Home > SouthCoast Community Bank > Income and Expense
SouthCoast Community Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,770,000 | 1,353 |
| Total interest expense | $801,000 | 908 |
| Net interest income | $3,969,000 | 1,426 |
| Provision for loan and lease losses | $-500,000 | 6,064 |
| Total noninterest income | $632,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $188,000 | 1,497 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $444,000 | 1,642 |
| Total noninterest expense | $2,953,000 | 1,647 |
| Salaries and employee benefits | $1,668,000 | 1,638 |
| Premises and equipment expense | $647,000 | 957 |
| Additional noninterest expense | $638,000 | 2,266 |
| Pre-tax net operating income | $2,148,000 | 1,025 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $294,000 | 1,502 |
| Income before extraordinary items | $1,854,000 | 970 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,854,000 | 971 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,854,000 | 971 |
| Net charge-offs | $-127,000 | 5,918 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,854,000 | 927 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $19,459,000 | 1,303 |
| Total interest expense | $3,257,000 | 863 |
| Net interest income | $16,202,000 | 1,378 |
| Provision for loan and lease losses | $-939,000 | 6,030 |
| Total noninterest income | $3,376,000 | 1,468 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $727,000 | 1,600 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,649,000 | 1,263 |
| Total noninterest expense | $12,986,000 | 1,499 |
| Salaries and employee benefits | $7,200,000 | 1,483 |
| Premises and equipment expense | $2,743,000 | 893 |
| Additional noninterest expense | $3,043,000 | 1,984 |
| Pre-tax net operating income | $7,531,000 | 1,132 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $2,606,000 | 833 |
| Income before extraordinary items | $4,925,000 | 1,372 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $4,925,000 | 1,371 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,925,000 | 1,372 |
| Net charge-offs | $-131,000 | 5,778 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $4,925,000 | 1,346 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $14,553,000 | 1,316 |
| Total interest expense | $2,440,000 | 865 |
| Net interest income | $12,113,000 | 1,394 |
| Provision for loan and lease losses | $-900,000 | 6,143 |
| Total noninterest income | $2,577,000 | 1,467 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $534,000 | 1,630 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,043,000 | 1,264 |
| Total noninterest expense | $9,237,000 | 1,577 |
| Salaries and employee benefits | $5,215,000 | 1,535 |
| Premises and equipment expense | $1,890,000 | 973 |
| Additional noninterest expense | $2,132,000 | 2,093 |
| Pre-tax net operating income | $6,353,000 | 1,040 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $2,209,000 | 781 |
| Income before extraordinary items | $4,144,000 | 1,258 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $4,144,000 | 1,258 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $4,144,000 | 1,258 |
| Net charge-offs | $-70,000 | 5,716 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $4,144,000 | 1,225 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $9,588,000 | 1,340 |
| Total interest expense | $1,618,000 | 880 |
| Net interest income | $7,970,000 | 1,410 |
| Provision for loan and lease losses | $-900,000 | 6,253 |
| Total noninterest income | $1,979,000 | 1,337 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $355,000 | 1,618 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,624,000 | 1,124 |
| Total noninterest expense | $6,073,000 | 1,606 |
| Salaries and employee benefits | $3,467,000 | 1,543 |
| Premises and equipment expense | $1,284,000 | 964 |
| Additional noninterest expense | $1,322,000 | 2,227 |
| Pre-tax net operating income | $4,776,000 | 934 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $1,667,000 | 727 |
| Income before extraordinary items | $3,109,000 | 1,132 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,109,000 | 1,131 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $3,109,000 | 1,133 |
| Net charge-offs | $-284,000 | 6,135 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $3,109,000 | 1,097 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $4,863,000 | 1,318 |
| Total interest expense | $806,000 | 885 |
| Net interest income | $4,057,000 | 1,391 |
| Provision for loan and lease losses | $-900,000 | 6,367 |
| Total noninterest income | $1,306,000 | 1,065 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $191,000 | 1,500 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,115,000 | 861 |
| Total noninterest expense | $3,002,000 | 1,626 |
| Salaries and employee benefits | $1,737,000 | 1,549 |
| Premises and equipment expense | $640,000 | 972 |
| Additional noninterest expense | $625,000 | 2,329 |
| Pre-tax net operating income | $3,261,000 | 690 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $1,148,000 | 569 |
| Income before extraordinary items | $2,113,000 | 831 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $2,113,000 | 830 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $2,113,000 | 831 |
| Net charge-offs | $-173,000 | 6,222 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $2,113,000 | 802 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $18,178,000 | 1,393 |
| Total interest expense | $3,403,000 | 876 |
| Net interest income | $14,775,000 | 1,495 |
| Provision for loan and lease losses | $-600,000 | 6,280 |
| Total noninterest income | $2,687,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $735,000 | 1,690 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,952,000 | 1,485 |
| Total noninterest expense | $12,333,000 | 1,553 |
| Salaries and employee benefits | $6,550,000 | 1,589 |
| Premises and equipment expense | $2,566,000 | 947 |
| Additional noninterest expense | $3,217,000 | 1,918 |
| Pre-tax net operating income | $5,729,000 | 1,358 |
| Securities gains (losses) | $109,000 | 1,195 |
| Applicable income taxes | $1,987,000 | 985 |
| Income before extraordinary items | $3,851,000 | 1,635 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,851,000 | 1,635 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,851,000 | 1,634 |
| Net charge-offs | $-161,000 | 6,217 |
| Cash dividends | $3,000,000 | 904 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,779,060 | 1,643 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $13,564,000 | 1,405 |
| Total interest expense | $2,573,000 | 882 |
| Net interest income | $10,991,000 | 1,508 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,868,000 | 1,818 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $547,000 | 1,710 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,321,000 | 1,609 |
| Total noninterest expense | $9,169,000 | 1,565 |
| Salaries and employee benefits | $4,889,000 | 1,593 |
| Premises and equipment expense | $1,954,000 | 935 |
| Additional noninterest expense | $2,326,000 | 1,977 |
| Pre-tax net operating income | $3,690,000 | 1,558 |
| Securities gains (losses) | $109,000 | 938 |
| Applicable income taxes | $1,281,000 | 1,107 |
| Income before extraordinary items | $2,518,000 | 1,840 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,518,000 | 1,840 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,518,000 | 1,839 |
| Net charge-offs | $103,000 | 2,657 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,446,060 | 1,845 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $9,012,000 | 1,408 |
| Total interest expense | $1,720,000 | 883 |
| Net interest income | $7,292,000 | 1,514 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $1,171,000 | 1,876 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $371,000 | 1,669 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $800,000 | 1,700 |
| Total noninterest expense | $6,128,000 | 1,557 |
| Salaries and employee benefits | $3,273,000 | 1,583 |
| Premises and equipment expense | $1,308,000 | 941 |
| Additional noninterest expense | $1,547,000 | 1,972 |
| Pre-tax net operating income | $2,335,000 | 1,592 |
| Securities gains (losses) | $109,000 | 741 |
| Applicable income taxes | $821,000 | 1,111 |
| Income before extraordinary items | $1,623,000 | 1,856 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,623,000 | 1,860 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,623,000 | 1,859 |
| Net charge-offs | $4,000 | 4,000 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,551,060 | 1,877 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $4,543,000 | 1,392 |
| Total interest expense | $867,000 | 883 |
| Net interest income | $3,676,000 | 1,486 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $599,000 | 1,799 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $190,000 | 1,619 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $409,000 | 1,632 |
| Total noninterest expense | $3,099,000 | 1,549 |
| Salaries and employee benefits | $1,672,000 | 1,571 |
| Premises and equipment expense | $659,000 | 963 |
| Additional noninterest expense | $768,000 | 1,971 |
| Pre-tax net operating income | $1,176,000 | 1,541 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $391,000 | 1,101 |
| Income before extraordinary items | $785,000 | 1,837 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $785,000 | 1,841 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $785,000 | 1,840 |
| Net charge-offs | $-105,000 | 6,483 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $785,000 | 1,800 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $17,561,000 | 1,443 |
| Total interest expense | $3,673,000 | 928 |
| Net interest income | $13,888,000 | 1,566 |
| Provision for loan and lease losses | $400,000 | 2,105 |
| Total noninterest income | $2,661,000 | 1,767 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $774,000 | 1,695 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,887,000 | 1,583 |
| Total noninterest expense | $13,107,000 | 1,488 |
| Salaries and employee benefits | $6,693,000 | 1,548 |
| Premises and equipment expense | $2,698,000 | 891 |
| Additional noninterest expense | $3,716,000 | 1,713 |
| Pre-tax net operating income | $3,042,000 | 2,148 |
| Securities gains (losses) | $105,000 | 1,290 |
| Applicable income taxes | $-5,238,000 | 6,769 |
| Income before extraordinary items | $8,385,000 | 765 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,385,000 | 765 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $8,385,000 | 766 |
| Net charge-offs | $2,518,000 | 624 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $8,280,000 | 751 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $13,301,000 | 1,440 |
| Total interest expense | $2,772,000 | 955 |
| Net interest income | $10,529,000 | 1,560 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $2,108,000 | 1,720 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $582,000 | 1,686 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,526,000 | 1,534 |
| Total noninterest expense | $9,865,000 | 1,488 |
| Salaries and employee benefits | $5,012,000 | 1,561 |
| Premises and equipment expense | $2,041,000 | 890 |
| Additional noninterest expense | $2,812,000 | 1,693 |
| Pre-tax net operating income | $2,772,000 | 1,873 |
| Securities gains (losses) | $105,000 | 1,186 |
| Applicable income taxes | $-5,011,000 | 6,861 |
| Income before extraordinary items | $7,888,000 | 624 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $7,888,000 | 626 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,888,000 | 626 |
| Net charge-offs | $1,510,000 | 735 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $7,783,000 | 614 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $8,866,000 | 1,438 |
| Total interest expense | $1,867,000 | 977 |
| Net interest income | $6,999,000 | 1,544 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $1,538,000 | 1,618 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $389,000 | 1,656 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,149,000 | 1,444 |
| Total noninterest expense | $6,627,000 | 1,482 |
| Salaries and employee benefits | $3,390,000 | 1,530 |
| Premises and equipment expense | $1,338,000 | 909 |
| Additional noninterest expense | $1,899,000 | 1,674 |
| Pre-tax net operating income | $1,910,000 | 1,801 |
| Securities gains (losses) | $105,000 | 1,081 |
| Applicable income taxes | $-5,010,000 | 6,921 |
| Income before extraordinary items | $7,025,000 | 478 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $7,025,000 | 478 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $7,025,000 | 480 |
| Net charge-offs | $732,000 | 960 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $6,920,000 | 466 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $4,459,000 | 1,438 |
| Total interest expense | $980,000 | 965 |
| Net interest income | $3,479,000 | 1,555 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $917,000 | 1,433 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $197,000 | 1,638 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $720,000 | 1,234 |
| Total noninterest expense | $3,166,000 | 1,546 |
| Salaries and employee benefits | $1,597,000 | 1,647 |
| Premises and equipment expense | $693,000 | 896 |
| Additional noninterest expense | $876,000 | 1,809 |
| Pre-tax net operating income | $1,230,000 | 1,440 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $55,000 | 2,929 |
| Income before extraordinary items | $1,175,000 | 1,273 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,175,000 | 1,275 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,175,000 | 1,275 |
| Net charge-offs | $352,000 | 957 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $1,175,000 | 1,218 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $18,236,000 | 1,457 |
| Total interest expense | $4,658,000 | 973 |
| Net interest income | $13,578,000 | 1,618 |
| Provision for loan and lease losses | $880,000 | 1,930 |
| Total noninterest income | $4,202,000 | 1,281 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $852,000 | 1,611 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $3,350,000 | 1,084 |
| Total noninterest expense | $13,228,000 | 1,482 |
| Salaries and employee benefits | $6,175,000 | 1,641 |
| Premises and equipment expense | $2,690,000 | 900 |
| Additional noninterest expense | $4,363,000 | 1,545 |
| Pre-tax net operating income | $3,672,000 | 1,755 |
| Securities gains (losses) | $626,000 | 797 |
| Applicable income taxes | $137,000 | 3,282 |
| Income before extraordinary items | $4,161,000 | 1,408 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,161,000 | 1,409 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,161,000 | 1,409 |
| Net charge-offs | $3,413,000 | 777 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,553,780 | 1,521 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,626,000 | 1,482 |
| Total interest expense | $3,593,000 | 987 |
| Net interest income | $10,033,000 | 1,666 |
| Provision for loan and lease losses | $880,000 | 1,606 |
| Total noninterest income | $3,245,000 | 1,273 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $674,000 | 1,561 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,571,000 | 1,055 |
| Total noninterest expense | $9,954,000 | 1,480 |
| Salaries and employee benefits | $4,636,000 | 1,633 |
| Premises and equipment expense | $1,975,000 | 921 |
| Additional noninterest expense | $3,343,000 | 1,511 |
| Pre-tax net operating income | $2,444,000 | 2,017 |
| Securities gains (losses) | $626,000 | 638 |
| Applicable income taxes | $3,000 | 4,607 |
| Income before extraordinary items | $3,067,000 | 1,457 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,067,000 | 1,458 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,067,000 | 1,458 |
| Net charge-offs | $3,145,000 | 659 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,441,000 | 1,688 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $9,044,000 | 1,504 |
| Total interest expense | $2,460,000 | 991 |
| Net interest income | $6,584,000 | 1,691 |
| Provision for loan and lease losses | $430,000 | 1,985 |
| Total noninterest income | $2,422,000 | 1,151 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $417,000 | 1,645 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,005,000 | 911 |
| Total noninterest expense | $6,697,000 | 1,464 |
| Salaries and employee benefits | $3,075,000 | 1,640 |
| Premises and equipment expense | $1,326,000 | 917 |
| Additional noninterest expense | $2,296,000 | 1,473 |
| Pre-tax net operating income | $1,879,000 | 1,767 |
| Securities gains (losses) | $215,000 | 1,054 |
| Applicable income taxes | $38,000 | 3,701 |
| Income before extraordinary items | $2,056,000 | 1,447 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,056,000 | 1,447 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,056,000 | 1,447 |
| Net charge-offs | $2,491,000 | 587 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,845,300 | 1,503 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,466,000 | 1,545 |
| Total interest expense | $1,234,000 | 1,034 |
| Net interest income | $3,232,000 | 1,730 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $1,517,000 | 971 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $204,000 | 1,659 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,313,000 | 749 |
| Total noninterest expense | $3,374,000 | 1,459 |
| Salaries and employee benefits | $1,518,000 | 1,663 |
| Premises and equipment expense | $670,000 | 909 |
| Additional noninterest expense | $1,186,000 | 1,424 |
| Pre-tax net operating income | $1,275,000 | 1,379 |
| Securities gains (losses) | $215,000 | 577 |
| Applicable income taxes | $89,000 | 2,556 |
| Income before extraordinary items | $1,401,000 | 1,065 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,401,000 | 1,067 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,401,000 | 1,066 |
| Net charge-offs | $1,213,000 | 592 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $1,198,900 | 1,155 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,904,000 | 1,505 |
| Total interest expense | $6,465,000 | 945 |
| Net interest income | $12,439,000 | 1,795 |
| Provision for loan and lease losses | $10,023,000 | 418 |
| Total noninterest income | $2,838,000 | 1,557 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $794,000 | 1,796 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $2,044,000 | 1,340 |
| Total noninterest expense | $17,284,000 | 1,139 |
| Salaries and employee benefits | $6,373,000 | 1,548 |
| Premises and equipment expense | $2,688,000 | 934 |
| Additional noninterest expense | $8,223,000 | 868 |
| Pre-tax net operating income | $-12,030,000 | 7,237 |
| Securities gains (losses) | $677,000 | 618 |
| Applicable income taxes | $3,635,000 | 505 |
| Income before extraordinary items | $-14,988,000 | 7,267 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-14,988,000 | 7,267 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-14,988,000 | 7,267 |
| Net charge-offs | $8,844,000 | 524 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-15,665,000 | 7,265 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,561,000 | 1,485 |
| Total interest expense | $5,047,000 | 943 |
| Net interest income | $9,514,000 | 1,774 |
| Provision for loan and lease losses | $6,623,000 | 478 |
| Total noninterest income | $2,126,000 | 1,549 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $581,000 | 1,832 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,545,000 | 1,312 |
| Total noninterest expense | $12,535,000 | 1,175 |
| Salaries and employee benefits | $4,823,000 | 1,537 |
| Premises and equipment expense | $1,992,000 | 957 |
| Additional noninterest expense | $5,720,000 | 923 |
| Pre-tax net operating income | $-7,518,000 | 7,297 |
| Securities gains (losses) | $643,000 | 524 |
| Applicable income taxes | $3,457,000 | 436 |
| Income before extraordinary items | $-10,332,000 | 7,342 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-10,332,000 | 7,342 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-10,332,000 | 7,342 |
| Net charge-offs | $5,625,000 | 576 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-10,975,000 | 7,341 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $10,080,000 | 1,444 |
| Total interest expense | $3,422,000 | 959 |
| Net interest income | $6,658,000 | 1,683 |
| Provision for loan and lease losses | $3,643,000 | 579 |
| Total noninterest income | $1,442,000 | 1,520 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $373,000 | 1,867 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,069,000 | 1,281 |
| Total noninterest expense | $8,736,000 | 1,145 |
| Salaries and employee benefits | $3,232,000 | 1,551 |
| Premises and equipment expense | $1,331,000 | 964 |
| Additional noninterest expense | $4,173,000 | 873 |
| Pre-tax net operating income | $-4,279,000 | 7,344 |
| Securities gains (losses) | $643,000 | 292 |
| Applicable income taxes | $3,874,000 | 294 |
| Income before extraordinary items | $-7,510,000 | 7,421 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-7,510,000 | 7,421 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-7,510,000 | 7,421 |
| Net charge-offs | $3,050,000 | 678 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-8,153,000 | 7,429 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $5,010,000 | 1,465 |
| Total interest expense | $1,732,000 | 982 |
| Net interest income | $3,278,000 | 1,701 |
| Provision for loan and lease losses | $1,150,000 | 776 |
| Total noninterest income | $509,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $192,000 | 1,803 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $317,000 | 1,843 |
| Total noninterest expense | $3,355,000 | 1,475 |
| Salaries and employee benefits | $1,626,000 | 1,550 |
| Premises and equipment expense | $626,000 | 1,041 |
| Additional noninterest expense | $1,103,000 | 1,570 |
| Pre-tax net operating income | $-718,000 | 7,190 |
| Securities gains (losses) | $-154,000 | 7,437 |
| Applicable income taxes | $-389,000 | 7,449 |
| Income before extraordinary items | $-483,000 | 7,120 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-483,000 | 7,121 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-483,000 | 7,121 |
| Net charge-offs | $1,849,000 | 566 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-384,440 | 7,047 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $21,438,000 | 1,424 |
| Total interest expense | $8,877,000 | 936 |
| Net interest income | $12,561,000 | 1,764 |
| Provision for loan and lease losses | $3,801,000 | 1,381 |
| Total noninterest income | $2,790,000 | 1,635 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $657,000 | 2,150 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $2,133,000 | 1,351 |
| Total noninterest expense | $13,140,000 | 1,503 |
| Salaries and employee benefits | $6,346,000 | 1,549 |
| Premises and equipment expense | $2,831,000 | 905 |
| Additional noninterest expense | $3,963,000 | 1,826 |
| Pre-tax net operating income | $-1,590,000 | 6,673 |
| Securities gains (losses) | $2,279,000 | 235 |
| Applicable income taxes | $75,000 | 3,415 |
| Income before extraordinary items | $614,000 | 4,037 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $614,000 | 4,036 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $614,000 | 4,037 |
| Net charge-offs | $4,330,000 | 1,141 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-1,414,310 | 6,696 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $16,230,000 | 1,447 |
| Total interest expense | $6,924,000 | 930 |
| Net interest income | $9,306,000 | 1,806 |
| Provision for loan and lease losses | $2,125,000 | 1,586 |
| Total noninterest income | $2,283,000 | 1,530 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $472,000 | 2,257 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,811,000 | 1,189 |
| Total noninterest expense | $9,661,000 | 1,528 |
| Salaries and employee benefits | $4,747,000 | 1,554 |
| Premises and equipment expense | $2,154,000 | 897 |
| Additional noninterest expense | $2,760,000 | 1,888 |
| Pre-tax net operating income | $-197,000 | 6,287 |
| Securities gains (losses) | $2,279,000 | 191 |
| Applicable income taxes | $559,000 | 1,558 |
| Income before extraordinary items | $1,523,000 | 2,115 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,523,000 | 2,117 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,523,000 | 2,118 |
| Net charge-offs | $2,398,000 | 1,352 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-140,670 | 6,271 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $10,963,000 | 1,445 |
| Total interest expense | $4,713,000 | 950 |
| Net interest income | $6,250,000 | 1,789 |
| Provision for loan and lease losses | $1,800,000 | 1,356 |
| Total noninterest income | $1,741,000 | 1,356 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $303,000 | 2,341 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,438,000 | 1,005 |
| Total noninterest expense | $6,420,000 | 1,536 |
| Salaries and employee benefits | $3,181,000 | 1,555 |
| Premises and equipment expense | $1,449,000 | 908 |
| Additional noninterest expense | $1,790,000 | 1,931 |
| Pre-tax net operating income | $-229,000 | 6,477 |
| Securities gains (losses) | $1,619,000 | 168 |
| Applicable income taxes | $377,000 | 1,498 |
| Income before extraordinary items | $1,013,000 | 2,092 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,013,000 | 2,091 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,013,000 | 2,094 |
| Net charge-offs | $1,561,000 | 1,338 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-168,870 | 6,468 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $5,469,000 | 1,485 |
| Total interest expense | $2,411,000 | 973 |
| Net interest income | $3,058,000 | 1,855 |
| Provision for loan and lease losses | $1,000,000 | 1,168 |
| Total noninterest income | $1,075,000 | 1,150 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $153,000 | 2,306 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $922,000 | 855 |
| Total noninterest expense | $3,179,000 | 1,577 |
| Salaries and employee benefits | $1,594,000 | 1,560 |
| Premises and equipment expense | $778,000 | 865 |
| Additional noninterest expense | $807,000 | 2,103 |
| Pre-tax net operating income | $-46,000 | 6,480 |
| Securities gains (losses) | $835,000 | 150 |
| Applicable income taxes | $248,000 | 1,212 |
| Income before extraordinary items | $541,000 | 2,000 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $541,000 | 1,998 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $541,000 | 2,000 |
| Net charge-offs | $719,000 | 1,297 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-35,150 | 6,481 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $24,729,000 | 1,388 |
| Total interest expense | $11,190,000 | 1,056 |
| Net interest income | $13,539,000 | 1,662 |
| Provision for loan and lease losses | $13,840,000 | 652 |
| Total noninterest income | $2,093,000 | 2,063 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $760,000 | 2,119 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,333,000 | 1,786 |
| Total noninterest expense | $14,800,000 | 1,380 |
| Salaries and employee benefits | $7,065,000 | 1,429 |
| Premises and equipment expense | $2,825,000 | 962 |
| Additional noninterest expense | $4,910,000 | 1,516 |
| Pre-tax net operating income | $-13,008,000 | 7,585 |
| Securities gains (losses) | $1,360,000 | 380 |
| Applicable income taxes | $-4,238,000 | 7,719 |
| Income before extraordinary items | $-7,410,000 | 7,454 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-7,410,000 | 7,451 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-7,410,000 | 7,452 |
| Net charge-offs | $11,133,000 | 635 |
| Cash dividends | $1,350,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,280,400 | 7,504 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $19,270,000 | 1,361 |
| Total interest expense | $8,774,000 | 1,063 |
| Net interest income | $10,496,000 | 1,606 |
| Provision for loan and lease losses | $1,100,000 | 2,639 |
| Total noninterest income | $1,836,000 | 1,897 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $591,000 | 2,070 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,245,000 | 1,579 |
| Total noninterest expense | $10,374,000 | 1,484 |
| Salaries and employee benefits | $5,355,000 | 1,430 |
| Premises and equipment expense | $2,032,000 | 1,009 |
| Additional noninterest expense | $2,987,000 | 1,792 |
| Pre-tax net operating income | $858,000 | 3,004 |
| Securities gains (losses) | $1,310,000 | 302 |
| Applicable income taxes | $493,000 | 1,419 |
| Income before extraordinary items | $1,675,000 | 1,598 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,675,000 | 1,596 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,675,000 | 1,598 |
| Net charge-offs | $2,164,000 | 1,437 |
| Cash dividends | $1,350,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $666,300 | 3,125 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $13,203,000 | 1,349 |
| Total interest expense | $6,288,000 | 1,055 |
| Net interest income | $6,915,000 | 1,633 |
| Provision for loan and lease losses | $300,000 | 3,683 |
| Total noninterest income | $1,085,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $427,000 | 1,918 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $658,000 | 1,873 |
| Total noninterest expense | $7,122,000 | 1,453 |
| Salaries and employee benefits | $3,662,000 | 1,421 |
| Premises and equipment expense | $1,236,000 | 1,136 |
| Additional noninterest expense | $2,224,000 | 1,638 |
| Pre-tax net operating income | $578,000 | 3,066 |
| Securities gains (losses) | $885,000 | 320 |
| Applicable income taxes | $319,000 | 1,470 |
| Income before extraordinary items | $1,144,000 | 1,629 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,144,000 | 1,626 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,144,000 | 1,628 |
| Net charge-offs | $1,455,000 | 1,364 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $453,700 | 3,161 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $6,719,000 | 1,352 |
| Total interest expense | $3,289,000 | 1,056 |
| Net interest income | $3,430,000 | 1,628 |
| Provision for loan and lease losses | $100,000 | 3,845 |
| Total noninterest income | $527,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $232,000 | 1,738 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $295,000 | 1,984 |
| Total noninterest expense | $3,365,000 | 1,488 |
| Salaries and employee benefits | $2,000,000 | 1,292 |
| Premises and equipment expense | $631,000 | 1,130 |
| Additional noninterest expense | $734,000 | 2,139 |
| Pre-tax net operating income | $492,000 | 2,410 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $68,000 | 2,577 |
| Income before extraordinary items | $424,000 | 2,445 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $424,000 | 2,445 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $424,000 | 2,447 |
| Net charge-offs | $813,000 | 1,066 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $424,000 | 2,302 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $30,928,000 | 1,239 |
| Total interest expense | $15,264,000 | 1,059 |
| Net interest income | $15,664,000 | 1,425 |
| Provision for loan and lease losses | $3,779,000 | 1,204 |
| Total noninterest income | $2,118,000 | 2,051 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $900,000 | 1,915 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,218,000 | 1,858 |
| Total noninterest expense | $12,055,000 | 1,629 |
| Salaries and employee benefits | $6,892,000 | 1,501 |
| Premises and equipment expense | $2,397,000 | 1,158 |
| Additional noninterest expense | $2,766,000 | 2,164 |
| Pre-tax net operating income | $1,948,000 | 2,502 |
| Securities gains (losses) | $-2,321,000 | 7,930 |
| Applicable income taxes | $-466,000 | 7,469 |
| Income before extraordinary items | $93,000 | 5,883 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $93,000 | 5,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $435,000 | 2,998 |
| Cash dividends | $7,092,000 | 408 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,578,440 | 2,567 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $23,268,000 | 1,257 |
| Total interest expense | $11,555,000 | 1,087 |
| Net interest income | $11,713,000 | 1,443 |
| Provision for loan and lease losses | $2,129,000 | 1,136 |
| Total noninterest income | $1,543,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $624,000 | 2,066 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $919,000 | 1,938 |
| Total noninterest expense | $8,948,000 | 1,630 |
| Salaries and employee benefits | $5,238,000 | 1,507 |
| Premises and equipment expense | $1,770,000 | 1,174 |
| Additional noninterest expense | $1,940,000 | 2,220 |
| Pre-tax net operating income | $2,179,000 | 2,166 |
| Securities gains (losses) | $-2,578,000 | 8,106 |
| Applicable income taxes | $-443,000 | 7,851 |
| Income before extraordinary items | $44,000 | 6,435 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $44,000 | 6,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $300,000 | 2,559 |
| Cash dividends | $7,092,000 | 323 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,693,920 | 2,182 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $15,549,000 | 1,283 |
| Total interest expense | $7,730,000 | 1,133 |
| Net interest income | $7,819,000 | 1,430 |
| Provision for loan and lease losses | $1,039,000 | 1,192 |
| Total noninterest income | $1,016,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $395,000 | 2,143 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $621,000 | 1,959 |
| Total noninterest expense | $5,808,000 | 1,673 |
| Salaries and employee benefits | $3,436,000 | 1,537 |
| Premises and equipment expense | $1,163,000 | 1,183 |
| Additional noninterest expense | $1,209,000 | 2,327 |
| Pre-tax net operating income | $1,988,000 | 1,699 |
| Securities gains (losses) | $225,000 | 565 |
| Applicable income taxes | $567,000 | 1,458 |
| Income before extraordinary items | $1,646,000 | 1,645 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,646,000 | 1,645 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $272,000 | 1,895 |
| Cash dividends | $7,092,000 | 245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,479,500 | 1,798 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $7,662,000 | 1,335 |
| Total interest expense | $4,071,000 | 1,144 |
| Net interest income | $3,591,000 | 1,552 |
| Provision for loan and lease losses | $310,000 | 1,342 |
| Total noninterest income | $516,000 | 2,196 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $197,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $319,000 | 1,900 |
| Total noninterest expense | $2,843,000 | 1,704 |
| Salaries and employee benefits | $1,723,000 | 1,547 |
| Premises and equipment expense | $574,000 | 1,202 |
| Additional noninterest expense | $546,000 | 2,514 |
| Pre-tax net operating income | $954,000 | 1,866 |
| Securities gains (losses) | $153,000 | 534 |
| Applicable income taxes | $286,000 | 1,526 |
| Income before extraordinary items | $821,000 | 1,774 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $821,000 | 1,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,104 |
| Cash dividends | $7,092,000 | 141 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $707,780 | 1,954 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $31,686,000 | 1,351 |
| Total interest expense | $16,079,000 | 1,237 |
| Net interest income | $15,607,000 | 1,429 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,931,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $994,000 | 1,770 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $937,000 | 2,307 |
| Total noninterest expense | $11,493,000 | 1,601 |
| Salaries and employee benefits | $6,748,000 | 1,495 |
| Premises and equipment expense | $2,301,000 | 1,150 |
| Additional noninterest expense | $2,444,000 | 2,216 |
| Pre-tax net operating income | $6,045,000 | 1,381 |
| Securities gains (losses) | $204,000 | 442 |
| Applicable income taxes | $2,066,000 | 1,112 |
| Income before extraordinary items | $4,183,000 | 1,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $4,183,000 | 1,514 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,273 |
| Cash dividends | $3,576,000 | 1,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $4,046,320 | 1,561 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $23,586,000 | 1,365 |
| Total interest expense | $11,783,000 | 1,274 |
| Net interest income | $11,803,000 | 1,427 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,383,000 | 2,343 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $733,000 | 1,777 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $650,000 | 2,441 |
| Total noninterest expense | $8,406,000 | 1,627 |
| Salaries and employee benefits | $4,936,000 | 1,530 |
| Premises and equipment expense | $1,715,000 | 1,159 |
| Additional noninterest expense | $1,755,000 | 2,260 |
| Pre-tax net operating income | $4,780,000 | 1,416 |
| Securities gains (losses) | $204,000 | 368 |
| Applicable income taxes | $1,708,000 | 1,098 |
| Income before extraordinary items | $3,276,000 | 1,545 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $3,276,000 | 1,544 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,675 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $3,141,360 | 1,601 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $15,576,000 | 1,391 |
| Total interest expense | $7,529,000 | 1,329 |
| Net interest income | $8,047,000 | 1,422 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $879,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $460,000 | 1,889 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $419,000 | 2,507 |
| Total noninterest expense | $5,732,000 | 1,610 |
| Salaries and employee benefits | $3,424,000 | 1,497 |
| Premises and equipment expense | $1,112,000 | 1,201 |
| Additional noninterest expense | $1,196,000 | 2,214 |
| Pre-tax net operating income | $3,194,000 | 1,451 |
| Securities gains (losses) | $40,000 | 578 |
| Applicable income taxes | $1,133,000 | 1,165 |
| Income before extraordinary items | $2,101,000 | 1,650 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,101,000 | 1,650 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,876 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $2,075,000 | 1,646 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $7,718,000 | 1,391 |
| Total interest expense | $3,736,000 | 1,329 |
| Net interest income | $3,982,000 | 1,434 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $382,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $205,000 | 2,009 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $177,000 | 2,735 |
| Total noninterest expense | $2,865,000 | 1,607 |
| Salaries and employee benefits | $1,729,000 | 1,503 |
| Premises and equipment expense | $544,000 | 1,235 |
| Additional noninterest expense | $592,000 | 2,220 |
| Pre-tax net operating income | $1,499,000 | 1,543 |
| Securities gains (losses) | $40,000 | 447 |
| Applicable income taxes | $539,000 | 1,220 |
| Income before extraordinary items | $1,000,000 | 1,716 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,000,000 | 1,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $974,000 | 1,744 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $31,076,000 | 1,265 |
| Total interest expense | $13,983,000 | 1,203 |
| Net interest income | $17,093,000 | 1,338 |
| Provision for loan and lease losses | $363,000 | 2,440 |
| Total noninterest income | $1,642,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $881,000 | 1,953 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $761,000 | 2,654 |
| Total noninterest expense | $10,872,000 | 1,628 |
| Salaries and employee benefits | $6,438,000 | 1,535 |
| Premises and equipment expense | $1,980,000 | 1,307 |
| Additional noninterest expense | $2,454,000 | 2,138 |
| Pre-tax net operating income | $7,500,000 | 1,299 |
| Securities gains (losses) | $265,000 | 338 |
| Applicable income taxes | $2,895,000 | 970 |
| Income before extraordinary items | $4,870,000 | 1,491 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,870,000 | 1,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $145,000 | 2,632 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $4,700,400 | 1,524 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $23,162,000 | 1,277 |
| Total interest expense | $10,249,000 | 1,201 |
| Net interest income | $12,913,000 | 1,341 |
| Provision for loan and lease losses | $363,000 | 1,842 |
| Total noninterest income | $1,265,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $681,000 | 1,897 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $584,000 | 2,620 |
| Total noninterest expense | $8,148,000 | 1,641 |
| Salaries and employee benefits | $4,829,000 | 1,546 |
| Premises and equipment expense | $1,459,000 | 1,340 |
| Additional noninterest expense | $1,860,000 | 2,100 |
| Pre-tax net operating income | $5,667,000 | 1,346 |
| Securities gains (losses) | $49,000 | 560 |
| Applicable income taxes | $2,172,000 | 1,029 |
| Income before extraordinary items | $3,544,000 | 1,567 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $3,544,000 | 1,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 2,158 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $3,512,640 | 1,561 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $15,033,000 | 1,282 |
| Total interest expense | $6,482,000 | 1,199 |
| Net interest income | $8,551,000 | 1,347 |
| Provision for loan and lease losses | $677,000 | 737 |
| Total noninterest income | $763,000 | 2,678 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $466,000 | 1,843 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $297,000 | 3,043 |
| Total noninterest expense | $5,350,000 | 1,671 |
| Salaries and employee benefits | $3,362,000 | 1,474 |
| Premises and equipment expense | $923,000 | 1,406 |
| Additional noninterest expense | $1,065,000 | 2,424 |
| Pre-tax net operating income | $3,287,000 | 1,534 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $1,286,000 | 1,132 |
| Income before extraordinary items | $2,001,000 | 1,833 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,001,000 | 1,834 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,216 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $2,001,000 | 1,815 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $7,178,000 | 1,319 |
| Total interest expense | $3,036,000 | 1,220 |
| Net interest income | $4,142,000 | 1,386 |
| Provision for loan and lease losses | $222,000 | 1,065 |
| Total noninterest income | $375,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $234,000 | 1,791 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $141,000 | 3,087 |
| Total noninterest expense | $2,351,000 | 1,899 |
| Salaries and employee benefits | $1,477,000 | 1,678 |
| Premises and equipment expense | $378,000 | 1,694 |
| Additional noninterest expense | $496,000 | 2,555 |
| Pre-tax net operating income | $1,944,000 | 1,273 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $699,000 | 1,053 |
| Income before extraordinary items | $1,245,000 | 1,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,245,000 | 1,461 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,259 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,245,000 | 1,442 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $23,451,000 | 1,422 |
| Total interest expense | $9,138,000 | 1,239 |
| Net interest income | $14,313,000 | 1,536 |
| Provision for loan and lease losses | $890,000 | 1,165 |
| Total noninterest income | $2,297,000 | 1,996 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $878,000 | 1,952 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,419,000 | 1,739 |
| Total noninterest expense | $8,395,000 | 1,990 |
| Salaries and employee benefits | $5,181,000 | 1,799 |
| Premises and equipment expense | $1,229,000 | 1,953 |
| Additional noninterest expense | $1,985,000 | 2,515 |
| Pre-tax net operating income | $7,325,000 | 1,309 |
| Securities gains (losses) | $80,000 | 776 |
| Applicable income taxes | $2,465,000 | 1,140 |
| Income before extraordinary items | $4,940,000 | 1,428 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,940,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $4,886,400 | 1,426 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $16,684,000 | 1,460 |
| Total interest expense | $6,332,000 | 1,265 |
| Net interest income | $10,352,000 | 1,569 |
| Provision for loan and lease losses | $590,000 | 1,218 |
| Total noninterest income | $1,256,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $635,000 | 2,016 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $621,000 | 2,503 |
| Total noninterest expense | $6,233,000 | 1,989 |
| Salaries and employee benefits | $3,821,000 | 1,816 |
| Premises and equipment expense | $948,000 | 1,901 |
| Additional noninterest expense | $1,464,000 | 2,516 |
| Pre-tax net operating income | $4,785,000 | 1,500 |
| Securities gains (losses) | $80,000 | 736 |
| Applicable income taxes | $1,614,000 | 1,304 |
| Income before extraordinary items | $3,251,000 | 1,617 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,251,000 | 1,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,463 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $3,197,400 | 1,606 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,582,000 | 1,488 |
| Total interest expense | $3,985,000 | 1,260 |
| Net interest income | $6,597,000 | 1,629 |
| Provision for loan and lease losses | $325,000 | 1,417 |
| Total noninterest income | $796,000 | 2,545 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $423,000 | 1,978 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $373,000 | 2,658 |
| Total noninterest expense | $4,041,000 | 2,038 |
| Salaries and employee benefits | $2,439,000 | 1,866 |
| Premises and equipment expense | $635,000 | 1,882 |
| Additional noninterest expense | $967,000 | 2,524 |
| Pre-tax net operating income | $3,027,000 | 1,535 |
| Securities gains (losses) | $46,000 | 810 |
| Applicable income taxes | $1,015,000 | 1,360 |
| Income before extraordinary items | $2,058,000 | 1,662 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,058,000 | 1,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $2,027,180 | 1,661 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $5,111,000 | 1,522 |
| Total interest expense | $1,936,000 | 1,223 |
| Net interest income | $3,175,000 | 1,681 |
| Provision for loan and lease losses | $175,000 | 1,252 |
| Total noninterest income | $409,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $212,000 | 1,908 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $197,000 | 2,498 |
| Total noninterest expense | $2,006,000 | 2,061 |
| Salaries and employee benefits | $1,231,000 | 1,867 |
| Premises and equipment expense | $308,000 | 1,948 |
| Additional noninterest expense | $467,000 | 2,595 |
| Pre-tax net operating income | $1,403,000 | 1,616 |
| Securities gains (losses) | $19,000 | 812 |
| Applicable income taxes | $474,000 | 1,412 |
| Income before extraordinary items | $948,000 | 1,781 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $948,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $935,270 | 1,768 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $16,324,000 | 1,751 |
| Total interest expense | $5,429,000 | 1,515 |
| Net interest income | $10,895,000 | 1,853 |
| Provision for loan and lease losses | $692,000 | 1,468 |
| Total noninterest income | $1,481,000 | 2,718 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $913,000 | 1,918 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $568,000 | 3,074 |
| Total noninterest expense | $7,390,000 | 2,157 |
| Salaries and employee benefits | $4,540,000 | 1,925 |
| Premises and equipment expense | $1,176,000 | 1,954 |
| Additional noninterest expense | $1,674,000 | 2,843 |
| Pre-tax net operating income | $4,294,000 | 1,930 |
| Securities gains (losses) | $22,000 | 2,338 |
| Applicable income taxes | $1,386,000 | 1,705 |
| Income before extraordinary items | $2,930,000 | 2,122 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,930,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 3,375 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,915,040 | 2,083 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $11,636,000 | 1,830 |
| Total interest expense | $3,844,000 | 1,577 |
| Net interest income | $7,792,000 | 1,929 |
| Provision for loan and lease losses | $467,000 | 1,534 |
| Total noninterest income | $1,096,000 | 2,747 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $690,000 | 1,917 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $406,000 | 3,161 |
| Total noninterest expense | $5,242,000 | 2,267 |
| Salaries and employee benefits | $3,203,000 | 2,032 |
| Premises and equipment expense | $840,000 | 2,059 |
| Additional noninterest expense | $1,199,000 | 2,936 |
| Pre-tax net operating income | $3,179,000 | 1,976 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,008,000 | 1,768 |
| Income before extraordinary items | $2,171,000 | 2,159 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,171,000 | 2,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 4,186 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,171,000 | 2,106 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 1,896 |
| Total interest expense | $2,432,000 | 1,634 |
| Net interest income | $4,950,000 | 2,012 |
| Provision for loan and lease losses | $245,000 | 1,866 |
| Total noninterest income | $658,000 | 2,970 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $448,000 | 1,930 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $210,000 | 3,644 |
| Total noninterest expense | $3,320,000 | 2,404 |
| Salaries and employee benefits | $2,022,000 | 2,151 |
| Premises and equipment expense | $545,000 | 2,094 |
| Additional noninterest expense | $753,000 | 3,110 |
| Pre-tax net operating income | $2,043,000 | 2,017 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $644,000 | 1,827 |
| Income before extraordinary items | $1,399,000 | 2,203 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,399,000 | 2,204 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,450 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,399,000 | 2,141 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,488,000 | 2,007 |
| Total interest expense | $1,094,000 | 1,829 |
| Net interest income | $2,394,000 | 2,104 |
| Provision for loan and lease losses | $150,000 | 1,414 |
| Total noninterest income | $306,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $215,000 | 1,949 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $91,000 | 3,909 |
| Total noninterest expense | $1,576,000 | 2,528 |
| Salaries and employee benefits | $976,000 | 2,247 |
| Premises and equipment expense | $247,000 | 2,338 |
| Additional noninterest expense | $353,000 | 3,260 |
| Pre-tax net operating income | $974,000 | 2,050 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $307,000 | 1,893 |
| Income before extraordinary items | $667,000 | 2,273 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $667,000 | 2,274 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $667,000 | 2,189 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,372,000 | 2,333 |
| Total interest expense | $4,336,000 | 2,053 |
| Net interest income | $8,036,000 | 2,424 |
| Provision for loan and lease losses | $735,000 | 1,566 |
| Total noninterest income | $1,612,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $869,000 | 1,975 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $743,000 | 2,853 |
| Total noninterest expense | $5,986,000 | 2,609 |
| Salaries and employee benefits | $3,800,000 | 2,243 |
| Premises and equipment expense | $902,000 | 2,478 |
| Additional noninterest expense | $1,284,000 | 3,530 |
| Pre-tax net operating income | $2,927,000 | 2,559 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,054,000 | 2,105 |
| Income before extraordinary items | $1,873,000 | 3,019 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,873,000 | 3,018 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,397 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,873,000 | 2,895 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 2,436 |
| Total interest expense | $3,189,000 | 2,176 |
| Net interest income | $5,746,000 | 2,532 |
| Provision for loan and lease losses | $605,000 | 1,395 |
| Total noninterest income | $1,330,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $659,000 | 1,965 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $671,000 | 2,638 |
| Total noninterest expense | $4,436,000 | 2,641 |
| Salaries and employee benefits | $2,810,000 | 2,260 |
| Premises and equipment expense | $661,000 | 2,546 |
| Additional noninterest expense | $965,000 | 3,496 |
| Pre-tax net operating income | $2,035,000 | 2,813 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $734,000 | 2,326 |
| Income before extraordinary items | $1,301,000 | 3,281 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,301,000 | 3,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,966 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,301,000 | 3,131 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,702,000 | 2,553 |
| Total interest expense | $2,089,000 | 2,264 |
| Net interest income | $3,613,000 | 2,697 |
| Provision for loan and lease losses | $425,000 | 1,319 |
| Total noninterest income | $871,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $431,000 | 1,957 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $440,000 | 2,644 |
| Total noninterest expense | $2,794,000 | 2,772 |
| Salaries and employee benefits | $1,829,000 | 2,310 |
| Premises and equipment expense | $409,000 | 2,712 |
| Additional noninterest expense | $556,000 | 3,923 |
| Pre-tax net operating income | $1,265,000 | 2,962 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $455,000 | 2,464 |
| Income before extraordinary items | $810,000 | 3,481 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $810,000 | 3,481 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 5,273 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $810,000 | 3,291 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 2,717 |
| Total interest expense | $1,047,000 | 2,328 |
| Net interest income | $1,638,000 | 2,920 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $444,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $209,000 | 1,950 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $235,000 | 2,452 |
| Total noninterest expense | $1,329,000 | 2,885 |
| Salaries and employee benefits | $864,000 | 2,442 |
| Premises and equipment expense | $198,000 | 2,780 |
| Additional noninterest expense | $267,000 | 4,010 |
| Pre-tax net operating income | $633,000 | 2,964 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $227,000 | 2,479 |
| Income before extraordinary items | $406,000 | 3,417 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $406,000 | 3,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,268 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $406,000 | 3,253 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,373,000 | 3,195 |
| Total interest expense | $3,815,000 | 2,858 |
| Net interest income | $5,558,000 | 3,344 |
| Provision for loan and lease losses | $480,000 | 2,438 |
| Total noninterest income | $1,384,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $618,000 | 2,516 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $766,000 | 2,567 |
| Total noninterest expense | $4,754,000 | 3,058 |
| Salaries and employee benefits | $2,917,000 | 2,696 |
| Premises and equipment expense | $734,000 | 2,876 |
| Additional noninterest expense | $1,103,000 | 3,868 |
| Pre-tax net operating income | $1,708,000 | 3,780 |
| Securities gains (losses) | $199,000 | 1,175 |
| Applicable income taxes | $746,000 | 2,721 |
| Income before extraordinary items | $1,161,000 | 4,172 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,161,000 | 4,173 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,609 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,033,640 | 4,388 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $8,495,000 | 3,816 |
| Total interest expense | $4,249,000 | 3,619 |
| Net interest income | $4,246,000 | 3,938 |
| Provision for loan and lease losses | $321,000 | 3,068 |
| Total noninterest income | $1,137,000 | 3,047 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $412,000 | 3,305 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $725,000 | 2,526 |
| Total noninterest expense | $3,895,000 | 3,507 |
| Salaries and employee benefits | $2,385,000 | 3,075 |
| Premises and equipment expense | $600,000 | 3,349 |
| Additional noninterest expense | $910,000 | 4,373 |
| Pre-tax net operating income | $1,167,000 | 4,489 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $420,000 | 3,637 |
| Income before extraordinary items | $747,000 | 5,057 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $747,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 5,258 |
| Cash dividends | $375,000 | 4,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $747,000 | 4,951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,472,000 | 4,849 |
| Total interest expense | $3,459,000 | 4,420 |
| Net interest income | $3,013,000 | 5,149 |
| Provision for loan and lease losses | $120,000 | 4,828 |
| Total noninterest income | $613,000 | 4,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $239,000 | 4,632 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $374,000 | 3,500 |
| Total noninterest expense | $3,109,000 | 4,113 |
| Salaries and employee benefits | $1,922,000 | 3,593 |
| Premises and equipment expense | $381,000 | 4,658 |
| Additional noninterest expense | $806,000 | 4,714 |
| Pre-tax net operating income | $397,000 | 7,486 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $135,000 | 6,096 |
| Income before extraordinary items | $262,000 | 7,713 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $262,000 | 7,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,338 |
| Cash dividends | $150,000 | 5,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $262,000 | 7,710 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 7,197 |
| Total interest expense | $1,259,000 | 7,497 |
| Net interest income | $1,896,000 | 6,833 |
| Provision for loan and lease losses | $510,000 | 1,735 |
| Total noninterest income | $226,000 | 7,186 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 6,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,094 |
| Total noninterest expense | $2,012,000 | 5,660 |
| Salaries and employee benefits | $1,271,000 | 4,951 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $578,000 | 5,961 |
| Pre-tax net operating income | $-400,000 | 9,778 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-137,000 | 9,965 |
| Income before extraordinary items | $-263,000 | 9,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-263,000 | 9,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-263,000 | 9,713 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 10,224 |
| Total interest expense | $86,000 | 10,310 |
| Net interest income | $408,000 | 10,070 |
| Provision for loan and lease losses | $325,000 | 2,434 |
| Total noninterest income | $20,000 | 10,209 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,901 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,000 | 9,880 |
| Total noninterest expense | $786,000 | 8,819 |
| Salaries and employee benefits | $327,000 | 9,451 |
| Premises and equipment expense | $54,000 | 9,724 |
| Additional noninterest expense | $405,000 | 7,178 |
| Pre-tax net operating income | $-683,000 | 10,263 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-232,000 | 10,329 |
| Income before extraordinary items | $-451,000 | 10,205 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-451,000 | 10,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $10,520,000 | 87 |
| Net operating income | $-451,000 | 10,176 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.