Home > South End Savings, s.b. > Income and Expense
South End Savings, s.b., Income and Expense
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $478,000 | 6,099 |
| Total interest expense | $77,000 | 5,573 |
| Net interest income | $401,000 | 6,129 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $21,000 | 6,130 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $7,000 | 6,027 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $14,000 | 5,833 |
| Total noninterest expense | $493,000 | 5,949 |
| Salaries and employee benefits | $255,000 | 5,972 |
| Premises and equipment expense | $71,000 | 5,569 |
| Additional noninterest expense | $167,000 | 5,889 |
| Pre-tax net operating income | $-71,000 | 6,091 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $-1,000 | 6,094 |
| Income before extraordinary items | $-70,000 | 6,117 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-70,000 | 6,118 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-70,000 | 6,118 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-70,000 | 6,095 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $243,000 | 6,158 |
| Total interest expense | $39,000 | 5,606 |
| Net interest income | $204,000 | 6,180 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $10,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $3,000 | 6,103 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $7,000 | 5,920 |
| Total noninterest expense | $251,000 | 5,994 |
| Salaries and employee benefits | $130,000 | 6,024 |
| Premises and equipment expense | $23,000 | 5,964 |
| Additional noninterest expense | $98,000 | 5,807 |
| Pre-tax net operating income | $-37,000 | 6,139 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-1,000 | 6,179 |
| Income before extraordinary items | $-36,000 | 6,163 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-36,000 | 6,164 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-36,000 | 6,164 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-36,000 | 6,140 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $1,052,000 | 6,198 |
| Total interest expense | $166,000 | 5,679 |
| Net interest income | $886,000 | 6,229 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $51,000 | 6,232 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $14,000 | 6,207 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $37,000 | 5,862 |
| Total noninterest expense | $1,040,000 | 6,062 |
| Salaries and employee benefits | $499,000 | 6,155 |
| Premises and equipment expense | $142,000 | 5,755 |
| Additional noninterest expense | $399,000 | 5,894 |
| Pre-tax net operating income | $-103,000 | 6,165 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $32,000 | 3,877 |
| Income before extraordinary items | $-135,000 | 6,205 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-135,000 | 6,205 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-135,000 | 6,206 |
| Net charge-offs | $0 | 4,970 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-135,000 | 6,198 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $803,000 | 6,257 |
| Total interest expense | $124,000 | 5,766 |
| Net interest income | $679,000 | 6,293 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $40,000 | 6,316 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $10,000 | 6,298 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $30,000 | 5,906 |
| Total noninterest expense | $768,000 | 6,134 |
| Salaries and employee benefits | $370,000 | 6,217 |
| Premises and equipment expense | $108,000 | 5,803 |
| Additional noninterest expense | $290,000 | 5,979 |
| Pre-tax net operating income | $-49,000 | 6,206 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $32,000 | 3,836 |
| Income before extraordinary items | $-81,000 | 6,251 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-81,000 | 6,251 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-81,000 | 6,251 |
| Net charge-offs | $0 | 4,696 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-81,000 | 6,246 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $538,000 | 6,311 |
| Total interest expense | $81,000 | 5,843 |
| Net interest income | $457,000 | 6,343 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $28,000 | 6,357 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $6,000 | 6,362 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $22,000 | 5,906 |
| Total noninterest expense | $504,000 | 6,193 |
| Salaries and employee benefits | $245,000 | 6,280 |
| Premises and equipment expense | $67,000 | 5,917 |
| Additional noninterest expense | $192,000 | 6,026 |
| Pre-tax net operating income | $-19,000 | 6,227 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $32,000 | 3,667 |
| Income before extraordinary items | $-51,000 | 6,299 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-51,000 | 6,301 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-51,000 | 6,301 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-51,000 | 6,288 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,375 |
| Total interest expense | $42,000 | 5,881 |
| Net interest income | $232,000 | 6,406 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $17,000 | 6,333 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $3,000 | 6,406 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $14,000 | 5,780 |
| Total noninterest expense | $250,000 | 6,268 |
| Salaries and employee benefits | $121,000 | 6,354 |
| Premises and equipment expense | $39,000 | 5,815 |
| Additional noninterest expense | $90,000 | 6,152 |
| Pre-tax net operating income | $-1,000 | 6,211 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $32,000 | 3,249 |
| Income before extraordinary items | $-33,000 | 6,338 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-33,000 | 6,338 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-33,000 | 6,339 |
| Net charge-offs | $0 | 3,660 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-33,000 | 6,331 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $1,100,000 | 6,444 |
| Total interest expense | $209,000 | 5,861 |
| Net interest income | $891,000 | 6,490 |
| Provision for loan and lease losses | $96,000 | 3,754 |
| Total noninterest income | $54,000 | 6,471 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $13,000 | 6,499 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $41,000 | 5,968 |
| Total noninterest expense | $959,000 | 6,384 |
| Salaries and employee benefits | $449,000 | 6,492 |
| Premises and equipment expense | $139,000 | 6,008 |
| Additional noninterest expense | $371,000 | 6,181 |
| Pre-tax net operating income | $-110,000 | 6,303 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $-33,000 | 6,384 |
| Income before extraordinary items | $-77,000 | 6,323 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-77,000 | 6,324 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-77,000 | 6,325 |
| Net charge-offs | $125,000 | 3,522 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-77,000 | 6,297 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $823,000 | 6,522 |
| Total interest expense | $159,000 | 5,935 |
| Net interest income | $664,000 | 6,562 |
| Provision for loan and lease losses | $96,000 | 3,416 |
| Total noninterest income | $43,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $10,000 | 6,568 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $33,000 | 6,011 |
| Total noninterest expense | $718,000 | 6,428 |
| Salaries and employee benefits | $345,000 | 6,522 |
| Premises and equipment expense | $98,000 | 6,114 |
| Additional noninterest expense | $275,000 | 6,235 |
| Pre-tax net operating income | $-107,000 | 6,418 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $-33,000 | 6,602 |
| Income before extraordinary items | $-74,000 | 6,441 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-74,000 | 6,443 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-74,000 | 6,442 |
| Net charge-offs | $125,000 | 3,052 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-74,000 | 6,403 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $552,000 | 6,564 |
| Total interest expense | $105,000 | 6,016 |
| Net interest income | $447,000 | 6,600 |
| Provision for loan and lease losses | $96,000 | 2,987 |
| Total noninterest income | $22,000 | 6,637 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $6,000 | 6,619 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $16,000 | 6,217 |
| Total noninterest expense | $468,000 | 6,491 |
| Salaries and employee benefits | $223,000 | 6,589 |
| Premises and equipment expense | $65,000 | 6,158 |
| Additional noninterest expense | $180,000 | 6,282 |
| Pre-tax net operating income | $-95,000 | 6,468 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-33,000 | 6,668 |
| Income before extraordinary items | $-62,000 | 6,477 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-62,000 | 6,478 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $-62,000 | 6,478 |
| Net charge-offs | $125,000 | 2,536 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $-62,000 | 6,436 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 6,636 |
| Total interest expense | $53,000 | 6,078 |
| Net interest income | $221,000 | 6,673 |
| Provision for loan and lease losses | $91,000 | 2,168 |
| Total noninterest income | $11,000 | 6,698 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $3,000 | 6,676 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,256 |
| Total noninterest expense | $226,000 | 6,599 |
| Salaries and employee benefits | $111,000 | 6,657 |
| Premises and equipment expense | $34,000 | 6,149 |
| Additional noninterest expense | $81,000 | 6,449 |
| Pre-tax net operating income | $-85,000 | 6,598 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-33,000 | 6,837 |
| Income before extraordinary items | $-52,000 | 6,593 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $-52,000 | 6,594 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-52,000 | 6,594 |
| Net charge-offs | $125,000 | 1,720 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $-52,000 | 6,547 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,152,000 | 6,700 |
| Total interest expense | $257,000 | 6,146 |
| Net interest income | $895,000 | 6,755 |
| Provision for loan and lease losses | $70,000 | 4,978 |
| Total noninterest income | $52,000 | 6,633 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $18,000 | 6,691 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $34,000 | 6,058 |
| Total noninterest expense | $930,000 | 6,640 |
| Salaries and employee benefits | $445,000 | 6,726 |
| Premises and equipment expense | $119,000 | 6,373 |
| Additional noninterest expense | $366,000 | 6,439 |
| Pre-tax net operating income | $-53,000 | 6,238 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-2,000 | 6,488 |
| Income before extraordinary items | $-51,000 | 6,375 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-51,000 | 6,368 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-51,000 | 6,370 |
| Net charge-offs | $0 | 5,985 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-51,000 | 6,247 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $887,000 | 6,790 |
| Total interest expense | $199,000 | 6,247 |
| Net interest income | $688,000 | 6,841 |
| Provision for loan and lease losses | $70,000 | 4,710 |
| Total noninterest income | $40,000 | 6,729 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $14,000 | 6,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $26,000 | 6,186 |
| Total noninterest expense | $702,000 | 6,702 |
| Salaries and employee benefits | $339,000 | 6,790 |
| Premises and equipment expense | $85,000 | 6,495 |
| Additional noninterest expense | $278,000 | 6,493 |
| Pre-tax net operating income | $-44,000 | 6,357 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-44,000 | 6,478 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-44,000 | 6,476 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-44,000 | 6,476 |
| Net charge-offs | $0 | 5,771 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-44,000 | 6,371 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $607,000 | 6,830 |
| Total interest expense | $137,000 | 6,304 |
| Net interest income | $470,000 | 6,876 |
| Provision for loan and lease losses | $15,000 | 5,227 |
| Total noninterest income | $26,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $10,000 | 6,796 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $465,000 | 6,769 |
| Salaries and employee benefits | $227,000 | 6,850 |
| Premises and equipment expense | $49,000 | 6,657 |
| Additional noninterest expense | $189,000 | 6,523 |
| Pre-tax net operating income | $16,000 | 6,255 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $9,000 | 4,267 |
| Income before extraordinary items | $7,000 | 6,431 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $7,000 | 6,431 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $7,000 | 6,431 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $7,000 | 6,299 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $308,000 | 6,878 |
| Total interest expense | $70,000 | 6,367 |
| Net interest income | $238,000 | 6,924 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $13,000 | 6,859 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $5,000 | 6,835 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 6,361 |
| Total noninterest expense | $236,000 | 6,812 |
| Salaries and employee benefits | $115,000 | 6,890 |
| Premises and equipment expense | $22,000 | 6,787 |
| Additional noninterest expense | $99,000 | 6,517 |
| Pre-tax net operating income | $0 | 6,420 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $6,000 | 4,170 |
| Income before extraordinary items | $-6,000 | 6,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-6,000 | 6,561 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-6,000 | 6,561 |
| Net charge-offs | $0 | 4,730 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-6,000 | 6,454 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,308,000 | 6,896 |
| Total interest expense | $300,000 | 6,554 |
| Net interest income | $1,008,000 | 6,933 |
| Provision for loan and lease losses | $39,000 | 5,987 |
| Total noninterest income | $49,000 | 6,794 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $19,000 | 6,748 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $30,000 | 6,212 |
| Total noninterest expense | $934,000 | 6,906 |
| Salaries and employee benefits | $464,000 | 6,961 |
| Premises and equipment expense | $119,000 | 6,668 |
| Additional noninterest expense | $351,000 | 6,700 |
| Pre-tax net operating income | $84,000 | 5,818 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $12,000 | 4,266 |
| Income before extraordinary items | $72,000 | 5,965 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $72,000 | 5,967 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $72,000 | 5,967 |
| Net charge-offs | $0 | 6,441 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $72,000 | 5,849 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $981,000 | 6,970 |
| Total interest expense | $229,000 | 6,634 |
| Net interest income | $752,000 | 7,003 |
| Provision for loan and lease losses | $39,000 | 5,726 |
| Total noninterest income | $36,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $14,000 | 6,802 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $22,000 | 6,346 |
| Total noninterest expense | $698,000 | 6,944 |
| Salaries and employee benefits | $342,000 | 7,011 |
| Premises and equipment expense | $95,000 | 6,648 |
| Additional noninterest expense | $261,000 | 6,749 |
| Pre-tax net operating income | $51,000 | 5,986 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $3,000 | 4,520 |
| Income before extraordinary items | $48,000 | 6,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 6,093 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $48,000 | 6,093 |
| Net charge-offs | $0 | 6,185 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $48,000 | 5,987 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $655,000 | 7,036 |
| Total interest expense | $156,000 | 6,708 |
| Net interest income | $499,000 | 7,059 |
| Provision for loan and lease losses | $39,000 | 5,309 |
| Total noninterest income | $24,000 | 6,981 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $9,000 | 6,846 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $15,000 | 6,410 |
| Total noninterest expense | $473,000 | 6,998 |
| Salaries and employee benefits | $235,000 | 7,049 |
| Premises and equipment expense | $53,000 | 6,870 |
| Additional noninterest expense | $185,000 | 6,757 |
| Pre-tax net operating income | $11,000 | 6,142 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-3,000 | 6,811 |
| Income before extraordinary items | $14,000 | 6,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $14,000 | 6,234 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $14,000 | 6,234 |
| Net charge-offs | $0 | 5,875 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $14,000 | 6,158 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $328,000 | 7,082 |
| Total interest expense | $79,000 | 6,787 |
| Net interest income | $249,000 | 7,109 |
| Provision for loan and lease losses | $39,000 | 4,442 |
| Total noninterest income | $11,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $4,000 | 6,879 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 6,570 |
| Total noninterest expense | $224,000 | 7,101 |
| Salaries and employee benefits | $122,000 | 7,065 |
| Premises and equipment expense | $22,000 | 7,060 |
| Additional noninterest expense | $80,000 | 6,968 |
| Pre-tax net operating income | $-3,000 | 6,358 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-5,000 | 6,953 |
| Income before extraordinary items | $2,000 | 6,355 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,000 | 6,355 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,000 | 6,355 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $2,000 | 6,321 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,422,000 | 7,105 |
| Total interest expense | $375,000 | 6,860 |
| Net interest income | $1,047,000 | 7,127 |
| Provision for loan and lease losses | $3,000 | 7,017 |
| Total noninterest income | $56,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,588 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $33,000 | 6,362 |
| Total noninterest expense | $928,000 | 7,147 |
| Salaries and employee benefits | $460,000 | 7,202 |
| Premises and equipment expense | $140,000 | 6,715 |
| Additional noninterest expense | $328,000 | 7,029 |
| Pre-tax net operating income | $172,000 | 5,267 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $50,000 | 3,635 |
| Income before extraordinary items | $122,000 | 5,534 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $122,000 | 5,534 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $122,000 | 5,535 |
| Net charge-offs | $3,000 | 6,750 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $122,000 | 5,412 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,085,000 | 7,197 |
| Total interest expense | $292,000 | 6,951 |
| Net interest income | $793,000 | 7,212 |
| Provision for loan and lease losses | $3,000 | 6,956 |
| Total noninterest income | $43,000 | 7,159 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $18,000 | 6,678 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $25,000 | 6,532 |
| Total noninterest expense | $715,000 | 7,192 |
| Salaries and employee benefits | $347,000 | 7,278 |
| Premises and equipment expense | $122,000 | 6,607 |
| Additional noninterest expense | $246,000 | 7,086 |
| Pre-tax net operating income | $118,000 | 5,551 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $33,000 | 3,791 |
| Income before extraordinary items | $85,000 | 5,801 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $85,000 | 5,804 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $85,000 | 5,803 |
| Net charge-offs | $3,000 | 6,518 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $85,000 | 5,648 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $737,000 | 7,248 |
| Total interest expense | $208,000 | 6,974 |
| Net interest income | $529,000 | 7,270 |
| Provision for loan and lease losses | $3,000 | 6,809 |
| Total noninterest income | $28,000 | 7,227 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $11,000 | 6,744 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $17,000 | 6,572 |
| Total noninterest expense | $480,000 | 7,250 |
| Salaries and employee benefits | $233,000 | 7,330 |
| Premises and equipment expense | $82,000 | 6,631 |
| Additional noninterest expense | $165,000 | 7,131 |
| Pre-tax net operating income | $74,000 | 5,662 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $20,000 | 3,787 |
| Income before extraordinary items | $54,000 | 5,872 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $54,000 | 5,874 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $54,000 | 5,873 |
| Net charge-offs | $3,000 | 6,164 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $54,000 | 5,765 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $379,000 | 7,311 |
| Total interest expense | $121,000 | 6,911 |
| Net interest income | $258,000 | 7,381 |
| Provision for loan and lease losses | $3,000 | 6,435 |
| Total noninterest income | $14,000 | 7,324 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $6,000 | 6,781 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $8,000 | 6,771 |
| Total noninterest expense | $243,000 | 7,326 |
| Salaries and employee benefits | $123,000 | 7,361 |
| Premises and equipment expense | $43,000 | 6,642 |
| Additional noninterest expense | $77,000 | 7,310 |
| Pre-tax net operating income | $26,000 | 5,952 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $6,000 | 4,021 |
| Income before extraordinary items | $20,000 | 6,127 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $20,000 | 6,129 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $20,000 | 6,128 |
| Net charge-offs | $0 | 5,610 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $20,000 | 6,022 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,573,000 | 7,367 |
| Total interest expense | $648,000 | 6,799 |
| Net interest income | $925,000 | 7,507 |
| Provision for loan and lease losses | $0 | 7,427 |
| Total noninterest income | $62,000 | 7,308 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $22,000 | 6,870 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $40,000 | 6,564 |
| Total noninterest expense | $963,000 | 7,429 |
| Salaries and employee benefits | $459,000 | 7,521 |
| Premises and equipment expense | $160,000 | 6,838 |
| Additional noninterest expense | $344,000 | 7,286 |
| Pre-tax net operating income | $24,000 | 5,333 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $6,000 | 3,998 |
| Income before extraordinary items | $18,000 | 5,468 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $18,000 | 5,467 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $18,000 | 5,467 |
| Net charge-offs | $0 | 7,246 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $18,000 | 5,420 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,188,000 | 7,450 |
| Total interest expense | $505,000 | 6,862 |
| Net interest income | $683,000 | 7,592 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $48,000 | 7,423 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $16,000 | 6,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $32,000 | 6,662 |
| Total noninterest expense | $737,000 | 7,444 |
| Salaries and employee benefits | $342,000 | 7,577 |
| Premises and equipment expense | $134,000 | 6,709 |
| Additional noninterest expense | $261,000 | 7,292 |
| Pre-tax net operating income | $-6,000 | 5,685 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $2,000 | 4,371 |
| Income before extraordinary items | $-8,000 | 5,795 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,000 | 5,795 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,000 | 5,795 |
| Net charge-offs | $0 | 6,987 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-8,000 | 5,735 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $798,000 | 7,508 |
| Total interest expense | $345,000 | 6,940 |
| Net interest income | $453,000 | 7,645 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $34,000 | 7,444 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $10,000 | 6,998 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $24,000 | 6,629 |
| Total noninterest expense | $499,000 | 7,492 |
| Salaries and employee benefits | $225,000 | 7,672 |
| Premises and equipment expense | $98,000 | 6,620 |
| Additional noninterest expense | $176,000 | 7,341 |
| Pre-tax net operating income | $-12,000 | 5,843 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $-13,000 | 5,961 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-13,000 | 5,960 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-13,000 | 5,960 |
| Net charge-offs | $0 | 6,628 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-13,000 | 5,893 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $397,000 | 7,568 |
| Total interest expense | $174,000 | 7,014 |
| Net interest income | $223,000 | 7,691 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $12,000 | 7,693 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $5,000 | 7,012 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $7,000 | 7,131 |
| Total noninterest expense | $253,000 | 7,502 |
| Salaries and employee benefits | $112,000 | 7,719 |
| Premises and equipment expense | $57,000 | 6,392 |
| Additional noninterest expense | $84,000 | 7,333 |
| Pre-tax net operating income | $-18,000 | 6,352 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-18,000 | 6,498 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-18,000 | 6,499 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-18,000 | 6,499 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-18,000 | 6,373 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,617,000 | 7,606 |
| Total interest expense | $689,000 | 7,343 |
| Net interest income | $928,000 | 7,674 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $56,000 | 7,698 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $26,000 | 6,965 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $30,000 | 7,180 |
| Total noninterest expense | $913,000 | 7,649 |
| Salaries and employee benefits | $464,000 | 7,750 |
| Premises and equipment expense | $156,000 | 7,089 |
| Additional noninterest expense | $293,000 | 7,484 |
| Pre-tax net operating income | $71,000 | 6,111 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $5,000 | 4,660 |
| Income before extraordinary items | $66,000 | 5,990 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $66,000 | 5,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $66,000 | 6,136 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,224,000 | 7,678 |
| Total interest expense | $536,000 | 7,411 |
| Net interest income | $688,000 | 7,755 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $41,000 | 7,839 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $18,000 | 7,048 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $23,000 | 7,331 |
| Total noninterest expense | $690,000 | 7,678 |
| Salaries and employee benefits | $352,000 | 7,763 |
| Premises and equipment expense | $117,000 | 7,149 |
| Additional noninterest expense | $221,000 | 7,491 |
| Pre-tax net operating income | $39,000 | 6,618 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $39,000 | 6,455 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $39,000 | 6,453 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $39,000 | 6,618 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $817,000 | 7,739 |
| Total interest expense | $371,000 | 7,473 |
| Net interest income | $446,000 | 7,826 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $27,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $12,000 | 7,080 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $15,000 | 7,431 |
| Total noninterest expense | $462,000 | 7,726 |
| Salaries and employee benefits | $238,000 | 7,809 |
| Premises and equipment expense | $79,000 | 7,152 |
| Additional noninterest expense | $145,000 | 7,557 |
| Pre-tax net operating income | $11,000 | 6,881 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-1,000 | 7,539 |
| Income before extraordinary items | $12,000 | 6,938 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $12,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $12,000 | 6,889 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $422,000 | 7,776 |
| Total interest expense | $198,000 | 7,508 |
| Net interest income | $224,000 | 7,871 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $14,000 | 7,930 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $7,000 | 7,034 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $7,000 | 7,488 |
| Total noninterest expense | $227,000 | 7,786 |
| Salaries and employee benefits | $118,000 | 7,868 |
| Premises and equipment expense | $40,000 | 7,158 |
| Additional noninterest expense | $69,000 | 7,632 |
| Pre-tax net operating income | $11,000 | 7,047 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-1,000 | 7,749 |
| Income before extraordinary items | $12,000 | 7,117 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 7,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $12,000 | 7,033 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,717,000 | 7,761 |
| Total interest expense | $922,000 | 7,293 |
| Net interest income | $795,000 | 7,988 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $56,000 | 7,978 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $26,000 | 7,075 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $30,000 | 7,542 |
| Total noninterest expense | $963,000 | 7,695 |
| Salaries and employee benefits | $502,000 | 7,800 |
| Premises and equipment expense | $152,000 | 7,227 |
| Additional noninterest expense | $309,000 | 7,493 |
| Pre-tax net operating income | $-112,000 | 7,568 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-12,000 | 7,805 |
| Income before extraordinary items | $-100,000 | 7,635 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-100,000 | 7,633 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-100,000 | 7,612 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,281,000 | 7,817 |
| Total interest expense | $693,000 | 7,320 |
| Net interest income | $588,000 | 8,053 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $42,000 | 8,026 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $20,000 | 7,098 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $22,000 | 7,602 |
| Total noninterest expense | $726,000 | 7,680 |
| Salaries and employee benefits | $378,000 | 7,772 |
| Premises and equipment expense | $114,000 | 7,223 |
| Additional noninterest expense | $234,000 | 7,472 |
| Pre-tax net operating income | $-96,000 | 7,797 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $-12,000 | 8,044 |
| Income before extraordinary items | $-84,000 | 7,832 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-84,000 | 7,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-84,000 | 7,817 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $833,000 | 7,893 |
| Total interest expense | $453,000 | 7,373 |
| Net interest income | $380,000 | 8,154 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $26,000 | 8,117 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $12,000 | 7,175 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $14,000 | 7,664 |
| Total noninterest expense | $487,000 | 7,728 |
| Salaries and employee benefits | $251,000 | 7,830 |
| Premises and equipment expense | $78,000 | 7,202 |
| Additional noninterest expense | $158,000 | 7,486 |
| Pre-tax net operating income | $-81,000 | 7,948 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-12,000 | 8,159 |
| Income before extraordinary items | $-69,000 | 7,942 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-69,000 | 7,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-69,000 | 7,935 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $412,000 | 7,954 |
| Total interest expense | $220,000 | 7,437 |
| Net interest income | $192,000 | 8,202 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $13,000 | 8,149 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $6,000 | 7,199 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $7,000 | 7,693 |
| Total noninterest expense | $243,000 | 7,760 |
| Salaries and employee benefits | $127,000 | 7,871 |
| Premises and equipment expense | $42,000 | 7,103 |
| Additional noninterest expense | $74,000 | 7,603 |
| Pre-tax net operating income | $-38,000 | 7,996 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $-11,000 | 8,253 |
| Income before extraordinary items | $-27,000 | 7,990 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-27,000 | 7,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $-27,000 | 7,970 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,619,000 | 7,834 |
| Total interest expense | $833,000 | 7,256 |
| Net interest income | $786,000 | 8,114 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $62,000 | 8,109 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $25,000 | 7,222 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 7,547 |
| Total noninterest expense | $950,000 | 7,790 |
| Salaries and employee benefits | $492,000 | 7,890 |
| Premises and equipment expense | $150,000 | 7,258 |
| Additional noninterest expense | $308,000 | 7,538 |
| Pre-tax net operating income | $-102,000 | 8,055 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-18,000 | 8,213 |
| Income before extraordinary items | $-84,000 | 8,061 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $-84,000 | 8,063 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $-84,000 | 8,051 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,193,000 | 7,914 |
| Total interest expense | $613,000 | 7,294 |
| Net interest income | $580,000 | 8,192 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $48,000 | 8,179 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $19,000 | 7,290 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $29,000 | 7,555 |
| Total noninterest expense | $711,000 | 7,791 |
| Salaries and employee benefits | $367,000 | 7,893 |
| Premises and equipment expense | $114,000 | 7,252 |
| Additional noninterest expense | $230,000 | 7,547 |
| Pre-tax net operating income | $-83,000 | 8,209 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $-14,000 | 8,424 |
| Income before extraordinary items | $-69,000 | 8,215 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $-69,000 | 8,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $-69,000 | 8,208 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $781,000 | 7,953 |
| Total interest expense | $395,000 | 7,297 |
| Net interest income | $386,000 | 8,260 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $32,000 | 8,240 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $13,000 | 7,334 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $480,000 | 7,795 |
| Salaries and employee benefits | $245,000 | 7,929 |
| Premises and equipment expense | $73,000 | 7,349 |
| Additional noninterest expense | $162,000 | 7,490 |
| Pre-tax net operating income | $-62,000 | 8,298 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $-11,000 | 8,490 |
| Income before extraordinary items | $-51,000 | 8,286 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-51,000 | 8,287 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-51,000 | 8,284 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $383,000 | 7,984 |
| Total interest expense | $188,000 | 7,340 |
| Net interest income | $195,000 | 8,272 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $17,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $6,000 | 7,374 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $11,000 | 7,462 |
| Total noninterest expense | $249,000 | 7,760 |
| Salaries and employee benefits | $123,000 | 7,942 |
| Premises and equipment expense | $39,000 | 7,256 |
| Additional noninterest expense | $87,000 | 7,359 |
| Pre-tax net operating income | $-37,000 | 8,351 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-7,000 | 8,504 |
| Income before extraordinary items | $-30,000 | 8,335 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,000 | 8,334 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-30,000 | 8,321 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,506,000 | 7,891 |
| Total interest expense | $616,000 | 7,288 |
| Net interest income | $890,000 | 8,100 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $84,000 | 8,099 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $38,000 | 7,258 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,467 |
| Total noninterest expense | $947,000 | 7,833 |
| Salaries and employee benefits | $493,000 | 7,926 |
| Premises and equipment expense | $130,000 | 7,524 |
| Additional noninterest expense | $324,000 | 7,507 |
| Pre-tax net operating income | $27,000 | 8,177 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $13,000 | 6,454 |
| Income before extraordinary items | $14,000 | 8,238 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $14,000 | 8,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $14,000 | 8,208 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,130,000 | 7,907 |
| Total interest expense | $440,000 | 7,319 |
| Net interest income | $690,000 | 8,105 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $67,000 | 8,085 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $29,000 | 7,291 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 7,396 |
| Total noninterest expense | $702,000 | 7,837 |
| Salaries and employee benefits | $365,000 | 7,915 |
| Premises and equipment expense | $97,000 | 7,518 |
| Additional noninterest expense | $240,000 | 7,516 |
| Pre-tax net operating income | $55,000 | 8,171 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $17,000 | 6,363 |
| Income before extraordinary items | $38,000 | 8,233 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $38,000 | 8,232 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $38,000 | 8,203 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 7,923 |
| Total interest expense | $281,000 | 7,312 |
| Net interest income | $467,000 | 8,107 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $43,000 | 8,121 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $18,000 | 7,341 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $25,000 | 7,399 |
| Total noninterest expense | $471,000 | 7,845 |
| Salaries and employee benefits | $240,000 | 7,944 |
| Premises and equipment expense | $65,000 | 7,507 |
| Additional noninterest expense | $166,000 | 7,447 |
| Pre-tax net operating income | $39,000 | 8,185 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $14,000 | 6,269 |
| Income before extraordinary items | $25,000 | 8,258 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $25,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $25,000 | 8,227 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 7,986 |
| Total interest expense | $135,000 | 7,352 |
| Net interest income | $235,000 | 8,163 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $20,000 | 8,219 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $8,000 | 7,454 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $12,000 | 7,544 |
| Total noninterest expense | $228,000 | 7,961 |
| Salaries and employee benefits | $117,000 | 8,058 |
| Premises and equipment expense | $33,000 | 7,563 |
| Additional noninterest expense | $78,000 | 7,612 |
| Pre-tax net operating income | $27,000 | 8,180 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $12,000 | 5,990 |
| Income before extraordinary items | $15,000 | 8,293 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $15,000 | 8,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $15,000 | 8,265 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,525,000 | 7,857 |
| Total interest expense | $558,000 | 7,103 |
| Net interest income | $967,000 | 8,071 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $96,000 | 8,120 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $43,000 | 7,394 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $53,000 | 7,335 |
| Total noninterest expense | $960,000 | 7,893 |
| Salaries and employee benefits | $484,000 | 8,028 |
| Premises and equipment expense | $134,000 | 7,521 |
| Additional noninterest expense | $342,000 | 7,457 |
| Pre-tax net operating income | $103,000 | 8,106 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $26,000 | 6,429 |
| Income before extraordinary items | $77,000 | 8,179 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $77,000 | 8,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $77,000 | 8,143 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,884 |
| Total interest expense | $419,000 | 7,105 |
| Net interest income | $724,000 | 8,109 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $73,000 | 8,164 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $32,000 | 7,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $41,000 | 7,315 |
| Total noninterest expense | $728,000 | 7,844 |
| Salaries and employee benefits | $365,000 | 8,003 |
| Premises and equipment expense | $95,000 | 7,622 |
| Additional noninterest expense | $268,000 | 7,353 |
| Pre-tax net operating income | $69,000 | 8,248 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $13,000 | 6,704 |
| Income before extraordinary items | $56,000 | 8,293 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $56,000 | 8,295 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $56,000 | 8,254 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $757,000 | 7,954 |
| Total interest expense | $275,000 | 7,174 |
| Net interest income | $482,000 | 8,163 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $46,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $27,000 | 7,377 |
| Total noninterest expense | $499,000 | 7,831 |
| Salaries and employee benefits | $243,000 | 8,051 |
| Premises and equipment expense | $64,000 | 7,627 |
| Additional noninterest expense | $192,000 | 7,223 |
| Pre-tax net operating income | $29,000 | 8,365 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $10,000 | 6,651 |
| Income before extraordinary items | $19,000 | 8,466 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $19,000 | 8,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $19,000 | 8,407 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $378,000 | 7,999 |
| Total interest expense | $136,000 | 7,249 |
| Net interest income | $242,000 | 8,182 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $22,000 | 8,321 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $9,000 | 7,564 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $13,000 | 7,451 |
| Total noninterest expense | $232,000 | 8,011 |
| Salaries and employee benefits | $121,000 | 8,103 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $77,000 | 7,712 |
| Pre-tax net operating income | $32,000 | 8,152 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $21,000 | 8,315 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $21,000 | 8,316 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $21,000 | 8,248 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,659,000 | 7,903 |
| Total interest expense | $636,000 | 7,277 |
| Net interest income | $1,023,000 | 8,069 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $94,000 | 8,370 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $37,000 | 7,623 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $57,000 | 7,379 |
| Total noninterest expense | $888,000 | 8,113 |
| Salaries and employee benefits | $465,000 | 8,201 |
| Premises and equipment expense | $138,000 | 7,567 |
| Additional noninterest expense | $285,000 | 7,867 |
| Pre-tax net operating income | $229,000 | 7,724 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $73,000 | 6,007 |
| Income before extraordinary items | $156,000 | 7,975 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $156,000 | 7,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $156,000 | 7,860 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 7,967 |
| Total interest expense | $496,000 | 7,333 |
| Net interest income | $776,000 | 8,120 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $72,000 | 8,412 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $27,000 | 7,700 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $45,000 | 7,365 |
| Total noninterest expense | $666,000 | 8,095 |
| Salaries and employee benefits | $349,000 | 8,198 |
| Premises and equipment expense | $105,000 | 7,546 |
| Additional noninterest expense | $212,000 | 7,884 |
| Pre-tax net operating income | $182,000 | 7,811 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $59,000 | 6,085 |
| Income before extraordinary items | $123,000 | 8,076 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $123,000 | 8,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $123,000 | 7,942 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,957 |
| Total interest expense | $347,000 | 7,346 |
| Net interest income | $532,000 | 8,120 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $47,000 | 8,428 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $18,000 | 7,723 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $29,000 | 7,373 |
| Total noninterest expense | $446,000 | 8,114 |
| Salaries and employee benefits | $232,000 | 8,230 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $143,000 | 7,863 |
| Pre-tax net operating income | $133,000 | 7,745 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $44,000 | 6,023 |
| Income before extraordinary items | $89,000 | 8,065 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $89,000 | 8,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $89,000 | 7,901 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $454,000 | 7,936 |
| Total interest expense | $181,000 | 7,342 |
| Net interest income | $273,000 | 8,114 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $21,000 | 8,569 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $14,000 | 7,447 |
| Total noninterest expense | $221,000 | 8,164 |
| Salaries and employee benefits | $114,000 | 8,304 |
| Premises and equipment expense | $38,000 | 7,422 |
| Additional noninterest expense | $69,000 | 7,971 |
| Pre-tax net operating income | $73,000 | 7,636 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $48,000 | 7,946 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $48,000 | 7,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $48,000 | 7,795 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 7,769 |
| Total interest expense | $934,000 | 7,101 |
| Net interest income | $1,137,000 | 8,049 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $91,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $36,000 | 7,759 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $55,000 | 7,472 |
| Total noninterest expense | $878,000 | 8,196 |
| Salaries and employee benefits | $466,000 | 8,272 |
| Premises and equipment expense | $127,000 | 7,789 |
| Additional noninterest expense | $285,000 | 7,912 |
| Pre-tax net operating income | $350,000 | 7,358 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $122,000 | 5,763 |
| Income before extraordinary items | $228,000 | 7,686 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $228,000 | 7,685 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $228,000 | 7,591 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 7,822 |
| Total interest expense | $1,404,000 | 7,187 |
| Net interest income | $1,025,000 | 8,235 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $96,000 | 8,576 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $44,000 | 7,717 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $52,000 | 7,628 |
| Total noninterest expense | $863,000 | 8,296 |
| Salaries and employee benefits | $457,000 | 8,364 |
| Premises and equipment expense | $103,000 | 8,251 |
| Additional noninterest expense | $303,000 | 7,841 |
| Pre-tax net operating income | $258,000 | 7,599 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $85,000 | 6,194 |
| Income before extraordinary items | $173,000 | 7,902 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $173,000 | 7,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $173,000 | 7,789 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,551,000 | 7,855 |
| Total interest expense | $1,544,000 | 7,064 |
| Net interest income | $1,007,000 | 8,466 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $83,000 | 8,830 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $39,000 | 7,880 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 8,029 |
| Total noninterest expense | $867,000 | 8,380 |
| Salaries and employee benefits | $440,000 | 8,552 |
| Premises and equipment expense | $145,000 | 7,669 |
| Additional noninterest expense | $282,000 | 8,088 |
| Pre-tax net operating income | $223,000 | 8,263 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $71,000 | 6,919 |
| Income before extraordinary items | $152,000 | 8,409 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $152,000 | 8,408 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $152,000 | 8,411 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,426,000 | 7,993 |
| Total interest expense | $1,376,000 | 7,246 |
| Net interest income | $1,050,000 | 8,515 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $81,000 | 9,128 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 8,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 8,297 |
| Total noninterest expense | $878,000 | 8,504 |
| Salaries and employee benefits | $440,000 | 8,676 |
| Premises and equipment expense | $136,000 | 7,908 |
| Additional noninterest expense | $302,000 | 8,096 |
| Pre-tax net operating income | $253,000 | 8,326 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $84,000 | 7,149 |
| Income before extraordinary items | $169,000 | 8,517 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $169,000 | 8,515 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $169,000 | 8,482 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,446,000 | 8,157 |
| Total interest expense | $1,396,000 | 7,433 |
| Net interest income | $1,050,000 | 8,688 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $76,000 | 9,418 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $28,000 | 8,551 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $48,000 | 8,232 |
| Total noninterest expense | $886,000 | 8,478 |
| Salaries and employee benefits | $437,000 | 8,731 |
| Premises and equipment expense | $144,000 | 7,784 |
| Additional noninterest expense | $305,000 | 8,075 |
| Pre-tax net operating income | $240,000 | 8,714 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $79,000 | 7,837 |
| Income before extraordinary items | $161,000 | 8,903 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $161,000 | 8,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $161,000 | 8,838 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,490,000 | 8,392 |
| Total interest expense | $1,408,000 | 7,564 |
| Net interest income | $1,082,000 | 8,986 |
| Provision for loan and lease losses | $8,000 | 8,510 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $25,000 | 9,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $33,000 | 9,193 |
| Total noninterest expense | $821,000 | 8,961 |
| Salaries and employee benefits | $415,000 | 9,161 |
| Premises and equipment expense | $129,000 | 8,265 |
| Additional noninterest expense | $277,000 | 8,567 |
| Pre-tax net operating income | $311,000 | 8,937 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $95,000 | 8,486 |
| Income before extraordinary items | $216,000 | 9,015 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $216,000 | 9,019 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $216,000 | 8,979 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,447,000 | 8,759 |
| Total interest expense | $1,416,000 | 7,800 |
| Net interest income | $1,031,000 | 9,466 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $43,000 | 10,966 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $17,000 | 9,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $1,073,000 | 8,430 |
| Salaries and employee benefits | $418,000 | 9,484 |
| Premises and equipment expense | $146,000 | 8,152 |
| Additional noninterest expense | $509,000 | 6,980 |
| Pre-tax net operating income | $-2,000 | 10,804 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-33,000 | 11,032 |
| Income before extraordinary items | $31,000 | 10,675 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $31,000 | 10,671 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $31,000 | 10,627 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,350,000 | 9,188 |
| Total interest expense | $1,343,000 | 8,135 |
| Net interest income | $1,007,000 | 9,926 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $32,000 | 11,623 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 11,008 |
| Total noninterest expense | $838,000 | 9,610 |
| Salaries and employee benefits | $392,000 | 10,003 |
| Premises and equipment expense | $139,000 | 8,553 |
| Additional noninterest expense | $307,000 | 9,176 |
| Pre-tax net operating income | $201,000 | 10,458 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $57,000 | 10,046 |
| Income before extraordinary items | $144,000 | 10,517 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $144,000 | 10,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $144,000 | 10,486 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 9,267 |
| Total interest expense | $1,105,000 | 8,275 |
| Net interest income | $1,192,000 | 9,780 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $25,000 | 12,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 10,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,916 |
| Total noninterest expense | $787,000 | 10,298 |
| Salaries and employee benefits | $405,000 | 10,245 |
| Premises and equipment expense | $89,000 | 10,376 |
| Additional noninterest expense | $293,000 | 10,041 |
| Pre-tax net operating income | $430,000 | 9,127 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $155,000 | 8,217 |
| Income before extraordinary items | $275,000 | 9,427 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $275,000 | 9,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $275,000 | 9,478 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,534,000 | 9,121 |
| Total interest expense | $1,171,000 | 8,398 |
| Net interest income | $1,363,000 | 9,536 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $29,000 | 12,948 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 11,128 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $745,000 | 10,941 |
| Salaries and employee benefits | $377,000 | 10,873 |
| Premises and equipment expense | $90,000 | 10,795 |
| Additional noninterest expense | $278,000 | 10,714 |
| Pre-tax net operating income | $647,000 | 7,640 |
| Securities gains (losses) | $22,000 | 4,534 |
| Applicable income taxes | $222,000 | 7,228 |
| Income before extraordinary items | $447,000 | 7,997 |
| Extraordinary gains, net | $-55,000 | 12,753 |
| Net income | $392,000 | 8,678 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $432,260 | 7,858 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 9,247 |
| Total interest expense | $1,608,000 | 8,175 |
| Net interest income | $1,238,000 | 10,191 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $94,000 | 11,878 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $94,000 | 8,290 |
| Total noninterest expense | $728,000 | 11,363 |
| Salaries and employee benefits | $355,000 | 11,390 |
| Premises and equipment expense | $102,000 | 10,663 |
| Additional noninterest expense | $271,000 | 11,258 |
| Pre-tax net operating income | $604,000 | 7,685 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $193,000 | 7,695 |
| Income before extraordinary items | $411,000 | 8,101 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $411,000 | 8,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $411,000 | 7,754 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.