Home > South Central Bank, Inc. > Net charge- offs to loans
South Central Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0032% | 2,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,113 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4489% | 222 |
| Percentage Net Loans Charged-off: Loans to individuals | 122,398.0000% | 5 |
| Percentage Net Loans Charged-off: Credit card loans | 587.0000% | 4 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0128% | 2,643 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 20.8166% | 26 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0148% | 1,868 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 885 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0036% | 566 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0049% | 495 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0317% | 2,438 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0317% | 2,367 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0135% | 1,684 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0056% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0075% | 378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0193% | 3,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0579% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0579% | 2,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0118% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 3,895 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0595% | 4,140 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0595% | 4,137 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0153% | 1,817 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 3,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0017% | 3,456 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 3,556 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0274% | 3,821 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5473% | 940 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5473% | 868 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0188% | 1,464 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0003% | 822 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 372 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 3,808 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7420% | 663 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7420% | 606 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0176% | 1,389 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0007% | 543 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0377% | 3,709 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7915% | 617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7915% | 559 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0366% | 930 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 513 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0039% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 3,771 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7948% | 262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7948% | 235 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0124% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0027% | 1,253 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0088% | 226 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0091% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0422% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1376% | 1,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1376% | 1,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,125 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0025% | 3,425 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 3,739 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0116% | 194 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 3,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0570% | 929 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0283% | 2,167 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0283% | 2,070 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0065% | 3,514 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 3,734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,050 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0250% | 4,172 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0451% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0319% | 1,895 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0319% | 1,785 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 1,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0107% | 3,985 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0149% | 4,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1040% | 1,438 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1040% | 1,329 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 2,800 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,832 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0003% | 1,054 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 1,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 1,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0255% | 1,882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0098% | 2,961 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0098% | 2,862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0051% | 1,536 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0060% | 1,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0083% | 1,091 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0020% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0323% | 2,704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0323% | 2,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,468 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 659 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0008% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0010% | 1,080 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0085% | 1,529 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1545% | 2,094 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1545% | 1,967 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0235% | 1,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,045 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0014% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0061% | 815 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0559% | 945 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2084% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2084% | 1,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0237% | 2,929 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0121% | 1,793 |
| Percentage Net Loans Charged-off:Construction & development | -0.0091% | 4,240 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0084% | 4,456 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0419% | 1,126 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0690% | 332 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0322% | 1,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0485% | 1,973 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1798% | 2,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1798% | 2,403 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0353% | 2,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0131% | 1,501 |
| Percentage Net Loans Charged-off:Construction & development | -0.0095% | 4,302 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0427% | 947 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0939% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0246% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0164% | 1,783 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0807% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0807% | 2,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0336% | 2,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0259% | 1,077 |
| Percentage Net Loans Charged-off:Construction & development | -0.0103% | 4,363 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0023% | 4,430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1440% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 660 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0147% | 3,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0254% | 2,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0254% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0358% | 4,712 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0357% | 4,869 |
| Percentage Net Loans Charged-off:Construction & development | -0.0082% | 4,462 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2233% | 5,157 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1253% | 380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2859% | 88 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0702% | 496 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0151% | 3,954 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1499% | 4,653 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1499% | 4,628 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 1,736 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0042% | 4,143 |
| Percentage Net Loans Charged-off:Construction & development | -0.0072% | 4,275 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0191% | 923 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0383% | 4,811 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0842% | 3,817 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0240% | 4,685 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9183% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1963% | 2,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1963% | 2,361 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0184% | 2,783 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,041 |
| Percentage Net Loans Charged-off:Construction & development | -0.0017% | 4,267 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0016% | 876 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0234% | 4,653 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1142% | 3,887 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0042% | 1,623 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0367% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3727% | 1,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3727% | 1,602 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0194% | 2,499 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 1,464 |
| Percentage Net Loans Charged-off:Construction & development | 0.0025% | 255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0063% | 4,637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 1,332 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1749% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0693% | 781 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0539% | 4,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3510% | 1,662 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3510% | 1,553 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0224% | 4,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0154% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1039% | 5,234 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5174% | 4,088 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0737% | 4,588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4521% | 1,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4521% | 1,299 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1457% | 1,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1052% | 954 |
| Percentage Net Loans Charged-off:Construction & development | 0.0046% | 503 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0134% | 4,847 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2948% | 376 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0167% | 3,808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3807% | 279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1857% | 1,555 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4456% | 1,880 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4456% | 1,745 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0408% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0064% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1100% | 914 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0201% | 3,850 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1453% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1114% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2809% | 2,226 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2809% | 2,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 1,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0436% | 1,265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0552% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0054% | 4,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1059% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0307% | 3,900 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1421% | 691 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1842% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1345% | 2,544 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1345% | 2,407 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0543% | 1,795 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0656% | 829 |
| Percentage Net Loans Charged-off:Construction & development | 0.1248% | 145 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,921 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1440% | 603 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0308% | 3,984 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1897% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1332% | 4,992 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1002% | 2,310 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1002% | 2,177 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 2,442 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0414% | 1,941 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 1,448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0833% | 1,522 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2853% | 301 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0316% | 2,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0151% | 2,324 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3733% | 2,155 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3733% | 2,021 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3183% | 398 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0174% | 2,171 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0053% | 1,127 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0132% | 2,213 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1414% | 430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0189% | 5,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0829% | 1,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3085% | 2,120 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3085% | 1,961 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2555% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0558% | 2,394 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 2,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 5,033 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0079% | 4,857 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0150% | 4,004 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0061% | 4,848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1413% | 1,223 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4954% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4954% | 1,383 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6820% | 456 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 2,213 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 4,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0085% | 5,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 4,920 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 5,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1942% | 820 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5274% | 1,333 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5274% | 1,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1762% | 600 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2975% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1570% | 1,156 |
| Percentage Net Loans Charged-off:Construction & development | -1.5061% | 5,549 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6773% | 311 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1568% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0266% | 865 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1869% | 1,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7650% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1970% | 626 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1970% | 560 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7786% | 306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4986% | 484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3532% | 482 |
| Percentage Net Loans Charged-off:Construction & development | 0.0725% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9096% | 204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1805% | 1,084 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0542% | 706 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2093% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9199% | 530 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4940% | 432 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4940% | 380 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1358% | 250 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5521% | 443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4754% | 341 |
| Percentage Net Loans Charged-off:Construction & development | 0.1081% | 437 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3973% | 132 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1164% | 1,399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1204% | 1,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2999% | 361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5266% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5266% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0248% | 352 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 1,337 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0721% | 1,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.2883% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0357% | 649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0852% | 1,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0879% | 411 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0846% | 1,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6245% | 490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7844% | 927 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7844% | 841 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4654% | 400 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2384% | 1,775 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2358% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0270% | 1,068 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2730% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3638% | 946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2969% | 569 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3850% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3238% | 1,500 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1614% | 3,056 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1614% | 2,901 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2173% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3047% | 1,299 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3087% | 955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0369% | 906 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3614% | 759 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4705% | 686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3926% | 456 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4948% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4672% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3027% | 2,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3027% | 2,078 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0749% | 5,632 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1073% | 2,601 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1042% | 2,007 |
| Percentage Net Loans Charged-off:Construction & development | 0.0543% | 761 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0285% | 1,412 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2346% | 1,321 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1316% | 4,680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3456% | 943 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0605% | 1,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3693% | 1,818 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3693% | 1,693 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0304% | 5,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0540% | 2,626 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1723% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.1040% | 498 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0546% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3842% | 789 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0294% | 4,514 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5072% | 621 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1826% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8457% | 1,031 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8457% | 926 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.0652% | 5,972 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 2,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0773% | 3,394 |
| Percentage Net Loans Charged-off:Construction & development | 0.0191% | 1,592 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3694% | 6,516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5271% | 1,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5297% | 647 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5264% | 1,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8621% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2656% | 2,872 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2656% | 2,723 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8668% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1556% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0207% | 3,889 |
| Percentage Net Loans Charged-off:Construction & development | -0.0239% | 5,420 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4140% | 6,594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4239% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2585% | 892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4735% | 1,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1654% | 826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0885% | 3,463 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0885% | 3,317 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3701% | 378 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0952% | 3,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0912% | 6,500 |
| Percentage Net Loans Charged-off:Construction & development | -0.0327% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6077% | 6,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3545% | 1,430 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3866% | 705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3448% | 1,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7787% | 591 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2114% | 2,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2114% | 2,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0586% | 402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4599% | 1,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1741% | 1,890 |
| Percentage Net Loans Charged-off:Construction & development | -0.0588% | 5,693 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,435 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4753% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7710% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3858% | 1,136 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7718% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2644% | 6,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2644% | 6,022 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8258% | 268 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4119% | 2,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2793% | 2,833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0615% | 2,251 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1669% | 2,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.4315% | 383 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5113% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2827% | 1,288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5805% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1029% | 804 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1197% | 3,839 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1197% | 3,668 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7421% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3351% | 2,780 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 3,114 |
| Percentage Net Loans Charged-off:Construction & development | 0.0762% | 2,063 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0578% | 6,692 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7535% | 314 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5265% | 1,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3758% | 1,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5719% | 1,500 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0482% | 766 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2497% | 2,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2497% | 2,812 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5014% | 700 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4147% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3697% | 2,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.1310% | 1,786 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0331% | 6,643 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0200% | 872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5658% | 796 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1544% | 755 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0696% | 1,191 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3879% | 2,332 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3879% | 2,146 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2423% | 810 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4955% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3998% | 1,839 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 6,045 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6183% | 884 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4488% | 1,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2692% | 824 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5016% | 1,362 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9581% | 662 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6722% | 1,533 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6722% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4285% | 6,332 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0902% | 1,581 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1591% | 1,380 |
| Percentage Net Loans Charged-off:Construction & development | 11.2965% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1472% | 2,922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5123% | 2,182 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6750% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4668% | 2,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7811% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7475% | 2,117 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6684% | 2,039 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8412% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3370% | 3,407 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2157% | 3,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.0475% | 6,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1903% | 2,378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3609% | 2,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1580% | 1,480 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4174% | 2,146 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9764% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5544% | 2,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4817% | 2,311 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9310% | 558 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1145% | 4,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 4,322 |
| Percentage Net Loans Charged-off:Construction & development | -0.1113% | 6,493 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1441% | 2,174 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,039 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0147% | 1,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 6,790 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6106% | 2,010 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0915% | 6,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0761% | 6,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2931% | 816 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0332% | 6,745 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0300% | 6,998 |
| Percentage Net Loans Charged-off:Construction & development | -0.1943% | 6,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0071% | 1,873 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0627% | 7,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0294% | 1,007 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0877% | 7,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1132% | 2,143 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1726% | 2,922 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1330% | 2,795 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9561% | 6,467 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7829% | 1,187 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4894% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 2.6460% | 1,855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8593% | 1,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3884% | 483 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0510% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4016% | 1,354 |
| All other 1-4 family - Percent of loans charged-off, net | 2.4213% | 530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0600% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2379% | 600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.3396% | 338 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3112% | 1,555 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9828% | 1,787 |
| Percentage Net Loans Charged-off:Construction & development | 2.7649% | 1,645 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6087% | 1,581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1036% | 1,132 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2801% | 1,345 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2823% | 978 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5212% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9285% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9272% | 403 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3538% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2285% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 4.2168% | 1,138 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9461% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9597% | 1,227 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1648% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1676% | 1,278 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8229% | 1,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5764% | 827 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4288% | 2,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1862% | 2,963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3026% | 1,289 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 7,212 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0075% | 7,232 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4384% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1446% | 1,636 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7200% | 623 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6872% | 3,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4784% | 2,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0071% | 3,475 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7992% | 1,342 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.2274% | 330 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4444% | 2,229 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1450% | 5,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5489% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8173% | 3,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9081% | 1,405 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7756% | 745 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5323% | 3,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2435% | 3,368 |
| Percentage Net Loans Charged-off:Construction & development | 0.0093% | 3,084 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4278% | 1,480 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.1844% | 165 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1451% | 3,183 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2009% | 5,868 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2035% | 2,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6610% | 2,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0198% | 1,232 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4338% | 528 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5033% | 2,817 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1277% | 3,582 |
| Percentage Net Loans Charged-off:Construction & development | -0.0281% | 7,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 1,658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2044% | 2,462 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3156% | 5,922 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2873% | 2,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6940% | 2,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1831% | 1,092 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.2905% | 393 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6572% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2724% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | -0.0554% | 7,383 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3643% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3924% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4528% | 1,224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3867% | 1,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8493% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0254% | 361 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5631% | 2,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3441% | 2,141 |
| Percentage Net Loans Charged-off:Construction & development | 0.3353% | 2,212 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6033% | 766 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2338% | 2,002 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1370% | 1,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2471% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4861% | 1,386 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3310% | 1,689 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5012% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4036% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1928% | 2,191 |
| Percentage Net Loans Charged-off:Construction & development | 0.4654% | 1,469 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1335% | 1,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3017% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1716% | 852 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3190% | 1,189 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6444% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5341% | 3,130 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6364% | 800 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4817% | 1,436 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2134% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1932% | 757 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3984% | 936 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2686% | 595 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4148% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1624% | 573 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4861% | 2,915 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9106% | 611 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4777% | 1,097 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0320% | 8,009 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1415% | 8,102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0870% | 1,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2438% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1278% | 1,173 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9267% | 254 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1827% | 3,428 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2250% | 441 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3778% | 1,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2976% | 963 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5222% | 438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1827% | 1,322 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0862% | 746 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1938% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6244% | 1,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3530% | 1,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4309% | 926 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2994% | 585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4958% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2409% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1182% | 513 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2546% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8401% | 1,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4316% | 902 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4978% | 721 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4041% | 382 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7442% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2207% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2447% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7855% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3774% | 885 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4572% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3904% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5985% | 141 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3752% | 399 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4187% | 351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1736% | 1,348 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9269% | 586 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5630% | 629 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5109% | 264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7658% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4013% | 414 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4465% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5991% | 1,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4973% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5474% | 549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5185% | 183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8328% | 149 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3306% | 416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3665% | 380 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5896% | 1,181 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2156% | 1,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5378% | 556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5416% | 180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9558% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1589% | 787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1756% | 712 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8649% | 849 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3808% | 2,804 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2657% | 1,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1723% | 484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2326% | 236 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1946% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2144% | 469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9895% | 588 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4072% | 2,415 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4910% | 885 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3998% | 299 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5019% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4950% | 299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5348% | 301 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1625% | 996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8501% | 2,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4032% | 965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2404% | 495 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3613% | 329 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1520% | 922 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1637% | 889 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3929% | 743 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0133% | 1,600 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0832% | 3,184 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0169% | 7,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0606% | 8,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0651% | 8,315 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3491% | 1,640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8220% | 1,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 4,446 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 1,718 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 1,371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0186% | 1,239 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1296% | 7,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2217% | 3,491 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1550% | 3,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0766% | 1,074 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1552% | 1,179 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1664% | 1,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3343% | 2,593 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8209% | 2,543 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1563% | 1,365 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1962% | 2,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0995% | 1,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2248% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2409% | 703 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3954% | 1,999 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1305% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2301% | 1,976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1034% | 1,231 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1123% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1642% | 909 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4298% | 1,707 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5186% | 1,123 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1651% | 2,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1208% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2271% | 318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2745% | 1,470 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6186% | 2,615 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2797% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0793% | 2,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0750% | 1,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0174% | 2,964 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 2,812 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1950% | 1,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5115% | 1,346 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.7790% | 17 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2336% | 2,638 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0502% | 2,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1047% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0232% | 2,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0238% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5848% | 2,040 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8020% | 918 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 22.9126% | 13 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3103% | 1,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0153% | 2,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0232% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0351% | 1,828 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0359% | 1,759 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1711% | 1,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5245% | 558 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 31.7300% | 10 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4860% | 1,130 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0156% | 1,789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0505% | 1,254 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0515% | 1,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5855% | 721 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2409% | 287 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0613% | 5,895 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 2,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.3715% | 391 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0840% | 1,124 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0160% | 2,974 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0163% | 2,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1417% | 8,247 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3661% | 5,001 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 11.7713% | 12 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3184% | 2,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1553% | 1,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1936% | 741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2156% | 888 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2181% | 865 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0779% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0847% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2044% | 3,111 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1741% | 3,560 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3648% | 2,048 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3078% | 2,688 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3414% | 2,640 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1467% | 4,688 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2837% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3438% | 3,777 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1545% | 7,949 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |