Home > South Central Bank of Monroe County > Income and Expense
South Central Bank of Monroe County, Income and Expense
2014-12-31 (YTD Data) | Rank | |
Total interest income | $4,883,000 | 4,007 |
Total interest expense | $736,000 | 3,200 |
Net interest income | $4,147,000 | 4,105 |
Provision for loan and lease losses | $0 | 4,603 |
Total noninterest income | $1,265,000 | 2,748 |
Gross Fiduciary activities income | $0 | 1,256 |
Service charges on deposit accounts | $681,000 | 1,788 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $584,000 | 3,056 |
Total noninterest expense | $4,115,000 | 3,765 |
Salaries and employee benefits | $1,523,000 | 4,599 |
Premises and equipment expense | $337,000 | 4,447 |
Additional noninterest expense | $2,255,000 | 2,624 |
Pre-tax net operating income | $1,297,000 | 3,722 |
Securities gains (losses) | $0 | 3,259 |
Applicable income taxes | $396,000 | 2,422 |
Income before extraordinary items | $901,000 | 4,136 |
Extraordinary gains, net | $0 | 17 |
Net income | $901,000 | 4,136 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $901,000 | 4,137 |
Net charge-offs | $158,000 | 2,728 |
Cash dividends | $575,000 | 2,704 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $901,000 | 4,077 |
2014-09-30 (YTD Data) | Rank | |
Total interest income | $3,630,000 | 4,073 |
Total interest expense | $549,000 | 3,276 |
Net interest income | $3,081,000 | 4,164 |
Provision for loan and lease losses | $0 | 4,401 |
Total noninterest income | $974,000 | 2,734 |
Gross Fiduciary activities income | $0 | 1,202 |
Service charges on deposit accounts | $516,000 | 1,781 |
Trading account gains and fees | $0 | 174 |
Additional Noninterest Income | $458,000 | 3,028 |
Total noninterest expense | $3,067,000 | 3,803 |
Salaries and employee benefits | $1,155,000 | 4,585 |
Premises and equipment expense | $259,000 | 4,447 |
Additional noninterest expense | $1,653,000 | 2,674 |
Pre-tax net operating income | $988,000 | 3,781 |
Securities gains (losses) | $0 | 2,980 |
Applicable income taxes | $304,000 | 2,465 |
Income before extraordinary items | $684,000 | 4,174 |
Extraordinary gains, net | $0 | 15 |
Net income | $684,000 | 4,175 |
Minority interest net income | $0 | 81 |
Net income of bank and minority interests. | $684,000 | 4,175 |
Net charge-offs | $137,000 | 2,378 |
Cash dividends | $315,000 | 2,685 |
Sale, conversion, retirement of capital stock, net | $0 | 819 |
Net operating income | $684,000 | 4,121 |
2014-06-30 (YTD Data) | Rank | |
Total interest income | $2,384,000 | 4,123 |
Total interest expense | $365,000 | 3,317 |
Net interest income | $2,019,000 | 4,216 |
Provision for loan and lease losses | $0 | 4,196 |
Total noninterest income | $611,000 | 2,798 |
Gross Fiduciary activities income | $0 | 1,182 |
Service charges on deposit accounts | $334,000 | 1,805 |
Trading account gains and fees | $0 | 172 |
Additional Noninterest Income | $277,000 | 3,151 |
Total noninterest expense | $2,066,000 | 3,797 |
Salaries and employee benefits | $787,000 | 4,568 |
Premises and equipment expense | $175,000 | 4,454 |
Additional noninterest expense | $1,104,000 | 2,668 |
Pre-tax net operating income | $564,000 | 3,974 |
Securities gains (losses) | $0 | 2,580 |
Applicable income taxes | $170,000 | 2,564 |
Income before extraordinary items | $394,000 | 4,337 |
Extraordinary gains, net | $0 | 20 |
Net income | $394,000 | 4,341 |
Minority interest net income | $0 | 80 |
Net income of bank and minority interests. | $394,000 | 4,342 |
Net charge-offs | $57,000 | 2,679 |
Cash dividends | $95,000 | 3,206 |
Sale, conversion, retirement of capital stock, net | $0 | 794 |
Net operating income | $394,000 | 4,292 |
2014-03-31 (YTD Data) | Rank | |
Total interest income | $1,182,000 | 4,165 |
Total interest expense | $183,000 | 3,361 |
Net interest income | $999,000 | 4,257 |
Provision for loan and lease losses | $0 | 3,817 |
Total noninterest income | $290,000 | 2,853 |
Gross Fiduciary activities income | $0 | 1,141 |
Service charges on deposit accounts | $158,000 | 1,854 |
Trading account gains and fees | $0 | 147 |
Additional Noninterest Income | $132,000 | 3,157 |
Total noninterest expense | $1,049,000 | 3,788 |
Salaries and employee benefits | $396,000 | 4,605 |
Premises and equipment expense | $83,000 | 4,629 |
Additional noninterest expense | $570,000 | 2,605 |
Pre-tax net operating income | $240,000 | 4,169 |
Securities gains (losses) | $0 | 1,715 |
Applicable income taxes | $71,000 | 2,666 |
Income before extraordinary items | $169,000 | 4,508 |
Extraordinary gains, net | $0 | 16 |
Net income | $169,000 | 4,511 |
Minority interest net income | $0 | 66 |
Net income of bank and minority interests. | $169,000 | 4,511 |
Net charge-offs | $52,000 | 1,843 |
Cash dividends | $95,000 | 2,295 |
Sale, conversion, retirement of capital stock, net | $0 | 747 |
Net operating income | $169,000 | 4,459 |
2013-12-31 (YTD Data) | Rank | |
Total interest income | $4,890,000 | 4,134 |
Total interest expense | $838,000 | 3,340 |
Net interest income | $4,052,000 | 4,246 |
Provision for loan and lease losses | $129,000 | 3,420 |
Total noninterest income | $1,361,000 | 2,745 |
Gross Fiduciary activities income | $0 | 1,299 |
Service charges on deposit accounts | $718,000 | 1,787 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $643,000 | 3,000 |
Total noninterest expense | $4,186,000 | 3,817 |
Salaries and employee benefits | $1,480,000 | 4,787 |
Premises and equipment expense | $341,000 | 4,573 |
Additional noninterest expense | $2,365,000 | 2,586 |
Pre-tax net operating income | $1,098,000 | 3,930 |
Securities gains (losses) | $2,000 | 2,972 |
Applicable income taxes | $334,000 | 2,531 |
Income before extraordinary items | $766,000 | 4,315 |
Extraordinary gains, net | $0 | 29 |
Net income | $766,000 | 4,318 |
Minority interest net income | $0 | 90 |
Net income of bank and minority interests. | $766,000 | 4,319 |
Net charge-offs | $100,000 | 3,739 |
Cash dividends | $500,000 | 2,742 |
Sale, conversion, retirement of capital stock, net | $0 | 924 |
Net operating income | $764,600 | 4,260 |
2013-09-30 (YTD Data) | Rank | |
Total interest income | $3,667,000 | 4,167 |
Total interest expense | $643,000 | 3,376 |
Net interest income | $3,024,000 | 4,292 |
Provision for loan and lease losses | $64,000 | 3,782 |
Total noninterest income | $1,021,000 | 2,791 |
Gross Fiduciary activities income | $0 | 1,238 |
Service charges on deposit accounts | $528,000 | 1,826 |
Trading account gains and fees | $0 | 180 |
Additional Noninterest Income | $493,000 | 3,042 |
Total noninterest expense | $3,136,000 | 3,836 |
Salaries and employee benefits | $1,147,000 | 4,725 |
Premises and equipment expense | $260,000 | 4,565 |
Additional noninterest expense | $1,729,000 | 2,652 |
Pre-tax net operating income | $845,000 | 3,965 |
Securities gains (losses) | $2,000 | 2,831 |
Applicable income taxes | $258,000 | 2,559 |
Income before extraordinary items | $589,000 | 4,339 |
Extraordinary gains, net | $0 | 25 |
Net income | $589,000 | 4,342 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $589,000 | 4,343 |
Net charge-offs | $69,000 | 3,616 |
Cash dividends | $375,000 | 2,394 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $587,600 | 4,267 |
2013-06-30 (YTD Data) | Rank | |
Total interest income | $2,430,000 | 4,190 |
Total interest expense | $434,000 | 3,411 |
Net interest income | $1,996,000 | 4,323 |
Provision for loan and lease losses | $40,000 | 3,782 |
Total noninterest income | $619,000 | 2,954 |
Gross Fiduciary activities income | $0 | 1,226 |
Service charges on deposit accounts | $342,000 | 1,847 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $277,000 | 3,321 |
Total noninterest expense | $2,094,000 | 3,854 |
Salaries and employee benefits | $762,000 | 4,767 |
Premises and equipment expense | $176,000 | 4,543 |
Additional noninterest expense | $1,156,000 | 2,626 |
Pre-tax net operating income | $481,000 | 4,208 |
Securities gains (losses) | $2,000 | 2,612 |
Applicable income taxes | $144,000 | 2,733 |
Income before extraordinary items | $339,000 | 4,563 |
Extraordinary gains, net | $0 | 22 |
Net income | $339,000 | 4,565 |
Minority interest net income | $0 | 82 |
Net income of bank and minority interests. | $339,000 | 4,566 |
Net charge-offs | $9,000 | 4,369 |
Cash dividends | $250,000 | 2,371 |
Sale, conversion, retirement of capital stock, net | $0 | 838 |
Net operating income | $337,600 | 4,472 |
2013-03-31 (YTD Data) | Rank | |
Total interest income | $1,199,000 | 4,263 |
Total interest expense | $220,000 | 3,465 |
Net interest income | $979,000 | 4,395 |
Provision for loan and lease losses | $0 | 4,409 |
Total noninterest income | $293,000 | 3,044 |
Gross Fiduciary activities income | $0 | 1,171 |
Service charges on deposit accounts | $162,000 | 1,912 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $131,000 | 3,372 |
Total noninterest expense | $1,057,000 | 3,861 |
Salaries and employee benefits | $388,000 | 4,749 |
Premises and equipment expense | $88,000 | 4,589 |
Additional noninterest expense | $581,000 | 2,620 |
Pre-tax net operating income | $215,000 | 4,366 |
Securities gains (losses) | $2,000 | 1,785 |
Applicable income taxes | $64,000 | 2,812 |
Income before extraordinary items | $153,000 | 4,695 |
Extraordinary gains, net | $0 | 10 |
Net income | $153,000 | 4,696 |
Minority interest net income | $0 | 76 |
Net income of bank and minority interests. | $153,000 | 4,697 |
Net charge-offs | $1,000 | 4,010 |
Cash dividends | $125,000 | 1,916 |
Sale, conversion, retirement of capital stock, net | $0 | 789 |
Net operating income | $151,580 | 4,617 |
2012-12-31 (YTD Data) | Rank | |
Total interest income | $4,872,000 | 4,371 |
Total interest expense | $957,000 | 3,720 |
Net interest income | $3,915,000 | 4,463 |
Provision for loan and lease losses | $83,000 | 4,847 |
Total noninterest income | $1,064,000 | 3,156 |
Gross Fiduciary activities income | $0 | 1,334 |
Service charges on deposit accounts | $640,000 | 2,049 |
Trading account gains and fees | $0 | 166 |
Additional Noninterest Income | $424,000 | 3,563 |
Total noninterest expense | $4,068,000 | 3,984 |
Salaries and employee benefits | $1,474,000 | 4,893 |
Premises and equipment expense | $361,000 | 4,525 |
Additional noninterest expense | $2,233,000 | 2,827 |
Pre-tax net operating income | $828,000 | 4,298 |
Securities gains (losses) | $3,000 | 3,606 |
Applicable income taxes | $242,000 | 2,855 |
Income before extraordinary items | $589,000 | 4,724 |
Extraordinary gains, net | $0 | 29 |
Net income | $589,000 | 4,725 |
Minority interest net income | $0 | 93 |
Net income of bank and minority interests. | $589,000 | 4,726 |
Net charge-offs | $118,000 | 4,278 |
Cash dividends | $915,000 | 2,068 |
Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
Net operating income | $586,870 | 4,542 |
2012-09-30 (YTD Data) | Rank | |
Total interest income | $3,667,000 | 4,439 |
Total interest expense | $725,000 | 3,815 |
Net interest income | $2,942,000 | 4,521 |
Provision for loan and lease losses | $12,000 | 5,544 |
Total noninterest income | $764,000 | 3,249 |
Gross Fiduciary activities income | $0 | 1,274 |
Service charges on deposit accounts | $463,000 | 2,126 |
Trading account gains and fees | $0 | 157 |
Additional Noninterest Income | $301,000 | 3,686 |
Total noninterest expense | $3,022,000 | 4,044 |
Salaries and employee benefits | $1,142,000 | 4,822 |
Premises and equipment expense | $280,000 | 4,519 |
Additional noninterest expense | $1,600,000 | 2,944 |
Pre-tax net operating income | $672,000 | 4,273 |
Securities gains (losses) | $3,000 | 3,350 |
Applicable income taxes | $200,000 | 2,832 |
Income before extraordinary items | $475,000 | 4,715 |
Extraordinary gains, net | $0 | 20 |
Net income | $475,000 | 4,715 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $475,000 | 4,715 |
Net charge-offs | $76,000 | 4,217 |
Cash dividends | $425,000 | 2,209 |
Sale, conversion, retirement of capital stock, net | $0 | 952 |
Net operating income | $472,900 | 4,541 |
2012-06-30 (YTD Data) | Rank | |
Total interest income | $2,428,000 | 4,489 |
Total interest expense | $483,000 | 3,913 |
Net interest income | $1,945,000 | 4,581 |
Provision for loan and lease losses | $12,000 | 5,300 |
Total noninterest income | $522,000 | 3,163 |
Gross Fiduciary activities income | $0 | 1,262 |
Service charges on deposit accounts | $294,000 | 2,196 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $228,000 | 3,479 |
Total noninterest expense | $2,016,000 | 4,073 |
Salaries and employee benefits | $763,000 | 4,856 |
Premises and equipment expense | $185,000 | 4,561 |
Additional noninterest expense | $1,068,000 | 2,957 |
Pre-tax net operating income | $439,000 | 4,314 |
Securities gains (losses) | $2,000 | 3,012 |
Applicable income taxes | $130,000 | 2,850 |
Income before extraordinary items | $311,000 | 4,761 |
Extraordinary gains, net | $0 | 19 |
Net income | $311,000 | 4,764 |
Minority interest net income | $0 | 84 |
Net income of bank and minority interests. | $311,000 | 4,764 |
Net charge-offs | $27,000 | 4,455 |
Cash dividends | $350,000 | 1,976 |
Sale, conversion, retirement of capital stock, net | $0 | 928 |
Net operating income | $309,580 | 4,581 |
2012-03-31 (YTD Data) | Rank | |
Total interest income | $1,208,000 | 4,557 |
Total interest expense | $244,000 | 3,990 |
Net interest income | $964,000 | 4,638 |
Provision for loan and lease losses | $12,000 | 4,780 |
Total noninterest income | $279,000 | 3,060 |
Gross Fiduciary activities income | $0 | 1,204 |
Service charges on deposit accounts | $142,000 | 2,239 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $137,000 | 3,207 |
Total noninterest expense | $1,029,000 | 4,025 |
Salaries and employee benefits | $393,000 | 4,816 |
Premises and equipment expense | $100,000 | 4,398 |
Additional noninterest expense | $536,000 | 2,925 |
Pre-tax net operating income | $202,000 | 4,505 |
Securities gains (losses) | $2,000 | 2,023 |
Applicable income taxes | $60,000 | 2,896 |
Income before extraordinary items | $144,000 | 4,916 |
Extraordinary gains, net | $0 | 19 |
Net income | $144,000 | 4,918 |
Minority interest net income | $0 | 78 |
Net income of bank and minority interests. | $144,000 | 4,919 |
Net charge-offs | $18,000 | 3,743 |
Cash dividends | $75,000 | 2,250 |
Sale, conversion, retirement of capital stock, net | $0 | 861 |
Net operating income | $142,580 | 4,782 |
2011-12-31 (YTD Data) | Rank | |
Total interest income | $5,152,000 | 4,493 |
Total interest expense | $1,129,000 | 4,114 |
Net interest income | $4,023,000 | 4,518 |
Provision for loan and lease losses | $0 | 6,496 |
Total noninterest income | $1,132,000 | 2,910 |
Gross Fiduciary activities income | $0 | 1,311 |
Service charges on deposit accounts | $625,000 | 2,171 |
Trading account gains and fees | $0 | 146 |
Additional Noninterest Income | $507,000 | 3,109 |
Total noninterest expense | $3,953,000 | 4,141 |
Salaries and employee benefits | $1,488,000 | 4,986 |
Premises and equipment expense | $388,000 | 4,634 |
Additional noninterest expense | $2,077,000 | 3,035 |
Pre-tax net operating income | $1,202,000 | 3,402 |
Securities gains (losses) | $127,000 | 1,858 |
Applicable income taxes | $414,000 | 2,217 |
Income before extraordinary items | $915,000 | 3,715 |
Extraordinary gains, net | $0 | 29 |
Net income | $915,000 | 3,718 |
Minority interest net income | $0 | 96 |
Net income of bank and minority interests. | $915,000 | 3,718 |
Net charge-offs | $11,000 | 6,073 |
Cash dividends | $400,000 | 2,654 |
Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
Net operating income | $827,370 | 3,764 |
2011-09-30 (YTD Data) | Rank | |
Total interest income | $3,904,000 | 4,510 |
Total interest expense | $869,000 | 4,168 |
Net interest income | $3,035,000 | 4,534 |
Provision for loan and lease losses | $0 | 6,393 |
Total noninterest income | $808,000 | 2,986 |
Gross Fiduciary activities income | $0 | 1,257 |
Service charges on deposit accounts | $459,000 | 2,216 |
Trading account gains and fees | $0 | 145 |
Additional Noninterest Income | $349,000 | 3,229 |
Total noninterest expense | $2,947,000 | 4,162 |
Salaries and employee benefits | $1,113,000 | 4,988 |
Premises and equipment expense | $294,000 | 4,662 |
Additional noninterest expense | $1,540,000 | 3,081 |
Pre-tax net operating income | $896,000 | 3,512 |
Securities gains (losses) | $116,000 | 1,650 |
Applicable income taxes | $319,000 | 2,200 |
Income before extraordinary items | $693,000 | 3,769 |
Extraordinary gains, net | $0 | 21 |
Net income | $693,000 | 3,771 |
Minority interest net income | $0 | 87 |
Net income of bank and minority interests. | $693,000 | 3,771 |
Net charge-offs | $-38,000 | 7,217 |
Cash dividends | $225,000 | 2,604 |
Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
Net operating income | $614,120 | 3,874 |
2011-06-30 (YTD Data) | Rank | |
Total interest income | $2,645,000 | 4,503 |
Total interest expense | $594,000 | 4,216 |
Net interest income | $2,051,000 | 4,514 |
Provision for loan and lease losses | $0 | 6,217 |
Total noninterest income | $531,000 | 3,007 |
Gross Fiduciary activities income | $0 | 1,239 |
Service charges on deposit accounts | $291,000 | 2,282 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $240,000 | 3,211 |
Total noninterest expense | $1,952,000 | 4,230 |
Salaries and employee benefits | $739,000 | 5,035 |
Premises and equipment expense | $191,000 | 4,769 |
Additional noninterest expense | $1,022,000 | 3,154 |
Pre-tax net operating income | $630,000 | 3,377 |
Securities gains (losses) | $116,000 | 1,034 |
Applicable income taxes | $236,000 | 2,047 |
Income before extraordinary items | $510,000 | 3,551 |
Extraordinary gains, net | $0 | 15 |
Net income | $510,000 | 3,552 |
Minority interest net income | $0 | 89 |
Net income of bank and minority interests. | $510,000 | 3,552 |
Net charge-offs | $50,000 | 4,446 |
Cash dividends | $150,000 | 2,512 |
Sale, conversion, retirement of capital stock, net | $0 | 986 |
Net operating income | $431,120 | 3,743 |
2011-03-31 (YTD Data) | Rank | |
Total interest income | $1,322,000 | 4,524 |
Total interest expense | $305,000 | 4,250 |
Net interest income | $1,017,000 | 4,527 |
Provision for loan and lease losses | $0 | 5,840 |
Total noninterest income | $249,000 | 3,163 |
Gross Fiduciary activities income | $0 | 1,199 |
Service charges on deposit accounts | $137,000 | 2,357 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $112,000 | 3,377 |
Total noninterest expense | $1,017,000 | 4,136 |
Salaries and employee benefits | $381,000 | 4,983 |
Premises and equipment expense | $100,000 | 4,697 |
Additional noninterest expense | $536,000 | 3,013 |
Pre-tax net operating income | $249,000 | 3,839 |
Securities gains (losses) | $1,000 | 1,662 |
Applicable income taxes | $76,000 | 2,483 |
Income before extraordinary items | $174,000 | 4,206 |
Extraordinary gains, net | $0 | 9 |
Net income | $174,000 | 4,205 |
Minority interest net income | $0 | 86 |
Net income of bank and minority interests. | $174,000 | 4,206 |
Net charge-offs | $-15,000 | 7,126 |
Cash dividends | $75,000 | 2,072 |
Sale, conversion, retirement of capital stock, net | $0 | 925 |
Net operating income | $173,300 | 4,157 |
2010-12-31 (YTD Data) | Rank | |
Total interest income | $5,969,000 | 4,340 |
Total interest expense | $1,517,000 | 4,237 |
Net interest income | $4,452,000 | 4,272 |
Provision for loan and lease losses | $51,000 | 6,466 |
Total noninterest income | $1,076,000 | 3,109 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $580,000 | 2,352 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $496,000 | 3,205 |
Total noninterest expense | $3,715,000 | 4,421 |
Salaries and employee benefits | $1,406,000 | 5,237 |
Premises and equipment expense | $372,000 | 4,924 |
Additional noninterest expense | $1,937,000 | 3,346 |
Pre-tax net operating income | $1,762,000 | 2,463 |
Securities gains (losses) | $0 | 3,793 |
Applicable income taxes | $564,000 | 1,766 |
Income before extraordinary items | $1,198,000 | 2,919 |
Extraordinary gains, net | $0 | 29 |
Net income | $1,198,000 | 2,915 |
Minority interest net income | $0 | 111 |
Net income of bank and minority interests. | $1,198,000 | 2,919 |
Net charge-offs | $46,000 | 5,956 |
Cash dividends | $875,000 | 1,655 |
Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
Net operating income | $1,198,000 | 2,797 |
2010-09-30 (YTD Data) | Rank | |
Total interest income | $4,501,000 | 4,417 |
Total interest expense | $1,172,000 | 4,310 |
Net interest income | $3,329,000 | 4,341 |
Provision for loan and lease losses | $51,000 | 6,221 |
Total noninterest income | $785,000 | 3,186 |
Gross Fiduciary activities income | $0 | 1,319 |
Service charges on deposit accounts | $435,000 | 2,418 |
Trading account gains and fees | $0 | 165 |
Additional Noninterest Income | $350,000 | 3,303 |
Total noninterest expense | $2,784,000 | 4,440 |
Salaries and employee benefits | $1,043,000 | 5,306 |
Premises and equipment expense | $283,000 | 4,966 |
Additional noninterest expense | $1,458,000 | 3,309 |
Pre-tax net operating income | $1,279,000 | 2,662 |
Securities gains (losses) | $0 | 3,651 |
Applicable income taxes | $409,000 | 1,858 |
Income before extraordinary items | $870,000 | 3,145 |
Extraordinary gains, net | $0 | 23 |
Net income | $870,000 | 3,143 |
Minority interest net income | $0 | 110 |
Net income of bank and minority interests. | $870,000 | 3,145 |
Net charge-offs | $135,000 | 4,609 |
Cash dividends | $800,000 | 1,267 |
Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
Net operating income | $870,000 | 3,013 |
2010-06-30 (YTD Data) | Rank | |
Total interest income | $3,000,000 | 4,447 |
Total interest expense | $797,000 | 4,364 |
Net interest income | $2,203,000 | 4,359 |
Provision for loan and lease losses | $20,000 | 6,391 |
Total noninterest income | $558,000 | 3,009 |
Gross Fiduciary activities income | $0 | 1,300 |
Service charges on deposit accounts | $288,000 | 2,437 |
Trading account gains and fees | $0 | 152 |
Additional Noninterest Income | $270,000 | 3,011 |
Total noninterest expense | $1,805,000 | 4,532 |
Salaries and employee benefits | $674,000 | 5,426 |
Premises and equipment expense | $182,000 | 5,080 |
Additional noninterest expense | $949,000 | 3,341 |
Pre-tax net operating income | $936,000 | 2,502 |
Securities gains (losses) | $0 | 3,184 |
Applicable income taxes | $301,000 | 1,738 |
Income before extraordinary items | $635,000 | 2,955 |
Extraordinary gains, net | $0 | 19 |
Net income | $635,000 | 2,949 |
Minority interest net income | $0 | 105 |
Net income of bank and minority interests. | $635,000 | 2,954 |
Net charge-offs | $51,000 | 4,866 |
Cash dividends | $725,000 | 969 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $635,000 | 2,843 |
2010-03-31 (YTD Data) | Rank | |
Total interest income | $1,527,000 | 4,443 |
Total interest expense | $403,000 | 4,460 |
Net interest income | $1,124,000 | 4,329 |
Provision for loan and lease losses | $10,000 | 6,114 |
Total noninterest income | $292,000 | 2,913 |
Gross Fiduciary activities income | $0 | 1,246 |
Service charges on deposit accounts | $137,000 | 2,519 |
Trading account gains and fees | $0 | 175 |
Additional Noninterest Income | $155,000 | 2,775 |
Total noninterest expense | $901,000 | 4,581 |
Salaries and employee benefits | $330,000 | 5,536 |
Premises and equipment expense | $90,000 | 5,191 |
Additional noninterest expense | $481,000 | 3,289 |
Pre-tax net operating income | $505,000 | 2,394 |
Securities gains (losses) | $0 | 2,284 |
Applicable income taxes | $168,000 | 1,611 |
Income before extraordinary items | $337,000 | 2,904 |
Extraordinary gains, net | $0 | 16 |
Net income | $337,000 | 2,900 |
Minority interest net income | $0 | 91 |
Net income of bank and minority interests. | $337,000 | 2,904 |
Net charge-offs | $-9,000 | 7,459 |
Cash dividends | $75,000 | 2,074 |
Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
Net operating income | $337,000 | 2,788 |
2009-12-31 (YTD Data) | Rank | |
Total interest income | $6,366,000 | 4,448 |
Total interest expense | $2,111,000 | 4,302 |
Net interest income | $4,255,000 | 4,393 |
Provision for loan and lease losses | $320,000 | 5,175 |
Total noninterest income | $1,017,000 | 3,305 |
Gross Fiduciary activities income | $0 | 1,390 |
Service charges on deposit accounts | $655,000 | 2,377 |
Trading account gains and fees | $0 | 211 |
Additional Noninterest Income | $362,000 | 3,696 |
Total noninterest expense | $3,695,000 | 4,562 |
Salaries and employee benefits | $1,553,000 | 5,081 |
Premises and equipment expense | $384,000 | 5,096 |
Additional noninterest expense | $1,758,000 | 3,662 |
Pre-tax net operating income | $1,257,000 | 2,629 |
Securities gains (losses) | $0 | 3,754 |
Applicable income taxes | $433,000 | 1,684 |
Income before extraordinary items | $824,000 | 3,102 |
Extraordinary gains, net | $0 | 34 |
Net income | $824,000 | 3,102 |
Minority interest net income | $0 | 115 |
Net income of bank and minority interests. | $824,000 | 3,102 |
Net charge-offs | $229,000 | 4,832 |
Cash dividends | $350,000 | 3,024 |
Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
Net operating income | $824,000 | 3,033 |
2009-09-30 (YTD Data) | Rank | |
Total interest income | $4,801,000 | 4,483 |
Total interest expense | $1,672,000 | 4,300 |
Net interest income | $3,129,000 | 4,460 |
Provision for loan and lease losses | $310,000 | 4,543 |
Total noninterest income | $760,000 | 3,377 |
Gross Fiduciary activities income | $0 | 1,353 |
Service charges on deposit accounts | $496,000 | 2,371 |
Trading account gains and fees | $0 | 212 |
Additional Noninterest Income | $264,000 | 3,816 |
Total noninterest expense | $2,874,000 | 4,472 |
Salaries and employee benefits | $1,262,000 | 4,878 |
Premises and equipment expense | $296,000 | 5,068 |
Additional noninterest expense | $1,316,000 | 3,626 |
Pre-tax net operating income | $705,000 | 3,318 |
Securities gains (losses) | $0 | 3,497 |
Applicable income taxes | $247,000 | 2,112 |
Income before extraordinary items | $458,000 | 3,834 |
Extraordinary gains, net | $0 | 27 |
Net income | $458,000 | 3,830 |
Minority interest net income | $0 | 118 |
Net income of bank and minority interests. | $458,000 | 3,832 |
Net charge-offs | $304,000 | 3,686 |
Cash dividends | $225,000 | 2,949 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $458,000 | 3,745 |
2009-06-30 (YTD Data) | Rank | |
Total interest income | $3,250,000 | 4,483 |
Total interest expense | $1,189,000 | 4,273 |
Net interest income | $2,061,000 | 4,495 |
Provision for loan and lease losses | $310,000 | 3,640 |
Total noninterest income | $509,000 | 3,383 |
Gross Fiduciary activities income | $0 | 1,340 |
Service charges on deposit accounts | $327,000 | 2,356 |
Trading account gains and fees | $0 | 193 |
Additional Noninterest Income | $182,000 | 3,792 |
Total noninterest expense | $1,950,000 | 4,453 |
Salaries and employee benefits | $845,000 | 4,931 |
Premises and equipment expense | $199,000 | 5,085 |
Additional noninterest expense | $906,000 | 3,539 |
Pre-tax net operating income | $310,000 | 4,099 |
Securities gains (losses) | $0 | 3,136 |
Applicable income taxes | $114,000 | 2,516 |
Income before extraordinary items | $196,000 | 4,561 |
Extraordinary gains, net | $0 | 21 |
Net income | $196,000 | 4,559 |
Minority interest net income | $0 | 112 |
Net income of bank and minority interests. | $196,000 | 4,559 |
Net charge-offs | $230,000 | 3,269 |
Cash dividends | $100,000 | 3,245 |
Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
Net operating income | $196,000 | 4,468 |
2009-03-31 (YTD Data) | Rank | |
Total interest income | $1,694,000 | 4,396 |
Total interest expense | $625,000 | 4,259 |
Net interest income | $1,069,000 | 4,373 |
Provision for loan and lease losses | $280,000 | 2,420 |
Total noninterest income | $233,000 | 3,517 |
Gross Fiduciary activities income | $0 | 1,285 |
Service charges on deposit accounts | $160,000 | 2,326 |
Trading account gains and fees | $0 | 171 |
Additional Noninterest Income | $73,000 | 4,164 |
Total noninterest expense | $897,000 | 4,621 |
Salaries and employee benefits | $423,000 | 4,971 |
Premises and equipment expense | $91,000 | 5,354 |
Additional noninterest expense | $383,000 | 3,709 |
Pre-tax net operating income | $125,000 | 4,754 |
Securities gains (losses) | $0 | 2,434 |
Applicable income taxes | $42,000 | 3,033 |
Income before extraordinary items | $83,000 | 5,178 |
Extraordinary gains, net | $0 | 15 |
Net income | $83,000 | 5,183 |
Minority interest net income | $0 | 102 |
Net income of bank and minority interests. | $83,000 | 5,182 |
Net charge-offs | $31,000 | 3,989 |
Cash dividends | $50,000 | 2,639 |
Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
Net operating income | $83,000 | 5,010 |
2008-12-31 (YTD Data) | Rank | |
Total interest income | $7,313,000 | 4,369 |
Total interest expense | $2,991,000 | 4,263 |
Net interest income | $4,322,000 | 4,332 |
Provision for loan and lease losses | $783,000 | 3,082 |
Total noninterest income | $943,000 | 3,537 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $822,000 | 2,082 |
Trading account gains and fees | $0 | 154 |
Additional Noninterest Income | $121,000 | 5,664 |
Total noninterest expense | $3,481,000 | 4,658 |
Salaries and employee benefits | $1,618,000 | 5,097 |
Premises and equipment expense | $400,000 | 5,082 |
Additional noninterest expense | $1,463,000 | 3,683 |
Pre-tax net operating income | $1,001,000 | 3,753 |
Securities gains (losses) | $0 | 3,220 |
Applicable income taxes | $342,000 | 2,251 |
Income before extraordinary items | $659,000 | 4,019 |
Extraordinary gains, net | $0 | 39 |
Net income | $659,000 | 4,020 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $794,000 | 2,209 |
Cash dividends | $0 | 5,455 |
Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
Net operating income | $659,000 | 4,179 |
2008-09-30 (YTD Data) | Rank | |
Total interest income | $5,540,000 | 4,409 |
Total interest expense | $2,300,000 | 4,309 |
Net interest income | $3,240,000 | 4,370 |
Provision for loan and lease losses | $430,000 | 2,967 |
Total noninterest income | $725,000 | 3,571 |
Gross Fiduciary activities income | $0 | 1,405 |
Service charges on deposit accounts | $611,000 | 2,110 |
Trading account gains and fees | $0 | 148 |
Additional Noninterest Income | $114,000 | 5,399 |
Total noninterest expense | $2,628,000 | 4,623 |
Salaries and employee benefits | $1,229,000 | 5,086 |
Premises and equipment expense | $298,000 | 5,133 |
Additional noninterest expense | $1,101,000 | 3,611 |
Pre-tax net operating income | $907,000 | 3,856 |
Securities gains (losses) | $0 | 3,106 |
Applicable income taxes | $312,000 | 2,416 |
Income before extraordinary items | $595,000 | 4,138 |
Extraordinary gains, net | $0 | 31 |
Net income | $595,000 | 4,135 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $480,000 | 1,992 |
Cash dividends | $0 | 4,937 |
Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
Net operating income | $595,000 | 4,292 |
2008-06-30 (YTD Data) | Rank | |
Total interest income | $3,695,000 | 4,459 |
Total interest expense | $1,600,000 | 4,329 |
Net interest income | $2,095,000 | 4,454 |
Provision for loan and lease losses | $355,000 | 2,305 |
Total noninterest income | $470,000 | 3,649 |
Gross Fiduciary activities income | $0 | 1,395 |
Service charges on deposit accounts | $398,000 | 2,128 |
Trading account gains and fees | $0 | 149 |
Additional Noninterest Income | $72,000 | 5,593 |
Total noninterest expense | $1,752,000 | 4,655 |
Salaries and employee benefits | $827,000 | 5,114 |
Premises and equipment expense | $196,000 | 5,207 |
Additional noninterest expense | $729,000 | 3,609 |
Pre-tax net operating income | $458,000 | 4,527 |
Securities gains (losses) | $0 | 3,233 |
Applicable income taxes | $157,000 | 2,961 |
Income before extraordinary items | $301,000 | 4,996 |
Extraordinary gains, net | $0 | 21 |
Net income | $301,000 | 4,997 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $457,000 | 1,392 |
Cash dividends | $0 | 4,733 |
Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
Net operating income | $301,000 | 4,934 |
2008-03-31 (YTD Data) | Rank | |
Total interest income | $1,852,000 | 4,547 |
Total interest expense | $840,000 | 4,382 |
Net interest income | $1,012,000 | 4,580 |
Provision for loan and lease losses | $30,000 | 4,346 |
Total noninterest income | $227,000 | 3,729 |
Gross Fiduciary activities income | $0 | 1,326 |
Service charges on deposit accounts | $190,000 | 2,170 |
Trading account gains and fees | $0 | 158 |
Additional Noninterest Income | $37,000 | 5,574 |
Total noninterest expense | $880,000 | 4,650 |
Salaries and employee benefits | $403,000 | 5,202 |
Premises and equipment expense | $96,000 | 5,276 |
Additional noninterest expense | $381,000 | 3,439 |
Pre-tax net operating income | $329,000 | 3,943 |
Securities gains (losses) | $0 | 2,688 |
Applicable income taxes | $113,000 | 2,648 |
Income before extraordinary items | $216,000 | 4,506 |
Extraordinary gains, net | $0 | 15 |
Net income | $216,000 | 4,508 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 3,284 |
Cash dividends | $0 | 3,705 |
Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
Net operating income | $216,000 | 4,399 |
2007-12-31 (YTD Data) | Rank | |
Total interest income | $7,302,000 | 4,628 |
Total interest expense | $3,227,000 | 4,574 |
Net interest income | $4,075,000 | 4,568 |
Provision for loan and lease losses | $227,000 | 3,672 |
Total noninterest income | $860,000 | 3,852 |
Gross Fiduciary activities income | $0 | 1,498 |
Service charges on deposit accounts | $719,000 | 2,322 |
Trading account gains and fees | $0 | 178 |
Additional Noninterest Income | $141,000 | 5,681 |
Total noninterest expense | $3,347,000 | 4,670 |
Salaries and employee benefits | $1,507,000 | 5,290 |
Premises and equipment expense | $359,000 | 5,337 |
Additional noninterest expense | $1,481,000 | 3,454 |
Pre-tax net operating income | $1,361,000 | 4,084 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $477,000 | 2,799 |
Income before extraordinary items | $884,000 | 4,580 |
Extraordinary gains, net | $0 | 39 |
Net income | $884,000 | 4,581 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $212,000 | 2,780 |
Cash dividends | $1,785,000 | 1,769 |
Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
Net operating income | $884,000 | 4,573 |
2007-09-30 (YTD Data) | Rank | |
Total interest income | $5,385,000 | 4,695 |
Total interest expense | $2,378,000 | 4,637 |
Net interest income | $3,007,000 | 4,632 |
Provision for loan and lease losses | $84,000 | 4,451 |
Total noninterest income | $635,000 | 3,904 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $518,000 | 2,371 |
Trading account gains and fees | $0 | 184 |
Additional Noninterest Income | $117,000 | 5,521 |
Total noninterest expense | $2,524,000 | 4,630 |
Salaries and employee benefits | $1,150,000 | 5,227 |
Premises and equipment expense | $276,000 | 5,258 |
Additional noninterest expense | $1,098,000 | 3,444 |
Pre-tax net operating income | $1,034,000 | 4,275 |
Securities gains (losses) | $0 | 1,655 |
Applicable income taxes | $363,000 | 2,938 |
Income before extraordinary items | $671,000 | 4,779 |
Extraordinary gains, net | $0 | 33 |
Net income | $671,000 | 4,778 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $163,000 | 2,215 |
Cash dividends | $75,000 | 4,815 |
Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
Net operating income | $671,000 | 4,765 |
2007-06-30 (YTD Data) | Rank | |
Total interest income | $3,509,000 | 4,755 |
Total interest expense | $1,553,000 | 4,685 |
Net interest income | $1,956,000 | 4,730 |
Provision for loan and lease losses | $59,000 | 4,208 |
Total noninterest income | $387,000 | 4,106 |
Gross Fiduciary activities income | $0 | 1,429 |
Service charges on deposit accounts | $321,000 | 2,521 |
Trading account gains and fees | $0 | 168 |
Additional Noninterest Income | $66,000 | 5,849 |
Total noninterest expense | $1,661,000 | 4,677 |
Salaries and employee benefits | $751,000 | 5,329 |
Premises and equipment expense | $186,000 | 5,247 |
Additional noninterest expense | $724,000 | 3,468 |
Pre-tax net operating income | $623,000 | 4,563 |
Securities gains (losses) | $0 | 1,444 |
Applicable income taxes | $219,000 | 3,143 |
Income before extraordinary items | $404,000 | 5,056 |
Extraordinary gains, net | $0 | 29 |
Net income | $404,000 | 5,057 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $154,000 | 1,590 |
Cash dividends | $50,000 | 4,675 |
Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
Net operating income | $404,000 | 5,049 |
2007-03-31 (YTD Data) | Rank | |
Total interest income | $1,720,000 | 4,804 |
Total interest expense | $755,000 | 4,763 |
Net interest income | $965,000 | 4,776 |
Provision for loan and lease losses | $44,000 | 3,369 |
Total noninterest income | $185,000 | 4,194 |
Gross Fiduciary activities income | $0 | 1,355 |
Service charges on deposit accounts | $152,000 | 2,583 |
Trading account gains and fees | $0 | 195 |
Additional Noninterest Income | $33,000 | 5,825 |
Total noninterest expense | $784,000 | 4,855 |
Salaries and employee benefits | $355,000 | 5,541 |
Premises and equipment expense | $83,000 | 5,593 |
Additional noninterest expense | $346,000 | 3,559 |
Pre-tax net operating income | $322,000 | 4,493 |
Securities gains (losses) | $0 | 1,187 |
Applicable income taxes | $113,000 | 3,106 |
Income before extraordinary items | $209,000 | 4,950 |
Extraordinary gains, net | $0 | 22 |
Net income | $209,000 | 4,951 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $145,000 | 916 |
Cash dividends | $25,000 | 3,778 |
Sale, conversion, retirement of capital stock, net | $0 | 885 |
Net operating income | $209,000 | 4,936 |
2006-12-31 (YTD Data) | Rank | |
Total interest income | $6,687,000 | 4,691 |
Total interest expense | $2,586,000 | 4,737 |
Net interest income | $4,101,000 | 4,593 |
Provision for loan and lease losses | $231,000 | 3,268 |
Total noninterest income | $889,000 | 3,802 |
Gross Fiduciary activities income | $0 | 1,523 |
Service charges on deposit accounts | $594,000 | 2,701 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $295,000 | 4,332 |
Total noninterest expense | $2,955,000 | 4,945 |
Salaries and employee benefits | $1,327,000 | 5,588 |
Premises and equipment expense | $312,000 | 5,644 |
Additional noninterest expense | $1,316,000 | 3,671 |
Pre-tax net operating income | $1,804,000 | 3,882 |
Securities gains (losses) | $0 | 1,687 |
Applicable income taxes | $632,000 | 2,817 |
Income before extraordinary items | $1,172,000 | 4,329 |
Extraordinary gains, net | $0 | 51 |
Net income | $1,172,000 | 4,329 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $173,000 | 2,391 |
Cash dividends | $0 | 5,941 |
Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
Net operating income | $1,172,000 | 4,309 |
2006-09-30 (YTD Data) | Rank | |
Total interest income | $4,977,000 | 4,707 |
Total interest expense | $1,834,000 | 4,804 |
Net interest income | $3,143,000 | 4,559 |
Provision for loan and lease losses | $170,000 | 3,189 |
Total noninterest income | $706,000 | 3,690 |
Gross Fiduciary activities income | $0 | 1,468 |
Service charges on deposit accounts | $437,000 | 2,764 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $269,000 | 3,958 |
Total noninterest expense | $2,201,000 | 4,938 |
Salaries and employee benefits | $997,000 | 5,563 |
Premises and equipment expense | $242,000 | 5,578 |
Additional noninterest expense | $962,000 | 3,721 |
Pre-tax net operating income | $1,478,000 | 3,816 |
Securities gains (losses) | $0 | 1,388 |
Applicable income taxes | $519,000 | 2,816 |
Income before extraordinary items | $959,000 | 4,271 |
Extraordinary gains, net | $0 | 45 |
Net income | $959,000 | 4,274 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $41,000 | 3,446 |
Cash dividends | $0 | 5,292 |
Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
Net operating income | $959,000 | 4,256 |
2006-06-30 (YTD Data) | Rank | |
Total interest income | $3,258,000 | 4,717 |
Total interest expense | $1,126,000 | 4,913 |
Net interest income | $2,132,000 | 4,525 |
Provision for loan and lease losses | $60,000 | 4,062 |
Total noninterest income | $460,000 | 3,718 |
Gross Fiduciary activities income | $0 | 1,458 |
Service charges on deposit accounts | $279,000 | 2,818 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $181,000 | 3,931 |
Total noninterest expense | $1,447,000 | 5,014 |
Salaries and employee benefits | $658,000 | 5,621 |
Premises and equipment expense | $159,000 | 5,628 |
Additional noninterest expense | $630,000 | 3,771 |
Pre-tax net operating income | $1,085,000 | 3,602 |
Securities gains (losses) | $0 | 1,185 |
Applicable income taxes | $382,000 | 2,688 |
Income before extraordinary items | $703,000 | 4,055 |
Extraordinary gains, net | $0 | 39 |
Net income | $703,000 | 4,059 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $13,000 | 3,889 |
Cash dividends | $0 | 5,069 |
Sale, conversion, retirement of capital stock, net | $0 | 887 |
Net operating income | $703,000 | 4,042 |
2006-03-31 (YTD Data) | Rank | |
Total interest income | $1,616,000 | 4,690 |
Total interest expense | $544,000 | 4,876 |
Net interest income | $1,072,000 | 4,498 |
Provision for loan and lease losses | $30,000 | 3,822 |
Total noninterest income | $154,000 | 4,607 |
Gross Fiduciary activities income | $0 | 1,380 |
Service charges on deposit accounts | $131,000 | 2,892 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $23,000 | 6,492 |
Total noninterest expense | $700,000 | 5,131 |
Salaries and employee benefits | $323,000 | 5,707 |
Premises and equipment expense | $72,000 | 5,891 |
Additional noninterest expense | $305,000 | 3,840 |
Pre-tax net operating income | $496,000 | 3,752 |
Securities gains (losses) | $0 | 955 |
Applicable income taxes | $174,000 | 2,811 |
Income before extraordinary items | $322,000 | 4,241 |
Extraordinary gains, net | $0 | 21 |
Net income | $322,000 | 4,241 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $2,000 | 3,919 |
Cash dividends | $0 | 3,943 |
Sale, conversion, retirement of capital stock, net | $0 | 648 |
Net operating income | $322,000 | 4,224 |
2005-12-31 (YTD Data) | Rank | |
Total interest income | $6,188,000 | 4,531 |
Total interest expense | $1,801,000 | 4,743 |
Net interest income | $4,387,000 | 4,337 |
Provision for loan and lease losses | $220,000 | 3,430 |
Total noninterest income | $659,000 | 4,559 |
Gross Fiduciary activities income | $0 | 1,557 |
Service charges on deposit accounts | $548,000 | 2,857 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $111,000 | 6,239 |
Total noninterest expense | $2,790,000 | 5,028 |
Salaries and employee benefits | $1,239,000 | 5,691 |
Premises and equipment expense | $296,000 | 5,774 |
Additional noninterest expense | $1,255,000 | 3,726 |
Pre-tax net operating income | $2,036,000 | 3,640 |
Securities gains (losses) | $0 | 2,296 |
Applicable income taxes | $700,000 | 2,816 |
Income before extraordinary items | $1,336,000 | 4,077 |
Extraordinary gains, net | $0 | 46 |
Net income | $1,336,000 | 4,078 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $221,000 | 2,153 |
Cash dividends | $0 | 6,054 |
Sale, conversion, retirement of capital stock, net | $0 | 934 |
Net operating income | $1,336,000 | 4,043 |
2005-09-30 (YTD Data) | Rank | |
Total interest income | $4,598,000 | 4,517 |
Total interest expense | $1,310,000 | 4,694 |
Net interest income | $3,288,000 | 4,349 |
Provision for loan and lease losses | $190,000 | 3,039 |
Total noninterest income | $507,000 | 4,511 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $403,000 | 2,899 |
Trading account gains and fees | $0 | 126 |
Additional Noninterest Income | $104,000 | 5,876 |
Total noninterest expense | $2,066,000 | 5,029 |
Salaries and employee benefits | $916,000 | 5,709 |
Premises and equipment expense | $227,000 | 5,711 |
Additional noninterest expense | $923,000 | 3,732 |
Pre-tax net operating income | $1,539,000 | 3,679 |
Securities gains (losses) | $0 | 2,317 |
Applicable income taxes | $525,000 | 2,851 |
Income before extraordinary items | $1,014,000 | 4,114 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,014,000 | 4,114 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $226,000 | 1,549 |
Cash dividends | $0 | 5,317 |
Sale, conversion, retirement of capital stock, net | $0 | 769 |
Net operating income | $1,014,000 | 4,075 |
2005-06-30 (YTD Data) | Rank | |
Total interest income | $3,066,000 | 4,453 |
Total interest expense | $836,000 | 4,666 |
Net interest income | $2,230,000 | 4,263 |
Provision for loan and lease losses | $160,000 | 2,526 |
Total noninterest income | $331,000 | 4,526 |
Gross Fiduciary activities income | $0 | 1,480 |
Service charges on deposit accounts | $258,000 | 2,945 |
Trading account gains and fees | $0 | 116 |
Additional Noninterest Income | $73,000 | 5,795 |
Total noninterest expense | $1,360,000 | 5,069 |
Salaries and employee benefits | $615,000 | 5,681 |
Premises and equipment expense | $147,000 | 5,757 |
Additional noninterest expense | $598,000 | 3,816 |
Pre-tax net operating income | $1,041,000 | 3,609 |
Securities gains (losses) | $0 | 2,146 |
Applicable income taxes | $355,000 | 2,792 |
Income before extraordinary items | $686,000 | 4,050 |
Extraordinary gains, net | $0 | 30 |
Net income | $686,000 | 4,051 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $200,000 | 1,200 |
Cash dividends | $0 | 5,072 |
Sale, conversion, retirement of capital stock, net | $0 | 643 |
Net operating income | $686,000 | 3,994 |
2005-03-31 (YTD Data) | Rank | |
Total interest income | $1,424,000 | 4,633 |
Total interest expense | $409,000 | 4,610 |
Net interest income | $1,015,000 | 4,577 |
Provision for loan and lease losses | $30,000 | 3,913 |
Total noninterest income | $170,000 | 4,385 |
Gross Fiduciary activities income | $0 | 1,418 |
Service charges on deposit accounts | $118,000 | 3,074 |
Trading account gains and fees | $0 | 115 |
Additional Noninterest Income | $52,000 | 5,105 |
Total noninterest expense | $661,000 | 5,198 |
Salaries and employee benefits | $294,000 | 5,838 |
Premises and equipment expense | $67,000 | 6,074 |
Additional noninterest expense | $300,000 | 3,802 |
Pre-tax net operating income | $494,000 | 3,709 |
Securities gains (losses) | $0 | 1,685 |
Applicable income taxes | $168,000 | 2,893 |
Income before extraordinary items | $326,000 | 4,136 |
Extraordinary gains, net | $0 | 24 |
Net income | $326,000 | 4,138 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $15,000 | 2,877 |
Cash dividends | $0 | 3,863 |
Sale, conversion, retirement of capital stock, net | $0 | 491 |
Net operating income | $326,000 | 4,096 |
2004-12-31 (YTD Data) | Rank | |
Total interest income | $5,497,000 | 4,543 |
Total interest expense | $1,866,000 | 3,852 |
Net interest income | $3,631,000 | 4,797 |
Provision for loan and lease losses | $326,000 | 2,748 |
Total noninterest income | $558,000 | 5,000 |
Gross Fiduciary activities income | $0 | 1,582 |
Service charges on deposit accounts | $397,000 | 3,661 |
Trading account gains and fees | $0 | 138 |
Additional Noninterest Income | $161,000 | 5,547 |
Total noninterest expense | $2,788,000 | 4,913 |
Salaries and employee benefits | $1,490,000 | 4,975 |
Premises and equipment expense | $284,000 | 5,831 |
Additional noninterest expense | $1,014,000 | 4,293 |
Pre-tax net operating income | $1,075,000 | 5,049 |
Securities gains (losses) | $0 | 3,819 |
Applicable income taxes | $366,000 | 3,863 |
Income before extraordinary items | $709,000 | 5,546 |
Extraordinary gains, net | $0 | 34 |
Net income | $709,000 | 5,547 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $206,000 | 2,536 |
Cash dividends | $540,000 | 3,411 |
Sale, conversion, retirement of capital stock, net | $0 | 872 |
Net operating income | $709,000 | 5,471 |
2004-09-30 (YTD Data) | Rank | |
Total interest income | $4,064,000 | 4,567 |
Total interest expense | $1,456,000 | 3,703 |
Net interest income | $2,608,000 | 4,916 |
Provision for loan and lease losses | $166,000 | 3,364 |
Total noninterest income | $470,000 | 4,705 |
Gross Fiduciary activities income | $0 | 1,547 |
Service charges on deposit accounts | $280,000 | 3,823 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $190,000 | 4,610 |
Total noninterest expense | $2,010,000 | 5,016 |
Salaries and employee benefits | $1,090,000 | 5,006 |
Premises and equipment expense | $219,000 | 5,719 |
Additional noninterest expense | $701,000 | 4,523 |
Pre-tax net operating income | $902,000 | 4,872 |
Securities gains (losses) | $0 | 3,710 |
Applicable income taxes | $307,000 | 3,759 |
Income before extraordinary items | $595,000 | 5,386 |
Extraordinary gains, net | $0 | 26 |
Net income | $595,000 | 5,386 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $182,000 | 2,018 |
Cash dividends | $505,000 | 2,659 |
Sale, conversion, retirement of capital stock, net | $0 | 738 |
Net operating income | $595,000 | 5,296 |
2004-06-30 (YTD Data) | Rank | |
Total interest income | $2,661,000 | 4,623 |
Total interest expense | $1,035,000 | 3,509 |
Net interest income | $1,626,000 | 5,141 |
Provision for loan and lease losses | $60,000 | 4,267 |
Total noninterest income | $288,000 | 4,921 |
Gross Fiduciary activities income | $0 | 1,518 |
Service charges on deposit accounts | $162,000 | 4,157 |
Trading account gains and fees | $0 | 130 |
Additional Noninterest Income | $126,000 | 4,677 |
Total noninterest expense | $1,276,000 | 5,216 |
Salaries and employee benefits | $699,000 | 5,171 |
Premises and equipment expense | $150,000 | 5,660 |
Additional noninterest expense | $427,000 | 4,845 |
Pre-tax net operating income | $578,000 | 4,919 |
Securities gains (losses) | $0 | 3,413 |
Applicable income taxes | $197,000 | 3,814 |
Income before extraordinary items | $381,000 | 5,444 |
Extraordinary gains, net | $0 | 21 |
Net income | $381,000 | 5,444 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $72,000 | 2,594 |
Cash dividends | $490,000 | 2,199 |
Sale, conversion, retirement of capital stock, net | $0 | 638 |
Net operating income | $381,000 | 5,350 |
2004-03-31 (YTD Data) | Rank | |
Total interest income | $1,296,000 | 4,728 |
Total interest expense | $521,000 | 3,512 |
Net interest income | $775,000 | 5,313 |
Provision for loan and lease losses | $30,000 | 4,060 |
Total noninterest income | $108,000 | 5,602 |
Gross Fiduciary activities income | $0 | 1,441 |
Service charges on deposit accounts | $81,000 | 4,084 |
Trading account gains and fees | $0 | 121 |
Additional Noninterest Income | $27,000 | 6,301 |
Total noninterest expense | $638,000 | 5,230 |
Salaries and employee benefits | $346,000 | 5,227 |
Premises and equipment expense | $74,000 | 5,726 |
Additional noninterest expense | $218,000 | 4,763 |
Pre-tax net operating income | $215,000 | 5,652 |
Securities gains (losses) | $0 | 2,934 |
Applicable income taxes | $73,000 | 4,279 |
Income before extraordinary items | $142,000 | 6,134 |
Extraordinary gains, net | $0 | 16 |
Net income | $142,000 | 6,134 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $-1,000 | 6,968 |
Cash dividends | $485,000 | 1,268 |
Sale, conversion, retirement of capital stock, net | $0 | 464 |
Net operating income | $142,000 | 6,021 |
2003-12-31 (YTD Data) | Rank | |
Total interest income | $5,785,000 | 4,406 |
Total interest expense | $2,294,000 | 3,582 |
Net interest income | $3,491,000 | 4,803 |
Provision for loan and lease losses | $341,000 | 2,898 |
Total noninterest income | $500,000 | 5,437 |
Gross Fiduciary activities income | $0 | 1,641 |
Service charges on deposit accounts | $326,000 | 4,113 |
Trading account gains and fees | $0 | 160 |
Additional Noninterest Income | $174,000 | 5,563 |
Total noninterest expense | $2,432,000 | 5,317 |
Salaries and employee benefits | $1,329,000 | 5,268 |
Premises and equipment expense | $301,000 | 5,652 |
Additional noninterest expense | $802,000 | 5,035 |
Pre-tax net operating income | $1,218,000 | 4,653 |
Securities gains (losses) | $0 | 4,500 |
Applicable income taxes | $415,000 | 3,703 |
Income before extraordinary items | $803,000 | 5,232 |
Extraordinary gains, net | $0 | 54 |
Net income | $803,000 | 5,231 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $371,000 | 1,957 |
Cash dividends | $520,000 | 3,441 |
Sale, conversion, retirement of capital stock, net | $0 | 868 |
Net operating income | $803,000 | 5,067 |
2003-09-30 (YTD Data) | Rank | |
Total interest income | $4,393,000 | 4,423 |
Total interest expense | $1,758,000 | 3,626 |
Net interest income | $2,635,000 | 4,787 |
Provision for loan and lease losses | $168,000 | 3,708 |
Total noninterest income | $379,000 | 5,451 |
Gross Fiduciary activities income | $0 | 1,599 |
Service charges on deposit accounts | $241,000 | 4,163 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $138,000 | 5,505 |
Total noninterest expense | $1,871,000 | 5,201 |
Salaries and employee benefits | $1,049,000 | 5,083 |
Premises and equipment expense | $233,000 | 5,546 |
Additional noninterest expense | $589,000 | 5,079 |
Pre-tax net operating income | $975,000 | 4,613 |
Securities gains (losses) | $0 | 4,204 |
Applicable income taxes | $332,000 | 3,745 |
Income before extraordinary items | $643,000 | 5,206 |
Extraordinary gains, net | $0 | 40 |
Net income | $643,000 | 5,206 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $198,000 | 2,212 |
Cash dividends | $520,000 | 2,621 |
Sale, conversion, retirement of capital stock, net | $0 | 722 |
Net operating income | $643,000 | 5,031 |
2003-06-30 (YTD Data) | Rank | |
Total interest income | $2,990,000 | 4,395 |
Total interest expense | $1,214,000 | 3,633 |
Net interest income | $1,776,000 | 4,758 |
Provision for loan and lease losses | $45,000 | 5,281 |
Total noninterest income | $243,000 | 5,545 |
Gross Fiduciary activities income | $0 | 1,577 |
Service charges on deposit accounts | $160,000 | 4,146 |
Trading account gains and fees | $0 | 150 |
Additional Noninterest Income | $83,000 | 5,662 |
Total noninterest expense | $1,249,000 | 5,202 |
Salaries and employee benefits | $701,000 | 5,084 |
Premises and equipment expense | $157,000 | 5,505 |
Additional noninterest expense | $391,000 | 5,088 |
Pre-tax net operating income | $725,000 | 4,339 |
Securities gains (losses) | $0 | 3,782 |
Applicable income taxes | $247,000 | 3,573 |
Income before extraordinary items | $478,000 | 4,917 |
Extraordinary gains, net | $0 | 30 |
Net income | $478,000 | 4,917 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $85,000 | 2,734 |
Cash dividends | $495,000 | 2,193 |
Sale, conversion, retirement of capital stock, net | $0 | 589 |
Net operating income | $478,000 | 4,701 |
2003-03-31 (YTD Data) | Rank | |
Total interest income | $1,510,000 | 4,405 |
Total interest expense | $619,000 | 3,652 |
Net interest income | $891,000 | 4,739 |
Provision for loan and lease losses | $23,000 | 5,064 |
Total noninterest income | $136,000 | 5,137 |
Gross Fiduciary activities income | $0 | 1,504 |
Service charges on deposit accounts | $82,000 | 4,012 |
Trading account gains and fees | $0 | 134 |
Additional Noninterest Income | $54,000 | 5,123 |
Total noninterest expense | $619,000 | 5,236 |
Salaries and employee benefits | $350,000 | 5,087 |
Premises and equipment expense | $80,000 | 5,448 |
Additional noninterest expense | $189,000 | 5,173 |
Pre-tax net operating income | $385,000 | 4,123 |
Securities gains (losses) | $0 | 2,891 |
Applicable income taxes | $131,000 | 3,466 |
Income before extraordinary items | $254,000 | 4,678 |
Extraordinary gains, net | $0 | 21 |
Net income | $254,000 | 4,678 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $99,000 | 1,503 |
Cash dividends | $485,000 | 1,257 |
Sale, conversion, retirement of capital stock, net | $0 | 419 |
Net operating income | $254,000 | 4,475 |
2002-12-31 (YTD Data) | Rank | |
Total interest income | $6,412,000 | 4,350 |
Total interest expense | $2,702,000 | 3,863 |
Net interest income | $3,710,000 | 4,575 |
Provision for loan and lease losses | $163,000 | 4,771 |
Total noninterest income | $496,000 | 5,241 |
Gross Fiduciary activities income | $0 | 1,713 |
Service charges on deposit accounts | $321,000 | 4,080 |
Trading account gains and fees | $0 | 153 |
Additional Noninterest Income | $175,000 | 5,281 |
Total noninterest expense | $2,484,000 | 5,104 |
Salaries and employee benefits | $1,404,000 | 4,927 |
Premises and equipment expense | $290,000 | 5,685 |
Additional noninterest expense | $790,000 | 4,968 |
Pre-tax net operating income | $1,559,000 | 4,014 |
Securities gains (losses) | $0 | 4,537 |
Applicable income taxes | $532,000 | 3,337 |
Income before extraordinary items | $1,027,000 | 4,524 |
Extraordinary gains, net | $0 | 70 |
Net income | $1,027,000 | 4,524 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $80,000 | 4,530 |
Cash dividends | $1,010,000 | 2,211 |
Sale, conversion, retirement of capital stock, net | $0 | 862 |
Net operating income | $1,027,000 | 4,402 |
2001-12-31 (YTD Data) | Rank | |
Total interest income | $7,235,000 | 4,321 |
Total interest expense | $3,743,000 | 3,999 |
Net interest income | $3,492,000 | 4,563 |
Provision for loan and lease losses | $91,000 | 5,765 |
Total noninterest income | $506,000 | 5,041 |
Gross Fiduciary activities income | $0 | 1,731 |
Service charges on deposit accounts | $321,000 | 3,996 |
Trading account gains and fees | $0 | 177 |
Additional Noninterest Income | $185,000 | 5,092 |
Total noninterest expense | $2,330,000 | 5,196 |
Salaries and employee benefits | $1,333,000 | 4,939 |
Premises and equipment expense | $270,000 | 5,857 |
Additional noninterest expense | $727,000 | 5,140 |
Pre-tax net operating income | $1,577,000 | 3,729 |
Securities gains (losses) | $0 | 4,612 |
Applicable income taxes | $538,000 | 3,197 |
Income before extraordinary items | $1,039,000 | 4,178 |
Extraordinary gains, net | $0 | 105 |
Net income | $1,039,000 | 4,179 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $21,000 | 6,241 |
Cash dividends | $555,000 | 3,284 |
Sale, conversion, retirement of capital stock, net | $0 | 922 |
Net operating income | $1,039,000 | 4,066 |
2000-12-31 (YTD Data) | Rank | |
Total interest income | $7,337,000 | 4,416 |
Total interest expense | $3,499,000 | 4,385 |
Net interest income | $3,838,000 | 4,319 |
Provision for loan and lease losses | $172,000 | 4,119 |
Total noninterest income | $479,000 | 5,025 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $299,000 | 4,068 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $180,000 | 5,028 |
Total noninterest expense | $2,304,000 | 5,153 |
Salaries and employee benefits | $1,314,000 | 4,866 |
Premises and equipment expense | $271,000 | 5,760 |
Additional noninterest expense | $719,000 | 5,079 |
Pre-tax net operating income | $1,841,000 | 3,521 |
Securities gains (losses) | $54,000 | 703 |
Applicable income taxes | $646,000 | 2,970 |
Income before extraordinary items | $1,249,000 | 3,757 |
Extraordinary gains, net | $0 | 38 |
Net income | $1,249,000 | 3,758 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $195,000 | 2,427 |
Cash dividends | $565,000 | 3,335 |
Sale, conversion, retirement of capital stock, net | $0 | 969 |
Net operating income | $1,213,360 | 3,817 |
1999-12-31 (YTD Data) | Rank | |
Total interest income | $6,404,000 | 4,735 |
Total interest expense | $2,994,000 | 4,615 |
Net interest income | $3,410,000 | 4,731 |
Provision for loan and lease losses | $91,000 | 5,422 |
Total noninterest income | $389,000 | 5,708 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $268,000 | 4,320 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $121,000 | 6,153 |
Total noninterest expense | $2,237,000 | 5,274 |
Salaries and employee benefits | $1,300,000 | 4,872 |
Premises and equipment expense | $240,000 | 6,182 |
Additional noninterest expense | $697,000 | 5,253 |
Pre-tax net operating income | $1,471,000 | 4,158 |
Securities gains (losses) | $75,000 | 844 |
Applicable income taxes | $527,000 | 3,516 |
Income before extraordinary items | $1,019,000 | 4,372 |
Extraordinary gains, net | $0 | 35 |
Net income | $1,019,000 | 4,374 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $58,000 | 4,567 |
Cash dividends | $390,000 | 4,023 |
Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
Net operating income | $969,500 | 4,480 |
1998-12-31 (YTD Data) | Rank | |
Total interest income | $6,291,000 | 4,829 |
Total interest expense | $2,980,000 | 4,755 |
Net interest income | $3,311,000 | 4,791 |
Provision for loan and lease losses | $91,000 | 5,294 |
Total noninterest income | $391,000 | 5,696 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $257,000 | 4,405 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $134,000 | 5,958 |
Total noninterest expense | $2,101,000 | 5,406 |
Salaries and employee benefits | $1,209,000 | 5,046 |
Premises and equipment expense | $214,000 | 6,517 |
Additional noninterest expense | $678,000 | 5,287 |
Pre-tax net operating income | $1,510,000 | 4,165 |
Securities gains (losses) | $5,000 | 3,437 |
Applicable income taxes | $529,000 | 3,706 |
Income before extraordinary items | $986,000 | 4,573 |
Extraordinary gains, net | $0 | 32 |
Net income | $986,000 | 4,572 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $4,000 | 7,603 |
Cash dividends | $720,000 | 2,796 |
Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
Net operating income | $982,750 | 4,488 |
1997-12-31 (YTD Data) | Rank | |
Total interest income | $6,133,000 | 4,979 |
Total interest expense | $2,854,000 | 4,925 |
Net interest income | $3,279,000 | 4,962 |
Provision for loan and lease losses | $143,000 | 4,265 |
Total noninterest income | $369,000 | 5,995 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $244,000 | 4,736 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $125,000 | 6,172 |
Total noninterest expense | $1,997,000 | 5,664 |
Salaries and employee benefits | $1,152,000 | 5,272 |
Premises and equipment expense | $212,000 | 6,635 |
Additional noninterest expense | $633,000 | 5,600 |
Pre-tax net operating income | $1,508,000 | 4,486 |
Securities gains (losses) | $212,000 | 681 |
Applicable income taxes | $582,000 | 3,782 |
Income before extraordinary items | $1,138,000 | 4,243 |
Extraordinary gains, net | $0 | 44 |
Net income | $1,138,000 | 4,244 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $101,000 | 3,810 |
Cash dividends | $450,000 | 3,689 |
Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
Net operating income | $998,080 | 4,652 |
1996-12-31 (YTD Data) | Rank | |
Total interest income | $6,055,000 | 5,156 |
Total interest expense | $2,719,000 | 5,193 |
Net interest income | $3,336,000 | 5,030 |
Provision for loan and lease losses | $140,000 | 4,234 |
Total noninterest income | $360,000 | 6,323 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $240,000 | 4,968 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $120,000 | 6,594 |
Total noninterest expense | $1,903,000 | 6,155 |
Salaries and employee benefits | $1,092,000 | 5,611 |
Premises and equipment expense | $238,000 | 6,414 |
Additional noninterest expense | $573,000 | 6,529 |
Pre-tax net operating income | $1,653,000 | 4,026 |
Securities gains (losses) | $77,000 | 1,085 |
Applicable income taxes | $567,000 | 3,753 |
Income before extraordinary items | $1,163,000 | 3,968 |
Extraordinary gains, net | $0 | 53 |
Net income | $1,163,000 | 3,969 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $306,000 | 2,048 |
Cash dividends | $595,000 | 3,087 |
Sale, conversion, retirement of capital stock, net | $0 | 953 |
Net operating income | $1,111,410 | 4,069 |
1995-12-31 (YTD Data) | Rank | |
Total interest income | $6,054,000 | 5,166 |
Total interest expense | $2,636,000 | 5,331 |
Net interest income | $3,418,000 | 4,961 |
Provision for loan and lease losses | $121,000 | 4,076 |
Total noninterest income | $328,000 | 6,747 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $165,000 | 6,347 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $163,000 | 5,743 |
Total noninterest expense | $1,810,000 | 6,430 |
Salaries and employee benefits | $1,023,000 | 5,943 |
Premises and equipment expense | $204,000 | 7,109 |
Additional noninterest expense | $583,000 | 6,640 |
Pre-tax net operating income | $1,815,000 | 3,816 |
Securities gains (losses) | $844,000 | 252 |
Applicable income taxes | $875,000 | 2,674 |
Income before extraordinary items | $1,784,000 | 2,768 |
Extraordinary gains, net | $0 | 65 |
Net income | $1,784,000 | 2,767 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $104,000 | 3,672 |
Cash dividends | $395,000 | 3,944 |
Sale, conversion, retirement of capital stock, net | $0 | 809 |
Net operating income | $1,218,520 | 3,897 |
1994-12-31 (YTD Data) | Rank | |
Total interest income | $5,494,000 | 5,248 |
Total interest expense | $2,020,000 | 5,575 |
Net interest income | $3,474,000 | 4,973 |
Provision for loan and lease losses | $206,000 | 2,963 |
Total noninterest income | $347,000 | 6,707 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $173,000 | 6,386 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $174,000 | 5,742 |
Total noninterest expense | $1,806,000 | 6,674 |
Salaries and employee benefits | $1,005,000 | 6,059 |
Premises and equipment expense | $216,000 | 7,121 |
Additional noninterest expense | $585,000 | 7,147 |
Pre-tax net operating income | $1,809,000 | 3,725 |
Securities gains (losses) | $452,000 | 291 |
Applicable income taxes | $748,000 | 2,936 |
Income before extraordinary items | $1,513,000 | 3,150 |
Extraordinary gains, net | $0 | 249 |
Net income | $1,513,000 | 3,161 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $74,000 | 4,318 |
Cash dividends | $2,267,000 | 1,000 |
Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
Net operating income | $1,210,160 | 3,851 |
1993-12-31 (YTD Data) | Rank | |
Total interest income | $4,934,000 | 5,849 |
Total interest expense | $1,960,000 | 5,931 |
Net interest income | $2,974,000 | 5,689 |
Provision for loan and lease losses | $241,000 | 3,462 |
Total noninterest income | $379,000 | 6,712 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $172,000 | 6,543 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $207,000 | 5,557 |
Total noninterest expense | $1,900,000 | 6,619 |
Salaries and employee benefits | $1,049,000 | 5,882 |
Premises and equipment expense | $196,000 | 7,757 |
Additional noninterest expense | $655,000 | 6,904 |
Pre-tax net operating income | $1,212,000 | 5,142 |
Securities gains (losses) | $0 | 7,477 |
Applicable income taxes | $390,000 | 5,101 |
Income before extraordinary items | $822,000 | 5,453 |
Extraordinary gains, net | $94,000 | 1,636 |
Net income | $916,000 | 5,176 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $222,000 | 2,934 |
Cash dividends | $230,000 | 5,099 |
Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
Net operating income | $822,000 | 5,210 |
1992-12-31 (YTD Data) | Rank | |
Total interest income | $5,376,000 | 6,003 |
Total interest expense | $2,530,000 | 5,935 |
Net interest income | $2,846,000 | 5,975 |
Provision for loan and lease losses | $499,000 | 3,017 |
Total noninterest income | $405,000 | 6,497 |
Gross Fiduciary activities income | NA | NA |
Service charges on deposit accounts | $202,000 | 5,955 |
Trading account gains and fees | NA | NA |
Additional Noninterest Income | $203,000 | 5,628 |
Total noninterest expense | $1,815,000 | 6,897 |
Salaries and employee benefits | $1,004,000 | 6,006 |
Premises and equipment expense | $191,000 | 8,052 |
Additional noninterest expense | $620,000 | 7,337 |
Pre-tax net operating income | $937,000 | 5,913 |
Securities gains (losses) | $8,000 | 6,653 |
Applicable income taxes | $274,000 | 6,309 |
Income before extraordinary items | $671,000 | 6,096 |
Extraordinary gains, net | $67,000 | 903 |
Net income | $738,000 | 5,767 |
Minority interest net income | NA | NA |
Net income of bank and minority interests. | NA | NA |
Net charge-offs | $419,000 | 2,748 |
Cash dividends | $190,000 | 5,228 |
Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
Net operating income | $665,320 | 5,785 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.