Home > South Holland Trust & Savings Bank > Net charge- offs to loans
South Holland Trust & Savings Bank, Net charge- offs to loans
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1631% | 8,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0579% | 8,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2043% | 6,377 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1424% | 8,917 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2152% | 8,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5088% | 8,398 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2169% | 8,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 4,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 3,502 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 8.3878% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1373% | 9,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1840% | 9,041 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4854% | 2,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1314% | 6,423 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8296% | 298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 1,641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2083% | 905 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2535% | 756 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.1004% | 269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5414% | 3,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9124% | 633 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0220% | 622 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0163% | 350 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0290% | 558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0183% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0307% | 513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1818% | 67 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8600% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3728% | 363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0243% | 653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0059% | 1,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0471% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.4287% | 23 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5614% | 746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 8,041 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0755% | 367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0280% | 369 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1033% | 282 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0774% | 35 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5242% | 1,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3439% | 340 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3475% | 2,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0475% | 532 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0809% | 365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0416% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7228% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0958% | 10,777 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2173% | 249 |
| Percentage Net Loans Charged-off:Construction & development | -4.2214% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3128% | 59 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0178% | 1,433 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0194% | 1,429 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0199% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0417% | 502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -19.2188% | 1,335 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0996% | 5,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1135% | 465 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1354% | 291 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0645% | 1,316 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1467% | 278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0647% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1912% | 1,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2151% | 1,274 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4492% | 424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1557% | 469 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5870% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4232% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0968% | 1,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0998% | 1,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2962% | 45 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3940% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2037% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1691% | 12,444 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0929% | 772 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1592% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 371 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0688% | 367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4270% | 816 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -14.3319% | 1,280 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4136% | 4,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5806% | 410 |
| Percentage Net Loans Charged-off:Construction & development | 3.7338% | 206 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4208% | 614 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.9769% | 163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4810% | 171 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4946% | 175 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8462% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6111% | 858 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.1283% | 1,283 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |