Home > South Boston Savings Bank > Loan Charge- Offs and Recoveries

South Boston Savings Bank, Loan Charge- Offs and Recoveries

1995-12-31 (YTD Data)Rank
Total charge-offs$11,563,000235
Loans secured by real estate, total$11,406,00068
To non-U.S. addressees$015
Real estate loans in domestic offices$11,406,00068
Construction and land development$0883
Secured by farmland$0381
Total charge-offs secured by 1-4 family residential properties$312,000509
Secured by multifamily residential properties$4,035,00029
Secured by nonfarm nonresidential properties$7,059,00053
Real estate loans in foreign officesNANA
Loans to depository institutions$023
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0186
Commercial and industrial loans$07,579
Loans to individuals$157,0001,720
Credit card loan charge offs$04,035
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$157,0001,435
Loans to foreign governments and official institutions$015
Other loans$0360
Lease financing receivables$0341
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$429,000861
Loans secured by real estate, total$412,000338
To non-U.S. addressees$013
Real estate loans in domestic offices$412,000337
Construction and land development$0688
Secured by farmland$0623
Secured by 1-4 family residential properties - total recoveries$112,000352
Secured by multifamily residential properties$0496
Secured by nonfarm nonresidential properties$300,000259
Real estate loans in foreign officesNANA
Loans to depository institutions$032
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0227
Commercial and industrial loans$07,599
Loans to individuals$17,0003,578
Credit card loan recoveries$02,795
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$17,0003,317
Loans to foreign governments and official institutions$030
Other loans$0383
Lease financing receivables$0322
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$11,134,000174
Loans secured by real estate, total$10,994,00057
To non-U.S. addressees$012
Real estate loans in domestic offices$10,994,00057
Construction and land development$0772
Secured by farmland$0306
Secured by 1-4 family residential properties- net charge-offs$200,000543
Secured by multifamily residential properties$4,035,00024
Secured by nonfarm nonresidential properties$6,759,00039
Real estate loans in foreign officesNANA
Loans to depository institutions$019
To foreign banks$018
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$05,683
To non-U.S. addressees$022
Loans to individuals$140,0001,457
Credit card loan net charge offs$03,773
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$140,0001,171
Loans to foreign governments and official institutions$011
Other loans$0309
Lease financing receivables$0281
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1994-12-31 (YTD Data)Rank
Total charge-offs$6,731,000328
Loans secured by real estate, total$6,660,000142
To non-U.S. addressees$013
Real estate loans in domestic offices$6,660,000141
Construction and land development$0994
Secured by farmland$0491
Total charge-offs secured by 1-4 family residential properties$1,034,000216
Secured by multifamily residential properties$1,096,00085
Secured by nonfarm nonresidential properties$4,530,00096
Real estate loans in foreign officesNANA
Loans to depository institutions$018
To foreign banks$013
Loans to finance agricultural production and other loans to farmers$0188
Commercial and industrial loans$07,969
Loans to individuals$81,0002,568
Credit card loan charge offs$04,000
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$81,0002,246
Loans to foreign governments and official institutions$015
Other loans$0345
Lease financing receivables$0332
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$1,039,000541
Loans secured by real estate, total$1,027,000213
To non-U.S. addressees$012
Real estate loans in domestic offices$1,027,000210
Construction and land development$0797
Secured by farmland$0744
Secured by 1-4 family residential properties - total recoveries$273,000190
Secured by multifamily residential properties$0504
Secured by nonfarm nonresidential properties$754,000146
Real estate loans in foreign officesNANA
Loans to depository institutions$033
To foreign banks$021
Loans to finance agricultural production and other loans to farmers$0235
Commercial and industrial loans$08,252
Loans to individuals$12,0004,549
Credit card loan recoveries$02,801
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$12,0004,277
Loans to foreign governments and official institutions$034
Other loans$0356
Lease financing receivables$0351
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$5,692,000276
Loans secured by real estate, total$5,633,000132
To non-U.S. addressees$09
Real estate loans in domestic offices$5,633,000131
Construction and land development$0849
Secured by farmland$0385
Secured by 1-4 family residential properties- net charge-offs$761,000233
Secured by multifamily residential properties$1,096,00079
Secured by nonfarm nonresidential properties$3,776,00092
Real estate loans in foreign officesNANA
Loans to depository institutions$014
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0130
Commercial and industrial loans$05,704
To non-U.S. addressees$026
Loans to individuals$69,0002,044
Credit card loan net charge offs$03,705
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$69,0001,678
Loans to foreign governments and official institutions$09
Other loans$0276
Lease financing receivables$0251
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1993-12-31 (YTD Data)Rank
Total charge-offs$7,942,000370
Loans secured by real estate, total$7,915,000174
To non-U.S. addressees$019
Real estate loans in domestic offices$7,915,000174
Construction and land development$01,259
Secured by farmland$0674
Total charge-offs secured by 1-4 family residential properties$1,093,000247
Secured by multifamily residential properties$947,000103
Secured by nonfarm nonresidential properties$5,875,000118
Real estate loans in foreign officesNANA
Loans to depository institutions$028
To foreign banks$017
Loans to finance agricultural production and other loans to farmers$0175
Commercial and industrial loans$08,929
Loans to individuals$27,0005,351
Credit card loan charge offs$04,176
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$27,0004,869
Loans to foreign governments and official institutions$034
Other loans$0371
Lease financing receivables$0379
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$10,0008,887
Loans secured by real estate, total$9,0003,617
To non-U.S. addressees$016
Real estate loans in domestic offices$9,0003,618
Construction and land development$0926
Secured by farmland$0821
Secured by 1-4 family residential properties - total recoveries$04,624
Secured by multifamily residential properties$0535
Secured by nonfarm nonresidential properties$9,0001,600
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$026
Loans to finance agricultural production and other loans to farmers$0220
Commercial and industrial loans$08,809
Loans to individuals$1,0009,176
Credit card loan recoveries$02,866
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$1,0008,900
Loans to foreign governments and official institutions$038
Other loans$0355
Lease financing receivables$0365
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$7,932,000300
Loans secured by real estate, total$7,906,000158
To non-U.S. addressees$018
Real estate loans in domestic offices$7,906,000158
Construction and land development$01,117
Secured by farmland$0548
Secured by 1-4 family residential properties- net charge-offs$1,093,000219
Secured by multifamily residential properties$947,00098
Secured by nonfarm nonresidential properties$5,866,00099
Real estate loans in foreign officesNANA
Loans to depository institutions$016
To foreign banks$011
Loans to finance agricultural production and other loans to farmers$0121
Commercial and industrial loans$06,774
To non-U.S. addressees$036
Loans to individuals$26,0004,104
Credit card loan net charge offs$03,895
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$26,0003,588
Loans to foreign governments and official institutions$028
Other loans$0299
Lease financing receivables$0315
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
1992-12-31 (YTD Data)Rank
Total charge-offs$6,716,000484
Loans secured by real estate, total$6,673,000232
To non-U.S. addressees$017
Real estate loans in domestic offices$6,673,000231
Construction and land development$01,669
Secured by farmland$0904
Total charge-offs secured by 1-4 family residential properties$1,181,000243
Secured by multifamily residential properties$1,700,00091
Secured by nonfarm nonresidential properties$3,792,000186
Real estate loans in foreign officesNANA
Loans to depository institutions$043
To foreign banks$020
Loans to finance agricultural production and other loans to farmers$0201
Commercial and industrial loans$09,917
Loans to individuals$43,0004,985
Credit card loan charge offs$04,333
Auto Loans Charge-OffsNANA
Other Consumer Loan Charge-Offs$43,0004,573
Loans to foreign governments and official institutions$043
Other loans$0387
Lease financing receivables$0464
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Total recoveries$299,0001,395
Loans secured by real estate, total$299,000448
To non-U.S. addressees$07
Real estate loans in domestic offices$299,000448
Construction and land development$01,048
Secured by farmland$0870
Secured by 1-4 family residential properties - total recoveries$180,000239
Secured by multifamily residential properties$0476
Secured by nonfarm nonresidential properties$119,000443
Real estate loans in foreign officesNANA
Loans to depository institutions$052
To foreign banks$028
Loans to finance agricultural production and other loans to farmers$0217
Commercial and industrial loans$09,301
Loans to individuals$4,0007,607
Credit card loan recoveries$02,868
Auto Loans - RecoveriesNANA
Other Consumer Loan Recoveries$4,0007,317
Loans to foreign governments and official institutions$047
Other loans$0349
Lease financing receivables$0397
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA
Net charge-offs$6,417,000444
Loans secured by real estate, total$6,374,000219
To non-U.S. addressees$017
Real estate loans in domestic offices$6,374,000218
Construction and land development$01,547
Secured by farmland$0773
Secured by 1-4 family residential properties- net charge-offs$1,001,000249
Secured by multifamily residential properties$1,700,00087
Secured by nonfarm nonresidential properties$3,673,000176
Real estate loans in foreign officesNANA
Loans to depository institutions$036
To foreign banks$015
Loans to finance agricultural production and other loans to farmers$0152
Commercial and industrial loans$08,199
To non-U.S. addressees$050
Loans to individuals$39,0004,213
Credit card loan net charge offs$04,099
Auto Loans - Net Charge-OffsNANA
Other Consumer Loans Net Charge-Offs$39,0003,748
Loans to foreign governments and official institutions$037
Other loans$0326
Lease financing receivables$0406
Memoranda:
Loans to finance agricultural production and other loans to farmersNANA

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.