Home > Southcrest Bank > Net charge- offs to loans
Southcrest Bank, Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8564% | 719 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1022% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 2.7305% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4770% | 382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4249% | 1,316 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0135% | 1,400 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4969% | 1,104 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2085% | 6,395 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0635% | 5,816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0920% | 801 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0917% | 5,844 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2627% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.5013% | 249 |
| Percentage Net Loans Charged-off:Construction & development | 3.6982% | 343 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0163% | 249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5837% | 926 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0182% | 1,241 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6834% | 762 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9685% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1124% | 5,891 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1237% | 1,229 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1104% | 5,829 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5325% | 341 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7733% | 221 |
| Percentage Net Loans Charged-off:Construction & development | 5.6130% | 232 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9439% | 278 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8953% | 605 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0272% | 1,055 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0501% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9099% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0852% | 5,657 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2757% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1511% | 5,811 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5933% | 329 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.8527% | 235 |
| Percentage Net Loans Charged-off:Construction & development | 11.2949% | 106 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2671% | 888 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6198% | 300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1608% | 665 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8842% | 254 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1098% | 636 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2515% | 2,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.1811% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2643% | 2,003 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.3579% | 54 |
| Percentage Net Loans Charged-off: Total real estate loans | 5.2032% | 33 |
| Percentage Net Loans Charged-off:Construction & development | 15.2823% | 134 |
| Percentage Net Loans Charged-off: Commercial real estate | 5.7287% | 65 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.7870% | 5,612 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4157% | 572 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0126% | 1,740 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6959% | 474 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1352% | 6,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2764% | 3,105 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8355% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1865% | 3,342 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4390% | 29 |
| Percentage Net Loans Charged-off: Total real estate loans | 6.5170% | 19 |
| Percentage Net Loans Charged-off:Construction & development | 18.8417% | 115 |
| Percentage Net Loans Charged-off: Commercial real estate | 7.4500% | 35 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.6816% | 5,644 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1014% | 795 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0165% | 1,532 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3203% | 643 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5140% | 6,575 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0085% | 4,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7553% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1078% | 6,132 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1295% | 957 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4092% | 656 |
| Percentage Net Loans Charged-off:Construction & development | 1.5690% | 1,077 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4179% | 578 |
| Percentage Net Loans Charged-off: Multi-family residential | -5.4960% | 5,652 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6139% | 506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9420% | 401 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4068% | 6,535 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4025% | 6,608 |
| Percentage Net Loans Charged-off: Credit card loans | -0.0946% | 1,254 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4497% | 6,589 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9057% | 503 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5010% | 302 |
| Percentage Net Loans Charged-off:Construction & development | 1.5648% | 820 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.2486% | 228 |
| Percentage Net Loans Charged-off: Multi-family residential | -10.9271% | 5,679 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.3592% | 315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8353% | 262 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3218% | 6,454 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9780% | 7,041 |
| Percentage Net Loans Charged-off: Credit card loans | -1.6905% | 1,326 |
| Percentage Net Loans Charged-off: Other loans to individual | -2.0222% | 6,994 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8050% | 814 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6825% | 865 |
| Percentage Net Loans Charged-off:Construction & development | 4.8607% | 1,009 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4118% | 2,163 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.3604% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9521% | 1,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7902% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9843% | 1,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1881% | 758 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4537% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2731% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9738% | 696 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0824% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9353% | 670 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1033% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 6.2191% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3306% | 1,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 28.4844% | 37 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0706% | 1,107 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6492% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1539% | 1,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8534% | 772 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2466% | 3,459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4391% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0643% | 4,139 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0350% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0570% | 643 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.4763% | 470 |
| Percentage Net Loans Charged-off:Construction & development | 5.8652% | 713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4745% | 1,538 |
| Percentage Net Loans Charged-off: Multi-family residential | 40.0152% | 24 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4888% | 768 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9654% | 733 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5931% | 727 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4266% | 6,851 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0830% | 6,330 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2957% | 584 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2418% | 6,777 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3703% | 411 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6678% | 1,872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7882% | 1,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.2426% | 1,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9092% | 827 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9988% | 963 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8939% | 373 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8170% | 1,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3334% | 6,789 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0470% | 6,010 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7296% | 580 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1277% | 6,308 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3174% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.6265% | 386 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.1496% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 6.0500% | 1,037 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1611% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 59.5553% | 13 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0720% | 1,315 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3816% | 1,375 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2250% | 1,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9561% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4775% | 3,478 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6829% | 746 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6707% | 602 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 4.0224% | 301 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.6359% | 194 |
| Percentage Net Loans Charged-off:Construction & development | 7.4165% | 765 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5019% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 73.3977% | 16 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0037% | 1,245 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4760% | 1,129 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1220% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5205% | 2,889 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5760% | 2,934 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8876% | 837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4762% | 594 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.8576% | 573 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.2779% | 431 |
| Percentage Net Loans Charged-off:Construction & development | 0.0136% | 2,672 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1032% | 2,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 99.8953% | 8 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1754% | 1,027 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4403% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5330% | 2,602 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4395% | 3,101 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7634% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3317% | 572 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5374% | 2,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5839% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 0.0259% | 2,000 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2208% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7379% | 638 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1293% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2962% | 2,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3013% | 3,057 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3352% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1698% | 918 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7451% | 1,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9453% | 1,081 |
| Percentage Net Loans Charged-off:Construction & development | 5.0121% | 1,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2267% | 2,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9920% | 181 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4647% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1689% | 1,652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5294% | 1,924 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7993% | 3,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6090% | 3,751 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9234% | 827 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6043% | 789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4625% | 3,376 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4601% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 1.0787% | 2,120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1713% | 2,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2425% | 2,619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2954% | 2,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4597% | 3,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3801% | 4,157 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8099% | 803 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1330% | 798 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6161% | 2,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6460% | 1,834 |
| Percentage Net Loans Charged-off:Construction & development | 1.4542% | 1,620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2603% | 1,406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3533% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4301% | 1,624 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5364% | 2,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4686% | 3,578 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4437% | 816 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2005% | 1,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1077% | 4,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0535% | 3,252 |
| Percentage Net Loans Charged-off:Construction & development | 0.0294% | 1,822 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0066% | 1,372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 2,058 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1728% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6243% | 2,685 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3809% | 787 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2241% | 927 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3351% | 3,160 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2906% | 2,373 |
| Percentage Net Loans Charged-off:Construction & development | 0.8788% | 1,660 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 7,685 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0489% | 3,449 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0106% | 5,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0623% | 3,081 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2124% | 3,542 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5321% | 3,590 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0664% | 960 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7137% | 590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3597% | 2,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3928% | 1,406 |
| Percentage Net Loans Charged-off:Construction & development | 1.1859% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 7,716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0625% | 2,688 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0141% | 5,951 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0798% | 2,341 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2756% | 2,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0818% | 5,113 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7079% | 944 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9208% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0259% | 5,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0142% | 7,878 |
| Percentage Net Loans Charged-off:Construction & development | -0.0121% | 7,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0311% | 7,948 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0334% | 7,922 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4254% | 1,777 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0753% | 7,353 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1432% | 754 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9418% | 601 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0229% | 7,416 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0312% | 8,000 |
| Percentage Net Loans Charged-off:Construction & development | -0.0163% | 7,569 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0770% | 8,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0418% | 5,948 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 8,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1670% | 1,693 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1701% | 7,320 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5271% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6054% | 579 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2220% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1863% | 1,438 |
| Percentage Net Loans Charged-off:Construction & development | 0.2427% | 929 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0409% | 1,324 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4032% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2438% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2975% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1764% | 2,841 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2745% | 4,134 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1942% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7679% | 451 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1004% | 3,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 2,592 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0692% | 1,675 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0843% | 1,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2317% | 2,119 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3745% | 3,218 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0504% | 814 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1073% | 510 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0458% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 7,566 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0121% | 7,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0147% | 7,829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 2,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3431% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4043% | 636 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5206% | 691 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0128% | 7,037 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 7,724 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0242% | 7,956 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0295% | 7,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5147% | 879 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4868% | 7,904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9432% | 659 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2523% | 678 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1702% | 2,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1797% | 802 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5256% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6457% | 240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,710 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0093% | 7,432 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0982% | 867 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4030% | 465 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 3,395 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0739% | 1,297 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2138% | 650 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2630% | 535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,095 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1345% | 7,683 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7458% | 914 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0723% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 7,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0635% | 7,160 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5112% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2146% | 7,339 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0206% | 7,193 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0544% | 6,855 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4337% | 605 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6446% | 7,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 2,656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0194% | 1,175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0238% | 2,484 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1284% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5754% | 3,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5432% | 1,339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9044% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 2,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0142% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0324% | 1,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1746% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5008% | 3,110 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3389% | 931 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6756% | 373 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1440% | 2,334 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0222% | 1,948 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0490% | 1,511 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2662% | 175 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4603% | 3,009 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6805% | 1,044 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4937% | 351 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1559% | 1,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2211% | 1,227 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4596% | 884 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5132% | 7,703 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2126% | 2,628 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 3,086 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0623% | 1,140 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 7,895 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0843% | 3,711 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5391% | 3,642 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9137% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3696% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1763% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0130% | 8,134 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0243% | 8,259 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 8,288 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0126% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4719% | 3,538 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8283% | 955 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2598% | 438 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1720% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0198% | 8,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0366% | 8,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0421% | 8,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5375% | 3,093 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3900% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9807% | 460 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 3,288 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0554% | 8,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1019% | 8,659 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1163% | 8,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3033% | 3,549 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1940% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5814% | 489 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3663% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0936% | 1,914 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1634% | 1,323 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1794% | 1,241 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3117% | 3,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7835% | 3,050 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1445% | 1,126 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8004% | 468 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4036% | 1,609 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0897% | 1,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1549% | 1,134 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1689% | 1,064 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5321% | 2,140 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8575% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0482% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8051% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4592% | 1,343 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 8,010 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 8,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0051% | 8,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6268% | 1,753 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2480% | 1,607 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4552% | 515 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4107% | 470 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7279% | 733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0616% | 1,328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 1,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1121% | 941 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7480% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0429% | 847 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9259% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8318% | 490 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2135% | 3,523 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0180% | 3,378 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0279% | 2,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2502% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0101% | 2,982 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1801% | 978 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0794% | 8,688 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4661% | 1,478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8734% | 446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1681% | 4,028 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2882% | 873 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0123% | 8,819 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4655% | 1,489 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1565% | 3,704 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0920% | 5,003 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 4,294 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4724% | 1,665 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6042% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2443% | 3,356 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1470% | 4,826 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0530% | 8,210 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5619% | 3,844 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |