Home > SouthBank, a Federal Savings Bank > Income and Expense
SouthBank, a Federal Savings Bank, Income and Expense
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $580,000 | 5,178 |
| Total interest expense | $103,000 | 4,047 |
| Net interest income | $477,000 | 5,303 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $77,000 | 4,694 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $14,000 | 5,188 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $63,000 | 4,150 |
| Total noninterest expense | $1,348,000 | 3,081 |
| Salaries and employee benefits | $577,000 | 3,606 |
| Premises and equipment expense | $116,000 | 3,577 |
| Additional noninterest expense | $655,000 | 2,219 |
| Pre-tax net operating income | $-794,000 | 6,081 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $8,000 | 3,829 |
| Income before extraordinary items | $-801,000 | 6,079 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $-801,000 | 6,079 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $-801,000 | 6,079 |
| Net charge-offs | $-70,000 | 5,815 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $-802,000 | 6,077 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,154,000 | 4,773 |
| Total interest expense | $610,000 | 3,362 |
| Net interest income | $2,544,000 | 4,907 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,813,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $112,000 | 4,551 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,701,000 | 1,713 |
| Total noninterest expense | $6,580,000 | 2,675 |
| Salaries and employee benefits | $2,678,000 | 3,258 |
| Premises and equipment expense | $626,000 | 3,023 |
| Additional noninterest expense | $3,276,000 | 1,837 |
| Pre-tax net operating income | $-2,223,000 | 6,139 |
| Securities gains (losses) | $-18,000 | 5,932 |
| Applicable income taxes | $34,000 | 3,763 |
| Income before extraordinary items | $-2,275,000 | 6,140 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,275,000 | 6,140 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,275,000 | 6,140 |
| Net charge-offs | $-838,000 | 6,075 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $-2,257,000 | 6,133 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,521,000 | 4,698 |
| Total interest expense | $478,000 | 3,285 |
| Net interest income | $2,043,000 | 4,857 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $193,000 | 5,017 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $91,000 | 4,494 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $102,000 | 4,875 |
| Total noninterest expense | $4,862,000 | 2,711 |
| Salaries and employee benefits | $2,078,000 | 3,216 |
| Premises and equipment expense | $463,000 | 3,093 |
| Additional noninterest expense | $2,321,000 | 1,930 |
| Pre-tax net operating income | $-2,626,000 | 6,244 |
| Securities gains (losses) | $-18,000 | 6,056 |
| Applicable income taxes | $27,000 | 3,866 |
| Income before extraordinary items | $-2,671,000 | 6,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,671,000 | 6,241 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-2,671,000 | 6,241 |
| Net charge-offs | $-843,000 | 6,176 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-2,653,000 | 6,238 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,799,000 | 4,600 |
| Total interest expense | $327,000 | 3,273 |
| Net interest income | $1,472,000 | 4,750 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $166,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $59,000 | 4,529 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $107,000 | 4,442 |
| Total noninterest expense | $3,348,000 | 2,678 |
| Salaries and employee benefits | $1,521,000 | 3,057 |
| Premises and equipment expense | $303,000 | 3,144 |
| Additional noninterest expense | $1,524,000 | 1,971 |
| Pre-tax net operating income | $-1,710,000 | 6,312 |
| Securities gains (losses) | $-21,000 | 6,186 |
| Applicable income taxes | $17,000 | 3,906 |
| Income before extraordinary items | $-1,748,000 | 6,316 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,748,000 | 6,316 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-1,748,000 | 6,316 |
| Net charge-offs | $-831,000 | 6,287 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-1,727,000 | 6,313 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $932,000 | 4,555 |
| Total interest expense | $169,000 | 3,229 |
| Net interest income | $763,000 | 4,716 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $90,000 | 4,664 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $30,000 | 4,503 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $60,000 | 4,313 |
| Total noninterest expense | $1,638,000 | 2,726 |
| Salaries and employee benefits | $776,000 | 3,031 |
| Premises and equipment expense | $158,000 | 3,085 |
| Additional noninterest expense | $704,000 | 2,094 |
| Pre-tax net operating income | $-785,000 | 6,383 |
| Securities gains (losses) | $-21,000 | 6,301 |
| Applicable income taxes | $8,000 | 3,914 |
| Income before extraordinary items | $-814,000 | 6,381 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-814,000 | 6,382 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-814,000 | 6,382 |
| Net charge-offs | $-805,000 | 6,380 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-793,000 | 6,377 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,892,000 | 4,004 |
| Total interest expense | $971,000 | 2,626 |
| Net interest income | $3,921,000 | 4,237 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $3,041,000 | 1,555 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $307,000 | 3,167 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $2,734,000 | 1,164 |
| Total noninterest expense | $7,968,000 | 2,324 |
| Salaries and employee benefits | $3,836,000 | 2,585 |
| Premises and equipment expense | $801,000 | 2,660 |
| Additional noninterest expense | $3,331,000 | 1,852 |
| Pre-tax net operating income | $-1,006,000 | 6,360 |
| Securities gains (losses) | $-458,000 | 6,446 |
| Applicable income taxes | $24,000 | 3,962 |
| Income before extraordinary items | $-1,488,000 | 6,404 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-1,488,000 | 6,404 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,488,000 | 6,404 |
| Net charge-offs | $-402,000 | 6,363 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,030,000 | 6,370 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 3,915 |
| Total interest expense | $776,000 | 2,560 |
| Net interest income | $3,114,000 | 4,131 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $864,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $267,000 | 2,950 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $597,000 | 2,652 |
| Total noninterest expense | $6,138,000 | 2,291 |
| Salaries and employee benefits | $3,011,000 | 2,484 |
| Premises and equipment expense | $623,000 | 2,617 |
| Additional noninterest expense | $2,504,000 | 1,844 |
| Pre-tax net operating income | $-2,160,000 | 6,537 |
| Securities gains (losses) | $49,000 | 1,463 |
| Applicable income taxes | $15,000 | 4,081 |
| Income before extraordinary items | $-2,126,000 | 6,529 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,126,000 | 6,528 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-2,126,000 | 6,528 |
| Net charge-offs | $-16,000 | 5,733 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-2,175,000 | 6,534 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,709,000 | 3,797 |
| Total interest expense | $527,000 | 2,546 |
| Net interest income | $2,182,000 | 4,027 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $650,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $175,000 | 2,951 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $475,000 | 2,370 |
| Total noninterest expense | $4,189,000 | 2,248 |
| Salaries and employee benefits | $2,070,000 | 2,422 |
| Premises and equipment expense | $415,000 | 2,635 |
| Additional noninterest expense | $1,704,000 | 1,803 |
| Pre-tax net operating income | $-1,357,000 | 6,600 |
| Securities gains (losses) | $1,000 | 2,460 |
| Applicable income taxes | $7,000 | 4,195 |
| Income before extraordinary items | $-1,363,000 | 6,602 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,363,000 | 6,602 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-1,363,000 | 6,602 |
| Net charge-offs | $9,000 | 3,772 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-1,364,000 | 6,600 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,394,000 | 3,740 |
| Total interest expense | $271,000 | 2,528 |
| Net interest income | $1,123,000 | 3,965 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $234,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $85,000 | 2,982 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $149,000 | 2,975 |
| Total noninterest expense | $2,148,000 | 2,198 |
| Salaries and employee benefits | $1,099,000 | 2,308 |
| Premises and equipment expense | $211,000 | 2,662 |
| Additional noninterest expense | $838,000 | 1,815 |
| Pre-tax net operating income | $-791,000 | 6,672 |
| Securities gains (losses) | $1,000 | 1,605 |
| Applicable income taxes | $-1,000 | 6,366 |
| Income before extraordinary items | $-789,000 | 6,673 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-789,000 | 6,673 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-789,000 | 6,673 |
| Net charge-offs | $-37,000 | 6,219 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-790,000 | 6,673 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,067,000 | 3,589 |
| Total interest expense | $1,243,000 | 2,504 |
| Net interest income | $4,824,000 | 3,780 |
| Provision for loan and lease losses | $615,000 | 1,606 |
| Total noninterest income | $-817,000 | 6,790 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $449,000 | 2,585 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-1,266,000 | 6,788 |
| Total noninterest expense | $8,777,000 | 2,153 |
| Salaries and employee benefits | $4,595,000 | 2,215 |
| Premises and equipment expense | $933,000 | 2,388 |
| Additional noninterest expense | $3,249,000 | 1,943 |
| Pre-tax net operating income | $-5,385,000 | 6,759 |
| Securities gains (losses) | $244,000 | 792 |
| Applicable income taxes | $-5,000 | 6,267 |
| Income before extraordinary items | $-5,136,000 | 6,754 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,136,000 | 6,754 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-5,136,000 | 6,754 |
| Net charge-offs | $815,000 | 1,466 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-5,380,000 | 6,756 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,556,000 | 3,622 |
| Total interest expense | $954,000 | 2,528 |
| Net interest income | $3,602,000 | 3,818 |
| Provision for loan and lease losses | $475,000 | 1,569 |
| Total noninterest income | $-885,000 | 6,872 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $349,000 | 2,551 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-1,234,000 | 6,873 |
| Total noninterest expense | $6,578,000 | 2,143 |
| Salaries and employee benefits | $3,453,000 | 2,213 |
| Premises and equipment expense | $723,000 | 2,341 |
| Additional noninterest expense | $2,402,000 | 1,952 |
| Pre-tax net operating income | $-4,336,000 | 6,849 |
| Securities gains (losses) | $238,000 | 750 |
| Applicable income taxes | $-3,000 | 6,492 |
| Income before extraordinary items | $-4,095,000 | 6,845 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-4,095,000 | 6,846 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-4,095,000 | 6,846 |
| Net charge-offs | $392,000 | 1,842 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,333,000 | 6,843 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 3,687 |
| Total interest expense | $651,000 | 2,542 |
| Net interest income | $2,315,000 | 3,909 |
| Provision for loan and lease losses | $475,000 | 1,212 |
| Total noninterest income | $-2,891,000 | 6,936 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $237,000 | 2,466 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-3,128,000 | 6,942 |
| Total noninterest expense | $4,484,000 | 2,101 |
| Salaries and employee benefits | $2,336,000 | 2,180 |
| Premises and equipment expense | $495,000 | 2,308 |
| Additional noninterest expense | $1,653,000 | 1,898 |
| Pre-tax net operating income | $-5,535,000 | 6,920 |
| Securities gains (losses) | $112,000 | 1,044 |
| Applicable income taxes | $-3,000 | 6,554 |
| Income before extraordinary items | $-5,420,000 | 6,919 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-5,420,000 | 6,919 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-5,420,000 | 6,919 |
| Net charge-offs | $575,000 | 1,136 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-5,532,000 | 6,917 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,452,000 | 3,776 |
| Total interest expense | $321,000 | 2,640 |
| Net interest income | $1,131,000 | 3,985 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $243,000 | 3,334 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $121,000 | 2,415 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $122,000 | 3,473 |
| Total noninterest expense | $2,323,000 | 2,064 |
| Salaries and employee benefits | $1,203,000 | 2,144 |
| Premises and equipment expense | $248,000 | 2,329 |
| Additional noninterest expense | $872,000 | 1,816 |
| Pre-tax net operating income | $-949,000 | 6,931 |
| Securities gains (losses) | $53,000 | 893 |
| Applicable income taxes | $-1,000 | 6,670 |
| Income before extraordinary items | $-895,000 | 6,938 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-895,000 | 6,939 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-895,000 | 6,939 |
| Net charge-offs | $-77,000 | 6,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-948,000 | 6,930 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,745,000 | 3,530 |
| Total interest expense | $1,355,000 | 2,930 |
| Net interest income | $5,390,000 | 3,620 |
| Provision for loan and lease losses | $-303,000 | 6,961 |
| Total noninterest income | $1,256,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $476,000 | 2,592 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $780,000 | 2,721 |
| Total noninterest expense | $9,777,000 | 1,961 |
| Salaries and employee benefits | $5,032,000 | 1,999 |
| Premises and equipment expense | $1,047,000 | 2,191 |
| Additional noninterest expense | $3,698,000 | 1,786 |
| Pre-tax net operating income | $-2,828,000 | 6,866 |
| Securities gains (losses) | $435,000 | 1,051 |
| Applicable income taxes | $14,000 | 4,312 |
| Income before extraordinary items | $-2,407,000 | 6,862 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,407,000 | 6,860 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-2,407,000 | 6,861 |
| Net charge-offs | $121,000 | 4,258 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,842,000 | 6,870 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,163,000 | 3,544 |
| Total interest expense | $1,029,000 | 3,004 |
| Net interest income | $4,134,000 | 3,636 |
| Provision for loan and lease losses | $-36,000 | 6,973 |
| Total noninterest income | $870,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $349,000 | 2,655 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $521,000 | 2,888 |
| Total noninterest expense | $7,274,000 | 1,961 |
| Salaries and employee benefits | $3,778,000 | 2,003 |
| Premises and equipment expense | $793,000 | 2,196 |
| Additional noninterest expense | $2,703,000 | 1,835 |
| Pre-tax net operating income | $-2,234,000 | 6,990 |
| Securities gains (losses) | $304,000 | 1,108 |
| Applicable income taxes | $32,000 | 3,997 |
| Income before extraordinary items | $-1,962,000 | 6,992 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-1,962,000 | 6,989 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-1,962,000 | 6,991 |
| Net charge-offs | $197,000 | 3,325 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-2,266,000 | 6,997 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,422,000 | 3,584 |
| Total interest expense | $692,000 | 3,083 |
| Net interest income | $2,730,000 | 3,670 |
| Provision for loan and lease losses | $-22,000 | 7,046 |
| Total noninterest income | $484,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $229,000 | 2,680 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $255,000 | 3,303 |
| Total noninterest expense | $4,842,000 | 1,978 |
| Salaries and employee benefits | $2,523,000 | 1,992 |
| Premises and equipment expense | $521,000 | 2,210 |
| Additional noninterest expense | $1,798,000 | 1,852 |
| Pre-tax net operating income | $-1,606,000 | 7,054 |
| Securities gains (losses) | $182,000 | 1,173 |
| Applicable income taxes | $33,000 | 3,777 |
| Income before extraordinary items | $-1,457,000 | 7,060 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-1,457,000 | 7,059 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-1,457,000 | 7,060 |
| Net charge-offs | $95,000 | 3,471 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-1,639,000 | 7,064 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,724,000 | 3,604 |
| Total interest expense | $352,000 | 3,134 |
| Net interest income | $1,372,000 | 3,675 |
| Provision for loan and lease losses | $-13,000 | 7,122 |
| Total noninterest income | $426,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $112,000 | 2,689 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $314,000 | 2,043 |
| Total noninterest expense | $2,486,000 | 1,932 |
| Salaries and employee benefits | $1,287,000 | 1,954 |
| Premises and equipment expense | $260,000 | 2,223 |
| Additional noninterest expense | $939,000 | 1,771 |
| Pre-tax net operating income | $-675,000 | 7,100 |
| Securities gains (losses) | $-70,000 | 7,188 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $-762,000 | 7,140 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-762,000 | 7,139 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-762,000 | 7,140 |
| Net charge-offs | $49,000 | 3,033 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-692,000 | 7,112 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 3,005 |
| Total interest expense | $2,010,000 | 2,773 |
| Net interest income | $7,118,000 | 3,037 |
| Provision for loan and lease losses | $-130,000 | 7,270 |
| Total noninterest income | $509,000 | 4,367 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $538,000 | 2,427 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-29,000 | 6,780 |
| Total noninterest expense | $9,809,000 | 1,943 |
| Salaries and employee benefits | $5,306,000 | 1,838 |
| Premises and equipment expense | $1,588,000 | 1,561 |
| Additional noninterest expense | $2,915,000 | 2,263 |
| Pre-tax net operating income | $-2,052,000 | 6,792 |
| Securities gains (losses) | $883,000 | 495 |
| Applicable income taxes | $-41,000 | 6,713 |
| Income before extraordinary items | $-1,128,000 | 6,682 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,128,000 | 6,683 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-1,128,000 | 6,682 |
| Net charge-offs | $1,118,000 | 2,227 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-1,975,680 | 6,807 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,095,000 | 2,940 |
| Total interest expense | $1,620,000 | 2,703 |
| Net interest income | $5,475,000 | 2,969 |
| Provision for loan and lease losses | $-266,000 | 7,379 |
| Total noninterest income | $6,000 | 7,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $412,000 | 2,402 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-406,000 | 7,209 |
| Total noninterest expense | $7,349,000 | 1,955 |
| Salaries and employee benefits | $3,995,000 | 1,833 |
| Premises and equipment expense | $1,189,000 | 1,576 |
| Additional noninterest expense | $2,165,000 | 2,286 |
| Pre-tax net operating income | $-1,602,000 | 6,940 |
| Securities gains (losses) | $934,000 | 378 |
| Applicable income taxes | $28,000 | 3,907 |
| Income before extraordinary items | $-696,000 | 6,766 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-696,000 | 6,766 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-696,000 | 6,766 |
| Net charge-offs | $623,000 | 2,424 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-1,630,000 | 6,982 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,959,000 | 2,827 |
| Total interest expense | $1,192,000 | 2,586 |
| Net interest income | $3,767,000 | 2,890 |
| Provision for loan and lease losses | $359,000 | 2,746 |
| Total noninterest income | $502,000 | 3,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 2,451 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $239,000 | 3,218 |
| Total noninterest expense | $4,997,000 | 1,931 |
| Salaries and employee benefits | $2,695,000 | 1,819 |
| Premises and equipment expense | $775,000 | 1,635 |
| Additional noninterest expense | $1,527,000 | 2,211 |
| Pre-tax net operating income | $-1,087,000 | 7,006 |
| Securities gains (losses) | $187,000 | 766 |
| Applicable income taxes | $19,000 | 3,849 |
| Income before extraordinary items | $-919,000 | 7,003 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-919,000 | 7,002 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-919,000 | 7,003 |
| Net charge-offs | $468,000 | 2,219 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-1,106,000 | 7,044 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,585,000 | 2,749 |
| Total interest expense | $679,000 | 2,375 |
| Net interest income | $1,906,000 | 2,837 |
| Provision for loan and lease losses | $-11,000 | 7,456 |
| Total noninterest income | $187,000 | 3,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $127,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $60,000 | 4,383 |
| Total noninterest expense | $2,482,000 | 1,952 |
| Salaries and employee benefits | $1,369,000 | 1,806 |
| Premises and equipment expense | $385,000 | 1,672 |
| Additional noninterest expense | $728,000 | 2,283 |
| Pre-tax net operating income | $-378,000 | 7,015 |
| Securities gains (losses) | $9,000 | 1,340 |
| Applicable income taxes | $9,000 | 3,835 |
| Income before extraordinary items | $-378,000 | 7,057 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-378,000 | 7,058 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-378,000 | 7,058 |
| Net charge-offs | $60,000 | 3,202 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-387,000 | 7,050 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,128,000 | 2,701 |
| Total interest expense | $3,615,000 | 2,191 |
| Net interest income | $7,513,000 | 2,893 |
| Provision for loan and lease losses | $799,000 | 3,410 |
| Total noninterest income | $836,000 | 3,564 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $836,000 | 2,431 |
| Total noninterest expense | $10,987,000 | 1,793 |
| Salaries and employee benefits | $6,248,000 | 1,566 |
| Premises and equipment expense | $1,598,000 | 1,599 |
| Additional noninterest expense | $3,141,000 | 2,204 |
| Pre-tax net operating income | $-3,437,000 | 6,974 |
| Securities gains (losses) | $-735,000 | 7,476 |
| Applicable income taxes | $97,000 | 3,258 |
| Income before extraordinary items | $-4,269,000 | 7,125 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-4,269,000 | 7,125 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-4,269,000 | 7,125 |
| Net charge-offs | $941,000 | 2,771 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-3,534,000 | 7,038 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $8,655,000 | 2,658 |
| Total interest expense | $2,764,000 | 2,245 |
| Net interest income | $5,891,000 | 2,804 |
| Provision for loan and lease losses | $1,641,000 | 1,873 |
| Total noninterest income | $762,000 | 3,239 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $762,000 | 2,134 |
| Total noninterest expense | $8,043,000 | 1,821 |
| Salaries and employee benefits | $4,765,000 | 1,549 |
| Premises and equipment expense | $1,201,000 | 1,620 |
| Additional noninterest expense | $2,077,000 | 2,403 |
| Pre-tax net operating income | $-3,031,000 | 7,201 |
| Securities gains (losses) | $-735,000 | 7,625 |
| Applicable income taxes | $44,000 | 3,639 |
| Income before extraordinary items | $-3,810,000 | 7,345 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-3,810,000 | 7,344 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-3,810,000 | 7,345 |
| Net charge-offs | $1,661,000 | 1,685 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-3,075,000 | 7,262 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,796,000 | 2,676 |
| Total interest expense | $1,871,000 | 2,288 |
| Net interest income | $3,925,000 | 2,796 |
| Provision for loan and lease losses | $715,000 | 2,346 |
| Total noninterest income | $-470,000 | 7,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-470,000 | 7,705 |
| Total noninterest expense | $5,345,000 | 1,839 |
| Salaries and employee benefits | $3,161,000 | 1,569 |
| Premises and equipment expense | $789,000 | 1,670 |
| Additional noninterest expense | $1,395,000 | 2,393 |
| Pre-tax net operating income | $-2,605,000 | 7,366 |
| Securities gains (losses) | $-380,000 | 7,659 |
| Applicable income taxes | $36,000 | 3,489 |
| Income before extraordinary items | $-3,021,000 | 7,449 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,021,000 | 7,449 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,021,000 | 7,449 |
| Net charge-offs | $727,000 | 2,039 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,641,000 | 7,400 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,951,000 | 2,688 |
| Total interest expense | $954,000 | 2,351 |
| Net interest income | $1,997,000 | 2,787 |
| Provision for loan and lease losses | $-195,000 | 7,900 |
| Total noninterest income | $397,000 | 2,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $397,000 | 1,516 |
| Total noninterest expense | $2,656,000 | 1,874 |
| Salaries and employee benefits | $1,597,000 | 1,559 |
| Premises and equipment expense | $387,000 | 1,747 |
| Additional noninterest expense | $672,000 | 2,459 |
| Pre-tax net operating income | $-67,000 | 6,563 |
| Securities gains (losses) | $-405,000 | 7,819 |
| Applicable income taxes | $28,000 | 3,224 |
| Income before extraordinary items | $-500,000 | 7,259 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-500,000 | 7,260 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-500,000 | 7,260 |
| Net charge-offs | $-181,000 | 7,889 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-95,000 | 6,680 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,951,000 | 2,769 |
| Total interest expense | $4,567,000 | 2,452 |
| Net interest income | $7,384,000 | 2,925 |
| Provision for loan and lease losses | $1,882,000 | 2,563 |
| Total noninterest income | $2,128,000 | 2,028 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,128,000 | 1,315 |
| Total noninterest expense | $11,580,000 | 1,765 |
| Salaries and employee benefits | $6,496,000 | 1,536 |
| Premises and equipment expense | $1,720,000 | 1,565 |
| Additional noninterest expense | $3,364,000 | 2,129 |
| Pre-tax net operating income | $-3,950,000 | 7,053 |
| Securities gains (losses) | $-669,000 | 7,635 |
| Applicable income taxes | $7,000 | 3,960 |
| Income before extraordinary items | $-4,626,000 | 7,223 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-4,626,000 | 7,222 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-4,626,000 | 7,222 |
| Net charge-offs | $1,156,000 | 2,699 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,957,000 | 7,150 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,281,000 | 2,704 |
| Total interest expense | $3,622,000 | 2,435 |
| Net interest income | $5,659,000 | 2,872 |
| Provision for loan and lease losses | $1,973,000 | 1,924 |
| Total noninterest income | $1,014,000 | 2,790 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,014,000 | 1,809 |
| Total noninterest expense | $8,679,000 | 1,745 |
| Salaries and employee benefits | $4,836,000 | 1,556 |
| Premises and equipment expense | $1,324,000 | 1,549 |
| Additional noninterest expense | $2,519,000 | 2,096 |
| Pre-tax net operating income | $-3,979,000 | 7,411 |
| Securities gains (losses) | $-465,000 | 7,738 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-4,444,000 | 7,532 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,444,000 | 7,532 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,444,000 | 7,532 |
| Net charge-offs | $1,021,000 | 2,180 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-3,979,000 | 7,493 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,359,000 | 2,671 |
| Total interest expense | $2,571,000 | 2,386 |
| Net interest income | $3,788,000 | 2,860 |
| Provision for loan and lease losses | $1,853,000 | 1,463 |
| Total noninterest income | $540,000 | 3,228 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $540,000 | 2,114 |
| Total noninterest expense | $5,444,000 | 1,892 |
| Salaries and employee benefits | $3,243,000 | 1,581 |
| Premises and equipment expense | $873,000 | 1,593 |
| Additional noninterest expense | $1,328,000 | 2,596 |
| Pre-tax net operating income | $-2,969,000 | 7,563 |
| Securities gains (losses) | $-118,000 | 7,711 |
| Applicable income taxes | $-8,000 | 6,787 |
| Income before extraordinary items | $-3,079,000 | 7,640 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,079,000 | 7,639 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-3,079,000 | 7,639 |
| Net charge-offs | $620,000 | 2,100 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,961,000 | 7,644 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,159,000 | 2,718 |
| Total interest expense | $1,363,000 | 2,340 |
| Net interest income | $1,796,000 | 2,980 |
| Provision for loan and lease losses | $265,000 | 2,494 |
| Total noninterest income | $315,000 | 2,931 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $315,000 | 1,887 |
| Total noninterest expense | $2,643,000 | 1,881 |
| Salaries and employee benefits | $1,603,000 | 1,613 |
| Premises and equipment expense | $437,000 | 1,623 |
| Additional noninterest expense | $603,000 | 2,552 |
| Pre-tax net operating income | $-797,000 | 7,540 |
| Securities gains (losses) | $-26,000 | 7,889 |
| Applicable income taxes | $6,000 | 4,227 |
| Income before extraordinary items | $-829,000 | 7,643 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-829,000 | 7,643 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-829,000 | 7,644 |
| Net charge-offs | $307,000 | 1,750 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-803,000 | 7,626 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,712,000 | 2,369 |
| Total interest expense | $7,388,000 | 2,106 |
| Net interest income | $8,324,000 | 2,611 |
| Provision for loan and lease losses | $1,743,000 | 1,976 |
| Total noninterest income | $2,108,000 | 2,058 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $2,108,000 | 1,255 |
| Total noninterest expense | $12,203,000 | 1,606 |
| Salaries and employee benefits | $6,264,000 | 1,636 |
| Premises and equipment expense | $1,832,000 | 1,512 |
| Additional noninterest expense | $4,107,000 | 1,502 |
| Pre-tax net operating income | $-3,514,000 | 7,679 |
| Securities gains (losses) | $555,000 | 345 |
| Applicable income taxes | $179,000 | 2,913 |
| Income before extraordinary items | $-3,138,000 | 7,633 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,138,000 | 7,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,738,000 | 1,408 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-3,693,000 | 7,771 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,189,000 | 2,352 |
| Total interest expense | $5,946,000 | 2,066 |
| Net interest income | $6,243,000 | 2,631 |
| Provision for loan and lease losses | $191,000 | 4,284 |
| Total noninterest income | $1,700,000 | 2,012 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,700,000 | 1,248 |
| Total noninterest expense | $9,330,000 | 1,560 |
| Salaries and employee benefits | $4,738,000 | 1,643 |
| Premises and equipment expense | $1,398,000 | 1,494 |
| Additional noninterest expense | $3,194,000 | 1,409 |
| Pre-tax net operating income | $-1,578,000 | 7,758 |
| Securities gains (losses) | $438,000 | 350 |
| Applicable income taxes | $57,000 | 4,024 |
| Income before extraordinary items | $-1,197,000 | 7,601 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,197,000 | 7,599 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $255,000 | 2,743 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-1,635,000 | 7,845 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,397,000 | 2,328 |
| Total interest expense | $4,277,000 | 2,017 |
| Net interest income | $4,120,000 | 2,639 |
| Provision for loan and lease losses | $191,000 | 3,233 |
| Total noninterest income | $1,237,000 | 1,895 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $1,237,000 | 1,218 |
| Total noninterest expense | $6,229,000 | 1,554 |
| Salaries and employee benefits | $3,221,000 | 1,633 |
| Premises and equipment expense | $950,000 | 1,468 |
| Additional noninterest expense | $2,058,000 | 1,423 |
| Pre-tax net operating income | $-1,063,000 | 7,949 |
| Securities gains (losses) | $337,000 | 417 |
| Applicable income taxes | $14,000 | 4,858 |
| Income before extraordinary items | $-740,000 | 7,861 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-740,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 1,973 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-1,077,000 | 8,008 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,456,000 | 2,260 |
| Total interest expense | $2,389,000 | 1,942 |
| Net interest income | $2,067,000 | 2,641 |
| Provision for loan and lease losses | $99,000 | 2,759 |
| Total noninterest income | $593,000 | 1,972 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $593,000 | 1,238 |
| Total noninterest expense | $3,004,000 | 1,620 |
| Salaries and employee benefits | $1,628,000 | 1,623 |
| Premises and equipment expense | $479,000 | 1,451 |
| Additional noninterest expense | $897,000 | 1,597 |
| Pre-tax net operating income | $-443,000 | 8,047 |
| Securities gains (losses) | $194,000 | 450 |
| Applicable income taxes | $15,000 | 4,552 |
| Income before extraordinary items | $-264,000 | 7,935 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-264,000 | 7,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,814 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-458,000 | 8,108 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $20,927,000 | 2,010 |
| Total interest expense | $11,405,000 | 1,757 |
| Net interest income | $9,522,000 | 2,334 |
| Provision for loan and lease losses | $989,000 | 1,437 |
| Total noninterest income | $16,129,000 | 440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $16,129,000 | 297 |
| Total noninterest expense | $24,953,000 | 748 |
| Salaries and employee benefits | $11,111,000 | 892 |
| Premises and equipment expense | $3,538,000 | 756 |
| Additional noninterest expense | $10,304,000 | 565 |
| Pre-tax net operating income | $-291,000 | 7,704 |
| Securities gains (losses) | $3,617,000 | 74 |
| Applicable income taxes | $23,000 | 5,355 |
| Income before extraordinary items | $3,303,000 | 1,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,303,000 | 1,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $677,000 | 1,365 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-277,830 | 7,745 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $15,919,000 | 1,989 |
| Total interest expense | $8,655,000 | 1,728 |
| Net interest income | $7,264,000 | 2,318 |
| Provision for loan and lease losses | $422,000 | 1,789 |
| Total noninterest income | $9,601,000 | 521 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $9,601,000 | 354 |
| Total noninterest expense | $20,372,000 | 680 |
| Salaries and employee benefits | $9,209,000 | 799 |
| Premises and equipment expense | $2,541,000 | 784 |
| Additional noninterest expense | $8,622,000 | 507 |
| Pre-tax net operating income | $-3,929,000 | 8,508 |
| Securities gains (losses) | $3,453,000 | 68 |
| Applicable income taxes | $9,000 | 5,755 |
| Income before extraordinary items | $-485,000 | 8,132 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-485,000 | 8,128 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $342,000 | 1,396 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-3,938,000 | 8,512 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,660,000 | 1,993 |
| Total interest expense | $5,755,000 | 1,743 |
| Net interest income | $4,905,000 | 2,317 |
| Provision for loan and lease losses | $362,000 | 1,327 |
| Total noninterest income | $5,821,000 | 569 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $5,821,000 | 394 |
| Total noninterest expense | $14,480,000 | 647 |
| Salaries and employee benefits | $6,592,000 | 758 |
| Premises and equipment expense | $1,783,000 | 768 |
| Additional noninterest expense | $6,105,000 | 493 |
| Pre-tax net operating income | $-4,116,000 | 8,591 |
| Securities gains (losses) | $2,834,000 | 66 |
| Applicable income taxes | $26,000 | 5,192 |
| Income before extraordinary items | $-1,308,000 | 8,528 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-1,308,000 | 8,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $276,000 | 1,084 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-4,142,000 | 8,587 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,428,000 | 1,966 |
| Total interest expense | $2,903,000 | 1,711 |
| Net interest income | $2,525,000 | 2,278 |
| Provision for loan and lease losses | $126,000 | 1,697 |
| Total noninterest income | $3,029,000 | 546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $3,029,000 | 377 |
| Total noninterest expense | $8,573,000 | 557 |
| Salaries and employee benefits | $3,954,000 | 629 |
| Premises and equipment expense | $1,026,000 | 657 |
| Additional noninterest expense | $3,593,000 | 426 |
| Pre-tax net operating income | $-3,145,000 | 8,632 |
| Securities gains (losses) | $1,767,000 | 54 |
| Applicable income taxes | $13,000 | 5,188 |
| Income before extraordinary items | $-1,391,000 | 8,609 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-1,391,000 | 8,607 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 973 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-3,158,000 | 8,630 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $22,574,000 | 1,795 |
| Total interest expense | $11,063,000 | 1,526 |
| Net interest income | $11,511,000 | 2,018 |
| Provision for loan and lease losses | $452,000 | 2,057 |
| Total noninterest income | $18,942,000 | 392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,942,000 | 276 |
| Total noninterest expense | $42,147,000 | 460 |
| Salaries and employee benefits | $17,188,000 | 554 |
| Premises and equipment expense | $4,345,000 | 583 |
| Additional noninterest expense | $20,614,000 | 316 |
| Pre-tax net operating income | $-12,146,000 | 8,677 |
| Securities gains (losses) | $11,499,000 | 40 |
| Applicable income taxes | $71,000 | 5,217 |
| Income before extraordinary items | $-718,000 | 8,377 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-718,000 | 8,378 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $593,000 | 1,033 |
| Cash dividends | $2,250,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-12,217,000 | 8,669 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,988,000 | 1,771 |
| Total interest expense | $8,189,000 | 1,495 |
| Net interest income | $8,799,000 | 1,998 |
| Provision for loan and lease losses | $148,000 | 3,444 |
| Total noninterest income | $14,722,000 | 394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $14,722,000 | 288 |
| Total noninterest expense | $32,652,000 | 458 |
| Salaries and employee benefits | $13,176,000 | 553 |
| Premises and equipment expense | $3,388,000 | 570 |
| Additional noninterest expense | $16,088,000 | 316 |
| Pre-tax net operating income | $-9,279,000 | 8,738 |
| Securities gains (losses) | $9,340,000 | 37 |
| Applicable income taxes | $57,000 | 5,350 |
| Income before extraordinary items | $4,000 | 8,119 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $4,000 | 8,121 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 1,257 |
| Cash dividends | $2,250,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-5,973,600 | 8,725 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $11,222,000 | 1,752 |
| Total interest expense | $5,307,000 | 1,464 |
| Net interest income | $5,915,000 | 1,978 |
| Provision for loan and lease losses | $13,000 | 5,851 |
| Total noninterest income | $10,100,000 | 389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $10,100,000 | 283 |
| Total noninterest expense | $21,924,000 | 458 |
| Salaries and employee benefits | $8,900,000 | 562 |
| Premises and equipment expense | $2,244,000 | 581 |
| Additional noninterest expense | $10,780,000 | 319 |
| Pre-tax net operating income | $-5,922,000 | 8,772 |
| Securities gains (losses) | $6,947,000 | 34 |
| Applicable income taxes | $6,000 | 6,279 |
| Income before extraordinary items | $1,019,000 | 3,165 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,019,000 | 3,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 1,435 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-5,858,530 | 8,763 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,650,000 | 1,681 |
| Total interest expense | $2,604,000 | 1,415 |
| Net interest income | $3,046,000 | 1,900 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $4,964,000 | 389 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $4,964,000 | 286 |
| Total noninterest expense | $11,087,000 | 451 |
| Salaries and employee benefits | $4,751,000 | 522 |
| Premises and equipment expense | $1,098,000 | 586 |
| Additional noninterest expense | $5,238,000 | 318 |
| Pre-tax net operating income | $-3,095,000 | 8,783 |
| Securities gains (losses) | $3,883,000 | 29 |
| Applicable income taxes | $6,000 | 6,016 |
| Income before extraordinary items | $782,000 | 2,248 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $782,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 2,335 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-3,062,170 | 8,775 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $21,407,000 | 1,568 |
| Total interest expense | $9,910,000 | 1,135 |
| Net interest income | $11,497,000 | 1,926 |
| Provision for loan and lease losses | $340,000 | 2,574 |
| Total noninterest income | $22,536,000 | 366 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $22,536,000 | 271 |
| Total noninterest expense | $44,511,000 | 425 |
| Salaries and employee benefits | $21,318,000 | 446 |
| Premises and equipment expense | $4,354,000 | 560 |
| Additional noninterest expense | $18,839,000 | 348 |
| Pre-tax net operating income | $-10,818,000 | 8,827 |
| Securities gains (losses) | $15,804,000 | 38 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $4,986,000 | 1,423 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $4,986,000 | 1,423 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,192 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-10,818,000 | 8,817 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,723,000 | 1,564 |
| Total interest expense | $7,347,000 | 1,085 |
| Net interest income | $8,376,000 | 1,974 |
| Provision for loan and lease losses | $182,000 | 3,112 |
| Total noninterest income | $16,897,000 | 369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $16,897,000 | 281 |
| Total noninterest expense | $33,453,000 | 422 |
| Salaries and employee benefits | $16,111,000 | 438 |
| Premises and equipment expense | $3,306,000 | 552 |
| Additional noninterest expense | $14,036,000 | 346 |
| Pre-tax net operating income | $-8,362,000 | 8,851 |
| Securities gains (losses) | $12,298,000 | 43 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $3,936,000 | 1,369 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,936,000 | 1,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,603 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-8,362,000 | 8,842 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $10,190,000 | 1,568 |
| Total interest expense | $4,799,000 | 1,035 |
| Net interest income | $5,391,000 | 2,018 |
| Provision for loan and lease losses | $94,000 | 3,452 |
| Total noninterest income | $10,828,000 | 373 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $10,828,000 | 279 |
| Total noninterest expense | $21,666,000 | 432 |
| Salaries and employee benefits | $10,567,000 | 442 |
| Premises and equipment expense | $2,204,000 | 543 |
| Additional noninterest expense | $8,895,000 | 362 |
| Pre-tax net operating income | $-5,541,000 | 8,860 |
| Securities gains (losses) | $8,073,000 | 50 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $2,532,000 | 1,377 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,532,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 1,672 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-5,541,000 | 8,851 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,923,000 | 1,596 |
| Total interest expense | $2,314,000 | 1,009 |
| Net interest income | $2,609,000 | 2,066 |
| Provision for loan and lease losses | $94,000 | 2,144 |
| Total noninterest income | $5,090,000 | 380 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $5,090,000 | 286 |
| Total noninterest expense | $10,173,000 | 449 |
| Salaries and employee benefits | $5,114,000 | 448 |
| Premises and equipment expense | $926,000 | 653 |
| Additional noninterest expense | $4,133,000 | 369 |
| Pre-tax net operating income | $-2,568,000 | 8,923 |
| Securities gains (losses) | $3,313,000 | 51 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $745,000 | 2,210 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $745,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,709 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-2,568,000 | 8,912 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $17,855,000 | 1,623 |
| Total interest expense | $9,417,000 | 855 |
| Net interest income | $8,438,000 | 2,420 |
| Provision for loan and lease losses | $1,184,000 | 910 |
| Total noninterest income | $17,207,000 | 428 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $17,207,000 | 303 |
| Total noninterest expense | $38,035,000 | 474 |
| Salaries and employee benefits | $18,213,000 | 497 |
| Premises and equipment expense | $3,774,000 | 617 |
| Additional noninterest expense | $16,048,000 | 377 |
| Pre-tax net operating income | $-13,574,000 | 8,976 |
| Securities gains (losses) | $10,308,000 | 64 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-3,266,000 | 8,949 |
| Extraordinary gains, net | $-2,770,000 | 8,974 |
| Net income | $-6,036,000 | 8,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $896,000 | 854 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-13,574,000 | 8,964 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $13,058,000 | 1,644 |
| Total interest expense | $6,919,000 | 850 |
| Net interest income | $6,139,000 | 2,463 |
| Provision for loan and lease losses | $694,000 | 1,093 |
| Total noninterest income | $12,467,000 | 453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $12,467,000 | 319 |
| Total noninterest expense | $28,114,000 | 468 |
| Salaries and employee benefits | $13,173,000 | 508 |
| Premises and equipment expense | $2,720,000 | 635 |
| Additional noninterest expense | $12,221,000 | 365 |
| Pre-tax net operating income | $-10,202,000 | 9,019 |
| Securities gains (losses) | $7,134,000 | 78 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-3,068,000 | 9,005 |
| Extraordinary gains, net | $-2,415,000 | 9,020 |
| Net income | $-5,483,000 | 9,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $648,000 | 780 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-10,202,000 | 9,009 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $8,735,000 | 1,616 |
| Total interest expense | $4,721,000 | 821 |
| Net interest income | $4,014,000 | 2,482 |
| Provision for loan and lease losses | $182,000 | 2,348 |
| Total noninterest income | $8,381,000 | 440 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $8,381,000 | 317 |
| Total noninterest expense | $17,852,000 | 484 |
| Salaries and employee benefits | $8,570,000 | 523 |
| Premises and equipment expense | $1,751,000 | 660 |
| Additional noninterest expense | $7,531,000 | 391 |
| Pre-tax net operating income | $-5,639,000 | 9,073 |
| Securities gains (losses) | $4,877,000 | 84 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-762,000 | 8,986 |
| Extraordinary gains, net | $-292,000 | 9,070 |
| Net income | $-1,054,000 | 9,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,991 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-5,639,000 | 9,062 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,418,000 | 1,601 |
| Total interest expense | $2,345,000 | 850 |
| Net interest income | $2,073,000 | 2,407 |
| Provision for loan and lease losses | $83,000 | 2,440 |
| Total noninterest income | $3,984,000 | 453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $3,984,000 | 313 |
| Total noninterest expense | $8,702,000 | 502 |
| Salaries and employee benefits | $4,071,000 | 550 |
| Premises and equipment expense | $816,000 | 730 |
| Additional noninterest expense | $3,815,000 | 384 |
| Pre-tax net operating income | $-2,728,000 | 9,111 |
| Securities gains (losses) | $2,438,000 | 102 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-290,000 | 8,989 |
| Extraordinary gains, net | $-225,000 | 9,111 |
| Net income | $-515,000 | 9,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-25,000 | 8,629 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-2,728,000 | 9,098 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,716,000 | 1,376 |
| Total interest expense | $10,070,000 | 877 |
| Net interest income | $10,646,000 | 1,840 |
| Provision for loan and lease losses | $123,000 | 4,909 |
| Total noninterest income | $21,127,000 | 382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $21,127,000 | 289 |
| Total noninterest expense | $36,386,000 | 497 |
| Salaries and employee benefits | $17,256,000 | 508 |
| Premises and equipment expense | $3,499,000 | 652 |
| Additional noninterest expense | $15,631,000 | 396 |
| Pre-tax net operating income | $-4,736,000 | 9,136 |
| Securities gains (losses) | $11,090,000 | 103 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $6,354,000 | 1,012 |
| Extraordinary gains, net | $-239,000 | 9,161 |
| Net income | $6,115,000 | 1,053 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $551,000 | 1,485 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-4,736,000 | 9,131 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,580,000 | 1,397 |
| Total interest expense | $7,678,000 | 904 |
| Net interest income | $7,902,000 | 1,868 |
| Provision for loan and lease losses | $318,000 | 2,399 |
| Total noninterest income | $16,770,000 | 387 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,770,000 | 296 |
| Total noninterest expense | $34,438,000 | 409 |
| Salaries and employee benefits | $17,524,000 | 398 |
| Premises and equipment expense | $3,041,000 | 580 |
| Additional noninterest expense | $13,873,000 | 362 |
| Pre-tax net operating income | $-10,084,000 | 9,223 |
| Securities gains (losses) | $14,864,000 | 79 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $4,780,000 | 1,057 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $4,780,000 | 1,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $404,000 | 1,390 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-10,084,000 | 9,215 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,649,000 | 1,371 |
| Total interest expense | $5,249,000 | 911 |
| Net interest income | $5,400,000 | 1,802 |
| Provision for loan and lease losses | $180,000 | 2,675 |
| Total noninterest income | $10,415,000 | 405 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $10,415,000 | 305 |
| Total noninterest expense | $21,876,000 | 428 |
| Salaries and employee benefits | $11,897,000 | 392 |
| Premises and equipment expense | $1,973,000 | 595 |
| Additional noninterest expense | $8,006,000 | 408 |
| Pre-tax net operating income | $-6,241,000 | 9,252 |
| Securities gains (losses) | $10,128,000 | 80 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $3,887,000 | 872 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,887,000 | 873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $297,000 | 1,262 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-6,241,000 | 9,247 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,427,000 | 1,348 |
| Total interest expense | $2,677,000 | 916 |
| Net interest income | $2,750,000 | 1,771 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $4,482,000 | 458 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $4,482,000 | 341 |
| Total noninterest expense | $10,507,000 | 442 |
| Salaries and employee benefits | $5,728,000 | 404 |
| Premises and equipment expense | $1,005,000 | 583 |
| Additional noninterest expense | $3,774,000 | 417 |
| Pre-tax net operating income | $-3,365,000 | 9,302 |
| Securities gains (losses) | $5,020,000 | 76 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $1,655,000 | 1,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,655,000 | 1,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 843 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-3,365,000 | 9,292 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $23,195,000 | 1,320 |
| Total interest expense | $12,105,000 | 921 |
| Net interest income | $11,090,000 | 1,740 |
| Provision for loan and lease losses | $509,000 | 2,357 |
| Total noninterest income | $12,378,000 | 550 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $12,378,000 | 390 |
| Total noninterest expense | $33,591,000 | 517 |
| Salaries and employee benefits | $18,139,000 | 474 |
| Premises and equipment expense | $3,902,000 | 576 |
| Additional noninterest expense | $11,550,000 | 500 |
| Pre-tax net operating income | $-10,632,000 | 9,332 |
| Securities gains (losses) | $8,062,000 | 120 |
| Applicable income taxes | $-279,000 | 9,177 |
| Income before extraordinary items | $-2,291,000 | 9,290 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-2,291,000 | 9,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $391,000 | 1,971 |
| Cash dividends | $2,500,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-9,466,180 | 9,324 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $31,029,000 | 1,098 |
| Total interest expense | $18,990,000 | 861 |
| Net interest income | $12,039,000 | 1,480 |
| Provision for loan and lease losses | $154,000 | 4,721 |
| Total noninterest income | $6,265,000 | 831 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $6,265,000 | 558 |
| Total noninterest expense | $29,650,000 | 563 |
| Salaries and employee benefits | $17,551,000 | 451 |
| Premises and equipment expense | $3,677,000 | 598 |
| Additional noninterest expense | $8,422,000 | 645 |
| Pre-tax net operating income | $-11,500,000 | 9,596 |
| Securities gains (losses) | $15,635,000 | 61 |
| Applicable income taxes | $-2,927,000 | 9,586 |
| Income before extraordinary items | $7,062,000 | 787 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $7,062,000 | 788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,375 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-8,573,000 | 9,584 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $31,684,000 | 1,110 |
| Total interest expense | $23,040,000 | 786 |
| Net interest income | $8,644,000 | 2,060 |
| Provision for loan and lease losses | $70,000 | 5,970 |
| Total noninterest income | $13,283,000 | 485 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $13,283,000 | 370 |
| Total noninterest expense | $26,797,000 | 591 |
| Salaries and employee benefits | $16,083,000 | 463 |
| Premises and equipment expense | $4,452,000 | 506 |
| Additional noninterest expense | $6,262,000 | 795 |
| Pre-tax net operating income | $-4,940,000 | 9,873 |
| Securities gains (losses) | $1,897,000 | 97 |
| Applicable income taxes | $-1,252,000 | 9,853 |
| Income before extraordinary items | $-1,791,000 | 9,815 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,791,000 | 9,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $680,000 | 994 |
| Cash dividends | $1,000,000 | 2,257 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $-3,005,080 | 9,843 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $22,097,000 | 1,475 |
| Total interest expense | $13,709,000 | 1,110 |
| Net interest income | $8,388,000 | 2,099 |
| Provision for loan and lease losses | $26,000 | 7,391 |
| Total noninterest income | $20,785,000 | 382 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $20,785,000 | 297 |
| Total noninterest expense | $27,907,000 | 574 |
| Salaries and employee benefits | $17,031,000 | 446 |
| Premises and equipment expense | $4,687,000 | 484 |
| Additional noninterest expense | $6,189,000 | 831 |
| Pre-tax net operating income | $1,240,000 | 4,668 |
| Securities gains (losses) | $9,063,000 | 45 |
| Applicable income taxes | $3,749,000 | 737 |
| Income before extraordinary items | $6,554,000 | 865 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,554,000 | 865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $573,000 | 1,098 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $753,680 | 5,227 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $30,734,000 | 1,065 |
| Total interest expense | $21,318,000 | 767 |
| Net interest income | $9,416,000 | 1,817 |
| Provision for loan and lease losses | $-187,000 | 10,370 |
| Total noninterest income | $13,142,000 | 507 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $13,142,000 | 378 |
| Total noninterest expense | $29,545,000 | 539 |
| Salaries and employee benefits | $17,929,000 | 416 |
| Premises and equipment expense | $4,499,000 | 491 |
| Additional noninterest expense | $7,117,000 | 758 |
| Pre-tax net operating income | $-6,800,000 | 10,454 |
| Securities gains (losses) | $9,512,000 | 75 |
| Applicable income taxes | $1,083,000 | 2,162 |
| Income before extraordinary items | $1,629,000 | 3,040 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,629,000 | 3,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,488 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-4,458,680 | 10,435 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $26,521,000 | 1,266 |
| Total interest expense | $19,208,000 | 855 |
| Net interest income | $7,313,000 | 2,386 |
| Provision for loan and lease losses | $402,000 | 2,084 |
| Total noninterest income | $9,666,000 | 589 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $9,666,000 | 420 |
| Total noninterest expense | $24,642,000 | 612 |
| Salaries and employee benefits | $12,838,000 | 527 |
| Premises and equipment expense | $4,114,000 | 528 |
| Additional noninterest expense | $7,690,000 | 713 |
| Pre-tax net operating income | $-8,065,000 | 10,927 |
| Securities gains (losses) | $4,218,000 | 103 |
| Applicable income taxes | $-1,475,000 | 10,895 |
| Income before extraordinary items | $-2,372,000 | 10,893 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-2,372,000 | 10,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $176,000 | 2,751 |
| Cash dividends | $6,000,000 | 536 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-5,071,520 | 10,902 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $21,747,000 | 1,539 |
| Total interest expense | $15,082,000 | 1,086 |
| Net interest income | $6,665,000 | 2,653 |
| Provision for loan and lease losses | $17,000 | 8,136 |
| Total noninterest income | $11,290,000 | 547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $11,290,000 | 398 |
| Total noninterest expense | $19,854,000 | 791 |
| Salaries and employee benefits | $9,819,000 | 714 |
| Premises and equipment expense | $1,951,000 | 1,082 |
| Additional noninterest expense | $8,084,000 | 795 |
| Pre-tax net operating income | $-1,916,000 | 11,398 |
| Securities gains (losses) | $8,188,000 | 54 |
| Applicable income taxes | $3,064,000 | 859 |
| Income before extraordinary items | $3,208,000 | 1,544 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $3,208,000 | 1,546 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 4,441 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-2,032,320 | 11,391 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,863,000 | 2,001 |
| Total interest expense | $11,321,000 | 1,441 |
| Net interest income | $5,542,000 | 3,206 |
| Provision for loan and lease losses | $-8,000 | 11,400 |
| Total noninterest income | $8,110,000 | 691 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,110,000 | 492 |
| Total noninterest expense | $7,187,000 | 1,929 |
| Salaries and employee benefits | $3,152,000 | 2,108 |
| Premises and equipment expense | $1,132,000 | 1,781 |
| Additional noninterest expense | $2,903,000 | 1,748 |
| Pre-tax net operating income | $6,473,000 | 1,189 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $435,000 | 4,647 |
| Income before extraordinary items | $6,038,000 | 908 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,038,000 | 907 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $6,038,000 | 900 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,560,000 | 2,874 |
| Total interest expense | $5,790,000 | 2,159 |
| Net interest income | $4,770,000 | 3,722 |
| Provision for loan and lease losses | $-12,000 | 11,781 |
| Total noninterest income | $7,734,000 | 695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $7,734,000 | 482 |
| Total noninterest expense | $11,100,000 | 1,324 |
| Salaries and employee benefits | $6,742,000 | 1,008 |
| Premises and equipment expense | $1,627,000 | 1,286 |
| Additional noninterest expense | $2,731,000 | 1,985 |
| Pre-tax net operating income | $1,416,000 | 4,633 |
| Securities gains (losses) | $1,161,000 | 151 |
| Applicable income taxes | $3,132,000 | 841 |
| Income before extraordinary items | $-555,000 | 12,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-555,000 | 12,363 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-62,000 | 12,000 |
| Cash dividends | $2,471,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-1,298,040 | 12,455 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $11,686,000 | 2,647 |
| Total interest expense | $6,267,000 | 2,066 |
| Net interest income | $5,419,000 | 3,316 |
| Provision for loan and lease losses | $-212,000 | 13,055 |
| Total noninterest income | $7,829,000 | 718 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,829,000 | 500 |
| Total noninterest expense | $6,842,000 | 2,138 |
| Salaries and employee benefits | $4,287,000 | 1,574 |
| Premises and equipment expense | $823,000 | 2,489 |
| Additional noninterest expense | $1,732,000 | 3,078 |
| Pre-tax net operating income | $6,618,000 | 1,064 |
| Securities gains (losses) | $1,249,000 | 454 |
| Applicable income taxes | $125,000 | 9,194 |
| Income before extraordinary items | $7,742,000 | 679 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $7,742,000 | 703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $448,000 | 1,908 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $6,517,980 | 752 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $10,999,000 | 3,189 |
| Total interest expense | $6,483,000 | 2,601 |
| Net interest income | $4,516,000 | 3,993 |
| Provision for loan and lease losses | $-3,088,000 | 13,926 |
| Total noninterest income | $3,693,000 | 1,213 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $3,693,000 | 830 |
| Total noninterest expense | $3,338,000 | 4,108 |
| Salaries and employee benefits | $1,789,000 | 3,580 |
| Premises and equipment expense | $581,000 | 3,472 |
| Additional noninterest expense | $968,000 | 5,184 |
| Pre-tax net operating income | $7,959,000 | 802 |
| Securities gains (losses) | $8,000 | 6,653 |
| Applicable income taxes | $-1,350,000 | 13,850 |
| Income before extraordinary items | $9,317,000 | 520 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $9,317,000 | 521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 3,751 |
| Cash dividends | $7,500,000 | 275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $9,309,000 | 470 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.