Home > South Central Bank of Hardin County, Inc. > Income and Expense
South Central Bank of Hardin County, Inc., Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 4,735 |
| Total interest expense | $772,000 | 3,101 |
| Net interest income | $2,761,000 | 4,971 |
| Provision for loan and lease losses | $26,000 | 4,125 |
| Total noninterest income | $538,000 | 4,172 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $161,000 | 4,268 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $377,000 | 3,683 |
| Total noninterest expense | $2,794,000 | 4,658 |
| Salaries and employee benefits | $817,000 | 5,669 |
| Premises and equipment expense | $215,000 | 5,251 |
| Additional noninterest expense | $1,762,000 | 3,167 |
| Pre-tax net operating income | $479,000 | 5,084 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $156,000 | 3,130 |
| Income before extraordinary items | $323,000 | 5,338 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $323,000 | 5,337 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $323,000 | 5,338 |
| Net charge-offs | $33,000 | 4,049 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $323,000 | 5,294 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,643,000 | 4,785 |
| Total interest expense | $584,000 | 3,154 |
| Net interest income | $2,059,000 | 5,035 |
| Provision for loan and lease losses | $26,000 | 3,821 |
| Total noninterest income | $346,000 | 4,446 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $118,000 | 4,360 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $228,000 | 4,035 |
| Total noninterest expense | $2,100,000 | 4,666 |
| Salaries and employee benefits | $642,000 | 5,625 |
| Premises and equipment expense | $164,000 | 5,282 |
| Additional noninterest expense | $1,294,000 | 3,214 |
| Pre-tax net operating income | $279,000 | 5,412 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $90,000 | 3,352 |
| Income before extraordinary items | $189,000 | 5,605 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $189,000 | 5,604 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $189,000 | 5,605 |
| Net charge-offs | $42,000 | 3,380 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $189,000 | 5,561 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,759,000 | 4,816 |
| Total interest expense | $389,000 | 3,183 |
| Net interest income | $1,370,000 | 5,052 |
| Provision for loan and lease losses | $26,000 | 3,479 |
| Total noninterest income | $229,000 | 4,455 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $72,000 | 4,502 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $157,000 | 3,986 |
| Total noninterest expense | $1,404,000 | 4,698 |
| Salaries and employee benefits | $423,000 | 5,688 |
| Premises and equipment expense | $109,000 | 5,317 |
| Additional noninterest expense | $872,000 | 3,197 |
| Pre-tax net operating income | $169,000 | 5,458 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $54,000 | 3,401 |
| Income before extraordinary items | $115,000 | 5,672 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $115,000 | 5,674 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $115,000 | 5,674 |
| Net charge-offs | $28,000 | 3,210 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $115,000 | 5,631 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $874,000 | 4,867 |
| Total interest expense | $193,000 | 3,249 |
| Net interest income | $681,000 | 5,103 |
| Provision for loan and lease losses | $26,000 | 2,789 |
| Total noninterest income | $110,000 | 4,484 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $34,000 | 4,570 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $76,000 | 3,971 |
| Total noninterest expense | $713,000 | 4,700 |
| Salaries and employee benefits | $212,000 | 5,752 |
| Premises and equipment expense | $55,000 | 5,343 |
| Additional noninterest expense | $446,000 | 3,160 |
| Pre-tax net operating income | $52,000 | 5,716 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $16,000 | 3,623 |
| Income before extraordinary items | $36,000 | 5,865 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $36,000 | 5,866 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $36,000 | 5,867 |
| Net charge-offs | $18,000 | 2,548 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $36,000 | 5,829 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,430,000 | 4,984 |
| Total interest expense | $785,000 | 3,491 |
| Net interest income | $2,645,000 | 5,195 |
| Provision for loan and lease losses | $161,000 | 3,206 |
| Total noninterest income | $607,000 | 4,102 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $181,000 | 4,259 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $426,000 | 3,570 |
| Total noninterest expense | $2,747,000 | 4,809 |
| Salaries and employee benefits | $869,000 | 5,787 |
| Premises and equipment expense | $240,000 | 5,273 |
| Additional noninterest expense | $1,638,000 | 3,429 |
| Pre-tax net operating income | $344,000 | 5,371 |
| Securities gains (losses) | $1,000 | 3,056 |
| Applicable income taxes | $111,000 | 3,348 |
| Income before extraordinary items | $234,000 | 5,613 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $234,000 | 5,616 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $234,000 | 5,616 |
| Net charge-offs | $177,000 | 3,159 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $233,320 | 5,564 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,572,000 | 5,028 |
| Total interest expense | $590,000 | 3,572 |
| Net interest income | $1,982,000 | 5,239 |
| Provision for loan and lease losses | $99,000 | 3,396 |
| Total noninterest income | $436,000 | 4,243 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $136,000 | 4,298 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $300,000 | 3,751 |
| Total noninterest expense | $2,074,000 | 4,815 |
| Salaries and employee benefits | $671,000 | 5,759 |
| Premises and equipment expense | $183,000 | 5,256 |
| Additional noninterest expense | $1,220,000 | 3,449 |
| Pre-tax net operating income | $245,000 | 5,535 |
| Securities gains (losses) | $1,000 | 2,916 |
| Applicable income taxes | $79,000 | 3,455 |
| Income before extraordinary items | $167,000 | 5,761 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $167,000 | 5,762 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $167,000 | 5,762 |
| Net charge-offs | $155,000 | 2,830 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $166,320 | 5,706 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 5,065 |
| Total interest expense | $400,000 | 3,587 |
| Net interest income | $1,295,000 | 5,284 |
| Provision for loan and lease losses | $30,000 | 3,938 |
| Total noninterest income | $301,000 | 4,216 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $87,000 | 4,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $214,000 | 3,692 |
| Total noninterest expense | $1,394,000 | 4,817 |
| Salaries and employee benefits | $452,000 | 5,783 |
| Premises and equipment expense | $121,000 | 5,291 |
| Additional noninterest expense | $821,000 | 3,439 |
| Pre-tax net operating income | $172,000 | 5,468 |
| Securities gains (losses) | $1,000 | 2,688 |
| Applicable income taxes | $56,000 | 3,441 |
| Income before extraordinary items | $117,000 | 5,741 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $117,000 | 5,743 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $117,000 | 5,743 |
| Net charge-offs | $18,000 | 4,060 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $116,320 | 5,657 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $844,000 | 5,118 |
| Total interest expense | $207,000 | 3,596 |
| Net interest income | $637,000 | 5,349 |
| Provision for loan and lease losses | $22,000 | 3,533 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,865 |
| Total noninterest expense | $690,000 | 4,887 |
| Salaries and employee benefits | $219,000 | 5,886 |
| Premises and equipment expense | $61,000 | 5,302 |
| Additional noninterest expense | $410,000 | 3,454 |
| Pre-tax net operating income | $59,000 | 5,743 |
| Securities gains (losses) | $1,000 | 1,864 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $41,000 | 5,955 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $41,000 | 5,957 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $41,000 | 5,957 |
| Net charge-offs | $11,000 | 3,407 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $40,320 | 5,887 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,435,000 | 5,209 |
| Total interest expense | $976,000 | 3,663 |
| Net interest income | $2,459,000 | 5,498 |
| Provision for loan and lease losses | $379,000 | 3,077 |
| Total noninterest income | $585,000 | 4,215 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $165,000 | 4,607 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $420,000 | 3,575 |
| Total noninterest expense | $2,701,000 | 4,981 |
| Salaries and employee benefits | $815,000 | 6,056 |
| Premises and equipment expense | $293,000 | 5,019 |
| Additional noninterest expense | $1,593,000 | 3,639 |
| Pre-tax net operating income | $-36,000 | 6,214 |
| Securities gains (losses) | $1,000 | 3,729 |
| Applicable income taxes | $-16,000 | 6,548 |
| Income before extraordinary items | $-19,000 | 6,341 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-19,000 | 6,334 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $-19,000 | 6,336 |
| Net charge-offs | $380,000 | 3,002 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-19,640 | 6,206 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,599,000 | 5,271 |
| Total interest expense | $747,000 | 3,740 |
| Net interest income | $1,852,000 | 5,568 |
| Provision for loan and lease losses | $124,000 | 4,145 |
| Total noninterest income | $435,000 | 4,276 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $122,000 | 4,695 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,624 |
| Total noninterest expense | $2,020,000 | 5,035 |
| Salaries and employee benefits | $622,000 | 6,066 |
| Premises and equipment expense | $219,000 | 5,097 |
| Additional noninterest expense | $1,179,000 | 3,702 |
| Pre-tax net operating income | $143,000 | 5,885 |
| Securities gains (losses) | $1,000 | 3,476 |
| Applicable income taxes | $44,000 | 3,848 |
| Income before extraordinary items | $100,000 | 6,107 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $100,000 | 6,106 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $100,000 | 6,106 |
| Net charge-offs | $149,000 | 3,607 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $99,310 | 5,976 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,737,000 | 5,311 |
| Total interest expense | $510,000 | 3,777 |
| Net interest income | $1,227,000 | 5,606 |
| Provision for loan and lease losses | $80,000 | 4,103 |
| Total noninterest income | $289,000 | 4,287 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $82,000 | 4,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 3,624 |
| Total noninterest expense | $1,330,000 | 5,102 |
| Salaries and employee benefits | $414,000 | 6,115 |
| Premises and equipment expense | $144,000 | 5,134 |
| Additional noninterest expense | $772,000 | 3,755 |
| Pre-tax net operating income | $106,000 | 5,839 |
| Securities gains (losses) | $1,000 | 3,081 |
| Applicable income taxes | $33,000 | 3,777 |
| Income before extraordinary items | $74,000 | 6,100 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $74,000 | 6,100 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $74,000 | 6,100 |
| Net charge-offs | $141,000 | 3,110 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $73,310 | 5,955 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $845,000 | 5,422 |
| Total interest expense | $245,000 | 3,980 |
| Net interest income | $600,000 | 5,698 |
| Provision for loan and lease losses | $25,000 | 4,328 |
| Total noninterest income | $141,000 | 4,349 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $41,000 | 4,661 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $100,000 | 3,714 |
| Total noninterest expense | $663,000 | 5,135 |
| Salaries and employee benefits | $208,000 | 6,160 |
| Premises and equipment expense | $73,000 | 5,148 |
| Additional noninterest expense | $382,000 | 3,751 |
| Pre-tax net operating income | $53,000 | 5,902 |
| Securities gains (losses) | $1,000 | 2,095 |
| Applicable income taxes | $17,000 | 3,745 |
| Income before extraordinary items | $37,000 | 6,128 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $37,000 | 6,127 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $37,000 | 6,128 |
| Net charge-offs | $41,000 | 3,172 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $36,310 | 6,009 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,467,000 | 5,473 |
| Total interest expense | $976,000 | 4,462 |
| Net interest income | $2,491,000 | 5,651 |
| Provision for loan and lease losses | $189,000 | 4,688 |
| Total noninterest income | $610,000 | 4,040 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $165,000 | 4,722 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $445,000 | 3,287 |
| Total noninterest expense | $2,698,000 | 5,151 |
| Salaries and employee benefits | $839,000 | 6,186 |
| Premises and equipment expense | $283,000 | 5,358 |
| Additional noninterest expense | $1,576,000 | 3,721 |
| Pre-tax net operating income | $214,000 | 5,462 |
| Securities gains (losses) | $70,000 | 2,337 |
| Applicable income taxes | $93,000 | 3,420 |
| Income before extraordinary items | $191,000 | 5,594 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $191,000 | 5,595 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $191,000 | 5,595 |
| Net charge-offs | $229,000 | 4,134 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $144,100 | 5,597 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,615,000 | 5,510 |
| Total interest expense | $739,000 | 4,549 |
| Net interest income | $1,876,000 | 5,685 |
| Provision for loan and lease losses | $81,000 | 5,191 |
| Total noninterest income | $435,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $121,000 | 4,779 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $314,000 | 3,401 |
| Total noninterest expense | $2,007,000 | 5,188 |
| Salaries and employee benefits | $647,000 | 6,144 |
| Premises and equipment expense | $212,000 | 5,407 |
| Additional noninterest expense | $1,148,000 | 3,805 |
| Pre-tax net operating income | $223,000 | 5,377 |
| Securities gains (losses) | $65,000 | 2,127 |
| Applicable income taxes | $95,000 | 3,242 |
| Income before extraordinary items | $193,000 | 5,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $193,000 | 5,512 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $193,000 | 5,512 |
| Net charge-offs | $127,000 | 4,181 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $149,450 | 5,580 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 5,439 |
| Total interest expense | $498,000 | 4,641 |
| Net interest income | $1,339,000 | 5,577 |
| Provision for loan and lease losses | $40,000 | 5,272 |
| Total noninterest income | $283,000 | 4,219 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $78,000 | 4,826 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 3,451 |
| Total noninterest expense | $1,350,000 | 5,214 |
| Salaries and employee benefits | $438,000 | 6,168 |
| Premises and equipment expense | $142,000 | 5,428 |
| Additional noninterest expense | $770,000 | 3,845 |
| Pre-tax net operating income | $232,000 | 4,937 |
| Securities gains (losses) | $65,000 | 1,417 |
| Applicable income taxes | $99,000 | 2,871 |
| Income before extraordinary items | $198,000 | 5,033 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 5,033 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $198,000 | 5,033 |
| Net charge-offs | $28,000 | 4,871 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $154,450 | 5,248 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,435 |
| Total interest expense | $255,000 | 4,700 |
| Net interest income | $678,000 | 5,555 |
| Provision for loan and lease losses | $25,000 | 4,826 |
| Total noninterest income | $138,000 | 4,331 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $38,000 | 4,845 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $100,000 | 3,570 |
| Total noninterest expense | $669,000 | 5,271 |
| Salaries and employee benefits | $213,000 | 6,273 |
| Premises and equipment expense | $76,000 | 5,334 |
| Additional noninterest expense | $380,000 | 3,859 |
| Pre-tax net operating income | $122,000 | 4,907 |
| Securities gains (losses) | $1,000 | 1,662 |
| Applicable income taxes | $41,000 | 2,985 |
| Income before extraordinary items | $82,000 | 5,258 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $82,000 | 5,256 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $82,000 | 5,258 |
| Net charge-offs | $61,000 | 3,186 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $81,330 | 5,215 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,056,000 | 5,367 |
| Total interest expense | $1,318,000 | 4,575 |
| Net interest income | $2,738,000 | 5,568 |
| Provision for loan and lease losses | $608,000 | 3,820 |
| Total noninterest income | $705,000 | 3,926 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $184,000 | 4,574 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $521,000 | 3,131 |
| Total noninterest expense | $2,462,000 | 5,539 |
| Salaries and employee benefits | $824,000 | 6,406 |
| Premises and equipment expense | $276,000 | 5,598 |
| Additional noninterest expense | $1,362,000 | 4,264 |
| Pre-tax net operating income | $373,000 | 4,696 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $124,000 | 3,068 |
| Income before extraordinary items | $253,000 | 5,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $253,000 | 5,107 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $253,000 | 5,107 |
| Net charge-offs | $575,000 | 3,461 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $250,320 | 4,966 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 5,446 |
| Total interest expense | $1,041,000 | 4,598 |
| Net interest income | $2,023,000 | 5,676 |
| Provision for loan and lease losses | $498,000 | 3,547 |
| Total noninterest income | $494,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $141,000 | 4,593 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $353,000 | 3,291 |
| Total noninterest expense | $1,876,000 | 5,543 |
| Salaries and employee benefits | $658,000 | 6,317 |
| Premises and equipment expense | $204,000 | 5,703 |
| Additional noninterest expense | $1,014,000 | 4,266 |
| Pre-tax net operating income | $143,000 | 5,451 |
| Securities gains (losses) | $4,000 | 3,332 |
| Applicable income taxes | $45,000 | 3,623 |
| Income before extraordinary items | $102,000 | 5,711 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $102,000 | 5,713 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $102,000 | 5,713 |
| Net charge-offs | $487,000 | 3,115 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $99,240 | 5,581 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,063,000 | 5,470 |
| Total interest expense | $729,000 | 4,572 |
| Net interest income | $1,334,000 | 5,717 |
| Provision for loan and lease losses | $470,000 | 2,946 |
| Total noninterest income | $323,000 | 4,108 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $98,000 | 4,519 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $225,000 | 3,304 |
| Total noninterest expense | $1,241,000 | 5,571 |
| Salaries and employee benefits | $433,000 | 6,387 |
| Premises and equipment expense | $138,000 | 5,696 |
| Additional noninterest expense | $670,000 | 4,288 |
| Pre-tax net operating income | $-54,000 | 6,186 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-20,000 | 6,973 |
| Income before extraordinary items | $-34,000 | 6,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-34,000 | 6,278 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-34,000 | 6,276 |
| Net charge-offs | $484,000 | 2,486 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-34,000 | 6,184 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,040,000 | 5,513 |
| Total interest expense | $369,000 | 4,685 |
| Net interest income | $671,000 | 5,746 |
| Provision for loan and lease losses | $72,000 | 4,420 |
| Total noninterest income | $143,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $42,000 | 4,797 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $101,000 | 3,506 |
| Total noninterest expense | $641,000 | 5,565 |
| Salaries and employee benefits | $218,000 | 6,453 |
| Premises and equipment expense | $73,000 | 5,653 |
| Additional noninterest expense | $350,000 | 4,155 |
| Pre-tax net operating income | $101,000 | 5,036 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $33,000 | 3,110 |
| Income before extraordinary items | $68,000 | 5,424 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $68,000 | 5,426 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $68,000 | 5,425 |
| Net charge-offs | $67,000 | 3,472 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $68,000 | 5,317 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,978,000 | 5,731 |
| Total interest expense | $1,815,000 | 4,719 |
| Net interest income | $2,163,000 | 6,195 |
| Provision for loan and lease losses | $515,000 | 4,497 |
| Total noninterest income | $491,000 | 4,757 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $194,000 | 4,716 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $297,000 | 4,000 |
| Total noninterest expense | $2,318,000 | 5,869 |
| Salaries and employee benefits | $898,000 | 6,462 |
| Premises and equipment expense | $336,000 | 5,405 |
| Additional noninterest expense | $1,084,000 | 5,009 |
| Pre-tax net operating income | $-179,000 | 5,682 |
| Securities gains (losses) | $11,000 | 3,232 |
| Applicable income taxes | $-53,000 | 6,452 |
| Income before extraordinary items | $-115,000 | 5,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-115,000 | 5,720 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-115,000 | 5,720 |
| Net charge-offs | $204,000 | 4,980 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-122,480 | 5,711 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,975,000 | 5,794 |
| Total interest expense | $1,385,000 | 4,807 |
| Net interest income | $1,590,000 | 6,240 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $357,000 | 4,877 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $146,000 | 4,726 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $211,000 | 4,193 |
| Total noninterest expense | $1,743,000 | 5,889 |
| Salaries and employee benefits | $693,000 | 6,435 |
| Premises and equipment expense | $256,000 | 5,415 |
| Additional noninterest expense | $794,000 | 5,080 |
| Pre-tax net operating income | $-21,000 | 5,722 |
| Securities gains (losses) | $11,000 | 2,942 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-10,000 | 5,801 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-10,000 | 5,801 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-10,000 | 5,801 |
| Net charge-offs | $152,000 | 4,591 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-21,000 | 5,764 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,987,000 | 5,842 |
| Total interest expense | $915,000 | 4,951 |
| Net interest income | $1,072,000 | 6,240 |
| Provision for loan and lease losses | $135,000 | 4,908 |
| Total noninterest income | $246,000 | 4,839 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $107,000 | 4,524 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $139,000 | 4,255 |
| Total noninterest expense | $1,264,000 | 5,709 |
| Salaries and employee benefits | $506,000 | 6,314 |
| Premises and equipment expense | $172,000 | 5,451 |
| Additional noninterest expense | $586,000 | 4,791 |
| Pre-tax net operating income | $-81,000 | 6,056 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-80,000 | 6,148 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-80,000 | 6,147 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-80,000 | 6,147 |
| Net charge-offs | $132,000 | 3,924 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-81,000 | 6,109 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $963,000 | 5,969 |
| Total interest expense | $436,000 | 5,171 |
| Net interest income | $527,000 | 6,296 |
| Provision for loan and lease losses | $23,000 | 5,791 |
| Total noninterest income | $135,000 | 4,646 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $52,000 | 4,522 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $83,000 | 3,952 |
| Total noninterest expense | $583,000 | 5,889 |
| Salaries and employee benefits | $261,000 | 6,302 |
| Premises and equipment expense | $80,000 | 5,652 |
| Additional noninterest expense | $242,000 | 5,036 |
| Pre-tax net operating income | $56,000 | 5,545 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $19,000 | 3,607 |
| Income before extraordinary items | $37,000 | 5,893 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $37,000 | 5,895 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $37,000 | 5,895 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $37,000 | 5,725 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,669,000 | 6,218 |
| Total interest expense | $1,514,000 | 5,962 |
| Net interest income | $2,155,000 | 6,257 |
| Provision for loan and lease losses | $580,000 | 3,572 |
| Total noninterest income | $466,000 | 4,993 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $269,000 | 4,209 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $197,000 | 4,860 |
| Total noninterest expense | $2,200,000 | 5,988 |
| Salaries and employee benefits | $922,000 | 6,604 |
| Premises and equipment expense | $318,000 | 5,652 |
| Additional noninterest expense | $960,000 | 4,944 |
| Pre-tax net operating income | $-159,000 | 6,517 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-56,000 | 6,976 |
| Income before extraordinary items | $-103,000 | 6,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-103,000 | 6,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 2,732 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-103,000 | 6,510 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,793,000 | 6,243 |
| Total interest expense | $1,141,000 | 6,073 |
| Net interest income | $1,652,000 | 6,242 |
| Provision for loan and lease losses | $338,000 | 3,355 |
| Total noninterest income | $341,000 | 5,128 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $215,000 | 4,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $126,000 | 5,236 |
| Total noninterest expense | $1,574,000 | 6,100 |
| Salaries and employee benefits | $676,000 | 6,666 |
| Premises and equipment expense | $232,000 | 5,740 |
| Additional noninterest expense | $666,000 | 5,112 |
| Pre-tax net operating income | $81,000 | 6,473 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $32,000 | 4,378 |
| Income before extraordinary items | $49,000 | 6,419 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $49,000 | 6,417 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 2,464 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $49,000 | 6,577 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,867,000 | 6,301 |
| Total interest expense | $790,000 | 6,139 |
| Net interest income | $1,077,000 | 6,306 |
| Provision for loan and lease losses | $308,000 | 2,494 |
| Total noninterest income | $242,000 | 5,059 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $145,000 | 4,106 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $97,000 | 5,110 |
| Total noninterest expense | $1,023,000 | 6,214 |
| Salaries and employee benefits | $446,000 | 6,739 |
| Premises and equipment expense | $149,000 | 5,846 |
| Additional noninterest expense | $428,000 | 5,212 |
| Pre-tax net operating income | $-12,000 | 6,982 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-12,000 | 7,050 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,000 | 7,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $309,000 | 1,770 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-12,000 | 7,011 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $968,000 | 6,293 |
| Total interest expense | $406,000 | 6,226 |
| Net interest income | $562,000 | 6,250 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $119,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $99,000 | 3,483 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $20,000 | 6,458 |
| Total noninterest expense | $505,000 | 6,275 |
| Salaries and employee benefits | $217,000 | 6,830 |
| Premises and equipment expense | $74,000 | 5,910 |
| Additional noninterest expense | $214,000 | 5,170 |
| Pre-tax net operating income | $116,000 | 5,825 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $40,000 | 3,790 |
| Income before extraordinary items | $76,000 | 6,187 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $76,000 | 6,189 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 4,162 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $76,000 | 6,089 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,836,000 | 6,313 |
| Total interest expense | $1,609,000 | 6,278 |
| Net interest income | $2,227,000 | 6,250 |
| Provision for loan and lease losses | $71,000 | 5,334 |
| Total noninterest income | $391,000 | 5,541 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $345,000 | 3,810 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $46,000 | 7,175 |
| Total noninterest expense | $1,927,000 | 6,310 |
| Salaries and employee benefits | $759,000 | 7,089 |
| Premises and equipment expense | $291,000 | 5,852 |
| Additional noninterest expense | $877,000 | 5,035 |
| Pre-tax net operating income | $620,000 | 5,642 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $219,000 | 3,755 |
| Income before extraordinary items | $401,000 | 6,044 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $401,000 | 6,045 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 7,873 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $401,000 | 6,036 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,826,000 | 6,393 |
| Total interest expense | $1,157,000 | 6,404 |
| Net interest income | $1,669,000 | 6,300 |
| Provision for loan and lease losses | $41,000 | 5,300 |
| Total noninterest income | $302,000 | 5,522 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $270,000 | 3,724 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $32,000 | 7,274 |
| Total noninterest expense | $1,459,000 | 6,280 |
| Salaries and employee benefits | $582,000 | 7,015 |
| Premises and equipment expense | $213,000 | 5,921 |
| Additional noninterest expense | $664,000 | 4,951 |
| Pre-tax net operating income | $471,000 | 5,882 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $165,000 | 3,944 |
| Income before extraordinary items | $306,000 | 6,290 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $306,000 | 6,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,886 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $306,000 | 6,287 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 6,491 |
| Total interest expense | $730,000 | 6,532 |
| Net interest income | $1,107,000 | 6,361 |
| Provision for loan and lease losses | $11,000 | 5,714 |
| Total noninterest income | $189,000 | 5,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $189,000 | 3,884 |
| Total noninterest expense | $973,000 | 6,319 |
| Salaries and employee benefits | $420,000 | 6,899 |
| Premises and equipment expense | $229,000 | 4,631 |
| Additional noninterest expense | $324,000 | 5,904 |
| Pre-tax net operating income | $312,000 | 5,957 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $110,000 | 4,019 |
| Income before extraordinary items | $202,000 | 6,354 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $202,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,040 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $202,000 | 6,350 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $894,000 | 6,571 |
| Total interest expense | $365,000 | 6,552 |
| Net interest income | $529,000 | 6,488 |
| Provision for loan and lease losses | $1,000 | 5,727 |
| Total noninterest income | $97,000 | 5,601 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $97,000 | 3,813 |
| Total noninterest expense | $499,000 | 6,293 |
| Salaries and employee benefits | $215,000 | 6,866 |
| Premises and equipment expense | $111,000 | 4,742 |
| Additional noninterest expense | $173,000 | 5,696 |
| Pre-tax net operating income | $126,000 | 6,337 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $44,000 | 4,256 |
| Income before extraordinary items | $82,000 | 6,678 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $82,000 | 6,677 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,179 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $82,000 | 6,665 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,568,000 | 6,380 |
| Total interest expense | $1,492,000 | 6,126 |
| Net interest income | $2,076,000 | 6,477 |
| Provision for loan and lease losses | $120,000 | 4,374 |
| Total noninterest income | $534,000 | 4,989 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $534,000 | 3,228 |
| Total noninterest expense | $1,995,000 | 6,169 |
| Salaries and employee benefits | $863,000 | 6,768 |
| Premises and equipment expense | $531,000 | 4,106 |
| Additional noninterest expense | $601,000 | 6,052 |
| Pre-tax net operating income | $495,000 | 6,506 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $176,000 | 4,434 |
| Income before extraordinary items | $319,000 | 6,839 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $319,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,218 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $319,000 | 6,838 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,706,000 | 6,381 |
| Total interest expense | $1,120,000 | 6,070 |
| Net interest income | $1,586,000 | 6,496 |
| Provision for loan and lease losses | $90,000 | 4,225 |
| Total noninterest income | $416,000 | 4,927 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $416,000 | 3,153 |
| Total noninterest expense | $1,481,000 | 6,190 |
| Salaries and employee benefits | $660,000 | 6,706 |
| Premises and equipment expense | $398,000 | 4,124 |
| Additional noninterest expense | $423,000 | 6,241 |
| Pre-tax net operating income | $431,000 | 6,495 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $155,000 | 4,448 |
| Income before extraordinary items | $276,000 | 6,838 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $276,000 | 6,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,921 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $276,000 | 6,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 6,377 |
| Total interest expense | $757,000 | 5,948 |
| Net interest income | $1,048,000 | 6,550 |
| Provision for loan and lease losses | $60,000 | 4,062 |
| Total noninterest income | $288,000 | 4,846 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $288,000 | 3,097 |
| Total noninterest expense | $956,000 | 6,293 |
| Salaries and employee benefits | $433,000 | 6,786 |
| Premises and equipment expense | $272,000 | 4,060 |
| Additional noninterest expense | $251,000 | 6,562 |
| Pre-tax net operating income | $320,000 | 6,334 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $113,000 | 4,369 |
| Income before extraordinary items | $207,000 | 6,707 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $207,000 | 6,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $138,000 | 1,409 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $207,000 | 6,712 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $902,000 | 6,347 |
| Total interest expense | $387,000 | 5,784 |
| Net interest income | $515,000 | 6,612 |
| Provision for loan and lease losses | $30,000 | 3,822 |
| Total noninterest income | $137,000 | 4,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $137,000 | 3,134 |
| Total noninterest expense | $453,000 | 6,465 |
| Salaries and employee benefits | $193,000 | 7,085 |
| Premises and equipment expense | $141,000 | 3,962 |
| Additional noninterest expense | $119,000 | 6,649 |
| Pre-tax net operating income | $169,000 | 6,180 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $60,000 | 4,268 |
| Income before extraordinary items | $109,000 | 6,582 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 6,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-14,000 | 8,005 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $109,000 | 6,578 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 6,056 |
| Total interest expense | $1,337,000 | 5,542 |
| Net interest income | $2,342,000 | 6,219 |
| Provision for loan and lease losses | $268,000 | 3,048 |
| Total noninterest income | $656,000 | 4,567 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $656,000 | 2,891 |
| Total noninterest expense | $1,813,000 | 6,391 |
| Salaries and employee benefits | $801,000 | 6,929 |
| Premises and equipment expense | $491,000 | 4,241 |
| Additional noninterest expense | $521,000 | 6,457 |
| Pre-tax net operating income | $917,000 | 5,588 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $319,000 | 4,056 |
| Income before extraordinary items | $598,000 | 6,012 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $598,000 | 6,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $232,000 | 2,089 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $598,000 | 5,978 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 6,025 |
| Total interest expense | $992,000 | 5,455 |
| Net interest income | $1,777,000 | 6,220 |
| Provision for loan and lease losses | $238,000 | 2,627 |
| Total noninterest income | $515,000 | 4,467 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $515,000 | 2,823 |
| Total noninterest expense | $1,329,000 | 6,450 |
| Salaries and employee benefits | $597,000 | 6,944 |
| Premises and equipment expense | $343,000 | 4,431 |
| Additional noninterest expense | $389,000 | 6,438 |
| Pre-tax net operating income | $725,000 | 5,567 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $247,000 | 4,105 |
| Income before extraordinary items | $478,000 | 5,999 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $478,000 | 6,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $228,000 | 1,538 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $478,000 | 5,966 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 5,952 |
| Total interest expense | $662,000 | 5,303 |
| Net interest income | $1,199,000 | 6,186 |
| Provision for loan and lease losses | $208,000 | 2,103 |
| Total noninterest income | $350,000 | 4,371 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $350,000 | 2,776 |
| Total noninterest expense | $853,000 | 6,560 |
| Salaries and employee benefits | $390,000 | 6,987 |
| Premises and equipment expense | $211,000 | 4,630 |
| Additional noninterest expense | $252,000 | 6,506 |
| Pre-tax net operating income | $488,000 | 5,531 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $166,000 | 4,096 |
| Income before extraordinary items | $322,000 | 5,961 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $322,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $210,000 | 1,164 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $322,000 | 5,909 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $865,000 | 6,160 |
| Total interest expense | $316,000 | 5,330 |
| Net interest income | $549,000 | 6,450 |
| Provision for loan and lease losses | $53,000 | 3,110 |
| Total noninterest income | $119,000 | 5,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $119,000 | 3,420 |
| Total noninterest expense | $418,000 | 6,666 |
| Salaries and employee benefits | $190,000 | 7,110 |
| Premises and equipment expense | $95,000 | 5,050 |
| Additional noninterest expense | $133,000 | 6,382 |
| Pre-tax net operating income | $197,000 | 5,990 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $67,000 | 4,351 |
| Income before extraordinary items | $130,000 | 6,396 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $130,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 1,427 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $130,000 | 6,354 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,623,000 | 5,090 |
| Total interest expense | $1,596,000 | 4,348 |
| Net interest income | $3,027,000 | 5,384 |
| Provision for loan and lease losses | $776,000 | 1,317 |
| Total noninterest income | $620,000 | 4,736 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $620,000 | 2,927 |
| Total noninterest expense | $2,513,000 | 5,290 |
| Salaries and employee benefits | $1,040,000 | 6,161 |
| Premises and equipment expense | $652,000 | 3,315 |
| Additional noninterest expense | $821,000 | 5,001 |
| Pre-tax net operating income | $358,000 | 7,246 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $121,000 | 5,326 |
| Income before extraordinary items | $237,000 | 7,471 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $237,000 | 7,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $569,000 | 1,209 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $237,000 | 7,422 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,709,000 | 4,861 |
| Total interest expense | $1,278,000 | 4,085 |
| Net interest income | $2,431,000 | 5,150 |
| Provision for loan and lease losses | $746,000 | 1,022 |
| Total noninterest income | $455,000 | 4,793 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $455,000 | 2,966 |
| Total noninterest expense | $1,995,000 | 5,040 |
| Salaries and employee benefits | $816,000 | 5,955 |
| Premises and equipment expense | $500,000 | 3,255 |
| Additional noninterest expense | $679,000 | 4,637 |
| Pre-tax net operating income | $145,000 | 7,934 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $21,000 | 6,494 |
| Income before extraordinary items | $124,000 | 7,945 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $124,000 | 7,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $426,000 | 1,108 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $124,000 | 7,896 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 4,866 |
| Total interest expense | $856,000 | 4,077 |
| Net interest income | $1,628,000 | 5,134 |
| Provision for loan and lease losses | $358,000 | 1,357 |
| Total noninterest income | $322,000 | 4,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $322,000 | 2,871 |
| Total noninterest expense | $1,157,000 | 5,551 |
| Salaries and employee benefits | $529,000 | 6,098 |
| Premises and equipment expense | $262,000 | 3,931 |
| Additional noninterest expense | $366,000 | 5,374 |
| Pre-tax net operating income | $435,000 | 5,664 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $148,000 | 4,273 |
| Income before extraordinary items | $287,000 | 6,126 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $287,000 | 6,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $236,000 | 1,224 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $287,000 | 6,053 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 4,883 |
| Total interest expense | $441,000 | 4,034 |
| Net interest income | $801,000 | 5,212 |
| Provision for loan and lease losses | $214,000 | 1,100 |
| Total noninterest income | $161,000 | 4,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $161,000 | 2,816 |
| Total noninterest expense | $581,000 | 5,555 |
| Salaries and employee benefits | $264,000 | 6,143 |
| Premises and equipment expense | $135,000 | 3,876 |
| Additional noninterest expense | $182,000 | 5,402 |
| Pre-tax net operating income | $167,000 | 6,218 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $57,000 | 4,676 |
| Income before extraordinary items | $110,000 | 6,699 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $110,000 | 6,699 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 1,400 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $110,000 | 6,578 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,198,000 | 4,761 |
| Total interest expense | $2,117,000 | 3,857 |
| Net interest income | $3,081,000 | 5,224 |
| Provision for loan and lease losses | $1,153,000 | 1,037 |
| Total noninterest income | $658,000 | 4,720 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $658,000 | 3,086 |
| Total noninterest expense | $2,199,000 | 5,683 |
| Salaries and employee benefits | $1,002,000 | 6,256 |
| Premises and equipment expense | $548,000 | 3,790 |
| Additional noninterest expense | $649,000 | 5,735 |
| Pre-tax net operating income | $387,000 | 7,096 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $137,000 | 5,390 |
| Income before extraordinary items | $250,000 | 7,527 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $250,000 | 7,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,062,000 | 886 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $250,000 | 7,389 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 4,790 |
| Total interest expense | $1,644,000 | 3,857 |
| Net interest income | $2,294,000 | 5,266 |
| Provision for loan and lease losses | $372,000 | 2,139 |
| Total noninterest income | $535,000 | 4,547 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $535,000 | 3,012 |
| Total noninterest expense | $1,665,000 | 5,618 |
| Salaries and employee benefits | $764,000 | 6,162 |
| Premises and equipment expense | $433,000 | 3,630 |
| Additional noninterest expense | $468,000 | 5,841 |
| Pre-tax net operating income | $792,000 | 5,162 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $274,000 | 4,090 |
| Income before extraordinary items | $518,000 | 5,760 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $518,000 | 5,761 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $315,000 | 1,661 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $518,000 | 5,592 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,690,000 | 4,730 |
| Total interest expense | $1,137,000 | 3,840 |
| Net interest income | $1,553,000 | 5,228 |
| Provision for loan and lease losses | $114,000 | 3,657 |
| Total noninterest income | $342,000 | 4,641 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $342,000 | 3,060 |
| Total noninterest expense | $1,084,000 | 5,710 |
| Salaries and employee benefits | $503,000 | 6,237 |
| Premises and equipment expense | $285,000 | 3,650 |
| Additional noninterest expense | $296,000 | 6,020 |
| Pre-tax net operating income | $697,000 | 4,437 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $242,000 | 3,612 |
| Income before extraordinary items | $455,000 | 5,057 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $455,000 | 5,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 3,447 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $455,000 | 4,850 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,338,000 | 4,781 |
| Total interest expense | $587,000 | 3,819 |
| Net interest income | $751,000 | 5,312 |
| Provision for loan and lease losses | $57,000 | 3,503 |
| Total noninterest income | $181,000 | 4,403 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 2,891 |
| Total noninterest expense | $560,000 | 5,566 |
| Salaries and employee benefits | $259,000 | 6,127 |
| Premises and equipment expense | $145,000 | 3,578 |
| Additional noninterest expense | $156,000 | 5,791 |
| Pre-tax net operating income | $315,000 | 4,668 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $112,000 | 3,747 |
| Income before extraordinary items | $203,000 | 5,294 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $203,000 | 5,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 8,659 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $203,000 | 5,104 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,464,000 | 4,865 |
| Total interest expense | $2,621,000 | 3,949 |
| Net interest income | $2,843,000 | 5,465 |
| Provision for loan and lease losses | $498,000 | 2,391 |
| Total noninterest income | $673,000 | 4,431 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $673,000 | 2,762 |
| Total noninterest expense | $2,229,000 | 5,490 |
| Salaries and employee benefits | $1,029,000 | 6,031 |
| Premises and equipment expense | $579,000 | 3,515 |
| Additional noninterest expense | $621,000 | 5,801 |
| Pre-tax net operating income | $789,000 | 5,809 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $269,000 | 4,631 |
| Income before extraordinary items | $520,000 | 6,307 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $520,000 | 6,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 2,646 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $520,000 | 6,156 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,806,000 | 5,080 |
| Total interest expense | $3,379,000 | 4,322 |
| Net interest income | $2,427,000 | 5,814 |
| Provision for loan and lease losses | $214,000 | 3,981 |
| Total noninterest income | $696,000 | 4,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $696,000 | 2,583 |
| Total noninterest expense | $2,089,000 | 5,586 |
| Salaries and employee benefits | $1,003,000 | 5,971 |
| Premises and equipment expense | $515,000 | 3,782 |
| Additional noninterest expense | $571,000 | 6,024 |
| Pre-tax net operating income | $820,000 | 5,427 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $280,000 | 4,405 |
| Income before extraordinary items | $540,000 | 5,888 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $540,000 | 5,890 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,754 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $540,000 | 5,768 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,371,000 | 5,478 |
| Total interest expense | $3,248,000 | 4,646 |
| Net interest income | $2,123,000 | 6,389 |
| Provision for loan and lease losses | $170,000 | 4,137 |
| Total noninterest income | $552,000 | 4,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $552,000 | 2,781 |
| Total noninterest expense | $1,904,000 | 5,853 |
| Salaries and employee benefits | $959,000 | 6,092 |
| Premises and equipment expense | $458,000 | 4,074 |
| Additional noninterest expense | $487,000 | 6,525 |
| Pre-tax net operating income | $601,000 | 6,584 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $206,000 | 5,328 |
| Income before extraordinary items | $395,000 | 6,891 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $395,000 | 6,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,349 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $395,000 | 6,895 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,189,000 | 6,203 |
| Total interest expense | $2,422,000 | 5,299 |
| Net interest income | $1,767,000 | 7,075 |
| Provision for loan and lease losses | $151,000 | 4,227 |
| Total noninterest income | $391,000 | 5,695 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $391,000 | 3,480 |
| Total noninterest expense | $1,801,000 | 6,084 |
| Salaries and employee benefits | $852,000 | 6,534 |
| Premises and equipment expense | $432,000 | 4,259 |
| Additional noninterest expense | $517,000 | 6,384 |
| Pre-tax net operating income | $206,000 | 8,551 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $71,000 | 7,326 |
| Income before extraordinary items | $135,000 | 8,746 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $135,000 | 8,743 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 3,952 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $135,000 | 8,706 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,987,000 | 7,545 |
| Total interest expense | $1,770,000 | 6,602 |
| Net interest income | $1,217,000 | 8,299 |
| Provision for loan and lease losses | $182,000 | 3,709 |
| Total noninterest income | $299,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $299,000 | 4,037 |
| Total noninterest expense | $1,723,000 | 6,176 |
| Salaries and employee benefits | $820,000 | 6,600 |
| Premises and equipment expense | $411,000 | 4,336 |
| Additional noninterest expense | $492,000 | 6,497 |
| Pre-tax net operating income | $-389,000 | 10,130 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-115,000 | 10,241 |
| Income before extraordinary items | $-274,000 | 10,096 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-274,000 | 10,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,450 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-274,000 | 10,066 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 9,420 |
| Total interest expense | $1,014,000 | 8,653 |
| Net interest income | $693,000 | 9,962 |
| Provision for loan and lease losses | $124,000 | 4,561 |
| Total noninterest income | $142,000 | 8,714 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $142,000 | 5,840 |
| Total noninterest expense | $1,153,000 | 7,846 |
| Salaries and employee benefits | $540,000 | 8,333 |
| Premises and equipment expense | $236,000 | 6,266 |
| Additional noninterest expense | $377,000 | 7,557 |
| Pre-tax net operating income | $-442,000 | 10,723 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-145,000 | 10,753 |
| Income before extraordinary items | $-297,000 | 10,668 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-297,000 | 10,669 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 5,177 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-297,000 | 10,649 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,208,000 | 10,509 |
| Total interest expense | $678,000 | 10,033 |
| Net interest income | $530,000 | 10,826 |
| Provision for loan and lease losses | $64,000 | 6,010 |
| Total noninterest income | $165,000 | 8,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $165,000 | 5,697 |
| Total noninterest expense | $600,000 | 10,168 |
| Salaries and employee benefits | $293,000 | 10,408 |
| Premises and equipment expense | $133,000 | 8,447 |
| Additional noninterest expense | $174,000 | 10,241 |
| Pre-tax net operating income | $31,000 | 10,674 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $12,000 | 10,336 |
| Income before extraordinary items | $19,000 | 10,741 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $19,000 | 10,737 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $19,000 | 10,690 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $722,000 | 11,609 |
| Total interest expense | $399,000 | 11,332 |
| Net interest income | $323,000 | 11,732 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $125,000 | 9,756 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $125,000 | 6,525 |
| Total noninterest expense | $387,000 | 11,469 |
| Salaries and employee benefits | $137,000 | 11,778 |
| Premises and equipment expense | $83,000 | 10,121 |
| Additional noninterest expense | $167,000 | 10,846 |
| Pre-tax net operating income | $36,000 | 11,363 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $6,000 | 10,990 |
| Income before extraordinary items | $30,000 | 11,386 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $30,000 | 11,383 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $30,000 | 11,353 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.