net operating income$470,0003,152
2004-12-31 (YTD Data)Rank
Total interest income$2,156,0007,220
Total interest expense$334,0007,941
Net interest income$1,822,0006,863
Provision for loan and lease losses$07,314
Total noninterest income$409,0005,736
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$365,0003,843
Trading account gains and fees$0138
Additional Noninterest Income$44,0007,564
Total noninterest expense$1,477,0006,917
Salaries and employee benefits$757,0007,088
Premises and equipment expense$161,0007,212
Additional noninterest expense$559,0006,219
Pre-tax net operating income$754,0005,933
Securities gains (losses)$03,819
Applicable income taxes$229,0004,575
Income before extraordinary items$525,0006,266
Extraordinary gains, net$034
Net income$525,0006,271
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0005,577
Cash dividends$777,0002,768
Sale, conversion, retirement of capital stock, net$0872
Net operating income$525,0006,190
2004-09-30 (YTD Data)Rank
Total interest income$09,023
Total interest expense$09,003
Net interest income$09,019
Provision for loan and lease losses$07,100
Total noninterest income$08,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$09,024
Salaries and employee benefits$09,000
Premises and equipment expense$08,990
Additional noninterest expense$09,020
Pre-tax net operating income$08,460
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$08,499
Extraordinary gains, net$026
Net income$08,502
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$08,462
2004-06-30 (YTD Data)Rank
Total interest income$4,163,0003,285
Total interest expense$627,0004,969
Net interest income$3,536,0002,819
Provision for loan and lease losses$94,0003,595
Total noninterest income$833,0002,517
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$695,0001,272
Trading account gains and fees$0130
Additional Noninterest Income$138,0004,473
Total noninterest expense$2,564,0003,012
Salaries and employee benefits$1,441,0002,939
Premises and equipment expense$312,0003,437
Additional noninterest expense$811,0002,905
Pre-tax net operating income$1,711,0002,318
Securities gains (losses)$03,413
Applicable income taxes$525,0002,123
Income before extraordinary items$1,186,0002,553
Extraordinary gains, net$021
Net income$1,186,0002,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$39,0003,344
Cash dividends$375,0002,564
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,186,0002,487
2004-03-31 (YTD Data)Rank
Total interest income$2,080,0003,282
Total interest expense$314,0005,031
Net interest income$1,766,0002,822
Provision for loan and lease losses$37,0003,840
Total noninterest income$414,0002,483
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$337,0001,277
Trading account gains and fees$0121
Additional Noninterest Income$77,0004,245
Total noninterest expense$1,291,0003,004
Salaries and employee benefits$725,0002,922
Premises and equipment expense$158,0003,442
Additional noninterest expense$408,0002,858
Pre-tax net operating income$852,0002,307
Securities gains (losses)$02,934
Applicable income taxes$262,0002,118
Income before extraordinary items$590,0002,532
Extraordinary gains, net$016
Net income$590,0002,533
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,516
Cash dividends$200,0002,144
Sale, conversion, retirement of capital stock, net$0464
Net operating income$590,0002,449
2003-12-31 (YTD Data)Rank
Total interest income$8,413,0003,292
Total interest expense$1,521,0004,825
Net interest income$6,892,0002,795
Provision for loan and lease losses$169,0004,376
Total noninterest income$1,507,0002,835
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,333,0001,303
Trading account gains and fees$0160
Additional Noninterest Income$174,0005,563
Total noninterest expense$4,970,0003,064
Salaries and employee benefits$2,757,0002,990
Premises and equipment expense$608,0003,476
Additional noninterest expense$1,605,0002,894
Pre-tax net operating income$3,260,0002,335
Securities gains (losses)$04,500
Applicable income taxes$1,006,0002,168
Income before extraordinary items$2,254,0002,612
Extraordinary gains, net$054
Net income$2,254,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$152,0003,331
Cash dividends$693,0002,967
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,254,0002,487
2003-09-30 (YTD Data)Rank
Total interest income$6,310,0003,335
Total interest expense$1,187,0004,851
Net interest income$5,123,0002,831
Provision for loan and lease losses$169,0003,705
Total noninterest income$1,152,0002,867
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$998,0001,311
Trading account gains and fees$0153
Additional Noninterest Income$154,0005,292
Total noninterest expense$3,812,0003,004
Salaries and employee benefits$2,130,0002,915
Premises and equipment expense$484,0003,306
Additional noninterest expense$1,198,0002,887
Pre-tax net operating income$2,294,0002,558
Securities gains (losses)$04,204
Applicable income taxes$695,0002,401
Income before extraordinary items$1,599,0002,824
Extraordinary gains, net$040
Net income$1,599,0002,824
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,026
Cash dividends$485,0002,742
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,599,0002,681
2003-06-30 (YTD Data)Rank
Total interest income$4,288,0003,303
Total interest expense$832,0004,817
Net interest income$3,456,0002,792
Provision for loan and lease losses$112,0003,681
Total noninterest income$776,0002,818
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$651,0001,319
Trading account gains and fees$0150
Additional Noninterest Income$125,0004,923
Total noninterest expense$2,555,0002,996
Salaries and employee benefits$1,432,0002,907
Premises and equipment expense$325,0003,283
Additional noninterest expense$798,0002,876
Pre-tax net operating income$1,565,0002,497
Securities gains (losses)$03,782
Applicable income taxes$473,0002,399
Income before extraordinary items$1,092,0002,785
Extraordinary gains, net$030
Net income$1,092,0002,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0003,218
Cash dividends$322,0002,776
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,092,0002,625
2003-03-31 (YTD Data)Rank
Total interest income$2,172,0003,284
Total interest expense$441,0004,729
Net interest income$1,731,0002,792
Provision for loan and lease losses$56,0003,519
Total noninterest income$391,0002,720
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$325,0001,300
Trading account gains and fees$0134
Additional Noninterest Income$66,0004,730
Total noninterest expense$1,288,0002,963
Salaries and employee benefits$729,0002,855
Premises and equipment expense$165,0003,224
Additional noninterest expense$394,0002,898
Pre-tax net operating income$778,0002,526
Securities gains (losses)$02,891
Applicable income taxes$233,0002,441
Income before extraordinary items$545,0002,760
Extraordinary gains, net$021
Net income$545,0002,757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0001,956
Cash dividends$148,0002,576
Sale, conversion, retirement of capital stock, net$0419
Net operating income$545,0002,619
2002-12-31 (YTD Data)Rank
Total interest income$9,465,0003,167
Total interest expense$2,414,0004,219
Net interest income$7,051,0002,711
Provision for loan and lease losses$184,0004,522
Total noninterest income$1,457,0002,668
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,164,0001,395
Trading account gains and fees$0153
Additional Noninterest Income$293,0004,314
Total noninterest expense$5,023,0002,916
Salaries and employee benefits$2,815,0002,796
Premises and equipment expense$646,0003,204
Additional noninterest expense$1,562,0002,868
Pre-tax net operating income$3,301,0002,316
Securities gains (losses)$58,0002,273
Applicable income taxes$1,012,0002,189
Income before extraordinary items$2,347,0002,469
Extraordinary gains, net$070
Net income$2,347,0002,468
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$99,0004,186
Cash dividends$690,0002,932
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,306,4002,420
2001-12-31 (YTD Data)Rank
Total interest income$10,383,0003,207
Total interest expense$3,787,0003,966
Net interest income$6,596,0002,706
Provision for loan and lease losses$120,0005,188
Total noninterest income$1,422,0002,619
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,093,0001,372
Trading account gains and fees$0177
Additional Noninterest Income$329,0003,914
Total noninterest expense$4,845,0002,903
Salaries and employee benefits$2,615,0002,840
Premises and equipment expense$694,0002,963
Additional noninterest expense$1,536,0002,814
Pre-tax net operating income$3,053,0002,224
Securities gains (losses)$88,0001,855
Applicable income taxes$942,0002,159
Income before extraordinary items$2,199,0002,339
Extraordinary gains, net$0105
Net income$2,199,0002,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0005,044
Cash dividends$1,303,0001,848
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,137,4002,311
2000-12-31 (YTD Data)Rank
Total interest income$9,985,0003,396
Total interest expense$3,688,0004,224
Net interest income$6,297,0002,815
Provision for loan and lease losses$60,0006,179
Total noninterest income$1,224,0002,718
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$954,0001,428
Trading account gains and fees$0180
Additional Noninterest Income$270,0004,145
Total noninterest expense$4,578,0002,950
Salaries and employee benefits$2,408,0002,934
Premises and equipment expense$735,0002,758
Additional noninterest expense$1,435,0002,931
Pre-tax net operating income$2,883,0002,466
Securities gains (losses)$-20,0008,739
Applicable income taxes$866,0002,378
Income before extraordinary items$1,997,0002,574
Extraordinary gains, net$038
Net income$1,997,0002,573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-77,0009,700
Cash dividends$835,0002,591
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,011,0002,552
1999-12-31 (YTD Data)Rank
Total interest income$9,559,0003,357
Total interest expense$3,492,0004,055
Net interest income$6,067,0002,900
Provision for loan and lease losses$120,0004,720
Total noninterest income$1,114,0002,861
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$917,0001,417
Trading account gains and fees$0173
Additional Noninterest Income$197,0004,971
Total noninterest expense$4,585,0002,937
Salaries and employee benefits$2,471,0002,838
Premises and equipment expense$758,0002,681
Additional noninterest expense$1,356,0003,116
Pre-tax net operating income$2,476,0002,816
Securities gains (losses)$03,155
Applicable income taxes$690,0002,933
Income before extraordinary items$1,786,0002,828
Extraordinary gains, net$035
Net income$1,786,0002,829
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,193
Cash dividends$624,0003,076
Sale, conversion, retirement of capital stock, net$-892,00010,176
Net operating income$1,786,0002,794
1998-12-31 (YTD Data)Rank
Total interest income$9,437,0003,401
Total interest expense$3,994,0003,692
Net interest income$5,443,0003,157
Provision for loan and lease losses$120,0004,610
Total noninterest income$1,147,0002,788
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$948,0001,317
Trading account gains and fees$0224
Additional Noninterest Income$199,0004,964
Total noninterest expense$4,614,0002,813
Salaries and employee benefits$2,365,0002,870
Premises and equipment expense$729,0002,684
Additional noninterest expense$1,520,0002,736
Pre-tax net operating income$1,856,0003,546
Securities gains (losses)$04,449
Applicable income taxes$470,0004,005
Income before extraordinary items$1,386,0003,468
Extraordinary gains, net$032
Net income$1,386,0003,469
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$47,0005,064
Cash dividends$397,0004,051
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,386,0003,372
1997-12-31 (YTD Data)Rank
Total interest income$9,197,0003,513
Total interest expense$3,944,0003,728
Net interest income$5,253,0003,318
Provision for loan and lease losses$25,0007,608
Total noninterest income$1,092,0002,837
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$892,0001,444
Trading account gains and fees$0239
Additional Noninterest Income$200,0004,953
Total noninterest expense$4,299,0002,957
Salaries and employee benefits$2,355,0002,805
Premises and equipment expense$732,0002,631
Additional noninterest expense$1,212,0003,330
Pre-tax net operating income$2,021,0003,502
Securities gains (losses)$-1,0009,009
Applicable income taxes$529,0004,049
Income before extraordinary items$1,491,0003,379
Extraordinary gains, net$044
Net income$1,491,0003,379
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-25,00010,298
Cash dividends$274,0004,775
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,491,7403,303
1996-12-31 (YTD Data)Rank
Total interest income$8,914,0003,649
Total interest expense$4,074,0003,649
Net interest income$4,840,0003,645
Provision for loan and lease losses$20,0007,945
Total noninterest income$1,082,0002,931
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$904,0001,486
Trading account gains and feesNANA
Additional Noninterest Income$178,0005,501
Total noninterest expense$4,400,0003,078
Salaries and employee benefits$2,357,0002,841
Premises and equipment expense$759,0002,578
Additional noninterest expense$1,284,0003,569
Pre-tax net operating income$1,502,0004,338
Securities gains (losses)$-11,00010,330
Applicable income taxes$361,0005,226
Income before extraordinary items$1,130,0004,069
Extraordinary gains, net$053
Net income$1,130,0004,070
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0006,559
Cash dividends$233,0005,132
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,138,3603,989
1995-12-31 (YTD Data)Rank
Total interest income$7,146,0004,471
Total interest expense$3,223,0004,454
Net interest income$3,923,0004,391
Provision for loan and lease losses$235,0002,726
Total noninterest income$834,0003,578
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$711,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$123,0006,567
Total noninterest expense$3,615,0003,627
Salaries and employee benefits$2,028,0003,266
Premises and equipment expense$559,0003,412
Additional noninterest expense$1,028,0004,251
Pre-tax net operating income$907,0006,383
Securities gains (losses)$03,831
Applicable income taxes$149,0008,282
Income before extraordinary items$758,0005,668
Extraordinary gains, net$065
Net income$758,0005,667
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$182,0002,647
Cash dividends$139,0006,245
Sale, conversion, retirement of capital stock, net$0809
Net operating income$758,0005,647
1994-12-31 (YTD Data)Rank
Total interest income$5,443,0005,290
Total interest expense$1,882,0005,878
Net interest income$3,561,0004,867
Provision for loan and lease losses$110,0004,343
Total noninterest income$724,0004,011
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$630,0002,150
Trading account gains and feesNANA
Additional Noninterest Income$94,0007,705
Total noninterest expense$3,180,0004,195
Salaries and employee benefits$1,831,0003,563
Premises and equipment expense$453,0004,129
Additional noninterest expense$896,0005,182
Pre-tax net operating income$995,0005,974
Securities gains (losses)$18,0001,859
Applicable income taxes$178,0007,747
Income before extraordinary items$835,0005,189
Extraordinary gains, net$0249
Net income$835,0005,197
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$117,0003,438
Cash dividends$993,0001,953
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$820,2405,322
1993-12-31 (YTD Data)Rank
Total interest income$5,444,0005,385
Total interest expense$2,005,0005,821
Net interest income$3,439,0005,034
Provision for loan and lease losses$100,0005,727
Total noninterest income$762,0004,148
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$585,0002,345
Trading account gains and feesNANA
Additional Noninterest Income$177,0006,042
Total noninterest expense$3,102,0004,385
Salaries and employee benefits$1,775,0003,660
Premises and equipment expense$451,0004,262
Additional noninterest expense$876,0005,494
Pre-tax net operating income$999,0005,888
Securities gains (losses)$7,0005,826
Applicable income taxes$194,0007,729
Income before extraordinary items$812,0005,509
Extraordinary gains, net$03,149
Net income$812,0005,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$293,0002,513
Cash dividends$155,0006,014
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$806,3305,301
1992-12-31 (YTD Data)Rank
Total interest income$6,199,0005,344
Total interest expense$2,528,0005,941
Net interest income$3,671,0004,800
Provision for loan and lease losses$560,0002,762
Total noninterest income$767,0004,087
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$599,0002,293
Trading account gains and feesNANA
Additional Noninterest Income$168,0006,255
Total noninterest expense$2,989,0004,552
Salaries and employee benefits$1,674,0003,831
Premises and equipment expense$510,0003,898
Additional noninterest expense$805,0006,046
Pre-tax net operating income$889,0006,149
Securities gains (losses)$-20,00013,478
Applicable income taxes$159,0008,397
Income before extraordinary items$710,0005,853
Extraordinary gains, net$01,422
Net income$710,0005,920
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$584,0002,205
Cash dividends$159,0005,642
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$726,4005,429

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.