Home > South Central Bank of Hardin County, Inc. > Net charge- offs to loans
South Central Bank of Hardin County, Inc., Net charge- offs to loans
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0555% | 3,721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0092% | 3,729 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 5,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0080% | 5,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5334% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0475% | 5,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7945% | 901 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,910 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,787 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7916% | 484 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0948% | 2,858 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0368% | 2,901 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0260% | 5,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0432% | 2,709 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7328% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 5,590 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1754% | 564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,473 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8684% | 430 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0959% | 2,712 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 2,442 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 5,886 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0659% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1238% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0088% | 5,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6586% | 834 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,292 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1321% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1242% | 1,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0373% | 2,087 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1030% | 6,242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1521% | 1,358 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4582% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5202% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3107% | 5,913 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3107% | 5,862 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3892% | 202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3231% | 2,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1932% | 2,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,684 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4449% | 1,256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6540% | 552 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4291% | 1,249 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6047% | 6,250 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2405% | 6,212 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2405% | 6,158 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.2826% | 152 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3806% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2116% | 2,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4865% | 1,097 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8501% | 455 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4581% | 1,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7774% | 6,364 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3277% | 6,266 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3277% | 6,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.5015% | 123 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0674% | 3,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0488% | 3,215 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1126% | 2,468 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1214% | 2,294 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0358% | 6,455 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3288% | 6,209 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3288% | 6,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2642% | 271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0831% | 3,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0163% | 2,883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0382% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6086% | 6,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3300% | 6,169 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3300% | 6,111 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0473% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7373% | 1,597 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7991% | 1,286 |
| Percentage Net Loans Charged-off:Construction & development | 4.8360% | 580 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6491% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0576% | 5,487 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1722% | 3,164 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7786% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1313% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0647% | 5,911 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2266% | 3,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2266% | 3,145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1240% | 1,188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4026% | 2,193 |
| Percentage Net Loans Charged-off:Construction & development | 2.8287% | 839 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0811% | 5,532 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2353% | 2,630 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0396% | 590 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1814% | 2,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 2,879 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4946% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4946% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1668% | 992 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5561% | 1,921 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6192% | 1,575 |
| Percentage Net Loans Charged-off:Construction & development | 4.6539% | 553 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1360% | 5,558 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3753% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5919% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2948% | 2,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3629% | 6,497 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2950% | 6,484 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2950% | 6,417 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3962% | 684 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3285% | 2,338 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3964% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.5356% | 1,114 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3752% | 5,628 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7942% | 1,058 |
| Percentage Net Loans Charged-off: Home equity loans | 3.0361% | 190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6374% | 1,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4783% | 6,587 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6033% | 6,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6033% | 6,639 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4509% | 3,178 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2963% | 3,415 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,614 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.2246% | 113 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3512% | 2,726 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3745% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6424% | 6,863 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.2705% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 5.5411% | 185 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0917% | 557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 3,437 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2771% | 3,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.3609% | 154 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3629% | 2,415 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3874% | 2,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3903% | 7,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.3889% | 230 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6013% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3615% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1083% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0685% | 4,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1553% | 3,091 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1661% | 2,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3870% | 7,091 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2609% | 443 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 2.6518% | 447 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1087% | 1,067 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4657% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4486% | 1,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9208% | 468 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0977% | 7,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1044% | 7,178 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7012% | 7,198 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4851% | 244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 4.0435% | 251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0442% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1692% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0152% | 7,214 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4173% | 488 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5651% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6281% | 7,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7887% | 725 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6304% | 985 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1787% | 1,730 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4519% | 1,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0209% | 7,296 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.9788% | 334 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 3.1610% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.3673% | 7,424 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5128% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8201% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7643% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1936% | 744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0158% | 7,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.5265% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 4.8060% | 182 |
| Percentage Net Loans Charged-off: Commercial and industrial | -3.1292% | 7,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6510% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9135% | 686 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4860% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4312% | 2,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0594% | 1,969 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1576% | 1,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1008% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1074% | 2,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1204% | 2,546 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2876% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3613% | 480 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3720% | 4,351 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2837% | 3,691 |
| Percentage Net Loans Charged-off:Construction & development | 0.4474% | 2,981 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5444% | 1,975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9210% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5183% | 1,957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4246% | 2,387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4839% | 4,121 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2157% | 1,583 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3691% | 3,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2887% | 3,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.5968% | 2,436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2835% | 1,730 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3019% | 2,392 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2565% | 603 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2361% | 2,491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0542% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 3,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4021% | 1,178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4767% | 2,926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4313% | 2,305 |
| Percentage Net Loans Charged-off:Construction & development | 0.8430% | 1,871 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4224% | 1,133 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4590% | 1,670 |
| Percentage Net Loans Charged-off: Home equity loans | 1.8508% | 378 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3598% | 1,780 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2150% | 1,798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1950% | 4,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2897% | 1,125 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0072% | 5,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,670 |
| Percentage Net Loans Charged-off:Construction & development | -0.5778% | 7,446 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2331% | 1,757 |
| Percentage Net Loans Charged-off: Home equity loans | 3.6835% | 177 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0251% | 7,727 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3867% | 3,207 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0397% | 1,183 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3768% | 2,031 |
| Percentage Net Loans Charged-off:Construction & development | 0.1960% | 2,418 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0253% | 2,164 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8838% | 706 |
| Percentage Net Loans Charged-off: Home equity loans | 4.3850% | 119 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6462% | 900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.4079% | 213 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0808% | 5,577 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7866% | 861 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8763% | 996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3265% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 1,571 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8643% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 6.2267% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5147% | 827 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.8330% | 214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1548% | 4,706 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0588% | 647 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2593% | 526 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4948% | 927 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0348% | 1,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3279% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 9.9193% | 36 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7890% | 468 |
| Percentage Net Loans Charged-off: Commercial and industrial | 8.7627% | 108 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2875% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6566% | 706 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 3,779 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1718% | 7,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6888% | 2,035 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3691% | 687 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0133% | 7,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,945 |
| Percentage Net Loans Charged-off:Construction & development | -0.0146% | 7,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0087% | 7,809 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3137% | 7,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1554% | 4,843 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3778% | 973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0364% | 7,888 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 7,733 |
| Percentage Net Loans Charged-off:Construction & development | -0.0214% | 7,639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0111% | 7,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 7,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3843% | 7,806 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7741% | 1,805 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1034% | 8,139 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0121% | 7,796 |
| Percentage Net Loans Charged-off:Construction & development | -0.0761% | 7,690 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5106% | 7,884 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2218% | 8,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0125% | 7,840 |
| Percentage Net Loans Charged-off:Construction & development | -0.0791% | 7,680 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9929% | 8,030 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5662% | 7,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4515% | 839 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0264% | 2,507 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0783% | 1,636 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0850% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0480% | 475 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9792% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4212% | 735 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 2,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0341% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8836% | 439 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4479% | 371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6282% | 472 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0229% | 1,861 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0670% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0729% | 1,145 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8867% | 296 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2902% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1271% | 8,217 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1029% | 8,419 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3067% | 8,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3357% | 8,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2750% | 7,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,843 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4619% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2410% | 581 |
| Percentage Net Loans Charged-off:Construction & development | 0.8753% | 112 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1895% | 887 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2052% | 850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6012% | 753 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5886% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3023% | 391 |
| Percentage Net Loans Charged-off:Construction & development | 1.1051% | 88 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2163% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2336% | 645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0716% | 492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0708% | 7,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7974% | 426 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3422% | 350 |
| Percentage Net Loans Charged-off:Construction & development | 1.5398% | 65 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0276% | 1,743 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0298% | 1,611 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.1710% | 330 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1096% | 7,632 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5177% | 678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6535% | 165 |
| Percentage Net Loans Charged-off:Construction & development | 2.7276% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2114% | 7,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8304% | 568 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3250% | 552 |
| Percentage Net Loans Charged-off:Construction & development | 0.3610% | 278 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1213% | 955 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5427% | 338 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5812% | 314 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0751% | 426 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3435% | 1,419 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7850% | 548 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4158% | 362 |
| Percentage Net Loans Charged-off:Construction & development | 0.4753% | 200 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1553% | 663 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6824% | 238 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7297% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1685% | 575 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6392% | 963 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6475% | 689 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2962% | 518 |
| Percentage Net Loans Charged-off:Construction & development | 0.3381% | 209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4635% | 321 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1172% | 1,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1255% | 1,040 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4701% | 755 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4965% | 532 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4980% | 920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2149% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5796% | 273 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6209% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6917% | 590 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8805% | 2,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4615% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6557% | 266 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4331% | 177 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4140% | 556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4415% | 542 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3462% | 532 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.9153% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5785% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2601% | 728 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7948% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0058% | 2,771 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0061% | 2,634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1495% | 1,279 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7434% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1350% | 3,462 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,839 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 2,141 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1530% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9493% | 2,184 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0666% | 8,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5840% | 8,753 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3788% | 2,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 2,040 |
| Percentage Net Loans Charged-off:Construction & development | 0.0134% | 826 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1594% | 1,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1682% | 1,194 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1925% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2489% | 736 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1938% | 3,709 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0666% | 4,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4677% | 1,335 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1144% | 4,373 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1786% | 3,505 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2195% | 3,236 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2876% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 7,222 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |